Home > Cornerstone Bank > Income and Expense
Cornerstone Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,522,000 | 1,857 |
| Total interest expense | $11,053,000 | 1,204 |
| Net interest income | $9,469,000 | 2,455 |
| Provision for loan and lease losses | $69,000 | 2,661 |
| Total noninterest income | $76,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $102,000 | 3,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-26,000 | 4,583 |
| Total noninterest expense | $6,423,000 | 2,679 |
| Salaries and employee benefits | $3,934,000 | 2,538 |
| Premises and equipment expense | $263,000 | 3,709 |
| Additional noninterest expense | $-26,000 | 4,583 |
| Pre-tax net operating income | $3,053,000 | 2,492 |
| Securities gains (losses) | $-65,000 | 3,705 |
| Applicable income taxes | $115,000 | 2,734 |
| Income before extraordinary items | $2,873,000 | 2,391 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,873,000 | 2,416 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,873,000 | 2,394 |
| Net charge-offs | $-214,000 | 4,450 |
| Cash dividends | $2,120,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,935,400 | 2,373 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,077,000 | 1,853 |
| Total interest expense | $7,826,000 | 1,178 |
| Net interest income | $7,251,000 | 2,448 |
| Provision for loan and lease losses | $203,000 | 1,640 |
| Total noninterest income | $36,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $76,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-40,000 | 4,621 |
| Total noninterest expense | $4,888,000 | 2,660 |
| Salaries and employee benefits | $3,012,000 | 2,504 |
| Premises and equipment expense | $193,000 | 3,739 |
| Additional noninterest expense | $-40,000 | 4,621 |
| Pre-tax net operating income | $2,196,000 | 2,592 |
| Securities gains (losses) | $-65,000 | 3,895 |
| Applicable income taxes | $79,000 | 2,834 |
| Income before extraordinary items | $2,052,000 | 2,485 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,052,000 | 2,508 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,052,000 | 2,486 |
| Net charge-offs | $-60,000 | 4,253 |
| Cash dividends | $1,545,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,114,400 | 2,469 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,858,000 | 1,845 |
| Total interest expense | $4,814,000 | 1,138 |
| Net interest income | $5,044,000 | 2,402 |
| Provision for loan and lease losses | $300,000 | 1,014 |
| Total noninterest income | $-5,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $50,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-55,000 | 4,649 |
| Total noninterest expense | $3,233,000 | 2,655 |
| Salaries and employee benefits | $2,007,000 | 2,503 |
| Premises and equipment expense | $129,000 | 3,749 |
| Additional noninterest expense | $-55,000 | 4,649 |
| Pre-tax net operating income | $1,506,000 | 2,579 |
| Securities gains (losses) | $-61,000 | 4,123 |
| Applicable income taxes | $49,000 | 2,894 |
| Income before extraordinary items | $1,396,000 | 2,478 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,396,000 | 2,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,396,000 | 2,478 |
| Net charge-offs | $-117,000 | 4,470 |
| Cash dividends | $877,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,455,170 | 2,450 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 1,869 |
| Total interest expense | $2,089,000 | 1,151 |
| Net interest income | $2,688,000 | 2,319 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $56,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $25,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 3,945 |
| Total noninterest expense | $1,612,000 | 2,677 |
| Salaries and employee benefits | $992,000 | 2,565 |
| Premises and equipment expense | $68,000 | 3,755 |
| Additional noninterest expense | $31,000 | 3,945 |
| Pre-tax net operating income | $982,000 | 2,326 |
| Securities gains (losses) | $-56,000 | 4,276 |
| Applicable income taxes | $27,000 | 2,850 |
| Income before extraordinary items | $899,000 | 2,236 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $899,000 | 2,236 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $899,000 | 2,236 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $953,320 | 2,180 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,139,000 | 1,848 |
| Total interest expense | $2,263,000 | 1,469 |
| Net interest income | $13,876,000 | 1,891 |
| Provision for loan and lease losses | $1,954,000 | 527 |
| Total noninterest income | $-702,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $126,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-828,000 | 4,713 |
| Total noninterest expense | $6,131,000 | 2,727 |
| Salaries and employee benefits | $3,747,000 | 2,600 |
| Premises and equipment expense | $296,000 | 3,667 |
| Additional noninterest expense | $-828,000 | 4,713 |
| Pre-tax net operating income | $5,089,000 | 2,028 |
| Securities gains (losses) | $-29,000 | 3,646 |
| Applicable income taxes | $221,000 | 2,581 |
| Income before extraordinary items | $4,839,000 | 1,862 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,839,000 | 1,860 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,839,000 | 1,861 |
| Net charge-offs | $1,856,000 | 291 |
| Cash dividends | $2,430,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,866,840 | 1,887 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,492,000 | 1,864 |
| Total interest expense | $1,093,000 | 1,658 |
| Net interest income | $10,399,000 | 1,867 |
| Provision for loan and lease losses | $2,091,000 | 385 |
| Total noninterest income | $-901,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $102,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,003,000 | 4,757 |
| Total noninterest expense | $4,632,000 | 2,706 |
| Salaries and employee benefits | $2,795,000 | 2,608 |
| Premises and equipment expense | $228,000 | 3,654 |
| Additional noninterest expense | $-1,003,000 | 4,757 |
| Pre-tax net operating income | $2,775,000 | 2,387 |
| Securities gains (losses) | $-29,000 | 4,013 |
| Applicable income taxes | $123,000 | 2,750 |
| Income before extraordinary items | $2,623,000 | 2,246 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,623,000 | 2,245 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,623,000 | 2,245 |
| Net charge-offs | $1,915,000 | 221 |
| Cash dividends | $2,430,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,650,840 | 2,268 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,425,000 | 1,859 |
| Total interest expense | $529,000 | 1,888 |
| Net interest income | $6,896,000 | 1,832 |
| Provision for loan and lease losses | $1,938,000 | 269 |
| Total noninterest income | $-489,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $68,000 | 3,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-557,000 | 4,767 |
| Total noninterest expense | $3,066,000 | 2,704 |
| Salaries and employee benefits | $1,825,000 | 2,638 |
| Premises and equipment expense | $148,000 | 3,709 |
| Additional noninterest expense | $1,093,000 | 2,462 |
| Pre-tax net operating income | $1,403,000 | 2,646 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $66,000 | 2,792 |
| Income before extraordinary items | $1,337,000 | 2,499 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,337,000 | 2,499 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,337,000 | 2,499 |
| Net charge-offs | $1,871,000 | 171 |
| Cash dividends | $1,853,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,337,000 | 2,530 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 1,858 |
| Total interest expense | $226,000 | 2,046 |
| Net interest income | $3,363,000 | 1,832 |
| Provision for loan and lease losses | $750,000 | 243 |
| Total noninterest income | $-243,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $34,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-277,000 | 4,794 |
| Total noninterest expense | $1,503,000 | 2,729 |
| Salaries and employee benefits | $898,000 | 2,668 |
| Premises and equipment expense | $75,000 | 3,707 |
| Additional noninterest expense | $530,000 | 2,487 |
| Pre-tax net operating income | $867,000 | 2,295 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $43,000 | 2,586 |
| Income before extraordinary items | $824,000 | 2,153 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $824,000 | 2,153 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $824,000 | 2,153 |
| Net charge-offs | $604,000 | 204 |
| Cash dividends | $944,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $824,000 | 2,173 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,654,000 | 2,000 |
| Total interest expense | $844,000 | 2,463 |
| Net interest income | $12,810,000 | 1,949 |
| Provision for loan and lease losses | $3,170,000 | 180 |
| Total noninterest income | $224,000 | 4,232 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $131,000 | 3,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,373 |
| Total noninterest expense | $4,927,000 | 3,044 |
| Salaries and employee benefits | $2,920,000 | 2,980 |
| Premises and equipment expense | $271,000 | 3,836 |
| Additional noninterest expense | $1,736,000 | 2,844 |
| Pre-tax net operating income | $4,937,000 | 2,067 |
| Securities gains (losses) | $62,000 | 1,032 |
| Applicable income taxes | $218,000 | 2,662 |
| Income before extraordinary items | $4,781,000 | 1,942 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,781,000 | 1,942 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,781,000 | 1,943 |
| Net charge-offs | $2,004,000 | 289 |
| Cash dividends | $3,309,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,721,480 | 1,932 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,129,000 | 2,051 |
| Total interest expense | $653,000 | 2,498 |
| Net interest income | $9,476,000 | 1,992 |
| Provision for loan and lease losses | $2,370,000 | 172 |
| Total noninterest income | $171,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $98,000 | 3,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 4,403 |
| Total noninterest expense | $3,641,000 | 3,069 |
| Salaries and employee benefits | $2,172,000 | 2,995 |
| Premises and equipment expense | $235,000 | 3,722 |
| Additional noninterest expense | $1,234,000 | 2,936 |
| Pre-tax net operating income | $3,636,000 | 2,176 |
| Securities gains (losses) | $62,000 | 975 |
| Applicable income taxes | $163,000 | 2,695 |
| Income before extraordinary items | $3,535,000 | 2,035 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,535,000 | 2,034 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,535,000 | 2,035 |
| Net charge-offs | $1,074,000 | 317 |
| Cash dividends | $2,491,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,475,480 | 2,033 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 2,066 |
| Total interest expense | $466,000 | 2,474 |
| Net interest income | $6,190,000 | 2,002 |
| Provision for loan and lease losses | $1,220,000 | 249 |
| Total noninterest income | $112,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $63,000 | 3,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,423 |
| Total noninterest expense | $2,436,000 | 3,063 |
| Salaries and employee benefits | $1,441,000 | 3,006 |
| Premises and equipment expense | $171,000 | 3,623 |
| Additional noninterest expense | $824,000 | 2,927 |
| Pre-tax net operating income | $2,646,000 | 2,038 |
| Securities gains (losses) | $62,000 | 807 |
| Applicable income taxes | $121,000 | 2,623 |
| Income before extraordinary items | $2,587,000 | 1,893 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,587,000 | 1,892 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,587,000 | 1,893 |
| Net charge-offs | $580,000 | 364 |
| Cash dividends | $1,601,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,527,480 | 1,891 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 2,067 |
| Total interest expense | $273,000 | 2,310 |
| Net interest income | $3,041,000 | 2,013 |
| Provision for loan and lease losses | $470,000 | 394 |
| Total noninterest income | $55,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $29,000 | 3,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,367 |
| Total noninterest expense | $1,209,000 | 3,079 |
| Salaries and employee benefits | $735,000 | 2,961 |
| Premises and equipment expense | $93,000 | 3,518 |
| Additional noninterest expense | $381,000 | 3,029 |
| Pre-tax net operating income | $1,417,000 | 1,937 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $66,000 | 2,540 |
| Income before extraordinary items | $1,351,000 | 1,841 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,351,000 | 1,841 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,351,000 | 1,841 |
| Net charge-offs | $319,000 | 329 |
| Cash dividends | $890,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,351,000 | 1,804 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,879,000 | 2,251 |
| Total interest expense | $2,114,000 | 1,914 |
| Net interest income | $9,765,000 | 2,292 |
| Provision for loan and lease losses | $978,000 | 1,614 |
| Total noninterest income | $175,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $120,000 | 3,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 4,600 |
| Total noninterest expense | $4,560,000 | 3,169 |
| Salaries and employee benefits | $2,609,000 | 3,152 |
| Premises and equipment expense | $211,000 | 4,201 |
| Additional noninterest expense | $1,740,000 | 2,772 |
| Pre-tax net operating income | $4,402,000 | 1,945 |
| Securities gains (losses) | $29,000 | 1,952 |
| Applicable income taxes | $188,000 | 2,603 |
| Income before extraordinary items | $4,243,000 | 1,832 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,243,000 | 1,831 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,243,000 | 1,832 |
| Net charge-offs | $102,000 | 1,991 |
| Cash dividends | $2,055,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,215,160 | 1,805 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,826,000 | 2,289 |
| Total interest expense | $1,737,000 | 1,873 |
| Net interest income | $7,089,000 | 2,344 |
| Provision for loan and lease losses | $978,000 | 1,392 |
| Total noninterest income | $73,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $89,000 | 3,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-16,000 | 4,998 |
| Total noninterest expense | $3,364,000 | 3,186 |
| Salaries and employee benefits | $1,942,000 | 3,145 |
| Premises and equipment expense | $150,000 | 4,257 |
| Additional noninterest expense | $1,272,000 | 2,807 |
| Pre-tax net operating income | $2,820,000 | 2,122 |
| Securities gains (losses) | $29,000 | 1,774 |
| Applicable income taxes | $121,000 | 2,679 |
| Income before extraordinary items | $2,728,000 | 2,022 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,728,000 | 2,022 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,728,000 | 2,022 |
| Net charge-offs | $107,000 | 1,627 |
| Cash dividends | $1,345,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,700,160 | 1,986 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 2,322 |
| Total interest expense | $1,262,000 | 1,859 |
| Net interest income | $4,629,000 | 2,395 |
| Provision for loan and lease losses | $978,000 | 1,112 |
| Total noninterest income | $-1,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $61,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-62,000 | 5,033 |
| Total noninterest expense | $2,217,000 | 3,198 |
| Salaries and employee benefits | $1,297,000 | 3,154 |
| Premises and equipment expense | $87,000 | 4,402 |
| Additional noninterest expense | $833,000 | 2,840 |
| Pre-tax net operating income | $1,433,000 | 2,447 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $61,000 | 2,795 |
| Income before extraordinary items | $1,372,000 | 2,365 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,372,000 | 2,365 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,372,000 | 2,365 |
| Net charge-offs | $172,000 | 1,089 |
| Cash dividends | $567,000 | 1,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,372,000 | 2,329 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 2,380 |
| Total interest expense | $703,000 | 1,838 |
| Net interest income | $2,093,000 | 2,519 |
| Provision for loan and lease losses | $530,000 | 858 |
| Total noninterest income | $47,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $32,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,572 |
| Total noninterest expense | $1,070,000 | 3,291 |
| Salaries and employee benefits | $618,000 | 3,255 |
| Premises and equipment expense | $48,000 | 4,354 |
| Additional noninterest expense | $404,000 | 2,916 |
| Pre-tax net operating income | $540,000 | 2,687 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $17,000 | 2,964 |
| Income before extraordinary items | $523,000 | 2,580 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $523,000 | 2,580 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $523,000 | 2,581 |
| Net charge-offs | $-66,000 | 4,912 |
| Cash dividends | $211,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $523,000 | 2,556 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,926,000 | 2,433 |
| Total interest expense | $3,043,000 | 1,786 |
| Net interest income | $7,883,000 | 2,644 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $245,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $137,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 4,377 |
| Total noninterest expense | $4,131,000 | 3,365 |
| Salaries and employee benefits | $2,480,000 | 3,247 |
| Premises and equipment expense | $165,000 | 4,545 |
| Additional noninterest expense | $1,486,000 | 3,099 |
| Pre-tax net operating income | $3,997,000 | 2,055 |
| Securities gains (losses) | $8,000 | 1,962 |
| Applicable income taxes | $169,000 | 2,737 |
| Income before extraordinary items | $3,836,000 | 1,939 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,836,000 | 1,940 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,836,000 | 1,941 |
| Net charge-offs | $184,000 | 1,756 |
| Cash dividends | $2,169,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,828,320 | 1,906 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,154,000 | 2,466 |
| Total interest expense | $2,314,000 | 1,779 |
| Net interest income | $5,840,000 | 2,707 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $189,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $104,000 | 3,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 4,399 |
| Total noninterest expense | $3,103,000 | 3,378 |
| Salaries and employee benefits | $1,867,000 | 3,262 |
| Premises and equipment expense | $109,000 | 4,694 |
| Additional noninterest expense | $1,127,000 | 3,102 |
| Pre-tax net operating income | $2,926,000 | 2,140 |
| Securities gains (losses) | $8,000 | 1,718 |
| Applicable income taxes | $124,000 | 2,822 |
| Income before extraordinary items | $2,810,000 | 2,031 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,810,000 | 2,031 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,810,000 | 2,032 |
| Net charge-offs | $27,000 | 2,576 |
| Cash dividends | $1,021,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,802,320 | 2,008 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,329,000 | 2,501 |
| Total interest expense | $1,530,000 | 1,764 |
| Net interest income | $3,799,000 | 2,762 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $116,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $69,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 4,539 |
| Total noninterest expense | $2,094,000 | 3,381 |
| Salaries and employee benefits | $1,243,000 | 3,276 |
| Premises and equipment expense | $69,000 | 4,757 |
| Additional noninterest expense | $782,000 | 3,049 |
| Pre-tax net operating income | $1,821,000 | 2,214 |
| Securities gains (losses) | $8,000 | 1,266 |
| Applicable income taxes | $78,000 | 2,840 |
| Income before extraordinary items | $1,751,000 | 2,120 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,751,000 | 2,118 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,751,000 | 2,120 |
| Net charge-offs | $13,000 | 2,505 |
| Cash dividends | $971,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,743,320 | 2,096 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 2,522 |
| Total interest expense | $735,000 | 1,779 |
| Net interest income | $1,902,000 | 2,781 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $44,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 4,809 |
| Total noninterest expense | $1,034,000 | 3,429 |
| Salaries and employee benefits | $612,000 | 3,344 |
| Premises and equipment expense | $47,000 | 4,564 |
| Additional noninterest expense | $375,000 | 3,151 |
| Pre-tax net operating income | $912,000 | 2,173 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $39,000 | 2,807 |
| Income before extraordinary items | $873,000 | 2,067 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $873,000 | 2,066 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $873,000 | 2,066 |
| Net charge-offs | $-8,000 | 4,574 |
| Cash dividends | $100,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $873,000 | 2,049 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,556,000 | 2,616 |
| Total interest expense | $2,066,000 | 1,896 |
| Net interest income | $7,490,000 | 2,774 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $-650,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $123,000 | 3,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-773,000 | 5,401 |
| Total noninterest expense | $4,167,000 | 3,411 |
| Salaries and employee benefits | $2,331,000 | 3,418 |
| Premises and equipment expense | $221,000 | 4,425 |
| Additional noninterest expense | $1,615,000 | 3,018 |
| Pre-tax net operating income | $2,673,000 | 2,680 |
| Securities gains (losses) | $-25,000 | 4,659 |
| Applicable income taxes | $-443,000 | 5,357 |
| Income before extraordinary items | $3,091,000 | 2,280 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,091,000 | 2,278 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,091,000 | 2,279 |
| Net charge-offs | $-115,000 | 5,071 |
| Cash dividends | $1,086,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,116,000 | 2,266 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 2,714 |
| Total interest expense | $1,407,000 | 1,947 |
| Net interest income | $5,336,000 | 2,877 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $-505,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $92,000 | 3,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-597,000 | 5,473 |
| Total noninterest expense | $3,103,000 | 3,429 |
| Salaries and employee benefits | $1,736,000 | 3,434 |
| Premises and equipment expense | $170,000 | 4,431 |
| Additional noninterest expense | $1,197,000 | 3,032 |
| Pre-tax net operating income | $1,728,000 | 2,980 |
| Securities gains (losses) | $-22,000 | 4,951 |
| Applicable income taxes | $72,000 | 3,177 |
| Income before extraordinary items | $1,634,000 | 2,865 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,634,000 | 2,864 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,634,000 | 2,864 |
| Net charge-offs | $-127,000 | 5,165 |
| Cash dividends | $986,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,655,120 | 2,828 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 2,746 |
| Total interest expense | $870,000 | 1,970 |
| Net interest income | $3,520,000 | 2,905 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $-495,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $63,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-558,000 | 5,541 |
| Total noninterest expense | $2,064,000 | 3,447 |
| Salaries and employee benefits | $1,143,000 | 3,469 |
| Premises and equipment expense | $113,000 | 4,462 |
| Additional noninterest expense | $808,000 | 3,037 |
| Pre-tax net operating income | $961,000 | 3,214 |
| Securities gains (losses) | $-13,000 | 5,036 |
| Applicable income taxes | $39,000 | 3,253 |
| Income before extraordinary items | $909,000 | 3,097 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $909,000 | 3,095 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $909,000 | 3,096 |
| Net charge-offs | $-41,000 | 4,969 |
| Cash dividends | $250,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $921,480 | 3,073 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 2,776 |
| Total interest expense | $418,000 | 1,960 |
| Net interest income | $1,755,000 | 2,931 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $-40,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-71,000 | 5,597 |
| Total noninterest expense | $1,049,000 | 3,451 |
| Salaries and employee benefits | $566,000 | 3,525 |
| Premises and equipment expense | $62,000 | 4,400 |
| Additional noninterest expense | $421,000 | 2,966 |
| Pre-tax net operating income | $666,000 | 2,662 |
| Securities gains (losses) | $-11,000 | 5,228 |
| Applicable income taxes | $28,000 | 3,066 |
| Income before extraordinary items | $627,000 | 2,542 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $627,000 | 2,542 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $627,000 | 2,542 |
| Net charge-offs | $-18,000 | 4,945 |
| Cash dividends | $150,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $637,560 | 2,513 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,116,000 | 2,840 |
| Total interest expense | $1,402,000 | 2,035 |
| Net interest income | $6,714,000 | 2,970 |
| Provision for loan and lease losses | $-500,000 | 5,512 |
| Total noninterest income | $-646,000 | 5,661 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $122,000 | 4,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-768,000 | 5,665 |
| Total noninterest expense | $4,115,000 | 3,495 |
| Salaries and employee benefits | $2,276,000 | 3,502 |
| Premises and equipment expense | $236,000 | 4,534 |
| Additional noninterest expense | $1,603,000 | 3,094 |
| Pre-tax net operating income | $2,453,000 | 2,773 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $256,000 | 2,834 |
| Income before extraordinary items | $2,198,000 | 2,525 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,198,000 | 2,525 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,198,000 | 2,525 |
| Net charge-offs | $-212,000 | 5,451 |
| Cash dividends | $750,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,197,100 | 2,509 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 2,893 |
| Total interest expense | $1,020,000 | 2,051 |
| Net interest income | $4,971,000 | 3,013 |
| Provision for loan and lease losses | $-500,000 | 5,623 |
| Total noninterest income | $-398,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $80,000 | 4,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-478,000 | 5,732 |
| Total noninterest expense | $3,009,000 | 3,553 |
| Salaries and employee benefits | $1,742,000 | 3,482 |
| Premises and equipment expense | $167,000 | 4,635 |
| Additional noninterest expense | $1,100,000 | 3,278 |
| Pre-tax net operating income | $2,064,000 | 2,676 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $215,000 | 2,716 |
| Income before extraordinary items | $1,851,000 | 2,531 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,851,000 | 2,531 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,851,000 | 2,531 |
| Net charge-offs | $-199,000 | 5,484 |
| Cash dividends | $600,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,849,200 | 2,523 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 2,940 |
| Total interest expense | $646,000 | 2,091 |
| Net interest income | $3,222,000 | 3,058 |
| Provision for loan and lease losses | $-500,000 | 5,701 |
| Total noninterest income | $-363,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $57,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-420,000 | 5,784 |
| Total noninterest expense | $1,988,000 | 3,587 |
| Salaries and employee benefits | $1,172,000 | 3,486 |
| Premises and equipment expense | $104,000 | 4,737 |
| Additional noninterest expense | $712,000 | 3,357 |
| Pre-tax net operating income | $1,371,000 | 2,632 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $161,000 | 2,629 |
| Income before extraordinary items | $1,212,000 | 2,508 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,212,000 | 2,507 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,212,000 | 2,508 |
| Net charge-offs | $-185,000 | 5,573 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,210,240 | 2,494 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 3,002 |
| Total interest expense | $306,000 | 2,134 |
| Net interest income | $1,577,000 | 3,108 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $-45,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $28,000 | 4,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-73,000 | 5,838 |
| Total noninterest expense | $1,006,000 | 3,601 |
| Salaries and employee benefits | $604,000 | 3,477 |
| Premises and equipment expense | $55,000 | 4,709 |
| Additional noninterest expense | $347,000 | 3,409 |
| Pre-tax net operating income | $526,000 | 3,001 |
| Securities gains (losses) | $2,000 | 951 |
| Applicable income taxes | $102,000 | 2,413 |
| Income before extraordinary items | $426,000 | 3,019 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $426,000 | 3,019 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $426,000 | 3,019 |
| Net charge-offs | $-34,000 | 5,398 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $424,380 | 3,010 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,783,000 | 3,188 |
| Total interest expense | $1,287,000 | 2,011 |
| Net interest income | $5,496,000 | 3,366 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $229,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $109,000 | 4,413 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $120,000 | 4,845 |
| Total noninterest expense | $4,136,000 | 3,580 |
| Salaries and employee benefits | $2,205,000 | 3,637 |
| Premises and equipment expense | $227,000 | 4,737 |
| Additional noninterest expense | $1,704,000 | 3,072 |
| Pre-tax net operating income | $1,589,000 | 3,431 |
| Securities gains (losses) | $16,000 | 2,474 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,605,000 | 3,157 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,605,000 | 3,156 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,605,000 | 3,156 |
| Net charge-offs | $-35,000 | 5,269 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,589,000 | 3,125 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,021,000 | 3,224 |
| Total interest expense | $843,000 | 2,233 |
| Net interest income | $4,178,000 | 3,355 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $195,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $83,000 | 4,420 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $112,000 | 4,694 |
| Total noninterest expense | $3,158,000 | 3,548 |
| Salaries and employee benefits | $1,662,000 | 3,626 |
| Premises and equipment expense | $168,000 | 4,788 |
| Additional noninterest expense | $1,328,000 | 2,993 |
| Pre-tax net operating income | $1,215,000 | 3,457 |
| Securities gains (losses) | $15,000 | 2,436 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,230,000 | 3,164 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,230,000 | 3,164 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,230,000 | 3,164 |
| Net charge-offs | $-101,000 | 5,577 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,215,000 | 3,126 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 3,236 |
| Total interest expense | $552,000 | 2,273 |
| Net interest income | $2,787,000 | 3,373 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $136,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $55,000 | 4,440 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 4,629 |
| Total noninterest expense | $2,165,000 | 3,520 |
| Salaries and employee benefits | $1,123,000 | 3,644 |
| Premises and equipment expense | $106,000 | 4,888 |
| Additional noninterest expense | $936,000 | 2,881 |
| Pre-tax net operating income | $758,000 | 3,544 |
| Securities gains (losses) | $10,000 | 2,238 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $768,000 | 3,260 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $768,000 | 3,258 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $768,000 | 3,258 |
| Net charge-offs | $24,000 | 2,644 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $758,000 | 3,220 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 3,235 |
| Total interest expense | $274,000 | 2,288 |
| Net interest income | $1,406,000 | 3,352 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $58,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $30,000 | 4,934 |
| Total noninterest expense | $1,109,000 | 3,481 |
| Salaries and employee benefits | $575,000 | 3,615 |
| Premises and equipment expense | $56,000 | 4,851 |
| Additional noninterest expense | $478,000 | 2,853 |
| Pre-tax net operating income | $355,000 | 3,598 |
| Securities gains (losses) | $10,000 | 1,503 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $365,000 | 3,290 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $365,000 | 3,287 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $365,000 | 3,288 |
| Net charge-offs | $55,000 | 1,369 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $355,000 | 3,276 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,557,000 | 3,256 |
| Total interest expense | $1,797,000 | 1,521 |
| Net interest income | $4,760,000 | 3,697 |
| Provision for loan and lease losses | $-1,000,000 | 6,040 |
| Total noninterest income | $78,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $130,000 | 4,347 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-52,000 | 6,100 |
| Total noninterest expense | $4,895,000 | 3,270 |
| Salaries and employee benefits | $2,268,000 | 3,654 |
| Premises and equipment expense | $226,000 | 4,921 |
| Additional noninterest expense | $2,401,000 | 2,421 |
| Pre-tax net operating income | $943,000 | 4,173 |
| Securities gains (losses) | $18,000 | 2,297 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $961,000 | 4,001 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $961,000 | 4,001 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $961,000 | 4,002 |
| Net charge-offs | $620,000 | 977 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $943,000 | 3,968 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 3,311 |
| Total interest expense | $1,219,000 | 1,683 |
| Net interest income | $3,635,000 | 3,689 |
| Provision for loan and lease losses | $-1,000,000 | 6,152 |
| Total noninterest income | $249,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $100,000 | 4,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 4,495 |
| Total noninterest expense | $3,705,000 | 3,258 |
| Salaries and employee benefits | $1,689,000 | 3,677 |
| Premises and equipment expense | $168,000 | 4,975 |
| Additional noninterest expense | $1,848,000 | 2,366 |
| Pre-tax net operating income | $1,179,000 | 3,494 |
| Securities gains (losses) | $12,000 | 2,263 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,191,000 | 3,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,191,000 | 3,200 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,191,000 | 3,201 |
| Net charge-offs | $640,000 | 724 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,179,000 | 3,167 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 3,358 |
| Total interest expense | $736,000 | 1,826 |
| Net interest income | $2,455,000 | 3,671 |
| Provision for loan and lease losses | $-1,000,000 | 6,254 |
| Total noninterest income | $-325,000 | 6,331 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $68,000 | 4,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-393,000 | 6,331 |
| Total noninterest expense | $2,397,000 | 3,356 |
| Salaries and employee benefits | $1,125,000 | 3,701 |
| Premises and equipment expense | $108,000 | 5,083 |
| Additional noninterest expense | $1,164,000 | 2,496 |
| Pre-tax net operating income | $733,000 | 3,573 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $741,000 | 3,308 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $741,000 | 3,308 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $741,000 | 3,309 |
| Net charge-offs | $497,000 | 645 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $733,000 | 3,260 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 3,356 |
| Total interest expense | $372,000 | 1,815 |
| Net interest income | $1,230,000 | 3,664 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $-113,000 | 6,390 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-148,000 | 6,390 |
| Total noninterest expense | $1,124,000 | 3,541 |
| Salaries and employee benefits | $570,000 | 3,706 |
| Premises and equipment expense | $57,000 | 5,041 |
| Additional noninterest expense | $497,000 | 2,809 |
| Pre-tax net operating income | $-7,000 | 6,051 |
| Securities gains (losses) | $6,000 | 1,607 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-1,000 | 6,060 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-1,000 | 6,061 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-1,000 | 6,061 |
| Net charge-offs | $526,000 | 338 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-7,000 | 6,049 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,521,000 | 3,338 |
| Total interest expense | $3,065,000 | 979 |
| Net interest income | $3,456,000 | 4,507 |
| Provision for loan and lease losses | $-750,000 | 6,311 |
| Total noninterest income | $1,067,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $154,000 | 4,347 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $913,000 | 2,451 |
| Total noninterest expense | $5,151,000 | 3,247 |
| Salaries and employee benefits | $2,007,000 | 3,975 |
| Premises and equipment expense | $238,000 | 5,093 |
| Additional noninterest expense | $2,906,000 | 2,092 |
| Pre-tax net operating income | $122,000 | 5,832 |
| Securities gains (losses) | $19,000 | 2,350 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $141,000 | 5,800 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $141,000 | 5,800 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $141,000 | 5,801 |
| Net charge-offs | $-676,000 | 6,416 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $122,000 | 5,803 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 3,355 |
| Total interest expense | $2,106,000 | 1,074 |
| Net interest income | $2,835,000 | 4,349 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $870,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $117,000 | 4,369 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $753,000 | 2,342 |
| Total noninterest expense | $3,554,000 | 3,449 |
| Salaries and employee benefits | $1,455,000 | 4,054 |
| Premises and equipment expense | $191,000 | 5,013 |
| Additional noninterest expense | $1,908,000 | 2,361 |
| Pre-tax net operating income | $151,000 | 5,750 |
| Securities gains (losses) | $14,000 | 2,191 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $165,000 | 5,684 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $165,000 | 5,683 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $165,000 | 5,684 |
| Net charge-offs | $-658,000 | 6,509 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $151,000 | 5,697 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 3,272 |
| Total interest expense | $1,404,000 | 1,076 |
| Net interest income | $2,007,000 | 4,232 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $790,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $81,000 | 4,311 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $709,000 | 1,836 |
| Total noninterest expense | $2,384,000 | 3,459 |
| Salaries and employee benefits | $971,000 | 4,068 |
| Premises and equipment expense | $130,000 | 5,029 |
| Additional noninterest expense | $1,283,000 | 2,332 |
| Pre-tax net operating income | $413,000 | 4,490 |
| Securities gains (losses) | $-14,000 | 6,332 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $399,000 | 4,319 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $399,000 | 4,323 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $399,000 | 4,324 |
| Net charge-offs | $-596,000 | 6,578 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $413,000 | 4,201 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 3,690 |
| Total interest expense | $682,000 | 1,113 |
| Net interest income | $746,000 | 4,914 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $326,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $45,000 | 4,116 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $281,000 | 2,097 |
| Total noninterest expense | $1,199,000 | 3,476 |
| Salaries and employee benefits | $498,000 | 4,066 |
| Premises and equipment expense | $69,000 | 4,976 |
| Additional noninterest expense | $632,000 | 2,370 |
| Pre-tax net operating income | $-127,000 | 6,474 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-127,000 | 6,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-127,000 | 6,479 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-127,000 | 6,480 |
| Net charge-offs | $-568,000 | 6,679 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-127,000 | 6,477 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,941,000 | 3,641 |
| Total interest expense | $2,447,000 | 1,389 |
| Net interest income | $3,494,000 | 4,592 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,330,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $133,000 | 4,782 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,197,000 | 2,140 |
| Total noninterest expense | $4,632,000 | 3,590 |
| Salaries and employee benefits | $2,055,000 | 4,013 |
| Premises and equipment expense | $245,000 | 5,232 |
| Additional noninterest expense | $2,332,000 | 2,621 |
| Pre-tax net operating income | $192,000 | 5,737 |
| Securities gains (losses) | $11,000 | 2,598 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $203,000 | 5,702 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $203,000 | 5,704 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $203,000 | 5,704 |
| Net charge-offs | $151,000 | 3,323 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $192,000 | 5,671 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,482,000 | 3,671 |
| Total interest expense | $1,838,000 | 1,435 |
| Net interest income | $2,644,000 | 4,613 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $941,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $97,000 | 4,871 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $844,000 | 2,284 |
| Total noninterest expense | $3,516,000 | 3,574 |
| Salaries and employee benefits | $1,552,000 | 4,022 |
| Premises and equipment expense | $176,000 | 5,340 |
| Additional noninterest expense | $1,788,000 | 2,562 |
| Pre-tax net operating income | $69,000 | 6,089 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $75,000 | 6,112 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $75,000 | 6,114 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $75,000 | 6,113 |
| Net charge-offs | $124,000 | 3,060 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $69,000 | 6,075 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 3,656 |
| Total interest expense | $1,223,000 | 1,465 |
| Net interest income | $1,780,000 | 4,602 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $14,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-55,000 | 6,763 |
| Total noninterest expense | $2,307,000 | 3,628 |
| Salaries and employee benefits | $1,028,000 | 4,042 |
| Premises and equipment expense | $118,000 | 5,339 |
| Additional noninterest expense | $1,161,000 | 2,616 |
| Pre-tax net operating income | $-513,000 | 6,690 |
| Securities gains (losses) | $11,000 | 2,258 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-502,000 | 6,723 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-502,000 | 6,725 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-502,000 | 6,724 |
| Net charge-offs | $98,000 | 2,777 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-513,000 | 6,706 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 3,700 |
| Total interest expense | $612,000 | 1,512 |
| Net interest income | $881,000 | 4,648 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-12,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-51,000 | 6,886 |
| Total noninterest expense | $1,116,000 | 3,736 |
| Salaries and employee benefits | $513,000 | 4,096 |
| Premises and equipment expense | $58,000 | 5,397 |
| Additional noninterest expense | $545,000 | 2,765 |
| Pre-tax net operating income | $-247,000 | 6,762 |
| Securities gains (losses) | $11,000 | 1,452 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-236,000 | 6,778 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-236,000 | 6,778 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-236,000 | 6,778 |
| Net charge-offs | $113,000 | 1,789 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-247,000 | 6,773 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,022,000 | 3,443 |
| Total interest expense | $2,680,000 | 1,650 |
| Net interest income | $4,342,000 | 4,195 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $79,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $125,000 | 5,082 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-46,000 | 6,677 |
| Total noninterest expense | $4,543,000 | 3,716 |
| Salaries and employee benefits | $2,091,000 | 4,025 |
| Premises and equipment expense | $230,000 | 5,509 |
| Additional noninterest expense | $2,222,000 | 2,842 |
| Pre-tax net operating income | $-122,000 | 6,301 |
| Securities gains (losses) | $254,000 | 1,495 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $132,000 | 5,973 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $132,000 | 5,969 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $132,000 | 5,972 |
| Net charge-offs | $1,746,000 | 1,286 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-122,000 | 6,317 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 3,431 |
| Total interest expense | $2,010,000 | 1,711 |
| Net interest income | $3,402,000 | 4,129 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $171,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $88,000 | 5,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 5,318 |
| Total noninterest expense | $3,392,000 | 3,760 |
| Salaries and employee benefits | $1,593,000 | 3,998 |
| Premises and equipment expense | $172,000 | 5,565 |
| Additional noninterest expense | $1,627,000 | 2,907 |
| Pre-tax net operating income | $181,000 | 5,737 |
| Securities gains (losses) | $239,000 | 1,296 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $420,000 | 4,907 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $420,000 | 4,909 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $420,000 | 4,909 |
| Net charge-offs | $1,256,000 | 1,257 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $181,000 | 5,626 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,652,000 | 3,420 |
| Total interest expense | $1,352,000 | 1,752 |
| Net interest income | $2,300,000 | 4,103 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $-96,000 | 7,101 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $59,000 | 5,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-155,000 | 7,050 |
| Total noninterest expense | $2,161,000 | 3,879 |
| Salaries and employee benefits | $1,069,000 | 4,006 |
| Premises and equipment expense | $119,000 | 5,517 |
| Additional noninterest expense | $973,000 | 3,200 |
| Pre-tax net operating income | $43,000 | 6,133 |
| Securities gains (losses) | $77,000 | 1,770 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $120,000 | 5,828 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $120,000 | 5,827 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $120,000 | 5,827 |
| Net charge-offs | $713,000 | 1,425 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $43,000 | 6,121 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 3,399 |
| Total interest expense | $686,000 | 1,784 |
| Net interest income | $1,179,000 | 4,057 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-128,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-161,000 | 7,189 |
| Total noninterest expense | $975,000 | 4,165 |
| Salaries and employee benefits | $537,000 | 4,024 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $375,000 | 3,797 |
| Pre-tax net operating income | $76,000 | 5,646 |
| Securities gains (losses) | $20,000 | 1,594 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $96,000 | 5,417 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $96,000 | 5,417 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $96,000 | 5,417 |
| Net charge-offs | $500,000 | 1,096 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $76,000 | 5,501 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,436,000 | 3,179 |
| Total interest expense | $3,185,000 | 1,859 |
| Net interest income | $5,251,000 | 3,788 |
| Provision for loan and lease losses | $1,417,000 | 1,967 |
| Total noninterest income | $-357,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $139,000 | 5,024 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-496,000 | 7,092 |
| Total noninterest expense | $4,927,000 | 3,579 |
| Salaries and employee benefits | $2,160,000 | 3,955 |
| Premises and equipment expense | $345,000 | 4,908 |
| Additional noninterest expense | $2,422,000 | 2,646 |
| Pre-tax net operating income | $-1,450,000 | 6,694 |
| Securities gains (losses) | $39,000 | 2,739 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,411,000 | 6,742 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,411,000 | 6,742 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,411,000 | 6,742 |
| Net charge-offs | $4,730,000 | 841 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,450,000 | 6,716 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,482,000 | 3,154 |
| Total interest expense | $2,452,000 | 1,887 |
| Net interest income | $4,030,000 | 3,757 |
| Provision for loan and lease losses | $1,417,000 | 1,563 |
| Total noninterest income | $-330,000 | 7,272 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $107,000 | 5,008 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-437,000 | 7,220 |
| Total noninterest expense | $3,735,000 | 3,556 |
| Salaries and employee benefits | $1,649,000 | 3,906 |
| Premises and equipment expense | $280,000 | 4,779 |
| Additional noninterest expense | $1,806,000 | 2,676 |
| Pre-tax net operating income | $-1,452,000 | 6,909 |
| Securities gains (losses) | $39,000 | 2,483 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,413,000 | 6,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,413,000 | 6,966 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,413,000 | 6,966 |
| Net charge-offs | $3,248,000 | 890 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,452,000 | 6,942 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 3,136 |
| Total interest expense | $1,683,000 | 1,899 |
| Net interest income | $2,741,000 | 3,711 |
| Provision for loan and lease losses | $891,000 | 1,620 |
| Total noninterest income | $-354,000 | 7,385 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $71,000 | 5,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-425,000 | 7,362 |
| Total noninterest expense | $2,544,000 | 3,541 |
| Salaries and employee benefits | $1,130,000 | 3,872 |
| Premises and equipment expense | $193,000 | 4,745 |
| Additional noninterest expense | $1,221,000 | 2,701 |
| Pre-tax net operating income | $-1,048,000 | 6,995 |
| Securities gains (losses) | $39,000 | 1,734 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,009,000 | 7,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,009,000 | 7,038 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,009,000 | 7,039 |
| Net charge-offs | $1,678,000 | 1,031 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,048,000 | 7,029 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 3,074 |
| Total interest expense | $871,000 | 1,899 |
| Net interest income | $1,397,000 | 3,658 |
| Provision for loan and lease losses | $280,000 | 2,070 |
| Total noninterest income | $-271,000 | 7,482 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-309,000 | 7,467 |
| Total noninterest expense | $1,223,000 | 3,644 |
| Salaries and employee benefits | $578,000 | 3,836 |
| Premises and equipment expense | $38,000 | 6,532 |
| Additional noninterest expense | $607,000 | 2,700 |
| Pre-tax net operating income | $-377,000 | 7,012 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-376,000 | 7,055 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-376,000 | 7,055 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-376,000 | 7,055 |
| Net charge-offs | $1,727,000 | 598 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-377,000 | 7,040 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,411,000 | 2,848 |
| Total interest expense | $4,423,000 | 1,823 |
| Net interest income | $5,988,000 | 3,471 |
| Provision for loan and lease losses | $8,657,000 | 754 |
| Total noninterest income | $132,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $186,000 | 4,548 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-54,000 | 7,123 |
| Total noninterest expense | $5,417,000 | 3,380 |
| Salaries and employee benefits | $2,529,000 | 3,553 |
| Premises and equipment expense | $487,000 | 4,251 |
| Additional noninterest expense | $2,401,000 | 2,770 |
| Pre-tax net operating income | $-7,954,000 | 7,284 |
| Securities gains (losses) | $495,000 | 903 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-7,459,000 | 7,300 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,459,000 | 7,300 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,459,000 | 7,300 |
| Net charge-offs | $6,716,000 | 816 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 923 |
| Net operating income | $-7,954,000 | 7,304 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 2,843 |
| Total interest expense | $3,435,000 | 1,835 |
| Net interest income | $4,584,000 | 3,470 |
| Provision for loan and lease losses | $7,686,000 | 622 |
| Total noninterest income | $-47,000 | 7,495 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $143,000 | 4,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-190,000 | 7,456 |
| Total noninterest expense | $3,994,000 | 3,423 |
| Salaries and employee benefits | $1,962,000 | 3,488 |
| Premises and equipment expense | $268,000 | 5,094 |
| Additional noninterest expense | $1,764,000 | 2,763 |
| Pre-tax net operating income | $-7,143,000 | 7,469 |
| Securities gains (losses) | $104,000 | 1,906 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-7,039,000 | 7,509 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,039,000 | 7,509 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,039,000 | 7,509 |
| Net charge-offs | $3,162,000 | 1,098 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 866 |
| Net operating income | $-7,143,000 | 7,493 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 2,743 |
| Total interest expense | $2,388,000 | 1,839 |
| Net interest income | $3,248,000 | 3,316 |
| Provision for loan and lease losses | $3,020,000 | 938 |
| Total noninterest income | $24,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $96,000 | 4,562 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-72,000 | 7,494 |
| Total noninterest expense | $2,620,000 | 3,488 |
| Salaries and employee benefits | $1,334,000 | 3,459 |
| Premises and equipment expense | $175,000 | 5,174 |
| Additional noninterest expense | $1,111,000 | 2,917 |
| Pre-tax net operating income | $-2,368,000 | 7,332 |
| Securities gains (losses) | $45,000 | 1,953 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,323,000 | 7,379 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,323,000 | 7,378 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,323,000 | 7,379 |
| Net charge-offs | $1,939,000 | 1,150 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 811 |
| Net operating income | $-2,368,000 | 7,377 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 2,672 |
| Total interest expense | $1,250,000 | 1,853 |
| Net interest income | $1,714,000 | 3,193 |
| Provision for loan and lease losses | $570,000 | 1,700 |
| Total noninterest income | $-106,000 | 7,812 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-154,000 | 7,778 |
| Total noninterest expense | $1,282,000 | 3,583 |
| Salaries and employee benefits | $679,000 | 3,470 |
| Premises and equipment expense | $90,000 | 5,191 |
| Additional noninterest expense | $513,000 | 3,112 |
| Pre-tax net operating income | $-244,000 | 6,905 |
| Securities gains (losses) | $16,000 | 1,584 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-228,000 | 6,972 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-228,000 | 6,973 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-228,000 | 6,972 |
| Net charge-offs | $468,000 | 1,628 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 755 |
| Net operating income | $-244,000 | 6,968 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,512,000 | 2,469 |
| Total interest expense | $6,368,000 | 1,828 |
| Net interest income | $7,144,000 | 3,018 |
| Provision for loan and lease losses | $7,945,000 | 1,031 |
| Total noninterest income | $731,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $208,000 | 4,582 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $523,000 | 3,133 |
| Total noninterest expense | $5,600,000 | 3,357 |
| Salaries and employee benefits | $2,986,000 | 3,188 |
| Premises and equipment expense | $422,000 | 4,844 |
| Additional noninterest expense | $2,192,000 | 3,085 |
| Pre-tax net operating income | $-5,670,000 | 7,241 |
| Securities gains (losses) | $299,000 | 1,245 |
| Applicable income taxes | $-62,000 | 6,487 |
| Income before extraordinary items | $-5,309,000 | 7,289 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,309,000 | 7,289 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,309,000 | 7,289 |
| Net charge-offs | $5,280,000 | 1,103 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 921 |
| Net operating income | $-5,605,010 | 7,333 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,333,000 | 2,461 |
| Total interest expense | $4,960,000 | 1,835 |
| Net interest income | $5,373,000 | 2,995 |
| Provision for loan and lease losses | $5,900,000 | 935 |
| Total noninterest income | $727,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $159,000 | 4,562 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $568,000 | 2,601 |
| Total noninterest expense | $4,427,000 | 3,235 |
| Salaries and employee benefits | $2,434,000 | 3,003 |
| Premises and equipment expense | $322,000 | 4,842 |
| Additional noninterest expense | $1,671,000 | 3,015 |
| Pre-tax net operating income | $-4,227,000 | 7,434 |
| Securities gains (losses) | $196,000 | 1,296 |
| Applicable income taxes | $-62,000 | 6,852 |
| Income before extraordinary items | $-3,969,000 | 7,486 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,969,000 | 7,486 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,969,000 | 7,486 |
| Net charge-offs | $4,292,000 | 925 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 857 |
| Net operating income | $-4,161,080 | 7,509 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,126,000 | 2,409 |
| Total interest expense | $3,385,000 | 1,887 |
| Net interest income | $3,741,000 | 2,883 |
| Provision for loan and lease losses | $3,200,000 | 1,040 |
| Total noninterest income | $617,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $113,000 | 4,405 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $504,000 | 2,210 |
| Total noninterest expense | $2,899,000 | 3,310 |
| Salaries and employee benefits | $1,680,000 | 2,959 |
| Premises and equipment expense | $211,000 | 4,933 |
| Additional noninterest expense | $1,008,000 | 3,278 |
| Pre-tax net operating income | $-1,741,000 | 7,316 |
| Securities gains (losses) | $157,000 | 1,179 |
| Applicable income taxes | $10,000 | 4,008 |
| Income before extraordinary items | $-1,594,000 | 7,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,594,000 | 7,358 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,594,000 | 7,357 |
| Net charge-offs | $2,469,000 | 986 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 856 |
| Net operating income | $-1,751,000 | 7,407 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 2,390 |
| Total interest expense | $1,778,000 | 1,866 |
| Net interest income | $1,851,000 | 2,909 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $290,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $237,000 | 2,270 |
| Total noninterest expense | $1,389,000 | 3,345 |
| Salaries and employee benefits | $849,000 | 2,955 |
| Premises and equipment expense | $109,000 | 4,883 |
| Additional noninterest expense | $431,000 | 3,373 |
| Pre-tax net operating income | $152,000 | 4,491 |
| Securities gains (losses) | $110,000 | 955 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $252,000 | 3,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $252,000 | 3,432 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $252,000 | 3,432 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $146,400 | 4,238 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,372,000 | 2,292 |
| Total interest expense | $8,683,000 | 1,837 |
| Net interest income | $7,689,000 | 2,810 |
| Provision for loan and lease losses | $1,095,000 | 2,574 |
| Total noninterest income | $692,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $261,000 | 4,281 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $431,000 | 3,451 |
| Total noninterest expense | $5,684,000 | 3,232 |
| Salaries and employee benefits | $3,279,000 | 3,010 |
| Premises and equipment expense | $499,000 | 4,462 |
| Additional noninterest expense | $1,906,000 | 2,978 |
| Pre-tax net operating income | $1,602,000 | 2,902 |
| Securities gains (losses) | $102,000 | 1,116 |
| Applicable income taxes | $57,000 | 3,783 |
| Income before extraordinary items | $1,647,000 | 2,354 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,647,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,083,000 | 1,874 |
| Cash dividends | $342,000 | 3,916 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 1,087 |
| Net operating income | $1,548,060 | 2,603 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,682,000 | 2,285 |
| Total interest expense | $6,763,000 | 1,846 |
| Net interest income | $5,919,000 | 2,755 |
| Provision for loan and lease losses | $775,000 | 2,135 |
| Total noninterest income | $595,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $203,000 | 4,230 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $392,000 | 3,218 |
| Total noninterest expense | $4,333,000 | 3,165 |
| Salaries and employee benefits | $2,578,000 | 2,897 |
| Premises and equipment expense | $393,000 | 4,358 |
| Additional noninterest expense | $1,362,000 | 3,010 |
| Pre-tax net operating income | $1,406,000 | 2,967 |
| Securities gains (losses) | $34,000 | 1,677 |
| Applicable income taxes | $47,000 | 4,136 |
| Income before extraordinary items | $1,393,000 | 2,477 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,393,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,840 |
| Cash dividends | $342,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 969 |
| Net operating income | $1,360,020 | 2,633 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,615,000 | 2,277 |
| Total interest expense | $4,678,000 | 1,854 |
| Net interest income | $3,937,000 | 2,744 |
| Provision for loan and lease losses | $550,000 | 1,800 |
| Total noninterest income | $424,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $135,000 | 4,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $289,000 | 3,097 |
| Total noninterest expense | $2,840,000 | 3,230 |
| Salaries and employee benefits | $1,706,000 | 2,951 |
| Premises and equipment expense | $275,000 | 4,237 |
| Additional noninterest expense | $859,000 | 3,145 |
| Pre-tax net operating income | $971,000 | 3,009 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $28,000 | 4,472 |
| Income before extraordinary items | $964,000 | 2,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $964,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,495 |
| Cash dividends | $342,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 875 |
| Net operating income | $943,630 | 2,642 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 2,203 |
| Total interest expense | $2,520,000 | 1,861 |
| Net interest income | $2,057,000 | 2,648 |
| Provision for loan and lease losses | $400,000 | 1,144 |
| Total noninterest income | $271,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $211,000 | 2,497 |
| Total noninterest expense | $1,440,000 | 3,187 |
| Salaries and employee benefits | $920,000 | 2,768 |
| Premises and equipment expense | $129,000 | 4,432 |
| Additional noninterest expense | $391,000 | 3,381 |
| Pre-tax net operating income | $488,000 | 3,115 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $480,000 | 2,784 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $480,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,155 |
| Cash dividends | $65,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 758 |
| Net operating income | $480,000 | 2,704 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,631,000 | 2,116 |
| Total interest expense | $10,256,000 | 1,914 |
| Net interest income | $9,375,000 | 2,375 |
| Provision for loan and lease losses | $2,557,000 | 687 |
| Total noninterest income | $849,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $211,000 | 4,797 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $638,000 | 2,908 |
| Total noninterest expense | $5,484,000 | 3,193 |
| Salaries and employee benefits | $3,408,000 | 2,880 |
| Premises and equipment expense | $541,000 | 4,134 |
| Additional noninterest expense | $1,535,000 | 3,348 |
| Pre-tax net operating income | $2,183,000 | 3,143 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $83,000 | 4,601 |
| Income before extraordinary items | $2,105,000 | 2,711 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,105,000 | 2,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,830 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 1,038 |
| Net operating income | $2,100,200 | 2,704 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,641,000 | 2,137 |
| Total interest expense | $7,468,000 | 1,956 |
| Net interest income | $7,173,000 | 2,339 |
| Provision for loan and lease losses | $2,157,000 | 492 |
| Total noninterest income | $647,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $163,000 | 4,753 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $484,000 | 2,904 |
| Total noninterest expense | $4,118,000 | 3,172 |
| Salaries and employee benefits | $2,670,000 | 2,751 |
| Premises and equipment expense | $371,000 | 4,385 |
| Additional noninterest expense | $1,077,000 | 3,494 |
| Pre-tax net operating income | $1,545,000 | 3,413 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $56,000 | 4,869 |
| Income before extraordinary items | $1,489,000 | 2,988 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,489,000 | 2,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,502 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 919 |
| Net operating income | $1,489,000 | 2,973 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,539,000 | 2,190 |
| Total interest expense | $4,748,000 | 2,030 |
| Net interest income | $4,791,000 | 2,364 |
| Provision for loan and lease losses | $1,307,000 | 478 |
| Total noninterest income | $445,000 | 3,800 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $102,000 | 4,904 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $343,000 | 2,806 |
| Total noninterest expense | $2,765,000 | 3,177 |
| Salaries and employee benefits | $1,840,000 | 2,707 |
| Premises and equipment expense | $217,000 | 4,776 |
| Additional noninterest expense | $708,000 | 3,531 |
| Pre-tax net operating income | $1,164,000 | 3,169 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $43,000 | 4,869 |
| Income before extraordinary items | $1,121,000 | 2,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,121,000 | 2,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,518 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 857 |
| Net operating income | $1,121,000 | 2,775 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 2,283 |
| Total interest expense | $2,214,000 | 2,134 |
| Net interest income | $2,318,000 | 2,445 |
| Provision for loan and lease losses | $540,000 | 497 |
| Total noninterest income | $216,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $170,000 | 2,796 |
| Total noninterest expense | $1,320,000 | 3,309 |
| Salaries and employee benefits | $890,000 | 2,808 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $341,000 | 3,607 |
| Pre-tax net operating income | $674,000 | 2,879 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $647,000 | 2,487 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $647,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 694 |
| Net operating income | $647,000 | 2,460 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,218,000 | 2,394 |
| Total interest expense | $7,679,000 | 2,114 |
| Net interest income | $8,539,000 | 2,636 |
| Provision for loan and lease losses | $665,000 | 1,470 |
| Total noninterest income | $964,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $139,000 | 5,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $825,000 | 2,538 |
| Total noninterest expense | $4,358,000 | 3,720 |
| Salaries and employee benefits | $2,945,000 | 3,184 |
| Premises and equipment expense | $333,000 | 5,471 |
| Additional noninterest expense | $1,080,000 | 4,271 |
| Pre-tax net operating income | $4,480,000 | 2,057 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $181,000 | 4,402 |
| Income before extraordinary items | $4,290,000 | 1,676 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,290,000 | 1,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,106 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,298,640 | 1,668 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,860,000 | 2,432 |
| Total interest expense | $5,559,000 | 2,126 |
| Net interest income | $6,301,000 | 2,687 |
| Provision for loan and lease losses | $420,000 | 1,622 |
| Total noninterest income | $677,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $585,000 | 2,617 |
| Total noninterest expense | $3,263,000 | 3,727 |
| Salaries and employee benefits | $2,242,000 | 3,128 |
| Premises and equipment expense | $236,000 | 5,646 |
| Additional noninterest expense | $785,000 | 4,329 |
| Pre-tax net operating income | $3,295,000 | 2,156 |
| Securities gains (losses) | $-9,000 | 7,556 |
| Applicable income taxes | $133,000 | 4,616 |
| Income before extraordinary items | $3,153,000 | 1,760 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,153,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,535 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,161,640 | 1,741 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 2,456 |
| Total interest expense | $3,585,000 | 2,089 |
| Net interest income | $4,102,000 | 2,736 |
| Provision for loan and lease losses | $353,000 | 1,300 |
| Total noninterest income | $394,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,106 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $339,000 | 2,796 |
| Total noninterest expense | $2,130,000 | 3,797 |
| Salaries and employee benefits | $1,459,000 | 3,210 |
| Premises and equipment expense | $159,000 | 5,628 |
| Additional noninterest expense | $512,000 | 4,408 |
| Pre-tax net operating income | $2,013,000 | 2,296 |
| Securities gains (losses) | $-9,000 | 7,829 |
| Applicable income taxes | $79,000 | 4,787 |
| Income before extraordinary items | $1,925,000 | 1,900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,925,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,933,640 | 1,874 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 2,517 |
| Total interest expense | $1,697,000 | 2,099 |
| Net interest income | $1,968,000 | 2,809 |
| Provision for loan and lease losses | $353,000 | 682 |
| Total noninterest income | $154,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $131,000 | 3,225 |
| Total noninterest expense | $1,074,000 | 3,792 |
| Salaries and employee benefits | $728,000 | 3,226 |
| Premises and equipment expense | $79,000 | 5,661 |
| Additional noninterest expense | $267,000 | 4,263 |
| Pre-tax net operating income | $695,000 | 2,988 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $26,000 | 5,161 |
| Income before extraordinary items | $669,000 | 2,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $669,000 | 2,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $669,000 | 2,513 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,467,000 | 3,036 |
| Total interest expense | $4,609,000 | 2,374 |
| Net interest income | $5,858,000 | 3,495 |
| Provision for loan and lease losses | $831,000 | 1,223 |
| Total noninterest income | $587,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $96,000 | 6,349 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $491,000 | 3,397 |
| Total noninterest expense | $3,269,000 | 4,507 |
| Salaries and employee benefits | $2,104,000 | 3,977 |
| Premises and equipment expense | $245,000 | 6,267 |
| Additional noninterest expense | $920,000 | 4,689 |
| Pre-tax net operating income | $2,345,000 | 3,294 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $84,000 | 5,510 |
| Income before extraordinary items | $2,261,000 | 2,783 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,261,000 | 2,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,825 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,261,000 | 2,750 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,180,000 | 3,208 |
| Total interest expense | $3,091,000 | 2,476 |
| Net interest income | $4,089,000 | 3,694 |
| Provision for loan and lease losses | $742,000 | 1,012 |
| Total noninterest income | $387,000 | 5,191 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 6,383 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $315,000 | 3,724 |
| Total noninterest expense | $2,313,000 | 4,665 |
| Salaries and employee benefits | $1,465,000 | 4,167 |
| Premises and equipment expense | $175,000 | 6,357 |
| Additional noninterest expense | $673,000 | 4,751 |
| Pre-tax net operating income | $1,421,000 | 3,905 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $47,000 | 5,835 |
| Income before extraordinary items | $1,374,000 | 3,356 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,374,000 | 3,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,886 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,374,000 | 3,313 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 3,433 |
| Total interest expense | $1,780,000 | 2,650 |
| Net interest income | $2,501,000 | 3,926 |
| Provision for loan and lease losses | $602,000 | 814 |
| Total noninterest income | $209,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $45,000 | 6,448 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $164,000 | 4,121 |
| Total noninterest expense | $1,435,000 | 4,878 |
| Salaries and employee benefits | $909,000 | 4,385 |
| Premises and equipment expense | $108,000 | 6,532 |
| Additional noninterest expense | $418,000 | 4,946 |
| Pre-tax net operating income | $673,000 | 4,716 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $20,000 | 6,094 |
| Income before extraordinary items | $653,000 | 4,193 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $653,000 | 4,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,562 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $653,000 | 4,135 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 3,694 |
| Total interest expense | $760,000 | 2,925 |
| Net interest income | $1,174,000 | 4,131 |
| Provision for loan and lease losses | $262,000 | 889 |
| Total noninterest income | $138,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $114,000 | 3,495 |
| Total noninterest expense | $719,000 | 4,901 |
| Salaries and employee benefits | $435,000 | 4,548 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $196,000 | 5,154 |
| Pre-tax net operating income | $331,000 | 4,746 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $325,000 | 4,142 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $325,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $325,000 | 4,100 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 4,718 |
| Total interest expense | $2,047,000 | 3,582 |
| Net interest income | $3,144,000 | 5,279 |
| Provision for loan and lease losses | $586,000 | 1,706 |
| Total noninterest income | $423,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $94,000 | 6,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $329,000 | 4,094 |
| Total noninterest expense | $2,231,000 | 5,650 |
| Salaries and employee benefits | $1,278,000 | 5,496 |
| Premises and equipment expense | $295,000 | 5,717 |
| Additional noninterest expense | $658,000 | 5,722 |
| Pre-tax net operating income | $750,000 | 5,946 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $15,000 | 6,646 |
| Income before extraordinary items | $734,000 | 5,455 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $734,000 | 5,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $734,980 | 5,379 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 5,002 |
| Total interest expense | $1,436,000 | 3,738 |
| Net interest income | $2,121,000 | 5,596 |
| Provision for loan and lease losses | $371,000 | 1,895 |
| Total noninterest income | $306,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $232,000 | 4,208 |
| Total noninterest expense | $1,596,000 | 5,778 |
| Salaries and employee benefits | $894,000 | 5,674 |
| Premises and equipment expense | $207,000 | 5,885 |
| Additional noninterest expense | $495,000 | 5,670 |
| Pre-tax net operating income | $460,000 | 6,503 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $455,000 | 6,030 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $455,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $455,990 | 5,954 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 5,315 |
| Total interest expense | $912,000 | 3,887 |
| Net interest income | $1,239,000 | 6,059 |
| Provision for loan and lease losses | $206,000 | 2,155 |
| Total noninterest income | $235,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $181,000 | 3,955 |
| Total noninterest expense | $1,037,000 | 5,889 |
| Salaries and employee benefits | $572,000 | 5,832 |
| Premises and equipment expense | $135,000 | 5,977 |
| Additional noninterest expense | $330,000 | 5,690 |
| Pre-tax net operating income | $231,000 | 6,970 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-6,000 | 8,761 |
| Income before extraordinary items | $237,000 | 6,561 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $237,000 | 6,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $237,000 | 6,476 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 5,553 |
| Total interest expense | $423,000 | 4,161 |
| Net interest income | $582,000 | 6,247 |
| Provision for loan and lease losses | $78,000 | 2,514 |
| Total noninterest income | $113,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $514,000 | 5,953 |
| Salaries and employee benefits | $290,000 | 5,834 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $153,000 | 5,939 |
| Pre-tax net operating income | $103,000 | 7,108 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-14,000 | 8,882 |
| Income before extraordinary items | $117,000 | 6,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 6,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $117,000 | 6,453 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 6,216 |
| Total interest expense | $1,426,000 | 5,026 |
| Net interest income | $1,862,000 | 6,803 |
| Provision for loan and lease losses | $377,000 | 2,700 |
| Total noninterest income | $505,000 | 5,410 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $429,000 | 3,839 |
| Total noninterest expense | $1,714,000 | 6,503 |
| Salaries and employee benefits | $1,017,000 | 6,204 |
| Premises and equipment expense | $190,000 | 6,903 |
| Additional noninterest expense | $507,000 | 6,518 |
| Pre-tax net operating income | $276,000 | 7,524 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $296,000 | 7,295 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $296,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $276,000 | 7,253 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 6,470 |
| Total interest expense | $1,034,000 | 5,279 |
| Net interest income | $1,306,000 | 7,046 |
| Provision for loan and lease losses | $224,000 | 3,149 |
| Total noninterest income | $421,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $52,000 | 7,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 3,685 |
| Total noninterest expense | $1,255,000 | 6,567 |
| Salaries and employee benefits | $743,000 | 6,266 |
| Premises and equipment expense | $143,000 | 6,912 |
| Additional noninterest expense | $369,000 | 6,583 |
| Pre-tax net operating income | $248,000 | 7,450 |
| Securities gains (losses) | $18,000 | 3,018 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $266,000 | 7,148 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $266,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $248,000 | 7,100 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 6,707 |
| Total interest expense | $637,000 | 5,643 |
| Net interest income | $844,000 | 7,136 |
| Provision for loan and lease losses | $174,000 | 2,792 |
| Total noninterest income | $191,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $27,000 | 7,445 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $164,000 | 4,400 |
| Total noninterest expense | $780,000 | 6,778 |
| Salaries and employee benefits | $464,000 | 6,514 |
| Premises and equipment expense | $83,000 | 7,215 |
| Additional noninterest expense | $233,000 | 6,732 |
| Pre-tax net operating income | $81,000 | 8,155 |
| Securities gains (losses) | $18,000 | 2,668 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $99,000 | 7,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $99,000 | 7,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $81,000 | 7,970 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 7,001 |
| Total interest expense | $295,000 | 5,981 |
| Net interest income | $379,000 | 7,416 |
| Provision for loan and lease losses | $107,000 | 2,250 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $67,000 | 4,710 |
| Total noninterest expense | $336,000 | 7,229 |
| Salaries and employee benefits | $223,000 | 6,648 |
| Premises and equipment expense | $16,000 | 8,615 |
| Additional noninterest expense | $97,000 | 7,224 |
| Pre-tax net operating income | $11,000 | 8,563 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $23,000 | 8,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $11,000 | 8,505 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 8,078 |
| Total interest expense | $937,000 | 7,095 |
| Net interest income | $856,000 | 8,497 |
| Provision for loan and lease losses | $442,000 | 2,621 |
| Total noninterest income | $240,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $22,000 | 7,955 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 4,842 |
| Total noninterest expense | $1,068,000 | 7,791 |
| Salaries and employee benefits | $670,000 | 7,402 |
| Premises and equipment expense | $66,000 | 8,657 |
| Additional noninterest expense | $332,000 | 7,573 |
| Pre-tax net operating income | $-414,000 | 8,941 |
| Securities gains (losses) | $55,000 | 2,322 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-359,000 | 8,996 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-359,000 | 8,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-414,000 | 8,965 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $82,000 | 9,579 |
| Total interest expense | $64,000 | 9,492 |
| Net interest income | $18,000 | 9,596 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $2,000 | 9,537 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,000 | 8,372 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $185,000 | 9,566 |
| Salaries and employee benefits | $84,000 | 9,565 |
| Premises and equipment expense | $27,000 | 9,430 |
| Additional noninterest expense | $74,000 | 9,490 |
| Pre-tax net operating income | $-220,000 | 8,980 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-220,000 | 9,068 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-220,000 | 9,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $3,260,000 | 244 |
| Net operating income | $-220,000 | 9,011 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.