Home > Community First Bank of Indiana > Income and Expense

Community First Bank of Indiana, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$51,554,000905
Total interest expense$15,594,000950
Net interest income$35,960,000883
Provision for loan and lease losses$810,000953
Total noninterest income$10,072,000736
Gross Fiduciary activities income$0981
Service charges on deposit accounts$664,0001,373
Trading account gains and feesNANA
Additional Noninterest Income$9,408,000559
Total noninterest expense$32,778,000821
Salaries and employee benefits$20,209,000751
Premises and equipment expense$3,384,000779
Additional noninterest expense$9,408,000559
Pre-tax net operating income$12,444,000983
Securities gains (losses)$0988
Applicable income taxes$2,313,000889
Income before extraordinary items$10,131,000997
Extraordinary gains, net$054
Net income$8,804,0001,137
Minority interest net income$1,327,00026
Net income of bank and minority interests.$10,131,0001,000
Net charge-offs$119,0001,399
Cash dividends$2,935,0001,225
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,131,0001,016
2023-09-30 (YTD Data)Rank
Total interest income$38,145,000891
Total interest expense$12,214,000859
Net interest income$25,931,000928
Provision for loan and lease losses$495,0001,015
Total noninterest income$5,795,000897
Gross Fiduciary activities income$0950
Service charges on deposit accounts$498,0001,377
Trading account gains and feesNANA
Additional Noninterest Income$5,297,000714
Total noninterest expense$24,312,000835
Salaries and employee benefits$15,244,000754
Premises and equipment expense$2,258,000868
Additional noninterest expense$5,297,000714
Pre-tax net operating income$6,919,0001,296
Securities gains (losses)$0849
Applicable income taxes$1,532,000994
Income before extraordinary items$5,387,0001,364
Extraordinary gains, net$052
Net income$5,436,0001,365
Minority interest net income$-49,0004,613
Net income of bank and minority interests.$5,387,0001,364
Net charge-offs$21,0001,873
Cash dividends$2,219,0001,097
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,387,0001,384
2023-06-30 (YTD Data)Rank
Total interest income$22,920,000952
Total interest expense$6,652,000918
Net interest income$16,268,000976
Provision for loan and lease losses$225,0001,258
Total noninterest income$4,791,000750
Gross Fiduciary activities income$0931
Service charges on deposit accounts$329,0001,367
Trading account gains and feesNANA
Additional Noninterest Income$4,462,000574
Total noninterest expense$15,922,000834
Salaries and employee benefits$9,988,000762
Premises and equipment expense$1,435,000901
Additional noninterest expense$4,462,000574
Pre-tax net operating income$4,912,0001,222
Securities gains (losses)$0938
Applicable income taxes$964,0001,034
Income before extraordinary items$3,948,0001,265
Extraordinary gains, net$051
Net income$3,820,0001,310
Minority interest net income$128,00044
Net income of bank and minority interests.$3,948,0001,265
Net charge-offs$-25,0004,172
Cash dividends$1,491,0001,102
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,948,0001,278
2023-03-31 (YTD Data)Rank
Total interest income$10,634,0001,006
Total interest expense$2,843,000928
Net interest income$7,791,0001,015
Provision for loan and lease losses$02,612
Total noninterest income$2,691,000700
Gross Fiduciary activities income$0913
Service charges on deposit accounts$163,0001,386
Trading account gains and feesNANA
Additional Noninterest Income$2,528,000524
Total noninterest expense$7,904,000849
Salaries and employee benefits$4,977,000782
Premises and equipment expense$679,000963
Additional noninterest expense$2,528,000524
Pre-tax net operating income$2,578,0001,198
Securities gains (losses)$0950
Applicable income taxes$576,000955
Income before extraordinary items$2,002,0001,279
Extraordinary gains, net$04
Net income$1,897,0001,340
Minority interest net income$105,00021
Net income of bank and minority interests.$2,002,0001,279
Net charge-offs$-7,0003,948
Cash dividends$219,0001,760
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,002,0001,301
2022-12-31 (YTD Data)Rank
Total interest income$33,720,0001,038
Total interest expense$4,876,000802
Net interest income$28,844,0001,068
Provision for loan and lease losses$789,000954
Total noninterest income$10,418,000742
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$586,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$9,832,000567
Total noninterest expense$29,499,000884
Salaries and employee benefits$18,913,000790
Premises and equipment expense$2,544,000995
Additional noninterest expense$9,832,000567
Pre-tax net operating income$8,974,0001,377
Securities gains (losses)$0691
Applicable income taxes$1,878,0001,124
Income before extraordinary items$7,096,0001,430
Extraordinary gains, net$05
Net income$6,323,0001,562
Minority interest net income$773,00019
Net income of bank and minority interests.$7,096,0001,430
Net charge-offs$28,0001,796
Cash dividends$1,958,0001,533
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,096,0001,450
2022-09-30 (YTD Data)Rank
Total interest income$24,758,0001,009
Total interest expense$2,814,000773
Net interest income$21,944,0001,037
Provision for loan and lease losses$789,000731
Total noninterest income$9,276,000681
Gross Fiduciary activities income$0968
Service charges on deposit accounts$419,0001,579
Trading account gains and feesNANA
Additional Noninterest Income$8,857,000510
Total noninterest expense$22,086,000880
Salaries and employee benefits$14,299,000777
Premises and equipment expense$1,850,0001,007
Additional noninterest expense$8,857,000510
Pre-tax net operating income$8,345,0001,175
Securities gains (losses)$0740
Applicable income taxes$1,387,0001,136
Income before extraordinary items$6,958,0001,161
Extraordinary gains, net$04
Net income$5,140,0001,449
Minority interest net income$1,818,00014
Net income of bank and minority interests.$6,958,0001,161
Net charge-offs$14,0001,719
Cash dividends$1,690,0001,251
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,958,0001,184
2022-06-30 (YTD Data)Rank
Total interest income$14,714,0001,080
Total interest expense$1,614,000721
Net interest income$13,100,0001,110
Provision for loan and lease losses$714,000540
Total noninterest income$6,363,000666
Gross Fiduciary activities income$0925
Service charges on deposit accounts$267,0001,611
Trading account gains and feesNANA
Additional Noninterest Income$6,096,000518
Total noninterest expense$14,631,000860
Salaries and employee benefits$9,482,000773
Premises and equipment expense$1,217,0001,014
Additional noninterest expense$3,932,000946
Pre-tax net operating income$4,118,0001,388
Securities gains (losses)$0687
Applicable income taxes$697,0001,245
Income before extraordinary items$3,421,0001,373
Extraordinary gains, net$04
Net income$2,516,0001,710
Minority interest net income$905,00015
Net income of bank and minority interests.$3,421,0001,373
Net charge-offs$8,0001,644
Cash dividends$825,0001,482
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,421,0001,407
2022-03-31 (YTD Data)Rank
Total interest income$6,554,0001,152
Total interest expense$742,000732
Net interest income$5,812,0001,182
Provision for loan and lease losses$423,000389
Total noninterest income$2,947,000698
Gross Fiduciary activities income$0892
Service charges on deposit accounts$130,0001,635
Trading account gains and feesNANA
Additional Noninterest Income$2,817,000560
Total noninterest expense$7,071,000893
Salaries and employee benefits$4,542,000809
Premises and equipment expense$617,0001,014
Additional noninterest expense$1,912,000954
Pre-tax net operating income$1,265,0001,858
Securities gains (losses)$0623
Applicable income taxes$224,0001,522
Income before extraordinary items$1,041,0001,870
Extraordinary gains, net$04
Net income$868,0002,095
Minority interest net income$173,00020
Net income of bank and minority interests.$1,041,0001,870
Net charge-offs$-1,0003,005
Cash dividends$173,0001,814
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,041,0001,889
2021-12-31 (YTD Data)Rank
Total interest income$25,689,0001,201
Total interest expense$3,004,000902
Net interest income$22,685,0001,222
Provision for loan and lease losses$775,000745
Total noninterest income$13,382,000687
Gross Fiduciary activities income$0994
Service charges on deposit accounts$476,0001,647
Trading account gains and feesNANA
Additional Noninterest Income$12,906,000564
Total noninterest expense$27,226,000919
Salaries and employee benefits$17,739,000815
Premises and equipment expense$2,249,0001,092
Additional noninterest expense$7,238,0001,006
Pre-tax net operating income$8,066,0001,478
Securities gains (losses)$02,062
Applicable income taxes$1,853,0001,151
Income before extraordinary items$6,213,0001,623
Extraordinary gains, net$010
Net income$5,495,0001,764
Minority interest net income$718,00020
Net income of bank and minority interests.$6,213,0001,623
Net charge-offs$-197,0004,544
Cash dividends$1,738,0001,674
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,213,0001,597
2021-09-30 (YTD Data)Rank
Total interest income$18,709,0001,257
Total interest expense$2,248,000959
Net interest income$16,461,0001,288
Provision for loan and lease losses$600,000696
Total noninterest income$10,370,000693
Gross Fiduciary activities income$0957
Service charges on deposit accounts$337,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$10,033,000574
Total noninterest expense$20,371,000926
Salaries and employee benefits$13,296,000831
Premises and equipment expense$1,684,0001,103
Additional noninterest expense$5,391,0001,011
Pre-tax net operating income$5,860,0001,581
Securities gains (losses)$02,015
Applicable income taxes$1,282,0001,276
Income before extraordinary items$4,578,0001,709
Extraordinary gains, net$08
Net income$3,987,0001,883
Minority interest net income$591,00021
Net income of bank and minority interests.$4,578,0001,709
Net charge-offs$-197,0004,649
Cash dividends$1,565,0001,347
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,578,0001,680
2021-06-30 (YTD Data)Rank
Total interest income$12,113,0001,287
Total interest expense$1,481,0001,017
Net interest income$10,632,0001,301
Provision for loan and lease losses$450,000658
Total noninterest income$6,571,000714
Gross Fiduciary activities income$0951
Service charges on deposit accounts$216,0001,704
Trading account gains and feesNANA
Additional Noninterest Income$6,355,000601
Total noninterest expense$13,357,000932
Salaries and employee benefits$8,749,000839
Premises and equipment expense$1,133,0001,092
Additional noninterest expense$3,475,0001,027
Pre-tax net operating income$3,396,0001,703
Securities gains (losses)$01,818
Applicable income taxes$764,0001,356
Income before extraordinary items$2,632,0001,868
Extraordinary gains, net$06
Net income$2,423,0001,994
Minority interest net income$209,00024
Net income of bank and minority interests.$2,632,0001,868
Net charge-offs$-47,0004,344
Cash dividends$869,0001,498
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,632,0001,836
2021-03-31 (YTD Data)Rank
Total interest income$5,940,0001,302
Total interest expense$867,000918
Net interest income$5,073,0001,351
Provision for loan and lease losses$225,000730
Total noninterest income$2,959,000756
Gross Fiduciary activities income$0922
Service charges on deposit accounts$104,0001,737
Trading account gains and feesNANA
Additional Noninterest Income$2,855,000639
Total noninterest expense$6,506,000941
Salaries and employee benefits$4,240,000850
Premises and equipment expense$797,000842
Additional noninterest expense$1,469,0001,122
Pre-tax net operating income$1,301,0002,045
Securities gains (losses)$01,392
Applicable income taxes$357,0001,391
Income before extraordinary items$944,0002,293
Extraordinary gains, net$03
Net income$998,0002,223
Minority interest net income$-54,0004,973
Net income of bank and minority interests.$944,0002,293
Net charge-offs$-12,0004,135
Cash dividends$696,000984
Sale, conversion, retirement of capital stock, net$0482
Net operating income$944,0002,245
2020-12-31 (YTD Data)Rank
Total interest income$17,590,0001,668
Total interest expense$2,839,0001,555
Net interest income$14,751,0001,673
Provision for loan and lease losses$755,0001,873
Total noninterest income$3,484,0001,588
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$457,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$3,027,0001,423
Total noninterest expense$13,187,0001,570
Salaries and employee benefits$7,954,0001,525
Premises and equipment expense$1,514,0001,503
Additional noninterest expense$3,719,0001,625
Pre-tax net operating income$4,293,0001,979
Securities gains (losses)$02,675
Applicable income taxes$1,082,0001,373
Income before extraordinary items$3,211,0002,214
Extraordinary gains, net$04
Net income$3,211,0002,214
Minority interest net income$072
Net income of bank and minority interests.$3,211,0002,214
Net charge-offs$-53,0004,615
Cash dividends$1,184,0002,019
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,211,0002,157
2020-09-30 (YTD Data)Rank
Total interest income$12,812,0001,712
Total interest expense$2,177,0001,611
Net interest income$10,635,0001,719
Provision for loan and lease losses$455,0002,045
Total noninterest income$2,351,0001,641
Gross Fiduciary activities income$0981
Service charges on deposit accounts$325,0001,771
Trading account gains and feesNANA
Additional Noninterest Income$2,026,0001,481
Total noninterest expense$9,646,0001,581
Salaries and employee benefits$5,781,0001,541
Premises and equipment expense$1,120,0001,521
Additional noninterest expense$2,745,0001,621
Pre-tax net operating income$2,885,0002,094
Securities gains (losses)$02,494
Applicable income taxes$726,0001,425
Income before extraordinary items$2,159,0002,338
Extraordinary gains, net$04
Net income$2,159,0002,338
Minority interest net income$065
Net income of bank and minority interests.$2,159,0002,338
Net charge-offs$-50,0004,650
Cash dividends$1,090,0001,617
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,159,0002,286
2020-06-30 (YTD Data)Rank
Total interest income$8,245,0001,777
Total interest expense$1,495,0001,645
Net interest income$6,750,0001,804
Provision for loan and lease losses$200,0002,381
Total noninterest income$1,506,0001,621
Gross Fiduciary activities income$0970
Service charges on deposit accounts$218,0001,794
Trading account gains and feesNANA
Additional Noninterest Income$1,288,0001,445
Total noninterest expense$6,418,0001,575
Salaries and employee benefits$3,822,0001,545
Premises and equipment expense$727,0001,548
Additional noninterest expense$1,869,0001,584
Pre-tax net operating income$1,638,0002,277
Securities gains (losses)$02,249
Applicable income taxes$413,0001,502
Income before extraordinary items$1,225,0002,517
Extraordinary gains, net$04
Net income$1,225,0002,516
Minority interest net income$065
Net income of bank and minority interests.$1,225,0002,517
Net charge-offs$-43,0004,708
Cash dividends$580,0001,823
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,225,0002,483
2020-03-31 (YTD Data)Rank
Total interest income$3,960,0001,829
Total interest expense$746,0001,773
Net interest income$3,214,0001,818
Provision for loan and lease losses$50,0002,502
Total noninterest income$515,0001,914
Gross Fiduciary activities income$0941
Service charges on deposit accounts$134,0001,756
Trading account gains and feesNANA
Additional Noninterest Income$381,0001,788
Total noninterest expense$3,146,0001,626
Salaries and employee benefits$1,909,0001,561
Premises and equipment expense$352,0001,607
Additional noninterest expense$885,0001,682
Pre-tax net operating income$533,0002,706
Securities gains (losses)$01,705
Applicable income taxes$132,0001,730
Income before extraordinary items$401,0002,922
Extraordinary gains, net$04
Net income$401,0002,923
Minority interest net income$056
Net income of bank and minority interests.$401,0002,923
Net charge-offs$-32,0004,767
Cash dividends$70,0002,421
Sale, conversion, retirement of capital stock, net$0482
Net operating income$401,0002,905
2019-12-31 (YTD Data)Rank
Total interest income$14,742,0001,951
Total interest expense$2,737,0001,921
Net interest income$12,005,0001,929
Provision for loan and lease losses$225,0002,245
Total noninterest income$2,273,0001,848
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$492,0001,949
Trading account gains and feesNANA
Additional Noninterest Income$1,781,0001,646
Total noninterest expense$10,541,0001,842
Salaries and employee benefits$6,506,0001,732
Premises and equipment expense$1,099,0001,911
Additional noninterest expense$2,936,0001,962
Pre-tax net operating income$3,512,0002,226
Securities gains (losses)$02,379
Applicable income taxes$887,0001,526
Income before extraordinary items$2,625,0002,505
Extraordinary gains, net$011
Net income$2,625,0002,506
Minority interest net income$076
Net income of bank and minority interests.$2,625,0002,507
Net charge-offs$105,0002,176
Cash dividends$806,0002,569
Sale, conversion, retirement of capital stock, net$914,000223
Net operating income$2,625,0002,474
2019-09-30 (YTD Data)Rank
Total interest income$10,761,0002,009
Total interest expense$2,002,0001,970
Net interest income$8,759,0001,992
Provision for loan and lease losses$150,0002,250
Total noninterest income$1,580,0001,914
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$353,0002,006
Trading account gains and feesNANA
Additional Noninterest Income$1,227,0001,721
Total noninterest expense$7,577,0001,918
Salaries and employee benefits$4,687,0001,793
Premises and equipment expense$758,0002,043
Additional noninterest expense$2,132,0002,019
Pre-tax net operating income$2,612,0002,305
Securities gains (losses)$02,167
Applicable income taxes$657,0001,578
Income before extraordinary items$1,955,0002,569
Extraordinary gains, net$011
Net income$1,955,0002,570
Minority interest net income$072
Net income of bank and minority interests.$1,955,0002,570
Net charge-offs$104,0001,743
Cash dividends$806,0002,035
Sale, conversion, retirement of capital stock, net$914,000175
Net operating income$1,955,0002,537
2019-06-30 (YTD Data)Rank
Total interest income$6,968,0002,063
Total interest expense$1,308,0001,979
Net interest income$5,660,0002,043
Provision for loan and lease losses$75,0002,429
Total noninterest income$908,0002,065
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$212,0002,121
Trading account gains and feesNANA
Additional Noninterest Income$696,0001,844
Total noninterest expense$4,964,0001,947
Salaries and employee benefits$3,100,0001,802
Premises and equipment expense$469,0002,148
Additional noninterest expense$1,395,0002,062
Pre-tax net operating income$1,529,0002,472
Securities gains (losses)$01,702
Applicable income taxes$384,0001,659
Income before extraordinary items$1,145,0002,742
Extraordinary gains, net$011
Net income$1,145,0002,742
Minority interest net income$069
Net income of bank and minority interests.$1,145,0002,741
Net charge-offs$118,0001,313
Cash dividends$403,0002,315
Sale, conversion, retirement of capital stock, net$914,000131
Net operating income$1,145,0002,716
2019-03-31 (YTD Data)Rank
Total interest income$3,429,0002,080
Total interest expense$659,0001,927
Net interest income$2,770,0002,099
Provision for loan and lease losses$75,0001,682
Total noninterest income$381,0002,227
Gross Fiduciary activities income$0972
Service charges on deposit accounts$96,0002,272
Trading account gains and feesNANA
Additional Noninterest Income$285,0002,015
Total noninterest expense$2,424,0001,984
Salaries and employee benefits$1,540,0001,829
Premises and equipment expense$215,0002,300
Additional noninterest expense$669,0002,104
Pre-tax net operating income$652,0002,684
Securities gains (losses)$01,087
Applicable income taxes$162,0001,769
Income before extraordinary items$490,0002,923
Extraordinary gains, net$05
Net income$490,0002,921
Minority interest net income$052
Net income of bank and minority interests.$490,0002,922
Net charge-offs$243,000536
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$914,00071
Net operating income$490,0002,913
2018-12-31 (YTD Data)Rank
Total interest income$12,792,0002,096
Total interest expense$1,944,0001,973
Net interest income$10,848,0002,105
Provision for loan and lease losses$350,0001,803
Total noninterest income$1,811,0002,098
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$369,0002,410
Trading account gains and feesNANA
Additional Noninterest Income$1,442,0001,842
Total noninterest expense$8,042,0002,238
Salaries and employee benefits$4,946,0002,109
Premises and equipment expense$728,0002,503
Additional noninterest expense$2,368,0002,306
Pre-tax net operating income$4,267,0002,019
Securities gains (losses)$01,125
Applicable income taxes$1,072,0001,327
Income before extraordinary items$3,195,0002,237
Extraordinary gains, net$06
Net income$3,195,0002,235
Minority interest net income$072
Net income of bank and minority interests.$3,195,0002,236
Net charge-offs$247,0001,462
Cash dividends$721,0002,597
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,195,0002,234
2018-09-30 (YTD Data)Rank
Total interest income$9,324,0002,140
Total interest expense$1,418,0001,937
Net interest income$7,906,0002,145
Provision for loan and lease losses$350,0001,444
Total noninterest income$1,366,0002,103
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$261,0002,513
Trading account gains and feesNANA
Additional Noninterest Income$1,105,0001,827
Total noninterest expense$5,878,0002,279
Salaries and employee benefits$3,580,0002,174
Premises and equipment expense$503,0002,660
Additional noninterest expense$1,795,0002,293
Pre-tax net operating income$3,044,0002,103
Securities gains (losses)$01,118
Applicable income taxes$764,0001,418
Income before extraordinary items$2,280,0002,316
Extraordinary gains, net$05
Net income$2,280,0002,315
Minority interest net income$066
Net income of bank and minority interests.$2,280,0002,315
Net charge-offs$111,0001,660
Cash dividends$721,0002,012
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,280,0002,311
2018-06-30 (YTD Data)Rank
Total interest income$5,876,0002,215
Total interest expense$923,0001,897
Net interest income$4,953,0002,264
Provision for loan and lease losses$350,0001,062
Total noninterest income$946,0002,070
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$172,0002,526
Trading account gains and feesNANA
Additional Noninterest Income$774,0001,773
Total noninterest expense$3,907,0002,289
Salaries and employee benefits$2,311,0002,237
Premises and equipment expense$327,0002,727
Additional noninterest expense$1,269,0002,199
Pre-tax net operating income$1,642,0002,383
Securities gains (losses)$0961
Applicable income taxes$413,0001,582
Income before extraordinary items$1,229,0002,627
Extraordinary gains, net$06
Net income$1,229,0002,626
Minority interest net income$065
Net income of bank and minority interests.$1,229,0002,626
Net charge-offs$74,0001,516
Cash dividends$361,0002,305
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,229,0002,619
2018-03-31 (YTD Data)Rank
Total interest income$2,858,0002,255
Total interest expense$201,0003,072
Net interest income$2,657,0002,147
Provision for loan and lease losses$210,000904
Total noninterest income$467,0002,056
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$84,0002,589
Trading account gains and feesNANA
Additional Noninterest Income$383,0001,754
Total noninterest expense$1,956,0002,312
Salaries and employee benefits$1,146,0002,263
Premises and equipment expense$164,0002,753
Additional noninterest expense$646,0002,161
Pre-tax net operating income$958,0002,100
Securities gains (losses)$0735
Applicable income taxes$261,0001,334
Income before extraordinary items$697,0002,386
Extraordinary gains, net$07
Net income$697,0002,385
Minority interest net income$052
Net income of bank and minority interests.$697,0002,386
Net charge-offs$91,000898
Cash dividends$361,0001,450
Sale, conversion, retirement of capital stock, net$0580
Net operating income$697,0002,378
2017-12-31 (YTD Data)Rank
Total interest income$10,648,0002,314
Total interest expense$679,0003,181
Net interest income$9,969,0002,228
Provision for loan and lease losses$25,0003,849
Total noninterest income$2,116,0001,961
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$357,0002,552
Trading account gains and feesNANA
Additional Noninterest Income$1,759,0001,654
Total noninterest expense$7,928,0002,284
Salaries and employee benefits$5,122,0002,050
Premises and equipment expense$553,0003,067
Additional noninterest expense$2,253,0002,445
Pre-tax net operating income$4,132,0001,996
Securities gains (losses)$02,243
Applicable income taxes$2,018,0001,273
Income before extraordinary items$2,114,0002,599
Extraordinary gains, net$09
Net income$2,114,0002,598
Minority interest net income$076
Net income of bank and minority interests.$2,114,0002,599
Net charge-offs$397,0001,273
Cash dividends$695,0002,627
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,114,0002,572
2017-09-30 (YTD Data)Rank
Total interest income$7,769,0002,381
Total interest expense$493,0003,237
Net interest income$7,276,0002,285
Provision for loan and lease losses$25,0003,603
Total noninterest income$1,554,0002,015
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$267,0002,582
Trading account gains and feesNANA
Additional Noninterest Income$1,287,0001,696
Total noninterest expense$5,661,0002,380
Salaries and employee benefits$3,554,0002,169
Premises and equipment expense$417,0003,088
Additional noninterest expense$1,690,0002,446
Pre-tax net operating income$3,144,0001,991
Securities gains (losses)$02,274
Applicable income taxes$1,157,0001,336
Income before extraordinary items$1,987,0002,419
Extraordinary gains, net$09
Net income$1,987,0002,418
Minority interest net income$071
Net income of bank and minority interests.$1,987,0002,419
Net charge-offs$388,000952
Cash dividends$695,0002,084
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,987,0002,397
2017-06-30 (YTD Data)Rank
Total interest income$4,978,0002,443
Total interest expense$322,0003,245
Net interest income$4,656,0002,345
Provision for loan and lease losses$25,0003,303
Total noninterest income$992,0002,061
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$157,0002,807
Trading account gains and feesNANA
Additional Noninterest Income$835,0001,736
Total noninterest expense$3,775,0002,387
Salaries and employee benefits$2,319,0002,233
Premises and equipment expense$277,0003,105
Additional noninterest expense$1,179,0002,360
Pre-tax net operating income$1,848,0002,151
Securities gains (losses)$01,906
Applicable income taxes$688,0001,419
Income before extraordinary items$1,160,0002,585
Extraordinary gains, net$011
Net income$1,160,0002,584
Minority interest net income$071
Net income of bank and minority interests.$1,160,0002,585
Net charge-offs$323,000790
Cash dividends$348,0002,371
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,160,0002,566
2017-03-31 (YTD Data)Rank
Total interest income$2,406,0002,506
Total interest expense$156,0003,293
Net interest income$2,250,0002,403
Provision for loan and lease losses$25,0002,651
Total noninterest income$416,0002,286
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$79,0002,794
Trading account gains and feesNANA
Additional Noninterest Income$337,0001,950
Total noninterest expense$1,879,0002,413
Salaries and employee benefits$1,163,0002,261
Premises and equipment expense$141,0003,113
Additional noninterest expense$575,0002,399
Pre-tax net operating income$762,0002,380
Securities gains (losses)$01,153
Applicable income taxes$281,0001,543
Income before extraordinary items$481,0002,817
Extraordinary gains, net$08
Net income$481,0002,817
Minority interest net income$055
Net income of bank and minority interests.$481,0002,817
Net charge-offs$426,000372
Cash dividends$348,0001,529
Sale, conversion, retirement of capital stock, net$0632
Net operating income$481,0002,803
2016-12-31 (YTD Data)Rank
Total interest income$9,660,0002,471
Total interest expense$505,0003,628
Net interest income$9,155,0002,350
Provision for loan and lease losses$300,0001,988
Total noninterest income$2,240,0001,973
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$306,0002,909
Trading account gains and fees$0170
Additional Noninterest Income$1,934,0001,625
Total noninterest expense$6,913,0002,577
Salaries and employee benefits$4,386,0002,324
Premises and equipment expense$523,0003,280
Additional noninterest expense$2,004,0002,756
Pre-tax net operating income$4,182,0001,877
Securities gains (losses)$03,212
Applicable income taxes$1,567,0001,232
Income before extraordinary items$2,615,0002,332
Extraordinary gains, net$05
Net income$2,615,0002,329
Minority interest net income$082
Net income of bank and minority interests.$2,615,0002,331
Net charge-offs$-526,0005,805
Cash dividends$670,0002,648
Sale, conversion, retirement of capital stock, net$70,000540
Net operating income$2,615,0002,284
2016-09-30 (YTD Data)Rank
Total interest income$7,088,0002,523
Total interest expense$356,0003,754
Net interest income$6,732,0002,389
Provision for loan and lease losses$300,0001,615
Total noninterest income$1,660,0001,991
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$223,0002,968
Trading account gains and fees$0169
Additional Noninterest Income$1,437,0001,632
Total noninterest expense$5,064,0002,616
Salaries and employee benefits$3,179,0002,381
Premises and equipment expense$401,0003,262
Additional noninterest expense$1,484,0002,772
Pre-tax net operating income$3,028,0001,950
Securities gains (losses)$03,160
Applicable income taxes$1,136,0001,293
Income before extraordinary items$1,892,0002,437
Extraordinary gains, net$05
Net income$1,892,0002,437
Minority interest net income$071
Net income of bank and minority interests.$1,892,0002,437
Net charge-offs$-190,0005,716
Cash dividends$670,0002,094
Sale, conversion, retirement of capital stock, net$70,000469
Net operating income$1,892,0002,373
2016-06-30 (YTD Data)Rank
Total interest income$4,631,0002,582
Total interest expense$224,0003,877
Net interest income$4,407,0002,427
Provision for loan and lease losses$250,0001,404
Total noninterest income$1,046,0002,046
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$143,0003,023
Trading account gains and fees$0157
Additional Noninterest Income$903,0001,671
Total noninterest expense$3,299,0002,675
Salaries and employee benefits$2,078,0002,435
Premises and equipment expense$255,0003,368
Additional noninterest expense$966,0002,823
Pre-tax net operating income$1,904,0002,021
Securities gains (losses)$02,835
Applicable income taxes$715,0001,332
Income before extraordinary items$1,189,0002,508
Extraordinary gains, net$016
Net income$1,189,0002,507
Minority interest net income$071
Net income of bank and minority interests.$1,189,0002,507
Net charge-offs$-32,0005,374
Cash dividends$335,0002,414
Sale, conversion, retirement of capital stock, net$70,000406
Net operating income$1,189,0002,443
2016-03-31 (YTD Data)Rank
Total interest income$2,257,0002,630
Total interest expense$114,0003,873
Net interest income$2,143,0002,488
Provision for loan and lease losses$150,0001,146
Total noninterest income$467,0002,162
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$70,0003,056
Trading account gains and fees$0142
Additional Noninterest Income$397,0001,751
Total noninterest expense$1,596,0002,743
Salaries and employee benefits$998,0002,517
Premises and equipment expense$127,0003,407
Additional noninterest expense$471,0002,878
Pre-tax net operating income$864,0002,151
Securities gains (losses)$02,077
Applicable income taxes$322,0001,412
Income before extraordinary items$542,0002,618
Extraordinary gains, net$012
Net income$542,0002,618
Minority interest net income$062
Net income of bank and minority interests.$542,0002,618
Net charge-offs$-39,0005,664
Cash dividends$335,0001,532
Sale, conversion, retirement of capital stock, net$70,000298
Net operating income$542,0002,571
2015-12-31 (YTD Data)Rank
Total interest income$9,102,0002,572
Total interest expense$452,0003,918
Net interest income$8,650,0002,417
Provision for loan and lease losses$475,0001,414
Total noninterest income$2,107,0002,048
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$314,0002,938
Trading account gains and fees$0159
Additional Noninterest Income$1,793,0001,651
Total noninterest expense$6,542,0002,685
Salaries and employee benefits$3,858,0002,560
Premises and equipment expense$484,0003,545
Additional noninterest expense$2,200,0002,587
Pre-tax net operating income$3,740,0001,971
Securities gains (losses)$03,216
Applicable income taxes$1,400,0001,291
Income before extraordinary items$2,340,0002,453
Extraordinary gains, net$023
Net income$2,340,0002,455
Minority interest net income$081
Net income of bank and minority interests.$2,340,0002,455
Net charge-offs$429,0001,300
Cash dividends$640,0002,657
Sale, conversion, retirement of capital stock, net$76,000554
Net operating income$2,340,0002,407
2015-09-30 (YTD Data)Rank
Total interest income$6,780,0002,603
Total interest expense$333,0004,008
Net interest income$6,447,0002,435
Provision for loan and lease losses$400,0001,230
Total noninterest income$1,643,0002,005
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$236,0002,959
Trading account gains and fees$0153
Additional Noninterest Income$1,407,0001,607
Total noninterest expense$5,043,0002,646
Salaries and employee benefits$2,973,0002,514
Premises and equipment expense$366,0003,573
Additional noninterest expense$1,704,0002,531
Pre-tax net operating income$2,647,0002,113
Securities gains (losses)$03,031
Applicable income taxes$986,0001,378
Income before extraordinary items$1,661,0002,583
Extraordinary gains, net$021
Net income$1,661,0002,584
Minority interest net income$078
Net income of bank and minority interests.$1,661,0002,584
Net charge-offs$431,000958
Cash dividends$640,0002,079
Sale, conversion, retirement of capital stock, net$75,000491
Net operating income$1,661,0002,538
2015-06-30 (YTD Data)Rank
Total interest income$4,484,0002,623
Total interest expense$213,0004,118
Net interest income$4,271,0002,454
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,090,0002,023
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$147,0003,060
Trading account gains and fees$0157
Additional Noninterest Income$943,0001,621
Total noninterest expense$3,346,0002,679
Salaries and employee benefits$1,963,0002,555
Premises and equipment expense$235,0003,680
Additional noninterest expense$1,148,0002,524
Pre-tax net operating income$1,715,0002,135
Securities gains (losses)$02,636
Applicable income taxes$638,0001,407
Income before extraordinary items$1,077,0002,625
Extraordinary gains, net$022
Net income$1,077,0002,627
Minority interest net income$075
Net income of bank and minority interests.$1,077,0002,627
Net charge-offs$179,0001,260
Cash dividends$320,0002,358
Sale, conversion, retirement of capital stock, net$70,000424
Net operating income$1,077,0002,557
2015-03-31 (YTD Data)Rank
Total interest income$2,217,0002,650
Total interest expense$102,0004,254
Net interest income$2,115,0002,473
Provision for loan and lease losses$150,0001,060
Total noninterest income$546,0001,997
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$66,0003,229
Trading account gains and fees$0152
Additional Noninterest Income$480,0001,549
Total noninterest expense$1,687,0002,672
Salaries and employee benefits$975,0002,577
Premises and equipment expense$116,0003,731
Additional noninterest expense$596,0002,426
Pre-tax net operating income$824,0002,165
Securities gains (losses)$02,027
Applicable income taxes$305,0001,425
Income before extraordinary items$519,0002,638
Extraordinary gains, net$013
Net income$519,0002,641
Minority interest net income$064
Net income of bank and minority interests.$519,0002,641
Net charge-offs$38,0001,762
Cash dividends$320,0001,487
Sale, conversion, retirement of capital stock, net$65,000321
Net operating income$519,0002,568
2014-12-31 (YTD Data)Rank
Total interest income$8,733,0002,711
Total interest expense$378,0004,575
Net interest income$8,355,0002,520
Provision for loan and lease losses$600,0001,269
Total noninterest income$1,906,0002,172
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$290,0003,265
Trading account gains and fees$0180
Additional Noninterest Income$1,616,0001,691
Total noninterest expense$6,075,0002,893
Salaries and employee benefits$3,686,0002,677
Premises and equipment expense$501,0003,627
Additional noninterest expense$1,888,0003,018
Pre-tax net operating income$3,586,0001,987
Securities gains (losses)$03,259
Applicable income taxes$1,331,0001,292
Income before extraordinary items$2,255,0002,477
Extraordinary gains, net$017
Net income$2,255,0002,476
Minority interest net income$084
Net income of bank and minority interests.$2,255,0002,476
Net charge-offs$1,027,000880
Cash dividends$563,0002,724
Sale, conversion, retirement of capital stock, net$36,000690
Net operating income$2,255,0002,444
2014-09-30 (YTD Data)Rank
Total interest income$6,448,0002,756
Total interest expense$274,0004,696
Net interest income$6,174,0002,576
Provision for loan and lease losses$450,0001,237
Total noninterest income$1,438,0002,170
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$217,0003,299
Trading account gains and fees$0174
Additional Noninterest Income$1,221,0001,698
Total noninterest expense$4,421,0002,960
Salaries and employee benefits$2,717,0002,708
Premises and equipment expense$394,0003,564
Additional noninterest expense$1,310,0003,186
Pre-tax net operating income$2,741,0001,994
Securities gains (losses)$02,980
Applicable income taxes$1,016,0001,297
Income before extraordinary items$1,725,0002,476
Extraordinary gains, net$015
Net income$1,725,0002,477
Minority interest net income$081
Net income of bank and minority interests.$1,725,0002,476
Net charge-offs$999,000678
Cash dividends$563,0002,093
Sale, conversion, retirement of capital stock, net$258,000317
Net operating income$1,725,0002,430
2014-06-30 (YTD Data)Rank
Total interest income$4,247,0002,788
Total interest expense$185,0004,726
Net interest income$4,062,0002,599
Provision for loan and lease losses$300,0001,222
Total noninterest income$905,0002,221
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$158,0003,127
Trading account gains and fees$0172
Additional Noninterest Income$747,0001,779
Total noninterest expense$2,842,0003,058
Salaries and employee benefits$1,731,0002,802
Premises and equipment expense$258,0003,647
Additional noninterest expense$853,0003,259
Pre-tax net operating income$1,825,0001,951
Securities gains (losses)$02,580
Applicable income taxes$674,0001,286
Income before extraordinary items$1,151,0002,406
Extraordinary gains, net$020
Net income$1,151,0002,410
Minority interest net income$080
Net income of bank and minority interests.$1,151,0002,410
Net charge-offs$837,000582
Cash dividends$279,0002,434
Sale, conversion, retirement of capital stock, net$6,000712
Net operating income$1,151,0002,359
2014-03-31 (YTD Data)Rank
Total interest income$2,097,0002,819
Total interest expense$94,0004,757
Net interest income$2,003,0002,625
Provision for loan and lease losses$150,0001,189
Total noninterest income$370,0002,492
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$74,0003,229
Trading account gains and fees$0147
Additional Noninterest Income$296,0002,022
Total noninterest expense$1,422,0003,083
Salaries and employee benefits$855,0002,850
Premises and equipment expense$128,0003,701
Additional noninterest expense$439,0003,190
Pre-tax net operating income$801,0002,095
Securities gains (losses)$01,715
Applicable income taxes$292,0001,372
Income before extraordinary items$509,0002,530
Extraordinary gains, net$016
Net income$509,0002,533
Minority interest net income$066
Net income of bank and minority interests.$509,0002,533
Net charge-offs$186,000992
Cash dividends$279,0001,513
Sale, conversion, retirement of capital stock, net$-4,0006,675
Net operating income$509,0002,482
2013-12-31 (YTD Data)Rank
Total interest income$8,110,0002,911
Total interest expense$707,0003,725
Net interest income$7,403,0002,796
Provision for loan and lease losses$600,0001,620
Total noninterest income$2,102,0002,095
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$337,0003,156
Trading account gains and fees$0184
Additional Noninterest Income$1,765,0001,659
Total noninterest expense$5,416,0003,214
Salaries and employee benefits$3,210,0002,967
Premises and equipment expense$500,0003,737
Additional noninterest expense$1,706,0003,340
Pre-tax net operating income$3,489,0001,910
Securities gains (losses)$03,182
Applicable income taxes$1,264,0001,261
Income before extraordinary items$2,225,0002,405
Extraordinary gains, net$029
Net income$2,225,0002,409
Minority interest net income$090
Net income of bank and minority interests.$2,225,0002,408
Net charge-offs$627,0001,758
Cash dividends$1,784,0001,315
Sale, conversion, retirement of capital stock, net$-303,0006,756
Net operating income$2,225,0002,347
2013-09-30 (YTD Data)Rank
Total interest income$5,996,0002,972
Total interest expense$598,0003,541
Net interest income$5,398,0002,860
Provision for loan and lease losses$450,0001,622
Total noninterest income$1,673,0002,050
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$255,0003,163
Trading account gains and fees$0180
Additional Noninterest Income$1,418,0001,618
Total noninterest expense$4,093,0003,202
Salaries and employee benefits$2,436,0002,969
Premises and equipment expense$370,0003,795
Additional noninterest expense$1,287,0003,319
Pre-tax net operating income$2,528,0002,036
Securities gains (losses)$03,040
Applicable income taxes$914,0001,328
Income before extraordinary items$1,614,0002,510
Extraordinary gains, net$025
Net income$1,614,0002,515
Minority interest net income$084
Net income of bank and minority interests.$1,614,0002,515
Net charge-offs$501,0001,584
Cash dividends$1,784,000965
Sale, conversion, retirement of capital stock, net$380,000261
Net operating income$1,614,0002,434
2013-06-30 (YTD Data)Rank
Total interest income$3,932,0003,006
Total interest expense$454,0003,306
Net interest income$3,478,0002,928
Provision for loan and lease losses$300,0001,629
Total noninterest income$1,179,0001,998
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$165,0003,206
Trading account gains and fees$0157
Additional Noninterest Income$1,014,0001,564
Total noninterest expense$2,807,0003,142
Salaries and employee benefits$1,650,0002,949
Premises and equipment expense$247,0003,810
Additional noninterest expense$910,0003,176
Pre-tax net operating income$1,550,0002,142
Securities gains (losses)$02,791
Applicable income taxes$552,0001,419
Income before extraordinary items$998,0002,652
Extraordinary gains, net$022
Net income$998,0002,657
Minority interest net income$082
Net income of bank and minority interests.$998,0002,657
Net charge-offs$470,0001,301
Cash dividends$376,0001,985
Sale, conversion, retirement of capital stock, net$380,000198
Net operating income$998,0002,550
2013-03-31 (YTD Data)Rank
Total interest income$1,961,0003,037
Total interest expense$255,0003,105
Net interest income$1,706,0002,980
Provision for loan and lease losses$150,0001,610
Total noninterest income$535,0002,128
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$82,0003,192
Trading account gains and fees$0148
Additional Noninterest Income$453,0001,685
Total noninterest expense$1,423,0003,143
Salaries and employee benefits$825,0002,978
Premises and equipment expense$127,0003,771
Additional noninterest expense$471,0003,119
Pre-tax net operating income$668,0002,357
Securities gains (losses)$01,966
Applicable income taxes$232,0001,568
Income before extraordinary items$436,0002,862
Extraordinary gains, net$010
Net income$436,0002,865
Minority interest net income$076
Net income of bank and minority interests.$436,0002,864
Net charge-offs$464,000804
Cash dividends$67,0002,255
Sale, conversion, retirement of capital stock, net$380,000105
Net operating income$436,0002,770
2012-12-31 (YTD Data)Rank
Total interest income$8,219,0003,036
Total interest expense$1,155,0003,276
Net interest income$7,064,0002,959
Provision for loan and lease losses$925,0001,860
Total noninterest income$2,225,0002,035
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$318,0003,376
Trading account gains and fees$0166
Additional Noninterest Income$1,907,0001,575
Total noninterest expense$5,873,0003,093
Salaries and employee benefits$3,222,0002,981
Premises and equipment expense$456,0004,034
Additional noninterest expense$2,195,0002,870
Pre-tax net operating income$2,491,0002,415
Securities gains (losses)$-1,0006,602
Applicable income taxes$841,0001,640
Income before extraordinary items$1,649,0002,938
Extraordinary gains, net$029
Net income$1,649,0002,940
Minority interest net income$093
Net income of bank and minority interests.$1,649,0002,940
Net charge-offs$753,0002,134
Cash dividends$267,0003,395
Sale, conversion, retirement of capital stock, net$17,000853
Net operating income$1,649,6602,815
2012-09-30 (YTD Data)Rank
Total interest income$6,151,0003,100
Total interest expense$880,0003,349
Net interest income$5,271,0003,019
Provision for loan and lease losses$700,0001,850
Total noninterest income$1,731,0001,978
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$235,0003,438
Trading account gains and fees$0157
Additional Noninterest Income$1,496,0001,535
Total noninterest expense$4,505,0003,047
Salaries and employee benefits$2,428,0002,989
Premises and equipment expense$392,0003,762
Additional noninterest expense$1,685,0002,828
Pre-tax net operating income$1,797,0002,551
Securities gains (losses)$03,575
Applicable income taxes$597,0001,752
Income before extraordinary items$1,200,0003,075
Extraordinary gains, net$020
Net income$1,200,0003,074
Minority interest net income$086
Net income of bank and minority interests.$1,200,0003,073
Net charge-offs$280,0002,911
Cash dividends$201,0002,882
Sale, conversion, retirement of capital stock, net$10,000851
Net operating income$1,200,0002,931
2012-06-30 (YTD Data)Rank
Total interest income$4,050,0003,158
Total interest expense$595,0003,422
Net interest income$3,455,0003,071
Provision for loan and lease losses$475,0001,879
Total noninterest income$1,048,0002,100
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$157,0003,422
Trading account gains and fees$0153
Additional Noninterest Income$891,0001,628
Total noninterest expense$2,996,0003,071
Salaries and employee benefits$1,582,0003,049
Premises and equipment expense$259,0003,775
Additional noninterest expense$1,155,0002,779
Pre-tax net operating income$1,032,0002,789
Securities gains (losses)$03,178
Applicable income taxes$332,0001,948
Income before extraordinary items$700,0003,326
Extraordinary gains, net$019
Net income$700,0003,326
Minority interest net income$084
Net income of bank and minority interests.$700,0003,327
Net charge-offs$111,0003,318
Cash dividends$134,0002,819
Sale, conversion, retirement of capital stock, net$0928
Net operating income$700,0003,150
2012-03-31 (YTD Data)Rank
Total interest income$2,012,0003,194
Total interest expense$306,0003,468
Net interest income$1,706,0003,116
Provision for loan and lease losses$225,0001,839
Total noninterest income$511,0002,116
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$81,0003,352
Trading account gains and fees$0148
Additional Noninterest Income$430,0001,670
Total noninterest expense$1,465,0003,115
Salaries and employee benefits$774,0003,103
Premises and equipment expense$133,0003,747
Additional noninterest expense$558,0002,823
Pre-tax net operating income$527,0002,779
Securities gains (losses)$02,210
Applicable income taxes$170,0001,906
Income before extraordinary items$357,0003,310
Extraordinary gains, net$019
Net income$357,0003,314
Minority interest net income$078
Net income of bank and minority interests.$357,0003,314
Net charge-offs$67,0002,791
Cash dividends$67,0002,306
Sale, conversion, retirement of capital stock, net$0861
Net operating income$357,0003,138
2011-12-31 (YTD Data)Rank
Total interest income$8,098,0003,301
Total interest expense$1,433,0003,562
Net interest income$6,665,0003,192
Provision for loan and lease losses$3,275,0001,113
Total noninterest income$1,835,0002,145
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$286,0003,680
Trading account gains and fees$0146
Additional Noninterest Income$1,549,0001,620
Total noninterest expense$5,211,0003,418
Salaries and employee benefits$2,745,0003,324
Premises and equipment expense$508,0003,996
Additional noninterest expense$1,958,0003,200
Pre-tax net operating income$14,0005,970
Securities gains (losses)$03,838
Applicable income taxes$-135,0006,865
Income before extraordinary items$149,0005,708
Extraordinary gains, net$029
Net income$149,0005,711
Minority interest net income$096
Net income of bank and minority interests.$149,0005,711
Net charge-offs$2,949,0001,214
Cash dividends$267,0003,112
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$149,0005,580
2011-09-30 (YTD Data)Rank
Total interest income$6,062,0003,336
Total interest expense$1,106,0003,597
Net interest income$4,956,0003,232
Provision for loan and lease losses$900,0002,078
Total noninterest income$1,309,0002,209
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$204,0003,818
Trading account gains and fees$0145
Additional Noninterest Income$1,105,0001,641
Total noninterest expense$4,126,0003,288
Salaries and employee benefits$2,257,0003,122
Premises and equipment expense$385,0004,015
Additional noninterest expense$1,484,0003,184
Pre-tax net operating income$1,239,0002,943
Securities gains (losses)$03,555
Applicable income taxes$374,0002,010
Income before extraordinary items$865,0003,351
Extraordinary gains, net$021
Net income$865,0003,353
Minority interest net income$087
Net income of bank and minority interests.$865,0003,352
Net charge-offs$126,0004,194
Cash dividends$201,0002,676
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$865,0003,242
2011-06-30 (YTD Data)Rank
Total interest income$4,017,0003,382
Total interest expense$768,0003,608
Net interest income$3,249,0003,288
Provision for loan and lease losses$600,0002,044
Total noninterest income$932,0002,093
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$126,0003,948
Trading account gains and fees$0153
Additional Noninterest Income$806,0001,558
Total noninterest expense$2,665,0003,414
Salaries and employee benefits$1,504,0003,137
Premises and equipment expense$246,0004,157
Additional noninterest expense$915,0003,416
Pre-tax net operating income$916,0002,691
Securities gains (losses)$02,914
Applicable income taxes$284,0001,856
Income before extraordinary items$632,0003,099
Extraordinary gains, net$015
Net income$632,0003,101
Minority interest net income$089
Net income of bank and minority interests.$632,0003,101
Net charge-offs$55,0004,377
Cash dividends$134,0002,605
Sale, conversion, retirement of capital stock, net$0986
Net operating income$632,0003,008
2011-03-31 (YTD Data)Rank
Total interest income$2,020,0003,382
Total interest expense$395,0003,638
Net interest income$1,625,0003,277
Provision for loan and lease losses$300,0001,892
Total noninterest income$542,0001,876
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$60,0004,009
Trading account gains and fees$0158
Additional Noninterest Income$482,0001,380
Total noninterest expense$1,322,0003,425
Salaries and employee benefits$758,0003,134
Premises and equipment expense$127,0004,116
Additional noninterest expense$437,0003,525
Pre-tax net operating income$545,0002,405
Securities gains (losses)$01,772
Applicable income taxes$175,0001,638
Income before extraordinary items$370,0002,832
Extraordinary gains, net$09
Net income$370,0002,831
Minority interest net income$086
Net income of bank and minority interests.$370,0002,832
Net charge-offs$54,0003,283
Cash dividends$67,0002,126
Sale, conversion, retirement of capital stock, net$0925
Net operating income$370,0002,773
2010-12-31 (YTD Data)Rank
Total interest income$9,119,0003,183
Total interest expense$2,035,0003,514
Net interest income$7,084,0003,043
Provision for loan and lease losses$1,962,0002,103
Total noninterest income$1,345,0002,710
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$261,0003,919
Trading account gains and fees$0175
Additional Noninterest Income$1,084,0002,084
Total noninterest expense$5,482,0003,348
Salaries and employee benefits$2,853,0003,254
Premises and equipment expense$527,0004,039
Additional noninterest expense$2,102,0003,127
Pre-tax net operating income$985,0003,406
Securities gains (losses)$03,793
Applicable income taxes$232,0002,596
Income before extraordinary items$753,0003,721
Extraordinary gains, net$029
Net income$753,0003,720
Minority interest net income$0111
Net income of bank and minority interests.$753,0003,722
Net charge-offs$1,302,0002,337
Cash dividends$67,0003,873
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$753,0003,585
2010-09-30 (YTD Data)Rank
Total interest income$6,919,0003,219
Total interest expense$1,590,0003,548
Net interest income$5,329,0003,069
Provision for loan and lease losses$1,450,0002,025
Total noninterest income$883,0002,968
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$196,0003,990
Trading account gains and fees$0165
Additional Noninterest Income$687,0002,293
Total noninterest expense$4,002,0003,414
Salaries and employee benefits$2,159,0003,244
Premises and equipment expense$443,0003,814
Additional noninterest expense$1,400,0003,417
Pre-tax net operating income$760,0003,554
Securities gains (losses)$03,651
Applicable income taxes$182,0002,654
Income before extraordinary items$578,0003,850
Extraordinary gains, net$023
Net income$578,0003,850
Minority interest net income$0110
Net income of bank and minority interests.$578,0003,851
Net charge-offs$783,0002,492
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$578,0003,703
2010-06-30 (YTD Data)Rank
Total interest income$4,674,0003,220
Total interest expense$1,120,0003,489
Net interest income$3,554,0003,076
Provision for loan and lease losses$1,000,0001,929
Total noninterest income$530,0003,108
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$130,0003,991
Trading account gains and fees$0152
Additional Noninterest Income$400,0002,414
Total noninterest expense$2,679,0003,409
Salaries and employee benefits$1,455,0003,228
Premises and equipment expense$299,0003,809
Additional noninterest expense$925,0003,419
Pre-tax net operating income$405,0003,980
Securities gains (losses)$03,184
Applicable income taxes$82,0002,951
Income before extraordinary items$323,0004,172
Extraordinary gains, net$019
Net income$323,0004,171
Minority interest net income$0105
Net income of bank and minority interests.$323,0004,171
Net charge-offs$703,0002,085
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$323,0004,031
2010-03-31 (YTD Data)Rank
Total interest income$2,388,0003,216
Total interest expense$568,0003,579
Net interest income$1,820,0003,035
Provision for loan and lease losses$550,0001,725
Total noninterest income$271,0003,060
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$62,0004,062
Trading account gains and fees$0175
Additional Noninterest Income$209,0002,331
Total noninterest expense$1,329,0003,470
Salaries and employee benefits$741,0003,221
Premises and equipment expense$147,0003,937
Additional noninterest expense$441,0003,529
Pre-tax net operating income$212,0003,963
Securities gains (losses)$02,284
Applicable income taxes$48,0002,818
Income before extraordinary items$164,0004,217
Extraordinary gains, net$016
Net income$164,0004,218
Minority interest net income$091
Net income of bank and minority interests.$164,0004,216
Net charge-offs$16,0004,565
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$164,0004,118
2009-12-31 (YTD Data)Rank
Total interest income$9,347,0003,400
Total interest expense$2,765,0003,639
Net interest income$6,582,0003,201
Provision for loan and lease losses$2,781,0002,077
Total noninterest income$1,284,0002,844
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$304,0003,853
Trading account gains and fees$0211
Additional Noninterest Income$980,0002,165
Total noninterest expense$5,072,0003,644
Salaries and employee benefits$2,540,0003,644
Premises and equipment expense$526,0004,236
Additional noninterest expense$2,006,0003,302
Pre-tax net operating income$13,0005,367
Securities gains (losses)$03,754
Applicable income taxes$-177,0006,726
Income before extraordinary items$190,0004,837
Extraordinary gains, net$034
Net income$190,0004,839
Minority interest net income$0115
Net income of bank and minority interests.$190,0004,839
Net charge-offs$2,201,0001,923
Cash dividends$154,0003,860
Sale, conversion, retirement of capital stock, net$60,0001,017
Net operating income$190,0004,772
2009-09-30 (YTD Data)Rank
Total interest income$6,974,0003,460
Total interest expense$2,177,0003,635
Net interest income$4,797,0003,282
Provision for loan and lease losses$1,032,0002,737
Total noninterest income$904,0003,022
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$229,0003,869
Trading account gains and fees$0212
Additional Noninterest Income$675,0002,345
Total noninterest expense$3,909,0003,561
Salaries and employee benefits$2,024,0003,503
Premises and equipment expense$415,0004,154
Additional noninterest expense$1,470,0003,330
Pre-tax net operating income$760,0003,197
Securities gains (losses)$03,497
Applicable income taxes$188,0002,383
Income before extraordinary items$572,0003,463
Extraordinary gains, net$027
Net income$572,0003,461
Minority interest net income$0118
Net income of bank and minority interests.$572,0003,463
Net charge-offs$156,0004,556
Cash dividends$154,0003,296
Sale, conversion, retirement of capital stock, net$35,000996
Net operating income$572,0003,366
2009-06-30 (YTD Data)Rank
Total interest income$4,588,0003,536
Total interest expense$1,535,0003,615
Net interest income$3,053,0003,410
Provision for loan and lease losses$407,0003,245
Total noninterest income$572,0003,135
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$147,0003,911
Trading account gains and fees$0193
Additional Noninterest Income$425,0002,456
Total noninterest expense$2,453,0003,788
Salaries and employee benefits$1,319,0003,617
Premises and equipment expense$270,0004,248
Additional noninterest expense$864,0003,666
Pre-tax net operating income$765,0002,587
Securities gains (losses)$03,136
Applicable income taxes$227,0001,829
Income before extraordinary items$538,0002,964
Extraordinary gains, net$021
Net income$538,0002,962
Minority interest net income$0112
Net income of bank and minority interests.$538,0002,963
Net charge-offs$159,0003,706
Cash dividends$154,0002,936
Sale, conversion, retirement of capital stock, net$35,000890
Net operating income$538,0002,859
2009-03-31 (YTD Data)Rank
Total interest income$2,304,0003,559
Total interest expense$801,0003,616
Net interest income$1,503,0003,448
Provision for loan and lease losses$156,0003,169
Total noninterest income$249,0003,390
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$74,0003,855
Trading account gains and fees$0171
Additional Noninterest Income$175,0002,695
Total noninterest expense$1,217,0003,726
Salaries and employee benefits$649,0003,693
Premises and equipment expense$140,0004,182
Additional noninterest expense$428,0003,396
Pre-tax net operating income$379,0002,912
Securities gains (losses)$02,434
Applicable income taxes$111,0002,071
Income before extraordinary items$268,0003,322
Extraordinary gains, net$015
Net income$268,0003,322
Minority interest net income$0102
Net income of bank and minority interests.$268,0003,323
Net charge-offs$20,0004,311
Cash dividends$154,0001,902
Sale, conversion, retirement of capital stock, net$25,000697
Net operating income$268,0003,180
2008-12-31 (YTD Data)Rank
Total interest income$9,937,0003,538
Total interest expense$3,969,0003,524
Net interest income$5,968,0003,495
Provision for loan and lease losses$1,300,0002,331
Total noninterest income$852,0003,729
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$287,0004,096
Trading account gains and fees$0154
Additional Noninterest Income$565,0002,992
Total noninterest expense$4,081,0004,172
Salaries and employee benefits$2,364,0003,942
Premises and equipment expense$510,0004,402
Additional noninterest expense$1,207,0004,277
Pre-tax net operating income$1,439,0003,096
Securities gains (losses)$03,220
Applicable income taxes$417,0002,034
Income before extraordinary items$1,022,0003,243
Extraordinary gains, net$039
Net income$1,022,0003,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,0002,839
Cash dividends$151,0004,713
Sale, conversion, retirement of capital stock, net$230,000732
Net operating income$1,022,0003,396
2008-09-30 (YTD Data)Rank
Total interest income$7,455,0003,612
Total interest expense$3,060,0003,575
Net interest income$4,395,0003,561
Provision for loan and lease losses$655,0002,345
Total noninterest income$650,0003,799
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$210,0004,152
Trading account gains and fees$0148
Additional Noninterest Income$440,0003,018
Total noninterest expense$3,064,0004,153
Salaries and employee benefits$1,796,0003,934
Premises and equipment expense$378,0004,457
Additional noninterest expense$890,0004,245
Pre-tax net operating income$1,326,0003,099
Securities gains (losses)$03,106
Applicable income taxes$409,0002,134
Income before extraordinary items$917,0003,276
Extraordinary gains, net$031
Net income$917,0003,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,840
Cash dividends$151,0004,099
Sale, conversion, retirement of capital stock, net$10,0001,146
Net operating income$917,0003,414
2008-06-30 (YTD Data)Rank
Total interest income$4,861,0003,715
Total interest expense$2,105,0003,619
Net interest income$2,756,0003,716
Provision for loan and lease losses$341,0002,360
Total noninterest income$434,0003,844
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$137,0004,214
Trading account gains and fees$0149
Additional Noninterest Income$297,0003,032
Total noninterest expense$1,943,0004,329
Salaries and employee benefits$1,176,0004,021
Premises and equipment expense$248,0004,531
Additional noninterest expense$519,0004,621
Pre-tax net operating income$906,0003,149
Securities gains (losses)$03,233
Applicable income taxes$282,0002,290
Income before extraordinary items$624,0003,557
Extraordinary gains, net$021
Net income$624,0003,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0002,937
Cash dividends$151,0003,719
Sale, conversion, retirement of capital stock, net$10,0001,019
Net operating income$624,0003,501
2008-03-31 (YTD Data)Rank
Total interest income$2,491,0003,741
Total interest expense$1,129,0003,604
Net interest income$1,362,0003,733
Provision for loan and lease losses$137,0002,296
Total noninterest income$243,0003,580
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$65,0004,287
Trading account gains and fees$0158
Additional Noninterest Income$178,0002,749
Total noninterest expense$946,0004,404
Salaries and employee benefits$582,0004,068
Premises and equipment expense$124,0004,535
Additional noninterest expense$240,0004,816
Pre-tax net operating income$522,0002,990
Securities gains (losses)$02,688
Applicable income taxes$173,0002,148
Income before extraordinary items$349,0003,487
Extraordinary gains, net$015
Net income$349,0003,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$151,0002,567
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$349,0003,388
2007-12-31 (YTD Data)Rank
Total interest income$9,551,0003,883
Total interest expense$4,834,0003,549
Net interest income$4,717,0004,174
Provision for loan and lease losses$363,0002,852
Total noninterest income$573,0004,732
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$194,0004,967
Trading account gains and fees$0178
Additional Noninterest Income$379,0003,835
Total noninterest expense$3,265,0004,743
Salaries and employee benefits$1,916,0004,535
Premises and equipment expense$428,0004,822
Additional noninterest expense$921,0004,903
Pre-tax net operating income$1,662,0003,710
Securities gains (losses)$02,146
Applicable income taxes$520,0002,692
Income before extraordinary items$1,142,0004,031
Extraordinary gains, net$039
Net income$1,142,0004,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,454
Cash dividends$126,0005,226
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,142,0004,029
2007-09-30 (YTD Data)Rank
Total interest income$6,804,0004,030
Total interest expense$3,409,0003,708
Net interest income$3,395,0004,302
Provision for loan and lease losses$293,0002,350
Total noninterest income$379,0005,035
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$138,0005,088
Trading account gains and fees$0184
Additional Noninterest Income$241,0004,154
Total noninterest expense$2,287,0004,928
Salaries and employee benefits$1,377,0004,647
Premises and equipment expense$306,0004,957
Additional noninterest expense$604,0005,277
Pre-tax net operating income$1,194,0003,958
Securities gains (losses)$-10,0007,777
Applicable income taxes$368,0002,915
Income before extraordinary items$816,0004,312
Extraordinary gains, net$033
Net income$816,0004,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,542
Cash dividends$126,0004,518
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$822,9004,278
2007-06-30 (YTD Data)Rank
Total interest income$4,320,0004,188
Total interest expense$2,202,0003,765
Net interest income$2,118,0004,527
Provision for loan and lease losses$161,0002,491
Total noninterest income$222,0005,364
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$89,0005,167
Trading account gains and fees$0168
Additional Noninterest Income$133,0004,545
Total noninterest expense$1,460,0005,101
Salaries and employee benefits$878,0004,833
Premises and equipment expense$197,0005,085
Additional noninterest expense$385,0005,417
Pre-tax net operating income$719,0004,252
Securities gains (losses)$01,444
Applicable income taxes$219,0003,143
Income before extraordinary items$500,0004,545
Extraordinary gains, net$029
Net income$500,0004,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$126,0004,116
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$500,0004,543
2007-03-31 (YTD Data)Rank
Total interest income$2,099,0004,257
Total interest expense$1,080,0003,805
Net interest income$1,019,0004,634
Provision for loan and lease losses$88,0002,258
Total noninterest income$113,0005,260
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$41,0005,255
Trading account gains and fees$0195
Additional Noninterest Income$72,0004,403
Total noninterest expense$715,0005,177
Salaries and employee benefits$435,0004,883
Premises and equipment expense$97,0005,145
Additional noninterest expense$183,0005,540
Pre-tax net operating income$329,0004,442
Securities gains (losses)$01,187
Applicable income taxes$103,0003,229
Income before extraordinary items$226,0004,781
Extraordinary gains, net$022
Net income$226,0004,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$126,0002,890
Sale, conversion, retirement of capital stock, net$0885
Net operating income$226,0004,758
2006-12-31 (YTD Data)Rank
Total interest income$7,069,0004,537
Total interest expense$3,439,0003,965
Net interest income$3,630,0004,938
Provision for loan and lease losses$457,0002,044
Total noninterest income$550,0004,925
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$157,0005,441
Trading account gains and fees$0130
Additional Noninterest Income$393,0003,765
Total noninterest expense$2,449,0005,559
Salaries and employee benefits$1,345,0005,536
Premises and equipment expense$352,0005,310
Additional noninterest expense$752,0005,424
Pre-tax net operating income$1,274,0004,669
Securities gains (losses)$01,687
Applicable income taxes$455,0003,277
Income before extraordinary items$819,0005,150
Extraordinary gains, net$051
Net income$819,0005,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,063
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$30,0001,066
Net operating income$819,0005,147
2006-09-30 (YTD Data)Rank
Total interest income$5,119,0004,625
Total interest expense$2,449,0004,013
Net interest income$2,670,0005,045
Provision for loan and lease losses$135,0003,558
Total noninterest income$434,0004,836
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$110,0005,632
Trading account gains and fees$0126
Additional Noninterest Income$324,0003,607
Total noninterest expense$1,860,0005,491
Salaries and employee benefits$1,055,0005,382
Premises and equipment expense$226,0005,764
Additional noninterest expense$579,0005,322
Pre-tax net operating income$1,109,0004,496
Securities gains (losses)$01,388
Applicable income taxes$411,0003,138
Income before extraordinary items$698,0005,008
Extraordinary gains, net$045
Net income$698,0005,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$20,000911
Net operating income$698,0005,005
2006-06-30 (YTD Data)Rank
Total interest income$3,287,0004,690
Total interest expense$1,524,0004,076
Net interest income$1,763,0005,089
Provision for loan and lease losses$90,0003,463
Total noninterest income$258,0005,077
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$66,0005,810
Trading account gains and fees$0126
Additional Noninterest Income$192,0003,832
Total noninterest expense$1,202,0005,610
Salaries and employee benefits$700,0005,429
Premises and equipment expense$135,0006,040
Additional noninterest expense$367,0005,481
Pre-tax net operating income$729,0004,540
Securities gains (losses)$01,185
Applicable income taxes$281,0003,141
Income before extraordinary items$448,0005,138
Extraordinary gains, net$039
Net income$448,0005,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$10,000793
Net operating income$448,0005,135
2006-03-31 (YTD Data)Rank
Total interest income$1,602,0004,708
Total interest expense$723,0004,092
Net interest income$879,0005,109
Provision for loan and lease losses$45,0003,261
Total noninterest income$113,0005,345
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$29,0005,974
Trading account gains and fees$0115
Additional Noninterest Income$84,0004,044
Total noninterest expense$583,0005,713
Salaries and employee benefits$346,0005,471
Premises and equipment expense$67,0006,079
Additional noninterest expense$170,0005,688
Pre-tax net operating income$364,0004,499
Securities gains (losses)$0955
Applicable income taxes$140,0003,140
Income before extraordinary items$224,0005,087
Extraordinary gains, net$021
Net income$224,0005,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$224,0005,080
2005-12-31 (YTD Data)Rank
Total interest income$4,968,0005,168
Total interest expense$1,875,0004,624
Net interest income$3,093,0005,407
Provision for loan and lease losses$297,0002,890
Total noninterest income$564,0004,954
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$116,0006,056
Trading account gains and fees$0138
Additional Noninterest Income$448,0003,567
Total noninterest expense$2,256,0005,702
Salaries and employee benefits$1,315,0005,490
Premises and equipment expense$278,0005,933
Additional noninterest expense$663,0005,750
Pre-tax net operating income$1,104,0005,088
Securities gains (losses)$02,296
Applicable income taxes$426,0003,599
Income before extraordinary items$678,0005,735
Extraordinary gains, net$046
Net income$678,0005,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,434
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$678,0005,713
2005-09-30 (YTD Data)Rank
Total interest income$3,505,0005,340
Total interest expense$1,283,0004,753
Net interest income$2,222,0005,560
Provision for loan and lease losses$243,0002,595
Total noninterest income$424,0004,974
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$86,0006,113
Trading account gains and fees$0126
Additional Noninterest Income$338,0003,585
Total noninterest expense$1,656,0005,736
Salaries and employee benefits$950,0005,600
Premises and equipment expense$198,0006,061
Additional noninterest expense$508,0005,646
Pre-tax net operating income$747,0005,511
Securities gains (losses)$02,317
Applicable income taxes$289,0003,864
Income before extraordinary items$458,0006,090
Extraordinary gains, net$035
Net income$458,0006,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,700
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$458,0006,063
2005-06-30 (YTD Data)Rank
Total interest income$2,182,0005,482
Total interest expense$774,0004,874
Net interest income$1,408,0005,695
Provision for loan and lease losses$162,0002,506
Total noninterest income$270,0005,037
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$52,0006,240
Trading account gains and fees$0116
Additional Noninterest Income$218,0003,620
Total noninterest expense$1,083,0005,797
Salaries and employee benefits$629,0005,593
Premises and equipment expense$128,0006,137
Additional noninterest expense$326,0005,756
Pre-tax net operating income$433,0005,785
Securities gains (losses)$02,146
Applicable income taxes$173,0004,039
Income before extraordinary items$260,0006,423
Extraordinary gains, net$030
Net income$260,0006,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$260,0006,376
2005-03-31 (YTD Data)Rank
Total interest income$1,022,0005,669
Total interest expense$352,0005,044
Net interest income$670,0005,870
Provision for loan and lease losses$81,0002,384
Total noninterest income$116,0005,357
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$23,0006,401
Trading account gains and fees$0115
Additional Noninterest Income$93,0003,882
Total noninterest expense$530,0005,905
Salaries and employee benefits$313,0005,651
Premises and equipment expense$63,0006,224
Additional noninterest expense$154,0005,920
Pre-tax net operating income$175,0006,254
Securities gains (losses)$01,685
Applicable income taxes$70,0004,289
Income before extraordinary items$105,0006,803
Extraordinary gains, net$024
Net income$105,0006,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$105,0006,769
2004-12-31 (YTD Data)Rank
Total interest income$2,863,0006,569
Total interest expense$949,0005,807
Net interest income$1,914,0006,743
Provision for loan and lease losses$391,0002,415
Total noninterest income$554,0005,017
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$77,0006,812
Trading account gains and fees$0138
Additional Noninterest Income$477,0003,398
Total noninterest expense$1,919,0006,137
Salaries and employee benefits$1,115,0005,931
Premises and equipment expense$266,0006,027
Additional noninterest expense$538,0006,334
Pre-tax net operating income$158,0007,921
Securities gains (losses)$03,819
Applicable income taxes$-400,0008,888
Income before extraordinary items$558,0006,120
Extraordinary gains, net$034
Net income$558,0006,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$558,0006,054
2004-09-30 (YTD Data)Rank
Total interest income$1,925,0006,855
Total interest expense$644,0006,063
Net interest income$1,281,0007,047
Provision for loan and lease losses$300,0002,260
Total noninterest income$427,0004,976
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$58,0006,852
Trading account gains and fees$0134
Additional Noninterest Income$369,0003,343
Total noninterest expense$1,366,0006,288
Salaries and employee benefits$774,0006,130
Premises and equipment expense$198,0006,006
Additional noninterest expense$394,0006,359
Pre-tax net operating income$42,0008,331
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$42,0008,348
Extraordinary gains, net$026
Net income$42,0008,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$42,0008,306
2004-06-30 (YTD Data)Rank
Total interest income$1,158,0007,130
Total interest expense$384,0006,384
Net interest income$774,0007,299
Provision for loan and lease losses$219,0002,051
Total noninterest income$257,0005,214
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$34,0007,049
Trading account gains and fees$0130
Additional Noninterest Income$223,0003,541
Total noninterest expense$909,0006,323
Salaries and employee benefits$511,0006,218
Premises and equipment expense$133,0006,029
Additional noninterest expense$265,0006,344
Pre-tax net operating income$-97,0008,692
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-97,0008,719
Extraordinary gains, net$021
Net income$-97,0008,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-97,0008,693
2004-03-31 (YTD Data)Rank
Total interest income$524,0007,385
Total interest expense$181,0006,600
Net interest income$343,0007,586
Provision for loan and lease losses$99,0002,165
Total noninterest income$121,0005,315
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$14,0007,243
Trading account gains and fees$0121
Additional Noninterest Income$107,0003,564
Total noninterest expense$447,0006,432
Salaries and employee benefits$262,0006,167
Premises and equipment expense$63,0006,196
Additional noninterest expense$122,0006,621
Pre-tax net operating income$-82,0008,774
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-82,0008,808
Extraordinary gains, net$016
Net income$-82,0008,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-82,0008,778
2003-12-31 (YTD Data)Rank
Total interest income$1,051,0008,535
Total interest expense$301,0008,450
Net interest income$750,0008,486
Provision for loan and lease losses$415,0002,514
Total noninterest income$655,0004,731
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$22,0007,818
Trading account gains and fees$0160
Additional Noninterest Income$633,0003,153
Total noninterest expense$1,660,0006,596
Salaries and employee benefits$951,0006,438
Premises and equipment expense$223,0006,510
Additional noninterest expense$486,0006,631
Pre-tax net operating income$-670,0008,882
Securities gains (losses)$-61,0008,978
Applicable income taxes$07,459
Income before extraordinary items$-731,0008,976
Extraordinary gains, net$054
Net income$-731,0008,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$12,526,00056
Net operating income$-670,0008,903
2003-09-30 (YTD Data)Rank
Total interest income$595,0008,834
Total interest expense$164,0008,801
Net interest income$431,0008,800
Provision for loan and lease losses$320,0002,381
Total noninterest income$527,0004,599
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$12,0007,937
Trading account gains and fees$0153
Additional Noninterest Income$515,0003,085
Total noninterest expense$1,176,0006,760
Salaries and employee benefits$664,0006,633
Premises and equipment expense$167,0006,504
Additional noninterest expense$345,0006,756
Pre-tax net operating income$-538,0008,976
Securities gains (losses)$-61,0009,088
Applicable income taxes$07,524
Income before extraordinary items$-599,0009,056
Extraordinary gains, net$040
Net income$-599,0009,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$12,526,00039
Net operating income$-538,0008,984
2003-06-30 (YTD Data)Rank
Total interest income$256,0009,070
Total interest expense$63,0009,047
Net interest income$193,0009,033
Provision for loan and lease losses$151,0002,992
Total noninterest income$280,0005,167
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$5,0008,028
Trading account gains and fees$0150
Additional Noninterest Income$275,0003,456
Total noninterest expense$742,0006,932
Salaries and employee benefits$403,0006,916
Premises and equipment expense$108,0006,577
Additional noninterest expense$231,0006,761
Pre-tax net operating income$-420,0009,037
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-420,0009,101
Extraordinary gains, net$030
Net income$-420,0009,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$12,523,00029
Net operating income$-420,0009,043
2003-03-31 (YTD Data)Rank
Total interest income$67,0009,221
Total interest expense$7,0009,236
Net interest income$60,0009,193
Provision for loan and lease losses$36,0004,248
Total noninterest income$89,0006,188
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$89,0004,149
Total noninterest expense$299,0007,524
Salaries and employee benefits$160,0007,547
Premises and equipment expense$51,0006,736
Additional noninterest expense$88,0007,465
Pre-tax net operating income$-186,0009,072
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-186,0009,126
Extraordinary gains, net$021
Net income$-186,0009,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$12,186,00013
Net operating income$-186,0009,062

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.