Cornerstone National Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$49,026,000952
Total interest expense$13,569,0001,054
Net interest income$35,457,000898
Provision for loan and lease losses$54,0002,765
Total noninterest income$5,011,0001,197
Gross Fiduciary activities income$3,580,000313
Service charges on deposit accounts$804,0001,182
Trading account gains and feesNANA
Additional Noninterest Income$627,0002,752
Total noninterest expense$23,732,0001,058
Salaries and employee benefits$17,743,000846
Premises and equipment expense$1,235,0001,771
Additional noninterest expense$627,0002,752
Pre-tax net operating income$16,682,000788
Securities gains (losses)$30,000548
Applicable income taxes$4,836,000546
Income before extraordinary items$11,876,000874
Extraordinary gains, net$054
Net income$11,876,000887
Minority interest net income$088
Net income of bank and minority interests.$11,876,000877
Net charge-offs$02,884
Cash dividends$6,850,000636
Sale, conversion, retirement of capital stock, net$4,000504
Net operating income$11,852,300890
2023-09-30 (YTD Data)Rank
Total interest income$35,963,000947
Total interest expense$9,298,0001,043
Net interest income$26,665,000908
Provision for loan and lease losses$42,0002,594
Total noninterest income$3,786,0001,190
Gross Fiduciary activities income$2,716,000305
Service charges on deposit accounts$598,0001,186
Trading account gains and feesNANA
Additional Noninterest Income$472,0002,740
Total noninterest expense$17,589,0001,062
Salaries and employee benefits$13,240,000855
Premises and equipment expense$961,0001,729
Additional noninterest expense$472,0002,739
Pre-tax net operating income$12,820,000794
Securities gains (losses)$-56,0003,863
Applicable income taxes$3,627,000572
Income before extraordinary items$9,137,000893
Extraordinary gains, net$052
Net income$9,137,000899
Minority interest net income$081
Net income of bank and minority interests.$9,137,000893
Net charge-offs$02,641
Cash dividends$6,100,000518
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,181,240902
2023-06-30 (YTD Data)Rank
Total interest income$23,348,000942
Total interest expense$5,542,0001,035
Net interest income$17,806,000908
Provision for loan and lease losses$29,0002,505
Total noninterest income$2,537,0001,129
Gross Fiduciary activities income$1,836,000296
Service charges on deposit accounts$392,0001,192
Trading account gains and feesNANA
Additional Noninterest Income$309,0002,728
Total noninterest expense$11,715,0001,057
Salaries and employee benefits$8,838,000846
Premises and equipment expense$656,0001,691
Additional noninterest expense$309,0002,723
Pre-tax net operating income$8,599,000795
Securities gains (losses)$9,000660
Applicable income taxes$2,425,000570
Income before extraordinary items$6,183,000892
Extraordinary gains, net$051
Net income$6,183,000904
Minority interest net income$081
Net income of bank and minority interests.$6,183,000892
Net charge-offs$02,431
Cash dividends$6,100,000385
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,175,890905
2023-03-31 (YTD Data)Rank
Total interest income$11,361,000954
Total interest expense$2,405,0001,039
Net interest income$8,956,000913
Provision for loan and lease losses$02,612
Total noninterest income$1,273,0001,131
Gross Fiduciary activities income$915,000308
Service charges on deposit accounts$192,0001,223
Trading account gains and feesNANA
Additional Noninterest Income$166,0002,636
Total noninterest expense$5,766,0001,088
Salaries and employee benefits$4,446,000854
Premises and equipment expense$335,0001,704
Additional noninterest expense$166,0002,636
Pre-tax net operating income$4,463,000801
Securities gains (losses)$21,000427
Applicable income taxes$1,265,000570
Income before extraordinary items$3,219,000891
Extraordinary gains, net$04
Net income$3,219,000890
Minority interest net income$048
Net income of bank and minority interests.$3,219,000890
Net charge-offs$02,062
Cash dividends$5,350,000252
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,202,410905
2022-12-31 (YTD Data)Rank
Total interest income$35,885,000981
Total interest expense$2,452,0001,381
Net interest income$33,433,000934
Provision for loan and lease losses$03,012
Total noninterest income$5,788,0001,090
Gross Fiduciary activities income$3,510,000315
Service charges on deposit accounts$834,0001,167
Trading account gains and feesNANA
Additional Noninterest Income$1,444,0001,936
Total noninterest expense$23,054,0001,056
Salaries and employee benefits$17,513,000842
Premises and equipment expense$1,264,0001,743
Additional noninterest expense$1,444,0001,936
Pre-tax net operating income$16,167,000891
Securities gains (losses)$-226,0004,138
Applicable income taxes$4,552,000638
Income before extraordinary items$11,389,0001,000
Extraordinary gains, net$05
Net income$11,389,0001,000
Minority interest net income$063
Net income of bank and minority interests.$11,389,0001,000
Net charge-offs$-46,0004,065
Cash dividends$5,000,000771
Sale, conversion, retirement of capital stock, net$415,000340
Net operating income$11,567,5401,012
2022-09-30 (YTD Data)Rank
Total interest income$24,685,0001,014
Total interest expense$1,049,0001,704
Net interest income$23,636,000967
Provision for loan and lease losses$02,835
Total noninterest income$4,731,0001,043
Gross Fiduciary activities income$2,709,000313
Service charges on deposit accounts$644,0001,155
Trading account gains and feesNANA
Additional Noninterest Income$1,378,0001,727
Total noninterest expense$16,967,0001,070
Salaries and employee benefits$12,991,000848
Premises and equipment expense$1,109,0001,551
Additional noninterest expense$1,378,0001,727
Pre-tax net operating income$11,400,000941
Securities gains (losses)$-220,0004,372
Applicable income taxes$3,166,000666
Income before extraordinary items$8,014,0001,049
Extraordinary gains, net$04
Net income$8,014,0001,048
Minority interest net income$057
Net income of bank and minority interests.$8,014,0001,049
Net charge-offs$02,349
Cash dividends$2,500,000959
Sale, conversion, retirement of capital stock, net$415,000280
Net operating income$8,187,8001,051
2022-06-30 (YTD Data)Rank
Total interest income$15,151,0001,049
Total interest expense$481,0002,010
Net interest income$14,670,0001,002
Provision for loan and lease losses$02,599
Total noninterest income$3,021,0001,067
Gross Fiduciary activities income$1,838,000277
Service charges on deposit accounts$448,0001,101
Trading account gains and feesNANA
Additional Noninterest Income$735,0002,006
Total noninterest expense$11,158,0001,071
Salaries and employee benefits$8,557,000845
Premises and equipment expense$741,0001,560
Additional noninterest expense$1,860,0001,695
Pre-tax net operating income$6,533,000996
Securities gains (losses)$-169,0004,442
Applicable income taxes$1,799,000702
Income before extraordinary items$4,565,0001,118
Extraordinary gains, net$04
Net income$4,565,0001,117
Minority interest net income$060
Net income of bank and minority interests.$4,565,0001,118
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$311,000247
Net operating income$4,698,5101,118
2022-03-31 (YTD Data)Rank
Total interest income$7,014,0001,098
Total interest expense$240,0001,966
Net interest income$6,774,0001,054
Provision for loan and lease losses$02,285
Total noninterest income$1,285,0001,182
Gross Fiduciary activities income$914,000281
Service charges on deposit accounts$221,0001,111
Trading account gains and feesNANA
Additional Noninterest Income$150,0002,887
Total noninterest expense$5,523,0001,087
Salaries and employee benefits$4,246,000851
Premises and equipment expense$368,0001,594
Additional noninterest expense$909,0001,706
Pre-tax net operating income$2,536,0001,142
Securities gains (losses)$-91,0004,519
Applicable income taxes$694,000808
Income before extraordinary items$1,751,0001,309
Extraordinary gains, net$04
Net income$1,751,0001,308
Minority interest net income$050
Net income of bank and minority interests.$1,751,0001,309
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$156,000223
Net operating income$1,822,8901,296
2021-12-31 (YTD Data)Rank
Total interest income$32,068,000994
Total interest expense$1,640,0001,551
Net interest income$30,428,000959
Provision for loan and lease losses$50,0002,549
Total noninterest income$7,969,000984
Gross Fiduciary activities income$3,500,000283
Service charges on deposit accounts$832,0001,106
Trading account gains and feesNANA
Additional Noninterest Income$3,637,0001,331
Total noninterest expense$23,229,0001,042
Salaries and employee benefits$17,736,000816
Premises and equipment expense$1,456,0001,554
Additional noninterest expense$4,037,0001,579
Pre-tax net operating income$15,118,000930
Securities gains (losses)$-29,0004,487
Applicable income taxes$4,321,000696
Income before extraordinary items$10,768,0001,092
Extraordinary gains, net$010
Net income$10,768,0001,092
Minority interest net income$074
Net income of bank and minority interests.$10,768,0001,092
Net charge-offs$-800,0004,765
Cash dividends$2,250,0001,415
Sale, conversion, retirement of capital stock, net$623,000278
Net operating income$10,790,9101,070
2021-09-30 (YTD Data)Rank
Total interest income$24,120,0001,011
Total interest expense$1,328,0001,542
Net interest income$22,792,000975
Provision for loan and lease losses$50,0002,340
Total noninterest income$6,139,000989
Gross Fiduciary activities income$2,582,000284
Service charges on deposit accounts$613,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$2,944,0001,311
Total noninterest expense$17,084,0001,058
Salaries and employee benefits$13,217,000834
Premises and equipment expense$1,087,0001,587
Additional noninterest expense$2,780,0001,678
Pre-tax net operating income$11,797,000937
Securities gains (losses)$-15,0004,601
Applicable income taxes$3,325,000701
Income before extraordinary items$8,457,0001,082
Extraordinary gains, net$08
Net income$8,457,0001,083
Minority interest net income$069
Net income of bank and minority interests.$8,457,0001,083
Net charge-offs$02,463
Cash dividends$1,250,0001,539
Sale, conversion, retirement of capital stock, net$467,000254
Net operating income$8,468,8501,068
2021-06-30 (YTD Data)Rank
Total interest income$16,053,0001,005
Total interest expense$913,0001,568
Net interest income$15,140,000966
Provision for loan and lease losses$50,0002,139
Total noninterest income$4,210,000966
Gross Fiduciary activities income$1,669,000288
Service charges on deposit accounts$402,0001,096
Trading account gains and feesNANA
Additional Noninterest Income$2,139,0001,240
Total noninterest expense$11,733,0001,022
Salaries and employee benefits$9,064,000803
Premises and equipment expense$738,0001,567
Additional noninterest expense$1,931,0001,615
Pre-tax net operating income$7,567,000971
Securities gains (losses)$-11,0004,655
Applicable income taxes$2,137,000715
Income before extraordinary items$5,419,0001,113
Extraordinary gains, net$06
Net income$5,419,0001,114
Minority interest net income$067
Net income of bank and minority interests.$5,419,0001,114
Net charge-offs$02,245
Cash dividends$500,0001,940
Sale, conversion, retirement of capital stock, net$311,000226
Net operating income$5,427,6901,096
2021-03-31 (YTD Data)Rank
Total interest income$8,125,000976
Total interest expense$488,0001,549
Net interest income$7,637,000946
Provision for loan and lease losses$50,0001,719
Total noninterest income$1,971,0001,014
Gross Fiduciary activities income$815,000287
Service charges on deposit accounts$193,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$963,0001,306
Total noninterest expense$5,949,0001,007
Salaries and employee benefits$4,557,000794
Premises and equipment expense$380,0001,539
Additional noninterest expense$1,012,0001,536
Pre-tax net operating income$3,609,000997
Securities gains (losses)$-16,0004,701
Applicable income taxes$1,008,000743
Income before extraordinary items$2,585,0001,171
Extraordinary gains, net$03
Net income$2,585,0001,171
Minority interest net income$055
Net income of bank and minority interests.$2,585,0001,171
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$156,000203
Net operating income$2,597,6401,137
2020-12-31 (YTD Data)Rank
Total interest income$31,195,0001,016
Total interest expense$3,492,0001,308
Net interest income$27,703,000984
Provision for loan and lease losses$900,0001,710
Total noninterest income$10,210,000786
Gross Fiduciary activities income$3,029,000286
Service charges on deposit accounts$598,0001,416
Trading account gains and feesNANA
Additional Noninterest Income$6,583,000843
Total noninterest expense$24,129,000973
Salaries and employee benefits$17,740,000792
Premises and equipment expense$1,238,0001,766
Additional noninterest expense$5,151,0001,241
Pre-tax net operating income$12,884,000854
Securities gains (losses)$-4,0004,727
Applicable income taxes$3,639,000616
Income before extraordinary items$9,241,0001,028
Extraordinary gains, net$04
Net income$9,241,0001,028
Minority interest net income$072
Net income of bank and minority interests.$9,241,0001,028
Net charge-offs$741,000778
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$623,000249
Net operating income$9,244,160989
2020-09-30 (YTD Data)Rank
Total interest income$22,457,0001,051
Total interest expense$2,931,0001,261
Net interest income$19,526,0001,025
Provision for loan and lease losses$250,0002,568
Total noninterest income$7,313,000786
Gross Fiduciary activities income$2,218,000286
Service charges on deposit accounts$424,0001,479
Trading account gains and feesNANA
Additional Noninterest Income$4,671,000846
Total noninterest expense$17,269,000990
Salaries and employee benefits$12,824,000803
Premises and equipment expense$887,0001,814
Additional noninterest expense$3,558,0001,314
Pre-tax net operating income$9,320,000850
Securities gains (losses)$-1,0004,639
Applicable income taxes$2,605,000607
Income before extraordinary items$6,714,0001,007
Extraordinary gains, net$04
Net income$6,714,0001,006
Minority interest net income$065
Net income of bank and minority interests.$6,714,0001,007
Net charge-offs$-59,0004,700
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$467,000222
Net operating income$6,714,790978
2020-06-30 (YTD Data)Rank
Total interest income$15,089,0001,061
Total interest expense$2,093,0001,271
Net interest income$12,996,0001,029
Provision for loan and lease losses$100,0002,943
Total noninterest income$4,513,000792
Gross Fiduciary activities income$1,462,000291
Service charges on deposit accounts$272,0001,542
Trading account gains and feesNANA
Additional Noninterest Income$2,779,000864
Total noninterest expense$11,023,0001,014
Salaries and employee benefits$8,150,000825
Premises and equipment expense$565,0001,871
Additional noninterest expense$2,308,0001,339
Pre-tax net operating income$6,386,000751
Securities gains (losses)$25,0001,599
Applicable income taxes$1,794,000540
Income before extraordinary items$4,617,000917
Extraordinary gains, net$04
Net income$4,617,000916
Minority interest net income$065
Net income of bank and minority interests.$4,617,000917
Net charge-offs$-59,0004,787
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$311,000208
Net operating income$4,597,250891
2020-03-31 (YTD Data)Rank
Total interest income$6,771,0001,178
Total interest expense$1,211,0001,234
Net interest income$5,560,0001,144
Provision for loan and lease losses$03,711
Total noninterest income$1,421,0001,017
Gross Fiduciary activities income$745,000284
Service charges on deposit accounts$143,0001,687
Trading account gains and feesNANA
Additional Noninterest Income$533,0001,457
Total noninterest expense$5,088,0001,095
Salaries and employee benefits$3,828,000868
Premises and equipment expense$276,0001,913
Additional noninterest expense$984,0001,539
Pre-tax net operating income$1,893,0001,097
Securities gains (losses)$21,0001,118
Applicable income taxes$529,000711
Income before extraordinary items$1,385,0001,276
Extraordinary gains, net$04
Net income$1,385,0001,275
Minority interest net income$056
Net income of bank and minority interests.$1,385,0001,276
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$156,000200
Net operating income$1,368,4101,259
2019-12-31 (YTD Data)Rank
Total interest income$25,933,0001,215
Total interest expense$4,342,0001,388
Net interest income$21,591,0001,177
Provision for loan and lease losses$03,973
Total noninterest income$5,335,0001,085
Gross Fiduciary activities income$2,883,000287
Service charges on deposit accounts$568,0001,744
Trading account gains and feesNANA
Additional Noninterest Income$1,884,0001,595
Total noninterest expense$18,803,0001,141
Salaries and employee benefits$15,116,000856
Premises and equipment expense$973,0002,073
Additional noninterest expense$2,714,0002,083
Pre-tax net operating income$8,123,0001,223
Securities gains (losses)$02,379
Applicable income taxes$2,216,000837
Income before extraordinary items$5,907,0001,402
Extraordinary gains, net$011
Net income$5,907,0001,404
Minority interest net income$076
Net income of bank and minority interests.$5,907,0001,404
Net charge-offs$-86,0004,871
Cash dividends$5,250,000761
Sale, conversion, retirement of capital stock, net$208,000392
Net operating income$5,907,0001,372
2019-09-30 (YTD Data)Rank
Total interest income$19,240,0001,241
Total interest expense$3,112,0001,445
Net interest income$16,128,0001,194
Provision for loan and lease losses$03,836
Total noninterest income$3,881,0001,096
Gross Fiduciary activities income$2,140,000287
Service charges on deposit accounts$434,0001,729
Trading account gains and feesNANA
Additional Noninterest Income$1,307,0001,649
Total noninterest expense$14,082,0001,137
Salaries and employee benefits$11,273,000856
Premises and equipment expense$771,0002,021
Additional noninterest expense$2,038,0002,090
Pre-tax net operating income$5,927,0001,268
Securities gains (losses)$02,167
Applicable income taxes$1,622,000891
Income before extraordinary items$4,305,0001,463
Extraordinary gains, net$011
Net income$4,305,0001,463
Minority interest net income$072
Net income of bank and minority interests.$4,305,0001,465
Net charge-offs$-86,0004,932
Cash dividends$5,250,000585
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,305,0001,431
2019-06-30 (YTD Data)Rank
Total interest income$12,514,0001,265
Total interest expense$1,899,0001,523
Net interest income$10,615,0001,208
Provision for loan and lease losses$03,685
Total noninterest income$2,480,0001,107
Gross Fiduciary activities income$1,401,000292
Service charges on deposit accounts$294,0001,683
Trading account gains and feesNANA
Additional Noninterest Income$785,0001,732
Total noninterest expense$8,668,0001,218
Salaries and employee benefits$6,932,000911
Premises and equipment expense$527,0001,982
Additional noninterest expense$1,209,0002,278
Pre-tax net operating income$4,427,0001,150
Securities gains (losses)$01,702
Applicable income taxes$1,208,000802
Income before extraordinary items$3,219,0001,318
Extraordinary gains, net$011
Net income$3,219,0001,317
Minority interest net income$069
Net income of bank and minority interests.$3,219,0001,318
Net charge-offs$-86,0005,031
Cash dividends$250,0002,705
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,219,0001,289
2019-03-31 (YTD Data)Rank
Total interest income$6,081,0001,292
Total interest expense$912,0001,531
Net interest income$5,169,0001,227
Provision for loan and lease losses$03,406
Total noninterest income$1,159,0001,121
Gross Fiduciary activities income$668,000298
Service charges on deposit accounts$152,0001,649
Trading account gains and feesNANA
Additional Noninterest Income$339,0001,840
Total noninterest expense$4,081,0001,267
Salaries and employee benefits$3,560,000897
Premises and equipment expense$272,0001,971
Additional noninterest expense$249,0003,865
Pre-tax net operating income$2,247,0001,121
Securities gains (losses)$01,087
Applicable income taxes$611,000770
Income before extraordinary items$1,636,0001,273
Extraordinary gains, net$05
Net income$1,636,0001,272
Minority interest net income$052
Net income of bank and minority interests.$1,636,0001,272
Net charge-offs$5,0002,211
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,636,0001,249
2018-12-31 (YTD Data)Rank
Total interest income$22,869,0001,286
Total interest expense$2,435,0001,681
Net interest income$20,434,0001,219
Provision for loan and lease losses$-400,0005,280
Total noninterest income$4,366,0001,191
Gross Fiduciary activities income$2,729,000293
Service charges on deposit accounts$647,0001,634
Trading account gains and feesNANA
Additional Noninterest Income$990,0002,253
Total noninterest expense$15,575,0001,306
Salaries and employee benefits$11,258,0001,065
Premises and equipment expense$992,0002,069
Additional noninterest expense$3,325,0001,753
Pre-tax net operating income$9,625,0001,068
Securities gains (losses)$01,125
Applicable income taxes$2,616,000724
Income before extraordinary items$7,009,0001,215
Extraordinary gains, net$06
Net income$7,009,0001,214
Minority interest net income$072
Net income of bank and minority interests.$7,009,0001,214
Net charge-offs$-933,0005,358
Cash dividends$8,000,000504
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,009,0001,212
2018-09-30 (YTD Data)Rank
Total interest income$16,941,0001,293
Total interest expense$1,635,0001,751
Net interest income$15,306,0001,218
Provision for loan and lease losses$-400,0005,368
Total noninterest income$3,308,0001,187
Gross Fiduciary activities income$2,051,000292
Service charges on deposit accounts$490,0001,627
Trading account gains and feesNANA
Additional Noninterest Income$767,0002,231
Total noninterest expense$11,550,0001,315
Salaries and employee benefits$8,165,0001,104
Premises and equipment expense$791,0001,989
Additional noninterest expense$2,594,0001,689
Pre-tax net operating income$7,464,0001,045
Securities gains (losses)$01,118
Applicable income taxes$2,050,000720
Income before extraordinary items$5,414,0001,182
Extraordinary gains, net$05
Net income$5,414,0001,181
Minority interest net income$066
Net income of bank and minority interests.$5,414,0001,181
Net charge-offs$-933,0005,431
Cash dividends$8,000,000376
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,414,0001,175
2018-06-30 (YTD Data)Rank
Total interest income$10,784,0001,325
Total interest expense$901,0001,929
Net interest income$9,883,0001,248
Provision for loan and lease losses$-400,0005,453
Total noninterest income$2,285,0001,157
Gross Fiduciary activities income$1,378,000294
Service charges on deposit accounts$329,0001,613
Trading account gains and feesNANA
Additional Noninterest Income$578,0002,115
Total noninterest expense$7,801,0001,295
Salaries and employee benefits$5,392,0001,117
Premises and equipment expense$554,0001,930
Additional noninterest expense$1,855,0001,608
Pre-tax net operating income$4,767,0001,067
Securities gains (losses)$0961
Applicable income taxes$1,308,000721
Income before extraordinary items$3,459,0001,201
Extraordinary gains, net$06
Net income$3,459,0001,200
Minority interest net income$065
Net income of bank and minority interests.$3,459,0001,200
Net charge-offs$-568,0005,474
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,459,0001,195
2018-03-31 (YTD Data)Rank
Total interest income$5,151,0001,359
Total interest expense$407,0002,005
Net interest income$4,744,0001,290
Provision for loan and lease losses$03,508
Total noninterest income$1,135,0001,170
Gross Fiduciary activities income$656,000306
Service charges on deposit accounts$159,0001,655
Trading account gains and feesNANA
Additional Noninterest Income$320,0001,948
Total noninterest expense$3,714,0001,377
Salaries and employee benefits$2,641,0001,140
Premises and equipment expense$239,0002,170
Additional noninterest expense$834,0001,748
Pre-tax net operating income$2,165,0001,127
Securities gains (losses)$0735
Applicable income taxes$584,000770
Income before extraordinary items$1,581,0001,283
Extraordinary gains, net$07
Net income$1,581,0001,283
Minority interest net income$052
Net income of bank and minority interests.$1,581,0001,283
Net charge-offs$-16,0004,917
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,581,0001,271
2017-12-31 (YTD Data)Rank
Total interest income$18,745,0001,430
Total interest expense$1,340,0002,085
Net interest income$17,405,0001,352
Provision for loan and lease losses$-800,0005,575
Total noninterest income$4,257,0001,231
Gross Fiduciary activities income$2,335,000314
Service charges on deposit accounts$593,0001,796
Trading account gains and feesNANA
Additional Noninterest Income$1,329,0001,949
Total noninterest expense$14,293,0001,396
Salaries and employee benefits$10,033,0001,155
Premises and equipment expense$926,0002,228
Additional noninterest expense$3,334,0001,786
Pre-tax net operating income$8,169,0001,159
Securities gains (losses)$02,243
Applicable income taxes$3,621,000837
Income before extraordinary items$4,548,0001,453
Extraordinary gains, net$09
Net income$4,548,0001,452
Minority interest net income$076
Net income of bank and minority interests.$4,548,0001,453
Net charge-offs$343,0001,371
Cash dividends$7,117,000488
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,548,0001,435
2017-09-30 (YTD Data)Rank
Total interest income$13,806,0001,453
Total interest expense$963,0002,138
Net interest income$12,843,0001,381
Provision for loan and lease losses$-500,0005,623
Total noninterest income$3,239,0001,248
Gross Fiduciary activities income$1,719,000314
Service charges on deposit accounts$445,0001,802
Trading account gains and feesNANA
Additional Noninterest Income$1,075,0001,897
Total noninterest expense$10,545,0001,422
Salaries and employee benefits$7,318,0001,186
Premises and equipment expense$721,0002,175
Additional noninterest expense$2,506,0001,774
Pre-tax net operating income$6,037,0001,197
Securities gains (losses)$02,274
Applicable income taxes$2,194,000864
Income before extraordinary items$3,843,0001,424
Extraordinary gains, net$09
Net income$3,843,0001,422
Minority interest net income$071
Net income of bank and minority interests.$3,843,0001,424
Net charge-offs$-356,0005,599
Cash dividends$200,0003,115
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,843,0001,403
2017-06-30 (YTD Data)Rank
Total interest income$9,013,0001,470
Total interest expense$592,0002,221
Net interest income$8,421,0001,397
Provision for loan and lease losses$03,871
Total noninterest income$2,154,0001,249
Gross Fiduciary activities income$1,139,000316
Service charges on deposit accounts$294,0001,799
Trading account gains and feesNANA
Additional Noninterest Income$721,0001,893
Total noninterest expense$7,016,0001,428
Salaries and employee benefits$4,890,0001,192
Premises and equipment expense$476,0002,199
Additional noninterest expense$1,650,0001,783
Pre-tax net operating income$3,559,0001,301
Securities gains (losses)$01,906
Applicable income taxes$1,257,000941
Income before extraordinary items$2,302,0001,522
Extraordinary gains, net$011
Net income$2,302,0001,522
Minority interest net income$071
Net income of bank and minority interests.$2,302,0001,522
Net charge-offs$-147,0005,520
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,302,0001,511
2017-03-31 (YTD Data)Rank
Total interest income$4,413,0001,486
Total interest expense$291,0002,226
Net interest income$4,122,0001,414
Provision for loan and lease losses$03,537
Total noninterest income$1,051,0001,272
Gross Fiduciary activities income$555,000321
Service charges on deposit accounts$142,0001,843
Trading account gains and feesNANA
Additional Noninterest Income$354,0001,878
Total noninterest expense$3,550,0001,414
Salaries and employee benefits$2,437,0001,200
Premises and equipment expense$226,0002,310
Additional noninterest expense$887,0001,675
Pre-tax net operating income$1,623,0001,366
Securities gains (losses)$01,153
Applicable income taxes$569,000987
Income before extraordinary items$1,054,0001,604
Extraordinary gains, net$08
Net income$1,054,0001,604
Minority interest net income$055
Net income of bank and minority interests.$1,054,0001,604
Net charge-offs$-100,0005,612
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,054,0001,588
2016-12-31 (YTD Data)Rank
Total interest income$16,862,0001,513
Total interest expense$1,191,0002,144
Net interest income$15,671,0001,437
Provision for loan and lease losses$04,332
Total noninterest income$4,914,0001,160
Gross Fiduciary activities income$2,171,000318
Service charges on deposit accounts$597,0001,807
Trading account gains and fees$0170
Additional Noninterest Income$2,146,0001,527
Total noninterest expense$13,552,0001,450
Salaries and employee benefits$9,339,0001,216
Premises and equipment expense$846,0002,397
Additional noninterest expense$3,367,0001,783
Pre-tax net operating income$7,033,0001,240
Securities gains (losses)$4,0002,928
Applicable income taxes$2,526,000885
Income before extraordinary items$4,511,0001,503
Extraordinary gains, net$05
Net income$4,511,0001,502
Minority interest net income$082
Net income of bank and minority interests.$4,511,0001,502
Net charge-offs$-81,0005,480
Cash dividends$2,625,0001,132
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,508,4401,475
2016-09-30 (YTD Data)Rank
Total interest income$12,498,0001,520
Total interest expense$891,0002,152
Net interest income$11,607,0001,455
Provision for loan and lease losses$04,186
Total noninterest income$3,849,0001,126
Gross Fiduciary activities income$1,614,000320
Service charges on deposit accounts$449,0001,812
Trading account gains and fees$0169
Additional Noninterest Income$1,786,0001,419
Total noninterest expense$10,270,0001,432
Salaries and employee benefits$6,755,0001,251
Premises and equipment expense$659,0002,350
Additional noninterest expense$2,856,0001,603
Pre-tax net operating income$5,186,0001,286
Securities gains (losses)$4,0002,856
Applicable income taxes$1,866,000916
Income before extraordinary items$3,324,0001,544
Extraordinary gains, net$05
Net income$3,324,0001,543
Minority interest net income$071
Net income of bank and minority interests.$3,324,0001,544
Net charge-offs$-38,0005,290
Cash dividends$2,625,000849
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,321,4401,509
2016-06-30 (YTD Data)Rank
Total interest income$8,255,0001,537
Total interest expense$593,0002,156
Net interest income$7,662,0001,480
Provision for loan and lease losses$04,017
Total noninterest income$2,538,0001,118
Gross Fiduciary activities income$1,096,000319
Service charges on deposit accounts$299,0001,803
Trading account gains and fees$0157
Additional Noninterest Income$1,143,0001,415
Total noninterest expense$6,839,0001,443
Salaries and employee benefits$4,414,0001,280
Premises and equipment expense$440,0002,349
Additional noninterest expense$1,985,0001,542
Pre-tax net operating income$3,361,0001,304
Securities gains (losses)$4,0002,523
Applicable income taxes$1,212,000931
Income before extraordinary items$2,153,0001,555
Extraordinary gains, net$016
Net income$2,153,0001,555
Minority interest net income$071
Net income of bank and minority interests.$2,153,0001,555
Net charge-offs$-38,0005,418
Cash dividends$2,375,000668
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,150,4401,524
2016-03-31 (YTD Data)Rank
Total interest income$4,128,0001,537
Total interest expense$302,0002,125
Net interest income$3,826,0001,470
Provision for loan and lease losses$03,656
Total noninterest income$1,164,0001,167
Gross Fiduciary activities income$533,000319
Service charges on deposit accounts$151,0001,791
Trading account gains and fees$0142
Additional Noninterest Income$480,0001,550
Total noninterest expense$3,330,0001,469
Salaries and employee benefits$2,193,0001,282
Premises and equipment expense$219,0002,378
Additional noninterest expense$918,0001,649
Pre-tax net operating income$1,660,0001,291
Securities gains (losses)$4,0001,767
Applicable income taxes$604,000914
Income before extraordinary items$1,060,0001,542
Extraordinary gains, net$012
Net income$1,060,0001,542
Minority interest net income$062
Net income of bank and minority interests.$1,060,0001,543
Net charge-offs$-15,0005,360
Cash dividends$1,250,000609
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,057,4401,509
2015-12-31 (YTD Data)Rank
Total interest income$16,191,0001,526
Total interest expense$1,219,0002,093
Net interest income$14,972,0001,478
Provision for loan and lease losses$180,0002,436
Total noninterest income$4,879,0001,143
Gross Fiduciary activities income$2,319,000310
Service charges on deposit accounts$644,0001,754
Trading account gains and fees$0159
Additional Noninterest Income$1,916,0001,572
Total noninterest expense$12,659,0001,527
Salaries and employee benefits$8,541,0001,280
Premises and equipment expense$836,0002,474
Additional noninterest expense$3,282,0001,832
Pre-tax net operating income$7,012,0001,197
Securities gains (losses)$03,216
Applicable income taxes$2,622,000831
Income before extraordinary items$4,390,0001,505
Extraordinary gains, net$023
Net income$4,390,0001,505
Minority interest net income$081
Net income of bank and minority interests.$4,390,0001,505
Net charge-offs$-297,0005,931
Cash dividends$500,0002,915
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,390,0001,477
2015-09-30 (YTD Data)Rank
Total interest income$12,068,0001,548
Total interest expense$903,0002,131
Net interest income$11,165,0001,494
Provision for loan and lease losses$200,0001,947
Total noninterest income$3,942,0001,104
Gross Fiduciary activities income$1,787,000306
Service charges on deposit accounts$490,0001,755
Trading account gains and fees$0153
Additional Noninterest Income$1,665,0001,421
Total noninterest expense$9,652,0001,517
Salaries and employee benefits$6,395,0001,292
Premises and equipment expense$650,0002,439
Additional noninterest expense$2,607,0001,748
Pre-tax net operating income$5,255,0001,218
Securities gains (losses)$03,031
Applicable income taxes$1,972,000860
Income before extraordinary items$3,283,0001,520
Extraordinary gains, net$021
Net income$3,283,0001,521
Minority interest net income$078
Net income of bank and minority interests.$3,283,0001,521
Net charge-offs$-269,0006,017
Cash dividends$500,0002,312
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,283,0001,481
2015-06-30 (YTD Data)Rank
Total interest income$8,006,0001,562
Total interest expense$581,0002,207
Net interest income$7,425,0001,499
Provision for loan and lease losses$200,0001,484
Total noninterest income$2,828,0001,042
Gross Fiduciary activities income$1,294,000294
Service charges on deposit accounts$329,0001,721
Trading account gains and fees$0157
Additional Noninterest Income$1,205,0001,372
Total noninterest expense$6,515,0001,508
Salaries and employee benefits$4,299,0001,289
Premises and equipment expense$436,0002,432
Additional noninterest expense$1,780,0001,703
Pre-tax net operating income$3,538,0001,190
Securities gains (losses)$02,636
Applicable income taxes$1,327,000840
Income before extraordinary items$2,211,0001,500
Extraordinary gains, net$022
Net income$2,211,0001,502
Minority interest net income$075
Net income of bank and minority interests.$2,211,0001,502
Net charge-offs$-239,0006,105
Cash dividends$500,0001,914
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,211,0001,464
2015-03-31 (YTD Data)Rank
Total interest income$3,996,0001,553
Total interest expense$295,0002,208
Net interest income$3,701,0001,499
Provision for loan and lease losses$110,0001,351
Total noninterest income$1,479,000977
Gross Fiduciary activities income$602,000306
Service charges on deposit accounts$162,0001,731
Trading account gains and fees$0152
Additional Noninterest Income$715,0001,177
Total noninterest expense$3,289,0001,493
Salaries and employee benefits$2,198,0001,271
Premises and equipment expense$219,0002,467
Additional noninterest expense$872,0001,727
Pre-tax net operating income$1,781,0001,153
Securities gains (losses)$02,027
Applicable income taxes$710,000792
Income before extraordinary items$1,071,0001,488
Extraordinary gains, net$013
Net income$1,071,0001,490
Minority interest net income$064
Net income of bank and minority interests.$1,071,0001,490
Net charge-offs$-221,0006,254
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,071,0001,442
2014-12-31 (YTD Data)Rank
Total interest income$16,483,0001,514
Total interest expense$1,219,0002,230
Net interest income$15,264,0001,453
Provision for loan and lease losses$300,0001,975
Total noninterest income$5,285,0001,064
Gross Fiduciary activities income$3,286,000256
Service charges on deposit accounts$698,0001,749
Trading account gains and fees$0180
Additional Noninterest Income$1,301,0001,964
Total noninterest expense$12,354,0001,550
Salaries and employee benefits$8,365,0001,274
Premises and equipment expense$873,0002,502
Additional noninterest expense$3,116,0001,973
Pre-tax net operating income$7,895,0001,039
Securities gains (losses)$03,259
Applicable income taxes$3,251,000676
Income before extraordinary items$4,644,0001,392
Extraordinary gains, net$017
Net income$4,644,0001,391
Minority interest net income$084
Net income of bank and minority interests.$4,644,0001,391
Net charge-offs$1,058,000851
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,644,0001,363
2014-09-30 (YTD Data)Rank
Total interest income$12,189,0001,544
Total interest expense$916,0002,259
Net interest income$11,273,0001,474
Provision for loan and lease losses$225,0001,923
Total noninterest income$4,371,000978
Gross Fiduciary activities income$2,779,000237
Service charges on deposit accounts$530,0001,743
Trading account gains and fees$0174
Additional Noninterest Income$1,062,0001,861
Total noninterest expense$9,347,0001,539
Salaries and employee benefits$5,802,0001,367
Premises and equipment expense$632,0002,583
Additional noninterest expense$2,913,0001,609
Pre-tax net operating income$6,072,0001,029
Securities gains (losses)$02,980
Applicable income taxes$2,427,000690
Income before extraordinary items$3,645,0001,330
Extraordinary gains, net$015
Net income$3,645,0001,329
Minority interest net income$081
Net income of bank and minority interests.$3,645,0001,330
Net charge-offs$458,0001,232
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,645,0001,310
2014-06-30 (YTD Data)Rank
Total interest income$8,083,0001,540
Total interest expense$614,0002,281
Net interest income$7,469,0001,476
Provision for loan and lease losses$150,0001,864
Total noninterest income$2,977,000941
Gross Fiduciary activities income$1,933,000235
Service charges on deposit accounts$353,0001,737
Trading account gains and fees$0172
Additional Noninterest Income$691,0001,860
Total noninterest expense$6,370,0001,505
Salaries and employee benefits$3,880,0001,363
Premises and equipment expense$422,0002,599
Additional noninterest expense$2,068,0001,516
Pre-tax net operating income$3,926,0001,042
Securities gains (losses)$02,580
Applicable income taxes$1,583,000693
Income before extraordinary items$2,343,0001,338
Extraordinary gains, net$020
Net income$2,343,0001,339
Minority interest net income$080
Net income of bank and minority interests.$2,343,0001,339
Net charge-offs$289,0001,277
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,343,0001,312
2014-03-31 (YTD Data)Rank
Total interest income$3,948,0001,571
Total interest expense$311,0002,290
Net interest income$3,637,0001,506
Provision for loan and lease losses$75,0001,807
Total noninterest income$1,143,0001,127
Gross Fiduciary activities income$856,000253
Service charges on deposit accounts$173,0001,750
Trading account gains and fees$0147
Additional Noninterest Income$114,0003,378
Total noninterest expense$3,194,0001,503
Salaries and employee benefits$1,907,0001,404
Premises and equipment expense$208,0002,688
Additional noninterest expense$1,079,0001,456
Pre-tax net operating income$1,511,0001,241
Securities gains (losses)$01,715
Applicable income taxes$610,000806
Income before extraordinary items$901,0001,626
Extraordinary gains, net$016
Net income$901,0001,629
Minority interest net income$066
Net income of bank and minority interests.$901,0001,629
Net charge-offs$302,000707
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$901,0001,593
2013-12-31 (YTD Data)Rank
Total interest income$15,734,0001,583
Total interest expense$1,699,0001,967
Net interest income$14,035,0001,551
Provision for loan and lease losses$1,350,000866
Total noninterest income$4,782,0001,171
Gross Fiduciary activities income$2,379,000294
Service charges on deposit accounts$586,0002,106
Trading account gains and fees$0184
Additional Noninterest Income$1,817,0001,631
Total noninterest expense$12,814,0001,513
Salaries and employee benefits$7,868,0001,351
Premises and equipment expense$808,0002,685
Additional noninterest expense$4,138,0001,582
Pre-tax net operating income$4,653,0001,505
Securities gains (losses)$03,182
Applicable income taxes$1,810,000973
Income before extraordinary items$2,843,0001,976
Extraordinary gains, net$029
Net income$2,843,0001,979
Minority interest net income$090
Net income of bank and minority interests.$2,843,0001,980
Net charge-offs$196,0003,036
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,843,0001,934
2013-09-30 (YTD Data)Rank
Total interest income$11,705,0001,615
Total interest expense$1,299,0001,983
Net interest income$10,406,0001,573
Provision for loan and lease losses$1,350,000699
Total noninterest income$3,820,0001,143
Gross Fiduciary activities income$1,869,000283
Service charges on deposit accounts$410,0002,237
Trading account gains and fees$0180
Additional Noninterest Income$1,541,0001,523
Total noninterest expense$9,639,0001,516
Salaries and employee benefits$5,864,0001,356
Premises and equipment expense$647,0002,578
Additional noninterest expense$3,128,0001,571
Pre-tax net operating income$3,237,0001,634
Securities gains (losses)$03,040
Applicable income taxes$1,235,0001,080
Income before extraordinary items$2,002,0002,132
Extraordinary gains, net$025
Net income$2,002,0002,139
Minority interest net income$084
Net income of bank and minority interests.$2,002,0002,139
Net charge-offs$-141,0006,660
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,002,0002,064
2013-06-30 (YTD Data)Rank
Total interest income$7,769,0001,611
Total interest expense$869,0001,997
Net interest income$6,900,0001,574
Provision for loan and lease losses$1,350,000524
Total noninterest income$2,419,0001,190
Gross Fiduciary activities income$1,280,000282
Service charges on deposit accounts$255,0002,327
Trading account gains and fees$0157
Additional Noninterest Income$884,0001,739
Total noninterest expense$6,647,0001,478
Salaries and employee benefits$3,974,0001,338
Premises and equipment expense$440,0002,538
Additional noninterest expense$2,233,0001,459
Pre-tax net operating income$1,322,0002,421
Securities gains (losses)$02,791
Applicable income taxes$612,0001,325
Income before extraordinary items$710,0003,277
Extraordinary gains, net$022
Net income$710,0003,278
Minority interest net income$082
Net income of bank and minority interests.$710,0003,280
Net charge-offs$142,0002,422
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$710,0003,186
2013-03-31 (YTD Data)Rank
Total interest income$3,855,0001,644
Total interest expense$440,0002,022
Net interest income$3,415,0001,584
Provision for loan and lease losses$900,000437
Total noninterest income$1,406,0001,068
Gross Fiduciary activities income$570,000297
Service charges on deposit accounts$126,0002,338
Trading account gains and fees$0148
Additional Noninterest Income$710,0001,240
Total noninterest expense$3,255,0001,510
Salaries and employee benefits$1,976,0001,356
Premises and equipment expense$189,0002,868
Additional noninterest expense$1,090,0001,487
Pre-tax net operating income$666,0002,365
Securities gains (losses)$01,966
Applicable income taxes$245,0001,527
Income before extraordinary items$421,0002,942
Extraordinary gains, net$010
Net income$421,0002,942
Minority interest net income$076
Net income of bank and minority interests.$421,0002,944
Net charge-offs$14,0003,305
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$421,0002,851
2012-12-31 (YTD Data)Rank
Total interest income$16,534,0001,611
Total interest expense$2,199,0001,973
Net interest income$14,335,0001,535
Provision for loan and lease losses$3,700,000649
Total noninterest income$5,254,0001,115
Gross Fiduciary activities income$1,934,000314
Service charges on deposit accounts$554,0002,292
Trading account gains and fees$0166
Additional Noninterest Income$2,766,0001,234
Total noninterest expense$12,460,0001,565
Salaries and employee benefits$7,678,0001,346
Premises and equipment expense$858,0002,590
Additional noninterest expense$3,924,0001,698
Pre-tax net operating income$3,429,0001,857
Securities gains (losses)$03,810
Applicable income taxes$1,326,0001,200
Income before extraordinary items$2,103,0002,500
Extraordinary gains, net$029
Net income$2,103,0002,501
Minority interest net income$093
Net income of bank and minority interests.$2,103,0002,501
Net charge-offs$2,912,000862
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,103,0002,369
2012-09-30 (YTD Data)Rank
Total interest income$12,541,0001,628
Total interest expense$1,714,0001,990
Net interest income$10,827,0001,534
Provision for loan and lease losses$2,800,000660
Total noninterest income$3,598,0001,172
Gross Fiduciary activities income$1,427,000317
Service charges on deposit accounts$415,0002,322
Trading account gains and fees$0157
Additional Noninterest Income$1,756,0001,389
Total noninterest expense$9,182,0001,596
Salaries and employee benefits$5,619,0001,369
Premises and equipment expense$683,0002,483
Additional noninterest expense$2,880,0001,730
Pre-tax net operating income$2,443,0002,019
Securities gains (losses)$03,575
Applicable income taxes$930,0001,297
Income before extraordinary items$1,513,0002,630
Extraordinary gains, net$020
Net income$1,513,0002,631
Minority interest net income$086
Net income of bank and minority interests.$1,513,0002,631
Net charge-offs$2,363,000818
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,513,0002,508
2012-06-30 (YTD Data)Rank
Total interest income$8,422,0001,628
Total interest expense$1,166,0002,017
Net interest income$7,256,0001,530
Provision for loan and lease losses$1,900,000663
Total noninterest income$2,090,0001,296
Gross Fiduciary activities income$910,000320
Service charges on deposit accounts$278,0002,293
Trading account gains and fees$0153
Additional Noninterest Income$902,0001,613
Total noninterest expense$6,100,0001,593
Salaries and employee benefits$3,705,0001,391
Premises and equipment expense$466,0002,444
Additional noninterest expense$1,929,0001,723
Pre-tax net operating income$1,346,0002,315
Securities gains (losses)$03,178
Applicable income taxes$503,0001,482
Income before extraordinary items$843,0002,928
Extraordinary gains, net$019
Net income$843,0002,928
Minority interest net income$084
Net income of bank and minority interests.$843,0002,928
Net charge-offs$2,291,000627
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$843,0002,788
2012-03-31 (YTD Data)Rank
Total interest income$4,216,0001,635
Total interest expense$595,0002,051
Net interest income$3,621,0001,544
Provision for loan and lease losses$1,000,000612
Total noninterest income$1,091,0001,248
Gross Fiduciary activities income$437,000331
Service charges on deposit accounts$135,0002,328
Trading account gains and fees$0148
Additional Noninterest Income$519,0001,469
Total noninterest expense$3,033,0001,597
Salaries and employee benefits$1,873,0001,383
Premises and equipment expense$234,0002,443
Additional noninterest expense$926,0001,790
Pre-tax net operating income$679,0002,322
Securities gains (losses)$02,210
Applicable income taxes$253,0001,481
Income before extraordinary items$426,0002,931
Extraordinary gains, net$019
Net income$426,0002,934
Minority interest net income$078
Net income of bank and minority interests.$426,0002,935
Net charge-offs$97,0002,472
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$426,0002,779
2011-12-31 (YTD Data)Rank
Total interest income$17,872,0001,588
Total interest expense$3,026,0001,943
Net interest income$14,846,0001,500
Provision for loan and lease losses$3,700,0001,011
Total noninterest income$3,117,0001,455
Gross Fiduciary activities income$1,518,000320
Service charges on deposit accounts$451,0002,791
Trading account gains and fees$0146
Additional Noninterest Income$1,148,0001,962
Total noninterest expense$11,984,0001,642
Salaries and employee benefits$7,042,0001,401
Premises and equipment expense$991,0002,425
Additional noninterest expense$3,951,0001,719
Pre-tax net operating income$2,279,0002,270
Securities gains (losses)$3,0003,591
Applicable income taxes$857,0001,494
Income before extraordinary items$1,425,0002,878
Extraordinary gains, net$029
Net income$1,425,0002,880
Minority interest net income$096
Net income of bank and minority interests.$1,425,0002,880
Net charge-offs$2,646,0001,306
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,423,0802,779
2011-09-30 (YTD Data)Rank
Total interest income$13,455,0001,605
Total interest expense$2,313,0001,992
Net interest income$11,142,0001,506
Provision for loan and lease losses$2,800,000979
Total noninterest income$1,894,0001,674
Gross Fiduciary activities income$1,136,000321
Service charges on deposit accounts$327,0002,862
Trading account gains and fees$0145
Additional Noninterest Income$431,0002,921
Total noninterest expense$8,617,0001,683
Salaries and employee benefits$5,203,0001,425
Premises and equipment expense$748,0002,434
Additional noninterest expense$2,666,0001,906
Pre-tax net operating income$1,619,0002,436
Securities gains (losses)$03,555
Applicable income taxes$611,0001,558
Income before extraordinary items$1,008,0003,044
Extraordinary gains, net$021
Net income$1,008,0003,046
Minority interest net income$087
Net income of bank and minority interests.$1,008,0003,046
Net charge-offs$1,716,0001,359
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,008,0002,948
2011-06-30 (YTD Data)Rank
Total interest income$9,028,0001,607
Total interest expense$1,562,0002,035
Net interest income$7,466,0001,491
Provision for loan and lease losses$1,900,000947
Total noninterest income$1,208,0001,732
Gross Fiduciary activities income$734,000328
Service charges on deposit accounts$212,0002,898
Trading account gains and fees$0153
Additional Noninterest Income$262,0003,091
Total noninterest expense$5,737,0001,705
Salaries and employee benefits$3,491,0001,429
Premises and equipment expense$508,0002,412
Additional noninterest expense$1,738,0001,966
Pre-tax net operating income$1,037,0002,477
Securities gains (losses)$02,914
Applicable income taxes$392,0001,543
Income before extraordinary items$645,0003,056
Extraordinary gains, net$015
Net income$645,0003,059
Minority interest net income$089
Net income of bank and minority interests.$645,0003,059
Net charge-offs$1,286,0001,254
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$645,0002,971
2011-03-31 (YTD Data)Rank
Total interest income$4,490,0001,625
Total interest expense$794,0002,073
Net interest income$3,696,0001,510
Provision for loan and lease losses$925,000912
Total noninterest income$604,0001,745
Gross Fiduciary activities income$352,000338
Service charges on deposit accounts$105,0002,881
Trading account gains and fees$0158
Additional Noninterest Income$147,0002,939
Total noninterest expense$2,896,0001,709
Salaries and employee benefits$1,743,0001,450
Premises and equipment expense$254,0002,461
Additional noninterest expense$899,0001,880
Pre-tax net operating income$479,0002,637
Securities gains (losses)$01,772
Applicable income taxes$175,0001,638
Income before extraordinary items$304,0003,208
Extraordinary gains, net$09
Net income$304,0003,204
Minority interest net income$086
Net income of bank and minority interests.$304,0003,207
Net charge-offs$458,0001,410
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$304,0003,145
2010-12-31 (YTD Data)Rank
Total interest income$17,838,0001,694
Total interest expense$4,012,0001,993
Net interest income$13,826,0001,613
Provision for loan and lease losses$3,622,0001,423
Total noninterest income$2,101,0002,018
Gross Fiduciary activities income$1,171,000363
Service charges on deposit accounts$400,0003,077
Trading account gains and fees$0175
Additional Noninterest Income$530,0003,101
Total noninterest expense$10,894,0001,806
Salaries and employee benefits$6,318,0001,553
Premises and equipment expense$889,0002,732
Additional noninterest expense$3,687,0001,932
Pre-tax net operating income$1,411,0002,811
Securities gains (losses)$03,793
Applicable income taxes$507,0001,871
Income before extraordinary items$904,0003,410
Extraordinary gains, net$029
Net income$904,0003,407
Minority interest net income$0111
Net income of bank and minority interests.$904,0003,410
Net charge-offs$3,013,0001,465
Cash dividends$100,0003,688
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$904,0003,286
2010-09-30 (YTD Data)Rank
Total interest income$13,284,0001,742
Total interest expense$3,138,0001,997
Net interest income$10,146,0001,663
Provision for loan and lease losses$2,575,0001,404
Total noninterest income$1,500,0002,086
Gross Fiduciary activities income$861,000365
Service charges on deposit accounts$299,0003,160
Trading account gains and fees$0165
Additional Noninterest Income$340,0003,346
Total noninterest expense$7,888,0001,859
Salaries and employee benefits$4,767,0001,547
Premises and equipment expense$640,0002,880
Additional noninterest expense$2,481,0002,077
Pre-tax net operating income$1,183,0002,801
Securities gains (losses)$03,651
Applicable income taxes$428,0001,815
Income before extraordinary items$755,0003,375
Extraordinary gains, net$023
Net income$755,0003,374
Minority interest net income$0110
Net income of bank and minority interests.$755,0003,375
Net charge-offs$1,134,0002,048
Cash dividends$100,0003,171
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$755,0003,238
2010-06-30 (YTD Data)Rank
Total interest income$8,917,0001,755
Total interest expense$2,154,0002,014
Net interest income$6,763,0001,669
Provision for loan and lease losses$1,775,0001,371
Total noninterest income$992,0002,067
Gross Fiduciary activities income$521,000392
Service charges on deposit accounts$203,0003,135
Trading account gains and fees$0152
Additional Noninterest Income$268,0003,022
Total noninterest expense$5,175,0001,898
Salaries and employee benefits$3,122,0001,590
Premises and equipment expense$466,0002,671
Additional noninterest expense$1,587,0002,151
Pre-tax net operating income$805,0002,787
Securities gains (losses)$03,184
Applicable income taxes$290,0001,773
Income before extraordinary items$515,0003,357
Extraordinary gains, net$019
Net income$515,0003,354
Minority interest net income$0105
Net income of bank and minority interests.$515,0003,356
Net charge-offs$531,0002,374
Cash dividends$100,0002,812
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$515,0003,247
2010-03-31 (YTD Data)Rank
Total interest income$4,408,0001,816
Total interest expense$1,097,0002,078
Net interest income$3,311,0001,713
Provision for loan and lease losses$975,0001,196
Total noninterest income$406,0002,342
Gross Fiduciary activities income$254,000402
Service charges on deposit accounts$103,0003,095
Trading account gains and fees$0175
Additional Noninterest Income$49,0004,728
Total noninterest expense$2,548,0001,947
Salaries and employee benefits$1,542,0001,629
Premises and equipment expense$232,0002,753
Additional noninterest expense$774,0002,191
Pre-tax net operating income$194,0004,125
Securities gains (losses)$02,284
Applicable income taxes$64,0002,567
Income before extraordinary items$130,0004,618
Extraordinary gains, net$016
Net income$130,0004,619
Minority interest net income$091
Net income of bank and minority interests.$130,0004,617
Net charge-offs$329,0001,943
Cash dividends$100,0001,873
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$130,0004,508
2009-12-31 (YTD Data)Rank
Total interest income$18,188,0001,862
Total interest expense$6,484,0001,801
Net interest income$11,704,0001,897
Provision for loan and lease losses$3,135,0001,923
Total noninterest income$1,791,0002,281
Gross Fiduciary activities income$1,028,000378
Service charges on deposit accounts$430,0003,184
Trading account gains and fees$0211
Additional Noninterest Income$333,0003,838
Total noninterest expense$9,777,0002,066
Salaries and employee benefits$5,499,0001,803
Premises and equipment expense$999,0002,578
Additional noninterest expense$3,279,0002,175
Pre-tax net operating income$583,0003,817
Securities gains (losses)$03,754
Applicable income taxes$190,0002,421
Income before extraordinary items$393,0004,200
Extraordinary gains, net$034
Net income$393,0004,200
Minority interest net income$0115
Net income of bank and minority interests.$393,0004,200
Net charge-offs$2,747,0001,692
Cash dividends$800,0001,918
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$393,0004,128
2009-09-30 (YTD Data)Rank
Total interest income$13,670,0001,900
Total interest expense$5,138,0001,789
Net interest income$8,532,0001,938
Provision for loan and lease losses$2,175,0001,807
Total noninterest income$1,325,0002,356
Gross Fiduciary activities income$765,000380
Service charges on deposit accounts$331,0003,143
Trading account gains and fees$0212
Additional Noninterest Income$229,0004,056
Total noninterest expense$7,458,0002,028
Salaries and employee benefits$4,292,0001,750
Premises and equipment expense$725,0002,689
Additional noninterest expense$2,441,0002,154
Pre-tax net operating income$224,0004,828
Securities gains (losses)$03,497
Applicable income taxes$58,0003,239
Income before extraordinary items$166,0005,013
Extraordinary gains, net$027
Net income$166,0005,012
Minority interest net income$0118
Net income of bank and minority interests.$166,0005,012
Net charge-offs$1,558,0001,737
Cash dividends$800,0001,493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$166,0004,956
2009-06-30 (YTD Data)Rank
Total interest income$9,145,0001,931
Total interest expense$3,575,0001,800
Net interest income$5,570,0001,973
Provision for loan and lease losses$1,250,0001,805
Total noninterest income$871,0002,396
Gross Fiduciary activities income$504,000385
Service charges on deposit accounts$217,0003,158
Trading account gains and fees$0193
Additional Noninterest Income$150,0004,122
Total noninterest expense$5,012,0002,028
Salaries and employee benefits$2,855,0001,787
Premises and equipment expense$484,0002,720
Additional noninterest expense$1,673,0002,119
Pre-tax net operating income$179,0004,765
Securities gains (losses)$03,136
Applicable income taxes$52,0003,134
Income before extraordinary items$127,0005,014
Extraordinary gains, net$021
Net income$127,0005,012
Minority interest net income$0112
Net income of bank and minority interests.$127,0005,013
Net charge-offs$336,0002,799
Cash dividends$600,0001,412
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$127,0004,933
2009-03-31 (YTD Data)Rank
Total interest income$4,535,0001,966
Total interest expense$1,851,0001,808
Net interest income$2,684,0002,036
Provision for loan and lease losses$625,0001,559
Total noninterest income$387,0002,555
Gross Fiduciary activities income$229,000404
Service charges on deposit accounts$104,0003,190
Trading account gains and fees$0171
Additional Noninterest Income$54,0004,691
Total noninterest expense$2,437,0002,030
Salaries and employee benefits$1,402,0001,854
Premises and equipment expense$232,0002,858
Additional noninterest expense$803,0001,986
Pre-tax net operating income$9,0006,137
Securities gains (losses)$02,434
Applicable income taxes$-5,0007,129
Income before extraordinary items$14,0006,237
Extraordinary gains, net$015
Net income$14,0006,239
Minority interest net income$0102
Net income of bank and minority interests.$14,0006,239
Net charge-offs$05,728
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$14,0006,080
2008-12-31 (YTD Data)Rank
Total interest income$19,969,0001,912
Total interest expense$8,547,0001,855
Net interest income$11,422,0001,945
Provision for loan and lease losses$1,865,0001,895
Total noninterest income$1,758,0002,344
Gross Fiduciary activities income$1,021,000405
Service charges on deposit accounts$370,0003,612
Trading account gains and fees$0154
Additional Noninterest Income$367,0003,726
Total noninterest expense$8,105,0002,351
Salaries and employee benefits$4,978,0002,044
Premises and equipment expense$820,0003,121
Additional noninterest expense$2,307,0002,504
Pre-tax net operating income$3,210,0001,692
Securities gains (losses)$03,220
Applicable income taxes$1,209,0001,033
Income before extraordinary items$2,001,0001,999
Extraordinary gains, net$039
Net income$2,001,0002,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,327,0001,676
Cash dividends$200,0004,486
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,001,0002,114
2008-09-30 (YTD Data)Rank
Total interest income$15,255,0001,922
Total interest expense$6,502,0001,896
Net interest income$8,753,0001,937
Provision for loan and lease losses$655,0002,345
Total noninterest income$1,350,0002,381
Gross Fiduciary activities income$801,000404
Service charges on deposit accounts$261,0003,761
Trading account gains and fees$0148
Additional Noninterest Income$288,0003,751
Total noninterest expense$6,262,0002,284
Salaries and employee benefits$3,965,0001,950
Premises and equipment expense$612,0003,143
Additional noninterest expense$1,685,0002,508
Pre-tax net operating income$3,186,0001,535
Securities gains (losses)$03,106
Applicable income taxes$1,206,0001,002
Income before extraordinary items$1,980,0001,794
Extraordinary gains, net$031
Net income$1,980,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0003,106
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,980,0001,889
2008-06-30 (YTD Data)Rank
Total interest income$10,256,0001,928
Total interest expense$4,391,0001,966
Net interest income$5,865,0001,918
Provision for loan and lease losses$255,0002,777
Total noninterest income$901,0002,415
Gross Fiduciary activities income$538,000406
Service charges on deposit accounts$172,0003,789
Trading account gains and fees$0149
Additional Noninterest Income$191,0003,858
Total noninterest expense$4,187,0002,281
Salaries and employee benefits$2,737,0001,904
Premises and equipment expense$412,0003,137
Additional noninterest expense$1,038,0002,664
Pre-tax net operating income$2,324,0001,475
Securities gains (losses)$03,233
Applicable income taxes$887,0001,030
Income before extraordinary items$1,437,0001,876
Extraordinary gains, net$021
Net income$1,437,0001,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,828
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,437,0001,843
2008-03-31 (YTD Data)Rank
Total interest income$5,467,0001,875
Total interest expense$2,329,0001,991
Net interest income$3,138,0001,783
Provision for loan and lease losses$90,0002,858
Total noninterest income$427,0002,493
Gross Fiduciary activities income$261,000414
Service charges on deposit accounts$77,0003,952
Trading account gains and fees$0158
Additional Noninterest Income$89,0003,992
Total noninterest expense$2,032,0002,332
Salaries and employee benefits$1,315,0002,003
Premises and equipment expense$201,0003,212
Additional noninterest expense$516,0002,649
Pre-tax net operating income$1,443,0001,316
Securities gains (losses)$02,688
Applicable income taxes$548,000932
Income before extraordinary items$895,0001,660
Extraordinary gains, net$015
Net income$895,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,452
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$895,0001,602
2007-12-31 (YTD Data)Rank
Total interest income$23,855,0001,785
Total interest expense$10,707,0001,857
Net interest income$13,148,0001,719
Provision for loan and lease losses$360,0002,860
Total noninterest income$1,654,0002,540
Gross Fiduciary activities income$997,000420
Service charges on deposit accounts$296,0004,104
Trading account gains and fees$0178
Additional Noninterest Income$361,0003,932
Total noninterest expense$8,079,0002,269
Salaries and employee benefits$5,351,0001,889
Premises and equipment expense$802,0003,072
Additional noninterest expense$1,926,0002,752
Pre-tax net operating income$6,363,0001,323
Securities gains (losses)$02,146
Applicable income taxes$2,424,000955
Income before extraordinary items$3,939,0001,621
Extraordinary gains, net$039
Net income$3,939,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,587
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,939,0001,608
2007-09-30 (YTD Data)Rank
Total interest income$17,976,0001,785
Total interest expense$7,978,0001,864
Net interest income$9,998,0001,699
Provision for loan and lease losses$270,0002,452
Total noninterest income$1,240,0002,534
Gross Fiduciary activities income$742,000417
Service charges on deposit accounts$219,0004,140
Trading account gains and fees$0184
Additional Noninterest Income$279,0003,889
Total noninterest expense$5,983,0002,267
Salaries and employee benefits$3,992,0001,884
Premises and equipment expense$609,0003,034
Additional noninterest expense$1,382,0002,805
Pre-tax net operating income$4,985,0001,358
Securities gains (losses)$01,655
Applicable income taxes$1,903,0001,005
Income before extraordinary items$3,082,0001,642
Extraordinary gains, net$033
Net income$3,082,0001,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,603
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,082,0001,629
2007-06-30 (YTD Data)Rank
Total interest income$11,674,0001,848
Total interest expense$5,098,0001,931
Net interest income$6,576,0001,747
Provision for loan and lease losses$180,0002,301
Total noninterest income$806,0002,594
Gross Fiduciary activities income$490,000431
Service charges on deposit accounts$145,0004,154
Trading account gains and fees$0168
Additional Noninterest Income$171,0004,092
Total noninterest expense$3,971,0002,304
Salaries and employee benefits$2,670,0001,915
Premises and equipment expense$406,0003,063
Additional noninterest expense$895,0002,897
Pre-tax net operating income$3,231,0001,444
Securities gains (losses)$01,444
Applicable income taxes$1,234,0001,081
Income before extraordinary items$1,997,0001,733
Extraordinary gains, net$029
Net income$1,997,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,997,0001,715
2007-03-31 (YTD Data)Rank
Total interest income$5,682,0001,882
Total interest expense$2,429,0001,992
Net interest income$3,253,0001,768
Provision for loan and lease losses$90,0002,153
Total noninterest income$387,0002,621
Gross Fiduciary activities income$241,000437
Service charges on deposit accounts$70,0004,169
Trading account gains and fees$0195
Additional Noninterest Income$76,0004,308
Total noninterest expense$1,991,0002,296
Salaries and employee benefits$1,350,0001,906
Premises and equipment expense$202,0003,085
Additional noninterest expense$439,0002,927
Pre-tax net operating income$1,559,0001,486
Securities gains (losses)$01,187
Applicable income taxes$596,0001,129
Income before extraordinary items$963,0001,780
Extraordinary gains, net$022
Net income$963,0001,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$963,0001,764
2006-12-31 (YTD Data)Rank
Total interest income$21,000,0001,907
Total interest expense$8,528,0001,934
Net interest income$12,472,0001,848
Provision for loan and lease losses$471,0002,013
Total noninterest income$1,565,0002,631
Gross Fiduciary activities income$922,000428
Service charges on deposit accounts$241,0004,583
Trading account gains and fees$0130
Additional Noninterest Income$402,0003,725
Total noninterest expense$7,057,0002,499
Salaries and employee benefits$4,809,0002,031
Premises and equipment expense$566,0003,937
Additional noninterest expense$1,682,0002,991
Pre-tax net operating income$6,509,0001,492
Securities gains (losses)$-72,0008,079
Applicable income taxes$2,437,0001,124
Income before extraordinary items$4,000,0001,787
Extraordinary gains, net$051
Net income$4,000,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,046,0801,754
2006-09-30 (YTD Data)Rank
Total interest income$15,369,0001,935
Total interest expense$6,151,0001,944
Net interest income$9,218,0001,904
Provision for loan and lease losses$323,0002,024
Total noninterest income$1,132,0002,699
Gross Fiduciary activities income$686,000428
Service charges on deposit accounts$181,0004,618
Trading account gains and fees$0126
Additional Noninterest Income$265,0003,986
Total noninterest expense$5,118,0002,573
Salaries and employee benefits$3,498,0002,096
Premises and equipment expense$401,0004,103
Additional noninterest expense$1,219,0003,085
Pre-tax net operating income$4,909,0001,530
Securities gains (losses)$-74,0008,310
Applicable income taxes$1,840,0001,167
Income before extraordinary items$2,995,0001,833
Extraordinary gains, net$045
Net income$2,995,0001,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,042,3601,792
2006-06-30 (YTD Data)Rank
Total interest income$9,937,0001,953
Total interest expense$3,893,0001,951
Net interest income$6,044,0001,931
Provision for loan and lease losses$165,0002,445
Total noninterest income$765,0002,674
Gross Fiduciary activities income$453,000441
Service charges on deposit accounts$118,0004,641
Trading account gains and fees$0126
Additional Noninterest Income$194,0003,808
Total noninterest expense$3,454,0002,560
Salaries and employee benefits$2,309,0002,124
Premises and equipment expense$318,0003,601
Additional noninterest expense$827,0003,047
Pre-tax net operating income$3,190,0001,571
Securities gains (losses)$-56,0008,390
Applicable income taxes$1,173,0001,224
Income before extraordinary items$1,961,0001,867
Extraordinary gains, net$039
Net income$1,961,0001,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,996,8401,819
2006-03-31 (YTD Data)Rank
Total interest income$4,806,0001,975
Total interest expense$1,815,0001,991
Net interest income$2,991,0001,936
Provision for loan and lease losses$83,0002,300
Total noninterest income$356,0002,751
Gross Fiduciary activities income$214,000459
Service charges on deposit accounts$58,0004,612
Trading account gains and fees$0115
Additional Noninterest Income$84,0004,044
Total noninterest expense$1,741,0002,547
Salaries and employee benefits$1,162,0002,123
Premises and equipment expense$157,0003,643
Additional noninterest expense$422,0002,973
Pre-tax net operating income$1,523,0001,606
Securities gains (losses)$0955
Applicable income taxes$573,0001,241
Income before extraordinary items$950,0001,884
Extraordinary gains, net$021
Net income$950,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$950,0001,865
2005-12-31 (YTD Data)Rank
Total interest income$15,372,0002,166
Total interest expense$5,265,0002,097
Net interest income$10,107,0002,194
Provision for loan and lease losses$440,0002,107
Total noninterest income$1,413,0002,801
Gross Fiduciary activities income$750,000469
Service charges on deposit accounts$279,0004,353
Trading account gains and fees$0138
Additional Noninterest Income$384,0003,842
Total noninterest expense$6,685,0002,491
Salaries and employee benefits$4,335,0002,128
Premises and equipment expense$823,0002,826
Additional noninterest expense$1,527,0003,189
Pre-tax net operating income$4,395,0002,073
Securities gains (losses)$-82,0008,359
Applicable income taxes$1,612,0001,625
Income before extraordinary items$2,701,0002,443
Extraordinary gains, net$046
Net income$2,701,0002,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,500,000432
Net operating income$2,753,4802,384
2005-09-30 (YTD Data)Rank
Total interest income$10,748,0002,259
Total interest expense$3,531,0002,196
Net interest income$7,217,0002,269
Provision for loan and lease losses$315,0002,100
Total noninterest income$1,032,0002,841
Gross Fiduciary activities income$549,000470
Service charges on deposit accounts$215,0004,306
Trading account gains and fees$0126
Additional Noninterest Income$268,0003,997
Total noninterest expense$4,865,0002,535
Salaries and employee benefits$3,188,0002,143
Premises and equipment expense$530,0003,193
Additional noninterest expense$1,147,0003,144
Pre-tax net operating income$3,069,0002,189
Securities gains (losses)$-82,0008,596
Applicable income taxes$1,102,0001,756
Income before extraordinary items$1,885,0002,591
Extraordinary gains, net$035
Net income$1,885,0002,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,500,000319
Net operating income$1,937,4802,518
2005-06-30 (YTD Data)Rank
Total interest income$6,705,0002,351
Total interest expense$2,132,0002,294
Net interest income$4,573,0002,369
Provision for loan and lease losses$210,0002,058
Total noninterest income$669,0002,866
Gross Fiduciary activities income$367,000466
Service charges on deposit accounts$139,0004,326
Trading account gains and fees$0116
Additional Noninterest Income$163,0004,136
Total noninterest expense$3,118,0002,606
Salaries and employee benefits$2,069,0002,185
Premises and equipment expense$323,0003,407
Additional noninterest expense$726,0003,264
Pre-tax net operating income$1,914,0002,261
Securities gains (losses)$-73,0008,663
Applicable income taxes$661,0001,868
Income before extraordinary items$1,180,0002,685
Extraordinary gains, net$030
Net income$1,180,0002,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,226,7202,564
2005-03-31 (YTD Data)Rank
Total interest income$3,220,0002,395
Total interest expense$996,0002,342
Net interest income$2,224,0002,409
Provision for loan and lease losses$105,0001,941
Total noninterest income$332,0002,831
Gross Fiduciary activities income$188,000472
Service charges on deposit accounts$67,0004,356
Trading account gains and fees$0115
Additional Noninterest Income$77,0004,262
Total noninterest expense$1,529,0002,664
Salaries and employee benefits$1,019,0002,234
Premises and equipment expense$163,0003,415
Additional noninterest expense$347,0003,389
Pre-tax net operating income$922,0002,308
Securities gains (losses)$-35,0008,736
Applicable income taxes$305,0001,950
Income before extraordinary items$582,0002,682
Extraordinary gains, net$024
Net income$582,0002,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$605,1002,561
2004-12-31 (YTD Data)Rank
Total interest income$9,838,0002,881
Total interest expense$2,588,0002,965
Net interest income$7,250,0002,794
Provision for loan and lease losses$509,0001,934
Total noninterest income$1,125,0003,273
Gross Fiduciary activities income$609,000503
Service charges on deposit accounts$270,0004,563
Trading account gains and fees$0138
Additional Noninterest Income$246,0004,677
Total noninterest expense$5,413,0002,903
Salaries and employee benefits$3,515,0002,476
Premises and equipment expense$557,0003,762
Additional noninterest expense$1,341,0003,436
Pre-tax net operating income$2,453,0003,052
Securities gains (losses)$1,0003,645
Applicable income taxes$903,0002,333
Income before extraordinary items$1,551,0003,554
Extraordinary gains, net$034
Net income$1,551,0003,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$9,500,000120
Net operating income$1,550,3603,489
2004-09-30 (YTD Data)Rank
Total interest income$6,886,0003,021
Total interest expense$1,816,0003,083
Net interest income$5,070,0002,962
Provision for loan and lease losses$314,0002,203
Total noninterest income$792,0003,433
Gross Fiduciary activities income$445,000511
Service charges on deposit accounts$200,0004,636
Trading account gains and fees$0134
Additional Noninterest Income$147,0005,169
Total noninterest expense$3,727,0003,105
Salaries and employee benefits$2,387,0002,674
Premises and equipment expense$402,0003,861
Additional noninterest expense$938,0003,594
Pre-tax net operating income$1,821,0003,113
Securities gains (losses)$1,0003,538
Applicable income taxes$671,0002,390
Income before extraordinary items$1,151,0003,645
Extraordinary gains, net$026
Net income$1,151,0003,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$9,500,00090
Net operating income$1,150,3603,578
2004-06-30 (YTD Data)Rank
Total interest income$4,338,0003,162
Total interest expense$1,162,0003,164
Net interest income$3,176,0003,123
Provision for loan and lease losses$180,0002,366
Total noninterest income$491,0003,616
Gross Fiduciary activities income$285,000529
Service charges on deposit accounts$127,0004,740
Trading account gains and fees$0130
Additional Noninterest Income$79,0005,623
Total noninterest expense$2,396,0003,214
Salaries and employee benefits$1,518,0002,801
Premises and equipment expense$261,0003,948
Additional noninterest expense$617,0003,664
Pre-tax net operating income$1,091,0003,334
Securities gains (losses)$03,413
Applicable income taxes$399,0002,566
Income before extraordinary items$692,0003,870
Extraordinary gains, net$021
Net income$692,0003,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$9,500,00061
Net operating income$692,0003,786
2004-03-31 (YTD Data)Rank
Total interest income$2,083,0003,274
Total interest expense$588,0003,171
Net interest income$1,495,0003,267
Provision for loan and lease losses$90,0002,254
Total noninterest income$227,0003,744
Gross Fiduciary activities income$135,000553
Service charges on deposit accounts$61,0004,756
Trading account gains and fees$0121
Additional Noninterest Income$31,0006,045
Total noninterest expense$1,149,0003,342
Salaries and employee benefits$721,0002,944
Premises and equipment expense$132,0003,942
Additional noninterest expense$296,0003,780
Pre-tax net operating income$483,0003,617
Securities gains (losses)$2,0002,612
Applicable income taxes$176,0002,798
Income before extraordinary items$309,0004,187
Extraordinary gains, net$016
Net income$309,0004,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$9,500,00034
Net operating income$307,7204,082
2003-12-31 (YTD Data)Rank
Total interest income$7,185,0003,739
Total interest expense$2,376,0003,481
Net interest income$4,809,0003,789
Provision for loan and lease losses$353,0002,837
Total noninterest income$800,0004,226
Gross Fiduciary activities income$461,000590
Service charges on deposit accounts$234,0004,903
Trading account gains and fees$0160
Additional Noninterest Income$105,0006,454
Total noninterest expense$4,109,0003,636
Salaries and employee benefits$2,454,0003,319
Premises and equipment expense$575,0003,648
Additional noninterest expense$1,080,0004,031
Pre-tax net operating income$1,147,0004,790
Securities gains (losses)$49,0002,531
Applicable income taxes$419,0003,684
Income before extraordinary items$777,0005,310
Extraordinary gains, net$054
Net income$777,0005,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$745,1505,269
2003-09-30 (YTD Data)Rank
Total interest income$5,177,0003,915
Total interest expense$1,785,0003,588
Net interest income$3,392,0004,004
Provision for loan and lease losses$225,0003,052
Total noninterest income$564,0004,409
Gross Fiduciary activities income$327,000611
Service charges on deposit accounts$170,0005,015
Trading account gains and fees$0153
Additional Noninterest Income$67,0006,769
Total noninterest expense$2,902,0003,793
Salaries and employee benefits$1,662,0003,589
Premises and equipment expense$430,0003,649
Additional noninterest expense$810,0004,029
Pre-tax net operating income$829,0005,037
Securities gains (losses)$45,0002,401
Applicable income taxes$308,0003,868
Income before extraordinary items$566,0005,555
Extraordinary gains, net$040
Net income$566,0005,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$536,7505,492
2003-06-30 (YTD Data)Rank
Total interest income$3,357,0004,046
Total interest expense$1,203,0003,657
Net interest income$2,154,0004,166
Provision for loan and lease losses$125,0003,389
Total noninterest income$355,0004,545
Gross Fiduciary activities income$206,000634
Service charges on deposit accounts$108,0005,080
Trading account gains and fees$0150
Additional Noninterest Income$41,0006,905
Total noninterest expense$1,900,0003,840
Salaries and employee benefits$1,057,0003,743
Premises and equipment expense$301,0003,474
Additional noninterest expense$542,0003,997
Pre-tax net operating income$484,0005,397
Securities gains (losses)$30,0002,360
Applicable income taxes$161,0004,384
Income before extraordinary items$353,0005,716
Extraordinary gains, net$030
Net income$353,0005,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$332,3005,643
2003-03-31 (YTD Data)Rank
Total interest income$1,637,0004,144
Total interest expense$593,0003,787
Net interest income$1,044,0004,272
Provision for loan and lease losses$45,0003,818
Total noninterest income$163,0004,677
Gross Fiduciary activities income$92,000670
Service charges on deposit accounts$49,0005,240
Trading account gains and fees$0134
Additional Noninterest Income$22,0006,771
Total noninterest expense$954,0003,814
Salaries and employee benefits$506,0003,859
Premises and equipment expense$156,0003,382
Additional noninterest expense$292,0003,731
Pre-tax net operating income$208,0005,753
Securities gains (losses)$30,0001,696
Applicable income taxes$76,0004,452
Income before extraordinary items$162,0005,837
Extraordinary gains, net$021
Net income$162,0005,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$141,6005,974
2002-12-31 (YTD Data)Rank
Total interest income$5,972,0004,581
Total interest expense$2,306,0004,364
Net interest income$3,666,0004,620
Provision for loan and lease losses$525,0002,307
Total noninterest income$537,0005,019
Gross Fiduciary activities income$332,000684
Service charges on deposit accounts$156,0005,767
Trading account gains and fees$0153
Additional Noninterest Income$49,0007,624
Total noninterest expense$2,791,0004,693
Salaries and employee benefits$1,758,0004,161
Premises and equipment expense$198,0006,791
Additional noninterest expense$835,0004,783
Pre-tax net operating income$887,0005,524
Securities gains (losses)$34,0002,728
Applicable income taxes$149,0005,532
Income before extraordinary items$772,0005,301
Extraordinary gains, net$070
Net income$772,0005,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$743,4405,257
2001-12-31 (YTD Data)Rank
Total interest income$4,444,0006,001
Total interest expense$1,917,0006,231
Net interest income$2,527,0005,683
Provision for loan and lease losses$463,0002,348
Total noninterest income$359,0005,953
Gross Fiduciary activities income$257,000766
Service charges on deposit accounts$72,0007,129
Trading account gains and fees$0177
Additional Noninterest Income$30,0008,341
Total noninterest expense$2,390,0005,114
Salaries and employee benefits$1,364,0004,849
Premises and equipment expense$301,0005,503
Additional noninterest expense$725,0005,151
Pre-tax net operating income$33,0008,600
Securities gains (losses)$22,0003,077
Applicable income taxes$07,903
Income before extraordinary items$55,0008,584
Extraordinary gains, net$0105
Net income$55,0008,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$33,0008,591
2000-12-31 (YTD Data)Rank
Total interest income$415,0009,740
Total interest expense$231,0009,617
Net interest income$184,0009,782
Provision for loan and lease losses$200,0003,731
Total noninterest income$16,0009,705
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,0008,554
Trading account gains and feesNANA
Additional Noninterest Income$14,0009,226
Total noninterest expense$646,0008,981
Salaries and employee benefits$364,0008,932
Premises and equipment expense$93,0008,565
Additional noninterest expense$189,0008,882
Pre-tax net operating income$-646,0009,617
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-646,0009,641
Extraordinary gains, net$038
Net income$-646,0009,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$14,700,00037
Net operating income$-646,0009,639

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.