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Community National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$113,329,000483
Total interest expense$13,932,0001,031
Net interest income$99,397,000374
Provision for loan and lease losses$1,785,000587
Total noninterest income$12,519,000639
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,172,000885
Trading account gains and feesNANA
Additional Noninterest Income$11,347,000488
Total noninterest expense$45,018,000623
Salaries and employee benefits$29,016,000543
Premises and equipment expense$3,970,000680
Additional noninterest expense$11,347,000488
Pre-tax net operating income$65,113,000289
Securities gains (losses)$-488,0004,178
Applicable income taxes$13,541,000272
Income before extraordinary items$51,084,000279
Extraordinary gains, net$054
Net income$51,084,000282
Minority interest net income$088
Net income of bank and minority interests.$51,084,000281
Net charge-offs$529,000736
Cash dividends$6,700,000642
Sale, conversion, retirement of capital stock, net$0540
Net operating income$51,469,520288
2023-09-30 (YTD Data)Rank
Total interest income$82,654,000487
Total interest expense$8,309,0001,131
Net interest income$74,345,000378
Provision for loan and lease losses$1,804,000475
Total noninterest income$10,840,000581
Gross Fiduciary activities income$0950
Service charges on deposit accounts$846,000914
Trading account gains and feesNANA
Additional Noninterest Income$9,994,000449
Total noninterest expense$32,658,000645
Salaries and employee benefits$21,240,000559
Premises and equipment expense$2,877,000703
Additional noninterest expense$9,994,000449
Pre-tax net operating income$50,723,000288
Securities gains (losses)$0849
Applicable income taxes$10,622,000279
Income before extraordinary items$40,101,000284
Extraordinary gains, net$052
Net income$40,101,000286
Minority interest net income$081
Net income of bank and minority interests.$40,101,000285
Net charge-offs$-78,0004,313
Cash dividends$4,800,000629
Sale, conversion, retirement of capital stock, net$0507
Net operating income$40,101,000289
2023-06-30 (YTD Data)Rank
Total interest income$53,422,000481
Total interest expense$4,576,0001,184
Net interest income$48,846,000379
Provision for loan and lease losses$1,003,000509
Total noninterest income$8,299,000516
Gross Fiduciary activities income$0931
Service charges on deposit accounts$565,000902
Trading account gains and feesNANA
Additional Noninterest Income$7,734,000392
Total noninterest expense$21,184,000642
Salaries and employee benefits$13,796,000563
Premises and equipment expense$1,917,000696
Additional noninterest expense$7,734,000392
Pre-tax net operating income$34,958,000284
Securities gains (losses)$0938
Applicable income taxes$7,319,000270
Income before extraordinary items$27,639,000275
Extraordinary gains, net$051
Net income$27,639,000280
Minority interest net income$081
Net income of bank and minority interests.$27,639,000275
Net charge-offs$-61,0004,370
Cash dividends$2,900,000658
Sale, conversion, retirement of capital stock, net$0486
Net operating income$27,639,000279
2023-03-31 (YTD Data)Rank
Total interest income$25,714,000498
Total interest expense$1,371,0001,525
Net interest income$24,343,000387
Provision for loan and lease losses$14,0002,284
Total noninterest income$3,471,000579
Gross Fiduciary activities income$0913
Service charges on deposit accounts$296,000873
Trading account gains and feesNANA
Additional Noninterest Income$3,175,000447
Total noninterest expense$10,225,000672
Salaries and employee benefits$6,674,000594
Premises and equipment expense$964,000718
Additional noninterest expense$3,175,000447
Pre-tax net operating income$17,575,000286
Securities gains (losses)$0950
Applicable income taxes$3,680,000283
Income before extraordinary items$13,895,000285
Extraordinary gains, net$04
Net income$13,895,000286
Minority interest net income$048
Net income of bank and minority interests.$13,895,000286
Net charge-offs$-23,0004,265
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$13,895,000289
2022-12-31 (YTD Data)Rank
Total interest income$72,806,000545
Total interest expense$1,751,0001,744
Net interest income$71,055,000507
Provision for loan and lease losses$03,012
Total noninterest income$8,013,000884
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$997,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$7,016,000707
Total noninterest expense$39,103,000686
Salaries and employee benefits$25,239,000608
Premises and equipment expense$3,996,000669
Additional noninterest expense$7,016,000707
Pre-tax net operating income$39,965,000449
Securities gains (losses)$0691
Applicable income taxes$8,175,000443
Income before extraordinary items$31,790,000441
Extraordinary gains, net$05
Net income$31,790,000441
Minority interest net income$063
Net income of bank and minority interests.$31,790,000442
Net charge-offs$-5,307,0004,705
Cash dividends$3,672,000992
Sale, conversion, retirement of capital stock, net$0568
Net operating income$31,790,000447
2022-09-30 (YTD Data)Rank
Total interest income$48,619,000568
Total interest expense$1,092,0001,659
Net interest income$47,527,000540
Provision for loan and lease losses$02,835
Total noninterest income$5,408,000964
Gross Fiduciary activities income$0968
Service charges on deposit accounts$733,0001,042
Trading account gains and feesNANA
Additional Noninterest Income$4,675,000784
Total noninterest expense$28,086,000706
Salaries and employee benefits$18,099,000627
Premises and equipment expense$3,007,000673
Additional noninterest expense$4,675,000784
Pre-tax net operating income$24,849,000516
Securities gains (losses)$0740
Applicable income taxes$5,053,000512
Income before extraordinary items$19,796,000518
Extraordinary gains, net$04
Net income$19,796,000517
Minority interest net income$057
Net income of bank and minority interests.$19,796,000518
Net charge-offs$-1,587,0004,716
Cash dividends$2,672,000914
Sale, conversion, retirement of capital stock, net$0519
Net operating income$19,796,000525
2022-06-30 (YTD Data)Rank
Total interest income$29,255,000596
Total interest expense$637,0001,649
Net interest income$28,618,000564
Provision for loan and lease losses$02,599
Total noninterest income$3,108,0001,045
Gross Fiduciary activities income$0925
Service charges on deposit accounts$466,0001,064
Trading account gains and feesNANA
Additional Noninterest Income$2,642,000909
Total noninterest expense$18,328,000707
Salaries and employee benefits$11,714,000635
Premises and equipment expense$2,018,000658
Additional noninterest expense$4,596,000825
Pre-tax net operating income$13,398,000588
Securities gains (losses)$0687
Applicable income taxes$2,704,000547
Income before extraordinary items$10,694,000580
Extraordinary gains, net$04
Net income$10,694,000579
Minority interest net income$060
Net income of bank and minority interests.$10,694,000580
Net charge-offs$-861,0004,720
Cash dividends$1,672,000971
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,694,000590
2022-03-31 (YTD Data)Rank
Total interest income$13,483,000618
Total interest expense$299,0001,685
Net interest income$13,184,000590
Provision for loan and lease losses$02,285
Total noninterest income$1,239,0001,212
Gross Fiduciary activities income$0892
Service charges on deposit accounts$228,0001,082
Trading account gains and feesNANA
Additional Noninterest Income$1,011,0001,081
Total noninterest expense$9,125,000711
Salaries and employee benefits$5,802,000649
Premises and equipment expense$1,031,000653
Additional noninterest expense$2,292,000820
Pre-tax net operating income$5,298,000662
Securities gains (losses)$0623
Applicable income taxes$1,071,000624
Income before extraordinary items$4,227,000668
Extraordinary gains, net$04
Net income$4,227,000668
Minority interest net income$050
Net income of bank and minority interests.$4,227,000668
Net charge-offs$-448,0004,737
Cash dividends$725,000943
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,227,000673
2021-12-31 (YTD Data)Rank
Total interest income$51,395,000658
Total interest expense$983,0002,236
Net interest income$50,412,000622
Provision for loan and lease losses$03,064
Total noninterest income$5,635,0001,209
Gross Fiduciary activities income$0994
Service charges on deposit accounts$833,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$4,802,0001,098
Total noninterest expense$35,589,000723
Salaries and employee benefits$22,823,000640
Premises and equipment expense$4,582,000584
Additional noninterest expense$8,184,000913
Pre-tax net operating income$20,458,000725
Securities gains (losses)$159,000685
Applicable income taxes$4,308,000697
Income before extraordinary items$16,309,000762
Extraordinary gains, net$010
Net income$16,309,000763
Minority interest net income$074
Net income of bank and minority interests.$16,309,000763
Net charge-offs$4,173,000185
Cash dividends$2,395,0001,381
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,183,390748
2021-09-30 (YTD Data)Rank
Total interest income$38,244,000680
Total interest expense$721,0002,362
Net interest income$37,523,000636
Provision for loan and lease losses$02,963
Total noninterest income$4,206,0001,245
Gross Fiduciary activities income$0957
Service charges on deposit accounts$584,0001,158
Trading account gains and feesNANA
Additional Noninterest Income$3,622,0001,117
Total noninterest expense$26,514,000736
Salaries and employee benefits$17,089,000649
Premises and equipment expense$3,380,000595
Additional noninterest expense$6,045,000933
Pre-tax net operating income$15,215,000760
Securities gains (losses)$158,000640
Applicable income taxes$3,211,000724
Income before extraordinary items$12,162,000791
Extraordinary gains, net$08
Net income$12,162,000791
Minority interest net income$069
Net income of bank and minority interests.$12,162,000791
Net charge-offs$4,106,000160
Cash dividends$1,695,0001,289
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,037,180781
2021-06-30 (YTD Data)Rank
Total interest income$25,112,000688
Total interest expense$475,0002,446
Net interest income$24,637,000636
Provision for loan and lease losses$02,862
Total noninterest income$2,615,0001,286
Gross Fiduciary activities income$0951
Service charges on deposit accounts$360,0001,191
Trading account gains and feesNANA
Additional Noninterest Income$2,255,0001,193
Total noninterest expense$17,609,000735
Salaries and employee benefits$11,373,000645
Premises and equipment expense$2,172,000623
Additional noninterest expense$4,064,000916
Pre-tax net operating income$9,643,000788
Securities gains (losses)$49,000897
Applicable income taxes$2,025,000750
Income before extraordinary items$7,667,000828
Extraordinary gains, net$06
Net income$7,667,000828
Minority interest net income$067
Net income of bank and minority interests.$7,667,000828
Net charge-offs$344,000485
Cash dividends$1,220,0001,213
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,628,290814
2021-03-31 (YTD Data)Rank
Total interest income$12,717,000671
Total interest expense$238,0002,508
Net interest income$12,479,000625
Provision for loan and lease losses$02,741
Total noninterest income$1,306,0001,288
Gross Fiduciary activities income$0922
Service charges on deposit accounts$176,0001,202
Trading account gains and feesNANA
Additional Noninterest Income$1,130,0001,176
Total noninterest expense$8,534,000746
Salaries and employee benefits$5,566,000659
Premises and equipment expense$1,077,000637
Additional noninterest expense$1,891,000948
Pre-tax net operating income$5,251,000736
Securities gains (losses)$50,000663
Applicable income taxes$1,107,000697
Income before extraordinary items$4,194,000783
Extraordinary gains, net$03
Net income$4,194,000783
Minority interest net income$055
Net income of bank and minority interests.$4,194,000783
Net charge-offs$383,000301
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,154,500762
2020-12-31 (YTD Data)Rank
Total interest income$54,863,000623
Total interest expense$1,122,0002,760
Net interest income$53,741,000547
Provision for loan and lease losses$6,209,000490
Total noninterest income$6,461,0001,075
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$723,0001,226
Trading account gains and fees$0133
Additional Noninterest Income$5,738,000931
Total noninterest expense$34,258,000729
Salaries and employee benefits$21,256,000672
Premises and equipment expense$5,009,000525
Additional noninterest expense$7,993,000882
Pre-tax net operating income$19,735,000599
Securities gains (losses)$1,417,000281
Applicable income taxes$4,416,000539
Income before extraordinary items$16,736,000598
Extraordinary gains, net$04
Net income$16,736,000597
Minority interest net income$072
Net income of bank and minority interests.$16,736,000598
Net charge-offs$456,0001,033
Cash dividends$21,258,000272
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,616,570616
2020-09-30 (YTD Data)Rank
Total interest income$42,602,000602
Total interest expense$901,0002,757
Net interest income$41,701,000524
Provision for loan and lease losses$6,209,000423
Total noninterest income$4,477,0001,096
Gross Fiduciary activities income$0981
Service charges on deposit accounts$527,0001,243
Trading account gains and fees$0125
Additional Noninterest Income$3,950,000949
Total noninterest expense$25,695,000720
Salaries and employee benefits$15,796,000664
Premises and equipment expense$3,787,000522
Additional noninterest expense$6,112,000852
Pre-tax net operating income$14,274,000589
Securities gains (losses)$1,417,000230
Applicable income taxes$3,274,000507
Income before extraordinary items$12,417,000576
Extraordinary gains, net$04
Net income$12,417,000576
Minority interest net income$065
Net income of bank and minority interests.$12,417,000576
Net charge-offs$-55,0004,681
Cash dividends$20,758,000223
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,297,570603
2020-06-30 (YTD Data)Rank
Total interest income$28,680,000604
Total interest expense$661,0002,729
Net interest income$28,019,000512
Provision for loan and lease losses$4,209,000441
Total noninterest income$2,787,0001,093
Gross Fiduciary activities income$0970
Service charges on deposit accounts$354,0001,240
Trading account gains and fees$0123
Additional Noninterest Income$2,433,000940
Total noninterest expense$16,375,000745
Salaries and employee benefits$10,465,000663
Premises and equipment expense$2,323,000555
Additional noninterest expense$3,587,000952
Pre-tax net operating income$10,222,000503
Securities gains (losses)$946,000233
Applicable income taxes$2,327,000437
Income before extraordinary items$8,841,000506
Extraordinary gains, net$04
Net income$8,841,000502
Minority interest net income$065
Net income of bank and minority interests.$8,841,000506
Net charge-offs$-131,0004,926
Cash dividends$19,833,000180
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,093,660517
2020-03-31 (YTD Data)Rank
Total interest income$14,242,000611
Total interest expense$404,0002,603
Net interest income$13,838,000510
Provision for loan and lease losses$1,209,000542
Total noninterest income$1,569,000964
Gross Fiduciary activities income$0941
Service charges on deposit accounts$224,0001,200
Trading account gains and fees$0106
Additional Noninterest Income$1,345,000798
Total noninterest expense$8,138,000748
Salaries and employee benefits$5,239,000659
Premises and equipment expense$954,000673
Additional noninterest expense$1,945,000889
Pre-tax net operating income$6,060,000390
Securities gains (losses)$01,705
Applicable income taxes$1,258,000382
Income before extraordinary items$4,802,000419
Extraordinary gains, net$04
Net income$4,802,000418
Minority interest net income$056
Net income of bank and minority interests.$4,802,000419
Net charge-offs$-138,0005,004
Cash dividends$19,308,000131
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,802,000411
2019-12-31 (YTD Data)Rank
Total interest income$59,311,000592
Total interest expense$1,364,0002,867
Net interest income$57,947,000484
Provision for loan and lease losses$3,310,000348
Total noninterest income$7,508,000860
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$813,0001,323
Trading account gains and fees$0135
Additional Noninterest Income$6,695,000686
Total noninterest expense$30,539,000761
Salaries and employee benefits$19,587,000684
Premises and equipment expense$3,787,000676
Additional noninterest expense$7,165,000947
Pre-tax net operating income$31,606,000426
Securities gains (losses)$02,379
Applicable income taxes$6,591,000413
Income before extraordinary items$25,015,000446
Extraordinary gains, net$011
Net income$25,015,000445
Minority interest net income$076
Net income of bank and minority interests.$25,015,000446
Net charge-offs$1,939,000424
Cash dividends$3,925,000989
Sale, conversion, retirement of capital stock, net$0626
Net operating income$25,015,000437
2019-09-30 (YTD Data)Rank
Total interest income$44,659,000589
Total interest expense$992,0002,937
Net interest income$43,667,000487
Provision for loan and lease losses$2,326,000358
Total noninterest income$6,021,000810
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$599,0001,350
Trading account gains and fees$0129
Additional Noninterest Income$5,422,000662
Total noninterest expense$23,016,000760
Salaries and employee benefits$14,722,000683
Premises and equipment expense$2,782,000688
Additional noninterest expense$5,512,000912
Pre-tax net operating income$24,346,000424
Securities gains (losses)$02,167
Applicable income taxes$5,080,000414
Income before extraordinary items$19,266,000444
Extraordinary gains, net$011
Net income$19,266,000444
Minority interest net income$072
Net income of bank and minority interests.$19,266,000444
Net charge-offs$1,996,000312
Cash dividends$2,725,000944
Sale, conversion, retirement of capital stock, net$0590
Net operating income$19,266,000438
2019-06-30 (YTD Data)Rank
Total interest income$29,706,000584
Total interest expense$664,0002,921
Net interest income$29,042,000490
Provision for loan and lease losses$2,176,000273
Total noninterest income$4,269,000760
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$397,0001,334
Trading account gains and fees$0131
Additional Noninterest Income$3,872,000608
Total noninterest expense$15,074,000767
Salaries and employee benefits$9,542,000697
Premises and equipment expense$1,804,000716
Additional noninterest expense$3,728,000910
Pre-tax net operating income$16,061,000417
Securities gains (losses)$01,702
Applicable income taxes$3,340,000407
Income before extraordinary items$12,721,000438
Extraordinary gains, net$011
Net income$12,721,000437
Minority interest net income$069
Net income of bank and minority interests.$12,721,000438
Net charge-offs$2,096,000225
Cash dividends$1,550,0001,070
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,721,000431
2019-03-31 (YTD Data)Rank
Total interest income$14,772,000586
Total interest expense$328,0002,909
Net interest income$14,444,000493
Provision for loan and lease losses$362,000602
Total noninterest income$2,042,000762
Gross Fiduciary activities income$0972
Service charges on deposit accounts$210,0001,264
Trading account gains and fees$0126
Additional Noninterest Income$1,832,000594
Total noninterest expense$7,447,000773
Salaries and employee benefits$4,651,000714
Premises and equipment expense$884,000736
Additional noninterest expense$1,912,000872
Pre-tax net operating income$8,677,000388
Securities gains (losses)$01,087
Applicable income taxes$1,803,000387
Income before extraordinary items$6,874,000398
Extraordinary gains, net$05
Net income$6,874,000398
Minority interest net income$052
Net income of bank and minority interests.$6,874,000398
Net charge-offs$327,000444
Cash dividends$775,0001,003
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,874,000392
2018-12-31 (YTD Data)Rank
Total interest income$52,995,000608
Total interest expense$900,0003,092
Net interest income$52,095,000522
Provision for loan and lease losses$10,280,000157
Total noninterest income$6,514,000927
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$859,0001,299
Trading account gains and fees$0126
Additional Noninterest Income$5,655,000746
Total noninterest expense$26,849,000824
Salaries and employee benefits$16,880,000747
Premises and equipment expense$3,386,000738
Additional noninterest expense$6,583,0001,015
Pre-tax net operating income$21,480,000567
Securities gains (losses)$-9,0004,385
Applicable income taxes$4,426,000518
Income before extraordinary items$17,045,000577
Extraordinary gains, net$06
Net income$17,045,000576
Minority interest net income$072
Net income of bank and minority interests.$17,045,000576
Net charge-offs$10,137,000140
Cash dividends$2,825,0001,141
Sale, conversion, retirement of capital stock, net$0671
Net operating income$17,052,110576
2018-09-30 (YTD Data)Rank
Total interest income$37,979,000625
Total interest expense$614,0003,162
Net interest income$37,365,000539
Provision for loan and lease losses$9,335,000141
Total noninterest income$4,755,000949
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$653,0001,288
Trading account gains and fees$0138
Additional Noninterest Income$4,102,000767
Total noninterest expense$19,740,000835
Salaries and employee benefits$12,508,000752
Premises and equipment expense$2,534,000741
Additional noninterest expense$4,698,0001,044
Pre-tax net operating income$13,045,000663
Securities gains (losses)$-9,0004,747
Applicable income taxes$2,657,000599
Income before extraordinary items$10,379,000688
Extraordinary gains, net$05
Net income$10,379,000687
Minority interest net income$066
Net income of bank and minority interests.$10,379,000687
Net charge-offs$9,660,000117
Cash dividends$2,050,0001,052
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,386,200688
2018-06-30 (YTD Data)Rank
Total interest income$24,608,000636
Total interest expense$353,0003,316
Net interest income$24,255,000549
Provision for loan and lease losses$5,325,000153
Total noninterest income$2,953,000991
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$429,0001,304
Trading account gains and fees$0130
Additional Noninterest Income$2,524,000806
Total noninterest expense$13,031,000850
Salaries and employee benefits$8,253,000769
Premises and equipment expense$1,664,000756
Additional noninterest expense$3,114,0001,048
Pre-tax net operating income$8,852,000649
Securities gains (losses)$0961
Applicable income taxes$1,805,000586
Income before extraordinary items$7,047,000683
Extraordinary gains, net$06
Net income$7,047,000681
Minority interest net income$065
Net income of bank and minority interests.$7,047,000682
Net charge-offs$4,504,000138
Cash dividends$1,500,000946
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,047,000682
2018-03-31 (YTD Data)Rank
Total interest income$11,900,000645
Total interest expense$173,0003,306
Net interest income$11,727,000564
Provision for loan and lease losses$195,000965
Total noninterest income$1,376,0001,025
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$238,0001,218
Trading account gains and fees$0123
Additional Noninterest Income$1,138,000841
Total noninterest expense$6,402,000868
Salaries and employee benefits$4,067,000793
Premises and equipment expense$800,000797
Additional noninterest expense$1,535,0001,055
Pre-tax net operating income$6,506,000471
Securities gains (losses)$0735
Applicable income taxes$1,337,000456
Income before extraordinary items$5,169,000487
Extraordinary gains, net$07
Net income$5,169,000486
Minority interest net income$052
Net income of bank and minority interests.$5,169,000487
Net charge-offs$17,0001,740
Cash dividends$750,000890
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,169,000486
2017-12-31 (YTD Data)Rank
Total interest income$42,223,000683
Total interest expense$635,0003,293
Net interest income$41,588,000609
Provision for loan and lease losses$1,398,000684
Total noninterest income$4,889,0001,139
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$905,0001,281
Trading account gains and fees$0151
Additional Noninterest Income$3,984,000954
Total noninterest expense$24,657,000879
Salaries and employee benefits$15,524,000791
Premises and equipment expense$3,129,000801
Additional noninterest expense$6,004,0001,075
Pre-tax net operating income$20,422,000543
Securities gains (losses)$-119,0005,435
Applicable income taxes$7,391,000517
Income before extraordinary items$12,912,000591
Extraordinary gains, net$09
Net income$12,912,000591
Minority interest net income$076
Net income of bank and minority interests.$12,912,000591
Net charge-offs$1,452,000525
Cash dividends$1,675,0001,610
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,988,160588
2017-09-30 (YTD Data)Rank
Total interest income$30,691,000700
Total interest expense$491,0003,249
Net interest income$30,200,000629
Provision for loan and lease losses$1,398,000534
Total noninterest income$3,598,0001,172
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$686,0001,281
Trading account gains and fees$0145
Additional Noninterest Income$2,912,000992
Total noninterest expense$18,092,000891
Salaries and employee benefits$11,345,000812
Premises and equipment expense$2,347,000803
Additional noninterest expense$4,400,0001,101
Pre-tax net operating income$14,308,000579
Securities gains (losses)$02,274
Applicable income taxes$4,764,000515
Income before extraordinary items$9,544,000658
Extraordinary gains, net$09
Net income$9,544,000658
Minority interest net income$071
Net income of bank and minority interests.$9,544,000658
Net charge-offs$576,000722
Cash dividends$900,0001,809
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,544,000649
2017-06-30 (YTD Data)Rank
Total interest income$19,567,000725
Total interest expense$550,0002,317
Net interest income$19,017,000659
Provision for loan and lease losses$580,000771
Total noninterest income$2,435,0001,153
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$439,0001,313
Trading account gains and fees$0139
Additional Noninterest Income$1,996,000972
Total noninterest expense$12,063,000898
Salaries and employee benefits$7,465,000818
Premises and equipment expense$1,560,000801
Additional noninterest expense$3,038,0001,066
Pre-tax net operating income$8,809,000605
Securities gains (losses)$01,906
Applicable income taxes$2,926,000530
Income before extraordinary items$5,883,000689
Extraordinary gains, net$011
Net income$5,883,000689
Minority interest net income$071
Net income of bank and minority interests.$5,883,000689
Net charge-offs$489,000574
Cash dividends$500,0001,993
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,883,000674
2017-03-31 (YTD Data)Rank
Total interest income$9,525,000738
Total interest expense$269,0002,338
Net interest income$9,256,000680
Provision for loan and lease losses$36,0002,328
Total noninterest income$1,109,0001,225
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$205,0001,388
Trading account gains and fees$0142
Additional Noninterest Income$904,0001,033
Total noninterest expense$5,895,000924
Salaries and employee benefits$3,674,000842
Premises and equipment expense$758,000836
Additional noninterest expense$1,463,0001,093
Pre-tax net operating income$4,434,000583
Securities gains (losses)$01,153
Applicable income taxes$1,473,000518
Income before extraordinary items$2,961,000671
Extraordinary gains, net$08
Net income$2,961,000671
Minority interest net income$055
Net income of bank and minority interests.$2,961,000671
Net charge-offs$36,0001,539
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,961,000661
2016-12-31 (YTD Data)Rank
Total interest income$37,729,000712
Total interest expense$1,091,0002,274
Net interest income$36,638,000655
Provision for loan and lease losses$20,806,000102
Total noninterest income$4,110,0001,310
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$916,0001,302
Trading account gains and fees$0170
Additional Noninterest Income$3,194,0001,154
Total noninterest expense$23,288,000914
Salaries and employee benefits$13,279,000891
Premises and equipment expense$3,253,000763
Additional noninterest expense$6,756,000972
Pre-tax net operating income$-3,346,0005,892
Securities gains (losses)$525,000409
Applicable income taxes$-1,428,0005,861
Income before extraordinary items$-1,393,0005,857
Extraordinary gains, net$05
Net income$-1,393,0005,856
Minority interest net income$082
Net income of bank and minority interests.$-1,393,0005,856
Net charge-offs$16,498,000106
Cash dividends$2,225,0001,294
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,729,0005,869
2016-09-30 (YTD Data)Rank
Total interest income$28,317,000708
Total interest expense$836,0002,251
Net interest income$27,481,000651
Provision for loan and lease losses$19,100,00091
Total noninterest income$3,055,0001,322
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$695,0001,289
Trading account gains and fees$0169
Additional Noninterest Income$2,360,0001,175
Total noninterest expense$17,504,000906
Salaries and employee benefits$9,939,000888
Premises and equipment expense$2,455,000760
Additional noninterest expense$5,110,000965
Pre-tax net operating income$-6,068,0005,981
Securities gains (losses)$525,000368
Applicable income taxes$-2,238,0005,956
Income before extraordinary items$-3,305,0005,962
Extraordinary gains, net$05
Net income$-3,305,0005,962
Minority interest net income$071
Net income of bank and minority interests.$-3,305,0005,962
Net charge-offs$14,794,00093
Cash dividends$1,475,0001,301
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-3,641,0005,965
2016-06-30 (YTD Data)Rank
Total interest income$18,796,000711
Total interest expense$574,0002,214
Net interest income$18,222,000654
Provision for loan and lease losses$16,244,00081
Total noninterest income$1,961,0001,333
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$465,0001,265
Trading account gains and fees$0157
Additional Noninterest Income$1,496,0001,191
Total noninterest expense$12,243,000869
Salaries and employee benefits$7,287,000813
Premises and equipment expense$1,627,000764
Additional noninterest expense$3,329,000993
Pre-tax net operating income$-8,304,0006,061
Securities gains (losses)$5,0002,477
Applicable income taxes$-3,094,0006,046
Income before extraordinary items$-5,205,0006,053
Extraordinary gains, net$016
Net income$-5,205,0006,052
Minority interest net income$071
Net income of bank and minority interests.$-5,205,0006,052
Net charge-offs$12,523,00083
Cash dividends$1,100,0001,217
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-5,208,2006,051
2016-03-31 (YTD Data)Rank
Total interest income$9,327,000721
Total interest expense$273,0002,294
Net interest income$9,054,000659
Provision for loan and lease losses$3,517,000129
Total noninterest income$930,0001,373
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$236,0001,239
Trading account gains and fees$0142
Additional Noninterest Income$694,0001,221
Total noninterest expense$6,243,000848
Salaries and employee benefits$3,709,000797
Premises and equipment expense$796,000792
Additional noninterest expense$1,738,000941
Pre-tax net operating income$224,0004,286
Securities gains (losses)$02,077
Applicable income taxes$-13,0005,989
Income before extraordinary items$237,0004,005
Extraordinary gains, net$012
Net income$237,0004,002
Minority interest net income$062
Net income of bank and minority interests.$237,0004,003
Net charge-offs$1,473,000171
Cash dividends$700,000951
Sale, conversion, retirement of capital stock, net$0659
Net operating income$237,0003,948
2015-12-31 (YTD Data)Rank
Total interest income$37,299,000688
Total interest expense$944,0002,514
Net interest income$36,355,000632
Provision for loan and lease losses$5,086,000210
Total noninterest income$4,269,0001,246
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,036,0001,185
Trading account gains and fees$0159
Additional Noninterest Income$3,233,0001,109
Total noninterest expense$23,193,000893
Salaries and employee benefits$14,100,000809
Premises and equipment expense$3,225,000760
Additional noninterest expense$5,868,0001,102
Pre-tax net operating income$12,345,000729
Securities gains (losses)$03,216
Applicable income taxes$4,028,000619
Income before extraordinary items$8,317,000859
Extraordinary gains, net$023
Net income$8,317,000859
Minority interest net income$081
Net income of bank and minority interests.$8,317,000859
Net charge-offs$2,411,000319
Cash dividends$1,500,0001,638
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,317,000841
2015-09-30 (YTD Data)Rank
Total interest income$28,021,000693
Total interest expense$710,0002,544
Net interest income$27,311,000632
Provision for loan and lease losses$3,403,000218
Total noninterest income$3,114,0001,298
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$766,0001,208
Trading account gains and fees$0153
Additional Noninterest Income$2,348,0001,148
Total noninterest expense$17,225,000906
Salaries and employee benefits$10,647,000817
Premises and equipment expense$2,387,000786
Additional noninterest expense$4,191,0001,157
Pre-tax net operating income$9,797,000708
Securities gains (losses)$03,031
Applicable income taxes$3,314,000600
Income before extraordinary items$6,483,000837
Extraordinary gains, net$021
Net income$6,483,000838
Minority interest net income$078
Net income of bank and minority interests.$6,483,000837
Net charge-offs$2,197,000262
Cash dividends$1,100,0001,506
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,483,000814
2015-06-30 (YTD Data)Rank
Total interest income$18,681,000693
Total interest expense$472,0002,560
Net interest income$18,209,000628
Provision for loan and lease losses$1,855,000253
Total noninterest income$1,890,0001,369
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$501,0001,202
Trading account gains and fees$0157
Additional Noninterest Income$1,389,0001,253
Total noninterest expense$11,451,000914
Salaries and employee benefits$7,081,000818
Premises and equipment expense$1,537,000825
Additional noninterest expense$2,833,0001,144
Pre-tax net operating income$6,793,000698
Securities gains (losses)$02,636
Applicable income taxes$2,300,000591
Income before extraordinary items$4,493,000817
Extraordinary gains, net$022
Net income$4,493,000816
Minority interest net income$075
Net income of bank and minority interests.$4,493,000817
Net charge-offs$2,032,000216
Cash dividends$800,0001,456
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,493,000789
2015-03-31 (YTD Data)Rank
Total interest income$9,318,000690
Total interest expense$225,0002,670
Net interest income$9,093,000626
Provision for loan and lease losses$719,000295
Total noninterest income$908,0001,377
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$258,0001,162
Trading account gains and fees$0152
Additional Noninterest Income$650,0001,254
Total noninterest expense$5,673,000920
Salaries and employee benefits$3,498,000830
Premises and equipment expense$782,000817
Additional noninterest expense$1,393,0001,142
Pre-tax net operating income$3,609,000641
Securities gains (losses)$02,027
Applicable income taxes$1,230,000542
Income before extraordinary items$2,379,000744
Extraordinary gains, net$013
Net income$2,379,000742
Minority interest net income$064
Net income of bank and minority interests.$2,379,000744
Net charge-offs$1,774,000144
Cash dividends$400,0001,291
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,379,000719
2014-12-31 (YTD Data)Rank
Total interest income$39,509,000631
Total interest expense$851,0002,910
Net interest income$38,658,000573
Provision for loan and lease losses$1,825,000514
Total noninterest income$3,619,0001,370
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,037,0001,246
Trading account gains and fees$0180
Additional Noninterest Income$2,582,0001,219
Total noninterest expense$22,458,000903
Salaries and employee benefits$12,894,000845
Premises and equipment expense$3,148,000789
Additional noninterest expense$6,416,0001,028
Pre-tax net operating income$17,994,000502
Securities gains (losses)$03,259
Applicable income taxes$6,198,000430
Income before extraordinary items$11,796,000580
Extraordinary gains, net$017
Net income$11,796,000577
Minority interest net income$084
Net income of bank and minority interests.$11,796,000580
Net charge-offs$1,028,000877
Cash dividends$6,519,000476
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,796,000569
2014-09-30 (YTD Data)Rank
Total interest income$29,431,000637
Total interest expense$644,0002,939
Net interest income$28,787,000580
Provision for loan and lease losses$1,525,000441
Total noninterest income$2,675,0001,391
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$766,0001,271
Trading account gains and fees$0174
Additional Noninterest Income$1,909,0001,240
Total noninterest expense$16,478,000913
Salaries and employee benefits$9,344,000886
Premises and equipment expense$2,356,000794
Additional noninterest expense$4,778,0001,030
Pre-tax net operating income$13,459,000506
Securities gains (losses)$02,980
Applicable income taxes$4,506,000432
Income before extraordinary items$8,953,000578
Extraordinary gains, net$015
Net income$8,953,000575
Minority interest net income$081
Net income of bank and minority interests.$8,953,000577
Net charge-offs$300,0001,608
Cash dividends$3,567,000592
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,953,000570
2014-06-30 (YTD Data)Rank
Total interest income$19,326,000641
Total interest expense$441,0002,909
Net interest income$18,885,000586
Provision for loan and lease losses$1,225,000383
Total noninterest income$1,700,0001,422
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$502,0001,279
Trading account gains and fees$0172
Additional Noninterest Income$1,198,0001,288
Total noninterest expense$11,039,000904
Salaries and employee benefits$6,056,000901
Premises and equipment expense$1,518,000822
Additional noninterest expense$3,465,000929
Pre-tax net operating income$8,321,000528
Securities gains (losses)$02,580
Applicable income taxes$2,790,000453
Income before extraordinary items$5,531,000597
Extraordinary gains, net$020
Net income$5,531,000597
Minority interest net income$080
Net income of bank and minority interests.$5,531,000597
Net charge-offs$310,0001,234
Cash dividends$850,0001,313
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,531,000590
2014-03-31 (YTD Data)Rank
Total interest income$9,371,000664
Total interest expense$215,0003,008
Net interest income$9,156,000601
Provision for loan and lease losses$675,000350
Total noninterest income$741,0001,531
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$250,0001,273
Trading account gains and fees$0147
Additional Noninterest Income$491,0001,429
Total noninterest expense$5,290,000959
Salaries and employee benefits$2,898,000950
Premises and equipment expense$784,000817
Additional noninterest expense$1,608,0001,006
Pre-tax net operating income$3,932,000532
Securities gains (losses)$01,715
Applicable income taxes$1,328,000456
Income before extraordinary items$2,604,000613
Extraordinary gains, net$016
Net income$2,604,000614
Minority interest net income$066
Net income of bank and minority interests.$2,604,000614
Net charge-offs$2,0003,350
Cash dividends$450,0001,107
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,604,000604
2013-12-31 (YTD Data)Rank
Total interest income$34,258,000730
Total interest expense$787,0003,481
Net interest income$33,471,000640
Provision for loan and lease losses$840,0001,277
Total noninterest income$3,385,0001,483
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,015,0001,339
Trading account gains and fees$0184
Additional Noninterest Income$2,370,0001,350
Total noninterest expense$21,593,000944
Salaries and employee benefits$11,391,000941
Premises and equipment expense$2,948,000828
Additional noninterest expense$7,254,000936
Pre-tax net operating income$14,423,000567
Securities gains (losses)$03,182
Applicable income taxes$4,946,000463
Income before extraordinary items$9,477,000677
Extraordinary gains, net$029
Net income$9,477,000677
Minority interest net income$090
Net income of bank and minority interests.$9,477,000677
Net charge-offs$153,0003,314
Cash dividends$9,480,000343
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,477,000649
2013-09-30 (YTD Data)Rank
Total interest income$24,951,000747
Total interest expense$585,0003,587
Net interest income$24,366,000653
Provision for loan and lease losses$630,0001,281
Total noninterest income$2,570,0001,498
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$757,0001,352
Trading account gains and fees$0180
Additional Noninterest Income$1,813,0001,355
Total noninterest expense$16,467,000932
Salaries and employee benefits$8,507,000947
Premises and equipment expense$2,173,000845
Additional noninterest expense$5,787,000871
Pre-tax net operating income$9,839,000618
Securities gains (losses)$03,040
Applicable income taxes$3,394,000505
Income before extraordinary items$6,445,000748
Extraordinary gains, net$025
Net income$6,445,000747
Minority interest net income$084
Net income of bank and minority interests.$6,445,000750
Net charge-offs$63,0003,672
Cash dividends$7,780,000308
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,445,000723
2013-06-30 (YTD Data)Rank
Total interest income$16,027,000773
Total interest expense$402,0003,574
Net interest income$15,625,000673
Provision for loan and lease losses$420,0001,329
Total noninterest income$1,693,0001,520
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$491,0001,363
Trading account gains and fees$0157
Additional Noninterest Income$1,202,0001,393
Total noninterest expense$10,520,000960
Salaries and employee benefits$5,597,000961
Premises and equipment expense$1,399,000874
Additional noninterest expense$3,524,000951
Pre-tax net operating income$6,378,000616
Securities gains (losses)$02,791
Applicable income taxes$2,178,000509
Income before extraordinary items$4,200,000744
Extraordinary gains, net$022
Net income$4,200,000746
Minority interest net income$082
Net income of bank and minority interests.$4,200,000746
Net charge-offs$34,0003,652
Cash dividends$7,330,000218
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,200,000714
2013-03-31 (YTD Data)Rank
Total interest income$7,802,000798
Total interest expense$200,0003,671
Net interest income$7,602,000700
Provision for loan and lease losses$210,0001,313
Total noninterest income$836,0001,522
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$245,0001,358
Trading account gains and fees$0148
Additional Noninterest Income$591,0001,405
Total noninterest expense$5,174,000987
Salaries and employee benefits$2,731,0001,004
Premises and equipment expense$684,000903
Additional noninterest expense$1,759,000957
Pre-tax net operating income$3,054,000631
Securities gains (losses)$01,966
Applicable income taxes$1,046,000529
Income before extraordinary items$2,008,000777
Extraordinary gains, net$010
Net income$2,008,000778
Minority interest net income$076
Net income of bank and minority interests.$2,008,000779
Net charge-offs$8,0003,541
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,008,000740
2012-12-31 (YTD Data)Rank
Total interest income$30,114,000862
Total interest expense$715,0004,355
Net interest income$29,399,000731
Provision for loan and lease losses$840,0001,997
Total noninterest income$4,017,0001,331
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,127,0001,265
Trading account gains and fees$0166
Additional Noninterest Income$2,890,0001,193
Total noninterest expense$19,045,0001,055
Salaries and employee benefits$10,380,0001,017
Premises and equipment expense$2,806,000857
Additional noninterest expense$5,859,0001,177
Pre-tax net operating income$13,531,000569
Securities gains (losses)$03,810
Applicable income taxes$4,527,000462
Income before extraordinary items$9,004,000676
Extraordinary gains, net$029
Net income$9,004,000676
Minority interest net income$093
Net income of bank and minority interests.$9,004,000676
Net charge-offs$-22,0006,720
Cash dividends$2,705,000954
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,004,000644
2012-09-30 (YTD Data)Rank
Total interest income$22,203,000897
Total interest expense$541,0004,458
Net interest income$21,662,000757
Provision for loan and lease losses$630,0001,983
Total noninterest income$3,126,0001,301
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$848,0001,266
Trading account gains and fees$0157
Additional Noninterest Income$2,278,0001,143
Total noninterest expense$14,313,0001,043
Salaries and employee benefits$7,733,0001,009
Premises and equipment expense$2,094,000867
Additional noninterest expense$4,486,0001,150
Pre-tax net operating income$9,845,000593
Securities gains (losses)$03,575
Applicable income taxes$3,269,000491
Income before extraordinary items$6,576,000705
Extraordinary gains, net$020
Net income$6,576,000704
Minority interest net income$086
Net income of bank and minority interests.$6,576,000705
Net charge-offs$-39,0006,881
Cash dividends$2,015,000762
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,576,000677
2012-06-30 (YTD Data)Rank
Total interest income$14,279,000948
Total interest expense$369,0004,520
Net interest income$13,910,000790
Provision for loan and lease losses$420,0002,011
Total noninterest income$1,873,0001,384
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$564,0001,256
Trading account gains and fees$0153
Additional Noninterest Income$1,309,0001,259
Total noninterest expense$9,392,0001,058
Salaries and employee benefits$5,011,0001,042
Premises and equipment expense$1,374,000886
Additional noninterest expense$3,007,0001,145
Pre-tax net operating income$5,971,000624
Securities gains (losses)$03,178
Applicable income taxes$2,003,000511
Income before extraordinary items$3,968,000771
Extraordinary gains, net$019
Net income$3,968,000769
Minority interest net income$084
Net income of bank and minority interests.$3,968,000771
Net charge-offs$-266,0007,185
Cash dividends$615,0001,401
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,968,000724
2012-03-31 (YTD Data)Rank
Total interest income$6,699,0001,012
Total interest expense$190,0004,556
Net interest income$6,509,000843
Provision for loan and lease losses$210,0001,952
Total noninterest income$915,0001,403
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$291,0001,209
Trading account gains and fees$0148
Additional Noninterest Income$624,0001,285
Total noninterest expense$4,478,0001,116
Salaries and employee benefits$2,446,0001,060
Premises and equipment expense$657,000926
Additional noninterest expense$1,375,0001,224
Pre-tax net operating income$2,736,000675
Securities gains (losses)$02,210
Applicable income taxes$917,000548
Income before extraordinary items$1,819,000827
Extraordinary gains, net$019
Net income$1,819,000826
Minority interest net income$078
Net income of bank and minority interests.$1,819,000828
Net charge-offs$28,0003,468
Cash dividends$385,0001,094
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,819,000778
2011-12-31 (YTD Data)Rank
Total interest income$25,829,0001,092
Total interest expense$852,0004,783
Net interest income$24,977,000873
Provision for loan and lease losses$923,0002,538
Total noninterest income$3,719,0001,290
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,158,0001,280
Trading account gains and fees$0146
Additional Noninterest Income$2,561,0001,148
Total noninterest expense$17,416,0001,130
Salaries and employee benefits$9,377,0001,052
Premises and equipment expense$2,549,000977
Additional noninterest expense$5,490,0001,260
Pre-tax net operating income$10,357,000602
Securities gains (losses)$03,838
Applicable income taxes$3,492,000524
Income before extraordinary items$6,865,000733
Extraordinary gains, net$029
Net income$6,865,000733
Minority interest net income$096
Net income of bank and minority interests.$6,865,000733
Net charge-offs$570,0003,021
Cash dividends$1,470,0001,263
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,865,000702
2011-09-30 (YTD Data)Rank
Total interest income$18,983,0001,138
Total interest expense$671,0004,791
Net interest income$18,312,000902
Provision for loan and lease losses$585,0002,664
Total noninterest income$2,813,0001,276
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$882,0001,255
Trading account gains and fees$0145
Additional Noninterest Income$1,931,0001,144
Total noninterest expense$13,040,0001,132
Salaries and employee benefits$6,997,0001,055
Premises and equipment expense$1,882,0001,011
Additional noninterest expense$4,161,0001,242
Pre-tax net operating income$7,500,000643
Securities gains (losses)$03,555
Applicable income taxes$2,517,000527
Income before extraordinary items$4,983,000777
Extraordinary gains, net$021
Net income$4,983,000775
Minority interest net income$087
Net income of bank and minority interests.$4,983,000777
Net charge-offs$497,0002,673
Cash dividends$1,135,0001,054
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,983,000743
2011-06-30 (YTD Data)Rank
Total interest income$12,318,0001,180
Total interest expense$454,0004,864
Net interest income$11,864,000931
Provision for loan and lease losses$390,0002,626
Total noninterest income$1,633,0001,394
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$595,0001,211
Trading account gains and fees$0153
Additional Noninterest Income$1,038,0001,305
Total noninterest expense$8,667,0001,157
Salaries and employee benefits$4,613,0001,084
Premises and equipment expense$1,202,0001,059
Additional noninterest expense$2,852,0001,232
Pre-tax net operating income$4,440,000712
Securities gains (losses)$02,914
Applicable income taxes$1,482,000559
Income before extraordinary items$2,958,000845
Extraordinary gains, net$015
Net income$2,958,000844
Minority interest net income$089
Net income of bank and minority interests.$2,958,000845
Net charge-offs$601,0001,951
Cash dividends$735,0001,078
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,958,000813
2011-03-31 (YTD Data)Rank
Total interest income$6,027,0001,216
Total interest expense$215,0005,081
Net interest income$5,812,000954
Provision for loan and lease losses$195,0002,476
Total noninterest income$807,0001,408
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$309,0001,164
Trading account gains and fees$0158
Additional Noninterest Income$498,0001,347
Total noninterest expense$4,104,0001,218
Salaries and employee benefits$2,273,0001,115
Premises and equipment expense$599,0001,085
Additional noninterest expense$1,232,0001,423
Pre-tax net operating income$2,320,000688
Securities gains (losses)$01,772
Applicable income taxes$755,000547
Income before extraordinary items$1,565,000806
Extraordinary gains, net$09
Net income$1,565,000805
Minority interest net income$086
Net income of bank and minority interests.$1,565,000806
Net charge-offs$16,0004,159
Cash dividends$435,000834
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,565,000790
2010-12-31 (YTD Data)Rank
Total interest income$22,961,0001,340
Total interest expense$867,0005,550
Net interest income$22,094,0001,002
Provision for loan and lease losses$720,0003,552
Total noninterest income$3,378,0001,423
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,355,0001,108
Trading account gains and fees$0175
Additional Noninterest Income$2,023,0001,392
Total noninterest expense$16,531,0001,222
Salaries and employee benefits$8,954,0001,112
Premises and equipment expense$2,458,0001,064
Additional noninterest expense$5,119,0001,419
Pre-tax net operating income$8,221,000655
Securities gains (losses)$2,0003,620
Applicable income taxes$2,611,000597
Income before extraordinary items$5,612,000777
Extraordinary gains, net$029
Net income$5,612,000777
Minority interest net income$0111
Net income of bank and minority interests.$5,612,000778
Net charge-offs$87,0005,529
Cash dividends$1,683,000961
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,610,640746
2010-09-30 (YTD Data)Rank
Total interest income$17,016,0001,377
Total interest expense$665,0005,658
Net interest income$16,351,0001,021
Provision for loan and lease losses$575,0003,312
Total noninterest income$2,583,0001,388
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,022,0001,134
Trading account gains and fees$0165
Additional Noninterest Income$1,561,0001,306
Total noninterest expense$12,436,0001,206
Salaries and employee benefits$6,681,0001,107
Premises and equipment expense$1,856,0001,061
Additional noninterest expense$3,899,0001,366
Pre-tax net operating income$5,923,000710
Securities gains (losses)$2,0003,465
Applicable income taxes$1,889,000619
Income before extraordinary items$4,036,000858
Extraordinary gains, net$023
Net income$4,036,000859
Minority interest net income$0110
Net income of bank and minority interests.$4,036,000859
Net charge-offs$-105,0007,693
Cash dividends$1,313,000836
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,034,640813
2010-06-30 (YTD Data)Rank
Total interest income$11,300,0001,397
Total interest expense$448,0005,734
Net interest income$10,852,0001,024
Provision for loan and lease losses$380,0003,262
Total noninterest income$1,508,0001,505
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$683,0001,145
Trading account gains and fees$0152
Additional Noninterest Income$825,0001,487
Total noninterest expense$8,074,0001,232
Salaries and employee benefits$4,397,0001,117
Premises and equipment expense$1,224,0001,090
Additional noninterest expense$2,453,0001,450
Pre-tax net operating income$3,906,000712
Securities gains (losses)$2,0002,979
Applicable income taxes$1,244,000592
Income before extraordinary items$2,664,000832
Extraordinary gains, net$019
Net income$2,664,000831
Minority interest net income$0105
Net income of bank and minority interests.$2,664,000833
Net charge-offs$-88,0007,737
Cash dividends$848,000848
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,662,640805
2010-03-31 (YTD Data)Rank
Total interest income$5,562,0001,456
Total interest expense$222,0005,869
Net interest income$5,340,0001,047
Provision for loan and lease losses$295,0002,499
Total noninterest income$644,0001,698
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$338,0001,157
Trading account gains and fees$0175
Additional Noninterest Income$306,0001,820
Total noninterest expense$4,056,0001,239
Salaries and employee benefits$2,167,0001,151
Premises and equipment expense$609,0001,122
Additional noninterest expense$1,280,0001,393
Pre-tax net operating income$1,633,000819
Securities gains (losses)$2,0002,064
Applicable income taxes$514,000693
Income before extraordinary items$1,121,000977
Extraordinary gains, net$016
Net income$1,121,000981
Minority interest net income$091
Net income of bank and minority interests.$1,121,000981
Net charge-offs$187,0002,503
Cash dividends$498,000696
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,119,620953
2009-12-31 (YTD Data)Rank
Total interest income$22,970,0001,499
Total interest expense$1,351,0005,397
Net interest income$21,619,0001,010
Provision for loan and lease losses$1,715,0002,689
Total noninterest income$3,282,0001,510
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,364,0001,267
Trading account gains and fees$0211
Additional Noninterest Income$1,918,0001,412
Total noninterest expense$15,797,0001,310
Salaries and employee benefits$8,017,0001,226
Premises and equipment expense$2,505,0001,087
Additional noninterest expense$5,275,0001,405
Pre-tax net operating income$7,389,000579
Securities gains (losses)$03,754
Applicable income taxes$2,313,000505
Income before extraordinary items$5,076,000673
Extraordinary gains, net$034
Net income$5,076,000672
Minority interest net income$0115
Net income of bank and minority interests.$5,076,000673
Net charge-offs$832,0003,116
Cash dividends$5,235,000326
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,076,000670
2009-09-30 (YTD Data)Rank
Total interest income$17,355,0001,515
Total interest expense$1,119,0005,303
Net interest income$16,236,0001,011
Provision for loan and lease losses$1,835,0002,015
Total noninterest income$2,513,0001,506
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,037,0001,248
Trading account gains and fees$0212
Additional Noninterest Income$1,476,0001,415
Total noninterest expense$12,182,0001,264
Salaries and employee benefits$6,339,0001,164
Premises and equipment expense$1,866,0001,108
Additional noninterest expense$3,977,0001,369
Pre-tax net operating income$4,732,000717
Securities gains (losses)$03,497
Applicable income taxes$1,550,000569
Income before extraordinary items$3,182,000857
Extraordinary gains, net$027
Net income$3,182,000858
Minority interest net income$0118
Net income of bank and minority interests.$3,182,000858
Net charge-offs$751,0002,561
Cash dividends$4,784,000265
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,182,000847
2009-06-30 (YTD Data)Rank
Total interest income$11,867,0001,509
Total interest expense$844,0005,140
Net interest income$11,023,000975
Provision for loan and lease losses$1,140,0001,919
Total noninterest income$1,567,0001,596
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$698,0001,218
Trading account gains and fees$0193
Additional Noninterest Income$869,0001,552
Total noninterest expense$8,071,0001,299
Salaries and employee benefits$4,132,0001,227
Premises and equipment expense$1,234,0001,139
Additional noninterest expense$2,705,0001,376
Pre-tax net operating income$3,379,000681
Securities gains (losses)$03,136
Applicable income taxes$1,113,000553
Income before extraordinary items$2,266,000825
Extraordinary gains, net$021
Net income$2,266,000824
Minority interest net income$0112
Net income of bank and minority interests.$2,266,000825
Net charge-offs$299,0002,930
Cash dividends$4,439,000204
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,266,000796
2009-03-31 (YTD Data)Rank
Total interest income$6,073,0001,492
Total interest expense$500,0004,829
Net interest income$5,573,000964
Provision for loan and lease losses$195,0002,897
Total noninterest income$712,0001,680
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$374,0001,117
Trading account gains and fees$0171
Additional Noninterest Income$338,0001,800
Total noninterest expense$3,865,0001,298
Salaries and employee benefits$2,059,0001,247
Premises and equipment expense$596,0001,205
Additional noninterest expense$1,210,0001,345
Pre-tax net operating income$2,225,000538
Securities gains (losses)$02,434
Applicable income taxes$739,000445
Income before extraordinary items$1,486,000696
Extraordinary gains, net$015
Net income$1,486,000695
Minority interest net income$0102
Net income of bank and minority interests.$1,486,000698
Net charge-offs$78,0003,132
Cash dividends$484,000925
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,486,000645
2008-12-31 (YTD Data)Rank
Total interest income$28,650,0001,357
Total interest expense$6,215,0002,441
Net interest income$22,435,000954
Provision for loan and lease losses$3,098,0001,355
Total noninterest income$3,248,0001,477
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,367,0001,316
Trading account gains and fees$0154
Additional Noninterest Income$1,881,0001,357
Total noninterest expense$14,989,0001,305
Salaries and employee benefits$7,644,0001,328
Premises and equipment expense$2,239,0001,217
Additional noninterest expense$5,106,0001,243
Pre-tax net operating income$7,596,000733
Securities gains (losses)$03,220
Applicable income taxes$2,563,000537
Income before extraordinary items$5,033,000807
Extraordinary gains, net$039
Net income$5,033,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,585,0001,109
Cash dividends$1,730,0001,537
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,033,000868
2008-09-30 (YTD Data)Rank
Total interest income$21,868,0001,349
Total interest expense$5,229,0002,283
Net interest income$16,639,000976
Provision for loan and lease losses$903,0001,946
Total noninterest income$2,474,0001,512
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,010,0001,343
Trading account gains and fees$0148
Additional Noninterest Income$1,464,0001,386
Total noninterest expense$11,118,0001,297
Salaries and employee benefits$5,902,0001,305
Premises and equipment expense$1,644,0001,254
Additional noninterest expense$3,572,0001,278
Pre-tax net operating income$7,092,000707
Securities gains (losses)$03,106
Applicable income taxes$2,392,000558
Income before extraordinary items$4,700,000780
Extraordinary gains, net$031
Net income$4,700,000779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$605,0001,760
Cash dividends$1,318,0001,469
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,700,000819
2008-06-30 (YTD Data)Rank
Total interest income$14,694,0001,360
Total interest expense$3,702,0002,250
Net interest income$10,992,000981
Provision for loan and lease losses$470,0001,985
Total noninterest income$1,443,0001,699
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$669,0001,330
Trading account gains and fees$0149
Additional Noninterest Income$774,0001,668
Total noninterest expense$7,317,0001,311
Salaries and employee benefits$3,866,0001,344
Premises and equipment expense$1,069,0001,284
Additional noninterest expense$2,382,0001,249
Pre-tax net operating income$4,648,000759
Securities gains (losses)$03,233
Applicable income taxes$1,580,000630
Income before extraordinary items$3,068,000883
Extraordinary gains, net$021
Net income$3,068,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,872
Cash dividends$801,0001,674
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,068,000868
2008-03-31 (YTD Data)Rank
Total interest income$7,680,0001,333
Total interest expense$2,130,0002,132
Net interest income$5,550,000966
Provision for loan and lease losses$225,0001,695
Total noninterest income$700,0001,755
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$318,0001,378
Trading account gains and fees$0158
Additional Noninterest Income$382,0001,686
Total noninterest expense$3,595,0001,327
Salaries and employee benefits$1,893,0001,387
Premises and equipment expense$545,0001,263
Additional noninterest expense$1,157,0001,237
Pre-tax net operating income$2,430,000784
Securities gains (losses)$02,688
Applicable income taxes$831,000671
Income before extraordinary items$1,599,000942
Extraordinary gains, net$015
Net income$1,599,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,834
Cash dividends$402,0001,566
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,599,000900
2007-12-31 (YTD Data)Rank
Total interest income$31,725,0001,348
Total interest expense$8,783,0002,152
Net interest income$22,942,000960
Provision for loan and lease losses$1,364,0001,139
Total noninterest income$2,764,0001,739
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,431,0001,241
Trading account gains and fees$0178
Additional Noninterest Income$1,333,0001,829
Total noninterest expense$13,166,0001,405
Salaries and employee benefits$7,220,0001,402
Premises and equipment expense$1,952,0001,358
Additional noninterest expense$3,994,0001,389
Pre-tax net operating income$11,176,000760
Securities gains (losses)$02,146
Applicable income taxes$3,924,000644
Income before extraordinary items$7,252,000889
Extraordinary gains, net$039
Net income$7,252,000887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,262,000843
Cash dividends$1,706,0001,819
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,252,000876
2007-09-30 (YTD Data)Rank
Total interest income$23,391,0001,377
Total interest expense$6,277,0002,239
Net interest income$17,114,000966
Provision for loan and lease losses$765,0001,134
Total noninterest income$1,976,0001,806
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,065,0001,233
Trading account gains and fees$0184
Additional Noninterest Income$911,0001,955
Total noninterest expense$9,960,0001,378
Salaries and employee benefits$5,385,0001,414
Premises and equipment expense$1,454,0001,351
Additional noninterest expense$3,121,0001,313
Pre-tax net operating income$8,365,000826
Securities gains (losses)$01,655
Applicable income taxes$2,836,000724
Income before extraordinary items$5,529,000941
Extraordinary gains, net$033
Net income$5,529,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,446
Cash dividends$1,269,0001,710
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,529,000924
2007-06-30 (YTD Data)Rank
Total interest income$15,032,0001,442
Total interest expense$3,952,0002,349
Net interest income$11,080,0001,016
Provision for loan and lease losses$570,000923
Total noninterest income$1,184,0001,984
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$694,0001,270
Trading account gains and fees$0168
Additional Noninterest Income$490,0002,273
Total noninterest expense$6,634,0001,396
Salaries and employee benefits$3,576,0001,442
Premises and equipment expense$956,0001,392
Additional noninterest expense$2,102,0001,313
Pre-tax net operating income$5,060,000950
Securities gains (losses)$01,444
Applicable income taxes$1,711,000824
Income before extraordinary items$3,349,0001,079
Extraordinary gains, net$029
Net income$3,349,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0001,162
Cash dividends$1,269,0001,276
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,349,0001,059
2007-03-31 (YTD Data)Rank
Total interest income$7,286,0001,491
Total interest expense$1,934,0002,387
Net interest income$5,352,0001,041
Provision for loan and lease losses$225,0001,053
Total noninterest income$579,0002,005
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$336,0001,281
Trading account gains and fees$0195
Additional Noninterest Income$243,0002,260
Total noninterest expense$3,243,0001,429
Salaries and employee benefits$1,753,0001,477
Premises and equipment expense$470,0001,428
Additional noninterest expense$1,020,0001,319
Pre-tax net operating income$2,463,000962
Securities gains (losses)$01,187
Applicable income taxes$833,000832
Income before extraordinary items$1,630,0001,083
Extraordinary gains, net$022
Net income$1,630,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,228
Cash dividends$883,000911
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,630,0001,069
2006-12-31 (YTD Data)Rank
Total interest income$25,090,0001,610
Total interest expense$5,940,0002,626
Net interest income$19,150,0001,166
Provision for loan and lease losses$510,0001,870
Total noninterest income$2,804,0001,723
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,675,0001,056
Trading account gains and fees$0130
Additional Noninterest Income$1,129,0002,045
Total noninterest expense$12,278,0001,454
Salaries and employee benefits$6,424,0001,541
Premises and equipment expense$1,812,0001,415
Additional noninterest expense$4,042,0001,319
Pre-tax net operating income$9,166,0001,070
Securities gains (losses)$01,687
Applicable income taxes$3,074,000922
Income before extraordinary items$6,092,0001,214
Extraordinary gains, net$051
Net income$6,092,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,674
Cash dividends$1,593,0001,857
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,092,0001,200
2006-09-30 (YTD Data)Rank
Total interest income$18,049,0001,658
Total interest expense$4,226,0002,652
Net interest income$13,823,0001,241
Provision for loan and lease losses$520,0001,351
Total noninterest income$2,101,0001,739
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,282,0001,037
Trading account gains and fees$0126
Additional Noninterest Income$819,0002,088
Total noninterest expense$8,897,0001,505
Salaries and employee benefits$4,527,0001,638
Premises and equipment expense$1,338,0001,448
Additional noninterest expense$3,032,0001,318
Pre-tax net operating income$6,507,0001,179
Securities gains (losses)$01,388
Applicable income taxes$2,191,0001,021
Income before extraordinary items$4,316,0001,311
Extraordinary gains, net$045
Net income$4,316,0001,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,170
Cash dividends$1,008,0001,905
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,316,0001,299
2006-06-30 (YTD Data)Rank
Total interest income$11,526,0001,698
Total interest expense$2,652,0002,687
Net interest income$8,874,0001,293
Provision for loan and lease losses$325,0001,371
Total noninterest income$1,387,0001,742
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$848,0001,045
Trading account gains and fees$0126
Additional Noninterest Income$539,0002,116
Total noninterest expense$5,846,0001,535
Salaries and employee benefits$2,981,0001,660
Premises and equipment expense$876,0001,490
Additional noninterest expense$1,989,0001,346
Pre-tax net operating income$4,090,0001,238
Securities gains (losses)$01,185
Applicable income taxes$1,386,0001,073
Income before extraordinary items$2,704,0001,391
Extraordinary gains, net$039
Net income$2,704,0001,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,009
Cash dividends$521,0002,300
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,704,0001,380
2006-03-31 (YTD Data)Rank
Total interest income$5,388,0001,790
Total interest expense$1,257,0002,706
Net interest income$4,131,0001,390
Provision for loan and lease losses$195,0001,170
Total noninterest income$705,0001,684
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$417,0001,019
Trading account gains and fees$0115
Additional Noninterest Income$288,0002,000
Total noninterest expense$2,863,0001,568
Salaries and employee benefits$1,439,0001,714
Premises and equipment expense$434,0001,495
Additional noninterest expense$990,0001,330
Pre-tax net operating income$1,778,0001,380
Securities gains (losses)$0955
Applicable income taxes$605,0001,188
Income before extraordinary items$1,173,0001,550
Extraordinary gains, net$021
Net income$1,173,0001,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$521,0001,279
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,173,0001,530
2005-12-31 (YTD Data)Rank
Total interest income$17,878,0001,881
Total interest expense$3,361,0003,042
Net interest income$14,517,0001,515
Provision for loan and lease losses$1,284,000818
Total noninterest income$2,676,0001,773
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,504,0001,181
Trading account gains and fees$0138
Additional Noninterest Income$1,172,0002,000
Total noninterest expense$10,486,0001,632
Salaries and employee benefits$5,279,0001,761
Premises and equipment expense$1,616,0001,506
Additional noninterest expense$3,591,0001,424
Pre-tax net operating income$5,423,0001,721
Securities gains (losses)$02,296
Applicable income taxes$1,785,0001,492
Income before extraordinary items$3,638,0001,889
Extraordinary gains, net$046
Net income$3,638,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,0001,138
Cash dividends$1,106,0002,271
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,638,0001,865
2005-09-30 (YTD Data)Rank
Total interest income$12,248,0001,988
Total interest expense$2,230,0003,208
Net interest income$10,018,0001,630
Provision for loan and lease losses$681,0001,094
Total noninterest income$2,075,0001,731
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,062,0001,237
Trading account gains and fees$0126
Additional Noninterest Income$1,013,0001,806
Total noninterest expense$7,613,0001,662
Salaries and employee benefits$3,890,0001,781
Premises and equipment expense$1,166,0001,550
Additional noninterest expense$2,557,0001,467
Pre-tax net operating income$3,799,0001,840
Securities gains (losses)$02,317
Applicable income taxes$1,272,0001,575
Income before extraordinary items$2,527,0002,043
Extraordinary gains, net$035
Net income$2,527,0002,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,232
Cash dividends$854,0002,036
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,527,0002,006
2005-06-30 (YTD Data)Rank
Total interest income$7,713,0002,052
Total interest expense$1,377,0003,268
Net interest income$6,336,0001,694
Provision for loan and lease losses$368,0001,282
Total noninterest income$1,406,0001,681
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$696,0001,222
Trading account gains and fees$0116
Additional Noninterest Income$710,0001,737
Total noninterest expense$4,986,0001,675
Salaries and employee benefits$2,525,0001,814
Premises and equipment expense$782,0001,540
Additional noninterest expense$1,679,0001,490
Pre-tax net operating income$2,388,0001,911
Securities gains (losses)$02,146
Applicable income taxes$793,0001,627
Income before extraordinary items$1,595,0002,122
Extraordinary gains, net$030
Net income$1,595,0002,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,032
Cash dividends$428,0002,440
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,595,0002,088
2005-03-31 (YTD Data)Rank
Total interest income$3,688,0002,099
Total interest expense$643,0003,327
Net interest income$3,045,0001,755
Provision for loan and lease losses$187,0001,186
Total noninterest income$684,0001,682
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$328,0001,249
Trading account gains and fees$0115
Additional Noninterest Income$356,0001,686
Total noninterest expense$2,417,0001,726
Salaries and employee benefits$1,211,0001,894
Premises and equipment expense$387,0001,570
Additional noninterest expense$819,0001,520
Pre-tax net operating income$1,125,0001,967
Securities gains (losses)$01,685
Applicable income taxes$383,0001,661
Income before extraordinary items$742,0002,221
Extraordinary gains, net$024
Net income$742,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0001,427
Cash dividends$428,0001,390
Sale, conversion, retirement of capital stock, net$0491
Net operating income$742,0002,181
2004-12-31 (YTD Data)Rank
Total interest income$13,668,0002,088
Total interest expense$2,387,0003,164
Net interest income$11,281,0001,790
Provision for loan and lease losses$1,019,0001,018
Total noninterest income$2,660,0001,779
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,730,0001,030
Trading account gains and fees$0138
Additional Noninterest Income$930,0002,251
Total noninterest expense$9,914,0001,641
Salaries and employee benefits$5,187,0001,704
Premises and equipment expense$1,553,0001,487
Additional noninterest expense$3,174,0001,549
Pre-tax net operating income$3,008,0002,588
Securities gains (losses)$03,819
Applicable income taxes$990,0002,176
Income before extraordinary items$2,018,0002,896
Extraordinary gains, net$034
Net income$2,018,0002,898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,019,000768
Cash dividends$1,537,0001,690
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,018,0002,834
2004-09-30 (YTD Data)Rank
Total interest income$10,023,0002,121
Total interest expense$1,789,0003,119
Net interest income$8,234,0001,824
Provision for loan and lease losses$917,000839
Total noninterest income$2,020,0001,769
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,340,000990
Trading account gains and fees$0134
Additional Noninterest Income$680,0002,310
Total noninterest expense$7,399,0001,641
Salaries and employee benefits$3,904,0001,694
Premises and equipment expense$1,275,0001,356
Additional noninterest expense$2,220,0001,622
Pre-tax net operating income$1,938,0002,966
Securities gains (losses)$03,710
Applicable income taxes$634,0002,474
Income before extraordinary items$1,304,0003,345
Extraordinary gains, net$026
Net income$1,304,0003,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$951,000589
Cash dividends$1,462,0001,301
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,304,0003,254
2004-06-30 (YTD Data)Rank
Total interest income$6,408,0002,182
Total interest expense$1,196,0003,096
Net interest income$5,212,0001,908
Provision for loan and lease losses$311,0001,488
Total noninterest income$1,193,0001,931
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$874,0001,007
Trading account gains and fees$0130
Additional Noninterest Income$319,0002,889
Total noninterest expense$4,742,0001,700
Salaries and employee benefits$2,602,0001,689
Premises and equipment expense$861,0001,335
Additional noninterest expense$1,279,0001,868
Pre-tax net operating income$1,352,0002,809
Securities gains (losses)$03,413
Applicable income taxes$443,0002,392
Income before extraordinary items$909,0003,185
Extraordinary gains, net$021
Net income$909,0003,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,512
Cash dividends$1,052,0001,199
Sale, conversion, retirement of capital stock, net$0638
Net operating income$909,0003,096
2004-03-31 (YTD Data)Rank
Total interest income$3,072,0002,285
Total interest expense$618,0003,050
Net interest income$2,454,0002,036
Provision for loan and lease losses$93,0002,229
Total noninterest income$510,0002,128
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$419,0001,024
Trading account gains and fees$0121
Additional Noninterest Income$91,0003,909
Total noninterest expense$2,375,0001,711
Salaries and employee benefits$1,316,0001,685
Premises and equipment expense$420,0001,392
Additional noninterest expense$639,0001,847
Pre-tax net operating income$496,0003,544
Securities gains (losses)$02,934
Applicable income taxes$170,0002,851
Income before extraordinary items$326,0004,048
Extraordinary gains, net$016
Net income$326,0004,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0001,157
Cash dividends$635,000977
Sale, conversion, retirement of capital stock, net$0464
Net operating income$326,0003,903
2003-12-31 (YTD Data)Rank
Total interest income$12,806,0002,241
Total interest expense$2,728,0003,120
Net interest income$10,078,0001,937
Provision for loan and lease losses$870,0001,361
Total noninterest income$3,369,0001,537
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,139,000804
Trading account gains and fees$0160
Additional Noninterest Income$1,230,0002,087
Total noninterest expense$9,524,0001,679
Salaries and employee benefits$5,481,0001,573
Premises and equipment expense$1,633,0001,396
Additional noninterest expense$2,410,0001,991
Pre-tax net operating income$3,053,0002,464
Securities gains (losses)$1,691,000337
Applicable income taxes$1,612,0001,522
Income before extraordinary items$3,132,0001,964
Extraordinary gains, net$054
Net income$3,132,0001,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0002,294
Cash dividends$2,181,0001,292
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,015,9402,723
2003-09-30 (YTD Data)Rank
Total interest income$9,691,0002,246
Total interest expense$2,103,0003,146
Net interest income$7,588,0001,937
Provision for loan and lease losses$662,0001,294
Total noninterest income$2,726,0001,486
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,404,000924
Trading account gains and fees$0153
Additional Noninterest Income$1,322,0001,686
Total noninterest expense$6,939,0001,737
Salaries and employee benefits$4,040,0001,599
Premises and equipment expense$1,192,0001,443
Additional noninterest expense$1,707,0002,106
Pre-tax net operating income$2,713,0002,215
Securities gains (losses)$1,691,000312
Applicable income taxes$1,478,0001,371
Income before extraordinary items$2,926,0001,643
Extraordinary gains, net$040
Net income$2,926,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,548
Cash dividends$1,095,0001,640
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,809,9402,427
2003-06-30 (YTD Data)Rank
Total interest income$6,415,0002,291
Total interest expense$1,452,0003,146
Net interest income$4,963,0001,965
Provision for loan and lease losses$205,0002,473
Total noninterest income$2,018,0001,361
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$933,000918
Trading account gains and fees$0150
Additional Noninterest Income$1,085,0001,430
Total noninterest expense$4,606,0001,736
Salaries and employee benefits$2,707,0001,584
Premises and equipment expense$772,0001,483
Additional noninterest expense$1,127,0002,121
Pre-tax net operating income$2,170,0001,905
Securities gains (losses)$70,0001,778
Applicable income taxes$740,0001,733
Income before extraordinary items$1,500,0002,113
Extraordinary gains, net$030
Net income$1,500,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,391
Cash dividends$695,0001,733
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,453,1002,049
2003-03-31 (YTD Data)Rank
Total interest income$3,130,0002,354
Total interest expense$750,0003,125
Net interest income$2,380,0002,054
Provision for loan and lease losses$06,934
Total noninterest income$1,085,0001,268
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$463,000888
Trading account gains and fees$0134
Additional Noninterest Income$622,0001,258
Total noninterest expense$2,244,0001,758
Salaries and employee benefits$1,358,0001,570
Premises and equipment expense$380,0001,518
Additional noninterest expense$506,0002,311
Pre-tax net operating income$1,221,0001,721
Securities gains (losses)$02,891
Applicable income taxes$400,0001,621
Income before extraordinary items$821,0001,927
Extraordinary gains, net$021
Net income$821,0001,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$96,0003,014
Sale, conversion, retirement of capital stock, net$0419
Net operating income$821,0001,820
2002-12-31 (YTD Data)Rank
Total interest income$12,866,0002,396
Total interest expense$3,709,0002,937
Net interest income$9,157,0002,112
Provision for loan and lease losses$380,0002,945
Total noninterest income$2,989,0001,562
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,696,000949
Trading account gains and fees$0153
Additional Noninterest Income$1,293,0001,845
Total noninterest expense$10,373,0001,484
Salaries and employee benefits$5,413,0001,499
Premises and equipment expense$1,521,0001,452
Additional noninterest expense$3,439,0001,380
Pre-tax net operating income$1,393,0004,297
Securities gains (losses)$276,000952
Applicable income taxes$551,0003,265
Income before extraordinary items$1,118,0004,278
Extraordinary gains, net$070
Net income$1,118,0004,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,825
Cash dividends$364,0004,004
Sale, conversion, retirement of capital stock, net$18,850,00024
Net operating income$933,0804,653
2001-12-31 (YTD Data)Rank
Total interest income$8,256,0003,909
Total interest expense$2,633,0005,224
Net interest income$5,623,0003,118
Provision for loan and lease losses$217,0003,949
Total noninterest income$1,707,0002,285
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$936,0001,602
Trading account gains and fees$0177
Additional Noninterest Income$771,0002,439
Total noninterest expense$4,933,0002,859
Salaries and employee benefits$2,686,0002,771
Premises and equipment expense$792,0002,661
Additional noninterest expense$1,455,0002,952
Pre-tax net operating income$2,180,0002,980
Securities gains (losses)$133,0001,503
Applicable income taxes$812,0002,396
Income before extraordinary items$1,501,0003,226
Extraordinary gains, net$0105
Net income$1,501,0003,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,713
Cash dividends$1,706,0001,498
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,414,5503,274
2000-12-31 (YTD Data)Rank
Total interest income$6,929,0004,622
Total interest expense$2,310,0005,824
Net interest income$4,619,0003,716
Provision for loan and lease losses$162,0004,234
Total noninterest income$1,013,0003,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$654,0002,112
Trading account gains and feesNANA
Additional Noninterest Income$359,0003,579
Total noninterest expense$3,421,0003,777
Salaries and employee benefits$1,805,0003,767
Premises and equipment expense$542,0003,559
Additional noninterest expense$1,074,0003,771
Pre-tax net operating income$2,049,0003,265
Securities gains (losses)$9,0001,192
Applicable income taxes$757,0002,620
Income before extraordinary items$1,301,0003,632
Extraordinary gains, net$038
Net income$1,301,0003,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$240,0004,834
Sale, conversion, retirement of capital stock, net$7,522,000109
Net operating income$1,295,2403,639
1999-12-31 (YTD Data)Rank
Total interest income$5,678,0005,127
Total interest expense$1,913,0006,157
Net interest income$3,765,0004,400
Provision for loan and lease losses$278,0002,844
Total noninterest income$1,129,0002,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$442,0002,939
Trading account gains and feesNANA
Additional Noninterest Income$687,0002,411
Total noninterest expense$3,188,0004,009
Salaries and employee benefits$1,790,0003,759
Premises and equipment expense$510,0003,708
Additional noninterest expense$888,0004,428
Pre-tax net operating income$1,428,0004,227
Securities gains (losses)$-5,0009,083
Applicable income taxes$484,0003,707
Income before extraordinary items$939,0004,623
Extraordinary gains, net$035
Net income$939,0004,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,497
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$942,3004,565
1998-12-31 (YTD Data)Rank
Total interest income$5,735,0005,166
Total interest expense$2,064,0006,076
Net interest income$3,671,0004,413
Provision for loan and lease losses$82,0005,540
Total noninterest income$1,323,0002,487
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$423,0002,979
Trading account gains and feesNANA
Additional Noninterest Income$900,0002,007
Total noninterest expense$3,154,0003,935
Salaries and employee benefits$1,871,0003,546
Premises and equipment expense$458,0003,944
Additional noninterest expense$825,0004,578
Pre-tax net operating income$1,758,0003,707
Securities gains (losses)$-7,00010,141
Applicable income taxes$595,0003,428
Income before extraordinary items$1,156,0004,050
Extraordinary gains, net$032
Net income$1,156,0004,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,860
Cash dividends$272,0004,811
Sale, conversion, retirement of capital stock, net$547,000544
Net operating income$1,160,6203,945
1997-12-31 (YTD Data)Rank
Total interest income$5,027,0005,785
Total interest expense$1,888,0006,496
Net interest income$3,139,0005,115
Provision for loan and lease losses$212,0003,311
Total noninterest income$986,0003,074
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$393,0003,263
Trading account gains and feesNANA
Additional Noninterest Income$593,0002,499
Total noninterest expense$2,615,0004,608
Salaries and employee benefits$1,547,0004,147
Premises and equipment expense$347,0004,929
Additional noninterest expense$721,0005,103
Pre-tax net operating income$1,298,0004,968
Securities gains (losses)$03,944
Applicable income taxes$428,0004,679
Income before extraordinary items$870,0005,176
Extraordinary gains, net$044
Net income$870,0005,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,811
Cash dividends$241,0005,015
Sale, conversion, retirement of capital stock, net$273,000628
Net operating income$870,0005,120
1996-12-31 (YTD Data)Rank
Total interest income$4,078,0006,785
Total interest expense$1,707,0007,064
Net interest income$2,371,0006,438
Provision for loan and lease losses$83,0005,545
Total noninterest income$817,0003,645
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$336,0003,890
Trading account gains and feesNANA
Additional Noninterest Income$481,0003,005
Total noninterest expense$2,244,0005,450
Salaries and employee benefits$1,364,0004,679
Premises and equipment expense$308,0005,488
Additional noninterest expense$572,0006,536
Pre-tax net operating income$861,0006,241
Securities gains (losses)$3,0003,304
Applicable income taxes$236,0006,628
Income before extraordinary items$628,0006,105
Extraordinary gains, net$053
Net income$628,0006,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,102
Cash dividends$115,0006,467
Sale, conversion, retirement of capital stock, net$252,000549
Net operating income$625,8106,066
1995-12-31 (YTD Data)Rank
Total interest income$3,508,0007,539
Total interest expense$1,498,0007,712
Net interest income$2,010,0007,285
Provision for loan and lease losses$08,958
Total noninterest income$885,0003,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$334,0003,924
Trading account gains and feesNANA
Additional Noninterest Income$551,0002,697
Total noninterest expense$2,267,0005,422
Salaries and employee benefits$1,344,0004,733
Premises and equipment expense$316,0005,409
Additional noninterest expense$607,0006,489
Pre-tax net operating income$628,0007,716
Securities gains (losses)$03,831
Applicable income taxes$138,0008,483
Income before extraordinary items$490,0007,331
Extraordinary gains, net$065
Net income$490,0007,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,035
Cash dividends$106,0006,668
Sale, conversion, retirement of capital stock, net$104,000556
Net operating income$490,0007,293
1994-12-31 (YTD Data)Rank
Total interest income$2,961,0008,120
Total interest expense$1,088,0008,330
Net interest income$1,873,0007,874
Provision for loan and lease losses$09,146
Total noninterest income$1,025,0003,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$327,0004,069
Trading account gains and feesNANA
Additional Noninterest Income$698,0002,337
Total noninterest expense$2,375,0005,396
Salaries and employee benefits$1,361,0004,688
Premises and equipment expense$346,0005,121
Additional noninterest expense$668,0006,553
Pre-tax net operating income$523,0008,497
Securities gains (losses)$1,0003,293
Applicable income taxes$84,0009,709
Income before extraordinary items$440,0007,808
Extraordinary gains, net$0249
Net income$440,0007,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$73,0007,479
Sale, conversion, retirement of capital stock, net$71,000869
Net operating income$439,1607,868
1993-12-31 (YTD Data)Rank
Total interest income$2,770,0008,714
Total interest expense$1,022,0009,006
Net interest income$1,748,0008,372
Provision for loan and lease losses$010,371
Total noninterest income$1,174,0002,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$313,0004,262
Trading account gains and feesNANA
Additional Noninterest Income$861,0002,270
Total noninterest expense$2,186,0005,896
Salaries and employee benefits$1,271,0004,981
Premises and equipment expense$298,0005,887
Additional noninterest expense$617,0007,189
Pre-tax net operating income$736,0007,173
Securities gains (losses)$105,0002,440
Applicable income taxes$239,0006,966
Income before extraordinary items$602,0006,763
Extraordinary gains, net$03,149
Net income$602,0006,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$73,0007,470
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$526,4007,083
1992-12-31 (YTD Data)Rank
Total interest income$2,993,0008,992
Total interest expense$1,299,0009,240
Net interest income$1,694,0008,672
Provision for loan and lease losses$011,756
Total noninterest income$382,0006,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$285,0004,633
Trading account gains and feesNANA
Additional Noninterest Income$97,0008,166
Total noninterest expense$1,540,0007,778
Salaries and employee benefits$759,0007,543
Premises and equipment expense$201,0007,807
Additional noninterest expense$580,0007,694
Pre-tax net operating income$536,0008,168
Securities gains (losses)$284,0001,586
Applicable income taxes$225,0007,091
Income before extraordinary items$595,0006,615
Extraordinary gains, net$01,422
Net income$595,0006,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0008,793
Cash dividends$73,0007,190
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$387,6807,989

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.