Home > Cornerstone Bank > Income and Expense

Cornerstone Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$65,310,000752
Total interest expense$18,504,000826
Net interest income$46,806,000711
Provision for loan and lease losses$2,400,000505
Total noninterest income$4,213,0001,319
Gross Fiduciary activities income$0981
Service charges on deposit accounts$778,0001,214
Trading account gains and fees$0123
Additional Noninterest Income$3,435,0001,155
Total noninterest expense$32,844,000817
Salaries and employee benefits$21,856,000696
Premises and equipment expense$2,990,000869
Additional noninterest expense$3,435,0001,155
Pre-tax net operating income$15,775,000820
Securities gains (losses)$-90,0003,774
Applicable income taxes$87,0002,858
Income before extraordinary items$15,598,000710
Extraordinary gains, net$054
Net income$15,598,000721
Minority interest net income$088
Net income of bank and minority interests.$15,598,000713
Net charge-offs$2,712,000334
Cash dividends$6,648,000643
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,687,100719
2023-09-30 (YTD Data)Rank
Total interest income$45,628,000779
Total interest expense$10,802,000943
Net interest income$34,826,000718
Provision for loan and lease losses$1,800,000476
Total noninterest income$3,053,0001,332
Gross Fiduciary activities income$0950
Service charges on deposit accounts$570,0001,235
Trading account gains and fees$0125
Additional Noninterest Income$2,483,0001,179
Total noninterest expense$24,420,000829
Salaries and employee benefits$16,461,000696
Premises and equipment expense$2,228,000882
Additional noninterest expense$2,483,0001,179
Pre-tax net operating income$11,659,000862
Securities gains (losses)$-90,0003,975
Applicable income taxes$87,0002,783
Income before extraordinary items$11,482,000742
Extraordinary gains, net$052
Net income$11,482,000746
Minority interest net income$081
Net income of bank and minority interests.$11,482,000742
Net charge-offs$-897,0004,596
Cash dividends$5,209,000585
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,571,100751
2023-06-30 (YTD Data)Rank
Total interest income$28,974,000788
Total interest expense$5,571,0001,029
Net interest income$23,403,000714
Provision for loan and lease losses$1,200,000467
Total noninterest income$1,941,0001,328
Gross Fiduciary activities income$0931
Service charges on deposit accounts$362,0001,271
Trading account gains and fees$0112
Additional Noninterest Income$1,579,0001,151
Total noninterest expense$16,276,000815
Salaries and employee benefits$11,011,000686
Premises and equipment expense$1,505,000852
Additional noninterest expense$1,579,0001,150
Pre-tax net operating income$7,868,000858
Securities gains (losses)$18,000476
Applicable income taxes$87,0002,606
Income before extraordinary items$7,799,000724
Extraordinary gains, net$051
Net income$7,799,000736
Minority interest net income$081
Net income of bank and minority interests.$7,799,000724
Net charge-offs$-177,0004,525
Cash dividends$3,771,000549
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,781,180733
2023-03-31 (YTD Data)Rank
Total interest income$13,772,000815
Total interest expense$1,938,0001,219
Net interest income$11,834,000715
Provision for loan and lease losses$600,000466
Total noninterest income$998,0001,297
Gross Fiduciary activities income$0913
Service charges on deposit accounts$154,0001,450
Trading account gains and fees$097
Additional Noninterest Income$844,0001,083
Total noninterest expense$7,928,000847
Salaries and employee benefits$5,544,000701
Premises and equipment expense$765,000868
Additional noninterest expense$844,0001,083
Pre-tax net operating income$4,304,000837
Securities gains (losses)$0950
Applicable income taxes$87,0002,235
Income before extraordinary items$4,217,000702
Extraordinary gains, net$04
Net income$4,217,000701
Minority interest net income$048
Net income of bank and minority interests.$4,217,000701
Net charge-offs$-47,0004,431
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,217,000714
2022-12-31 (YTD Data)Rank
Total interest income$44,867,000818
Total interest expense$2,952,0001,196
Net interest income$41,915,000786
Provision for loan and lease losses$1,200,000719
Total noninterest income$4,407,0001,293
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$741,0001,281
Trading account gains and fees$0116
Additional Noninterest Income$3,666,0001,110
Total noninterest expense$27,407,000936
Salaries and employee benefits$18,709,000800
Premises and equipment expense$2,646,000961
Additional noninterest expense$3,666,0001,110
Pre-tax net operating income$17,715,000826
Securities gains (losses)$0691
Applicable income taxes$53,0003,236
Income before extraordinary items$17,662,000710
Extraordinary gains, net$05
Net income$17,662,000711
Minority interest net income$063
Net income of bank and minority interests.$17,662,000711
Net charge-offs$-6,0003,530
Cash dividends$4,727,000817
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,662,000713
2022-09-30 (YTD Data)Rank
Total interest income$31,351,000835
Total interest expense$1,852,0001,085
Net interest income$29,499,000826
Provision for loan and lease losses$900,000670
Total noninterest income$3,303,0001,318
Gross Fiduciary activities income$0968
Service charges on deposit accounts$567,0001,280
Trading account gains and fees$0111
Additional Noninterest Income$2,736,0001,136
Total noninterest expense$20,008,000950
Salaries and employee benefits$13,782,000803
Premises and equipment expense$1,982,000952
Additional noninterest expense$2,736,0001,136
Pre-tax net operating income$11,894,000896
Securities gains (losses)$0740
Applicable income taxes$53,0003,137
Income before extraordinary items$11,841,000773
Extraordinary gains, net$04
Net income$11,841,000773
Minority interest net income$057
Net income of bank and minority interests.$11,841,000773
Net charge-offs$-94,0004,278
Cash dividends$3,180,000813
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,841,000782
2022-06-30 (YTD Data)Rank
Total interest income$19,583,000851
Total interest expense$1,188,000976
Net interest income$18,395,000844
Provision for loan and lease losses$600,000609
Total noninterest income$2,051,0001,359
Gross Fiduciary activities income$0925
Service charges on deposit accounts$372,0001,264
Trading account gains and fees$0108
Additional Noninterest Income$1,679,0001,226
Total noninterest expense$12,978,000957
Salaries and employee benefits$9,000,000807
Premises and equipment expense$1,325,000945
Additional noninterest expense$2,653,0001,276
Pre-tax net operating income$6,868,000964
Securities gains (losses)$0687
Applicable income taxes$53,0002,900
Income before extraordinary items$6,815,000824
Extraordinary gains, net$04
Net income$6,815,000824
Minority interest net income$060
Net income of bank and minority interests.$6,815,000824
Net charge-offs$-31,0004,028
Cash dividends$2,300,000755
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,815,000841
2022-03-31 (YTD Data)Rank
Total interest income$9,319,000858
Total interest expense$617,000896
Net interest income$8,702,000857
Provision for loan and lease losses$300,000484
Total noninterest income$928,0001,441
Gross Fiduciary activities income$0892
Service charges on deposit accounts$183,0001,259
Trading account gains and fees$0103
Additional Noninterest Income$745,0001,316
Total noninterest expense$6,663,000932
Salaries and employee benefits$4,582,000802
Premises and equipment expense$610,0001,021
Additional noninterest expense$1,471,0001,158
Pre-tax net operating income$2,667,0001,102
Securities gains (losses)$0623
Applicable income taxes$53,0002,473
Income before extraordinary items$2,614,000981
Extraordinary gains, net$04
Net income$2,614,000980
Minority interest net income$050
Net income of bank and minority interests.$2,614,000981
Net charge-offs$68,000584
Cash dividends$1,300,000645
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,614,000992
2021-12-31 (YTD Data)Rank
Total interest income$38,129,000872
Total interest expense$3,017,000897
Net interest income$35,112,000864
Provision for loan and lease losses$2,145,000266
Total noninterest income$-31,0004,828
Gross Fiduciary activities income$0994
Service charges on deposit accounts$700,0001,249
Trading account gains and fees$0132
Additional Noninterest Income$-731,0004,844
Total noninterest expense$22,208,0001,075
Salaries and employee benefits$16,156,000883
Premises and equipment expense$2,259,0001,089
Additional noninterest expense$3,793,0001,648
Pre-tax net operating income$10,728,0001,220
Securities gains (losses)$9,0001,734
Applicable income taxes$53,0003,285
Income before extraordinary items$10,684,0001,099
Extraordinary gains, net$010
Net income$10,684,0001,099
Minority interest net income$074
Net income of bank and minority interests.$10,684,0001,099
Net charge-offs$2,247,000267
Cash dividends$5,746,000720
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,675,0001,080
2021-09-30 (YTD Data)Rank
Total interest income$28,852,000874
Total interest expense$2,329,000923
Net interest income$26,523,000870
Provision for loan and lease losses$1,846,000235
Total noninterest income$-714,0004,912
Gross Fiduciary activities income$0957
Service charges on deposit accounts$399,0001,531
Trading account gains and fees$0132
Additional Noninterest Income$-1,113,0004,920
Total noninterest expense$16,801,0001,080
Salaries and employee benefits$13,328,000829
Premises and equipment expense$1,671,0001,111
Additional noninterest expense$1,802,0002,316
Pre-tax net operating income$7,162,0001,363
Securities gains (losses)$9,0001,653
Applicable income taxes$53,0003,172
Income before extraordinary items$7,118,0001,231
Extraordinary gains, net$08
Net income$7,118,0001,231
Minority interest net income$069
Net income of bank and minority interests.$7,118,0001,231
Net charge-offs$1,972,000243
Cash dividends$4,495,000637
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,109,0901,218
2021-06-30 (YTD Data)Rank
Total interest income$19,903,000846
Total interest expense$1,599,000934
Net interest income$18,304,000837
Provision for loan and lease losses$1,882,000164
Total noninterest income$-1,009,0004,949
Gross Fiduciary activities income$0951
Service charges on deposit accounts$247,0001,569
Trading account gains and fees$0133
Additional Noninterest Income$-1,256,0004,957
Total noninterest expense$10,381,0001,136
Salaries and employee benefits$8,914,000821
Premises and equipment expense$1,074,0001,141
Additional noninterest expense$393,0003,991
Pre-tax net operating income$5,032,0001,316
Securities gains (losses)$9,0001,454
Applicable income taxes$53,0003,010
Income before extraordinary items$4,988,0001,184
Extraordinary gains, net$06
Net income$4,988,0001,185
Minority interest net income$067
Net income of bank and minority interests.$4,988,0001,185
Net charge-offs$2,041,000191
Cash dividends$3,309,000577
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,979,0901,165
2021-03-31 (YTD Data)Rank
Total interest income$10,608,000785
Total interest expense$833,000951
Net interest income$9,775,000776
Provision for loan and lease losses$1,583,000112
Total noninterest income$-1,597,0004,974
Gross Fiduciary activities income$0922
Service charges on deposit accounts$97,0001,827
Trading account gains and fees$0127
Additional Noninterest Income$-1,694,0004,982
Total noninterest expense$4,277,0001,294
Salaries and employee benefits$4,564,000791
Premises and equipment expense$560,0001,109
Additional noninterest expense$-847,0004,984
Pre-tax net operating income$2,318,0001,367
Securities gains (losses)$01,392
Applicable income taxes$53,0002,669
Income before extraordinary items$2,265,0001,272
Extraordinary gains, net$03
Net income$2,265,0001,272
Minority interest net income$055
Net income of bank and minority interests.$2,265,0001,272
Net charge-offs$1,798,000146
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,265,0001,242
2020-12-31 (YTD Data)Rank
Total interest income$40,169,000832
Total interest expense$5,038,000946
Net interest income$35,131,000819
Provision for loan and lease losses$4,424,000626
Total noninterest income$9,545,000826
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$436,0001,773
Trading account gains and fees$0133
Additional Noninterest Income$9,109,000692
Total noninterest expense$30,470,000804
Salaries and employee benefits$16,736,000829
Premises and equipment expense$2,466,000996
Additional noninterest expense$11,268,000672
Pre-tax net operating income$9,782,0001,080
Securities gains (losses)$220,000987
Applicable income taxes$44,0003,223
Income before extraordinary items$9,958,000968
Extraordinary gains, net$04
Net income$9,958,000968
Minority interest net income$072
Net income of bank and minority interests.$9,958,000968
Net charge-offs$607,000863
Cash dividends$6,164,000641
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,738,000949
2020-09-30 (YTD Data)Rank
Total interest income$31,074,000812
Total interest expense$4,015,000955
Net interest income$27,059,000789
Provision for loan and lease losses$3,534,000636
Total noninterest income$9,920,000646
Gross Fiduciary activities income$0981
Service charges on deposit accounts$320,0001,794
Trading account gains and fees$0125
Additional Noninterest Income$9,600,000525
Total noninterest expense$26,005,000712
Salaries and employee benefits$13,357,000782
Premises and equipment expense$1,902,000969
Additional noninterest expense$10,746,000514
Pre-tax net operating income$7,440,0001,029
Securities gains (losses)$220,000843
Applicable income taxes$44,0003,133
Income before extraordinary items$7,616,000900
Extraordinary gains, net$04
Net income$7,616,000900
Minority interest net income$065
Net income of bank and minority interests.$7,616,000900
Net charge-offs$179,0001,327
Cash dividends$5,956,000522
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,398,200899
2020-06-30 (YTD Data)Rank
Total interest income$21,956,000766
Total interest expense$2,771,000991
Net interest income$19,185,000736
Provision for loan and lease losses$3,244,000535
Total noninterest income$8,724,000500
Gross Fiduciary activities income$0970
Service charges on deposit accounts$215,0001,810
Trading account gains and fees$0123
Additional Noninterest Income$8,509,000393
Total noninterest expense$19,403,000634
Salaries and employee benefits$8,885,000780
Premises and equipment expense$1,280,000962
Additional noninterest expense$9,238,000423
Pre-tax net operating income$5,262,000911
Securities gains (losses)$191,000719
Applicable income taxes$44,0002,950
Income before extraordinary items$5,409,000788
Extraordinary gains, net$04
Net income$5,409,000788
Minority interest net income$065
Net income of bank and minority interests.$5,409,000788
Net charge-offs$-46,0004,729
Cash dividends$4,359,000484
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,219,910783
2020-03-31 (YTD Data)Rank
Total interest income$9,677,000879
Total interest expense$1,444,0001,040
Net interest income$8,233,000841
Provision for loan and lease losses$290,0001,227
Total noninterest income$6,174,000365
Gross Fiduciary activities income$0941
Service charges on deposit accounts$131,0001,794
Trading account gains and fees$0106
Additional Noninterest Income$6,043,000276
Total noninterest expense$11,291,000540
Salaries and employee benefits$4,326,000793
Premises and equipment expense$640,000978
Additional noninterest expense$6,325,000336
Pre-tax net operating income$2,826,000777
Securities gains (losses)$180,000410
Applicable income taxes$44,0002,484
Income before extraordinary items$2,962,000657
Extraordinary gains, net$04
Net income$2,962,000657
Minority interest net income$056
Net income of bank and minority interests.$2,962,000657
Net charge-offs$-24,0004,708
Cash dividends$887,000902
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,783,800678
2019-12-31 (YTD Data)Rank
Total interest income$38,466,000881
Total interest expense$5,413,0001,166
Net interest income$33,053,000836
Provision for loan and lease losses$653,0001,274
Total noninterest income$5,109,0001,117
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$480,0001,975
Trading account gains and fees$0135
Additional Noninterest Income$4,629,000879
Total noninterest expense$26,722,000861
Salaries and employee benefits$16,179,000814
Premises and equipment expense$2,599,000953
Additional noninterest expense$7,944,000853
Pre-tax net operating income$10,787,000997
Securities gains (losses)$240,000578
Applicable income taxes$38,0003,397
Income before extraordinary items$10,989,000872
Extraordinary gains, net$011
Net income$10,989,000873
Minority interest net income$076
Net income of bank and minority interests.$10,989,000873
Net charge-offs$1,418,000530
Cash dividends$6,078,000687
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,749,000870
2019-09-30 (YTD Data)Rank
Total interest income$28,614,000890
Total interest expense$3,873,0001,211
Net interest income$24,741,000840
Provision for loan and lease losses$757,000854
Total noninterest income$3,771,0001,115
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$355,0001,999
Trading account gains and fees$0129
Additional Noninterest Income$3,416,000872
Total noninterest expense$20,051,000852
Salaries and employee benefits$11,678,000831
Premises and equipment expense$2,001,000936
Additional noninterest expense$6,372,000799
Pre-tax net operating income$7,704,0001,046
Securities gains (losses)$156,000608
Applicable income taxes$38,0003,355
Income before extraordinary items$7,822,000921
Extraordinary gains, net$011
Net income$7,822,000922
Minority interest net income$072
Net income of bank and minority interests.$7,822,000922
Net charge-offs$456,000807
Cash dividends$3,622,000774
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,666,000917
2019-06-30 (YTD Data)Rank
Total interest income$18,902,000891
Total interest expense$2,393,0001,272
Net interest income$16,509,000829
Provision for loan and lease losses$572,000777
Total noninterest income$2,163,0001,207
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$229,0002,016
Trading account gains and fees$0131
Additional Noninterest Income$1,934,000953
Total noninterest expense$13,062,000870
Salaries and employee benefits$7,741,000830
Premises and equipment expense$1,374,000915
Additional noninterest expense$3,947,000858
Pre-tax net operating income$5,038,0001,044
Securities gains (losses)$45,000775
Applicable income taxes$37,0003,229
Income before extraordinary items$5,046,000912
Extraordinary gains, net$011
Net income$5,046,000912
Minority interest net income$069
Net income of bank and minority interests.$5,046,000912
Net charge-offs$358,000701
Cash dividends$2,750,000698
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,001,450906
2019-03-31 (YTD Data)Rank
Total interest income$9,287,000904
Total interest expense$1,089,0001,342
Net interest income$8,198,000838
Provision for loan and lease losses$286,000736
Total noninterest income$1,048,0001,206
Gross Fiduciary activities income$0972
Service charges on deposit accounts$109,0002,081
Trading account gains and fees$0126
Additional Noninterest Income$939,000937
Total noninterest expense$6,585,000856
Salaries and employee benefits$3,902,000824
Premises and equipment expense$724,000887
Additional noninterest expense$1,959,000850
Pre-tax net operating income$2,375,0001,072
Securities gains (losses)$9,000735
Applicable income taxes$38,0002,821
Income before extraordinary items$2,346,000951
Extraordinary gains, net$05
Net income$2,346,000950
Minority interest net income$052
Net income of bank and minority interests.$2,346,000950
Net charge-offs$3,0002,375
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,337,180939
2018-12-31 (YTD Data)Rank
Total interest income$35,411,000887
Total interest expense$3,071,0001,405
Net interest income$32,340,000828
Provision for loan and lease losses$100,0003,044
Total noninterest income$3,094,0001,507
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$399,0002,301
Trading account gains and fees$0126
Additional Noninterest Income$2,695,0001,227
Total noninterest expense$24,382,000903
Salaries and employee benefits$15,011,000835
Premises and equipment expense$2,430,0001,004
Additional noninterest expense$6,941,000971
Pre-tax net operating income$10,952,000970
Securities gains (losses)$01,125
Applicable income taxes$3,0003,873
Income before extraordinary items$10,949,000846
Extraordinary gains, net$06
Net income$10,949,000844
Minority interest net income$072
Net income of bank and minority interests.$10,949,000845
Net charge-offs$-770,0005,344
Cash dividends$8,541,000481
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,949,000846
2018-09-30 (YTD Data)Rank
Total interest income$26,080,000892
Total interest expense$2,244,0001,362
Net interest income$23,836,000834
Provision for loan and lease losses$300,0001,565
Total noninterest income$2,110,0001,630
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$293,0002,334
Trading account gains and fees$0138
Additional Noninterest Income$1,817,0001,337
Total noninterest expense$18,023,000910
Salaries and employee benefits$11,379,000823
Premises and equipment expense$1,874,000968
Additional noninterest expense$4,770,0001,036
Pre-tax net operating income$7,623,0001,028
Securities gains (losses)$01,118
Applicable income taxes$3,0003,907
Income before extraordinary items$7,620,000899
Extraordinary gains, net$05
Net income$7,620,000897
Minority interest net income$066
Net income of bank and minority interests.$7,620,000898
Net charge-offs$-603,0005,398
Cash dividends$7,781,000388
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,620,000900
2018-06-30 (YTD Data)Rank
Total interest income$16,669,000922
Total interest expense$1,451,0001,326
Net interest income$15,218,000866
Provision for loan and lease losses$300,0001,165
Total noninterest income$1,363,0001,661
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$193,0002,343
Trading account gains and fees$0130
Additional Noninterest Income$1,170,0001,378
Total noninterest expense$12,303,000901
Salaries and employee benefits$7,774,000807
Premises and equipment expense$1,271,000955
Additional noninterest expense$3,258,0001,006
Pre-tax net operating income$3,978,0001,225
Securities gains (losses)$0961
Applicable income taxes$3,0003,871
Income before extraordinary items$3,975,0001,081
Extraordinary gains, net$06
Net income$3,975,0001,080
Minority interest net income$065
Net income of bank and minority interests.$3,975,0001,080
Net charge-offs$-718,0005,489
Cash dividends$7,020,000300
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,975,0001,077
2018-03-31 (YTD Data)Rank
Total interest income$8,117,000930
Total interest expense$715,0001,284
Net interest income$7,402,000881
Provision for loan and lease losses$300,000673
Total noninterest income$800,0001,484
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$93,0002,413
Trading account gains and fees$0123
Additional Noninterest Income$707,0001,192
Total noninterest expense$6,308,000881
Salaries and employee benefits$4,092,000780
Premises and equipment expense$639,000968
Additional noninterest expense$1,577,0001,031
Pre-tax net operating income$1,594,0001,426
Securities gains (losses)$0735
Applicable income taxes$3,0003,761
Income before extraordinary items$1,591,0001,275
Extraordinary gains, net$07
Net income$1,591,0001,275
Minority interest net income$052
Net income of bank and minority interests.$1,591,0001,275
Net charge-offs$-31,0005,106
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,591,0001,263
2017-12-31 (YTD Data)Rank
Total interest income$31,431,000916
Total interest expense$2,549,0001,268
Net interest income$28,882,000871
Provision for loan and lease losses$1,000,000886
Total noninterest income$6,785,000895
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$407,0002,364
Trading account gains and fees$0151
Additional Noninterest Income$6,378,000701
Total noninterest expense$26,386,000823
Salaries and employee benefits$17,887,000689
Premises and equipment expense$2,297,0001,034
Additional noninterest expense$6,202,0001,042
Pre-tax net operating income$8,281,0001,148
Securities gains (losses)$6,0001,742
Applicable income taxes$487,0002,438
Income before extraordinary items$7,800,000922
Extraordinary gains, net$09
Net income$7,800,000922
Minority interest net income$076
Net income of bank and minority interests.$7,800,000922
Net charge-offs$475,0001,129
Cash dividends$2,171,0001,331
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,794,360912
2017-09-30 (YTD Data)Rank
Total interest income$23,423,000919
Total interest expense$1,852,0001,284
Net interest income$21,571,000873
Provision for loan and lease losses$750,000870
Total noninterest income$5,268,000896
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$305,0002,374
Trading account gains and fees$0145
Additional Noninterest Income$4,963,000701
Total noninterest expense$19,420,000842
Salaries and employee benefits$13,315,000693
Premises and equipment expense$1,609,0001,105
Additional noninterest expense$4,496,0001,076
Pre-tax net operating income$6,669,0001,100
Securities gains (losses)$6,0001,766
Applicable income taxes$248,0002,623
Income before extraordinary items$6,427,000920
Extraordinary gains, net$09
Net income$6,427,000920
Minority interest net income$071
Net income of bank and minority interests.$6,427,000920
Net charge-offs$-623,0005,656
Cash dividends$1,591,0001,255
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,421,240906
2017-06-30 (YTD Data)Rank
Total interest income$15,375,000927
Total interest expense$1,173,0001,307
Net interest income$14,202,000882
Provision for loan and lease losses$500,000849
Total noninterest income$3,137,000957
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$205,0002,355
Trading account gains and fees$0139
Additional Noninterest Income$2,932,000750
Total noninterest expense$12,760,000852
Salaries and employee benefits$8,674,000712
Premises and equipment expense$1,054,0001,122
Additional noninterest expense$3,032,0001,068
Pre-tax net operating income$4,079,0001,176
Securities gains (losses)$6,0001,397
Applicable income taxes$153,0002,655
Income before extraordinary items$3,932,000986
Extraordinary gains, net$011
Net income$3,932,000987
Minority interest net income$071
Net income of bank and minority interests.$3,932,000986
Net charge-offs$-461,0005,716
Cash dividends$1,011,0001,288
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,926,240978
2017-03-31 (YTD Data)Rank
Total interest income$7,482,000937
Total interest expense$556,0001,345
Net interest income$6,926,000901
Provision for loan and lease losses$250,000786
Total noninterest income$1,359,0001,074
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$93,0002,514
Trading account gains and fees$0142
Additional Noninterest Income$1,266,000811
Total noninterest expense$5,913,000921
Salaries and employee benefits$4,082,000765
Premises and equipment expense$507,0001,178
Additional noninterest expense$1,324,0001,190
Pre-tax net operating income$2,122,0001,116
Securities gains (losses)$01,153
Applicable income taxes$62,0002,759
Income before extraordinary items$2,060,000918
Extraordinary gains, net$08
Net income$2,060,000918
Minority interest net income$055
Net income of bank and minority interests.$2,060,000918
Net charge-offs$36,0001,539
Cash dividends$140,0002,190
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,060,000903
2016-12-31 (YTD Data)Rank
Total interest income$29,978,000900
Total interest expense$1,718,0001,599
Net interest income$28,260,000846
Provision for loan and lease losses$7,679,000197
Total noninterest income$7,317,000874
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$356,0002,663
Trading account gains and fees$0170
Additional Noninterest Income$6,961,000673
Total noninterest expense$25,553,000835
Salaries and employee benefits$16,972,000703
Premises and equipment expense$2,100,0001,127
Additional noninterest expense$6,481,0001,010
Pre-tax net operating income$2,345,0002,783
Securities gains (losses)$54,0001,786
Applicable income taxes$157,0003,065
Income before extraordinary items$2,242,0002,599
Extraordinary gains, net$05
Net income$2,242,0002,597
Minority interest net income$082
Net income of bank and minority interests.$2,242,0002,598
Net charge-offs$4,188,000238
Cash dividends$9,318,000401
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,191,7802,572
2016-09-30 (YTD Data)Rank
Total interest income$22,438,000902
Total interest expense$1,235,0001,663
Net interest income$21,203,000830
Provision for loan and lease losses$4,435,000222
Total noninterest income$5,349,000882
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$269,0002,655
Trading account gains and fees$0169
Additional Noninterest Income$5,080,000678
Total noninterest expense$19,430,000826
Salaries and employee benefits$13,038,000682
Premises and equipment expense$1,527,0001,162
Additional noninterest expense$4,865,0001,011
Pre-tax net operating income$2,687,0002,129
Securities gains (losses)$54,0001,711
Applicable income taxes$83,0003,324
Income before extraordinary items$2,658,0001,856
Extraordinary gains, net$05
Net income$2,658,0001,856
Minority interest net income$071
Net income of bank and minority interests.$2,658,0001,856
Net charge-offs$2,0003,786
Cash dividends$6,518,000404
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,605,6201,830
2016-06-30 (YTD Data)Rank
Total interest income$14,840,000903
Total interest expense$786,0001,731
Net interest income$14,054,000830
Provision for loan and lease losses$2,603,000233
Total noninterest income$2,823,0001,040
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$179,0002,628
Trading account gains and fees$0157
Additional Noninterest Income$2,644,000796
Total noninterest expense$12,939,000824
Salaries and employee benefits$8,799,000674
Premises and equipment expense$941,0001,253
Additional noninterest expense$3,199,0001,023
Pre-tax net operating income$1,335,0002,587
Securities gains (losses)$28,0001,776
Applicable income taxes$55,0003,340
Income before extraordinary items$1,308,0002,350
Extraordinary gains, net$016
Net income$1,308,0002,349
Minority interest net income$071
Net income of bank and minority interests.$1,308,0002,349
Net charge-offs$23,0002,683
Cash dividends$5,998,000324
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,281,1202,324
2016-03-31 (YTD Data)Rank
Total interest income$7,428,000904
Total interest expense$390,0001,733
Net interest income$7,038,000833
Provision for loan and lease losses$1,319,000233
Total noninterest income$1,225,0001,125
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$91,0002,573
Trading account gains and fees$0142
Additional Noninterest Income$1,134,000859
Total noninterest expense$6,466,000816
Salaries and employee benefits$4,428,000674
Premises and equipment expense$436,0001,339
Additional noninterest expense$1,602,0001,022
Pre-tax net operating income$478,0003,119
Securities gains (losses)$28,0001,083
Applicable income taxes$20,0003,484
Income before extraordinary items$486,0002,799
Extraordinary gains, net$012
Net income$486,0002,798
Minority interest net income$062
Net income of bank and minority interests.$486,0002,799
Net charge-offs$31,0001,731
Cash dividends$2,906,000324
Sale, conversion, retirement of capital stock, net$0659
Net operating income$459,1202,833
2015-12-31 (YTD Data)Rank
Total interest income$29,140,000891
Total interest expense$1,744,0001,566
Net interest income$27,396,000829
Provision for loan and lease losses$2,029,000447
Total noninterest income$5,976,0001,003
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$330,0002,851
Trading account gains and fees$0159
Additional Noninterest Income$5,646,000750
Total noninterest expense$22,370,000930
Salaries and employee benefits$14,706,000776
Premises and equipment expense$1,694,0001,365
Additional noninterest expense$5,970,0001,089
Pre-tax net operating income$8,973,000977
Securities gains (losses)$274,000600
Applicable income taxes$516,0002,195
Income before extraordinary items$8,731,000824
Extraordinary gains, net$023
Net income$8,731,000824
Minority interest net income$081
Net income of bank and minority interests.$8,731,000824
Net charge-offs$-749,0006,063
Cash dividends$3,564,000870
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,473,440828
2015-09-30 (YTD Data)Rank
Total interest income$21,428,000908
Total interest expense$1,341,0001,545
Net interest income$20,087,000851
Provision for loan and lease losses$1,129,000531
Total noninterest income$4,381,0001,017
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$232,0002,989
Trading account gains and fees$0153
Additional Noninterest Income$4,149,000762
Total noninterest expense$16,326,000954
Salaries and employee benefits$10,696,000814
Premises and equipment expense$1,236,0001,408
Additional noninterest expense$4,394,0001,109
Pre-tax net operating income$7,013,000952
Securities gains (losses)$237,000564
Applicable income taxes$313,0002,444
Income before extraordinary items$6,937,000797
Extraordinary gains, net$021
Net income$6,937,000796
Minority interest net income$078
Net income of bank and minority interests.$6,937,000797
Net charge-offs$-434,0006,085
Cash dividends$3,565,000631
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,709,480793
2015-06-30 (YTD Data)Rank
Total interest income$13,777,000943
Total interest expense$919,0001,511
Net interest income$12,858,000887
Provision for loan and lease losses$433,000882
Total noninterest income$2,725,0001,073
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$136,0003,213
Trading account gains and fees$0157
Additional Noninterest Income$2,589,000803
Total noninterest expense$10,557,000987
Salaries and employee benefits$6,812,000846
Premises and equipment expense$818,0001,435
Additional noninterest expense$2,927,0001,109
Pre-tax net operating income$4,593,000975
Securities gains (losses)$108,000814
Applicable income taxes$205,0002,459
Income before extraordinary items$4,496,000815
Extraordinary gains, net$022
Net income$4,496,000814
Minority interest net income$075
Net income of bank and minority interests.$4,496,000815
Net charge-offs$-330,0006,154
Cash dividends$2,729,000550
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,392,320804
2015-03-31 (YTD Data)Rank
Total interest income$6,622,000980
Total interest expense$478,0001,457
Net interest income$6,144,000922
Provision for loan and lease losses$135,0001,198
Total noninterest income$1,263,0001,092
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$43,0003,933
Trading account gains and fees$0152
Additional Noninterest Income$1,220,000803
Total noninterest expense$5,128,0001,008
Salaries and employee benefits$3,235,000883
Premises and equipment expense$435,0001,380
Additional noninterest expense$1,458,0001,097
Pre-tax net operating income$2,144,0001,004
Securities gains (losses)$02,027
Applicable income taxes$98,0002,465
Income before extraordinary items$2,046,000855
Extraordinary gains, net$013
Net income$2,046,000854
Minority interest net income$064
Net income of bank and minority interests.$2,046,000855
Net charge-offs$-553,0006,359
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,046,000827
2014-12-31 (YTD Data)Rank
Total interest income$10,473,0002,302
Total interest expense$1,291,0002,130
Net interest income$9,182,0002,311
Provision for loan and lease losses$-2,540,0006,438
Total noninterest income$3,556,0001,381
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$95,0005,066
Trading account gains and fees$0180
Additional Noninterest Income$3,461,0001,002
Total noninterest expense$11,313,0001,696
Salaries and employee benefits$7,444,0001,410
Premises and equipment expense$899,0002,448
Additional noninterest expense$2,970,0002,054
Pre-tax net operating income$3,965,0001,849
Securities gains (losses)$164,000918
Applicable income taxes$185,0003,015
Income before extraordinary items$3,944,0001,608
Extraordinary gains, net$017
Net income$3,944,0001,607
Minority interest net income$084
Net income of bank and minority interests.$3,944,0001,607
Net charge-offs$2,279,000448
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,786,5601,640
2014-09-30 (YTD Data)Rank
Total interest income$7,728,0002,351
Total interest expense$1,010,0002,108
Net interest income$6,718,0002,378
Provision for loan and lease losses$-2,750,0006,543
Total noninterest income$2,565,0001,432
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$72,0005,119
Trading account gains and fees$0174
Additional Noninterest Income$2,493,0001,043
Total noninterest expense$8,487,0001,693
Salaries and employee benefits$5,697,0001,393
Premises and equipment expense$677,0002,458
Additional noninterest expense$2,113,0002,141
Pre-tax net operating income$3,546,0001,603
Securities gains (losses)$113,000911
Applicable income taxes$163,0002,971
Income before extraordinary items$3,496,0001,386
Extraordinary gains, net$015
Net income$3,496,0001,384
Minority interest net income$081
Net income of bank and minority interests.$3,496,0001,386
Net charge-offs$-304,0006,410
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,387,5201,396
2014-06-30 (YTD Data)Rank
Total interest income$5,011,0002,402
Total interest expense$697,0002,056
Net interest income$4,314,0002,469
Provision for loan and lease losses$04,196
Total noninterest income$1,527,0001,535
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$49,0005,099
Trading account gains and fees$0172
Additional Noninterest Income$1,478,0001,106
Total noninterest expense$5,223,0001,811
Salaries and employee benefits$3,373,0001,546
Premises and equipment expense$445,0002,505
Additional noninterest expense$1,405,0002,138
Pre-tax net operating income$618,0003,823
Securities gains (losses)$59,0001,081
Applicable income taxes$31,0003,683
Income before extraordinary items$646,0003,492
Extraordinary gains, net$020
Net income$646,0003,498
Minority interest net income$080
Net income of bank and minority interests.$646,0003,498
Net charge-offs$-148,0006,397
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$589,9503,598
2014-03-31 (YTD Data)Rank
Total interest income$2,467,0002,436
Total interest expense$359,0002,028
Net interest income$2,108,0002,507
Provision for loan and lease losses$03,817
Total noninterest income$662,0001,662
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$26,0005,010
Trading account gains and fees$0147
Additional Noninterest Income$636,0001,191
Total noninterest expense$2,519,0001,874
Salaries and employee benefits$1,605,0001,623
Premises and equipment expense$228,0002,501
Additional noninterest expense$686,0002,184
Pre-tax net operating income$251,0004,096
Securities gains (losses)$27,000855
Applicable income taxes$12,0003,740
Income before extraordinary items$266,0003,754
Extraordinary gains, net$016
Net income$266,0003,757
Minority interest net income$066
Net income of bank and minority interests.$266,0003,757
Net charge-offs$-16,0005,951
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$240,0803,889
2013-12-31 (YTD Data)Rank
Total interest income$9,942,0002,441
Total interest expense$1,740,0001,930
Net interest income$8,202,0002,542
Provision for loan and lease losses$05,091
Total noninterest income$5,493,0001,056
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$102,0005,232
Trading account gains and fees$0184
Additional Noninterest Income$5,391,000758
Total noninterest expense$11,916,0001,622
Salaries and employee benefits$7,761,0001,365
Premises and equipment expense$684,0003,012
Additional noninterest expense$3,471,0001,836
Pre-tax net operating income$1,779,0003,085
Securities gains (losses)$03,182
Applicable income taxes$505,0002,142
Income before extraordinary items$1,274,0003,437
Extraordinary gains, net$029
Net income$1,274,0003,438
Minority interest net income$090
Net income of bank and minority interests.$1,274,0003,440
Net charge-offs$245,0002,787
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,274,0003,397
2013-09-30 (YTD Data)Rank
Total interest income$7,475,0002,450
Total interest expense$1,351,0001,936
Net interest income$6,124,0002,567
Provision for loan and lease losses$04,941
Total noninterest income$4,643,000990
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$74,0005,318
Trading account gains and fees$0180
Additional Noninterest Income$4,569,000707
Total noninterest expense$8,915,0001,621
Salaries and employee benefits$5,905,0001,351
Premises and equipment expense$521,0003,009
Additional noninterest expense$2,489,0001,894
Pre-tax net operating income$1,852,0002,563
Securities gains (losses)$03,040
Applicable income taxes$547,0001,824
Income before extraordinary items$1,305,0002,911
Extraordinary gains, net$025
Net income$1,305,0002,915
Minority interest net income$084
Net income of bank and minority interests.$1,305,0002,915
Net charge-offs$-713,0006,841
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,305,0002,837
2013-06-30 (YTD Data)Rank
Total interest income$4,735,0002,569
Total interest expense$928,0001,906
Net interest income$3,807,0002,721
Provision for loan and lease losses$04,788
Total noninterest income$3,459,000912
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$45,0005,441
Trading account gains and fees$0157
Additional Noninterest Income$3,414,000656
Total noninterest expense$5,830,0001,651
Salaries and employee benefits$3,804,0001,386
Premises and equipment expense$357,0002,950
Additional noninterest expense$1,669,0001,883
Pre-tax net operating income$1,436,0002,275
Securities gains (losses)$02,791
Applicable income taxes$531,0001,454
Income before extraordinary items$905,0002,839
Extraordinary gains, net$022
Net income$905,0002,843
Minority interest net income$082
Net income of bank and minority interests.$905,0002,843
Net charge-offs$-348,0006,863
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$905,0002,738
2013-03-31 (YTD Data)Rank
Total interest income$2,256,0002,702
Total interest expense$481,0001,892
Net interest income$1,775,0002,891
Provision for loan and lease losses$04,409
Total noninterest income$1,891,000857
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$22,0005,472
Trading account gains and fees$0148
Additional Noninterest Income$1,869,000623
Total noninterest expense$2,857,0001,698
Salaries and employee benefits$1,838,0001,446
Premises and equipment expense$176,0003,006
Additional noninterest expense$843,0001,856
Pre-tax net operating income$809,0002,019
Securities gains (losses)$01,966
Applicable income taxes$60,0002,860
Income before extraordinary items$749,0001,898
Extraordinary gains, net$010
Net income$749,0001,899
Minority interest net income$076
Net income of bank and minority interests.$749,0001,900
Net charge-offs$-207,0006,915
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$749,0001,815
2012-12-31 (YTD Data)Rank
Total interest income$10,275,0002,507
Total interest expense$2,823,0001,572
Net interest income$7,452,0002,830
Provision for loan and lease losses$05,905
Total noninterest income$4,248,0001,267
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$71,0005,873
Trading account gains and fees$0166
Additional Noninterest Income$4,177,000931
Total noninterest expense$10,867,0001,767
Salaries and employee benefits$6,558,0001,545
Premises and equipment expense$737,0002,910
Additional noninterest expense$3,572,0001,842
Pre-tax net operating income$833,0004,289
Securities gains (losses)$206,0001,662
Applicable income taxes$70,0003,726
Income before extraordinary items$969,0003,972
Extraordinary gains, net$029
Net income$969,0003,972
Minority interest net income$093
Net income of bank and minority interests.$969,0003,974
Net charge-offs$-223,0007,010
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$777,4204,146
2012-09-30 (YTD Data)Rank
Total interest income$7,759,0002,541
Total interest expense$2,270,0001,536
Net interest income$5,489,0002,919
Provision for loan and lease losses$05,790
Total noninterest income$3,529,0001,188
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$55,0005,917
Trading account gains and fees$0157
Additional Noninterest Income$3,474,000842
Total noninterest expense$8,011,0001,792
Salaries and employee benefits$4,754,0001,593
Premises and equipment expense$653,0002,574
Additional noninterest expense$2,604,0001,902
Pre-tax net operating income$1,007,0003,616
Securities gains (losses)$160,0001,614
Applicable income taxes$98,0003,385
Income before extraordinary items$1,069,0003,299
Extraordinary gains, net$020
Net income$1,187,0003,101
Minority interest net income$-118,0007,168
Net income of bank and minority interests.$1,069,0003,301
Net charge-offs$-89,0007,018
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$921,8003,438
2012-06-30 (YTD Data)Rank
Total interest income$5,258,0002,512
Total interest expense$1,608,0001,503
Net interest income$3,650,0002,927
Provision for loan and lease losses$05,619
Total noninterest income$2,099,0001,294
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$36,0005,959
Trading account gains and fees$0153
Additional Noninterest Income$2,063,000893
Total noninterest expense$5,366,0001,797
Salaries and employee benefits$3,153,0001,606
Premises and equipment expense$359,0002,999
Additional noninterest expense$1,854,0001,795
Pre-tax net operating income$383,0004,516
Securities gains (losses)$37,0002,229
Applicable income taxes$44,0003,618
Income before extraordinary items$376,0004,469
Extraordinary gains, net$019
Net income$476,0004,079
Minority interest net income$-100,0007,236
Net income of bank and minority interests.$376,0004,473
Net charge-offs$10,0004,928
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$342,7004,428
2012-03-31 (YTD Data)Rank
Total interest income$2,742,0002,444
Total interest expense$852,0001,475
Net interest income$1,890,0002,850
Provision for loan and lease losses$05,254
Total noninterest income$829,0001,491
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$18,0005,949
Trading account gains and fees$0148
Additional Noninterest Income$811,0001,066
Total noninterest expense$2,661,0001,811
Salaries and employee benefits$1,553,0001,631
Premises and equipment expense$185,0002,956
Additional noninterest expense$923,0001,796
Pre-tax net operating income$58,0005,846
Securities gains (losses)$02,210
Applicable income taxes$15,0003,807
Income before extraordinary items$43,0006,060
Extraordinary gains, net$019
Net income$115,0005,204
Minority interest net income$-72,0007,301
Net income of bank and minority interests.$43,0006,060
Net charge-offs$-85,0007,161
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$43,0005,920
2011-12-31 (YTD Data)Rank
Total interest income$11,461,0002,443
Total interest expense$4,025,0001,505
Net interest income$7,436,0002,911
Provision for loan and lease losses$06,496
Total noninterest income$2,423,0001,758
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$106,0005,428
Trading account gains and fees$0146
Additional Noninterest Income$2,317,0001,233
Total noninterest expense$9,522,0002,004
Salaries and employee benefits$5,885,0001,658
Premises and equipment expense$813,0002,883
Additional noninterest expense$2,824,0002,320
Pre-tax net operating income$337,0005,138
Securities gains (losses)$333,0001,060
Applicable income taxes$294,0002,556
Income before extraordinary items$376,0005,007
Extraordinary gains, net$029
Net income$562,0004,493
Minority interest net income$-186,0007,347
Net income of bank and minority interests.$376,0005,009
Net charge-offs$2,180,0001,476
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$162,8805,549
2011-09-30 (YTD Data)Rank
Total interest income$8,818,0002,396
Total interest expense$3,064,0001,544
Net interest income$5,754,0002,850
Provision for loan and lease losses$06,393
Total noninterest income$1,243,0002,280
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$78,0005,490
Trading account gains and fees$0145
Additional Noninterest Income$1,165,0001,587
Total noninterest expense$7,002,0002,061
Salaries and employee benefits$4,418,0001,666
Premises and equipment expense$609,0002,903
Additional noninterest expense$1,975,0002,494
Pre-tax net operating income$-5,0006,150
Securities gains (losses)$318,000895
Applicable income taxes$22,0004,001
Income before extraordinary items$291,0005,094
Extraordinary gains, net$021
Net income$291,0005,096
Minority interest net income$087
Net income of bank and minority interests.$291,0005,096
Net charge-offs$1,739,0001,347
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-4,7406,164
2011-06-30 (YTD Data)Rank
Total interest income$5,873,0002,420
Total interest expense$2,076,0001,570
Net interest income$3,797,0002,863
Provision for loan and lease losses$06,217
Total noninterest income$559,0002,919
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$48,0005,592
Trading account gains and fees$0153
Additional Noninterest Income$511,0002,059
Total noninterest expense$4,745,0002,039
Salaries and employee benefits$3,014,0001,637
Premises and equipment expense$425,0002,806
Additional noninterest expense$1,306,0002,542
Pre-tax net operating income$-389,0006,722
Securities gains (losses)$209,000713
Applicable income taxes$04,697
Income before extraordinary items$-180,0006,603
Extraordinary gains, net$015
Net income$-180,0006,603
Minority interest net income$089
Net income of bank and minority interests.$-180,0006,603
Net charge-offs$2,205,000857
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-389,0006,765
2011-03-31 (YTD Data)Rank
Total interest income$2,962,0002,407
Total interest expense$1,068,0001,591
Net interest income$1,894,0002,853
Provision for loan and lease losses$05,840
Total noninterest income$125,0004,517
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$24,0005,566
Trading account gains and fees$0158
Additional Noninterest Income$101,0003,554
Total noninterest expense$2,305,0002,100
Salaries and employee benefits$1,523,0001,633
Premises and equipment expense$237,0002,597
Additional noninterest expense$545,0002,972
Pre-tax net operating income$-286,0006,919
Securities gains (losses)$50,000760
Applicable income taxes$04,545
Income before extraordinary items$-236,0006,931
Extraordinary gains, net$09
Net income$-236,0006,931
Minority interest net income$086
Net income of bank and minority interests.$-236,0006,931
Net charge-offs$1,905,000557
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-286,0006,963
2010-12-31 (YTD Data)Rank
Total interest income$16,707,0001,812
Total interest expense$6,333,0001,309
Net interest income$10,374,0002,108
Provision for loan and lease losses$13,416,000521
Total noninterest income$2,242,0001,920
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$310,0003,567
Trading account gains and fees$0175
Additional Noninterest Income$1,932,0001,432
Total noninterest expense$12,366,0001,611
Salaries and employee benefits$6,596,0001,498
Premises and equipment expense$981,0002,515
Additional noninterest expense$4,789,0001,507
Pre-tax net operating income$-13,166,0007,427
Securities gains (losses)$113,0002,057
Applicable income taxes$-811,0007,275
Income before extraordinary items$-12,242,0007,430
Extraordinary gains, net$029
Net income$-12,242,0007,430
Minority interest net income$0111
Net income of bank and minority interests.$-12,242,0007,430
Net charge-offs$9,107,000652
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-12,348,2207,420
2010-09-30 (YTD Data)Rank
Total interest income$13,106,0001,772
Total interest expense$5,033,0001,278
Net interest income$8,073,0002,054
Provision for loan and lease losses$13,366,000395
Total noninterest income$2,008,0001,683
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$248,0003,510
Trading account gains and fees$0165
Additional Noninterest Income$1,760,0001,211
Total noninterest expense$8,363,0001,763
Salaries and employee benefits$4,726,0001,558
Premises and equipment expense$684,0002,712
Additional noninterest expense$2,953,0001,796
Pre-tax net operating income$-11,648,0007,588
Securities gains (losses)$45,0002,483
Applicable income taxes$04,726
Income before extraordinary items$-11,603,0007,603
Extraordinary gains, net$023
Net income$-11,603,0007,603
Minority interest net income$0110
Net income of bank and minority interests.$-11,603,0007,603
Net charge-offs$8,454,000519
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-11,648,0007,601
2010-06-30 (YTD Data)Rank
Total interest income$8,829,0001,768
Total interest expense$3,498,0001,276
Net interest income$5,331,0002,073
Provision for loan and lease losses$12,016,000304
Total noninterest income$1,228,0001,744
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$165,0003,524
Trading account gains and fees$0152
Additional Noninterest Income$1,063,0001,237
Total noninterest expense$5,365,0001,831
Salaries and employee benefits$3,051,0001,617
Premises and equipment expense$422,0002,922
Additional noninterest expense$1,892,0001,847
Pre-tax net operating income$-10,822,0007,696
Securities gains (losses)$16,0002,445
Applicable income taxes$04,691
Income before extraordinary items$-10,806,0007,699
Extraordinary gains, net$019
Net income$-10,806,0007,699
Minority interest net income$0105
Net income of bank and minority interests.$-10,806,0007,699
Net charge-offs$6,331,000480
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-10,822,0007,699
2010-03-31 (YTD Data)Rank
Total interest income$4,472,0001,793
Total interest expense$1,828,0001,274
Net interest income$2,644,0002,116
Provision for loan and lease losses$1,440,000921
Total noninterest income$556,0001,873
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$87,0003,420
Trading account gains and fees$0175
Additional Noninterest Income$469,0001,365
Total noninterest expense$2,679,0001,851
Salaries and employee benefits$1,527,0001,639
Premises and equipment expense$255,0002,546
Additional noninterest expense$897,0001,908
Pre-tax net operating income$-919,0007,391
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-919,0007,447
Extraordinary gains, net$016
Net income$-919,0007,446
Minority interest net income$091
Net income of bank and minority interests.$-919,0007,448
Net charge-offs$271,0002,130
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-919,0007,436
2009-12-31 (YTD Data)Rank
Total interest income$19,447,0001,761
Total interest expense$9,583,0001,244
Net interest income$9,864,0002,217
Provision for loan and lease losses$6,425,0001,193
Total noninterest income$2,541,0001,809
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$246,0004,261
Trading account gains and fees$0211
Additional Noninterest Income$2,295,0001,243
Total noninterest expense$10,516,0001,930
Salaries and employee benefits$5,544,0001,789
Premises and equipment expense$931,0002,742
Additional noninterest expense$4,041,0001,839
Pre-tax net operating income$-4,536,0007,133
Securities gains (losses)$432,000973
Applicable income taxes$-279,0006,844
Income before extraordinary items$-3,825,0007,133
Extraordinary gains, net$034
Net income$-3,825,0007,132
Minority interest net income$0115
Net income of bank and minority interests.$-3,825,0007,131
Net charge-offs$5,881,0001,014
Cash dividends$850,0001,840
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,226,7607,182
2009-09-30 (YTD Data)Rank
Total interest income$14,779,0001,760
Total interest expense$7,436,0001,266
Net interest income$7,343,0002,232
Provision for loan and lease losses$1,350,0002,350
Total noninterest income$1,846,0001,890
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$168,0004,460
Trading account gains and fees$0212
Additional Noninterest Income$1,678,0001,292
Total noninterest expense$7,602,0001,978
Salaries and employee benefits$4,062,0001,846
Premises and equipment expense$729,0002,674
Additional noninterest expense$2,811,0001,888
Pre-tax net operating income$237,0004,768
Securities gains (losses)$220,0001,225
Applicable income taxes$30,0003,607
Income before extraordinary items$427,0003,950
Extraordinary gains, net$027
Net income$427,0003,946
Minority interest net income$0118
Net income of bank and minority interests.$427,0003,949
Net charge-offs$740,0002,575
Cash dividends$850,0001,436
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$222,4004,682
2009-06-30 (YTD Data)Rank
Total interest income$9,828,0001,795
Total interest expense$5,140,0001,284
Net interest income$4,688,0002,326
Provision for loan and lease losses$325,0003,583
Total noninterest income$1,230,0001,887
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$104,0004,585
Trading account gains and fees$0193
Additional Noninterest Income$1,126,0001,316
Total noninterest expense$4,678,0002,157
Salaries and employee benefits$2,528,0001,992
Premises and equipment expense$483,0002,723
Additional noninterest expense$1,667,0002,126
Pre-tax net operating income$915,0002,274
Securities gains (losses)$33,0002,127
Applicable income taxes$64,0002,982
Income before extraordinary items$884,0002,058
Extraordinary gains, net$021
Net income$884,0002,055
Minority interest net income$0112
Net income of bank and minority interests.$884,0002,057
Net charge-offs$-27,0008,030
Cash dividends$850,0001,077
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$853,3102,065
2009-03-31 (YTD Data)Rank
Total interest income$4,768,0001,878
Total interest expense$2,675,0001,282
Net interest income$2,093,0002,594
Provision for loan and lease losses$125,0003,535
Total noninterest income$497,0002,149
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$51,0004,565
Trading account gains and fees$0171
Additional Noninterest Income$446,0001,499
Total noninterest expense$2,136,0002,281
Salaries and employee benefits$1,171,0002,178
Premises and equipment expense$262,0002,583
Additional noninterest expense$703,0002,224
Pre-tax net operating income$329,0003,191
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$329,0002,953
Extraordinary gains, net$015
Net income$329,0002,954
Minority interest net income$0102
Net income of bank and minority interests.$329,0002,954
Net charge-offs$-30,0008,062
Cash dividends$850,000534
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$329,0002,819
2008-12-31 (YTD Data)Rank
Total interest income$20,009,0001,909
Total interest expense$11,056,0001,469
Net interest income$8,953,0002,435
Provision for loan and lease losses$12,619,000506
Total noninterest income$1,127,0003,166
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$256,0004,310
Trading account gains and fees$0154
Additional Noninterest Income$871,0002,341
Total noninterest expense$7,526,0002,513
Salaries and employee benefits$4,403,0002,305
Premises and equipment expense$671,0003,611
Additional noninterest expense$2,452,0002,382
Pre-tax net operating income$-10,065,0007,987
Securities gains (losses)$03,220
Applicable income taxes$-698,0007,605
Income before extraordinary items$-9,367,0007,986
Extraordinary gains, net$039
Net income$-9,367,0007,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,035,000380
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-9,367,0008,019
2008-09-30 (YTD Data)Rank
Total interest income$14,730,0001,985
Total interest expense$8,167,0001,550
Net interest income$6,563,0002,511
Provision for loan and lease losses$1,200,0001,651
Total noninterest income$772,0003,418
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$197,0004,290
Trading account gains and fees$0148
Additional Noninterest Income$575,0002,592
Total noninterest expense$5,391,0002,614
Salaries and employee benefits$3,310,0002,325
Premises and equipment expense$481,0003,737
Additional noninterest expense$1,600,0002,626
Pre-tax net operating income$744,0004,227
Securities gains (losses)$03,106
Applicable income taxes$49,0004,108
Income before extraordinary items$695,0003,824
Extraordinary gains, net$031
Net income$695,0003,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0002,165
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$695,0003,966
2008-06-30 (YTD Data)Rank
Total interest income$9,468,0002,085
Total interest expense$5,418,0001,615
Net interest income$4,050,0002,682
Provision for loan and lease losses$810,0001,406
Total noninterest income$477,0003,613
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$133,0004,277
Trading account gains and fees$0149
Additional Noninterest Income$344,0002,812
Total noninterest expense$3,469,0002,696
Salaries and employee benefits$2,151,0002,401
Premises and equipment expense$296,0003,998
Additional noninterest expense$1,022,0002,690
Pre-tax net operating income$248,0005,505
Securities gains (losses)$03,233
Applicable income taxes$15,0004,827
Income before extraordinary items$233,0005,386
Extraordinary gains, net$021
Net income$233,0005,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,149
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$233,0005,318
2008-03-31 (YTD Data)Rank
Total interest income$4,467,0002,251
Total interest expense$2,640,0001,785
Net interest income$1,827,0002,940
Provision for loan and lease losses$230,0001,673
Total noninterest income$208,0003,925
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$69,0004,175
Trading account gains and fees$0158
Additional Noninterest Income$139,0003,174
Total noninterest expense$1,638,0002,823
Salaries and employee benefits$1,033,0002,512
Premises and equipment expense$142,0004,150
Additional noninterest expense$463,0002,907
Pre-tax net operating income$167,0005,279
Securities gains (losses)$02,688
Applicable income taxes$11,0004,747
Income before extraordinary items$156,0005,155
Extraordinary gains, net$015
Net income$156,0005,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0001,273
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$156,0005,049
2007-12-31 (YTD Data)Rank
Total interest income$15,350,0002,617
Total interest expense$7,658,0002,417
Net interest income$7,692,0002,838
Provision for loan and lease losses$1,604,0001,000
Total noninterest income$651,0004,459
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$205,0004,868
Trading account gains and fees$0178
Additional Noninterest Income$446,0003,532
Total noninterest expense$5,045,0003,416
Salaries and employee benefits$3,149,0003,095
Premises and equipment expense$538,0004,150
Additional noninterest expense$1,358,0003,711
Pre-tax net operating income$1,694,0003,674
Securities gains (losses)$02,146
Applicable income taxes$125,0004,295
Income before extraordinary items$1,569,0003,344
Extraordinary gains, net$039
Net income$1,569,0003,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$504,0001,682
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,569,0003,329
2007-09-30 (YTD Data)Rank
Total interest income$10,758,0002,802
Total interest expense$5,175,0002,658
Net interest income$5,583,0002,932
Provision for loan and lease losses$1,254,000736
Total noninterest income$462,0004,589
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$138,0005,088
Trading account gains and fees$0184
Additional Noninterest Income$324,0003,601
Total noninterest expense$3,602,0003,535
Salaries and employee benefits$2,228,0003,240
Premises and equipment expense$273,0005,289
Additional noninterest expense$1,101,0003,437
Pre-tax net operating income$1,189,0003,967
Securities gains (losses)$01,655
Applicable income taxes$90,0004,538
Income before extraordinary items$1,099,0003,666
Extraordinary gains, net$033
Net income$1,099,0003,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0001,820
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,099,0003,648
2007-06-30 (YTD Data)Rank
Total interest income$6,420,0003,098
Total interest expense$2,982,0003,029
Net interest income$3,438,0003,176
Provision for loan and lease losses$979,000596
Total noninterest income$270,0004,912
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$86,0005,219
Trading account gains and fees$0168
Additional Noninterest Income$184,0003,937
Total noninterest expense$2,250,0003,765
Salaries and employee benefits$1,382,0003,454
Premises and equipment expense$178,0005,371
Additional noninterest expense$690,0003,600
Pre-tax net operating income$479,0005,129
Securities gains (losses)$01,444
Applicable income taxes$37,0004,979
Income before extraordinary items$442,0004,843
Extraordinary gains, net$029
Net income$442,0004,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0001,641
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$442,0004,841
2007-03-31 (YTD Data)Rank
Total interest income$2,801,0003,467
Total interest expense$1,254,0003,426
Net interest income$1,547,0003,457
Provision for loan and lease losses$384,000647
Total noninterest income$126,0005,013
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$39,0005,359
Trading account gains and fees$0195
Additional Noninterest Income$87,0004,037
Total noninterest expense$1,120,0003,780
Salaries and employee benefits$693,0003,488
Premises and equipment expense$86,0005,493
Additional noninterest expense$341,0003,607
Pre-tax net operating income$169,0005,832
Securities gains (losses)$01,187
Applicable income taxes$13,0005,188
Income before extraordinary items$156,0005,573
Extraordinary gains, net$022
Net income$156,0005,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,469
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$156,0005,557
2006-12-31 (YTD Data)Rank
Total interest income$5,099,0005,501
Total interest expense$2,082,0005,289
Net interest income$3,017,0005,506
Provision for loan and lease losses$538,0001,800
Total noninterest income$137,0007,421
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$101,0006,144
Trading account gains and fees$0130
Additional Noninterest Income$36,0007,566
Total noninterest expense$1,900,0006,300
Salaries and employee benefits$1,078,0006,220
Premises and equipment expense$157,0007,169
Additional noninterest expense$665,0005,786
Pre-tax net operating income$716,0005,882
Securities gains (losses)$01,687
Applicable income taxes$54,0005,395
Income before extraordinary items$662,0005,613
Extraordinary gains, net$051
Net income$662,0005,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,063
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$662,0005,595
2006-09-30 (YTD Data)Rank
Total interest income$2,636,0006,437
Total interest expense$1,060,0006,201
Net interest income$1,576,0006,507
Provision for loan and lease losses$210,0002,785
Total noninterest income$73,0007,848
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$67,0006,374
Trading account gains and fees$0126
Additional Noninterest Income$6,0008,383
Total noninterest expense$1,091,0006,982
Salaries and employee benefits$575,0007,056
Premises and equipment expense$41,0008,359
Additional noninterest expense$475,0005,912
Pre-tax net operating income$348,0006,789
Securities gains (losses)$01,388
Applicable income taxes$25,0005,863
Income before extraordinary items$323,0006,608
Extraordinary gains, net$045
Net income$323,0006,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,879
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$323,0006,610
2006-06-30 (YTD Data)Rank
Total interest income$511,0008,377
Total interest expense$179,0008,230
Net interest income$332,0008,375
Provision for loan and lease losses$06,419
Total noninterest income$16,0008,473
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$14,0007,307
Trading account gains and fees$0126
Additional Noninterest Income$2,0008,535
Total noninterest expense$327,0008,289
Salaries and employee benefits$95,0008,662
Premises and equipment expense$5,0008,718
Additional noninterest expense$227,0006,822
Pre-tax net operating income$21,0008,084
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$21,0008,081
Extraordinary gains, net$039
Net income$21,0008,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0001,473
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$21,0008,078
2006-03-31 (YTD Data)Rank
Total interest income$1,101,0005,840
Total interest expense$322,0006,236
Net interest income$779,0005,467
Provision for loan and lease losses$30,0003,822
Total noninterest income$55,0006,782
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$43,0005,250
Trading account gains and fees$0115
Additional Noninterest Income$12,0007,358
Total noninterest expense$270,0007,635
Salaries and employee benefits$162,0007,488
Premises and equipment expense$20,0008,084
Additional noninterest expense$88,0007,332
Pre-tax net operating income$534,0003,591
Securities gains (losses)$0955
Applicable income taxes$10,0005,755
Income before extraordinary items$524,0003,053
Extraordinary gains, net$021
Net income$524,0003,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,265
Cash dividends$130,0002,853
Sale, conversion, retirement of capital stock, net$0648
Net operating income$524,0003,030
2005-12-31 (YTD Data)Rank
Total interest income$4,118,0005,737
Total interest expense$1,127,0005,982
Net interest income$2,991,0005,518
Provision for loan and lease losses$110,0004,684
Total noninterest income$242,0006,736
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$180,0005,265
Trading account gains and fees$0138
Additional Noninterest Income$62,0007,122
Total noninterest expense$1,177,0007,440
Salaries and employee benefits$689,0007,306
Premises and equipment expense$100,0007,856
Additional noninterest expense$388,0007,140
Pre-tax net operating income$1,946,0003,758
Securities gains (losses)$02,296
Applicable income taxes$137,0005,090
Income before extraordinary items$1,809,0003,343
Extraordinary gains, net$046
Net income$1,809,0003,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,746
Cash dividends$960,0002,551
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,809,0003,310
2005-09-30 (YTD Data)Rank
Total interest income$3,000,0005,796
Total interest expense$817,0005,962
Net interest income$2,183,0005,611
Provision for loan and lease losses$100,0004,154
Total noninterest income$187,0006,709
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$136,0005,282
Trading account gains and fees$0126
Additional Noninterest Income$51,0007,043
Total noninterest expense$843,0007,520
Salaries and employee benefits$490,0007,409
Premises and equipment expense$64,0008,040
Additional noninterest expense$289,0007,175
Pre-tax net operating income$1,427,0003,893
Securities gains (losses)$02,317
Applicable income taxes$75,0005,494
Income before extraordinary items$1,352,0003,394
Extraordinary gains, net$035
Net income$1,352,0003,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,912
Cash dividends$560,0002,618
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,352,0003,351
2005-06-30 (YTD Data)Rank
Total interest income$1,896,0005,893
Total interest expense$508,0006,007
Net interest income$1,388,0005,749
Provision for loan and lease losses$70,0003,946
Total noninterest income$128,0006,636
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$86,0005,345
Trading account gains and fees$0116
Additional Noninterest Income$42,0006,689
Total noninterest expense$543,0007,594
Salaries and employee benefits$323,0007,439
Premises and equipment expense$17,0008,642
Additional noninterest expense$203,0007,059
Pre-tax net operating income$903,0003,981
Securities gains (losses)$02,146
Applicable income taxes$50,0005,519
Income before extraordinary items$853,0003,482
Extraordinary gains, net$030
Net income$853,0003,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,020
Cash dividends$373,0002,623
Sale, conversion, retirement of capital stock, net$0643
Net operating income$853,0003,435
2005-03-31 (YTD Data)Rank
Total interest income$902,0006,040
Total interest expense$244,0006,037
Net interest income$658,0005,929
Provision for loan and lease losses$40,0003,596
Total noninterest income$57,0006,849
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$43,0005,318
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,363
Total noninterest expense$278,0007,606
Salaries and employee benefits$160,0007,505
Premises and equipment expense$8,0008,706
Additional noninterest expense$110,0006,903
Pre-tax net operating income$397,0004,303
Securities gains (losses)$01,685
Applicable income taxes$25,0005,466
Income before extraordinary items$372,0003,804
Extraordinary gains, net$024
Net income$372,0003,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,547
Cash dividends$187,0002,313
Sale, conversion, retirement of capital stock, net$0491
Net operating income$372,0003,762
2004-12-31 (YTD Data)Rank
Total interest income$3,617,0005,873
Total interest expense$943,0005,825
Net interest income$2,674,0005,785
Provision for loan and lease losses$330,0002,726
Total noninterest income$230,0006,919
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$163,0005,629
Trading account gains and fees$0138
Additional Noninterest Income$67,0007,035
Total noninterest expense$1,141,0007,545
Salaries and employee benefits$685,0007,337
Premises and equipment expense$33,0008,781
Additional noninterest expense$423,0007,002
Pre-tax net operating income$1,433,0004,361
Securities gains (losses)$03,819
Applicable income taxes$111,0005,408
Income before extraordinary items$1,322,0003,944
Extraordinary gains, net$034
Net income$1,322,0003,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0001,646
Cash dividends$760,0002,803
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,322,0003,882
2004-09-30 (YTD Data)Rank
Total interest income$2,684,0005,896
Total interest expense$701,0005,821
Net interest income$1,983,0005,821
Provision for loan and lease losses$285,0002,349
Total noninterest income$180,0006,883
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$126,0005,623
Trading account gains and fees$0134
Additional Noninterest Income$54,0006,952
Total noninterest expense$814,0007,620
Salaries and employee benefits$485,0007,423
Premises and equipment expense$21,0008,858
Additional noninterest expense$308,0007,021
Pre-tax net operating income$1,064,0004,461
Securities gains (losses)$03,710
Applicable income taxes$95,0005,402
Income before extraordinary items$969,0004,086
Extraordinary gains, net$026
Net income$969,0004,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,231
Cash dividends$560,0002,518
Sale, conversion, retirement of capital stock, net$0738
Net operating income$969,0004,021
2004-06-30 (YTD Data)Rank
Total interest income$1,747,0005,971
Total interest expense$459,0005,894
Net interest income$1,288,0005,903
Provision for loan and lease losses$240,0001,886
Total noninterest income$125,0006,821
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$83,0005,648
Trading account gains and fees$0130
Additional Noninterest Income$42,0006,726
Total noninterest expense$519,0007,751
Salaries and employee benefits$318,0007,522
Premises and equipment expense$14,0008,907
Additional noninterest expense$187,0007,286
Pre-tax net operating income$654,0004,616
Securities gains (losses)$03,413
Applicable income taxes$60,0005,433
Income before extraordinary items$594,0004,275
Extraordinary gains, net$021
Net income$594,0004,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,000893
Cash dividends$373,0002,577
Sale, conversion, retirement of capital stock, net$0638
Net operating income$594,0004,192
2004-03-31 (YTD Data)Rank
Total interest income$873,0006,011
Total interest expense$230,0005,935
Net interest income$643,0005,910
Provision for loan and lease losses$45,0003,437
Total noninterest income$56,0007,006
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$41,0005,626
Trading account gains and fees$0121
Additional Noninterest Income$15,0007,252
Total noninterest expense$251,0007,879
Salaries and employee benefits$156,0007,599
Premises and equipment expense$21,0008,211
Additional noninterest expense$74,0007,797
Pre-tax net operating income$403,0004,064
Securities gains (losses)$02,934
Applicable income taxes$30,0005,394
Income before extraordinary items$373,0003,701
Extraordinary gains, net$016
Net income$373,0003,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$187,0002,278
Sale, conversion, retirement of capital stock, net$0464
Net operating income$373,0003,574
2003-12-31 (YTD Data)Rank
Total interest income$3,741,0005,863
Total interest expense$1,046,0005,984
Net interest income$2,695,0005,646
Provision for loan and lease losses$180,0004,206
Total noninterest income$249,0006,957
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$157,0005,772
Trading account gains and fees$0160
Additional Noninterest Income$92,0006,661
Total noninterest expense$1,133,0007,611
Salaries and employee benefits$673,0007,406
Premises and equipment expense$30,0009,008
Additional noninterest expense$430,0006,962
Pre-tax net operating income$1,631,0003,903
Securities gains (losses)$04,500
Applicable income taxes$110,0005,619
Income before extraordinary items$1,521,0003,526
Extraordinary gains, net$054
Net income$1,521,0003,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0005,740
Cash dividends$1,020,0002,269
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,521,0003,366
2003-09-30 (YTD Data)Rank
Total interest income$2,825,0005,902
Total interest expense$813,0006,022
Net interest income$2,012,0005,695
Provision for loan and lease losses$135,0004,077
Total noninterest income$186,0007,020
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$113,0005,895
Trading account gains and fees$0153
Additional Noninterest Income$73,0006,631
Total noninterest expense$790,0007,764
Salaries and employee benefits$465,0007,578
Premises and equipment expense$19,0009,082
Additional noninterest expense$306,0007,086
Pre-tax net operating income$1,273,0003,911
Securities gains (losses)$04,204
Applicable income taxes$75,0005,865
Income before extraordinary items$1,198,0003,507
Extraordinary gains, net$040
Net income$1,198,0003,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,781
Cash dividends$562,0002,504
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,198,0003,340
2003-06-30 (YTD Data)Rank
Total interest income$1,866,0005,954
Total interest expense$561,0006,038
Net interest income$1,305,0005,785
Provision for loan and lease losses$90,0004,018
Total noninterest income$121,0007,043
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$78,0005,817
Trading account gains and fees$0150
Additional Noninterest Income$43,0006,830
Total noninterest expense$496,0007,907
Salaries and employee benefits$305,0007,649
Premises and equipment expense$38,0008,441
Additional noninterest expense$153,0007,719
Pre-tax net operating income$840,0003,928
Securities gains (losses)$03,782
Applicable income taxes$50,0005,908
Income before extraordinary items$790,0003,545
Extraordinary gains, net$030
Net income$790,0003,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,782
Cash dividends$373,0002,570
Sale, conversion, retirement of capital stock, net$0589
Net operating income$790,0003,347
2003-03-31 (YTD Data)Rank
Total interest income$934,0005,981
Total interest expense$292,0006,017
Net interest income$642,0005,836
Provision for loan and lease losses$45,0003,818
Total noninterest income$53,0007,265
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$38,0005,790
Trading account gains and fees$0134
Additional Noninterest Income$15,0007,351
Total noninterest expense$250,0007,932
Salaries and employee benefits$150,0007,715
Premises and equipment expense$19,0008,461
Additional noninterest expense$81,0007,638
Pre-tax net operating income$400,0004,032
Securities gains (losses)$02,891
Applicable income taxes$25,0005,890
Income before extraordinary items$375,0003,637
Extraordinary gains, net$021
Net income$375,0003,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$187,0002,315
Sale, conversion, retirement of capital stock, net$0419
Net operating income$375,0003,459
2002-12-31 (YTD Data)Rank
Total interest income$4,123,0005,807
Total interest expense$1,539,0005,645
Net interest income$2,584,0005,797
Provision for loan and lease losses$120,0005,330
Total noninterest income$233,0007,005
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$133,0006,070
Trading account gains and fees$0153
Additional Noninterest Income$100,0006,442
Total noninterest expense$1,114,0007,687
Salaries and employee benefits$657,0007,468
Premises and equipment expense$33,0009,136
Additional noninterest expense$424,0006,987
Pre-tax net operating income$1,583,0003,963
Securities gains (losses)$04,537
Applicable income taxes$107,0005,901
Income before extraordinary items$1,476,0003,546
Extraordinary gains, net$070
Net income$1,476,0003,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,660
Cash dividends$760,0002,741
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,476,0003,438
2001-12-31 (YTD Data)Rank
Total interest income$4,739,0005,802
Total interest expense$2,205,0005,806
Net interest income$2,534,0005,676
Provision for loan and lease losses$120,0005,188
Total noninterest income$226,0007,055
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$124,0006,186
Trading account gains and fees$0177
Additional Noninterest Income$102,0006,397
Total noninterest expense$960,0008,069
Salaries and employee benefits$577,0007,774
Premises and equipment expense$23,0009,469
Additional noninterest expense$360,0007,434
Pre-tax net operating income$1,680,0003,585
Securities gains (losses)$04,612
Applicable income taxes$408,0003,694
Income before extraordinary items$1,272,0003,647
Extraordinary gains, net$0105
Net income$1,272,0003,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,356
Cash dividends$405,0003,813
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,272,0003,551
2000-12-31 (YTD Data)Rank
Total interest income$4,599,0006,023
Total interest expense$2,120,0006,106
Net interest income$2,479,0005,839
Provision for loan and lease losses$120,0004,828
Total noninterest income$167,0007,661
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$112,0006,358
Trading account gains and feesNANA
Additional Noninterest Income$55,0007,624
Total noninterest expense$957,0008,131
Salaries and employee benefits$578,0007,814
Premises and equipment expense$78,0008,823
Additional noninterest expense$301,0007,941
Pre-tax net operating income$1,569,0003,947
Securities gains (losses)$01,956
Applicable income taxes$577,0003,189
Income before extraordinary items$992,0004,408
Extraordinary gains, net$038
Net income$992,0004,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,468
Cash dividends$725,0002,850
Sale, conversion, retirement of capital stock, net$0969
Net operating income$992,0004,407
1999-12-31 (YTD Data)Rank
Total interest income$4,192,0006,199
Total interest expense$1,883,0006,206
Net interest income$2,309,0006,089
Provision for loan and lease losses$200,0003,546
Total noninterest income$199,0007,509
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0006,671
Trading account gains and feesNANA
Additional Noninterest Income$97,0006,712
Total noninterest expense$959,0008,238
Salaries and employee benefits$561,0007,967
Premises and equipment expense$65,0009,335
Additional noninterest expense$333,0007,849
Pre-tax net operating income$1,349,0004,409
Securities gains (losses)$03,155
Applicable income taxes$491,0003,679
Income before extraordinary items$858,0004,875
Extraordinary gains, net$035
Net income$858,0004,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,563
Cash dividends$200,0005,191
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$858,0004,834
1998-12-31 (YTD Data)Rank
Total interest income$4,408,0006,132
Total interest expense$2,018,0006,166
Net interest income$2,390,0006,004
Provision for loan and lease losses$280,0002,772
Total noninterest income$192,0007,682
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0006,766
Trading account gains and feesNANA
Additional Noninterest Income$87,0006,959
Total noninterest expense$957,0008,257
Salaries and employee benefits$552,0008,039
Premises and equipment expense$53,0009,747
Additional noninterest expense$352,0007,647
Pre-tax net operating income$1,345,0004,510
Securities gains (losses)$04,449
Applicable income taxes$491,0003,883
Income before extraordinary items$854,0004,984
Extraordinary gains, net$032
Net income$854,0004,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,628
Cash dividends$225,0005,139
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$854,0004,902
1997-12-31 (YTD Data)Rank
Total interest income$4,251,0006,429
Total interest expense$1,929,0006,402
Net interest income$2,322,0006,330
Provision for loan and lease losses$250,0002,930
Total noninterest income$210,0007,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$131,0006,543
Trading account gains and feesNANA
Additional Noninterest Income$79,0007,409
Total noninterest expense$987,0008,395
Salaries and employee benefits$587,0008,003
Premises and equipment expense$66,0009,815
Additional noninterest expense$334,0007,966
Pre-tax net operating income$1,295,0004,978
Securities gains (losses)$03,944
Applicable income taxes$473,0004,381
Income before extraordinary items$822,0005,369
Extraordinary gains, net$044
Net income$822,0005,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,667
Cash dividends$225,0005,132
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$822,0005,319
1996-12-31 (YTD Data)Rank
Total interest income$4,113,0006,754
Total interest expense$1,832,0006,771
Net interest income$2,281,0006,591
Provision for loan and lease losses$245,0002,976
Total noninterest income$199,0008,236
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0006,881
Trading account gains and feesNANA
Additional Noninterest Income$70,0008,080
Total noninterest expense$962,0008,815
Salaries and employee benefits$575,0008,290
Premises and equipment expense$66,00010,194
Additional noninterest expense$321,0008,661
Pre-tax net operating income$1,273,0004,910
Securities gains (losses)$04,148
Applicable income taxes$419,0004,747
Income before extraordinary items$854,0005,062
Extraordinary gains, net$053
Net income$854,0005,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,737
Cash dividends$225,0005,172
Sale, conversion, retirement of capital stock, net$0953
Net operating income$854,0005,006
1995-12-31 (YTD Data)Rank
Total interest income$3,653,0007,366
Total interest expense$1,627,0007,340
Net interest income$2,026,0007,243
Provision for loan and lease losses$75,0005,235
Total noninterest income$165,0009,050
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0007,139
Trading account gains and feesNANA
Additional Noninterest Income$37,0009,867
Total noninterest expense$906,0009,340
Salaries and employee benefits$476,0009,318
Premises and equipment expense$69,00010,506
Additional noninterest expense$361,0008,587
Pre-tax net operating income$1,210,0005,217
Securities gains (losses)$03,831
Applicable income taxes$434,0004,658
Income before extraordinary items$776,0005,562
Extraordinary gains, net$065
Net income$776,0005,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00011,095
Cash dividends$200,0005,441
Sale, conversion, retirement of capital stock, net$0809
Net operating income$776,0005,547
1994-12-31 (YTD Data)Rank
Total interest income$2,967,0008,107
Total interest expense$1,297,0007,562
Net interest income$1,670,0008,384
Provision for loan and lease losses$20,0007,754
Total noninterest income$155,0009,612
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$125,0007,476
Trading account gains and feesNANA
Additional Noninterest Income$30,00010,793
Total noninterest expense$928,0009,639
Salaries and employee benefits$460,0009,752
Premises and equipment expense$86,00010,464
Additional noninterest expense$382,0009,016
Pre-tax net operating income$877,0006,505
Securities gains (losses)$03,600
Applicable income taxes$336,0005,437
Income before extraordinary items$541,0006,994
Extraordinary gains, net$0249
Net income$541,0007,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,783
Cash dividends$50,0007,903
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$541,0007,041
1993-12-31 (YTD Data)Rank
Total interest income$2,210,0009,768
Total interest expense$910,0009,504
Net interest income$1,300,0009,729
Provision for loan and lease losses$50,0007,415
Total noninterest income$116,00010,933
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0008,693
Trading account gains and feesNANA
Additional Noninterest Income$26,00011,580
Total noninterest expense$643,00011,416
Salaries and employee benefits$358,00011,061
Premises and equipment expense$38,00012,610
Additional noninterest expense$247,00011,121
Pre-tax net operating income$723,0007,237
Securities gains (losses)$1,0007,052
Applicable income taxes$267,0006,535
Income before extraordinary items$457,0007,913
Extraordinary gains, net$-21,00012,471
Net income$436,0008,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00011,729
Cash dividends$230,0005,099
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$456,3607,664
1992-12-31 (YTD Data)Rank
Total interest income$2,140,00010,610
Total interest expense$1,040,00010,225
Net interest income$1,100,00010,701
Provision for loan and lease losses$15,00010,851
Total noninterest income$142,00010,654
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$71,0009,522
Trading account gains and feesNANA
Additional Noninterest Income$71,0009,237
Total noninterest expense$594,00012,095
Salaries and employee benefits$312,00011,880
Premises and equipment expense$47,00012,796
Additional noninterest expense$235,00011,746
Pre-tax net operating income$633,0007,497
Securities gains (losses)$16,0005,884
Applicable income taxes$240,0006,828
Income before extraordinary items$409,0008,124
Extraordinary gains, net$01,422
Net income$409,0008,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0008,614
Cash dividends$840,0001,819
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$398,7607,878

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.