Home > Community State Bank > Income and Expense
Community State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,366,000 | 1,694 |
| Total interest expense | $7,480,000 | 1,573 |
| Net interest income | $15,886,000 | 1,731 |
| Provision for loan and lease losses | $180,000 | 2,075 |
| Total noninterest income | $1,095,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $302,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $793,000 | 2,515 |
| Total noninterest expense | $10,348,000 | 2,005 |
| Salaries and employee benefits | $6,357,000 | 1,882 |
| Premises and equipment expense | $748,000 | 2,402 |
| Additional noninterest expense | $793,000 | 2,515 |
| Pre-tax net operating income | $6,453,000 | 1,637 |
| Securities gains (losses) | $14,000 | 708 |
| Applicable income taxes | $1,407,000 | 1,227 |
| Income before extraordinary items | $5,060,000 | 1,707 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,060,000 | 1,728 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,060,000 | 1,710 |
| Net charge-offs | $-19,000 | 3,990 |
| Cash dividends | $1,768,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,048,940 | 1,741 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $16,850,000 | 1,710 |
| Total interest expense | $4,939,000 | 1,597 |
| Net interest income | $11,911,000 | 1,728 |
| Provision for loan and lease losses | $75,000 | 2,285 |
| Total noninterest income | $807,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $215,000 | 2,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,516 |
| Total noninterest expense | $7,755,000 | 2,001 |
| Salaries and employee benefits | $4,809,000 | 1,879 |
| Premises and equipment expense | $563,000 | 2,403 |
| Additional noninterest expense | $592,000 | 2,515 |
| Pre-tax net operating income | $4,888,000 | 1,677 |
| Securities gains (losses) | $14,000 | 555 |
| Applicable income taxes | $1,037,000 | 1,260 |
| Income before extraordinary items | $3,865,000 | 1,755 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,865,000 | 1,769 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,865,000 | 1,755 |
| Net charge-offs | $-4,000 | 3,620 |
| Cash dividends | $1,326,000 | 1,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,853,940 | 1,780 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,844,000 | 1,729 |
| Total interest expense | $2,733,000 | 1,667 |
| Net interest income | $8,111,000 | 1,722 |
| Provision for loan and lease losses | $75,000 | 1,977 |
| Total noninterest income | $554,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $156,000 | 2,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 2,466 |
| Total noninterest expense | $5,187,000 | 1,989 |
| Salaries and employee benefits | $3,212,000 | 1,873 |
| Premises and equipment expense | $371,000 | 2,406 |
| Additional noninterest expense | $398,000 | 2,462 |
| Pre-tax net operating income | $3,403,000 | 1,621 |
| Securities gains (losses) | $14,000 | 551 |
| Applicable income taxes | $683,000 | 1,268 |
| Income before extraordinary items | $2,734,000 | 1,678 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,734,000 | 1,697 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,734,000 | 1,677 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $884,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,722,800 | 1,692 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 1,819 |
| Total interest expense | $1,035,000 | 1,792 |
| Net interest income | $3,935,000 | 1,779 |
| Provision for loan and lease losses | $25,000 | 2,051 |
| Total noninterest income | $272,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $74,000 | 2,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 2,446 |
| Total noninterest expense | $2,606,000 | 2,007 |
| Salaries and employee benefits | $1,633,000 | 1,879 |
| Premises and equipment expense | $190,000 | 2,427 |
| Additional noninterest expense | $198,000 | 2,446 |
| Pre-tax net operating income | $1,576,000 | 1,723 |
| Securities gains (losses) | $14,000 | 508 |
| Applicable income taxes | $365,000 | 1,235 |
| Income before extraordinary items | $1,225,000 | 1,825 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,225,000 | 1,825 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,225,000 | 1,825 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $442,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,213,940 | 1,856 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,841,000 | 1,868 |
| Total interest expense | $1,661,000 | 1,800 |
| Net interest income | $14,180,000 | 1,858 |
| Provision for loan and lease losses | $309,000 | 1,501 |
| Total noninterest income | $1,196,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $333,000 | 2,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $863,000 | 2,499 |
| Total noninterest expense | $9,342,000 | 2,099 |
| Salaries and employee benefits | $5,515,000 | 2,047 |
| Premises and equipment expense | $792,000 | 2,328 |
| Additional noninterest expense | $863,000 | 2,499 |
| Pre-tax net operating income | $5,725,000 | 1,881 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,232,000 | 1,401 |
| Income before extraordinary items | $4,493,000 | 1,954 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,493,000 | 1,954 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,493,000 | 1,953 |
| Net charge-offs | $-50,000 | 4,093 |
| Cash dividends | $1,494,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,493,000 | 1,986 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,969,000 | 1,933 |
| Total interest expense | $800,000 | 2,045 |
| Net interest income | $10,169,000 | 1,899 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $955,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $267,000 | 2,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 2,448 |
| Total noninterest expense | $6,563,000 | 2,175 |
| Salaries and employee benefits | $3,700,000 | 2,197 |
| Premises and equipment expense | $592,000 | 2,347 |
| Additional noninterest expense | $688,000 | 2,448 |
| Pre-tax net operating income | $4,561,000 | 1,806 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $971,000 | 1,366 |
| Income before extraordinary items | $3,590,000 | 1,858 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,590,000 | 1,856 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,590,000 | 1,857 |
| Net charge-offs | $-28,000 | 3,911 |
| Cash dividends | $1,069,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,590,000 | 1,893 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,877,000 | 1,979 |
| Total interest expense | $465,000 | 2,047 |
| Net interest income | $6,412,000 | 1,946 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $703,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $192,000 | 2,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $511,000 | 2,367 |
| Total noninterest expense | $4,299,000 | 2,185 |
| Salaries and employee benefits | $2,416,000 | 2,228 |
| Premises and equipment expense | $397,000 | 2,342 |
| Additional noninterest expense | $1,486,000 | 2,024 |
| Pre-tax net operating income | $2,816,000 | 1,802 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $583,000 | 1,372 |
| Income before extraordinary items | $2,233,000 | 1,854 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,233,000 | 1,855 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,233,000 | 1,854 |
| Net charge-offs | $-26,000 | 3,974 |
| Cash dividends | $684,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,233,000 | 1,898 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 2,037 |
| Total interest expense | $225,000 | 2,057 |
| Net interest income | $2,982,000 | 2,008 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $350,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $111,000 | 1,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 2,406 |
| Total noninterest expense | $2,122,000 | 2,193 |
| Salaries and employee benefits | $1,182,000 | 2,259 |
| Premises and equipment expense | $189,000 | 2,416 |
| Additional noninterest expense | $751,000 | 1,980 |
| Pre-tax net operating income | $1,210,000 | 1,904 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $262,000 | 1,419 |
| Income before extraordinary items | $948,000 | 1,981 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $948,000 | 1,980 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $948,000 | 1,981 |
| Net charge-offs | $-26,000 | 4,237 |
| Cash dividends | $302,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $948,000 | 2,000 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,419,000 | 2,027 |
| Total interest expense | $752,000 | 2,602 |
| Net interest income | $12,667,000 | 1,961 |
| Provision for loan and lease losses | $650,000 | 834 |
| Total noninterest income | $1,187,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $408,000 | 1,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $779,000 | 2,865 |
| Total noninterest expense | $7,592,000 | 2,363 |
| Salaries and employee benefits | $4,083,000 | 2,459 |
| Premises and equipment expense | $793,000 | 2,324 |
| Additional noninterest expense | $2,716,000 | 2,126 |
| Pre-tax net operating income | $5,612,000 | 1,911 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,323,000 | 1,417 |
| Income before extraordinary items | $4,289,000 | 2,075 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,289,000 | 2,076 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,289,000 | 2,077 |
| Net charge-offs | $34,000 | 1,852 |
| Cash dividends | $1,760,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,289,000 | 2,050 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,305,000 | 2,028 |
| Total interest expense | $578,000 | 2,657 |
| Net interest income | $9,727,000 | 1,960 |
| Provision for loan and lease losses | $650,000 | 656 |
| Total noninterest income | $861,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $287,000 | 1,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $574,000 | 2,927 |
| Total noninterest expense | $5,473,000 | 2,423 |
| Salaries and employee benefits | $2,946,000 | 2,539 |
| Premises and equipment expense | $609,000 | 2,318 |
| Additional noninterest expense | $1,918,000 | 2,214 |
| Pre-tax net operating income | $4,465,000 | 1,916 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,056,000 | 1,422 |
| Income before extraordinary items | $3,409,000 | 2,084 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,409,000 | 2,084 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,409,000 | 2,085 |
| Net charge-offs | $46,000 | 1,390 |
| Cash dividends | $1,322,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,409,000 | 2,059 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,513,000 | 2,103 |
| Total interest expense | $403,000 | 2,667 |
| Net interest income | $6,110,000 | 2,024 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $564,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $175,000 | 1,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 2,888 |
| Total noninterest expense | $3,587,000 | 2,448 |
| Salaries and employee benefits | $1,892,000 | 2,600 |
| Premises and equipment expense | $399,000 | 2,334 |
| Additional noninterest expense | $1,296,000 | 2,184 |
| Pre-tax net operating income | $3,087,000 | 1,848 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $732,000 | 1,390 |
| Income before extraordinary items | $2,355,000 | 2,035 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,355,000 | 2,035 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,355,000 | 2,035 |
| Net charge-offs | $48,000 | 1,165 |
| Cash dividends | $885,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,355,000 | 1,999 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,023 |
| Total interest expense | $217,000 | 2,637 |
| Net interest income | $3,180,000 | 1,949 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $268,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $85,000 | 1,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 2,933 |
| Total noninterest expense | $1,745,000 | 2,475 |
| Salaries and employee benefits | $964,000 | 2,553 |
| Premises and equipment expense | $212,000 | 2,283 |
| Additional noninterest expense | $569,000 | 2,346 |
| Pre-tax net operating income | $1,703,000 | 1,703 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $415,000 | 1,276 |
| Income before extraordinary items | $1,288,000 | 1,907 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,288,000 | 1,906 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,288,000 | 1,907 |
| Net charge-offs | $53,000 | 809 |
| Cash dividends | $447,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,288,000 | 1,867 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,106,000 | 2,087 |
| Total interest expense | $1,256,000 | 2,626 |
| Net interest income | $11,850,000 | 1,968 |
| Provision for loan and lease losses | $333,000 | 2,588 |
| Total noninterest income | $1,192,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $468,000 | 1,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $724,000 | 2,779 |
| Total noninterest expense | $7,248,000 | 2,409 |
| Salaries and employee benefits | $3,996,000 | 2,490 |
| Premises and equipment expense | $787,000 | 2,368 |
| Additional noninterest expense | $2,465,000 | 2,225 |
| Pre-tax net operating income | $5,461,000 | 1,673 |
| Securities gains (losses) | $-42,000 | 4,915 |
| Applicable income taxes | $1,290,000 | 1,254 |
| Income before extraordinary items | $4,129,000 | 1,874 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,129,000 | 1,873 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,129,000 | 1,874 |
| Net charge-offs | $24,000 | 2,740 |
| Cash dividends | $1,940,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,162,180 | 1,822 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,782,000 | 2,106 |
| Total interest expense | $1,002,000 | 2,624 |
| Net interest income | $8,780,000 | 1,996 |
| Provision for loan and lease losses | $333,000 | 2,326 |
| Total noninterest income | $904,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $357,000 | 1,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,753 |
| Total noninterest expense | $5,295,000 | 2,434 |
| Salaries and employee benefits | $2,980,000 | 2,475 |
| Premises and equipment expense | $574,000 | 2,397 |
| Additional noninterest expense | $1,741,000 | 2,279 |
| Pre-tax net operating income | $4,056,000 | 1,653 |
| Securities gains (losses) | $-42,000 | 4,910 |
| Applicable income taxes | $971,000 | 1,206 |
| Income before extraordinary items | $3,043,000 | 1,880 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,043,000 | 1,879 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,043,000 | 1,880 |
| Net charge-offs | $20,000 | 2,499 |
| Cash dividends | $1,493,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,076,180 | 1,829 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 2,117 |
| Total interest expense | $710,000 | 2,636 |
| Net interest income | $5,872,000 | 1,998 |
| Provision for loan and lease losses | $333,000 | 1,943 |
| Total noninterest income | $615,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $253,000 | 1,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 2,711 |
| Total noninterest expense | $3,482,000 | 2,457 |
| Salaries and employee benefits | $1,983,000 | 2,483 |
| Premises and equipment expense | $361,000 | 2,465 |
| Additional noninterest expense | $1,138,000 | 2,298 |
| Pre-tax net operating income | $2,672,000 | 1,605 |
| Securities gains (losses) | $-42,000 | 4,910 |
| Applicable income taxes | $619,000 | 1,172 |
| Income before extraordinary items | $2,011,000 | 1,835 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,011,000 | 1,836 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,011,000 | 1,836 |
| Net charge-offs | $18,000 | 2,227 |
| Cash dividends | $1,045,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,044,180 | 1,767 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 2,184 |
| Total interest expense | $350,000 | 2,784 |
| Net interest income | $2,775,000 | 2,048 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $334,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $164,000 | 1,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 2,627 |
| Total noninterest expense | $1,776,000 | 2,442 |
| Salaries and employee benefits | $996,000 | 2,490 |
| Premises and equipment expense | $185,000 | 2,453 |
| Additional noninterest expense | $595,000 | 2,267 |
| Pre-tax net operating income | $1,333,000 | 1,449 |
| Securities gains (losses) | $5,000 | 1,450 |
| Applicable income taxes | $318,000 | 1,034 |
| Income before extraordinary items | $1,020,000 | 1,638 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,020,000 | 1,639 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,020,000 | 1,639 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $597,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,016,050 | 1,617 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,747,000 | 2,177 |
| Total interest expense | $1,409,000 | 2,826 |
| Net interest income | $11,338,000 | 2,016 |
| Provision for loan and lease losses | $75,000 | 3,120 |
| Total noninterest income | $1,329,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $613,000 | 1,641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $716,000 | 2,625 |
| Total noninterest expense | $7,260,000 | 2,385 |
| Salaries and employee benefits | $4,045,000 | 2,420 |
| Premises and equipment expense | $741,000 | 2,451 |
| Additional noninterest expense | $2,474,000 | 2,232 |
| Pre-tax net operating income | $5,332,000 | 1,682 |
| Securities gains (losses) | $-2,000 | 4,594 |
| Applicable income taxes | $1,238,000 | 1,254 |
| Income before extraordinary items | $4,092,000 | 1,852 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,092,000 | 1,854 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,092,000 | 1,854 |
| Net charge-offs | $44,000 | 2,727 |
| Cash dividends | $1,600,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,093,580 | 1,820 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,540,000 | 2,206 |
| Total interest expense | $1,047,000 | 2,865 |
| Net interest income | $8,493,000 | 2,042 |
| Provision for loan and lease losses | $75,000 | 2,839 |
| Total noninterest income | $994,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $459,000 | 1,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 2,652 |
| Total noninterest expense | $5,301,000 | 2,445 |
| Salaries and employee benefits | $2,968,000 | 2,465 |
| Premises and equipment expense | $550,000 | 2,489 |
| Additional noninterest expense | $1,783,000 | 2,285 |
| Pre-tax net operating income | $4,111,000 | 1,689 |
| Securities gains (losses) | $-2,000 | 4,702 |
| Applicable income taxes | $959,000 | 1,264 |
| Income before extraordinary items | $3,150,000 | 1,869 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,150,000 | 1,868 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,150,000 | 1,870 |
| Net charge-offs | $50,000 | 2,220 |
| Cash dividends | $1,200,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,151,580 | 1,831 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 2,222 |
| Total interest expense | $689,000 | 2,858 |
| Net interest income | $5,624,000 | 2,061 |
| Provision for loan and lease losses | $75,000 | 2,429 |
| Total noninterest income | $666,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $305,000 | 1,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 2,607 |
| Total noninterest expense | $3,523,000 | 2,459 |
| Salaries and employee benefits | $1,986,000 | 2,472 |
| Premises and equipment expense | $357,000 | 2,528 |
| Additional noninterest expense | $1,180,000 | 2,306 |
| Pre-tax net operating income | $2,692,000 | 1,677 |
| Securities gains (losses) | $-13,000 | 4,984 |
| Applicable income taxes | $623,000 | 1,272 |
| Income before extraordinary items | $2,056,000 | 1,860 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,056,000 | 1,859 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,056,000 | 1,860 |
| Net charge-offs | $52,000 | 1,798 |
| Cash dividends | $800,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,066,270 | 1,829 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 2,258 |
| Total interest expense | $331,000 | 2,899 |
| Net interest income | $2,762,000 | 2,105 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $325,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $162,000 | 1,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,660 |
| Total noninterest expense | $1,786,000 | 2,444 |
| Salaries and employee benefits | $1,009,000 | 2,470 |
| Premises and equipment expense | $188,000 | 2,474 |
| Additional noninterest expense | $589,000 | 2,307 |
| Pre-tax net operating income | $1,226,000 | 1,777 |
| Securities gains (losses) | $-15,000 | 5,147 |
| Applicable income taxes | $280,000 | 1,304 |
| Income before extraordinary items | $931,000 | 1,981 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $931,000 | 1,979 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $931,000 | 1,980 |
| Net charge-offs | $44,000 | 1,286 |
| Cash dividends | $400,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $942,850 | 1,948 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,706,000 | 2,255 |
| Total interest expense | $975,000 | 2,967 |
| Net interest income | $10,731,000 | 2,123 |
| Provision for loan and lease losses | $225,000 | 2,260 |
| Total noninterest income | $1,311,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $603,000 | 1,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $708,000 | 2,640 |
| Total noninterest expense | $6,604,000 | 2,556 |
| Salaries and employee benefits | $3,550,000 | 2,654 |
| Premises and equipment expense | $770,000 | 2,420 |
| Additional noninterest expense | $2,284,000 | 2,375 |
| Pre-tax net operating income | $5,213,000 | 1,733 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,142,000 | 1,271 |
| Income before extraordinary items | $4,071,000 | 1,884 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,071,000 | 1,882 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,071,000 | 1,883 |
| Net charge-offs | $162,000 | 1,806 |
| Cash dividends | $1,392,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,071,000 | 1,874 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,642,000 | 2,268 |
| Total interest expense | $711,000 | 2,937 |
| Net interest income | $7,931,000 | 2,142 |
| Provision for loan and lease losses | $150,000 | 2,253 |
| Total noninterest income | $981,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $451,000 | 1,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $530,000 | 2,683 |
| Total noninterest expense | $4,731,000 | 2,644 |
| Salaries and employee benefits | $2,539,000 | 2,746 |
| Premises and equipment expense | $584,000 | 2,427 |
| Additional noninterest expense | $1,608,000 | 2,476 |
| Pre-tax net operating income | $4,031,000 | 1,685 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $890,000 | 1,265 |
| Income before extraordinary items | $3,141,000 | 1,841 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,141,000 | 1,839 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,141,000 | 1,840 |
| Net charge-offs | $143,000 | 1,458 |
| Cash dividends | $1,044,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,141,000 | 1,835 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 2,288 |
| Total interest expense | $481,000 | 2,855 |
| Net interest income | $5,162,000 | 2,177 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $654,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $289,000 | 1,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 2,643 |
| Total noninterest expense | $3,137,000 | 2,673 |
| Salaries and employee benefits | $1,685,000 | 2,784 |
| Premises and equipment expense | $385,000 | 2,465 |
| Additional noninterest expense | $1,067,000 | 2,493 |
| Pre-tax net operating income | $2,604,000 | 1,702 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $574,000 | 1,283 |
| Income before extraordinary items | $2,030,000 | 1,862 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,030,000 | 1,861 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,030,000 | 1,861 |
| Net charge-offs | $143,000 | 1,108 |
| Cash dividends | $696,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,030,000 | 1,852 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 2,309 |
| Total interest expense | $232,000 | 2,848 |
| Net interest income | $2,549,000 | 2,207 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $300,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $137,000 | 1,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,730 |
| Total noninterest expense | $1,527,000 | 2,757 |
| Salaries and employee benefits | $842,000 | 2,802 |
| Premises and equipment expense | $191,000 | 2,514 |
| Additional noninterest expense | $494,000 | 2,656 |
| Pre-tax net operating income | $1,322,000 | 1,648 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $290,000 | 1,247 |
| Income before extraordinary items | $1,032,000 | 1,793 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,032,000 | 1,792 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,032,000 | 1,793 |
| Net charge-offs | $99,000 | 861 |
| Cash dividends | $348,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,032,000 | 1,783 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,567,000 | 2,334 |
| Total interest expense | $858,000 | 2,814 |
| Net interest income | $9,709,000 | 2,272 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,426,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $572,000 | 1,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $854,000 | 2,481 |
| Total noninterest expense | $6,106,000 | 2,723 |
| Salaries and employee benefits | $3,160,000 | 2,888 |
| Premises and equipment expense | $767,000 | 2,517 |
| Additional noninterest expense | $2,179,000 | 2,503 |
| Pre-tax net operating income | $5,029,000 | 1,702 |
| Securities gains (losses) | $-99,000 | 5,413 |
| Applicable income taxes | $1,985,000 | 1,282 |
| Income before extraordinary items | $2,945,000 | 2,086 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,945,000 | 2,086 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,945,000 | 2,086 |
| Net charge-offs | $78,000 | 2,649 |
| Cash dividends | $1,248,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,008,360 | 2,021 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,819,000 | 2,360 |
| Total interest expense | $622,000 | 2,863 |
| Net interest income | $7,197,000 | 2,300 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,088,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $418,000 | 1,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $670,000 | 2,448 |
| Total noninterest expense | $4,430,000 | 2,813 |
| Salaries and employee benefits | $2,243,000 | 3,016 |
| Premises and equipment expense | $577,000 | 2,535 |
| Additional noninterest expense | $1,610,000 | 2,538 |
| Pre-tax net operating income | $3,855,000 | 1,698 |
| Securities gains (losses) | $-18,000 | 5,483 |
| Applicable income taxes | $1,429,000 | 1,157 |
| Income before extraordinary items | $2,408,000 | 2,083 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,408,000 | 2,084 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,408,000 | 2,084 |
| Net charge-offs | $78,000 | 2,126 |
| Cash dividends | $936,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,419,520 | 2,045 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 2,371 |
| Total interest expense | $408,000 | 2,834 |
| Net interest income | $4,736,000 | 2,312 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $763,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $268,000 | 1,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 2,346 |
| Total noninterest expense | $2,936,000 | 2,851 |
| Salaries and employee benefits | $1,540,000 | 2,970 |
| Premises and equipment expense | $391,000 | 2,517 |
| Additional noninterest expense | $1,005,000 | 2,656 |
| Pre-tax net operating income | $2,563,000 | 1,671 |
| Securities gains (losses) | $-46,000 | 5,654 |
| Applicable income taxes | $944,000 | 1,143 |
| Income before extraordinary items | $1,573,000 | 2,075 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,573,000 | 2,075 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,573,000 | 2,075 |
| Net charge-offs | $80,000 | 1,680 |
| Cash dividends | $624,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,602,440 | 2,016 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 2,405 |
| Total interest expense | $201,000 | 2,835 |
| Net interest income | $2,322,000 | 2,349 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $421,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $133,000 | 1,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 2,143 |
| Total noninterest expense | $1,464,000 | 2,878 |
| Salaries and employee benefits | $771,000 | 3,012 |
| Premises and equipment expense | $203,000 | 2,488 |
| Additional noninterest expense | $490,000 | 2,704 |
| Pre-tax net operating income | $1,279,000 | 1,631 |
| Securities gains (losses) | $-55,000 | 5,778 |
| Applicable income taxes | $462,000 | 1,138 |
| Income before extraordinary items | $762,000 | 2,054 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $762,000 | 2,055 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $762,000 | 2,055 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $312,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $797,200 | 1,956 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,616,000 | 2,481 |
| Total interest expense | $835,000 | 2,741 |
| Net interest income | $8,781,000 | 2,435 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $1,322,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $500,000 | 2,078 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $822,000 | 2,627 |
| Total noninterest expense | $5,682,000 | 2,940 |
| Salaries and employee benefits | $2,865,000 | 3,115 |
| Premises and equipment expense | $785,000 | 2,534 |
| Additional noninterest expense | $2,032,000 | 2,733 |
| Pre-tax net operating income | $4,321,000 | 1,822 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,548,000 | 1,237 |
| Income before extraordinary items | $2,773,000 | 2,238 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,773,000 | 2,236 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,773,000 | 2,237 |
| Net charge-offs | $-58,000 | 5,398 |
| Cash dividends | $1,080,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,773,000 | 2,176 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,120,000 | 2,513 |
| Total interest expense | $633,000 | 2,722 |
| Net interest income | $6,487,000 | 2,467 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $995,000 | 2,644 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $369,000 | 2,121 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $626,000 | 2,611 |
| Total noninterest expense | $4,270,000 | 2,940 |
| Salaries and employee benefits | $2,238,000 | 3,038 |
| Premises and equipment expense | $586,000 | 2,546 |
| Additional noninterest expense | $1,446,000 | 2,820 |
| Pre-tax net operating income | $3,212,000 | 1,859 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,132,000 | 1,296 |
| Income before extraordinary items | $2,080,000 | 2,278 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,080,000 | 2,277 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,080,000 | 2,278 |
| Net charge-offs | $-7,000 | 4,828 |
| Cash dividends | $810,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,080,000 | 2,214 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 2,553 |
| Total interest expense | $433,000 | 2,684 |
| Net interest income | $4,234,000 | 2,516 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $579,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $237,000 | 2,156 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $342,000 | 2,861 |
| Total noninterest expense | $2,768,000 | 3,011 |
| Salaries and employee benefits | $1,459,000 | 3,100 |
| Premises and equipment expense | $393,000 | 2,544 |
| Additional noninterest expense | $916,000 | 2,932 |
| Pre-tax net operating income | $2,045,000 | 1,907 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $709,000 | 1,344 |
| Income before extraordinary items | $1,336,000 | 2,313 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,336,000 | 2,312 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,336,000 | 2,312 |
| Net charge-offs | $-4,000 | 4,670 |
| Cash dividends | $540,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,336,000 | 2,252 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 2,593 |
| Total interest expense | $211,000 | 2,738 |
| Net interest income | $2,078,000 | 2,553 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $268,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $113,000 | 2,232 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $155,000 | 2,944 |
| Total noninterest expense | $1,338,000 | 3,093 |
| Salaries and employee benefits | $688,000 | 3,245 |
| Premises and equipment expense | $204,000 | 2,511 |
| Additional noninterest expense | $446,000 | 2,992 |
| Pre-tax net operating income | $1,008,000 | 1,908 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $350,000 | 1,349 |
| Income before extraordinary items | $658,000 | 2,300 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $658,000 | 2,300 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $658,000 | 2,300 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $270,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $658,000 | 2,251 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,817,000 | 2,640 |
| Total interest expense | $1,041,000 | 2,353 |
| Net interest income | $7,776,000 | 2,664 |
| Provision for loan and lease losses | $125,000 | 2,790 |
| Total noninterest income | $1,193,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $519,000 | 2,072 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $674,000 | 2,891 |
| Total noninterest expense | $5,420,000 | 3,049 |
| Salaries and employee benefits | $2,886,000 | 3,107 |
| Premises and equipment expense | $724,000 | 2,749 |
| Additional noninterest expense | $1,810,000 | 2,998 |
| Pre-tax net operating income | $3,424,000 | 2,103 |
| Securities gains (losses) | $9,000 | 2,638 |
| Applicable income taxes | $1,189,000 | 1,435 |
| Income before extraordinary items | $2,244,000 | 2,519 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,244,000 | 2,521 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,244,000 | 2,521 |
| Net charge-offs | $-122,000 | 5,765 |
| Cash dividends | $980,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,238,150 | 2,476 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,544,000 | 2,678 |
| Total interest expense | $791,000 | 2,356 |
| Net interest income | $5,753,000 | 2,707 |
| Provision for loan and lease losses | $125,000 | 2,466 |
| Total noninterest income | $897,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $390,000 | 2,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $507,000 | 2,899 |
| Total noninterest expense | $4,046,000 | 3,089 |
| Salaries and employee benefits | $2,183,000 | 3,124 |
| Premises and equipment expense | $537,000 | 2,823 |
| Additional noninterest expense | $1,326,000 | 3,063 |
| Pre-tax net operating income | $2,479,000 | 2,204 |
| Securities gains (losses) | $9,000 | 2,412 |
| Applicable income taxes | $862,000 | 1,509 |
| Income before extraordinary items | $1,626,000 | 2,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,626,000 | 2,631 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,626,000 | 2,632 |
| Net charge-offs | $-115,000 | 5,838 |
| Cash dividends | $720,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,620,150 | 2,587 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,326,000 | 2,699 |
| Total interest expense | $539,000 | 2,332 |
| Net interest income | $3,787,000 | 2,727 |
| Provision for loan and lease losses | $125,000 | 1,961 |
| Total noninterest income | $602,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $252,000 | 2,090 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $350,000 | 2,841 |
| Total noninterest expense | $2,651,000 | 3,144 |
| Salaries and employee benefits | $1,446,000 | 3,155 |
| Premises and equipment expense | $342,000 | 2,904 |
| Additional noninterest expense | $863,000 | 3,153 |
| Pre-tax net operating income | $1,613,000 | 2,212 |
| Securities gains (losses) | $5,000 | 2,231 |
| Applicable income taxes | $562,000 | 1,519 |
| Income before extraordinary items | $1,056,000 | 2,655 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,056,000 | 2,657 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,056,000 | 2,657 |
| Net charge-offs | $-27,000 | 5,566 |
| Cash dividends | $460,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,052,750 | 2,605 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 2,736 |
| Total interest expense | $279,000 | 2,291 |
| Net interest income | $1,843,000 | 2,775 |
| Provision for loan and lease losses | $63,000 | 1,874 |
| Total noninterest income | $302,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $121,000 | 2,152 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $181,000 | 2,760 |
| Total noninterest expense | $1,280,000 | 3,230 |
| Salaries and employee benefits | $678,000 | 3,306 |
| Premises and equipment expense | $175,000 | 2,900 |
| Additional noninterest expense | $427,000 | 3,152 |
| Pre-tax net operating income | $802,000 | 2,203 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $278,000 | 1,522 |
| Income before extraordinary items | $527,000 | 2,618 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $527,000 | 2,621 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $527,000 | 2,621 |
| Net charge-offs | $87,000 | 1,203 |
| Cash dividends | $200,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $525,050 | 2,551 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,633,000 | 2,728 |
| Total interest expense | $1,194,000 | 2,270 |
| Net interest income | $7,439,000 | 2,773 |
| Provision for loan and lease losses | $-100,000 | 6,037 |
| Total noninterest income | $1,372,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $625,000 | 1,898 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $747,000 | 2,729 |
| Total noninterest expense | $5,400,000 | 3,151 |
| Salaries and employee benefits | $2,893,000 | 3,157 |
| Premises and equipment expense | $731,000 | 2,833 |
| Additional noninterest expense | $1,776,000 | 3,142 |
| Pre-tax net operating income | $3,511,000 | 2,024 |
| Securities gains (losses) | $-306,000 | 6,433 |
| Applicable income taxes | $1,144,000 | 1,416 |
| Income before extraordinary items | $2,061,000 | 2,646 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,061,000 | 2,644 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,061,000 | 2,646 |
| Net charge-offs | $-60,000 | 6,031 |
| Cash dividends | $800,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,256,840 | 2,440 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 2,755 |
| Total interest expense | $908,000 | 2,276 |
| Net interest income | $5,541,000 | 2,812 |
| Provision for loan and lease losses | $-150,000 | 6,239 |
| Total noninterest income | $1,051,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $471,000 | 1,894 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $580,000 | 2,697 |
| Total noninterest expense | $3,983,000 | 3,195 |
| Salaries and employee benefits | $2,114,000 | 3,235 |
| Premises and equipment expense | $557,000 | 2,833 |
| Additional noninterest expense | $1,312,000 | 3,182 |
| Pre-tax net operating income | $2,759,000 | 1,985 |
| Securities gains (losses) | $-328,000 | 6,524 |
| Applicable income taxes | $870,000 | 1,433 |
| Income before extraordinary items | $1,561,000 | 2,662 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,561,000 | 2,662 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,561,000 | 2,662 |
| Net charge-offs | $-108,000 | 6,223 |
| Cash dividends | $600,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,770,920 | 2,387 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 2,769 |
| Total interest expense | $614,000 | 2,281 |
| Net interest income | $3,674,000 | 2,821 |
| Provision for loan and lease losses | $-150,000 | 6,373 |
| Total noninterest income | $702,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $311,000 | 1,894 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $391,000 | 2,660 |
| Total noninterest expense | $2,587,000 | 3,271 |
| Salaries and employee benefits | $1,382,000 | 3,300 |
| Premises and equipment expense | $393,000 | 2,741 |
| Additional noninterest expense | $812,000 | 3,371 |
| Pre-tax net operating income | $1,939,000 | 1,868 |
| Securities gains (losses) | $-328,000 | 6,605 |
| Applicable income taxes | $571,000 | 1,409 |
| Income before extraordinary items | $1,040,000 | 2,581 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,040,000 | 2,584 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,040,000 | 2,585 |
| Net charge-offs | $-91,000 | 6,297 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,253,200 | 2,220 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 2,751 |
| Total interest expense | $309,000 | 2,297 |
| Net interest income | $1,849,000 | 2,808 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $325,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $151,000 | 1,921 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $174,000 | 2,754 |
| Total noninterest expense | $1,308,000 | 3,268 |
| Salaries and employee benefits | $690,000 | 3,322 |
| Premises and equipment expense | $206,000 | 2,708 |
| Additional noninterest expense | $412,000 | 3,340 |
| Pre-tax net operating income | $866,000 | 1,981 |
| Securities gains (losses) | $-86,000 | 6,637 |
| Applicable income taxes | $275,000 | 1,419 |
| Income before extraordinary items | $505,000 | 2,547 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $505,000 | 2,550 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $505,000 | 2,550 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $560,900 | 2,335 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,869,000 | 2,699 |
| Total interest expense | $1,522,000 | 2,138 |
| Net interest income | $7,347,000 | 2,812 |
| Provision for loan and lease losses | $245,000 | 2,713 |
| Total noninterest income | $1,348,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $637,000 | 1,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $711,000 | 2,845 |
| Total noninterest expense | $5,414,000 | 3,215 |
| Salaries and employee benefits | $2,788,000 | 3,268 |
| Premises and equipment expense | $777,000 | 2,756 |
| Additional noninterest expense | $1,849,000 | 3,149 |
| Pre-tax net operating income | $3,036,000 | 2,151 |
| Securities gains (losses) | $-23,000 | 6,351 |
| Applicable income taxes | $915,000 | 1,551 |
| Income before extraordinary items | $2,098,000 | 2,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,098,000 | 2,524 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,098,000 | 2,524 |
| Net charge-offs | $18,000 | 4,884 |
| Cash dividends | $523,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,114,100 | 2,437 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,649,000 | 2,724 |
| Total interest expense | $1,185,000 | 2,127 |
| Net interest income | $5,464,000 | 2,834 |
| Provision for loan and lease losses | $245,000 | 2,312 |
| Total noninterest income | $1,022,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $473,000 | 1,985 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $549,000 | 2,874 |
| Total noninterest expense | $3,888,000 | 3,327 |
| Salaries and employee benefits | $2,072,000 | 3,311 |
| Premises and equipment expense | $552,000 | 2,900 |
| Additional noninterest expense | $1,264,000 | 3,362 |
| Pre-tax net operating income | $2,353,000 | 2,162 |
| Securities gains (losses) | $-32,000 | 6,622 |
| Applicable income taxes | $698,000 | 1,577 |
| Income before extraordinary items | $1,623,000 | 2,494 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,623,000 | 2,499 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,623,000 | 2,499 |
| Net charge-offs | $29,000 | 4,207 |
| Cash dividends | $381,000 | 2,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,645,400 | 2,396 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 2,766 |
| Total interest expense | $808,000 | 2,117 |
| Net interest income | $3,544,000 | 2,890 |
| Provision for loan and lease losses | $185,000 | 2,203 |
| Total noninterest income | $661,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $307,000 | 2,004 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $354,000 | 2,970 |
| Total noninterest expense | $2,599,000 | 3,332 |
| Salaries and employee benefits | $1,423,000 | 3,264 |
| Premises and equipment expense | $370,000 | 2,882 |
| Additional noninterest expense | $806,000 | 3,482 |
| Pre-tax net operating income | $1,421,000 | 2,290 |
| Securities gains (losses) | $7,000 | 2,393 |
| Applicable income taxes | $415,000 | 1,698 |
| Income before extraordinary items | $1,013,000 | 2,621 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,013,000 | 2,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,013,000 | 2,626 |
| Net charge-offs | $-30,000 | 6,424 |
| Cash dividends | $239,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,008,030 | 2,528 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 2,789 |
| Total interest expense | $405,000 | 2,177 |
| Net interest income | $1,765,000 | 2,900 |
| Provision for loan and lease losses | $125,000 | 1,855 |
| Total noninterest income | $322,000 | 2,907 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $145,000 | 2,082 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $177,000 | 2,947 |
| Total noninterest expense | $1,327,000 | 3,296 |
| Salaries and employee benefits | $728,000 | 3,233 |
| Premises and equipment expense | $180,000 | 2,963 |
| Additional noninterest expense | $419,000 | 3,397 |
| Pre-tax net operating income | $635,000 | 2,453 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $171,000 | 1,862 |
| Income before extraordinary items | $467,000 | 2,718 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $467,000 | 2,721 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $467,000 | 2,720 |
| Net charge-offs | $-13,000 | 6,296 |
| Cash dividends | $96,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $464,810 | 2,651 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,799,000 | 2,874 |
| Total interest expense | $1,771,000 | 2,382 |
| Net interest income | $7,028,000 | 2,967 |
| Provision for loan and lease losses | $560,000 | 2,563 |
| Total noninterest income | $1,413,000 | 2,707 |
| Gross Fiduciary activities income | $2,000 | 1,248 |
| Service charges on deposit accounts | $621,000 | 2,096 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $790,000 | 2,702 |
| Total noninterest expense | $5,282,000 | 3,329 |
| Salaries and employee benefits | $2,716,000 | 3,349 |
| Premises and equipment expense | $724,000 | 2,952 |
| Additional noninterest expense | $1,842,000 | 3,285 |
| Pre-tax net operating income | $2,599,000 | 2,339 |
| Securities gains (losses) | $108,000 | 2,211 |
| Applicable income taxes | $839,000 | 1,644 |
| Income before extraordinary items | $1,868,000 | 2,708 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,868,000 | 2,712 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,868,000 | 2,710 |
| Net charge-offs | $753,000 | 2,134 |
| Cash dividends | $384,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,793,480 | 2,672 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 2,933 |
| Total interest expense | $1,348,000 | 2,439 |
| Net interest income | $5,269,000 | 3,021 |
| Provision for loan and lease losses | $375,000 | 2,673 |
| Total noninterest income | $1,077,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $461,000 | 2,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $616,000 | 2,635 |
| Total noninterest expense | $3,867,000 | 3,415 |
| Salaries and employee benefits | $2,061,000 | 3,347 |
| Premises and equipment expense | $511,000 | 3,117 |
| Additional noninterest expense | $1,295,000 | 3,452 |
| Pre-tax net operating income | $2,104,000 | 2,263 |
| Securities gains (losses) | $66,000 | 2,272 |
| Applicable income taxes | $709,000 | 1,565 |
| Income before extraordinary items | $1,461,000 | 2,686 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,461,000 | 2,688 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,461,000 | 2,687 |
| Net charge-offs | $370,000 | 2,559 |
| Cash dividends | $288,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,416,780 | 2,615 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 2,941 |
| Total interest expense | $917,000 | 2,478 |
| Net interest income | $3,515,000 | 3,031 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $709,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $299,000 | 2,169 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $410,000 | 2,616 |
| Total noninterest expense | $2,562,000 | 3,442 |
| Salaries and employee benefits | $1,364,000 | 3,386 |
| Premises and equipment expense | $331,000 | 3,194 |
| Additional noninterest expense | $867,000 | 3,476 |
| Pre-tax net operating income | $1,412,000 | 2,246 |
| Securities gains (losses) | $17,000 | 2,561 |
| Applicable income taxes | $455,000 | 1,578 |
| Income before extraordinary items | $974,000 | 2,665 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $974,000 | 2,665 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $974,000 | 2,665 |
| Net charge-offs | $368,000 | 2,096 |
| Cash dividends | $192,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $962,440 | 2,550 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 2,977 |
| Total interest expense | $467,000 | 2,535 |
| Net interest income | $1,738,000 | 3,074 |
| Provision for loan and lease losses | $125,000 | 2,605 |
| Total noninterest income | $342,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $142,000 | 2,239 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 2,660 |
| Total noninterest expense | $1,303,000 | 3,424 |
| Salaries and employee benefits | $675,000 | 3,440 |
| Premises and equipment expense | $179,000 | 3,046 |
| Additional noninterest expense | $449,000 | 3,360 |
| Pre-tax net operating income | $652,000 | 2,379 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $200,000 | 1,728 |
| Income before extraordinary items | $452,000 | 2,821 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $452,000 | 2,824 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $452,000 | 2,825 |
| Net charge-offs | $288,000 | 1,530 |
| Cash dividends | $96,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $452,000 | 2,684 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 3,034 |
| Total interest expense | $2,055,000 | 2,722 |
| Net interest income | $6,957,000 | 3,090 |
| Provision for loan and lease losses | $900,000 | 2,561 |
| Total noninterest income | $1,370,000 | 2,591 |
| Gross Fiduciary activities income | $1,000 | 1,250 |
| Service charges on deposit accounts | $564,000 | 2,350 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $805,000 | 2,437 |
| Total noninterest expense | $6,302,000 | 2,932 |
| Salaries and employee benefits | $3,622,000 | 2,665 |
| Premises and equipment expense | $773,000 | 2,986 |
| Additional noninterest expense | $1,907,000 | 3,268 |
| Pre-tax net operating income | $1,125,000 | 3,499 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $212,000 | 2,850 |
| Income before extraordinary items | $949,000 | 3,647 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $949,000 | 3,650 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $949,000 | 3,650 |
| Net charge-offs | $349,000 | 3,620 |
| Cash dividends | $144,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $919,480 | 3,574 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,774,000 | 3,059 |
| Total interest expense | $1,568,000 | 2,782 |
| Net interest income | $5,206,000 | 3,106 |
| Provision for loan and lease losses | $675,000 | 2,485 |
| Total noninterest income | $1,006,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $403,000 | 2,447 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $603,000 | 2,414 |
| Total noninterest expense | $4,408,000 | 3,106 |
| Salaries and employee benefits | $2,260,000 | 3,120 |
| Premises and equipment expense | $611,000 | 2,893 |
| Additional noninterest expense | $1,537,000 | 3,086 |
| Pre-tax net operating income | $1,129,000 | 3,095 |
| Securities gains (losses) | $15,000 | 2,920 |
| Applicable income taxes | $293,000 | 2,293 |
| Income before extraordinary items | $851,000 | 3,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $851,000 | 3,403 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $851,000 | 3,403 |
| Net charge-offs | $206,000 | 3,685 |
| Cash dividends | $144,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $839,900 | 3,305 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 3,073 |
| Total interest expense | $1,051,000 | 2,858 |
| Net interest income | $3,470,000 | 3,107 |
| Provision for loan and lease losses | $450,000 | 2,433 |
| Total noninterest income | $608,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $248,000 | 2,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $360,000 | 2,598 |
| Total noninterest expense | $2,964,000 | 3,127 |
| Salaries and employee benefits | $1,463,000 | 3,204 |
| Premises and equipment expense | $448,000 | 2,678 |
| Additional noninterest expense | $1,053,000 | 3,073 |
| Pre-tax net operating income | $664,000 | 3,270 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $159,000 | 2,447 |
| Income before extraordinary items | $507,000 | 3,561 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $507,000 | 3,563 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $507,000 | 3,562 |
| Net charge-offs | $108,000 | 3,767 |
| Cash dividends | $96,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $505,480 | 3,464 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 3,082 |
| Total interest expense | $523,000 | 2,935 |
| Net interest income | $1,737,000 | 3,102 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $347,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $118,000 | 2,645 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $229,000 | 2,281 |
| Total noninterest expense | $1,495,000 | 3,110 |
| Salaries and employee benefits | $749,000 | 3,155 |
| Premises and equipment expense | $268,000 | 2,338 |
| Additional noninterest expense | $478,000 | 3,301 |
| Pre-tax net operating income | $364,000 | 3,163 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $92,000 | 2,269 |
| Income before extraordinary items | $272,000 | 3,423 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $272,000 | 3,420 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $272,000 | 3,421 |
| Net charge-offs | $21,000 | 4,005 |
| Cash dividends | $48,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $272,000 | 3,363 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,412,000 | 3,102 |
| Total interest expense | $2,605,000 | 2,893 |
| Net interest income | $6,807,000 | 3,142 |
| Provision for loan and lease losses | $1,515,000 | 2,447 |
| Total noninterest income | $1,249,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $515,000 | 2,587 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $734,000 | 2,625 |
| Total noninterest expense | $5,751,000 | 3,215 |
| Salaries and employee benefits | $2,808,000 | 3,293 |
| Premises and equipment expense | $1,057,000 | 2,363 |
| Additional noninterest expense | $1,886,000 | 3,408 |
| Pre-tax net operating income | $790,000 | 3,748 |
| Securities gains (losses) | $99,000 | 2,168 |
| Applicable income taxes | $118,000 | 3,102 |
| Income before extraordinary items | $771,000 | 3,673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $771,000 | 3,671 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $771,000 | 3,673 |
| Net charge-offs | $1,466,000 | 2,204 |
| Cash dividends | $293,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $684,870 | 3,745 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,158,000 | 3,128 |
| Total interest expense | $2,005,000 | 2,946 |
| Net interest income | $5,153,000 | 3,156 |
| Provision for loan and lease losses | $1,110,000 | 2,374 |
| Total noninterest income | $932,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $387,000 | 2,652 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $545,000 | 2,622 |
| Total noninterest expense | $4,303,000 | 3,227 |
| Salaries and employee benefits | $2,102,000 | 3,320 |
| Premises and equipment expense | $800,000 | 2,384 |
| Additional noninterest expense | $1,401,000 | 3,416 |
| Pre-tax net operating income | $672,000 | 3,787 |
| Securities gains (losses) | $72,000 | 2,205 |
| Applicable income taxes | $130,000 | 2,910 |
| Income before extraordinary items | $614,000 | 3,738 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $614,000 | 3,738 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $614,000 | 3,739 |
| Net charge-offs | $145,000 | 4,527 |
| Cash dividends | $192,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $554,240 | 3,779 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 3,172 |
| Total interest expense | $1,369,000 | 2,991 |
| Net interest income | $3,382,000 | 3,185 |
| Provision for loan and lease losses | $650,000 | 2,465 |
| Total noninterest income | $629,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $250,000 | 2,718 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $379,000 | 2,489 |
| Total noninterest expense | $2,864,000 | 3,228 |
| Salaries and employee benefits | $1,395,000 | 3,352 |
| Premises and equipment expense | $540,000 | 2,381 |
| Additional noninterest expense | $929,000 | 3,406 |
| Pre-tax net operating income | $497,000 | 3,637 |
| Securities gains (losses) | $34,000 | 2,118 |
| Applicable income taxes | $111,000 | 2,695 |
| Income before extraordinary items | $420,000 | 3,700 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $420,000 | 3,698 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $420,000 | 3,699 |
| Net charge-offs | $25,000 | 5,377 |
| Cash dividends | $144,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $393,140 | 3,710 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 3,250 |
| Total interest expense | $698,000 | 3,069 |
| Net interest income | $1,657,000 | 3,270 |
| Provision for loan and lease losses | $296,000 | 2,497 |
| Total noninterest income | $326,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $120,000 | 2,794 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $206,000 | 2,356 |
| Total noninterest expense | $1,454,000 | 3,229 |
| Salaries and employee benefits | $704,000 | 3,385 |
| Premises and equipment expense | $281,000 | 2,346 |
| Additional noninterest expense | $469,000 | 3,363 |
| Pre-tax net operating income | $233,000 | 3,805 |
| Securities gains (losses) | $31,000 | 1,347 |
| Applicable income taxes | $58,000 | 2,679 |
| Income before extraordinary items | $206,000 | 3,822 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $206,000 | 3,819 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $206,000 | 3,821 |
| Net charge-offs | $213,000 | 2,356 |
| Cash dividends | $96,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $181,820 | 3,954 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,003,000 | 3,233 |
| Total interest expense | $3,465,000 | 3,074 |
| Net interest income | $6,538,000 | 3,220 |
| Provision for loan and lease losses | $825,000 | 3,797 |
| Total noninterest income | $847,000 | 3,652 |
| Gross Fiduciary activities income | $1,000 | 1,342 |
| Service charges on deposit accounts | $540,000 | 2,733 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $306,000 | 3,946 |
| Total noninterest expense | $5,481,000 | 3,415 |
| Salaries and employee benefits | $2,571,000 | 3,608 |
| Premises and equipment expense | $1,061,000 | 2,457 |
| Additional noninterest expense | $1,849,000 | 3,539 |
| Pre-tax net operating income | $1,079,000 | 2,874 |
| Securities gains (losses) | $80,000 | 2,307 |
| Applicable income taxes | $323,000 | 1,961 |
| Income before extraordinary items | $836,000 | 3,078 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $836,000 | 3,077 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $836,000 | 3,077 |
| Net charge-offs | $472,000 | 3,870 |
| Cash dividends | $144,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $778,400 | 3,133 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 3,285 |
| Total interest expense | $2,705,000 | 3,099 |
| Net interest income | $4,812,000 | 3,277 |
| Provision for loan and lease losses | $525,000 | 3,724 |
| Total noninterest income | $831,000 | 3,191 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $402,000 | 2,752 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $428,000 | 3,061 |
| Total noninterest expense | $4,147,000 | 3,409 |
| Salaries and employee benefits | $1,906,000 | 3,678 |
| Premises and equipment expense | $804,000 | 2,462 |
| Additional noninterest expense | $1,437,000 | 3,392 |
| Pre-tax net operating income | $971,000 | 2,787 |
| Securities gains (losses) | $78,000 | 1,996 |
| Applicable income taxes | $281,000 | 1,994 |
| Income before extraordinary items | $768,000 | 2,938 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $768,000 | 2,936 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $768,000 | 2,939 |
| Net charge-offs | $371,000 | 3,437 |
| Cash dividends | $144,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $711,060 | 3,006 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 3,287 |
| Total interest expense | $1,891,000 | 3,101 |
| Net interest income | $3,156,000 | 3,317 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $518,000 | 3,340 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $257,000 | 2,809 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $260,000 | 3,238 |
| Total noninterest expense | $2,780,000 | 3,426 |
| Salaries and employee benefits | $1,276,000 | 3,711 |
| Premises and equipment expense | $546,000 | 2,462 |
| Additional noninterest expense | $958,000 | 3,396 |
| Pre-tax net operating income | $744,000 | 2,651 |
| Securities gains (losses) | $33,000 | 2,127 |
| Applicable income taxes | $200,000 | 1,951 |
| Income before extraordinary items | $577,000 | 2,831 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $577,000 | 2,829 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $577,000 | 2,831 |
| Net charge-offs | $29,000 | 5,364 |
| Cash dividends | $96,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $552,580 | 2,813 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 3,272 |
| Total interest expense | $982,000 | 3,100 |
| Net interest income | $1,584,000 | 3,290 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $252,000 | 3,362 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $125,000 | 2,807 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $126,000 | 3,262 |
| Total noninterest expense | $1,393,000 | 3,335 |
| Salaries and employee benefits | $643,000 | 3,720 |
| Premises and equipment expense | $278,000 | 2,454 |
| Additional noninterest expense | $472,000 | 3,158 |
| Pre-tax net operating income | $368,000 | 2,974 |
| Securities gains (losses) | $20,000 | 1,683 |
| Applicable income taxes | $102,000 | 2,162 |
| Income before extraordinary items | $286,000 | 3,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $286,000 | 3,214 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $286,000 | 3,214 |
| Net charge-offs | $31,000 | 3,989 |
| Cash dividends | $48,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $271,200 | 3,161 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,436,000 | 3,418 |
| Total interest expense | $4,238,000 | 3,368 |
| Net interest income | $6,198,000 | 3,384 |
| Provision for loan and lease losses | $555,000 | 3,651 |
| Total noninterest income | $1,095,000 | 3,226 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $552,000 | 2,804 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $542,000 | 3,049 |
| Total noninterest expense | $5,739,000 | 3,207 |
| Salaries and employee benefits | $2,776,000 | 3,469 |
| Premises and equipment expense | $1,112,000 | 2,394 |
| Additional noninterest expense | $1,851,000 | 3,069 |
| Pre-tax net operating income | $999,000 | 3,756 |
| Securities gains (losses) | $21,000 | 2,144 |
| Applicable income taxes | $187,000 | 2,877 |
| Income before extraordinary items | $833,000 | 3,626 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $833,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 4,798 |
| Cash dividends | $686,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $815,780 | 3,792 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,730,000 | 3,508 |
| Total interest expense | $3,159,000 | 3,496 |
| Net interest income | $4,571,000 | 3,464 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $827,000 | 3,260 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $407,000 | 2,855 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $419,000 | 3,109 |
| Total noninterest expense | $4,338,000 | 3,164 |
| Salaries and employee benefits | $2,114,000 | 3,460 |
| Premises and equipment expense | $848,000 | 2,372 |
| Additional noninterest expense | $1,376,000 | 2,989 |
| Pre-tax net operating income | $835,000 | 4,022 |
| Securities gains (losses) | $23,000 | 1,927 |
| Applicable income taxes | $209,000 | 2,866 |
| Income before extraordinary items | $649,000 | 3,971 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $649,000 | 3,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,764 |
| Cash dividends | $638,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $631,520 | 4,182 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 3,609 |
| Total interest expense | $2,116,000 | 3,607 |
| Net interest income | $2,952,000 | 3,541 |
| Provision for loan and lease losses | $105,000 | 4,183 |
| Total noninterest income | $557,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $264,000 | 2,888 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $293,000 | 3,065 |
| Total noninterest expense | $2,902,000 | 3,156 |
| Salaries and employee benefits | $1,430,000 | 3,466 |
| Premises and equipment expense | $554,000 | 2,410 |
| Additional noninterest expense | $918,000 | 2,964 |
| Pre-tax net operating income | $502,000 | 4,366 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $117,000 | 3,297 |
| Income before extraordinary items | $404,000 | 4,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $404,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,994 |
| Cash dividends | $413,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $389,180 | 4,475 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 3,726 |
| Total interest expense | $1,075,000 | 3,733 |
| Net interest income | $1,428,000 | 3,612 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $254,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $129,000 | 2,906 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,374 |
| Total noninterest expense | $1,485,000 | 3,096 |
| Salaries and employee benefits | $736,000 | 3,411 |
| Premises and equipment expense | $282,000 | 2,394 |
| Additional noninterest expense | $467,000 | 2,880 |
| Pre-tax net operating income | $182,000 | 5,118 |
| Securities gains (losses) | $20,000 | 1,596 |
| Applicable income taxes | $49,000 | 3,578 |
| Income before extraordinary items | $153,000 | 5,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $369,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $137,800 | 5,257 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,629,000 | 3,859 |
| Total interest expense | $4,114,000 | 3,942 |
| Net interest income | $5,515,000 | 3,728 |
| Provision for loan and lease losses | $8,000 | 6,652 |
| Total noninterest income | $1,144,000 | 3,238 |
| Gross Fiduciary activities income | $4,000 | 1,355 |
| Service charges on deposit accounts | $668,000 | 2,457 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $472,000 | 3,417 |
| Total noninterest expense | $5,289,000 | 3,302 |
| Salaries and employee benefits | $2,684,000 | 3,527 |
| Premises and equipment expense | $1,014,000 | 2,543 |
| Additional noninterest expense | $1,591,000 | 3,258 |
| Pre-tax net operating income | $1,362,000 | 4,083 |
| Securities gains (losses) | $-32,000 | 7,893 |
| Applicable income taxes | $320,000 | 3,301 |
| Income before extraordinary items | $1,010,000 | 4,295 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,010,000 | 4,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $176,000 | 5,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,034,320 | 4,238 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 3,902 |
| Total interest expense | $3,074,000 | 3,952 |
| Net interest income | $4,087,000 | 3,770 |
| Provision for loan and lease losses | $8,000 | 6,278 |
| Total noninterest income | $859,000 | 3,240 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $512,000 | 2,395 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $343,000 | 3,501 |
| Total noninterest expense | $3,977,000 | 3,259 |
| Salaries and employee benefits | $2,027,000 | 3,489 |
| Premises and equipment expense | $762,000 | 2,528 |
| Additional noninterest expense | $1,188,000 | 3,221 |
| Pre-tax net operating income | $961,000 | 4,447 |
| Securities gains (losses) | $-31,000 | 8,079 |
| Applicable income taxes | $218,000 | 3,608 |
| Income before extraordinary items | $712,000 | 4,612 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $712,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,297 |
| Cash dividends | $132,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $735,870 | 4,532 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 3,941 |
| Total interest expense | $2,028,000 | 3,984 |
| Net interest income | $2,692,000 | 3,831 |
| Provision for loan and lease losses | $8,000 | 5,855 |
| Total noninterest income | $588,000 | 3,191 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $350,000 | 2,358 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $234,000 | 3,481 |
| Total noninterest expense | $2,628,000 | 3,317 |
| Salaries and employee benefits | $1,340,000 | 3,547 |
| Premises and equipment expense | $498,000 | 2,599 |
| Additional noninterest expense | $790,000 | 3,228 |
| Pre-tax net operating income | $644,000 | 4,499 |
| Securities gains (losses) | $-21,000 | 8,146 |
| Applicable income taxes | $143,000 | 3,707 |
| Income before extraordinary items | $480,000 | 4,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $480,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $88,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $496,170 | 4,560 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 3,979 |
| Total interest expense | $996,000 | 4,028 |
| Net interest income | $1,326,000 | 3,866 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $297,000 | 3,128 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $160,000 | 2,478 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $133,000 | 3,224 |
| Total noninterest expense | $1,306,000 | 3,342 |
| Salaries and employee benefits | $681,000 | 3,537 |
| Premises and equipment expense | $246,000 | 2,623 |
| Additional noninterest expense | $379,000 | 3,316 |
| Pre-tax net operating income | $317,000 | 4,530 |
| Securities gains (losses) | $-2,000 | 8,059 |
| Applicable income taxes | $73,000 | 3,698 |
| Income before extraordinary items | $242,000 | 4,642 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $242,000 | 4,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $44,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $243,540 | 4,618 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,679,000 | 3,979 |
| Total interest expense | $3,511,000 | 3,904 |
| Net interest income | $5,168,000 | 3,912 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $1,091,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $734,000 | 2,281 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $357,000 | 3,956 |
| Total noninterest expense | $4,841,000 | 3,440 |
| Salaries and employee benefits | $2,475,000 | 3,635 |
| Premises and equipment expense | $904,000 | 2,707 |
| Additional noninterest expense | $1,462,000 | 3,355 |
| Pre-tax net operating income | $1,328,000 | 4,557 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $333,000 | 3,660 |
| Income before extraordinary items | $991,000 | 4,742 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $991,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,622 |
| Cash dividends | $160,000 | 5,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $994,000 | 4,729 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,339,000 | 4,020 |
| Total interest expense | $2,511,000 | 3,942 |
| Net interest income | $3,828,000 | 3,974 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $794,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $535,000 | 2,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $259,000 | 4,029 |
| Total noninterest expense | $3,569,000 | 3,474 |
| Salaries and employee benefits | $1,857,000 | 3,639 |
| Premises and equipment expense | $673,000 | 2,731 |
| Additional noninterest expense | $1,039,000 | 3,505 |
| Pre-tax net operating income | $963,000 | 4,794 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $274,000 | 3,703 |
| Income before extraordinary items | $682,000 | 5,058 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $682,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $120,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $686,970 | 5,041 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 4,038 |
| Total interest expense | $1,607,000 | 3,941 |
| Net interest income | $2,519,000 | 4,022 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $513,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $344,000 | 2,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,078 |
| Total noninterest expense | $2,394,000 | 3,463 |
| Salaries and employee benefits | $1,223,000 | 3,691 |
| Premises and equipment expense | $456,000 | 2,691 |
| Additional noninterest expense | $715,000 | 3,412 |
| Pre-tax net operating income | $578,000 | 5,087 |
| Securities gains (losses) | $-8,000 | 7,799 |
| Applicable income taxes | $143,000 | 4,076 |
| Income before extraordinary items | $427,000 | 5,243 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $427,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $80,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $433,000 | 5,207 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 4,081 |
| Total interest expense | $763,000 | 3,942 |
| Net interest income | $1,236,000 | 4,078 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $254,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $161,000 | 2,439 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $1,183,000 | 3,515 |
| Salaries and employee benefits | $612,000 | 3,705 |
| Premises and equipment expense | $234,000 | 2,626 |
| Additional noninterest expense | $337,000 | 3,548 |
| Pre-tax net operating income | $277,000 | 5,136 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $55,000 | 4,377 |
| Income before extraordinary items | $222,000 | 5,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $222,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $40,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $222,000 | 5,096 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 4,001 |
| Total interest expense | $2,316,000 | 4,020 |
| Net interest income | $5,044,000 | 3,929 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $1,169,000 | 3,205 |
| Gross Fiduciary activities income | $10,000 | 1,298 |
| Service charges on deposit accounts | $669,000 | 2,431 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $490,000 | 3,405 |
| Total noninterest expense | $4,631,000 | 3,443 |
| Salaries and employee benefits | $2,338,000 | 3,672 |
| Premises and equipment expense | $933,000 | 2,517 |
| Additional noninterest expense | $1,360,000 | 3,499 |
| Pre-tax net operating income | $1,507,000 | 4,365 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $304,000 | 4,110 |
| Income before extraordinary items | $1,197,000 | 4,356 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,197,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,049 |
| Cash dividends | $144,000 | 5,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,201,800 | 4,314 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,410,000 | 4,018 |
| Total interest expense | $1,658,000 | 4,015 |
| Net interest income | $3,752,000 | 3,945 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $820,000 | 3,344 |
| Gross Fiduciary activities income | $6,000 | 1,295 |
| Service charges on deposit accounts | $457,000 | 2,627 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $357,000 | 3,491 |
| Total noninterest expense | $3,502,000 | 3,396 |
| Salaries and employee benefits | $1,794,000 | 3,579 |
| Premises and equipment expense | $638,000 | 2,713 |
| Additional noninterest expense | $1,070,000 | 3,327 |
| Pre-tax net operating income | $1,025,000 | 4,701 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $255,000 | 4,060 |
| Income before extraordinary items | $764,000 | 4,876 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $764,000 | 4,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,550 |
| Cash dividends | $96,000 | 4,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $768,500 | 4,825 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 4,042 |
| Total interest expense | $1,034,000 | 4,042 |
| Net interest income | $2,461,000 | 3,972 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $537,000 | 3,350 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $311,000 | 2,555 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $225,000 | 3,561 |
| Total noninterest expense | $2,306,000 | 3,408 |
| Salaries and employee benefits | $1,164,000 | 3,653 |
| Premises and equipment expense | $427,000 | 2,681 |
| Additional noninterest expense | $715,000 | 3,313 |
| Pre-tax net operating income | $662,000 | 4,758 |
| Securities gains (losses) | $-8,000 | 8,078 |
| Applicable income taxes | $158,000 | 4,171 |
| Income before extraordinary items | $496,000 | 4,907 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $496,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,566 |
| Cash dividends | $64,000 | 4,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $502,080 | 4,833 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 4,093 |
| Total interest expense | $503,000 | 4,011 |
| Net interest income | $1,200,000 | 4,066 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $253,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $141,000 | 2,681 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $1,046,000 | 3,720 |
| Salaries and employee benefits | $560,000 | 3,764 |
| Premises and equipment expense | $186,000 | 3,058 |
| Additional noninterest expense | $300,000 | 3,802 |
| Pre-tax net operating income | $392,000 | 4,330 |
| Securities gains (losses) | $-10,000 | 8,531 |
| Applicable income taxes | $103,000 | 3,716 |
| Income before extraordinary items | $279,000 | 4,573 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $279,000 | 4,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $32,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $286,300 | 4,460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 4,129 |
| Total interest expense | $1,882,000 | 3,828 |
| Net interest income | $4,380,000 | 4,204 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $972,000 | 3,622 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $521,000 | 3,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $449,000 | 3,510 |
| Total noninterest expense | $4,209,000 | 3,591 |
| Salaries and employee benefits | $2,223,000 | 3,665 |
| Premises and equipment expense | $755,000 | 2,932 |
| Additional noninterest expense | $1,231,000 | 3,662 |
| Pre-tax net operating income | $1,083,000 | 5,031 |
| Securities gains (losses) | $-21,000 | 8,397 |
| Applicable income taxes | $241,000 | 4,497 |
| Income before extraordinary items | $821,000 | 5,209 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $821,000 | 5,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,491 |
| Cash dividends | $128,000 | 5,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $837,170 | 5,091 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 4,168 |
| Total interest expense | $1,393,000 | 3,829 |
| Net interest income | $3,219,000 | 4,260 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $747,000 | 3,579 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $439,000 | 2,774 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $306,000 | 3,692 |
| Total noninterest expense | $3,089,000 | 3,623 |
| Salaries and employee benefits | $1,599,000 | 3,766 |
| Premises and equipment expense | $563,000 | 2,939 |
| Additional noninterest expense | $927,000 | 3,625 |
| Pre-tax net operating income | $832,000 | 5,084 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $207,000 | 4,388 |
| Income before extraordinary items | $622,000 | 5,269 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $622,000 | 5,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $96,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $624,250 | 5,173 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 4,172 |
| Total interest expense | $928,000 | 3,828 |
| Net interest income | $2,139,000 | 4,277 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $517,000 | 3,488 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $291,000 | 2,777 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $224,000 | 3,535 |
| Total noninterest expense | $2,072,000 | 3,637 |
| Salaries and employee benefits | $1,055,000 | 3,820 |
| Premises and equipment expense | $527,000 | 2,167 |
| Additional noninterest expense | $490,000 | 4,383 |
| Pre-tax net operating income | $554,000 | 5,048 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $159,000 | 4,153 |
| Income before extraordinary items | $396,000 | 5,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $396,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $64,000 | 4,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $395,290 | 5,259 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 4,187 |
| Total interest expense | $470,000 | 3,838 |
| Net interest income | $1,065,000 | 4,297 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $278,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $141,000 | 2,795 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $137,000 | 3,091 |
| Total noninterest expense | $1,022,000 | 3,692 |
| Salaries and employee benefits | $532,000 | 3,809 |
| Premises and equipment expense | $259,000 | 2,217 |
| Additional noninterest expense | $231,000 | 4,582 |
| Pre-tax net operating income | $306,000 | 4,767 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $92,000 | 3,928 |
| Income before extraordinary items | $215,000 | 5,157 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $215,000 | 5,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $32,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $214,300 | 5,038 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 4,063 |
| Total interest expense | $2,182,000 | 3,741 |
| Net interest income | $4,312,000 | 4,135 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $989,000 | 3,750 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $543,000 | 2,907 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $445,000 | 3,778 |
| Total noninterest expense | $3,949,000 | 3,752 |
| Salaries and employee benefits | $2,006,000 | 3,908 |
| Premises and equipment expense | $980,000 | 2,295 |
| Additional noninterest expense | $963,000 | 4,397 |
| Pre-tax net operating income | $1,262,000 | 4,557 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $316,000 | 4,206 |
| Income before extraordinary items | $951,000 | 4,782 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $951,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $321,000 | 4,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $947,250 | 4,633 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 4,100 |
| Total interest expense | $1,700,000 | 3,733 |
| Net interest income | $3,163,000 | 4,221 |
| Provision for loan and lease losses | $68,000 | 5,354 |
| Total noninterest income | $764,000 | 3,741 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $399,000 | 2,953 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $364,000 | 3,712 |
| Total noninterest expense | $3,023,000 | 3,690 |
| Salaries and employee benefits | $1,556,000 | 3,793 |
| Premises and equipment expense | $662,000 | 2,543 |
| Additional noninterest expense | $805,000 | 4,041 |
| Pre-tax net operating income | $836,000 | 5,009 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $188,000 | 4,749 |
| Income before extraordinary items | $652,000 | 5,168 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $652,000 | 5,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $289,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $648,880 | 5,006 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 4,102 |
| Total interest expense | $1,166,000 | 3,759 |
| Net interest income | $2,123,000 | 4,210 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $544,000 | 3,563 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $256,000 | 3,009 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $287,000 | 3,386 |
| Total noninterest expense | $1,984,000 | 3,716 |
| Salaries and employee benefits | $1,025,000 | 3,834 |
| Premises and equipment expense | $487,000 | 2,303 |
| Additional noninterest expense | $472,000 | 4,430 |
| Pre-tax net operating income | $638,000 | 4,666 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $140,000 | 4,611 |
| Income before extraordinary items | $499,000 | 4,809 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $499,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,902 |
| Cash dividends | $257,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $498,220 | 4,599 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 4,131 |
| Total interest expense | $599,000 | 3,759 |
| Net interest income | $1,045,000 | 4,270 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $245,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $131,000 | 2,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 3,692 |
| Total noninterest expense | $995,000 | 3,685 |
| Salaries and employee benefits | $505,000 | 3,867 |
| Premises and equipment expense | $253,000 | 2,231 |
| Additional noninterest expense | $237,000 | 4,391 |
| Pre-tax net operating income | $272,000 | 5,047 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $75,000 | 4,475 |
| Income before extraordinary items | $197,000 | 5,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $33,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $197,000 | 5,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,220,000 | 3,946 |
| Total interest expense | $2,763,000 | 3,784 |
| Net interest income | $4,457,000 | 4,024 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $831,000 | 3,896 |
| Gross Fiduciary activities income | $4,000 | 1,538 |
| Service charges on deposit accounts | $487,000 | 3,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $340,000 | 4,002 |
| Total noninterest expense | $4,001,000 | 3,560 |
| Salaries and employee benefits | $2,099,000 | 3,592 |
| Premises and equipment expense | $798,000 | 2,689 |
| Additional noninterest expense | $1,104,000 | 3,863 |
| Pre-tax net operating income | $1,137,000 | 4,855 |
| Securities gains (losses) | $-12,000 | 8,932 |
| Applicable income taxes | $323,000 | 4,315 |
| Income before extraordinary items | $802,000 | 5,206 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $802,000 | 5,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,923 |
| Cash dividends | $160,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $810,520 | 5,029 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 4,157 |
| Total interest expense | $3,659,000 | 4,074 |
| Net interest income | $4,021,000 | 4,111 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $730,000 | 4,082 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $411,000 | 3,313 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $318,000 | 3,984 |
| Total noninterest expense | $3,712,000 | 3,654 |
| Salaries and employee benefits | $1,870,000 | 3,788 |
| Premises and equipment expense | $857,000 | 2,473 |
| Additional noninterest expense | $985,000 | 4,118 |
| Pre-tax net operating income | $889,000 | 5,224 |
| Securities gains (losses) | $128,000 | 1,544 |
| Applicable income taxes | $266,000 | 4,508 |
| Income before extraordinary items | $751,000 | 5,046 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $751,000 | 5,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $424,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $656,280 | 5,259 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,660,000 | 4,265 |
| Total interest expense | $3,764,000 | 4,166 |
| Net interest income | $3,896,000 | 4,274 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $547,000 | 4,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 4,998 |
| Total noninterest expense | $3,119,000 | 4,101 |
| Salaries and employee benefits | $1,523,000 | 4,309 |
| Premises and equipment expense | $586,000 | 3,338 |
| Additional noninterest expense | $1,010,000 | 3,969 |
| Pre-tax net operating income | $1,264,000 | 4,590 |
| Securities gains (losses) | $-131,000 | 9,484 |
| Applicable income taxes | $384,000 | 4,061 |
| Income before extraordinary items | $749,000 | 5,240 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $749,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $578,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $835,460 | 4,918 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,934,000 | 4,437 |
| Total interest expense | $3,149,000 | 4,422 |
| Net interest income | $3,785,000 | 4,374 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $483,000 | 5,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $2,933,000 | 4,296 |
| Salaries and employee benefits | $1,615,000 | 4,093 |
| Premises and equipment expense | $555,000 | 3,470 |
| Additional noninterest expense | $763,000 | 4,962 |
| Pre-tax net operating income | $1,320,000 | 4,475 |
| Securities gains (losses) | $-52,000 | 9,801 |
| Applicable income taxes | $407,000 | 4,113 |
| Income before extraordinary items | $861,000 | 4,866 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $861,000 | 4,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $478,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $896,360 | 4,714 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,559,000 | 4,642 |
| Total interest expense | $3,058,000 | 4,655 |
| Net interest income | $3,501,000 | 4,595 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $445,000 | 5,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $2,651,000 | 4,568 |
| Salaries and employee benefits | $1,436,000 | 4,403 |
| Premises and equipment expense | $774,000 | 2,522 |
| Additional noninterest expense | $441,000 | 6,874 |
| Pre-tax net operating income | $1,295,000 | 4,635 |
| Securities gains (losses) | $-49,000 | 10,365 |
| Applicable income taxes | $438,000 | 4,188 |
| Income before extraordinary items | $808,000 | 5,167 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $808,000 | 5,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $839,850 | 4,951 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,190,000 | 4,942 |
| Total interest expense | $2,842,000 | 4,935 |
| Net interest income | $3,348,000 | 4,886 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $351,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $2,546,000 | 4,724 |
| Salaries and employee benefits | $1,411,000 | 4,475 |
| Premises and equipment expense | $687,000 | 2,791 |
| Additional noninterest expense | $448,000 | 6,945 |
| Pre-tax net operating income | $1,153,000 | 5,371 |
| Securities gains (losses) | $-33,000 | 10,549 |
| Applicable income taxes | $411,000 | 4,804 |
| Income before extraordinary items | $709,000 | 5,859 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $709,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $730,120 | 5,721 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,761,000 | 5,329 |
| Total interest expense | $2,541,000 | 5,445 |
| Net interest income | $3,220,000 | 5,170 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $237,000 | 7,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $2,336,000 | 5,278 |
| Salaries and employee benefits | $1,352,000 | 4,721 |
| Premises and equipment expense | $600,000 | 3,218 |
| Additional noninterest expense | $384,000 | 8,017 |
| Pre-tax net operating income | $1,121,000 | 5,343 |
| Securities gains (losses) | $-41,000 | 10,965 |
| Applicable income taxes | $403,000 | 4,867 |
| Income before extraordinary items | $677,000 | 5,859 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $677,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $703,240 | 5,697 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 5,851 |
| Total interest expense | $2,336,000 | 5,826 |
| Net interest income | $2,824,000 | 5,766 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $214,000 | 8,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $2,306,000 | 5,345 |
| Salaries and employee benefits | $1,285,000 | 4,908 |
| Premises and equipment expense | $467,000 | 3,978 |
| Additional noninterest expense | $554,000 | 6,830 |
| Pre-tax net operating income | $732,000 | 7,150 |
| Securities gains (losses) | $-51,000 | 11,184 |
| Applicable income taxes | $203,000 | 7,361 |
| Income before extraordinary items | $478,000 | 7,417 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $478,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-149,000 | 11,816 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $513,700 | 7,118 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 6,090 |
| Total interest expense | $1,796,000 | 6,085 |
| Net interest income | $2,756,000 | 5,993 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $171,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $2,202,000 | 5,733 |
| Salaries and employee benefits | $1,162,000 | 5,413 |
| Premises and equipment expense | $384,000 | 4,745 |
| Additional noninterest expense | $656,000 | 6,634 |
| Pre-tax net operating income | $665,000 | 7,618 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $139,000 | 8,530 |
| Income before extraordinary items | $505,000 | 7,268 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $505,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,561 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $521,380 | 7,188 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 6,296 |
| Total interest expense | $1,891,000 | 6,112 |
| Net interest income | $2,626,000 | 6,305 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $134,000 | 10,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $1,837,000 | 6,788 |
| Salaries and employee benefits | $1,000,000 | 6,136 |
| Premises and equipment expense | $346,000 | 5,285 |
| Additional noninterest expense | $491,000 | 8,311 |
| Pre-tax net operating income | $683,000 | 7,453 |
| Securities gains (losses) | $436,000 | 993 |
| Applicable income taxes | $352,000 | 5,472 |
| Income before extraordinary items | $767,000 | 5,742 |
| Extraordinary gains, net | $84,000 | 1,737 |
| Net income | $851,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $466,160 | 7,573 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 6,887 |
| Total interest expense | $2,189,000 | 6,640 |
| Net interest income | $2,319,000 | 6,961 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $112,000 | 11,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,568,000 | 7,673 |
| Salaries and employee benefits | $857,000 | 6,889 |
| Premises and equipment expense | $269,000 | 6,453 |
| Additional noninterest expense | $442,000 | 9,073 |
| Pre-tax net operating income | $803,000 | 6,548 |
| Securities gains (losses) | $277,000 | 1,615 |
| Applicable income taxes | $312,000 | 5,769 |
| Income before extraordinary items | $768,000 | 5,529 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $768,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $571,330 | 6,423 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.