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Connecticut Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$30,127,000	1,392
Total interest expense	$4,190,000	2,225
Net interest income	$25,937,000	1,162
Provision for loan and lease losses	$0	3,275
Total noninterest income	$717,000	3,107
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$285,000	2,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$432,000	3,106
Total noninterest expense	$18,427,000	1,293
Salaries and employee benefits	$11,023,000	1,247
Premises and equipment expense	$3,625,000	726
Additional noninterest expense	$432,000	3,106
Pre-tax net operating income	$8,227,000	1,367
Securities gains (losses)	$0	988
Applicable income taxes	$1,654,000	1,110
Income before extraordinary items	$6,573,000	1,413
Extraordinary gains, net	$0	54
Net income	$6,573,000	1,428
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,573,000	1,416
Net charge-offs	$-548,000	4,540
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$6,573,000	1,441
2023-09-30 (YTD Data)		Rank
Total interest income	$22,508,000	1,364
Total interest expense	$2,781,000	2,246
Net interest income	$19,727,000	1,159
Provision for loan and lease losses	$0	3,085
Total noninterest income	$554,000	3,064
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$214,000	2,261
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	3,054
Total noninterest expense	$13,602,000	1,302
Salaries and employee benefits	$8,203,000	1,257
Premises and equipment expense	$2,685,000	744
Additional noninterest expense	$340,000	3,053
Pre-tax net operating income	$6,679,000	1,334
Securities gains (losses)	$0	849
Applicable income taxes	$1,190,000	1,156
Income before extraordinary items	$5,489,000	1,341
Extraordinary gains, net	$0	52
Net income	$5,489,000	1,350
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,489,000	1,341
Net charge-offs	$-503,000	4,562
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,489,000	1,358
2023-06-30 (YTD Data)		Rank
Total interest income	$15,044,000	1,329
Total interest expense	$1,506,000	2,340
Net interest income	$13,538,000	1,145
Provision for loan and lease losses	$0	2,940
Total noninterest income	$376,000	3,021
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$147,000	2,210
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	3,031
Total noninterest expense	$9,116,000	1,282
Salaries and employee benefits	$5,538,000	1,237
Premises and equipment expense	$1,776,000	734
Additional noninterest expense	$229,000	3,024
Pre-tax net operating income	$4,798,000	1,244
Securities gains (losses)	$0	938
Applicable income taxes	$725,000	1,232
Income before extraordinary items	$4,073,000	1,236
Extraordinary gains, net	$0	51
Net income	$4,073,000	1,247
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,073,000	1,236
Net charge-offs	$-487,000	4,603
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,073,000	1,248
2023-03-31 (YTD Data)		Rank
Total interest income	$7,468,000	1,320
Total interest expense	$481,000	2,680
Net interest income	$6,987,000	1,119
Provision for loan and lease losses	$0	2,612
Total noninterest income	$185,000	3,037
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$76,000	2,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,068
Total noninterest expense	$4,564,000	1,300
Salaries and employee benefits	$2,808,000	1,243
Premises and equipment expense	$881,000	774
Additional noninterest expense	$109,000	3,068
Pre-tax net operating income	$2,608,000	1,190
Securities gains (losses)	$0	950
Applicable income taxes	$260,000	1,505
Income before extraordinary items	$2,348,000	1,129
Extraordinary gains, net	$0	4
Net income	$2,348,000	1,128
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,348,000	1,128
Net charge-offs	$-468,000	4,647
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,348,000	1,146
2022-12-31 (YTD Data)		Rank
Total interest income	$21,751,000	1,470
Total interest expense	$715,000	2,827
Net interest income	$21,036,000	1,372
Provision for loan and lease losses	$-446,000	4,516
Total noninterest income	$1,139,000	2,646
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$367,000	2,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$772,000	2,609
Total noninterest expense	$18,807,000	1,246
Salaries and employee benefits	$11,342,000	1,197
Premises and equipment expense	$3,632,000	722
Additional noninterest expense	$772,000	2,609
Pre-tax net operating income	$3,814,000	2,363
Securities gains (losses)	$0	691
Applicable income taxes	$160,000	2,755
Income before extraordinary items	$3,654,000	2,225
Extraordinary gains, net	$0	5
Net income	$3,654,000	2,224
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,654,000	2,224
Net charge-offs	$-560,000	4,609
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,654,000	2,253
2022-09-30 (YTD Data)		Rank
Total interest income	$14,814,000	1,539
Total interest expense	$499,000	2,653
Net interest income	$14,315,000	1,468
Provision for loan and lease losses	$-96,000	4,449
Total noninterest income	$867,000	2,665
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$282,000	2,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$585,000	2,627
Total noninterest expense	$13,887,000	1,255
Salaries and employee benefits	$8,289,000	1,216
Premises and equipment expense	$2,686,000	732
Additional noninterest expense	$585,000	2,627
Pre-tax net operating income	$1,391,000	3,195
Securities gains (losses)	$0	740
Applicable income taxes	$45,000	3,199
Income before extraordinary items	$1,346,000	3,046
Extraordinary gains, net	$0	4
Net income	$1,346,000	3,044
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,346,000	3,045
Net charge-offs	$-215,000	4,490
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,346,000	3,075
2022-06-30 (YTD Data)		Rank
Total interest income	$9,038,000	1,603
Total interest expense	$345,000	2,472
Net interest income	$8,693,000	1,543
Provision for loan and lease losses	$-96,000	4,472
Total noninterest income	$613,000	2,591
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$190,000	2,018
Trading account gains and fees	NA	NA
Additional Noninterest Income	$423,000	2,562
Total noninterest expense	$9,285,000	1,239
Salaries and employee benefits	$5,493,000	1,211
Premises and equipment expense	$1,786,000	725
Additional noninterest expense	$2,006,000	1,600
Pre-tax net operating income	$117,000	4,360
Securities gains (losses)	$0	687
Applicable income taxes	$30,000	3,139
Income before extraordinary items	$87,000	4,359
Extraordinary gains, net	$0	4
Net income	$87,000	4,359
Minority interest net income	$0	60
Net income of bank and minority interests.	$87,000	4,359
Net charge-offs	$-144,000	4,474
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$87,000	4,387
2022-03-31 (YTD Data)		Rank
Total interest income	$4,542,000	1,551
Total interest expense	$182,000	2,361
Net interest income	$4,360,000	1,504
Provision for loan and lease losses	$-96,000	4,513
Total noninterest income	$286,000	2,647
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$98,000	1,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	2,640
Total noninterest expense	$4,613,000	1,246
Salaries and employee benefits	$2,711,000	1,222
Premises and equipment expense	$883,000	734
Additional noninterest expense	$1,019,000	1,553
Pre-tax net operating income	$129,000	4,018
Securities gains (losses)	$0	623
Applicable income taxes	$15,000	3,002
Income before extraordinary items	$114,000	3,998
Extraordinary gains, net	$0	4
Net income	$114,000	3,997
Minority interest net income	$0	50
Net income of bank and minority interests.	$114,000	3,998
Net charge-offs	$-140,000	4,621
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$114,000	4,020
2021-12-31 (YTD Data)		Rank
Total interest income	$21,113,000	1,408
Total interest expense	$1,114,000	2,061
Net interest income	$19,999,000	1,367
Provision for loan and lease losses	$-346,000	4,382
Total noninterest income	$1,727,000	2,400
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$333,000	2,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,394,000	2,299
Total noninterest expense	$19,138,000	1,203
Salaries and employee benefits	$11,457,000	1,168
Premises and equipment expense	$3,776,000	700
Additional noninterest expense	$3,905,000	1,608
Pre-tax net operating income	$2,934,000	2,714
Securities gains (losses)	$0	2,062
Applicable income taxes	$60,000	3,247
Income before extraordinary items	$2,874,000	2,594
Extraordinary gains, net	$0	10
Net income	$2,874,000	2,595
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,874,000	2,595
Net charge-offs	$-332,000	4,659
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,874,000	2,580
2021-09-30 (YTD Data)		Rank
Total interest income	$15,970,000	1,427
Total interest expense	$873,000	2,077
Net interest income	$15,097,000	1,377
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,411,000	2,345
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$246,000	2,091
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,165,000	2,218
Total noninterest expense	$14,240,000	1,215
Salaries and employee benefits	$8,474,000	1,180
Premises and equipment expense	$2,897,000	698
Additional noninterest expense	$2,869,000	1,645
Pre-tax net operating income	$2,268,000	2,795
Securities gains (losses)	$0	2,015
Applicable income taxes	$45,000	3,225
Income before extraordinary items	$2,223,000	2,663
Extraordinary gains, net	$0	8
Net income	$2,223,000	2,663
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,223,000	2,663
Net charge-offs	$-278,000	4,732
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,223,000	2,644
2021-06-30 (YTD Data)		Rank
Total interest income	$10,617,000	1,431
Total interest expense	$608,000	2,088
Net interest income	$10,009,000	1,381
Provision for loan and lease losses	$0	2,862
Total noninterest income	$895,000	2,353
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$170,000	2,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$725,000	2,267
Total noninterest expense	$9,407,000	1,211
Salaries and employee benefits	$5,696,000	1,175
Premises and equipment expense	$1,836,000	725
Additional noninterest expense	$1,875,000	1,656
Pre-tax net operating income	$1,497,000	2,773
Securities gains (losses)	$0	1,818
Applicable income taxes	$30,000	3,211
Income before extraordinary items	$1,467,000	2,661
Extraordinary gains, net	$0	6
Net income	$1,467,000	2,660
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,467,000	2,661
Net charge-offs	$-241,000	4,783
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,467,000	2,635
2021-03-31 (YTD Data)		Rank
Total interest income	$5,235,000	1,446
Total interest expense	$307,000	2,145
Net interest income	$4,928,000	1,387
Provision for loan and lease losses	$0	2,741
Total noninterest income	$472,000	2,289
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$87,000	1,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$385,000	2,196
Total noninterest expense	$4,746,000	1,189
Salaries and employee benefits	$2,846,000	1,164
Premises and equipment expense	$916,000	741
Additional noninterest expense	$984,000	1,566
Pre-tax net operating income	$654,000	2,929
Securities gains (losses)	$0	1,392
Applicable income taxes	$15,000	3,170
Income before extraordinary items	$639,000	2,827
Extraordinary gains, net	$0	3
Net income	$639,000	2,825
Minority interest net income	$0	55
Net income of bank and minority interests.	$639,000	2,827
Net charge-offs	$-93,000	4,750
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$639,000	2,782
2020-12-31 (YTD Data)		Rank
Total interest income	$19,606,000	1,524
Total interest expense	$1,255,000	2,627
Net interest income	$18,351,000	1,392
Provision for loan and lease losses	$100,000	3,523
Total noninterest income	$1,594,000	2,358
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$370,000	1,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,224,000	2,282
Total noninterest expense	$18,318,000	1,187
Salaries and employee benefits	$11,189,000	1,140
Premises and equipment expense	$3,541,000	737
Additional noninterest expense	$3,588,000	1,672
Pre-tax net operating income	$1,527,000	3,255
Securities gains (losses)	$0	2,675
Applicable income taxes	$60,000	3,123
Income before extraordinary items	$1,467,000	3,209
Extraordinary gains, net	$0	4
Net income	$1,467,000	3,208
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,467,000	3,209
Net charge-offs	$340,000	1,202
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,467,000	3,147
2020-09-30 (YTD Data)		Rank
Total interest income	$14,524,000	1,542
Total interest expense	$928,000	2,718
Net interest income	$13,596,000	1,399
Provision for loan and lease losses	$100,000	3,277
Total noninterest income	$1,096,000	2,416
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$283,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$813,000	2,353
Total noninterest expense	$13,569,000	1,182
Salaries and employee benefits	$8,347,000	1,132
Premises and equipment expense	$2,649,000	726
Additional noninterest expense	$2,573,000	1,709
Pre-tax net operating income	$1,023,000	3,427
Securities gains (losses)	$0	2,494
Applicable income taxes	$45,000	3,118
Income before extraordinary items	$978,000	3,382
Extraordinary gains, net	$0	4
Net income	$978,000	3,381
Minority interest net income	$0	65
Net income of bank and minority interests.	$978,000	3,382
Net charge-offs	$326,000	983
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$978,000	3,329
2020-06-30 (YTD Data)		Rank
Total interest income	$9,443,000	1,589
Total interest expense	$597,000	2,885
Net interest income	$8,846,000	1,421
Provision for loan and lease losses	$50,000	3,430
Total noninterest income	$692,000	2,439
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$201,000	1,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$491,000	2,389
Total noninterest expense	$9,069,000	1,164
Salaries and employee benefits	$5,574,000	1,112
Premises and equipment expense	$1,764,000	732
Additional noninterest expense	$1,731,000	1,696
Pre-tax net operating income	$419,000	3,870
Securities gains (losses)	$0	2,249
Applicable income taxes	$30,000	3,092
Income before extraordinary items	$389,000	3,877
Extraordinary gains, net	$0	4
Net income	$389,000	3,877
Minority interest net income	$0	65
Net income of bank and minority interests.	$389,000	3,877
Net charge-offs	$21,000	2,164
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$389,000	3,831
2020-03-31 (YTD Data)		Rank
Total interest income	$4,613,000	1,615
Total interest expense	$296,000	3,030
Net interest income	$4,317,000	1,421
Provision for loan and lease losses	$0	3,711
Total noninterest income	$315,000	2,463
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$121,000	1,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$194,000	2,467
Total noninterest expense	$4,524,000	1,187
Salaries and employee benefits	$2,760,000	1,142
Premises and equipment expense	$895,000	724
Additional noninterest expense	$869,000	1,702
Pre-tax net operating income	$108,000	4,234
Securities gains (losses)	$0	1,705
Applicable income taxes	$15,000	3,005
Income before extraordinary items	$93,000	4,261
Extraordinary gains, net	$0	4
Net income	$93,000	4,261
Minority interest net income	$0	56
Net income of bank and minority interests.	$93,000	4,261
Net charge-offs	$26,000	1,490
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$93,000	4,243
2019-12-31 (YTD Data)		Rank
Total interest income	$19,250,000	1,563
Total interest expense	$923,000	3,418
Net interest income	$18,327,000	1,339
Provision for loan and lease losses	$-319,000	5,072
Total noninterest income	$1,786,000	2,094
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$505,000	1,914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,281,000	1,974
Total noninterest expense	$18,578,000	1,148
Salaries and employee benefits	$11,392,000	1,091
Premises and equipment expense	$3,470,000	729
Additional noninterest expense	$3,716,000	1,604
Pre-tax net operating income	$1,854,000	3,120
Securities gains (losses)	$14,000	1,775
Applicable income taxes	$60,000	3,234
Income before extraordinary items	$1,808,000	3,033
Extraordinary gains, net	$0	11
Net income	$1,808,000	3,032
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,808,000	3,034
Net charge-offs	$234,000	1,548
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,794,420	3,013
2019-09-30 (YTD Data)		Rank
Total interest income	$14,650,000	1,563
Total interest expense	$661,000	3,514
Net interest income	$13,989,000	1,332
Provision for loan and lease losses	$-59,000	5,084
Total noninterest income	$1,212,000	2,210
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$368,000	1,954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$844,000	2,112
Total noninterest expense	$13,816,000	1,153
Salaries and employee benefits	$8,498,000	1,099
Premises and equipment expense	$2,603,000	733
Additional noninterest expense	$2,715,000	1,627
Pre-tax net operating income	$1,444,000	3,151
Securities gains (losses)	$14,000	1,557
Applicable income taxes	$45,000	3,288
Income before extraordinary items	$1,413,000	3,032
Extraordinary gains, net	$0	11
Net income	$1,413,000	3,032
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,413,000	3,032
Net charge-offs	$266,000	1,103
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,399,420	3,014
2019-06-30 (YTD Data)		Rank
Total interest income	$9,786,000	1,565
Total interest expense	$414,000	3,584
Net interest income	$9,372,000	1,332
Provision for loan and lease losses	$-59,000	5,163
Total noninterest income	$858,000	2,129
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$253,000	1,888
Trading account gains and fees	NA	NA
Additional Noninterest Income	$605,000	1,997
Total noninterest expense	$9,323,000	1,140
Salaries and employee benefits	$5,727,000	1,079
Premises and equipment expense	$1,736,000	739
Additional noninterest expense	$1,860,000	1,609
Pre-tax net operating income	$966,000	3,140
Securities gains (losses)	$14,000	1,135
Applicable income taxes	$30,000	3,302
Income before extraordinary items	$950,000	3,012
Extraordinary gains, net	$0	11
Net income	$950,000	3,011
Minority interest net income	$0	69
Net income of bank and minority interests.	$950,000	3,011
Net charge-offs	$273,000	834
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$936,420	3,017
2019-03-31 (YTD Data)		Rank
Total interest income	$4,804,000	1,581
Total interest expense	$192,000	3,671
Net interest income	$4,612,000	1,348
Provision for loan and lease losses	$0	3,406
Total noninterest income	$467,000	1,986
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$126,000	1,884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$341,000	1,834
Total noninterest expense	$4,675,000	1,139
Salaries and employee benefits	$2,864,000	1,076
Premises and equipment expense	$871,000	746
Additional noninterest expense	$940,000	1,591
Pre-tax net operating income	$404,000	3,374
Securities gains (losses)	$0	1,087
Applicable income taxes	$15,000	3,272
Income before extraordinary items	$389,000	3,263
Extraordinary gains, net	$0	5
Net income	$389,000	3,261
Minority interest net income	$0	52
Net income of bank and minority interests.	$389,000	3,262
Net charge-offs	$-133,000	5,228
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$389,000	3,257
2018-12-31 (YTD Data)		Rank
Total interest income	$19,076,000	1,506
Total interest expense	$817,000	3,230
Net interest income	$18,259,000	1,336
Provision for loan and lease losses	$90,000	3,141
Total noninterest income	$2,045,000	1,963
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$524,000	1,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,521,000	1,782
Total noninterest expense	$18,169,000	1,148
Salaries and employee benefits	$10,849,000	1,106
Premises and equipment expense	$3,207,000	781
Additional noninterest expense	$4,113,000	1,467
Pre-tax net operating income	$2,045,000	3,109
Securities gains (losses)	$0	1,125
Applicable income taxes	$41,000	3,437
Income before extraordinary items	$2,004,000	2,941
Extraordinary gains, net	$0	6
Net income	$2,004,000	2,940
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,004,000	2,940
Net charge-offs	$584,000	859
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,004,000	2,934
2018-09-30 (YTD Data)		Rank
Total interest income	$14,284,000	1,489
Total interest expense	$637,000	3,117
Net interest income	$13,647,000	1,341
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$1,451,000	2,040
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$396,000	1,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,055,000	1,876
Total noninterest expense	$13,572,000	1,151
Salaries and employee benefits	$8,111,000	1,109
Premises and equipment expense	$2,394,000	787
Additional noninterest expense	$3,067,000	1,482
Pre-tax net operating income	$1,436,000	3,254
Securities gains (losses)	$0	1,118
Applicable income taxes	$11,000	3,758
Income before extraordinary items	$1,425,000	3,062
Extraordinary gains, net	$0	5
Net income	$1,425,000	3,060
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,425,000	3,061
Net charge-offs	$247,000	1,109
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,425,000	3,048
2018-06-30 (YTD Data)		Rank
Total interest income	$9,461,000	1,490
Total interest expense	$450,000	2,952
Net interest income	$9,011,000	1,344
Provision for loan and lease losses	$90,000	2,265
Total noninterest income	$1,138,000	1,862
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$258,000	1,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$880,000	1,642
Total noninterest expense	$9,056,000	1,152
Salaries and employee benefits	$5,412,000	1,113
Premises and equipment expense	$1,582,000	797
Additional noninterest expense	$2,062,000	1,473
Pre-tax net operating income	$1,003,000	3,152
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$1,003,000	2,957
Extraordinary gains, net	$0	6
Net income	$1,003,000	2,956
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,003,000	2,956
Net charge-offs	$-2,000	4,025
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,003,000	2,947
2018-03-31 (YTD Data)		Rank
Total interest income	$4,860,000	1,436
Total interest expense	$241,000	2,805
Net interest income	$4,619,000	1,320
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$427,000	2,167
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$131,000	1,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$296,000	2,037
Total noninterest expense	$4,552,000	1,147
Salaries and employee benefits	$2,737,000	1,105
Premises and equipment expense	$786,000	808
Additional noninterest expense	$1,029,000	1,470
Pre-tax net operating income	$404,000	3,422
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$404,000	3,239
Extraordinary gains, net	$0	7
Net income	$404,000	3,239
Minority interest net income	$0	52
Net income of bank and minority interests.	$404,000	3,239
Net charge-offs	$7,000	2,089
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$404,000	3,242
2017-12-31 (YTD Data)		Rank
Total interest income	$19,225,000	1,395
Total interest expense	$991,000	2,558
Net interest income	$18,234,000	1,309
Provision for loan and lease losses	$841,000	1,012
Total noninterest income	$1,186,000	2,707
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$562,000	1,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$624,000	2,875
Total noninterest expense	$18,556,000	1,124
Salaries and employee benefits	$10,459,000	1,117
Premises and equipment expense	$3,608,000	698
Additional noninterest expense	$4,489,000	1,360
Pre-tax net operating income	$23,000	5,408
Securities gains (losses)	$0	2,243
Applicable income taxes	$5,000	3,958
Income before extraordinary items	$18,000	5,335
Extraordinary gains, net	$0	9
Net income	$18,000	5,334
Minority interest net income	$0	76
Net income of bank and minority interests.	$18,000	5,334
Net charge-offs	$2,430,000	347
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$18,000	5,335
2017-09-30 (YTD Data)		Rank
Total interest income	$14,480,000	1,391
Total interest expense	$741,000	2,550
Net interest income	$13,739,000	1,308
Provision for loan and lease losses	$1,116,000	636
Total noninterest income	$866,000	2,768
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$425,000	1,869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$441,000	2,976
Total noninterest expense	$13,934,000	1,125
Salaries and employee benefits	$7,929,000	1,115
Premises and equipment expense	$2,768,000	688
Additional noninterest expense	$3,237,000	1,408
Pre-tax net operating income	$-445,000	5,643
Securities gains (losses)	$0	2,274
Applicable income taxes	$5,000	3,974
Income before extraordinary items	$-450,000	5,646
Extraordinary gains, net	$0	9
Net income	$-450,000	5,646
Minority interest net income	$0	71
Net income of bank and minority interests.	$-450,000	5,646
Net charge-offs	$2,508,000	256
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$-450,000	5,647
2017-06-30 (YTD Data)		Rank
Total interest income	$9,629,000	1,380
Total interest expense	$487,000	2,534
Net interest income	$9,142,000	1,309
Provision for loan and lease losses	$250,000	1,362
Total noninterest income	$406,000	3,305
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$288,000	1,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	4,117
Total noninterest expense	$9,355,000	1,123
Salaries and employee benefits	$5,361,000	1,116
Premises and equipment expense	$1,834,000	685
Additional noninterest expense	$2,160,000	1,408
Pre-tax net operating income	$-57,000	5,612
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$-57,000	5,608
Extraordinary gains, net	$0	11
Net income	$-57,000	5,608
Minority interest net income	$0	71
Net income of bank and minority interests.	$-57,000	5,608
Net charge-offs	$412,000	667
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-57,000	5,607
2017-03-31 (YTD Data)		Rank
Total interest income	$4,797,000	1,381
Total interest expense	$224,000	2,642
Net interest income	$4,573,000	1,298
Provision for loan and lease losses	$100,000	1,432
Total noninterest income	$272,000	2,838
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$149,000	1,765
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	3,187
Total noninterest expense	$4,710,000	1,122
Salaries and employee benefits	$2,722,000	1,106
Premises and equipment expense	$931,000	687
Additional noninterest expense	$1,057,000	1,425
Pre-tax net operating income	$35,000	5,389
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$35,000	5,361
Extraordinary gains, net	$0	8
Net income	$35,000	5,361
Minority interest net income	$0	55
Net income of bank and minority interests.	$35,000	5,361
Net charge-offs	$507,000	332
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$35,000	5,355
2016-12-31 (YTD Data)		Rank
Total interest income	$17,308,000	1,470
Total interest expense	$870,000	2,656
Net interest income	$16,438,000	1,379
Provision for loan and lease losses	$446,000	1,598
Total noninterest income	$1,265,000	2,699
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$587,000	1,826
Trading account gains and fees	$0	170
Additional Noninterest Income	$678,000	2,882
Total noninterest expense	$18,625,000	1,119
Salaries and employee benefits	$10,094,000	1,142
Premises and equipment expense	$3,814,000	651
Additional noninterest expense	$4,717,000	1,326
Pre-tax net operating income	$-1,368,000	5,849
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$-1,368,000	5,856
Extraordinary gains, net	$0	5
Net income	$-1,368,000	5,855
Minority interest net income	$0	82
Net income of bank and minority interests.	$-1,368,000	5,855
Net charge-offs	$233,000	1,779
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$-1,368,000	5,851
2016-09-30 (YTD Data)		Rank
Total interest income	$12,765,000	1,494
Total interest expense	$662,000	2,626
Net interest income	$12,103,000	1,408
Provision for loan and lease losses	$433,000	1,292
Total noninterest income	$961,000	2,681
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$443,000	1,825
Trading account gains and fees	$0	169
Additional Noninterest Income	$518,000	2,858
Total noninterest expense	$14,030,000	1,115
Salaries and employee benefits	$7,550,000	1,142
Premises and equipment expense	$2,848,000	653
Additional noninterest expense	$3,632,000	1,298
Pre-tax net operating income	$-1,399,000	5,938
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$-1,399,000	5,938
Extraordinary gains, net	$0	5
Net income	$-1,399,000	5,938
Minority interest net income	$0	71
Net income of bank and minority interests.	$-1,399,000	5,938
Net charge-offs	$86,000	2,188
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$-1,399,000	5,937
2016-06-30 (YTD Data)		Rank
Total interest income	$8,254,000	1,539
Total interest expense	$447,000	2,626
Net interest income	$7,807,000	1,454
Provision for loan and lease losses	$350,000	1,119
Total noninterest income	$653,000	2,642
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$297,000	1,810
Trading account gains and fees	$0	157
Additional Noninterest Income	$356,000	2,812
Total noninterest expense	$9,302,000	1,114
Salaries and employee benefits	$4,979,000	1,155
Premises and equipment expense	$1,884,000	658
Additional noninterest expense	$2,439,000	1,300
Pre-tax net operating income	$-1,192,000	6,022
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$-1,192,000	6,017
Extraordinary gains, net	$0	16
Net income	$-1,192,000	6,016
Minority interest net income	$0	71
Net income of bank and minority interests.	$-1,192,000	6,016
Net charge-offs	$110,000	1,536
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-1,192,000	6,015
2016-03-31 (YTD Data)		Rank
Total interest income	$4,156,000	1,527
Total interest expense	$227,000	2,600
Net interest income	$3,929,000	1,441
Provision for loan and lease losses	$112,000	1,427
Total noninterest income	$325,000	2,628
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$145,000	1,845
Trading account gains and fees	$0	142
Additional Noninterest Income	$180,000	2,759
Total noninterest expense	$4,684,000	1,112
Salaries and employee benefits	$2,543,000	1,145
Premises and equipment expense	$931,000	670
Additional noninterest expense	$1,210,000	1,296
Pre-tax net operating income	$-542,000	6,066
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$-542,000	6,063
Extraordinary gains, net	$0	12
Net income	$-542,000	6,063
Minority interest net income	$0	62
Net income of bank and minority interests.	$-542,000	6,063
Net charge-offs	$332,000	458
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-542,000	6,062
2015-12-31 (YTD Data)		Rank
Total interest income	$15,252,000	1,636
Total interest expense	$1,112,000	2,243
Net interest income	$14,140,000	1,551
Provision for loan and lease losses	$775,000	995
Total noninterest income	$971,000	3,122
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$622,000	1,794
Trading account gains and fees	$0	159
Additional Noninterest Income	$349,000	3,777
Total noninterest expense	$18,615,000	1,094
Salaries and employee benefits	$10,353,000	1,080
Premises and equipment expense	$3,409,000	722
Additional noninterest expense	$4,853,000	1,302
Pre-tax net operating income	$-4,279,000	6,167
Securities gains (losses)	$51,000	1,633
Applicable income taxes	$0	4,402
Income before extraordinary items	$-4,228,000	6,159
Extraordinary gains, net	$0	23
Net income	$-4,228,000	6,159
Minority interest net income	$0	81
Net income of bank and minority interests.	$-4,228,000	6,159
Net charge-offs	$1,411,000	519
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-4,279,000	6,159
2015-09-30 (YTD Data)		Rank
Total interest income	$11,461,000	1,645
Total interest expense	$866,000	2,202
Net interest income	$10,595,000	1,564
Provision for loan and lease losses	$775,000	726
Total noninterest income	$835,000	2,906
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$469,000	1,802
Trading account gains and fees	$0	153
Additional Noninterest Income	$366,000	3,339
Total noninterest expense	$13,641,000	1,122
Salaries and employee benefits	$7,542,000	1,125
Premises and equipment expense	$2,523,000	744
Additional noninterest expense	$3,576,000	1,315
Pre-tax net operating income	$-2,986,000	6,249
Securities gains (losses)	$51,000	1,449
Applicable income taxes	$0	4,489
Income before extraordinary items	$-2,935,000	6,244
Extraordinary gains, net	$0	21
Net income	$-2,935,000	6,244
Minority interest net income	$0	78
Net income of bank and minority interests.	$-2,935,000	6,244
Net charge-offs	$713,000	665
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-2,986,000	6,242
2015-06-30 (YTD Data)		Rank
Total interest income	$7,478,000	1,687
Total interest expense	$624,000	2,090
Net interest income	$6,854,000	1,616
Provision for loan and lease losses	$525,000	728
Total noninterest income	$517,000	3,017
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$314,000	1,782
Trading account gains and fees	$0	157
Additional Noninterest Income	$203,000	3,614
Total noninterest expense	$9,100,000	1,123
Salaries and employee benefits	$5,096,000	1,110
Premises and equipment expense	$1,636,000	769
Additional noninterest expense	$2,368,000	1,329
Pre-tax net operating income	$-2,254,000	6,325
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$-2,254,000	6,321
Extraordinary gains, net	$0	22
Net income	$-2,254,000	6,321
Minority interest net income	$0	75
Net income of bank and minority interests.	$-2,254,000	6,321
Net charge-offs	$507,000	633
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-2,254,000	6,320
2015-03-31 (YTD Data)		Rank
Total interest income	$3,647,000	1,716
Total interest expense	$321,000	2,040
Net interest income	$3,326,000	1,664
Provision for loan and lease losses	$250,000	741
Total noninterest income	$329,000	2,665
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$171,000	1,656
Trading account gains and fees	$0	152
Additional Noninterest Income	$158,000	2,948
Total noninterest expense	$4,558,000	1,127
Salaries and employee benefits	$2,566,000	1,107
Premises and equipment expense	$820,000	778
Additional noninterest expense	$1,172,000	1,320
Pre-tax net operating income	$-1,153,000	6,391
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$-1,153,000	6,386
Extraordinary gains, net	$0	13
Net income	$-1,153,000	6,387
Minority interest net income	$0	64
Net income of bank and minority interests.	$-1,153,000	6,387
Net charge-offs	$539,000	331
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-1,153,000	6,384
2014-12-31 (YTD Data)		Rank
Total interest income	$15,321,000	1,624
Total interest expense	$1,390,000	2,017
Net interest income	$13,931,000	1,583
Provision for loan and lease losses	$5,660,000	197
Total noninterest income	$1,470,000	2,544
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$681,000	1,788
Trading account gains and fees	$0	180
Additional Noninterest Income	$789,000	2,655
Total noninterest expense	$19,967,000	1,015
Salaries and employee benefits	$9,655,000	1,127
Premises and equipment expense	$3,339,000	743
Additional noninterest expense	$6,973,000	928
Pre-tax net operating income	$-10,226,000	6,504
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$-10,226,000	6,493
Extraordinary gains, net	$0	17
Net income	$-10,226,000	6,492
Minority interest net income	$0	84
Net income of bank and minority interests.	$-10,226,000	6,492
Net charge-offs	$5,814,000	209
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$-325,000	6,461
Net operating income	$-10,226,000	6,493
2014-09-30 (YTD Data)		Rank
Total interest income	$11,413,000	1,646
Total interest expense	$1,051,000	2,027
Net interest income	$10,362,000	1,598
Provision for loan and lease losses	$3,736,000	209
Total noninterest income	$1,173,000	2,477
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$527,000	1,753
Trading account gains and fees	$0	174
Additional Noninterest Income	$646,000	2,540
Total noninterest expense	$13,871,000	1,103
Salaries and employee benefits	$7,028,000	1,164
Premises and equipment expense	$2,510,000	739
Additional noninterest expense	$4,333,000	1,140
Pre-tax net operating income	$-6,072,000	6,583
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$-6,072,000	6,575
Extraordinary gains, net	$0	15
Net income	$-6,072,000	6,574
Minority interest net income	$0	81
Net income of bank and minority interests.	$-6,072,000	6,574
Net charge-offs	$5,741,000	162
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$-325,000	6,553
Net operating income	$-6,072,000	6,576
2014-06-30 (YTD Data)		Rank
Total interest income	$7,509,000	1,658
Total interest expense	$702,000	2,048
Net interest income	$6,807,000	1,618
Provision for loan and lease losses	$3,162,000	173
Total noninterest income	$692,000	2,621
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$378,000	1,639
Trading account gains and fees	$0	172
Additional Noninterest Income	$314,000	2,979
Total noninterest expense	$9,548,000	1,064
Salaries and employee benefits	$4,972,000	1,102
Premises and equipment expense	$1,709,000	730
Additional noninterest expense	$2,867,000	1,137
Pre-tax net operating income	$-5,211,000	6,654
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$-5,211,000	6,645
Extraordinary gains, net	$0	20
Net income	$-5,211,000	6,645
Minority interest net income	$0	80
Net income of bank and minority interests.	$-5,211,000	6,645
Net charge-offs	$4,335,000	155
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-5,211,000	6,645
2014-03-31 (YTD Data)		Rank
Total interest income	$3,826,000	1,617
Total interest expense	$353,000	2,054
Net interest income	$3,473,000	1,577
Provision for loan and lease losses	$1,913,000	156
Total noninterest income	$344,000	2,608
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$207,000	1,508
Trading account gains and fees	$0	147
Additional Noninterest Income	$137,000	3,097
Total noninterest expense	$4,793,000	1,071
Salaries and employee benefits	$2,589,000	1,059
Premises and equipment expense	$900,000	712
Additional noninterest expense	$1,304,000	1,230
Pre-tax net operating income	$-2,889,000	6,724
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$-2,889,000	6,715
Extraordinary gains, net	$0	16
Net income	$-2,889,000	6,715
Minority interest net income	$0	66
Net income of bank and minority interests.	$-2,889,000	6,715
Net charge-offs	$3,354,000	126
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-2,889,000	6,714
2013-12-31 (YTD Data)		Rank
Total interest income	$16,531,000	1,518
Total interest expense	$1,635,000	2,013
Net interest income	$14,896,000	1,464
Provision for loan and lease losses	$2,243,000	570
Total noninterest income	$1,435,000	2,663
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$912,000	1,477
Trading account gains and fees	$0	184
Additional Noninterest Income	$523,000	3,293
Total noninterest expense	$28,283,000	716
Salaries and employee benefits	$10,387,000	1,042
Premises and equipment expense	$3,335,000	727
Additional noninterest expense	$14,561,000	489
Pre-tax net operating income	$-14,195,000	6,802
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$-14,195,000	6,794
Extraordinary gains, net	$0	29
Net income	$-14,195,000	6,793
Minority interest net income	$0	90
Net income of bank and minority interests.	$-14,195,000	6,793
Net charge-offs	$1,885,000	785
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-14,195,000	6,794
2013-09-30 (YTD Data)		Rank
Total interest income	$12,182,000	1,554
Total interest expense	$1,372,000	1,902
Net interest income	$10,810,000	1,509
Provision for loan and lease losses	$1,619,000	599
Total noninterest income	$1,056,000	2,732
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$690,000	1,477
Trading account gains and fees	$0	180
Additional Noninterest Income	$366,000	3,449
Total noninterest expense	$22,783,000	681
Salaries and employee benefits	$7,705,000	1,054
Premises and equipment expense	$2,404,000	760
Additional noninterest expense	$12,674,000	425
Pre-tax net operating income	$-12,536,000	6,887
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$-12,536,000	6,879
Extraordinary gains, net	$0	25
Net income	$-12,536,000	6,879
Minority interest net income	$0	84
Net income of bank and minority interests.	$-12,536,000	6,879
Net charge-offs	$644,000	1,364
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-12,536,000	6,879
2013-06-30 (YTD Data)		Rank
Total interest income	$7,824,000	1,602
Total interest expense	$896,000	1,953
Net interest income	$6,928,000	1,566
Provision for loan and lease losses	$475,000	1,212
Total noninterest income	$1,317,000	1,829
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$461,000	1,445
Trading account gains and fees	$0	157
Additional Noninterest Income	$856,000	1,780
Total noninterest expense	$10,044,000	1,012
Salaries and employee benefits	$5,001,000	1,086
Premises and equipment expense	$1,586,000	771
Additional noninterest expense	$3,457,000	963
Pre-tax net operating income	$-2,274,000	6,884
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$-2,274,000	6,886
Extraordinary gains, net	$0	22
Net income	$-2,274,000	6,887
Minority interest net income	$0	82
Net income of bank and minority interests.	$-2,274,000	6,887
Net charge-offs	$519,000	1,231
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-2,274,000	6,880
2013-03-31 (YTD Data)		Rank
Total interest income	$3,324,000	1,895
Total interest expense	$383,000	2,291
Net interest income	$2,941,000	1,825
Provision for loan and lease losses	$237,000	1,193
Total noninterest income	$613,000	1,926
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$228,000	1,441
Trading account gains and fees	$0	148
Additional Noninterest Income	$385,000	1,907
Total noninterest expense	$4,669,000	1,109
Salaries and employee benefits	$2,308,000	1,187
Premises and equipment expense	$741,000	851
Additional noninterest expense	$1,620,000	1,038
Pre-tax net operating income	$-1,352,000	6,955
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-1,352,000	6,962
Extraordinary gains, net	$0	10
Net income	$-1,352,000	6,963
Minority interest net income	$0	76
Net income of bank and minority interests.	$-1,352,000	6,963
Net charge-offs	$151,000	1,578
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-1,352,000	6,954
2012-12-31 (YTD Data)		Rank
Total interest income	$14,832,000	1,781
Total interest expense	$1,912,000	2,210
Net interest income	$12,920,000	1,707
Provision for loan and lease losses	$2,749,000	829
Total noninterest income	$1,214,000	2,946
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$951,000	1,475
Trading account gains and fees	$0	166
Additional Noninterest Income	$263,000	4,221
Total noninterest expense	$17,245,000	1,171
Salaries and employee benefits	$8,733,000	1,209
Premises and equipment expense	$3,144,000	765
Additional noninterest expense	$5,368,000	1,270
Pre-tax net operating income	$-5,860,000	6,972
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$-5,860,000	6,981
Extraordinary gains, net	$0	29
Net income	$-5,860,000	6,980
Minority interest net income	$0	93
Net income of bank and minority interests.	$-5,860,000	6,980
Net charge-offs	$1,830,000	1,237
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-5,860,000	6,968
2012-09-30 (YTD Data)		Rank
Total interest income	$11,335,000	1,781
Total interest expense	$1,485,000	2,228
Net interest income	$9,850,000	1,702
Provision for loan and lease losses	$1,435,000	1,118
Total noninterest income	$1,451,000	2,225
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$734,000	1,451
Trading account gains and fees	$0	157
Additional Noninterest Income	$717,000	2,425
Total noninterest expense	$12,769,000	1,187
Salaries and employee benefits	$6,525,000	1,207
Premises and equipment expense	$2,357,000	773
Additional noninterest expense	$3,887,000	1,308
Pre-tax net operating income	$-2,903,000	7,037
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$-2,903,000	7,045
Extraordinary gains, net	$0	20
Net income	$-2,903,000	7,044
Minority interest net income	$0	86
Net income of bank and minority interests.	$-2,903,000	7,044
Net charge-offs	$1,179,000	1,310
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-2,903,000	7,036
2012-06-30 (YTD Data)		Rank
Total interest income	$7,706,000	1,758
Total interest expense	$1,020,000	2,251
Net interest income	$6,686,000	1,656
Provision for loan and lease losses	$881,000	1,212
Total noninterest income	$1,110,000	2,010
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$516,000	1,382
Trading account gains and fees	$0	153
Additional Noninterest Income	$594,000	2,120
Total noninterest expense	$8,444,000	1,192
Salaries and employee benefits	$4,415,000	1,186
Premises and equipment expense	$1,561,000	767
Additional noninterest expense	$2,468,000	1,378
Pre-tax net operating income	$-1,529,000	7,046
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$-1,529,000	7,072
Extraordinary gains, net	$0	19
Net income	$-1,529,000	7,071
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,529,000	7,072
Net charge-offs	$677,000	1,482
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-1,529,000	7,057
2012-03-31 (YTD Data)		Rank
Total interest income	$3,928,000	1,736
Total interest expense	$529,000	2,259
Net interest income	$3,399,000	1,633
Provision for loan and lease losses	$212,000	1,948
Total noninterest income	$625,000	1,853
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$257,000	1,365
Trading account gains and fees	$0	148
Additional Noninterest Income	$368,000	1,857
Total noninterest expense	$4,182,000	1,196
Salaries and employee benefits	$2,246,000	1,158
Premises and equipment expense	$780,000	770
Additional noninterest expense	$1,156,000	1,455
Pre-tax net operating income	$-370,000	6,984
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-370,000	7,025
Extraordinary gains, net	$0	19
Net income	$-370,000	7,024
Minority interest net income	$0	78
Net income of bank and minority interests.	$-370,000	7,025
Net charge-offs	$8,000	4,117
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-370,000	7,002
2011-12-31 (YTD Data)		Rank
Total interest income	$17,318,000	1,644
Total interest expense	$2,708,000	2,139
Net interest income	$14,610,000	1,530
Provision for loan and lease losses	$2,520,000	1,331
Total noninterest income	$2,415,000	1,762
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$929,000	1,568
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,486,000	1,654
Total noninterest expense	$17,037,000	1,153
Salaries and employee benefits	$8,561,000	1,160
Premises and equipment expense	$3,200,000	770
Additional noninterest expense	$5,276,000	1,317
Pre-tax net operating income	$-2,532,000	6,864
Securities gains (losses)	$0	3,838
Applicable income taxes	$5,628,000	381
Income before extraordinary items	$-8,160,000	7,178
Extraordinary gains, net	$0	29
Net income	$-8,160,000	7,177
Minority interest net income	$0	96
Net income of bank and minority interests.	$-8,160,000	7,178
Net charge-offs	$2,819,000	1,242
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$-17,000	7,269
Net operating income	$-8,160,000	7,168
2011-09-30 (YTD Data)		Rank
Total interest income	$13,114,000	1,636
Total interest expense	$2,128,000	2,135
Net interest income	$10,986,000	1,529
Provision for loan and lease losses	$758,000	2,335
Total noninterest income	$1,751,000	1,786
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$688,000	1,595
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,063,000	1,699
Total noninterest expense	$12,518,000	1,178
Salaries and employee benefits	$6,321,000	1,179
Premises and equipment expense	$2,464,000	763
Additional noninterest expense	$3,733,000	1,387
Pre-tax net operating income	$-539,000	6,635
Securities gains (losses)	$0	3,555
Applicable income taxes	$-211,000	7,097
Income before extraordinary items	$-328,000	6,597
Extraordinary gains, net	$0	21
Net income	$-328,000	6,599
Minority interest net income	$0	87
Net income of bank and minority interests.	$-328,000	6,599
Net charge-offs	$326,000	3,153
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$-17,000	7,363
Net operating income	$-328,000	6,544
2011-06-30 (YTD Data)		Rank
Total interest income	$8,870,000	1,632
Total interest expense	$1,494,000	2,109
Net interest income	$7,376,000	1,511
Provision for loan and lease losses	$495,000	2,336
Total noninterest income	$1,189,000	1,757
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$447,000	1,612
Trading account gains and fees	$0	153
Additional Noninterest Income	$742,000	1,645
Total noninterest expense	$8,702,000	1,150
Salaries and employee benefits	$4,200,000	1,192
Premises and equipment expense	$1,673,000	758
Additional noninterest expense	$2,829,000	1,248
Pre-tax net operating income	$-632,000	6,847
Securities gains (losses)	$0	2,914
Applicable income taxes	$-248,000	7,244
Income before extraordinary items	$-384,000	6,775
Extraordinary gains, net	$0	15
Net income	$-384,000	6,774
Minority interest net income	$0	89
Net income of bank and minority interests.	$-384,000	6,775
Net charge-offs	$130,000	3,579
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$-17,000	7,452
Net operating income	$-384,000	6,760
2011-03-31 (YTD Data)		Rank
Total interest income	$4,403,000	1,657
Total interest expense	$782,000	2,105
Net interest income	$3,621,000	1,532
Provision for loan and lease losses	$263,000	2,126
Total noninterest income	$652,000	1,651
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$205,000	1,710
Trading account gains and fees	$0	158
Additional Noninterest Income	$447,000	1,458
Total noninterest expense	$4,567,000	1,104
Salaries and employee benefits	$2,120,000	1,185
Premises and equipment expense	$857,000	747
Additional noninterest expense	$1,590,000	1,124
Pre-tax net operating income	$-557,000	7,111
Securities gains (losses)	$0	1,772
Applicable income taxes	$-219,000	7,386
Income before extraordinary items	$-338,000	7,026
Extraordinary gains, net	$0	9
Net income	$-338,000	7,026
Minority interest net income	$0	86
Net income of bank and minority interests.	$-338,000	7,026
Net charge-offs	$6,000	4,589
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$-17,000	7,527
Net operating income	$-338,000	7,013
2010-12-31 (YTD Data)		Rank
Total interest income	$19,736,000	1,559
Total interest expense	$4,242,000	1,888
Net interest income	$15,494,000	1,446
Provision for loan and lease losses	$6,137,000	974
Total noninterest income	$1,683,000	2,335
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$800,000	1,827
Trading account gains and fees	$0	175
Additional Noninterest Income	$883,000	2,360
Total noninterest expense	$17,769,000	1,120
Salaries and employee benefits	$8,469,000	1,161
Premises and equipment expense	$3,252,000	793
Additional noninterest expense	$6,048,000	1,223
Pre-tax net operating income	$-6,729,000	7,218
Securities gains (losses)	$0	3,793
Applicable income taxes	$-2,653,000	7,506
Income before extraordinary items	$-4,076,000	7,105
Extraordinary gains, net	$0	29
Net income	$-4,076,000	7,104
Minority interest net income	$0	111
Net income of bank and minority interests.	$-4,076,000	7,105
Net charge-offs	$5,992,000	884
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$157,000	681
Net operating income	$-4,076,000	7,085
2010-09-30 (YTD Data)		Rank
Total interest income	$15,032,000	1,569
Total interest expense	$3,363,000	1,867
Net interest income	$11,669,000	1,456
Provision for loan and lease losses	$1,039,000	2,461
Total noninterest income	$1,053,000	2,630
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$584,000	1,929
Trading account gains and fees	$0	165
Additional Noninterest Income	$469,000	2,860
Total noninterest expense	$13,151,000	1,127
Salaries and employee benefits	$6,160,000	1,191
Premises and equipment expense	$2,471,000	779
Additional noninterest expense	$4,520,000	1,191
Pre-tax net operating income	$-1,468,000	6,946
Securities gains (losses)	$0	3,651
Applicable income taxes	$-578,000	7,391
Income before extraordinary items	$-890,000	6,860
Extraordinary gains, net	$0	23
Net income	$-890,000	6,860
Minority interest net income	$0	110
Net income of bank and minority interests.	$-890,000	6,860
Net charge-offs	$1,692,000	1,670
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$122,000	603
Net operating income	$-890,000	6,806
2010-06-30 (YTD Data)		Rank
Total interest income	$10,155,000	1,564
Total interest expense	$2,384,000	1,841
Net interest income	$7,771,000	1,469
Provision for loan and lease losses	$603,000	2,555
Total noninterest income	$755,000	2,455
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$387,000	1,949
Trading account gains and fees	$0	152
Additional Noninterest Income	$368,000	2,527
Total noninterest expense	$8,794,000	1,117
Salaries and employee benefits	$4,039,000	1,209
Premises and equipment expense	$1,655,000	794
Additional noninterest expense	$3,100,000	1,157
Pre-tax net operating income	$-871,000	6,942
Securities gains (losses)	$0	3,184
Applicable income taxes	$-343,000	7,419
Income before extraordinary items	$-528,000	6,882
Extraordinary gains, net	$0	19
Net income	$-528,000	6,883
Minority interest net income	$0	105
Net income of bank and minority interests.	$-528,000	6,882
Net charge-offs	$783,000	1,959
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$89,000	503
Net operating income	$-528,000	6,837
2010-03-31 (YTD Data)		Rank
Total interest income	$5,185,000	1,571
Total interest expense	$1,281,000	1,808
Net interest income	$3,904,000	1,470
Provision for loan and lease losses	$216,000	2,896
Total noninterest income	$437,000	2,230
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$190,000	1,950
Trading account gains and fees	$0	175
Additional Noninterest Income	$247,000	2,086
Total noninterest expense	$4,258,000	1,186
Salaries and employee benefits	$2,022,000	1,226
Premises and equipment expense	$826,000	814
Additional noninterest expense	$1,410,000	1,254
Pre-tax net operating income	$-133,000	6,722
Securities gains (losses)	$0	2,284
Applicable income taxes	$-52,000	7,327
Income before extraordinary items	$-81,000	6,702
Extraordinary gains, net	$0	16
Net income	$-81,000	6,703
Minority interest net income	$0	91
Net income of bank and minority interests.	$-81,000	6,702
Net charge-offs	$-43,000	7,767
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$44,000	447
Net operating income	$-81,000	6,633
2009-12-31 (YTD Data)		Rank
Total interest income	$22,453,000	1,527
Total interest expense	$7,195,000	1,644
Net interest income	$15,258,000	1,467
Provision for loan and lease losses	$3,428,000	1,813
Total noninterest income	$1,385,000	2,703
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$771,000	2,100
Trading account gains and fees	$0	211
Additional Noninterest Income	$614,000	2,865
Total noninterest expense	$16,207,000	1,277
Salaries and employee benefits	$8,189,000	1,200
Premises and equipment expense	$3,227,000	837
Additional noninterest expense	$4,791,000	1,551
Pre-tax net operating income	$-2,992,000	6,887
Securities gains (losses)	$0	3,754
Applicable income taxes	$-1,196,000	7,346
Income before extraordinary items	$-1,796,000	6,682
Extraordinary gains, net	$0	34
Net income	$-1,796,000	6,681
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,796,000	6,681
Net charge-offs	$1,736,000	2,212
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$346,000	606
Net operating income	$-1,796,000	6,674
2009-09-30 (YTD Data)		Rank
Total interest income	$17,006,000	1,540
Total interest expense	$5,554,000	1,670
Net interest income	$11,452,000	1,462
Provision for loan and lease losses	$1,478,000	2,234
Total noninterest income	$975,000	2,869
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$570,000	2,127
Trading account gains and fees	$0	212
Additional Noninterest Income	$405,000	3,159
Total noninterest expense	$11,611,000	1,321
Salaries and employee benefits	$6,118,000	1,224
Premises and equipment expense	$2,413,000	845
Additional noninterest expense	$3,080,000	1,738
Pre-tax net operating income	$-662,000	6,454
Securities gains (losses)	$0	3,497
Applicable income taxes	$-248,000	7,151
Income before extraordinary items	$-414,000	6,341
Extraordinary gains, net	$0	27
Net income	$-414,000	6,343
Minority interest net income	$0	118
Net income of bank and minority interests.	$-414,000	6,342
Net charge-offs	$950,000	2,256
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$298,000	513
Net operating income	$-414,000	6,342
2009-06-30 (YTD Data)		Rank
Total interest income	$11,309,000	1,573
Total interest expense	$3,776,000	1,714
Net interest income	$7,533,000	1,486
Provision for loan and lease losses	$697,000	2,510
Total noninterest income	$615,000	2,996
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$393,000	2,050
Trading account gains and fees	$0	193
Additional Noninterest Income	$222,000	3,487
Total noninterest expense	$7,309,000	1,419
Salaries and employee benefits	$4,045,000	1,255
Premises and equipment expense	$1,581,000	886
Additional noninterest expense	$1,683,000	2,106
Pre-tax net operating income	$142,000	4,974
Securities gains (losses)	$0	3,136
Applicable income taxes	$73,000	2,875
Income before extraordinary items	$69,000	5,443
Extraordinary gains, net	$0	21
Net income	$69,000	5,439
Minority interest net income	$0	112
Net income of bank and minority interests.	$69,000	5,439
Net charge-offs	$680,000	2,011
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$198,000	473
Net operating income	$69,000	5,357
2009-03-31 (YTD Data)		Rank
Total interest income	$5,540,000	1,624
Total interest expense	$1,878,000	1,790
Net interest income	$3,662,000	1,520
Provision for loan and lease losses	$322,000	2,211
Total noninterest income	$435,000	2,353
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$200,000	1,969
Trading account gains and fees	$0	171
Additional Noninterest Income	$235,000	2,284
Total noninterest expense	$3,254,000	1,545
Salaries and employee benefits	$2,045,000	1,259
Premises and equipment expense	$802,000	885
Additional noninterest expense	$407,000	3,530
Pre-tax net operating income	$521,000	2,296
Securities gains (losses)	$0	2,434
Applicable income taxes	$219,000	1,357
Income before extraordinary items	$302,000	3,119
Extraordinary gains, net	$0	15
Net income	$302,000	3,119
Minority interest net income	$0	102
Net income of bank and minority interests.	$302,000	3,119
Net charge-offs	$236,000	2,006
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$99,000	361
Net operating income	$302,000	2,960
2008-12-31 (YTD Data)		Rank
Total interest income	$23,315,000	1,663
Total interest expense	$8,730,000	1,830
Net interest income	$14,585,000	1,535
Provision for loan and lease losses	$1,561,000	2,107
Total noninterest income	$1,830,000	2,284
Gross Fiduciary activities income	$264,000	725
Service charges on deposit accounts	$730,000	2,276
Trading account gains and fees	$0	154
Additional Noninterest Income	$836,000	2,406
Total noninterest expense	$14,977,000	1,307
Salaries and employee benefits	$8,219,000	1,219
Premises and equipment expense	$3,197,000	855
Additional noninterest expense	$3,561,000	1,725
Pre-tax net operating income	$-123,000	6,477
Securities gains (losses)	$-9,652,000	8,169
Applicable income taxes	$-3,912,000	8,056
Income before extraordinary items	$-5,863,000	7,865
Extraordinary gains, net	$0	39
Net income	$-5,863,000	7,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$543,000	2,690
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$397,000	605
Net operating income	$314,280	5,205
2008-09-30 (YTD Data)		Rank
Total interest income	$17,679,000	1,677
Total interest expense	$6,611,000	1,872
Net interest income	$11,068,000	1,531
Provision for loan and lease losses	$750,000	2,169
Total noninterest income	$1,387,000	2,336
Gross Fiduciary activities income	$268,000	643
Service charges on deposit accounts	$539,000	2,322
Trading account gains and fees	$0	148
Additional Noninterest Income	$580,000	2,581
Total noninterest expense	$11,131,000	1,295
Salaries and employee benefits	$6,079,000	1,259
Premises and equipment expense	$2,400,000	863
Additional noninterest expense	$2,652,000	1,675
Pre-tax net operating income	$574,000	4,719
Securities gains (losses)	$-9,244,000	8,277
Applicable income taxes	$-3,487,000	8,240
Income before extraordinary items	$-5,183,000	8,130
Extraordinary gains, net	$0	31
Net income	$-5,183,000	8,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	3,136
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$298,000	488
Net operating income	$733,160	3,870
2008-06-30 (YTD Data)		Rank
Total interest income	$11,781,000	1,707
Total interest expense	$4,469,000	1,928
Net interest income	$7,312,000	1,529
Provision for loan and lease losses	$392,000	2,186
Total noninterest income	$953,000	2,309
Gross Fiduciary activities income	$180,000	652
Service charges on deposit accounts	$361,000	2,295
Trading account gains and fees	$0	149
Additional Noninterest Income	$412,000	2,546
Total noninterest expense	$7,324,000	1,309
Salaries and employee benefits	$4,220,000	1,219
Premises and equipment expense	$1,575,000	882
Additional noninterest expense	$1,529,000	1,886
Pre-tax net operating income	$549,000	4,209
Securities gains (losses)	$0	3,233
Applicable income taxes	$154,000	2,975
Income before extraordinary items	$395,000	4,495
Extraordinary gains, net	$0	21
Net income	$395,000	4,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	4,683
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$199,000	413
Net operating income	$395,000	4,437
2008-03-31 (YTD Data)		Rank
Total interest income	$6,103,000	1,695
Total interest expense	$2,334,000	1,983
Net interest income	$3,769,000	1,468
Provision for loan and lease losses	$212,000	1,758
Total noninterest income	$470,000	2,321
Gross Fiduciary activities income	$92,000	664
Service charges on deposit accounts	$177,000	2,295
Trading account gains and fees	$0	158
Additional Noninterest Income	$201,000	2,570
Total noninterest expense	$3,864,000	1,254
Salaries and employee benefits	$2,168,000	1,188
Premises and equipment expense	$786,000	877
Additional noninterest expense	$910,000	1,581
Pre-tax net operating income	$163,000	5,327
Securities gains (losses)	$0	2,688
Applicable income taxes	$51,000	3,537
Income before extraordinary items	$112,000	5,680
Extraordinary gains, net	$0	15
Net income	$112,000	5,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,990
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$99,000	324
Net operating income	$112,000	5,577
2007-12-31 (YTD Data)		Rank
Total interest income	$26,871,000	1,603
Total interest expense	$9,658,000	1,987
Net interest income	$17,213,000	1,300
Provision for loan and lease losses	$141,000	4,417
Total noninterest income	$2,054,000	2,171
Gross Fiduciary activities income	$348,000	670
Service charges on deposit accounts	$657,000	2,501
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,049,000	2,156
Total noninterest expense	$13,978,000	1,324
Salaries and employee benefits	$8,224,000	1,212
Premises and equipment expense	$2,973,000	881
Additional noninterest expense	$2,781,000	1,985
Pre-tax net operating income	$5,148,000	1,596
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,983,000	1,141
Income before extraordinary items	$3,165,000	1,952
Extraordinary gains, net	$0	39
Net income	$3,165,000	1,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,709
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$397,000	585
Net operating income	$3,165,000	1,937
2007-09-30 (YTD Data)		Rank
Total interest income	$20,304,000	1,596
Total interest expense	$7,244,000	1,993
Net interest income	$13,060,000	1,283
Provision for loan and lease losses	$141,000	3,573
Total noninterest income	$1,567,000	2,147
Gross Fiduciary activities income	$262,000	666
Service charges on deposit accounts	$482,000	2,513
Trading account gains and fees	$0	184
Additional Noninterest Income	$823,000	2,090
Total noninterest expense	$10,234,000	1,348
Salaries and employee benefits	$5,859,000	1,281
Premises and equipment expense	$2,230,000	883
Additional noninterest expense	$2,145,000	1,881
Pre-tax net operating income	$4,252,000	1,587
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,633,000	1,139
Income before extraordinary items	$2,619,000	1,930
Extraordinary gains, net	$0	33
Net income	$2,619,000	1,928
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,320
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$297,000	507
Net operating income	$2,619,000	1,916
2007-06-30 (YTD Data)		Rank
Total interest income	$13,517,000	1,611
Total interest expense	$4,809,000	2,015
Net interest income	$8,708,000	1,314
Provision for loan and lease losses	$141,000	2,742
Total noninterest income	$1,065,000	2,144
Gross Fiduciary activities income	$176,000	673
Service charges on deposit accounts	$315,000	2,554
Trading account gains and fees	$0	168
Additional Noninterest Income	$574,000	2,051
Total noninterest expense	$6,908,000	1,351
Salaries and employee benefits	$3,920,000	1,299
Premises and equipment expense	$1,485,000	894
Additional noninterest expense	$1,503,000	1,808
Pre-tax net operating income	$2,724,000	1,684
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,041,000	1,239
Income before extraordinary items	$1,683,000	2,029
Extraordinary gains, net	$0	29
Net income	$1,683,000	2,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,005
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$199,000	448
Net operating income	$1,683,000	2,011
2007-03-31 (YTD Data)		Rank
Total interest income	$6,706,000	1,620
Total interest expense	$2,361,000	2,031
Net interest income	$4,345,000	1,313
Provision for loan and lease losses	$94,000	2,120
Total noninterest income	$502,000	2,211
Gross Fiduciary activities income	$91,000	679
Service charges on deposit accounts	$159,000	2,488
Trading account gains and fees	$0	195
Additional Noninterest Income	$252,000	2,207
Total noninterest expense	$3,352,000	1,387
Salaries and employee benefits	$1,979,000	1,302
Premises and equipment expense	$724,000	918
Additional noninterest expense	$649,000	2,021
Pre-tax net operating income	$1,401,000	1,637
Securities gains (losses)	$0	1,187
Applicable income taxes	$539,000	1,220
Income before extraordinary items	$862,000	1,938
Extraordinary gains, net	$0	22
Net income	$862,000	1,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$99,000	350
Net operating income	$862,000	1,930
2006-12-31 (YTD Data)		Rank
Total interest income	$24,657,000	1,640
Total interest expense	$6,969,000	2,289
Net interest income	$17,688,000	1,284
Provision for loan and lease losses	$135,000	4,209
Total noninterest income	$2,031,000	2,199
Gross Fiduciary activities income	$338,000	684
Service charges on deposit accounts	$616,000	2,632
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,077,000	2,108
Total noninterest expense	$12,127,000	1,473
Salaries and employee benefits	$7,067,000	1,380
Premises and equipment expense	$2,616,000	961
Additional noninterest expense	$2,444,000	2,143
Pre-tax net operating income	$7,457,000	1,313
Securities gains (losses)	$0	1,687
Applicable income taxes	$2,974,000	949
Income before extraordinary items	$4,483,000	1,615
Extraordinary gains, net	$0	51
Net income	$4,483,000	1,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	2,934
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$348,000	653
Net operating income	$4,483,000	1,600
2006-09-30 (YTD Data)		Rank
Total interest income	$17,892,000	1,676
Total interest expense	$4,753,000	2,418
Net interest income	$13,139,000	1,321
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$1,505,000	2,217
Gross Fiduciary activities income	$252,000	677
Service charges on deposit accounts	$454,000	2,665
Trading account gains and fees	$0	126
Additional Noninterest Income	$799,000	2,133
Total noninterest expense	$8,773,000	1,529
Salaries and employee benefits	$5,063,000	1,467
Premises and equipment expense	$1,961,000	965
Additional noninterest expense	$1,749,000	2,230
Pre-tax net operating income	$5,781,000	1,316
Securities gains (losses)	$0	1,388
Applicable income taxes	$2,306,000	970
Income before extraordinary items	$3,475,000	1,594
Extraordinary gains, net	$0	45
Net income	$3,475,000	1,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,286
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$248,000	560
Net operating income	$3,475,000	1,573
2006-06-30 (YTD Data)		Rank
Total interest income	$11,490,000	1,702
Total interest expense	$2,963,000	2,462
Net interest income	$8,527,000	1,352
Provision for loan and lease losses	$45,000	4,580
Total noninterest income	$923,000	2,351
Gross Fiduciary activities income	$172,000	673
Service charges on deposit accounts	$300,000	2,661
Trading account gains and fees	$0	126
Additional Noninterest Income	$451,000	2,352
Total noninterest expense	$5,730,000	1,567
Salaries and employee benefits	$3,317,000	1,498
Premises and equipment expense	$1,275,000	993
Additional noninterest expense	$1,138,000	2,281
Pre-tax net operating income	$3,675,000	1,374
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,467,000	1,016
Income before extraordinary items	$2,208,000	1,648
Extraordinary gains, net	$0	39
Net income	$2,208,000	1,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	2,844
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$161,000	462
Net operating income	$2,208,000	1,634
2006-03-31 (YTD Data)		Rank
Total interest income	$5,443,000	1,760
Total interest expense	$1,374,000	2,505
Net interest income	$4,069,000	1,414
Provision for loan and lease losses	$0	6,013
Total noninterest income	$506,000	2,179
Gross Fiduciary activities income	$93,000	659
Service charges on deposit accounts	$149,000	2,615
Trading account gains and fees	$0	115
Additional Noninterest Income	$264,000	2,128
Total noninterest expense	$2,805,000	1,602
Salaries and employee benefits	$1,570,000	1,587
Premises and equipment expense	$628,000	1,007
Additional noninterest expense	$607,000	2,133
Pre-tax net operating income	$1,770,000	1,391
Securities gains (losses)	$0	955
Applicable income taxes	$706,000	1,042
Income before extraordinary items	$1,064,000	1,683
Extraordinary gains, net	$0	21
Net income	$1,064,000	1,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,455
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,064,000	1,669
2005-12-31 (YTD Data)		Rank
Total interest income	$18,986,000	1,777
Total interest expense	$4,369,000	2,471
Net interest income	$14,617,000	1,504
Provision for loan and lease losses	$160,000	4,008
Total noninterest income	$1,744,000	2,430
Gross Fiduciary activities income	$345,000	669
Service charges on deposit accounts	$591,000	2,690
Trading account gains and fees	$0	138
Additional Noninterest Income	$808,000	2,519
Total noninterest expense	$9,900,000	1,716
Salaries and employee benefits	$5,692,000	1,646
Premises and equipment expense	$2,035,000	1,214
Additional noninterest expense	$2,173,000	2,304
Pre-tax net operating income	$6,301,000	1,520
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,457,000	1,143
Income before extraordinary items	$3,844,000	1,795
Extraordinary gains, net	$0	46
Net income	$3,844,000	1,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,162
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,844,000	1,771
2005-09-30 (YTD Data)		Rank
Total interest income	$13,557,000	1,811
Total interest expense	$2,940,000	2,580
Net interest income	$10,617,000	1,528
Provision for loan and lease losses	$160,000	3,373
Total noninterest income	$1,343,000	2,396
Gross Fiduciary activities income	$261,000	659
Service charges on deposit accounts	$442,000	2,693
Trading account gains and fees	$0	126
Additional Noninterest Income	$640,000	2,456
Total noninterest expense	$7,159,000	1,759
Salaries and employee benefits	$3,985,000	1,738
Premises and equipment expense	$1,459,000	1,251
Additional noninterest expense	$1,715,000	2,160
Pre-tax net operating income	$4,641,000	1,541
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,809,000	1,182
Income before extraordinary items	$2,832,000	1,853
Extraordinary gains, net	$0	35
Net income	$2,832,000	1,853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	3,359
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,832,000	1,813
2005-06-30 (YTD Data)		Rank
Total interest income	$8,452,000	1,892
Total interest expense	$1,619,000	2,875
Net interest income	$6,833,000	1,566
Provision for loan and lease losses	$160,000	2,526
Total noninterest income	$853,000	2,437
Gross Fiduciary activities income	$177,000	659
Service charges on deposit accounts	$298,000	2,629
Trading account gains and fees	$0	116
Additional Noninterest Income	$378,000	2,643
Total noninterest expense	$4,601,000	1,807
Salaries and employee benefits	$2,552,000	1,797
Premises and equipment expense	$918,000	1,310
Additional noninterest expense	$1,131,000	2,178
Pre-tax net operating income	$2,925,000	1,594
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,169,000	1,203
Income before extraordinary items	$1,756,000	1,937
Extraordinary gains, net	$0	30
Net income	$1,756,000	1,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	2,697
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,756,000	1,903
2005-03-31 (YTD Data)		Rank
Total interest income	$4,005,000	1,937
Total interest expense	$728,000	3,020
Net interest income	$3,277,000	1,625
Provision for loan and lease losses	$98,000	2,104
Total noninterest income	$380,000	2,589
Gross Fiduciary activities income	$92,000	658
Service charges on deposit accounts	$149,000	2,576
Trading account gains and fees	$0	115
Additional Noninterest Income	$139,000	3,113
Total noninterest expense	$2,237,000	1,862
Salaries and employee benefits	$1,252,000	1,838
Premises and equipment expense	$426,000	1,425
Additional noninterest expense	$559,000	2,186
Pre-tax net operating income	$1,322,000	1,729
Securities gains (losses)	$0	1,685
Applicable income taxes	$528,000	1,290
Income before extraordinary items	$794,000	2,091
Extraordinary gains, net	$0	24
Net income	$794,000	2,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$794,000	2,058
2004-12-31 (YTD Data)		Rank
Total interest income	$13,192,000	2,183
Total interest expense	$2,375,000	3,177
Net interest income	$10,817,000	1,869
Provision for loan and lease losses	$560,000	1,778
Total noninterest income	$5,378,000	1,021
Gross Fiduciary activities income	$323,000	673
Service charges on deposit accounts	$637,000	2,574
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,418,000	731
Total noninterest expense	$8,074,000	1,989
Salaries and employee benefits	$4,502,000	1,938
Premises and equipment expense	$1,579,000	1,457
Additional noninterest expense	$1,993,000	2,437
Pre-tax net operating income	$7,561,000	1,154
Securities gains (losses)	$0	3,819
Applicable income taxes	$3,070,000	892
Income before extraordinary items	$4,491,000	1,435
Extraordinary gains, net	$0	34
Net income	$4,491,000	1,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$281,000	2,089
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,491,000	1,394
2004-09-30 (YTD Data)		Rank
Total interest income	$9,468,000	2,237
Total interest expense	$1,763,000	3,153
Net interest income	$7,705,000	1,958
Provision for loan and lease losses	$360,000	1,934
Total noninterest income	$4,990,000	847
Gross Fiduciary activities income	$240,000	669
Service charges on deposit accounts	$488,000	2,554
Trading account gains and fees	$0	134
Additional Noninterest Income	$4,262,000	622
Total noninterest expense	$5,923,000	2,017
Salaries and employee benefits	$3,174,000	2,061
Premises and equipment expense	$1,167,000	1,486
Additional noninterest expense	$1,582,000	2,276
Pre-tax net operating income	$6,412,000	1,026
Securities gains (losses)	$0	3,710
Applicable income taxes	$2,592,000	822
Income before extraordinary items	$3,820,000	1,291
Extraordinary gains, net	$0	26
Net income	$3,820,000	1,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	1,837
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,820,000	1,255
2004-06-30 (YTD Data)		Rank
Total interest income	$6,209,000	2,258
Total interest expense	$1,190,000	3,108
Net interest income	$5,019,000	1,983
Provision for loan and lease losses	$222,000	2,025
Total noninterest income	$4,706,000	643
Gross Fiduciary activities income	$157,000	682
Service charges on deposit accounts	$321,000	2,565
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,228,000	467
Total noninterest expense	$3,907,000	2,037
Salaries and employee benefits	$2,101,000	2,084
Premises and equipment expense	$759,000	1,530
Additional noninterest expense	$1,047,000	2,301
Pre-tax net operating income	$5,596,000	784
Securities gains (losses)	$0	3,413
Applicable income taxes	$2,248,000	658
Income before extraordinary items	$3,348,000	977
Extraordinary gains, net	$0	21
Net income	$3,348,000	978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	1,318
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,348,000	940
2004-03-31 (YTD Data)		Rank
Total interest income	$3,206,000	2,181
Total interest expense	$651,000	2,929
Net interest income	$2,555,000	1,955
Provision for loan and lease losses	$99,000	2,165
Total noninterest income	$4,430,000	427
Gross Fiduciary activities income	$76,000	702
Service charges on deposit accounts	$159,000	2,549
Trading account gains and fees	$0	121
Additional Noninterest Income	$4,195,000	306
Total noninterest expense	$2,046,000	1,960
Salaries and employee benefits	$1,102,000	2,001
Premises and equipment expense	$402,000	1,461
Additional noninterest expense	$542,000	2,195
Pre-tax net operating income	$4,840,000	497
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,934,000	444
Income before extraordinary items	$2,906,000	593
Extraordinary gains, net	$0	16
Net income	$2,906,000	592
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,804
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$2,906,000	556
2003-12-31 (YTD Data)		Rank
Total interest income	$12,883,000	2,228
Total interest expense	$2,565,000	3,276
Net interest income	$10,318,000	1,880
Provision for loan and lease losses	$457,000	2,320
Total noninterest income	$1,135,000	3,428
Gross Fiduciary activities income	$316,000	689
Service charges on deposit accounts	$658,000	2,502
Trading account gains and fees	$0	160
Additional Noninterest Income	$161,000	5,703
Total noninterest expense	$7,881,000	2,005
Salaries and employee benefits	$3,832,000	2,218
Premises and equipment expense	$1,610,000	1,413
Additional noninterest expense	$2,439,000	1,971
Pre-tax net operating income	$3,115,000	2,423
Securities gains (losses)	$134,000	1,634
Applicable income taxes	$1,317,000	1,808
Income before extraordinary items	$1,932,000	2,944
Extraordinary gains, net	$0	54
Net income	$1,932,000	2,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	3,900
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,846,240	2,912
2003-09-30 (YTD Data)		Rank
Total interest income	$5,614,000	3,662
Total interest expense	$1,199,000	4,826
Net interest income	$4,415,000	3,255
Provision for loan and lease losses	$380,000	2,093
Total noninterest income	$631,000	4,163
Gross Fiduciary activities income	$227,000	704
Service charges on deposit accounts	$328,000	3,445
Trading account gains and fees	$0	153
Additional Noninterest Income	$76,000	6,560
Total noninterest expense	$3,515,000	3,216
Salaries and employee benefits	$1,708,000	3,510
Premises and equipment expense	$687,000	2,460
Additional noninterest expense	$1,120,000	3,080
Pre-tax net operating income	$1,151,000	4,198
Securities gains (losses)	$96,000	1,787
Applicable income taxes	$500,000	3,032
Income before extraordinary items	$747,000	4,786
Extraordinary gains, net	$0	40
Net income	$747,000	4,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,859
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$685,560	4,867
2003-06-30 (YTD Data)		Rank
Total interest income	$3,742,000	3,689
Total interest expense	$834,000	4,807
Net interest income	$2,908,000	3,283
Provision for loan and lease losses	$260,000	2,063
Total noninterest income	$420,000	4,134
Gross Fiduciary activities income	$147,000	714
Service charges on deposit accounts	$221,000	3,380
Trading account gains and fees	$0	150
Additional Noninterest Income	$52,000	6,500
Total noninterest expense	$2,371,000	3,195
Salaries and employee benefits	$1,142,000	3,502
Premises and equipment expense	$450,000	2,480
Additional noninterest expense	$779,000	2,929
Pre-tax net operating income	$697,000	4,437
Securities gains (losses)	$96,000	1,544
Applicable income taxes	$319,000	3,122
Income before extraordinary items	$474,000	4,933
Extraordinary gains, net	$0	30
Net income	$474,000	4,933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	8,911
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$412,560	5,114
2003-03-31 (YTD Data)		Rank
Total interest income	$1,860,000	3,725
Total interest expense	$428,000	4,828
Net interest income	$1,432,000	3,297
Provision for loan and lease losses	$140,000	1,874
Total noninterest income	$200,000	4,173
Gross Fiduciary activities income	$70,000	737
Service charges on deposit accounts	$108,000	3,351
Trading account gains and fees	$0	134
Additional Noninterest Income	$22,000	6,771
Total noninterest expense	$1,203,000	3,139
Salaries and employee benefits	$575,000	3,481
Premises and equipment expense	$221,000	2,528
Additional noninterest expense	$407,000	2,811
Pre-tax net operating income	$289,000	4,884
Securities gains (losses)	$75,000	1,152
Applicable income taxes	$147,000	3,258
Income before extraordinary items	$217,000	5,098
Extraordinary gains, net	$0	21
Net income	$217,000	5,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	9,034
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$169,000	5,533
2002-12-31 (YTD Data)		Rank
Total interest income	$7,480,000	3,842
Total interest expense	$2,114,000	4,625
Net interest income	$5,366,000	3,453
Provision for loan and lease losses	$887,000	1,506
Total noninterest income	$879,000	3,757
Gross Fiduciary activities income	$307,000	705
Service charges on deposit accounts	$417,000	3,428
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	5,526
Total noninterest expense	$5,345,000	2,754
Salaries and employee benefits	$2,517,000	3,105
Premises and equipment expense	$899,000	2,413
Additional noninterest expense	$1,929,000	2,385
Pre-tax net operating income	$13,000	8,593
Securities gains (losses)	$306,000	883
Applicable income taxes	$129,000	5,707
Income before extraordinary items	$190,000	7,892
Extraordinary gains, net	$36,000	49
Net income	$226,000	7,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$667,000	1,341
Cash dividends	$1,000,000	2,224
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-5,840	8,662
2001-12-31 (YTD Data)		Rank
Total interest income	$4,840,000	5,735
Total interest expense	$1,335,000	7,331
Net interest income	$3,505,000	4,553
Provision for loan and lease losses	$305,000	3,160
Total noninterest income	$564,000	4,743
Gross Fiduciary activities income	$274,000	749
Service charges on deposit accounts	$218,000	4,968
Trading account gains and fees	$0	177
Additional Noninterest Income	$72,000	7,063
Total noninterest expense	$2,815,000	4,559
Salaries and employee benefits	$1,474,000	4,576
Premises and equipment expense	$548,000	3,620
Additional noninterest expense	$793,000	4,809
Pre-tax net operating income	$949,000	5,036
Securities gains (losses)	$24,000	3,012
Applicable income taxes	$380,000	3,832
Income before extraordinary items	$593,000	5,657
Extraordinary gains, net	$0	105
Net income	$593,000	5,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$577,640	5,594
2000-12-31 (YTD Data)		Rank
Total interest income	$3,562,000	6,863
Total interest expense	$1,180,000	7,844
Net interest income	$2,382,000	5,986
Provision for loan and lease losses	$273,000	3,062
Total noninterest income	$455,000	5,157
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$132,000	6,019
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	3,761
Total noninterest expense	$2,311,000	5,134
Salaries and employee benefits	$1,234,000	5,095
Premises and equipment expense	$461,000	4,049
Additional noninterest expense	$616,000	5,676
Pre-tax net operating income	$253,000	8,108
Securities gains (losses)	$-18,000	8,681
Applicable income taxes	$-468,000	9,788
Income before extraordinary items	$703,000	5,413
Extraordinary gains, net	$0	38
Net income	$703,000	5,413
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$2,000	946
Net operating income	$721,000	5,344
1999-12-31 (YTD Data)		Rank
Total interest income	$1,522,000	9,045
Total interest expense	$521,000	9,395
Net interest income	$1,001,000	8,629
Provision for loan and lease losses	$248,000	3,072
Total noninterest income	$181,000	7,706
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$25,000	8,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$156,000	5,512
Total noninterest expense	$1,990,000	5,701
Salaries and employee benefits	$1,012,000	5,843
Premises and equipment expense	$378,000	4,709
Additional noninterest expense	$600,000	5,825
Pre-tax net operating income	$-1,056,000	10,067
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-1,056,000	10,089
Extraordinary gains, net	$0	35
Net income	$-1,056,000	10,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-1,056,000	10,077
1998-12-31 (YTD Data)		Rank
Total interest income	$28,000	10,445
Total interest expense	$0	10,441
Net interest income	$28,000	10,439
Provision for loan and lease losses	$0	8,652
Total noninterest income	$0	10,416
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	10,383
Total noninterest expense	$418,000	10,009
Salaries and employee benefits	$144,000	10,278
Premises and equipment expense	$76,000	9,240
Additional noninterest expense	$198,000	9,143
Pre-tax net operating income	$-390,000	10,131
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-390,000	10,177
Extraordinary gains, net	$0	32
Net income	$-390,000	10,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$7,957,000	141
Net operating income	$-390,000	10,148

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.