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Community State Bank of Orbisonia, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$20,399,000	1,865
Total interest expense	$4,888,000	2,037
Net interest income	$15,511,000	1,757
Provision for loan and lease losses	$995,000	845
Total noninterest income	$2,746,000	1,713
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$709,000	1,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,037,000	1,606
Total noninterest expense	$15,175,000	1,510
Salaries and employee benefits	$8,464,000	1,527
Premises and equipment expense	$1,181,000	1,827
Additional noninterest expense	$2,037,000	1,606
Pre-tax net operating income	$2,087,000	2,913
Securities gains (losses)	$0	988
Applicable income taxes	$292,000	2,245
Income before extraordinary items	$1,795,000	2,898
Extraordinary gains, net	$0	54
Net income	$1,795,000	2,927
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,795,000	2,900
Net charge-offs	$692,000	635
Cash dividends	$785,000	2,399
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,795,000	2,935
2023-09-30 (YTD Data)		Rank
Total interest income	$15,108,000	1,850
Total interest expense	$3,430,000	2,007
Net interest income	$11,678,000	1,761
Provision for loan and lease losses	$595,000	908
Total noninterest income	$1,955,000	1,758
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$517,000	1,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,438,000	1,650
Total noninterest expense	$10,771,000	1,572
Salaries and employee benefits	$5,943,000	1,612
Premises and equipment expense	$878,000	1,847
Additional noninterest expense	$1,438,000	1,650
Pre-tax net operating income	$2,267,000	2,552
Securities gains (losses)	$0	849
Applicable income taxes	$409,000	1,890
Income before extraordinary items	$1,858,000	2,594
Extraordinary gains, net	$0	52
Net income	$1,858,000	2,621
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,858,000	2,595
Net charge-offs	$442,000	616
Cash dividends	$552,000	2,163
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,858,000	2,619
2023-06-30 (YTD Data)		Rank
Total interest income	$9,915,000	1,840
Total interest expense	$2,085,000	1,970
Net interest income	$7,830,000	1,778
Provision for loan and lease losses	$300,000	1,014
Total noninterest income	$1,152,000	1,804
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$331,000	1,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$821,000	1,726
Total noninterest expense	$7,294,000	1,533
Salaries and employee benefits	$3,989,000	1,602
Premises and equipment expense	$589,000	1,822
Additional noninterest expense	$821,000	1,724
Pre-tax net operating income	$1,388,000	2,675
Securities gains (losses)	$0	938
Applicable income taxes	$197,000	2,149
Income before extraordinary items	$1,191,000	2,660
Extraordinary gains, net	$0	51
Net income	$1,191,000	2,690
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,191,000	2,660
Net charge-offs	$276,000	575
Cash dividends	$369,000	2,187
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,191,000	2,676
2023-03-31 (YTD Data)		Rank
Total interest income	$4,824,000	1,854
Total interest expense	$865,000	2,008
Net interest income	$3,959,000	1,769
Provision for loan and lease losses	$150,000	1,007
Total noninterest income	$422,000	2,141
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$156,000	1,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	2,127
Total noninterest expense	$3,391,000	1,661
Salaries and employee benefits	$1,734,000	1,807
Premises and equipment expense	$275,000	1,929
Additional noninterest expense	$266,000	2,127
Pre-tax net operating income	$840,000	2,508
Securities gains (losses)	$0	950
Applicable income taxes	$148,000	1,879
Income before extraordinary items	$692,000	2,543
Extraordinary gains, net	$0	4
Net income	$692,000	2,544
Minority interest net income	$0	48
Net income of bank and minority interests.	$692,000	2,543
Net charge-offs	$83,000	647
Cash dividends	$185,000	1,859
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$692,000	2,574
2022-12-31 (YTD Data)		Rank
Total interest income	$17,452,000	1,736
Total interest expense	$1,858,000	1,675
Net interest income	$15,594,000	1,738
Provision for loan and lease losses	$495,000	1,235
Total noninterest income	$1,542,000	2,309
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$594,000	1,510
Trading account gains and fees	NA	NA
Additional Noninterest Income	$948,000	2,385
Total noninterest expense	$13,957,000	1,584
Salaries and employee benefits	$7,443,000	1,666
Premises and equipment expense	$1,092,000	1,911
Additional noninterest expense	$948,000	2,385
Pre-tax net operating income	$2,684,000	2,785
Securities gains (losses)	$0	691
Applicable income taxes	$399,000	2,202
Income before extraordinary items	$2,285,000	2,788
Extraordinary gains, net	$0	5
Net income	$2,285,000	2,785
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,285,000	2,787
Net charge-offs	$252,000	833
Cash dividends	$399,000	2,850
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,285,000	2,816
2022-09-30 (YTD Data)		Rank
Total interest income	$12,738,000	1,720
Total interest expense	$1,351,000	1,418
Net interest income	$11,387,000	1,747
Provision for loan and lease losses	$360,000	1,136
Total noninterest income	$1,050,000	2,430
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$435,000	1,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$615,000	2,574
Total noninterest expense	$9,733,000	1,659
Salaries and employee benefits	$5,156,000	1,765
Premises and equipment expense	$806,000	1,951
Additional noninterest expense	$615,000	2,574
Pre-tax net operating income	$2,344,000	2,606
Securities gains (losses)	$0	740
Applicable income taxes	$375,000	2,029
Income before extraordinary items	$1,969,000	2,601
Extraordinary gains, net	$0	4
Net income	$1,969,000	2,599
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,969,000	2,600
Net charge-offs	$213,000	672
Cash dividends	$369,000	2,400
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,969,000	2,639
2022-06-30 (YTD Data)		Rank
Total interest income	$8,258,000	1,715
Total interest expense	$908,000	1,230
Net interest income	$7,350,000	1,765
Provision for loan and lease losses	$205,000	1,123
Total noninterest income	$709,000	2,414
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$278,000	1,567
Trading account gains and fees	NA	NA
Additional Noninterest Income	$431,000	2,539
Total noninterest expense	$6,407,000	1,662
Salaries and employee benefits	$3,463,000	1,755
Premises and equipment expense	$526,000	1,973
Additional noninterest expense	$2,418,000	1,386
Pre-tax net operating income	$1,447,000	2,604
Securities gains (losses)	$0	687
Applicable income taxes	$211,000	2,084
Income before extraordinary items	$1,236,000	2,588
Extraordinary gains, net	$0	4
Net income	$1,236,000	2,588
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,236,000	2,588
Net charge-offs	$87,000	778
Cash dividends	$369,000	2,117
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,236,000	2,624
2022-03-31 (YTD Data)		Rank
Total interest income	$3,966,000	1,735
Total interest expense	$458,000	1,181
Net interest income	$3,508,000	1,782
Provision for loan and lease losses	$0	2,285
Total noninterest income	$381,000	2,323
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$138,000	1,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	2,394
Total noninterest expense	$2,981,000	1,758
Salaries and employee benefits	$1,584,000	1,859
Premises and equipment expense	$243,000	2,068
Additional noninterest expense	$1,154,000	1,413
Pre-tax net operating income	$908,000	2,230
Securities gains (losses)	$0	623
Applicable income taxes	$146,000	1,817
Income before extraordinary items	$762,000	2,255
Extraordinary gains, net	$0	4
Net income	$762,000	2,254
Minority interest net income	$0	50
Net income of bank and minority interests.	$762,000	2,255
Net charge-offs	$50,000	676
Cash dividends	$184,000	1,777
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$762,000	2,276
2021-12-31 (YTD Data)		Rank
Total interest income	$16,309,000	1,750
Total interest expense	$2,270,000	1,188
Net interest income	$14,039,000	1,818
Provision for loan and lease losses	$105,000	2,152
Total noninterest income	$1,678,000	2,437
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$454,000	1,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,224,000	2,424
Total noninterest expense	$12,823,000	1,657
Salaries and employee benefits	$7,242,000	1,672
Premises and equipment expense	$1,001,000	2,029
Additional noninterest expense	$4,580,000	1,427
Pre-tax net operating income	$2,789,000	2,769
Securities gains (losses)	$0	2,062
Applicable income taxes	$442,000	2,182
Income before extraordinary items	$2,347,000	2,825
Extraordinary gains, net	$0	10
Net income	$2,347,000	2,826
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,347,000	2,826
Net charge-offs	$252,000	911
Cash dividends	$827,000	2,393
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,347,000	2,801
2021-09-30 (YTD Data)		Rank
Total interest income	$12,219,000	1,782
Total interest expense	$1,775,000	1,212
Net interest income	$10,444,000	1,861
Provision for loan and lease losses	$225,000	1,362
Total noninterest income	$1,239,000	2,466
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$309,000	1,818
Trading account gains and fees	NA	NA
Additional Noninterest Income	$930,000	2,464
Total noninterest expense	$9,027,000	1,742
Salaries and employee benefits	$4,951,000	1,793
Premises and equipment expense	$741,000	2,071
Additional noninterest expense	$3,335,000	1,459
Pre-tax net operating income	$2,431,000	2,702
Securities gains (losses)	$0	2,015
Applicable income taxes	$391,000	2,143
Income before extraordinary items	$2,040,000	2,777
Extraordinary gains, net	$0	8
Net income	$2,040,000	2,776
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,040,000	2,777
Net charge-offs	$200,000	792
Cash dividends	$552,000	2,236
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,040,000	2,749
2021-06-30 (YTD Data)		Rank
Total interest income	$8,053,000	1,794
Total interest expense	$1,230,000	1,215
Net interest income	$6,823,000	1,865
Provision for loan and lease losses	$225,000	1,102
Total noninterest income	$883,000	2,374
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$185,000	1,901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$698,000	2,306
Total noninterest expense	$5,840,000	1,765
Salaries and employee benefits	$3,226,000	1,826
Premises and equipment expense	$508,000	2,036
Additional noninterest expense	$2,106,000	1,512
Pre-tax net operating income	$1,641,000	2,665
Securities gains (losses)	$0	1,818
Applicable income taxes	$260,000	2,127
Income before extraordinary items	$1,381,000	2,744
Extraordinary gains, net	$0	6
Net income	$1,381,000	2,743
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,381,000	2,744
Net charge-offs	$186,000	674
Cash dividends	$368,000	2,216
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,381,000	2,718
2021-03-31 (YTD Data)		Rank
Total interest income	$4,050,000	1,788
Total interest expense	$637,000	1,240
Net interest income	$3,413,000	1,840
Provision for loan and lease losses	$90,000	1,312
Total noninterest income	$456,000	2,330
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$87,000	1,968
Trading account gains and fees	NA	NA
Additional Noninterest Income	$369,000	2,239
Total noninterest expense	$2,879,000	1,770
Salaries and employee benefits	$1,611,000	1,809
Premises and equipment expense	$247,000	2,080
Additional noninterest expense	$1,021,000	1,524
Pre-tax net operating income	$900,000	2,521
Securities gains (losses)	$0	1,392
Applicable income taxes	$126,000	2,128
Income before extraordinary items	$774,000	2,560
Extraordinary gains, net	$0	3
Net income	$774,000	2,558
Minority interest net income	$0	55
Net income of bank and minority interests.	$774,000	2,560
Net charge-offs	$121,000	567
Cash dividends	$183,000	1,868
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$774,000	2,530
2020-12-31 (YTD Data)		Rank
Total interest income	$15,840,000	1,813
Total interest expense	$2,911,000	1,520
Net interest income	$12,929,000	1,849
Provision for loan and lease losses	$896,000	1,728
Total noninterest income	$1,140,000	2,732
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$373,000	1,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$767,000	2,717
Total noninterest expense	$11,463,000	1,757
Salaries and employee benefits	$6,435,000	1,791
Premises and equipment expense	$943,000	2,109
Additional noninterest expense	$4,085,000	1,514
Pre-tax net operating income	$1,710,000	3,120
Securities gains (losses)	$-10,000	4,823
Applicable income taxes	$215,000	2,516
Income before extraordinary items	$1,485,000	3,199
Extraordinary gains, net	$0	4
Net income	$1,485,000	3,198
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,485,000	3,199
Net charge-offs	$321,000	1,243
Cash dividends	$1,068,000	2,132
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,493,700	3,133
2020-09-30 (YTD Data)		Rank
Total interest income	$11,993,000	1,805
Total interest expense	$2,232,000	1,573
Net interest income	$9,761,000	1,836
Provision for loan and lease losses	$671,000	1,699
Total noninterest income	$761,000	2,822
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$270,000	2,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$491,000	2,860
Total noninterest expense	$8,211,000	1,804
Salaries and employee benefits	$4,598,000	1,845
Premises and equipment expense	$712,000	2,096
Additional noninterest expense	$2,901,000	1,550
Pre-tax net operating income	$1,640,000	2,840
Securities gains (losses)	$-10,000	4,787
Applicable income taxes	$233,000	2,277
Income before extraordinary items	$1,397,000	2,927
Extraordinary gains, net	$0	4
Net income	$1,397,000	2,926
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,397,000	2,927
Net charge-offs	$288,000	1,045
Cash dividends	$853,000	1,854
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,405,600	2,875
2020-06-30 (YTD Data)		Rank
Total interest income	$8,139,000	1,806
Total interest expense	$1,520,000	1,634
Net interest income	$6,619,000	1,821
Provision for loan and lease losses	$486,000	1,636
Total noninterest income	$529,000	2,752
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$186,000	2,000
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	2,767
Total noninterest expense	$5,164,000	1,890
Salaries and employee benefits	$2,925,000	1,906
Premises and equipment expense	$461,000	2,133
Additional noninterest expense	$1,778,000	1,650
Pre-tax net operating income	$1,498,000	2,387
Securities gains (losses)	$-7,000	4,741
Applicable income taxes	$250,000	1,879
Income before extraordinary items	$1,241,000	2,498
Extraordinary gains, net	$0	4
Net income	$1,241,000	2,497
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,241,000	2,498
Net charge-offs	$243,000	908
Cash dividends	$669,000	1,684
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,246,810	2,463
2020-03-31 (YTD Data)		Rank
Total interest income	$3,985,000	1,813
Total interest expense	$781,000	1,713
Net interest income	$3,204,000	1,821
Provision for loan and lease losses	$351,000	1,095
Total noninterest income	$412,000	2,143
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$119,000	1,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	2,028
Total noninterest expense	$2,942,000	1,723
Salaries and employee benefits	$1,655,000	1,746
Premises and equipment expense	$242,000	2,091
Additional noninterest expense	$1,045,000	1,464
Pre-tax net operating income	$323,000	3,324
Securities gains (losses)	$-7,000	4,771
Applicable income taxes	$39,000	2,551
Income before extraordinary items	$277,000	3,378
Extraordinary gains, net	$0	4
Net income	$277,000	3,378
Minority interest net income	$0	56
Net income of bank and minority interests.	$277,000	3,379
Net charge-offs	$200,000	633
Cash dividends	$485,000	1,322
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$283,160	3,335
2019-12-31 (YTD Data)		Rank
Total interest income	$14,996,000	1,921
Total interest expense	$2,991,000	1,810
Net interest income	$12,005,000	1,929
Provision for loan and lease losses	$515,000	1,450
Total noninterest income	$2,227,000	1,869
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$459,000	2,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,768,000	1,652
Total noninterest expense	$11,269,000	1,738
Salaries and employee benefits	$6,087,000	1,822
Premises and equipment expense	$796,000	2,349
Additional noninterest expense	$4,386,000	1,406
Pre-tax net operating income	$2,448,000	2,766
Securities gains (losses)	$-3,000	4,646
Applicable income taxes	$394,000	2,177
Income before extraordinary items	$2,051,000	2,862
Extraordinary gains, net	$0	11
Net income	$2,051,000	2,862
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,051,000	2,863
Net charge-offs	$264,000	1,454
Cash dividends	$1,213,000	2,117
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,053,520	2,827
2019-09-30 (YTD Data)		Rank
Total interest income	$11,181,000	1,955
Total interest expense	$2,212,000	1,844
Net interest income	$8,969,000	1,958
Provision for loan and lease losses	$165,000	2,171
Total noninterest income	$1,663,000	1,874
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$332,000	2,095
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,331,000	1,638
Total noninterest expense	$8,298,000	1,768
Salaries and employee benefits	$4,451,000	1,861
Premises and equipment expense	$636,000	2,275
Additional noninterest expense	$3,211,000	1,433
Pre-tax net operating income	$2,169,000	2,585
Securities gains (losses)	$0	2,167
Applicable income taxes	$332,000	2,152
Income before extraordinary items	$1,837,000	2,662
Extraordinary gains, net	$0	11
Net income	$1,837,000	2,663
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,837,000	2,663
Net charge-offs	$215,000	1,243
Cash dividends	$705,000	2,165
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,837,000	2,623
2019-06-30 (YTD Data)		Rank
Total interest income	$7,383,000	1,958
Total interest expense	$1,447,000	1,843
Net interest income	$5,936,000	1,965
Provision for loan and lease losses	$75,000	2,429
Total noninterest income	$1,099,000	1,859
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$208,000	2,160
Trading account gains and fees	NA	NA
Additional Noninterest Income	$891,000	1,599
Total noninterest expense	$5,472,000	1,787
Salaries and employee benefits	$2,890,000	1,907
Premises and equipment expense	$423,000	2,289
Additional noninterest expense	$2,159,000	1,432
Pre-tax net operating income	$1,488,000	2,519
Securities gains (losses)	$0	1,702
Applicable income taxes	$248,000	2,030
Income before extraordinary items	$1,240,000	2,621
Extraordinary gains, net	$0	11
Net income	$1,240,000	2,620
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,240,000	2,620
Net charge-offs	$63,000	1,687
Cash dividends	$705,000	1,756
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,240,000	2,584
2019-03-31 (YTD Data)		Rank
Total interest income	$3,638,000	1,987
Total interest expense	$707,000	1,831
Net interest income	$2,931,000	1,989
Provision for loan and lease losses	$75,000	1,682
Total noninterest income	$520,000	1,877
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$96,000	2,272
Trading account gains and fees	NA	NA
Additional Noninterest Income	$424,000	1,614
Total noninterest expense	$2,642,000	1,848
Salaries and employee benefits	$1,479,000	1,880
Premises and equipment expense	$205,000	2,360
Additional noninterest expense	$958,000	1,559
Pre-tax net operating income	$734,000	2,502
Securities gains (losses)	$0	1,087
Applicable income taxes	$119,000	2,024
Income before extraordinary items	$615,000	2,585
Extraordinary gains, net	$0	5
Net income	$615,000	2,584
Minority interest net income	$0	52
Net income of bank and minority interests.	$615,000	2,584
Net charge-offs	$28,000	1,543
Cash dividends	$187,000	2,079
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$615,000	2,568
2018-12-31 (YTD Data)		Rank
Total interest income	$14,497,000	1,906
Total interest expense	$2,550,000	1,623
Net interest income	$11,947,000	1,965
Provision for loan and lease losses	$0	4,082
Total noninterest income	$2,112,000	1,930
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$470,000	2,081
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,642,000	1,702
Total noninterest expense	$10,483,000	1,827
Salaries and employee benefits	$5,664,000	1,897
Premises and equipment expense	$832,000	2,301
Additional noninterest expense	$3,987,000	1,506
Pre-tax net operating income	$3,576,000	2,249
Securities gains (losses)	$0	1,125
Applicable income taxes	$643,000	1,764
Income before extraordinary items	$2,933,000	2,351
Extraordinary gains, net	$0	6
Net income	$2,933,000	2,350
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,933,000	2,350
Net charge-offs	$297,000	1,341
Cash dividends	$825,000	2,425
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,933,000	2,346
2018-09-30 (YTD Data)		Rank
Total interest income	$10,777,000	1,911
Total interest expense	$1,873,000	1,571
Net interest income	$8,904,000	1,965
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,559,000	1,962
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$346,000	2,114
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,213,000	1,730
Total noninterest expense	$7,712,000	1,851
Salaries and employee benefits	$4,142,000	1,935
Premises and equipment expense	$630,000	2,305
Additional noninterest expense	$2,940,000	1,541
Pre-tax net operating income	$2,751,000	2,241
Securities gains (losses)	$0	1,118
Applicable income taxes	$485,000	1,814
Income before extraordinary items	$2,266,000	2,324
Extraordinary gains, net	$0	5
Net income	$2,266,000	2,323
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,266,000	2,323
Net charge-offs	$128,000	1,543
Cash dividends	$513,000	2,332
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,266,000	2,319
2018-06-30 (YTD Data)		Rank
Total interest income	$7,092,000	1,916
Total interest expense	$1,196,000	1,541
Net interest income	$5,896,000	1,987
Provision for loan and lease losses	$0	3,782
Total noninterest income	$1,011,000	2,004
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$227,000	2,132
Trading account gains and fees	NA	NA
Additional Noninterest Income	$784,000	1,756
Total noninterest expense	$5,057,000	1,896
Salaries and employee benefits	$2,679,000	1,984
Premises and equipment expense	$435,000	2,283
Additional noninterest expense	$1,943,000	1,546
Pre-tax net operating income	$1,850,000	2,204
Securities gains (losses)	$0	961
Applicable income taxes	$323,000	1,803
Income before extraordinary items	$1,527,000	2,277
Extraordinary gains, net	$0	6
Net income	$1,527,000	2,275
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,527,000	2,276
Net charge-offs	$60,000	1,631
Cash dividends	$342,000	2,362
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,527,000	2,277
2018-03-31 (YTD Data)		Rank
Total interest income	$3,497,000	1,930
Total interest expense	$577,000	1,531
Net interest income	$2,920,000	1,996
Provision for loan and lease losses	$0	3,508
Total noninterest income	$490,000	2,015
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$112,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	1,768
Total noninterest expense	$2,620,000	1,858
Salaries and employee benefits	$1,419,000	1,929
Premises and equipment expense	$230,000	2,227
Additional noninterest expense	$971,000	1,546
Pre-tax net operating income	$790,000	2,402
Securities gains (losses)	$0	735
Applicable income taxes	$137,000	1,900
Income before extraordinary items	$653,000	2,476
Extraordinary gains, net	$0	7
Net income	$653,000	2,476
Minority interest net income	$0	52
Net income of bank and minority interests.	$653,000	2,476
Net charge-offs	$18,000	1,708
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$653,000	2,471
2017-12-31 (YTD Data)		Rank
Total interest income	$14,196,000	1,860
Total interest expense	$2,215,000	1,408
Net interest income	$11,981,000	1,912
Provision for loan and lease losses	$75,000	3,288
Total noninterest income	$1,840,000	2,141
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$498,000	2,038
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,342,000	1,942
Total noninterest expense	$10,178,000	1,887
Salaries and employee benefits	$5,465,000	1,954
Premises and equipment expense	$786,000	2,481
Additional noninterest expense	$3,927,000	1,547
Pre-tax net operating income	$3,568,000	2,217
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,324,000	1,642
Income before extraordinary items	$2,244,000	2,495
Extraordinary gains, net	$0	9
Net income	$2,244,000	2,495
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,244,000	2,495
Net charge-offs	$275,000	1,554
Cash dividends	$778,000	2,511
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,244,000	2,478
2017-09-30 (YTD Data)		Rank
Total interest income	$10,554,000	1,875
Total interest expense	$1,668,000	1,397
Net interest income	$8,886,000	1,937
Provision for loan and lease losses	$75,000	2,940
Total noninterest income	$1,364,000	2,176
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$367,000	2,072
Trading account gains and fees	$0	145
Additional Noninterest Income	$997,000	1,976
Total noninterest expense	$7,602,000	1,883
Salaries and employee benefits	$4,009,000	2,001
Premises and equipment expense	$591,000	2,505
Additional noninterest expense	$3,002,000	1,506
Pre-tax net operating income	$2,573,000	2,321
Securities gains (losses)	$0	2,274
Applicable income taxes	$729,000	1,751
Income before extraordinary items	$1,844,000	2,537
Extraordinary gains, net	$0	9
Net income	$1,844,000	2,537
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,844,000	2,537
Net charge-offs	$223,000	1,323
Cash dividends	$467,000	2,487
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,844,000	2,528
2017-06-30 (YTD Data)		Rank
Total interest income	$6,982,000	1,875
Total interest expense	$1,129,000	1,350
Net interest income	$5,853,000	1,946
Provision for loan and lease losses	$75,000	2,468
Total noninterest income	$885,000	2,211
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$239,000	2,105
Trading account gains and fees	$0	139
Additional Noninterest Income	$646,000	2,026
Total noninterest expense	$5,011,000	1,903
Salaries and employee benefits	$2,630,000	2,038
Premises and equipment expense	$378,000	2,569
Additional noninterest expense	$2,003,000	1,515
Pre-tax net operating income	$1,652,000	2,334
Securities gains (losses)	$0	1,906
Applicable income taxes	$464,000	1,759
Income before extraordinary items	$1,188,000	2,548
Extraordinary gains, net	$0	11
Net income	$1,188,000	2,547
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,188,000	2,548
Net charge-offs	$102,000	1,504
Cash dividends	$311,000	2,462
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,188,000	2,525
2017-03-31 (YTD Data)		Rank
Total interest income	$3,463,000	1,876
Total interest expense	$575,000	1,298
Net interest income	$2,888,000	1,965
Provision for loan and lease losses	$75,000	1,685
Total noninterest income	$423,000	2,260
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$121,000	2,083
Trading account gains and fees	$0	142
Additional Noninterest Income	$302,000	2,091
Total noninterest expense	$2,580,000	1,872
Salaries and employee benefits	$1,398,000	1,958
Premises and equipment expense	$191,000	2,586
Additional noninterest expense	$991,000	1,516
Pre-tax net operating income	$656,000	2,645
Securities gains (losses)	$0	1,153
Applicable income taxes	$175,000	1,980
Income before extraordinary items	$481,000	2,817
Extraordinary gains, net	$0	8
Net income	$481,000	2,817
Minority interest net income	$0	55
Net income of bank and minority interests.	$481,000	2,817
Net charge-offs	$50,000	1,332
Cash dividends	$156,000	2,108
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$481,000	2,803
2016-12-31 (YTD Data)		Rank
Total interest income	$14,147,000	1,789
Total interest expense	$2,612,000	1,097
Net interest income	$11,535,000	1,929
Provision for loan and lease losses	$780,000	1,118
Total noninterest income	$1,738,000	2,288
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$539,000	1,962
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,199,000	2,184
Total noninterest expense	$9,356,000	2,023
Salaries and employee benefits	$5,345,000	1,989
Premises and equipment expense	$802,000	2,494
Additional noninterest expense	$3,209,000	1,860
Pre-tax net operating income	$3,137,000	2,333
Securities gains (losses)	$0	3,212
Applicable income taxes	$895,000	1,755
Income before extraordinary items	$2,242,000	2,599
Extraordinary gains, net	$0	5
Net income	$2,242,000	2,597
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,242,000	2,598
Net charge-offs	$308,000	1,498
Cash dividends	$771,000	2,492
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,242,000	2,541
2016-09-30 (YTD Data)		Rank
Total interest income	$10,599,000	1,794
Total interest expense	$1,988,000	1,086
Net interest income	$8,611,000	1,945
Provision for loan and lease losses	$585,000	1,040
Total noninterest income	$1,321,000	2,271
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$400,000	1,978
Trading account gains and fees	$0	169
Additional Noninterest Income	$921,000	2,146
Total noninterest expense	$7,017,000	2,022
Salaries and employee benefits	$3,898,000	2,027
Premises and equipment expense	$597,000	2,513
Additional noninterest expense	$2,522,000	1,784
Pre-tax net operating income	$2,330,000	2,370
Securities gains (losses)	$0	3,160
Applicable income taxes	$654,000	1,825
Income before extraordinary items	$1,676,000	2,626
Extraordinary gains, net	$0	5
Net income	$1,676,000	2,627
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,676,000	2,627
Net charge-offs	$256,000	1,274
Cash dividends	$553,000	2,263
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,676,000	2,568
2016-06-30 (YTD Data)		Rank
Total interest income	$7,042,000	1,802
Total interest expense	$1,339,000	1,075
Net interest income	$5,703,000	1,962
Provision for loan and lease losses	$390,000	1,041
Total noninterest income	$874,000	2,262
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$260,000	2,005
Trading account gains and fees	$0	157
Additional Noninterest Income	$614,000	2,107
Total noninterest expense	$4,593,000	2,067
Salaries and employee benefits	$2,540,000	2,068
Premises and equipment expense	$408,000	2,479
Additional noninterest expense	$1,645,000	1,824
Pre-tax net operating income	$1,594,000	2,298
Securities gains (losses)	$0	2,835
Applicable income taxes	$485,000	1,688
Income before extraordinary items	$1,109,000	2,627
Extraordinary gains, net	$0	16
Net income	$1,109,000	2,626
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,109,000	2,626
Net charge-offs	$201,000	1,123
Cash dividends	$413,000	2,187
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,109,000	2,551
2016-03-31 (YTD Data)		Rank
Total interest income	$3,536,000	1,796
Total interest expense	$678,000	1,050
Net interest income	$2,858,000	1,957
Provision for loan and lease losses	$195,000	998
Total noninterest income	$404,000	2,347
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$126,000	2,042
Trading account gains and fees	$0	142
Additional Noninterest Income	$278,000	2,183
Total noninterest expense	$2,404,000	1,993
Salaries and employee benefits	$1,366,000	1,957
Premises and equipment expense	$216,000	2,416
Additional noninterest expense	$822,000	1,803
Pre-tax net operating income	$663,000	2,566
Securities gains (losses)	$0	2,077
Applicable income taxes	$225,000	1,737
Income before extraordinary items	$438,000	2,961
Extraordinary gains, net	$0	12
Net income	$438,000	2,960
Minority interest net income	$0	62
Net income of bank and minority interests.	$438,000	2,961
Net charge-offs	$85,000	1,105
Cash dividends	$132,000	2,220
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$438,000	2,904
2015-12-31 (YTD Data)		Rank
Total interest income	$14,555,000	1,699
Total interest expense	$2,911,000	973
Net interest income	$11,644,000	1,873
Provision for loan and lease losses	$780,000	990
Total noninterest income	$1,667,000	2,351
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$575,000	1,893
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,092,000	2,264
Total noninterest expense	$9,112,000	2,072
Salaries and employee benefits	$5,039,000	2,040
Premises and equipment expense	$873,000	2,403
Additional noninterest expense	$3,200,000	1,890
Pre-tax net operating income	$3,419,000	2,109
Securities gains (losses)	$0	3,216
Applicable income taxes	$999,000	1,592
Income before extraordinary items	$2,420,000	2,396
Extraordinary gains, net	$0	23
Net income	$2,420,000	2,397
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,420,000	2,398
Net charge-offs	$1,160,000	609
Cash dividends	$784,000	2,414
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,420,000	2,356
2015-09-30 (YTD Data)		Rank
Total interest income	$10,959,000	1,707
Total interest expense	$2,219,000	948
Net interest income	$8,740,000	1,886
Provision for loan and lease losses	$585,000	924
Total noninterest income	$1,229,000	2,383
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$425,000	1,937
Trading account gains and fees	$0	153
Additional Noninterest Income	$804,000	2,309
Total noninterest expense	$6,501,000	2,144
Salaries and employee benefits	$3,532,000	2,169
Premises and equipment expense	$639,000	2,466
Additional noninterest expense	$2,330,000	1,923
Pre-tax net operating income	$2,883,000	1,970
Securities gains (losses)	$0	3,031
Applicable income taxes	$871,000	1,499
Income before extraordinary items	$2,012,000	2,252
Extraordinary gains, net	$0	21
Net income	$2,012,000	2,253
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,012,000	2,253
Net charge-offs	$401,000	1,005
Cash dividends	$467,000	2,405
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,012,000	2,216
2015-06-30 (YTD Data)		Rank
Total interest income	$7,308,000	1,706
Total interest expense	$1,525,000	930
Net interest income	$5,783,000	1,894
Provision for loan and lease losses	$390,000	933
Total noninterest income	$821,000	2,391
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$276,000	1,947
Trading account gains and fees	$0	157
Additional Noninterest Income	$545,000	2,320
Total noninterest expense	$4,368,000	2,155
Salaries and employee benefits	$2,404,000	2,146
Premises and equipment expense	$422,000	2,494
Additional noninterest expense	$1,542,000	1,956
Pre-tax net operating income	$1,846,000	2,015
Securities gains (losses)	$0	2,636
Applicable income taxes	$561,000	1,524
Income before extraordinary items	$1,285,000	2,306
Extraordinary gains, net	$0	22
Net income	$1,285,000	2,308
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,285,000	2,308
Net charge-offs	$268,000	991
Cash dividends	$312,000	2,377
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,285,000	2,266
2015-03-31 (YTD Data)		Rank
Total interest income	$3,668,000	1,708
Total interest expense	$800,000	894
Net interest income	$2,868,000	1,913
Provision for loan and lease losses	$195,000	926
Total noninterest income	$408,000	2,375
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$133,000	1,995
Trading account gains and fees	$0	152
Additional Noninterest Income	$275,000	2,234
Total noninterest expense	$2,080,000	2,243
Salaries and employee benefits	$1,138,000	2,265
Premises and equipment expense	$218,000	2,477
Additional noninterest expense	$724,000	2,041
Pre-tax net operating income	$1,001,000	1,856
Securities gains (losses)	$0	2,027
Applicable income taxes	$331,000	1,348
Income before extraordinary items	$670,000	2,218
Extraordinary gains, net	$0	13
Net income	$670,000	2,219
Minority interest net income	$0	64
Net income of bank and minority interests.	$670,000	2,219
Net charge-offs	$64,000	1,396
Cash dividends	$156,000	2,021
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$670,000	2,151
2014-12-31 (YTD Data)		Rank
Total interest income	$15,052,000	1,668
Total interest expense	$3,573,000	828
Net interest income	$11,479,000	1,898
Provision for loan and lease losses	$780,000	1,039
Total noninterest income	$1,592,000	2,424
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$558,000	2,088
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,034,000	2,291
Total noninterest expense	$9,016,000	2,091
Salaries and employee benefits	$4,845,000	2,111
Premises and equipment expense	$1,017,000	2,210
Additional noninterest expense	$3,154,000	1,949
Pre-tax net operating income	$3,275,000	2,130
Securities gains (losses)	$0	3,259
Applicable income taxes	$947,000	1,605
Income before extraordinary items	$2,328,000	2,426
Extraordinary gains, net	$0	17
Net income	$2,328,000	2,426
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,328,000	2,426
Net charge-offs	$902,000	979
Cash dividends	$654,000	2,541
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,328,000	2,389
2014-09-30 (YTD Data)		Rank
Total interest income	$11,263,000	1,674
Total interest expense	$2,703,000	829
Net interest income	$8,560,000	1,912
Provision for loan and lease losses	$585,000	1,014
Total noninterest income	$1,218,000	2,416
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$406,000	2,159
Trading account gains and fees	$0	174
Additional Noninterest Income	$812,000	2,239
Total noninterest expense	$6,360,000	2,217
Salaries and employee benefits	$3,352,000	2,274
Premises and equipment expense	$752,000	2,257
Additional noninterest expense	$2,256,000	2,023
Pre-tax net operating income	$2,833,000	1,946
Securities gains (losses)	$0	2,980
Applicable income taxes	$770,000	1,552
Income before extraordinary items	$2,063,000	2,175
Extraordinary gains, net	$0	15
Net income	$2,063,000	2,175
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,063,000	2,174
Net charge-offs	$479,000	1,193
Cash dividends	$467,000	2,283
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,063,000	2,126
2014-06-30 (YTD Data)		Rank
Total interest income	$7,456,000	1,677
Total interest expense	$1,804,000	834
Net interest income	$5,652,000	1,917
Provision for loan and lease losses	$390,000	1,032
Total noninterest income	$804,000	2,399
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$259,000	2,210
Trading account gains and fees	$0	172
Additional Noninterest Income	$545,000	2,200
Total noninterest expense	$4,298,000	2,182
Salaries and employee benefits	$2,287,000	2,229
Premises and equipment expense	$508,000	2,244
Additional noninterest expense	$1,503,000	2,023
Pre-tax net operating income	$1,768,000	2,001
Securities gains (losses)	$0	2,580
Applicable income taxes	$491,000	1,557
Income before extraordinary items	$1,277,000	2,234
Extraordinary gains, net	$0	20
Net income	$1,277,000	2,238
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,277,000	2,237
Net charge-offs	$416,000	1,008
Cash dividends	$312,000	2,286
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,277,000	2,184
2014-03-31 (YTD Data)		Rank
Total interest income	$3,713,000	1,678
Total interest expense	$902,000	839
Net interest income	$2,811,000	1,925
Provision for loan and lease losses	$195,000	1,029
Total noninterest income	$389,000	2,415
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$124,000	2,253
Trading account gains and fees	$0	147
Additional Noninterest Income	$265,000	2,182
Total noninterest expense	$2,068,000	2,266
Salaries and employee benefits	$1,080,000	2,347
Premises and equipment expense	$265,000	2,195
Additional noninterest expense	$723,000	2,082
Pre-tax net operating income	$937,000	1,863
Securities gains (losses)	$0	1,715
Applicable income taxes	$276,000	1,415
Income before extraordinary items	$661,000	2,099
Extraordinary gains, net	$0	16
Net income	$661,000	2,101
Minority interest net income	$0	66
Net income of bank and minority interests.	$661,000	2,101
Net charge-offs	$178,000	1,020
Cash dividends	$156,000	1,936
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$661,000	2,059
2013-12-31 (YTD Data)		Rank
Total interest income	$15,669,000	1,594
Total interest expense	$3,938,000	863
Net interest income	$11,731,000	1,830
Provision for loan and lease losses	$780,000	1,357
Total noninterest income	$1,623,000	2,459
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$562,000	2,182
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,061,000	2,303
Total noninterest expense	$8,514,000	2,216
Salaries and employee benefits	$4,877,000	2,093
Premises and equipment expense	$953,000	2,334
Additional noninterest expense	$2,684,000	2,304
Pre-tax net operating income	$4,060,000	1,707
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,224,000	1,289
Income before extraordinary items	$2,836,000	1,984
Extraordinary gains, net	$0	29
Net income	$2,836,000	1,987
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,836,000	1,988
Net charge-offs	$409,000	2,229
Cash dividends	$685,000	2,386
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,836,000	1,937
2013-09-30 (YTD Data)		Rank
Total interest income	$11,776,000	1,606
Total interest expense	$2,998,000	880
Net interest income	$8,778,000	1,832
Provision for loan and lease losses	$585,000	1,359
Total noninterest income	$1,215,000	2,516
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$423,000	2,182
Trading account gains and fees	$0	180
Additional Noninterest Income	$792,000	2,355
Total noninterest expense	$6,104,000	2,313
Salaries and employee benefits	$3,480,000	2,199
Premises and equipment expense	$720,000	2,357
Additional noninterest expense	$1,904,000	2,409
Pre-tax net operating income	$3,304,000	1,609
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,049,000	1,203
Income before extraordinary items	$2,255,000	1,930
Extraordinary gains, net	$0	25
Net income	$2,255,000	1,937
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,255,000	1,936
Net charge-offs	$213,000	2,492
Cash dividends	$467,000	2,167
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,255,000	1,872
2013-06-30 (YTD Data)		Rank
Total interest income	$7,816,000	1,605
Total interest expense	$2,021,000	894
Net interest income	$5,795,000	1,841
Provision for loan and lease losses	$390,000	1,405
Total noninterest income	$792,000	2,566
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$266,000	2,257
Trading account gains and fees	$0	157
Additional Noninterest Income	$526,000	2,406
Total noninterest expense	$4,101,000	2,304
Salaries and employee benefits	$2,373,000	2,157
Premises and equipment expense	$471,000	2,394
Additional noninterest expense	$1,257,000	2,432
Pre-tax net operating income	$2,096,000	1,656
Securities gains (losses)	$0	2,791
Applicable income taxes	$663,000	1,242
Income before extraordinary items	$1,433,000	2,011
Extraordinary gains, net	$0	22
Net income	$1,433,000	2,018
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,433,000	2,017
Net charge-offs	$146,000	2,402
Cash dividends	$310,000	2,145
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,433,000	1,927
2013-03-31 (YTD Data)		Rank
Total interest income	$3,890,000	1,626
Total interest expense	$1,022,000	918
Net interest income	$2,868,000	1,860
Provision for loan and lease losses	$195,000	1,390
Total noninterest income	$355,000	2,741
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$129,000	2,293
Trading account gains and fees	$0	148
Additional Noninterest Income	$226,000	2,599
Total noninterest expense	$1,958,000	2,415
Salaries and employee benefits	$1,123,000	2,278
Premises and equipment expense	$238,000	2,397
Additional noninterest expense	$597,000	2,561
Pre-tax net operating income	$1,070,000	1,613
Securities gains (losses)	$0	1,966
Applicable income taxes	$346,000	1,198
Income before extraordinary items	$724,000	1,951
Extraordinary gains, net	$0	10
Net income	$724,000	1,952
Minority interest net income	$0	76
Net income of bank and minority interests.	$724,000	1,953
Net charge-offs	$41,000	2,562
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$724,000	1,868
2012-12-31 (YTD Data)		Rank
Total interest income	$16,185,000	1,640
Total interest expense	$4,545,000	1,001
Net interest income	$11,640,000	1,882
Provision for loan and lease losses	$780,000	2,109
Total noninterest income	$1,360,000	2,763
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$546,000	2,314
Trading account gains and fees	$0	166
Additional Noninterest Income	$814,000	2,654
Total noninterest expense	$7,896,000	2,402
Salaries and employee benefits	$4,866,000	2,058
Premises and equipment expense	$918,000	2,443
Additional noninterest expense	$2,112,000	2,969
Pre-tax net operating income	$4,324,000	1,562
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,305,000	1,219
Income before extraordinary items	$3,019,000	1,850
Extraordinary gains, net	$0	29
Net income	$3,019,000	1,848
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,019,000	1,850
Net charge-offs	$262,000	3,468
Cash dividends	$485,000	2,825
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,019,000	1,748
2012-09-30 (YTD Data)		Rank
Total interest income	$12,136,000	1,671
Total interest expense	$3,448,000	1,036
Net interest income	$8,688,000	1,920
Provision for loan and lease losses	$585,000	2,071
Total noninterest income	$1,001,000	2,792
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$403,000	2,376
Trading account gains and fees	$0	157
Additional Noninterest Income	$598,000	2,682
Total noninterest expense	$5,857,000	2,424
Salaries and employee benefits	$3,433,000	2,169
Premises and equipment expense	$519,000	3,080
Additional noninterest expense	$1,905,000	2,537
Pre-tax net operating income	$3,247,000	1,592
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,067,000	1,178
Income before extraordinary items	$2,180,000	1,951
Extraordinary gains, net	$0	20
Net income	$2,180,000	1,950
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,180,000	1,952
Net charge-offs	$106,000	3,910
Cash dividends	$465,000	2,105
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,180,000	1,837
2012-06-30 (YTD Data)		Rank
Total interest income	$8,075,000	1,684
Total interest expense	$2,309,000	1,059
Net interest income	$5,766,000	1,920
Provision for loan and lease losses	$390,000	2,110
Total noninterest income	$674,000	2,731
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$262,000	2,400
Trading account gains and fees	$0	153
Additional Noninterest Income	$412,000	2,609
Total noninterest expense	$3,959,000	2,384
Salaries and employee benefits	$2,340,000	2,124
Premises and equipment expense	$333,000	3,179
Additional noninterest expense	$1,286,000	2,512
Pre-tax net operating income	$2,091,000	1,636
Securities gains (losses)	$0	3,178
Applicable income taxes	$683,000	1,196
Income before extraordinary items	$1,408,000	1,994
Extraordinary gains, net	$0	19
Net income	$1,408,000	1,992
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,408,000	1,994
Net charge-offs	$51,000	4,016
Cash dividends	$309,000	2,110
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,408,000	1,890
2012-03-31 (YTD Data)		Rank
Total interest income	$4,025,000	1,702
Total interest expense	$1,166,000	1,092
Net interest income	$2,859,000	1,942
Provision for loan and lease losses	$195,000	2,059
Total noninterest income	$320,000	2,841
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$120,000	2,546
Trading account gains and fees	$0	148
Additional Noninterest Income	$200,000	2,660
Total noninterest expense	$1,943,000	2,432
Salaries and employee benefits	$1,122,000	2,223
Premises and equipment expense	$171,000	3,143
Additional noninterest expense	$650,000	2,460
Pre-tax net operating income	$1,041,000	1,624
Securities gains (losses)	$0	2,210
Applicable income taxes	$319,000	1,242
Income before extraordinary items	$722,000	1,962
Extraordinary gains, net	$0	19
Net income	$722,000	1,963
Minority interest net income	$0	78
Net income of bank and minority interests.	$722,000	1,964
Net charge-offs	$-5,000	6,379
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$722,000	1,856
2011-12-31 (YTD Data)		Rank
Total interest income	$16,230,000	1,737
Total interest expense	$5,114,000	1,177
Net interest income	$11,116,000	1,968
Provision for loan and lease losses	$720,000	2,899
Total noninterest income	$1,275,000	2,690
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$505,000	2,546
Trading account gains and fees	$0	146
Additional Noninterest Income	$770,000	2,506
Total noninterest expense	$7,991,000	2,375
Salaries and employee benefits	$4,527,000	2,137
Premises and equipment expense	$973,000	2,460
Additional noninterest expense	$2,491,000	2,599
Pre-tax net operating income	$3,680,000	1,525
Securities gains (losses)	$0	3,838
Applicable income taxes	$1,084,000	1,272
Income before extraordinary items	$2,596,000	1,823
Extraordinary gains, net	$0	29
Net income	$2,596,000	1,824
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,596,000	1,824
Net charge-offs	$287,000	3,850
Cash dividends	$657,000	2,111
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,596,000	1,742
2011-09-30 (YTD Data)		Rank
Total interest income	$12,100,000	1,764
Total interest expense	$3,899,000	1,207
Net interest income	$8,201,000	2,010
Provision for loan and lease losses	$540,000	2,764
Total noninterest income	$946,000	2,705
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$379,000	2,564
Trading account gains and fees	$0	145
Additional Noninterest Income	$567,000	2,506
Total noninterest expense	$5,703,000	2,482
Salaries and employee benefits	$3,092,000	2,330
Premises and equipment expense	$775,000	2,370
Additional noninterest expense	$1,836,000	2,643
Pre-tax net operating income	$2,904,000	1,525
Securities gains (losses)	$0	3,555
Applicable income taxes	$955,000	1,127
Income before extraordinary items	$1,949,000	1,879
Extraordinary gains, net	$0	21
Net income	$1,949,000	1,879
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,949,000	1,879
Net charge-offs	$192,000	3,759
Cash dividends	$464,000	1,890
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,949,000	1,783
2011-06-30 (YTD Data)		Rank
Total interest income	$7,983,000	1,795
Total interest expense	$2,621,000	1,244
Net interest income	$5,362,000	2,048
Provision for loan and lease losses	$360,000	2,724
Total noninterest income	$642,000	2,695
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$245,000	2,603
Trading account gains and fees	$0	153
Additional Noninterest Income	$397,000	2,451
Total noninterest expense	$3,755,000	2,525
Salaries and employee benefits	$2,074,000	2,336
Premises and equipment expense	$512,000	2,401
Additional noninterest expense	$1,169,000	2,796
Pre-tax net operating income	$1,889,000	1,529
Securities gains (losses)	$0	2,914
Applicable income taxes	$620,000	1,120
Income before extraordinary items	$1,269,000	1,864
Extraordinary gains, net	$0	15
Net income	$1,269,000	1,864
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,269,000	1,864
Net charge-offs	$92,000	3,925
Cash dividends	$309,000	1,891
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,269,000	1,794
2011-03-31 (YTD Data)		Rank
Total interest income	$3,965,000	1,817
Total interest expense	$1,318,000	1,284
Net interest income	$2,647,000	2,056
Provision for loan and lease losses	$180,000	2,550
Total noninterest income	$317,000	2,739
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$117,000	2,661
Trading account gains and fees	$0	158
Additional Noninterest Income	$200,000	2,470
Total noninterest expense	$1,803,000	2,632
Salaries and employee benefits	$964,000	2,516
Premises and equipment expense	$267,000	2,350
Additional noninterest expense	$572,000	2,824
Pre-tax net operating income	$981,000	1,466
Securities gains (losses)	$0	1,772
Applicable income taxes	$339,000	1,008
Income before extraordinary items	$642,000	1,813
Extraordinary gains, net	$0	9
Net income	$642,000	1,812
Minority interest net income	$0	86
Net income of bank and minority interests.	$642,000	1,813
Net charge-offs	$25,000	3,891
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$642,000	1,760
2010-12-31 (YTD Data)		Rank
Total interest income	$15,786,000	1,921
Total interest expense	$5,473,000	1,526
Net interest income	$10,313,000	2,118
Provision for loan and lease losses	$600,000	3,834
Total noninterest income	$1,129,000	3,019
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$471,000	2,751
Trading account gains and fees	$0	175
Additional Noninterest Income	$658,000	2,783
Total noninterest expense	$7,695,000	2,520
Salaries and employee benefits	$4,230,000	2,278
Premises and equipment expense	$992,000	2,494
Additional noninterest expense	$2,473,000	2,711
Pre-tax net operating income	$3,147,000	1,561
Securities gains (losses)	$0	3,793
Applicable income taxes	$936,000	1,292
Income before extraordinary items	$2,211,000	1,857
Extraordinary gains, net	$0	29
Net income	$2,211,000	1,858
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,211,000	1,859
Net charge-offs	$359,000	4,069
Cash dividends	$611,000	2,092
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,211,000	1,777
2010-09-30 (YTD Data)		Rank
Total interest income	$11,706,000	1,983
Total interest expense	$4,118,000	1,574
Net interest income	$7,588,000	2,182
Provision for loan and lease losses	$450,000	3,704
Total noninterest income	$831,000	3,079
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$352,000	2,815
Trading account gains and fees	$0	165
Additional Noninterest Income	$479,000	2,825
Total noninterest expense	$5,615,000	2,580
Salaries and employee benefits	$2,986,000	2,427
Premises and equipment expense	$767,000	2,479
Additional noninterest expense	$1,862,000	2,650
Pre-tax net operating income	$2,354,000	1,669
Securities gains (losses)	$0	3,651
Applicable income taxes	$775,000	1,236
Income before extraordinary items	$1,579,000	2,057
Extraordinary gains, net	$0	23
Net income	$1,579,000	2,059
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,579,000	2,059
Net charge-offs	$243,000	3,995
Cash dividends	$417,000	1,974
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,579,000	1,962
2010-06-30 (YTD Data)		Rank
Total interest income	$7,655,000	2,037
Total interest expense	$2,754,000	1,639
Net interest income	$4,901,000	2,268
Provision for loan and lease losses	$300,000	3,591
Total noninterest income	$526,000	3,123
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$232,000	2,865
Trading account gains and fees	$0	152
Additional Noninterest Income	$294,000	2,868
Total noninterest expense	$3,666,000	2,627
Salaries and employee benefits	$1,899,000	2,555
Premises and equipment expense	$491,000	2,573
Additional noninterest expense	$1,276,000	2,583
Pre-tax net operating income	$1,461,000	1,754
Securities gains (losses)	$0	3,184
Applicable income taxes	$445,000	1,336
Income before extraordinary items	$1,016,000	2,087
Extraordinary gains, net	$0	19
Net income	$1,016,000	2,086
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,016,000	2,089
Net charge-offs	$129,000	3,979
Cash dividends	$278,000	1,983
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,016,000	2,009
2010-03-31 (YTD Data)		Rank
Total interest income	$3,762,000	2,120
Total interest expense	$1,370,000	1,725
Net interest income	$2,392,000	2,351
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$226,000	3,403
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$113,000	2,908
Trading account gains and fees	$0	175
Additional Noninterest Income	$113,000	3,284
Total noninterest expense	$1,868,000	2,614
Salaries and employee benefits	$956,000	2,572
Premises and equipment expense	$248,000	2,612
Additional noninterest expense	$664,000	2,482
Pre-tax net operating income	$600,000	2,101
Securities gains (losses)	$0	2,284
Applicable income taxes	$160,000	1,668
Income before extraordinary items	$440,000	2,390
Extraordinary gains, net	$0	16
Net income	$440,000	2,389
Minority interest net income	$0	91
Net income of bank and minority interests.	$440,000	2,390
Net charge-offs	$48,000	3,740
Cash dividends	$139,000	1,662
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$440,000	2,299
2009-12-31 (YTD Data)		Rank
Total interest income	$14,679,000	2,272
Total interest expense	$5,764,000	1,982
Net interest income	$8,915,000	2,432
Provision for loan and lease losses	$620,000	4,203
Total noninterest income	$1,026,000	3,286
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$461,000	3,054
Trading account gains and fees	$0	211
Additional Noninterest Income	$565,000	3,001
Total noninterest expense	$7,084,000	2,768
Salaries and employee benefits	$3,961,000	2,466
Premises and equipment expense	$904,000	2,811
Additional noninterest expense	$2,219,000	3,054
Pre-tax net operating income	$2,237,000	1,740
Securities gains (losses)	$0	3,754
Applicable income taxes	$667,000	1,285
Income before extraordinary items	$1,570,000	2,041
Extraordinary gains, net	$0	34
Net income	$1,570,000	2,037
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,570,000	2,039
Net charge-offs	$581,000	3,603
Cash dividends	$557,000	2,415
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,570,000	2,006
2009-09-30 (YTD Data)		Rank
Total interest income	$10,862,000	2,338
Total interest expense	$4,333,000	2,068
Net interest income	$6,529,000	2,492
Provision for loan and lease losses	$368,000	4,304
Total noninterest income	$744,000	3,419
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$329,000	3,155
Trading account gains and fees	$0	212
Additional Noninterest Income	$415,000	3,116
Total noninterest expense	$5,025,000	2,899
Salaries and employee benefits	$2,808,000	2,624
Premises and equipment expense	$650,000	2,951
Additional noninterest expense	$1,567,000	3,176
Pre-tax net operating income	$1,880,000	1,713
Securities gains (losses)	$0	3,497
Applicable income taxes	$566,000	1,299
Income before extraordinary items	$1,314,000	2,021
Extraordinary gains, net	$0	27
Net income	$1,314,000	2,020
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,314,000	2,021
Net charge-offs	$276,000	3,837
Cash dividends	$418,000	2,214
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,314,000	1,985
2009-06-30 (YTD Data)		Rank
Total interest income	$7,156,000	2,399
Total interest expense	$2,890,000	2,162
Net interest income	$4,266,000	2,536
Provision for loan and lease losses	$240,000	4,070
Total noninterest income	$499,000	3,422
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$216,000	3,167
Trading account gains and fees	$0	193
Additional Noninterest Income	$283,000	3,103
Total noninterest expense	$3,252,000	3,008
Salaries and employee benefits	$1,836,000	2,711
Premises and equipment expense	$427,000	3,019
Additional noninterest expense	$989,000	3,316
Pre-tax net operating income	$1,273,000	1,735
Securities gains (losses)	$0	3,136
Applicable income taxes	$376,000	1,321
Income before extraordinary items	$897,000	2,036
Extraordinary gains, net	$0	21
Net income	$897,000	2,033
Minority interest net income	$0	112
Net income of bank and minority interests.	$897,000	2,035
Net charge-offs	$171,000	3,624
Cash dividends	$279,000	2,302
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$897,000	1,967
2009-03-31 (YTD Data)		Rank
Total interest income	$3,535,000	2,458
Total interest expense	$1,428,000	2,240
Net interest income	$2,107,000	2,567
Provision for loan and lease losses	$113,000	3,706
Total noninterest income	$245,000	3,424
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$104,000	3,190
Trading account gains and fees	$0	171
Additional Noninterest Income	$141,000	3,070
Total noninterest expense	$1,662,000	2,879
Salaries and employee benefits	$969,000	2,613
Premises and equipment expense	$226,000	2,928
Additional noninterest expense	$467,000	3,188
Pre-tax net operating income	$577,000	2,114
Securities gains (losses)	$0	2,434
Applicable income taxes	$166,000	1,640
Income before extraordinary items	$411,000	2,521
Extraordinary gains, net	$0	15
Net income	$411,000	2,521
Minority interest net income	$0	102
Net income of bank and minority interests.	$411,000	2,523
Net charge-offs	$95,000	2,923
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$411,000	2,372
2008-12-31 (YTD Data)		Rank
Total interest income	$14,206,000	2,602
Total interest expense	$5,761,000	2,607
Net interest income	$8,445,000	2,570
Provision for loan and lease losses	$420,000	4,065
Total noninterest income	$1,040,000	3,327
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$481,000	3,087
Trading account gains and fees	$0	154
Additional Noninterest Income	$559,000	3,004
Total noninterest expense	$6,248,000	2,957
Salaries and employee benefits	$3,547,000	2,787
Premises and equipment expense	$858,000	3,002
Additional noninterest expense	$1,843,000	3,079
Pre-tax net operating income	$2,817,000	1,904
Securities gains (losses)	$0	3,220
Applicable income taxes	$874,000	1,320
Income before extraordinary items	$1,943,000	2,044
Extraordinary gains, net	$0	39
Net income	$1,943,000	2,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$304,000	3,510
Cash dividends	$595,000	3,140
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,943,000	2,163
2008-09-30 (YTD Data)		Rank
Total interest income	$10,607,000	2,677
Total interest expense	$4,347,000	2,690
Net interest income	$6,260,000	2,621
Provision for loan and lease losses	$315,000	3,467
Total noninterest income	$773,000	3,416
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$355,000	3,155
Trading account gains and fees	$0	148
Additional Noninterest Income	$418,000	3,111
Total noninterest expense	$4,560,000	3,014
Salaries and employee benefits	$2,580,000	2,892
Premises and equipment expense	$665,000	2,933
Additional noninterest expense	$1,315,000	3,117
Pre-tax net operating income	$2,158,000	2,181
Securities gains (losses)	$0	3,106
Applicable income taxes	$705,000	1,523
Income before extraordinary items	$1,453,000	2,384
Extraordinary gains, net	$0	31
Net income	$1,453,000	2,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	3,466
Cash dividends	$294,000	3,456
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,453,000	2,496
2008-06-30 (YTD Data)		Rank
Total interest income	$6,995,000	2,724
Total interest expense	$2,960,000	2,742
Net interest income	$4,035,000	2,690
Provision for loan and lease losses	$210,000	3,064
Total noninterest income	$500,000	3,500
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$230,000	3,199
Trading account gains and fees	$0	149
Additional Noninterest Income	$270,000	3,208
Total noninterest expense	$2,972,000	3,084
Salaries and employee benefits	$1,697,000	2,960
Premises and equipment expense	$442,000	2,946
Additional noninterest expense	$833,000	3,246
Pre-tax net operating income	$1,353,000	2,388
Securities gains (losses)	$0	3,233
Applicable income taxes	$435,000	1,769
Income before extraordinary items	$918,000	2,764
Extraordinary gains, net	$0	21
Net income	$918,000	2,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	3,402
Cash dividends	$278,000	3,077
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$918,000	2,708
2008-03-31 (YTD Data)		Rank
Total interest income	$3,450,000	2,826
Total interest expense	$1,528,000	2,835
Net interest income	$1,922,000	2,800
Provision for loan and lease losses	$105,000	2,634
Total noninterest income	$251,000	3,505
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$122,000	3,018
Trading account gains and fees	$0	158
Additional Noninterest Income	$129,000	3,305
Total noninterest expense	$1,503,000	3,058
Salaries and employee benefits	$886,000	2,884
Premises and equipment expense	$224,000	2,932
Additional noninterest expense	$393,000	3,362
Pre-tax net operating income	$565,000	2,835
Securities gains (losses)	$0	2,688
Applicable income taxes	$165,000	2,201
Income before extraordinary items	$400,000	3,188
Extraordinary gains, net	$0	15
Net income	$400,000	3,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,329
Cash dividends	$139,000	2,669
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$400,000	3,111
2007-12-31 (YTD Data)		Rank
Total interest income	$13,588,000	2,926
Total interest expense	$6,005,000	3,000
Net interest income	$7,583,000	2,883
Provision for loan and lease losses	$420,000	2,620
Total noninterest income	$975,000	3,590
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$516,000	2,982
Trading account gains and fees	$0	178
Additional Noninterest Income	$459,000	3,478
Total noninterest expense	$5,480,000	3,196
Salaries and employee benefits	$3,073,000	3,160
Premises and equipment expense	$818,000	3,024
Additional noninterest expense	$1,589,000	3,259
Pre-tax net operating income	$2,658,000	2,695
Securities gains (losses)	$0	2,146
Applicable income taxes	$801,000	2,136
Income before extraordinary items	$1,857,000	2,987
Extraordinary gains, net	$0	39
Net income	$1,857,000	2,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	2,958
Cash dividends	$883,000	2,840
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,857,000	2,980
2007-09-30 (YTD Data)		Rank
Total interest income	$10,068,000	2,969
Total interest expense	$4,426,000	3,044
Net interest income	$5,642,000	2,904
Provision for loan and lease losses	$315,000	2,230
Total noninterest income	$723,000	3,617
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$387,000	2,985
Trading account gains and fees	$0	184
Additional Noninterest Income	$336,000	3,538
Total noninterest expense	$3,936,000	3,288
Salaries and employee benefits	$2,198,000	3,271
Premises and equipment expense	$588,000	3,115
Additional noninterest expense	$1,150,000	3,307
Pre-tax net operating income	$2,114,000	2,731
Securities gains (losses)	$0	1,655
Applicable income taxes	$664,000	2,156
Income before extraordinary items	$1,450,000	3,046
Extraordinary gains, net	$0	33
Net income	$1,450,000	3,045
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	2,813
Cash dividends	$453,000	3,062
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,450,000	3,026
2007-06-30 (YTD Data)		Rank
Total interest income	$6,606,000	3,014
Total interest expense	$2,892,000	3,090
Net interest income	$3,714,000	2,962
Provision for loan and lease losses	$210,000	2,072
Total noninterest income	$466,000	3,701
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$249,000	3,043
Trading account gains and fees	$0	168
Additional Noninterest Income	$217,000	3,630
Total noninterest expense	$2,531,000	3,407
Salaries and employee benefits	$1,428,000	3,374
Premises and equipment expense	$377,000	3,235
Additional noninterest expense	$726,000	3,456
Pre-tax net operating income	$1,439,000	2,756
Securities gains (losses)	$0	1,444
Applicable income taxes	$463,000	2,179
Income before extraordinary items	$976,000	3,094
Extraordinary gains, net	$0	29
Net income	$976,000	3,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,438
Cash dividends	$335,000	2,991
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$976,000	3,076
2007-03-31 (YTD Data)		Rank
Total interest income	$3,219,000	3,080
Total interest expense	$1,410,000	3,153
Net interest income	$1,809,000	3,031
Provision for loan and lease losses	$105,000	1,929
Total noninterest income	$215,000	3,857
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$117,000	3,122
Trading account gains and fees	$0	195
Additional Noninterest Income	$98,000	3,797
Total noninterest expense	$1,303,000	3,349
Salaries and employee benefits	$763,000	3,220
Premises and equipment expense	$187,000	3,285
Additional noninterest expense	$353,000	3,510
Pre-tax net operating income	$616,000	3,067
Securities gains (losses)	$0	1,187
Applicable income taxes	$204,000	2,373
Income before extraordinary items	$412,000	3,426
Extraordinary gains, net	$0	22
Net income	$412,000	3,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	1,949
Cash dividends	$217,000	2,333
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$412,000	3,402
2006-12-31 (YTD Data)		Rank
Total interest income	$12,613,000	2,958
Total interest expense	$5,239,000	2,919
Net interest income	$7,374,000	2,974
Provision for loan and lease losses	$420,000	2,183
Total noninterest income	$863,000	3,876
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$461,000	3,245
Trading account gains and fees	$0	130
Additional Noninterest Income	$402,000	3,725
Total noninterest expense	$5,159,000	3,262
Salaries and employee benefits	$2,889,000	3,238
Premises and equipment expense	$761,000	3,121
Additional noninterest expense	$1,509,000	3,277
Pre-tax net operating income	$2,658,000	3,004
Securities gains (losses)	$0	1,687
Applicable income taxes	$805,000	2,469
Income before extraordinary items	$1,853,000	3,279
Extraordinary gains, net	$0	51
Net income	$1,853,000	3,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$209,000	2,125
Cash dividends	$684,000	3,246
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,853,000	3,260
2006-09-30 (YTD Data)		Rank
Total interest income	$9,313,000	2,980
Total interest expense	$3,837,000	2,883
Net interest income	$5,476,000	3,025
Provision for loan and lease losses	$315,000	2,065
Total noninterest income	$650,000	3,873
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$345,000	3,257
Trading account gains and fees	$0	126
Additional Noninterest Income	$305,000	3,708
Total noninterest expense	$3,830,000	3,278
Salaries and employee benefits	$2,118,000	3,296
Premises and equipment expense	$594,000	3,030
Additional noninterest expense	$1,118,000	3,306
Pre-tax net operating income	$1,981,000	3,139
Securities gains (losses)	$0	1,388
Applicable income taxes	$617,000	2,546
Income before extraordinary items	$1,364,000	3,411
Extraordinary gains, net	$0	45
Net income	$1,364,000	3,413
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$118,000	2,106
Cash dividends	$390,000	3,312
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,364,000	3,406
2006-06-30 (YTD Data)		Rank
Total interest income	$6,065,000	2,997
Total interest expense	$2,455,000	2,859
Net interest income	$3,610,000	3,058
Provision for loan and lease losses	$210,000	2,022
Total noninterest income	$416,000	3,966
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$222,000	3,316
Trading account gains and fees	$0	126
Additional Noninterest Income	$194,000	3,808
Total noninterest expense	$2,522,000	3,327
Salaries and employee benefits	$1,382,000	3,357
Premises and equipment expense	$394,000	3,038
Additional noninterest expense	$746,000	3,310
Pre-tax net operating income	$1,294,000	3,191
Securities gains (losses)	$0	1,185
Applicable income taxes	$392,000	2,651
Income before extraordinary items	$902,000	3,443
Extraordinary gains, net	$0	39
Net income	$902,000	3,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	1,858
Cash dividends	$264,000	3,298
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$902,000	3,437
2006-03-31 (YTD Data)		Rank
Total interest income	$2,959,000	3,009
Total interest expense	$1,178,000	2,842
Net interest income	$1,781,000	3,094
Provision for loan and lease losses	$105,000	1,911
Total noninterest income	$191,000	4,085
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$103,000	3,410
Trading account gains and fees	$0	115
Additional Noninterest Income	$88,000	3,956
Total noninterest expense	$1,313,000	3,231
Salaries and employee benefits	$736,000	3,201
Premises and equipment expense	$196,000	3,079
Additional noninterest expense	$381,000	3,257
Pre-tax net operating income	$554,000	3,516
Securities gains (losses)	$0	955
Applicable income taxes	$147,000	3,065
Income before extraordinary items	$407,000	3,668
Extraordinary gains, net	$0	21
Net income	$407,000	3,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,059
Cash dividends	$27,000	3,770
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$407,000	3,651
2005-12-31 (YTD Data)		Rank
Total interest income	$11,540,000	2,796
Total interest expense	$4,370,000	2,469
Net interest income	$7,170,000	2,984
Provision for loan and lease losses	$420,000	2,180
Total noninterest income	$940,000	3,705
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$499,000	3,060
Trading account gains and fees	$0	138
Additional Noninterest Income	$441,000	3,602
Total noninterest expense	$4,930,000	3,276
Salaries and employee benefits	$2,712,000	3,249
Premises and equipment expense	$728,000	3,141
Additional noninterest expense	$1,490,000	3,246
Pre-tax net operating income	$2,760,000	2,956
Securities gains (losses)	$0	2,296
Applicable income taxes	$840,000	2,539
Income before extraordinary items	$1,920,000	3,196
Extraordinary gains, net	$0	46
Net income	$1,920,000	3,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$281,000	1,823
Cash dividends	$491,000	3,707
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,920,000	3,163
2005-09-30 (YTD Data)		Rank
Total interest income	$8,525,000	2,772
Total interest expense	$3,209,000	2,411
Net interest income	$5,316,000	2,998
Provision for loan and lease losses	$315,000	2,100
Total noninterest income	$734,000	3,626
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$388,000	2,985
Trading account gains and fees	$0	126
Additional Noninterest Income	$346,000	3,545
Total noninterest expense	$3,657,000	3,277
Salaries and employee benefits	$1,963,000	3,325
Premises and equipment expense	$571,000	3,007
Additional noninterest expense	$1,123,000	3,199
Pre-tax net operating income	$2,078,000	2,968
Securities gains (losses)	$0	2,317
Applicable income taxes	$633,000	2,554
Income before extraordinary items	$1,445,000	3,220
Extraordinary gains, net	$0	35
Net income	$1,445,000	3,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	1,880
Cash dividends	$357,000	3,280
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,445,000	3,185
2005-06-30 (YTD Data)		Rank
Total interest income	$5,580,000	2,760
Total interest expense	$2,084,000	2,353
Net interest income	$3,496,000	3,000
Provision for loan and lease losses	$210,000	2,058
Total noninterest income	$490,000	3,578
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$256,000	2,965
Trading account gains and fees	$0	116
Additional Noninterest Income	$234,000	3,479
Total noninterest expense	$2,381,000	3,322
Salaries and employee benefits	$1,259,000	3,419
Premises and equipment expense	$372,000	3,038
Additional noninterest expense	$750,000	3,181
Pre-tax net operating income	$1,395,000	2,913
Securities gains (losses)	$0	2,146
Applicable income taxes	$438,000	2,461
Income before extraordinary items	$957,000	3,192
Extraordinary gains, net	$0	30
Net income	$957,000	3,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	2,796
Cash dividends	$119,000	4,129
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$957,000	3,142
2005-03-31 (YTD Data)		Rank
Total interest income	$2,746,000	2,772
Total interest expense	$1,021,000	2,300
Net interest income	$1,725,000	3,027
Provision for loan and lease losses	$105,000	1,941
Total noninterest income	$208,000	3,873
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$120,000	3,030
Trading account gains and fees	$0	115
Additional Noninterest Income	$88,000	3,999
Total noninterest expense	$1,194,000	3,322
Salaries and employee benefits	$662,000	3,271
Premises and equipment expense	$187,000	3,046
Additional noninterest expense	$345,000	3,406
Pre-tax net operating income	$634,000	3,100
Securities gains (losses)	$0	1,685
Applicable income taxes	$203,000	2,563
Income before extraordinary items	$431,000	3,422
Extraordinary gains, net	$0	24
Net income	$431,000	3,423
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,061
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$431,000	3,394
2004-12-31 (YTD Data)		Rank
Total interest income	$10,832,000	2,624
Total interest expense	$4,006,000	2,036
Net interest income	$6,826,000	2,958
Provision for loan and lease losses	$420,000	2,272
Total noninterest income	$821,000	3,976
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$475,000	3,255
Trading account gains and fees	$0	138
Additional Noninterest Income	$346,000	3,993
Total noninterest expense	$4,535,000	3,389
Salaries and employee benefits	$2,496,000	3,351
Premises and equipment expense	$730,000	3,021
Additional noninterest expense	$1,309,000	3,510
Pre-tax net operating income	$2,692,000	2,821
Securities gains (losses)	$0	3,819
Applicable income taxes	$835,000	2,463
Income before extraordinary items	$1,857,000	3,112
Extraordinary gains, net	$0	34
Net income	$1,857,000	3,111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$309,000	1,951
Cash dividends	$560,000	3,348
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,857,000	3,044
2004-09-30 (YTD Data)		Rank
Total interest income	$8,061,000	2,612
Total interest expense	$2,982,000	2,011
Net interest income	$5,079,000	2,956
Provision for loan and lease losses	$315,000	2,173
Total noninterest income	$600,000	4,087
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$343,000	3,352
Trading account gains and fees	$0	134
Additional Noninterest Income	$257,000	4,014
Total noninterest expense	$3,344,000	3,413
Salaries and employee benefits	$1,826,000	3,389
Premises and equipment expense	$530,000	3,107
Additional noninterest expense	$988,000	3,464
Pre-tax net operating income	$2,020,000	2,856
Securities gains (losses)	$0	3,710
Applicable income taxes	$633,000	2,479
Income before extraordinary items	$1,387,000	3,170
Extraordinary gains, net	$0	26
Net income	$1,387,000	3,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$212,000	1,829
Cash dividends	$360,000	3,173
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,387,000	3,087
2004-06-30 (YTD Data)		Rank
Total interest income	$5,293,000	2,639
Total interest expense	$1,976,000	1,992
Net interest income	$3,317,000	3,005
Provision for loan and lease losses	$210,000	2,090
Total noninterest income	$370,000	4,288
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$205,000	3,581
Trading account gains and fees	$0	130
Additional Noninterest Income	$165,000	4,130
Total noninterest expense	$2,201,000	3,470
Salaries and employee benefits	$1,187,000	3,482
Premises and equipment expense	$360,000	3,058
Additional noninterest expense	$654,000	3,482
Pre-tax net operating income	$1,276,000	2,966
Securities gains (losses)	$0	3,413
Applicable income taxes	$367,000	2,720
Income before extraordinary items	$909,000	3,185
Extraordinary gains, net	$0	21
Net income	$909,000	3,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	1,721
Cash dividends	$240,000	3,198
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$909,000	3,096
2004-03-31 (YTD Data)		Rank
Total interest income	$2,636,000	2,644
Total interest expense	$982,000	2,020
Net interest income	$1,654,000	2,999
Provision for loan and lease losses	$105,000	2,016
Total noninterest income	$175,000	4,398
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$100,000	3,583
Trading account gains and fees	$0	121
Additional Noninterest Income	$75,000	4,300
Total noninterest expense	$1,056,000	3,604
Salaries and employee benefits	$552,000	3,711
Premises and equipment expense	$184,000	3,026
Additional noninterest expense	$320,000	3,547
Pre-tax net operating income	$668,000	2,805
Securities gains (losses)	$0	2,934
Applicable income taxes	$197,000	2,609
Income before extraordinary items	$471,000	3,079
Extraordinary gains, net	$0	16
Net income	$471,000	3,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	1,451
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$471,000	2,967
2003-12-31 (YTD Data)		Rank
Total interest income	$10,524,000	2,686
Total interest expense	$4,020,000	2,208
Net interest income	$6,504,000	2,949
Provision for loan and lease losses	$360,000	2,773
Total noninterest income	$728,000	4,447
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$406,000	3,612
Trading account gains and fees	$0	160
Additional Noninterest Income	$322,000	4,361
Total noninterest expense	$4,218,000	3,547
Salaries and employee benefits	$2,331,000	3,460
Premises and equipment expense	$645,000	3,316
Additional noninterest expense	$1,242,000	3,632
Pre-tax net operating income	$2,654,000	2,760
Securities gains (losses)	$0	4,500
Applicable income taxes	$811,000	2,511
Income before extraordinary items	$1,843,000	3,047
Extraordinary gains, net	$0	54
Net income	$1,843,000	3,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	2,171
Cash dividends	$480,000	3,618
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,843,000	2,916
2003-09-30 (YTD Data)		Rank
Total interest income	$7,823,000	2,755
Total interest expense	$3,033,000	2,268
Net interest income	$4,790,000	3,015
Provision for loan and lease losses	$270,000	2,692
Total noninterest income	$544,000	4,495
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$297,000	3,674
Trading account gains and fees	$0	153
Additional Noninterest Income	$247,000	4,401
Total noninterest expense	$2,988,000	3,721
Salaries and employee benefits	$1,621,000	3,665
Premises and equipment expense	$462,000	3,445
Additional noninterest expense	$905,000	3,701
Pre-tax net operating income	$2,076,000	2,772
Securities gains (losses)	$0	4,204
Applicable income taxes	$683,000	2,431
Income before extraordinary items	$1,393,000	3,132
Extraordinary gains, net	$0	40
Net income	$1,393,000	3,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	2,140
Cash dividends	$336,000	3,311
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,393,000	2,977
2003-06-30 (YTD Data)		Rank
Total interest income	$5,184,000	2,794
Total interest expense	$2,051,000	2,316
Net interest income	$3,133,000	3,061
Provision for loan and lease losses	$180,000	2,675
Total noninterest income	$356,000	4,536
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$194,000	3,696
Trading account gains and fees	$0	150
Additional Noninterest Income	$162,000	4,433
Total noninterest expense	$2,001,000	3,694
Salaries and employee benefits	$1,104,000	3,587
Premises and equipment expense	$304,000	3,442
Additional noninterest expense	$593,000	3,738
Pre-tax net operating income	$1,308,000	2,894
Securities gains (losses)	$0	3,782
Applicable income taxes	$439,000	2,513
Income before extraordinary items	$869,000	3,296
Extraordinary gains, net	$0	30
Net income	$869,000	3,296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	2,077
Cash dividends	$224,000	3,327
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$869,000	3,124
2003-03-31 (YTD Data)		Rank
Total interest income	$2,578,000	2,827
Total interest expense	$1,051,000	2,316
Net interest income	$1,527,000	3,128
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$176,000	4,476
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$97,000	3,626
Trading account gains and fees	$0	134
Additional Noninterest Income	$79,000	4,363
Total noninterest expense	$961,000	3,792
Salaries and employee benefits	$517,000	3,799
Premises and equipment expense	$153,000	3,437
Additional noninterest expense	$291,000	3,742
Pre-tax net operating income	$652,000	2,892
Securities gains (losses)	$0	2,891
Applicable income taxes	$221,000	2,535
Income before extraordinary items	$431,000	3,291
Extraordinary gains, net	$0	21
Net income	$431,000	3,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,115
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$431,000	3,120
2002-12-31 (YTD Data)		Rank
Total interest income	$10,489,000	2,894
Total interest expense	$4,605,000	2,415
Net interest income	$5,884,000	3,197
Provision for loan and lease losses	$330,000	3,240
Total noninterest income	$691,000	4,369
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$393,000	3,572
Trading account gains and fees	$0	153
Additional Noninterest Income	$298,000	4,273
Total noninterest expense	$4,029,000	3,539
Salaries and employee benefits	$2,254,000	3,390
Premises and equipment expense	$627,000	3,283
Additional noninterest expense	$1,148,000	3,746
Pre-tax net operating income	$2,216,000	3,192
Securities gains (losses)	$0	4,537
Applicable income taxes	$688,000	2,886
Income before extraordinary items	$1,528,000	3,449
Extraordinary gains, net	$0	70
Net income	$1,528,000	3,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$272,000	2,516
Cash dividends	$384,000	3,937
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,528,000	3,343
2001-12-31 (YTD Data)		Rank
Total interest income	$10,692,000	3,130
Total interest expense	$5,395,000	2,942
Net interest income	$5,297,000	3,278
Provision for loan and lease losses	$265,000	3,485
Total noninterest income	$641,000	4,416
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$397,000	3,421
Trading account gains and fees	$0	177
Additional Noninterest Income	$244,000	4,534
Total noninterest expense	$3,847,000	3,551
Salaries and employee benefits	$2,151,000	3,377
Premises and equipment expense	$677,000	3,034
Additional noninterest expense	$1,019,000	4,008
Pre-tax net operating income	$1,826,000	3,398
Securities gains (losses)	$0	4,612
Applicable income taxes	$541,000	3,180
Income before extraordinary items	$1,285,000	3,613
Extraordinary gains, net	$0	105
Net income	$1,285,000	3,615
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	2,830
Cash dividends	$360,000	4,070
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,285,000	3,519
2000-12-31 (YTD Data)		Rank
Total interest income	$10,102,000	3,359
Total interest expense	$5,193,000	3,195
Net interest income	$4,909,000	3,531
Provision for loan and lease losses	$220,000	3,525
Total noninterest income	$652,000	4,198
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$353,000	3,567
Trading account gains and fees	$0	180
Additional Noninterest Income	$299,000	3,929
Total noninterest expense	$3,544,000	3,662
Salaries and employee benefits	$2,006,000	3,452
Premises and equipment expense	$534,000	3,598
Additional noninterest expense	$1,004,000	3,985
Pre-tax net operating income	$1,797,000	3,573
Securities gains (losses)	$0	1,956
Applicable income taxes	$532,000	3,347
Income before extraordinary items	$1,265,000	3,721
Extraordinary gains, net	$0	38
Net income	$1,265,000	3,722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	2,265
Cash dividends	$360,000	4,146
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,265,000	3,707
1999-12-31 (YTD Data)		Rank
Total interest income	$8,943,000	3,557
Total interest expense	$4,347,000	3,346
Net interest income	$4,596,000	3,719
Provision for loan and lease losses	$202,000	3,533
Total noninterest income	$552,000	4,672
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$316,000	3,831
Trading account gains and fees	$0	173
Additional Noninterest Income	$236,000	4,560
Total noninterest expense	$3,148,000	4,056
Salaries and employee benefits	$1,809,000	3,730
Premises and equipment expense	$421,000	4,348
Additional noninterest expense	$918,000	4,312
Pre-tax net operating income	$1,798,000	3,617
Securities gains (losses)	$0	3,155
Applicable income taxes	$553,000	3,408
Income before extraordinary items	$1,245,000	3,758
Extraordinary gains, net	$0	35
Net income	$1,245,000	3,759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,488
Cash dividends	$357,000	4,171
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,245,000	3,728
1998-12-31 (YTD Data)		Rank
Total interest income	$8,298,000	3,816
Total interest expense	$4,110,000	3,596
Net interest income	$4,188,000	3,974
Provision for loan and lease losses	$180,000	3,728
Total noninterest income	$565,000	4,574
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$325,000	3,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	4,513
Total noninterest expense	$2,960,000	4,162
Salaries and employee benefits	$1,718,000	3,808
Premises and equipment expense	$366,000	4,735
Additional noninterest expense	$876,000	4,379
Pre-tax net operating income	$1,613,000	3,965
Securities gains (losses)	$0	4,449
Applicable income taxes	$466,000	4,030
Income before extraordinary items	$1,147,000	4,072
Extraordinary gains, net	$0	32
Net income	$1,147,000	4,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,700
Cash dividends	$300,000	4,531
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,147,000	3,985
1997-12-31 (YTD Data)		Rank
Total interest income	$7,352,000	4,331
Total interest expense	$3,571,000	4,071
Net interest income	$3,781,000	4,440
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$490,000	5,063
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$286,000	4,225
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	4,907
Total noninterest expense	$2,669,000	4,522
Salaries and employee benefits	$1,545,000	4,152
Premises and equipment expense	$325,000	5,166
Additional noninterest expense	$799,000	4,725
Pre-tax net operating income	$1,482,000	4,535
Securities gains (losses)	$0	3,944
Applicable income taxes	$438,000	4,616
Income before extraordinary items	$1,044,000	4,539
Extraordinary gains, net	$0	44
Net income	$1,044,000	4,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	3,830
Cash dividends	$270,000	4,793
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,044,000	4,482
1996-12-31 (YTD Data)		Rank
Total interest income	$6,550,000	4,835
Total interest expense	$3,080,000	4,668
Net interest income	$3,470,000	4,856
Provision for loan and lease losses	$90,000	5,326
Total noninterest income	$368,000	6,228
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$230,000	5,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	6,206
Total noninterest expense	$2,528,000	4,956
Salaries and employee benefits	$1,436,000	4,489
Premises and equipment expense	$304,000	5,535
Additional noninterest expense	$788,000	5,261
Pre-tax net operating income	$1,220,000	5,065
Securities gains (losses)	$0	4,148
Applicable income taxes	$336,000	5,456
Income before extraordinary items	$884,000	4,944
Extraordinary gains, net	$0	53
Net income	$884,000	4,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,581
Cash dividends	$260,000	4,854
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$884,000	4,884
1995-12-31 (YTD Data)		Rank
Total interest income	$6,018,000	5,193
Total interest expense	$2,840,000	5,015
Net interest income	$3,178,000	5,242
Provision for loan and lease losses	$90,000	4,814
Total noninterest income	$279,000	7,322
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	6,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	7,140
Total noninterest expense	$2,311,000	5,331
Salaries and employee benefits	$1,301,000	4,858
Premises and equipment expense	$300,000	5,625
Additional noninterest expense	$710,000	5,779
Pre-tax net operating income	$1,056,000	5,766
Securities gains (losses)	$0	3,831
Applicable income taxes	$284,000	6,211
Income before extraordinary items	$772,000	5,585
Extraordinary gains, net	$0	65
Net income	$772,000	5,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,371
Cash dividends	$190,000	5,642
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$772,000	5,572
1994-12-31 (YTD Data)		Rank
Total interest income	$5,344,000	5,362
Total interest expense	$2,387,000	4,831
Net interest income	$2,957,000	5,666
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$260,000	7,806
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$149,000	6,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	7,194
Total noninterest expense	$2,215,000	5,702
Salaries and employee benefits	$1,167,000	5,379
Premises and equipment expense	$263,000	6,301
Additional noninterest expense	$785,000	5,787
Pre-tax net operating income	$942,000	6,205
Securities gains (losses)	$0	3,600
Applicable income taxes	$235,000	6,753
Income before extraordinary items	$707,000	5,865
Extraordinary gains, net	$0	249
Net income	$707,000	5,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,134
Cash dividends	$140,000	6,251
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$707,000	5,930
1993-12-31 (YTD Data)		Rank
Total interest income	$5,304,000	5,490
Total interest expense	$2,512,000	4,787
Net interest income	$2,792,000	5,989
Provision for loan and lease losses	$80,000	6,310
Total noninterest income	$252,000	8,332
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$154,000	6,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	7,923
Total noninterest expense	$2,098,000	6,090
Salaries and employee benefits	$1,100,000	5,644
Premises and equipment expense	$260,000	6,507
Additional noninterest expense	$738,000	6,308
Pre-tax net operating income	$866,000	6,489
Securities gains (losses)	$0	7,477
Applicable income taxes	$210,000	7,434
Income before extraordinary items	$656,000	6,389
Extraordinary gains, net	$0	3,149
Net income	$656,000	6,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	6,126
Cash dividends	$160,000	5,928
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$656,000	6,148
1992-12-31 (YTD Data)		Rank
Total interest income	$5,564,000	5,842
Total interest expense	$2,900,000	5,302
Net interest income	$2,664,000	6,292
Provision for loan and lease losses	$165,000	5,823
Total noninterest income	$221,000	9,009
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	7,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	8,687
Total noninterest expense	$1,903,000	6,646
Salaries and employee benefits	$997,000	6,048
Premises and equipment expense	$247,000	6,841
Additional noninterest expense	$659,000	7,039
Pre-tax net operating income	$817,000	6,489
Securities gains (losses)	$0	8,369
Applicable income taxes	$183,000	7,908
Income before extraordinary items	$634,000	6,342
Extraordinary gains, net	$0	1,422
Net income	$634,000	6,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	7,015
Cash dividends	$150,000	5,711
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$634,000	5,991

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.