Home > Cornerstone Bank > Net charge- offs to loans
Cornerstone Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0602% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7672% | 4,547 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1131% | 4,577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1131% | 4,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2585% | 4,455 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0498% | 4,600 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0498% | 4,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0669% | 4,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7896% | 4,592 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9181% | 4,603 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9181% | 4,605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 3,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 3,791 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9117% | 4,606 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9117% | 4,604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5844% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7883% | 29 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0449% | 4,662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0449% | 4,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8214% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8571% | 15 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8245% | 4,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8245% | 4,673 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2193% | 50 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.3521% | 14 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0204% | 4,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0204% | 4,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7978% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1721% | 21 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8036% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8036% | 4,490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7434% | 101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 3,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0343% | 4,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0372% | 4,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7918% | 33 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9218% | 4,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9218% | 4,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5471% | 144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 3,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 4,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0429% | 4,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3347% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9667% | 4,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9667% | 4,653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4563% | 186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0584% | 4,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0637% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6053% | 57 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0274% | 4,702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0274% | 4,668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5264% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0436% | 4,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1274% | 4,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1402% | 4,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8474% | 46 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8205% | 4,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8205% | 4,613 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0340% | 4,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1074% | 4,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1218% | 4,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3317% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7077% | 4,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7077% | 4,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0458% | 4,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1450% | 4,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1654% | 4,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4391% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5961% | 4,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5961% | 4,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1978% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6232% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7152% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0745% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7373% | 4,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7373% | 4,805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1318% | 4,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 4,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5903% | 4,775 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5806% | 4,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5806% | 4,780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0514% | 4,425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 4,576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1246% | 3,734 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 4,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5424% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6477% | 4,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6477% | 4,947 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0233% | 4,582 |
| Percentage Net Loans Charged-off:Construction & development | -0.0670% | 4,527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0406% | 4,699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1630% | 3,806 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 4,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1959% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6809% | 5,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6809% | 5,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 4,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0536% | 4,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2420% | 3,855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0195% | 4,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8078% | 5,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8078% | 5,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0177% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 4,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 4,259 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6107% | 5,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6107% | 5,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0696% | 5,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0771% | 5,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.9394% | 4,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1840% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0754% | 5,016 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0148% | 3,600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0869% | 5,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0255% | 4,216 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6922% | 5,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6922% | 5,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1045% | 5,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1232% | 5,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.6440% | 4,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0933% | 5,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0200% | 3,667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1073% | 5,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 4,212 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7224% | 5,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7224% | 5,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0514% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0526% | 4,985 |
| Percentage Net Loans Charged-off:Construction & development | -0.0594% | 4,644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1283% | 5,220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0302% | 3,754 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1475% | 5,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 4,175 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9542% | 5,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9542% | 5,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0454% | 4,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0448% | 5,036 |
| Percentage Net Loans Charged-off:Construction & development | -0.1208% | 4,831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0795% | 5,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0957% | 5,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 4,222 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0624% | 5,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0624% | 5,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1431% | 5,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1665% | 5,448 |
| Percentage Net Loans Charged-off:Construction & development | -1.2540% | 5,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 5,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 3,786 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0486% | 5,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0606% | 4,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7007% | 5,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7007% | 5,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1820% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2190% | 5,540 |
| Percentage Net Loans Charged-off:Construction & development | -1.7215% | 5,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0527% | 5,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0176% | 3,830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0615% | 5,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0678% | 4,676 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6149% | 5,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6149% | 5,521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2596% | 5,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3190% | 5,634 |
| Percentage Net Loans Charged-off:Construction & development | -2.5764% | 5,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0592% | 5,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0268% | 3,886 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0674% | 5,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0920% | 4,783 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7212% | 5,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7212% | 5,564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0988% | 5,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0949% | 5,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.5797% | 5,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0891% | 5,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4253% | 4,252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0923% | 4,826 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4427% | 5,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4427% | 5,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 5,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1244% | 5,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3154% | 5,709 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8883% | 4,379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1665% | 5,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 2,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.1129% | 30 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.1129% | 24 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1096% | 5,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1601% | 5,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4040% | 5,787 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2131% | 4,419 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1994% | 5,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2513% | 5,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.8016% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 17.8016% | 16 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 2,672 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0961% | 5,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2422% | 5,789 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0927% | 4,245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2797% | 5,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0512% | 4,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 27.4091% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 27.4091% | 12 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1807% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0790% | 5,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1970% | 5,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2439% | 5,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0511% | 4,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 50.7937% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 50.7937% | 5 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5403% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1641% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 2.4277% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1792% | 5,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 4,147 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2205% | 5,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4148% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9703% | 5,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9703% | 5,919 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2846% | 5,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7561% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2374% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 3.2981% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2019% | 5,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2539% | 6,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9603% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9358% | 5,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9358% | 5,954 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6598% | 5,649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8953% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0979% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 1.7795% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1924% | 6,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2413% | 6,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6963% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5615% | 6,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5615% | 6,084 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8070% | 5,704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9119% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2756% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 3.2149% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2146% | 6,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2709% | 6,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4115% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7505% | 6,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7505% | 6,136 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.9216% | 5,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6492% | 6,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9761% | 6,411 |
| Percentage Net Loans Charged-off:Construction & development | -8.7860% | 5,947 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1482% | 6,180 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 4,399 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1836% | 6,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1794% | 5,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.8700% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 17.8700% | 15 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8458% | 5,821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8539% | 6,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2907% | 6,497 |
| Percentage Net Loans Charged-off:Construction & development | -11.8611% | 6,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1725% | 6,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2188% | 6,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2222% | 5,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.8806% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 23.8806% | 8 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7832% | 5,867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1735% | 6,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.8749% | 6,568 |
| Percentage Net Loans Charged-off:Construction & development | -18.4728% | 6,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1402% | 6,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1778% | 6,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1163% | 5,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 35.3940% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 35.3940% | 6 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7101% | 5,888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.2625% | 6,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -3.6150% | 6,642 |
| Percentage Net Loans Charged-off:Construction & development | -39.1625% | 6,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0588% | 6,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0742% | 6,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1710% | 5,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 71.0373% | 1 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 71.0373% | 1 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9610% | 5,902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 3,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 6,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.4103% | 1,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1621% | 6,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 6,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0723% | 4,781 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0653% | 6,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5656% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2774% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2774% | 114 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2376% | 6,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 3,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0869% | 6,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0453% | 1,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2181% | 6,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0466% | 6,323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0782% | 4,822 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0387% | 6,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8579% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2435% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2435% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1021% | 6,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 2,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1098% | 6,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0706% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3386% | 6,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 6,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0359% | 6,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9776% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.3754% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.3754% | 48 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9449% | 6,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4144% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2029% | 6,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.1582% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6572% | 6,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 6,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0429% | 6,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2406% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.4504% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 20.4504% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3029% | 6,143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5087% | 589 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7749% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 4.8108% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6130% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2880% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8132% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1799% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3883% | 2,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9558% | 6,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9558% | 6,763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4291% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6302% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 3.7820% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8078% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3045% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3207% | 1,114 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4995% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5816% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9653% | 6,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9653% | 6,817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2014% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2833% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 1.5274% | 1,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2865% | 1,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9275% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4841% | 858 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2025% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9071% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9564% | 6,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9564% | 6,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6504% | 587 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0349% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 2.9794% | 608 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7542% | 7,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5485% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0563% | 5,098 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2045% | 144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0776% | 5,866 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4815% | 6,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4815% | 6,936 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3206% | 247 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6185% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 9.6860% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8826% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2669% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6310% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2002% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1227% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2293% | 7,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1992% | 7,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9484% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9466% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 7.4720% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1153% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3681% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5371% | 1,051 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5217% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1396% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1327% | 7,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0953% | 7,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2287% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6732% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 8.0534% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0954% | 2,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9232% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8826% | 765 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1233% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3766% | 2,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2865% | 7,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2315% | 7,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4964% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3800% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 16.1209% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1893% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8311% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6799% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2591% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8203% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8830% | 7,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8282% | 7,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7764% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1756% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 11.7696% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9391% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.3406% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7768% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5841% | 1,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8160% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3685% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1673% | 7,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3119% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1781% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 3.9361% | 1,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4775% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8769% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3758% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9787% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0596% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2930% | 7,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0681% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1329% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 2.9059% | 1,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3369% | 284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7896% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5575% | 913 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8367% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9689% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9809% | 7,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9751% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1747% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 4.2903% | 863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0400% | 7,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0483% | 7,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2504% | 2,329 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0512% | 7,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5378% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8989% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 3.1799% | 1,675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0553% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 10.0050% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9566% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0212% | 2,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3266% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7139% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4271% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 3.3148% | 1,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 2,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.2467% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 11.9896% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9679% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4200% | 7,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1342% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3101% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8250% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 3.2433% | 1,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1157% | 1,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6351% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 12.1977% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9353% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0786% | 7,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7508% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 5,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 3,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1709% | 5,901 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1597% | 1,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5796% | 7,638 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4143% | 7,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.4807% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4726% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5365% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.9949% | 1,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4829% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0586% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3643% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1828% | 3,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5098% | 1,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1426% | 1,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3205% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3175% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.2985% | 1,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5721% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4260% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3983% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2932% | 2,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3183% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3457% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3098% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.3202% | 1,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5106% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1731% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1773% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4143% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9380% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1550% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.2230% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1797% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6333% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 6,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1857% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0299% | 1,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4887% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7889% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2338% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2186% | 2,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8331% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1900% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1916% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5369% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4336% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1665% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1490% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1698% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5183% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1764% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 6,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7523% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 6,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 6,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0553% | 4,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1549% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1817% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 3,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 3,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2073% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2422% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 6,894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 6,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 6,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 6,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 6,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0997% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5249% | 1,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1687% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8892% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0899% | 3,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4792% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |