Home > Community National Bank > Net charge- offs to loans
Community National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0425% | 4,347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1138% | 4,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 4,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3081% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2989% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2989% | 460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 4,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0570% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1449% | 4,510 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0461% | 4,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3895% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8672% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8672% | 294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0403% | 4,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 4,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0851% | 4,506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2061% | 4,558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0697% | 4,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5933% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5174% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5174% | 400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0509% | 4,362 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0811% | 4,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0369% | 4,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1688% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3913% | 4,657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1400% | 4,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0370% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6713% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6713% | 735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 4,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0526% | 4,363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 4,373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0575% | 4,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0532% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3067% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3067% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1381% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4057% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0697% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 4,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0770% | 4,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0392% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0755% | 4,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0755% | 4,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2476% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6160% | 50 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 3,855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 3,237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 3,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0324% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0587% | 3,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0587% | 3,942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3933% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5102% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2495% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 3,298 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0624% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2305% | 4,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2305% | 4,234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0173% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0234% | 4,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0268% | 3,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 3,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1835% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1835% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 3,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.0301% | 4,176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 3,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 3,363 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3863% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3863% | 844 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 1,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,635 |
| Percentage Net Loans Charged-off:Construction & development | -0.0438% | 4,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6935% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6935% | 481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | -0.0899% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,798 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,388 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 3,694 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2227% | 4,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2227% | 4,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1042% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0770% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1096% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8410% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8410% | 689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 4,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1049% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0322% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6692% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6692% | 823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 4,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0941% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1543% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7973% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7973% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1978% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3233% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1711% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9797% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9797% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1141% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2157% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3215% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1925% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2065% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7938% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7938% | 942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1325% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0899% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2116% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 3,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2589% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 3,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5674% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5674% | 1,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0898% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0176% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1780% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2170% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 3,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0694% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0694% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1398% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 4,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6850% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6850% | 374 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0967% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4623% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1453% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1202% | 1,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9581% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9581% | 758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6314% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0829% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7687% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7687% | 890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9758% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1239% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2959% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5020% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5020% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2196% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1601% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3237% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2479% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4179% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4381% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4381% | 480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1072% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1195% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2752% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 4,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5611% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5611% | 1,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1431% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0461% | 4,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5724% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5724% | 1,303 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2155% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4211% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4211% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1548% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4296% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 4,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 4,184 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1779% | 5,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1779% | 5,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1291% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0207% | 4,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0144% | 3,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0144% | 3,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4844% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1451% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1765% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0214% | 4,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0191% | 3,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0191% | 3,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3699% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 2,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1791% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2180% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 4,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1154% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1154% | 2,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1283% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0597% | 4,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6362% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6362% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0963% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0592% | 2,154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 1,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0553% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1110% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2182% | 1,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4191% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4191% | 1,701 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1990% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0740% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1093% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4817% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4817% | 1,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0473% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 1,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1120% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1033% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 4,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2708% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2708% | 1,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 2,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2245% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1825% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3215% | 5,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3215% | 5,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1527% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 2,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0842% | 963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1329% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 2,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 2,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2460% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8288% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8288% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5772% | 582 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 2,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 2,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1788% | 1,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 2,867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 2,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2479% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7952% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7952% | 1,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7394% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 2,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 2,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2292% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 5,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 5,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2921% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9368% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9368% | 861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4543% | 526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3542% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 5,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 5,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1142% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2283% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2283% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 4,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 4,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.1144% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0720% | 6,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 3,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0642% | 4,766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0519% | 3,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1535% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2443% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2443% | 2,806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4728% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 5,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 6,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.1573% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0965% | 6,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 6,122 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0862% | 4,830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 5,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1549% | 2,085 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0278% | 5,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0278% | 5,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4893% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 3,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 3,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2047% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 5,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 5,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0708% | 2,090 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1838% | 5,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1838% | 5,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5052% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 3,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 5,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 5,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 6,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1499% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3998% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3998% | 1,674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5256% | 462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1100% | 3,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 6,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2947% | 642 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1766% | 3,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3703% | 1,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1431% | 3,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2841% | 2,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3046% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3046% | 2,829 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6519% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1313% | 3,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 6,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8208% | 428 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1936% | 2,859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2150% | 1,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1899% | 2,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4104% | 2,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1951% | 3,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1951% | 3,036 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3242% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2315% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1731% | 3,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 2,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2015% | 317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2302% | 2,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2667% | 1,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2239% | 2,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5484% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3283% | 2,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3283% | 2,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9851% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 2,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1923% | 2,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 6,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4084% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2274% | 2,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5415% | 671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1738% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0865% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2577% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2577% | 2,187 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3837% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2154% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2224% | 3,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.1317% | 2,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 3,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6853% | 500 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2763% | 3,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3306% | 1,439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2674% | 2,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 4,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5124% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5004% | 2,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4233% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 4,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2126% | 3,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.1747% | 2,425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 6,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3403% | 2,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4434% | 1,152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3236% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 3,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4633% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4494% | 2,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3236% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1559% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 6,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2580% | 2,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2991% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 6,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6227% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5974% | 1,842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4617% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 3,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2178% | 2,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 6,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3575% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4140% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0927% | 6,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7416% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6939% | 1,446 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4436% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 5,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1970% | 4,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1517% | 2,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2469% | 3,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1569% | 1,686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2599% | 3,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 6,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5383% | 3,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1206% | 1,559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2086% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2100% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2046% | 2,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2436% | 2,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2115% | 1,431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2481% | 2,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1103% | 3,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3915% | 3,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0794% | 1,495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2276% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2273% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3137% | 1,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2237% | 2,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3236% | 1,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2097% | 2,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1440% | 3,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4220% | 3,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1242% | 1,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 5,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 7,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 2,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 6,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 2,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2697% | 840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 6,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 5,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0719% | 3,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 4,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 4,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5289% | 3,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6652% | 3,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8760% | 1,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 6,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 5,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 7,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 4,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 3,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2756% | 3,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6748% | 3,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6243% | 1,032 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 5,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 4,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0260% | 7,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 3,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 3,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2964% | 3,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7743% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8011% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 4,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 7,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1910% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9142% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2586% | 894 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 5,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 4,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.7684% | 1,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 2,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 3,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 3,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3582% | 3,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2375% | 4,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1324% | 7,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0819% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 3,158 |
| Percentage Net Loans Charged-off:Construction & development | 1.0542% | 1,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 1,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 3,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 2,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 6,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3385% | 3,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2750% | 7,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0747% | 2,642 |
| Percentage Net Loans Charged-off:Construction & development | 1.6976% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0028% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 6,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3478% | 3,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5259% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 2,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 3.5758% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 6,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3110% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 4,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 3,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 7,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 7,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1118% | 3,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6880% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3034% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1355% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 4,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 7,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 7,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 7,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 7,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 6,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6667% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8941% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 4,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 7,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0487% | 8,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 7,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 7,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 6,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6115% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0848% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1269% | 1,044 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1983% | 3,116 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4391% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 5,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 2,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 2,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0467% | 3,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1298% | 4,893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7167% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4776% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 5,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 2,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 2,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 2,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0618% | 2,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4469% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2230% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 4,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1013% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0863% | 4,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3314% | 955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 3,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2376% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1158% | 7,095 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6626% | 1,878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4659% | 7,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 4,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 3,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 2,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1842% | 2,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3171% | 4,444 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4080% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4724% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 4,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 2,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3225% | 3,942 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6050% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 2,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2201% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2848% | 3,746 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 1,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1269% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3414% | 3,075 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8084% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4092% | 7,515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 3,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 2,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2157% | 3,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3061% | 4,805 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3429% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6595% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0633% | 3,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2857% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8632% | 947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7459% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0874% | 7,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2183% | 4,511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4296% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5602% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0225% | 7,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4164% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4542% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1163% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 6,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 8,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 8,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 7,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3219% | 5,185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5097% | 1,353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2265% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 5,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 8,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 8,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 7,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2289% | 5,260 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6358% | 1,234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 5,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 8,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 8,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 7,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2741% | 4,584 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0979% | 999 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 4,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 8,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 8,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 8,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2828% | 3,937 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7316% | 948 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 5,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 2,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 2,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 4,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4590% | 4,503 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3514% | 1,529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1745% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 4,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 2,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 2,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 8,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7421% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8019% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.3236% | 8,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1835% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2957% | 2,346 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3799% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3442% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2313% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2660% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 8,294 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2146% | 7,085 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |