Home > Cornerstone Bank > Income and Expense

Cornerstone Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$60,664,000789
Total interest expense$24,004,000695
Net interest income$36,660,000869
Provision for loan and lease losses$-341,0004,443
Total noninterest income$10,090,000735
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,885,000414
Trading account gains and fees$0123
Additional Noninterest Income$7,205,000694
Total noninterest expense$42,163,000657
Salaries and employee benefits$23,447,000649
Premises and equipment expense$2,956,000881
Additional noninterest expense$7,205,000694
Pre-tax net operating income$4,928,0001,933
Securities gains (losses)$0988
Applicable income taxes$821,0001,561
Income before extraordinary items$4,107,0001,961
Extraordinary gains, net$054
Net income$4,107,0001,985
Minority interest net income$088
Net income of bank and minority interests.$4,107,0001,964
Net charge-offs$119,0001,399
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,107,0001,998
2023-09-30 (YTD Data)Rank
Total interest income$44,152,000801
Total interest expense$16,315,000705
Net interest income$27,837,000863
Provision for loan and lease losses$-427,0004,494
Total noninterest income$7,380,000753
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,118,000418
Trading account gains and fees$0125
Additional Noninterest Income$5,262,000718
Total noninterest expense$31,894,000657
Salaries and employee benefits$18,145,000635
Premises and equipment expense$2,266,000864
Additional noninterest expense$5,262,000718
Pre-tax net operating income$3,750,0001,966
Securities gains (losses)$0849
Applicable income taxes$558,0001,679
Income before extraordinary items$3,192,0001,979
Extraordinary gains, net$052
Net income$3,192,0001,998
Minority interest net income$081
Net income of bank and minority interests.$3,192,0001,979
Net charge-offs$87,0001,232
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,192,0002,004
2023-06-30 (YTD Data)Rank
Total interest income$28,684,000793
Total interest expense$9,623,000705
Net interest income$19,061,000847
Provision for loan and lease losses$52,0002,211
Total noninterest income$4,835,000742
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,359,000413
Trading account gains and fees$0112
Additional Noninterest Income$3,476,000680
Total noninterest expense$21,176,000643
Salaries and employee benefits$12,036,000628
Premises and equipment expense$1,507,000851
Additional noninterest expense$3,476,000680
Pre-tax net operating income$2,668,0001,886
Securities gains (losses)$0938
Applicable income taxes$338,0001,766
Income before extraordinary items$2,330,0001,866
Extraordinary gains, net$051
Net income$2,330,0001,888
Minority interest net income$081
Net income of bank and minority interests.$2,330,0001,866
Net charge-offs$72,0001,052
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,330,0001,877
2023-03-31 (YTD Data)Rank
Total interest income$13,965,000808
Total interest expense$4,068,000723
Net interest income$9,897,000836
Provision for loan and lease losses$28,0002,017
Total noninterest income$2,202,000777
Gross Fiduciary activities income$0913
Service charges on deposit accounts$664,000440
Trading account gains and fees$097
Additional Noninterest Income$1,538,000727
Total noninterest expense$10,252,000671
Salaries and employee benefits$5,882,000663
Premises and equipment expense$798,000838
Additional noninterest expense$1,538,000727
Pre-tax net operating income$1,819,0001,574
Securities gains (losses)$0950
Applicable income taxes$327,0001,316
Income before extraordinary items$1,492,0001,604
Extraordinary gains, net$04
Net income$1,492,0001,603
Minority interest net income$048
Net income of bank and minority interests.$1,492,0001,604
Net charge-offs$34,000931
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,492,0001,623
2022-12-31 (YTD Data)Rank
Total interest income$47,997,000773
Total interest expense$5,307,000752
Net interest income$42,690,000778
Provision for loan and lease losses$928,000865
Total noninterest income$9,768,000770
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,581,000470
Trading account gains and fees$0116
Additional Noninterest Income$7,187,000693
Total noninterest expense$41,676,000646
Salaries and employee benefits$24,347,000623
Premises and equipment expense$3,004,000859
Additional noninterest expense$7,187,000693
Pre-tax net operating income$9,854,0001,289
Securities gains (losses)$0691
Applicable income taxes$2,229,000994
Income before extraordinary items$7,625,0001,358
Extraordinary gains, net$05
Net income$7,625,0001,358
Minority interest net income$063
Net income of bank and minority interests.$7,625,0001,358
Net charge-offs$127,0001,128
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,625,0001,377
2022-09-30 (YTD Data)Rank
Total interest income$34,484,000766
Total interest expense$2,895,000756
Net interest income$31,589,000774
Provision for loan and lease losses$796,000728
Total noninterest income$7,325,000791
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,878,000480
Trading account gains and fees$0111
Additional Noninterest Income$5,447,000714
Total noninterest expense$30,982,000639
Salaries and employee benefits$17,944,000630
Premises and equipment expense$2,376,000817
Additional noninterest expense$5,447,000714
Pre-tax net operating income$7,136,0001,308
Securities gains (losses)$0740
Applicable income taxes$1,534,0001,050
Income before extraordinary items$5,602,0001,361
Extraordinary gains, net$04
Net income$5,602,0001,360
Minority interest net income$057
Net income of bank and minority interests.$5,602,0001,361
Net charge-offs$56,0001,168
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,602,0001,392
2022-06-30 (YTD Data)Rank
Total interest income$22,384,000752
Total interest expense$1,877,000630
Net interest income$20,507,000763
Provision for loan and lease losses$536,000663
Total noninterest income$4,953,000767
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,174,000496
Trading account gains and fees$0108
Additional Noninterest Income$3,779,000701
Total noninterest expense$20,109,000651
Salaries and employee benefits$11,824,000629
Premises and equipment expense$1,590,000807
Additional noninterest expense$6,695,000604
Pre-tax net operating income$4,815,0001,236
Securities gains (losses)$0687
Applicable income taxes$927,0001,068
Income before extraordinary items$3,888,0001,258
Extraordinary gains, net$04
Net income$3,888,0001,258
Minority interest net income$060
Net income of bank and minority interests.$3,888,0001,258
Net charge-offs$38,0001,077
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,888,0001,281
2022-03-31 (YTD Data)Rank
Total interest income$10,970,000746
Total interest expense$980,000566
Net interest income$9,990,000753
Provision for loan and lease losses$220,000628
Total noninterest income$2,106,000858
Gross Fiduciary activities income$0892
Service charges on deposit accounts$548,000523
Trading account gains and fees$0103
Additional Noninterest Income$1,558,000812
Total noninterest expense$10,315,000636
Salaries and employee benefits$6,254,000603
Premises and equipment expense$839,000773
Additional noninterest expense$3,222,000613
Pre-tax net operating income$1,561,0001,597
Securities gains (losses)$0623
Applicable income taxes$414,0001,083
Income before extraordinary items$1,147,0001,752
Extraordinary gains, net$04
Net income$1,147,0001,752
Minority interest net income$050
Net income of bank and minority interests.$1,147,0001,752
Net charge-offs$24,000903
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,147,0001,771
2021-12-31 (YTD Data)Rank
Total interest income$45,895,000735
Total interest expense$5,982,000457
Net interest income$39,913,000769
Provision for loan and lease losses$957,000618
Total noninterest income$9,284,000879
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,040,000530
Trading account gains and fees$0132
Additional Noninterest Income$7,244,000830
Total noninterest expense$37,709,000684
Salaries and employee benefits$22,346,000651
Premises and equipment expense$2,768,000923
Additional noninterest expense$12,595,000638
Pre-tax net operating income$10,531,0001,233
Securities gains (losses)$-73,0004,610
Applicable income taxes$2,485,000962
Income before extraordinary items$7,973,0001,348
Extraordinary gains, net$010
Net income$7,973,0001,348
Minority interest net income$074
Net income of bank and minority interests.$7,973,0001,348
Net charge-offs$704,000520
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,030,6701,320
2021-09-30 (YTD Data)Rank
Total interest income$34,296,000747
Total interest expense$4,800,000453
Net interest income$29,496,000789
Provision for loan and lease losses$832,000534
Total noninterest income$7,056,000893
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,433,000557
Trading account gains and fees$0132
Additional Noninterest Income$5,623,000839
Total noninterest expense$27,804,000700
Salaries and employee benefits$16,497,000661
Premises and equipment expense$2,103,000932
Additional noninterest expense$9,204,000643
Pre-tax net operating income$7,916,0001,280
Securities gains (losses)$-72,0004,769
Applicable income taxes$1,809,0001,020
Income before extraordinary items$6,035,0001,399
Extraordinary gains, net$08
Net income$6,035,0001,398
Minority interest net income$069
Net income of bank and minority interests.$6,035,0001,399
Net charge-offs$514,000492
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,091,8801,364
2021-06-30 (YTD Data)Rank
Total interest income$23,049,000736
Total interest expense$3,434,000446
Net interest income$19,615,000781
Provision for loan and lease losses$619,000487
Total noninterest income$4,718,000887
Gross Fiduciary activities income$0951
Service charges on deposit accounts$897,000570
Trading account gains and fees$0133
Additional Noninterest Income$3,821,000827
Total noninterest expense$18,507,000697
Salaries and employee benefits$11,123,000653
Premises and equipment expense$1,406,000922
Additional noninterest expense$5,978,000642
Pre-tax net operating income$5,207,0001,274
Securities gains (losses)$63,000804
Applicable income taxes$1,235,0001,005
Income before extraordinary items$4,035,0001,391
Extraordinary gains, net$06
Net income$4,035,0001,391
Minority interest net income$067
Net income of bank and minority interests.$4,035,0001,391
Net charge-offs$490,000408
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,985,2301,369
2021-03-31 (YTD Data)Rank
Total interest income$11,562,000735
Total interest expense$1,839,000442
Net interest income$9,723,000782
Provision for loan and lease losses$314,000531
Total noninterest income$2,558,000840
Gross Fiduciary activities income$0922
Service charges on deposit accounts$442,000570
Trading account gains and fees$0127
Additional Noninterest Income$2,116,000790
Total noninterest expense$9,437,000680
Salaries and employee benefits$5,713,000644
Premises and equipment expense$745,000889
Additional noninterest expense$2,979,000641
Pre-tax net operating income$2,530,0001,299
Securities gains (losses)$63,000588
Applicable income taxes$621,000993
Income before extraordinary items$1,972,0001,409
Extraordinary gains, net$03
Net income$1,972,0001,409
Minority interest net income$055
Net income of bank and minority interests.$1,972,0001,409
Net charge-offs$17,0001,197
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,922,2301,394
2020-12-31 (YTD Data)Rank
Total interest income$44,800,000747
Total interest expense$9,575,000523
Net interest income$35,225,000817
Provision for loan and lease losses$5,092,000564
Total noninterest income$8,410,000901
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,891,000548
Trading account gains and fees$0133
Additional Noninterest Income$6,519,000853
Total noninterest expense$40,783,000611
Salaries and employee benefits$26,073,000546
Premises and equipment expense$2,995,000862
Additional noninterest expense$11,715,000650
Pre-tax net operating income$-2,240,0004,949
Securities gains (losses)$125,0001,275
Applicable income taxes$-782,0004,964
Income before extraordinary items$-1,333,0004,925
Extraordinary gains, net$04
Net income$-1,333,0004,925
Minority interest net income$072
Net income of bank and minority interests.$-1,333,0004,925
Net charge-offs$-7,0004,184
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$-1,431,7504,927
2020-09-30 (YTD Data)Rank
Total interest income$33,122,000758
Total interest expense$7,604,000525
Net interest income$25,518,000831
Provision for loan and lease losses$4,420,000540
Total noninterest income$6,326,000869
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,362,000563
Trading account gains and fees$0125
Additional Noninterest Income$4,964,000815
Total noninterest expense$28,449,000646
Salaries and employee benefits$17,884,000581
Premises and equipment expense$2,304,000827
Additional noninterest expense$8,261,000666
Pre-tax net operating income$-1,025,0004,937
Securities gains (losses)$125,0001,120
Applicable income taxes$-400,0004,974
Income before extraordinary items$-500,0004,902
Extraordinary gains, net$04
Net income$-500,0004,902
Minority interest net income$065
Net income of bank and minority interests.$-500,0004,902
Net charge-offs$-22,0004,447
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$-598,7504,903
2020-06-30 (YTD Data)Rank
Total interest income$22,027,000764
Total interest expense$5,377,000544
Net interest income$16,650,000847
Provision for loan and lease losses$4,009,000462
Total noninterest income$4,280,000821
Gross Fiduciary activities income$0970
Service charges on deposit accounts$926,000552
Trading account gains and fees$0123
Additional Noninterest Income$3,354,000753
Total noninterest expense$18,258,000669
Salaries and employee benefits$11,239,000612
Premises and equipment expense$1,553,000810
Additional noninterest expense$5,466,000655
Pre-tax net operating income$-1,337,0004,988
Securities gains (losses)$125,000903
Applicable income taxes$-447,0004,993
Income before extraordinary items$-765,0004,958
Extraordinary gains, net$04
Net income$-765,0004,958
Minority interest net income$065
Net income of bank and minority interests.$-765,0004,958
Net charge-offs$-20,0004,517
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-863,7504,968
2020-03-31 (YTD Data)Rank
Total interest income$11,092,000756
Total interest expense$2,875,000572
Net interest income$8,217,000842
Provision for loan and lease losses$520,000867
Total noninterest income$2,438,000713
Gross Fiduciary activities income$0941
Service charges on deposit accounts$588,000523
Trading account gains and fees$0106
Additional Noninterest Income$1,850,000644
Total noninterest expense$9,123,000670
Salaries and employee benefits$5,700,000603
Premises and equipment expense$792,000812
Additional noninterest expense$2,631,000683
Pre-tax net operating income$1,012,0001,812
Securities gains (losses)$01,705
Applicable income taxes$268,0001,165
Income before extraordinary items$744,0002,082
Extraordinary gains, net$04
Net income$744,0002,081
Minority interest net income$056
Net income of bank and minority interests.$744,0002,082
Net charge-offs$2,0002,313
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$744,0002,043
2019-12-31 (YTD Data)Rank
Total interest income$44,051,000769
Total interest expense$11,881,000594
Net interest income$32,170,000850
Provision for loan and lease losses$288,0002,026
Total noninterest income$8,228,000799
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,490,000506
Trading account gains and fees$0135
Additional Noninterest Income$5,738,000751
Total noninterest expense$33,141,000711
Salaries and employee benefits$19,818,000670
Premises and equipment expense$2,875,000889
Additional noninterest expense$10,448,000681
Pre-tax net operating income$6,969,0001,362
Securities gains (losses)$02,379
Applicable income taxes$1,409,0001,158
Income before extraordinary items$5,560,0001,458
Extraordinary gains, net$011
Net income$5,560,0001,460
Minority interest net income$076
Net income of bank and minority interests.$5,560,0001,460
Net charge-offs$-528,0005,115
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,560,0001,431
2019-09-30 (YTD Data)Rank
Total interest income$33,091,000773
Total interest expense$8,885,000603
Net interest income$24,206,000852
Provision for loan and lease losses$-44,0005,078
Total noninterest income$6,089,000802
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,817,000517
Trading account gains and fees$0129
Additional Noninterest Income$4,272,000749
Total noninterest expense$24,633,000717
Salaries and employee benefits$14,356,000698
Premises and equipment expense$2,224,000866
Additional noninterest expense$8,053,000657
Pre-tax net operating income$5,706,0001,311
Securities gains (losses)$02,167
Applicable income taxes$1,180,0001,108
Income before extraordinary items$4,526,0001,404
Extraordinary gains, net$011
Net income$4,526,0001,404
Minority interest net income$072
Net income of bank and minority interests.$4,526,0001,406
Net charge-offs$-561,0005,198
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,526,0001,374
2019-06-30 (YTD Data)Rank
Total interest income$22,132,000773
Total interest expense$5,913,000595
Net interest income$16,219,000849
Provision for loan and lease losses$-402,0005,238
Total noninterest income$4,042,000790
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,227,000510
Trading account gains and fees$0131
Additional Noninterest Income$2,815,000738
Total noninterest expense$16,473,000716
Salaries and employee benefits$9,565,000696
Premises and equipment expense$1,522,000840
Additional noninterest expense$5,386,000658
Pre-tax net operating income$4,190,0001,188
Securities gains (losses)$01,702
Applicable income taxes$793,0001,062
Income before extraordinary items$3,397,0001,264
Extraordinary gains, net$011
Net income$3,397,0001,264
Minority interest net income$069
Net income of bank and minority interests.$3,397,0001,264
Net charge-offs$-587,0005,267
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,397,0001,242
2019-03-31 (YTD Data)Rank
Total interest income$10,904,000785
Total interest expense$2,925,000586
Net interest income$7,979,000858
Provision for loan and lease losses$321,000645
Total noninterest income$1,855,000816
Gross Fiduciary activities income$0972
Service charges on deposit accounts$620,000497
Trading account gains and fees$0126
Additional Noninterest Income$1,235,000780
Total noninterest expense$8,189,000707
Salaries and employee benefits$4,707,000701
Premises and equipment expense$816,000794
Additional noninterest expense$2,666,000650
Pre-tax net operating income$1,324,0001,681
Securities gains (losses)$01,087
Applicable income taxes$364,0001,117
Income before extraordinary items$960,0001,929
Extraordinary gains, net$05
Net income$960,0001,927
Minority interest net income$052
Net income of bank and minority interests.$960,0001,928
Net charge-offs$182,000656
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$960,0001,911
2018-12-31 (YTD Data)Rank
Total interest income$42,013,000758
Total interest expense$9,528,000545
Net interest income$32,485,000821
Provision for loan and lease losses$1,328,000699
Total noninterest income$7,352,000855
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,542,000502
Trading account gains and fees$0126
Additional Noninterest Income$4,810,000816
Total noninterest expense$33,869,000668
Salaries and employee benefits$19,211,000653
Premises and equipment expense$3,042,000820
Additional noninterest expense$11,616,000602
Pre-tax net operating income$4,640,0001,876
Securities gains (losses)$-47,0004,833
Applicable income taxes$769,0001,617
Income before extraordinary items$3,824,0001,969
Extraordinary gains, net$06
Net income$3,824,0001,967
Minority interest net income$072
Net income of bank and minority interests.$3,824,0001,968
Net charge-offs$1,149,000517
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,863,0101,943
2018-09-30 (YTD Data)Rank
Total interest income$31,099,000754
Total interest expense$6,580,000547
Net interest income$24,519,000808
Provision for loan and lease losses$987,000653
Total noninterest income$5,397,000876
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,842,000521
Trading account gains and fees$0138
Additional Noninterest Income$3,555,000833
Total noninterest expense$24,402,000695
Salaries and employee benefits$14,341,000655
Premises and equipment expense$2,309,000816
Additional noninterest expense$7,752,000670
Pre-tax net operating income$4,527,0001,521
Securities gains (losses)$-47,0005,126
Applicable income taxes$802,0001,375
Income before extraordinary items$3,678,0001,624
Extraordinary gains, net$05
Net income$3,678,0001,622
Minority interest net income$066
Net income of bank and minority interests.$3,678,0001,623
Net charge-offs$1,054,000418
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,716,5401,598
2018-06-30 (YTD Data)Rank
Total interest income$20,496,000750
Total interest expense$4,093,000546
Net interest income$16,403,000796
Provision for loan and lease losses$637,000663
Total noninterest income$3,439,000899
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,179,000546
Trading account gains and fees$0130
Additional Noninterest Income$2,260,000862
Total noninterest expense$16,436,000688
Salaries and employee benefits$9,684,000649
Premises and equipment expense$1,628,000776
Additional noninterest expense$5,124,000675
Pre-tax net operating income$2,769,0001,609
Securities gains (losses)$-23,0005,131
Applicable income taxes$296,0001,874
Income before extraordinary items$2,450,0001,600
Extraordinary gains, net$06
Net income$2,450,0001,599
Minority interest net income$065
Net income of bank and minority interests.$2,450,0001,599
Net charge-offs$1,016,000326
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,470,4701,574
2018-03-31 (YTD Data)Rank
Total interest income$9,991,000758
Total interest expense$1,899,000555
Net interest income$8,092,000807
Provision for loan and lease losses$296,000726
Total noninterest income$1,671,000903
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$614,000516
Trading account gains and fees$0123
Additional Noninterest Income$1,057,000898
Total noninterest expense$8,387,000676
Salaries and employee benefits$4,964,000631
Premises and equipment expense$902,000713
Additional noninterest expense$2,521,000669
Pre-tax net operating income$1,080,0001,936
Securities gains (losses)$0735
Applicable income taxes$317,0001,176
Income before extraordinary items$763,0002,235
Extraordinary gains, net$07
Net income$763,0002,234
Minority interest net income$052
Net income of bank and minority interests.$763,0002,235
Net charge-offs$149,000683
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$763,0002,225
2017-12-31 (YTD Data)Rank
Total interest income$39,884,000716
Total interest expense$7,411,000479
Net interest income$32,473,000781
Provision for loan and lease losses$1,695,000589
Total noninterest income$7,106,000869
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,475,000517
Trading account gains and fees$0151
Additional Noninterest Income$4,631,000865
Total noninterest expense$32,707,000672
Salaries and employee benefits$17,830,000692
Premises and equipment expense$3,445,000721
Additional noninterest expense$11,432,000588
Pre-tax net operating income$5,177,0001,661
Securities gains (losses)$531,000218
Applicable income taxes$2,668,0001,049
Income before extraordinary items$3,040,0002,016
Extraordinary gains, net$09
Net income$3,040,0002,014
Minority interest net income$076
Net income of bank and minority interests.$3,040,0002,016
Net charge-offs$397,0001,273
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,700,1602,194
2017-09-30 (YTD Data)Rank
Total interest income$29,980,000715
Total interest expense$5,534,000468
Net interest income$24,446,000775
Provision for loan and lease losses$921,000747
Total noninterest income$4,965,000930
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,835,000529
Trading account gains and fees$0145
Additional Noninterest Income$3,130,000939
Total noninterest expense$24,822,000665
Salaries and employee benefits$13,527,000680
Premises and equipment expense$2,603,000730
Additional noninterest expense$8,692,000581
Pre-tax net operating income$3,668,0001,764
Securities gains (losses)$536,000199
Applicable income taxes$1,161,0001,331
Income before extraordinary items$3,043,0001,718
Extraordinary gains, net$09
Net income$3,043,0001,719
Minority interest net income$071
Net income of bank and minority interests.$3,043,0001,719
Net charge-offs$314,0001,090
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,657,0801,901
2017-06-30 (YTD Data)Rank
Total interest income$19,920,000711
Total interest expense$3,640,000462
Net interest income$16,280,000775
Provision for loan and lease losses$503,000844
Total noninterest income$3,276,000934
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,206,000528
Trading account gains and fees$0139
Additional Noninterest Income$2,070,000945
Total noninterest expense$17,172,000640
Salaries and employee benefits$9,408,000655
Premises and equipment expense$1,786,000712
Additional noninterest expense$5,978,000569
Pre-tax net operating income$1,881,0002,121
Securities gains (losses)$418,000173
Applicable income taxes$761,0001,313
Income before extraordinary items$1,538,0002,113
Extraordinary gains, net$011
Net income$1,538,0002,114
Minority interest net income$071
Net income of bank and minority interests.$1,538,0002,114
Net charge-offs$229,000969
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,257,9402,422
2017-03-31 (YTD Data)Rank
Total interest income$5,158,0001,296
Total interest expense$824,000927
Net interest income$4,334,0001,363
Provision for loan and lease losses$11,0003,123
Total noninterest income$411,0002,305
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$144,0001,820
Trading account gains and fees$0142
Additional Noninterest Income$267,0002,240
Total noninterest expense$3,670,0001,366
Salaries and employee benefits$2,103,0001,362
Premises and equipment expense$426,0001,382
Additional noninterest expense$1,141,0001,335
Pre-tax net operating income$1,064,0001,881
Securities gains (losses)$267,000134
Applicable income taxes$456,0001,150
Income before extraordinary items$875,0001,836
Extraordinary gains, net$08
Net income$875,0001,836
Minority interest net income$055
Net income of bank and minority interests.$875,0001,836
Net charge-offs$-33,0005,395
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$698,7802,172
2016-12-31 (YTD Data)Rank
Total interest income$19,898,0001,304
Total interest expense$3,023,000967
Net interest income$16,875,0001,355
Provision for loan and lease losses$420,0001,637
Total noninterest income$1,800,0002,243
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$551,0001,925
Trading account gains and fees$0170
Additional Noninterest Income$1,249,0002,130
Total noninterest expense$14,221,0001,377
Salaries and employee benefits$8,267,0001,339
Premises and equipment expense$1,505,0001,517
Additional noninterest expense$4,449,0001,397
Pre-tax net operating income$4,034,0001,930
Securities gains (losses)$204,000864
Applicable income taxes$1,491,0001,267
Income before extraordinary items$2,747,0002,256
Extraordinary gains, net$05
Net income$2,747,0002,253
Minority interest net income$082
Net income of bank and minority interests.$2,747,0002,255
Net charge-offs$63,0002,969
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,614,4002,286
2016-09-30 (YTD Data)Rank
Total interest income$14,737,0001,321
Total interest expense$2,220,000979
Net interest income$12,517,0001,369
Provision for loan and lease losses$420,0001,313
Total noninterest income$1,316,0002,276
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$403,0001,970
Trading account gains and fees$0169
Additional Noninterest Income$913,0002,162
Total noninterest expense$10,201,0001,449
Salaries and employee benefits$5,944,0001,379
Premises and equipment expense$1,135,0001,510
Additional noninterest expense$3,122,0001,482
Pre-tax net operating income$3,212,0001,859
Securities gains (losses)$139,0001,042
Applicable income taxes$1,160,0001,279
Income before extraordinary items$2,191,0002,192
Extraordinary gains, net$05
Net income$2,191,0002,191
Minority interest net income$071
Net income of bank and minority interests.$2,191,0002,192
Net charge-offs$54,0002,531
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,100,6502,197
2016-06-30 (YTD Data)Rank
Total interest income$9,682,0001,342
Total interest expense$1,455,000994
Net interest income$8,227,0001,390
Provision for loan and lease losses$325,0001,174
Total noninterest income$865,0002,280
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$263,0001,992
Trading account gains and fees$0157
Additional Noninterest Income$602,0002,139
Total noninterest expense$6,900,0001,427
Salaries and employee benefits$3,950,0001,390
Premises and equipment expense$810,0001,414
Additional noninterest expense$2,140,0001,441
Pre-tax net operating income$1,867,0002,051
Securities gains (losses)$137,000782
Applicable income taxes$696,0001,360
Income before extraordinary items$1,308,0002,350
Extraordinary gains, net$016
Net income$1,308,0002,349
Minority interest net income$071
Net income of bank and minority interests.$1,308,0002,349
Net charge-offs$67,0001,934
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,218,9502,408
2016-03-31 (YTD Data)Rank
Total interest income$4,713,0001,364
Total interest expense$708,0001,008
Net interest income$4,005,0001,421
Provision for loan and lease losses$65,0001,911
Total noninterest income$427,0002,277
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$138,0001,896
Trading account gains and fees$0142
Additional Noninterest Income$289,0002,128
Total noninterest expense$3,553,0001,384
Salaries and employee benefits$2,123,0001,317
Premises and equipment expense$372,0001,552
Additional noninterest expense$1,058,0001,450
Pre-tax net operating income$814,0002,240
Securities gains (losses)$02,077
Applicable income taxes$272,0001,567
Income before extraordinary items$542,0002,618
Extraordinary gains, net$012
Net income$542,0002,618
Minority interest net income$062
Net income of bank and minority interests.$542,0002,618
Net charge-offs$37,0001,626
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$542,0002,571
2015-12-31 (YTD Data)Rank
Total interest income$17,411,0001,426
Total interest expense$2,490,0001,123
Net interest income$14,921,0001,485
Provision for loan and lease losses$295,0001,941
Total noninterest income$1,819,0002,237
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$622,0001,794
Trading account gains and fees$0159
Additional Noninterest Income$1,197,0002,140
Total noninterest expense$13,384,0001,464
Salaries and employee benefits$8,009,0001,360
Premises and equipment expense$1,368,0001,664
Additional noninterest expense$4,007,0001,517
Pre-tax net operating income$3,061,0002,290
Securities gains (losses)$268,000605
Applicable income taxes$1,117,0001,493
Income before extraordinary items$2,212,0002,541
Extraordinary gains, net$023
Net income$2,212,0002,543
Minority interest net income$081
Net income of bank and minority interests.$2,212,0002,543
Net charge-offs$73,0002,941
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,035,1202,650
2015-09-30 (YTD Data)Rank
Total interest income$12,846,0001,455
Total interest expense$1,818,0001,161
Net interest income$11,028,0001,516
Provision for loan and lease losses$265,0001,647
Total noninterest income$1,336,0002,277
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$466,0001,811
Trading account gains and fees$0153
Additional Noninterest Income$870,0002,199
Total noninterest expense$9,879,0001,486
Salaries and employee benefits$5,787,0001,400
Premises and equipment expense$1,030,0001,675
Additional noninterest expense$3,062,0001,496
Pre-tax net operating income$2,220,0002,387
Securities gains (losses)$237,000564
Applicable income taxes$823,0001,555
Income before extraordinary items$1,634,0002,619
Extraordinary gains, net$021
Net income$1,634,0002,619
Minority interest net income$078
Net income of bank and minority interests.$1,634,0002,620
Net charge-offs$78,0002,389
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,475,2102,754
2015-06-30 (YTD Data)Rank
Total interest income$8,444,0001,473
Total interest expense$1,187,0001,192
Net interest income$7,257,0001,536
Provision for loan and lease losses$175,0001,648
Total noninterest income$896,0002,273
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$311,0001,793
Trading account gains and fees$0157
Additional Noninterest Income$585,0002,223
Total noninterest expense$6,628,0001,485
Salaries and employee benefits$3,895,0001,395
Premises and equipment expense$726,0001,601
Additional noninterest expense$2,007,0001,535
Pre-tax net operating income$1,350,0002,521
Securities gains (losses)$171,000590
Applicable income taxes$503,0001,621
Income before extraordinary items$1,018,0002,723
Extraordinary gains, net$022
Net income$1,018,0002,724
Minority interest net income$075
Net income of bank and minority interests.$1,018,0002,725
Net charge-offs$76,0001,973
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$903,4302,880
2015-03-31 (YTD Data)Rank
Total interest income$4,142,0001,502
Total interest expense$583,0001,210
Net interest income$3,559,0001,553
Provision for loan and lease losses$90,0001,532
Total noninterest income$462,0002,208
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$155,0001,779
Trading account gains and fees$0152
Additional Noninterest Income$307,0002,092
Total noninterest expense$3,401,0001,436
Salaries and employee benefits$2,018,0001,368
Premises and equipment expense$395,0001,504
Additional noninterest expense$988,0001,544
Pre-tax net operating income$530,0002,919
Securities gains (losses)$117,000524
Applicable income taxes$206,0001,794
Income before extraordinary items$441,0002,954
Extraordinary gains, net$013
Net income$441,0002,957
Minority interest net income$064
Net income of bank and minority interests.$441,0002,957
Net charge-offs$17,0002,218
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$361,4403,238
2014-12-31 (YTD Data)Rank
Total interest income$16,181,0001,534
Total interest expense$2,285,0001,265
Net interest income$13,896,0001,587
Provision for loan and lease losses$300,0001,975
Total noninterest income$2,009,0002,098
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$681,0001,788
Trading account gains and fees$0180
Additional Noninterest Income$1,328,0001,923
Total noninterest expense$12,800,0001,487
Salaries and employee benefits$7,336,0001,426
Premises and equipment expense$1,267,0001,825
Additional noninterest expense$4,197,0001,497
Pre-tax net operating income$2,805,0002,382
Securities gains (losses)$236,000728
Applicable income taxes$981,0001,559
Income before extraordinary items$2,060,0002,650
Extraordinary gains, net$017
Net income$2,060,0002,648
Minority interest net income$084
Net income of bank and minority interests.$2,060,0002,650
Net charge-offs$295,0002,035
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,899,5202,752
2014-09-30 (YTD Data)Rank
Total interest income$11,992,0001,562
Total interest expense$1,709,0001,290
Net interest income$10,283,0001,616
Provision for loan and lease losses$215,0002,003
Total noninterest income$1,523,0002,093
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$515,0001,783
Trading account gains and fees$0174
Additional Noninterest Income$1,008,0001,919
Total noninterest expense$9,401,0001,530
Salaries and employee benefits$5,271,0001,486
Premises and equipment expense$950,0001,837
Additional noninterest expense$3,180,0001,497
Pre-tax net operating income$2,190,0002,369
Securities gains (losses)$214,000618
Applicable income taxes$780,0001,540
Income before extraordinary items$1,624,0002,581
Extraordinary gains, net$015
Net income$1,624,0002,582
Minority interest net income$081
Net income of bank and minority interests.$1,624,0002,581
Net charge-offs$221,0001,890
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,478,4802,715
2014-06-30 (YTD Data)Rank
Total interest income$7,875,0001,579
Total interest expense$1,149,0001,286
Net interest income$6,726,0001,631
Provision for loan and lease losses$135,0002,020
Total noninterest income$975,0002,129
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$341,0001,778
Trading account gains and fees$0172
Additional Noninterest Income$634,0001,974
Total noninterest expense$6,242,0001,536
Salaries and employee benefits$3,612,0001,453
Premises and equipment expense$652,0001,818
Additional noninterest expense$1,978,0001,580
Pre-tax net operating income$1,324,0002,461
Securities gains (losses)$100,000788
Applicable income taxes$464,0001,610
Income before extraordinary items$960,0002,723
Extraordinary gains, net$020
Net income$960,0002,728
Minority interest net income$080
Net income of bank and minority interests.$960,0002,728
Net charge-offs$217,0001,516
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$893,0002,816
2014-03-31 (YTD Data)Rank
Total interest income$3,861,0001,604
Total interest expense$573,0001,310
Net interest income$3,288,0001,662
Provision for loan and lease losses$60,0002,013
Total noninterest income$475,0002,114
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$167,0001,787
Trading account gains and fees$0147
Additional Noninterest Income$308,0001,966
Total noninterest expense$3,067,0001,566
Salaries and employee benefits$1,704,0001,542
Premises and equipment expense$342,0001,759
Additional noninterest expense$1,021,0001,529
Pre-tax net operating income$636,0002,480
Securities gains (losses)$70,000540
Applicable income taxes$229,0001,593
Income before extraordinary items$477,0002,658
Extraordinary gains, net$016
Net income$477,0002,661
Minority interest net income$066
Net income of bank and minority interests.$477,0002,661
Net charge-offs$148,0001,129
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$429,4002,830
2013-12-31 (YTD Data)Rank
Total interest income$15,272,0001,631
Total interest expense$2,163,0001,582
Net interest income$13,109,0001,647
Provision for loan and lease losses$555,0001,717
Total noninterest income$2,187,0002,029
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$755,0001,729
Trading account gains and fees$0184
Additional Noninterest Income$1,432,0001,910
Total noninterest expense$12,581,0001,534
Salaries and employee benefits$7,351,0001,420
Premises and equipment expense$1,224,0001,886
Additional noninterest expense$4,006,0001,620
Pre-tax net operating income$2,160,0002,715
Securities gains (losses)$123,0001,181
Applicable income taxes$641,0001,899
Income before extraordinary items$1,642,0002,993
Extraordinary gains, net$029
Net income$1,642,0002,995
Minority interest net income$090
Net income of bank and minority interests.$1,642,0002,996
Net charge-offs$582,0001,856
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,553,4403,024
2013-09-30 (YTD Data)Rank
Total interest income$11,408,0001,650
Total interest expense$1,601,0001,643
Net interest income$9,807,0001,656
Provision for loan and lease losses$495,0001,522
Total noninterest income$1,642,0002,075
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$567,0001,731
Trading account gains and fees$0180
Additional Noninterest Income$1,075,0001,945
Total noninterest expense$9,418,0001,539
Salaries and employee benefits$5,465,0001,442
Premises and equipment expense$922,0001,888
Additional noninterest expense$3,031,0001,600
Pre-tax net operating income$1,536,0002,871
Securities gains (losses)$108,0001,163
Applicable income taxes$520,0001,879
Income before extraordinary items$1,124,0003,198
Extraordinary gains, net$025
Net income$1,124,0003,201
Minority interest net income$084
Net income of bank and minority interests.$1,124,0003,202
Net charge-offs$496,0001,595
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,050,5603,246
2013-06-30 (YTD Data)Rank
Total interest income$7,590,0001,657
Total interest expense$1,066,0001,675
Net interest income$6,524,0001,655
Provision for loan and lease losses$360,0001,466
Total noninterest income$1,116,0002,076
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$375,0001,714
Trading account gains and fees$0157
Additional Noninterest Income$741,0001,934
Total noninterest expense$6,257,0001,546
Salaries and employee benefits$3,717,0001,415
Premises and equipment expense$636,0001,827
Additional noninterest expense$1,904,0001,671
Pre-tax net operating income$1,023,0002,857
Securities gains (losses)$51,0001,510
Applicable income taxes$344,0001,876
Income before extraordinary items$730,0003,234
Extraordinary gains, net$022
Net income$730,0003,237
Minority interest net income$082
Net income of bank and minority interests.$730,0003,238
Net charge-offs$346,0001,551
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$695,3203,236
2013-03-31 (YTD Data)Rank
Total interest income$3,768,0001,673
Total interest expense$533,0001,722
Net interest income$3,235,0001,674
Provision for loan and lease losses$180,0001,441
Total noninterest income$587,0001,988
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$178,0001,773
Trading account gains and fees$0148
Additional Noninterest Income$409,0001,832
Total noninterest expense$3,014,0001,602
Salaries and employee benefits$1,729,0001,528
Premises and equipment expense$320,0001,861
Additional noninterest expense$965,0001,660
Pre-tax net operating income$628,0002,480
Securities gains (losses)$17,0001,320
Applicable income taxes$219,0001,622
Income before extraordinary items$426,0002,915
Extraordinary gains, net$010
Net income$426,0002,915
Minority interest net income$076
Net income of bank and minority interests.$426,0002,917
Net charge-offs$113,0001,789
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$414,7802,881
2012-12-31 (YTD Data)Rank
Total interest income$15,567,0001,707
Total interest expense$2,334,0001,867
Net interest income$13,233,0001,673
Provision for loan and lease losses$1,375,0001,410
Total noninterest income$2,814,0001,714
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$838,0001,631
Trading account gains and fees$0166
Additional Noninterest Income$1,976,0001,534
Total noninterest expense$11,986,0001,614
Salaries and employee benefits$7,068,0001,443
Premises and equipment expense$1,092,0002,103
Additional noninterest expense$3,826,0001,732
Pre-tax net operating income$2,686,0002,290
Securities gains (losses)$64,0002,567
Applicable income taxes$949,0001,521
Income before extraordinary items$1,801,0002,781
Extraordinary gains, net$029
Net income$1,801,0002,784
Minority interest net income$093
Net income of bank and minority interests.$1,801,0002,783
Net charge-offs$744,0002,151
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,759,4002,709
2012-09-30 (YTD Data)Rank
Total interest income$11,765,0001,719
Total interest expense$1,791,0001,902
Net interest income$9,974,0001,676
Provision for loan and lease losses$1,200,0001,254
Total noninterest income$2,058,0001,754
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$619,0001,675
Trading account gains and fees$0157
Additional Noninterest Income$1,439,0001,562
Total noninterest expense$8,469,0001,713
Salaries and employee benefits$4,879,0001,546
Premises and equipment expense$791,0002,204
Additional noninterest expense$2,799,0001,772
Pre-tax net operating income$2,363,0002,073
Securities gains (losses)$52,0002,426
Applicable income taxes$854,0001,380
Income before extraordinary items$1,561,0002,573
Extraordinary gains, net$020
Net income$1,561,0002,573
Minority interest net income$086
Net income of bank and minority interests.$1,561,0002,574
Net charge-offs$754,0001,734
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,527,2002,482
2012-06-30 (YTD Data)Rank
Total interest income$7,898,0001,714
Total interest expense$1,235,0001,907
Net interest income$6,663,0001,662
Provision for loan and lease losses$950,0001,143
Total noninterest income$1,294,0001,811
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$410,0001,667
Trading account gains and fees$0153
Additional Noninterest Income$884,0001,640
Total noninterest expense$5,734,0001,696
Salaries and employee benefits$3,198,0001,583
Premises and equipment expense$518,0002,219
Additional noninterest expense$2,018,0001,653
Pre-tax net operating income$1,273,0002,412
Securities gains (losses)$28,0002,353
Applicable income taxes$445,0001,610
Income before extraordinary items$856,0002,897
Extraordinary gains, net$019
Net income$856,0002,897
Minority interest net income$084
Net income of bank and minority interests.$856,0002,897
Net charge-offs$611,0001,583
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$837,5202,801
2012-03-31 (YTD Data)Rank
Total interest income$3,909,0001,743
Total interest expense$657,0001,860
Net interest income$3,252,0001,715
Provision for loan and lease losses$500,0001,039
Total noninterest income$680,0001,751
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$208,0001,632
Trading account gains and fees$0148
Additional Noninterest Income$472,0001,567
Total noninterest expense$2,804,0001,718
Salaries and employee benefits$1,485,0001,693
Premises and equipment expense$264,0002,190
Additional noninterest expense$1,055,0001,581
Pre-tax net operating income$628,0002,451
Securities gains (losses)$5,0001,907
Applicable income taxes$215,0001,647
Income before extraordinary items$418,0002,962
Extraordinary gains, net$019
Net income$418,0002,965
Minority interest net income$078
Net income of bank and minority interests.$418,0002,966
Net charge-offs$367,0001,307
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$414,7002,833
2011-12-31 (YTD Data)Rank
Total interest income$15,946,0001,767
Total interest expense$3,191,0001,854
Net interest income$12,755,0001,764
Provision for loan and lease losses$1,845,0001,656
Total noninterest income$2,643,0001,656
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$860,0001,681
Trading account gains and fees$0146
Additional Noninterest Income$1,783,0001,475
Total noninterest expense$12,060,0001,626
Salaries and employee benefits$6,618,0001,494
Premises and equipment expense$986,0002,438
Additional noninterest expense$4,456,0001,530
Pre-tax net operating income$1,493,0003,041
Securities gains (losses)$-11,0006,885
Applicable income taxes$210,0002,857
Income before extraordinary items$1,272,0003,101
Extraordinary gains, net$029
Net income$1,272,0003,104
Minority interest net income$096
Net income of bank and minority interests.$1,272,0003,104
Net charge-offs$2,115,0001,497
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,281,4602,991
2011-09-30 (YTD Data)Rank
Total interest income$12,046,0001,776
Total interest expense$2,503,0001,848
Net interest income$9,543,0001,764
Provision for loan and lease losses$1,580,0001,455
Total noninterest income$1,966,0001,633
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$637,0001,712
Trading account gains and fees$0145
Additional Noninterest Income$1,329,0001,457
Total noninterest expense$8,745,0001,662
Salaries and employee benefits$4,732,0001,563
Premises and equipment expense$743,0002,450
Additional noninterest expense$3,270,0001,564
Pre-tax net operating income$1,184,0003,015
Securities gains (losses)$3,0003,309
Applicable income taxes$138,0002,970
Income before extraordinary items$1,049,0002,968
Extraordinary gains, net$021
Net income$1,049,0002,970
Minority interest net income$087
Net income of bank and minority interests.$1,049,0002,970
Net charge-offs$1,613,0001,424
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,046,3602,870
2011-06-30 (YTD Data)Rank
Total interest income$8,067,0001,782
Total interest expense$1,756,0001,818
Net interest income$6,311,0001,770
Provision for loan and lease losses$1,050,0001,452
Total noninterest income$1,376,0001,569
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$418,0001,701
Trading account gains and fees$0153
Additional Noninterest Income$958,0001,380
Total noninterest expense$5,755,0001,700
Salaries and employee benefits$3,249,0001,547
Premises and equipment expense$505,0002,424
Additional noninterest expense$2,001,0001,715
Pre-tax net operating income$882,0002,750
Securities gains (losses)$3,0002,636
Applicable income taxes$126,0002,666
Income before extraordinary items$759,0002,763
Extraordinary gains, net$015
Net income$759,0002,764
Minority interest net income$089
Net income of bank and minority interests.$759,0002,764
Net charge-offs$965,0001,504
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$756,4202,683
2011-03-31 (YTD Data)Rank
Total interest income$4,083,0001,770
Total interest expense$932,0001,775
Net interest income$3,151,0001,774
Provision for loan and lease losses$600,0001,247
Total noninterest income$850,0001,365
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$200,0001,750
Trading account gains and fees$0158
Additional Noninterest Income$650,0001,116
Total noninterest expense$2,730,0001,807
Salaries and employee benefits$1,484,0001,676
Premises and equipment expense$257,0002,433
Additional noninterest expense$989,0001,725
Pre-tax net operating income$671,0002,033
Securities gains (losses)$-9,0007,160
Applicable income taxes$93,0002,259
Income before extraordinary items$569,0002,005
Extraordinary gains, net$09
Net income$569,0002,004
Minority interest net income$086
Net income of bank and minority interests.$569,0002,005
Net charge-offs$702,0001,087
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$576,7401,933
2010-12-31 (YTD Data)Rank
Total interest income$18,086,0001,675
Total interest expense$5,006,0001,661
Net interest income$13,080,0001,692
Provision for loan and lease losses$2,941,0001,634
Total noninterest income$2,490,0001,767
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$942,0001,582
Trading account gains and fees$0175
Additional Noninterest Income$1,548,0001,658
Total noninterest expense$11,538,0001,707
Salaries and employee benefits$6,263,0001,564
Premises and equipment expense$968,0002,550
Additional noninterest expense$4,307,0001,668
Pre-tax net operating income$1,091,0003,239
Securities gains (losses)$12,0003,262
Applicable income taxes$202,0002,711
Income before extraordinary items$901,0003,418
Extraordinary gains, net$029
Net income$901,0003,415
Minority interest net income$0111
Net income of bank and minority interests.$901,0003,418
Net charge-offs$4,299,0001,146
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$891,1603,319
2010-09-30 (YTD Data)Rank
Total interest income$13,912,0001,671
Total interest expense$3,884,0001,668
Net interest income$10,028,0001,678
Provision for loan and lease losses$2,125,0001,586
Total noninterest income$1,711,0001,903
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$705,0001,639
Trading account gains and fees$0165
Additional Noninterest Income$1,006,0001,796
Total noninterest expense$8,602,0001,717
Salaries and employee benefits$4,558,0001,606
Premises and equipment expense$736,0002,553
Additional noninterest expense$3,308,0001,603
Pre-tax net operating income$1,012,0003,072
Securities gains (losses)$-8,0007,200
Applicable income taxes$68,0003,378
Income before extraordinary items$936,0003,010
Extraordinary gains, net$023
Net income$936,0003,007
Minority interest net income$0110
Net income of bank and minority interests.$936,0003,010
Net charge-offs$3,558,000995
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$943,4402,868
2010-06-30 (YTD Data)Rank
Total interest income$9,333,0001,684
Total interest expense$2,668,0001,686
Net interest income$6,665,0001,694
Provision for loan and lease losses$1,635,0001,443
Total noninterest income$1,053,0001,975
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$469,0001,638
Trading account gains and fees$0152
Additional Noninterest Income$584,0001,895
Total noninterest expense$5,287,0001,856
Salaries and employee benefits$2,755,0001,782
Premises and equipment expense$510,0002,501
Additional noninterest expense$2,022,0001,749
Pre-tax net operating income$796,0002,806
Securities gains (losses)$11,0002,572
Applicable income taxes$356,0001,564
Income before extraordinary items$451,0003,587
Extraordinary gains, net$019
Net income$451,0003,584
Minority interest net income$0105
Net income of bank and minority interests.$451,0003,586
Net charge-offs$3,103,000809
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$443,9603,497
2010-03-31 (YTD Data)Rank
Total interest income$4,753,0001,699
Total interest expense$1,381,0001,709
Net interest income$3,372,0001,689
Provision for loan and lease losses$1,085,0001,106
Total noninterest income$475,0002,111
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$239,0001,621
Trading account gains and fees$0175
Additional Noninterest Income$236,0002,153
Total noninterest expense$2,589,0001,916
Salaries and employee benefits$1,351,0001,855
Premises and equipment expense$262,0002,494
Additional noninterest expense$976,0001,776
Pre-tax net operating income$173,0004,324
Securities gains (losses)$-12,0007,514
Applicable income taxes$120,0001,941
Income before extraordinary items$41,0005,825
Extraordinary gains, net$016
Net income$41,0005,827
Minority interest net income$091
Net income of bank and minority interests.$41,0005,825
Net charge-offs$1,141,000946
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$48,6805,627
2009-12-31 (YTD Data)Rank
Total interest income$18,812,0001,819
Total interest expense$7,347,0001,606
Net interest income$11,465,0001,936
Provision for loan and lease losses$4,802,0001,470
Total noninterest income$1,857,0002,234
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,024,0001,648
Trading account gains and fees$0211
Additional Noninterest Income$833,0002,390
Total noninterest expense$10,937,0001,864
Salaries and employee benefits$5,592,0001,770
Premises and equipment expense$1,049,0002,476
Additional noninterest expense$4,296,0001,738
Pre-tax net operating income$-2,417,0006,749
Securities gains (losses)$-129,0007,328
Applicable income taxes$-549,0007,071
Income before extraordinary items$-1,997,0006,754
Extraordinary gains, net$034
Net income$-1,997,0006,752
Minority interest net income$0115
Net income of bank and minority interests.$-1,997,0006,752
Net charge-offs$2,307,0001,868
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,896,3806,711
2009-09-30 (YTD Data)Rank
Total interest income$14,192,0001,832
Total interest expense$5,636,0001,645
Net interest income$8,556,0001,932
Provision for loan and lease losses$3,330,0001,388
Total noninterest income$1,486,0002,184
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$759,0001,666
Trading account gains and fees$0212
Additional Noninterest Income$727,0002,246
Total noninterest expense$8,513,0001,779
Salaries and employee benefits$4,220,0001,781
Premises and equipment expense$837,0002,376
Additional noninterest expense$3,456,0001,559
Pre-tax net operating income$-1,801,0006,974
Securities gains (losses)$-108,0007,485
Applicable income taxes$-641,0007,412
Income before extraordinary items$-1,268,0006,893
Extraordinary gains, net$027
Net income$-1,268,0006,895
Minority interest net income$0118
Net income of bank and minority interests.$-1,268,0006,895
Net charge-offs$1,901,0001,550
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,196,7206,835
2009-06-30 (YTD Data)Rank
Total interest income$9,469,0001,868
Total interest expense$3,820,0001,697
Net interest income$5,649,0001,945
Provision for loan and lease losses$3,015,0001,084
Total noninterest income$979,0002,215
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$491,0001,697
Trading account gains and fees$0193
Additional Noninterest Income$488,0002,261
Total noninterest expense$5,429,0001,898
Salaries and employee benefits$2,476,0002,037
Premises and equipment expense$552,0002,434
Additional noninterest expense$2,401,0001,530
Pre-tax net operating income$-1,816,0007,338
Securities gains (losses)$-80,0007,651
Applicable income taxes$-702,0007,666
Income before extraordinary items$-1,194,0007,221
Extraordinary gains, net$021
Net income$-1,194,0007,220
Minority interest net income$0112
Net income of bank and minority interests.$-1,194,0007,220
Net charge-offs$1,564,0001,309
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,142,8007,194
2009-03-31 (YTD Data)Rank
Total interest income$4,743,0001,891
Total interest expense$1,965,0001,726
Net interest income$2,778,0001,970
Provision for loan and lease losses$400,0001,987
Total noninterest income$483,0002,196
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$239,0001,692
Trading account gains and fees$0171
Additional Noninterest Income$244,0002,229
Total noninterest expense$2,548,0001,950
Salaries and employee benefits$1,197,0002,129
Premises and equipment expense$288,0002,377
Additional noninterest expense$1,063,0001,513
Pre-tax net operating income$313,0003,265
Securities gains (losses)$-21,0007,873
Applicable income taxes$191,0001,505
Income before extraordinary items$101,0004,952
Extraordinary gains, net$015
Net income$101,0004,955
Minority interest net income$0102
Net income of bank and minority interests.$101,0004,954
Net charge-offs$342,0001,665
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$114,4404,596
2008-12-31 (YTD Data)Rank
Total interest income$19,589,0001,956
Total interest expense$7,947,0001,986
Net interest income$11,642,0001,915
Provision for loan and lease losses$525,0003,729
Total noninterest income$2,613,0001,752
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,059,0001,680
Trading account gains and fees$0154
Additional Noninterest Income$1,554,0001,551
Total noninterest expense$10,295,0001,879
Salaries and employee benefits$5,350,0001,889
Premises and equipment expense$990,0002,649
Additional noninterest expense$3,955,0001,564
Pre-tax net operating income$3,435,0001,581
Securities gains (losses)$-49,0007,163
Applicable income taxes$1,064,0001,145
Income before extraordinary items$2,322,0001,714
Extraordinary gains, net$039
Net income$2,322,0001,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,0003,001
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,355,8101,818
2008-09-30 (YTD Data)Rank
Total interest income$14,546,0002,005
Total interest expense$5,999,0002,049
Net interest income$8,547,0001,972
Provision for loan and lease losses$345,0003,316
Total noninterest income$1,526,0002,187
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$772,0001,737
Trading account gains and fees$0148
Additional Noninterest Income$754,0002,196
Total noninterest expense$7,165,0002,001
Salaries and employee benefits$3,687,0002,081
Premises and equipment expense$742,0002,665
Additional noninterest expense$2,736,0001,635
Pre-tax net operating income$2,563,0001,881
Securities gains (losses)$-17,0007,393
Applicable income taxes$953,0001,196
Income before extraordinary items$1,593,0002,210
Extraordinary gains, net$031
Net income$1,593,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0002,422
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,603,8802,311
2008-06-30 (YTD Data)Rank
Total interest income$9,636,0002,061
Total interest expense$4,061,0002,102
Net interest income$5,575,0001,999
Provision for loan and lease losses$225,0002,959
Total noninterest income$986,0002,253
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$489,0001,788
Trading account gains and fees$0149
Additional Noninterest Income$497,0002,256
Total noninterest expense$4,327,0002,208
Salaries and employee benefits$2,269,0002,290
Premises and equipment expense$500,0002,637
Additional noninterest expense$1,558,0001,856
Pre-tax net operating income$2,009,0001,686
Securities gains (losses)$-17,0008,167
Applicable income taxes$773,0001,147
Income before extraordinary items$1,219,0002,164
Extraordinary gains, net$021
Net income$1,219,0002,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0002,713
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,229,8802,096
2008-03-31 (YTD Data)Rank
Total interest income$4,873,0002,090
Total interest expense$2,044,0002,203
Net interest income$2,829,0001,979
Provision for loan and lease losses$105,0002,634
Total noninterest income$482,0002,293
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$228,0001,856
Trading account gains and fees$0158
Additional Noninterest Income$254,0002,199
Total noninterest expense$2,120,0002,249
Salaries and employee benefits$1,124,0002,335
Premises and equipment expense$256,0002,617
Additional noninterest expense$740,0001,904
Pre-tax net operating income$1,086,0001,657
Securities gains (losses)$-15,0008,350
Applicable income taxes$422,0001,150
Income before extraordinary items$649,0002,161
Extraordinary gains, net$015
Net income$649,0002,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,284
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$658,6002,071
2007-12-31 (YTD Data)Rank
Total interest income$18,866,0002,178
Total interest expense$7,619,0002,434
Net interest income$11,247,0002,021
Provision for loan and lease losses$510,0002,294
Total noninterest income$2,125,0002,128
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$990,0001,776
Trading account gains and fees$0178
Additional Noninterest Income$1,135,0002,047
Total noninterest expense$8,980,0002,046
Salaries and employee benefits$5,006,0002,006
Premises and equipment expense$936,0002,711
Additional noninterest expense$3,038,0001,817
Pre-tax net operating income$3,882,0002,032
Securities gains (losses)$44,000836
Applicable income taxes$1,512,0001,416
Income before extraordinary items$2,414,0002,453
Extraordinary gains, net$039
Net income$2,414,0002,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0002,347
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,385,8402,465
2007-09-30 (YTD Data)Rank
Total interest income$13,886,0002,234
Total interest expense$5,546,0002,487
Net interest income$8,340,0002,058
Provision for loan and lease losses$360,0002,007
Total noninterest income$1,525,0002,194
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$716,0001,822
Trading account gains and fees$0184
Additional Noninterest Income$809,0002,109
Total noninterest expense$6,472,0002,107
Salaries and employee benefits$3,493,0002,158
Premises and equipment expense$699,0002,713
Additional noninterest expense$2,280,0001,775
Pre-tax net operating income$3,033,0002,082
Securities gains (losses)$30,000735
Applicable income taxes$1,186,0001,459
Income before extraordinary items$1,877,0002,511
Extraordinary gains, net$033
Net income$1,877,0002,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,586
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,857,8002,509
2007-06-30 (YTD Data)Rank
Total interest income$9,076,0002,297
Total interest expense$3,561,0002,580
Net interest income$5,515,0002,102
Provision for loan and lease losses$210,0002,072
Total noninterest income$1,016,0002,227
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$471,0001,844
Trading account gains and fees$0168
Additional Noninterest Income$545,0002,119
Total noninterest expense$4,235,0002,166
Salaries and employee benefits$2,273,0002,253
Premises and equipment expense$475,0002,695
Additional noninterest expense$1,487,0001,825
Pre-tax net operating income$2,086,0002,080
Securities gains (losses)$23,000680
Applicable income taxes$820,0001,463
Income before extraordinary items$1,289,0002,499
Extraordinary gains, net$029
Net income$1,289,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,011
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,274,2802,497
2007-03-31 (YTD Data)Rank
Total interest income$4,408,0002,355
Total interest expense$1,702,0002,676
Net interest income$2,706,0002,136
Provision for loan and lease losses$105,0001,929
Total noninterest income$463,0002,317
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$217,0001,931
Trading account gains and fees$0195
Additional Noninterest Income$246,0002,237
Total noninterest expense$2,186,0002,113
Salaries and employee benefits$1,196,0002,146
Premises and equipment expense$240,0002,681
Additional noninterest expense$750,0001,780
Pre-tax net operating income$878,0002,387
Securities gains (losses)$20,000564
Applicable income taxes$352,0001,660
Income before extraordinary items$546,0002,830
Extraordinary gains, net$022
Net income$546,0002,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,041
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$533,2002,863
2006-12-31 (YTD Data)Rank
Total interest income$16,585,0002,349
Total interest expense$5,711,0002,701
Net interest income$10,874,0002,140
Provision for loan and lease losses$330,0002,609
Total noninterest income$1,961,0002,257
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,000,0001,752
Trading account gains and fees$0130
Additional Noninterest Income$961,0002,296
Total noninterest expense$8,073,0002,190
Salaries and employee benefits$4,241,0002,311
Premises and equipment expense$921,0002,668
Additional noninterest expense$2,911,0001,810
Pre-tax net operating income$4,432,0002,075
Securities gains (losses)$12,0001,037
Applicable income taxes$1,698,0001,500
Income before extraordinary items$2,746,0002,426
Extraordinary gains, net$051
Net income$2,746,0002,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,282
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,738,3202,412
2006-09-30 (YTD Data)Rank
Total interest income$12,238,0002,371
Total interest expense$4,033,0002,762
Net interest income$8,205,0002,139
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,393,0002,350
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$746,0001,764
Trading account gains and fees$0126
Additional Noninterest Income$647,0002,448
Total noninterest expense$6,015,0002,194
Salaries and employee benefits$3,246,0002,259
Premises and equipment expense$695,0002,655
Additional noninterest expense$2,074,0001,882
Pre-tax net operating income$3,358,0002,130
Securities gains (losses)$26,000688
Applicable income taxes$1,347,0001,509
Income before extraordinary items$2,037,0002,525
Extraordinary gains, net$045
Net income$2,037,0002,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,666
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,020,3602,530
2006-06-30 (YTD Data)Rank
Total interest income$7,886,0002,409
Total interest expense$2,518,0002,803
Net interest income$5,368,0002,175
Provision for loan and lease losses$135,0002,822
Total noninterest income$933,0002,329
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$501,0001,737
Trading account gains and fees$0126
Additional Noninterest Income$432,0002,433
Total noninterest expense$3,977,0002,217
Salaries and employee benefits$2,126,0002,307
Premises and equipment expense$475,0002,591
Additional noninterest expense$1,376,0001,892
Pre-tax net operating income$2,189,0002,163
Securities gains (losses)$25,000568
Applicable income taxes$879,0001,542
Income before extraordinary items$1,335,0002,563
Extraordinary gains, net$039
Net income$1,335,0002,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,447
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,319,0002,572
2006-03-31 (YTD Data)Rank
Total interest income$3,809,0002,432
Total interest expense$1,173,0002,856
Net interest income$2,636,0002,212
Provision for loan and lease losses$60,0002,788
Total noninterest income$462,0002,307
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$262,0001,624
Trading account gains and fees$0115
Additional Noninterest Income$200,0002,496
Total noninterest expense$2,049,0002,163
Salaries and employee benefits$1,128,0002,184
Premises and equipment expense$244,0002,516
Additional noninterest expense$677,0001,927
Pre-tax net operating income$989,0002,291
Securities gains (losses)$9,000604
Applicable income taxes$408,0001,632
Income before extraordinary items$590,0002,775
Extraordinary gains, net$021
Net income$590,0002,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$584,2402,784
2005-12-31 (YTD Data)Rank
Total interest income$13,871,0002,378
Total interest expense$3,585,0002,881
Net interest income$10,286,0002,156
Provision for loan and lease losses$240,0003,239
Total noninterest income$1,497,0002,698
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$623,0002,585
Trading account gains and fees$0138
Additional Noninterest Income$874,0002,408
Total noninterest expense$7,998,0002,084
Salaries and employee benefits$4,360,0002,113
Premises and equipment expense$969,0002,442
Additional noninterest expense$2,669,0001,903
Pre-tax net operating income$3,545,0002,429
Securities gains (losses)$-33,0008,031
Applicable income taxes$1,356,0001,830
Income before extraordinary items$2,156,0002,902
Extraordinary gains, net$046
Net income$2,156,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,648
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,177,1202,844
2005-09-30 (YTD Data)Rank
Total interest income$10,207,0002,369
Total interest expense$2,564,0002,871
Net interest income$7,643,0002,151
Provision for loan and lease losses$180,0003,127
Total noninterest income$966,0002,979
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$335,0003,300
Trading account gains and fees$0126
Additional Noninterest Income$631,0002,481
Total noninterest expense$5,759,0002,150
Salaries and employee benefits$3,064,0002,222
Premises and equipment expense$742,0002,374
Additional noninterest expense$1,953,0001,903
Pre-tax net operating income$2,670,0002,449
Securities gains (losses)$-24,0008,251
Applicable income taxes$1,024,0001,841
Income before extraordinary items$1,622,0002,943
Extraordinary gains, net$035
Net income$1,622,0002,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,817
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,637,3602,878
2005-06-30 (YTD Data)Rank
Total interest income$6,676,0002,362
Total interest expense$1,639,0002,834
Net interest income$5,037,0002,143
Provision for loan and lease losses$120,0003,004
Total noninterest income$637,0002,967
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$212,0003,367
Trading account gains and fees$0116
Additional Noninterest Income$425,0002,440
Total noninterest expense$3,812,0002,148
Salaries and employee benefits$2,025,0002,234
Premises and equipment expense$491,0002,365
Additional noninterest expense$1,296,0001,896
Pre-tax net operating income$1,742,0002,427
Securities gains (losses)$-11,0008,167
Applicable income taxes$667,0001,853
Income before extraordinary items$1,064,0002,945
Extraordinary gains, net$030
Net income$1,064,0002,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,429
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,071,0402,893
2005-03-31 (YTD Data)Rank
Total interest income$3,262,0002,366
Total interest expense$772,0002,887
Net interest income$2,490,0002,165
Provision for loan and lease losses$60,0002,830
Total noninterest income$303,0003,034
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$102,0003,402
Trading account gains and fees$0115
Additional Noninterest Income$201,0002,474
Total noninterest expense$1,831,0002,266
Salaries and employee benefits$955,0002,380
Premises and equipment expense$239,0002,451
Additional noninterest expense$637,0001,926
Pre-tax net operating income$902,0002,351
Securities gains (losses)$01,685
Applicable income taxes$354,0001,752
Income before extraordinary items$548,0002,816
Extraordinary gains, net$024
Net income$548,0002,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,412
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$548,0002,762
2004-12-31 (YTD Data)Rank
Total interest income$12,560,0002,286
Total interest expense$2,696,0002,871
Net interest income$9,864,0002,054
Provision for loan and lease losses$165,0004,077
Total noninterest income$1,246,0003,046
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$425,0003,499
Trading account gains and fees$0138
Additional Noninterest Income$821,0002,456
Total noninterest expense$7,882,0002,031
Salaries and employee benefits$4,221,0002,073
Premises and equipment expense$973,0002,346
Additional noninterest expense$2,688,0001,817
Pre-tax net operating income$3,063,0002,539
Securities gains (losses)$-10,0008,235
Applicable income taxes$1,127,0001,983
Income before extraordinary items$1,926,0003,014
Extraordinary gains, net$034
Net income$1,926,0003,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,265
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,932,4002,946
2004-09-30 (YTD Data)Rank
Total interest income$9,320,0002,279
Total interest expense$2,016,0002,817
Net interest income$7,304,0002,070
Provision for loan and lease losses$135,0003,719
Total noninterest income$895,0003,155
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$317,0003,525
Trading account gains and fees$0134
Additional Noninterest Income$578,0002,558
Total noninterest expense$5,675,0002,105
Salaries and employee benefits$3,011,0002,166
Premises and equipment expense$716,0002,378
Additional noninterest expense$1,948,0001,838
Pre-tax net operating income$2,389,0002,490
Securities gains (losses)$7,0002,893
Applicable income taxes$889,0001,961
Income before extraordinary items$1,507,0002,945
Extraordinary gains, net$026
Net income$1,507,0002,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,525
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,502,5202,872
2004-06-30 (YTD Data)Rank
Total interest income$6,210,0002,257
Total interest expense$1,353,0002,791
Net interest income$4,857,0002,060
Provision for loan and lease losses$90,0003,641
Total noninterest income$592,0003,203
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$210,0003,523
Trading account gains and fees$0130
Additional Noninterest Income$382,0002,583
Total noninterest expense$3,784,0002,117
Salaries and employee benefits$1,995,0002,178
Premises and equipment expense$481,0002,365
Additional noninterest expense$1,308,0001,830
Pre-tax net operating income$1,575,0002,487
Securities gains (losses)$03,413
Applicable income taxes$584,0001,972
Income before extraordinary items$991,0002,958
Extraordinary gains, net$021
Net income$991,0002,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,487
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$991,0002,871
2004-03-31 (YTD Data)Rank
Total interest income$3,106,0002,261
Total interest expense$693,0002,771
Net interest income$2,413,0002,079
Provision for loan and lease losses$30,0004,060
Total noninterest income$281,0003,255
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$106,0003,438
Trading account gains and fees$0121
Additional Noninterest Income$175,0002,684
Total noninterest expense$1,878,0002,135
Salaries and employee benefits$1,005,0002,186
Premises and equipment expense$241,0002,392
Additional noninterest expense$632,0001,863
Pre-tax net operating income$786,0002,455
Securities gains (losses)$02,934
Applicable income taxes$290,0001,981
Income before extraordinary items$496,0002,956
Extraordinary gains, net$016
Net income$496,0002,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0001,899
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$496,0002,859
2003-12-31 (YTD Data)Rank
Total interest income$13,933,0002,043
Total interest expense$3,417,0002,551
Net interest income$10,516,0001,859
Provision for loan and lease losses$20,0007,057
Total noninterest income$1,284,0003,158
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$447,0003,389
Trading account gains and fees$0160
Additional Noninterest Income$837,0002,660
Total noninterest expense$7,463,0002,107
Salaries and employee benefits$4,009,0002,122
Premises and equipment expense$968,0002,321
Additional noninterest expense$2,486,0001,937
Pre-tax net operating income$4,317,0001,869
Securities gains (losses)$-71,0008,992
Applicable income taxes$1,853,0001,359
Income before extraordinary items$2,393,0002,472
Extraordinary gains, net$054
Net income$2,393,0002,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,282
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,438,4402,310
2003-09-30 (YTD Data)Rank
Total interest income$10,799,0001,999
Total interest expense$2,676,0002,540
Net interest income$8,123,0001,811
Provision for loan and lease losses$20,0006,734
Total noninterest income$893,0003,396
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$332,0003,416
Trading account gains and fees$0153
Additional Noninterest Income$561,0002,933
Total noninterest expense$5,417,0002,174
Salaries and employee benefits$2,840,0002,240
Premises and equipment expense$710,0002,375
Additional noninterest expense$1,867,0001,917
Pre-tax net operating income$3,579,0001,749
Securities gains (losses)$-54,0009,081
Applicable income taxes$1,541,0001,319
Income before extraordinary items$1,984,0002,357
Extraordinary gains, net$040
Net income$1,984,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,836
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,018,5602,200
2003-06-30 (YTD Data)Rank
Total interest income$7,369,0001,969
Total interest expense$1,862,0002,533
Net interest income$5,507,0001,772
Provision for loan and lease losses$20,0006,304
Total noninterest income$621,0003,266
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$219,0003,403
Trading account gains and fees$0150
Additional Noninterest Income$402,0002,794
Total noninterest expense$3,586,0002,191
Salaries and employee benefits$1,881,0002,252
Premises and equipment expense$479,0002,344
Additional noninterest expense$1,226,0001,952
Pre-tax net operating income$2,522,0001,665
Securities gains (losses)$-35,0009,141
Applicable income taxes$1,211,0001,169
Income before extraordinary items$1,276,0002,438
Extraordinary gains, net$030
Net income$1,276,0002,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0002,734
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,298,4002,259
2003-03-31 (YTD Data)Rank
Total interest income$3,728,0001,960
Total interest expense$974,0002,493
Net interest income$2,754,0001,766
Provision for loan and lease losses$10,0006,044
Total noninterest income$298,0003,252
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$106,0003,394
Trading account gains and fees$0134
Additional Noninterest Income$192,0002,784
Total noninterest expense$1,799,0002,180
Salaries and employee benefits$932,0002,255
Premises and equipment expense$257,0002,200
Additional noninterest expense$610,0001,929
Pre-tax net operating income$1,243,0001,688
Securities gains (losses)$02,891
Applicable income taxes$935,000847
Income before extraordinary items$308,0004,159
Extraordinary gains, net$021
Net income$308,0004,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,327
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$308,0003,971
2002-12-31 (YTD Data)Rank
Total interest income$15,003,0002,052
Total interest expense$4,659,0002,384
Net interest income$10,344,0001,884
Provision for loan and lease losses$120,0005,330
Total noninterest income$1,050,0003,368
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$392,0003,577
Trading account gains and fees$0153
Additional Noninterest Income$658,0002,811
Total noninterest expense$6,973,0002,155
Salaries and employee benefits$3,637,0002,204
Premises and equipment expense$901,0002,409
Additional noninterest expense$2,435,0001,898
Pre-tax net operating income$4,301,0001,871
Securities gains (losses)$-141,0009,165
Applicable income taxes$1,469,0001,679
Income before extraordinary items$2,691,0002,219
Extraordinary gains, net$070
Net income$2,691,0002,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,727
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,782,6502,071
2001-12-31 (YTD Data)Rank
Total interest income$15,196,0002,242
Total interest expense$6,335,0002,525
Net interest income$8,861,0002,014
Provision for loan and lease losses$60,0006,353
Total noninterest income$931,0003,509
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$353,0003,728
Trading account gains and fees$0177
Additional Noninterest Income$578,0002,894
Total noninterest expense$6,120,0002,337
Salaries and employee benefits$3,003,0002,505
Premises and equipment expense$859,0002,462
Additional noninterest expense$2,258,0001,993
Pre-tax net operating income$3,612,0001,931
Securities gains (losses)$04,612
Applicable income taxes$1,289,0001,710
Income before extraordinary items$2,323,0002,232
Extraordinary gains, net$0105
Net income$2,323,0002,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,871
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,323,0002,159
2000-12-31 (YTD Data)Rank
Total interest income$14,682,0002,380
Total interest expense$6,350,0002,626
Net interest income$8,332,0002,124
Provision for loan and lease losses$08,337
Total noninterest income$851,0003,520
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$315,0003,918
Trading account gains and fees$0180
Additional Noninterest Income$536,0002,836
Total noninterest expense$5,205,0002,617
Salaries and employee benefits$2,607,0002,729
Premises and equipment expense$727,0002,785
Additional noninterest expense$1,871,0002,297
Pre-tax net operating income$3,978,0001,837
Securities gains (losses)$-31,0008,962
Applicable income taxes$1,332,0001,667
Income before extraordinary items$2,615,0001,994
Extraordinary gains, net$038
Net income$2,615,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,635,4601,991
1999-12-31 (YTD Data)Rank
Total interest income$13,318,0002,457
Total interest expense$5,776,0002,544
Net interest income$7,542,0002,340
Provision for loan and lease losses$140,0004,418
Total noninterest income$732,0003,859
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$286,0004,113
Trading account gains and fees$0173
Additional Noninterest Income$446,0003,182
Total noninterest expense$4,712,0002,868
Salaries and employee benefits$2,474,0002,835
Premises and equipment expense$653,0003,050
Additional noninterest expense$1,585,0002,738
Pre-tax net operating income$3,422,0002,152
Securities gains (losses)$03,155
Applicable income taxes$1,404,0001,682
Income before extraordinary items$2,018,0002,577
Extraordinary gains, net$035
Net income$2,018,0002,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,347
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,018,0002,540
1998-12-31 (YTD Data)Rank
Total interest income$13,472,0002,412
Total interest expense$5,749,0002,638
Net interest income$7,723,0002,211
Provision for loan and lease losses$230,0003,213
Total noninterest income$515,0004,850
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$286,0004,074
Trading account gains and fees$0224
Additional Noninterest Income$229,0004,630
Total noninterest expense$4,320,0003,007
Salaries and employee benefits$2,443,0002,783
Premises and equipment expense$594,0003,203
Additional noninterest expense$1,283,0003,171
Pre-tax net operating income$3,688,0001,967
Securities gains (losses)$04,449
Applicable income taxes$1,510,0001,620
Income before extraordinary items$2,178,0002,366
Extraordinary gains, net$032
Net income$2,178,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,066
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,178,0002,291
1997-12-31 (YTD Data)Rank
Total interest income$13,193,0002,482
Total interest expense$5,595,0002,666
Net interest income$7,598,0002,310
Provision for loan and lease losses$165,0003,914
Total noninterest income$590,0004,462
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$318,0003,890
Trading account gains and fees$0239
Additional Noninterest Income$272,0004,147
Total noninterest expense$4,316,0002,946
Salaries and employee benefits$2,240,0002,960
Premises and equipment expense$640,0002,978
Additional noninterest expense$1,436,0002,848
Pre-tax net operating income$3,707,0002,028
Securities gains (losses)$6,0002,665
Applicable income taxes$1,546,0001,669
Income before extraordinary items$2,167,0002,401
Extraordinary gains, net$044
Net income$2,167,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0002,063
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,163,1602,346
1996-12-31 (YTD Data)Rank
Total interest income$12,810,0002,611
Total interest expense$5,558,0002,727
Net interest income$7,252,0002,471
Provision for loan and lease losses$182,0003,615
Total noninterest income$547,0004,861
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$317,0004,060
Trading account gains and fees$0262
Additional Noninterest Income$230,0004,788
Total noninterest expense$4,189,0003,208
Salaries and employee benefits$2,241,0002,975
Premises and equipment expense$640,0003,011
Additional noninterest expense$1,308,0003,514
Pre-tax net operating income$3,428,0002,090
Securities gains (losses)$-3,0009,684
Applicable income taxes$1,420,0001,691
Income before extraordinary items$2,005,0002,460
Extraordinary gains, net$053
Net income$2,005,0002,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,939
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,006,9202,410
1995-12-31 (YTD Data)Rank
Total interest income$12,190,0002,743
Total interest expense$5,175,0002,947
Net interest income$7,015,0002,555
Provision for loan and lease losses$210,0002,900
Total noninterest income$646,0004,336
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$305,0004,239
Trading account gains and fees$0522
Additional Noninterest Income$341,0003,678
Total noninterest expense$4,185,0003,188
Salaries and employee benefits$2,140,0003,103
Premises and equipment expense$584,0003,282
Additional noninterest expense$1,461,0003,159
Pre-tax net operating income$3,266,0002,263
Securities gains (losses)$8,0002,536
Applicable income taxes$1,274,0001,920
Income before extraordinary items$2,000,0002,519
Extraordinary gains, net$065
Net income$2,000,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,0001,634
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,994,8802,494
1994-12-31 (YTD Data)Rank
Total interest income$10,769,0002,826
Total interest expense$4,035,0003,021
Net interest income$6,734,0002,692
Provision for loan and lease losses$258,0002,528
Total noninterest income$686,0004,188
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$310,0004,248
Trading account gains and fees$0475
Additional Noninterest Income$376,0003,543
Total noninterest expense$4,407,0003,122
Salaries and employee benefits$2,332,0002,840
Premises and equipment expense$625,0003,152
Additional noninterest expense$1,450,0003,419
Pre-tax net operating income$2,755,0002,574
Securities gains (losses)$-71,00011,310
Applicable income taxes$915,0002,436
Income before extraordinary items$1,769,0002,734
Extraordinary gains, net$0249
Net income$1,769,0002,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,012
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,815,8602,683
1993-12-31 (YTD Data)Rank
Total interest income$10,854,0002,857
Total interest expense$4,475,0002,869
Net interest income$6,379,0002,841
Provision for loan and lease losses$148,0004,714
Total noninterest income$760,0004,161
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$291,0004,531
Trading account gains and fees$0532
Additional Noninterest Income$469,0003,395
Total noninterest expense$4,204,0003,329
Salaries and employee benefits$1,961,0003,351
Premises and equipment expense$580,0003,431
Additional noninterest expense$1,663,0003,210
Pre-tax net operating income$2,787,0002,472
Securities gains (losses)$-115,00013,187
Applicable income taxes$1,156,0001,978
Income before extraordinary items$1,516,0003,215
Extraordinary gains, net$03,149
Net income$1,516,0003,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,589,6002,899
1992-12-31 (YTD Data)Rank
Total interest income$12,311,0002,844
Total interest expense$5,902,0002,822
Net interest income$6,409,0002,854
Provision for loan and lease losses$338,0003,864
Total noninterest income$830,0003,872
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$276,0004,743
Trading account gains and fees$0504
Additional Noninterest Income$554,0002,984
Total noninterest expense$4,395,0003,227
Salaries and employee benefits$2,201,0002,938
Premises and equipment expense$539,0003,721
Additional noninterest expense$1,655,0003,299
Pre-tax net operating income$2,506,0002,486
Securities gains (losses)$-315,00013,879
Applicable income taxes$922,0002,267
Income before extraordinary items$1,269,0003,622
Extraordinary gains, net$-110,00013,660
Net income$1,159,0003,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0004,281
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,470,6002,896

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.