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ConnectOne Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$490,065,000165
Total interest expense$229,789,000132
Net interest income$260,276,000183
Provision for loan and lease losses$8,200,000239
Total noninterest income$14,099,000588
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,666,000441
Trading account gains and fees$0123
Additional Noninterest Income$11,433,000486
Total noninterest expense$143,818,000237
Salaries and employee benefits$88,223,000202
Premises and equipment expense$10,884,000282
Additional noninterest expense$11,433,000486
Pre-tax net operating income$122,357,000185
Securities gains (losses)$14,000708
Applicable income taxes$29,955,000166
Income before extraordinary items$92,416,000182
Extraordinary gains, net$054
Net income$92,416,000186
Minority interest net income$088
Net income of bank and minority interests.$92,416,000185
Net charge-offs$16,963,000124
Cash dividends$50,725,000163
Sale, conversion, retirement of capital stock, net$4,843,00093
Net operating income$92,404,940189
2023-09-30 (YTD Data)Rank
Total interest income$361,107,000164
Total interest expense$163,966,000133
Net interest income$197,141,000181
Provision for loan and lease losses$5,500,000252
Total noninterest income$10,467,000594
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,955,000446
Trading account gains and fees$0125
Additional Noninterest Income$8,512,000498
Total noninterest expense$106,020,000239
Salaries and employee benefits$66,213,000209
Premises and equipment expense$8,176,000283
Additional noninterest expense$8,512,000498
Pre-tax net operating income$96,088,000188
Securities gains (losses)$-439,0004,356
Applicable income taxes$23,742,000169
Income before extraordinary items$71,907,000186
Extraordinary gains, net$052
Net income$71,907,000186
Minority interest net income$081
Net income of bank and minority interests.$71,907,000186
Net charge-offs$8,004,000151
Cash dividends$36,350,000174
Sale, conversion, retirement of capital stock, net$3,689,00090
Net operating income$72,253,810188
2023-06-30 (YTD Data)Rank
Total interest income$237,422,000157
Total interest expense$103,950,000125
Net interest income$133,472,000178
Provision for loan and lease losses$4,000,000234
Total noninterest income$6,631,000607
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,277,000438
Trading account gains and fees$0112
Additional Noninterest Income$5,354,000508
Total noninterest expense$70,254,000236
Salaries and employee benefits$43,962,000209
Premises and equipment expense$5,438,000277
Additional noninterest expense$5,354,000508
Pre-tax net operating income$65,849,000183
Securities gains (losses)$-217,0004,353
Applicable income taxes$16,514,000162
Income before extraordinary items$49,118,000181
Extraordinary gains, net$051
Net income$49,118,000184
Minority interest net income$081
Net income of bank and minority interests.$49,118,000181
Net charge-offs$5,525,000127
Cash dividends$23,900,000173
Sale, conversion, retirement of capital stock, net$2,413,00074
Net operating income$49,289,430186
2023-03-31 (YTD Data)Rank
Total interest income$116,097,000159
Total interest expense$47,254,000127
Net interest income$68,843,000176
Provision for loan and lease losses$1,000,000354
Total noninterest income$2,983,000654
Gross Fiduciary activities income$0913
Service charges on deposit accounts$608,000471
Trading account gains and fees$097
Additional Noninterest Income$2,375,000548
Total noninterest expense$34,862,000244
Salaries and employee benefits$22,236,000213
Premises and equipment expense$2,761,000281
Additional noninterest expense$2,375,000548
Pre-tax net operating income$35,964,000172
Securities gains (losses)$-61,0004,288
Applicable income taxes$9,077,000158
Income before extraordinary items$26,826,000176
Extraordinary gains, net$04
Net income$26,826,000176
Minority interest net income$048
Net income of bank and minority interests.$26,826,000176
Net charge-offs$4,483,00094
Cash dividends$8,825,000201
Sale, conversion, retirement of capital stock, net$1,142,00070
Net operating income$26,874,190180
2022-12-31 (YTD Data)Rank
Total interest income$373,746,000158
Total interest expense$64,544,000119
Net interest income$309,202,000165
Provision for loan and lease losses$17,750,000127
Total noninterest income$14,764,000585
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,145,000398
Trading account gains and fees$0116
Additional Noninterest Income$11,619,000506
Total noninterest expense$126,225,000260
Salaries and employee benefits$80,717,000229
Premises and equipment expense$9,865,000296
Additional noninterest expense$11,619,000506
Pre-tax net operating income$179,991,000154
Securities gains (losses)$-1,476,0004,507
Applicable income taxes$46,014,000137
Income before extraordinary items$132,501,000163
Extraordinary gains, net$05
Net income$132,501,000163
Minority interest net income$063
Net income of bank and minority interests.$132,501,000163
Net charge-offs$5,326,000147
Cash dividends$36,475,000205
Sale, conversion, retirement of capital stock, net$4,889,000118
Net operating income$133,667,040163
2022-09-30 (YTD Data)Rank
Total interest income$261,276,000155
Total interest expense$31,882,000115
Net interest income$229,394,000161
Provision for loan and lease losses$14,450,000106
Total noninterest income$11,167,000593
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,354,000406
Trading account gains and fees$0111
Additional Noninterest Income$8,813,000515
Total noninterest expense$92,948,000262
Salaries and employee benefits$59,041,000236
Premises and equipment expense$7,262,000302
Additional noninterest expense$8,813,000515
Pre-tax net operating income$133,163,000158
Securities gains (losses)$-1,468,0004,599
Applicable income taxes$33,665,000142
Income before extraordinary items$98,030,000166
Extraordinary gains, net$04
Net income$98,030,000165
Minority interest net income$057
Net income of bank and minority interests.$98,030,000166
Net charge-offs$872,000326
Cash dividends$26,625,000196
Sale, conversion, retirement of capital stock, net$3,521,000111
Net operating income$99,189,720163
2022-06-30 (YTD Data)Rank
Total interest income$164,296,000154
Total interest expense$14,840,000113
Net interest income$149,456,000161
Provision for loan and lease losses$4,450,000153
Total noninterest income$7,415,000591
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,577,000403
Trading account gains and fees$0108
Additional Noninterest Income$5,838,000537
Total noninterest expense$60,801,000259
Salaries and employee benefits$38,159,000233
Premises and equipment expense$4,662,000308
Additional noninterest expense$17,980,000282
Pre-tax net operating income$91,620,000151
Securities gains (losses)$-960,0004,625
Applicable income taxes$23,240,000135
Income before extraordinary items$67,420,000161
Extraordinary gains, net$04
Net income$67,420,000161
Minority interest net income$060
Net income of bank and minority interests.$67,420,000161
Net charge-offs$512,000332
Cash dividends$15,700,000202
Sale, conversion, retirement of capital stock, net$2,300,00092
Net operating income$68,178,400158
2022-03-31 (YTD Data)Rank
Total interest income$78,941,000155
Total interest expense$6,835,000105
Net interest income$72,106,000157
Provision for loan and lease losses$1,450,000161
Total noninterest income$3,650,000608
Gross Fiduciary activities income$0892
Service charges on deposit accounts$754,000412
Trading account gains and fees$0103
Additional Noninterest Income$2,896,000541
Total noninterest expense$29,205,000266
Salaries and employee benefits$18,640,000238
Premises and equipment expense$1,929,000364
Additional noninterest expense$8,636,000291
Pre-tax net operating income$45,101,000147
Securities gains (losses)$-579,0004,687
Applicable income taxes$11,351,000132
Income before extraordinary items$33,171,000151
Extraordinary gains, net$04
Net income$33,171,000151
Minority interest net income$050
Net income of bank and minority interests.$33,171,000151
Net charge-offs$242,000334
Cash dividends$7,900,000199
Sale, conversion, retirement of capital stock, net$1,138,00076
Net operating income$33,628,410150
2021-12-31 (YTD Data)Rank
Total interest income$301,739,000158
Total interest expense$31,868,000113
Net interest income$269,871,000166
Provision for loan and lease losses$-5,500,0004,680
Total noninterest income$15,868,000624
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,587,000445
Trading account gains and fees$0132
Additional Noninterest Income$13,281,000549
Total noninterest expense$108,944,000284
Salaries and employee benefits$64,072,000268
Premises and equipment expense$12,342,000248
Additional noninterest expense$32,530,000299
Pre-tax net operating income$182,295,000157
Securities gains (losses)$-123,0004,678
Applicable income taxes$44,705,000146
Income before extraordinary items$137,467,000159
Extraordinary gains, net$010
Net income$137,467,000159
Minority interest net income$074
Net income of bank and minority interests.$137,467,000159
Net charge-offs$1,992,000292
Cash dividends$23,958,000266
Sale, conversion, retirement of capital stock, net$4,419,000115
Net operating income$137,564,170159
2021-09-30 (YTD Data)Rank
Total interest income$222,698,000161
Total interest expense$25,036,000114
Net interest income$197,662,000167
Provision for loan and lease losses$-6,315,0004,773
Total noninterest income$11,961,000628
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,832,000469
Trading account gains and fees$0132
Additional Noninterest Income$10,129,000569
Total noninterest expense$80,872,000282
Salaries and employee benefits$47,589,000275
Premises and equipment expense$9,581,000244
Additional noninterest expense$23,702,000304
Pre-tax net operating income$135,066,000156
Securities gains (losses)$-16,0004,606
Applicable income taxes$32,404,000152
Income before extraordinary items$102,646,000161
Extraordinary gains, net$08
Net income$102,646,000161
Minority interest net income$069
Net income of bank and minority interests.$102,646,000161
Net charge-offs$1,751,000259
Cash dividends$17,060,000251
Sale, conversion, retirement of capital stock, net$3,198,000106
Net operating income$102,658,640161
2021-06-30 (YTD Data)Rank
Total interest income$145,672,000164
Total interest expense$18,004,000109
Net interest income$127,668,000168
Provision for loan and lease losses$-7,415,0004,842
Total noninterest income$7,867,000638
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,061,000497
Trading account gains and fees$0133
Additional Noninterest Income$6,806,000573
Total noninterest expense$52,741,000290
Salaries and employee benefits$30,849,000283
Premises and equipment expense$6,591,000233
Additional noninterest expense$15,301,000310
Pre-tax net operating income$90,209,000158
Securities gains (losses)$31,0001,047
Applicable income taxes$21,523,000148
Income before extraordinary items$68,717,000160
Extraordinary gains, net$06
Net income$68,717,000160
Minority interest net income$067
Net income of bank and minority interests.$68,717,000160
Net charge-offs$137,000791
Cash dividends$11,460,000248
Sale, conversion, retirement of capital stock, net$1,954,00093
Net operating income$68,692,510159
2021-03-31 (YTD Data)Rank
Total interest income$72,621,000166
Total interest expense$9,710,000113
Net interest income$62,911,000171
Provision for loan and lease losses$-5,765,0004,889
Total noninterest income$3,613,000669
Gross Fiduciary activities income$0922
Service charges on deposit accounts$482,000526
Trading account gains and fees$0127
Additional Noninterest Income$3,131,000608
Total noninterest expense$26,482,000281
Salaries and employee benefits$15,565,000279
Premises and equipment expense$3,404,000226
Additional noninterest expense$7,513,000304
Pre-tax net operating income$45,807,000167
Securities gains (losses)$-187,0004,914
Applicable income taxes$10,871,000158
Income before extraordinary items$34,749,000169
Extraordinary gains, net$03
Net income$34,749,000169
Minority interest net income$055
Net income of bank and minority interests.$34,749,000169
Net charge-offs$-61,0004,657
Cash dividends$4,600,000253
Sale, conversion, retirement of capital stock, net$968,00082
Net operating income$34,896,730169
2020-12-31 (YTD Data)Rank
Total interest income$308,200,000158
Total interest expense$62,631,000118
Net interest income$245,569,000166
Provision for loan and lease losses$41,000,000156
Total noninterest income$14,042,000641
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,865,000557
Trading account gains and fees$0133
Additional Noninterest Income$12,177,000570
Total noninterest expense$120,868,000245
Salaries and employee benefits$58,758,000277
Premises and equipment expense$13,882,000224
Additional noninterest expense$48,228,000212
Pre-tax net operating income$97,743,000178
Securities gains (losses)$231,000965
Applicable income taxes$19,101,000189
Income before extraordinary items$78,873,000181
Extraordinary gains, net$04
Net income$78,873,000181
Minority interest net income$072
Net income of bank and minority interests.$78,873,000181
Net charge-offs$67,0002,235
Cash dividends$15,200,000342
Sale, conversion, retirement of capital stock, net$2,305,000139
Net operating income$78,685,890179
2020-09-30 (YTD Data)Rank
Total interest income$232,612,000157
Total interest expense$50,694,000118
Net interest income$181,918,000166
Provision for loan and lease losses$36,000,000161
Total noninterest income$10,713,000608
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,394,000549
Trading account gains and fees$0125
Additional Noninterest Income$9,319,000536
Total noninterest expense$94,597,000237
Salaries and employee benefits$44,177,000267
Premises and equipment expense$10,194,000223
Additional noninterest expense$40,226,000196
Pre-tax net operating income$62,034,000181
Securities gains (losses)$244,000808
Applicable income taxes$11,331,000199
Income before extraordinary items$50,947,000183
Extraordinary gains, net$04
Net income$50,947,000183
Minority interest net income$065
Net income of bank and minority interests.$50,947,000183
Net charge-offs$26,0002,387
Cash dividends$10,900,000339
Sale, conversion, retirement of capital stock, net$1,353,000145
Net operating income$50,746,920178
2020-06-30 (YTD Data)Rank
Total interest income$155,390,000158
Total interest expense$36,526,000120
Net interest income$118,864,000169
Provision for loan and lease losses$31,000,000155
Total noninterest income$7,193,000576
Gross Fiduciary activities income$0970
Service charges on deposit accounts$986,000524
Trading account gains and fees$0123
Additional Noninterest Income$6,207,000500
Total noninterest expense$67,866,000222
Salaries and employee benefits$29,063,000259
Premises and equipment expense$6,627,000229
Additional noninterest expense$32,176,000180
Pre-tax net operating income$27,191,000227
Securities gains (losses)$250,000614
Applicable income taxes$3,563,000323
Income before extraordinary items$23,878,000219
Extraordinary gains, net$04
Net income$23,878,000219
Minority interest net income$065
Net income of bank and minority interests.$23,878,000219
Net charge-offs$569,000549
Cash dividends$4,600,000462
Sale, conversion, retirement of capital stock, net$557,000156
Net operating income$23,660,500209
2020-03-31 (YTD Data)Rank
Total interest income$76,836,000167
Total interest expense$20,018,000136
Net interest income$56,818,000176
Provision for loan and lease losses$16,000,000154
Total noninterest income$2,525,000692
Gross Fiduciary activities income$0941
Service charges on deposit accounts$620,000498
Trading account gains and fees$0106
Additional Noninterest Income$1,905,000632
Total noninterest expense$35,058,000221
Salaries and employee benefits$14,531,000262
Premises and equipment expense$3,472,000225
Additional noninterest expense$17,055,000174
Pre-tax net operating income$8,285,000308
Securities gains (losses)$207,000366
Applicable income taxes$1,047,000443
Income before extraordinary items$7,445,000285
Extraordinary gains, net$04
Net income$7,445,000284
Minority interest net income$056
Net income of bank and minority interests.$7,445,000285
Net charge-offs$124,000783
Cash dividends$4,600,000309
Sale, conversion, retirement of capital stock, net$239,000165
Net operating income$7,262,840288
2019-12-31 (YTD Data)Rank
Total interest income$271,479,000185
Total interest expense$79,471,000150
Net interest income$192,008,000197
Provision for loan and lease losses$8,100,000184
Total noninterest income$8,013,000816
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,168,000583
Trading account gains and fees$0135
Additional Noninterest Income$5,845,000741
Total noninterest expense$92,220,000290
Salaries and employee benefits$49,135,000295
Premises and equipment expense$9,712,000301
Additional noninterest expense$33,373,000261
Pre-tax net operating income$99,701,000192
Securities gains (losses)$59,0001,174
Applicable income taxes$20,631,000207
Income before extraordinary items$79,129,000189
Extraordinary gains, net$011
Net income$79,129,000190
Minority interest net income$076
Net income of bank and minority interests.$79,129,000190
Net charge-offs$4,761,000219
Cash dividends$30,050,000234
Sale, conversion, retirement of capital stock, net$2,943,000125
Net operating income$79,082,390188
2019-09-30 (YTD Data)Rank
Total interest income$203,471,000188
Total interest expense$60,313,000151
Net interest income$143,158,000200
Provision for loan and lease losses$7,600,000154
Total noninterest income$5,729,000848
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,609,000583
Trading account gains and fees$0129
Additional Noninterest Income$4,120,000772
Total noninterest expense$70,024,000287
Salaries and employee benefits$36,254,000300
Premises and equipment expense$7,333,000297
Additional noninterest expense$26,437,000247
Pre-tax net operating income$71,263,000199
Securities gains (losses)$98,000791
Applicable income taxes$14,434,000221
Income before extraordinary items$56,927,000194
Extraordinary gains, net$011
Net income$56,927,000195
Minority interest net income$072
Net income of bank and minority interests.$56,927,000195
Net charge-offs$3,783,000204
Cash dividends$16,300,000267
Sale, conversion, retirement of capital stock, net$2,144,000112
Net operating income$56,848,600191
2019-06-30 (YTD Data)Rank
Total interest income$133,082,000188
Total interest expense$39,754,000152
Net interest income$93,328,000201
Provision for loan and lease losses$5,600,000147
Total noninterest income$3,420,000895
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,017,000607
Trading account gains and fees$0131
Additional Noninterest Income$2,403,000824
Total noninterest expense$49,645,000275
Salaries and employee benefits$23,805,000304
Premises and equipment expense$4,852,000303
Additional noninterest expense$20,988,000226
Pre-tax net operating income$41,503,000217
Securities gains (losses)$298,000300
Applicable income taxes$7,994,000239
Income before extraordinary items$33,807,000210
Extraordinary gains, net$011
Net income$33,807,000212
Minority interest net income$069
Net income of bank and minority interests.$33,807,000212
Net charge-offs$2,856,000183
Cash dividends$12,900,000244
Sale, conversion, retirement of capital stock, net$1,471,000101
Net operating income$33,565,620207
2019-03-31 (YTD Data)Rank
Total interest income$65,207,000191
Total interest expense$18,832,000154
Net interest income$46,375,000202
Provision for loan and lease losses$4,500,000118
Total noninterest income$1,627,000894
Gross Fiduciary activities income$0972
Service charges on deposit accounts$484,000633
Trading account gains and fees$0126
Additional Noninterest Income$1,143,000819
Total noninterest expense$28,059,000250
Salaries and employee benefits$11,983,000300
Premises and equipment expense$2,495,000297
Additional noninterest expense$13,581,000193
Pre-tax net operating income$15,443,000264
Securities gains (losses)$148,000228
Applicable income taxes$2,493,000318
Income before extraordinary items$13,098,000256
Extraordinary gains, net$05
Net income$13,098,000256
Minority interest net income$052
Net income of bank and minority interests.$13,098,000256
Net charge-offs$2,596,000130
Cash dividends$3,400,000349
Sale, conversion, retirement of capital stock, net$828,00076
Net operating income$12,973,680253
2018-12-31 (YTD Data)Rank
Total interest income$216,126,000209
Total interest expense$53,332,000159
Net interest income$162,794,000220
Provision for loan and lease losses$21,100,00099
Total noninterest income$5,739,000997
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,524,000809
Trading account gains and fees$0126
Additional Noninterest Income$4,215,000886
Total noninterest expense$70,453,000354
Salaries and employee benefits$39,584,000340
Premises and equipment expense$8,312,000340
Additional noninterest expense$22,557,000355
Pre-tax net operating income$76,980,000231
Securities gains (losses)$-263,0005,195
Applicable income taxes$10,782,000298
Income before extraordinary items$65,935,000225
Extraordinary gains, net$06
Net income$65,935,000225
Minority interest net income$072
Net income of bank and minority interests.$65,935,000225
Net charge-offs$17,894,000102
Cash dividends$16,700,000291
Sale, conversion, retirement of capital stock, net$1,064,000220
Net operating income$66,161,180224
2018-09-30 (YTD Data)Rank
Total interest income$158,904,000207
Total interest expense$37,694,000158
Net interest income$121,210,000218
Provision for loan and lease losses$20,000,00086
Total noninterest income$4,225,0001,017
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,095,000836
Trading account gains and fees$0138
Additional Noninterest Income$3,130,000901
Total noninterest expense$52,169,000355
Salaries and employee benefits$29,596,000341
Premises and equipment expense$6,311,000336
Additional noninterest expense$16,262,000362
Pre-tax net operating income$53,266,000246
Securities gains (losses)$-325,0005,357
Applicable income taxes$7,144,000323
Income before extraordinary items$45,797,000232
Extraordinary gains, net$05
Net income$45,797,000231
Minority interest net income$066
Net income of bank and minority interests.$45,797,000232
Net charge-offs$16,999,00088
Cash dividends$11,300,000290
Sale, conversion, retirement of capital stock, net$500,000257
Net operating income$46,079,750232
2018-06-30 (YTD Data)Rank
Total interest income$103,555,000204
Total interest expense$23,721,000153
Net interest income$79,834,000214
Provision for loan and lease losses$18,900,00067
Total noninterest income$2,795,0001,025
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$685,000883
Trading account gains and fees$0130
Additional Noninterest Income$2,110,000903
Total noninterest expense$33,999,000359
Salaries and employee benefits$19,415,000351
Premises and equipment expense$4,174,000340
Additional noninterest expense$10,410,000373
Pre-tax net operating income$29,730,000268
Securities gains (losses)$-276,0005,443
Applicable income taxes$5,042,000300
Income before extraordinary items$24,412,000269
Extraordinary gains, net$06
Net income$24,412,000269
Minority interest net income$065
Net income of bank and minority interests.$24,412,000269
Net charge-offs$17,054,00073
Cash dividends$8,700,000256
Sale, conversion, retirement of capital stock, net$-98,0005,504
Net operating income$24,641,080267
2018-03-31 (YTD Data)Rank
Total interest income$50,473,000205
Total interest expense$11,003,000152
Net interest income$39,470,000215
Provision for loan and lease losses$17,800,00046
Total noninterest income$1,407,0001,015
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$358,000847
Trading account gains and fees$0123
Additional Noninterest Income$1,049,000904
Total noninterest expense$16,938,000359
Salaries and employee benefits$9,679,000349
Premises and equipment expense$2,143,000336
Additional noninterest expense$5,116,000370
Pre-tax net operating income$6,139,000496
Securities gains (losses)$-191,0005,528
Applicable income taxes$444,000945
Income before extraordinary items$5,504,000464
Extraordinary gains, net$07
Net income$5,504,000464
Minority interest net income$052
Net income of bank and minority interests.$5,504,000464
Net charge-offs$17,019,00044
Cash dividends$2,600,000338
Sale, conversion, retirement of capital stock, net$-371,0005,591
Net operating income$5,681,630456
2017-12-31 (YTD Data)Rank
Total interest income$181,317,000206
Total interest expense$33,010,000156
Net interest income$148,307,000213
Provision for loan and lease losses$6,000,000220
Total noninterest income$6,608,000908
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,549,000798
Trading account gains and fees$0151
Additional Noninterest Income$5,059,000809
Total noninterest expense$78,759,000313
Salaries and employee benefits$35,128,000371
Premises and equipment expense$8,163,000346
Additional noninterest expense$35,468,000247
Pre-tax net operating income$70,156,000227
Securities gains (losses)$1,596,000108
Applicable income taxes$25,294,000222
Income before extraordinary items$46,458,000228
Extraordinary gains, net$09
Net income$46,458,000228
Minority interest net income$076
Net income of bank and minority interests.$46,458,000228
Net charge-offs$-4,0004,637
Cash dividends$13,000,000304
Sale, conversion, retirement of capital stock, net$1,778,000175
Net operating income$45,420,600231
2017-09-30 (YTD Data)Rank
Total interest income$131,108,000209
Total interest expense$23,420,000158
Net interest income$107,688,000219
Provision for loan and lease losses$4,000,000234
Total noninterest income$4,584,000974
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,161,000805
Trading account gains and fees$0145
Additional Noninterest Income$3,423,000891
Total noninterest expense$62,193,000300
Salaries and employee benefits$25,710,000381
Premises and equipment expense$6,215,000342
Additional noninterest expense$30,268,000222
Pre-tax net operating income$46,079,000248
Securities gains (losses)$1,596,00091
Applicable income taxes$12,608,000270
Income before extraordinary items$35,067,000243
Extraordinary gains, net$09
Net income$35,067,000243
Minority interest net income$071
Net income of bank and minority interests.$35,067,000243
Net charge-offs$-126,0005,403
Cash dividends$9,000,000308
Sale, conversion, retirement of capital stock, net$1,314,000168
Net operating income$33,885,960245
2017-06-30 (YTD Data)Rank
Total interest income$84,772,000213
Total interest expense$14,915,000158
Net interest income$69,857,000223
Provision for loan and lease losses$2,550,000233
Total noninterest income$2,828,0001,041
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$714,000850
Trading account gains and fees$0139
Additional Noninterest Income$2,114,000925
Total noninterest expense$43,551,000288
Salaries and employee benefits$16,838,000391
Premises and equipment expense$4,246,000334
Additional noninterest expense$22,467,000205
Pre-tax net operating income$26,584,000274
Securities gains (losses)$1,596,00069
Applicable income taxes$7,001,000296
Income before extraordinary items$21,179,000258
Extraordinary gains, net$011
Net income$21,179,000258
Minority interest net income$071
Net income of bank and minority interests.$21,179,000258
Net charge-offs$-107,0005,454
Cash dividends$6,500,000284
Sale, conversion, retirement of capital stock, net$851,000151
Net operating income$19,982,000263
2017-03-31 (YTD Data)Rank
Total interest income$41,082,000213
Total interest expense$7,135,000155
Net interest income$33,947,000223
Provision for loan and lease losses$1,100,000249
Total noninterest income$1,406,0001,045
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$366,000832
Trading account gains and fees$0142
Additional Noninterest Income$1,040,000922
Total noninterest expense$18,249,000343
Salaries and employee benefits$8,206,000406
Premises and equipment expense$2,255,000314
Additional noninterest expense$7,788,000269
Pre-tax net operating income$16,004,000235
Securities gains (losses)$1,596,00047
Applicable income taxes$4,914,000231
Income before extraordinary items$12,686,000224
Extraordinary gains, net$08
Net income$12,686,000223
Minority interest net income$055
Net income of bank and minority interests.$12,686,000224
Net charge-offs$-57,0005,499
Cash dividends$2,500,000335
Sale, conversion, retirement of capital stock, net$389,000137
Net operating income$11,536,880236
2016-12-31 (YTD Data)Rank
Total interest income$161,367,000209
Total interest expense$27,850,000145
Net interest income$133,517,000220
Provision for loan and lease losses$38,700,00076
Total noninterest income$5,557,0001,063
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,273,000966
Trading account gains and fees$0170
Additional Noninterest Income$4,284,000946
Total noninterest expense$58,506,000399
Salaries and employee benefits$31,030,000414
Premises and equipment expense$8,571,000322
Additional noninterest expense$18,905,000389
Pre-tax net operating income$41,868,000291
Securities gains (losses)$4,234,00067
Applicable income taxes$11,776,000308
Income before extraordinary items$34,326,000274
Extraordinary gains, net$05
Net income$34,326,000273
Minority interest net income$082
Net income of bank and minority interests.$34,326,000273
Net charge-offs$39,528,00062
Cash dividends$12,400,000314
Sale, conversion, retirement of capital stock, net$2,113,000147
Net operating income$31,192,840282
2016-09-30 (YTD Data)Rank
Total interest income$119,870,000210
Total interest expense$20,568,000141
Net interest income$99,302,000221
Provision for loan and lease losses$13,500,000114
Total noninterest income$3,985,0001,100
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$884,0001,042
Trading account gains and fees$0169
Additional Noninterest Income$3,101,000961
Total noninterest expense$43,256,000401
Salaries and employee benefits$23,143,000412
Premises and equipment expense$6,450,000317
Additional noninterest expense$13,663,000397
Pre-tax net operating income$46,531,000218
Securities gains (losses)$4,234,00055
Applicable income taxes$15,224,000217
Income before extraordinary items$35,541,000216
Extraordinary gains, net$05
Net income$35,541,000216
Minority interest net income$071
Net income of bank and minority interests.$35,541,000216
Net charge-offs$2,457,000252
Cash dividends$8,470,000337
Sale, conversion, retirement of capital stock, net$1,651,000123
Net operating income$32,577,200229
2016-06-30 (YTD Data)Rank
Total interest income$78,605,000214
Total interest expense$13,227,000142
Net interest income$65,378,000225
Provision for loan and lease losses$6,750,000133
Total noninterest income$2,627,0001,089
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$557,0001,085
Trading account gains and fees$0157
Additional Noninterest Income$2,070,000938
Total noninterest expense$28,705,000403
Salaries and employee benefits$15,353,000414
Premises and equipment expense$4,401,000316
Additional noninterest expense$8,951,000402
Pre-tax net operating income$32,550,000216
Securities gains (losses)$103,000941
Applicable income taxes$9,782,000225
Income before extraordinary items$22,871,000226
Extraordinary gains, net$016
Net income$22,871,000224
Minority interest net income$071
Net income of bank and minority interests.$22,871,000225
Net charge-offs$559,000551
Cash dividends$6,070,000309
Sale, conversion, retirement of capital stock, net$1,105,000114
Net operating income$22,798,900224
2016-03-31 (YTD Data)Rank
Total interest income$38,539,000215
Total interest expense$6,395,000147
Net interest income$32,144,000225
Provision for loan and lease losses$3,000,000139
Total noninterest income$1,189,0001,150
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$275,0001,097
Trading account gains and fees$0142
Additional Noninterest Income$914,000999
Total noninterest expense$14,354,000401
Salaries and employee benefits$7,599,000408
Premises and equipment expense$2,248,000315
Additional noninterest expense$4,507,000396
Pre-tax net operating income$15,979,000212
Securities gains (losses)$02,077
Applicable income taxes$4,778,000222
Income before extraordinary items$11,201,000225
Extraordinary gains, net$012
Net income$11,201,000224
Minority interest net income$062
Net income of bank and minority interests.$11,201,000225
Net charge-offs$498,000342
Cash dividends$2,310,000381
Sale, conversion, retirement of capital stock, net$755,00084
Net operating income$11,201,000223
2015-12-31 (YTD Data)Rank
Total interest income$141,031,000219
Total interest expense$22,114,000150
Net interest income$118,917,000228
Provision for loan and lease losses$12,605,000120
Total noninterest income$7,166,000871
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$944,0001,284
Trading account gains and fees$0159
Additional Noninterest Income$6,222,000689
Total noninterest expense$54,484,000414
Salaries and employee benefits$27,685,000427
Premises and equipment expense$7,587,000362
Additional noninterest expense$19,212,000383
Pre-tax net operating income$58,994,000222
Securities gains (losses)$3,941,00057
Applicable income taxes$19,927,000215
Income before extraordinary items$43,008,000230
Extraordinary gains, net$023
Net income$43,008,000230
Minority interest net income$081
Net income of bank and minority interests.$43,008,000230
Net charge-offs$193,0002,024
Cash dividends$10,460,000376
Sale, conversion, retirement of capital stock, net$1,840,000158
Net operating income$40,328,120240
2015-09-30 (YTD Data)Rank
Total interest income$103,784,000226
Total interest expense$16,135,000151
Net interest income$87,649,000235
Provision for loan and lease losses$7,550,000129
Total noninterest income$5,969,000817
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$683,0001,334
Trading account gains and fees$0153
Additional Noninterest Income$5,286,000640
Total noninterest expense$40,905,000417
Salaries and employee benefits$20,480,000441
Premises and equipment expense$5,786,000359
Additional noninterest expense$14,639,000379
Pre-tax net operating income$45,163,000224
Securities gains (losses)$2,793,00063
Applicable income taxes$15,310,000210
Income before extraordinary items$32,646,000233
Extraordinary gains, net$021
Net income$32,646,000233
Minority interest net income$078
Net income of bank and minority interests.$32,646,000233
Net charge-offs$177,0001,666
Cash dividends$6,722,000381
Sale, conversion, retirement of capital stock, net$1,627,000132
Net operating income$30,746,760241
2015-06-30 (YTD Data)Rank
Total interest income$67,587,000233
Total interest expense$10,493,000154
Net interest income$57,094,000245
Provision for loan and lease losses$3,375,000166
Total noninterest income$4,228,000782
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$415,0001,427
Trading account gains and fees$0157
Additional Noninterest Income$3,813,000624
Total noninterest expense$27,604,000416
Salaries and employee benefits$13,575,000445
Premises and equipment expense$3,869,000357
Additional noninterest expense$10,160,000362
Pre-tax net operating income$30,343,000229
Securities gains (losses)$726,000185
Applicable income taxes$10,081,000219
Income before extraordinary items$20,988,000241
Extraordinary gains, net$022
Net income$20,988,000240
Minority interest net income$075
Net income of bank and minority interests.$20,988,000241
Net charge-offs$55,0002,233
Cash dividends$4,436,000379
Sale, conversion, retirement of capital stock, net$1,478,000115
Net operating income$20,494,320239
2015-03-31 (YTD Data)Rank
Total interest income$33,393,000231
Total interest expense$5,038,000158
Net interest income$28,355,000244
Provision for loan and lease losses$1,825,000151
Total noninterest income$1,025,0001,266
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$215,0001,357
Trading account gains and fees$0152
Additional Noninterest Income$810,0001,076
Total noninterest expense$12,630,000446
Salaries and employee benefits$6,628,000454
Premises and equipment expense$2,082,000339
Additional noninterest expense$3,920,000439
Pre-tax net operating income$14,925,000225
Securities gains (losses)$506,000166
Applicable income taxes$5,012,000210
Income before extraordinary items$10,419,000229
Extraordinary gains, net$013
Net income$10,419,000229
Minority interest net income$064
Net income of bank and minority interests.$10,419,000229
Net charge-offs$52,0001,527
Cash dividends$2,158,000336
Sale, conversion, retirement of capital stock, net$802,00097
Net operating income$10,074,920233
2014-12-31 (YTD Data)Rank
Total interest income$94,308,000289
Total interest expense$14,651,000207
Net interest income$79,657,000305
Provision for loan and lease losses$4,683,000226
Total noninterest income$4,545,0001,175
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,064,0001,224
Trading account gains and fees$0180
Additional Noninterest Income$3,481,000996
Total noninterest expense$54,200,000412
Salaries and employee benefits$18,829,000577
Premises and equipment expense$4,064,000610
Additional noninterest expense$31,307,000267
Pre-tax net operating income$25,319,000381
Securities gains (losses)$2,817,00087
Applicable income taxes$8,970,000321
Income before extraordinary items$19,166,000391
Extraordinary gains, net$017
Net income$19,166,000390
Minority interest net income$084
Net income of bank and minority interests.$19,166,000391
Net charge-offs$856,0001,019
Cash dividends$8,075,000401
Sale, conversion, retirement of capital stock, net$310,000368
Net operating income$17,250,440421
2014-09-30 (YTD Data)Rank
Total interest income$61,124,000325
Total interest expense$10,141,000220
Net interest income$50,983,000360
Provision for loan and lease losses$2,209,000320
Total noninterest income$3,251,0001,218
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$969,0001,034
Trading account gains and fees$0174
Additional Noninterest Income$2,282,0001,097
Total noninterest expense$39,068,000422
Salaries and employee benefits$13,153,000616
Premises and equipment expense$2,864,000641
Additional noninterest expense$23,051,000268
Pre-tax net operating income$12,957,000519
Securities gains (losses)$2,100,00084
Applicable income taxes$3,851,000489
Income before extraordinary items$11,206,000462
Extraordinary gains, net$015
Net income$11,206,000461
Minority interest net income$081
Net income of bank and minority interests.$11,206,000462
Net charge-offs$424,0001,295
Cash dividends$7,026,000332
Sale, conversion, retirement of capital stock, net$276,000308
Net operating income$9,652,000516
2014-06-30 (YTD Data)Rank
Total interest income$28,187,000444
Total interest expense$4,223,000326
Net interest income$23,964,000459
Provision for loan and lease losses$2,550,000210
Total noninterest income$734,0002,523
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$104,0003,872
Trading account gains and fees$0172
Additional Noninterest Income$630,0001,985
Total noninterest expense$12,994,000781
Salaries and employee benefits$6,078,000899
Premises and equipment expense$1,273,000967
Additional noninterest expense$5,643,000586
Pre-tax net operating income$9,154,000484
Securities gains (losses)$02,580
Applicable income taxes$3,425,000400
Income before extraordinary items$5,729,000580
Extraordinary gains, net$020
Net income$5,729,000580
Minority interest net income$080
Net income of bank and minority interests.$5,729,000580
Net charge-offs$262,0001,362
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$410,000192
Net operating income$5,729,000575
2014-03-31 (YTD Data)Rank
Total interest income$13,710,000450
Total interest expense$2,009,000343
Net interest income$11,701,000464
Provision for loan and lease losses$1,300,000203
Total noninterest income$343,0002,613
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$52,0003,853
Trading account gains and fees$0147
Additional Noninterest Income$291,0002,039
Total noninterest expense$6,672,000764
Salaries and employee benefits$3,091,000894
Premises and equipment expense$596,0001,052
Additional noninterest expense$2,985,000563
Pre-tax net operating income$4,072,000521
Securities gains (losses)$01,715
Applicable income taxes$1,464,000431
Income before extraordinary items$2,608,000612
Extraordinary gains, net$016
Net income$2,608,000613
Minority interest net income$066
Net income of bank and minority interests.$2,608,000613
Net charge-offs$244,000823
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$410,000119
Net operating income$2,608,000603
2013-12-31 (YTD Data)Rank
Total interest income$47,361,000521
Total interest expense$6,476,000485
Net interest income$40,885,000518
Provision for loan and lease losses$4,575,000289
Total noninterest income$1,144,0002,985
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$222,0003,925
Trading account gains and fees$0184
Additional Noninterest Income$922,0002,477
Total noninterest expense$20,651,000989
Salaries and employee benefits$10,322,0001,050
Premises and equipment expense$2,228,0001,067
Additional noninterest expense$8,101,000841
Pre-tax net operating income$16,803,000498
Securities gains (losses)$03,182
Applicable income taxes$6,533,000383
Income before extraordinary items$10,270,000629
Extraordinary gains, net$029
Net income$10,270,000633
Minority interest net income$090
Net income of bank and minority interests.$10,270,000631
Net charge-offs$1,842,000804
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$47,821,0008
Net operating income$10,270,000611
2013-09-30 (YTD Data)Rank
Total interest income$34,471,000537
Total interest expense$4,661,000523
Net interest income$29,810,000539
Provision for loan and lease losses$3,175,000314
Total noninterest income$804,0003,129
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$166,0003,962
Trading account gains and fees$0180
Additional Noninterest Income$638,0002,640
Total noninterest expense$14,886,0001,029
Salaries and employee benefits$7,509,0001,086
Premises and equipment expense$1,643,0001,089
Additional noninterest expense$5,734,000883
Pre-tax net operating income$12,553,000510
Securities gains (losses)$03,040
Applicable income taxes$5,133,000382
Income before extraordinary items$7,420,000661
Extraordinary gains, net$025
Net income$7,420,000662
Minority interest net income$084
Net income of bank and minority interests.$7,420,000663
Net charge-offs$1,754,000656
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$47,821,0005
Net operating income$7,420,000630
2013-06-30 (YTD Data)Rank
Total interest income$22,295,000556
Total interest expense$3,052,000544
Net interest income$19,243,000551
Provision for loan and lease losses$1,875,000388
Total noninterest income$529,0003,193
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$106,0004,008
Trading account gains and fees$0157
Additional Noninterest Income$423,0002,717
Total noninterest expense$9,668,0001,060
Salaries and employee benefits$4,926,0001,103
Premises and equipment expense$1,055,0001,127
Additional noninterest expense$3,687,000922
Pre-tax net operating income$8,229,000512
Securities gains (losses)$02,791
Applicable income taxes$3,396,000380
Income before extraordinary items$4,833,000670
Extraordinary gains, net$022
Net income$4,833,000673
Minority interest net income$082
Net income of bank and minority interests.$4,833,000673
Net charge-offs$1,140,000697
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$47,804,0003
Net operating income$4,833,000638
2013-03-31 (YTD Data)Rank
Total interest income$10,927,000577
Total interest expense$1,528,000570
Net interest income$9,399,000569
Provision for loan and lease losses$925,000426
Total noninterest income$244,0003,318
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$47,0004,201
Trading account gains and fees$0148
Additional Noninterest Income$197,0002,795
Total noninterest expense$4,741,0001,083
Salaries and employee benefits$2,480,0001,100
Premises and equipment expense$516,0001,185
Additional noninterest expense$1,745,000966
Pre-tax net operating income$3,977,000524
Securities gains (losses)$01,966
Applicable income taxes$1,641,000396
Income before extraordinary items$2,336,000682
Extraordinary gains, net$010
Net income$2,336,000682
Minority interest net income$076
Net income of bank and minority interests.$2,336,000683
Net charge-offs$534,000739
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$47,864,0002
Net operating income$2,336,000652
2012-12-31 (YTD Data)Rank
Total interest income$40,854,000640
Total interest expense$6,319,000672
Net interest income$34,535,000622
Provision for loan and lease losses$3,990,000615
Total noninterest income$1,075,0003,134
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$180,0004,458
Trading account gains and fees$0166
Additional Noninterest Income$895,0002,522
Total noninterest expense$17,489,0001,156
Salaries and employee benefits$8,352,0001,251
Premises and equipment expense$2,020,0001,170
Additional noninterest expense$7,117,000982
Pre-tax net operating income$14,131,000544
Securities gains (losses)$03,810
Applicable income taxes$5,711,000398
Income before extraordinary items$8,420,000711
Extraordinary gains, net$029
Net income$8,420,000707
Minority interest net income$093
Net income of bank and minority interests.$8,420,000711
Net charge-offs$360,0003,068
Cash dividends$378,0003,097
Sale, conversion, retirement of capital stock, net$7,575,00053
Net operating income$8,420,000681
2012-09-30 (YTD Data)Rank
Total interest income$29,949,000661
Total interest expense$4,725,000720
Net interest income$25,224,000641
Provision for loan and lease losses$2,840,000656
Total noninterest income$824,0003,112
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$180,0003,990
Trading account gains and fees$0157
Additional Noninterest Income$644,0002,573
Total noninterest expense$12,938,0001,166
Salaries and employee benefits$6,252,0001,259
Premises and equipment expense$1,524,0001,171
Additional noninterest expense$5,162,0001,010
Pre-tax net operating income$10,270,000571
Securities gains (losses)$03,575
Applicable income taxes$4,153,000416
Income before extraordinary items$6,117,000754
Extraordinary gains, net$020
Net income$6,117,000752
Minority interest net income$086
Net income of bank and minority interests.$6,117,000754
Net charge-offs$208,0003,264
Cash dividends$378,0002,343
Sale, conversion, retirement of capital stock, net$7,504,00036
Net operating income$6,117,000716
2012-06-30 (YTD Data)Rank
Total interest income$19,222,000702
Total interest expense$3,113,000765
Net interest income$16,109,000674
Provision for loan and lease losses$1,890,000670
Total noninterest income$973,0002,196
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$141,0003,634
Trading account gains and fees$0153
Additional Noninterest Income$832,0001,716
Total noninterest expense$8,606,0001,175
Salaries and employee benefits$4,228,0001,242
Premises and equipment expense$987,0001,209
Additional noninterest expense$3,391,0001,029
Pre-tax net operating income$6,586,000587
Securities gains (losses)$03,178
Applicable income taxes$2,666,000430
Income before extraordinary items$3,920,000778
Extraordinary gains, net$019
Net income$3,920,000776
Minority interest net income$084
Net income of bank and minority interests.$3,920,000778
Net charge-offs$208,0002,712
Cash dividends$304,0002,123
Sale, conversion, retirement of capital stock, net$7,501,00030
Net operating income$3,920,000730
2012-03-31 (YTD Data)Rank
Total interest income$9,247,000730
Total interest expense$1,561,000796
Net interest income$7,686,000713
Provision for loan and lease losses$750,000765
Total noninterest income$301,0002,948
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$106,0002,801
Trading account gains and fees$0148
Additional Noninterest Income$195,0002,705
Total noninterest expense$4,146,0001,202
Salaries and employee benefits$2,092,0001,248
Premises and equipment expense$495,0001,214
Additional noninterest expense$1,559,0001,091
Pre-tax net operating income$3,091,000612
Securities gains (losses)$02,210
Applicable income taxes$1,248,000441
Income before extraordinary items$1,843,000813
Extraordinary gains, net$019
Net income$1,843,000812
Minority interest net income$078
Net income of bank and minority interests.$1,843,000814
Net charge-offs$-15,0006,792
Cash dividends$153,0001,771
Sale, conversion, retirement of capital stock, net$6,010,00017
Net operating income$1,843,000765
2011-12-31 (YTD Data)Rank
Total interest income$33,763,000820
Total interest expense$6,208,000982
Net interest income$27,555,000792
Provision for loan and lease losses$2,355,0001,399
Total noninterest income$930,0003,240
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$225,0004,168
Trading account gains and fees$0146
Additional Noninterest Income$705,0002,631
Total noninterest expense$15,056,0001,307
Salaries and employee benefits$6,911,0001,434
Premises and equipment expense$1,980,0001,271
Additional noninterest expense$6,165,0001,140
Pre-tax net operating income$11,074,000560
Securities gains (losses)$95,0002,110
Applicable income taxes$4,504,000437
Income before extraordinary items$6,665,000755
Extraordinary gains, net$029
Net income$6,665,000753
Minority interest net income$096
Net income of bank and minority interests.$6,665,000755
Net charge-offs$153,0004,576
Cash dividends$414,0002,627
Sale, conversion, retirement of capital stock, net$90,000691
Net operating income$6,604,200730
2011-09-30 (YTD Data)Rank
Total interest income$24,703,000861
Total interest expense$4,537,0001,045
Net interest income$20,166,000820
Provision for loan and lease losses$2,202,0001,169
Total noninterest income$592,0003,559
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$172,0004,156
Trading account gains and fees$0145
Additional Noninterest Income$420,0002,952
Total noninterest expense$10,642,0001,377
Salaries and employee benefits$4,926,0001,510
Premises and equipment expense$1,889,0001,004
Additional noninterest expense$3,827,0001,349
Pre-tax net operating income$7,914,000614
Securities gains (losses)$95,0001,838
Applicable income taxes$3,230,000453
Income before extraordinary items$4,779,000804
Extraordinary gains, net$021
Net income$4,779,000803
Minority interest net income$087
Net income of bank and minority interests.$4,779,000804
Net charge-offs$91,0004,521
Cash dividends$250,0002,494
Sale, conversion, retirement of capital stock, net$76,000620
Net operating income$4,718,200781
2011-06-30 (YTD Data)Rank
Total interest income$15,936,000900
Total interest expense$2,945,0001,109
Net interest income$12,991,000849
Provision for loan and lease losses$1,302,0001,265
Total noninterest income$368,0003,725
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$116,0004,111
Trading account gains and fees$0153
Additional Noninterest Income$252,0003,147
Total noninterest expense$6,860,0001,444
Salaries and employee benefits$3,180,0001,573
Premises and equipment expense$1,218,0001,047
Additional noninterest expense$2,462,0001,429
Pre-tax net operating income$5,197,000611
Securities gains (losses)$95,0001,182
Applicable income taxes$2,135,000438
Income before extraordinary items$3,157,000792
Extraordinary gains, net$015
Net income$3,157,000791
Minority interest net income$089
Net income of bank and minority interests.$3,157,000792
Net charge-offs$05,875
Cash dividends$120,0002,675
Sale, conversion, retirement of capital stock, net$51,000538
Net operating income$3,096,200774
2011-03-31 (YTD Data)Rank
Total interest income$7,817,000931
Total interest expense$1,484,0001,132
Net interest income$6,333,000870
Provision for loan and lease losses$610,0001,237
Total noninterest income$176,0003,835
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$55,0004,170
Trading account gains and fees$0158
Additional Noninterest Income$121,0003,253
Total noninterest expense$3,312,0001,498
Salaries and employee benefits$1,586,0001,582
Premises and equipment expense$601,0001,080
Additional noninterest expense$1,125,0001,542
Pre-tax net operating income$2,587,000627
Securities gains (losses)$01,772
Applicable income taxes$1,044,000439
Income before extraordinary items$1,543,000808
Extraordinary gains, net$09
Net income$1,543,000807
Minority interest net income$086
Net income of bank and minority interests.$1,543,000808
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$26,000484
Net operating income$1,543,000792
2010-12-31 (YTD Data)Rank
Total interest income$29,001,0001,063
Total interest expense$6,051,0001,371
Net interest income$22,950,000963
Provision for loan and lease losses$2,930,0001,641
Total noninterest income$861,0003,500
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$203,0004,374
Trading account gains and fees$0175
Additional Noninterest Income$658,0002,783
Total noninterest expense$12,940,0001,522
Salaries and employee benefits$5,929,0001,639
Premises and equipment expense$2,523,0001,027
Additional noninterest expense$4,488,0001,603
Pre-tax net operating income$7,941,000676
Securities gains (losses)$03,793
Applicable income taxes$3,212,000520
Income before extraordinary items$4,729,000933
Extraordinary gains, net$029
Net income$4,729,000934
Minority interest net income$0111
Net income of bank and minority interests.$4,729,000935
Net charge-offs$275,0004,413
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$360,000514
Net operating income$4,729,000886
2010-09-30 (YTD Data)Rank
Total interest income$20,973,0001,118
Total interest expense$4,538,0001,431
Net interest income$16,435,0001,014
Provision for loan and lease losses$1,953,0001,682
Total noninterest income$575,0003,776
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$145,0004,547
Trading account gains and fees$0165
Additional Noninterest Income$430,0003,004
Total noninterest expense$9,674,0001,522
Salaries and employee benefits$4,413,0001,655
Premises and equipment expense$1,844,0001,068
Additional noninterest expense$3,417,0001,553
Pre-tax net operating income$5,383,000786
Securities gains (losses)$03,651
Applicable income taxes$2,180,000553
Income before extraordinary items$3,203,0001,063
Extraordinary gains, net$023
Net income$3,203,0001,066
Minority interest net income$0110
Net income of bank and minority interests.$3,203,0001,066
Net charge-offs$244,0003,986
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$321,000433
Net operating income$3,203,0001,016
2010-06-30 (YTD Data)Rank
Total interest income$13,551,0001,175
Total interest expense$2,990,0001,498
Net interest income$10,561,0001,051
Provision for loan and lease losses$1,163,0001,784
Total noninterest income$346,0003,948
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$96,0004,562
Trading account gains and fees$0152
Additional Noninterest Income$250,0003,128
Total noninterest expense$6,298,0001,570
Salaries and employee benefits$2,842,0001,728
Premises and equipment expense$1,219,0001,094
Additional noninterest expense$2,237,0001,576
Pre-tax net operating income$3,446,000797
Securities gains (losses)$03,184
Applicable income taxes$1,399,000537
Income before extraordinary items$2,047,0001,091
Extraordinary gains, net$019
Net income$2,047,0001,093
Minority interest net income$0105
Net income of bank and minority interests.$2,047,0001,092
Net charge-offs$128,0003,987
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$79,000535
Net operating income$2,047,0001,050
2010-03-31 (YTD Data)Rank
Total interest income$6,638,0001,227
Total interest expense$1,508,0001,571
Net interest income$5,130,0001,093
Provision for loan and lease losses$581,0001,684
Total noninterest income$159,0004,142
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$47,0004,592
Trading account gains and fees$0175
Additional Noninterest Income$112,0003,298
Total noninterest expense$3,104,0001,616
Salaries and employee benefits$1,414,0001,771
Premises and equipment expense$614,0001,116
Additional noninterest expense$1,076,0001,632
Pre-tax net operating income$1,604,000832
Securities gains (losses)$02,284
Applicable income taxes$651,000560
Income before extraordinary items$953,0001,144
Extraordinary gains, net$016
Net income$953,0001,145
Minority interest net income$091
Net income of bank and minority interests.$953,0001,146
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$39,000474
Net operating income$953,0001,115
2009-12-31 (YTD Data)Rank
Total interest income$23,851,0001,445
Total interest expense$7,928,0001,495
Net interest income$15,923,0001,391
Provision for loan and lease losses$1,455,0002,937
Total noninterest income$415,0005,059
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$140,0005,264
Trading account gains and fees$0211
Additional Noninterest Income$275,0004,099
Total noninterest expense$10,969,0001,857
Salaries and employee benefits$4,942,0001,992
Premises and equipment expense$2,294,0001,181
Additional noninterest expense$3,733,0001,962
Pre-tax net operating income$3,914,0001,061
Securities gains (losses)$03,754
Applicable income taxes$1,538,000692
Income before extraordinary items$2,376,0001,408
Extraordinary gains, net$034
Net income$2,376,0001,406
Minority interest net income$0115
Net income of bank and minority interests.$2,376,0001,407
Net charge-offs$12,0006,844
Cash dividends$150,0003,873
Sale, conversion, retirement of capital stock, net$5,679,000165
Net operating income$2,376,0001,379
2009-09-30 (YTD Data)Rank
Total interest income$17,280,0001,521
Total interest expense$6,082,0001,531
Net interest income$11,198,0001,505
Provision for loan and lease losses$780,0003,135
Total noninterest income$261,0005,443
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$98,0005,393
Trading account gains and fees$0212
Additional Noninterest Income$163,0004,618
Total noninterest expense$8,027,0001,883
Salaries and employee benefits$3,689,0002,013
Premises and equipment expense$1,743,0001,185
Additional noninterest expense$2,595,0002,036
Pre-tax net operating income$2,652,0001,223
Securities gains (losses)$03,497
Applicable income taxes$1,037,000820
Income before extraordinary items$1,615,0001,657
Extraordinary gains, net$027
Net income$1,615,0001,655
Minority interest net income$0118
Net income of bank and minority interests.$1,615,0001,657
Net charge-offs$12,0006,458
Cash dividends$150,0003,309
Sale, conversion, retirement of capital stock, net$1,330,000318
Net operating income$1,615,0001,614
2009-06-30 (YTD Data)Rank
Total interest income$11,121,0001,594
Total interest expense$4,097,0001,592
Net interest income$7,024,0001,598
Provision for loan and lease losses$430,0003,164
Total noninterest income$155,0005,655
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$60,0005,529
Trading account gains and fees$0193
Additional Noninterest Income$95,0004,886
Total noninterest expense$5,177,0001,968
Salaries and employee benefits$2,353,0002,147
Premises and equipment expense$1,111,0001,262
Additional noninterest expense$1,713,0002,067
Pre-tax net operating income$1,572,0001,458
Securities gains (losses)$03,136
Applicable income taxes$614,000910
Income before extraordinary items$958,0001,911
Extraordinary gains, net$021
Net income$958,0001,908
Minority interest net income$0112
Net income of bank and minority interests.$958,0001,910
Net charge-offs$12,0005,902
Cash dividends$150,0002,953
Sale, conversion, retirement of capital stock, net$1,279,000260
Net operating income$958,0001,855
2009-03-31 (YTD Data)Rank
Total interest income$5,353,0001,677
Total interest expense$2,086,0001,622
Net interest income$3,267,0001,693
Provision for loan and lease losses$240,0002,611
Total noninterest income$73,0005,747
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$25,0005,766
Trading account gains and fees$0171
Additional Noninterest Income$48,0004,911
Total noninterest expense$2,365,0002,087
Salaries and employee benefits$1,129,0002,255
Premises and equipment expense$523,0001,362
Additional noninterest expense$713,0002,193
Pre-tax net operating income$735,0001,732
Securities gains (losses)$02,434
Applicable income taxes$289,0001,089
Income before extraordinary items$446,0002,343
Extraordinary gains, net$015
Net income$446,0002,343
Minority interest net income$0102
Net income of bank and minority interests.$446,0002,345
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$69,000428
Net operating income$446,0002,209
2008-12-31 (YTD Data)Rank
Total interest income$19,017,0001,999
Total interest expense$7,856,0002,001
Net interest income$11,161,0001,988
Provision for loan and lease losses$1,288,0002,356
Total noninterest income$277,0005,955
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$81,0006,187
Trading account gains and fees$0154
Additional Noninterest Income$196,0004,868
Total noninterest expense$8,078,0002,360
Salaries and employee benefits$3,826,0002,609
Premises and equipment expense$1,655,0001,663
Additional noninterest expense$2,597,0002,268
Pre-tax net operating income$2,072,0002,377
Securities gains (losses)$03,220
Applicable income taxes$856,0001,338
Income before extraordinary items$1,216,0002,884
Extraordinary gains, net$039
Net income$1,216,0002,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,116
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$7,273,000196
Net operating income$1,216,0003,034
2008-09-30 (YTD Data)Rank
Total interest income$13,781,0002,123
Total interest expense$5,854,0002,088
Net interest income$7,927,0002,112
Provision for loan and lease losses$913,0001,938
Total noninterest income$219,0005,932
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$56,0006,303
Trading account gains and fees$0148
Additional Noninterest Income$163,0004,815
Total noninterest expense$5,828,0002,428
Salaries and employee benefits$2,787,0002,703
Premises and equipment expense$1,169,0001,761
Additional noninterest expense$1,872,0002,279
Pre-tax net operating income$1,405,0002,974
Securities gains (losses)$03,106
Applicable income taxes$599,0001,681
Income before extraordinary items$806,0003,553
Extraordinary gains, net$031
Net income$806,0003,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,106
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$7,222,000127
Net operating income$806,0003,696
2008-06-30 (YTD Data)Rank
Total interest income$8,683,0002,258
Total interest expense$3,841,0002,191
Net interest income$4,842,0002,280
Provision for loan and lease losses$623,0001,659
Total noninterest income$152,0005,959
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$38,0006,308
Trading account gains and fees$0149
Additional Noninterest Income$114,0004,822
Total noninterest expense$3,775,0002,508
Salaries and employee benefits$1,796,0002,816
Premises and equipment expense$764,0001,790
Additional noninterest expense$1,215,0002,315
Pre-tax net operating income$596,0004,037
Securities gains (losses)$03,233
Applicable income taxes$271,0002,330
Income before extraordinary items$325,0004,878
Extraordinary gains, net$021
Net income$325,0004,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,111
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$2,282,000145
Net operating income$325,0004,811
2008-03-31 (YTD Data)Rank
Total interest income$4,149,0002,407
Total interest expense$2,024,0002,220
Net interest income$2,125,0002,567
Provision for loan and lease losses$247,0001,606
Total noninterest income$67,0006,189
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$17,0006,420
Trading account gains and fees$0158
Additional Noninterest Income$50,0005,048
Total noninterest expense$1,842,0002,553
Salaries and employee benefits$882,0002,898
Premises and equipment expense$371,0001,835
Additional noninterest expense$589,0002,354
Pre-tax net operating income$103,0005,976
Securities gains (losses)$02,688
Applicable income taxes$30,0004,050
Income before extraordinary items$73,0006,229
Extraordinary gains, net$015
Net income$73,0006,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,235
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$2,244,00074
Net operating income$73,0006,134
2007-12-31 (YTD Data)Rank
Total interest income$14,714,0002,729
Total interest expense$7,666,0002,411
Net interest income$7,048,0003,085
Provision for loan and lease losses$714,0001,828
Total noninterest income$266,0006,266
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$119,0005,781
Trading account gains and fees$0178
Additional Noninterest Income$147,0005,608
Total noninterest expense$6,186,0002,883
Salaries and employee benefits$2,838,0003,377
Premises and equipment expense$1,287,0002,029
Additional noninterest expense$2,061,0002,590
Pre-tax net operating income$414,0006,235
Securities gains (losses)$02,146
Applicable income taxes$-630,0008,353
Income before extraordinary items$1,044,0004,215
Extraordinary gains, net$039
Net income$1,044,0004,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,164
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$2,228,000348
Net operating income$1,044,0004,211
2007-09-30 (YTD Data)Rank
Total interest income$10,519,0002,860
Total interest expense$5,485,0002,515
Net interest income$5,034,0003,212
Provision for loan and lease losses$511,0001,541
Total noninterest income$202,0006,283
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$99,0005,649
Trading account gains and fees$0184
Additional Noninterest Income$103,0005,748
Total noninterest expense$4,440,0002,982
Salaries and employee benefits$2,074,0003,423
Premises and equipment expense$903,0002,137
Additional noninterest expense$1,463,0002,676
Pre-tax net operating income$285,0006,624
Securities gains (losses)$01,655
Applicable income taxes$8,0005,782
Income before extraordinary items$277,0006,435
Extraordinary gains, net$033
Net income$277,0006,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$194,000600
Net operating income$277,0006,427
2007-06-30 (YTD Data)Rank
Total interest income$6,661,0002,997
Total interest expense$3,489,0002,628
Net interest income$3,172,0003,395
Provision for loan and lease losses$288,0001,620
Total noninterest income$141,0006,232
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$105,0004,849
Trading account gains and fees$0168
Additional Noninterest Income$36,0006,751
Total noninterest expense$2,846,0003,095
Salaries and employee benefits$1,362,0003,503
Premises and equipment expense$553,0002,340
Additional noninterest expense$931,0002,784
Pre-tax net operating income$179,0006,764
Securities gains (losses)$01,444
Applicable income taxes$4,0005,967
Income before extraordinary items$175,0006,557
Extraordinary gains, net$029
Net income$175,0006,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$42,000778
Net operating income$175,0006,544
2007-03-31 (YTD Data)Rank
Total interest income$3,077,0003,215
Total interest expense$1,596,0002,833
Net interest income$1,481,0003,570
Provision for loan and lease losses$99,0002,066
Total noninterest income$62,0006,469
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$42,0005,203
Trading account gains and fees$0195
Additional Noninterest Income$20,0006,614
Total noninterest expense$1,378,0003,189
Salaries and employee benefits$671,0003,576
Premises and equipment expense$255,0002,541
Additional noninterest expense$452,0002,841
Pre-tax net operating income$66,0007,095
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$65,0006,933
Extraordinary gains, net$022
Net income$65,0006,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$13,000731
Net operating income$65,0006,915
2006-12-31 (YTD Data)Rank
Total interest income$8,891,0003,901
Total interest expense$4,456,0003,314
Net interest income$4,435,0004,383
Provision for loan and lease losses$708,0001,399
Total noninterest income$248,0006,539
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$146,0005,576
Trading account gains and fees$0130
Additional Noninterest Income$102,0006,296
Total noninterest expense$4,327,0003,745
Salaries and employee benefits$2,033,0004,213
Premises and equipment expense$693,0003,354
Additional noninterest expense$1,601,0003,119
Pre-tax net operating income$-352,0008,199
Securities gains (losses)$-16,0007,468
Applicable income taxes$2,0006,435
Income before extraordinary items$-370,0008,237
Extraordinary gains, net$051
Net income$-370,0008,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$6,443,000275
Net operating income$-354,0008,221
2006-09-30 (YTD Data)Rank
Total interest income$6,073,0004,145
Total interest expense$2,979,0003,532
Net interest income$3,094,0004,606
Provision for loan and lease losses$587,0001,231
Total noninterest income$179,0006,670
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$122,0005,437
Trading account gains and fees$0126
Additional Noninterest Income$57,0006,753
Total noninterest expense$3,134,0003,851
Salaries and employee benefits$1,473,0004,298
Premises and equipment expense$471,0003,642
Additional noninterest expense$1,190,0003,163
Pre-tax net operating income$-448,0008,419
Securities gains (losses)$01,388
Applicable income taxes$2,0006,519
Income before extraordinary items$-450,0008,448
Extraordinary gains, net$045
Net income$-450,0008,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$393,000492
Net operating income$-450,0008,438
2006-06-30 (YTD Data)Rank
Total interest income$3,652,0004,376
Total interest expense$1,705,0003,793
Net interest income$1,947,0004,792
Provision for loan and lease losses$414,0001,142
Total noninterest income$128,0006,539
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$90,0005,246
Trading account gains and fees$0126
Additional Noninterest Income$38,0006,794
Total noninterest expense$1,969,0004,044
Salaries and employee benefits$939,0004,469
Premises and equipment expense$272,0004,060
Additional noninterest expense$758,0003,267
Pre-tax net operating income$-308,0008,474
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-308,0008,498
Extraordinary gains, net$039
Net income$-308,0008,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$379,000361
Net operating income$-308,0008,496
2006-03-31 (YTD Data)Rank
Total interest income$1,685,0004,571
Total interest expense$776,0003,903
Net interest income$909,0004,999
Provision for loan and lease losses$201,0001,128
Total noninterest income$77,0006,154
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$54,0004,773
Trading account gains and fees$0115
Additional Noninterest Income$23,0006,492
Total noninterest expense$972,0004,095
Salaries and employee benefits$457,0004,584
Premises and equipment expense$132,0004,139
Additional noninterest expense$383,0003,240
Pre-tax net operating income$-187,0008,532
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-187,0008,556
Extraordinary gains, net$021
Net income$-187,0008,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$375,000204
Net operating income$-187,0008,548
2005-12-31 (YTD Data)Rank
Total interest income$3,147,0006,477
Total interest expense$1,491,0005,237
Net interest income$1,656,0007,087
Provision for loan and lease losses$611,0001,601
Total noninterest income$188,0007,163
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$171,0005,373
Trading account gains and fees$0138
Additional Noninterest Income$17,0008,210
Total noninterest expense$2,777,0005,040
Salaries and employee benefits$1,144,0005,934
Premises and equipment expense$390,0004,927
Additional noninterest expense$1,243,0003,757
Pre-tax net operating income$-1,544,0008,723
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-1,544,0008,742
Extraordinary gains, net$046
Net income$-1,544,0008,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$15,220,000110
Net operating income$-1,544,0008,725
2005-09-30 (YTD Data)Rank
Total interest income$1,809,0007,101
Total interest expense$890,0005,749
Net interest income$919,0007,698
Provision for loan and lease losses$546,0001,302
Total noninterest income$122,0007,395
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$118,0005,565
Trading account gains and fees$0126
Additional Noninterest Income$4,0008,585
Total noninterest expense$1,857,0005,382
Salaries and employee benefits$772,0006,254
Premises and equipment expense$258,0005,335
Additional noninterest expense$827,0004,077
Pre-tax net operating income$-1,362,0008,771
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-1,362,0008,789
Extraordinary gains, net$035
Net income$-1,362,0008,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$11,819,000109
Net operating income$-1,362,0008,770
2005-06-30 (YTD Data)Rank
Total interest income$755,0007,902
Total interest expense$381,0006,720
Net interest income$374,0008,352
Provision for loan and lease losses$297,0001,585
Total noninterest income$70,0007,611
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$66,0005,832
Trading account gains and fees$0116
Additional Noninterest Income$4,0008,501
Total noninterest expense$1,185,0005,518
Salaries and employee benefits$482,0006,454
Premises and equipment expense$161,0005,506
Additional noninterest expense$542,0004,101
Pre-tax net operating income$-1,038,0008,786
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-1,038,0008,806
Extraordinary gains, net$030
Net income$-1,038,0008,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$11,816,00070
Net operating income$-1,038,0008,788
2005-03-31 (YTD Data)Rank
Total interest income$160,0008,697
Total interest expense$66,0008,315
Net interest income$94,0008,763
Provision for loan and lease losses$108,0001,915
Total noninterest income$21,0008,155
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$19,0006,673
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,574
Total noninterest expense$540,0005,838
Salaries and employee benefits$225,0006,686
Premises and equipment expense$75,0005,744
Additional noninterest expense$240,0004,489
Pre-tax net operating income$-533,0008,856
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-533,0008,871
Extraordinary gains, net$024
Net income$-533,0008,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$11,816,00034
Net operating income$-533,0008,857

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.