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Community First Bank of the Heartland, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,410,000	2,545
Total interest expense	$2,540,000	2,806
Net interest income	$9,870,000	2,403
Provision for loan and lease losses	$200,000	1,989
Total noninterest income	$1,958,000	2,039
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$345,000	2,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,613,000	1,798
Total noninterest expense	$6,750,000	2,617
Salaries and employee benefits	$4,142,000	2,467
Premises and equipment expense	$675,000	2,541
Additional noninterest expense	$1,613,000	1,798
Pre-tax net operating income	$4,878,000	1,949
Securities gains (losses)	$27,000	580
Applicable income taxes	$45,000	3,054
Income before extraordinary items	$4,860,000	1,761
Extraordinary gains, net	$0	54
Net income	$4,860,000	1,782
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,860,000	1,764
Net charge-offs	$21,000	2,187
Cash dividends	$3,550,000	1,038
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,833,270	1,792
2023-09-30 (YTD Data)		Rank
Total interest income	$8,999,000	2,570
Total interest expense	$1,644,000	2,849
Net interest income	$7,355,000	2,425
Provision for loan and lease losses	$150,000	1,867
Total noninterest income	$1,384,000	2,095
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$260,000	2,046
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,124,000	1,878
Total noninterest expense	$4,944,000	2,639
Salaries and employee benefits	$3,015,000	2,501
Premises and equipment expense	$506,000	2,540
Additional noninterest expense	$1,124,000	1,878
Pre-tax net operating income	$3,645,000	2,002
Securities gains (losses)	$16,000	507
Applicable income taxes	$33,000	3,113
Income before extraordinary items	$3,628,000	1,829
Extraordinary gains, net	$0	52
Net income	$3,628,000	1,846
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,628,000	1,829
Net charge-offs	$18,000	1,948
Cash dividends	$2,850,000	919
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,612,160	1,861
2023-06-30 (YTD Data)		Rank
Total interest income	$5,800,000	2,587
Total interest expense	$935,000	2,873
Net interest income	$4,865,000	2,463
Provision for loan and lease losses	$100,000	1,805
Total noninterest income	$935,000	2,033
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$177,000	2,014
Trading account gains and fees	NA	NA
Additional Noninterest Income	$758,000	1,803
Total noninterest expense	$3,237,000	2,652
Salaries and employee benefits	$1,977,000	2,527
Premises and equipment expense	$330,000	2,567
Additional noninterest expense	$758,000	1,801
Pre-tax net operating income	$2,463,000	1,978
Securities gains (losses)	$8,000	684
Applicable income taxes	$21,000	3,150
Income before extraordinary items	$2,450,000	1,802
Extraordinary gains, net	$0	51
Net income	$2,450,000	1,822
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,450,000	1,802
Net charge-offs	$17,000	1,599
Cash dividends	$2,250,000	795
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,442,080	1,817
2023-03-31 (YTD Data)		Rank
Total interest income	$2,829,000	2,601
Total interest expense	$408,000	2,846
Net interest income	$2,421,000	2,485
Provision for loan and lease losses	$50,000	1,677
Total noninterest income	$452,000	2,070
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$85,000	2,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$367,000	1,829
Total noninterest expense	$1,601,000	2,693
Salaries and employee benefits	$982,000	2,577
Premises and equipment expense	$154,000	2,712
Additional noninterest expense	$367,000	1,829
Pre-tax net operating income	$1,222,000	2,047
Securities gains (losses)	$9,000	612
Applicable income taxes	$9,000	3,152
Income before extraordinary items	$1,222,000	1,829
Extraordinary gains, net	$0	4
Net income	$1,222,000	1,829
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,222,000	1,829
Net charge-offs	$-18,000	4,211
Cash dividends	$1,650,000	555
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,213,090	1,859
2022-12-31 (YTD Data)		Rank
Total interest income	$9,371,000	2,612
Total interest expense	$492,000	3,256
Net interest income	$8,879,000	2,531
Provision for loan and lease losses	$100,000	2,212
Total noninterest income	$2,037,000	2,025
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$277,000	2,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,760,000	1,748
Total noninterest expense	$6,389,000	2,655
Salaries and employee benefits	$3,885,000	2,552
Premises and equipment expense	$692,000	2,511
Additional noninterest expense	$1,760,000	1,748
Pre-tax net operating income	$4,427,000	2,172
Securities gains (losses)	$-1,000	3,144
Applicable income taxes	$60,000	3,199
Income before extraordinary items	$4,366,000	1,999
Extraordinary gains, net	$0	5
Net income	$4,366,000	1,998
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,366,000	1,998
Net charge-offs	$80,000	1,336
Cash dividends	$2,900,000	1,181
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,366,990	2,023
2022-09-30 (YTD Data)		Rank
Total interest income	$6,663,000	2,644
Total interest expense	$266,000	3,434
Net interest income	$6,397,000	2,554
Provision for loan and lease losses	$75,000	2,065
Total noninterest income	$1,642,000	1,976
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$202,000	2,395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,440,000	1,690
Total noninterest expense	$4,615,000	2,712
Salaries and employee benefits	$2,794,000	2,609
Premises and equipment expense	$518,000	2,508
Additional noninterest expense	$1,440,000	1,690
Pre-tax net operating income	$3,349,000	2,157
Securities gains (losses)	$-5,000	3,659
Applicable income taxes	$48,000	3,178
Income before extraordinary items	$3,296,000	1,971
Extraordinary gains, net	$0	4
Net income	$3,296,000	1,970
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,296,000	1,970
Net charge-offs	$79,000	1,021
Cash dividends	$2,300,000	1,022
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,300,950	2,005
2022-06-30 (YTD Data)		Rank
Total interest income	$4,241,000	2,674
Total interest expense	$155,000	3,497
Net interest income	$4,086,000	2,586
Provision for loan and lease losses	$50,000	1,907
Total noninterest income	$1,290,000	1,782
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$125,000	2,481
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,165,000	1,528
Total noninterest expense	$3,002,000	2,740
Salaries and employee benefits	$1,815,000	2,649
Premises and equipment expense	$327,000	2,587
Additional noninterest expense	$860,000	2,869
Pre-tax net operating income	$2,324,000	2,018
Securities gains (losses)	$-10,000	3,931
Applicable income taxes	$36,000	3,075
Income before extraordinary items	$2,278,000	1,831
Extraordinary gains, net	$0	4
Net income	$2,278,000	1,832
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,278,000	1,831
Net charge-offs	$13,000	1,486
Cash dividends	$1,700,000	959
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,287,800	1,866
2022-03-31 (YTD Data)		Rank
Total interest income	$2,026,000	2,693
Total interest expense	$67,000	3,645
Net interest income	$1,959,000	2,613
Provision for loan and lease losses	$25,000	1,702
Total noninterest income	$720,000	1,686
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$63,000	2,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$657,000	1,430
Total noninterest expense	$1,500,000	2,735
Salaries and employee benefits	$907,000	2,652
Premises and equipment expense	$159,000	2,642
Additional noninterest expense	$434,000	2,831
Pre-tax net operating income	$1,154,000	1,957
Securities gains (losses)	$2,000	526
Applicable income taxes	$24,000	2,851
Income before extraordinary items	$1,132,000	1,767
Extraordinary gains, net	$0	4
Net income	$1,132,000	1,767
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,132,000	1,767
Net charge-offs	$4,000	1,408
Cash dividends	$1,150,000	711
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,130,040	1,785
2021-12-31 (YTD Data)		Rank
Total interest income	$8,384,000	2,737
Total interest expense	$390,000	3,463
Net interest income	$7,994,000	2,652
Provision for loan and lease losses	$0	3,064
Total noninterest income	$3,216,000	1,716
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$244,000	2,423
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,972,000	1,498
Total noninterest expense	$6,241,000	2,661
Salaries and employee benefits	$3,731,000	2,616
Premises and equipment expense	$648,000	2,638
Additional noninterest expense	$1,862,000	2,725
Pre-tax net operating income	$4,969,000	2,057
Securities gains (losses)	$45,000	1,172
Applicable income taxes	$56,000	3,269
Income before extraordinary items	$4,958,000	1,904
Extraordinary gains, net	$0	10
Net income	$4,958,000	1,904
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,958,000	1,905
Net charge-offs	$-53,000	4,140
Cash dividends	$4,730,000	832
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,913,450	1,882
2021-09-30 (YTD Data)		Rank
Total interest income	$6,372,000	2,762
Total interest expense	$316,000	3,474
Net interest income	$6,056,000	2,684
Provision for loan and lease losses	$0	2,963
Total noninterest income	$2,498,000	1,729
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$181,000	2,436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,317,000	1,515
Total noninterest expense	$4,490,000	2,744
Salaries and employee benefits	$2,646,000	2,710
Premises and equipment expense	$504,000	2,597
Additional noninterest expense	$1,340,000	2,792
Pre-tax net operating income	$4,064,000	2,033
Securities gains (losses)	$37,000	1,172
Applicable income taxes	$45,000	3,225
Income before extraordinary items	$4,056,000	1,858
Extraordinary gains, net	$0	8
Net income	$4,056,000	1,857
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,056,000	1,858
Net charge-offs	$-81,000	4,391
Cash dividends	$2,250,000	1,072
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,019,370	1,842
2021-06-30 (YTD Data)		Rank
Total interest income	$4,360,000	2,726
Total interest expense	$229,000	3,447
Net interest income	$4,131,000	2,643
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,573,000	1,752
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$118,000	2,430
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,455,000	1,540
Total noninterest expense	$2,910,000	2,780
Salaries and employee benefits	$1,682,000	2,773
Premises and equipment expense	$344,000	2,541
Additional noninterest expense	$884,000	2,805
Pre-tax net operating income	$2,794,000	1,975
Securities gains (losses)	$37,000	989
Applicable income taxes	$33,000	3,182
Income before extraordinary items	$2,798,000	1,790
Extraordinary gains, net	$0	6
Net income	$2,798,000	1,790
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,798,000	1,790
Net charge-offs	$-81,000	4,532
Cash dividends	$1,700,000	973
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,761,370	1,770
2021-03-31 (YTD Data)		Rank
Total interest income	$2,171,000	2,724
Total interest expense	$127,000	3,389
Net interest income	$2,044,000	2,635
Provision for loan and lease losses	$0	2,741
Total noninterest income	$830,000	1,699
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$59,000	2,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$771,000	1,502
Total noninterest expense	$1,535,000	2,672
Salaries and employee benefits	$936,000	2,605
Premises and equipment expense	$172,000	2,565
Additional noninterest expense	$427,000	2,817
Pre-tax net operating income	$1,339,000	2,007
Securities gains (losses)	$15,000	950
Applicable income taxes	$22,000	3,050
Income before extraordinary items	$1,332,000	1,856
Extraordinary gains, net	$0	3
Net income	$1,332,000	1,855
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,332,000	1,856
Net charge-offs	$-84,000	4,733
Cash dividends	$1,150,000	680
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,317,300	1,838
2020-12-31 (YTD Data)		Rank
Total interest income	$9,367,000	2,617
Total interest expense	$1,019,000	2,896
Net interest income	$8,348,000	2,557
Provision for loan and lease losses	$503,000	2,225
Total noninterest income	$2,681,000	1,828
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$264,000	2,383
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,417,000	1,622
Total noninterest expense	$6,455,000	2,589
Salaries and employee benefits	$3,956,000	2,500
Premises and equipment expense	$605,000	2,737
Additional noninterest expense	$1,894,000	2,615
Pre-tax net operating income	$4,071,000	2,046
Securities gains (losses)	$2,000	2,562
Applicable income taxes	$48,000	3,184
Income before extraordinary items	$4,025,000	1,920
Extraordinary gains, net	$0	4
Net income	$4,025,000	1,919
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,025,000	1,920
Net charge-offs	$206,000	1,533
Cash dividends	$2,575,000	1,264
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,023,020	1,868
2020-09-30 (YTD Data)		Rank
Total interest income	$7,128,000	2,615
Total interest expense	$848,000	2,839
Net interest income	$6,280,000	2,548
Provision for loan and lease losses	$327,000	2,342
Total noninterest income	$1,727,000	1,933
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$192,000	2,431
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,535,000	1,715
Total noninterest expense	$4,690,000	2,618
Salaries and employee benefits	$2,881,000	2,526
Premises and equipment expense	$459,000	2,729
Additional noninterest expense	$1,350,000	2,697
Pre-tax net operating income	$2,990,000	2,043
Securities gains (losses)	$-3,000	4,688
Applicable income taxes	$37,000	3,185
Income before extraordinary items	$2,950,000	1,922
Extraordinary gains, net	$0	4
Net income	$2,950,000	1,921
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,950,000	1,922
Net charge-offs	$77,000	1,815
Cash dividends	$2,025,000	1,094
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,952,970	1,872
2020-06-30 (YTD Data)		Rank
Total interest income	$4,791,000	2,627
Total interest expense	$638,000	2,772
Net interest income	$4,153,000	2,573
Provision for loan and lease losses	$248,000	2,225
Total noninterest income	$1,058,000	1,958
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$130,000	2,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$928,000	1,744
Total noninterest expense	$3,120,000	2,624
Salaries and employee benefits	$1,925,000	2,531
Premises and equipment expense	$310,000	2,696
Additional noninterest expense	$885,000	2,720
Pre-tax net operating income	$1,843,000	2,113
Securities gains (losses)	$-1,000	4,646
Applicable income taxes	$27,000	3,133
Income before extraordinary items	$1,815,000	1,968
Extraordinary gains, net	$0	4
Net income	$1,815,000	1,969
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,815,000	1,969
Net charge-offs	$50,000	1,728
Cash dividends	$1,475,000	1,023
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,815,990	1,931
2020-03-31 (YTD Data)		Rank
Total interest income	$2,393,000	2,622
Total interest expense	$358,000	2,757
Net interest income	$2,035,000	2,571
Provision for loan and lease losses	$70,000	2,278
Total noninterest income	$419,000	2,132
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$86,000	2,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$333,000	1,897
Total noninterest expense	$1,563,000	2,654
Salaries and employee benefits	$969,000	2,540
Premises and equipment expense	$159,000	2,681
Additional noninterest expense	$435,000	2,788
Pre-tax net operating income	$821,000	2,128
Securities gains (losses)	$-1,000	4,671
Applicable income taxes	$16,000	2,986
Income before extraordinary items	$804,000	1,971
Extraordinary gains, net	$0	4
Net income	$804,000	1,971
Minority interest net income	$0	56
Net income of bank and minority interests.	$804,000	1,971
Net charge-offs	$29,000	1,453
Cash dividends	$1,000,000	802
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$804,980	1,936
2019-12-31 (YTD Data)		Rank
Total interest income	$9,824,000	2,606
Total interest expense	$1,649,000	2,629
Net interest income	$8,175,000	2,585
Provision for loan and lease losses	$611,000	1,319
Total noninterest income	$1,919,000	2,012
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$413,000	2,185
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,506,000	1,788
Total noninterest expense	$5,967,000	2,704
Salaries and employee benefits	$3,707,000	2,576
Premises and equipment expense	$604,000	2,782
Additional noninterest expense	$1,656,000	2,897
Pre-tax net operating income	$3,516,000	2,225
Securities gains (losses)	$39,000	1,342
Applicable income taxes	$47,000	3,318
Income before extraordinary items	$3,508,000	2,081
Extraordinary gains, net	$0	11
Net income	$3,508,000	2,083
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,508,000	2,083
Net charge-offs	$472,000	1,077
Cash dividends	$1,465,000	1,917
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,469,390	2,058
2019-09-30 (YTD Data)		Rank
Total interest income	$7,304,000	2,663
Total interest expense	$1,218,000	2,677
Net interest income	$6,086,000	2,624
Provision for loan and lease losses	$220,000	1,886
Total noninterest income	$1,366,000	2,064
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$314,000	2,176
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,052,000	1,864
Total noninterest expense	$4,273,000	2,797
Salaries and employee benefits	$2,626,000	2,675
Premises and equipment expense	$446,000	2,826
Additional noninterest expense	$1,201,000	2,970
Pre-tax net operating income	$2,959,000	2,127
Securities gains (losses)	$39,000	1,167
Applicable income taxes	$37,000	3,365
Income before extraordinary items	$2,961,000	1,957
Extraordinary gains, net	$0	11
Net income	$2,961,000	1,957
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,961,000	1,958
Net charge-offs	$57,000	2,138
Cash dividends	$975,000	1,858
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,922,390	1,943
2019-06-30 (YTD Data)		Rank
Total interest income	$4,836,000	2,684
Total interest expense	$776,000	2,708
Net interest income	$4,060,000	2,634
Provision for loan and lease losses	$154,000	1,781
Total noninterest income	$918,000	2,053
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$204,000	2,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$714,000	1,822
Total noninterest expense	$2,816,000	2,831
Salaries and employee benefits	$1,718,000	2,728
Premises and equipment expense	$269,000	3,029
Additional noninterest expense	$829,000	2,932
Pre-tax net operating income	$2,008,000	2,088
Securities gains (losses)	$39,000	817
Applicable income taxes	$25,000	3,367
Income before extraordinary items	$2,022,000	1,899
Extraordinary gains, net	$0	11
Net income	$2,022,000	1,898
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,022,000	1,899
Net charge-offs	$-9,000	4,454
Cash dividends	$450,000	2,212
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,983,390	1,909
2019-03-31 (YTD Data)		Rank
Total interest income	$2,377,000	2,715
Total interest expense	$368,000	2,756
Net interest income	$2,009,000	2,668
Provision for loan and lease losses	$88,000	1,602
Total noninterest income	$467,000	1,986
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$103,000	2,165
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	1,756
Total noninterest expense	$1,386,000	2,872
Salaries and employee benefits	$853,000	2,761
Premises and equipment expense	$138,000	3,006
Additional noninterest expense	$395,000	3,026
Pre-tax net operating income	$1,002,000	2,056
Securities gains (losses)	$0	1,087
Applicable income taxes	$15,000	3,272
Income before extraordinary items	$987,000	1,891
Extraordinary gains, net	$0	5
Net income	$987,000	1,889
Minority interest net income	$0	52
Net income of bank and minority interests.	$987,000	1,890
Net charge-offs	$-21,000	4,875
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$987,000	1,872
2018-12-31 (YTD Data)		Rank
Total interest income	$8,566,000	2,810
Total interest expense	$1,101,000	2,793
Net interest income	$7,465,000	2,779
Provision for loan and lease losses	$215,000	2,304
Total noninterest income	$1,626,000	2,243
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$387,000	2,334
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,239,000	2,009
Total noninterest expense	$5,817,000	2,772
Salaries and employee benefits	$3,509,000	2,675
Premises and equipment expense	$602,000	2,832
Additional noninterest expense	$1,706,000	2,898
Pre-tax net operating income	$3,059,000	2,469
Securities gains (losses)	$3,000	894
Applicable income taxes	$38,000	3,459
Income before extraordinary items	$3,024,000	2,310
Extraordinary gains, net	$0	6
Net income	$3,024,000	2,309
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,024,000	2,309
Net charge-offs	$10,000	3,359
Cash dividends	$2,196,000	1,381
Sale, conversion, retirement of capital stock, net	$300,000	359
Net operating income	$3,021,030	2,310
2018-09-30 (YTD Data)		Rank
Total interest income	$6,280,000	2,849
Total interest expense	$789,000	2,777
Net interest income	$5,491,000	2,825
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,198,000	2,276
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$289,000	2,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$909,000	2,042
Total noninterest expense	$4,181,000	2,855
Salaries and employee benefits	$2,471,000	2,798
Premises and equipment expense	$437,000	2,910
Additional noninterest expense	$1,273,000	2,908
Pre-tax net operating income	$2,508,000	2,389
Securities gains (losses)	$3,000	888
Applicable income taxes	$27,000	3,545
Income before extraordinary items	$2,484,000	2,182
Extraordinary gains, net	$0	5
Net income	$2,484,000	2,180
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,484,000	2,181
Net charge-offs	$4,000	3,250
Cash dividends	$1,350,000	1,413
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,481,030	2,184
2018-06-30 (YTD Data)		Rank
Total interest income	$4,080,000	2,890
Total interest expense	$498,000	2,799
Net interest income	$3,582,000	2,872
Provision for loan and lease losses	$0	3,782
Total noninterest income	$796,000	2,275
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$193,000	2,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$603,000	2,055
Total noninterest expense	$2,775,000	2,895
Salaries and employee benefits	$1,634,000	2,838
Premises and equipment expense	$289,000	2,940
Additional noninterest expense	$852,000	2,921
Pre-tax net operating income	$1,603,000	2,420
Securities gains (losses)	$0	961
Applicable income taxes	$17,000	3,562
Income before extraordinary items	$1,586,000	2,221
Extraordinary gains, net	$0	6
Net income	$1,586,000	2,218
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,586,000	2,220
Net charge-offs	$-12,000	4,572
Cash dividends	$900,000	1,407
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,586,000	2,221
2018-03-31 (YTD Data)		Rank
Total interest income	$1,996,000	2,932
Total interest expense	$233,000	2,845
Net interest income	$1,763,000	2,920
Provision for loan and lease losses	$0	3,508
Total noninterest income	$386,000	2,304
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$96,000	2,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$290,000	2,060
Total noninterest expense	$1,411,000	2,894
Salaries and employee benefits	$827,000	2,840
Premises and equipment expense	$144,000	2,986
Additional noninterest expense	$440,000	2,879
Pre-tax net operating income	$738,000	2,513
Securities gains (losses)	$0	735
Applicable income taxes	$6,000	3,629
Income before extraordinary items	$732,000	2,316
Extraordinary gains, net	$0	7
Net income	$732,000	2,314
Minority interest net income	$0	52
Net income of bank and minority interests.	$732,000	2,316
Net charge-offs	$-5,000	4,469
Cash dividends	$475,000	1,249
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$732,000	2,302
2017-12-31 (YTD Data)		Rank
Total interest income	$7,497,000	2,999
Total interest expense	$513,000	3,630
Net interest income	$6,984,000	2,894
Provision for loan and lease losses	$225,000	2,262
Total noninterest income	$1,794,000	2,170
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$438,000	2,250
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,356,000	1,930
Total noninterest expense	$5,692,000	2,873
Salaries and employee benefits	$3,483,000	2,716
Premises and equipment expense	$524,000	3,170
Additional noninterest expense	$1,685,000	2,978
Pre-tax net operating income	$2,861,000	2,558
Securities gains (losses)	$2,000	1,996
Applicable income taxes	$19,000	3,769
Income before extraordinary items	$2,844,000	2,143
Extraordinary gains, net	$0	9
Net income	$2,844,000	2,144
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,844,000	2,144
Net charge-offs	$541,000	1,034
Cash dividends	$2,370,000	1,238
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,842,020	2,126
2017-09-30 (YTD Data)		Rank
Total interest income	$5,565,000	3,032
Total interest expense	$375,000	3,685
Net interest income	$5,190,000	2,932
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,290,000	2,251
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$339,000	2,206
Trading account gains and fees	NA	NA
Additional Noninterest Income	$951,000	2,030
Total noninterest expense	$4,045,000	2,988
Salaries and employee benefits	$2,430,000	2,870
Premises and equipment expense	$385,000	3,248
Additional noninterest expense	$1,230,000	3,046
Pre-tax net operating income	$2,435,000	2,406
Securities gains (losses)	$-3,000	5,250
Applicable income taxes	$24,000	3,683
Income before extraordinary items	$2,408,000	2,083
Extraordinary gains, net	$0	9
Net income	$2,408,000	2,084
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,408,000	2,084
Net charge-offs	$45,000	2,538
Cash dividends	$1,320,000	1,429
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,410,970	2,056
2017-06-30 (YTD Data)		Rank
Total interest income	$3,637,000	3,061
Total interest expense	$240,000	3,733
Net interest income	$3,397,000	2,953
Provision for loan and lease losses	$0	3,871
Total noninterest income	$864,000	2,243
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$230,000	2,166
Trading account gains and fees	NA	NA
Additional Noninterest Income	$634,000	2,055
Total noninterest expense	$2,641,000	3,034
Salaries and employee benefits	$1,585,000	2,921
Premises and equipment expense	$244,000	3,360
Additional noninterest expense	$812,000	3,073
Pre-tax net operating income	$1,620,000	2,363
Securities gains (losses)	$-3,000	5,365
Applicable income taxes	$9,000	3,839
Income before extraordinary items	$1,608,000	2,037
Extraordinary gains, net	$0	11
Net income	$1,608,000	2,037
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,608,000	2,037
Net charge-offs	$32,000	2,314
Cash dividends	$880,000	1,446
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,610,970	2,007
2017-03-31 (YTD Data)		Rank
Total interest income	$1,797,000	3,087
Total interest expense	$120,000	3,718
Net interest income	$1,677,000	2,990
Provision for loan and lease losses	$0	3,537
Total noninterest income	$461,000	2,150
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$119,000	2,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$342,000	1,926
Total noninterest expense	$1,325,000	3,062
Salaries and employee benefits	$798,000	2,953
Premises and equipment expense	$128,000	3,301
Additional noninterest expense	$399,000	3,120
Pre-tax net operating income	$813,000	2,258
Securities gains (losses)	$0	1,153
Applicable income taxes	$-6,000	5,679
Income before extraordinary items	$819,000	1,946
Extraordinary gains, net	$0	8
Net income	$819,000	1,946
Minority interest net income	$0	55
Net income of bank and minority interests.	$819,000	1,946
Net charge-offs	$0	2,943
Cash dividends	$440,000	1,329
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$819,000	1,920
2016-12-31 (YTD Data)		Rank
Total interest income	$7,236,000	3,062
Total interest expense	$446,000	3,838
Net interest income	$6,790,000	2,945
Provision for loan and lease losses	$98,000	3,182
Total noninterest income	$1,665,000	2,344
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$497,000	2,089
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,168,000	2,216
Total noninterest expense	$5,635,000	2,953
Salaries and employee benefits	$3,221,000	2,902
Premises and equipment expense	$536,000	3,235
Additional noninterest expense	$1,878,000	2,870
Pre-tax net operating income	$2,722,000	2,544
Securities gains (losses)	$16,000	2,474
Applicable income taxes	$33,000	3,729
Income before extraordinary items	$2,705,000	2,284
Extraordinary gains, net	$0	5
Net income	$2,705,000	2,281
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,705,000	2,283
Net charge-offs	$204,000	1,902
Cash dividends	$2,335,000	1,241
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,689,160	2,238
2016-09-30 (YTD Data)		Rank
Total interest income	$5,438,000	3,068
Total interest expense	$325,000	3,906
Net interest income	$5,113,000	2,950
Provision for loan and lease losses	$98,000	2,779
Total noninterest income	$1,235,000	2,365
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$375,000	2,095
Trading account gains and fees	$0	169
Additional Noninterest Income	$860,000	2,232
Total noninterest expense	$3,971,000	3,066
Salaries and employee benefits	$2,241,000	3,036
Premises and equipment expense	$394,000	3,300
Additional noninterest expense	$1,336,000	2,983
Pre-tax net operating income	$2,279,000	2,405
Securities gains (losses)	$16,000	2,406
Applicable income taxes	$18,000	3,882
Income before extraordinary items	$2,277,000	2,123
Extraordinary gains, net	$0	5
Net income	$2,277,000	2,123
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,277,000	2,123
Net charge-offs	$31,000	2,887
Cash dividends	$1,320,000	1,399
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,261,160	2,072
2016-06-30 (YTD Data)		Rank
Total interest income	$3,621,000	3,071
Total interest expense	$212,000	3,956
Net interest income	$3,409,000	2,954
Provision for loan and lease losses	$98,000	2,348
Total noninterest income	$795,000	2,391
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$244,000	2,103
Trading account gains and fees	$0	157
Additional Noninterest Income	$551,000	2,261
Total noninterest expense	$2,606,000	3,124
Salaries and employee benefits	$1,475,000	3,079
Premises and equipment expense	$261,000	3,326
Additional noninterest expense	$870,000	3,053
Pre-tax net operating income	$1,500,000	2,396
Securities gains (losses)	$16,000	2,060
Applicable income taxes	$3,000	4,154
Income before extraordinary items	$1,513,000	2,109
Extraordinary gains, net	$0	16
Net income	$1,513,000	2,109
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,513,000	2,109
Net charge-offs	$24,000	2,644
Cash dividends	$880,000	1,431
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,497,000	2,061
2016-03-31 (YTD Data)		Rank
Total interest income	$1,823,000	3,067
Total interest expense	$104,000	4,029
Net interest income	$1,719,000	2,940
Provision for loan and lease losses	$59,000	2,061
Total noninterest income	$398,000	2,365
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$114,000	2,215
Trading account gains and fees	$0	142
Additional Noninterest Income	$284,000	2,162
Total noninterest expense	$1,303,000	3,141
Salaries and employee benefits	$735,000	3,111
Premises and equipment expense	$134,000	3,310
Additional noninterest expense	$434,000	3,046
Pre-tax net operating income	$755,000	2,353
Securities gains (losses)	$0	2,077
Applicable income taxes	$-9,000	5,974
Income before extraordinary items	$764,000	2,064
Extraordinary gains, net	$0	12
Net income	$764,000	2,064
Minority interest net income	$0	62
Net income of bank and minority interests.	$764,000	2,064
Net charge-offs	$21,000	1,949
Cash dividends	$440,000	1,306
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$764,000	2,019
2015-12-31 (YTD Data)		Rank
Total interest income	$7,262,000	3,030
Total interest expense	$346,000	4,404
Net interest income	$6,916,000	2,884
Provision for loan and lease losses	$120,000	2,830
Total noninterest income	$1,696,000	2,330
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$435,000	2,364
Trading account gains and fees	$-11,000	6,142
Additional Noninterest Income	$1,272,000	2,069
Total noninterest expense	$5,349,000	3,078
Salaries and employee benefits	$3,103,000	2,969
Premises and equipment expense	$487,000	3,535
Additional noninterest expense	$1,759,000	3,056
Pre-tax net operating income	$3,143,000	2,249
Securities gains (losses)	$13,000	2,458
Applicable income taxes	$55,000	3,594
Income before extraordinary items	$3,101,000	1,997
Extraordinary gains, net	$0	23
Net income	$3,101,000	1,998
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,101,000	1,999
Net charge-offs	$149,000	2,268
Cash dividends	$2,901,000	1,009
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,088,260	1,961
2015-09-30 (YTD Data)		Rank
Total interest income	$5,427,000	3,060
Total interest expense	$253,000	4,488
Net interest income	$5,174,000	2,908
Provision for loan and lease losses	$85,000	2,870
Total noninterest income	$1,274,000	2,338
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$309,000	2,468
Trading account gains and fees	$-10,000	6,227
Additional Noninterest Income	$975,000	2,066
Total noninterest expense	$3,882,000	3,163
Salaries and employee benefits	$2,192,000	3,109
Premises and equipment expense	$366,000	3,573
Additional noninterest expense	$1,324,000	3,070
Pre-tax net operating income	$2,481,000	2,203
Securities gains (losses)	$13,000	2,219
Applicable income taxes	$37,000	3,755
Income before extraordinary items	$2,457,000	1,921
Extraordinary gains, net	$0	21
Net income	$2,457,000	1,923
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,457,000	1,923
Net charge-offs	$62,000	2,611
Cash dividends	$1,421,000	1,272
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,444,130	1,892
2015-06-30 (YTD Data)		Rank
Total interest income	$3,607,000	3,073
Total interest expense	$171,000	4,509
Net interest income	$3,436,000	2,917
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$814,000	2,401
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$194,000	2,552
Trading account gains and fees	$-5,000	6,303
Additional Noninterest Income	$625,000	2,111
Total noninterest expense	$2,583,000	3,199
Salaries and employee benefits	$1,459,000	3,139
Premises and equipment expense	$246,000	3,587
Additional noninterest expense	$878,000	3,110
Pre-tax net operating income	$1,607,000	2,218
Securities gains (losses)	$11,000	1,976
Applicable income taxes	$19,000	3,871
Income before extraordinary items	$1,599,000	1,937
Extraordinary gains, net	$0	22
Net income	$1,599,000	1,939
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,599,000	1,939
Net charge-offs	$-9,000	5,225
Cash dividends	$913,000	1,332
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,588,110	1,904
2015-03-31 (YTD Data)		Rank
Total interest income	$1,813,000	3,078
Total interest expense	$88,000	4,518
Net interest income	$1,725,000	2,916
Provision for loan and lease losses	$45,000	2,176
Total noninterest income	$368,000	2,508
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$89,000	2,705
Trading account gains and fees	$-1,000	6,379
Additional Noninterest Income	$280,000	2,214
Total noninterest expense	$1,269,000	3,250
Salaries and employee benefits	$715,000	3,194
Premises and equipment expense	$119,000	3,675
Additional noninterest expense	$435,000	3,108
Pre-tax net operating income	$779,000	2,249
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,000	4,289
Income before extraordinary items	$778,000	1,966
Extraordinary gains, net	$0	13
Net income	$778,000	1,969
Minority interest net income	$0	64
Net income of bank and minority interests.	$778,000	1,968
Net charge-offs	$-7,000	5,272
Cash dividends	$457,000	1,195
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$778,000	1,911
2014-12-31 (YTD Data)		Rank
Total interest income	$7,699,000	2,957
Total interest expense	$401,000	4,442
Net interest income	$7,298,000	2,809
Provision for loan and lease losses	$387,000	1,711
Total noninterest income	$1,933,000	2,154
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$422,000	2,586
Trading account gains and fees	$-12,000	6,478
Additional Noninterest Income	$1,523,000	1,758
Total noninterest expense	$5,447,000	3,134
Salaries and employee benefits	$3,257,000	2,919
Premises and equipment expense	$525,000	3,517
Additional noninterest expense	$1,665,000	3,296
Pre-tax net operating income	$3,397,000	2,078
Securities gains (losses)	$57,000	1,642
Applicable income taxes	$63,000	3,620
Income before extraordinary items	$3,391,000	1,829
Extraordinary gains, net	$0	17
Net income	$3,391,000	1,829
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,391,000	1,828
Net charge-offs	$35,000	4,013
Cash dividends	$2,926,000	940
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,335,140	1,816
2014-09-30 (YTD Data)		Rank
Total interest income	$5,832,000	2,967
Total interest expense	$306,000	4,477
Net interest income	$5,526,000	2,815
Provision for loan and lease losses	$207,000	2,037
Total noninterest income	$1,291,000	2,327
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$304,000	2,686
Trading account gains and fees	$-10,000	6,555
Additional Noninterest Income	$997,000	1,935
Total noninterest expense	$3,932,000	3,228
Salaries and employee benefits	$2,317,000	3,032
Premises and equipment expense	$393,000	3,567
Additional noninterest expense	$1,222,000	3,348
Pre-tax net operating income	$2,678,000	2,032
Securities gains (losses)	$13,000	2,225
Applicable income taxes	$45,000	3,699
Income before extraordinary items	$2,646,000	1,758
Extraordinary gains, net	$0	15
Net income	$2,646,000	1,759
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,646,000	1,758
Net charge-offs	$-50,000	6,044
Cash dividends	$1,488,000	1,165
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,633,260	1,734
2014-06-30 (YTD Data)		Rank
Total interest income	$3,864,000	2,984
Total interest expense	$206,000	4,500
Net interest income	$3,658,000	2,832
Provision for loan and lease losses	$177,000	1,759
Total noninterest income	$831,000	2,361
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$189,000	2,805
Trading account gains and fees	$-5,000	6,620
Additional Noninterest Income	$647,000	1,945
Total noninterest expense	$2,610,000	3,248
Salaries and employee benefits	$1,557,000	3,039
Premises and equipment expense	$266,000	3,571
Additional noninterest expense	$787,000	3,451
Pre-tax net operating income	$1,702,000	2,057
Securities gains (losses)	$13,000	1,826
Applicable income taxes	$27,000	3,728
Income before extraordinary items	$1,688,000	1,786
Extraordinary gains, net	$0	20
Net income	$1,688,000	1,789
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,688,000	1,788
Net charge-offs	$-35,000	6,060
Cash dividends	$980,000	1,191
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,675,260	1,752
2014-03-31 (YTD Data)		Rank
Total interest income	$1,918,000	3,012
Total interest expense	$105,000	4,530
Net interest income	$1,813,000	2,848
Provision for loan and lease losses	$76,000	1,800
Total noninterest income	$384,000	2,434
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$89,000	2,896
Trading account gains and fees	$-3,000	6,690
Additional Noninterest Income	$298,000	2,013
Total noninterest expense	$1,281,000	3,319
Salaries and employee benefits	$759,000	3,106
Premises and equipment expense	$134,000	3,597
Additional noninterest expense	$388,000	3,483
Pre-tax net operating income	$840,000	2,021
Securities gains (losses)	$0	1,715
Applicable income taxes	$9,000	3,854
Income before extraordinary items	$831,000	1,755
Extraordinary gains, net	$0	16
Net income	$831,000	1,760
Minority interest net income	$0	66
Net income of bank and minority interests.	$831,000	1,758
Net charge-offs	$-8,000	5,661
Cash dividends	$490,000	1,057
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$831,000	1,725
2013-12-31 (YTD Data)		Rank
Total interest income	$7,293,000	3,154
Total interest expense	$440,000	4,719
Net interest income	$6,853,000	2,948
Provision for loan and lease losses	$400,000	2,105
Total noninterest income	$1,652,000	2,429
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$434,000	2,653
Trading account gains and fees	$-6,000	6,771
Additional Noninterest Income	$1,224,000	2,108
Total noninterest expense	$5,145,000	3,337
Salaries and employee benefits	$3,107,000	3,025
Premises and equipment expense	$513,000	3,678
Additional noninterest expense	$1,525,000	3,614
Pre-tax net operating income	$2,960,000	2,186
Securities gains (losses)	$26,000	2,209
Applicable income taxes	$45,000	3,807
Income before extraordinary items	$2,941,000	1,926
Extraordinary gains, net	$0	29
Net income	$2,941,000	1,928
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,941,000	1,928
Net charge-offs	$92,000	3,824
Cash dividends	$2,656,000	951
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,915,520	1,903
2013-09-30 (YTD Data)		Rank
Total interest income	$5,377,000	3,221
Total interest expense	$331,000	4,809
Net interest income	$5,046,000	3,016
Provision for loan and lease losses	$190,000	2,650
Total noninterest income	$1,292,000	2,415
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$328,000	2,658
Trading account gains and fees	$-2,000	6,851
Additional Noninterest Income	$966,000	2,095
Total noninterest expense	$3,727,000	3,436
Salaries and employee benefits	$2,202,000	3,176
Premises and equipment expense	$379,000	3,742
Additional noninterest expense	$1,146,000	3,614
Pre-tax net operating income	$2,421,000	2,121
Securities gains (losses)	$26,000	2,077
Applicable income taxes	$31,000	3,929
Income before extraordinary items	$2,416,000	1,819
Extraordinary gains, net	$0	25
Net income	$2,416,000	1,823
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,416,000	1,824
Net charge-offs	$48,000	3,901
Cash dividends	$1,472,000	1,123
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,390,260	1,788
2013-06-30 (YTD Data)		Rank
Total interest income	$3,530,000	3,261
Total interest expense	$219,000	4,888
Net interest income	$3,311,000	3,055
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$775,000	2,596
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$214,000	2,663
Trading account gains and fees	$-4,000	6,898
Additional Noninterest Income	$565,000	2,310
Total noninterest expense	$2,403,000	3,539
Salaries and employee benefits	$1,451,000	3,212
Premises and equipment expense	$246,000	3,824
Additional noninterest expense	$706,000	3,807
Pre-tax net operating income	$1,623,000	2,066
Securities gains (losses)	$0	2,791
Applicable income taxes	$17,000	4,005
Income before extraordinary items	$1,606,000	1,821
Extraordinary gains, net	$0	22
Net income	$1,606,000	1,826
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,606,000	1,827
Net charge-offs	$15,000	4,144
Cash dividends	$981,000	1,124
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,606,000	1,757
2013-03-31 (YTD Data)		Rank
Total interest income	$1,738,000	3,330
Total interest expense	$110,000	4,962
Net interest income	$1,628,000	3,101
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$376,000	2,644
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$111,000	2,599
Trading account gains and fees	$8,000	131
Additional Noninterest Income	$257,000	2,431
Total noninterest expense	$1,169,000	3,624
Salaries and employee benefits	$708,000	3,295
Premises and equipment expense	$119,000	3,917
Additional noninterest expense	$342,000	3,907
Pre-tax net operating income	$805,000	2,032
Securities gains (losses)	$0	1,966
Applicable income taxes	$23,000	3,519
Income before extraordinary items	$782,000	1,815
Extraordinary gains, net	$0	10
Net income	$782,000	1,816
Minority interest net income	$0	76
Net income of bank and minority interests.	$782,000	1,817
Net charge-offs	$8,000	3,541
Cash dividends	$491,000	970
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$782,000	1,744
2012-12-31 (YTD Data)		Rank
Total interest income	$6,892,000	3,479
Total interest expense	$565,000	4,885
Net interest income	$6,327,000	3,241
Provision for loan and lease losses	$100,000	4,651
Total noninterest income	$1,676,000	2,454
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$406,000	2,907
Trading account gains and fees	$29,000	137
Additional Noninterest Income	$1,241,000	2,093
Total noninterest expense	$4,742,000	3,615
Salaries and employee benefits	$2,761,000	3,320
Premises and equipment expense	$492,000	3,860
Additional noninterest expense	$1,489,000	3,808
Pre-tax net operating income	$3,161,000	2,002
Securities gains (losses)	$82,000	2,414
Applicable income taxes	$121,000	3,379
Income before extraordinary items	$3,122,000	1,791
Extraordinary gains, net	$0	29
Net income	$3,122,000	1,790
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,122,000	1,791
Net charge-offs	$3,000	5,835
Cash dividends	$2,616,000	974
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,043,280	1,735
2012-09-30 (YTD Data)		Rank
Total interest income	$5,139,000	3,554
Total interest expense	$446,000	4,902
Net interest income	$4,693,000	3,329
Provision for loan and lease losses	$81,000	4,583
Total noninterest income	$1,171,000	2,555
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$270,000	3,177
Trading account gains and fees	$0	157
Additional Noninterest Income	$901,000	2,125
Total noninterest expense	$3,390,000	3,761
Salaries and employee benefits	$1,950,000	3,486
Premises and equipment expense	$357,000	3,985
Additional noninterest expense	$1,083,000	3,898
Pre-tax net operating income	$2,393,000	2,051
Securities gains (losses)	$82,000	2,115
Applicable income taxes	$106,000	3,335
Income before extraordinary items	$2,369,000	1,817
Extraordinary gains, net	$0	20
Net income	$2,369,000	1,816
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,369,000	1,818
Net charge-offs	$-2,000	6,317
Cash dividends	$1,466,000	1,027
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,290,280	1,774
2012-06-30 (YTD Data)		Rank
Total interest income	$3,365,000	3,638
Total interest expense	$317,000	4,872
Net interest income	$3,048,000	3,396
Provision for loan and lease losses	$38,000	4,765
Total noninterest income	$723,000	2,645
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$165,000	3,331
Trading account gains and fees	$0	153
Additional Noninterest Income	$558,000	2,193
Total noninterest expense	$2,165,000	3,873
Salaries and employee benefits	$1,270,000	3,561
Premises and equipment expense	$226,000	4,123
Additional noninterest expense	$669,000	4,113
Pre-tax net operating income	$1,568,000	2,066
Securities gains (losses)	$16,000	2,581
Applicable income taxes	$61,000	3,419
Income before extraordinary items	$1,523,000	1,858
Extraordinary gains, net	$0	19
Net income	$1,523,000	1,857
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,523,000	1,858
Net charge-offs	$-8,000	6,578
Cash dividends	$950,000	1,028
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,507,640	1,787
2012-03-31 (YTD Data)		Rank
Total interest income	$1,669,000	3,701
Total interest expense	$179,000	4,694
Net interest income	$1,490,000	3,474
Provision for loan and lease losses	$19,000	4,532
Total noninterest income	$360,000	2,636
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$77,000	3,452
Trading account gains and fees	$15,000	120
Additional Noninterest Income	$268,000	2,244
Total noninterest expense	$1,051,000	3,971
Salaries and employee benefits	$601,000	3,735
Premises and equipment expense	$111,000	4,168
Additional noninterest expense	$339,000	4,058
Pre-tax net operating income	$780,000	2,068
Securities gains (losses)	$0	2,210
Applicable income taxes	$47,000	3,119
Income before extraordinary items	$733,000	1,940
Extraordinary gains, net	$0	19
Net income	$733,000	1,941
Minority interest net income	$0	78
Net income of bank and minority interests.	$733,000	1,942
Net charge-offs	$3,000	4,432
Cash dividends	$350,000	1,149
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$733,000	1,837
2011-12-31 (YTD Data)		Rank
Total interest income	$4,862,000	4,637
Total interest expense	$603,000	5,511
Net interest income	$4,259,000	4,364
Provision for loan and lease losses	$230,000	4,475
Total noninterest income	$1,104,000	2,954
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$259,000	3,887
Trading account gains and fees	$0	146
Additional Noninterest Income	$845,000	2,362
Total noninterest expense	$2,845,000	5,010
Salaries and employee benefits	$1,787,000	4,465
Premises and equipment expense	$193,000	6,062
Additional noninterest expense	$865,000	5,256
Pre-tax net operating income	$2,288,000	2,263
Securities gains (losses)	$53,000	2,560
Applicable income taxes	$30,000	3,960
Income before extraordinary items	$2,311,000	2,000
Extraordinary gains, net	$0	29
Net income	$2,311,000	2,001
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,311,000	2,001
Net charge-offs	$17,000	5,954
Cash dividends	$2,325,000	843
Sale, conversion, retirement of capital stock, net	$5,218,000	128
Net operating income	$2,258,530	1,956
2011-09-30 (YTD Data)		Rank
Total interest income	$3,397,000	4,871
Total interest expense	$445,000	5,658
Net interest income	$2,952,000	4,605
Provision for loan and lease losses	$230,000	3,949
Total noninterest income	$826,000	2,945
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$171,000	4,166
Trading account gains and fees	$0	145
Additional Noninterest Income	$655,000	2,304
Total noninterest expense	$1,842,000	5,396
Salaries and employee benefits	$1,167,000	4,860
Premises and equipment expense	$109,000	6,503
Additional noninterest expense	$566,000	5,576
Pre-tax net operating income	$1,706,000	2,355
Securities gains (losses)	$26,000	2,700
Applicable income taxes	$29,000	3,893
Income before extraordinary items	$1,703,000	2,092
Extraordinary gains, net	$0	21
Net income	$1,703,000	2,091
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,703,000	2,092
Net charge-offs	$16,000	5,628
Cash dividends	$725,000	1,451
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,677,520	2,024
2011-06-30 (YTD Data)		Rank
Total interest income	$2,194,000	5,004
Total interest expense	$310,000	5,684
Net interest income	$1,884,000	4,744
Provision for loan and lease losses	$145,000	3,986
Total noninterest income	$466,000	3,250
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$111,000	4,191
Trading account gains and fees	$0	153
Additional Noninterest Income	$355,000	2,627
Total noninterest expense	$1,175,000	5,560
Salaries and employee benefits	$717,000	5,104
Premises and equipment expense	$72,000	6,558
Additional noninterest expense	$386,000	5,614
Pre-tax net operating income	$1,030,000	2,488
Securities gains (losses)	$31,000	1,870
Applicable income taxes	$26,000	3,713
Income before extraordinary items	$1,035,000	2,212
Extraordinary gains, net	$0	15
Net income	$1,035,000	2,212
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,035,000	2,212
Net charge-offs	$1,000	5,777
Cash dividends	$425,000	1,560
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,004,620	2,187
2011-03-31 (YTD Data)		Rank
Total interest income	$1,079,000	5,067
Total interest expense	$160,000	5,722
Net interest income	$919,000	4,799
Provision for loan and lease losses	$99,000	3,417
Total noninterest income	$216,000	3,428
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$57,000	4,112
Trading account gains and fees	$0	158
Additional Noninterest Income	$159,000	2,799
Total noninterest expense	$545,000	5,775
Salaries and employee benefits	$348,000	5,243
Premises and equipment expense	$26,000	6,925
Additional noninterest expense	$171,000	5,885
Pre-tax net operating income	$491,000	2,599
Securities gains (losses)	$31,000	940
Applicable income taxes	$16,000	3,560
Income before extraordinary items	$506,000	2,229
Extraordinary gains, net	$0	9
Net income	$506,000	2,228
Minority interest net income	$0	86
Net income of bank and minority interests.	$506,000	2,229
Net charge-offs	$0	5,107
Cash dividends	$200,000	1,383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$475,930	2,300
2010-12-31 (YTD Data)		Rank
Total interest income	$3,966,000	5,413
Total interest expense	$854,000	5,582
Net interest income	$3,112,000	5,262
Provision for loan and lease losses	$140,000	5,715
Total noninterest income	$712,000	3,906
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$187,000	4,537
Trading account gains and fees	$0	175
Additional Noninterest Income	$525,000	3,117
Total noninterest expense	$2,165,000	5,847
Salaries and employee benefits	$1,184,000	5,709
Premises and equipment expense	$172,000	6,450
Additional noninterest expense	$809,000	5,607
Pre-tax net operating income	$1,519,000	2,703
Securities gains (losses)	$23,000	3,038
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,542,000	2,469
Extraordinary gains, net	$0	29
Net income	$1,542,000	2,466
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,542,000	2,471
Net charge-offs	$0	6,851
Cash dividends	$761,000	1,816
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,519,000	2,392
2010-09-30 (YTD Data)		Rank
Total interest income	$3,023,000	5,476
Total interest expense	$666,000	5,652
Net interest income	$2,357,000	5,309
Provision for loan and lease losses	$115,000	5,549
Total noninterest income	$442,000	4,310
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$134,000	4,695
Trading account gains and fees	$0	165
Additional Noninterest Income	$308,000	3,516
Total noninterest expense	$1,494,000	6,058
Salaries and employee benefits	$812,000	5,920
Premises and equipment expense	$121,000	6,620
Additional noninterest expense	$561,000	5,794
Pre-tax net operating income	$1,190,000	2,790
Securities gains (losses)	$23,000	2,831
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,213,000	2,524
Extraordinary gains, net	$0	23
Net income	$1,213,000	2,521
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,213,000	2,525
Net charge-offs	$0	6,672
Cash dividends	$467,000	1,851
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,190,000	2,420
2010-06-30 (YTD Data)		Rank
Total interest income	$1,976,000	5,562
Total interest expense	$453,000	5,706
Net interest income	$1,523,000	5,402
Provision for loan and lease losses	$115,000	5,019
Total noninterest income	$285,000	4,365
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$78,000	4,921
Trading account gains and fees	$0	152
Additional Noninterest Income	$207,000	3,459
Total noninterest expense	$982,000	6,130
Salaries and employee benefits	$537,000	5,979
Premises and equipment expense	$80,000	6,663
Additional noninterest expense	$365,000	5,857
Pre-tax net operating income	$711,000	3,002
Securities gains (losses)	$23,000	2,310
Applicable income taxes	$0	4,691
Income before extraordinary items	$734,000	2,669
Extraordinary gains, net	$0	19
Net income	$734,000	2,664
Minority interest net income	$0	105
Net income of bank and minority interests.	$734,000	2,668
Net charge-offs	$0	6,372
Cash dividends	$288,000	1,950
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$711,000	2,638
2010-03-31 (YTD Data)		Rank
Total interest income	$956,000	5,713
Total interest expense	$228,000	5,815
Net interest income	$728,000	5,550
Provision for loan and lease losses	$95,000	4,030
Total noninterest income	$127,000	4,601
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$32,000	5,262
Trading account gains and fees	$0	175
Additional Noninterest Income	$95,000	3,602
Total noninterest expense	$483,000	6,238
Salaries and employee benefits	$278,000	5,985
Premises and equipment expense	$34,000	6,958
Additional noninterest expense	$171,000	6,050
Pre-tax net operating income	$277,000	3,504
Securities gains (losses)	$23,000	1,463
Applicable income taxes	$0	4,611
Income before extraordinary items	$300,000	3,126
Extraordinary gains, net	$0	16
Net income	$300,000	3,123
Minority interest net income	$0	91
Net income of bank and minority interests.	$300,000	3,126
Net charge-offs	$2,000	5,375
Cash dividends	$120,000	1,762
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$277,000	3,181
2009-12-31 (YTD Data)		Rank
Total interest income	$3,576,000	5,975
Total interest expense	$998,000	6,031
Net interest income	$2,578,000	5,763
Provision for loan and lease losses	$378,000	4,944
Total noninterest income	$440,000	4,961
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$148,000	5,185
Trading account gains and fees	$0	211
Additional Noninterest Income	$292,000	4,022
Total noninterest expense	$1,890,000	6,352
Salaries and employee benefits	$1,054,000	6,126
Premises and equipment expense	$158,000	6,860
Additional noninterest expense	$678,000	6,205
Pre-tax net operating income	$750,000	3,455
Securities gains (losses)	$212,000	1,511
Applicable income taxes	$0	4,388
Income before extraordinary items	$962,000	2,836
Extraordinary gains, net	$0	34
Net income	$962,000	2,834
Minority interest net income	$0	115
Net income of bank and minority interests.	$962,000	2,836
Net charge-offs	$100,000	5,692
Cash dividends	$775,000	1,983
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$750,000	3,184
2009-09-30 (YTD Data)		Rank
Total interest income	$2,641,000	6,067
Total interest expense	$756,000	6,149
Net interest income	$1,885,000	5,841
Provision for loan and lease losses	$348,000	4,392
Total noninterest income	$343,000	4,951
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$112,000	5,203
Trading account gains and fees	$0	212
Additional Noninterest Income	$231,000	4,045
Total noninterest expense	$1,346,000	6,487
Salaries and employee benefits	$747,000	6,283
Premises and equipment expense	$95,000	7,189
Additional noninterest expense	$504,000	6,234
Pre-tax net operating income	$534,000	3,803
Securities gains (losses)	$204,000	1,276
Applicable income taxes	$0	4,592
Income before extraordinary items	$738,000	3,016
Extraordinary gains, net	$0	27
Net income	$738,000	3,014
Minority interest net income	$0	118
Net income of bank and minority interests.	$738,000	3,017
Net charge-offs	$86,000	5,202
Cash dividends	$125,000	3,450
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$534,000	3,487
2009-06-30 (YTD Data)		Rank
Total interest income	$1,737,000	6,161
Total interest expense	$502,000	6,268
Net interest income	$1,235,000	5,901
Provision for loan and lease losses	$233,000	4,132
Total noninterest income	$174,000	5,462
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$72,000	5,252
Trading account gains and fees	$0	193
Additional Noninterest Income	$102,000	4,760
Total noninterest expense	$878,000	6,583
Salaries and employee benefits	$500,000	6,340
Premises and equipment expense	$56,000	7,405
Additional noninterest expense	$322,000	6,348
Pre-tax net operating income	$298,000	4,143
Securities gains (losses)	$204,000	1,009
Applicable income taxes	$0	4,657
Income before extraordinary items	$502,000	3,084
Extraordinary gains, net	$0	21
Net income	$502,000	3,082
Minority interest net income	$0	112
Net income of bank and minority interests.	$502,000	3,083
Net charge-offs	$87,000	4,389
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$298,000	3,854
2009-03-31 (YTD Data)		Rank
Total interest income	$866,000	6,212
Total interest expense	$251,000	6,369
Net interest income	$615,000	5,926
Provision for loan and lease losses	$110,000	3,735
Total noninterest income	$75,000	5,695
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$35,000	5,255
Trading account gains and fees	$0	171
Additional Noninterest Income	$40,000	5,204
Total noninterest expense	$408,000	6,708
Salaries and employee benefits	$251,000	6,385
Premises and equipment expense	$26,000	7,517
Additional noninterest expense	$131,000	6,620
Pre-tax net operating income	$172,000	4,288
Securities gains (losses)	$88,000	1,059
Applicable income taxes	$0	4,835
Income before extraordinary items	$260,000	3,370
Extraordinary gains, net	$0	15
Net income	$260,000	3,370
Minority interest net income	$0	102
Net income of bank and minority interests.	$260,000	3,371
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$172,000	3,962
2008-12-31 (YTD Data)		Rank
Total interest income	$3,057,000	6,580
Total interest expense	$975,000	6,817
Net interest income	$2,082,000	6,332
Provision for loan and lease losses	$228,000	5,052
Total noninterest income	$199,000	6,493
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$131,000	5,537
Trading account gains and fees	$0	154
Additional Noninterest Income	$68,000	6,415
Total noninterest expense	$1,363,000	7,057
Salaries and employee benefits	$768,000	6,991
Premises and equipment expense	$100,000	7,622
Additional noninterest expense	$495,000	6,643
Pre-tax net operating income	$690,000	4,421
Securities gains (losses)	$58,000	1,498
Applicable income taxes	$-99,000	7,072
Income before extraordinary items	$847,000	3,598
Extraordinary gains, net	$0	39
Net income	$847,000	3,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,604
Cash dividends	$750,000	2,739
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$789,000	3,852
2008-09-30 (YTD Data)		Rank
Total interest income	$2,232,000	6,700
Total interest expense	$714,000	6,982
Net interest income	$1,518,000	6,438
Provision for loan and lease losses	$168,000	4,478
Total noninterest income	$148,000	6,612
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$94,000	5,629
Trading account gains and fees	$0	148
Additional Noninterest Income	$54,000	6,497
Total noninterest expense	$958,000	7,180
Salaries and employee benefits	$526,000	7,150
Premises and equipment expense	$67,000	7,764
Additional noninterest expense	$365,000	6,673
Pre-tax net operating income	$540,000	4,813
Securities gains (losses)	$21,000	1,979
Applicable income taxes	$-99,000	7,533
Income before extraordinary items	$660,000	3,938
Extraordinary gains, net	$0	31
Net income	$660,000	3,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$639,000	4,145
2008-06-30 (YTD Data)		Rank
Total interest income	$1,451,000	6,820
Total interest expense	$476,000	7,094
Net interest income	$975,000	6,542
Provision for loan and lease losses	$138,000	3,792
Total noninterest income	$101,000	6,640
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$53,000	5,861
Trading account gains and fees	$0	149
Additional Noninterest Income	$48,000	6,189
Total noninterest expense	$618,000	7,287
Salaries and employee benefits	$328,000	7,348
Premises and equipment expense	$47,000	7,766
Additional noninterest expense	$243,000	6,705
Pre-tax net operating income	$320,000	5,177
Securities gains (losses)	$19,000	2,087
Applicable income taxes	$-99,000	7,858
Income before extraordinary items	$438,000	4,288
Extraordinary gains, net	$0	21
Net income	$438,000	4,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$419,000	4,322
2008-03-31 (YTD Data)		Rank
Total interest income	$681,000	7,029
Total interest expense	$241,000	7,196
Net interest income	$440,000	6,812
Provision for loan and lease losses	$95,000	2,798
Total noninterest income	$49,000	6,694
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$26,000	5,880
Trading account gains and fees	$0	158
Additional Noninterest Income	$23,000	6,281
Total noninterest expense	$286,000	7,462
Salaries and employee benefits	$165,000	7,374
Premises and equipment expense	$22,000	7,853
Additional noninterest expense	$99,000	7,081
Pre-tax net operating income	$108,000	5,923
Securities gains (losses)	$0	2,688
Applicable income taxes	$-99,000	8,139
Income before extraordinary items	$207,000	4,594
Extraordinary gains, net	$0	15
Net income	$207,000	4,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$207,000	4,499
2007-12-31 (YTD Data)		Rank
Total interest income	$1,428,000	7,938
Total interest expense	$492,000	7,959
Net interest income	$936,000	7,823
Provision for loan and lease losses	$90,000	5,036
Total noninterest income	$124,000	7,346
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$92,000	6,127
Trading account gains and fees	$0	178
Additional Noninterest Income	$32,000	7,491
Total noninterest expense	$756,000	8,004
Salaries and employee benefits	$409,000	8,032
Premises and equipment expense	$57,000	8,182
Additional noninterest expense	$290,000	7,584
Pre-tax net operating income	$214,000	6,836
Securities gains (losses)	$26,000	1,015
Applicable income taxes	$54,000	4,887
Income before extraordinary items	$186,000	6,835
Extraordinary gains, net	$0	39
Net income	$186,000	6,834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,332
Cash dividends	$4,500,000	812
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$165,980	6,881
2007-09-30 (YTD Data)		Rank
Total interest income	$829,000	8,191
Total interest expense	$256,000	8,219
Net interest income	$573,000	8,072
Provision for loan and lease losses	$10,000	6,151
Total noninterest income	$76,000	7,593
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$50,000	6,529
Trading account gains and fees	$0	184
Additional Noninterest Income	$26,000	7,468
Total noninterest expense	$401,000	8,289
Salaries and employee benefits	$230,000	8,253
Premises and equipment expense	$30,000	8,323
Additional noninterest expense	$141,000	8,058
Pre-tax net operating income	$238,000	6,806
Securities gains (losses)	$6,000	1,140
Applicable income taxes	$56,000	4,869
Income before extraordinary items	$188,000	6,863
Extraordinary gains, net	$0	33
Net income	$188,000	6,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,536
Cash dividends	$4,000,000	674
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$183,380	6,879
2007-06-30 (YTD Data)		Rank
Total interest income	$311,000	8,467
Total interest expense	$79,000	8,438
Net interest income	$232,000	8,419
Provision for loan and lease losses	$10,000	5,732
Total noninterest income	$38,000	7,903
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$17,000	7,048
Trading account gains and fees	$0	168
Additional Noninterest Income	$21,000	7,329
Total noninterest expense	$161,000	8,528
Salaries and employee benefits	$86,000	8,520
Premises and equipment expense	$25,000	8,294
Additional noninterest expense	$50,000	8,482
Pre-tax net operating income	$99,000	7,251
Securities gains (losses)	$0	1,444
Applicable income taxes	$26,000	5,192
Income before extraordinary items	$73,000	7,316
Extraordinary gains, net	$0	29
Net income	$73,000	7,316
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,195
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$73,000	7,304
2007-03-31 (YTD Data)		Rank
Total interest income	$398,000	7,994
Total interest expense	$109,000	8,194
Net interest income	$289,000	7,697
Provision for loan and lease losses	$0	5,779
Total noninterest income	$48,000	6,883
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$18,000	6,477
Trading account gains and fees	$0	195
Additional Noninterest Income	$30,000	5,964
Total noninterest expense	$197,000	8,022
Salaries and employee benefits	$109,000	8,038
Premises and equipment expense	$37,000	7,309
Additional noninterest expense	$51,000	8,070
Pre-tax net operating income	$140,000	6,166
Securities gains (losses)	$0	1,187
Applicable income taxes	$40,000	4,358
Income before extraordinary items	$100,000	6,401
Extraordinary gains, net	$0	22
Net income	$100,000	6,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$34,000	3,717
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$100,000	6,381
2006-12-31 (YTD Data)		Rank
Total interest income	$1,592,000	7,865
Total interest expense	$407,000	8,083
Net interest income	$1,185,000	7,602
Provision for loan and lease losses	$0	6,850
Total noninterest income	$177,000	7,108
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$65,000	6,653
Trading account gains and fees	$0	130
Additional Noninterest Income	$112,000	6,140
Total noninterest expense	$775,000	8,033
Salaries and employee benefits	$432,000	8,067
Premises and equipment expense	$127,000	7,528
Additional noninterest expense	$216,000	8,023
Pre-tax net operating income	$587,000	6,226
Securities gains (losses)	$0	1,687
Applicable income taxes	$176,000	4,434
Income before extraordinary items	$411,000	6,479
Extraordinary gains, net	$0	51
Net income	$411,000	6,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,822
Cash dividends	$137,000	5,258
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$411,000	6,481
2006-09-30 (YTD Data)		Rank
Total interest income	$1,186,000	7,924
Total interest expense	$300,000	8,140
Net interest income	$886,000	7,670
Provision for loan and lease losses	$0	6,685
Total noninterest income	$129,000	7,190
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$46,000	6,799
Trading account gains and fees	$0	126
Additional Noninterest Income	$83,000	6,169
Total noninterest expense	$579,000	8,067
Salaries and employee benefits	$322,000	8,074
Premises and equipment expense	$107,000	7,358
Additional noninterest expense	$150,000	8,139
Pre-tax net operating income	$436,000	6,472
Securities gains (losses)	$0	1,388
Applicable income taxes	$115,000	4,785
Income before extraordinary items	$321,000	6,616
Extraordinary gains, net	$0	45
Net income	$321,000	6,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,511
Cash dividends	$103,000	4,712
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$321,000	6,620
2006-06-30 (YTD Data)		Rank
Total interest income	$778,000	7,961
Total interest expense	$198,000	8,147
Net interest income	$580,000	7,753
Provision for loan and lease losses	$0	6,419
Total noninterest income	$83,000	7,281
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$30,000	6,853
Trading account gains and fees	$0	126
Additional Noninterest Income	$53,000	6,289
Total noninterest expense	$394,000	8,074
Salaries and employee benefits	$213,000	8,124
Premises and equipment expense	$79,000	7,202
Additional noninterest expense	$102,000	8,130
Pre-tax net operating income	$269,000	6,657
Securities gains (losses)	$0	1,185
Applicable income taxes	$82,000	4,751
Income before extraordinary items	$187,000	6,847
Extraordinary gains, net	$0	39
Net income	$187,000	6,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,236
Cash dividends	$68,000	4,644
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$187,000	6,855
2006-03-31 (YTD Data)		Rank
Total interest income	$382,000	7,989
Total interest expense	$96,000	8,164
Net interest income	$286,000	7,799
Provision for loan and lease losses	$0	6,013
Total noninterest income	$38,000	7,377
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$15,000	6,832
Trading account gains and fees	$0	115
Additional Noninterest Income	$23,000	6,492
Total noninterest expense	$198,000	8,083
Salaries and employee benefits	$108,000	8,112
Premises and equipment expense	$42,000	7,104
Additional noninterest expense	$48,000	8,212
Pre-tax net operating income	$126,000	6,728
Securities gains (losses)	$0	955
Applicable income taxes	$41,000	4,710
Income before extraordinary items	$85,000	6,976
Extraordinary gains, net	$0	21
Net income	$85,000	6,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$34,000	3,716
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$85,000	6,977
2005-12-31 (YTD Data)		Rank
Total interest income	$1,541,000	7,858
Total interest expense	$326,000	8,123
Net interest income	$1,215,000	7,662
Provision for loan and lease losses	$15,000	6,626
Total noninterest income	$128,000	7,681
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$77,000	6,637
Trading account gains and fees	$0	138
Additional Noninterest Income	$51,000	7,372
Total noninterest expense	$749,000	8,151
Salaries and employee benefits	$407,000	8,186
Premises and equipment expense	$137,000	7,433
Additional noninterest expense	$205,000	8,202
Pre-tax net operating income	$579,000	6,487
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$161,000	4,915
Income before extraordinary items	$417,000	6,707
Extraordinary gains, net	$0	46
Net income	$417,000	6,708
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,559
Cash dividends	$137,000	5,282
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$417,720	6,673
2005-09-30 (YTD Data)		Rank
Total interest income	$1,156,000	7,880
Total interest expense	$234,000	8,164
Net interest income	$922,000	7,694
Provision for loan and lease losses	$4,000	6,766
Total noninterest income	$100,000	7,681
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$59,000	6,651
Trading account gains and fees	$0	126
Additional Noninterest Income	$41,000	7,302
Total noninterest expense	$555,000	8,165
Salaries and employee benefits	$309,000	8,150
Premises and equipment expense	$95,000	7,549
Additional noninterest expense	$151,000	8,207
Pre-tax net operating income	$463,000	6,531
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$131,000	4,973
Income before extraordinary items	$331,000	6,765
Extraordinary gains, net	$0	35
Net income	$331,000	6,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,184
Cash dividends	$103,000	4,643
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$331,720	6,716
2005-06-30 (YTD Data)		Rank
Total interest income	$758,000	7,895
Total interest expense	$153,000	8,156
Net interest income	$605,000	7,731
Provision for loan and lease losses	$4,000	6,457
Total noninterest income	$66,000	7,670
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$38,000	6,682
Trading account gains and fees	$0	116
Additional Noninterest Income	$28,000	7,271
Total noninterest expense	$371,000	8,161
Salaries and employee benefits	$211,000	8,126
Premises and equipment expense	$59,000	7,657
Additional noninterest expense	$101,000	8,196
Pre-tax net operating income	$296,000	6,602
Securities gains (losses)	$0	2,146
Applicable income taxes	$90,000	4,947
Income before extraordinary items	$206,000	6,900
Extraordinary gains, net	$0	30
Net income	$206,000	6,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,290
Cash dividends	$68,000	4,580
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$206,000	6,851
2005-03-31 (YTD Data)		Rank
Total interest income	$375,000	7,962
Total interest expense	$75,000	8,195
Net interest income	$300,000	7,805
Provision for loan and lease losses	$4,000	5,908
Total noninterest income	$27,000	7,907
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$18,000	6,743
Trading account gains and fees	$0	115
Additional Noninterest Income	$9,000	7,829
Total noninterest expense	$181,000	8,266
Salaries and employee benefits	$103,000	8,227
Premises and equipment expense	$30,000	7,706
Additional noninterest expense	$48,000	8,312
Pre-tax net operating income	$142,000	6,670
Securities gains (losses)	$0	1,685
Applicable income taxes	$48,000	4,803
Income before extraordinary items	$94,000	7,002
Extraordinary gains, net	$0	24
Net income	$94,000	7,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$34,000	3,590
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$94,000	6,975
2004-12-31 (YTD Data)		Rank
Total interest income	$1,469,000	7,940
Total interest expense	$296,000	8,122
Net interest income	$1,173,000	7,781
Provision for loan and lease losses	$9,000	7,075
Total noninterest income	$389,000	5,860
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$77,000	6,812
Trading account gains and fees	$0	138
Additional Noninterest Income	$312,000	4,189
Total noninterest expense	$691,000	8,330
Salaries and employee benefits	$385,000	8,348
Premises and equipment expense	$93,000	8,053
Additional noninterest expense	$213,000	8,238
Pre-tax net operating income	$862,000	5,613
Securities gains (losses)	$0	3,819
Applicable income taxes	$256,000	4,431
Income before extraordinary items	$606,000	5,928
Extraordinary gains, net	$0	34
Net income	$606,000	5,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,978
Cash dividends	$137,000	5,252
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$606,000	5,856
2004-09-30 (YTD Data)		Rank
Total interest income	$1,087,000	7,979
Total interest expense	$221,000	8,152
Net interest income	$866,000	7,843
Provision for loan and lease losses	$0	7,100
Total noninterest income	$112,000	7,646
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$59,000	6,831
Trading account gains and fees	$0	134
Additional Noninterest Income	$53,000	6,981
Total noninterest expense	$510,000	8,368
Salaries and employee benefits	$281,000	8,376
Premises and equipment expense	$66,000	8,111
Additional noninterest expense	$163,000	8,208
Pre-tax net operating income	$468,000	6,463
Securities gains (losses)	$0	3,710
Applicable income taxes	$125,000	5,087
Income before extraordinary items	$343,000	6,652
Extraordinary gains, net	$0	26
Net income	$343,000	6,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,697
Cash dividends	$102,000	4,602
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$343,000	6,582
2004-06-30 (YTD Data)		Rank
Total interest income	$720,000	8,033
Total interest expense	$149,000	8,199
Net interest income	$571,000	7,904
Provision for loan and lease losses	$0	6,885
Total noninterest income	$84,000	7,522
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$37,000	6,947
Trading account gains and fees	$0	130
Additional Noninterest Income	$47,000	6,544
Total noninterest expense	$343,000	8,417
Salaries and employee benefits	$187,000	8,435
Premises and equipment expense	$43,000	8,166
Additional noninterest expense	$113,000	8,181
Pre-tax net operating income	$312,000	6,433
Securities gains (losses)	$0	3,413
Applicable income taxes	$79,000	5,131
Income before extraordinary items	$233,000	6,600
Extraordinary gains, net	$0	21
Net income	$233,000	6,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,524
Cash dividends	$68,000	4,506
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$233,000	6,510
2004-03-31 (YTD Data)		Rank
Total interest income	$356,000	8,103
Total interest expense	$77,000	8,233
Net interest income	$279,000	7,971
Provision for loan and lease losses	$0	6,501
Total noninterest income	$34,000	7,816
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$19,000	6,877
Trading account gains and fees	$0	121
Additional Noninterest Income	$15,000	7,252
Total noninterest expense	$174,000	8,429
Salaries and employee benefits	$92,000	8,495
Premises and equipment expense	$20,000	8,263
Additional noninterest expense	$62,000	8,094
Pre-tax net operating income	$139,000	6,590
Securities gains (losses)	$0	2,934
Applicable income taxes	$39,000	5,128
Income before extraordinary items	$100,000	6,881
Extraordinary gains, net	$0	16
Net income	$100,000	6,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$34,000	3,544
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$100,000	6,781
2003-12-31 (YTD Data)		Rank
Total interest income	$1,623,000	7,944
Total interest expense	$426,000	8,027
Net interest income	$1,197,000	7,822
Provision for loan and lease losses	$4,000	7,558
Total noninterest income	$102,000	8,286
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$78,000	6,931
Trading account gains and fees	$0	160
Additional Noninterest Income	$24,000	8,305
Total noninterest expense	$682,000	8,490
Salaries and employee benefits	$370,000	8,528
Premises and equipment expense	$78,000	8,368
Additional noninterest expense	$234,000	8,199
Pre-tax net operating income	$613,000	6,288
Securities gains (losses)	$0	4,500
Applicable income taxes	$170,000	5,129
Income before extraordinary items	$443,000	6,604
Extraordinary gains, net	$0	54
Net income	$443,000	6,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,260
Cash dividends	$137,000	5,323
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$443,000	6,439
2003-09-30 (YTD Data)		Rank
Total interest income	$1,237,000	8,012
Total interest expense	$336,000	8,087
Net interest income	$901,000	7,877
Provision for loan and lease losses	$4,000	7,376
Total noninterest income	$77,000	8,333
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$57,000	7,032
Trading account gains and fees	$0	153
Additional Noninterest Income	$20,000	8,256
Total noninterest expense	$496,000	8,551
Salaries and employee benefits	$268,000	8,570
Premises and equipment expense	$60,000	8,390
Additional noninterest expense	$168,000	8,284
Pre-tax net operating income	$478,000	6,380
Securities gains (losses)	$0	4,204
Applicable income taxes	$141,000	5,188
Income before extraordinary items	$337,000	6,738
Extraordinary gains, net	$0	40
Net income	$337,000	6,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,999
Cash dividends	$102,000	4,685
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$337,000	6,561
2003-06-30 (YTD Data)		Rank
Total interest income	$836,000	8,045
Total interest expense	$238,000	8,090
Net interest income	$598,000	7,911
Provision for loan and lease losses	$1,000	7,297
Total noninterest income	$54,000	8,279
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$40,000	6,948
Trading account gains and fees	$0	150
Additional Noninterest Income	$14,000	8,211
Total noninterest expense	$317,000	8,616
Salaries and employee benefits	$175,000	8,620
Premises and equipment expense	$41,000	8,360
Additional noninterest expense	$101,000	8,436
Pre-tax net operating income	$334,000	6,281
Securities gains (losses)	$0	3,782
Applicable income taxes	$98,000	5,169
Income before extraordinary items	$236,000	6,645
Extraordinary gains, net	$0	30
Net income	$236,000	6,647
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$68,000	4,575
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$236,000	6,436
2003-03-31 (YTD Data)		Rank
Total interest income	$423,000	8,079
Total interest expense	$123,000	8,135
Net interest income	$300,000	7,927
Provision for loan and lease losses	$0	6,934
Total noninterest income	$27,000	8,282
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$21,000	6,829
Trading account gains and fees	$0	134
Additional Noninterest Income	$6,000	8,357
Total noninterest expense	$154,000	8,697
Salaries and employee benefits	$85,000	8,697
Premises and equipment expense	$20,000	8,398
Additional noninterest expense	$49,000	8,519
Pre-tax net operating income	$173,000	6,189
Securities gains (losses)	$0	2,891
Applicable income taxes	$49,000	5,135
Income before extraordinary items	$124,000	6,487
Extraordinary gains, net	$0	21
Net income	$124,000	6,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$34,000	3,600
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$124,000	6,311
2002-12-31 (YTD Data)		Rank
Total interest income	$1,825,000	8,049
Total interest expense	$572,000	8,185
Net interest income	$1,253,000	7,832
Provision for loan and lease losses	$12,000	7,731
Total noninterest income	$94,000	8,475
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$67,000	7,191
Trading account gains and fees	$0	153
Additional Noninterest Income	$27,000	8,301
Total noninterest expense	$627,000	8,709
Salaries and employee benefits	$350,000	8,701
Premises and equipment expense	$83,000	8,400
Additional noninterest expense	$194,000	8,597
Pre-tax net operating income	$708,000	6,049
Securities gains (losses)	$0	4,537
Applicable income taxes	$218,000	4,993
Income before extraordinary items	$490,000	6,454
Extraordinary gains, net	$0	70
Net income	$490,000	6,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$137,000	5,300
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$490,000	6,293
2001-12-31 (YTD Data)		Rank
Total interest income	$2,060,000	8,153
Total interest expense	$901,000	8,214
Net interest income	$1,159,000	7,966
Provision for loan and lease losses	$0	8,228
Total noninterest income	$90,000	8,655
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$59,000	7,414
Trading account gains and fees	$0	177
Additional Noninterest Income	$31,000	8,315
Total noninterest expense	$599,000	8,936
Salaries and employee benefits	$328,000	8,944
Premises and equipment expense	$90,000	8,459
Additional noninterest expense	$181,000	8,812
Pre-tax net operating income	$650,000	5,985
Securities gains (losses)	$0	4,612
Applicable income taxes	$198,000	5,048
Income before extraordinary items	$452,000	6,297
Extraordinary gains, net	$0	105
Net income	$452,000	6,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$137,000	5,442
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$452,000	6,183
2000-12-31 (YTD Data)		Rank
Total interest income	$2,314,000	8,110
Total interest expense	$952,000	8,320
Net interest income	$1,362,000	7,723
Provision for loan and lease losses	$11,000	7,947
Total noninterest income	$72,000	9,004
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	7,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	8,843
Total noninterest expense	$594,000	9,112
Salaries and employee benefits	$336,000	9,080
Premises and equipment expense	$88,000	8,649
Additional noninterest expense	$170,000	9,067
Pre-tax net operating income	$829,000	5,774
Securities gains (losses)	$0	1,956
Applicable income taxes	$266,000	4,848
Income before extraordinary items	$563,000	6,027
Extraordinary gains, net	$0	38
Net income	$563,000	6,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,122
Cash dividends	$137,000	5,629
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$563,000	6,034
1999-12-31 (YTD Data)		Rank
Total interest income	$2,210,000	8,246
Total interest expense	$943,000	8,332
Net interest income	$1,267,000	8,061
Provision for loan and lease losses	$19,000	7,736
Total noninterest income	$79,000	9,159
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	7,861
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	8,834
Total noninterest expense	$599,000	9,321
Salaries and employee benefits	$336,000	9,278
Premises and equipment expense	$89,000	8,841
Additional noninterest expense	$174,000	9,289
Pre-tax net operating income	$728,000	6,215
Securities gains (losses)	$0	3,155
Applicable income taxes	$234,000	5,357
Income before extraordinary items	$494,000	6,479
Extraordinary gains, net	$0	35
Net income	$494,000	6,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,980
Cash dividends	$137,000	5,766
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$494,000	6,460
1998-12-31 (YTD Data)		Rank
Total interest income	$2,110,000	8,541
Total interest expense	$940,000	8,584
Net interest income	$1,170,000	8,396
Provision for loan and lease losses	$17,000	7,887
Total noninterest income	$78,000	9,386
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$58,000	7,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	9,482
Total noninterest expense	$522,000	9,701
Salaries and employee benefits	$300,000	9,625
Premises and equipment expense	$73,000	9,302
Additional noninterest expense	$149,000	9,666
Pre-tax net operating income	$709,000	6,446
Securities gains (losses)	$0	4,449
Applicable income taxes	$231,000	5,821
Income before extraordinary items	$478,000	6,738
Extraordinary gains, net	$0	32
Net income	$478,000	6,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,204
Cash dividends	$137,000	5,915
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$478,000	6,632
1997-12-31 (YTD Data)		Rank
Total interest income	$2,050,000	8,948
Total interest expense	$906,000	8,950
Net interest income	$1,144,000	8,822
Provision for loan and lease losses	$9,000	8,470
Total noninterest income	$72,000	9,909
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	8,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	9,689
Total noninterest expense	$541,000	9,973
Salaries and employee benefits	$296,000	9,980
Premises and equipment expense	$69,000	9,733
Additional noninterest expense	$176,000	9,713
Pre-tax net operating income	$666,000	7,137
Securities gains (losses)	$0	3,944
Applicable income taxes	$231,000	6,485
Income before extraordinary items	$435,000	7,405
Extraordinary gains, net	$0	44
Net income	$435,000	7,408
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,223
Cash dividends	$137,000	6,062
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$435,000	7,355
1996-12-31 (YTD Data)		Rank
Total interest income	$2,002,000	9,372
Total interest expense	$860,000	9,452
Net interest income	$1,142,000	9,173
Provision for loan and lease losses	$6,000	8,753
Total noninterest income	$81,000	10,262
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$53,000	8,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	9,949
Total noninterest expense	$467,000	10,715
Salaries and employee benefits	$280,000	10,504
Premises and equipment expense	$67,000	10,175
Additional noninterest expense	$120,000	10,895
Pre-tax net operating income	$750,000	6,700
Securities gains (losses)	$0	4,148
Applicable income taxes	$258,000	6,342
Income before extraordinary items	$492,000	6,954
Extraordinary gains, net	$0	53
Net income	$492,000	6,958
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,612
Cash dividends	$137,000	6,212
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$492,000	6,894
1995-12-31 (YTD Data)		Rank
Total interest income	$1,881,000	9,911
Total interest expense	$838,000	9,829
Net interest income	$1,043,000	9,800
Provision for loan and lease losses	$0	8,958
Total noninterest income	$77,000	10,796
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	9,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	10,586
Total noninterest expense	$473,000	11,136
Salaries and employee benefits	$258,000	11,095
Premises and equipment expense	$69,000	10,506
Additional noninterest expense	$146,000	11,099
Pre-tax net operating income	$647,000	7,602
Securities gains (losses)	$0	3,831
Applicable income taxes	$205,000	7,326
Income before extraordinary items	$442,000	7,707
Extraordinary gains, net	$0	65
Net income	$442,000	7,708
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,816
Cash dividends	$113,000	6,589
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$442,000	7,679
1994-12-31 (YTD Data)		Rank
Total interest income	$1,571,000	10,586
Total interest expense	$725,000	9,959
Net interest income	$846,000	10,896
Provision for loan and lease losses	$0	9,146
Total noninterest income	$76,000	11,355
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$46,000	9,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	10,793
Total noninterest expense	$447,000	11,845
Salaries and employee benefits	$218,000	11,935
Premises and equipment expense	$62,000	11,231
Additional noninterest expense	$167,000	11,561
Pre-tax net operating income	$475,000	8,825
Securities gains (losses)	$0	3,600
Applicable income taxes	$155,000	8,217
Income before extraordinary items	$320,000	8,939
Extraordinary gains, net	$0	249
Net income	$320,000	8,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	10,519
Cash dividends	$90,000	7,108
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$320,000	8,992
1993-12-31 (YTD Data)		Rank
Total interest income	$1,575,000	11,049
Total interest expense	$728,000	10,419
Net interest income	$847,000	11,354
Provision for loan and lease losses	$0	10,371
Total noninterest income	$73,000	11,986
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	9,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,000	11,957
Total noninterest expense	$407,000	12,616
Salaries and employee benefits	$194,000	12,693
Premises and equipment expense	$57,000	11,958
Additional noninterest expense	$156,000	12,331
Pre-tax net operating income	$513,000	8,581
Securities gains (losses)	$0	7,477
Applicable income taxes	$166,000	8,293
Income before extraordinary items	$347,000	8,967
Extraordinary gains, net	$0	3,149
Net income	$347,000	9,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$90,000	7,115
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$347,000	8,708
1992-12-31 (YTD Data)		Rank
Total interest income	$1,764,000	11,390
Total interest expense	$903,000	10,858
Net interest income	$861,000	11,668
Provision for loan and lease losses	$0	11,756
Total noninterest income	$80,000	12,281
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	10,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	12,093
Total noninterest expense	$398,000	13,178
Salaries and employee benefits	$196,000	13,200
Premises and equipment expense	$52,000	12,611
Additional noninterest expense	$150,000	12,956
Pre-tax net operating income	$543,000	8,111
Securities gains (losses)	$0	8,369
Applicable income taxes	$179,000	7,994
Income before extraordinary items	$364,000	8,569
Extraordinary gains, net	$0	1,422
Net income	$364,000	8,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$45,000	7,841
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$364,000	8,206

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.