Home > Community State Bank > Income and Expense
Community State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,619,000 | 2,140 |
| Total interest expense | $4,685,000 | 2,091 |
| Net interest income | $11,934,000 | 2,121 |
| Provision for loan and lease losses | $720,000 | 1,024 |
| Total noninterest income | $956,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $305,000 | 2,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $651,000 | 2,716 |
| Total noninterest expense | $7,388,000 | 2,471 |
| Salaries and employee benefits | $4,305,000 | 2,418 |
| Premises and equipment expense | $705,000 | 2,487 |
| Additional noninterest expense | $651,000 | 2,716 |
| Pre-tax net operating income | $4,782,000 | 1,971 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $262,000 | 2,314 |
| Income before extraordinary items | $4,520,000 | 1,845 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,520,000 | 1,867 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,520,000 | 1,848 |
| Net charge-offs | $142,000 | 1,317 |
| Cash dividends | $2,258,000 | 1,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,520,000 | 1,871 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,869,000 | 2,165 |
| Total interest expense | $3,215,000 | 2,087 |
| Net interest income | $8,654,000 | 2,177 |
| Provision for loan and lease losses | $540,000 | 954 |
| Total noninterest income | $602,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $223,000 | 2,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 2,956 |
| Total noninterest expense | $5,507,000 | 2,466 |
| Salaries and employee benefits | $3,223,000 | 2,414 |
| Premises and equipment expense | $550,000 | 2,437 |
| Additional noninterest expense | $379,000 | 2,955 |
| Pre-tax net operating income | $3,209,000 | 2,153 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $161,000 | 2,455 |
| Income before extraordinary items | $3,048,000 | 2,037 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,048,000 | 2,056 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,048,000 | 2,037 |
| Net charge-offs | $-41,000 | 4,184 |
| Cash dividends | $1,528,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,048,000 | 2,061 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 2,179 |
| Total interest expense | $2,008,000 | 2,028 |
| Net interest income | $5,683,000 | 2,221 |
| Provision for loan and lease losses | $360,000 | 932 |
| Total noninterest income | $399,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $147,000 | 2,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 2,930 |
| Total noninterest expense | $3,664,000 | 2,453 |
| Salaries and employee benefits | $2,127,000 | 2,428 |
| Premises and equipment expense | $356,000 | 2,458 |
| Additional noninterest expense | $252,000 | 2,923 |
| Pre-tax net operating income | $2,058,000 | 2,217 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $105,000 | 2,521 |
| Income before extraordinary items | $1,953,000 | 2,090 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,953,000 | 2,115 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,953,000 | 2,090 |
| Net charge-offs | $-25,000 | 4,172 |
| Cash dividends | $968,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,953,000 | 2,106 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 2,203 |
| Total interest expense | $947,000 | 1,887 |
| Net interest income | $2,783,000 | 2,271 |
| Provision for loan and lease losses | $180,000 | 940 |
| Total noninterest income | $196,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $71,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 2,930 |
| Total noninterest expense | $1,841,000 | 2,469 |
| Salaries and employee benefits | $1,058,000 | 2,463 |
| Premises and equipment expense | $185,000 | 2,455 |
| Additional noninterest expense | $125,000 | 2,930 |
| Pre-tax net operating income | $958,000 | 2,354 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $55,000 | 2,512 |
| Income before extraordinary items | $903,000 | 2,229 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $903,000 | 2,229 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $903,000 | 2,229 |
| Net charge-offs | $-12,000 | 4,101 |
| Cash dividends | $220,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $903,000 | 2,256 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,309,000 | 2,238 |
| Total interest expense | $1,446,000 | 1,952 |
| Net interest income | $10,863,000 | 2,263 |
| Provision for loan and lease losses | $762,000 | 971 |
| Total noninterest income | $873,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $306,000 | 2,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $567,000 | 2,932 |
| Total noninterest expense | $6,496,000 | 2,630 |
| Salaries and employee benefits | $3,732,000 | 2,607 |
| Premises and equipment expense | $642,000 | 2,620 |
| Additional noninterest expense | $567,000 | 2,932 |
| Pre-tax net operating income | $4,478,000 | 2,160 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $285,000 | 2,444 |
| Income before extraordinary items | $4,193,000 | 2,039 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,193,000 | 2,038 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,193,000 | 2,038 |
| Net charge-offs | $440,000 | 637 |
| Cash dividends | $4,259,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,193,000 | 2,066 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,673,000 | 2,273 |
| Total interest expense | $909,000 | 1,890 |
| Net interest income | $7,764,000 | 2,298 |
| Provision for loan and lease losses | $543,000 | 931 |
| Total noninterest income | $634,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $202,000 | 2,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 2,954 |
| Total noninterest expense | $4,614,000 | 2,713 |
| Salaries and employee benefits | $2,706,000 | 2,652 |
| Premises and equipment expense | $456,000 | 2,691 |
| Additional noninterest expense | $432,000 | 2,954 |
| Pre-tax net operating income | $3,241,000 | 2,202 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $194,000 | 2,497 |
| Income before extraordinary items | $3,047,000 | 2,068 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,047,000 | 2,067 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,047,000 | 2,067 |
| Net charge-offs | $-55,000 | 4,138 |
| Cash dividends | $1,593,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,047,000 | 2,096 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 2,270 |
| Total interest expense | $534,000 | 1,876 |
| Net interest income | $5,047,000 | 2,289 |
| Provision for loan and lease losses | $363,000 | 832 |
| Total noninterest income | $424,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $124,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 2,931 |
| Total noninterest expense | $3,030,000 | 2,722 |
| Salaries and employee benefits | $1,792,000 | 2,671 |
| Premises and equipment expense | $302,000 | 2,712 |
| Additional noninterest expense | $936,000 | 2,727 |
| Pre-tax net operating income | $2,078,000 | 2,152 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $135,000 | 2,413 |
| Income before extraordinary items | $1,943,000 | 2,030 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,943,000 | 2,030 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,943,000 | 2,030 |
| Net charge-offs | $-37,000 | 4,083 |
| Cash dividends | $1,119,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,943,000 | 2,066 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 2,256 |
| Total interest expense | $268,000 | 1,830 |
| Net interest income | $2,474,000 | 2,292 |
| Provision for loan and lease losses | $183,000 | 688 |
| Total noninterest income | $215,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $61,000 | 2,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 2,864 |
| Total noninterest expense | $1,531,000 | 2,695 |
| Salaries and employee benefits | $908,000 | 2,650 |
| Premises and equipment expense | $155,000 | 2,679 |
| Additional noninterest expense | $468,000 | 2,713 |
| Pre-tax net operating income | $975,000 | 2,117 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $77,000 | 2,246 |
| Income before extraordinary items | $898,000 | 2,050 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $898,000 | 2,049 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $898,000 | 2,050 |
| Net charge-offs | $-30,000 | 4,272 |
| Cash dividends | $685,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $898,000 | 2,065 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,763,000 | 2,229 |
| Total interest expense | $1,440,000 | 1,714 |
| Net interest income | $10,323,000 | 2,284 |
| Provision for loan and lease losses | $1,726,000 | 343 |
| Total noninterest income | $1,003,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $214,000 | 2,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $789,000 | 2,851 |
| Total noninterest expense | $6,072,000 | 2,714 |
| Salaries and employee benefits | $3,511,000 | 2,703 |
| Premises and equipment expense | $533,000 | 2,930 |
| Additional noninterest expense | $2,028,000 | 2,580 |
| Pre-tax net operating income | $3,528,000 | 2,493 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $105,000 | 3,039 |
| Income before extraordinary items | $3,423,000 | 2,387 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,423,000 | 2,387 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,423,000 | 2,388 |
| Net charge-offs | $3,228,000 | 210 |
| Cash dividends | $1,529,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,423,000 | 2,355 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,701,000 | 2,293 |
| Total interest expense | $1,136,000 | 1,737 |
| Net interest income | $7,565,000 | 2,353 |
| Provision for loan and lease losses | $1,405,000 | 312 |
| Total noninterest income | $775,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $152,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $623,000 | 2,829 |
| Total noninterest expense | $4,438,000 | 2,765 |
| Salaries and employee benefits | $2,543,000 | 2,773 |
| Premises and equipment expense | $397,000 | 2,962 |
| Additional noninterest expense | $1,498,000 | 2,593 |
| Pre-tax net operating income | $2,497,000 | 2,671 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $33,000 | 3,319 |
| Income before extraordinary items | $2,464,000 | 2,527 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,464,000 | 2,527 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,464,000 | 2,527 |
| Net charge-offs | $3,230,000 | 187 |
| Cash dividends | $1,184,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,464,000 | 2,501 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,640,000 | 2,329 |
| Total interest expense | $795,000 | 1,739 |
| Net interest income | $4,845,000 | 2,415 |
| Provision for loan and lease losses | $859,000 | 367 |
| Total noninterest income | $475,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $99,000 | 2,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 2,927 |
| Total noninterest expense | $2,924,000 | 2,770 |
| Salaries and employee benefits | $1,681,000 | 2,774 |
| Premises and equipment expense | $267,000 | 2,947 |
| Additional noninterest expense | $976,000 | 2,627 |
| Pre-tax net operating income | $1,537,000 | 2,746 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $22,000 | 3,300 |
| Income before extraordinary items | $1,515,000 | 2,612 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,515,000 | 2,612 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,515,000 | 2,612 |
| Net charge-offs | $2,495,000 | 171 |
| Cash dividends | $864,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,515,000 | 2,583 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 2,325 |
| Total interest expense | $411,000 | 1,759 |
| Net interest income | $2,400,000 | 2,411 |
| Provision for loan and lease losses | $381,000 | 453 |
| Total noninterest income | $208,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $50,000 | 2,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 3,079 |
| Total noninterest expense | $1,449,000 | 2,788 |
| Salaries and employee benefits | $834,000 | 2,783 |
| Premises and equipment expense | $140,000 | 2,889 |
| Additional noninterest expense | $475,000 | 2,630 |
| Pre-tax net operating income | $778,000 | 2,704 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $11,000 | 3,253 |
| Income before extraordinary items | $767,000 | 2,570 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $767,000 | 2,568 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $767,000 | 2,570 |
| Net charge-offs | $368,000 | 308 |
| Cash dividends | $408,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $767,000 | 2,541 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,349,000 | 2,185 |
| Total interest expense | $2,365,000 | 1,779 |
| Net interest income | $9,984,000 | 2,262 |
| Provision for loan and lease losses | $2,025,000 | 1,035 |
| Total noninterest income | $854,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $199,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 2,882 |
| Total noninterest expense | $5,677,000 | 2,786 |
| Salaries and employee benefits | $3,245,000 | 2,809 |
| Premises and equipment expense | $538,000 | 2,926 |
| Additional noninterest expense | $1,894,000 | 2,615 |
| Pre-tax net operating income | $3,136,000 | 2,373 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $48,000 | 3,184 |
| Income before extraordinary items | $3,088,000 | 2,274 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,088,000 | 2,274 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,088,000 | 2,274 |
| Net charge-offs | $1,064,000 | 623 |
| Cash dividends | $2,188,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,088,000 | 2,217 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,280,000 | 2,197 |
| Total interest expense | $1,883,000 | 1,780 |
| Net interest income | $7,397,000 | 2,279 |
| Provision for loan and lease losses | $1,300,000 | 1,161 |
| Total noninterest income | $617,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $142,000 | 2,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 2,883 |
| Total noninterest expense | $4,283,000 | 2,764 |
| Salaries and employee benefits | $2,492,000 | 2,762 |
| Premises and equipment expense | $422,000 | 2,858 |
| Additional noninterest expense | $1,369,000 | 2,678 |
| Pre-tax net operating income | $2,431,000 | 2,331 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $33,000 | 3,226 |
| Income before extraordinary items | $2,398,000 | 2,206 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,398,000 | 2,206 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,398,000 | 2,206 |
| Net charge-offs | $823,000 | 559 |
| Cash dividends | $1,676,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,398,000 | 2,147 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 2,290 |
| Total interest expense | $1,311,000 | 1,814 |
| Net interest income | $4,690,000 | 2,371 |
| Provision for loan and lease losses | $575,000 | 1,516 |
| Total noninterest income | $410,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $97,000 | 2,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 2,865 |
| Total noninterest expense | $2,901,000 | 2,745 |
| Salaries and employee benefits | $1,673,000 | 2,761 |
| Premises and equipment expense | $287,000 | 2,833 |
| Additional noninterest expense | $941,000 | 2,620 |
| Pre-tax net operating income | $1,624,000 | 2,290 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $23,000 | 3,178 |
| Income before extraordinary items | $1,601,000 | 2,148 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,601,000 | 2,148 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,601,000 | 2,148 |
| Net charge-offs | $75,000 | 1,502 |
| Cash dividends | $1,192,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,601,000 | 2,105 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 2,286 |
| Total interest expense | $665,000 | 1,907 |
| Net interest income | $2,304,000 | 2,358 |
| Provision for loan and lease losses | $160,000 | 1,591 |
| Total noninterest income | $234,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $62,000 | 2,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 2,611 |
| Total noninterest expense | $1,517,000 | 2,704 |
| Salaries and employee benefits | $826,000 | 2,787 |
| Premises and equipment expense | $150,000 | 2,777 |
| Additional noninterest expense | $541,000 | 2,399 |
| Pre-tax net operating income | $861,000 | 2,055 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $12,000 | 3,084 |
| Income before extraordinary items | $849,000 | 1,889 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $849,000 | 1,889 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $849,000 | 1,889 |
| Net charge-offs | $82,000 | 970 |
| Cash dividends | $769,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $849,000 | 1,857 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,546,000 | 2,356 |
| Total interest expense | $2,648,000 | 1,962 |
| Net interest income | $8,898,000 | 2,442 |
| Provision for loan and lease losses | $640,000 | 1,282 |
| Total noninterest income | $781,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $232,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,927 |
| Total noninterest expense | $5,688,000 | 2,789 |
| Salaries and employee benefits | $3,270,000 | 2,781 |
| Premises and equipment expense | $584,000 | 2,835 |
| Additional noninterest expense | $1,834,000 | 2,708 |
| Pre-tax net operating income | $3,351,000 | 2,302 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $42,000 | 3,361 |
| Income before extraordinary items | $3,309,000 | 2,154 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,309,000 | 2,156 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,309,000 | 2,156 |
| Net charge-offs | $253,000 | 1,485 |
| Cash dividends | $2,047,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,309,000 | 2,114 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,604,000 | 2,394 |
| Total interest expense | $1,953,000 | 2,013 |
| Net interest income | $6,651,000 | 2,478 |
| Provision for loan and lease losses | $460,000 | 1,226 |
| Total noninterest income | $567,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $170,000 | 3,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 2,975 |
| Total noninterest expense | $4,305,000 | 2,786 |
| Salaries and employee benefits | $2,494,000 | 2,762 |
| Premises and equipment expense | $437,000 | 2,859 |
| Additional noninterest expense | $1,374,000 | 2,723 |
| Pre-tax net operating income | $2,453,000 | 2,395 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $33,000 | 3,413 |
| Income before extraordinary items | $2,420,000 | 2,250 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,420,000 | 2,250 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,420,000 | 2,251 |
| Net charge-offs | $1,000 | 3,377 |
| Cash dividends | $1,299,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,420,000 | 2,210 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 2,410 |
| Total interest expense | $1,273,000 | 2,023 |
| Net interest income | $4,399,000 | 2,493 |
| Provision for loan and lease losses | $280,000 | 1,297 |
| Total noninterest income | $349,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $103,000 | 3,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 3,027 |
| Total noninterest expense | $2,882,000 | 2,796 |
| Salaries and employee benefits | $1,656,000 | 2,785 |
| Premises and equipment expense | $298,000 | 2,833 |
| Additional noninterest expense | $928,000 | 2,731 |
| Pre-tax net operating income | $1,586,000 | 2,416 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $21,000 | 3,424 |
| Income before extraordinary items | $1,565,000 | 2,272 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,565,000 | 2,272 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,565,000 | 2,272 |
| Net charge-offs | $5,000 | 2,814 |
| Cash dividends | $864,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,565,000 | 2,239 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 2,439 |
| Total interest expense | $616,000 | 2,022 |
| Net interest income | $2,162,000 | 2,536 |
| Provision for loan and lease losses | $100,000 | 1,466 |
| Total noninterest income | $131,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $52,000 | 3,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,512 |
| Total noninterest expense | $1,443,000 | 2,809 |
| Salaries and employee benefits | $832,000 | 2,799 |
| Premises and equipment expense | $157,000 | 2,769 |
| Additional noninterest expense | $454,000 | 2,766 |
| Pre-tax net operating income | $750,000 | 2,473 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $10,000 | 3,388 |
| Income before extraordinary items | $740,000 | 2,289 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $740,000 | 2,288 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $740,000 | 2,288 |
| Net charge-offs | $-44,000 | 5,041 |
| Cash dividends | $425,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $740,000 | 2,264 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,851,000 | 2,385 |
| Total interest expense | $1,974,000 | 1,954 |
| Net interest income | $8,877,000 | 2,475 |
| Provision for loan and lease losses | $660,000 | 1,197 |
| Total noninterest income | $818,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $232,000 | 3,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $586,000 | 2,870 |
| Total noninterest expense | $5,424,000 | 2,905 |
| Salaries and employee benefits | $3,261,000 | 2,802 |
| Premises and equipment expense | $605,000 | 2,821 |
| Additional noninterest expense | $1,558,000 | 3,098 |
| Pre-tax net operating income | $3,611,000 | 2,235 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $40,000 | 3,449 |
| Income before extraordinary items | $3,571,000 | 2,052 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,571,000 | 2,050 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,571,000 | 2,051 |
| Net charge-offs | $423,000 | 1,069 |
| Cash dividends | $2,310,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,571,000 | 2,050 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 2,413 |
| Total interest expense | $1,365,000 | 1,988 |
| Net interest income | $6,637,000 | 2,487 |
| Provision for loan and lease losses | $480,000 | 1,159 |
| Total noninterest income | $605,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $170,000 | 3,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 2,927 |
| Total noninterest expense | $4,055,000 | 2,918 |
| Salaries and employee benefits | $2,469,000 | 2,801 |
| Premises and equipment expense | $456,000 | 2,831 |
| Additional noninterest expense | $1,130,000 | 3,167 |
| Pre-tax net operating income | $2,707,000 | 2,264 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $30,000 | 3,518 |
| Income before extraordinary items | $2,677,000 | 2,069 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,677,000 | 2,067 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,677,000 | 2,068 |
| Net charge-offs | $161,000 | 1,386 |
| Cash dividends | $1,739,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,677,000 | 2,069 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,233,000 | 2,424 |
| Total interest expense | $842,000 | 2,016 |
| Net interest income | $4,391,000 | 2,499 |
| Provision for loan and lease losses | $330,000 | 1,104 |
| Total noninterest income | $409,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $110,000 | 3,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,902 |
| Total noninterest expense | $2,700,000 | 2,944 |
| Salaries and employee benefits | $1,702,000 | 2,754 |
| Premises and equipment expense | $316,000 | 2,779 |
| Additional noninterest expense | $682,000 | 3,378 |
| Pre-tax net operating income | $1,770,000 | 2,271 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $20,000 | 3,516 |
| Income before extraordinary items | $1,750,000 | 2,076 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,750,000 | 2,074 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,750,000 | 2,075 |
| Net charge-offs | $102,000 | 1,307 |
| Cash dividends | $1,287,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,750,000 | 2,068 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 2,451 |
| Total interest expense | $410,000 | 1,992 |
| Net interest income | $2,160,000 | 2,524 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $202,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $54,000 | 3,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 2,862 |
| Total noninterest expense | $1,387,000 | 2,922 |
| Salaries and employee benefits | $861,000 | 2,760 |
| Premises and equipment expense | $171,000 | 2,693 |
| Additional noninterest expense | $355,000 | 3,318 |
| Pre-tax net operating income | $825,000 | 2,338 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $10,000 | 3,495 |
| Income before extraordinary items | $815,000 | 2,146 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $815,000 | 2,145 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $815,000 | 2,146 |
| Net charge-offs | $99,000 | 861 |
| Cash dividends | $417,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $815,000 | 2,132 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,115,000 | 2,426 |
| Total interest expense | $1,404,000 | 2,033 |
| Net interest income | $8,711,000 | 2,475 |
| Provision for loan and lease losses | $720,000 | 1,126 |
| Total noninterest income | $770,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $250,000 | 3,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 3,100 |
| Total noninterest expense | $5,556,000 | 2,916 |
| Salaries and employee benefits | $3,457,000 | 2,732 |
| Premises and equipment expense | $618,000 | 2,876 |
| Additional noninterest expense | $1,481,000 | 3,252 |
| Pre-tax net operating income | $3,205,000 | 2,378 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $43,000 | 3,579 |
| Income before extraordinary items | $3,162,000 | 1,947 |
| Extraordinary gains, net | $237,000 | 5 |
| Net income | $3,399,000 | 1,846 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,399,000 | 1,847 |
| Net charge-offs | $315,000 | 1,440 |
| Cash dividends | $2,157,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,162,000 | 1,932 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 2,460 |
| Total interest expense | $1,014,000 | 2,060 |
| Net interest income | $6,474,000 | 2,507 |
| Provision for loan and lease losses | $570,000 | 1,056 |
| Total noninterest income | $568,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $186,000 | 3,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,157 |
| Total noninterest expense | $4,207,000 | 2,919 |
| Salaries and employee benefits | $2,645,000 | 2,714 |
| Premises and equipment expense | $465,000 | 2,897 |
| Additional noninterest expense | $1,097,000 | 3,283 |
| Pre-tax net operating income | $2,265,000 | 2,521 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $25,000 | 3,666 |
| Income before extraordinary items | $2,240,000 | 2,203 |
| Extraordinary gains, net | $237,000 | 5 |
| Net income | $2,477,000 | 2,038 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,477,000 | 2,038 |
| Net charge-offs | $99,000 | 1,948 |
| Cash dividends | $1,595,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,240,000 | 2,175 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 2,472 |
| Total interest expense | $640,000 | 2,109 |
| Net interest income | $4,266,000 | 2,514 |
| Provision for loan and lease losses | $375,000 | 1,030 |
| Total noninterest income | $378,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $119,000 | 3,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 3,147 |
| Total noninterest expense | $2,832,000 | 2,912 |
| Salaries and employee benefits | $1,773,000 | 2,719 |
| Premises and equipment expense | $318,000 | 2,859 |
| Additional noninterest expense | $741,000 | 3,265 |
| Pre-tax net operating income | $1,437,000 | 2,564 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $16,000 | 3,701 |
| Income before extraordinary items | $1,421,000 | 2,237 |
| Extraordinary gains, net | $131,000 | 8 |
| Net income | $1,552,000 | 2,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,552,000 | 2,101 |
| Net charge-offs | $82,000 | 1,662 |
| Cash dividends | $1,021,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,421,000 | 2,208 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 2,471 |
| Total interest expense | $313,000 | 2,100 |
| Net interest income | $2,137,000 | 2,507 |
| Provision for loan and lease losses | $195,000 | 957 |
| Total noninterest income | $177,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $59,000 | 3,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 3,246 |
| Total noninterest expense | $1,440,000 | 2,913 |
| Salaries and employee benefits | $886,000 | 2,748 |
| Premises and equipment expense | $163,000 | 2,851 |
| Additional noninterest expense | $391,000 | 3,154 |
| Pre-tax net operating income | $679,000 | 2,584 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $7,000 | 3,709 |
| Income before extraordinary items | $672,000 | 2,262 |
| Extraordinary gains, net | $131,000 | 5 |
| Net income | $803,000 | 1,969 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $803,000 | 1,969 |
| Net charge-offs | $72,000 | 1,115 |
| Cash dividends | $669,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $672,000 | 2,232 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,525,000 | 2,505 |
| Total interest expense | $1,073,000 | 2,295 |
| Net interest income | $8,452,000 | 2,512 |
| Provision for loan and lease losses | $965,000 | 934 |
| Total noninterest income | $757,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $271,000 | 3,119 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $486,000 | 3,309 |
| Total noninterest expense | $5,704,000 | 2,933 |
| Salaries and employee benefits | $3,446,000 | 2,784 |
| Premises and equipment expense | $679,000 | 2,788 |
| Additional noninterest expense | $1,579,000 | 3,233 |
| Pre-tax net operating income | $2,540,000 | 2,656 |
| Securities gains (losses) | $168,000 | 971 |
| Applicable income taxes | $35,000 | 3,711 |
| Income before extraordinary items | $2,673,000 | 2,302 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,673,000 | 2,299 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,673,000 | 2,301 |
| Net charge-offs | $918,000 | 702 |
| Cash dividends | $1,467,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,506,680 | 2,351 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,147,000 | 2,500 |
| Total interest expense | $794,000 | 2,323 |
| Net interest income | $6,353,000 | 2,514 |
| Provision for loan and lease losses | $635,000 | 975 |
| Total noninterest income | $557,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $195,000 | 3,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $362,000 | 3,324 |
| Total noninterest expense | $4,310,000 | 2,929 |
| Salaries and employee benefits | $2,634,000 | 2,740 |
| Premises and equipment expense | $491,000 | 2,872 |
| Additional noninterest expense | $1,185,000 | 3,252 |
| Pre-tax net operating income | $1,965,000 | 2,658 |
| Securities gains (losses) | $168,000 | 898 |
| Applicable income taxes | $26,000 | 3,790 |
| Income before extraordinary items | $2,107,000 | 2,258 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,107,000 | 2,257 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,107,000 | 2,258 |
| Net charge-offs | $661,000 | 646 |
| Cash dividends | $1,170,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,940,680 | 2,331 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 2,522 |
| Total interest expense | $523,000 | 2,353 |
| Net interest income | $4,200,000 | 2,533 |
| Provision for loan and lease losses | $410,000 | 996 |
| Total noninterest income | $348,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $123,000 | 3,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $225,000 | 3,440 |
| Total noninterest expense | $2,854,000 | 2,953 |
| Salaries and employee benefits | $1,744,000 | 2,775 |
| Premises and equipment expense | $326,000 | 2,887 |
| Additional noninterest expense | $784,000 | 3,285 |
| Pre-tax net operating income | $1,284,000 | 2,651 |
| Securities gains (losses) | $168,000 | 673 |
| Applicable income taxes | $17,000 | 3,811 |
| Income before extraordinary items | $1,435,000 | 2,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,435,000 | 2,205 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,435,000 | 2,205 |
| Net charge-offs | $615,000 | 509 |
| Cash dividends | $826,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,268,680 | 2,341 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 2,606 |
| Total interest expense | $250,000 | 2,442 |
| Net interest income | $2,033,000 | 2,599 |
| Provision for loan and lease losses | $200,000 | 957 |
| Total noninterest income | $206,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $63,000 | 3,235 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $143,000 | 3,040 |
| Total noninterest expense | $1,415,000 | 2,982 |
| Salaries and employee benefits | $873,000 | 2,784 |
| Premises and equipment expense | $161,000 | 2,935 |
| Additional noninterest expense | $381,000 | 3,337 |
| Pre-tax net operating income | $624,000 | 2,683 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $9,000 | 3,786 |
| Income before extraordinary items | $615,000 | 2,403 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $615,000 | 2,403 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $615,000 | 2,403 |
| Net charge-offs | $137,000 | 833 |
| Cash dividends | $340,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $615,000 | 2,356 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,511,000 | 2,725 |
| Total interest expense | $951,000 | 2,501 |
| Net interest income | $7,560,000 | 2,711 |
| Provision for loan and lease losses | $708,000 | 1,053 |
| Total noninterest income | $854,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $258,000 | 3,294 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $596,000 | 3,046 |
| Total noninterest expense | $5,239,000 | 3,117 |
| Salaries and employee benefits | $3,211,000 | 2,905 |
| Premises and equipment expense | $576,000 | 3,195 |
| Additional noninterest expense | $1,452,000 | 3,470 |
| Pre-tax net operating income | $2,467,000 | 2,658 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $20,000 | 3,928 |
| Income before extraordinary items | $2,447,000 | 2,377 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,447,000 | 2,378 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,447,000 | 2,379 |
| Net charge-offs | $533,000 | 1,118 |
| Cash dividends | $2,091,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,447,000 | 2,341 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,146,000 | 2,805 |
| Total interest expense | $712,000 | 2,540 |
| Net interest income | $5,434,000 | 2,812 |
| Provision for loan and lease losses | $540,000 | 979 |
| Total noninterest income | $588,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $185,000 | 3,396 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $403,000 | 3,204 |
| Total noninterest expense | $3,834,000 | 3,189 |
| Salaries and employee benefits | $2,387,000 | 2,945 |
| Premises and equipment expense | $417,000 | 3,305 |
| Additional noninterest expense | $1,030,000 | 3,606 |
| Pre-tax net operating income | $1,648,000 | 2,909 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $22,000 | 3,929 |
| Income before extraordinary items | $1,626,000 | 2,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,626,000 | 2,631 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,626,000 | 2,632 |
| Net charge-offs | $538,000 | 815 |
| Cash dividends | $1,790,000 | 1,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,626,000 | 2,580 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 2,916 |
| Total interest expense | $458,000 | 2,620 |
| Net interest income | $3,424,000 | 2,923 |
| Provision for loan and lease losses | $325,000 | 1,041 |
| Total noninterest income | $404,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $118,000 | 3,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,121 |
| Total noninterest expense | $2,477,000 | 3,285 |
| Salaries and employee benefits | $1,564,000 | 2,996 |
| Premises and equipment expense | $278,000 | 3,321 |
| Additional noninterest expense | $635,000 | 3,834 |
| Pre-tax net operating income | $1,026,000 | 3,019 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $15,000 | 3,945 |
| Income before extraordinary items | $1,011,000 | 2,733 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,011,000 | 2,734 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,011,000 | 2,735 |
| Net charge-offs | $461,000 | 679 |
| Cash dividends | $609,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,011,000 | 2,684 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 2,965 |
| Total interest expense | $222,000 | 2,694 |
| Net interest income | $1,668,000 | 2,983 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $194,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $137,000 | 3,150 |
| Total noninterest expense | $1,211,000 | 3,350 |
| Salaries and employee benefits | $770,000 | 3,051 |
| Premises and equipment expense | $145,000 | 3,266 |
| Additional noninterest expense | $296,000 | 4,004 |
| Pre-tax net operating income | $501,000 | 3,013 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $7,000 | 3,948 |
| Income before extraordinary items | $494,000 | 2,739 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $494,000 | 2,742 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $494,000 | 2,742 |
| Net charge-offs | $266,000 | 590 |
| Cash dividends | $327,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $494,000 | 2,663 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,245,000 | 3,103 |
| Total interest expense | $729,000 | 3,220 |
| Net interest income | $6,516,000 | 3,051 |
| Provision for loan and lease losses | $558,000 | 1,357 |
| Total noninterest income | $748,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $279,000 | 3,349 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $469,000 | 3,351 |
| Total noninterest expense | $4,378,000 | 3,618 |
| Salaries and employee benefits | $2,767,000 | 3,251 |
| Premises and equipment expense | $549,000 | 3,429 |
| Additional noninterest expense | $1,062,000 | 4,319 |
| Pre-tax net operating income | $2,328,000 | 2,720 |
| Securities gains (losses) | $33,000 | 2,020 |
| Applicable income taxes | $28,000 | 3,915 |
| Income before extraordinary items | $2,333,000 | 2,421 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,333,000 | 2,421 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,333,000 | 2,421 |
| Net charge-offs | $123,000 | 2,973 |
| Cash dividends | $1,125,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,300,330 | 2,410 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,366,000 | 3,153 |
| Total interest expense | $507,000 | 3,424 |
| Net interest income | $4,859,000 | 3,092 |
| Provision for loan and lease losses | $433,000 | 1,309 |
| Total noninterest income | $549,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $197,000 | 3,489 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $352,000 | 3,396 |
| Total noninterest expense | $3,296,000 | 3,619 |
| Salaries and employee benefits | $2,099,000 | 3,254 |
| Premises and equipment expense | $419,000 | 3,432 |
| Additional noninterest expense | $778,000 | 4,401 |
| Pre-tax net operating income | $1,679,000 | 2,826 |
| Securities gains (losses) | $33,000 | 1,724 |
| Applicable income taxes | $17,000 | 4,051 |
| Income before extraordinary items | $1,695,000 | 2,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,695,000 | 2,499 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,695,000 | 2,498 |
| Net charge-offs | $91,000 | 2,776 |
| Cash dividends | $769,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,662,330 | 2,500 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 3,243 |
| Total interest expense | $332,000 | 3,495 |
| Net interest income | $3,126,000 | 3,172 |
| Provision for loan and lease losses | $242,000 | 1,481 |
| Total noninterest income | $352,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $123,000 | 3,600 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $229,000 | 3,425 |
| Total noninterest expense | $2,196,000 | 3,635 |
| Salaries and employee benefits | $1,382,000 | 3,300 |
| Premises and equipment expense | $293,000 | 3,344 |
| Additional noninterest expense | $521,000 | 4,395 |
| Pre-tax net operating income | $1,040,000 | 2,900 |
| Securities gains (losses) | $13,000 | 1,826 |
| Applicable income taxes | $10,000 | 4,090 |
| Income before extraordinary items | $1,043,000 | 2,576 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,043,000 | 2,579 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,043,000 | 2,580 |
| Net charge-offs | $146,000 | 1,856 |
| Cash dividends | $497,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,030,130 | 2,543 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 3,253 |
| Total interest expense | $165,000 | 3,564 |
| Net interest income | $1,557,000 | 3,180 |
| Provision for loan and lease losses | $122,000 | 1,439 |
| Total noninterest income | $159,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $63,000 | 3,532 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $96,000 | 3,633 |
| Total noninterest expense | $1,097,000 | 3,672 |
| Salaries and employee benefits | $676,000 | 3,369 |
| Premises and equipment expense | $163,000 | 3,165 |
| Additional noninterest expense | $258,000 | 4,445 |
| Pre-tax net operating income | $497,000 | 2,906 |
| Securities gains (losses) | $27,000 | 855 |
| Applicable income taxes | $5,000 | 4,041 |
| Income before extraordinary items | $519,000 | 2,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $519,000 | 2,497 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $519,000 | 2,497 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $270,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $492,270 | 2,553 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,895,000 | 3,290 |
| Total interest expense | $646,000 | 3,925 |
| Net interest income | $6,249,000 | 3,172 |
| Provision for loan and lease losses | $908,000 | 1,190 |
| Total noninterest income | $704,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $278,000 | 3,485 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $426,000 | 3,570 |
| Total noninterest expense | $4,019,000 | 3,910 |
| Salaries and employee benefits | $2,428,000 | 3,617 |
| Premises and equipment expense | $571,000 | 3,426 |
| Additional noninterest expense | $1,020,000 | 4,539 |
| Pre-tax net operating income | $2,026,000 | 2,830 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $21,000 | 4,087 |
| Income before extraordinary items | $2,007,000 | 2,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,007,000 | 2,609 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,007,000 | 2,609 |
| Net charge-offs | $1,141,000 | 1,145 |
| Cash dividends | $776,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,005,020 | 2,539 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 3,356 |
| Total interest expense | $484,000 | 4,022 |
| Net interest income | $4,623,000 | 3,225 |
| Provision for loan and lease losses | $668,000 | 1,237 |
| Total noninterest income | $537,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $204,000 | 3,553 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $333,000 | 3,593 |
| Total noninterest expense | $3,009,000 | 3,928 |
| Salaries and employee benefits | $1,827,000 | 3,632 |
| Premises and equipment expense | $429,000 | 3,455 |
| Additional noninterest expense | $753,000 | 4,598 |
| Pre-tax net operating income | $1,483,000 | 2,940 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $14,000 | 4,224 |
| Income before extraordinary items | $1,471,000 | 2,698 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,471,000 | 2,702 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,471,000 | 2,702 |
| Net charge-offs | $1,012,000 | 991 |
| Cash dividends | $573,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,469,020 | 2,623 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 3,393 |
| Total interest expense | $340,000 | 3,955 |
| Net interest income | $3,031,000 | 3,257 |
| Provision for loan and lease losses | $525,000 | 1,115 |
| Total noninterest income | $359,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $127,000 | 3,664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $232,000 | 3,562 |
| Total noninterest expense | $1,981,000 | 3,978 |
| Salaries and employee benefits | $1,204,000 | 3,663 |
| Premises and equipment expense | $286,000 | 3,479 |
| Additional noninterest expense | $491,000 | 4,679 |
| Pre-tax net operating income | $884,000 | 3,137 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $8,000 | 4,256 |
| Income before extraordinary items | $878,000 | 2,884 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $878,000 | 2,888 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $878,000 | 2,888 |
| Net charge-offs | $994,000 | 767 |
| Cash dividends | $401,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $876,020 | 2,802 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 3,491 |
| Total interest expense | $186,000 | 3,835 |
| Net interest income | $1,448,000 | 3,384 |
| Provision for loan and lease losses | $310,000 | 961 |
| Total noninterest income | $168,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 3,643 |
| Total noninterest expense | $973,000 | 4,059 |
| Salaries and employee benefits | $599,000 | 3,719 |
| Premises and equipment expense | $145,000 | 3,472 |
| Additional noninterest expense | $229,000 | 4,846 |
| Pre-tax net operating income | $333,000 | 3,610 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $328,000 | 3,401 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $328,000 | 3,401 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $328,000 | 3,403 |
| Net charge-offs | $448,000 | 823 |
| Cash dividends | $229,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $328,000 | 3,304 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 3,555 |
| Total interest expense | $981,000 | 3,651 |
| Net interest income | $5,708,000 | 3,489 |
| Provision for loan and lease losses | $805,000 | 2,061 |
| Total noninterest income | $726,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $293,000 | 3,531 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $433,000 | 3,538 |
| Total noninterest expense | $3,826,000 | 4,158 |
| Salaries and employee benefits | $2,177,000 | 3,924 |
| Premises and equipment expense | $560,000 | 3,556 |
| Additional noninterest expense | $1,089,000 | 4,587 |
| Pre-tax net operating income | $1,803,000 | 3,010 |
| Securities gains (losses) | $72,000 | 2,499 |
| Applicable income taxes | $17,000 | 4,268 |
| Income before extraordinary items | $1,858,000 | 2,720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,858,000 | 2,724 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,858,000 | 2,722 |
| Net charge-offs | $526,000 | 2,585 |
| Cash dividends | $814,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,786,720 | 2,681 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 3,660 |
| Total interest expense | $769,000 | 3,668 |
| Net interest income | $4,203,000 | 3,590 |
| Provision for loan and lease losses | $505,000 | 2,249 |
| Total noninterest income | $537,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $211,000 | 3,657 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $326,000 | 3,573 |
| Total noninterest expense | $2,844,000 | 4,199 |
| Salaries and employee benefits | $1,630,000 | 3,928 |
| Premises and equipment expense | $418,000 | 3,609 |
| Additional noninterest expense | $796,000 | 4,680 |
| Pre-tax net operating income | $1,391,000 | 3,042 |
| Securities gains (losses) | $52,000 | 2,426 |
| Applicable income taxes | $13,000 | 4,311 |
| Income before extraordinary items | $1,430,000 | 2,726 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,430,000 | 2,727 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,430,000 | 2,726 |
| Net charge-offs | $371,000 | 2,555 |
| Cash dividends | $679,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,378,520 | 2,659 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,325,000 | 3,671 |
| Total interest expense | $541,000 | 3,642 |
| Net interest income | $2,784,000 | 3,620 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $363,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $142,000 | 3,620 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 3,532 |
| Total noninterest expense | $1,890,000 | 4,215 |
| Salaries and employee benefits | $1,061,000 | 4,029 |
| Premises and equipment expense | $280,000 | 3,596 |
| Additional noninterest expense | $549,000 | 4,606 |
| Pre-tax net operating income | $857,000 | 3,152 |
| Securities gains (losses) | $52,000 | 2,033 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $902,000 | 2,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $902,000 | 2,805 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $902,000 | 2,805 |
| Net charge-offs | $191,000 | 2,808 |
| Cash dividends | $525,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $850,520 | 2,772 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 3,666 |
| Total interest expense | $284,000 | 3,632 |
| Net interest income | $1,409,000 | 3,616 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $180,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $73,000 | 3,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 3,599 |
| Total noninterest expense | $903,000 | 4,368 |
| Salaries and employee benefits | $503,000 | 4,190 |
| Premises and equipment expense | $143,000 | 3,583 |
| Additional noninterest expense | $257,000 | 4,795 |
| Pre-tax net operating income | $536,000 | 2,739 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $535,000 | 2,470 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $535,000 | 2,471 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $535,000 | 2,473 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $125,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $535,000 | 2,348 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,773,000 | 3,758 |
| Total interest expense | $1,323,000 | 3,733 |
| Net interest income | $5,450,000 | 3,699 |
| Provision for loan and lease losses | $1,499,000 | 1,890 |
| Total noninterest income | $805,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $343,000 | 3,337 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $462,000 | 3,220 |
| Total noninterest expense | $3,432,000 | 4,533 |
| Salaries and employee benefits | $1,882,000 | 4,330 |
| Premises and equipment expense | $574,000 | 3,692 |
| Additional noninterest expense | $976,000 | 4,950 |
| Pre-tax net operating income | $1,324,000 | 3,238 |
| Securities gains (losses) | $57,000 | 2,497 |
| Applicable income taxes | $12,000 | 4,266 |
| Income before extraordinary items | $1,369,000 | 2,966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,369,000 | 2,968 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,369,000 | 2,968 |
| Net charge-offs | $1,523,000 | 1,850 |
| Cash dividends | $972,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,312,570 | 2,932 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,044,000 | 3,820 |
| Total interest expense | $1,016,000 | 3,797 |
| Net interest income | $4,028,000 | 3,758 |
| Provision for loan and lease losses | $1,179,000 | 1,771 |
| Total noninterest income | $613,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $258,000 | 3,348 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $355,000 | 3,213 |
| Total noninterest expense | $2,551,000 | 4,557 |
| Salaries and employee benefits | $1,395,000 | 4,355 |
| Premises and equipment expense | $432,000 | 3,727 |
| Additional noninterest expense | $724,000 | 5,005 |
| Pre-tax net operating income | $911,000 | 3,484 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $18,000 | 4,077 |
| Income before extraordinary items | $893,000 | 3,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $893,000 | 3,291 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $893,000 | 3,290 |
| Net charge-offs | $816,000 | 2,117 |
| Cash dividends | $972,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $893,000 | 3,183 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,350,000 | 3,858 |
| Total interest expense | $681,000 | 3,885 |
| Net interest income | $2,669,000 | 3,792 |
| Provision for loan and lease losses | $1,079,000 | 1,429 |
| Total noninterest income | $401,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $169,000 | 3,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 3,261 |
| Total noninterest expense | $1,687,000 | 4,626 |
| Salaries and employee benefits | $931,000 | 4,389 |
| Premises and equipment expense | $285,000 | 3,778 |
| Additional noninterest expense | $471,000 | 5,154 |
| Pre-tax net operating income | $304,000 | 4,598 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $13,000 | 4,008 |
| Income before extraordinary items | $291,000 | 4,485 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $291,000 | 4,483 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $291,000 | 4,485 |
| Net charge-offs | $707,000 | 1,791 |
| Cash dividends | $847,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $291,000 | 4,414 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 3,942 |
| Total interest expense | $342,000 | 3,974 |
| Net interest income | $1,292,000 | 3,862 |
| Provision for loan and lease losses | $95,000 | 3,442 |
| Total noninterest income | $202,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $87,000 | 3,269 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $115,000 | 3,335 |
| Total noninterest expense | $849,000 | 4,632 |
| Salaries and employee benefits | $474,000 | 4,376 |
| Premises and equipment expense | $144,000 | 3,809 |
| Additional noninterest expense | $231,000 | 5,200 |
| Pre-tax net operating income | $550,000 | 2,387 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $543,000 | 2,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $543,000 | 2,097 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $543,000 | 2,098 |
| Net charge-offs | $81,000 | 2,949 |
| Cash dividends | $314,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $543,000 | 2,059 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,271,000 | 4,186 |
| Total interest expense | $1,359,000 | 4,505 |
| Net interest income | $4,912,000 | 4,007 |
| Provision for loan and lease losses | $315,000 | 4,779 |
| Total noninterest income | $784,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $404,000 | 3,059 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $380,000 | 3,598 |
| Total noninterest expense | $3,390,000 | 4,683 |
| Salaries and employee benefits | $1,827,000 | 4,478 |
| Premises and equipment expense | $546,000 | 3,970 |
| Additional noninterest expense | $1,017,000 | 5,048 |
| Pre-tax net operating income | $1,991,000 | 2,247 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $31,000 | 3,845 |
| Income before extraordinary items | $1,960,000 | 2,059 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,960,000 | 2,060 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,960,000 | 2,061 |
| Net charge-offs | $114,000 | 5,311 |
| Cash dividends | $722,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,960,000 | 1,982 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 4,334 |
| Total interest expense | $1,008,000 | 4,679 |
| Net interest income | $3,610,000 | 4,119 |
| Provision for loan and lease losses | $230,000 | 4,675 |
| Total noninterest income | $573,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $299,000 | 3,160 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $274,000 | 3,686 |
| Total noninterest expense | $2,491,000 | 4,744 |
| Salaries and employee benefits | $1,354,000 | 4,554 |
| Premises and equipment expense | $408,000 | 4,047 |
| Additional noninterest expense | $729,000 | 5,164 |
| Pre-tax net operating income | $1,462,000 | 2,416 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $22,000 | 3,956 |
| Income before extraordinary items | $1,440,000 | 2,217 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,440,000 | 2,218 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,440,000 | 2,220 |
| Net charge-offs | $64,000 | 5,324 |
| Cash dividends | $722,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,440,000 | 2,119 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 4,414 |
| Total interest expense | $668,000 | 4,812 |
| Net interest income | $2,368,000 | 4,160 |
| Provision for loan and lease losses | $140,000 | 4,720 |
| Total noninterest income | $374,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $185,000 | 3,307 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $189,000 | 3,582 |
| Total noninterest expense | $1,645,000 | 4,780 |
| Salaries and employee benefits | $886,000 | 4,629 |
| Premises and equipment expense | $273,000 | 4,054 |
| Additional noninterest expense | $486,000 | 5,158 |
| Pre-tax net operating income | $957,000 | 2,462 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $14,000 | 3,954 |
| Income before extraordinary items | $943,000 | 2,219 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $943,000 | 2,218 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $943,000 | 2,221 |
| Net charge-offs | $32,000 | 5,227 |
| Cash dividends | $533,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $943,000 | 2,142 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 4,552 |
| Total interest expense | $329,000 | 4,969 |
| Net interest income | $1,145,000 | 4,287 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $180,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $86,000 | 3,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 3,633 |
| Total noninterest expense | $830,000 | 4,804 |
| Salaries and employee benefits | $431,000 | 4,780 |
| Premises and equipment expense | $146,000 | 3,946 |
| Additional noninterest expense | $253,000 | 5,084 |
| Pre-tax net operating income | $450,000 | 2,604 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $441,000 | 2,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $441,000 | 2,384 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $441,000 | 2,385 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $344,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $441,000 | 2,295 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 4,711 |
| Total interest expense | $1,468,000 | 5,210 |
| Net interest income | $4,349,000 | 4,330 |
| Provision for loan and lease losses | $759,000 | 3,919 |
| Total noninterest income | $687,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $410,000 | 3,281 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $277,000 | 4,090 |
| Total noninterest expense | $2,977,000 | 5,208 |
| Salaries and employee benefits | $1,577,000 | 5,051 |
| Premises and equipment expense | $467,000 | 4,566 |
| Additional noninterest expense | $933,000 | 5,436 |
| Pre-tax net operating income | $1,300,000 | 2,581 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $15,000 | 3,769 |
| Income before extraordinary items | $1,285,000 | 2,367 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,285,000 | 2,365 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,285,000 | 2,366 |
| Net charge-offs | $517,000 | 3,739 |
| Cash dividends | $807,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,285,000 | 2,321 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 4,761 |
| Total interest expense | $1,127,000 | 5,287 |
| Net interest income | $3,240,000 | 4,361 |
| Provision for loan and lease losses | $310,000 | 4,543 |
| Total noninterest income | $531,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $309,000 | 3,288 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $222,000 | 4,118 |
| Total noninterest expense | $2,223,000 | 5,217 |
| Salaries and employee benefits | $1,172,000 | 5,108 |
| Premises and equipment expense | $346,000 | 4,643 |
| Additional noninterest expense | $705,000 | 5,392 |
| Pre-tax net operating income | $1,238,000 | 2,375 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,238,000 | 2,122 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,238,000 | 2,119 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,238,000 | 2,122 |
| Net charge-offs | $310,000 | 3,661 |
| Cash dividends | $807,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,238,000 | 2,069 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 4,818 |
| Total interest expense | $760,000 | 5,381 |
| Net interest income | $2,135,000 | 4,382 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $344,000 | 4,165 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $203,000 | 3,289 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $141,000 | 4,233 |
| Total noninterest expense | $1,483,000 | 5,283 |
| Salaries and employee benefits | $765,000 | 5,237 |
| Premises and equipment expense | $238,000 | 4,593 |
| Additional noninterest expense | $480,000 | 5,354 |
| Pre-tax net operating income | $806,000 | 2,513 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $806,000 | 2,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $806,000 | 2,218 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $806,000 | 2,219 |
| Net charge-offs | $115,000 | 4,093 |
| Cash dividends | $652,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $806,000 | 2,161 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,846 |
| Total interest expense | $388,000 | 5,447 |
| Net interest income | $1,059,000 | 4,403 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $168,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $100,000 | 3,259 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $720,000 | 5,308 |
| Salaries and employee benefits | $379,000 | 5,312 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $224,000 | 5,279 |
| Pre-tax net operating income | $427,000 | 2,675 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $417,000 | 2,471 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $417,000 | 2,471 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $417,000 | 2,473 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $340,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $417,000 | 2,327 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,632,000 | 5,118 |
| Total interest expense | $1,888,000 | 5,452 |
| Net interest income | $3,744,000 | 4,775 |
| Provision for loan and lease losses | $222,000 | 5,086 |
| Total noninterest income | $690,000 | 4,167 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $447,000 | 3,241 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $243,000 | 4,494 |
| Total noninterest expense | $2,856,000 | 5,275 |
| Salaries and employee benefits | $1,484,000 | 5,368 |
| Premises and equipment expense | $455,000 | 4,727 |
| Additional noninterest expense | $917,000 | 5,093 |
| Pre-tax net operating income | $1,356,000 | 3,199 |
| Securities gains (losses) | $17,000 | 2,264 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,373,000 | 2,674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,373,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 4,465 |
| Cash dividends | $526,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,356,000 | 2,841 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 5,208 |
| Total interest expense | $1,465,000 | 5,486 |
| Net interest income | $2,746,000 | 4,878 |
| Provision for loan and lease losses | $182,000 | 4,338 |
| Total noninterest income | $558,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $328,000 | 3,312 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $230,000 | 4,169 |
| Total noninterest expense | $2,088,000 | 5,339 |
| Salaries and employee benefits | $1,056,000 | 5,529 |
| Premises and equipment expense | $339,000 | 4,749 |
| Additional noninterest expense | $693,000 | 4,983 |
| Pre-tax net operating income | $1,034,000 | 3,614 |
| Securities gains (losses) | $17,000 | 2,103 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,051,000 | 3,005 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,051,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,808 |
| Cash dividends | $526,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,034,000 | 3,179 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 5,261 |
| Total interest expense | $1,019,000 | 5,531 |
| Net interest income | $1,804,000 | 4,935 |
| Provision for loan and lease losses | $122,000 | 3,949 |
| Total noninterest income | $351,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $205,000 | 3,434 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $146,000 | 4,360 |
| Total noninterest expense | $1,383,000 | 5,385 |
| Salaries and employee benefits | $695,000 | 5,618 |
| Premises and equipment expense | $227,000 | 4,775 |
| Additional noninterest expense | $461,000 | 4,986 |
| Pre-tax net operating income | $650,000 | 3,839 |
| Securities gains (losses) | $17,000 | 2,146 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $667,000 | 3,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $667,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,066 |
| Cash dividends | $365,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $650,000 | 3,417 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 5,415 |
| Total interest expense | $540,000 | 5,563 |
| Net interest income | $843,000 | 5,145 |
| Provision for loan and lease losses | $62,000 | 3,448 |
| Total noninterest income | $163,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $93,000 | 3,591 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,434 |
| Total noninterest expense | $666,000 | 5,509 |
| Salaries and employee benefits | $351,000 | 5,625 |
| Premises and equipment expense | $119,000 | 4,656 |
| Additional noninterest expense | $196,000 | 5,438 |
| Pre-tax net operating income | $278,000 | 4,323 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $295,000 | 3,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $295,000 | 3,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,996 |
| Cash dividends | $111,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $278,000 | 3,893 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 5,584 |
| Total interest expense | $2,300,000 | 5,497 |
| Net interest income | $2,944,000 | 5,556 |
| Provision for loan and lease losses | $162,000 | 4,220 |
| Total noninterest income | $648,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $423,000 | 3,421 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $225,000 | 4,824 |
| Total noninterest expense | $2,517,000 | 5,589 |
| Salaries and employee benefits | $1,378,000 | 5,560 |
| Premises and equipment expense | $415,000 | 4,907 |
| Additional noninterest expense | $724,000 | 5,652 |
| Pre-tax net operating income | $913,000 | 4,920 |
| Securities gains (losses) | $-9,000 | 7,539 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $904,000 | 4,537 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $904,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,728 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $913,000 | 4,505 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 5,652 |
| Total interest expense | $1,681,000 | 5,571 |
| Net interest income | $2,198,000 | 5,597 |
| Provision for loan and lease losses | $114,000 | 3,931 |
| Total noninterest income | $485,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $320,000 | 3,411 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $165,000 | 4,884 |
| Total noninterest expense | $1,818,000 | 5,664 |
| Salaries and employee benefits | $992,000 | 5,665 |
| Premises and equipment expense | $304,000 | 4,976 |
| Additional noninterest expense | $522,000 | 5,700 |
| Pre-tax net operating income | $751,000 | 4,979 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $742,000 | 4,507 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $742,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $599,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $751,000 | 4,475 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 5,748 |
| Total interest expense | $1,079,000 | 5,684 |
| Net interest income | $1,447,000 | 5,665 |
| Provision for loan and lease losses | $66,000 | 3,898 |
| Total noninterest income | $309,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $204,000 | 3,476 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $105,000 | 5,037 |
| Total noninterest expense | $1,176,000 | 5,787 |
| Salaries and employee benefits | $647,000 | 5,785 |
| Premises and equipment expense | $195,000 | 5,115 |
| Additional noninterest expense | $334,000 | 5,821 |
| Pre-tax net operating income | $514,000 | 4,986 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $514,000 | 4,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $514,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $417,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $514,000 | 4,487 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 5,860 |
| Total interest expense | $518,000 | 5,771 |
| Net interest income | $690,000 | 5,795 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $153,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $95,000 | 3,560 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $58,000 | 4,822 |
| Total noninterest expense | $599,000 | 5,758 |
| Salaries and employee benefits | $344,000 | 5,642 |
| Premises and equipment expense | $97,000 | 5,145 |
| Additional noninterest expense | $158,000 | 5,975 |
| Pre-tax net operating income | $226,000 | 5,256 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $226,000 | 4,781 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $226,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $307,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $226,000 | 4,758 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 5,857 |
| Total interest expense | $1,739,000 | 5,773 |
| Net interest income | $2,721,000 | 5,794 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $584,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $370,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $214,000 | 4,989 |
| Total noninterest expense | $2,274,000 | 5,777 |
| Salaries and employee benefits | $1,296,000 | 5,661 |
| Premises and equipment expense | $319,000 | 5,587 |
| Additional noninterest expense | $659,000 | 5,805 |
| Pre-tax net operating income | $959,000 | 5,293 |
| Securities gains (losses) | $-42,000 | 7,878 |
| Applicable income taxes | $-176,000 | 8,435 |
| Income before extraordinary items | $1,093,000 | 4,510 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,093,000 | 4,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,266 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,135,000 | 4,390 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 5,946 |
| Total interest expense | $1,224,000 | 5,869 |
| Net interest income | $2,033,000 | 5,853 |
| Provision for loan and lease losses | $54,000 | 4,980 |
| Total noninterest income | $421,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $257,000 | 3,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $164,000 | 4,947 |
| Total noninterest expense | $1,650,000 | 5,863 |
| Salaries and employee benefits | $963,000 | 5,662 |
| Premises and equipment expense | $235,000 | 5,659 |
| Additional noninterest expense | $452,000 | 6,052 |
| Pre-tax net operating income | $750,000 | 5,357 |
| Securities gains (losses) | $-26,000 | 7,943 |
| Applicable income taxes | $-176,000 | 8,613 |
| Income before extraordinary items | $900,000 | 4,422 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $900,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $160,000 | 4,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $926,000 | 4,335 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,103,000 | 5,998 |
| Total interest expense | $752,000 | 5,968 |
| Net interest income | $1,351,000 | 5,898 |
| Provision for loan and lease losses | $36,000 | 4,837 |
| Total noninterest income | $260,000 | 5,056 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $156,000 | 4,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,052 |
| Total noninterest expense | $1,076,000 | 5,947 |
| Salaries and employee benefits | $612,000 | 5,849 |
| Premises and equipment expense | $154,000 | 5,708 |
| Additional noninterest expense | $310,000 | 5,972 |
| Pre-tax net operating income | $499,000 | 5,402 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-172,000 | 8,676 |
| Income before extraordinary items | $671,000 | 4,175 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $671,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $120,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $671,000 | 4,169 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 6,118 |
| Total interest expense | $343,000 | 6,089 |
| Net interest income | $647,000 | 6,045 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $122,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,080 |
| Total noninterest expense | $528,000 | 6,022 |
| Salaries and employee benefits | $313,000 | 5,803 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $139,000 | 6,274 |
| Pre-tax net operating income | $223,000 | 5,599 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-176,000 | 8,727 |
| Income before extraordinary items | $399,000 | 3,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $399,000 | 3,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $40,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $399,000 | 3,703 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 5,964 |
| Total interest expense | $1,103,000 | 6,041 |
| Net interest income | $2,710,000 | 5,819 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $483,000 | 5,320 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $312,000 | 4,085 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,487 |
| Total noninterest expense | $2,013,000 | 6,098 |
| Salaries and employee benefits | $1,149,000 | 5,920 |
| Premises and equipment expense | $290,000 | 5,821 |
| Additional noninterest expense | $574,000 | 6,193 |
| Pre-tax net operating income | $1,100,000 | 5,096 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $338,000 | 3,954 |
| Income before extraordinary items | $762,000 | 5,463 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $762,000 | 5,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $119,000 | 5,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $762,000 | 5,430 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 5,973 |
| Total interest expense | $780,000 | 6,075 |
| Net interest income | $2,041,000 | 5,826 |
| Provision for loan and lease losses | $68,000 | 4,836 |
| Total noninterest income | $358,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $228,000 | 4,166 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 5,457 |
| Total noninterest expense | $1,471,000 | 6,145 |
| Salaries and employee benefits | $840,000 | 5,956 |
| Premises and equipment expense | $218,000 | 5,820 |
| Additional noninterest expense | $413,000 | 6,275 |
| Pre-tax net operating income | $860,000 | 5,138 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $245,000 | 4,117 |
| Income before extraordinary items | $615,000 | 5,388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $615,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $119,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $615,000 | 5,358 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 5,988 |
| Total interest expense | $485,000 | 6,113 |
| Net interest income | $1,355,000 | 5,831 |
| Provision for loan and lease losses | $56,000 | 4,409 |
| Total noninterest income | $230,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $145,000 | 4,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $85,000 | 5,486 |
| Total noninterest expense | $976,000 | 6,163 |
| Salaries and employee benefits | $546,000 | 6,071 |
| Premises and equipment expense | $142,000 | 5,866 |
| Additional noninterest expense | $288,000 | 6,123 |
| Pre-tax net operating income | $553,000 | 5,214 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $158,000 | 4,171 |
| Income before extraordinary items | $395,000 | 5,481 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $395,000 | 5,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $79,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $395,000 | 5,444 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $875,000 | 6,122 |
| Total interest expense | $227,000 | 6,211 |
| Net interest income | $648,000 | 5,980 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $104,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $508,000 | 6,048 |
| Salaries and employee benefits | $288,000 | 5,912 |
| Premises and equipment expense | $69,000 | 5,998 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $212,000 | 5,832 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $72,000 | 4,250 |
| Income before extraordinary items | $140,000 | 6,259 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $140,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $40,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $140,000 | 6,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 6,261 |
| Total interest expense | $744,000 | 6,441 |
| Net interest income | $2,436,000 | 6,087 |
| Provision for loan and lease losses | $70,000 | 5,501 |
| Total noninterest income | $402,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $266,000 | 4,596 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $136,000 | 5,870 |
| Total noninterest expense | $1,795,000 | 6,368 |
| Salaries and employee benefits | $965,000 | 6,396 |
| Premises and equipment expense | $234,000 | 6,361 |
| Additional noninterest expense | $596,000 | 5,992 |
| Pre-tax net operating income | $973,000 | 5,309 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $280,000 | 4,284 |
| Income before extraordinary items | $693,000 | 5,616 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $693,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $159,000 | 5,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $693,000 | 5,548 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 6,382 |
| Total interest expense | $527,000 | 6,579 |
| Net interest income | $1,762,000 | 6,192 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $289,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $186,000 | 4,804 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 5,858 |
| Total noninterest expense | $1,252,000 | 6,556 |
| Salaries and employee benefits | $673,000 | 6,574 |
| Premises and equipment expense | $167,000 | 6,480 |
| Additional noninterest expense | $412,000 | 6,219 |
| Pre-tax net operating income | $745,000 | 5,372 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $208,000 | 4,381 |
| Income before extraordinary items | $537,000 | 5,639 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $537,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $119,000 | 4,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $537,000 | 5,570 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 6,505 |
| Total interest expense | $334,000 | 6,729 |
| Net interest income | $1,146,000 | 6,286 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $183,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $115,000 | 4,961 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 5,903 |
| Total noninterest expense | $798,000 | 6,726 |
| Salaries and employee benefits | $444,000 | 6,652 |
| Premises and equipment expense | $108,000 | 6,605 |
| Additional noninterest expense | $246,000 | 6,586 |
| Pre-tax net operating income | $495,000 | 5,330 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $147,000 | 4,284 |
| Income before extraordinary items | $351,000 | 5,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $79,000 | 4,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $348,900 | 5,604 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $729,000 | 6,580 |
| Total interest expense | $168,000 | 6,778 |
| Net interest income | $561,000 | 6,360 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $383,000 | 6,876 |
| Salaries and employee benefits | $206,000 | 6,899 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $125,000 | 6,555 |
| Pre-tax net operating income | $250,000 | 5,280 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $175,000 | 5,661 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $175,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $40,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $175,000 | 5,540 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 6,571 |
| Total interest expense | $884,000 | 6,451 |
| Net interest income | $2,071,000 | 6,481 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $359,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $232,000 | 4,921 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $127,000 | 6,125 |
| Total noninterest expense | $1,608,000 | 6,701 |
| Salaries and employee benefits | $858,000 | 6,717 |
| Premises and equipment expense | $212,000 | 6,644 |
| Additional noninterest expense | $538,000 | 6,330 |
| Pre-tax net operating income | $750,000 | 5,850 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $228,000 | 4,721 |
| Income before extraordinary items | $522,000 | 6,248 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $522,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $159,000 | 5,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $522,000 | 6,092 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 6,625 |
| Total interest expense | $707,000 | 6,432 |
| Net interest income | $1,521,000 | 6,596 |
| Provision for loan and lease losses | $54,000 | 5,675 |
| Total noninterest income | $250,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $171,000 | 4,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,483 |
| Total noninterest expense | $1,143,000 | 6,849 |
| Salaries and employee benefits | $595,000 | 6,938 |
| Premises and equipment expense | $159,000 | 6,640 |
| Additional noninterest expense | $389,000 | 6,421 |
| Pre-tax net operating income | $574,000 | 5,973 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $172,000 | 4,895 |
| Income before extraordinary items | $402,000 | 6,340 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $402,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $119,000 | 4,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $402,000 | 6,161 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 6,721 |
| Total interest expense | $491,000 | 6,445 |
| Net interest income | $985,000 | 6,679 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $161,000 | 6,480 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $110,000 | 5,032 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $753,000 | 6,894 |
| Salaries and employee benefits | $392,000 | 6,993 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $257,000 | 6,440 |
| Pre-tax net operating income | $357,000 | 6,129 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $106,000 | 5,052 |
| Income before extraordinary items | $251,000 | 6,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $251,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $251,000 | 6,307 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 6,843 |
| Total interest expense | $255,000 | 6,435 |
| Net interest income | $461,000 | 6,888 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $356,000 | 7,074 |
| Salaries and employee benefits | $180,000 | 7,236 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $162,000 | 6,310 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $56,000 | 4,942 |
| Income before extraordinary items | $106,000 | 6,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $106,000 | 6,614 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 6,793 |
| Total interest expense | $1,274,000 | 6,245 |
| Net interest income | $1,784,000 | 6,986 |
| Provision for loan and lease losses | $74,000 | 6,206 |
| Total noninterest income | $308,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $210,000 | 5,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,488 |
| Total noninterest expense | $1,518,000 | 6,800 |
| Salaries and employee benefits | $753,000 | 7,066 |
| Premises and equipment expense | $230,000 | 6,395 |
| Additional noninterest expense | $535,000 | 6,308 |
| Pre-tax net operating income | $500,000 | 6,760 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $146,000 | 5,555 |
| Income before extraordinary items | $354,000 | 7,053 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $354,000 | 7,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,924 |
| Cash dividends | $125,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $595,000 | 454 |
| Net operating income | $354,000 | 6,933 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 7,025 |
| Total interest expense | $1,603,000 | 6,776 |
| Net interest income | $1,604,000 | 7,145 |
| Provision for loan and lease losses | $184,000 | 4,316 |
| Total noninterest income | $334,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $221,000 | 4,932 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $113,000 | 6,139 |
| Total noninterest expense | $1,346,000 | 7,128 |
| Salaries and employee benefits | $677,000 | 7,302 |
| Premises and equipment expense | $244,000 | 6,160 |
| Additional noninterest expense | $425,000 | 6,958 |
| Pre-tax net operating income | $408,000 | 6,940 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $114,000 | 5,841 |
| Income before extraordinary items | $294,000 | 7,183 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $294,000 | 7,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,842 |
| Cash dividends | $110,000 | 5,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $294,000 | 7,057 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 7,366 |
| Total interest expense | $1,502,000 | 7,160 |
| Net interest income | $1,541,000 | 7,398 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $288,000 | 6,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,143 |
| Total noninterest expense | $1,165,000 | 7,588 |
| Salaries and employee benefits | $599,000 | 7,705 |
| Premises and equipment expense | $180,000 | 7,087 |
| Additional noninterest expense | $386,000 | 7,265 |
| Pre-tax net operating income | $604,000 | 6,569 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $194,000 | 5,450 |
| Income before extraordinary items | $410,000 | 6,792 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $410,000 | 6,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $110,000 | 5,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $410,000 | 6,801 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 7,862 |
| Total interest expense | $1,245,000 | 7,525 |
| Net interest income | $1,303,000 | 7,980 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $356,000 | 5,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,107 |
| Total noninterest expense | $1,070,000 | 7,928 |
| Salaries and employee benefits | $538,000 | 8,113 |
| Premises and equipment expense | $183,000 | 7,076 |
| Additional noninterest expense | $349,000 | 7,712 |
| Pre-tax net operating income | $541,000 | 6,955 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $169,000 | 6,053 |
| Income before extraordinary items | $370,000 | 7,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $370,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $110,000 | 5,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $371,380 | 7,125 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 8,433 |
| Total interest expense | $1,150,000 | 8,028 |
| Net interest income | $1,053,000 | 8,675 |
| Provision for loan and lease losses | $46,000 | 6,765 |
| Total noninterest income | $341,000 | 6,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,908 |
| Total noninterest expense | $919,000 | 8,374 |
| Salaries and employee benefits | $445,000 | 8,675 |
| Premises and equipment expense | $163,000 | 7,375 |
| Additional noninterest expense | $311,000 | 8,014 |
| Pre-tax net operating income | $429,000 | 7,716 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $123,000 | 7,208 |
| Income before extraordinary items | $306,000 | 7,833 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $306,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $103,000 | 6,220 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 650 |
| Net operating income | $306,000 | 7,747 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 9,584 |
| Total interest expense | $795,000 | 9,276 |
| Net interest income | $778,000 | 9,726 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $144,000 | 8,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $744,000 | 9,245 |
| Salaries and employee benefits | $332,000 | 9,721 |
| Premises and equipment expense | $130,000 | 8,242 |
| Additional noninterest expense | $282,000 | 8,504 |
| Pre-tax net operating income | $178,000 | 9,694 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $50,000 | 9,253 |
| Income before extraordinary items | $128,000 | 9,776 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $128,000 | 9,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 10,246 |
| Cash dividends | $88,000 | 6,683 |
| Sale, conversion, retirement of capital stock, net | $291,000 | 616 |
| Net operating income | $128,000 | 9,730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 10,546 |
| Total interest expense | $550,000 | 10,440 |
| Net interest income | $630,000 | 10,573 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $93,000 | 10,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $473,000 | 10,688 |
| Salaries and employee benefits | $217,000 | 10,923 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $195,000 | 9,992 |
| Pre-tax net operating income | $250,000 | 9,483 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $76,000 | 9,229 |
| Income before extraordinary items | $173,000 | 9,558 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $173,000 | 9,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,693 |
| Cash dividends | $60,000 | 7,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $173,690 | 9,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 11,199 |
| Total interest expense | $468,000 | 11,135 |
| Net interest income | $584,000 | 11,168 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $421,000 | 11,361 |
| Salaries and employee benefits | $195,000 | 11,520 |
| Premises and equipment expense | $45,000 | 11,233 |
| Additional noninterest expense | $181,000 | 10,668 |
| Pre-tax net operating income | $251,000 | 10,111 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $80,000 | 9,585 |
| Income before extraordinary items | $171,000 | 10,254 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $171,000 | 10,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,229 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $171,000 | 10,227 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 11,876 |
| Total interest expense | $370,000 | 11,740 |
| Net interest income | $538,000 | 11,890 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $409,000 | 11,999 |
| Salaries and employee benefits | $182,000 | 12,188 |
| Premises and equipment expense | $30,000 | 12,221 |
| Additional noninterest expense | $197,000 | 11,188 |
| Pre-tax net operating income | $210,000 | 10,815 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $57,000 | 10,297 |
| Income before extraordinary items | $153,000 | 10,780 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $153,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 11,679 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $153,000 | 10,832 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 12,539 |
| Total interest expense | $361,000 | 12,396 |
| Net interest income | $512,000 | 12,517 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $86,000 | 11,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $405,000 | 12,625 |
| Salaries and employee benefits | $176,000 | 12,819 |
| Premises and equipment expense | $29,000 | 12,876 |
| Additional noninterest expense | $200,000 | 11,729 |
| Pre-tax net operating income | $171,000 | 11,309 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $53,000 | 10,868 |
| Income before extraordinary items | $130,000 | 11,455 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $130,000 | 11,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $121,480 | 11,350 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 13,026 |
| Total interest expense | $493,000 | 12,788 |
| Net interest income | $507,000 | 13,057 |
| Provision for loan and lease losses | $37,000 | 9,631 |
| Total noninterest income | $82,000 | 12,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $433,000 | 13,004 |
| Salaries and employee benefits | $163,000 | 13,467 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $239,000 | 11,688 |
| Pre-tax net operating income | $119,000 | 11,819 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $27,000 | 11,890 |
| Income before extraordinary items | $93,000 | 12,026 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $93,000 | 12,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,118 |
| Net operating income | $92,230 | 11,734 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.