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Cornerstone Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$122,745,000	454
Total interest expense	$47,612,000	403
Net interest income	$75,133,000	485
Provision for loan and lease losses	$3,400,000	416
Total noninterest income	$18,810,000	477
Gross Fiduciary activities income	$2,838,000	341
Service charges on deposit accounts	$1,801,000	618
Trading account gains and fees	$0	123
Additional Noninterest Income	$14,171,000	425
Total noninterest expense	$60,201,000	494
Salaries and employee benefits	$37,181,000	426
Premises and equipment expense	$5,633,000	501
Additional noninterest expense	$14,171,000	425
Pre-tax net operating income	$30,342,000	509
Securities gains (losses)	$450,000	106
Applicable income taxes	$865,000	1,526
Income before extraordinary items	$29,927,000	426
Extraordinary gains, net	$0	54
Net income	$29,927,000	430
Minority interest net income	$0	88
Net income of bank and minority interests.	$29,927,000	427
Net charge-offs	$-9,000	3,826
Cash dividends	$15,773,000	350
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$29,490,500	443
2023-09-30 (YTD Data)		Rank
Total interest income	$88,189,000	465
Total interest expense	$31,389,000	420
Net interest income	$56,800,000	490
Provision for loan and lease losses	$2,194,000	428
Total noninterest income	$13,975,000	479
Gross Fiduciary activities income	$2,152,000	342
Service charges on deposit accounts	$1,336,000	620
Trading account gains and fees	$0	125
Additional Noninterest Income	$10,487,000	434
Total noninterest expense	$44,871,000	495
Salaries and employee benefits	$28,011,000	431
Premises and equipment expense	$4,184,000	504
Additional noninterest expense	$10,487,000	434
Pre-tax net operating income	$23,710,000	504
Securities gains (losses)	$258,000	93
Applicable income taxes	$633,000	1,591
Income before extraordinary items	$23,335,000	431
Extraordinary gains, net	$0	52
Net income	$23,335,000	435
Minority interest net income	$0	81
Net income of bank and minority interests.	$23,335,000	431
Net charge-offs	$-23,000	4,027
Cash dividends	$10,950,000	353
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$23,084,740	439
2023-06-30 (YTD Data)		Rank
Total interest income	$55,576,000	467
Total interest expense	$17,572,000	436
Net interest income	$38,004,000	483
Provision for loan and lease losses	$1,190,000	471
Total noninterest income	$9,473,000	468
Gross Fiduciary activities income	$1,454,000	334
Service charges on deposit accounts	$860,000	636
Trading account gains and fees	$0	112
Additional Noninterest Income	$7,159,000	415
Total noninterest expense	$30,034,000	478
Salaries and employee benefits	$18,814,000	415
Premises and equipment expense	$2,790,000	494
Additional noninterest expense	$7,159,000	415
Pre-tax net operating income	$16,253,000	496
Securities gains (losses)	$178,000	123
Applicable income taxes	$415,000	1,615
Income before extraordinary items	$16,016,000	415
Extraordinary gains, net	$0	51
Net income	$16,016,000	424
Minority interest net income	$0	81
Net income of bank and minority interests.	$16,016,000	416
Net charge-offs	$-20,000	4,114
Cash dividends	$8,700,000	303
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$15,843,340	427
2022-12-31 (YTD Data)		Rank
Total interest income	$83,742,000	482
Total interest expense	$10,163,000	449
Net interest income	$73,579,000	486
Provision for loan and lease losses	$1,200,000	719
Total noninterest income	$17,804,000	516
Gross Fiduciary activities income	$2,887,000	349
Service charges on deposit accounts	$1,803,000	626
Trading account gains and fees	$0	116
Additional Noninterest Income	$13,114,000	456
Total noninterest expense	$57,785,000	482
Salaries and employee benefits	$36,185,000	424
Premises and equipment expense	$5,909,000	468
Additional noninterest expense	$13,114,000	456
Pre-tax net operating income	$32,398,000	535
Securities gains (losses)	$-76,000	3,836
Applicable income taxes	$806,000	1,713
Income before extraordinary items	$31,516,000	446
Extraordinary gains, net	$0	5
Net income	$31,516,000	446
Minority interest net income	$0	63
Net income of bank and minority interests.	$31,516,000	447
Net charge-offs	$-811,000	4,645
Cash dividends	$16,050,000	332
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$31,590,480	449
2022-09-30 (YTD Data)		Rank
Total interest income	$58,352,000	489
Total interest expense	$5,190,000	451
Net interest income	$53,162,000	493
Provision for loan and lease losses	$898,000	683
Total noninterest income	$13,193,000	520
Gross Fiduciary activities income	$1,867,000	376
Service charges on deposit accounts	$1,341,000	636
Trading account gains and fees	$0	111
Additional Noninterest Income	$9,985,000	470
Total noninterest expense	$42,256,000	489
Salaries and employee benefits	$26,362,000	432
Premises and equipment expense	$4,348,000	479
Additional noninterest expense	$9,985,000	470
Pre-tax net operating income	$23,201,000	542
Securities gains (losses)	$-167,000	4,321
Applicable income taxes	$662,000	1,644
Income before extraordinary items	$22,372,000	460
Extraordinary gains, net	$0	4
Net income	$22,372,000	460
Minority interest net income	$0	57
Net income of bank and minority interests.	$22,372,000	460
Net charge-offs	$-810,000	4,674
Cash dividends	$13,050,000	285
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$22,533,990	466
2022-06-30 (YTD Data)		Rank
Total interest income	$36,000,000	501
Total interest expense	$2,720,000	444
Net interest income	$33,280,000	503
Provision for loan and lease losses	$595,000	635
Total noninterest income	$8,686,000	526
Gross Fiduciary activities income	$1,259,000	336
Service charges on deposit accounts	$828,000	687
Trading account gains and fees	$0	108
Additional Noninterest Income	$6,599,000	490
Total noninterest expense	$27,386,000	491
Salaries and employee benefits	$16,754,000	447
Premises and equipment expense	$2,852,000	480
Additional noninterest expense	$7,780,000	531
Pre-tax net operating income	$13,985,000	564
Securities gains (losses)	$-174,000	4,446
Applicable income taxes	$441,000	1,573
Income before extraordinary items	$13,370,000	487
Extraordinary gains, net	$0	4
Net income	$13,370,000	486
Minority interest net income	$0	60
Net income of bank and minority interests.	$13,370,000	487
Net charge-offs	$-841,000	4,719
Cash dividends	$7,800,000	324
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$13,538,780	485
2022-03-31 (YTD Data)		Rank
Total interest income	$16,976,000	517
Total interest expense	$1,315,000	426
Net interest income	$15,661,000	516
Provision for loan and lease losses	$296,000	516
Total noninterest income	$4,301,000	535
Gross Fiduciary activities income	$648,000	331
Service charges on deposit accounts	$390,000	718
Trading account gains and fees	$0	103
Additional Noninterest Income	$3,263,000	506
Total noninterest expense	$13,660,000	493
Salaries and employee benefits	$8,428,000	448
Premises and equipment expense	$1,432,000	485
Additional noninterest expense	$3,800,000	539
Pre-tax net operating income	$6,006,000	597
Securities gains (losses)	$-71,000	4,498
Applicable income taxes	$221,000	1,535
Income before extraordinary items	$5,714,000	537
Extraordinary gains, net	$0	4
Net income	$5,714,000	537
Minority interest net income	$0	50
Net income of bank and minority interests.	$5,714,000	537
Net charge-offs	$-631,000	4,754
Cash dividends	$3,900,000	304
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$5,782,160	540
2021-12-31 (YTD Data)		Rank
Total interest income	$72,883,000	482
Total interest expense	$8,636,000	324
Net interest income	$64,247,000	502
Provision for loan and lease losses	$1,600,000	366
Total noninterest income	$17,307,000	580
Gross Fiduciary activities income	$2,649,000	321
Service charges on deposit accounts	$1,476,000	698
Trading account gains and fees	$0	132
Additional Noninterest Income	$13,182,000	556
Total noninterest expense	$54,880,000	485
Salaries and employee benefits	$34,583,000	438
Premises and equipment expense	$5,624,000	488
Additional noninterest expense	$14,673,000	557
Pre-tax net operating income	$25,074,000	629
Securities gains (losses)	$279,000	496
Applicable income taxes	$799,000	1,767
Income before extraordinary items	$24,554,000	557
Extraordinary gains, net	$0	10
Net income	$24,554,000	557
Minority interest net income	$0	74
Net income of bank and minority interests.	$24,554,000	558
Net charge-offs	$930,000	446
Cash dividends	$13,800,000	385
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$24,283,370	554
2021-09-30 (YTD Data)		Rank
Total interest income	$55,798,000	480
Total interest expense	$6,925,000	318
Net interest income	$48,873,000	497
Provision for loan and lease losses	$1,321,000	331
Total noninterest income	$12,568,000	608
Gross Fiduciary activities income	$1,840,000	334
Service charges on deposit accounts	$1,079,000	706
Trading account gains and fees	$0	132
Additional Noninterest Income	$9,649,000	589
Total noninterest expense	$40,287,000	494
Salaries and employee benefits	$25,398,000	447
Premises and equipment expense	$4,086,000	502
Additional noninterest expense	$10,803,000	569
Pre-tax net operating income	$19,833,000	620
Securities gains (losses)	$203,000	554
Applicable income taxes	$619,000	1,824
Income before extraordinary items	$19,417,000	536
Extraordinary gains, net	$0	8
Net income	$19,417,000	535
Minority interest net income	$0	69
Net income of bank and minority interests.	$19,417,000	536
Net charge-offs	$548,000	471
Cash dividends	$9,900,000	387
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$19,220,090	540
2021-06-30 (YTD Data)		Rank
Total interest income	$35,648,000	494
Total interest expense	$4,917,000	314
Net interest income	$30,731,000	516
Provision for loan and lease losses	$1,041,000	298
Total noninterest income	$8,234,000	615
Gross Fiduciary activities income	$1,124,000	345
Service charges on deposit accounts	$656,000	743
Trading account gains and fees	$0	133
Additional Noninterest Income	$6,454,000	592
Total noninterest expense	$26,109,000	506
Salaries and employee benefits	$16,098,000	468
Premises and equipment expense	$2,695,000	506
Additional noninterest expense	$7,316,000	541
Pre-tax net operating income	$11,815,000	663
Securities gains (losses)	$130,000	579
Applicable income taxes	$411,000	1,825
Income before extraordinary items	$11,534,000	600
Extraordinary gains, net	$0	6
Net income	$11,534,000	600
Minority interest net income	$0	67
Net income of bank and minority interests.	$11,534,000	600
Net charge-offs	$48,000	1,165
Cash dividends	$6,000,000	387
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$11,407,900	591
2021-03-31 (YTD Data)		Rank
Total interest income	$16,459,000	525
Total interest expense	$2,613,000	309
Net interest income	$13,846,000	567
Provision for loan and lease losses	$518,000	361
Total noninterest income	$4,048,000	624
Gross Fiduciary activities income	$549,000	347
Service charges on deposit accounts	$313,000	761
Trading account gains and fees	$0	127
Additional Noninterest Income	$3,186,000	601
Total noninterest expense	$12,864,000	509
Salaries and employee benefits	$8,004,000	467
Premises and equipment expense	$1,351,000	509
Additional noninterest expense	$3,509,000	538
Pre-tax net operating income	$4,512,000	834
Securities gains (losses)	$149,000	379
Applicable income taxes	$204,000	1,800
Income before extraordinary items	$4,457,000	743
Extraordinary gains, net	$0	3
Net income	$4,457,000	743
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,457,000	743
Net charge-offs	$-22,000	4,378
Cash dividends	$3,000,000	336
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,313,960	743
2020-12-31 (YTD Data)		Rank
Total interest income	$73,793,000	475
Total interest expense	$14,789,000	356
Net interest income	$59,004,000	502
Provision for loan and lease losses	$1,200,000	1,427
Total noninterest income	$16,210,000	571
Gross Fiduciary activities income	$2,132,000	336
Service charges on deposit accounts	$1,404,000	717
Trading account gains and fees	$0	133
Additional Noninterest Income	$12,674,000	553
Total noninterest expense	$50,815,000	503
Salaries and employee benefits	$32,059,000	447
Premises and equipment expense	$5,550,000	481
Additional noninterest expense	$13,206,000	574
Pre-tax net operating income	$23,199,000	527
Securities gains (losses)	$-45,000	4,917
Applicable income taxes	$734,000	1,681
Income before extraordinary items	$22,420,000	484
Extraordinary gains, net	$0	4
Net income	$22,420,000	483
Minority interest net income	$0	72
Net income of bank and minority interests.	$22,420,000	484
Net charge-offs	$330,000	1,229
Cash dividends	$12,000,000	399
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$22,463,650	465
2020-09-30 (YTD Data)		Rank
Total interest income	$56,338,000	464
Total interest expense	$11,680,000	363
Net interest income	$44,658,000	491
Provision for loan and lease losses	$898,000	1,458
Total noninterest income	$12,034,000	559
Gross Fiduciary activities income	$1,613,000	329
Service charges on deposit accounts	$1,037,000	722
Trading account gains and fees	$0	125
Additional Noninterest Income	$9,384,000	535
Total noninterest expense	$37,820,000	496
Salaries and employee benefits	$23,954,000	445
Premises and equipment expense	$4,100,000	476
Additional noninterest expense	$9,766,000	571
Pre-tax net operating income	$17,974,000	480
Securities gains (losses)	$-96,000	4,942
Applicable income taxes	$541,000	1,680
Income before extraordinary items	$17,337,000	449
Extraordinary gains, net	$0	4
Net income	$17,337,000	449
Minority interest net income	$0	65
Net income of bank and minority interests.	$17,337,000	449
Net charge-offs	$58,000	1,980
Cash dividends	$9,000,000	384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$17,430,120	434
2020-06-30 (YTD Data)		Rank
Total interest income	$37,630,000	464
Total interest expense	$8,193,000	383
Net interest income	$29,437,000	495
Provision for loan and lease losses	$597,000	1,494
Total noninterest income	$7,867,000	540
Gross Fiduciary activities income	$1,070,000	333
Service charges on deposit accounts	$664,000	754
Trading account gains and fees	$0	123
Additional Noninterest Income	$6,133,000	507
Total noninterest expense	$24,881,000	493
Salaries and employee benefits	$15,470,000	447
Premises and equipment expense	$2,748,000	480
Additional noninterest expense	$6,663,000	555
Pre-tax net operating income	$11,826,000	434
Securities gains (losses)	$-98,000	4,950
Applicable income taxes	$357,000	1,617
Income before extraordinary items	$11,371,000	401
Extraordinary gains, net	$0	4
Net income	$11,371,000	400
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,371,000	401
Net charge-offs	$64,000	1,592
Cash dividends	$6,000,000	379
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$11,466,060	383
2020-03-31 (YTD Data)		Rank
Total interest income	$18,664,000	477
Total interest expense	$4,258,000	419
Net interest income	$14,406,000	499
Provision for loan and lease losses	$298,000	1,215
Total noninterest income	$3,937,000	505
Gross Fiduciary activities income	$550,000	331
Service charges on deposit accounts	$416,000	722
Trading account gains and fees	$0	106
Additional Noninterest Income	$2,971,000	458
Total noninterest expense	$12,539,000	490
Salaries and employee benefits	$7,775,000	443
Premises and equipment expense	$1,488,000	456
Additional noninterest expense	$3,276,000	566
Pre-tax net operating income	$5,506,000	427
Securities gains (losses)	$-149,000	4,991
Applicable income taxes	$176,000	1,491
Income before extraordinary items	$5,181,000	387
Extraordinary gains, net	$0	4
Net income	$5,181,000	386
Minority interest net income	$0	56
Net income of bank and minority interests.	$5,181,000	387
Net charge-offs	$100,000	886
Cash dividends	$3,000,000	403
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$5,325,530	374
2019-12-31 (YTD Data)		Rank
Total interest income	$74,729,000	473
Total interest expense	$18,008,000	422
Net interest income	$56,721,000	494
Provision for loan and lease losses	$1,200,000	789
Total noninterest income	$15,785,000	505
Gross Fiduciary activities income	$2,294,000	319
Service charges on deposit accounts	$1,834,000	679
Trading account gains and fees	$0	135
Additional Noninterest Income	$11,657,000	471
Total noninterest expense	$47,964,000	479
Salaries and employee benefits	$30,271,000	428
Premises and equipment expense	$5,300,000	498
Additional noninterest expense	$12,393,000	576
Pre-tax net operating income	$23,342,000	540
Securities gains (losses)	$118,000	847
Applicable income taxes	$690,000	1,724
Income before extraordinary items	$22,770,000	489
Extraordinary gains, net	$0	11
Net income	$22,770,000	488
Minority interest net income	$0	76
Net income of bank and minority interests.	$22,770,000	490
Net charge-offs	$1,171,000	595
Cash dividends	$11,700,000	431
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$22,655,540	483
2019-09-30 (YTD Data)		Rank
Total interest income	$55,871,000	476
Total interest expense	$13,475,000	432
Net interest income	$42,396,000	497
Provision for loan and lease losses	$898,000	767
Total noninterest income	$11,620,000	511
Gross Fiduciary activities income	$1,730,000	319
Service charges on deposit accounts	$1,385,000	677
Trading account gains and fees	$0	129
Additional Noninterest Income	$8,505,000	480
Total noninterest expense	$35,819,000	486
Salaries and employee benefits	$22,696,000	433
Premises and equipment expense	$3,862,000	516
Additional noninterest expense	$9,261,000	569
Pre-tax net operating income	$17,299,000	553
Securities gains (losses)	$109,000	748
Applicable income taxes	$515,000	1,775
Income before extraordinary items	$16,893,000	499
Extraordinary gains, net	$0	11
Net income	$16,893,000	498
Minority interest net income	$0	72
Net income of bank and minority interests.	$16,893,000	499
Net charge-offs	$384,000	888
Cash dividends	$8,700,000	413
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$16,787,270	487
2019-06-30 (YTD Data)		Rank
Total interest income	$36,923,000	480
Total interest expense	$8,794,000	440
Net interest income	$28,129,000	500
Provision for loan and lease losses	$595,000	758
Total noninterest income	$7,580,000	511
Gross Fiduciary activities income	$1,192,000	319
Service charges on deposit accounts	$887,000	698
Trading account gains and fees	$0	131
Additional Noninterest Income	$5,501,000	486
Total noninterest expense	$23,597,000	492
Salaries and employee benefits	$14,683,000	438
Premises and equipment expense	$2,584,000	519
Additional noninterest expense	$6,330,000	570
Pre-tax net operating income	$11,517,000	541
Securities gains (losses)	$64,000	666
Applicable income taxes	$345,000	1,749
Income before extraordinary items	$11,236,000	489
Extraordinary gains, net	$0	11
Net income	$11,236,000	488
Minority interest net income	$0	69
Net income of bank and minority interests.	$11,236,000	488
Net charge-offs	$96,000	1,437
Cash dividends	$5,550,000	408
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$11,173,920	479
2019-03-31 (YTD Data)		Rank
Total interest income	$18,363,000	478
Total interest expense	$4,287,000	442
Net interest income	$14,076,000	502
Provision for loan and lease losses	$296,000	728
Total noninterest income	$4,021,000	472
Gross Fiduciary activities income	$704,000	285
Service charges on deposit accounts	$423,000	719
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,894,000	453
Total noninterest expense	$11,823,000	489
Salaries and employee benefits	$7,307,000	441
Premises and equipment expense	$1,311,000	509
Additional noninterest expense	$3,205,000	550
Pre-tax net operating income	$5,978,000	519
Securities gains (losses)	$67,000	338
Applicable income taxes	$174,000	1,709
Income before extraordinary items	$5,871,000	461
Extraordinary gains, net	$0	5
Net income	$5,871,000	460
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,871,000	461
Net charge-offs	$-44,000	5,041
Cash dividends	$2,100,000	483
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$5,806,010	456
2018-12-31 (YTD Data)		Rank
Total interest income	$68,894,000	472
Total interest expense	$13,524,000	414
Net interest income	$55,370,000	494
Provision for loan and lease losses	$2,000,000	506
Total noninterest income	$15,840,000	490
Gross Fiduciary activities income	$1,962,000	349
Service charges on deposit accounts	$1,884,000	678
Trading account gains and fees	$0	126
Additional Noninterest Income	$11,994,000	445
Total noninterest expense	$46,488,000	484
Salaries and employee benefits	$29,365,000	430
Premises and equipment expense	$4,954,000	518
Additional noninterest expense	$12,169,000	575
Pre-tax net operating income	$22,722,000	540
Securities gains (losses)	$-102,000	5,023
Applicable income taxes	$659,000	1,742
Income before extraordinary items	$21,961,000	474
Extraordinary gains, net	$0	6
Net income	$21,961,000	472
Minority interest net income	$0	72
Net income of bank and minority interests.	$21,961,000	473
Net charge-offs	$280,000	1,383
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$22,059,940	474
2018-09-30 (YTD Data)		Rank
Total interest income	$50,635,000	472
Total interest expense	$9,392,000	413
Net interest income	$41,243,000	495
Provision for loan and lease losses	$1,500,000	478
Total noninterest income	$11,938,000	494
Gross Fiduciary activities income	$1,487,000	351
Service charges on deposit accounts	$1,426,000	665
Trading account gains and fees	$0	138
Additional Noninterest Income	$9,025,000	448
Total noninterest expense	$33,887,000	492
Salaries and employee benefits	$21,544,000	440
Premises and equipment expense	$3,704,000	522
Additional noninterest expense	$8,639,000	593
Pre-tax net operating income	$17,794,000	519
Securities gains (losses)	$0	1,118
Applicable income taxes	$485,000	1,814
Income before extraordinary items	$17,309,000	460
Extraordinary gains, net	$0	5
Net income	$17,309,000	459
Minority interest net income	$0	66
Net income of bank and minority interests.	$17,309,000	459
Net charge-offs	$124,000	1,570
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$17,309,000	460
2018-06-30 (YTD Data)		Rank
Total interest income	$33,056,000	478
Total interest expense	$5,705,000	420
Net interest income	$27,351,000	495
Provision for loan and lease losses	$1,000,000	472
Total noninterest income	$7,882,000	502
Gross Fiduciary activities income	$960,000	360
Service charges on deposit accounts	$928,000	672
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,994,000	447
Total noninterest expense	$22,209,000	505
Salaries and employee benefits	$13,553,000	461
Premises and equipment expense	$2,488,000	518
Additional noninterest expense	$6,168,000	557
Pre-tax net operating income	$12,024,000	515
Securities gains (losses)	$0	961
Applicable income taxes	$323,000	1,803
Income before extraordinary items	$11,701,000	453
Extraordinary gains, net	$0	6
Net income	$11,701,000	452
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,701,000	452
Net charge-offs	$-5,000	4,304
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$11,701,000	451
2018-03-31 (YTD Data)		Rank
Total interest income	$16,232,000	483
Total interest expense	$2,649,000	421
Net interest income	$13,583,000	502
Provision for loan and lease losses	$500,000	462
Total noninterest income	$3,823,000	504
Gross Fiduciary activities income	$491,000	353
Service charges on deposit accounts	$445,000	705
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,887,000	451
Total noninterest expense	$11,083,000	507
Salaries and employee benefits	$6,694,000	466
Premises and equipment expense	$1,289,000	514
Additional noninterest expense	$3,100,000	555
Pre-tax net operating income	$5,823,000	521
Securities gains (losses)	$0	735
Applicable income taxes	$163,000	1,761
Income before extraordinary items	$5,660,000	456
Extraordinary gains, net	$0	7
Net income	$5,660,000	456
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,660,000	456
Net charge-offs	$-25,000	5,047
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$5,660,000	457
2017-12-31 (YTD Data)		Rank
Total interest income	$63,384,000	460
Total interest expense	$8,774,000	416
Net interest income	$54,610,000	469
Provision for loan and lease losses	$3,000,000	354
Total noninterest income	$15,967,000	500
Gross Fiduciary activities income	$1,811,000	359
Service charges on deposit accounts	$2,095,000	606
Trading account gains and fees	$0	151
Additional Noninterest Income	$12,061,000	457
Total noninterest expense	$43,626,000	499
Salaries and employee benefits	$25,983,000	461
Premises and equipment expense	$4,756,000	530
Additional noninterest expense	$12,887,000	528
Pre-tax net operating income	$23,951,000	475
Securities gains (losses)	$0	2,243
Applicable income taxes	$619,000	2,264
Income before extraordinary items	$23,332,000	370
Extraordinary gains, net	$0	9
Net income	$23,332,000	370
Minority interest net income	$0	76
Net income of bank and minority interests.	$23,332,000	371
Net charge-offs	$2,846,000	306
Cash dividends	$16,590,000	265
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$23,332,000	369
2017-09-30 (YTD Data)		Rank
Total interest income	$46,901,000	469
Total interest expense	$6,164,000	424
Net interest income	$40,737,000	475
Provision for loan and lease losses	$2,244,000	358
Total noninterest income	$11,565,000	518
Gross Fiduciary activities income	$1,326,000	362
Service charges on deposit accounts	$1,322,000	722
Trading account gains and fees	$0	145
Additional Noninterest Income	$8,917,000	463
Total noninterest expense	$32,250,000	508
Salaries and employee benefits	$19,012,000	478
Premises and equipment expense	$3,502,000	542
Additional noninterest expense	$9,736,000	521
Pre-tax net operating income	$17,808,000	491
Securities gains (losses)	$0	2,274
Applicable income taxes	$458,000	2,155
Income before extraordinary items	$17,350,000	400
Extraordinary gains, net	$0	9
Net income	$17,350,000	399
Minority interest net income	$0	71
Net income of bank and minority interests.	$17,350,000	400
Net charge-offs	$2,569,000	251
Cash dividends	$14,340,000	227
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$17,350,000	397
2017-06-30 (YTD Data)		Rank
Total interest income	$30,300,000	475
Total interest expense	$3,586,000	466
Net interest income	$26,714,000	477
Provision for loan and lease losses	$1,488,000	358
Total noninterest income	$7,599,000	519
Gross Fiduciary activities income	$881,000	364
Service charges on deposit accounts	$814,000	761
Trading account gains and fees	$0	139
Additional Noninterest Income	$5,904,000	469
Total noninterest expense	$21,557,000	510
Salaries and employee benefits	$12,511,000	483
Premises and equipment expense	$2,284,000	543
Additional noninterest expense	$6,762,000	509
Pre-tax net operating income	$11,268,000	507
Securities gains (losses)	$0	1,906
Applicable income taxes	$302,000	2,142
Income before extraordinary items	$10,966,000	418
Extraordinary gains, net	$0	11
Net income	$10,966,000	417
Minority interest net income	$0	71
Net income of bank and minority interests.	$10,966,000	418
Net charge-offs	$2,173,000	217
Cash dividends	$12,090,000	184
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$10,966,000	415
2017-03-31 (YTD Data)		Rank
Total interest income	$14,559,000	492
Total interest expense	$1,585,000	508
Net interest income	$12,974,000	492
Provision for loan and lease losses	$740,000	335
Total noninterest income	$3,864,000	510
Gross Fiduciary activities income	$429,000	368
Service charges on deposit accounts	$397,000	776
Trading account gains and fees	$0	142
Additional Noninterest Income	$3,038,000	443
Total noninterest expense	$10,543,000	522
Salaries and employee benefits	$6,287,000	490
Premises and equipment expense	$1,086,000	586
Additional noninterest expense	$3,170,000	545
Pre-tax net operating income	$5,555,000	488
Securities gains (losses)	$0	1,153
Applicable income taxes	$150,000	2,113
Income before extraordinary items	$5,405,000	415
Extraordinary gains, net	$0	8
Net income	$5,405,000	414
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,405,000	415
Net charge-offs	$16,000	2,006
Cash dividends	$9,840,000	121
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$5,405,000	409
2016-12-31 (YTD Data)		Rank
Total interest income	$55,686,000	486
Total interest expense	$5,613,000	527
Net interest income	$50,073,000	477
Provision for loan and lease losses	$10,000,000	161
Total noninterest income	$14,628,000	521
Gross Fiduciary activities income	$1,802,000	353
Service charges on deposit accounts	$1,715,000	746
Trading account gains and fees	$0	170
Additional Noninterest Income	$11,111,000	474
Total noninterest expense	$39,824,000	542
Salaries and employee benefits	$24,033,000	502
Premises and equipment expense	$4,569,000	551
Additional noninterest expense	$11,222,000	614
Pre-tax net operating income	$14,877,000	653
Securities gains (losses)	$0	3,212
Applicable income taxes	$567,000	2,156
Income before extraordinary items	$14,310,000	539
Extraordinary gains, net	$0	5
Net income	$14,310,000	537
Minority interest net income	$0	82
Net income of bank and minority interests.	$14,310,000	538
Net charge-offs	$8,603,000	144
Cash dividends	$9,900,000	388
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$14,310,000	528
2016-09-30 (YTD Data)		Rank
Total interest income	$41,695,000	487
Total interest expense	$4,107,000	544
Net interest income	$37,588,000	475
Provision for loan and lease losses	$898,000	757
Total noninterest income	$11,020,000	531
Gross Fiduciary activities income	$1,370,000	350
Service charges on deposit accounts	$1,282,000	751
Trading account gains and fees	$0	169
Additional Noninterest Income	$8,368,000	475
Total noninterest expense	$29,724,000	547
Salaries and employee benefits	$17,993,000	503
Premises and equipment expense	$3,295,000	573
Additional noninterest expense	$8,436,000	614
Pre-tax net operating income	$17,986,000	436
Securities gains (losses)	$0	3,160
Applicable income taxes	$425,000	2,187
Income before extraordinary items	$17,561,000	359
Extraordinary gains, net	$0	5
Net income	$17,561,000	359
Minority interest net income	$0	71
Net income of bank and minority interests.	$17,561,000	359
Net charge-offs	$-226,000	5,750
Cash dividends	$9,900,000	295
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$17,561,000	349
2016-06-30 (YTD Data)		Rank
Total interest income	$27,566,000	491
Total interest expense	$2,660,000	554
Net interest income	$24,906,000	481
Provision for loan and lease losses	$597,000	754
Total noninterest income	$7,337,000	517
Gross Fiduciary activities income	$917,000	349
Service charges on deposit accounts	$813,000	771
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,607,000	460
Total noninterest expense	$19,363,000	555
Salaries and employee benefits	$11,481,000	519
Premises and equipment expense	$2,154,000	580
Additional noninterest expense	$5,728,000	594
Pre-tax net operating income	$12,283,000	433
Securities gains (losses)	$0	2,835
Applicable income taxes	$281,000	2,186
Income before extraordinary items	$12,002,000	344
Extraordinary gains, net	$0	16
Net income	$12,002,000	343
Minority interest net income	$0	71
Net income of bank and minority interests.	$12,002,000	343
Net charge-offs	$132,000	1,406
Cash dividends	$6,600,000	292
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$12,002,000	338
2016-03-31 (YTD Data)		Rank
Total interest income	$13,624,000	492
Total interest expense	$1,301,000	562
Net interest income	$12,323,000	479
Provision for loan and lease losses	$298,000	719
Total noninterest income	$3,649,000	502
Gross Fiduciary activities income	$465,000	345
Service charges on deposit accounts	$397,000	784
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,787,000	445
Total noninterest expense	$9,562,000	565
Salaries and employee benefits	$5,746,000	515
Premises and equipment expense	$1,085,000	586
Additional noninterest expense	$2,731,000	624
Pre-tax net operating income	$6,112,000	415
Securities gains (losses)	$0	2,077
Applicable income taxes	$142,000	2,153
Income before extraordinary items	$5,970,000	333
Extraordinary gains, net	$0	12
Net income	$5,970,000	333
Minority interest net income	$0	62
Net income of bank and minority interests.	$5,970,000	333
Net charge-offs	$7,000	2,464
Cash dividends	$3,300,000	289
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$5,970,000	327
2015-12-31 (YTD Data)		Rank
Total interest income	$53,415,000	480
Total interest expense	$4,681,000	589
Net interest income	$48,734,000	467
Provision for loan and lease losses	$1,000,000	820
Total noninterest income	$12,246,000	588
Gross Fiduciary activities income	$1,810,000	358
Service charges on deposit accounts	$1,737,000	758
Trading account gains and fees	$0	159
Additional Noninterest Income	$8,699,000	552
Total noninterest expense	$39,353,000	536
Salaries and employee benefits	$22,866,000	501
Premises and equipment expense	$4,446,000	552
Additional noninterest expense	$12,041,000	554
Pre-tax net operating income	$20,627,000	476
Securities gains (losses)	$0	3,216
Applicable income taxes	$556,000	2,131
Income before extraordinary items	$20,071,000	387
Extraordinary gains, net	$0	23
Net income	$20,071,000	387
Minority interest net income	$0	81
Net income of bank and minority interests.	$20,071,000	387
Net charge-offs	$288,000	1,644
Cash dividends	$14,635,000	287
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$20,071,000	382
2015-09-30 (YTD Data)		Rank
Total interest income	$39,285,000	489
Total interest expense	$3,456,000	607
Net interest income	$35,829,000	473
Provision for loan and lease losses	$748,000	748
Total noninterest income	$10,995,000	521
Gross Fiduciary activities income	$1,401,000	351
Service charges on deposit accounts	$1,297,000	768
Trading account gains and fees	$0	153
Additional Noninterest Income	$8,297,000	468
Total noninterest expense	$29,004,000	546
Salaries and employee benefits	$16,855,000	509
Premises and equipment expense	$3,356,000	565
Additional noninterest expense	$8,793,000	576
Pre-tax net operating income	$17,072,000	441
Securities gains (losses)	$0	3,031
Applicable income taxes	$414,000	2,167
Income before extraordinary items	$16,658,000	359
Extraordinary gains, net	$0	21
Net income	$16,658,000	359
Minority interest net income	$0	78
Net income of bank and minority interests.	$16,658,000	359
Net charge-offs	$176,000	1,669
Cash dividends	$11,635,000	257
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$16,658,000	352
2015-06-30 (YTD Data)		Rank
Total interest income	$25,585,000	493
Total interest expense	$2,253,000	621
Net interest income	$23,332,000	481
Provision for loan and lease losses	$496,000	779
Total noninterest income	$7,288,000	522
Gross Fiduciary activities income	$940,000	350
Service charges on deposit accounts	$816,000	794
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,532,000	472
Total noninterest expense	$18,958,000	558
Salaries and employee benefits	$10,745,000	530
Premises and equipment expense	$2,241,000	566
Additional noninterest expense	$5,972,000	568
Pre-tax net operating income	$11,166,000	449
Securities gains (losses)	$0	2,636
Applicable income taxes	$278,000	2,181
Income before extraordinary items	$10,888,000	367
Extraordinary gains, net	$0	22
Net income	$10,888,000	366
Minority interest net income	$0	75
Net income of bank and minority interests.	$10,888,000	366
Net charge-offs	$100,000	1,732
Cash dividends	$8,635,000	234
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$10,888,000	360
2015-03-31 (YTD Data)		Rank
Total interest income	$12,526,000	505
Total interest expense	$1,098,000	641
Net interest income	$11,428,000	494
Provision for loan and lease losses	$247,000	778
Total noninterest income	$3,599,000	510
Gross Fiduciary activities income	$466,000	351
Service charges on deposit accounts	$374,000	828
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,759,000	450
Total noninterest expense	$9,278,000	571
Salaries and employee benefits	$5,325,000	535
Premises and equipment expense	$1,125,000	567
Additional noninterest expense	$2,828,000	591
Pre-tax net operating income	$5,502,000	447
Securities gains (losses)	$0	2,027
Applicable income taxes	$139,000	2,168
Income before extraordinary items	$5,363,000	359
Extraordinary gains, net	$0	13
Net income	$5,363,000	359
Minority interest net income	$0	64
Net income of bank and minority interests.	$5,363,000	359
Net charge-offs	$-3,000	4,874
Cash dividends	$5,635,000	181
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$5,363,000	355
2014-12-31 (YTD Data)		Rank
Total interest income	$50,263,000	496
Total interest expense	$4,494,000	644
Net interest income	$45,769,000	480
Provision for loan and lease losses	$1,000,000	868
Total noninterest income	$14,600,000	490
Gross Fiduciary activities income	$1,801,000	353
Service charges on deposit accounts	$1,716,000	785
Trading account gains and fees	$0	180
Additional Noninterest Income	$11,083,000	420
Total noninterest expense	$37,317,000	554
Salaries and employee benefits	$22,173,000	504
Premises and equipment expense	$4,429,000	560
Additional noninterest expense	$10,715,000	622
Pre-tax net operating income	$22,052,000	423
Securities gains (losses)	$40,000	1,884
Applicable income taxes	$533,000	2,137
Income before extraordinary items	$21,559,000	345
Extraordinary gains, net	$0	17
Net income	$21,559,000	345
Minority interest net income	$0	84
Net income of bank and minority interests.	$21,559,000	345
Net charge-offs	$299,000	2,019
Cash dividends	$18,830,000	226
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$21,519,800	339
2014-09-30 (YTD Data)		Rank
Total interest income	$37,478,000	498
Total interest expense	$3,350,000	649
Net interest income	$34,128,000	482
Provision for loan and lease losses	$748,000	851
Total noninterest income	$10,681,000	498
Gross Fiduciary activities income	$1,248,000	364
Service charges on deposit accounts	$1,278,000	795
Trading account gains and fees	$0	174
Additional Noninterest Income	$8,155,000	422
Total noninterest expense	$27,792,000	555
Salaries and employee benefits	$16,563,000	501
Premises and equipment expense	$3,206,000	580
Additional noninterest expense	$8,023,000	619
Pre-tax net operating income	$16,269,000	430
Securities gains (losses)	$40,000	1,573
Applicable income taxes	$395,000	2,206
Income before extraordinary items	$15,914,000	349
Extraordinary gains, net	$0	15
Net income	$15,914,000	349
Minority interest net income	$0	81
Net income of bank and minority interests.	$15,914,000	349
Net charge-offs	$288,000	1,643
Cash dividends	$16,830,000	186
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$15,874,800	346
2014-06-30 (YTD Data)		Rank
Total interest income	$24,615,000	502
Total interest expense	$2,209,000	659
Net interest income	$22,406,000	481
Provision for loan and lease losses	$496,000	864
Total noninterest income	$7,136,000	497
Gross Fiduciary activities income	$822,000	372
Service charges on deposit accounts	$832,000	805
Trading account gains and fees	$0	172
Additional Noninterest Income	$5,482,000	416
Total noninterest expense	$18,349,000	556
Salaries and employee benefits	$10,727,000	515
Premises and equipment expense	$2,144,000	580
Additional noninterest expense	$5,478,000	595
Pre-tax net operating income	$10,697,000	428
Securities gains (losses)	$40,000	1,296
Applicable income taxes	$264,000	2,143
Income before extraordinary items	$10,473,000	349
Extraordinary gains, net	$0	20
Net income	$10,473,000	349
Minority interest net income	$0	80
Net income of bank and minority interests.	$10,473,000	349
Net charge-offs	$278,000	1,318
Cash dividends	$13,830,000	155
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$10,433,800	344
2014-03-31 (YTD Data)		Rank
Total interest income	$11,927,000	515
Total interest expense	$1,080,000	684
Net interest income	$10,847,000	498
Provision for loan and lease losses	$247,000	860
Total noninterest income	$3,270,000	509
Gross Fiduciary activities income	$410,000	369
Service charges on deposit accounts	$399,000	814
Trading account gains and fees	$0	147
Additional Noninterest Income	$2,461,000	428
Total noninterest expense	$8,707,000	589
Salaries and employee benefits	$5,309,000	517
Premises and equipment expense	$1,064,000	593
Additional noninterest expense	$2,334,000	705
Pre-tax net operating income	$5,163,000	423
Securities gains (losses)	$0	1,715
Applicable income taxes	$133,000	2,113
Income before extraordinary items	$5,030,000	346
Extraordinary gains, net	$0	16
Net income	$5,030,000	346
Minority interest net income	$0	66
Net income of bank and minority interests.	$5,030,000	346
Net charge-offs	$332,000	665
Cash dividends	$3,000,000	235
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$5,030,000	338
2013-12-31 (YTD Data)		Rank
Total interest income	$48,844,000	502
Total interest expense	$4,980,000	674
Net interest income	$43,864,000	484
Provision for loan and lease losses	$1,500,000	788
Total noninterest income	$13,289,000	546
Gross Fiduciary activities income	$1,641,000	360
Service charges on deposit accounts	$1,780,000	780
Trading account gains and fees	$0	184
Additional Noninterest Income	$9,868,000	486
Total noninterest expense	$34,783,000	599
Salaries and employee benefits	$21,611,000	507
Premises and equipment expense	$4,205,000	581
Additional noninterest expense	$8,967,000	767
Pre-tax net operating income	$20,870,000	428
Securities gains (losses)	$0	3,182
Applicable income taxes	$521,000	2,108
Income before extraordinary items	$20,349,000	352
Extraordinary gains, net	$0	29
Net income	$20,349,000	352
Minority interest net income	$0	90
Net income of bank and minority interests.	$20,349,000	352
Net charge-offs	$1,244,000	1,064
Cash dividends	$11,550,000	294
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$20,349,000	349
2013-09-30 (YTD Data)		Rank
Total interest income	$36,430,000	510
Total interest expense	$3,793,000	688
Net interest income	$32,637,000	491
Provision for loan and lease losses	$1,122,000	811
Total noninterest income	$9,478,000	581
Gross Fiduciary activities income	$1,193,000	364
Service charges on deposit accounts	$1,330,000	790
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,955,000	519
Total noninterest expense	$25,417,000	616
Salaries and employee benefits	$15,754,000	525
Premises and equipment expense	$3,003,000	613
Additional noninterest expense	$6,660,000	774
Pre-tax net operating income	$15,576,000	434
Securities gains (losses)	$0	3,040
Applicable income taxes	$388,000	2,163
Income before extraordinary items	$15,188,000	356
Extraordinary gains, net	$0	25
Net income	$15,188,000	357
Minority interest net income	$0	84
Net income of bank and minority interests.	$15,188,000	357
Net charge-offs	$1,231,000	865
Cash dividends	$8,100,000	291
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$15,188,000	350
2013-06-30 (YTD Data)		Rank
Total interest income	$23,993,000	514
Total interest expense	$2,548,000	698
Net interest income	$21,445,000	499
Provision for loan and lease losses	$744,000	849
Total noninterest income	$7,096,000	538
Gross Fiduciary activities income	$792,000	368
Service charges on deposit accounts	$840,000	818
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,464,000	470
Total noninterest expense	$17,129,000	606
Salaries and employee benefits	$10,167,000	541
Premises and equipment expense	$1,992,000	622
Additional noninterest expense	$4,970,000	695
Pre-tax net operating income	$10,668,000	419
Securities gains (losses)	$0	2,791
Applicable income taxes	$262,000	2,165
Income before extraordinary items	$10,406,000	344
Extraordinary gains, net	$0	22
Net income	$10,406,000	345
Minority interest net income	$0	82
Net income of bank and minority interests.	$10,406,000	345
Net charge-offs	$1,146,000	694
Cash dividends	$5,400,000	285
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$10,406,000	335
2013-03-31 (YTD Data)		Rank
Total interest income	$11,907,000	518
Total interest expense	$1,290,000	715
Net interest income	$10,617,000	506
Provision for loan and lease losses	$370,000	865
Total noninterest income	$3,448,000	546
Gross Fiduciary activities income	$389,000	369
Service charges on deposit accounts	$414,000	819
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,645,000	483
Total noninterest expense	$8,633,000	607
Salaries and employee benefits	$5,022,000	551
Premises and equipment expense	$958,000	652
Additional noninterest expense	$2,653,000	644
Pre-tax net operating income	$5,062,000	434
Securities gains (losses)	$0	1,966
Applicable income taxes	$132,000	2,136
Income before extraordinary items	$4,930,000	351
Extraordinary gains, net	$0	10
Net income	$4,930,000	352
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,930,000	352
Net charge-offs	$-30,000	6,567
Cash dividends	$2,700,000	233
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$4,930,000	342
2012-12-31 (YTD Data)		Rank
Total interest income	$48,922,000	531
Total interest expense	$6,604,000	642
Net interest income	$42,318,000	522
Provision for loan and lease losses	$1,200,000	1,554
Total noninterest income	$12,188,000	588
Gross Fiduciary activities income	$1,636,000	345
Service charges on deposit accounts	$1,869,000	760
Trading account gains and fees	$0	166
Additional Noninterest Income	$8,683,000	545
Total noninterest expense	$32,802,000	639
Salaries and employee benefits	$20,795,000	518
Premises and equipment expense	$4,009,000	598
Additional noninterest expense	$7,998,000	871
Pre-tax net operating income	$20,504,000	423
Securities gains (losses)	$2,000	3,664
Applicable income taxes	$493,000	2,194
Income before extraordinary items	$20,013,000	352
Extraordinary gains, net	$0	29
Net income	$20,013,000	352
Minority interest net income	$0	93
Net income of bank and minority interests.	$20,013,000	352
Net charge-offs	$370,000	3,036
Cash dividends	$10,501,000	311
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$20,011,040	341
2012-09-30 (YTD Data)		Rank
Total interest income	$36,149,000	549
Total interest expense	$5,176,000	650
Net interest income	$30,973,000	539
Provision for loan and lease losses	$749,000	1,793
Total noninterest income	$8,949,000	588
Gross Fiduciary activities income	$1,131,000	361
Service charges on deposit accounts	$1,412,000	765
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,406,000	541
Total noninterest expense	$24,473,000	639
Salaries and employee benefits	$15,417,000	522
Premises and equipment expense	$3,040,000	595
Additional noninterest expense	$6,016,000	871
Pre-tax net operating income	$14,700,000	443
Securities gains (losses)	$0	3,575
Applicable income taxes	$361,000	2,278
Income before extraordinary items	$14,339,000	367
Extraordinary gains, net	$0	20
Net income	$14,339,000	367
Minority interest net income	$0	86
Net income of bank and minority interests.	$14,339,000	367
Net charge-offs	$352,000	2,634
Cash dividends	$6,751,000	287
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$14,339,000	354
2012-06-30 (YTD Data)		Rank
Total interest income	$23,839,000	564
Total interest expense	$3,544,000	659
Net interest income	$20,295,000	547
Provision for loan and lease losses	$497,000	1,836
Total noninterest income	$5,796,000	605
Gross Fiduciary activities income	$751,000	366
Service charges on deposit accounts	$909,000	779
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,136,000	545
Total noninterest expense	$15,869,000	653
Salaries and employee benefits	$9,959,000	532
Premises and equipment expense	$1,996,000	600
Additional noninterest expense	$3,914,000	881
Pre-tax net operating income	$9,725,000	422
Securities gains (losses)	$0	3,178
Applicable income taxes	$240,000	2,281
Income before extraordinary items	$9,485,000	358
Extraordinary gains, net	$0	19
Net income	$9,485,000	357
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,485,000	357
Net charge-offs	$-104,000	7,093
Cash dividends	$4,500,000	282
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$9,485,000	338
2012-03-31 (YTD Data)		Rank
Total interest income	$11,787,000	571
Total interest expense	$1,797,000	665
Net interest income	$9,990,000	554
Provision for loan and lease losses	$249,000	1,769
Total noninterest income	$3,057,000	577
Gross Fiduciary activities income	$376,000	362
Service charges on deposit accounts	$438,000	792
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,243,000	503
Total noninterest expense	$8,077,000	636
Salaries and employee benefits	$4,902,000	535
Premises and equipment expense	$1,013,000	598
Additional noninterest expense	$2,162,000	795
Pre-tax net operating income	$4,721,000	432
Securities gains (losses)	$0	2,210
Applicable income taxes	$118,000	2,285
Income before extraordinary items	$4,603,000	366
Extraordinary gains, net	$0	19
Net income	$4,603,000	367
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,603,000	367
Net charge-offs	$-69,000	7,130
Cash dividends	$2,250,000	240
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$4,603,000	349
2011-12-31 (YTD Data)		Rank
Total interest income	$46,567,000	591
Total interest expense	$8,173,000	707
Net interest income	$38,394,000	568
Provision for loan and lease losses	$1,500,000	1,877
Total noninterest income	$12,173,000	536
Gross Fiduciary activities income	$1,398,000	332
Service charges on deposit accounts	$1,877,000	776
Trading account gains and fees	$0	146
Additional Noninterest Income	$8,898,000	472
Total noninterest expense	$31,858,000	626
Salaries and employee benefits	$19,759,000	500
Premises and equipment expense	$4,135,000	608
Additional noninterest expense	$7,964,000	899
Pre-tax net operating income	$17,209,000	408
Securities gains (losses)	$2,000	3,652
Applicable income taxes	$417,000	2,211
Income before extraordinary items	$16,794,000	346
Extraordinary gains, net	$0	29
Net income	$16,794,000	346
Minority interest net income	$0	96
Net income of bank and minority interests.	$16,794,000	347
Net charge-offs	$1,102,000	2,247
Cash dividends	$8,100,000	269
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$16,792,040	335
2011-09-30 (YTD Data)		Rank
Total interest income	$34,641,000	606
Total interest expense	$6,231,000	736
Net interest income	$28,410,000	575
Provision for loan and lease losses	$1,122,000	1,830
Total noninterest income	$8,820,000	552
Gross Fiduciary activities income	$1,025,000	333
Service charges on deposit accounts	$1,407,000	775
Trading account gains and fees	$0	145
Additional Noninterest Income	$6,388,000	484
Total noninterest expense	$23,982,000	629
Salaries and employee benefits	$14,845,000	491
Premises and equipment expense	$3,076,000	620
Additional noninterest expense	$6,061,000	884
Pre-tax net operating income	$12,126,000	439
Securities gains (losses)	$0	3,555
Applicable income taxes	$302,000	2,251
Income before extraordinary items	$11,824,000	370
Extraordinary gains, net	$0	21
Net income	$11,824,000	370
Minority interest net income	$0	87
Net income of bank and minority interests.	$11,824,000	370
Net charge-offs	$1,110,000	1,797
Cash dividends	$6,000,000	244
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$11,824,000	360
2011-06-30 (YTD Data)		Rank
Total interest income	$23,059,000	618
Total interest expense	$4,221,000	754
Net interest income	$18,838,000	580
Provision for loan and lease losses	$744,000	1,831
Total noninterest income	$5,833,000	561
Gross Fiduciary activities income	$680,000	343
Service charges on deposit accounts	$900,000	813
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,253,000	486
Total noninterest expense	$15,627,000	656
Salaries and employee benefits	$9,494,000	510
Premises and equipment expense	$2,006,000	634
Additional noninterest expense	$4,127,000	881
Pre-tax net operating income	$8,300,000	430
Securities gains (losses)	$0	2,914
Applicable income taxes	$199,000	2,236
Income before extraordinary items	$8,101,000	354
Extraordinary gains, net	$0	15
Net income	$8,101,000	353
Minority interest net income	$0	89
Net income of bank and minority interests.	$8,101,000	353
Net charge-offs	$291,000	2,717
Cash dividends	$3,900,000	248
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$8,101,000	340
2011-03-31 (YTD Data)		Rank
Total interest income	$11,208,000	645
Total interest expense	$2,094,000	796
Net interest income	$9,114,000	597
Provision for loan and lease losses	$370,000	1,728
Total noninterest income	$2,872,000	565
Gross Fiduciary activities income	$329,000	349
Service charges on deposit accounts	$428,000	838
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,115,000	497
Total noninterest expense	$7,809,000	655
Salaries and employee benefits	$4,618,000	534
Premises and equipment expense	$944,000	686
Additional noninterest expense	$2,247,000	798
Pre-tax net operating income	$3,807,000	456
Securities gains (losses)	$0	1,772
Applicable income taxes	$99,000	2,192
Income before extraordinary items	$3,708,000	374
Extraordinary gains, net	$0	9
Net income	$3,708,000	374
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,708,000	373
Net charge-offs	$-5,000	6,778
Cash dividends	$1,950,000	221
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$3,708,000	363
2010-12-31 (YTD Data)		Rank
Total interest income	$43,484,000	691
Total interest expense	$10,135,000	796
Net interest income	$33,349,000	646
Provision for loan and lease losses	$3,000,000	1,611
Total noninterest income	$11,672,000	563
Gross Fiduciary activities income	$1,370,000	334
Service charges on deposit accounts	$1,950,000	773
Trading account gains and fees	$0	175
Additional Noninterest Income	$8,352,000	517
Total noninterest expense	$29,168,000	688
Salaries and employee benefits	$17,254,000	554
Premises and equipment expense	$4,231,000	609
Additional noninterest expense	$7,683,000	963
Pre-tax net operating income	$12,853,000	437
Securities gains (losses)	$297,000	1,275
Applicable income taxes	$369,000	2,175
Income before extraordinary items	$12,781,000	363
Extraordinary gains, net	$0	29
Net income	$12,781,000	362
Minority interest net income	$0	111
Net income of bank and minority interests.	$12,781,000	363
Net charge-offs	$958,000	2,749
Cash dividends	$9,837,000	178
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$12,492,910	359
2010-09-30 (YTD Data)		Rank
Total interest income	$32,184,000	708
Total interest expense	$7,737,000	824
Net interest income	$24,447,000	652
Provision for loan and lease losses	$2,248,000	1,537
Total noninterest income	$8,464,000	563
Gross Fiduciary activities income	$1,024,000	333
Service charges on deposit accounts	$1,447,000	800
Trading account gains and fees	$0	165
Additional Noninterest Income	$5,993,000	514
Total noninterest expense	$22,227,000	674
Salaries and employee benefits	$13,380,000	538
Premises and equipment expense	$3,170,000	603
Additional noninterest expense	$5,677,000	943
Pre-tax net operating income	$8,436,000	510
Securities gains (losses)	$103,000	1,916
Applicable income taxes	$275,000	2,232
Income before extraordinary items	$8,264,000	416
Extraordinary gains, net	$0	23
Net income	$8,264,000	415
Minority interest net income	$0	110
Net income of bank and minority interests.	$8,264,000	417
Net charge-offs	$801,000	2,461
Cash dividends	$9,837,000	110
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$8,164,090	403
2010-06-30 (YTD Data)		Rank
Total interest income	$21,014,000	732
Total interest expense	$5,156,000	858
Net interest income	$15,858,000	676
Provision for loan and lease losses	$996,000	1,954
Total noninterest income	$5,712,000	561
Gross Fiduciary activities income	$719,000	324
Service charges on deposit accounts	$938,000	834
Trading account gains and fees	$0	152
Additional Noninterest Income	$4,055,000	485
Total noninterest expense	$14,905,000	667
Salaries and employee benefits	$8,860,000	541
Premises and equipment expense	$2,179,000	596
Additional noninterest expense	$3,866,000	912
Pre-tax net operating income	$5,669,000	482
Securities gains (losses)	$0	3,184
Applicable income taxes	$181,000	2,227
Income before extraordinary items	$5,488,000	394
Extraordinary gains, net	$0	19
Net income	$5,488,000	394
Minority interest net income	$0	105
Net income of bank and minority interests.	$5,488,000	394
Net charge-offs	$597,000	2,238
Cash dividends	$8,712,000	76
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$5,488,000	386
2010-03-31 (YTD Data)		Rank
Total interest income	$10,299,000	758
Total interest expense	$2,509,000	937
Net interest income	$7,790,000	699
Provision for loan and lease losses	$247,000	2,720
Total noninterest income	$2,816,000	557
Gross Fiduciary activities income	$379,000	315
Service charges on deposit accounts	$439,000	888
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,998,000	488
Total noninterest expense	$7,246,000	693
Salaries and employee benefits	$4,288,000	561
Premises and equipment expense	$1,073,000	622
Additional noninterest expense	$1,885,000	949
Pre-tax net operating income	$3,113,000	433
Securities gains (losses)	$0	2,284
Applicable income taxes	$89,000	2,231
Income before extraordinary items	$3,024,000	357
Extraordinary gains, net	$0	16
Net income	$3,024,000	359
Minority interest net income	$0	91
Net income of bank and minority interests.	$3,024,000	359
Net charge-offs	$10,000	4,830
Cash dividends	$1,125,000	295
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$3,024,000	348
2009-12-31 (YTD Data)		Rank
Total interest income	$39,895,000	842
Total interest expense	$11,656,000	1,013
Net interest income	$28,239,000	762
Provision for loan and lease losses	$1,000,000	3,503
Total noninterest income	$10,951,000	597
Gross Fiduciary activities income	$1,204,000	346
Service charges on deposit accounts	$1,879,000	926
Trading account gains and fees	$0	211
Additional Noninterest Income	$7,868,000	525
Total noninterest expense	$27,107,000	776
Salaries and employee benefits	$16,122,000	585
Premises and equipment expense	$3,649,000	736
Additional noninterest expense	$7,336,000	1,057
Pre-tax net operating income	$11,083,000	371
Securities gains (losses)	$0	3,754
Applicable income taxes	$333,000	1,928
Income before extraordinary items	$10,750,000	295
Extraordinary gains, net	$0	34
Net income	$10,750,000	296
Minority interest net income	$0	115
Net income of bank and minority interests.	$10,750,000	297
Net charge-offs	$533,000	3,704
Cash dividends	$4,350,000	404
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$10,750,000	299
2009-09-30 (YTD Data)		Rank
Total interest income	$29,552,000	866
Total interest expense	$8,907,000	1,051
Net interest income	$20,645,000	778
Provision for loan and lease losses	$539,000	3,694
Total noninterest income	$8,160,000	610
Gross Fiduciary activities income	$835,000	357
Service charges on deposit accounts	$1,399,000	926
Trading account gains and fees	$0	212
Additional Noninterest Income	$5,926,000	523
Total noninterest expense	$20,532,000	765
Salaries and employee benefits	$12,105,000	601
Premises and equipment expense	$2,692,000	761
Additional noninterest expense	$5,735,000	983
Pre-tax net operating income	$7,734,000	422
Securities gains (losses)	$0	3,497
Applicable income taxes	$246,000	2,120
Income before extraordinary items	$7,488,000	349
Extraordinary gains, net	$0	27
Net income	$7,488,000	348
Minority interest net income	$0	118
Net income of bank and minority interests.	$7,488,000	349
Net charge-offs	$295,000	3,723
Cash dividends	$3,225,000	382
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$7,488,000	344
2009-06-30 (YTD Data)		Rank
Total interest income	$19,154,000	917
Total interest expense	$5,960,000	1,106
Net interest income	$13,194,000	820
Provision for loan and lease losses	$479,000	3,029
Total noninterest income	$5,343,000	630
Gross Fiduciary activities income	$521,000	380
Service charges on deposit accounts	$865,000	977
Trading account gains and fees	$0	193
Additional Noninterest Income	$3,957,000	522
Total noninterest expense	$13,269,000	805
Salaries and employee benefits	$7,744,000	639
Premises and equipment expense	$1,765,000	792
Additional noninterest expense	$3,760,000	1,021
Pre-tax net operating income	$4,789,000	461
Securities gains (losses)	$0	3,136
Applicable income taxes	$161,000	2,194
Income before extraordinary items	$4,628,000	380
Extraordinary gains, net	$0	21
Net income	$4,628,000	377
Minority interest net income	$0	112
Net income of bank and minority interests.	$4,628,000	379
Net charge-offs	$293,000	2,956
Cash dividends	$2,100,000	420
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$4,628,000	362
2009-03-31 (YTD Data)		Rank
Total interest income	$9,336,000	950
Total interest expense	$2,985,000	1,145
Net interest income	$6,351,000	845
Provision for loan and lease losses	$59,000	4,762
Total noninterest income	$2,587,000	611
Gross Fiduciary activities income	$255,000	379
Service charges on deposit accounts	$401,000	1,029
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,931,000	518
Total noninterest expense	$6,530,000	765
Salaries and employee benefits	$3,875,000	644
Premises and equipment expense	$854,000	834
Additional noninterest expense	$1,801,000	928
Pre-tax net operating income	$2,349,000	502
Securities gains (losses)	$0	2,434
Applicable income taxes	$80,000	2,406
Income before extraordinary items	$2,269,000	433
Extraordinary gains, net	$0	15
Net income	$2,269,000	434
Minority interest net income	$0	102
Net income of bank and minority interests.	$2,269,000	435
Net charge-offs	$272,000	1,865
Cash dividends	$1,050,000	414
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,269,000	396
2008-12-31 (YTD Data)		Rank
Total interest income	$38,904,000	964
Total interest expense	$15,644,000	1,028
Net interest income	$23,260,000	918
Provision for loan and lease losses	$240,000	4,965
Total noninterest income	$11,095,000	546
Gross Fiduciary activities income	$1,192,000	367
Service charges on deposit accounts	$1,862,000	965
Trading account gains and fees	$0	154
Additional Noninterest Income	$8,041,000	451
Total noninterest expense	$25,160,000	789
Salaries and employee benefits	$15,470,000	630
Premises and equipment expense	$3,536,000	787
Additional noninterest expense	$6,154,000	1,047
Pre-tax net operating income	$8,955,000	617
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$295,000	2,426
Income before extraordinary items	$8,661,000	448
Extraordinary gains, net	$0	39
Net income	$8,661,000	448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-272,000	8,278
Cash dividends	$2,550,000	1,072
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$8,660,030	470
2008-09-30 (YTD Data)		Rank
Total interest income	$29,180,000	989
Total interest expense	$12,157,000	1,030
Net interest income	$17,023,000	955
Provision for loan and lease losses	$0	6,991
Total noninterest income	$7,638,000	615
Gross Fiduciary activities income	$856,000	386
Service charges on deposit accounts	$1,390,000	971
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,392,000	522
Total noninterest expense	$18,406,000	794
Salaries and employee benefits	$11,148,000	674
Premises and equipment expense	$2,731,000	767
Additional noninterest expense	$4,527,000	1,016
Pre-tax net operating income	$6,255,000	806
Securities gains (losses)	$1,000	2,971
Applicable income taxes	$219,000	2,809
Income before extraordinary items	$6,037,000	600
Extraordinary gains, net	$0	31
Net income	$6,037,000	599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-313,000	8,358
Cash dividends	$1,950,000	1,061
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$6,036,040	638
2008-06-30 (YTD Data)		Rank
Total interest income	$19,106,000	1,030
Total interest expense	$8,147,000	1,074
Net interest income	$10,959,000	985
Provision for loan and lease losses	$0	6,671
Total noninterest income	$5,096,000	625
Gross Fiduciary activities income	$591,000	385
Service charges on deposit accounts	$881,000	1,007
Trading account gains and fees	$0	149
Additional Noninterest Income	$3,624,000	539
Total noninterest expense	$11,930,000	811
Salaries and employee benefits	$7,161,000	707
Premises and equipment expense	$1,815,000	763
Additional noninterest expense	$2,954,000	1,010
Pre-tax net operating income	$4,125,000	855
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$144,000	3,067
Income before extraordinary items	$3,982,000	690
Extraordinary gains, net	$0	21
Net income	$3,982,000	689
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-335,000	8,433
Cash dividends	$1,800,000	850
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,981,030	673
2008-03-31 (YTD Data)		Rank
Total interest income	$9,525,000	1,054
Total interest expense	$4,252,000	1,100
Net interest income	$5,273,000	1,020
Provision for loan and lease losses	$0	6,080
Total noninterest income	$2,539,000	636
Gross Fiduciary activities income	$300,000	379
Service charges on deposit accounts	$421,000	1,028
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,818,000	539
Total noninterest expense	$5,894,000	814
Salaries and employee benefits	$3,480,000	733
Premises and equipment expense	$894,000	785
Additional noninterest expense	$1,520,000	953
Pre-tax net operating income	$1,918,000	986
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$70,000	3,215
Income before extraordinary items	$1,849,000	810
Extraordinary gains, net	$0	15
Net income	$1,849,000	811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,569
Cash dividends	$900,000	823
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,848,040	779
2007-12-31 (YTD Data)		Rank
Total interest income	$37,559,000	1,129
Total interest expense	$18,376,000	1,063
Net interest income	$19,183,000	1,162
Provision for loan and lease losses	$299,000	3,215
Total noninterest income	$9,753,000	616
Gross Fiduciary activities income	$1,091,000	397
Service charges on deposit accounts	$2,005,000	892
Trading account gains and fees	$0	178
Additional Noninterest Income	$6,657,000	546
Total noninterest expense	$21,342,000	873
Salaries and employee benefits	$12,445,000	787
Premises and equipment expense	$3,426,000	779
Additional noninterest expense	$5,471,000	1,035
Pre-tax net operating income	$7,295,000	1,156
Securities gains (losses)	$0	2,146
Applicable income taxes	$258,000	3,570
Income before extraordinary items	$7,037,000	925
Extraordinary gains, net	$0	39
Net income	$7,037,000	923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,226
Cash dividends	$2,176,000	1,525
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$7,037,000	909
2007-09-30 (YTD Data)		Rank
Total interest income	$28,114,000	1,141
Total interest expense	$13,877,000	1,057
Net interest income	$14,237,000	1,180
Provision for loan and lease losses	$299,000	2,332
Total noninterest income	$6,989,000	650
Gross Fiduciary activities income	$757,000	413
Service charges on deposit accounts	$1,465,000	898
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,767,000	565
Total noninterest expense	$16,022,000	859
Salaries and employee benefits	$9,385,000	786
Premises and equipment expense	$2,560,000	775
Additional noninterest expense	$4,077,000	1,015
Pre-tax net operating income	$4,905,000	1,378
Securities gains (losses)	$0	1,655
Applicable income taxes	$187,000	3,790
Income before extraordinary items	$4,718,000	1,115
Extraordinary gains, net	$0	33
Net income	$4,718,000	1,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,430
Cash dividends	$2,025,000	1,197
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,718,000	1,093
2007-06-30 (YTD Data)		Rank
Total interest income	$18,333,000	1,171
Total interest expense	$8,979,000	1,088
Net interest income	$9,354,000	1,221
Provision for loan and lease losses	$198,000	2,198
Total noninterest income	$4,247,000	725
Gross Fiduciary activities income	$483,000	434
Service charges on deposit accounts	$930,000	956
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,834,000	639
Total noninterest expense	$10,470,000	893
Salaries and employee benefits	$6,055,000	834
Premises and equipment expense	$1,676,000	812
Additional noninterest expense	$2,739,000	1,015
Pre-tax net operating income	$2,933,000	1,578
Securities gains (losses)	$0	1,444
Applicable income taxes	$111,000	4,010
Income before extraordinary items	$2,822,000	1,266
Extraordinary gains, net	$0	29
Net income	$2,822,000	1,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,211
Cash dividends	$1,800,000	968
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,822,000	1,247
2007-03-31 (YTD Data)		Rank
Total interest income	$8,975,000	1,183
Total interest expense	$4,402,000	1,105
Net interest income	$4,573,000	1,247
Provision for loan and lease losses	$99,000	2,066
Total noninterest income	$2,041,000	742
Gross Fiduciary activities income	$248,000	430
Service charges on deposit accounts	$416,000	1,035
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,377,000	639
Total noninterest expense	$5,092,000	912
Salaries and employee benefits	$2,974,000	852
Premises and equipment expense	$818,000	827
Additional noninterest expense	$1,300,000	1,050
Pre-tax net operating income	$1,423,000	1,616
Securities gains (losses)	$0	1,187
Applicable income taxes	$55,000	4,013
Income before extraordinary items	$1,368,000	1,281
Extraordinary gains, net	$0	22
Net income	$1,368,000	1,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	1,512
Cash dividends	$900,000	881
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,368,000	1,264
2006-12-31 (YTD Data)		Rank
Total interest income	$33,486,000	1,176
Total interest expense	$15,663,000	1,069
Net interest income	$17,823,000	1,271
Provision for loan and lease losses	$400,000	2,257
Total noninterest income	$7,588,000	776
Gross Fiduciary activities income	$1,016,000	400
Service charges on deposit accounts	$1,806,000	982
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,766,000	699
Total noninterest expense	$20,012,000	887
Salaries and employee benefits	$11,490,000	838
Premises and equipment expense	$3,376,000	748
Additional noninterest expense	$5,146,000	1,030
Pre-tax net operating income	$4,999,000	1,882
Securities gains (losses)	$0	1,687
Applicable income taxes	$192,000	4,337
Income before extraordinary items	$4,807,000	1,512
Extraordinary gains, net	$0	51
Net income	$4,807,000	1,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-76,000	8,442
Cash dividends	$3,600,000	946
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,807,000	1,493
2006-09-30 (YTD Data)		Rank
Total interest income	$24,446,000	1,211
Total interest expense	$11,191,000	1,097
Net interest income	$13,255,000	1,298
Provision for loan and lease losses	$299,000	2,164
Total noninterest income	$5,779,000	780
Gross Fiduciary activities income	$722,000	409
Service charges on deposit accounts	$1,346,000	987
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,711,000	689
Total noninterest expense	$15,148,000	889
Salaries and employee benefits	$8,594,000	849
Premises and equipment expense	$2,556,000	754
Additional noninterest expense	$3,998,000	1,008
Pre-tax net operating income	$3,587,000	2,019
Securities gains (losses)	$0	1,388
Applicable income taxes	$137,000	4,562
Income before extraordinary items	$3,450,000	1,604
Extraordinary gains, net	$0	45
Net income	$3,450,000	1,605
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,263
Cash dividends	$2,700,000	901
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,450,000	1,585
2006-06-30 (YTD Data)		Rank
Total interest income	$15,628,000	1,241
Total interest expense	$6,750,000	1,147
Net interest income	$8,878,000	1,291
Provision for loan and lease losses	$198,000	2,138
Total noninterest income	$3,780,000	789
Gross Fiduciary activities income	$453,000	441
Service charges on deposit accounts	$857,000	1,030
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,470,000	683
Total noninterest expense	$9,811,000	916
Salaries and employee benefits	$5,661,000	870
Premises and equipment expense	$1,666,000	777
Additional noninterest expense	$2,484,000	1,096
Pre-tax net operating income	$2,649,000	1,859
Securities gains (losses)	$0	1,185
Applicable income taxes	$102,000	4,492
Income before extraordinary items	$2,547,000	1,466
Extraordinary gains, net	$0	39
Net income	$2,547,000	1,467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,889
Cash dividends	$1,800,000	898
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,547,000	1,446
2006-03-31 (YTD Data)		Rank
Total interest income	$7,537,000	1,262
Total interest expense	$3,139,000	1,170
Net interest income	$4,398,000	1,300
Provision for loan and lease losses	$99,000	2,041
Total noninterest income	$1,914,000	766
Gross Fiduciary activities income	$245,000	410
Service charges on deposit accounts	$404,000	1,061
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,265,000	674
Total noninterest expense	$4,854,000	925
Salaries and employee benefits	$2,822,000	871
Premises and equipment expense	$812,000	793
Additional noninterest expense	$1,220,000	1,102
Pre-tax net operating income	$1,359,000	1,779
Securities gains (losses)	$0	955
Applicable income taxes	$51,000	4,470
Income before extraordinary items	$1,308,000	1,400
Extraordinary gains, net	$0	21
Net income	$1,308,000	1,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,005
Cash dividends	$900,000	822
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,308,000	1,375
2005-12-31 (YTD Data)		Rank
Total interest income	$23,330,000	1,433
Total interest expense	$8,633,000	1,318
Net interest income	$14,697,000	1,492
Provision for loan and lease losses	$350,000	2,522
Total noninterest income	$6,233,000	907
Gross Fiduciary activities income	$934,000	406
Service charges on deposit accounts	$1,488,000	1,197
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,811,000	837
Total noninterest expense	$15,671,000	1,089
Salaries and employee benefits	$8,909,000	1,040
Premises and equipment expense	$2,710,000	879
Additional noninterest expense	$4,052,000	1,277
Pre-tax net operating income	$4,909,000	1,897
Securities gains (losses)	$0	2,296
Applicable income taxes	$335,000	3,976
Income before extraordinary items	$4,574,000	1,534
Extraordinary gains, net	$0	46
Net income	$4,574,000	1,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$957,000	703
Cash dividends	$3,300,000	949
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,574,000	1,517
2005-09-30 (YTD Data)		Rank
Total interest income	$16,107,000	1,508
Total interest expense	$5,776,000	1,391
Net interest income	$10,331,000	1,574
Provision for loan and lease losses	$262,000	2,452
Total noninterest income	$4,443,000	954
Gross Fiduciary activities income	$692,000	405
Service charges on deposit accounts	$1,048,000	1,252
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,703,000	882
Total noninterest expense	$10,999,000	1,164
Salaries and employee benefits	$6,140,000	1,122
Premises and equipment expense	$1,967,000	897
Additional noninterest expense	$2,892,000	1,314
Pre-tax net operating income	$3,513,000	1,976
Securities gains (losses)	$0	2,317
Applicable income taxes	$126,000	5,020
Income before extraordinary items	$3,387,000	1,558
Extraordinary gains, net	$0	35
Net income	$3,387,000	1,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$816,000	573
Cash dividends	$2,550,000	855
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,387,000	1,529
2005-06-30 (YTD Data)		Rank
Total interest income	$10,509,000	1,504
Total interest expense	$3,639,000	1,388
Net interest income	$6,870,000	1,562
Provision for loan and lease losses	$173,000	2,424
Total noninterest income	$2,909,000	952
Gross Fiduciary activities income	$494,000	392
Service charges on deposit accounts	$672,000	1,271
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,743,000	897
Total noninterest expense	$7,205,000	1,168
Salaries and employee benefits	$3,991,000	1,138
Premises and equipment expense	$1,274,000	917
Additional noninterest expense	$1,940,000	1,285
Pre-tax net operating income	$2,401,000	1,899
Securities gains (losses)	$0	2,146
Applicable income taxes	$84,000	5,033
Income before extraordinary items	$2,317,000	1,493
Extraordinary gains, net	$0	30
Net income	$2,317,000	1,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$764,000	446
Cash dividends	$1,800,000	803
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,317,000	1,466
2005-03-31 (YTD Data)		Rank
Total interest income	$5,150,000	1,503
Total interest expense	$1,745,000	1,376
Net interest income	$3,405,000	1,558
Provision for loan and lease losses	$86,000	2,322
Total noninterest income	$1,403,000	957
Gross Fiduciary activities income	$251,000	392
Service charges on deposit accounts	$311,000	1,319
Trading account gains and fees	$0	115
Additional Noninterest Income	$841,000	909
Total noninterest expense	$3,521,000	1,201
Salaries and employee benefits	$1,946,000	1,175
Premises and equipment expense	$617,000	961
Additional noninterest expense	$958,000	1,291
Pre-tax net operating income	$1,201,000	1,879
Securities gains (losses)	$0	1,685
Applicable income taxes	$42,000	4,975
Income before extraordinary items	$1,159,000	1,462
Extraordinary gains, net	$0	24
Net income	$1,159,000	1,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,351
Cash dividends	$900,000	737
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,159,000	1,438
2004-12-31 (YTD Data)		Rank
Total interest income	$20,510,000	1,397
Total interest expense	$5,800,000	1,418
Net interest income	$14,710,000	1,371
Provision for loan and lease losses	$379,000	2,473
Total noninterest income	$5,608,000	985
Gross Fiduciary activities income	$988,000	382
Service charges on deposit accounts	$1,523,000	1,179
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,097,000	959
Total noninterest expense	$14,058,000	1,161
Salaries and employee benefits	$8,036,000	1,074
Premises and equipment expense	$2,396,000	946
Additional noninterest expense	$3,626,000	1,372
Pre-tax net operating income	$5,881,000	1,466
Securities gains (losses)	$7,000	3,010
Applicable income taxes	$161,000	5,009
Income before extraordinary items	$5,727,000	1,138
Extraordinary gains, net	$0	34
Net income	$5,727,000	1,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	2,856
Cash dividends	$3,600,000	834
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$5,720,210	1,111
2004-09-30 (YTD Data)		Rank
Total interest income	$15,202,000	1,390
Total interest expense	$4,130,000	1,464
Net interest income	$11,072,000	1,356
Provision for loan and lease losses	$274,000	2,418
Total noninterest income	$3,944,000	1,048
Gross Fiduciary activities income	$768,000	375
Service charges on deposit accounts	$1,159,000	1,151
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,017,000	1,080
Total noninterest expense	$10,268,000	1,187
Salaries and employee benefits	$5,806,000	1,107
Premises and equipment expense	$1,778,000	958
Additional noninterest expense	$2,684,000	1,382
Pre-tax net operating income	$4,474,000	1,453
Securities gains (losses)	$6,000	2,970
Applicable income taxes	$120,000	5,137
Income before extraordinary items	$4,360,000	1,133
Extraordinary gains, net	$0	26
Net income	$4,360,000	1,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	2,296
Cash dividends	$2,700,000	759
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$4,354,180	1,095
2004-06-30 (YTD Data)		Rank
Total interest income	$9,878,000	1,418
Total interest expense	$2,667,000	1,491
Net interest income	$7,211,000	1,368
Provision for loan and lease losses	$169,000	2,521
Total noninterest income	$2,660,000	1,033
Gross Fiduciary activities income	$583,000	354
Service charges on deposit accounts	$767,000	1,149
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,310,000	1,103
Total noninterest expense	$6,789,000	1,189
Salaries and employee benefits	$3,823,000	1,124
Premises and equipment expense	$1,174,000	974
Additional noninterest expense	$1,792,000	1,358
Pre-tax net operating income	$2,913,000	1,461
Securities gains (losses)	$6,000	2,670
Applicable income taxes	$80,000	5,115
Income before extraordinary items	$2,839,000	1,150
Extraordinary gains, net	$0	21
Net income	$2,839,000	1,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	1,630
Cash dividends	$1,800,000	757
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,833,180	1,111
2004-03-31 (YTD Data)		Rank
Total interest income	$4,917,000	1,435
Total interest expense	$1,334,000	1,499
Net interest income	$3,583,000	1,382
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$1,377,000	979
Gross Fiduciary activities income	$422,000	288
Service charges on deposit accounts	$356,000	1,197
Trading account gains and fees	$0	121
Additional Noninterest Income	$599,000	1,148
Total noninterest expense	$3,356,000	1,209
Salaries and employee benefits	$1,900,000	1,154
Premises and equipment expense	$575,000	1,019
Additional noninterest expense	$881,000	1,374
Pre-tax net operating income	$1,529,000	1,369
Securities gains (losses)	$6,000	2,267
Applicable income taxes	$40,000	5,105
Income before extraordinary items	$1,495,000	1,097
Extraordinary gains, net	$0	16
Net income	$1,495,000	1,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$900,000	738
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,489,180	1,042
2003-12-31 (YTD Data)		Rank
Total interest income	$20,701,000	1,379
Total interest expense	$6,098,000	1,457
Net interest income	$14,603,000	1,339
Provision for loan and lease losses	$421,000	2,475
Total noninterest income	$4,809,000	1,170
Gross Fiduciary activities income	$661,000	474
Service charges on deposit accounts	$1,565,000	1,104
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,583,000	1,199
Total noninterest expense	$13,577,000	1,189
Salaries and employee benefits	$7,687,000	1,098
Premises and equipment expense	$2,323,000	986
Additional noninterest expense	$3,567,000	1,379
Pre-tax net operating income	$5,414,000	1,515
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$155,000	5,234
Income before extraordinary items	$5,260,000	1,221
Extraordinary gains, net	$0	54
Net income	$5,260,000	1,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,855
Cash dividends	$3,210,000	937
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,259,030	1,154
2003-09-30 (YTD Data)		Rank
Total interest income	$15,628,000	1,394
Total interest expense	$4,704,000	1,480
Net interest income	$10,924,000	1,353
Provision for loan and lease losses	$315,000	2,407
Total noninterest income	$3,556,000	1,204
Gross Fiduciary activities income	$484,000	485
Service charges on deposit accounts	$1,175,000	1,108
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,897,000	1,281
Total noninterest expense	$9,977,000	1,220
Salaries and employee benefits	$5,610,000	1,137
Premises and equipment expense	$1,726,000	1,006
Additional noninterest expense	$2,641,000	1,397
Pre-tax net operating income	$4,188,000	1,516
Securities gains (losses)	$1,000	4,000
Applicable income taxes	$115,000	5,417
Income before extraordinary items	$4,074,000	1,218
Extraordinary gains, net	$0	40
Net income	$4,074,000	1,218
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,943
Cash dividends	$2,407,000	876
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,073,030	1,148
2003-06-30 (YTD Data)		Rank
Total interest income	$10,396,000	1,408
Total interest expense	$3,219,000	1,496
Net interest income	$7,177,000	1,369
Provision for loan and lease losses	$208,000	2,460
Total noninterest income	$2,227,000	1,259
Gross Fiduciary activities income	$370,000	455
Service charges on deposit accounts	$765,000	1,113
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,092,000	1,419
Total noninterest expense	$6,553,000	1,240
Salaries and employee benefits	$3,702,000	1,153
Premises and equipment expense	$1,143,000	1,010
Additional noninterest expense	$1,708,000	1,446
Pre-tax net operating income	$2,643,000	1,588
Securities gains (losses)	$1,000	3,586
Applicable income taxes	$76,000	5,471
Income before extraordinary items	$2,568,000	1,288
Extraordinary gains, net	$0	30
Net income	$2,568,000	1,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,662
Cash dividends	$1,605,000	896
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,567,030	1,200
2003-03-31 (YTD Data)		Rank
Total interest income	$5,193,000	1,422
Total interest expense	$1,629,000	1,522
Net interest income	$3,564,000	1,374
Provision for loan and lease losses	$103,000	2,334
Total noninterest income	$1,115,000	1,239
Gross Fiduciary activities income	$237,000	415
Service charges on deposit accounts	$350,000	1,192
Trading account gains and fees	$0	134
Additional Noninterest Income	$528,000	1,433
Total noninterest expense	$3,189,000	1,262
Salaries and employee benefits	$1,823,000	1,166
Premises and equipment expense	$537,000	1,082
Additional noninterest expense	$829,000	1,448
Pre-tax net operating income	$1,387,000	1,521
Securities gains (losses)	$1,000	2,714
Applicable income taxes	$37,000	5,499
Income before extraordinary items	$1,351,000	1,221
Extraordinary gains, net	$0	21
Net income	$1,351,000	1,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,770
Cash dividends	$803,000	818
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,350,030	1,141
2002-12-31 (YTD Data)		Rank
Total interest income	$21,499,000	1,430
Total interest expense	$7,573,000	1,499
Net interest income	$13,926,000	1,395
Provision for loan and lease losses	$780,000	1,676
Total noninterest income	$4,204,000	1,203
Gross Fiduciary activities income	$608,000	509
Service charges on deposit accounts	$1,453,000	1,108
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,143,000	1,247
Total noninterest expense	$12,334,000	1,244
Salaries and employee benefits	$6,687,000	1,204
Premises and equipment expense	$2,110,000	1,043
Additional noninterest expense	$3,537,000	1,350
Pre-tax net operating income	$5,016,000	1,625
Securities gains (losses)	$264,000	988
Applicable income taxes	$178,000	5,281
Income before extraordinary items	$5,102,000	1,226
Extraordinary gains, net	$0	70
Net income	$5,102,000	1,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$352,000	2,127
Cash dividends	$1,600,000	1,553
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,845,920	1,247
2001-12-31 (YTD Data)		Rank
Total interest income	$23,289,000	1,462
Total interest expense	$11,537,000	1,406
Net interest income	$11,752,000	1,512
Provision for loan and lease losses	$930,000	1,321
Total noninterest income	$3,894,000	1,208
Gross Fiduciary activities income	$645,000	517
Service charges on deposit accounts	$1,249,000	1,192
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,000,000	1,248
Total noninterest expense	$10,615,000	1,385
Salaries and employee benefits	$5,580,000	1,337
Premises and equipment expense	$2,021,000	1,044
Additional noninterest expense	$3,014,000	1,541
Pre-tax net operating income	$4,101,000	1,735
Securities gains (losses)	$910,000	418
Applicable income taxes	$138,000	5,577
Income before extraordinary items	$4,873,000	1,116
Extraordinary gains, net	$0	105
Net income	$4,873,000	1,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,507,000	704
Cash dividends	$1,700,000	1,503
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,990,300	1,310
2000-12-31 (YTD Data)		Rank
Total interest income	$22,856,000	1,513
Total interest expense	$12,504,000	1,393
Net interest income	$10,352,000	1,702
Provision for loan and lease losses	$180,000	3,942
Total noninterest income	$2,886,000	1,401
Gross Fiduciary activities income	$697,000	502
Service charges on deposit accounts	$896,000	1,527
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,293,000	1,564
Total noninterest expense	$9,208,000	1,521
Salaries and employee benefits	$4,762,000	1,491
Premises and equipment expense	$1,851,000	1,081
Additional noninterest expense	$2,595,000	1,711
Pre-tax net operating income	$3,850,000	1,898
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$127,000	6,208
Income before extraordinary items	$3,724,000	1,423
Extraordinary gains, net	$0	38
Net income	$3,724,000	1,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$334,000	1,689
Cash dividends	$2,150,000	1,277
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,723,030	1,410
1999-12-31 (YTD Data)		Rank
Total interest income	$19,887,000	1,632
Total interest expense	$9,897,000	1,510
Net interest income	$9,990,000	1,742
Provision for loan and lease losses	$300,000	2,624
Total noninterest income	$2,851,000	1,414
Gross Fiduciary activities income	$684,000	550
Service charges on deposit accounts	$804,000	1,653
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,363,000	1,496
Total noninterest expense	$8,736,000	1,577
Salaries and employee benefits	$4,631,000	1,500
Premises and equipment expense	$1,694,000	1,186
Additional noninterest expense	$2,411,000	1,827
Pre-tax net operating income	$3,805,000	1,932
Securities gains (losses)	$0	3,155
Applicable income taxes	$113,000	6,751
Income before extraordinary items	$3,692,000	1,452
Extraordinary gains, net	$0	35
Net income	$3,692,000	1,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,156
Cash dividends	$3,000,000	958
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,692,000	1,433
1998-12-31 (YTD Data)		Rank
Total interest income	$20,374,000	1,597
Total interest expense	$10,603,000	1,446
Net interest income	$9,771,000	1,745
Provision for loan and lease losses	$150,000	4,136
Total noninterest income	$2,648,000	1,482
Gross Fiduciary activities income	$620,000	572
Service charges on deposit accounts	$734,000	1,731
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,294,000	1,549
Total noninterest expense	$8,515,000	1,562
Salaries and employee benefits	$4,404,000	1,491
Premises and equipment expense	$1,707,000	1,129
Additional noninterest expense	$2,404,000	1,765
Pre-tax net operating income	$3,754,000	1,942
Securities gains (losses)	$8,000	3,124
Applicable income taxes	$110,000	7,374
Income before extraordinary items	$3,652,000	1,448
Extraordinary gains, net	$0	32
Net income	$3,652,000	1,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	3,036
Cash dividends	$3,400,000	885
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,644,240	1,389
1997-12-31 (YTD Data)		Rank
Total interest income	$19,789,000	1,667
Total interest expense	$10,122,000	1,531
Net interest income	$9,667,000	1,801
Provision for loan and lease losses	$150,000	4,117
Total noninterest income	$2,390,000	1,530
Gross Fiduciary activities income	$500,000	657
Service charges on deposit accounts	$726,000	1,789
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,164,000	1,588
Total noninterest expense	$8,054,000	1,632
Salaries and employee benefits	$4,134,000	1,576
Premises and equipment expense	$1,629,000	1,216
Additional noninterest expense	$2,291,000	1,854
Pre-tax net operating income	$3,853,000	1,946
Securities gains (losses)	$0	3,944
Applicable income taxes	$-312,000	10,830
Income before extraordinary items	$4,165,000	1,302
Extraordinary gains, net	$0	44
Net income	$4,165,000	1,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,879
Cash dividends	$2,800,000	1,007
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$4,165,000	1,268
1996-12-31 (YTD Data)		Rank
Total interest income	$18,671,000	1,809
Total interest expense	$9,656,000	1,644
Net interest income	$9,015,000	1,994
Provision for loan and lease losses	$180,000	3,640
Total noninterest income	$2,105,000	1,760
Gross Fiduciary activities income	$582,000	659
Service charges on deposit accounts	$680,000	1,993
Trading account gains and fees	$0	262
Additional Noninterest Income	$843,000	2,026
Total noninterest expense	$7,595,000	1,867
Salaries and employee benefits	$3,883,000	1,705
Premises and equipment expense	$1,469,000	1,384
Additional noninterest expense	$2,243,000	2,221
Pre-tax net operating income	$3,345,000	2,143
Securities gains (losses)	$0	4,148
Applicable income taxes	$961,000	2,443
Income before extraordinary items	$2,384,000	2,086
Extraordinary gains, net	$0	53
Net income	$2,384,000	2,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,310
Cash dividends	$1,400,000	1,660
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,384,000	2,041
1995-12-31 (YTD Data)		Rank
Total interest income	$17,639,000	1,923
Total interest expense	$8,973,000	1,770
Net interest income	$8,666,000	2,077
Provision for loan and lease losses	$210,000	2,900
Total noninterest income	$1,849,000	1,957
Gross Fiduciary activities income	$461,000	765
Service charges on deposit accounts	$638,000	2,131
Trading account gains and fees	$0	522
Additional Noninterest Income	$750,000	2,197
Total noninterest expense	$7,074,000	1,955
Salaries and employee benefits	$3,769,000	1,759
Premises and equipment expense	$1,245,000	1,626
Additional noninterest expense	$2,060,000	2,347
Pre-tax net operating income	$3,231,000	2,291
Securities gains (losses)	$0	3,831
Applicable income taxes	$946,000	2,503
Income before extraordinary items	$2,285,000	2,207
Extraordinary gains, net	$0	65
Net income	$2,285,000	2,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	11,353
Cash dividends	$1,400,000	1,583
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,285,000	2,178
1994-12-31 (YTD Data)		Rank
Total interest income	$15,688,000	1,962
Total interest expense	$7,331,000	1,708
Net interest income	$8,357,000	2,163
Provision for loan and lease losses	$180,000	3,202
Total noninterest income	$1,673,000	2,102
Gross Fiduciary activities income	$375,000	827
Service charges on deposit accounts	$623,000	2,178
Trading account gains and fees	$0	475
Additional Noninterest Income	$675,000	2,392
Total noninterest expense	$6,695,000	2,124
Salaries and employee benefits	$3,495,000	1,913
Premises and equipment expense	$1,099,000	1,860
Additional noninterest expense	$2,101,000	2,472
Pre-tax net operating income	$3,155,000	2,244
Securities gains (losses)	$9,000	2,280
Applicable income taxes	$905,000	2,467
Income before extraordinary items	$2,259,000	2,171
Extraordinary gains, net	$0	249
Net income	$2,259,000	2,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-75,000	12,106
Cash dividends	$1,400,000	1,471
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,252,610	2,190
1993-12-31 (YTD Data)		Rank
Total interest income	$15,118,000	2,080
Total interest expense	$7,075,000	1,838
Net interest income	$8,043,000	2,229
Provision for loan and lease losses	$150,000	4,621
Total noninterest income	$1,629,000	2,284
Gross Fiduciary activities income	$363,000	871
Service charges on deposit accounts	$592,000	2,326
Trading account gains and fees	$0	532
Additional Noninterest Income	$674,000	2,665
Total noninterest expense	$6,508,000	2,230
Salaries and employee benefits	$3,402,000	1,948
Premises and equipment expense	$1,037,000	1,983
Additional noninterest expense	$2,069,000	2,650
Pre-tax net operating income	$3,014,000	2,274
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$886,000	2,544
Income before extraordinary items	$2,129,000	2,350
Extraordinary gains, net	$-320,000	13,116
Net income	$1,809,000	2,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	4,933
Cash dividends	$1,400,000	1,343
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,128,290	2,213
1992-12-31 (YTD Data)		Rank
Total interest income	$15,266,000	2,303
Total interest expense	$7,710,000	2,207
Net interest income	$7,556,000	2,398
Provision for loan and lease losses	$60,000	8,535
Total noninterest income	$1,362,000	2,578
Gross Fiduciary activities income	$363,000	871
Service charges on deposit accounts	$477,000	2,916
Trading account gains and fees	$0	504
Additional Noninterest Income	$522,000	3,098
Total noninterest expense	$5,830,000	2,487
Salaries and employee benefits	$3,042,000	2,157
Premises and equipment expense	$954,000	2,186
Additional noninterest expense	$1,834,000	3,010
Pre-tax net operating income	$3,028,000	2,051
Securities gains (losses)	$0	8,369
Applicable income taxes	$986,000	2,131
Income before extraordinary items	$2,042,000	2,241
Extraordinary gains, net	$0	1,422
Net income	$2,042,000	2,273
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	12,939
Cash dividends	$1,450,000	1,133
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,042,000	2,063

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.