Home > Community State Bank of Missouri > Income and Expense
Community State Bank of Missouri, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,200,000 | 2,676 |
| Total interest expense | $2,650,000 | 2,767 |
| Net interest income | $8,550,000 | 2,582 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,104,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $465,000 | 1,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $639,000 | 2,733 |
| Total noninterest expense | $6,464,000 | 2,670 |
| Salaries and employee benefits | $3,537,000 | 2,702 |
| Premises and equipment expense | $772,000 | 2,360 |
| Additional noninterest expense | $639,000 | 2,733 |
| Pre-tax net operating income | $3,190,000 | 2,440 |
| Securities gains (losses) | $37,000 | 477 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $3,227,000 | 2,240 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,227,000 | 2,264 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,227,000 | 2,243 |
| Net charge-offs | $-50,000 | 4,194 |
| Cash dividends | $2,683,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,190,000 | 2,278 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,157,000 | 2,693 |
| Total interest expense | $1,789,000 | 2,767 |
| Net interest income | $6,368,000 | 2,614 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $824,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $348,000 | 1,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $476,000 | 2,732 |
| Total noninterest expense | $4,792,000 | 2,683 |
| Salaries and employee benefits | $2,643,000 | 2,695 |
| Premises and equipment expense | $560,000 | 2,408 |
| Additional noninterest expense | $476,000 | 2,731 |
| Pre-tax net operating income | $2,400,000 | 2,490 |
| Securities gains (losses) | $22,000 | 431 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $2,422,000 | 2,283 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,422,000 | 2,305 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,422,000 | 2,285 |
| Net charge-offs | $-50,000 | 4,215 |
| Cash dividends | $2,583,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,400,000 | 2,319 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 2,699 |
| Total interest expense | $1,055,000 | 2,758 |
| Net interest income | $4,290,000 | 2,632 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $555,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $231,000 | 1,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 2,677 |
| Total noninterest expense | $3,199,000 | 2,675 |
| Salaries and employee benefits | $1,775,000 | 2,690 |
| Premises and equipment expense | $360,000 | 2,441 |
| Additional noninterest expense | $324,000 | 2,672 |
| Pre-tax net operating income | $1,646,000 | 2,492 |
| Securities gains (losses) | $14,000 | 551 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,660,000 | 2,276 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,660,000 | 2,303 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,660,000 | 2,276 |
| Net charge-offs | $-43,000 | 4,289 |
| Cash dividends | $2,583,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,646,000 | 2,305 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 2,718 |
| Total interest expense | $466,000 | 2,708 |
| Net interest income | $2,160,000 | 2,625 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $282,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $120,000 | 1,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 2,661 |
| Total noninterest expense | $1,612,000 | 2,677 |
| Salaries and employee benefits | $892,000 | 2,718 |
| Premises and equipment expense | $181,000 | 2,478 |
| Additional noninterest expense | $162,000 | 2,661 |
| Pre-tax net operating income | $830,000 | 2,522 |
| Securities gains (losses) | $6,000 | 713 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $836,000 | 2,320 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $836,000 | 2,320 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $836,000 | 2,320 |
| Net charge-offs | $-33,000 | 4,335 |
| Cash dividends | $2,583,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $830,000 | 2,353 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,219,000 | 2,644 |
| Total interest expense | $1,147,000 | 2,237 |
| Net interest income | $8,072,000 | 2,670 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,117,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $489,000 | 1,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $628,000 | 2,821 |
| Total noninterest expense | $6,196,000 | 2,709 |
| Salaries and employee benefits | $3,417,000 | 2,741 |
| Premises and equipment expense | $728,000 | 2,437 |
| Additional noninterest expense | $628,000 | 2,821 |
| Pre-tax net operating income | $2,993,000 | 2,664 |
| Securities gains (losses) | $7,000 | 482 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $3,000,000 | 2,467 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,000,000 | 2,465 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,000,000 | 2,466 |
| Net charge-offs | $-59,000 | 4,145 |
| Cash dividends | $3,096,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,993,000 | 2,498 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,733,000 | 2,623 |
| Total interest expense | $769,000 | 2,090 |
| Net interest income | $5,964,000 | 2,681 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $832,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $365,000 | 1,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 2,876 |
| Total noninterest expense | $4,641,000 | 2,701 |
| Salaries and employee benefits | $2,595,000 | 2,720 |
| Premises and equipment expense | $543,000 | 2,456 |
| Additional noninterest expense | $467,000 | 2,876 |
| Pre-tax net operating income | $2,155,000 | 2,693 |
| Securities gains (losses) | $2,000 | 628 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,157,000 | 2,489 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,157,000 | 2,488 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,157,000 | 2,488 |
| Net charge-offs | $-25,000 | 3,871 |
| Cash dividends | $2,966,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,155,000 | 2,530 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 2,618 |
| Total interest expense | $512,000 | 1,924 |
| Net interest income | $3,870,000 | 2,680 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $551,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $362,000 | 1,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 3,371 |
| Total noninterest expense | $3,098,000 | 2,683 |
| Salaries and employee benefits | $1,734,000 | 2,713 |
| Premises and equipment expense | $363,000 | 2,466 |
| Additional noninterest expense | $1,001,000 | 2,621 |
| Pre-tax net operating income | $1,323,000 | 2,705 |
| Securities gains (losses) | $-2,000 | 3,729 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,321,000 | 2,509 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,321,000 | 2,509 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,321,000 | 2,509 |
| Net charge-offs | $-25,000 | 3,963 |
| Cash dividends | $2,966,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,323,000 | 2,540 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 2,625 |
| Total interest expense | $266,000 | 1,842 |
| Net interest income | $1,852,000 | 2,704 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $278,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $179,000 | 1,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,283 |
| Total noninterest expense | $1,502,000 | 2,731 |
| Salaries and employee benefits | $857,000 | 2,732 |
| Premises and equipment expense | $180,000 | 2,478 |
| Additional noninterest expense | $465,000 | 2,725 |
| Pre-tax net operating income | $628,000 | 2,668 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $628,000 | 2,488 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $628,000 | 2,485 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $628,000 | 2,488 |
| Net charge-offs | $-28,000 | 4,259 |
| Cash dividends | $2,966,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $628,000 | 2,511 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,230,000 | 2,577 |
| Total interest expense | $1,217,000 | 1,936 |
| Net interest income | $8,013,000 | 2,649 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,283,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $762,000 | 1,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 3,228 |
| Total noninterest expense | $5,991,000 | 2,736 |
| Salaries and employee benefits | $3,296,000 | 2,802 |
| Premises and equipment expense | $767,000 | 2,380 |
| Additional noninterest expense | $1,928,000 | 2,654 |
| Pre-tax net operating income | $3,305,000 | 2,564 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $3,305,000 | 2,422 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,305,000 | 2,422 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,305,000 | 2,423 |
| Net charge-offs | $-53,000 | 4,140 |
| Cash dividends | $2,998,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,305,000 | 2,397 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 2,584 |
| Total interest expense | $933,000 | 1,993 |
| Net interest income | $6,163,000 | 2,647 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $976,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $573,000 | 1,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 3,249 |
| Total noninterest expense | $4,525,000 | 2,727 |
| Salaries and employee benefits | $2,488,000 | 2,798 |
| Premises and equipment expense | $591,000 | 2,364 |
| Additional noninterest expense | $1,446,000 | 2,664 |
| Pre-tax net operating income | $2,614,000 | 2,617 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,614,000 | 2,456 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,614,000 | 2,456 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,614,000 | 2,456 |
| Net charge-offs | $-36,000 | 4,090 |
| Cash dividends | $2,998,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,614,000 | 2,421 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 2,528 |
| Total interest expense | $640,000 | 2,015 |
| Net interest income | $4,326,000 | 2,578 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $665,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $387,000 | 1,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 3,195 |
| Total noninterest expense | $2,990,000 | 2,730 |
| Salaries and employee benefits | $1,667,000 | 2,785 |
| Premises and equipment expense | $409,000 | 2,311 |
| Additional noninterest expense | $914,000 | 2,742 |
| Pre-tax net operating income | $2,001,000 | 2,400 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,001,000 | 2,224 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,001,000 | 2,222 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,001,000 | 2,224 |
| Net charge-offs | $-38,000 | 4,285 |
| Cash dividends | $2,998,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,001,000 | 2,194 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 2,752 |
| Total interest expense | $325,000 | 2,066 |
| Net interest income | $1,803,000 | 2,831 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $978,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $212,000 | 1,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $766,000 | 1,510 |
| Total noninterest expense | $1,501,000 | 2,714 |
| Salaries and employee benefits | $829,000 | 2,793 |
| Premises and equipment expense | $205,000 | 2,322 |
| Additional noninterest expense | $467,000 | 2,659 |
| Pre-tax net operating income | $1,280,000 | 2,066 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,280,000 | 1,921 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,280,000 | 1,920 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,280,000 | 1,921 |
| Net charge-offs | $-36,000 | 4,511 |
| Cash dividends | $2,998,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,280,000 | 1,879 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,785,000 | 2,715 |
| Total interest expense | $1,508,000 | 2,370 |
| Net interest income | $7,277,000 | 2,764 |
| Provision for loan and lease losses | $100,000 | 3,523 |
| Total noninterest income | $1,984,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $666,000 | 1,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,318,000 | 2,202 |
| Total noninterest expense | $5,796,000 | 2,753 |
| Salaries and employee benefits | $3,207,000 | 2,828 |
| Premises and equipment expense | $806,000 | 2,335 |
| Additional noninterest expense | $1,783,000 | 2,732 |
| Pre-tax net operating income | $3,365,000 | 2,290 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,365,000 | 2,141 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,365,000 | 2,142 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,365,000 | 2,142 |
| Net charge-offs | $26,000 | 2,706 |
| Cash dividends | $1,982,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,365,000 | 2,092 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,623,000 | 2,720 |
| Total interest expense | $1,165,000 | 2,431 |
| Net interest income | $5,458,000 | 2,765 |
| Provision for loan and lease losses | $100,000 | 3,277 |
| Total noninterest income | $1,628,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $502,000 | 1,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,126,000 | 2,042 |
| Total noninterest expense | $4,285,000 | 2,763 |
| Salaries and employee benefits | $2,428,000 | 2,802 |
| Premises and equipment expense | $560,000 | 2,426 |
| Additional noninterest expense | $1,297,000 | 2,774 |
| Pre-tax net operating income | $2,701,000 | 2,183 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,701,000 | 2,042 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,701,000 | 2,043 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,701,000 | 2,043 |
| Net charge-offs | $6,000 | 2,872 |
| Cash dividends | $1,982,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,701,000 | 1,985 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 2,758 |
| Total interest expense | $777,000 | 2,537 |
| Net interest income | $3,645,000 | 2,786 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $1,326,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $333,000 | 1,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $993,000 | 1,681 |
| Total noninterest expense | $2,891,000 | 2,750 |
| Salaries and employee benefits | $1,625,000 | 2,806 |
| Premises and equipment expense | $369,000 | 2,429 |
| Additional noninterest expense | $897,000 | 2,701 |
| Pre-tax net operating income | $1,980,000 | 2,021 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,980,000 | 1,863 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,980,000 | 1,864 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,980,000 | 1,864 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $1,982,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,980,000 | 1,823 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 2,765 |
| Total interest expense | $386,000 | 2,656 |
| Net interest income | $1,822,000 | 2,751 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $291,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $189,000 | 1,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,152 |
| Total noninterest expense | $1,476,000 | 2,743 |
| Salaries and employee benefits | $811,000 | 2,818 |
| Premises and equipment expense | $177,000 | 2,516 |
| Additional noninterest expense | $488,000 | 2,583 |
| Pre-tax net operating income | $637,000 | 2,473 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $637,000 | 2,309 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $637,000 | 2,308 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $637,000 | 2,309 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $1,982,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $637,000 | 2,280 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,857,000 | 2,800 |
| Total interest expense | $1,407,000 | 2,831 |
| Net interest income | $7,450,000 | 2,745 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,196,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $741,000 | 1,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,128 |
| Total noninterest expense | $5,474,000 | 2,846 |
| Salaries and employee benefits | $3,092,000 | 2,884 |
| Premises and equipment expense | $558,000 | 2,921 |
| Additional noninterest expense | $1,824,000 | 2,722 |
| Pre-tax net operating income | $3,172,000 | 2,375 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,172,000 | 2,210 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,172,000 | 2,212 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,172,000 | 2,212 |
| Net charge-offs | $2,000 | 3,605 |
| Cash dividends | $2,529,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,172,000 | 2,176 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 2,816 |
| Total interest expense | $1,051,000 | 2,856 |
| Net interest income | $5,633,000 | 2,778 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $872,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $558,000 | 1,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,237 |
| Total noninterest expense | $4,098,000 | 2,861 |
| Salaries and employee benefits | $2,333,000 | 2,878 |
| Premises and equipment expense | $392,000 | 3,052 |
| Additional noninterest expense | $1,373,000 | 2,725 |
| Pre-tax net operating income | $2,407,000 | 2,424 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,407,000 | 2,259 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,407,000 | 2,259 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,407,000 | 2,260 |
| Net charge-offs | $2,000 | 3,298 |
| Cash dividends | $2,529,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,407,000 | 2,218 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 2,803 |
| Total interest expense | $687,000 | 2,866 |
| Net interest income | $3,802,000 | 2,758 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $559,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $369,000 | 1,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 3,327 |
| Total noninterest expense | $2,738,000 | 2,874 |
| Salaries and employee benefits | $1,587,000 | 2,863 |
| Premises and equipment expense | $255,000 | 3,107 |
| Additional noninterest expense | $896,000 | 2,785 |
| Pre-tax net operating income | $1,623,000 | 2,379 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,623,000 | 2,225 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,623,000 | 2,224 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,623,000 | 2,225 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $2,529,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,623,000 | 2,196 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 2,809 |
| Total interest expense | $342,000 | 2,850 |
| Net interest income | $1,912,000 | 2,773 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $264,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $177,000 | 1,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 3,398 |
| Total noninterest expense | $1,404,000 | 2,857 |
| Salaries and employee benefits | $818,000 | 2,819 |
| Premises and equipment expense | $123,000 | 3,193 |
| Additional noninterest expense | $463,000 | 2,732 |
| Pre-tax net operating income | $772,000 | 2,419 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $772,000 | 2,236 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $772,000 | 2,235 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $772,000 | 2,235 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $2,529,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $772,000 | 2,214 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,798,000 | 2,763 |
| Total interest expense | $1,337,000 | 2,504 |
| Net interest income | $7,461,000 | 2,781 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,158,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $780,000 | 1,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,417 |
| Total noninterest expense | $5,339,000 | 2,933 |
| Salaries and employee benefits | $3,021,000 | 2,950 |
| Premises and equipment expense | $522,000 | 3,090 |
| Additional noninterest expense | $1,796,000 | 2,793 |
| Pre-tax net operating income | $3,280,000 | 2,373 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,280,000 | 2,188 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,280,000 | 2,186 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,280,000 | 2,187 |
| Net charge-offs | $-6,000 | 4,424 |
| Cash dividends | $2,394,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,280,000 | 2,184 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 2,775 |
| Total interest expense | $959,000 | 2,499 |
| Net interest income | $5,565,000 | 2,798 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $843,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $576,000 | 1,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,513 |
| Total noninterest expense | $3,967,000 | 2,960 |
| Salaries and employee benefits | $2,265,000 | 2,956 |
| Premises and equipment expense | $376,000 | 3,176 |
| Additional noninterest expense | $1,326,000 | 2,819 |
| Pre-tax net operating income | $2,441,000 | 2,424 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,441,000 | 2,210 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,441,000 | 2,208 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,441,000 | 2,209 |
| Net charge-offs | $-5,000 | 4,302 |
| Cash dividends | $2,394,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,441,000 | 2,208 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 2,794 |
| Total interest expense | $602,000 | 2,517 |
| Net interest income | $3,684,000 | 2,815 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $564,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $382,000 | 1,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,501 |
| Total noninterest expense | $2,660,000 | 2,976 |
| Salaries and employee benefits | $1,516,000 | 2,968 |
| Premises and equipment expense | $243,000 | 3,270 |
| Additional noninterest expense | $901,000 | 2,796 |
| Pre-tax net operating income | $1,588,000 | 2,436 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,588,000 | 2,219 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,588,000 | 2,216 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,588,000 | 2,218 |
| Net charge-offs | $-10,000 | 4,519 |
| Cash dividends | $2,394,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,588,000 | 2,218 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 2,826 |
| Total interest expense | $291,000 | 2,512 |
| Net interest income | $1,818,000 | 2,859 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $270,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $186,000 | 1,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,568 |
| Total noninterest expense | $1,341,000 | 2,980 |
| Salaries and employee benefits | $756,000 | 2,990 |
| Premises and equipment expense | $123,000 | 3,267 |
| Additional noninterest expense | $462,000 | 2,782 |
| Pre-tax net operating income | $747,000 | 2,499 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $747,000 | 2,276 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $747,000 | 2,274 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $747,000 | 2,276 |
| Net charge-offs | $-7,000 | 4,604 |
| Cash dividends | $2,394,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $747,000 | 2,266 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,301,000 | 2,798 |
| Total interest expense | $1,171,000 | 2,281 |
| Net interest income | $7,130,000 | 2,854 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $1,168,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $730,000 | 1,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $438,000 | 3,337 |
| Total noninterest expense | $5,178,000 | 3,038 |
| Salaries and employee benefits | $2,890,000 | 3,075 |
| Premises and equipment expense | $507,000 | 3,239 |
| Additional noninterest expense | $1,781,000 | 2,868 |
| Pre-tax net operating income | $3,000,000 | 2,487 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,000,000 | 2,055 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,000,000 | 2,054 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,000,000 | 2,055 |
| Net charge-offs | $-37,000 | 5,070 |
| Cash dividends | $2,057,000 | 1,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,000,000 | 2,028 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 2,820 |
| Total interest expense | $867,000 | 2,281 |
| Net interest income | $5,322,000 | 2,881 |
| Provision for loan and lease losses | $120,000 | 2,498 |
| Total noninterest income | $856,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $542,000 | 1,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,409 |
| Total noninterest expense | $3,885,000 | 3,047 |
| Salaries and employee benefits | $2,176,000 | 3,064 |
| Premises and equipment expense | $382,000 | 3,270 |
| Additional noninterest expense | $1,327,000 | 2,879 |
| Pre-tax net operating income | $2,173,000 | 2,591 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,173,000 | 2,257 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,173,000 | 2,257 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,173,000 | 2,258 |
| Net charge-offs | $-35,000 | 5,075 |
| Cash dividends | $2,057,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,173,000 | 2,232 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 2,826 |
| Total interest expense | $563,000 | 2,277 |
| Net interest income | $3,525,000 | 2,884 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $560,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $362,000 | 1,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 3,489 |
| Total noninterest expense | $2,589,000 | 3,064 |
| Salaries and employee benefits | $1,454,000 | 3,078 |
| Premises and equipment expense | $246,000 | 3,343 |
| Additional noninterest expense | $889,000 | 2,892 |
| Pre-tax net operating income | $1,376,000 | 2,626 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,376,000 | 2,302 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,376,000 | 2,303 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,376,000 | 2,303 |
| Net charge-offs | $-29,000 | 5,126 |
| Cash dividends | $2,057,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,376,000 | 2,270 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 2,851 |
| Total interest expense | $270,000 | 2,334 |
| Net interest income | $1,747,000 | 2,904 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $296,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $182,000 | 1,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,285 |
| Total noninterest expense | $1,299,000 | 3,097 |
| Salaries and employee benefits | $729,000 | 3,115 |
| Premises and equipment expense | $123,000 | 3,380 |
| Additional noninterest expense | $447,000 | 2,885 |
| Pre-tax net operating income | $744,000 | 2,428 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $744,000 | 2,106 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $744,000 | 2,107 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $744,000 | 2,107 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $2,057,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $744,000 | 2,075 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,998,000 | 2,852 |
| Total interest expense | $1,050,000 | 2,331 |
| Net interest income | $6,948,000 | 2,905 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,155,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $770,000 | 1,485 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $385,000 | 3,620 |
| Total noninterest expense | $5,139,000 | 3,136 |
| Salaries and employee benefits | $2,800,000 | 3,170 |
| Premises and equipment expense | $503,000 | 3,365 |
| Additional noninterest expense | $1,836,000 | 2,914 |
| Pre-tax net operating income | $2,964,000 | 2,417 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,964,000 | 2,138 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,964,000 | 2,136 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,964,000 | 2,137 |
| Net charge-offs | $18,000 | 3,674 |
| Cash dividends | $2,159,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,964,000 | 2,077 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 2,849 |
| Total interest expense | $785,000 | 2,339 |
| Net interest income | $5,228,000 | 2,896 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $858,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $572,000 | 1,497 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $286,000 | 3,641 |
| Total noninterest expense | $3,835,000 | 3,148 |
| Salaries and employee benefits | $2,113,000 | 3,147 |
| Premises and equipment expense | $366,000 | 3,442 |
| Additional noninterest expense | $1,356,000 | 2,946 |
| Pre-tax net operating income | $2,251,000 | 2,430 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,251,000 | 2,147 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,251,000 | 2,146 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,251,000 | 2,147 |
| Net charge-offs | $13,000 | 3,342 |
| Cash dividends | $2,159,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,251,000 | 2,078 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 2,863 |
| Total interest expense | $522,000 | 2,359 |
| Net interest income | $3,475,000 | 2,914 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $558,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $379,000 | 1,494 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $179,000 | 3,751 |
| Total noninterest expense | $2,536,000 | 3,177 |
| Salaries and employee benefits | $1,414,000 | 3,169 |
| Premises and equipment expense | $224,000 | 3,625 |
| Additional noninterest expense | $898,000 | 2,975 |
| Pre-tax net operating income | $1,497,000 | 2,400 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,497,000 | 2,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,497,000 | 2,127 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,497,000 | 2,127 |
| Net charge-offs | $-19,000 | 5,189 |
| Cash dividends | $2,159,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,497,000 | 2,061 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 2,869 |
| Total interest expense | $261,000 | 2,376 |
| Net interest income | $1,733,000 | 2,923 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $277,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $187,000 | 1,509 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $90,000 | 3,704 |
| Total noninterest expense | $1,285,000 | 3,165 |
| Salaries and employee benefits | $709,000 | 3,176 |
| Premises and equipment expense | $109,000 | 3,701 |
| Additional noninterest expense | $467,000 | 2,892 |
| Pre-tax net operating income | $725,000 | 2,432 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $725,000 | 2,150 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $725,000 | 2,150 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $725,000 | 2,150 |
| Net charge-offs | $-22,000 | 5,496 |
| Cash dividends | $2,159,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $725,000 | 2,095 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 2,874 |
| Total interest expense | $1,042,000 | 2,352 |
| Net interest income | $6,804,000 | 2,924 |
| Provision for loan and lease losses | $50,000 | 3,601 |
| Total noninterest income | $1,553,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $745,000 | 1,568 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $808,000 | 2,643 |
| Total noninterest expense | $5,078,000 | 3,179 |
| Salaries and employee benefits | $2,807,000 | 3,164 |
| Premises and equipment expense | $443,000 | 3,706 |
| Additional noninterest expense | $1,828,000 | 2,982 |
| Pre-tax net operating income | $3,229,000 | 2,203 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,229,000 | 1,930 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,229,000 | 1,931 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,229,000 | 1,932 |
| Net charge-offs | $46,000 | 3,310 |
| Cash dividends | $2,102,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,229,000 | 1,893 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,862,000 | 2,908 |
| Total interest expense | $784,000 | 2,371 |
| Net interest income | $5,078,000 | 2,956 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $1,266,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $550,000 | 1,598 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $716,000 | 2,455 |
| Total noninterest expense | $3,838,000 | 3,187 |
| Salaries and employee benefits | $2,132,000 | 3,157 |
| Premises and equipment expense | $314,000 | 3,877 |
| Additional noninterest expense | $1,392,000 | 2,954 |
| Pre-tax net operating income | $2,456,000 | 2,215 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,456,000 | 1,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,456,000 | 1,926 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,456,000 | 1,926 |
| Net charge-offs | $52,000 | 2,750 |
| Cash dividends | $2,102,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,456,000 | 1,883 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 2,922 |
| Total interest expense | $524,000 | 2,382 |
| Net interest income | $3,352,000 | 2,977 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $540,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $360,000 | 1,599 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 3,793 |
| Total noninterest expense | $2,587,000 | 3,195 |
| Salaries and employee benefits | $1,432,000 | 3,170 |
| Premises and equipment expense | $209,000 | 3,905 |
| Additional noninterest expense | $946,000 | 2,921 |
| Pre-tax net operating income | $1,255,000 | 2,656 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,255,000 | 2,365 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,255,000 | 2,367 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,255,000 | 2,367 |
| Net charge-offs | $65,000 | 2,105 |
| Cash dividends | $2,102,000 | 670 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,255,000 | 2,309 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 2,926 |
| Total interest expense | $261,000 | 2,408 |
| Net interest income | $1,667,000 | 2,987 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $267,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $177,000 | 1,608 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $90,000 | 3,752 |
| Total noninterest expense | $1,269,000 | 3,250 |
| Salaries and employee benefits | $711,000 | 3,205 |
| Premises and equipment expense | $101,000 | 4,015 |
| Additional noninterest expense | $457,000 | 2,992 |
| Pre-tax net operating income | $665,000 | 2,513 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $665,000 | 2,231 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $665,000 | 2,232 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $665,000 | 2,232 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $2,102,000 | 346 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $665,000 | 2,167 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,789,000 | 2,936 |
| Total interest expense | $1,087,000 | 2,451 |
| Net interest income | $6,702,000 | 2,992 |
| Provision for loan and lease losses | $50,000 | 3,764 |
| Total noninterest income | $1,149,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $796,000 | 1,595 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $353,000 | 3,795 |
| Total noninterest expense | $4,995,000 | 3,313 |
| Salaries and employee benefits | $2,777,000 | 3,241 |
| Premises and equipment expense | $450,000 | 3,858 |
| Additional noninterest expense | $1,768,000 | 3,157 |
| Pre-tax net operating income | $2,806,000 | 2,381 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,806,000 | 2,125 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,806,000 | 2,125 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,806,000 | 2,124 |
| Net charge-offs | $18,000 | 4,348 |
| Cash dividends | $1,972,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,806,000 | 2,077 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 2,972 |
| Total interest expense | $816,000 | 2,482 |
| Net interest income | $5,010,000 | 3,010 |
| Provision for loan and lease losses | $50,000 | 3,379 |
| Total noninterest income | $854,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $594,000 | 1,609 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $260,000 | 3,848 |
| Total noninterest expense | $3,692,000 | 3,372 |
| Salaries and employee benefits | $2,084,000 | 3,270 |
| Premises and equipment expense | $327,000 | 3,963 |
| Additional noninterest expense | $1,281,000 | 3,246 |
| Pre-tax net operating income | $2,122,000 | 2,423 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,122,000 | 2,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,122,000 | 2,121 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,122,000 | 2,121 |
| Net charge-offs | $5,000 | 4,372 |
| Cash dividends | $1,972,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,122,000 | 2,082 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 2,986 |
| Total interest expense | $544,000 | 2,500 |
| Net interest income | $3,317,000 | 3,027 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $549,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $373,000 | 1,658 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $176,000 | 3,828 |
| Total noninterest expense | $2,463,000 | 3,386 |
| Salaries and employee benefits | $1,403,000 | 3,261 |
| Premises and equipment expense | $223,000 | 3,960 |
| Additional noninterest expense | $837,000 | 3,310 |
| Pre-tax net operating income | $1,353,000 | 2,431 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,353,000 | 2,150 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,353,000 | 2,154 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,353,000 | 2,153 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $1,972,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,353,000 | 2,105 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 3,011 |
| Total interest expense | $270,000 | 2,532 |
| Net interest income | $1,649,000 | 3,046 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $259,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $171,000 | 1,759 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $88,000 | 3,762 |
| Total noninterest expense | $1,250,000 | 3,378 |
| Salaries and employee benefits | $698,000 | 3,290 |
| Premises and equipment expense | $139,000 | 3,518 |
| Additional noninterest expense | $413,000 | 3,333 |
| Pre-tax net operating income | $658,000 | 2,423 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $658,000 | 2,106 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $658,000 | 2,108 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $658,000 | 2,108 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $1,973,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $658,000 | 2,066 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,655,000 | 3,037 |
| Total interest expense | $1,194,000 | 2,572 |
| Net interest income | $6,461,000 | 3,084 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,159,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $736,000 | 1,761 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $423,000 | 3,582 |
| Total noninterest expense | $4,856,000 | 3,477 |
| Salaries and employee benefits | $2,709,000 | 3,337 |
| Premises and equipment expense | $451,000 | 3,960 |
| Additional noninterest expense | $1,696,000 | 3,357 |
| Pre-tax net operating income | $2,764,000 | 2,298 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,764,000 | 2,018 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,764,000 | 2,021 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,764,000 | 2,022 |
| Net charge-offs | $18,000 | 4,884 |
| Cash dividends | $2,152,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,764,000 | 1,972 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 3,080 |
| Total interest expense | $906,000 | 2,624 |
| Net interest income | $4,808,000 | 3,123 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $859,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $540,000 | 1,795 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $319,000 | 3,653 |
| Total noninterest expense | $3,602,000 | 3,518 |
| Salaries and employee benefits | $2,033,000 | 3,356 |
| Premises and equipment expense | $329,000 | 4,067 |
| Additional noninterest expense | $1,240,000 | 3,407 |
| Pre-tax net operating income | $2,065,000 | 2,361 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,065,000 | 2,075 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,065,000 | 2,083 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,065,000 | 2,082 |
| Net charge-offs | $6,000 | 4,860 |
| Cash dividends | $2,151,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,065,000 | 2,007 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 3,099 |
| Total interest expense | $613,000 | 2,662 |
| Net interest income | $3,173,000 | 3,153 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $586,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $347,000 | 1,826 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $239,000 | 3,526 |
| Total noninterest expense | $2,410,000 | 3,528 |
| Salaries and employee benefits | $1,358,000 | 3,372 |
| Premises and equipment expense | $217,000 | 4,107 |
| Additional noninterest expense | $835,000 | 3,395 |
| Pre-tax net operating income | $1,349,000 | 2,389 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,349,000 | 2,113 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,349,000 | 2,121 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,349,000 | 2,119 |
| Net charge-offs | $22,000 | 3,949 |
| Cash dividends | $2,151,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,349,000 | 2,022 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 3,127 |
| Total interest expense | $316,000 | 2,676 |
| Net interest income | $1,569,000 | 3,191 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $263,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $162,000 | 1,912 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $101,000 | 3,730 |
| Total noninterest expense | $1,188,000 | 3,587 |
| Salaries and employee benefits | $686,000 | 3,370 |
| Premises and equipment expense | $110,000 | 4,105 |
| Additional noninterest expense | $392,000 | 3,559 |
| Pre-tax net operating income | $644,000 | 2,423 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $644,000 | 2,135 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $644,000 | 2,137 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $644,000 | 2,137 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $2,150,000 | 285 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $644,000 | 2,047 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 3,158 |
| Total interest expense | $1,440,000 | 2,815 |
| Net interest income | $6,421,000 | 3,208 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,277,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $784,000 | 1,721 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $493,000 | 3,367 |
| Total noninterest expense | $4,738,000 | 3,618 |
| Salaries and employee benefits | $2,615,000 | 3,451 |
| Premises and equipment expense | $444,000 | 4,090 |
| Additional noninterest expense | $1,679,000 | 3,517 |
| Pre-tax net operating income | $2,960,000 | 2,113 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,960,000 | 1,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,960,000 | 1,888 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,960,000 | 1,890 |
| Net charge-offs | $-62,000 | 6,891 |
| Cash dividends | $1,313,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,960,000 | 1,782 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 3,188 |
| Total interest expense | $1,097,000 | 2,871 |
| Net interest income | $4,864,000 | 3,220 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $945,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $581,000 | 1,761 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $364,000 | 3,399 |
| Total noninterest expense | $3,455,000 | 3,713 |
| Salaries and employee benefits | $1,964,000 | 3,465 |
| Premises and equipment expense | $316,000 | 4,245 |
| Additional noninterest expense | $1,175,000 | 3,712 |
| Pre-tax net operating income | $2,354,000 | 2,082 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $50,000 | 3,792 |
| Income before extraordinary items | $2,304,000 | 1,865 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,304,000 | 1,864 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,304,000 | 1,866 |
| Net charge-offs | $-57,000 | 6,951 |
| Cash dividends | $1,313,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,304,000 | 1,763 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,017,000 | 3,178 |
| Total interest expense | $745,000 | 2,918 |
| Net interest income | $3,272,000 | 3,210 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $629,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $383,000 | 1,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $246,000 | 3,367 |
| Total noninterest expense | $2,298,000 | 3,727 |
| Salaries and employee benefits | $1,316,000 | 3,479 |
| Premises and equipment expense | $202,000 | 4,346 |
| Additional noninterest expense | $780,000 | 3,727 |
| Pre-tax net operating income | $1,603,000 | 2,030 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $26,000 | 3,899 |
| Income before extraordinary items | $1,577,000 | 1,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,577,000 | 1,806 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,577,000 | 1,809 |
| Net charge-offs | $-71,000 | 7,040 |
| Cash dividends | $1,314,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,577,000 | 1,726 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 3,191 |
| Total interest expense | $381,000 | 2,972 |
| Net interest income | $1,635,000 | 3,220 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $309,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $187,000 | 1,800 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,398 |
| Total noninterest expense | $1,091,000 | 3,864 |
| Salaries and employee benefits | $651,000 | 3,531 |
| Premises and equipment expense | $98,000 | 4,443 |
| Additional noninterest expense | $342,000 | 4,038 |
| Pre-tax net operating income | $853,000 | 1,932 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $9,000 | 4,034 |
| Income before extraordinary items | $844,000 | 1,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $844,000 | 1,722 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $844,000 | 1,722 |
| Net charge-offs | $-10,000 | 6,648 |
| Cash dividends | $1,313,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $844,000 | 1,618 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 3,199 |
| Total interest expense | $1,806,000 | 2,989 |
| Net interest income | $6,580,000 | 3,228 |
| Provision for loan and lease losses | $669,000 | 3,013 |
| Total noninterest income | $1,121,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $809,000 | 1,774 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $312,000 | 3,796 |
| Total noninterest expense | $4,797,000 | 3,643 |
| Salaries and employee benefits | $2,573,000 | 3,482 |
| Premises and equipment expense | $410,000 | 4,505 |
| Additional noninterest expense | $1,814,000 | 3,384 |
| Pre-tax net operating income | $2,235,000 | 2,311 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $61,000 | 3,657 |
| Income before extraordinary items | $2,174,000 | 2,113 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,174,000 | 2,114 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,174,000 | 2,114 |
| Net charge-offs | $611,000 | 2,931 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,174,000 | 2,031 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,411,000 | 3,187 |
| Total interest expense | $1,419,000 | 2,986 |
| Net interest income | $4,992,000 | 3,213 |
| Provision for loan and lease losses | $360,000 | 3,361 |
| Total noninterest income | $803,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $600,000 | 1,794 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $203,000 | 4,072 |
| Total noninterest expense | $3,700,000 | 3,580 |
| Salaries and employee benefits | $1,943,000 | 3,468 |
| Premises and equipment expense | $319,000 | 4,473 |
| Additional noninterest expense | $1,438,000 | 3,263 |
| Pre-tax net operating income | $1,735,000 | 2,326 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $44,000 | 3,695 |
| Income before extraordinary items | $1,691,000 | 2,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,691,000 | 2,103 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,691,000 | 2,104 |
| Net charge-offs | $255,000 | 3,420 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,691,000 | 2,006 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 3,193 |
| Total interest expense | $978,000 | 2,995 |
| Net interest income | $3,337,000 | 3,222 |
| Provision for loan and lease losses | $214,000 | 3,440 |
| Total noninterest income | $541,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $396,000 | 1,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 4,012 |
| Total noninterest expense | $2,519,000 | 3,556 |
| Salaries and employee benefits | $1,298,000 | 3,486 |
| Premises and equipment expense | $221,000 | 4,432 |
| Additional noninterest expense | $1,000,000 | 3,209 |
| Pre-tax net operating income | $1,145,000 | 2,313 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $25,000 | 3,735 |
| Income before extraordinary items | $1,120,000 | 2,059 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,120,000 | 2,059 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,120,000 | 2,059 |
| Net charge-offs | $105,000 | 3,796 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,120,000 | 1,999 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 3,233 |
| Total interest expense | $507,000 | 3,002 |
| Net interest income | $1,635,000 | 3,259 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $266,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $188,000 | 1,836 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $78,000 | 3,953 |
| Total noninterest expense | $1,231,000 | 3,625 |
| Salaries and employee benefits | $648,000 | 3,515 |
| Premises and equipment expense | $110,000 | 4,476 |
| Additional noninterest expense | $473,000 | 3,320 |
| Pre-tax net operating income | $670,000 | 2,034 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $656,000 | 1,780 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $656,000 | 1,779 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $656,000 | 1,780 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $656,000 | 1,726 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 3,237 |
| Total interest expense | $2,593,000 | 2,904 |
| Net interest income | $6,344,000 | 3,339 |
| Provision for loan and lease losses | $101,000 | 6,005 |
| Total noninterest income | $1,226,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $878,000 | 1,683 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $348,000 | 3,722 |
| Total noninterest expense | $4,976,000 | 3,631 |
| Salaries and employee benefits | $2,748,000 | 3,345 |
| Premises and equipment expense | $461,000 | 4,398 |
| Additional noninterest expense | $1,767,000 | 3,577 |
| Pre-tax net operating income | $2,493,000 | 1,898 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $45,000 | 3,686 |
| Income before extraordinary items | $2,448,000 | 1,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,448,000 | 1,684 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,448,000 | 1,686 |
| Net charge-offs | $567,000 | 3,488 |
| Cash dividends | $3,046,000 | 538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,448,000 | 1,621 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,740,000 | 3,288 |
| Total interest expense | $2,023,000 | 2,926 |
| Net interest income | $4,717,000 | 3,406 |
| Provision for loan and lease losses | $86,000 | 5,860 |
| Total noninterest income | $883,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $667,000 | 1,710 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $216,000 | 4,055 |
| Total noninterest expense | $3,761,000 | 3,610 |
| Salaries and employee benefits | $2,135,000 | 3,271 |
| Premises and equipment expense | $303,000 | 4,812 |
| Additional noninterest expense | $1,323,000 | 3,557 |
| Pre-tax net operating income | $1,753,000 | 2,105 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $30,000 | 3,829 |
| Income before extraordinary items | $1,723,000 | 1,915 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,723,000 | 1,916 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,723,000 | 1,917 |
| Net charge-offs | $228,000 | 4,072 |
| Cash dividends | $628,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,723,000 | 1,815 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 3,322 |
| Total interest expense | $1,391,000 | 2,959 |
| Net interest income | $3,105,000 | 3,437 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $581,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $444,000 | 1,718 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $137,000 | 4,139 |
| Total noninterest expense | $2,601,000 | 3,514 |
| Salaries and employee benefits | $1,494,000 | 3,153 |
| Premises and equipment expense | $201,000 | 4,858 |
| Additional noninterest expense | $906,000 | 3,469 |
| Pre-tax net operating income | $1,085,000 | 2,220 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $17,000 | 3,864 |
| Income before extraordinary items | $1,068,000 | 1,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,068,000 | 1,994 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,068,000 | 1,994 |
| Net charge-offs | $149,000 | 3,836 |
| Cash dividends | $550,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,068,000 | 1,908 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 3,379 |
| Total interest expense | $721,000 | 2,989 |
| Net interest income | $1,528,000 | 3,503 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $301,000 | 2,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $222,000 | 1,723 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $1,230,000 | 3,697 |
| Salaries and employee benefits | $662,000 | 3,531 |
| Premises and equipment expense | $100,000 | 4,948 |
| Additional noninterest expense | $468,000 | 3,368 |
| Pre-tax net operating income | $599,000 | 2,104 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $594,000 | 1,841 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $594,000 | 1,840 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $594,000 | 1,842 |
| Net charge-offs | $124,000 | 2,924 |
| Cash dividends | $550,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $594,000 | 1,763 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,594,000 | 3,326 |
| Total interest expense | $3,324,000 | 3,169 |
| Net interest income | $6,270,000 | 3,336 |
| Provision for loan and lease losses | $847,000 | 3,772 |
| Total noninterest income | $1,173,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $936,000 | 1,789 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $237,000 | 4,361 |
| Total noninterest expense | $4,821,000 | 3,804 |
| Salaries and employee benefits | $2,617,000 | 3,568 |
| Premises and equipment expense | $390,000 | 5,051 |
| Additional noninterest expense | $1,814,000 | 3,582 |
| Pre-tax net operating income | $1,775,000 | 2,110 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $632,000 | 1,336 |
| Income before extraordinary items | $1,143,000 | 2,546 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,143,000 | 2,544 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,143,000 | 2,545 |
| Net charge-offs | $110,000 | 5,609 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,143,000 | 2,501 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,264,000 | 3,355 |
| Total interest expense | $2,560,000 | 3,235 |
| Net interest income | $4,704,000 | 3,335 |
| Provision for loan and lease losses | $118,000 | 5,789 |
| Total noninterest income | $860,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $691,000 | 1,814 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $169,000 | 4,580 |
| Total noninterest expense | $3,606,000 | 3,810 |
| Salaries and employee benefits | $2,028,000 | 3,499 |
| Premises and equipment expense | $257,000 | 5,400 |
| Additional noninterest expense | $1,321,000 | 3,617 |
| Pre-tax net operating income | $1,840,000 | 1,750 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $599,000 | 1,244 |
| Income before extraordinary items | $1,241,000 | 2,117 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,241,000 | 2,115 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,241,000 | 2,117 |
| Net charge-offs | $143,000 | 4,672 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,241,000 | 2,062 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 3,366 |
| Total interest expense | $1,777,000 | 3,264 |
| Net interest income | $3,109,000 | 3,353 |
| Provision for loan and lease losses | $118,000 | 5,149 |
| Total noninterest income | $545,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $442,000 | 1,857 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $103,000 | 4,741 |
| Total noninterest expense | $2,408,000 | 3,843 |
| Salaries and employee benefits | $1,363,000 | 3,520 |
| Premises and equipment expense | $159,000 | 5,612 |
| Additional noninterest expense | $886,000 | 3,594 |
| Pre-tax net operating income | $1,128,000 | 1,923 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $588,000 | 948 |
| Income before extraordinary items | $540,000 | 2,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $540,000 | 2,956 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $540,000 | 2,957 |
| Net charge-offs | $59,000 | 4,771 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $540,000 | 2,849 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 3,376 |
| Total interest expense | $958,000 | 3,166 |
| Net interest income | $1,516,000 | 3,418 |
| Provision for loan and lease losses | $64,000 | 4,574 |
| Total noninterest income | $271,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $203,000 | 1,939 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $1,209,000 | 3,737 |
| Salaries and employee benefits | $685,000 | 3,536 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $459,000 | 3,225 |
| Pre-tax net operating income | $514,000 | 2,335 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $587,000 | 567 |
| Income before extraordinary items | $-73,000 | 6,741 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-73,000 | 6,742 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-73,000 | 6,742 |
| Net charge-offs | $97,000 | 2,899 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-73,000 | 6,642 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,756,000 | 3,338 |
| Total interest expense | $4,689,000 | 3,140 |
| Net interest income | $6,067,000 | 3,452 |
| Provision for loan and lease losses | $84,000 | 6,208 |
| Total noninterest income | $1,235,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $982,000 | 1,788 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $253,000 | 4,410 |
| Total noninterest expense | $4,593,000 | 3,823 |
| Salaries and employee benefits | $2,676,000 | 3,576 |
| Premises and equipment expense | $324,000 | 5,608 |
| Additional noninterest expense | $1,593,000 | 3,467 |
| Pre-tax net operating income | $2,625,000 | 2,013 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $682,000 | 1,550 |
| Income before extraordinary items | $1,943,000 | 2,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,943,000 | 2,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 5,195 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-9,770,000 | 8,301 |
| Net operating income | $1,943,000 | 2,163 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,204,000 | 3,355 |
| Total interest expense | $3,613,000 | 3,159 |
| Net interest income | $4,591,000 | 3,447 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $911,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $740,000 | 1,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $171,000 | 4,732 |
| Total noninterest expense | $3,394,000 | 3,853 |
| Salaries and employee benefits | $1,991,000 | 3,626 |
| Premises and equipment expense | $262,000 | 5,459 |
| Additional noninterest expense | $1,141,000 | 3,513 |
| Pre-tax net operating income | $2,108,000 | 2,218 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $537,000 | 1,811 |
| Income before extraordinary items | $1,571,000 | 2,236 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,571,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-9,770,000 | 8,381 |
| Net operating income | $1,571,000 | 2,346 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 3,365 |
| Total interest expense | $2,490,000 | 3,199 |
| Net interest income | $3,062,000 | 3,434 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $603,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $481,000 | 1,810 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $2,244,000 | 3,894 |
| Salaries and employee benefits | $1,317,000 | 3,686 |
| Premises and equipment expense | $168,000 | 5,598 |
| Additional noninterest expense | $759,000 | 3,492 |
| Pre-tax net operating income | $1,421,000 | 2,311 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $406,000 | 1,853 |
| Income before extraordinary items | $1,015,000 | 2,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,015,000 | 2,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-9,770,000 | 8,449 |
| Net operating income | $1,015,000 | 2,497 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 3,387 |
| Total interest expense | $1,310,000 | 3,228 |
| Net interest income | $1,528,000 | 3,440 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $301,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $233,000 | 1,823 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $1,127,000 | 3,890 |
| Salaries and employee benefits | $656,000 | 3,724 |
| Premises and equipment expense | $85,000 | 5,587 |
| Additional noninterest expense | $386,000 | 3,414 |
| Pre-tax net operating income | $702,000 | 2,406 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $202,000 | 1,954 |
| Income before extraordinary items | $500,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $500,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,171 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-9,770,000 | 8,491 |
| Net operating income | $500,000 | 2,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,320,000 | 3,441 |
| Total interest expense | $4,916,000 | 3,512 |
| Net interest income | $6,404,000 | 3,346 |
| Provision for loan and lease losses | $385,000 | 2,756 |
| Total noninterest income | $1,115,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $881,000 | 1,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $234,000 | 4,729 |
| Total noninterest expense | $4,420,000 | 3,812 |
| Salaries and employee benefits | $2,420,000 | 3,819 |
| Premises and equipment expense | $434,000 | 4,786 |
| Additional noninterest expense | $1,566,000 | 3,296 |
| Pre-tax net operating income | $2,714,000 | 2,641 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $822,000 | 2,104 |
| Income before extraordinary items | $1,892,000 | 2,943 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,892,000 | 2,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,968 |
| Cash dividends | $320,000 | 4,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,892,000 | 2,935 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,402,000 | 3,482 |
| Total interest expense | $3,608,000 | 3,559 |
| Net interest income | $4,794,000 | 3,351 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $815,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $646,000 | 1,991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $169,000 | 4,842 |
| Total noninterest expense | $3,066,000 | 4,033 |
| Salaries and employee benefits | $1,707,000 | 3,967 |
| Premises and equipment expense | $269,000 | 5,325 |
| Additional noninterest expense | $1,090,000 | 3,455 |
| Pre-tax net operating income | $2,543,000 | 2,406 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $771,000 | 1,948 |
| Income before extraordinary items | $1,772,000 | 2,625 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,772,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,772,000 | 2,604 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 3,513 |
| Total interest expense | $2,385,000 | 3,584 |
| Net interest income | $3,177,000 | 3,388 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $549,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $425,000 | 2,007 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $124,000 | 4,683 |
| Total noninterest expense | $2,046,000 | 4,068 |
| Salaries and employee benefits | $1,124,000 | 4,042 |
| Premises and equipment expense | $181,000 | 5,330 |
| Additional noninterest expense | $741,000 | 3,390 |
| Pre-tax net operating income | $1,680,000 | 2,483 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $511,000 | 2,037 |
| Income before extraordinary items | $1,169,000 | 2,691 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,169,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,169,000 | 2,677 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 3,518 |
| Total interest expense | $1,183,000 | 3,570 |
| Net interest income | $1,575,000 | 3,414 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $277,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $198,000 | 2,071 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $79,000 | 4,242 |
| Total noninterest expense | $1,035,000 | 4,033 |
| Salaries and employee benefits | $557,000 | 4,098 |
| Premises and equipment expense | $99,000 | 5,082 |
| Additional noninterest expense | $379,000 | 3,316 |
| Pre-tax net operating income | $817,000 | 2,527 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $242,000 | 2,137 |
| Income before extraordinary items | $575,000 | 2,725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $575,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $575,000 | 2,711 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,268,000 | 3,499 |
| Total interest expense | $4,108,000 | 3,529 |
| Net interest income | $6,160,000 | 3,456 |
| Provision for loan and lease losses | $105,000 | 4,653 |
| Total noninterest income | $1,037,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $845,000 | 2,026 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $192,000 | 5,192 |
| Total noninterest expense | $4,289,000 | 3,776 |
| Salaries and employee benefits | $2,329,000 | 3,818 |
| Premises and equipment expense | $369,000 | 5,170 |
| Additional noninterest expense | $1,591,000 | 3,140 |
| Pre-tax net operating income | $2,803,000 | 2,911 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $802,000 | 2,470 |
| Income before extraordinary items | $2,001,000 | 3,106 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,001,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,558 |
| Cash dividends | $320,000 | 4,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,001,000 | 3,093 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,547,000 | 3,534 |
| Total interest expense | $2,948,000 | 3,557 |
| Net interest income | $4,599,000 | 3,490 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $756,000 | 3,529 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $622,000 | 2,051 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 5,331 |
| Total noninterest expense | $2,904,000 | 4,068 |
| Salaries and employee benefits | $1,617,000 | 4,028 |
| Premises and equipment expense | $267,000 | 5,276 |
| Additional noninterest expense | $1,020,000 | 3,552 |
| Pre-tax net operating income | $2,451,000 | 2,698 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $769,000 | 2,259 |
| Income before extraordinary items | $1,682,000 | 2,944 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,682,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,682,000 | 2,934 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 3,523 |
| Total interest expense | $1,862,000 | 3,585 |
| Net interest income | $3,073,000 | 3,482 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $490,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $399,000 | 2,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 5,325 |
| Total noninterest expense | $1,946,000 | 4,071 |
| Salaries and employee benefits | $1,088,000 | 4,015 |
| Premises and equipment expense | $175,000 | 5,326 |
| Additional noninterest expense | $683,000 | 3,552 |
| Pre-tax net operating income | $1,617,000 | 2,725 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $515,000 | 2,259 |
| Income before extraordinary items | $1,102,000 | 2,982 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,102,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,102,000 | 2,966 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 3,522 |
| Total interest expense | $889,000 | 3,572 |
| Net interest income | $1,525,000 | 3,501 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $235,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $189,000 | 2,141 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $989,000 | 4,046 |
| Salaries and employee benefits | $561,000 | 3,947 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $343,000 | 3,502 |
| Pre-tax net operating income | $771,000 | 2,784 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $253,000 | 2,248 |
| Income before extraordinary items | $518,000 | 3,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $518,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $518,000 | 3,056 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,905,000 | 3,454 |
| Total interest expense | $2,977,000 | 3,351 |
| Net interest income | $5,928,000 | 3,457 |
| Provision for loan and lease losses | $115,000 | 4,632 |
| Total noninterest income | $949,000 | 3,684 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $741,000 | 2,247 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,082 |
| Total noninterest expense | $4,108,000 | 3,790 |
| Salaries and employee benefits | $2,323,000 | 3,687 |
| Premises and equipment expense | $378,000 | 5,040 |
| Additional noninterest expense | $1,407,000 | 3,397 |
| Pre-tax net operating income | $2,654,000 | 3,048 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $778,000 | 2,653 |
| Income before extraordinary items | $1,876,000 | 3,253 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,876,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $320,000 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,876,000 | 3,220 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 3,457 |
| Total interest expense | $2,141,000 | 3,312 |
| Net interest income | $4,394,000 | 3,482 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $686,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $546,000 | 2,275 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,313 |
| Total noninterest expense | $2,858,000 | 3,980 |
| Salaries and employee benefits | $1,655,000 | 3,814 |
| Premises and equipment expense | $270,000 | 5,180 |
| Additional noninterest expense | $933,000 | 3,701 |
| Pre-tax net operating income | $2,222,000 | 2,818 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $694,000 | 2,401 |
| Income before extraordinary items | $1,528,000 | 3,082 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,528,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,528,000 | 3,047 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 3,431 |
| Total interest expense | $1,379,000 | 3,261 |
| Net interest income | $2,904,000 | 3,491 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $439,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $345,000 | 2,335 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $94,000 | 5,308 |
| Total noninterest expense | $1,908,000 | 3,962 |
| Salaries and employee benefits | $1,097,000 | 3,820 |
| Premises and equipment expense | $206,000 | 4,727 |
| Additional noninterest expense | $605,000 | 3,774 |
| Pre-tax net operating income | $1,435,000 | 2,855 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $452,000 | 2,413 |
| Income before extraordinary items | $983,000 | 3,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $983,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $983,000 | 3,087 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 3,466 |
| Total interest expense | $670,000 | 3,230 |
| Net interest income | $1,426,000 | 3,548 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $201,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $159,000 | 2,442 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $956,000 | 3,976 |
| Salaries and employee benefits | $546,000 | 3,830 |
| Premises and equipment expense | $121,000 | 4,285 |
| Additional noninterest expense | $289,000 | 3,922 |
| Pre-tax net operating income | $671,000 | 2,952 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $209,000 | 2,529 |
| Income before extraordinary items | $462,000 | 3,243 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $462,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $462,000 | 3,200 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,126,000 | 3,371 |
| Total interest expense | $2,556,000 | 2,996 |
| Net interest income | $5,570,000 | 3,512 |
| Provision for loan and lease losses | $95,000 | 5,096 |
| Total noninterest income | $833,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $651,000 | 2,535 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $182,000 | 5,305 |
| Total noninterest expense | $3,905,000 | 3,833 |
| Salaries and employee benefits | $2,146,000 | 3,762 |
| Premises and equipment expense | $404,000 | 4,725 |
| Additional noninterest expense | $1,355,000 | 3,399 |
| Pre-tax net operating income | $2,403,000 | 3,099 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $700,000 | 2,764 |
| Income before extraordinary items | $1,703,000 | 3,316 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,703,000 | 3,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,397 |
| Cash dividends | $320,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,703,000 | 3,246 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 3,364 |
| Total interest expense | $1,903,000 | 2,964 |
| Net interest income | $4,148,000 | 3,494 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $602,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $481,000 | 2,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $121,000 | 5,552 |
| Total noninterest expense | $2,676,000 | 4,084 |
| Salaries and employee benefits | $1,533,000 | 3,888 |
| Premises and equipment expense | $244,000 | 5,419 |
| Additional noninterest expense | $899,000 | 3,727 |
| Pre-tax net operating income | $2,074,000 | 2,788 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $653,000 | 2,422 |
| Income before extraordinary items | $1,421,000 | 3,095 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,421,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,421,000 | 3,025 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 3,370 |
| Total interest expense | $1,270,000 | 2,954 |
| Net interest income | $2,750,000 | 3,500 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $381,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $296,000 | 2,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 5,489 |
| Total noninterest expense | $1,795,000 | 4,085 |
| Salaries and employee benefits | $1,022,000 | 3,914 |
| Premises and equipment expense | $157,000 | 5,529 |
| Additional noninterest expense | $616,000 | 3,671 |
| Pre-tax net operating income | $1,336,000 | 2,847 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $419,000 | 2,485 |
| Income before extraordinary items | $917,000 | 3,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $917,000 | 3,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $917,000 | 3,067 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 3,378 |
| Total interest expense | $646,000 | 2,947 |
| Net interest income | $1,374,000 | 3,499 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $171,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $128,000 | 3,017 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $918,000 | 4,030 |
| Salaries and employee benefits | $510,000 | 3,944 |
| Premises and equipment expense | $103,000 | 4,692 |
| Additional noninterest expense | $305,000 | 3,703 |
| Pre-tax net operating income | $627,000 | 2,974 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $177,000 | 2,786 |
| Income before extraordinary items | $450,000 | 3,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $450,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $450,000 | 3,085 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,409,000 | 3,293 |
| Total interest expense | $2,902,000 | 2,956 |
| Net interest income | $5,507,000 | 3,420 |
| Provision for loan and lease losses | $130,000 | 4,806 |
| Total noninterest income | $701,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $510,000 | 3,039 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $191,000 | 5,376 |
| Total noninterest expense | $3,548,000 | 4,064 |
| Salaries and employee benefits | $1,940,000 | 4,029 |
| Premises and equipment expense | $287,000 | 5,793 |
| Additional noninterest expense | $1,321,000 | 3,446 |
| Pre-tax net operating income | $2,530,000 | 2,851 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $712,000 | 2,763 |
| Income before extraordinary items | $1,818,000 | 3,078 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,818,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,862 |
| Cash dividends | $320,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,818,000 | 2,940 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 3,321 |
| Total interest expense | $2,243,000 | 2,961 |
| Net interest income | $4,095,000 | 3,458 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $509,000 | 4,699 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $378,000 | 3,084 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 5,597 |
| Total noninterest expense | $2,415,000 | 4,374 |
| Salaries and employee benefits | $1,353,000 | 4,248 |
| Premises and equipment expense | $195,000 | 6,070 |
| Additional noninterest expense | $867,000 | 3,821 |
| Pre-tax net operating income | $2,189,000 | 2,658 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $661,000 | 2,482 |
| Income before extraordinary items | $1,528,000 | 2,925 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,528,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,467 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,528,000 | 2,778 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 3,352 |
| Total interest expense | $1,552,000 | 2,951 |
| Net interest income | $2,661,000 | 3,524 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $337,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $246,000 | 3,103 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $91,000 | 5,491 |
| Total noninterest expense | $1,605,000 | 4,377 |
| Salaries and employee benefits | $897,000 | 4,270 |
| Premises and equipment expense | $132,000 | 6,008 |
| Additional noninterest expense | $576,000 | 3,828 |
| Pre-tax net operating income | $1,393,000 | 2,753 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $415,000 | 2,622 |
| Income before extraordinary items | $978,000 | 3,031 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $978,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $978,000 | 2,870 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 3,392 |
| Total interest expense | $800,000 | 2,944 |
| Net interest income | $1,292,000 | 3,600 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 3,150 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $781,000 | 4,440 |
| Salaries and employee benefits | $438,000 | 4,336 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $282,000 | 3,842 |
| Pre-tax net operating income | $677,000 | 2,806 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $201,000 | 2,692 |
| Income before extraordinary items | $476,000 | 3,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $476,000 | 3,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $476,000 | 2,904 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 3,361 |
| Total interest expense | $3,640,000 | 2,987 |
| Net interest income | $5,192,000 | 3,549 |
| Provision for loan and lease losses | $160,000 | 4,794 |
| Total noninterest income | $667,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $455,000 | 3,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 4,900 |
| Total noninterest expense | $3,213,000 | 4,234 |
| Salaries and employee benefits | $1,745,000 | 4,185 |
| Premises and equipment expense | $282,000 | 5,756 |
| Additional noninterest expense | $1,186,000 | 3,638 |
| Pre-tax net operating income | $2,486,000 | 2,894 |
| Securities gains (losses) | $-5,000 | 8,824 |
| Applicable income taxes | $667,000 | 2,936 |
| Income before extraordinary items | $1,814,000 | 3,008 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,814,000 | 3,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $320,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,817,650 | 2,921 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 3,416 |
| Total interest expense | $5,309,000 | 2,991 |
| Net interest income | $4,338,000 | 3,880 |
| Provision for loan and lease losses | $106,000 | 5,492 |
| Total noninterest income | $630,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $421,000 | 3,248 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $209,000 | 4,833 |
| Total noninterest expense | $2,763,000 | 4,620 |
| Salaries and employee benefits | $1,504,000 | 4,499 |
| Premises and equipment expense | $207,000 | 6,693 |
| Additional noninterest expense | $1,052,000 | 3,895 |
| Pre-tax net operating income | $2,099,000 | 3,063 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $474,000 | 3,414 |
| Income before extraordinary items | $1,625,000 | 3,036 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,625,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,625,000 | 2,937 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,786,000 | 3,802 |
| Total interest expense | $4,931,000 | 3,367 |
| Net interest income | $3,855,000 | 4,301 |
| Provision for loan and lease losses | $65,000 | 6,097 |
| Total noninterest income | $596,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $397,000 | 3,266 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $199,000 | 4,817 |
| Total noninterest expense | $2,608,000 | 4,712 |
| Salaries and employee benefits | $1,394,000 | 4,634 |
| Premises and equipment expense | $276,000 | 5,691 |
| Additional noninterest expense | $938,000 | 4,201 |
| Pre-tax net operating income | $1,778,000 | 3,603 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $407,000 | 3,954 |
| Income before extraordinary items | $1,371,000 | 3,493 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,371,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,371,000 | 3,476 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,798,000 | 4,010 |
| Total interest expense | $4,158,000 | 3,472 |
| Net interest income | $3,640,000 | 4,520 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $451,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $356,000 | 3,526 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $95,000 | 6,757 |
| Total noninterest expense | $2,430,000 | 4,985 |
| Salaries and employee benefits | $1,207,000 | 5,143 |
| Premises and equipment expense | $316,000 | 5,312 |
| Additional noninterest expense | $907,000 | 4,357 |
| Pre-tax net operating income | $1,661,000 | 3,820 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $336,000 | 4,563 |
| Income before extraordinary items | $1,325,000 | 3,584 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,325,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 9,969 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,325,000 | 3,550 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,467,000 | 4,172 |
| Total interest expense | $3,967,000 | 3,718 |
| Net interest income | $3,500,000 | 4,596 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $319,000 | 6,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,120 |
| Total noninterest expense | $2,132,000 | 5,340 |
| Salaries and employee benefits | $1,096,000 | 5,412 |
| Premises and equipment expense | $257,000 | 5,860 |
| Additional noninterest expense | $779,000 | 4,776 |
| Pre-tax net operating income | $1,652,000 | 3,895 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $338,000 | 4,859 |
| Income before extraordinary items | $1,314,000 | 3,655 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,314,000 | 3,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 10,122 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,314,000 | 3,556 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 4,552 |
| Total interest expense | $3,593,000 | 4,051 |
| Net interest income | $3,308,000 | 4,931 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $282,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,328 |
| Total noninterest expense | $1,659,000 | 6,395 |
| Salaries and employee benefits | $874,000 | 6,414 |
| Premises and equipment expense | $202,000 | 6,803 |
| Additional noninterest expense | $583,000 | 5,918 |
| Pre-tax net operating income | $1,861,000 | 3,756 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $440,000 | 4,599 |
| Income before extraordinary items | $1,421,000 | 3,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,421,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,421,000 | 3,442 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 4,879 |
| Total interest expense | $3,346,000 | 4,357 |
| Net interest income | $3,131,000 | 5,281 |
| Provision for loan and lease losses | $44,000 | 6,866 |
| Total noninterest income | $295,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $1,606,000 | 6,827 |
| Salaries and employee benefits | $833,000 | 6,814 |
| Premises and equipment expense | $223,000 | 6,642 |
| Additional noninterest expense | $550,000 | 6,679 |
| Pre-tax net operating income | $1,776,000 | 3,778 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $424,000 | 4,708 |
| Income before extraordinary items | $1,352,000 | 3,506 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,352,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,352,000 | 3,462 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,139,000 | 5,103 |
| Total interest expense | $3,175,000 | 4,513 |
| Net interest income | $2,964,000 | 5,548 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $290,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $1,630,000 | 6,901 |
| Salaries and employee benefits | $833,000 | 6,933 |
| Premises and equipment expense | $222,000 | 6,802 |
| Additional noninterest expense | $575,000 | 6,690 |
| Pre-tax net operating income | $1,558,000 | 4,318 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $352,000 | 5,417 |
| Income before extraordinary items | $1,206,000 | 3,945 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,206,000 | 3,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,140 |
| Cash dividends | $220,000 | 5,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,206,000 | 3,929 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 5,399 |
| Total interest expense | $2,445,000 | 4,739 |
| Net interest income | $2,851,000 | 5,826 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $1,513,000 | 7,560 |
| Salaries and employee benefits | $768,000 | 7,397 |
| Premises and equipment expense | $124,000 | 9,273 |
| Additional noninterest expense | $621,000 | 6,882 |
| Pre-tax net operating income | $1,574,000 | 4,233 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $381,000 | 4,935 |
| Income before extraordinary items | $1,193,000 | 3,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,193,000 | 3,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 11,726 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,193,000 | 3,910 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 5,484 |
| Total interest expense | $2,358,000 | 5,051 |
| Net interest income | $2,953,000 | 5,725 |
| Provision for loan and lease losses | $130,000 | 5,002 |
| Total noninterest income | $231,000 | 8,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $1,453,000 | 7,984 |
| Salaries and employee benefits | $735,000 | 7,747 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $602,000 | 7,316 |
| Pre-tax net operating income | $1,601,000 | 4,088 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $412,000 | 4,906 |
| Income before extraordinary items | $1,189,000 | 4,049 |
| Extraordinary gains, net | $-17,000 | 12,417 |
| Net income | $1,172,000 | 4,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,468 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,189,000 | 3,853 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 5,679 |
| Total interest expense | $2,889,000 | 5,316 |
| Net interest income | $2,873,000 | 5,919 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $246,000 | 8,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,359,000 | 8,442 |
| Salaries and employee benefits | $685,000 | 8,109 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $557,000 | 7,904 |
| Pre-tax net operating income | $1,695,000 | 3,632 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $460,000 | 4,278 |
| Income before extraordinary items | $1,235,000 | 3,705 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,235,000 | 3,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,235,000 | 3,434 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.