Home > Community State Bank > Income and Expense

Community State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,069,000722
Total interest expense$24,413,000686
Net interest income$43,656,000752
Provision for loan and lease losses$1,248,000735
Total noninterest income$5,349,0001,143
Gross Fiduciary activities income$54,000763
Service charges on deposit accounts$2,000,000558
Trading account gains and fees$0123
Additional Noninterest Income$3,295,0001,184
Total noninterest expense$29,159,000917
Salaries and employee benefits$16,749,000887
Premises and equipment expense$4,489,000614
Additional noninterest expense$3,295,0001,184
Pre-tax net operating income$18,598,000722
Securities gains (losses)$-241,0004,010
Applicable income taxes$330,0002,170
Income before extraordinary items$18,027,000621
Extraordinary gains, net$054
Net income$18,027,000631
Minority interest net income$088
Net income of bank and minority interests.$18,027,000624
Net charge-offs$-19,0003,990
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,263,180631
2023-09-30 (YTD Data)Rank
Total interest income$49,342,000738
Total interest expense$16,661,000690
Net interest income$32,681,000759
Provision for loan and lease losses$965,000671
Total noninterest income$4,100,0001,138
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,580,000530
Trading account gains and fees$0125
Additional Noninterest Income$2,520,0001,169
Total noninterest expense$21,760,000920
Salaries and employee benefits$12,568,000891
Premises and equipment expense$3,170,000645
Additional noninterest expense$2,520,0001,169
Pre-tax net operating income$14,056,000746
Securities gains (losses)$-219,0004,216
Applicable income taxes$-274,0004,542
Income before extraordinary items$14,111,000625
Extraordinary gains, net$052
Net income$14,111,000629
Minority interest net income$081
Net income of bank and minority interests.$14,111,000625
Net charge-offs$-12,0003,870
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,330,000632
2023-03-31 (YTD Data)Rank
Total interest income$15,399,000739
Total interest expense$4,509,000668
Net interest income$10,890,000769
Provision for loan and lease losses$492,000518
Total noninterest income$1,453,0001,022
Gross Fiduciary activities income$0913
Service charges on deposit accounts$551,000508
Trading account gains and fees$097
Additional Noninterest Income$902,0001,048
Total noninterest expense$7,206,000919
Salaries and employee benefits$4,078,000926
Premises and equipment expense$1,107,000633
Additional noninterest expense$902,0001,048
Pre-tax net operating income$4,645,000770
Securities gains (losses)$-238,0004,464
Applicable income taxes$-353,0004,633
Income before extraordinary items$4,760,000642
Extraordinary gains, net$04
Net income$4,760,000641
Minority interest net income$048
Net income of bank and minority interests.$4,760,000641
Net charge-offs$2,0001,796
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,998,000625
2022-12-31 (YTD Data)Rank
Total interest income$48,604,000765
Total interest expense$7,824,000560
Net interest income$40,780,000809
Provision for loan and lease losses$-1,336,0004,634
Total noninterest income$5,422,0001,151
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,430,000480
Trading account gains and feesNANA
Additional Noninterest Income$2,992,0001,264
Total noninterest expense$28,489,000909
Salaries and employee benefits$16,180,000904
Premises and equipment expense$4,513,000606
Additional noninterest expense$2,992,0001,264
Pre-tax net operating income$19,049,000785
Securities gains (losses)$-62,0003,797
Applicable income taxes$1,762,0001,163
Income before extraordinary items$17,225,000718
Extraordinary gains, net$05
Net income$17,225,000719
Minority interest net income$063
Net income of bank and minority interests.$17,225,000719
Net charge-offs$462,000616
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$17,281,420722
2022-09-30 (YTD Data)Rank
Total interest income$33,500,000794
Total interest expense$4,135,000551
Net interest income$29,365,000830
Provision for loan and lease losses$-554,0004,601
Total noninterest income$3,968,0001,174
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,842,000484
Trading account gains and feesNANA
Additional Noninterest Income$2,126,0001,328
Total noninterest expense$21,516,000897
Salaries and employee benefits$12,000,000908
Premises and equipment expense$3,452,000597
Additional noninterest expense$2,126,0001,328
Pre-tax net operating income$12,371,000867
Securities gains (losses)$-63,0004,140
Applicable income taxes$702,0001,604
Income before extraordinary items$11,606,000787
Extraordinary gains, net$04
Net income$11,606,000787
Minority interest net income$057
Net income of bank and minority interests.$11,606,000787
Net charge-offs$467,000459
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,665,220795
2022-06-30 (YTD Data)Rank
Total interest income$20,791,000809
Total interest expense$1,609,000723
Net interest income$19,182,000817
Provision for loan and lease losses$-285,0004,557
Total noninterest income$2,565,0001,183
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,216,000481
Trading account gains and feesNANA
Additional Noninterest Income$1,349,0001,401
Total noninterest expense$13,967,000894
Salaries and employee benefits$7,635,000925
Premises and equipment expense$2,436,000555
Additional noninterest expense$3,896,000954
Pre-tax net operating income$8,065,000840
Securities gains (losses)$-42,0004,215
Applicable income taxes$523,0001,449
Income before extraordinary items$7,500,000758
Extraordinary gains, net$04
Net income$7,500,000758
Minority interest net income$060
Net income of bank and minority interests.$7,500,000758
Net charge-offs$-35,0004,058
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$7,539,060770
2022-03-31 (YTD Data)Rank
Total interest income$10,018,000812
Total interest expense$686,000794
Net interest income$9,332,000813
Provision for loan and lease losses$-385,0004,612
Total noninterest income$1,266,0001,196
Gross Fiduciary activities income$0892
Service charges on deposit accounts$577,000502
Trading account gains and feesNANA
Additional Noninterest Income$689,0001,387
Total noninterest expense$6,422,000960
Salaries and employee benefits$3,681,000959
Premises and equipment expense$885,000733
Additional noninterest expense$1,856,000977
Pre-tax net operating income$4,561,000738
Securities gains (losses)$-25,0004,366
Applicable income taxes$410,0001,089
Income before extraordinary items$4,126,000683
Extraordinary gains, net$04
Net income$4,126,000683
Minority interest net income$050
Net income of bank and minority interests.$4,126,000683
Net charge-offs$-28,0004,259
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,148,750688
2021-12-31 (YTD Data)Rank
Total interest income$38,353,000866
Total interest expense$2,841,000965
Net interest income$35,512,000860
Provision for loan and lease losses$2,220,000251
Total noninterest income$6,092,0001,157
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,240,000492
Trading account gains and feesNANA
Additional Noninterest Income$3,852,0001,277
Total noninterest expense$24,739,000993
Salaries and employee benefits$13,863,0001,011
Premises and equipment expense$3,744,000707
Additional noninterest expense$7,132,0001,016
Pre-tax net operating income$14,645,000952
Securities gains (losses)$-16,0004,409
Applicable income taxes$1,827,0001,157
Income before extraordinary items$12,802,000943
Extraordinary gains, net$010
Net income$12,802,000943
Minority interest net income$074
Net income of bank and minority interests.$12,802,000943
Net charge-offs$-20,0003,836
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,816,080929
2021-09-30 (YTD Data)Rank
Total interest income$28,469,000887
Total interest expense$2,126,0001,015
Net interest income$26,343,000878
Provision for loan and lease losses$2,718,000143
Total noninterest income$4,678,0001,153
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,627,000504
Trading account gains and feesNANA
Additional Noninterest Income$3,051,0001,275
Total noninterest expense$18,981,000980
Salaries and employee benefits$10,570,000998
Premises and equipment expense$2,886,000701
Additional noninterest expense$5,525,000996
Pre-tax net operating income$9,322,0001,138
Securities gains (losses)$-11,0004,566
Applicable income taxes$897,0001,553
Income before extraordinary items$8,414,0001,087
Extraordinary gains, net$08
Net income$8,414,0001,088
Minority interest net income$069
Net income of bank and minority interests.$8,414,0001,088
Net charge-offs$268,000687
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,423,9001,072
2021-06-30 (YTD Data)Rank
Total interest income$18,464,000901
Total interest expense$1,424,0001,055
Net interest income$17,040,000883
Provision for loan and lease losses$2,122,000138
Total noninterest income$3,210,0001,139
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,039,000505
Trading account gains and feesNANA
Additional Noninterest Income$2,171,0001,227
Total noninterest expense$12,449,000985
Salaries and employee benefits$6,926,0001,006
Premises and equipment expense$1,995,000675
Additional noninterest expense$3,528,0001,019
Pre-tax net operating income$5,679,0001,195
Securities gains (losses)$-9,0004,639
Applicable income taxes$499,0001,664
Income before extraordinary items$5,171,0001,147
Extraordinary gains, net$06
Net income$5,171,0001,148
Minority interest net income$067
Net income of bank and minority interests.$5,171,0001,148
Net charge-offs$293,000516
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,179,1901,133
2021-03-31 (YTD Data)Rank
Total interest income$9,089,000908
Total interest expense$721,0001,104
Net interest income$8,368,000890
Provision for loan and lease losses$1,366,000136
Total noninterest income$1,362,0001,251
Gross Fiduciary activities income$0922
Service charges on deposit accounts$459,000557
Trading account gains and feesNANA
Additional Noninterest Income$903,0001,363
Total noninterest expense$6,183,000984
Salaries and employee benefits$3,452,0001,006
Premises and equipment expense$1,041,000663
Additional noninterest expense$1,690,0001,031
Pre-tax net operating income$2,181,0001,437
Securities gains (losses)$-10,0004,668
Applicable income taxes$109,0002,235
Income before extraordinary items$2,062,0001,361
Extraordinary gains, net$03
Net income$2,062,0001,360
Minority interest net income$055
Net income of bank and minority interests.$2,062,0001,361
Net charge-offs$17,0001,197
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,071,5001,325
2020-12-31 (YTD Data)Rank
Total interest income$35,739,000914
Total interest expense$4,168,0001,123
Net interest income$31,571,000893
Provision for loan and lease losses$9,243,000378
Total noninterest income$14,777,000614
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,220,000484
Trading account gains and feesNANA
Additional Noninterest Income$12,557,000559
Total noninterest expense$23,867,000985
Salaries and employee benefits$13,040,0001,019
Premises and equipment expense$3,967,000665
Additional noninterest expense$6,860,0001,005
Pre-tax net operating income$13,238,000840
Securities gains (losses)$9,0002,334
Applicable income taxes$1,868,000974
Income before extraordinary items$11,379,000846
Extraordinary gains, net$04
Net income$11,379,000846
Minority interest net income$072
Net income of bank and minority interests.$11,379,000846
Net charge-offs$1,611,000479
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,371,260806
2020-09-30 (YTD Data)Rank
Total interest income$27,036,000911
Total interest expense$3,407,0001,101
Net interest income$23,629,000893
Provision for loan and lease losses$7,268,000395
Total noninterest income$4,238,0001,140
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,334,000573
Trading account gains and feesNANA
Additional Noninterest Income$2,904,0001,186
Total noninterest expense$17,116,000996
Salaries and employee benefits$9,138,0001,045
Premises and equipment expense$2,903,000669
Additional noninterest expense$5,075,0001,004
Pre-tax net operating income$3,483,0001,853
Securities gains (losses)$11,0002,100
Applicable income taxes$-29,0004,881
Income before extraordinary items$3,523,0001,700
Extraordinary gains, net$04
Net income$3,523,0001,700
Minority interest net income$065
Net income of bank and minority interests.$3,523,0001,700
Net charge-offs$829,000554
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,512,0001,650
2020-06-30 (YTD Data)Rank
Total interest income$17,608,000939
Total interest expense$2,576,0001,055
Net interest income$15,032,000917
Provision for loan and lease losses$4,775,000410
Total noninterest income$2,480,0001,183
Gross Fiduciary activities income$0970
Service charges on deposit accounts$874,000584
Trading account gains and feesNANA
Additional Noninterest Income$1,606,0001,256
Total noninterest expense$11,357,000991
Salaries and employee benefits$6,032,0001,045
Premises and equipment expense$1,968,000655
Additional noninterest expense$3,357,0001,008
Pre-tax net operating income$1,380,0002,520
Securities gains (losses)$11,0001,847
Applicable income taxes$-244,0004,972
Income before extraordinary items$1,635,0002,114
Extraordinary gains, net$04
Net income$1,635,0002,114
Minority interest net income$065
Net income of bank and minority interests.$1,635,0002,114
Net charge-offs$959,000402
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,624,0002,086
2020-03-31 (YTD Data)Rank
Total interest income$8,988,000926
Total interest expense$1,487,0001,022
Net interest income$7,501,000909
Provision for loan and lease losses$1,964,000412
Total noninterest income$1,224,0001,129
Gross Fiduciary activities income$0941
Service charges on deposit accounts$477,000634
Trading account gains and feesNANA
Additional Noninterest Income$747,0001,187
Total noninterest expense$5,731,000990
Salaries and employee benefits$3,186,0001,018
Premises and equipment expense$979,000655
Additional noninterest expense$1,566,0001,072
Pre-tax net operating income$1,030,0001,794
Securities gains (losses)$6,0001,418
Applicable income taxes$-30,0004,909
Income before extraordinary items$1,066,0001,581
Extraordinary gains, net$04
Net income$1,066,0001,580
Minority interest net income$056
Net income of bank and minority interests.$1,066,0001,581
Net charge-offs$969,000247
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,060,0001,560
2019-12-31 (YTD Data)Rank
Total interest income$37,240,000911
Total interest expense$5,892,0001,074
Net interest income$31,348,000871
Provision for loan and lease losses$679,0001,232
Total noninterest income$4,990,0001,128
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,013,000626
Trading account gains and feesNANA
Additional Noninterest Income$2,977,0001,209
Total noninterest expense$22,916,000975
Salaries and employee benefits$12,991,000975
Premises and equipment expense$3,546,000714
Additional noninterest expense$6,379,0001,042
Pre-tax net operating income$12,743,000861
Securities gains (losses)$23,0001,586
Applicable income taxes$1,979,000908
Income before extraordinary items$10,787,000888
Extraordinary gains, net$011
Net income$10,787,000889
Minority interest net income$076
Net income of bank and minority interests.$10,787,000889
Net charge-offs$153,0001,910
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,767,680868
2019-09-30 (YTD Data)Rank
Total interest income$27,605,000920
Total interest expense$4,470,0001,065
Net interest income$23,135,000880
Provision for loan and lease losses$451,0001,244
Total noninterest income$3,558,0001,165
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,437,000655
Trading account gains and feesNANA
Additional Noninterest Income$2,121,0001,240
Total noninterest expense$16,949,000983
Salaries and employee benefits$9,582,000991
Premises and equipment expense$2,652,000720
Additional noninterest expense$4,715,0001,048
Pre-tax net operating income$9,293,000895
Securities gains (losses)$22,0001,385
Applicable income taxes$1,428,000968
Income before extraordinary items$7,887,000912
Extraordinary gains, net$011
Net income$7,887,000913
Minority interest net income$072
Net income of bank and minority interests.$7,887,000913
Net charge-offs$-106,0004,984
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,868,300900
2019-06-30 (YTD Data)Rank
Total interest income$17,178,000964
Total interest expense$2,919,0001,072
Net interest income$14,259,000942
Provision for loan and lease losses$301,0001,189
Total noninterest income$2,272,0001,170
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$908,000682
Trading account gains and feesNANA
Additional Noninterest Income$1,364,0001,236
Total noninterest expense$11,131,000991
Salaries and employee benefits$6,209,000998
Premises and equipment expense$1,689,000753
Additional noninterest expense$3,233,0001,029
Pre-tax net operating income$5,099,0001,033
Securities gains (losses)$-42,0005,136
Applicable income taxes$662,0001,211
Income before extraordinary items$4,395,0001,030
Extraordinary gains, net$011
Net income$4,395,0001,030
Minority interest net income$069
Net income of bank and minority interests.$4,395,0001,030
Net charge-offs$-65,0004,973
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,431,5401,004
2019-03-31 (YTD Data)Rank
Total interest income$8,400,000980
Total interest expense$1,434,0001,060
Net interest income$6,966,000960
Provision for loan and lease losses$150,0001,133
Total noninterest income$1,080,0001,176
Gross Fiduciary activities income$0972
Service charges on deposit accounts$427,000711
Trading account gains and feesNANA
Additional Noninterest Income$653,0001,227
Total noninterest expense$5,457,0001,009
Salaries and employee benefits$3,200,000983
Premises and equipment expense$873,000744
Additional noninterest expense$1,384,0001,147
Pre-tax net operating income$2,439,0001,043
Securities gains (losses)$5,000841
Applicable income taxes$268,0001,347
Income before extraordinary items$2,176,0001,009
Extraordinary gains, net$05
Net income$2,176,0001,008
Minority interest net income$052
Net income of bank and minority interests.$2,176,0001,008
Net charge-offs$-29,0004,964
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,171,550988
2018-12-31 (YTD Data)Rank
Total interest income$31,780,000973
Total interest expense$3,018,0001,429
Net interest income$28,762,000923
Provision for loan and lease losses$1,523,000613
Total noninterest income$5,020,0001,086
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,691,000744
Trading account gains and feesNANA
Additional Noninterest Income$3,329,0001,059
Total noninterest expense$22,429,000970
Salaries and employee benefits$12,227,000991
Premises and equipment expense$2,859,000877
Additional noninterest expense$7,343,000912
Pre-tax net operating income$9,830,0001,050
Securities gains (losses)$-8,0004,349
Applicable income taxes$1,374,0001,114
Income before extraordinary items$8,448,0001,060
Extraordinary gains, net$06
Net income$8,448,0001,059
Minority interest net income$072
Net income of bank and minority interests.$8,448,0001,059
Net charge-offs$-279,0005,232
Cash dividends$1,000,0002,197
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,454,8801,057
2018-09-30 (YTD Data)Rank
Total interest income$22,478,0001,009
Total interest expense$1,898,0001,550
Net interest income$20,580,000949
Provision for loan and lease losses$817,000764
Total noninterest income$3,671,0001,108
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,246,000746
Trading account gains and feesNANA
Additional Noninterest Income$2,425,0001,094
Total noninterest expense$15,618,0001,038
Salaries and employee benefits$9,093,0001,006
Premises and equipment expense$2,116,000883
Additional noninterest expense$4,409,0001,096
Pre-tax net operating income$7,816,0001,010
Securities gains (losses)$-8,0004,722
Applicable income taxes$1,171,0001,049
Income before extraordinary items$6,637,0001,016
Extraordinary gains, net$05
Net income$6,637,0001,015
Minority interest net income$066
Net income of bank and minority interests.$6,637,0001,015
Net charge-offs$-305,0005,323
Cash dividends$1,000,0001,656
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,643,8001,010
2018-06-30 (YTD Data)Rank
Total interest income$14,630,0001,018
Total interest expense$1,152,0001,596
Net interest income$13,478,000958
Provision for loan and lease losses$797,000564
Total noninterest income$2,342,0001,143
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$811,000755
Trading account gains and feesNANA
Additional Noninterest Income$1,531,0001,143
Total noninterest expense$10,235,0001,045
Salaries and employee benefits$6,067,0001,007
Premises and equipment expense$1,370,000912
Additional noninterest expense$2,798,0001,134
Pre-tax net operating income$4,788,0001,063
Securities gains (losses)$-8,0004,955
Applicable income taxes$709,0001,114
Income before extraordinary items$4,071,0001,067
Extraordinary gains, net$06
Net income$4,071,0001,066
Minority interest net income$065
Net income of bank and minority interests.$4,071,0001,066
Net charge-offs$-86,0005,157
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,077,8001,059
2018-03-31 (YTD Data)Rank
Total interest income$7,243,0001,019
Total interest expense$499,0001,718
Net interest income$6,744,000955
Provision for loan and lease losses$576,000417
Total noninterest income$1,127,0001,178
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$402,000771
Trading account gains and feesNANA
Additional Noninterest Income$725,0001,170
Total noninterest expense$5,104,0001,054
Salaries and employee benefits$3,043,0001,017
Premises and equipment expense$689,000906
Additional noninterest expense$1,372,0001,153
Pre-tax net operating income$2,191,0001,118
Securities gains (losses)$-8,0005,192
Applicable income taxes$310,0001,197
Income before extraordinary items$1,873,0001,102
Extraordinary gains, net$07
Net income$1,873,0001,102
Minority interest net income$052
Net income of bank and minority interests.$1,873,0001,102
Net charge-offs$16,0001,764
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,879,8801,091
2017-12-31 (YTD Data)Rank
Total interest income$28,068,0001,021
Total interest expense$1,047,0002,470
Net interest income$27,021,000929
Provision for loan and lease losses$2,783,000390
Total noninterest income$4,771,0001,156
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,653,000757
Trading account gains and feesNANA
Additional Noninterest Income$3,118,0001,132
Total noninterest expense$19,874,0001,054
Salaries and employee benefits$10,553,0001,111
Premises and equipment expense$2,771,000885
Additional noninterest expense$6,550,000987
Pre-tax net operating income$9,135,0001,061
Securities gains (losses)$-129,0005,450
Applicable income taxes$1,930,0001,304
Income before extraordinary items$7,076,0001,008
Extraordinary gains, net$09
Net income$7,076,0001,008
Minority interest net income$076
Net income of bank and minority interests.$7,076,0001,008
Net charge-offs$-77,0005,239
Cash dividends$12,000,000323
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,177,910988
2017-09-30 (YTD Data)Rank
Total interest income$21,088,0001,020
Total interest expense$762,0002,500
Net interest income$20,326,000931
Provision for loan and lease losses$2,209,000362
Total noninterest income$3,462,0001,205
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,231,000767
Trading account gains and feesNANA
Additional Noninterest Income$2,231,0001,173
Total noninterest expense$13,590,0001,148
Salaries and employee benefits$7,689,0001,149
Premises and equipment expense$1,989,000924
Additional noninterest expense$3,912,0001,201
Pre-tax net operating income$7,989,000965
Securities gains (losses)$02,274
Applicable income taxes$2,467,000792
Income before extraordinary items$5,522,0001,071
Extraordinary gains, net$09
Net income$5,522,0001,070
Minority interest net income$071
Net income of bank and minority interests.$5,522,0001,071
Net charge-offs$-36,0005,085
Cash dividends$9,500,000300
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,522,0001,054
2017-06-30 (YTD Data)Rank
Total interest income$14,445,000983
Total interest expense$498,0002,492
Net interest income$13,947,000898
Provision for loan and lease losses$1,635,000333
Total noninterest income$2,269,0001,210
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$800,000777
Trading account gains and feesNANA
Additional Noninterest Income$1,469,0001,210
Total noninterest expense$8,903,0001,171
Salaries and employee benefits$4,997,0001,172
Premises and equipment expense$1,315,000928
Additional noninterest expense$2,591,0001,200
Pre-tax net operating income$5,678,000885
Securities gains (losses)$01,906
Applicable income taxes$1,829,000714
Income before extraordinary items$3,849,0001,009
Extraordinary gains, net$011
Net income$3,849,0001,010
Minority interest net income$071
Net income of bank and minority interests.$3,849,0001,009
Net charge-offs$-28,0005,117
Cash dividends$5,000,000353
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,849,000997
2017-03-31 (YTD Data)Rank
Total interest income$7,270,000976
Total interest expense$243,0002,506
Net interest income$7,027,000889
Provision for loan and lease losses$774,000319
Total noninterest income$1,089,0001,244
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$382,000800
Trading account gains and feesNANA
Additional Noninterest Income$707,0001,217
Total noninterest expense$4,539,0001,155
Salaries and employee benefits$2,620,0001,147
Premises and equipment expense$612,000992
Additional noninterest expense$1,307,0001,197
Pre-tax net operating income$2,803,000875
Securities gains (losses)$01,153
Applicable income taxes$894,000711
Income before extraordinary items$1,909,000989
Extraordinary gains, net$08
Net income$1,909,000990
Minority interest net income$055
Net income of bank and minority interests.$1,909,000989
Net charge-offs$-4,0004,579
Cash dividends$5,000,000195
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,909,000972
2016-12-31 (YTD Data)Rank
Total interest income$9,982,0002,401
Total interest expense$-23,0005,913
Net interest income$10,005,0002,186
Provision for loan and lease losses$1,460,000662
Total noninterest income$1,677,0002,329
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$541,0001,956
Trading account gains and fees$0170
Additional Noninterest Income$1,136,0002,246
Total noninterest expense$7,059,0002,541
Salaries and employee benefits$4,017,0002,493
Premises and equipment expense$926,0002,265
Additional noninterest expense$2,116,0002,649
Pre-tax net operating income$3,163,0002,319
Securities gains (losses)$-47,0005,740
Applicable income taxes$990,0001,660
Income before extraordinary items$2,126,0002,687
Extraordinary gains, net$05
Net income$2,126,0002,685
Minority interest net income$082
Net income of bank and minority interests.$2,126,0002,686
Net charge-offs$-10,0004,985
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,157,9602,604
2016-09-30 (YTD Data)Rank
Total interest income$2,275,0004,739
Total interest expense$83,0005,502
Net interest income$2,192,0004,603
Provision for loan and lease losses$270,0001,728
Total noninterest income$456,0003,824
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$138,0003,725
Trading account gains and fees$0169
Additional Noninterest Income$318,0003,495
Total noninterest expense$2,136,0004,358
Salaries and employee benefits$1,486,0003,847
Premises and equipment expense$243,0004,194
Additional noninterest expense$407,0005,168
Pre-tax net operating income$242,0005,195
Securities gains (losses)$03,160
Applicable income taxes$56,0003,518
Income before extraordinary items$186,0005,300
Extraordinary gains, net$05
Net income$186,0005,300
Minority interest net income$071
Net income of bank and minority interests.$186,0005,300
Net charge-offs$-3,0004,630
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$186,0005,247
2016-06-30 (YTD Data)Rank
Total interest income$11,176,0001,184
Total interest expense$1,215,0001,177
Net interest income$9,961,0001,181
Provision for loan and lease losses$04,017
Total noninterest income$2,833,0001,037
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$624,000966
Trading account gains and fees$0157
Additional Noninterest Income$2,209,000906
Total noninterest expense$8,850,0001,169
Salaries and employee benefits$5,272,0001,104
Premises and equipment expense$908,0001,294
Additional noninterest expense$2,670,0001,203
Pre-tax net operating income$3,944,0001,116
Securities gains (losses)$02,835
Applicable income taxes$1,196,000941
Income before extraordinary items$2,748,0001,302
Extraordinary gains, net$016
Net income$2,748,0001,302
Minority interest net income$071
Net income of bank and minority interests.$2,748,0001,303
Net charge-offs$144,0001,350
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,748,0001,255
2016-03-31 (YTD Data)Rank
Total interest income$5,527,0001,194
Total interest expense$677,0001,054
Net interest income$4,850,0001,211
Provision for loan and lease losses$03,656
Total noninterest income$1,384,0001,025
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$302,000999
Trading account gains and fees$0142
Additional Noninterest Income$1,082,000887
Total noninterest expense$4,514,0001,156
Salaries and employee benefits$2,691,0001,094
Premises and equipment expense$457,0001,280
Additional noninterest expense$1,366,0001,178
Pre-tax net operating income$1,720,0001,250
Securities gains (losses)$02,077
Applicable income taxes$529,0001,016
Income before extraordinary items$1,191,0001,422
Extraordinary gains, net$012
Net income$1,191,0001,422
Minority interest net income$062
Net income of bank and minority interests.$1,191,0001,423
Net charge-offs$175,000730
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,191,0001,388
2015-12-31 (YTD Data)Rank
Total interest income$21,805,0001,175
Total interest expense$2,764,0001,022
Net interest income$19,041,0001,203
Provision for loan and lease losses$04,380
Total noninterest income$6,726,000914
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,401,000918
Trading account gains and fees$0159
Additional Noninterest Income$5,325,000782
Total noninterest expense$18,158,0001,116
Salaries and employee benefits$10,221,0001,096
Premises and equipment expense$2,023,0001,163
Additional noninterest expense$5,914,0001,097
Pre-tax net operating income$7,609,0001,123
Securities gains (losses)$121,0001,053
Applicable income taxes$2,252,000924
Income before extraordinary items$5,478,0001,270
Extraordinary gains, net$023
Net income$5,478,0001,270
Minority interest net income$081
Net income of bank and minority interests.$5,478,0001,270
Net charge-offs$146,0002,287
Cash dividends$3,845,000812
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,392,0901,255
2015-09-30 (YTD Data)Rank
Total interest income$16,191,0001,187
Total interest expense$2,079,0001,028
Net interest income$14,112,0001,220
Provision for loan and lease losses$04,232
Total noninterest income$4,454,0001,007
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,036,000931
Trading account gains and fees$0153
Additional Noninterest Income$3,418,000871
Total noninterest expense$13,160,0001,151
Salaries and employee benefits$7,586,0001,111
Premises and equipment expense$1,447,0001,238
Additional noninterest expense$4,127,0001,171
Pre-tax net operating income$5,406,0001,178
Securities gains (losses)$118,000936
Applicable income taxes$1,652,000963
Income before extraordinary items$3,872,0001,331
Extraordinary gains, net$021
Net income$3,872,0001,331
Minority interest net income$078
Net income of bank and minority interests.$3,872,0001,331
Net charge-offs$166,0001,708
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,789,4001,324
2015-06-30 (YTD Data)Rank
Total interest income$10,740,0001,193
Total interest expense$1,413,0001,015
Net interest income$9,327,0001,222
Provision for loan and lease losses$04,069
Total noninterest income$2,756,0001,062
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$666,000946
Trading account gains and fees$0157
Additional Noninterest Income$2,090,000934
Total noninterest expense$8,817,0001,149
Salaries and employee benefits$5,028,0001,126
Premises and equipment expense$913,0001,310
Additional noninterest expense$2,876,0001,124
Pre-tax net operating income$3,266,0001,284
Securities gains (losses)$116,000772
Applicable income taxes$985,0001,038
Income before extraordinary items$2,397,0001,393
Extraordinary gains, net$022
Net income$2,397,0001,395
Minority interest net income$075
Net income of bank and minority interests.$2,397,0001,394
Net charge-offs$122,0001,552
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,314,6401,397
2015-03-31 (YTD Data)Rank
Total interest income$5,245,0001,210
Total interest expense$748,000965
Net interest income$4,497,0001,262
Provision for loan and lease losses$03,703
Total noninterest income$1,247,0001,105
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$323,000950
Trading account gains and fees$0152
Additional Noninterest Income$924,000982
Total noninterest expense$4,217,0001,211
Salaries and employee benefits$2,519,0001,128
Premises and equipment expense$438,0001,371
Additional noninterest expense$1,260,0001,246
Pre-tax net operating income$1,527,0001,312
Securities gains (losses)$43,000908
Applicable income taxes$451,0001,086
Income before extraordinary items$1,119,0001,448
Extraordinary gains, net$013
Net income$1,119,0001,450
Minority interest net income$064
Net income of bank and minority interests.$1,119,0001,450
Net charge-offs$111,0001,043
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,088,4701,428
2014-12-31 (YTD Data)Rank
Total interest income$21,375,0001,194
Total interest expense$3,158,000953
Net interest income$18,217,0001,232
Provision for loan and lease losses$04,603
Total noninterest income$5,396,0001,041
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,539,000866
Trading account gains and fees$0180
Additional Noninterest Income$3,857,000923
Total noninterest expense$16,297,0001,217
Salaries and employee benefits$9,710,0001,115
Premises and equipment expense$2,121,0001,126
Additional noninterest expense$4,466,0001,428
Pre-tax net operating income$7,316,0001,108
Securities gains (losses)$03,259
Applicable income taxes$2,233,000903
Income before extraordinary items$5,083,0001,282
Extraordinary gains, net$017
Net income$5,083,0001,281
Minority interest net income$084
Net income of bank and minority interests.$5,083,0001,281
Net charge-offs$-44,0005,969
Cash dividends$3,572,000804
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,083,0001,253
2014-09-30 (YTD Data)Rank
Total interest income$15,912,0001,212
Total interest expense$2,370,000960
Net interest income$13,542,0001,247
Provision for loan and lease losses$04,401
Total noninterest income$4,049,0001,049
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,163,000868
Trading account gains and fees$0174
Additional Noninterest Income$2,886,000932
Total noninterest expense$12,161,0001,232
Salaries and employee benefits$7,235,0001,130
Premises and equipment expense$1,620,0001,117
Additional noninterest expense$3,306,0001,440
Pre-tax net operating income$5,430,0001,132
Securities gains (losses)$02,980
Applicable income taxes$1,630,000936
Income before extraordinary items$3,800,0001,275
Extraordinary gains, net$015
Net income$3,800,0001,273
Minority interest net income$081
Net income of bank and minority interests.$3,800,0001,274
Net charge-offs$-92,0006,186
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,800,0001,260
2014-06-30 (YTD Data)Rank
Total interest income$10,541,0001,210
Total interest expense$1,577,000961
Net interest income$8,964,0001,244
Provision for loan and lease losses$04,196
Total noninterest income$2,647,0001,040
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$765,000869
Trading account gains and fees$0172
Additional Noninterest Income$1,882,000937
Total noninterest expense$8,048,0001,248
Salaries and employee benefits$4,765,0001,143
Premises and equipment expense$1,086,0001,120
Additional noninterest expense$2,197,0001,444
Pre-tax net operating income$3,563,0001,116
Securities gains (losses)$02,580
Applicable income taxes$1,065,000920
Income before extraordinary items$2,498,0001,263
Extraordinary gains, net$020
Net income$2,498,0001,263
Minority interest net income$080
Net income of bank and minority interests.$2,498,0001,264
Net charge-offs$-383,0006,537
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,498,0001,240
2014-03-31 (YTD Data)Rank
Total interest income$5,159,0001,230
Total interest expense$789,000967
Net interest income$4,370,0001,274
Provision for loan and lease losses$03,817
Total noninterest income$1,245,0001,060
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$374,000876
Trading account gains and fees$0147
Additional Noninterest Income$871,000942
Total noninterest expense$3,990,0001,266
Salaries and employee benefits$2,437,0001,137
Premises and equipment expense$548,0001,130
Additional noninterest expense$1,005,0001,548
Pre-tax net operating income$1,625,0001,175
Securities gains (losses)$01,715
Applicable income taxes$474,000967
Income before extraordinary items$1,151,0001,316
Extraordinary gains, net$016
Net income$1,151,0001,317
Minority interest net income$066
Net income of bank and minority interests.$1,151,0001,318
Net charge-offs$-280,0006,633
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,151,0001,286
2013-12-31 (YTD Data)Rank
Total interest income$19,836,0001,280
Total interest expense$3,324,0001,013
Net interest income$16,512,0001,320
Provision for loan and lease losses$05,091
Total noninterest income$6,434,000947
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,778,000781
Trading account gains and fees$0184
Additional Noninterest Income$4,656,000856
Total noninterest expense$17,467,0001,169
Salaries and employee benefits$9,760,0001,113
Premises and equipment expense$2,168,0001,097
Additional noninterest expense$5,539,0001,214
Pre-tax net operating income$5,479,0001,339
Securities gains (losses)$241,000801
Applicable income taxes$1,720,0001,010
Income before extraordinary items$4,000,0001,510
Extraordinary gains, net$029
Net income$4,000,0001,512
Minority interest net income$090
Net income of bank and minority interests.$4,000,0001,514
Net charge-offs$680,0001,674
Cash dividends$3,000,000859
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,831,3001,521
2013-09-30 (YTD Data)Rank
Total interest income$14,739,0001,302
Total interest expense$2,515,0001,037
Net interest income$12,224,0001,339
Provision for loan and lease losses$04,941
Total noninterest income$5,034,000926
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,343,000781
Trading account gains and fees$0180
Additional Noninterest Income$3,691,000834
Total noninterest expense$13,237,0001,164
Salaries and employee benefits$7,279,0001,126
Premises and equipment expense$1,631,0001,094
Additional noninterest expense$4,327,0001,160
Pre-tax net operating income$4,021,0001,376
Securities gains (losses)$243,000737
Applicable income taxes$1,267,0001,064
Income before extraordinary items$2,997,0001,503
Extraordinary gains, net$025
Net income$2,997,0001,505
Minority interest net income$084
Net income of bank and minority interests.$2,997,0001,506
Net charge-offs$639,0001,369
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,826,9001,549
2013-06-30 (YTD Data)Rank
Total interest income$9,761,0001,300
Total interest expense$1,695,0001,050
Net interest income$8,066,0001,338
Provision for loan and lease losses$04,788
Total noninterest income$3,345,000936
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$881,000783
Trading account gains and fees$0157
Additional Noninterest Income$2,464,000845
Total noninterest expense$8,909,0001,145
Salaries and employee benefits$4,893,0001,110
Premises and equipment expense$1,094,0001,092
Additional noninterest expense$2,922,0001,145
Pre-tax net operating income$2,502,0001,439
Securities gains (losses)$243,000655
Applicable income taxes$803,0001,100
Income before extraordinary items$1,942,0001,556
Extraordinary gains, net$022
Net income$1,942,0001,559
Minority interest net income$082
Net income of bank and minority interests.$1,942,0001,561
Net charge-offs$281,0001,755
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,769,4701,618
2013-03-31 (YTD Data)Rank
Total interest income$4,783,0001,330
Total interest expense$861,0001,070
Net interest income$3,922,0001,368
Provision for loan and lease losses$04,409
Total noninterest income$1,612,000975
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$430,000795
Trading account gains and fees$0148
Additional Noninterest Income$1,182,000875
Total noninterest expense$4,424,0001,156
Salaries and employee benefits$2,462,0001,114
Premises and equipment expense$589,0001,044
Additional noninterest expense$1,373,0001,197
Pre-tax net operating income$1,110,0001,567
Securities gains (losses)$-22,0006,876
Applicable income taxes$295,0001,341
Income before extraordinary items$793,0001,787
Extraordinary gains, net$010
Net income$793,0001,788
Minority interest net income$076
Net income of bank and minority interests.$793,0001,789
Net charge-offs$195,0001,379
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$809,0601,689
2012-12-31 (YTD Data)Rank
Total interest income$20,762,0001,290
Total interest expense$3,887,0001,151
Net interest income$16,875,0001,297
Provision for loan and lease losses$2,125,0001,021
Total noninterest income$6,602,000935
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,073,000687
Trading account gains and fees$0166
Additional Noninterest Income$4,529,000879
Total noninterest expense$18,805,0001,068
Salaries and employee benefits$9,597,0001,097
Premises and equipment expense$2,046,0001,153
Additional noninterest expense$7,162,000975
Pre-tax net operating income$2,547,0002,375
Securities gains (losses)$-5,0006,693
Applicable income taxes$595,0002,007
Income before extraordinary items$1,947,0002,627
Extraordinary gains, net$029
Net income$1,947,0002,630
Minority interest net income$093
Net income of bank and minority interests.$1,947,0002,628
Net charge-offs$3,341,000793
Cash dividends$750,0002,290
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,950,8502,513
2012-09-30 (YTD Data)Rank
Total interest income$15,674,0001,309
Total interest expense$2,961,0001,196
Net interest income$12,713,0001,306
Provision for loan and lease losses$2,125,000805
Total noninterest income$5,120,000898
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,581,000681
Trading account gains and fees$0157
Additional Noninterest Income$3,539,000823
Total noninterest expense$13,969,0001,069
Salaries and employee benefits$7,143,0001,093
Premises and equipment expense$1,545,0001,152
Additional noninterest expense$5,281,000986
Pre-tax net operating income$1,739,0002,614
Securities gains (losses)$56,0002,372
Applicable income taxes$416,0002,122
Income before extraordinary items$1,379,0002,787
Extraordinary gains, net$020
Net income$1,379,0002,788
Minority interest net income$086
Net income of bank and minority interests.$1,379,0002,787
Net charge-offs$3,615,000585
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,335,8802,730
2012-06-30 (YTD Data)Rank
Total interest income$10,554,0001,306
Total interest expense$1,993,0001,231
Net interest income$8,561,0001,294
Provision for loan and lease losses$1,275,000904
Total noninterest income$3,547,000866
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,052,000677
Trading account gains and fees$0153
Additional Noninterest Income$2,495,000793
Total noninterest expense$9,372,0001,061
Salaries and employee benefits$4,806,0001,084
Premises and equipment expense$1,002,0001,185
Additional noninterest expense$3,564,000972
Pre-tax net operating income$1,461,0002,177
Securities gains (losses)$98,0001,614
Applicable income taxes$424,0001,665
Income before extraordinary items$1,135,0002,377
Extraordinary gains, net$019
Net income$1,135,0002,377
Minority interest net income$084
Net income of bank and minority interests.$1,135,0002,377
Net charge-offs$1,627,000805
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,063,4602,370
2012-03-31 (YTD Data)Rank
Total interest income$5,274,0001,308
Total interest expense$1,014,0001,257
Net interest income$4,260,0001,300
Provision for loan and lease losses$475,0001,100
Total noninterest income$1,520,000970
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$513,000692
Trading account gains and fees$0148
Additional Noninterest Income$1,007,000897
Total noninterest expense$4,835,0001,025
Salaries and employee benefits$2,466,0001,053
Premises and equipment expense$511,0001,171
Additional noninterest expense$1,858,000918
Pre-tax net operating income$470,0003,001
Securities gains (losses)$98,000921
Applicable income taxes$150,0002,029
Income before extraordinary items$418,0002,962
Extraordinary gains, net$019
Net income$418,0002,965
Minority interest net income$078
Net income of bank and minority interests.$418,0002,966
Net charge-offs$31,0003,398
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$345,4803,213
2011-12-31 (YTD Data)Rank
Total interest income$22,933,0001,252
Total interest expense$4,861,0001,248
Net interest income$18,072,0001,228
Provision for loan and lease losses$8,965,000458
Total noninterest income$6,003,000901
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,342,000627
Trading account gains and fees$0146
Additional Noninterest Income$3,661,000897
Total noninterest expense$18,449,0001,060
Salaries and employee benefits$9,473,0001,038
Premises and equipment expense$2,243,0001,112
Additional noninterest expense$6,733,0001,036
Pre-tax net operating income$-3,339,0006,949
Securities gains (losses)$229,0001,349
Applicable income taxes$-1,434,0007,214
Income before extraordinary items$-1,676,0006,790
Extraordinary gains, net$029
Net income$-1,676,0006,790
Minority interest net income$096
Net income of bank and minority interests.$-1,676,0006,790
Net charge-offs$5,111,000781
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,822,5606,786
2011-09-30 (YTD Data)Rank
Total interest income$17,422,0001,246
Total interest expense$3,797,0001,247
Net interest income$13,625,0001,236
Provision for loan and lease losses$6,765,000469
Total noninterest income$4,498,000915
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,751,000636
Trading account gains and fees$0145
Additional Noninterest Income$2,747,000890
Total noninterest expense$13,664,0001,080
Salaries and employee benefits$7,031,0001,048
Premises and equipment expense$1,701,0001,119
Additional noninterest expense$4,932,0001,069
Pre-tax net operating income$-2,306,0007,043
Securities gains (losses)$349,000829
Applicable income taxes$-938,0007,290
Income before extraordinary items$-1,019,0006,864
Extraordinary gains, net$021
Net income$-1,019,0006,866
Minority interest net income$087
Net income of bank and minority interests.$-1,019,0006,865
Net charge-offs$3,723,000792
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,242,3606,891
2011-06-30 (YTD Data)Rank
Total interest income$11,630,0001,248
Total interest expense$2,563,0001,281
Net interest income$9,067,0001,235
Provision for loan and lease losses$6,165,000348
Total noninterest income$2,684,000987
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,112,000663
Trading account gains and fees$0153
Additional Noninterest Income$1,572,000983
Total noninterest expense$9,205,0001,088
Salaries and employee benefits$4,753,0001,046
Premises and equipment expense$1,134,0001,123
Additional noninterest expense$3,318,0001,077
Pre-tax net operating income$-3,619,0007,306
Securities gains (losses)$57,0001,512
Applicable income taxes$-1,459,0007,436
Income before extraordinary items$-2,103,0007,217
Extraordinary gains, net$015
Net income$-2,103,0007,218
Minority interest net income$089
Net income of bank and minority interests.$-2,103,0007,218
Net charge-offs$3,066,000676
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,139,4807,212
2011-03-31 (YTD Data)Rank
Total interest income$5,828,0001,251
Total interest expense$1,295,0001,316
Net interest income$4,533,0001,228
Provision for loan and lease losses$4,975,000243
Total noninterest income$1,388,000970
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$537,000669
Trading account gains and fees$0158
Additional Noninterest Income$851,000919
Total noninterest expense$4,724,0001,060
Salaries and employee benefits$2,413,0001,038
Premises and equipment expense$585,0001,120
Additional noninterest expense$1,726,0001,031
Pre-tax net operating income$-3,778,0007,484
Securities gains (losses)$112,000502
Applicable income taxes$-1,426,0007,533
Income before extraordinary items$-2,240,0007,410
Extraordinary gains, net$09
Net income$-2,240,0007,410
Minority interest net income$086
Net income of bank and minority interests.$-2,240,0007,410
Net charge-offs$990,000866
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,311,6807,416
2010-12-31 (YTD Data)Rank
Total interest income$25,024,0001,234
Total interest expense$6,647,0001,237
Net interest income$18,377,0001,227
Provision for loan and lease losses$3,200,0001,555
Total noninterest income$6,676,000861
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,405,000617
Trading account gains and fees$0175
Additional Noninterest Income$4,271,000831
Total noninterest expense$18,634,0001,071
Salaries and employee benefits$9,723,0001,006
Premises and equipment expense$2,364,0001,100
Additional noninterest expense$6,547,0001,136
Pre-tax net operating income$3,219,0001,525
Securities gains (losses)$-157,0007,270
Applicable income taxes$900,0001,328
Income before extraordinary items$2,162,0001,886
Extraordinary gains, net$029
Net income$2,162,0001,887
Minority interest net income$0111
Net income of bank and minority interests.$2,162,0001,888
Net charge-offs$4,053,0001,196
Cash dividends$1,400,0001,137
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,273,4701,737
2010-09-30 (YTD Data)Rank
Total interest income$18,967,0001,244
Total interest expense$5,227,0001,223
Net interest income$13,740,0001,242
Provision for loan and lease losses$2,450,0001,449
Total noninterest income$5,079,000834
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,856,000609
Trading account gains and fees$0165
Additional Noninterest Income$3,223,000782
Total noninterest expense$13,710,0001,074
Salaries and employee benefits$7,246,0001,000
Premises and equipment expense$1,717,0001,154
Additional noninterest expense$4,747,0001,145
Pre-tax net operating income$2,659,0001,474
Securities gains (losses)$-157,0007,449
Applicable income taxes$747,0001,271
Income before extraordinary items$1,755,0001,879
Extraordinary gains, net$023
Net income$1,755,0001,880
Minority interest net income$0110
Net income of bank and minority interests.$1,755,0001,881
Net charge-offs$2,916,0001,165
Cash dividends$300,0002,316
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,864,9001,678
2010-06-30 (YTD Data)Rank
Total interest income$12,459,0001,274
Total interest expense$3,511,0001,266
Net interest income$8,948,0001,269
Provision for loan and lease losses$1,700,0001,408
Total noninterest income$3,260,000841
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,280,000598
Trading account gains and fees$0152
Additional Noninterest Income$1,980,000811
Total noninterest expense$9,188,0001,073
Salaries and employee benefits$4,851,0001,003
Premises and equipment expense$1,130,0001,174
Additional noninterest expense$3,207,0001,107
Pre-tax net operating income$1,320,0001,902
Securities gains (losses)$-92,0007,504
Applicable income taxes$333,0001,629
Income before extraordinary items$895,0002,308
Extraordinary gains, net$019
Net income$895,0002,305
Minority interest net income$0105
Net income of bank and minority interests.$895,0002,308
Net charge-offs$1,369,0001,451
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$962,1602,109
2010-03-31 (YTD Data)Rank
Total interest income$6,285,0001,283
Total interest expense$1,784,0001,315
Net interest income$4,501,0001,277
Provision for loan and lease losses$550,0001,725
Total noninterest income$1,546,000861
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$606,000636
Trading account gains and fees$0175
Additional Noninterest Income$940,000834
Total noninterest expense$4,588,0001,090
Salaries and employee benefits$2,432,0001,016
Premises and equipment expense$584,0001,170
Additional noninterest expense$1,572,0001,115
Pre-tax net operating income$909,0001,440
Securities gains (losses)$02,284
Applicable income taxes$274,0001,123
Income before extraordinary items$635,0001,739
Extraordinary gains, net$016
Net income$635,0001,738
Minority interest net income$091
Net income of bank and minority interests.$635,0001,740
Net charge-offs$-156,0007,878
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$635,0001,665
2009-12-31 (YTD Data)Rank
Total interest income$27,866,0001,239
Total interest expense$12,020,000987
Net interest income$15,846,0001,398
Provision for loan and lease losses$12,500,000712
Total noninterest income$5,810,000974
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,908,000576
Trading account gains and fees$0211
Additional Noninterest Income$2,902,0001,069
Total noninterest expense$20,568,0001,018
Salaries and employee benefits$10,080,000969
Premises and equipment expense$2,629,0001,032
Additional noninterest expense$7,859,0001,002
Pre-tax net operating income$-11,412,0007,536
Securities gains (losses)$696,000683
Applicable income taxes$-4,250,0007,721
Income before extraordinary items$-6,466,0007,391
Extraordinary gains, net$-226,0007,995
Net income$-6,692,0007,408
Minority interest net income$0115
Net income of bank and minority interests.$-6,692,0007,408
Net charge-offs$14,458,000515
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-6,911,4407,435
2009-09-30 (YTD Data)Rank
Total interest income$21,331,0001,232
Total interest expense$9,570,000978
Net interest income$11,761,0001,419
Provision for loan and lease losses$9,600,000641
Total noninterest income$4,678,000932
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,168,000579
Trading account gains and fees$0212
Additional Noninterest Income$2,510,000989
Total noninterest expense$15,412,0001,002
Salaries and employee benefits$7,614,000974
Premises and equipment expense$2,042,000998
Additional noninterest expense$5,756,000979
Pre-tax net operating income$-8,573,0007,695
Securities gains (losses)$782,000480
Applicable income taxes$-3,106,0007,823
Income before extraordinary items$-4,685,0007,552
Extraordinary gains, net$027
Net income$-4,685,0007,552
Minority interest net income$0118
Net income of bank and minority interests.$-4,685,0007,552
Net charge-offs$11,058,000471
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,185,4807,605
2009-06-30 (YTD Data)Rank
Total interest income$14,402,0001,246
Total interest expense$6,625,0001,002
Net interest income$7,777,0001,439
Provision for loan and lease losses$8,000,000533
Total noninterest income$2,886,000994
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,392,000599
Trading account gains and fees$0193
Additional Noninterest Income$1,494,0001,093
Total noninterest expense$10,442,0001,009
Salaries and employee benefits$5,166,000980
Premises and equipment expense$1,383,0001,017
Additional noninterest expense$3,893,000988
Pre-tax net operating income$-7,779,0007,865
Securities gains (losses)$538,000480
Applicable income taxes$-2,833,0007,961
Income before extraordinary items$-4,408,0007,760
Extraordinary gains, net$021
Net income$-4,408,0007,759
Minority interest net income$0112
Net income of bank and minority interests.$-4,408,0007,759
Net charge-offs$8,835,000409
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,752,3207,797
2009-03-31 (YTD Data)Rank
Total interest income$7,472,0001,209
Total interest expense$3,417,0001,001
Net interest income$4,055,0001,359
Provision for loan and lease losses$1,300,0001,004
Total noninterest income$1,817,000797
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$693,000587
Trading account gains and fees$0171
Additional Noninterest Income$1,124,000770
Total noninterest expense$5,025,0001,002
Salaries and employee benefits$2,621,000966
Premises and equipment expense$691,0001,033
Additional noninterest expense$1,713,000985
Pre-tax net operating income$-453,0007,267
Securities gains (losses)$02,434
Applicable income taxes$-237,0007,751
Income before extraordinary items$-216,0007,060
Extraordinary gains, net$015
Net income$-216,0007,061
Minority interest net income$0102
Net income of bank and minority interests.$-216,0007,061
Net charge-offs$1,784,000648
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-216,0006,991
2008-12-31 (YTD Data)Rank
Total interest income$36,891,0001,023
Total interest expense$17,434,000917
Net interest income$19,457,0001,128
Provision for loan and lease losses$18,971,000382
Total noninterest income$5,759,000942
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,016,000572
Trading account gains and fees$0154
Additional Noninterest Income$2,743,0001,039
Total noninterest expense$18,901,0001,046
Salaries and employee benefits$10,487,000955
Premises and equipment expense$2,671,0001,045
Additional noninterest expense$5,743,0001,120
Pre-tax net operating income$-12,656,0008,031
Securities gains (losses)$-592,0007,596
Applicable income taxes$-5,203,0008,112
Income before extraordinary items$-8,045,0007,947
Extraordinary gains, net$039
Net income$-8,045,0007,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,261,000330
Cash dividends$6,168,000458
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-7,666,1207,970
2008-09-30 (YTD Data)Rank
Total interest income$28,763,0001,010
Total interest expense$13,586,000914
Net interest income$15,177,0001,092
Provision for loan and lease losses$9,180,000427
Total noninterest income$4,804,000906
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,221,000592
Trading account gains and fees$0148
Additional Noninterest Income$2,583,000913
Total noninterest expense$14,174,0001,042
Salaries and employee benefits$7,944,000968
Premises and equipment expense$1,955,0001,078
Additional noninterest expense$4,275,0001,076
Pre-tax net operating income$-3,373,0008,049
Securities gains (losses)$682,000249
Applicable income taxes$-1,216,0008,099
Income before extraordinary items$-1,475,0007,694
Extraordinary gains, net$031
Net income$-1,475,0007,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,033,000394
Cash dividends$6,168,000370
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,911,4807,924
2008-06-30 (YTD Data)Rank
Total interest income$19,591,0001,000
Total interest expense$9,473,000904
Net interest income$10,118,0001,080
Provision for loan and lease losses$4,580,000463
Total noninterest income$3,127,000937
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,390,000615
Trading account gains and fees$0149
Additional Noninterest Income$1,737,000935
Total noninterest expense$9,148,0001,071
Salaries and employee benefits$5,394,000963
Premises and equipment expense$1,240,0001,126
Additional noninterest expense$2,514,0001,184
Pre-tax net operating income$-483,0007,589
Securities gains (losses)$677,000249
Applicable income taxes$-60,0007,781
Income before extraordinary items$254,0005,257
Extraordinary gains, net$021
Net income$254,0005,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$949,000894
Cash dividends$6,168,000276
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-423,0007,623
2008-03-31 (YTD Data)Rank
Total interest income$10,206,000977
Total interest expense$5,094,000897
Net interest income$5,112,0001,062
Provision for loan and lease losses$620,000879
Total noninterest income$1,663,000884
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$805,000521
Trading account gains and fees$0158
Additional Noninterest Income$858,000950
Total noninterest expense$4,717,0001,036
Salaries and employee benefits$2,784,000944
Premises and equipment expense$638,0001,094
Additional noninterest expense$1,295,0001,114
Pre-tax net operating income$1,438,0001,321
Securities gains (losses)$677,000193
Applicable income taxes$715,000757
Income before extraordinary items$1,400,0001,085
Extraordinary gains, net$015
Net income$1,400,0001,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,222
Cash dividends$6,168,000158
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$953,1801,514
2007-12-31 (YTD Data)Rank
Total interest income$41,146,0001,020
Total interest expense$21,810,000903
Net interest income$19,336,0001,148
Provision for loan and lease losses$510,0002,294
Total noninterest income$6,609,000873
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,168,000549
Trading account gains and fees$0178
Additional Noninterest Income$3,441,000916
Total noninterest expense$17,517,0001,070
Salaries and employee benefits$10,140,000979
Premises and equipment expense$2,690,000962
Additional noninterest expense$4,687,0001,201
Pre-tax net operating income$7,918,0001,059
Securities gains (losses)$02,146
Applicable income taxes$2,699,000884
Income before extraordinary items$5,219,0001,226
Extraordinary gains, net$039
Net income$5,219,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$555,0001,571
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,219,0001,220
2007-09-30 (YTD Data)Rank
Total interest income$30,535,0001,036
Total interest expense$16,306,000904
Net interest income$14,229,0001,182
Provision for loan and lease losses$510,0001,545
Total noninterest income$5,005,000869
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,295,000561
Trading account gains and fees$0184
Additional Noninterest Income$2,710,000894
Total noninterest expense$12,897,0001,083
Salaries and employee benefits$7,413,0001,010
Premises and equipment expense$2,028,000952
Additional noninterest expense$3,456,0001,187
Pre-tax net operating income$5,827,0001,171
Securities gains (losses)$01,655
Applicable income taxes$1,997,000961
Income before extraordinary items$3,830,0001,332
Extraordinary gains, net$033
Net income$3,830,0001,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,036
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,830,0001,326
2007-06-30 (YTD Data)Rank
Total interest income$19,769,0001,087
Total interest expense$10,431,000955
Net interest income$9,338,0001,224
Provision for loan and lease losses$210,0002,072
Total noninterest income$3,099,000946
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,446,000599
Trading account gains and fees$0168
Additional Noninterest Income$1,653,000976
Total noninterest expense$8,562,0001,098
Salaries and employee benefits$4,872,0001,044
Premises and equipment expense$1,353,000961
Additional noninterest expense$2,337,0001,195
Pre-tax net operating income$3,665,0001,293
Securities gains (losses)$01,444
Applicable income taxes$1,252,0001,068
Income before extraordinary items$2,413,0001,451
Extraordinary gains, net$029
Net income$2,413,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$960,000460
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,413,0001,433
2007-03-31 (YTD Data)Rank
Total interest income$9,633,0001,102
Total interest expense$5,070,000971
Net interest income$4,563,0001,252
Provision for loan and lease losses$140,0001,574
Total noninterest income$1,562,000915
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$684,000614
Trading account gains and fees$0195
Additional Noninterest Income$878,000934
Total noninterest expense$4,234,0001,108
Salaries and employee benefits$2,426,0001,059
Premises and equipment expense$689,000958
Additional noninterest expense$1,119,0001,216
Pre-tax net operating income$1,751,0001,343
Securities gains (losses)$01,187
Applicable income taxes$593,0001,136
Income before extraordinary items$1,158,0001,494
Extraordinary gains, net$022
Net income$1,158,0001,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,000304
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,158,0001,484
2006-12-31 (YTD Data)Rank
Total interest income$34,460,0001,148
Total interest expense$16,833,000987
Net interest income$17,627,0001,288
Provision for loan and lease losses$2,900,000384
Total noninterest income$6,037,000942
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,122,000549
Trading account gains and fees$0130
Additional Noninterest Income$2,915,0001,021
Total noninterest expense$15,500,0001,160
Salaries and employee benefits$9,135,0001,060
Premises and equipment expense$2,146,0001,195
Additional noninterest expense$4,219,0001,269
Pre-tax net operating income$5,264,0001,801
Securities gains (losses)$01,687
Applicable income taxes$1,810,0001,439
Income before extraordinary items$3,454,0002,040
Extraordinary gains, net$051
Net income$3,454,0002,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,050,000275
Cash dividends$30,0005,788
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,454,0002,027
2006-09-30 (YTD Data)Rank
Total interest income$25,340,0001,174
Total interest expense$11,991,0001,014
Net interest income$13,349,0001,292
Provision for loan and lease losses$2,780,000304
Total noninterest income$4,613,000933
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,345,000554
Trading account gains and fees$0126
Additional Noninterest Income$2,268,0001,004
Total noninterest expense$11,374,0001,200
Salaries and employee benefits$6,708,0001,096
Premises and equipment expense$1,647,0001,178
Additional noninterest expense$3,019,0001,324
Pre-tax net operating income$3,808,0001,925
Securities gains (losses)$01,388
Applicable income taxes$1,331,0001,524
Income before extraordinary items$2,477,0002,163
Extraordinary gains, net$045
Net income$2,477,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,166,000260
Cash dividends$30,0005,133
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,477,0002,149
2006-06-30 (YTD Data)Rank
Total interest income$16,517,0001,178
Total interest expense$7,686,000991
Net interest income$8,831,0001,302
Provision for loan and lease losses$2,310,000247
Total noninterest income$3,062,000932
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,526,000560
Trading account gains and fees$0126
Additional Noninterest Income$1,536,000996
Total noninterest expense$7,407,0001,239
Salaries and employee benefits$4,285,0001,151
Premises and equipment expense$1,076,0001,201
Additional noninterest expense$2,046,0001,309
Pre-tax net operating income$2,176,0002,171
Securities gains (losses)$01,185
Applicable income taxes$764,0001,726
Income before extraordinary items$1,412,0002,456
Extraordinary gains, net$039
Net income$1,412,0002,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,945,000215
Cash dividends$30,0004,908
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,412,0002,440
2006-03-31 (YTD Data)Rank
Total interest income$8,157,0001,167
Total interest expense$3,668,000989
Net interest income$4,489,0001,267
Provision for loan and lease losses$180,0001,225
Total noninterest income$1,554,000906
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$770,000532
Trading account gains and fees$0115
Additional Noninterest Income$784,000971
Total noninterest expense$3,451,0001,320
Salaries and employee benefits$2,101,0001,185
Premises and equipment expense$540,0001,197
Additional noninterest expense$810,0001,609
Pre-tax net operating income$2,412,0001,037
Securities gains (losses)$0955
Applicable income taxes$874,000872
Income before extraordinary items$1,538,0001,213
Extraordinary gains, net$021
Net income$1,538,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,351
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,538,0001,193
2005-12-31 (YTD Data)Rank
Total interest income$28,780,0001,148
Total interest expense$11,666,000955
Net interest income$17,114,0001,272
Provision for loan and lease losses$900,0001,141
Total noninterest income$5,824,000969
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,279,000513
Trading account gains and fees$0138
Additional Noninterest Income$2,545,0001,144
Total noninterest expense$14,325,0001,215
Salaries and employee benefits$8,034,0001,152
Premises and equipment expense$2,091,0001,177
Additional noninterest expense$4,200,0001,240
Pre-tax net operating income$7,713,0001,230
Securities gains (losses)$02,296
Applicable income taxes$2,780,0001,022
Income before extraordinary items$4,933,0001,429
Extraordinary gains, net$046
Net income$4,933,0001,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,271
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,933,0001,412
2005-09-30 (YTD Data)Rank
Total interest income$20,648,0001,174
Total interest expense$8,117,000975
Net interest income$12,531,0001,288
Provision for loan and lease losses$600,0001,202
Total noninterest income$4,379,000968
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,411,000527
Trading account gains and fees$0126
Additional Noninterest Income$1,968,0001,134
Total noninterest expense$10,755,0001,200
Salaries and employee benefits$5,998,0001,142
Premises and equipment expense$1,615,0001,117
Additional noninterest expense$3,142,0001,213
Pre-tax net operating income$5,555,0001,292
Securities gains (losses)$02,317
Applicable income taxes$2,006,0001,068
Income before extraordinary items$3,549,0001,496
Extraordinary gains, net$035
Net income$3,549,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,121
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,549,0001,469
2005-06-30 (YTD Data)Rank
Total interest income$13,211,0001,185
Total interest expense$5,022,000975
Net interest income$8,189,0001,314
Provision for loan and lease losses$400,0001,185
Total noninterest income$2,822,000975
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,540,000539
Trading account gains and fees$0116
Additional Noninterest Income$1,282,0001,123
Total noninterest expense$7,177,0001,176
Salaries and employee benefits$3,978,0001,145
Premises and equipment expense$1,090,0001,093
Additional noninterest expense$2,109,0001,180
Pre-tax net operating income$3,434,0001,369
Securities gains (losses)$02,146
Applicable income taxes$1,237,0001,130
Income before extraordinary items$2,197,0001,569
Extraordinary gains, net$030
Net income$2,197,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0003,128
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,197,0001,546
2005-03-31 (YTD Data)Rank
Total interest income$6,243,0001,226
Total interest expense$2,309,0001,012
Net interest income$3,934,0001,357
Provision for loan and lease losses$150,0001,379
Total noninterest income$1,377,000976
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$752,000531
Trading account gains and fees$0115
Additional Noninterest Income$625,0001,138
Total noninterest expense$3,584,0001,181
Salaries and employee benefits$1,973,0001,155
Premises and equipment expense$564,0001,064
Additional noninterest expense$1,047,0001,175
Pre-tax net operating income$1,577,0001,449
Securities gains (losses)$01,685
Applicable income taxes$568,0001,206
Income before extraordinary items$1,009,0001,660
Extraordinary gains, net$024
Net income$1,009,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,0008,547
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,009,0001,633
2004-12-31 (YTD Data)Rank
Total interest income$21,980,0001,287
Total interest expense$7,174,0001,129
Net interest income$14,806,0001,363
Provision for loan and lease losses$590,0001,695
Total noninterest income$5,935,000927
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,323,000522
Trading account gains and fees$0138
Additional Noninterest Income$2,612,0001,093
Total noninterest expense$13,412,0001,222
Salaries and employee benefits$7,492,0001,156
Premises and equipment expense$2,030,0001,132
Additional noninterest expense$3,890,0001,279
Pre-tax net operating income$6,739,0001,282
Securities gains (losses)$538,000435
Applicable income taxes$2,649,000994
Income before extraordinary items$4,628,0001,393
Extraordinary gains, net$034
Net income$4,628,0001,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,777
Cash dividends$60,0005,755
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,283,6801,457
2004-09-30 (YTD Data)Rank
Total interest income$16,013,0001,311
Total interest expense$5,076,0001,175
Net interest income$10,937,0001,370
Provision for loan and lease losses$180,0003,152
Total noninterest income$4,496,000927
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,453,000532
Trading account gains and fees$0134
Additional Noninterest Income$2,043,0001,067
Total noninterest expense$10,130,0001,206
Salaries and employee benefits$5,543,0001,175
Premises and equipment expense$1,544,0001,113
Additional noninterest expense$3,043,0001,202
Pre-tax net operating income$5,123,0001,278
Securities gains (losses)$538,000410
Applicable income taxes$2,065,000988
Income before extraordinary items$3,596,0001,369
Extraordinary gains, net$026
Net income$3,596,0001,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,357
Cash dividends$60,0004,908
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,251,6801,461
2004-06-30 (YTD Data)Rank
Total interest income$10,554,0001,312
Total interest expense$3,259,0001,210
Net interest income$7,295,0001,354
Provision for loan and lease losses$120,0003,090
Total noninterest income$2,872,000962
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,564,000555
Trading account gains and fees$0130
Additional Noninterest Income$1,308,0001,104
Total noninterest expense$6,749,0001,199
Salaries and employee benefits$3,647,0001,195
Premises and equipment expense$1,044,0001,110
Additional noninterest expense$2,058,0001,175
Pre-tax net operating income$3,298,0001,295
Securities gains (losses)$538,000344
Applicable income taxes$1,398,000974
Income before extraordinary items$2,438,0001,329
Extraordinary gains, net$021
Net income$2,438,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,658
Cash dividends$48,0004,712
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,093,6801,481
2004-03-31 (YTD Data)Rank
Total interest income$5,327,0001,303
Total interest expense$1,663,0001,205
Net interest income$3,664,0001,354
Provision for loan and lease losses$60,0002,918
Total noninterest income$1,371,000983
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$753,000571
Trading account gains and fees$0121
Additional Noninterest Income$618,0001,109
Total noninterest expense$3,181,0001,288
Salaries and employee benefits$1,773,0001,249
Premises and equipment expense$508,0001,161
Additional noninterest expense$900,0001,348
Pre-tax net operating income$1,794,0001,171
Securities gains (losses)$538,000250
Applicable income taxes$852,000844
Income before extraordinary items$1,480,0001,109
Extraordinary gains, net$016
Net income$1,480,0001,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,135,6801,344
2003-12-31 (YTD Data)Rank
Total interest income$18,638,0001,546
Total interest expense$7,002,0001,263
Net interest income$11,636,0001,666
Provision for loan and lease losses$180,0004,206
Total noninterest income$5,917,000991
Gross Fiduciary activities income$31,0001,169
Service charges on deposit accounts$3,252,000532
Trading account gains and fees$0160
Additional Noninterest Income$2,634,0001,184
Total noninterest expense$12,509,0001,297
Salaries and employee benefits$6,961,0001,225
Premises and equipment expense$1,918,0001,175
Additional noninterest expense$3,630,0001,364
Pre-tax net operating income$4,864,0001,675
Securities gains (losses)$04,500
Applicable income taxes$1,833,0001,369
Income before extraordinary items$3,031,0002,022
Extraordinary gains, net$054
Net income$3,031,0002,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0003,114
Cash dividends$2,970,0001,012
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,031,0001,931
2003-09-30 (YTD Data)Rank
Total interest income$13,615,0001,609
Total interest expense$5,369,0001,288
Net interest income$8,246,0001,775
Provision for loan and lease losses$07,481
Total noninterest income$4,555,000993
Gross Fiduciary activities income$31,0001,101
Service charges on deposit accounts$2,401,000547
Trading account gains and fees$0153
Additional Noninterest Income$2,123,0001,183
Total noninterest expense$9,422,0001,299
Salaries and employee benefits$5,238,0001,237
Premises and equipment expense$1,412,0001,212
Additional noninterest expense$2,772,0001,330
Pre-tax net operating income$3,379,0001,854
Securities gains (losses)$04,204
Applicable income taxes$1,294,0001,504
Income before extraordinary items$2,085,0002,251
Extraordinary gains, net$040
Net income$2,085,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,493
Cash dividends$2,970,000746
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,085,0002,133
2003-06-30 (YTD Data)Rank
Total interest income$9,268,0001,578
Total interest expense$3,787,0001,263
Net interest income$5,481,0001,779
Provision for loan and lease losses$07,324
Total noninterest income$2,954,0001,011
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$1,562,000554
Trading account gains and fees$0150
Additional Noninterest Income$1,385,0001,206
Total noninterest expense$6,336,0001,292
Salaries and employee benefits$3,528,0001,217
Premises and equipment expense$918,0001,243
Additional noninterest expense$1,890,0001,305
Pre-tax net operating income$2,099,0001,956
Securities gains (losses)$03,782
Applicable income taxes$810,0001,601
Income before extraordinary items$1,289,0002,410
Extraordinary gains, net$030
Net income$1,289,0002,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,913
Cash dividends$2,970,000533
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,289,0002,280
2003-03-31 (YTD Data)Rank
Total interest income$4,737,0001,566
Total interest expense$1,960,0001,246
Net interest income$2,777,0001,745
Provision for loan and lease losses$06,934
Total noninterest income$1,395,0001,028
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$749,000561
Trading account gains and fees$0134
Additional Noninterest Income$645,0001,226
Total noninterest expense$3,208,0001,258
Salaries and employee benefits$1,770,0001,205
Premises and equipment expense$429,0001,344
Additional noninterest expense$1,009,0001,214
Pre-tax net operating income$964,0002,109
Securities gains (losses)$02,891
Applicable income taxes$373,0001,727
Income before extraordinary items$591,0002,578
Extraordinary gains, net$021
Net income$591,0002,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$2,880,000294
Sale, conversion, retirement of capital stock, net$0419
Net operating income$591,0002,439
2002-12-31 (YTD Data)Rank
Total interest income$24,114,0001,274
Total interest expense$10,594,0001,055
Net interest income$13,520,0001,450
Provision for loan and lease losses$08,089
Total noninterest income$5,030,0001,056
Gross Fiduciary activities income$30,0001,212
Service charges on deposit accounts$2,666,000610
Trading account gains and fees$0153
Additional Noninterest Income$2,334,0001,180
Total noninterest expense$12,844,0001,190
Salaries and employee benefits$6,960,0001,153
Premises and equipment expense$2,122,0001,038
Additional noninterest expense$3,762,0001,283
Pre-tax net operating income$5,706,0001,460
Securities gains (losses)$270,000971
Applicable income taxes$2,277,0001,162
Income before extraordinary items$3,699,0001,619
Extraordinary gains, net$070
Net income$3,699,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-375,0009,330
Cash dividends$247,0004,638
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,526,2001,650
2001-12-31 (YTD Data)Rank
Total interest income$29,301,0001,159
Total interest expense$14,823,0001,082
Net interest income$14,478,0001,232
Provision for loan and lease losses$1,571,000869
Total noninterest income$4,141,0001,150
Gross Fiduciary activities income$38,0001,185
Service charges on deposit accounts$1,967,000748
Trading account gains and fees$0177
Additional Noninterest Income$2,136,0001,184
Total noninterest expense$12,243,0001,202
Salaries and employee benefits$6,335,0001,171
Premises and equipment expense$2,370,000885
Additional noninterest expense$3,538,0001,319
Pre-tax net operating income$4,805,0001,493
Securities gains (losses)$1,468,000312
Applicable income taxes$2,524,000973
Income before extraordinary items$3,749,0001,442
Extraordinary gains, net$0105
Net income$3,749,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,604,000675
Cash dividends$855,0002,520
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,809,4801,800
2000-12-31 (YTD Data)Rank
Total interest income$30,576,0001,155
Total interest expense$17,605,0001,007
Net interest income$12,971,0001,354
Provision for loan and lease losses$157,0004,310
Total noninterest income$2,985,0001,357
Gross Fiduciary activities income$30,0001,111
Service charges on deposit accounts$1,697,000800
Trading account gains and fees$0180
Additional Noninterest Income$1,258,0001,601
Total noninterest expense$10,121,0001,370
Salaries and employee benefits$5,384,0001,326
Premises and equipment expense$1,810,0001,102
Additional noninterest expense$2,927,0001,528
Pre-tax net operating income$5,678,0001,297
Securities gains (losses)$-63,0009,276
Applicable income taxes$2,217,0001,058
Income before extraordinary items$3,398,0001,557
Extraordinary gains, net$038
Net income$3,398,0001,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,269
Cash dividends$666,0003,011
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,438,3201,519
1999-12-31 (YTD Data)Rank
Total interest income$22,954,0001,420
Total interest expense$9,920,0001,505
Net interest income$13,034,0001,342
Provision for loan and lease losses$08,503
Total noninterest income$2,709,0001,470
Gross Fiduciary activities income$28,0001,177
Service charges on deposit accounts$1,658,000801
Trading account gains and fees$0173
Additional Noninterest Income$1,023,0001,836
Total noninterest expense$9,428,0001,471
Salaries and employee benefits$4,989,0001,383
Premises and equipment expense$1,612,0001,259
Additional noninterest expense$2,827,0001,578
Pre-tax net operating income$6,315,0001,217
Securities gains (losses)$03,155
Applicable income taxes$2,505,0001,013
Income before extraordinary items$3,810,0001,403
Extraordinary gains, net$035
Net income$3,810,0001,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0009,654
Cash dividends$570,0003,263
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,810,0001,381
1998-12-31 (YTD Data)Rank
Total interest income$19,604,0001,661
Total interest expense$7,920,0001,933
Net interest income$11,684,0001,435
Provision for loan and lease losses$482,0001,766
Total noninterest income$2,311,0001,649
Gross Fiduciary activities income$28,0001,192
Service charges on deposit accounts$1,482,000830
Trading account gains and fees$0224
Additional Noninterest Income$801,0002,170
Total noninterest expense$8,766,0001,519
Salaries and employee benefits$4,514,0001,448
Premises and equipment expense$1,572,0001,223
Additional noninterest expense$2,680,0001,611
Pre-tax net operating income$4,747,0001,561
Securities gains (losses)$241,000827
Applicable income taxes$1,991,0001,275
Income before extraordinary items$2,997,0001,754
Extraordinary gains, net$032
Net income$2,997,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0001,888
Cash dividends$1,620,0001,555
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,842,7601,773
1997-12-31 (YTD Data)Rank
Total interest income$18,736,0001,767
Total interest expense$8,122,0001,904
Net interest income$10,614,0001,636
Provision for loan and lease losses$155,0004,057
Total noninterest income$1,848,0001,896
Gross Fiduciary activities income$30,0001,236
Service charges on deposit accounts$1,203,0001,045
Trading account gains and fees$0239
Additional Noninterest Income$615,0002,431
Total noninterest expense$8,335,0001,576
Salaries and employee benefits$4,189,0001,551
Premises and equipment expense$1,367,0001,426
Additional noninterest expense$2,779,0001,543
Pre-tax net operating income$3,972,0001,895
Securities gains (losses)$78,0001,101
Applicable income taxes$1,588,0001,624
Income before extraordinary items$2,462,0002,141
Extraordinary gains, net$044
Net income$2,462,0002,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,611
Cash dividends$1,890,0001,377
Sale, conversion, retirement of capital stock, net$-6,00010,719
Net operating income$2,412,0802,127
1996-12-31 (YTD Data)Rank
Total interest income$11,380,0002,907
Total interest expense$4,645,0003,217
Net interest income$6,735,0002,615
Provision for loan and lease losses$90,0005,326
Total noninterest income$1,323,0002,509
Gross Fiduciary activities income$31,0001,302
Service charges on deposit accounts$680,0001,993
Trading account gains and fees$0262
Additional Noninterest Income$612,0002,537
Total noninterest expense$4,587,0002,963
Salaries and employee benefits$2,314,0002,887
Premises and equipment expense$758,0002,581
Additional noninterest expense$1,515,0003,088
Pre-tax net operating income$3,381,0002,111
Securities gains (losses)$200,000693
Applicable income taxes$1,288,0001,875
Income before extraordinary items$2,293,0002,159
Extraordinary gains, net$053
Net income$2,293,0002,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,00011,221
Cash dividends$1,098,0002,005
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,165,0002,227
1995-12-31 (YTD Data)Rank
Total interest income$10,643,0003,116
Total interest expense$4,249,0003,498
Net interest income$6,394,0002,794
Provision for loan and lease losses$135,0003,846
Total noninterest income$1,164,0002,784
Gross Fiduciary activities income$25,0001,381
Service charges on deposit accounts$644,0002,110
Trading account gains and fees$0522
Additional Noninterest Income$495,0002,896
Total noninterest expense$4,275,0003,134
Salaries and employee benefits$2,238,0002,977
Premises and equipment expense$817,0002,440
Additional noninterest expense$1,220,0003,686
Pre-tax net operating income$3,148,0002,340
Securities gains (losses)$273,000550
Applicable income taxes$1,216,0002,003
Income before extraordinary items$2,205,0002,289
Extraordinary gains, net$065
Net income$2,205,0002,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,821
Cash dividends$4,110,000738
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,030,2802,457
1994-12-31 (YTD Data)Rank
Total interest income$9,527,0003,178
Total interest expense$3,145,0003,788
Net interest income$6,382,0002,838
Provision for loan and lease losses$220,0002,852
Total noninterest income$1,353,0002,492
Gross Fiduciary activities income$27,0001,394
Service charges on deposit accounts$729,0001,844
Trading account gains and fees$0475
Additional Noninterest Income$597,0002,592
Total noninterest expense$4,606,0002,991
Salaries and employee benefits$2,243,0002,953
Premises and equipment expense$884,0002,281
Additional noninterest expense$1,479,0003,341
Pre-tax net operating income$2,909,0002,440
Securities gains (losses)$-133,00011,720
Applicable income taxes$963,0002,318
Income before extraordinary items$1,813,0002,675
Extraordinary gains, net$0249
Net income$1,813,0002,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,790
Cash dividends$1,410,0001,468
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,899,4502,572
1993-12-31 (YTD Data)Rank
Total interest income$9,503,0003,258
Total interest expense$3,419,0003,678
Net interest income$6,084,0002,985
Provision for loan and lease losses$130,0005,002
Total noninterest income$2,325,0001,773
Gross Fiduciary activities income$22,0001,437
Service charges on deposit accounts$840,0001,632
Trading account gains and fees$0532
Additional Noninterest Income$1,463,0001,584
Total noninterest expense$4,440,0003,155
Salaries and employee benefits$2,222,0002,955
Premises and equipment expense$736,0002,751
Additional noninterest expense$1,482,0003,542
Pre-tax net operating income$3,839,0001,796
Securities gains (losses)$07,477
Applicable income taxes$1,391,0001,677
Income before extraordinary items$2,448,0002,044
Extraordinary gains, net$03,149
Net income$2,448,0002,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,773
Cash dividends$800,0002,140
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,448,0001,915
1992-12-31 (YTD Data)Rank
Total interest income$2,879,0009,194
Total interest expense$1,220,0009,531
Net interest income$1,659,0008,777
Provision for loan and lease losses$011,756
Total noninterest income$319,0007,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$253,0005,084
Trading account gains and feesNANA
Additional Noninterest Income$66,0009,490
Total noninterest expense$1,106,0009,483
Salaries and employee benefits$618,0008,664
Premises and equipment expense$97,00010,832
Additional noninterest expense$391,0009,672
Pre-tax net operating income$872,0006,237
Securities gains (losses)$08,369
Applicable income taxes$296,0005,981
Income before extraordinary items$576,0006,732
Extraordinary gains, net$01,422
Net income$576,0006,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00012,871
Cash dividends$75,0007,103
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$576,0006,387

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.