Home > Community First Bank, Inc. > Income and Expense

Community First Bank, Inc., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,342,0001,319
Total interest expense$9,538,0001,340
Net interest income$22,804,0001,305
Provision for loan and lease losses$266,0001,764
Total noninterest income$3,907,0001,379
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,675,000659
Trading account gains and feesNANA
Additional Noninterest Income$2,232,0001,523
Total noninterest expense$20,260,0001,204
Salaries and employee benefits$11,273,0001,231
Premises and equipment expense$2,483,0001,010
Additional noninterest expense$2,232,0001,523
Pre-tax net operating income$6,185,0001,688
Securities gains (losses)$8,000794
Applicable income taxes$1,473,0001,199
Income before extraordinary items$4,720,0001,791
Extraordinary gains, net$054
Net income$4,720,0001,813
Minority interest net income$088
Net income of bank and minority interests.$4,720,0001,794
Net charge-offs$30,0002,026
Cash dividends$245,0003,108
Sale, conversion, retirement of capital stock, net$24,000479
Net operating income$4,713,6801,821
2023-09-30 (YTD Data)Rank
Total interest income$23,635,0001,314
Total interest expense$6,316,0001,360
Net interest income$17,319,0001,295
Provision for loan and lease losses$340,0001,261
Total noninterest income$3,020,0001,347
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,239,000668
Trading account gains and feesNANA
Additional Noninterest Income$1,781,0001,455
Total noninterest expense$15,167,0001,195
Salaries and employee benefits$8,387,0001,236
Premises and equipment expense$1,888,000997
Additional noninterest expense$1,781,0001,455
Pre-tax net operating income$4,832,0001,691
Securities gains (losses)$-2,0003,320
Applicable income taxes$1,153,0001,180
Income before extraordinary items$3,677,0001,818
Extraordinary gains, net$052
Net income$3,677,0001,835
Minority interest net income$081
Net income of bank and minority interests.$3,677,0001,818
Net charge-offs$74,0001,318
Cash dividends$206,0002,718
Sale, conversion, retirement of capital stock, net$20,000456
Net operating income$3,678,5801,842
2023-06-30 (YTD Data)Rank
Total interest income$15,160,0001,324
Total interest expense$3,468,0001,427
Net interest income$11,692,0001,286
Provision for loan and lease losses$221,0001,273
Total noninterest income$2,070,0001,271
Gross Fiduciary activities income$0931
Service charges on deposit accounts$780,000691
Trading account gains and feesNANA
Additional Noninterest Income$1,290,0001,301
Total noninterest expense$10,133,0001,183
Salaries and employee benefits$5,607,0001,220
Premises and equipment expense$1,271,000983
Additional noninterest expense$1,290,0001,300
Pre-tax net operating income$3,408,0001,620
Securities gains (losses)$1,000881
Applicable income taxes$818,0001,144
Income before extraordinary items$2,591,0001,742
Extraordinary gains, net$051
Net income$2,591,0001,763
Minority interest net income$081
Net income of bank and minority interests.$2,591,0001,742
Net charge-offs$-49,0004,323
Cash dividends$79,0002,800
Sale, conversion, retirement of capital stock, net$13,000442
Net operating income$2,590,2101,752
2023-03-31 (YTD Data)Rank
Total interest income$7,304,0001,339
Total interest expense$1,439,0001,464
Net interest income$5,865,0001,291
Provision for loan and lease losses$122,0001,162
Total noninterest income$925,0001,361
Gross Fiduciary activities income$0913
Service charges on deposit accounts$296,000873
Trading account gains and feesNANA
Additional Noninterest Income$629,0001,318
Total noninterest expense$5,092,0001,192
Salaries and employee benefits$2,849,0001,228
Premises and equipment expense$648,000996
Additional noninterest expense$629,0001,318
Pre-tax net operating income$1,576,0001,723
Securities gains (losses)$1,000883
Applicable income taxes$377,0001,209
Income before extraordinary items$1,200,0001,861
Extraordinary gains, net$04
Net income$1,200,0001,861
Minority interest net income$048
Net income of bank and minority interests.$1,200,0001,861
Net charge-offs$-30,0004,314
Cash dividends$39,0002,253
Sale, conversion, retirement of capital stock, net$6,000403
Net operating income$1,199,2101,880
2022-12-31 (YTD Data)Rank
Total interest income$25,920,0001,281
Total interest expense$2,216,0001,491
Net interest income$23,704,0001,252
Provision for loan and lease losses$130,0002,045
Total noninterest income$10,897,000724
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,103,000938
Trading account gains and feesNANA
Additional Noninterest Income$9,794,000571
Total noninterest expense$25,395,000991
Salaries and employee benefits$14,422,000992
Premises and equipment expense$2,637,000964
Additional noninterest expense$9,794,000571
Pre-tax net operating income$9,076,0001,369
Securities gains (losses)$-5,0003,305
Applicable income taxes$2,068,0001,055
Income before extraordinary items$7,003,0001,455
Extraordinary gains, net$05
Net income$7,003,0001,454
Minority interest net income$063
Net income of bank and minority interests.$7,003,0001,455
Net charge-offs$-97,0004,269
Cash dividends$158,0003,228
Sale, conversion, retirement of capital stock, net$203,000401
Net operating income$7,006,9501,477
2022-09-30 (YTD Data)Rank
Total interest income$18,772,0001,271
Total interest expense$1,456,0001,351
Net interest income$17,316,0001,250
Provision for loan and lease losses$50,0002,233
Total noninterest income$10,131,000641
Gross Fiduciary activities income$0968
Service charges on deposit accounts$816,000959
Trading account gains and feesNANA
Additional Noninterest Income$9,315,000493
Total noninterest expense$19,964,000953
Salaries and employee benefits$11,433,000940
Premises and equipment expense$1,991,000949
Additional noninterest expense$9,315,000493
Pre-tax net operating income$7,433,0001,274
Securities gains (losses)$-3,0003,592
Applicable income taxes$1,728,000977
Income before extraordinary items$5,702,0001,339
Extraordinary gains, net$04
Net income$5,702,0001,338
Minority interest net income$057
Net income of bank and minority interests.$5,702,0001,339
Net charge-offs$-86,0004,252
Cash dividends$118,0002,884
Sale, conversion, retirement of capital stock, net$150,000371
Net operating income$5,704,3701,366
2022-06-30 (YTD Data)Rank
Total interest income$12,007,0001,272
Total interest expense$996,0001,139
Net interest income$11,011,0001,271
Provision for loan and lease losses$02,599
Total noninterest income$9,352,000492
Gross Fiduciary activities income$0925
Service charges on deposit accounts$523,000979
Trading account gains and feesNANA
Additional Noninterest Income$8,829,000406
Total noninterest expense$14,641,000859
Salaries and employee benefits$8,637,000839
Premises and equipment expense$1,387,000911
Additional noninterest expense$4,617,000820
Pre-tax net operating income$5,722,0001,094
Securities gains (losses)$-4,0003,811
Applicable income taxes$1,316,000856
Income before extraordinary items$4,402,0001,148
Extraordinary gains, net$04
Net income$4,402,0001,146
Minority interest net income$060
Net income of bank and minority interests.$4,402,0001,148
Net charge-offs$-117,0004,426
Cash dividends$79,0002,791
Sale, conversion, retirement of capital stock, net$64,000396
Net operating income$4,405,1601,179
2022-03-31 (YTD Data)Rank
Total interest income$5,882,0001,254
Total interest expense$520,0001,056
Net interest income$5,362,0001,267
Provision for loan and lease losses$02,285
Total noninterest income$3,434,000633
Gross Fiduciary activities income$0892
Service charges on deposit accounts$263,000974
Trading account gains and feesNANA
Additional Noninterest Income$3,171,000517
Total noninterest expense$7,193,000878
Salaries and employee benefits$4,538,000810
Premises and equipment expense$708,000900
Additional noninterest expense$1,947,000939
Pre-tax net operating income$1,603,0001,568
Securities gains (losses)$0623
Applicable income taxes$291,0001,333
Income before extraordinary items$1,312,0001,599
Extraordinary gains, net$04
Net income$1,312,0001,598
Minority interest net income$050
Net income of bank and minority interests.$1,312,0001,599
Net charge-offs$-127,0004,608
Cash dividends$39,0002,182
Sale, conversion, retirement of capital stock, net$22,000383
Net operating income$1,312,0001,623
2021-12-31 (YTD Data)Rank
Total interest income$22,599,0001,335
Total interest expense$2,487,0001,092
Net interest income$20,112,0001,359
Provision for loan and lease losses$306,0001,382
Total noninterest income$13,165,000692
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,004,000977
Trading account gains and feesNANA
Additional Noninterest Income$12,161,000586
Total noninterest expense$27,698,000902
Salaries and employee benefits$16,374,000877
Premises and equipment expense$2,403,0001,015
Additional noninterest expense$8,921,000854
Pre-tax net operating income$5,273,0001,978
Securities gains (losses)$136,000739
Applicable income taxes$1,299,0001,429
Income before extraordinary items$4,110,0002,120
Extraordinary gains, net$010
Net income$4,110,0002,121
Minority interest net income$074
Net income of bank and minority interests.$4,110,0002,121
Net charge-offs$-250,0004,599
Cash dividends$158,0003,342
Sale, conversion, retirement of capital stock, net$105,000464
Net operating income$4,002,5602,135
2021-09-30 (YTD Data)Rank
Total interest income$16,672,0001,387
Total interest expense$1,896,0001,132
Net interest income$14,776,0001,401
Provision for loan and lease losses$306,0001,144
Total noninterest income$9,322,000736
Gross Fiduciary activities income$0957
Service charges on deposit accounts$731,000990
Trading account gains and feesNANA
Additional Noninterest Income$8,591,000627
Total noninterest expense$19,951,000943
Salaries and employee benefits$11,895,000904
Premises and equipment expense$1,739,0001,068
Additional noninterest expense$6,317,000892
Pre-tax net operating income$3,841,0002,105
Securities gains (losses)$136,000694
Applicable income taxes$959,0001,495
Income before extraordinary items$3,018,0002,237
Extraordinary gains, net$08
Net income$3,018,0002,236
Minority interest net income$069
Net income of bank and minority interests.$3,018,0002,237
Net charge-offs$-38,0004,117
Cash dividends$118,0003,018
Sale, conversion, retirement of capital stock, net$75,000438
Net operating income$2,910,5602,267
2021-06-30 (YTD Data)Rank
Total interest income$10,756,0001,413
Total interest expense$1,366,0001,094
Net interest income$9,390,0001,449
Provision for loan and lease losses$256,0001,009
Total noninterest income$5,265,000826
Gross Fiduciary activities income$0951
Service charges on deposit accounts$442,0001,025
Trading account gains and feesNANA
Additional Noninterest Income$4,823,000707
Total noninterest expense$12,693,000968
Salaries and employee benefits$7,551,000931
Premises and equipment expense$1,107,0001,105
Additional noninterest expense$4,035,000922
Pre-tax net operating income$1,706,0002,623
Securities gains (losses)$144,000551
Applicable income taxes$446,0001,755
Income before extraordinary items$1,404,0002,724
Extraordinary gains, net$06
Net income$1,404,0002,723
Minority interest net income$067
Net income of bank and minority interests.$1,404,0002,724
Net charge-offs$-13,0003,908
Cash dividends$79,0002,918
Sale, conversion, retirement of capital stock, net$53,000421
Net operating income$1,290,2402,817
2021-03-31 (YTD Data)Rank
Total interest income$5,127,0001,477
Total interest expense$683,0001,157
Net interest income$4,444,0001,507
Provision for loan and lease losses$130,0001,086
Total noninterest income$2,951,000757
Gross Fiduciary activities income$0922
Service charges on deposit accounts$229,000988
Trading account gains and feesNANA
Additional Noninterest Income$2,722,000658
Total noninterest expense$6,232,000977
Salaries and employee benefits$3,792,000926
Premises and equipment expense$512,0001,200
Additional noninterest expense$1,928,000930
Pre-tax net operating income$1,033,0002,324
Securities gains (losses)$-3,0004,585
Applicable income taxes$266,0001,602
Income before extraordinary items$764,0002,581
Extraordinary gains, net$03
Net income$764,0002,579
Minority interest net income$055
Net income of bank and minority interests.$764,0002,581
Net charge-offs$-2,0003,357
Cash dividends$39,0002,322
Sale, conversion, retirement of capital stock, net$26,000398
Net operating income$766,3702,543
2020-12-31 (YTD Data)Rank
Total interest income$19,230,0001,551
Total interest expense$3,203,0001,403
Net interest income$16,027,0001,563
Provision for loan and lease losses$1,100,0001,505
Total noninterest income$6,736,0001,051
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$927,0001,015
Trading account gains and feesNANA
Additional Noninterest Income$5,809,000922
Total noninterest expense$19,060,0001,155
Salaries and employee benefits$10,934,0001,164
Premises and equipment expense$1,843,0001,270
Additional noninterest expense$6,283,0001,056
Pre-tax net operating income$2,603,0002,621
Securities gains (losses)$-4,0004,727
Applicable income taxes$574,0001,847
Income before extraordinary items$2,025,0002,813
Extraordinary gains, net$04
Net income$2,025,0002,811
Minority interest net income$072
Net income of bank and minority interests.$2,025,0002,813
Net charge-offs$29,0002,667
Cash dividends$157,0003,480
Sale, conversion, retirement of capital stock, net$104,000439
Net operating income$2,028,1602,765
2020-09-30 (YTD Data)Rank
Total interest income$14,132,0001,571
Total interest expense$2,472,0001,444
Net interest income$11,660,0001,592
Provision for loan and lease losses$860,0001,492
Total noninterest income$4,472,0001,098
Gross Fiduciary activities income$0981
Service charges on deposit accounts$660,0001,055
Trading account gains and feesNANA
Additional Noninterest Income$3,812,000971
Total noninterest expense$13,516,0001,186
Salaries and employee benefits$7,698,0001,220
Premises and equipment expense$1,389,0001,273
Additional noninterest expense$4,429,0001,093
Pre-tax net operating income$1,756,0002,761
Securities gains (losses)$-8,0004,753
Applicable income taxes$388,0001,893
Income before extraordinary items$1,360,0002,964
Extraordinary gains, net$04
Net income$1,360,0002,963
Minority interest net income$065
Net income of bank and minority interests.$1,360,0002,964
Net charge-offs$12,0002,686
Cash dividends$118,0003,119
Sale, conversion, retirement of capital stock, net$78,000415
Net operating income$1,366,3202,911
2020-06-30 (YTD Data)Rank
Total interest income$9,215,0001,621
Total interest expense$1,710,0001,488
Net interest income$7,505,0001,637
Provision for loan and lease losses$539,0001,557
Total noninterest income$2,110,0001,311
Gross Fiduciary activities income$0970
Service charges on deposit accounts$427,0001,092
Trading account gains and feesNANA
Additional Noninterest Income$1,683,0001,223
Total noninterest expense$8,464,0001,241
Salaries and employee benefits$4,883,0001,265
Premises and equipment expense$938,0001,239
Additional noninterest expense$2,643,0001,187
Pre-tax net operating income$612,0003,523
Securities gains (losses)$-6,0004,729
Applicable income taxes$107,0002,483
Income before extraordinary items$499,0003,660
Extraordinary gains, net$04
Net income$499,0003,660
Minority interest net income$065
Net income of bank and minority interests.$499,0003,660
Net charge-offs$-10,0004,318
Cash dividends$79,0003,041
Sale, conversion, retirement of capital stock, net$52,000395
Net operating income$503,9203,599
2020-03-31 (YTD Data)Rank
Total interest income$4,668,0001,595
Total interest expense$889,0001,556
Net interest income$3,779,0001,586
Provision for loan and lease losses$196,0001,474
Total noninterest income$1,053,0001,241
Gross Fiduciary activities income$0941
Service charges on deposit accounts$237,0001,158
Trading account gains and feesNANA
Additional Noninterest Income$816,0001,119
Total noninterest expense$4,165,0001,270
Salaries and employee benefits$2,355,0001,308
Premises and equipment expense$446,0001,312
Additional noninterest expense$1,364,0001,174
Pre-tax net operating income$471,0002,856
Securities gains (losses)$-13,0004,828
Applicable income taxes$88,0002,047
Income before extraordinary items$370,0003,024
Extraordinary gains, net$04
Net income$370,0003,025
Minority interest net income$056
Net income of bank and minority interests.$370,0003,025
Net charge-offs$6,0002,039
Cash dividends$40,0002,524
Sale, conversion, retirement of capital stock, net$26,000379
Net operating income$380,5302,973
2019-12-31 (YTD Data)Rank
Total interest income$17,343,0001,710
Total interest expense$3,194,0001,729
Net interest income$14,149,0001,691
Provision for loan and lease losses$40,0003,479
Total noninterest income$2,529,0001,737
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$911,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$1,618,0001,733
Total noninterest expense$15,111,0001,348
Salaries and employee benefits$8,662,0001,367
Premises and equipment expense$1,463,0001,525
Additional noninterest expense$4,986,0001,250
Pre-tax net operating income$1,527,0003,373
Securities gains (losses)$22,0001,610
Applicable income taxes$328,0002,298
Income before extraordinary items$1,221,0003,546
Extraordinary gains, net$011
Net income$1,221,0003,547
Minority interest net income$076
Net income of bank and minority interests.$1,221,0003,547
Net charge-offs$-124,0004,933
Cash dividends$552,0002,901
Sale, conversion, retirement of capital stock, net$104,000476
Net operating income$1,203,6203,529
2019-09-30 (YTD Data)Rank
Total interest income$12,799,0001,755
Total interest expense$2,323,0001,771
Net interest income$10,476,0001,728
Provision for loan and lease losses$40,0003,254
Total noninterest income$1,857,0001,751
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$668,0001,228
Trading account gains and feesNANA
Additional Noninterest Income$1,189,0001,744
Total noninterest expense$10,909,0001,401
Salaries and employee benefits$6,244,0001,418
Premises and equipment expense$1,047,0001,608
Additional noninterest expense$3,618,0001,286
Pre-tax net operating income$1,384,0003,205
Securities gains (losses)$02,167
Applicable income taxes$279,0002,288
Income before extraordinary items$1,105,0003,354
Extraordinary gains, net$011
Net income$1,105,0003,353
Minority interest net income$072
Net income of bank and minority interests.$1,105,0003,354
Net charge-offs$8,0003,020
Cash dividends$512,0002,457
Sale, conversion, retirement of capital stock, net$79,000444
Net operating income$1,105,0003,333
2019-06-30 (YTD Data)Rank
Total interest income$8,268,0001,806
Total interest expense$1,486,0001,800
Net interest income$6,782,0001,779
Provision for loan and lease losses$03,685
Total noninterest income$1,205,0001,762
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$423,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$782,0001,735
Total noninterest expense$7,129,0001,426
Salaries and employee benefits$4,098,0001,429
Premises and equipment expense$685,0001,642
Additional noninterest expense$2,346,0001,330
Pre-tax net operating income$858,0003,304
Securities gains (losses)$01,702
Applicable income taxes$205,0002,192
Income before extraordinary items$653,0003,526
Extraordinary gains, net$011
Net income$653,0003,525
Minority interest net income$069
Net income of bank and minority interests.$653,0003,525
Net charge-offs$-147,0005,123
Cash dividends$473,0002,176
Sale, conversion, retirement of capital stock, net$53,000429
Net operating income$653,0003,504
2019-03-31 (YTD Data)Rank
Total interest income$4,050,0001,836
Total interest expense$706,0001,834
Net interest income$3,344,0001,808
Provision for loan and lease losses$03,406
Total noninterest income$596,0001,738
Gross Fiduciary activities income$0972
Service charges on deposit accounts$206,0001,286
Trading account gains and feesNANA
Additional Noninterest Income$390,0001,689
Total noninterest expense$3,534,0001,450
Salaries and employee benefits$2,060,0001,430
Premises and equipment expense$305,0001,813
Additional noninterest expense$1,169,0001,318
Pre-tax net operating income$406,0003,368
Securities gains (losses)$01,087
Applicable income taxes$85,0002,277
Income before extraordinary items$321,0003,530
Extraordinary gains, net$05
Net income$321,0003,529
Minority interest net income$052
Net income of bank and minority interests.$321,0003,529
Net charge-offs$-8,0004,574
Cash dividends$433,0001,449
Sale, conversion, retirement of capital stock, net$27,000398
Net operating income$321,0003,522
2018-12-31 (YTD Data)Rank
Total interest income$15,235,0001,835
Total interest expense$1,942,0001,975
Net interest income$13,293,0001,789
Provision for loan and lease losses$148,0002,668
Total noninterest income$2,163,0001,900
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$949,0001,207
Trading account gains and feesNANA
Additional Noninterest Income$1,214,0002,025
Total noninterest expense$13,903,0001,440
Salaries and employee benefits$8,179,0001,395
Premises and equipment expense$1,244,0001,763
Additional noninterest expense$4,480,0001,365
Pre-tax net operating income$1,405,0003,619
Securities gains (losses)$-50,0004,848
Applicable income taxes$-3,492,0005,399
Income before extraordinary items$4,847,0001,620
Extraordinary gains, net$06
Net income$4,847,0001,619
Minority interest net income$072
Net income of bank and minority interests.$4,847,0001,619
Net charge-offs$-74,0004,990
Cash dividends$553,0002,878
Sale, conversion, retirement of capital stock, net$125,000463
Net operating income$4,897,0001,603
2018-09-30 (YTD Data)Rank
Total interest income$11,206,0001,855
Total interest expense$1,301,0002,050
Net interest income$9,905,0001,795
Provision for loan and lease losses$148,0002,290
Total noninterest income$1,633,0001,920
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$715,0001,212
Trading account gains and feesNANA
Additional Noninterest Income$918,0002,034
Total noninterest expense$9,827,0001,504
Salaries and employee benefits$5,534,0001,512
Premises and equipment expense$933,0001,778
Additional noninterest expense$3,360,0001,369
Pre-tax net operating income$1,563,0003,130
Securities gains (losses)$01,118
Applicable income taxes$51,0003,318
Income before extraordinary items$1,512,0002,980
Extraordinary gains, net$05
Net income$1,512,0002,978
Minority interest net income$066
Net income of bank and minority interests.$1,512,0002,979
Net charge-offs$-77,0005,050
Cash dividends$118,0003,313
Sale, conversion, retirement of capital stock, net$98,000434
Net operating income$1,512,0002,968
2018-06-30 (YTD Data)Rank
Total interest income$7,223,0001,893
Total interest expense$798,0002,091
Net interest income$6,425,0001,829
Provision for loan and lease losses$40,0002,973
Total noninterest income$1,066,0001,937
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$469,0001,225
Trading account gains and feesNANA
Additional Noninterest Income$597,0002,067
Total noninterest expense$6,544,0001,513
Salaries and employee benefits$3,688,0001,520
Premises and equipment expense$604,0001,828
Additional noninterest expense$2,252,0001,363
Pre-tax net operating income$907,0003,305
Securities gains (losses)$0961
Applicable income taxes$27,0003,403
Income before extraordinary items$880,0003,153
Extraordinary gains, net$06
Net income$880,0003,151
Minority interest net income$065
Net income of bank and minority interests.$880,0003,152
Net charge-offs$-17,0004,696
Cash dividends$79,0003,253
Sale, conversion, retirement of capital stock, net$73,000405
Net operating income$880,0003,141
2018-03-31 (YTD Data)Rank
Total interest income$3,444,0001,952
Total interest expense$351,0002,204
Net interest income$3,093,0001,885
Provision for loan and lease losses$03,508
Total noninterest income$510,0001,976
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$224,0001,270
Trading account gains and feesNANA
Additional Noninterest Income$286,0002,079
Total noninterest expense$3,253,0001,531
Salaries and employee benefits$1,864,0001,524
Premises and equipment expense$308,0001,831
Additional noninterest expense$1,081,0001,401
Pre-tax net operating income$350,0003,630
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$350,0003,460
Extraordinary gains, net$07
Net income$350,0003,459
Minority interest net income$052
Net income of bank and minority interests.$350,0003,460
Net charge-offs$-2,0004,048
Cash dividends$39,0002,618
Sale, conversion, retirement of capital stock, net$33,000381
Net operating income$350,0003,454
2017-12-31 (YTD Data)Rank
Total interest income$13,112,0001,968
Total interest expense$1,069,0002,434
Net interest income$12,043,0001,902
Provision for loan and lease losses$04,227
Total noninterest income$2,516,0001,770
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$989,0001,193
Trading account gains and feesNANA
Additional Noninterest Income$1,527,0001,800
Total noninterest expense$13,615,0001,471
Salaries and employee benefits$6,881,0001,614
Premises and equipment expense$1,270,0001,758
Additional noninterest expense$5,464,0001,168
Pre-tax net operating income$944,0004,134
Securities gains (losses)$11,0001,559
Applicable income taxes$2,0004,034
Income before extraordinary items$953,0003,771
Extraordinary gains, net$09
Net income$953,0003,770
Minority interest net income$076
Net income of bank and minority interests.$953,0003,771
Net charge-offs$-323,0005,513
Cash dividends$118,0003,848
Sale, conversion, retirement of capital stock, net$101,000487
Net operating income$942,0003,777
2017-09-30 (YTD Data)Rank
Total interest income$9,623,0002,005
Total interest expense$736,0002,565
Net interest income$8,887,0001,936
Provision for loan and lease losses$04,088
Total noninterest income$2,005,0001,720
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$753,0001,199
Trading account gains and feesNANA
Additional Noninterest Income$1,252,0001,717
Total noninterest expense$10,100,0001,494
Salaries and employee benefits$5,278,0001,579
Premises and equipment expense$939,0001,794
Additional noninterest expense$3,883,0001,209
Pre-tax net operating income$792,0004,068
Securities gains (losses)$11,0001,579
Applicable income taxes$04,172
Income before extraordinary items$803,0003,840
Extraordinary gains, net$09
Net income$803,0003,838
Minority interest net income$071
Net income of bank and minority interests.$803,0003,840
Net charge-offs$-314,0005,579
Cash dividends$79,0003,489
Sale, conversion, retirement of capital stock, net$46,000512
Net operating income$792,0003,835
2017-06-30 (YTD Data)Rank
Total interest income$6,288,0002,027
Total interest expense$424,0002,766
Net interest income$5,864,0001,943
Provision for loan and lease losses$03,871
Total noninterest income$1,264,0001,778
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$496,0001,196
Trading account gains and feesNANA
Additional Noninterest Income$768,0001,824
Total noninterest expense$6,686,0001,507
Salaries and employee benefits$3,517,0001,592
Premises and equipment expense$615,0001,828
Additional noninterest expense$2,554,0001,216
Pre-tax net operating income$442,0004,268
Securities gains (losses)$9,0001,292
Applicable income taxes$04,189
Income before extraordinary items$451,0004,016
Extraordinary gains, net$011
Net income$451,0004,015
Minority interest net income$071
Net income of bank and minority interests.$451,0004,016
Net charge-offs$-176,0005,559
Cash dividends$40,0003,431
Sale, conversion, retirement of capital stock, net$41,000452
Net operating income$442,0004,023
2017-03-31 (YTD Data)Rank
Total interest income$3,035,0002,087
Total interest expense$163,0003,206
Net interest income$2,872,0001,972
Provision for loan and lease losses$03,537
Total noninterest income$592,0001,841
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$256,0001,168
Trading account gains and feesNANA
Additional Noninterest Income$336,0001,953
Total noninterest expense$3,283,0001,527
Salaries and employee benefits$1,753,0001,605
Premises and equipment expense$301,0001,881
Additional noninterest expense$1,229,0001,262
Pre-tax net operating income$181,0004,449
Securities gains (losses)$9,000694
Applicable income taxes$04,086
Income before extraordinary items$190,0004,194
Extraordinary gains, net$08
Net income$190,0004,194
Minority interest net income$055
Net income of bank and minority interests.$190,0004,194
Net charge-offs$-158,0005,689
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$24,000408
Net operating income$181,0004,244
2016-12-31 (YTD Data)Rank
Total interest income$10,749,0002,274
Total interest expense$503,0003,635
Net interest income$10,246,0002,139
Provision for loan and lease losses$50,0003,627
Total noninterest income$2,512,0001,846
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,056,0001,156
Trading account gains and fees$0170
Additional Noninterest Income$1,456,0001,933
Total noninterest expense$12,026,0001,616
Salaries and employee benefits$6,220,0001,731
Premises and equipment expense$1,323,0001,710
Additional noninterest expense$4,483,0001,390
Pre-tax net operating income$682,0004,538
Securities gains (losses)$309,000646
Applicable income taxes$8,0004,031
Income before extraordinary items$983,0003,911
Extraordinary gains, net$05
Net income$983,0003,909
Minority interest net income$082
Net income of bank and minority interests.$983,0003,910
Net charge-offs$129,0002,367
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$677,0904,342
2016-09-30 (YTD Data)Rank
Total interest income$7,904,0002,309
Total interest expense$378,0003,654
Net interest income$7,526,0002,178
Provision for loan and lease losses$50,0003,314
Total noninterest income$1,903,0001,837
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$789,0001,153
Trading account gains and fees$0169
Additional Noninterest Income$1,114,0001,910
Total noninterest expense$8,900,0001,630
Salaries and employee benefits$4,451,0001,795
Premises and equipment expense$999,0001,699
Additional noninterest expense$3,450,0001,355
Pre-tax net operating income$479,0004,678
Securities gains (losses)$302,000594
Applicable income taxes$04,325
Income before extraordinary items$781,0003,879
Extraordinary gains, net$05
Net income$781,0003,877
Minority interest net income$071
Net income of bank and minority interests.$781,0003,879
Net charge-offs$87,0002,178
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$479,0004,477
2016-06-30 (YTD Data)Rank
Total interest income$5,168,0002,342
Total interest expense$255,0003,652
Net interest income$4,913,0002,219
Provision for loan and lease losses$50,0002,917
Total noninterest income$1,316,0001,782
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$516,0001,159
Trading account gains and fees$0157
Additional Noninterest Income$800,0001,792
Total noninterest expense$5,750,0001,680
Salaries and employee benefits$2,865,0001,861
Premises and equipment expense$609,0001,848
Additional noninterest expense$2,276,0001,367
Pre-tax net operating income$429,0004,364
Securities gains (losses)$213,000572
Applicable income taxes$04,338
Income before extraordinary items$642,0003,555
Extraordinary gains, net$016
Net income$642,0003,551
Minority interest net income$071
Net income of bank and minority interests.$642,0003,553
Net charge-offs$74,0001,872
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$429,0004,113
2016-03-31 (YTD Data)Rank
Total interest income$2,502,0002,410
Total interest expense$136,0003,564
Net interest income$2,366,0002,294
Provision for loan and lease losses$50,0002,135
Total noninterest income$647,0001,751
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$254,0001,171
Trading account gains and fees$0142
Additional Noninterest Income$393,0001,764
Total noninterest expense$2,872,0001,686
Salaries and employee benefits$1,420,0001,894
Premises and equipment expense$305,0001,846
Additional noninterest expense$1,147,0001,350
Pre-tax net operating income$91,0005,137
Securities gains (losses)$107,000500
Applicable income taxes$04,259
Income before extraordinary items$198,0004,250
Extraordinary gains, net$012
Net income$198,0004,247
Minority interest net income$062
Net income of bank and minority interests.$198,0004,249
Net charge-offs$2,0002,815
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$91,0005,034
2015-12-31 (YTD Data)Rank
Total interest income$10,309,0002,310
Total interest expense$627,0003,292
Net interest income$9,682,0002,213
Provision for loan and lease losses$230,0002,193
Total noninterest income$2,695,0001,727
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,032,0001,190
Trading account gains and fees$0159
Additional Noninterest Income$1,663,0001,733
Total noninterest expense$11,657,0001,642
Salaries and employee benefits$5,303,0001,960
Premises and equipment expense$1,218,0001,862
Additional noninterest expense$5,136,0001,240
Pre-tax net operating income$490,0004,955
Securities gains (losses)$11,0002,544
Applicable income taxes$56,0003,586
Income before extraordinary items$445,0004,930
Extraordinary gains, net$023
Net income$445,0004,932
Minority interest net income$081
Net income of bank and minority interests.$445,0004,932
Net charge-offs$673,000925
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$435,2104,906
2015-09-30 (YTD Data)Rank
Total interest income$7,825,0002,309
Total interest expense$496,0003,231
Net interest income$7,329,0002,202
Provision for loan and lease losses$230,0001,786
Total noninterest income$2,439,0001,532
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$737,0001,254
Trading account gains and fees$0153
Additional Noninterest Income$1,702,0001,398
Total noninterest expense$8,626,0001,675
Salaries and employee benefits$3,854,0002,015
Premises and equipment expense$912,0001,881
Additional noninterest expense$3,860,0001,246
Pre-tax net operating income$912,0003,888
Securities gains (losses)$9,0002,412
Applicable income taxes$56,0003,585
Income before extraordinary items$865,0003,751
Extraordinary gains, net$021
Net income$865,0003,750
Minority interest net income$078
Net income of bank and minority interests.$865,0003,751
Net charge-offs$515,000840
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$856,5403,713
2015-06-30 (YTD Data)Rank
Total interest income$5,290,0002,280
Total interest expense$367,0003,029
Net interest income$4,923,0002,172
Provision for loan and lease losses$230,0001,372
Total noninterest income$1,762,0001,440
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$416,0001,421
Trading account gains and fees$0157
Additional Noninterest Income$1,346,0001,276
Total noninterest expense$5,634,0001,709
Salaries and employee benefits$2,539,0002,057
Premises and equipment expense$593,0001,937
Additional noninterest expense$2,502,0001,265
Pre-tax net operating income$821,0003,397
Securities gains (losses)$9,0002,056
Applicable income taxes$14,0003,964
Income before extraordinary items$816,0003,122
Extraordinary gains, net$022
Net income$816,0003,122
Minority interest net income$075
Net income of bank and minority interests.$816,0003,123
Net charge-offs$621,000530
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$807,1803,078
2015-03-31 (YTD Data)Rank
Total interest income$2,594,0002,311
Total interest expense$194,0002,968
Net interest income$2,400,0002,225
Provision for loan and lease losses$230,000802
Total noninterest income$659,0001,745
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$188,0001,513
Trading account gains and fees$0152
Additional Noninterest Income$471,0001,576
Total noninterest expense$2,687,0001,786
Salaries and employee benefits$1,250,0002,082
Premises and equipment expense$267,0002,136
Additional noninterest expense$1,170,0001,321
Pre-tax net operating income$142,0004,893
Securities gains (losses)$9,0001,518
Applicable income taxes$04,400
Income before extraordinary items$151,0004,676
Extraordinary gains, net$013
Net income$151,0004,678
Minority interest net income$064
Net income of bank and minority interests.$151,0004,680
Net charge-offs$289,000549
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$142,0004,663
2014-12-31 (YTD Data)Rank
Total interest income$11,402,0002,124
Total interest expense$884,0002,829
Net interest income$10,518,0002,031
Provision for loan and lease losses$1,421,000653
Total noninterest income$4,685,0001,149
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$788,0001,604
Trading account gains and fees$0180
Additional Noninterest Income$3,897,000914
Total noninterest expense$11,831,0001,619
Salaries and employee benefits$4,776,0002,134
Premises and equipment expense$1,035,0002,178
Additional noninterest expense$6,020,0001,098
Pre-tax net operating income$1,951,0003,014
Securities gains (losses)$19,0002,350
Applicable income taxes$04,531
Income before extraordinary items$1,970,0002,734
Extraordinary gains, net$017
Net income$1,970,0002,732
Minority interest net income$084
Net income of bank and minority interests.$1,970,0002,734
Net charge-offs$2,506,000416
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,951,0002,707
2014-09-30 (YTD Data)Rank
Total interest income$8,731,0002,107
Total interest expense$691,0002,785
Net interest income$8,040,0002,010
Provision for loan and lease losses$1,101,000611
Total noninterest income$1,173,0002,477
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$600,0001,595
Trading account gains and fees$0174
Additional Noninterest Income$573,0002,711
Total noninterest expense$8,852,0001,626
Salaries and employee benefits$3,615,0002,124
Premises and equipment expense$759,0002,236
Additional noninterest expense$4,478,0001,106
Pre-tax net operating income$-740,0006,435
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-740,0006,441
Extraordinary gains, net$015
Net income$-740,0006,440
Minority interest net income$081
Net income of bank and minority interests.$-740,0006,440
Net charge-offs$2,480,000320
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-740,0006,440
2014-06-30 (YTD Data)Rank
Total interest income$5,926,0002,065
Total interest expense$492,0002,658
Net interest income$5,434,0001,986
Provision for loan and lease losses$801,000561
Total noninterest income$889,0002,252
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$394,0001,585
Trading account gains and fees$0172
Additional Noninterest Income$495,0002,327
Total noninterest expense$6,025,0001,584
Salaries and employee benefits$2,418,0002,126
Premises and equipment expense$497,0002,285
Additional noninterest expense$3,110,0001,045
Pre-tax net operating income$-503,0006,510
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-503,0006,522
Extraordinary gains, net$020
Net income$-503,0006,522
Minority interest net income$080
Net income of bank and minority interests.$-503,0006,522
Net charge-offs$1,751,000323
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-503,0006,520
2014-03-31 (YTD Data)Rank
Total interest income$3,047,0002,020
Total interest expense$261,0002,592
Net interest income$2,786,0001,937
Provision for loan and lease losses$150,0001,189
Total noninterest income$425,0002,278
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$187,0001,645
Trading account gains and fees$0147
Additional Noninterest Income$238,0002,314
Total noninterest expense$2,774,0001,721
Salaries and employee benefits$1,236,0002,098
Premises and equipment expense$242,0002,366
Additional noninterest expense$1,296,0001,239
Pre-tax net operating income$287,0003,887
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$287,0003,623
Extraordinary gains, net$016
Net income$287,0003,625
Minority interest net income$066
Net income of bank and minority interests.$287,0003,626
Net charge-offs$548,000466
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$287,0003,568
2013-12-31 (YTD Data)Rank
Total interest income$13,347,0001,874
Total interest expense$1,538,0002,117
Net interest income$11,809,0001,822
Provision for loan and lease losses$1,855,000658
Total noninterest income$987,0003,219
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$919,0001,467
Trading account gains and fees$0184
Additional Noninterest Income$68,0005,687
Total noninterest expense$15,525,0001,284
Salaries and employee benefits$4,838,0002,109
Premises and equipment expense$965,0002,309
Additional noninterest expense$9,722,000719
Pre-tax net operating income$-4,584,0006,754
Securities gains (losses)$-8,0006,228
Applicable income taxes$329,0002,545
Income before extraordinary items$-4,921,0006,752
Extraordinary gains, net$029
Net income$-4,921,0006,752
Minority interest net income$090
Net income of bank and minority interests.$-4,921,0006,752
Net charge-offs$1,855,000794
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-4,913,0006,751
2013-09-30 (YTD Data)Rank
Total interest income$10,049,0001,872
Total interest expense$1,235,0002,051
Net interest income$8,814,0001,827
Provision for loan and lease losses$1,655,000582
Total noninterest income$484,0004,072
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$700,0001,459
Trading account gains and fees$0180
Additional Noninterest Income$-216,0006,798
Total noninterest expense$8,189,0001,760
Salaries and employee benefits$3,715,0002,063
Premises and equipment expense$721,0002,350
Additional noninterest expense$3,753,0001,331
Pre-tax net operating income$-546,0006,629
Securities gains (losses)$-8,0006,480
Applicable income taxes$329,0002,346
Income before extraordinary items$-883,0006,705
Extraordinary gains, net$025
Net income$-883,0006,706
Minority interest net income$084
Net income of bank and minority interests.$-883,0006,706
Net charge-offs$1,574,000716
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-875,0006,697
2013-06-30 (YTD Data)Rank
Total interest income$6,821,0001,832
Total interest expense$891,0001,961
Net interest income$5,930,0001,798
Provision for loan and lease losses$1,605,000441
Total noninterest income$249,0004,533
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$480,0001,390
Trading account gains and fees$0157
Additional Noninterest Income$-231,0006,860
Total noninterest expense$5,555,0001,734
Salaries and employee benefits$2,454,0002,086
Premises and equipment expense$478,0002,365
Additional noninterest expense$2,623,0001,266
Pre-tax net operating income$-981,0006,788
Securities gains (losses)$-8,0006,646
Applicable income taxes$329,0001,924
Income before extraordinary items$-1,318,0006,849
Extraordinary gains, net$022
Net income$-1,318,0006,850
Minority interest net income$082
Net income of bank and minority interests.$-1,318,0006,850
Net charge-offs$1,310,000643
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-1,310,0006,842
2013-03-31 (YTD Data)Rank
Total interest income$3,397,0001,854
Total interest expense$578,0001,592
Net interest income$2,819,0001,894
Provision for loan and lease losses$1,355,000295
Total noninterest income$-118,0006,964
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$244,0001,363
Trading account gains and fees$0148
Additional Noninterest Income$-362,0006,986
Total noninterest expense$2,757,0001,757
Salaries and employee benefits$1,225,0002,100
Premises and equipment expense$232,0002,451
Additional noninterest expense$1,300,0001,269
Pre-tax net operating income$-1,411,0006,956
Securities gains (losses)$-8,0006,786
Applicable income taxes$173,0001,845
Income before extraordinary items$-1,592,0006,971
Extraordinary gains, net$010
Net income$-1,592,0006,972
Minority interest net income$076
Net income of bank and minority interests.$-1,592,0006,972
Net charge-offs$721,000600
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,584,0006,964
2012-12-31 (YTD Data)Rank
Total interest income$15,808,0001,679
Total interest expense$3,660,0001,229
Net interest income$12,148,0001,804
Provision for loan and lease losses$3,385,000699
Total noninterest income$-2,795,0007,060
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,050,0001,357
Trading account gains and fees$0166
Additional Noninterest Income$-3,845,0007,065
Total noninterest expense$11,452,0001,685
Salaries and employee benefits$5,084,0001,982
Premises and equipment expense$1,045,0002,195
Additional noninterest expense$5,323,0001,278
Pre-tax net operating income$-5,484,0006,966
Securities gains (losses)$1,528,000349
Applicable income taxes$532,0002,125
Income before extraordinary items$-4,488,0006,952
Extraordinary gains, net$029
Net income$-4,488,0006,951
Minority interest net income$093
Net income of bank and minority interests.$-4,488,0006,951
Net charge-offs$3,106,000825
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-6,016,0006,972
2012-09-30 (YTD Data)Rank
Total interest income$12,147,0001,669
Total interest expense$2,896,0001,231
Net interest income$9,251,0001,805
Provision for loan and lease losses$2,335,000751
Total noninterest income$-1,916,0007,155
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$764,0001,405
Trading account gains and fees$0157
Additional Noninterest Income$-2,680,0007,163
Total noninterest expense$8,471,0001,711
Salaries and employee benefits$3,776,0002,004
Premises and equipment expense$813,0002,139
Additional noninterest expense$3,882,0001,313
Pre-tax net operating income$-3,471,0007,052
Securities gains (losses)$1,528,000268
Applicable income taxes$320,0002,399
Income before extraordinary items$-2,263,0007,012
Extraordinary gains, net$020
Net income$-2,263,0007,009
Minority interest net income$086
Net income of bank and minority interests.$-2,263,0007,011
Net charge-offs$2,321,000834
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-3,791,0007,060
2012-06-30 (YTD Data)Rank
Total interest income$8,380,0001,633
Total interest expense$2,027,0001,208
Net interest income$6,353,0001,752
Provision for loan and lease losses$1,135,000997
Total noninterest income$1,256,0001,854
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$518,0001,375
Trading account gains and fees$0153
Additional Noninterest Income$738,0001,852
Total noninterest expense$8,439,0001,193
Salaries and employee benefits$2,470,0002,031
Premises and equipment expense$488,0002,333
Additional noninterest expense$5,481,000641
Pre-tax net operating income$-1,965,0007,089
Securities gains (losses)$1,528,000175
Applicable income taxes$546,0001,412
Income before extraordinary items$-983,0006,995
Extraordinary gains, net$019
Net income$-983,0006,994
Minority interest net income$084
Net income of bank and minority interests.$-983,0006,995
Net charge-offs$1,302,000946
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,511,0007,126
2012-03-31 (YTD Data)Rank
Total interest income$4,360,0001,583
Total interest expense$1,079,0001,179
Net interest income$3,281,0001,691
Provision for loan and lease losses$935,000655
Total noninterest income$632,0001,841
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$252,0001,397
Trading account gains and fees$0148
Additional Noninterest Income$380,0001,815
Total noninterest expense$4,278,0001,172
Salaries and employee benefits$1,189,0002,102
Premises and equipment expense$242,0002,371
Additional noninterest expense$2,847,000616
Pre-tax net operating income$-1,300,0007,187
Securities gains (losses)$1,528,00094
Applicable income taxes$834,000581
Income before extraordinary items$-606,0007,105
Extraordinary gains, net$019
Net income$-606,0007,104
Minority interest net income$078
Net income of bank and minority interests.$-606,0007,105
Net charge-offs$274,0001,568
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,583,9207,221
2011-12-31 (YTD Data)Rank
Total interest income$18,883,0001,507
Total interest expense$5,079,0001,185
Net interest income$13,804,0001,610
Provision for loan and lease losses$7,375,000564
Total noninterest income$3,260,0001,404
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,176,0001,248
Trading account gains and fees$0146
Additional Noninterest Income$2,084,0001,319
Total noninterest expense$11,364,0001,699
Salaries and employee benefits$4,957,0001,947
Premises and equipment expense$947,0002,521
Additional noninterest expense$5,460,0001,269
Pre-tax net operating income$-1,675,0006,737
Securities gains (losses)$-6,0006,837
Applicable income taxes$1,575,000956
Income before extraordinary items$-3,256,0006,969
Extraordinary gains, net$029
Net income$-3,256,0006,970
Minority interest net income$096
Net income of bank and minority interests.$-3,256,0006,970
Net charge-offs$8,772,000527
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,250,0006,950
2011-09-30 (YTD Data)Rank
Total interest income$14,548,0001,488
Total interest expense$3,971,0001,179
Net interest income$10,577,0001,591
Provision for loan and lease losses$4,100,000724
Total noninterest income$1,745,0001,794
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$817,0001,368
Trading account gains and fees$0145
Additional Noninterest Income$928,0001,855
Total noninterest expense$7,284,0001,973
Salaries and employee benefits$3,601,0002,005
Premises and equipment expense$675,0002,664
Additional noninterest expense$3,008,0001,690
Pre-tax net operating income$938,0003,437
Securities gains (losses)$-6,0006,969
Applicable income taxes$110,0003,140
Income before extraordinary items$822,0003,467
Extraordinary gains, net$021
Net income$822,0003,468
Minority interest net income$087
Net income of bank and minority interests.$822,0003,469
Net charge-offs$4,143,000734
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$827,2803,330
2011-06-30 (YTD Data)Rank
Total interest income$9,904,0001,470
Total interest expense$2,774,0001,167
Net interest income$7,130,0001,581
Provision for loan and lease losses$2,700,000739
Total noninterest income$1,124,0001,828
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$528,0001,385
Trading account gains and fees$0153
Additional Noninterest Income$596,0001,873
Total noninterest expense$4,917,0001,960
Salaries and employee benefits$2,418,0002,018
Premises and equipment expense$446,0002,689
Additional noninterest expense$2,053,0001,680
Pre-tax net operating income$637,0003,346
Securities gains (losses)$-6,0007,032
Applicable income taxes$68,0003,152
Income before extraordinary items$563,0003,326
Extraordinary gains, net$015
Net income$563,0003,326
Minority interest net income$089
Net income of bank and minority interests.$563,0003,327
Net charge-offs$2,503,000785
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$568,3403,223
2011-03-31 (YTD Data)Rank
Total interest income$4,951,0001,477
Total interest expense$1,496,0001,123
Net interest income$3,455,0001,619
Provision for loan and lease losses$1,250,000731
Total noninterest income$599,0001,751
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$260,0001,378
Trading account gains and fees$0158
Additional Noninterest Income$339,0001,764
Total noninterest expense$2,521,0001,926
Salaries and employee benefits$1,220,0002,009
Premises and equipment expense$218,0002,788
Additional noninterest expense$1,083,0001,599
Pre-tax net operating income$283,0003,624
Securities gains (losses)$01,772
Applicable income taxes$34,0003,099
Income before extraordinary items$249,0003,597
Extraordinary gains, net$09
Net income$249,0003,596
Minority interest net income$086
Net income of bank and minority interests.$249,0003,596
Net charge-offs$1,167,000771
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$249,0003,530
2010-12-31 (YTD Data)Rank
Total interest income$21,836,0001,400
Total interest expense$8,564,000971
Net interest income$13,272,0001,665
Provision for loan and lease losses$4,525,0001,229
Total noninterest income$2,548,0001,735
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,244,0001,208
Trading account gains and fees$0175
Additional Noninterest Income$1,304,0001,856
Total noninterest expense$9,894,0001,970
Salaries and employee benefits$4,891,0001,975
Premises and equipment expense$917,0002,664
Additional noninterest expense$4,086,0001,763
Pre-tax net operating income$1,401,0002,825
Securities gains (losses)$03,793
Applicable income taxes$165,0002,859
Income before extraordinary items$1,236,0002,850
Extraordinary gains, net$029
Net income$1,236,0002,847
Minority interest net income$0111
Net income of bank and minority interests.$1,236,0002,851
Net charge-offs$4,821,0001,055
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,236,0002,749
2010-09-30 (YTD Data)Rank
Total interest income$16,682,0001,403
Total interest expense$6,671,000976
Net interest income$10,011,0001,682
Provision for loan and lease losses$3,275,0001,197
Total noninterest income$1,901,0001,761
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$929,0001,248
Trading account gains and fees$0165
Additional Noninterest Income$972,0001,831
Total noninterest expense$7,303,0001,986
Salaries and employee benefits$3,528,0002,049
Premises and equipment expense$696,0002,670
Additional noninterest expense$3,079,0001,725
Pre-tax net operating income$1,334,0002,592
Securities gains (losses)$03,651
Applicable income taxes$214,0002,488
Income before extraordinary items$1,120,0002,686
Extraordinary gains, net$023
Net income$1,120,0002,684
Minority interest net income$0110
Net income of bank and minority interests.$1,120,0002,688
Net charge-offs$2,991,0001,143
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,120,0002,561
2010-06-30 (YTD Data)Rank
Total interest income$11,140,0001,417
Total interest expense$4,490,0001,000
Net interest income$6,650,0001,698
Provision for loan and lease losses$2,250,0001,177
Total noninterest income$1,231,0001,742
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$610,0001,281
Trading account gains and fees$0152
Additional Noninterest Income$621,0001,821
Total noninterest expense$4,852,0002,011
Salaries and employee benefits$2,323,0002,092
Premises and equipment expense$470,0002,646
Additional noninterest expense$2,059,0001,713
Pre-tax net operating income$779,0002,839
Securities gains (losses)$03,184
Applicable income taxes$83,0002,935
Income before extraordinary items$696,0002,782
Extraordinary gains, net$019
Net income$696,0002,778
Minority interest net income$0105
Net income of bank and minority interests.$696,0002,781
Net charge-offs$1,875,0001,179
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$696,0002,684
2010-03-31 (YTD Data)Rank
Total interest income$5,526,0001,468
Total interest expense$2,234,0001,049
Net interest income$3,292,0001,725
Provision for loan and lease losses$1,125,0001,083
Total noninterest income$540,0001,917
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$301,0001,300
Trading account gains and fees$0175
Additional Noninterest Income$239,0002,136
Total noninterest expense$2,435,0002,022
Salaries and employee benefits$1,119,0002,204
Premises and equipment expense$235,0002,719
Additional noninterest expense$1,081,0001,624
Pre-tax net operating income$272,0003,542
Securities gains (losses)$02,284
Applicable income taxes$17,0003,541
Income before extraordinary items$255,0003,446
Extraordinary gains, net$016
Net income$255,0003,444
Minority interest net income$091
Net income of bank and minority interests.$255,0003,446
Net charge-offs$993,0001,045
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$255,0003,323
2009-12-31 (YTD Data)Rank
Total interest income$22,947,0001,502
Total interest expense$10,850,0001,092
Net interest income$12,097,0001,832
Provision for loan and lease losses$4,355,0001,574
Total noninterest income$2,633,0001,762
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,407,0001,225
Trading account gains and fees$0211
Additional Noninterest Income$1,226,0001,887
Total noninterest expense$9,112,0002,182
Salaries and employee benefits$4,931,0001,996
Premises and equipment expense$904,0002,811
Additional noninterest expense$3,277,0002,177
Pre-tax net operating income$1,263,0002,623
Securities gains (losses)$90,0002,236
Applicable income taxes$140,0002,649
Income before extraordinary items$1,213,0002,462
Extraordinary gains, net$034
Net income$1,213,0002,460
Minority interest net income$0115
Net income of bank and minority interests.$1,213,0002,461
Net charge-offs$3,778,0001,391
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,132,0002,517
2009-09-30 (YTD Data)Rank
Total interest income$17,371,0001,513
Total interest expense$8,554,0001,092
Net interest income$8,817,0001,877
Provision for loan and lease losses$2,460,0001,680
Total noninterest income$1,951,0001,812
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,048,0001,232
Trading account gains and fees$0212
Additional Noninterest Income$903,0001,961
Total noninterest expense$6,713,0002,219
Salaries and employee benefits$3,631,0002,044
Premises and equipment expense$688,0002,808
Additional noninterest expense$2,394,0002,187
Pre-tax net operating income$1,595,0001,945
Securities gains (losses)$90,0001,920
Applicable income taxes$354,0001,754
Income before extraordinary items$1,331,0002,003
Extraordinary gains, net$027
Net income$1,331,0002,002
Minority interest net income$0118
Net income of bank and minority interests.$1,331,0002,003
Net charge-offs$2,527,0001,313
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,259,9002,049
2009-06-30 (YTD Data)Rank
Total interest income$11,644,0001,538
Total interest expense$5,844,0001,118
Net interest income$5,800,0001,893
Provision for loan and lease losses$1,450,0001,676
Total noninterest income$1,232,0001,882
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$671,0001,263
Trading account gains and fees$0193
Additional Noninterest Income$561,0002,076
Total noninterest expense$4,464,0002,252
Salaries and employee benefits$2,425,0002,077
Premises and equipment expense$460,0002,842
Additional noninterest expense$1,579,0002,230
Pre-tax net operating income$1,118,0001,932
Securities gains (losses)$90,0001,569
Applicable income taxes$252,0001,718
Income before extraordinary items$956,0001,919
Extraordinary gains, net$021
Net income$956,0001,917
Minority interest net income$0112
Net income of bank and minority interests.$956,0001,918
Net charge-offs$1,460,0001,361
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$884,9001,991
2009-03-31 (YTD Data)Rank
Total interest income$5,783,0001,571
Total interest expense$3,003,0001,136
Net interest income$2,780,0001,967
Provision for loan and lease losses$750,0001,392
Total noninterest income$569,0001,946
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$322,0001,276
Trading account gains and fees$0171
Additional Noninterest Income$247,0002,217
Total noninterest expense$2,050,0002,373
Salaries and employee benefits$1,181,0002,159
Premises and equipment expense$228,0002,903
Additional noninterest expense$641,0002,417
Pre-tax net operating income$549,0002,210
Securities gains (losses)$02,434
Applicable income taxes$93,0002,257
Income before extraordinary items$456,0002,306
Extraordinary gains, net$015
Net income$456,0002,306
Minority interest net income$0102
Net income of bank and minority interests.$456,0002,308
Net charge-offs$755,0001,109
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$456,0002,172
2008-12-31 (YTD Data)Rank
Total interest income$24,552,0001,581
Total interest expense$12,861,0001,270
Net interest income$11,691,0001,906
Provision for loan and lease losses$4,550,0001,068
Total noninterest income$2,499,0001,808
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,478,0001,222
Trading account gains and fees$0154
Additional Noninterest Income$1,021,0002,088
Total noninterest expense$7,970,0002,384
Salaries and employee benefits$4,537,0002,237
Premises and equipment expense$944,0002,766
Additional noninterest expense$2,489,0002,352
Pre-tax net operating income$1,670,0002,829
Securities gains (losses)$-3,0006,917
Applicable income taxes$277,0002,491
Income before extraordinary items$1,390,0002,650
Extraordinary gains, net$039
Net income$1,390,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,648,0001,464
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$66,0001,075
Net operating income$1,392,4902,797
2008-09-30 (YTD Data)Rank
Total interest income$18,628,0001,602
Total interest expense$9,762,0001,302
Net interest income$8,866,0001,908
Provision for loan and lease losses$1,375,0001,515
Total noninterest income$1,869,0001,864
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,109,0001,225
Trading account gains and fees$0148
Additional Noninterest Income$760,0002,184
Total noninterest expense$5,748,0002,459
Salaries and employee benefits$3,218,0002,377
Premises and equipment expense$710,0002,772
Additional noninterest expense$1,820,0002,339
Pre-tax net operating income$3,612,0001,364
Securities gains (losses)$03,106
Applicable income taxes$1,037,0001,118
Income before extraordinary items$2,575,0001,433
Extraordinary gains, net$031
Net income$2,575,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,0002,093
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,575,0001,509
2008-06-30 (YTD Data)Rank
Total interest income$12,393,0001,625
Total interest expense$6,748,0001,302
Net interest income$5,645,0001,976
Provision for loan and lease losses$410,0002,133
Total noninterest income$1,236,0001,896
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$735,0001,207
Trading account gains and fees$0149
Additional Noninterest Income$501,0002,244
Total noninterest expense$3,819,0002,485
Salaries and employee benefits$2,145,0002,407
Premises and equipment expense$465,0002,814
Additional noninterest expense$1,209,0002,327
Pre-tax net operating income$2,652,0001,307
Securities gains (losses)$03,233
Applicable income taxes$785,0001,130
Income before extraordinary items$1,867,0001,475
Extraordinary gains, net$021
Net income$1,867,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,060
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,867,0001,445
2008-03-31 (YTD Data)Rank
Total interest income$6,355,0001,634
Total interest expense$3,595,0001,296
Net interest income$2,760,0002,021
Provision for loan and lease losses$130,0002,351
Total noninterest income$609,0001,935
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$360,0001,224
Trading account gains and fees$0158
Additional Noninterest Income$249,0002,230
Total noninterest expense$1,849,0002,542
Salaries and employee benefits$1,037,0002,503
Premises and equipment expense$230,0002,853
Additional noninterest expense$582,0002,376
Pre-tax net operating income$1,390,0001,357
Securities gains (losses)$02,688
Applicable income taxes$400,0001,193
Income before extraordinary items$990,0001,510
Extraordinary gains, net$015
Net income$990,0001,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,764
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$990,0001,447
2007-12-31 (YTD Data)Rank
Total interest income$23,577,0001,805
Total interest expense$13,271,0001,516
Net interest income$10,306,0002,189
Provision for loan and lease losses$594,0002,076
Total noninterest income$2,208,0002,072
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,475,0001,205
Trading account gains and fees$0178
Additional Noninterest Income$733,0002,693
Total noninterest expense$7,069,0002,563
Salaries and employee benefits$4,120,0002,430
Premises and equipment expense$874,0002,873
Additional noninterest expense$2,075,0002,574
Pre-tax net operating income$4,851,0001,693
Securities gains (losses)$02,146
Applicable income taxes$1,505,0001,420
Income before extraordinary items$3,346,0001,866
Extraordinary gains, net$039
Net income$3,346,0001,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,479
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$88,000964
Net operating income$3,346,0001,853
2007-09-30 (YTD Data)Rank
Total interest income$17,460,0001,831
Total interest expense$9,807,0001,537
Net interest income$7,653,0002,220
Provision for loan and lease losses$270,0002,452
Total noninterest income$1,573,0002,140
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,071,0001,227
Trading account gains and fees$0184
Additional Noninterest Income$502,0002,838
Total noninterest expense$4,733,0002,799
Salaries and employee benefits$2,554,0002,860
Premises and equipment expense$639,0002,914
Additional noninterest expense$1,540,0002,554
Pre-tax net operating income$4,223,0001,600
Securities gains (losses)$01,655
Applicable income taxes$1,346,0001,328
Income before extraordinary items$2,877,0001,760
Extraordinary gains, net$033
Net income$2,877,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0002,394
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,877,0001,747
2007-06-30 (YTD Data)Rank
Total interest income$11,481,0001,868
Total interest expense$6,431,0001,564
Net interest income$5,050,0002,274
Provision for loan and lease losses$120,0002,960
Total noninterest income$989,0002,265
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$677,0001,304
Trading account gains and fees$0168
Additional Noninterest Income$312,0002,948
Total noninterest expense$3,127,0002,861
Salaries and employee benefits$1,714,0002,878
Premises and equipment expense$412,0003,026
Additional noninterest expense$1,001,0002,625
Pre-tax net operating income$2,792,0001,650
Securities gains (losses)$01,444
Applicable income taxes$867,0001,414
Income before extraordinary items$1,925,0001,795
Extraordinary gains, net$029
Net income$1,925,0001,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,291
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,925,0001,782
2007-03-31 (YTD Data)Rank
Total interest income$5,661,0001,893
Total interest expense$3,209,0001,544
Net interest income$2,452,0002,326
Provision for loan and lease losses$05,779
Total noninterest income$486,0002,252
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$334,0001,290
Trading account gains and fees$0195
Additional Noninterest Income$152,0002,994
Total noninterest expense$1,511,0002,965
Salaries and employee benefits$811,0003,052
Premises and equipment expense$190,0003,240
Additional noninterest expense$510,0002,576
Pre-tax net operating income$1,427,0001,610
Securities gains (losses)$01,187
Applicable income taxes$457,0001,374
Income before extraordinary items$970,0001,764
Extraordinary gains, net$022
Net income$970,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0001,828
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$970,0001,753
2006-12-31 (YTD Data)Rank
Total interest income$19,598,0002,021
Total interest expense$10,422,0001,617
Net interest income$9,176,0002,475
Provision for loan and lease losses$65,0005,245
Total noninterest income$2,156,0002,111
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,516,0001,169
Trading account gains and fees$0130
Additional Noninterest Income$640,0002,898
Total noninterest expense$6,680,0002,622
Salaries and employee benefits$3,648,0002,654
Premises and equipment expense$778,0003,079
Additional noninterest expense$2,254,0002,301
Pre-tax net operating income$4,587,0002,024
Securities gains (losses)$01,687
Applicable income taxes$1,545,0001,617
Income before extraordinary items$3,042,0002,254
Extraordinary gains, net$051
Net income$3,042,0002,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,304
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$593,000570
Net operating income$3,042,0002,239
2006-09-30 (YTD Data)Rank
Total interest income$14,391,0002,050
Total interest expense$7,581,0001,620
Net interest income$6,810,0002,521
Provision for loan and lease losses$65,0004,757
Total noninterest income$1,639,0002,094
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,150,0001,162
Trading account gains and fees$0126
Additional Noninterest Income$489,0002,883
Total noninterest expense$4,520,0002,859
Salaries and employee benefits$2,452,0002,899
Premises and equipment expense$554,0003,201
Additional noninterest expense$1,514,0002,536
Pre-tax net operating income$3,864,0001,907
Securities gains (losses)$01,388
Applicable income taxes$1,273,0001,576
Income before extraordinary items$2,591,0002,095
Extraordinary gains, net$045
Net income$2,591,0002,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,741
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$178,000616
Net operating income$2,591,0002,086
2006-06-30 (YTD Data)Rank
Total interest income$9,450,0002,042
Total interest expense$4,898,0001,594
Net interest income$4,552,0002,515
Provision for loan and lease losses$50,0004,407
Total noninterest income$1,079,0002,105
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$746,0001,196
Trading account gains and fees$0126
Additional Noninterest Income$333,0002,827
Total noninterest expense$3,058,0002,837
Salaries and employee benefits$1,648,0002,881
Premises and equipment expense$352,0003,312
Additional noninterest expense$1,058,0002,432
Pre-tax net operating income$2,523,0001,938
Securities gains (losses)$01,185
Applicable income taxes$833,0001,613
Income before extraordinary items$1,690,0002,127
Extraordinary gains, net$039
Net income$1,690,0002,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,556
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$100,000535
Net operating income$1,690,0002,108
2006-03-31 (YTD Data)Rank
Total interest income$4,647,0002,032
Total interest expense$2,351,0001,558
Net interest income$2,296,0002,485
Provision for loan and lease losses$25,0004,252
Total noninterest income$540,0002,083
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$364,0001,190
Trading account gains and fees$0115
Additional Noninterest Income$176,0002,710
Total noninterest expense$1,357,0003,146
Salaries and employee benefits$709,0003,298
Premises and equipment expense$173,0003,378
Additional noninterest expense$475,0002,655
Pre-tax net operating income$1,454,0001,667
Securities gains (losses)$0955
Applicable income taxes$488,0001,426
Income before extraordinary items$966,0001,858
Extraordinary gains, net$021
Net income$966,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,390
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$966,0001,840
2005-12-31 (YTD Data)Rank
Total interest income$15,924,0002,093
Total interest expense$6,636,0001,713
Net interest income$9,288,0002,385
Provision for loan and lease losses$250,0003,152
Total noninterest income$2,134,0002,109
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,580,0001,130
Trading account gains and fees$0138
Additional Noninterest Income$554,0003,199
Total noninterest expense$5,369,0003,049
Salaries and employee benefits$2,903,0003,061
Premises and equipment expense$612,0003,596
Additional noninterest expense$1,854,0002,687
Pre-tax net operating income$5,803,0001,621
Securities gains (losses)$02,296
Applicable income taxes$2,052,0001,328
Income before extraordinary items$3,751,0001,834
Extraordinary gains, net$046
Net income$3,751,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,130
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,751,0001,811
2005-09-30 (YTD Data)Rank
Total interest income$11,770,0002,072
Total interest expense$4,732,0001,704
Net interest income$7,038,0002,330
Provision for loan and lease losses$215,0002,841
Total noninterest income$1,576,0002,125
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,160,0001,143
Trading account gains and fees$0126
Additional Noninterest Income$416,0003,210
Total noninterest expense$4,010,0003,020
Salaries and employee benefits$2,132,0003,089
Premises and equipment expense$456,0003,615
Additional noninterest expense$1,422,0002,585
Pre-tax net operating income$4,389,0001,628
Securities gains (losses)$02,317
Applicable income taxes$1,539,0001,357
Income before extraordinary items$2,850,0001,836
Extraordinary gains, net$035
Net income$2,850,0001,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,973
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,850,0001,802
2005-06-30 (YTD Data)Rank
Total interest income$7,757,0002,038
Total interest expense$2,977,0001,697
Net interest income$4,780,0002,268
Provision for loan and lease losses$215,0002,028
Total noninterest income$1,034,0002,124
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$758,0001,133
Trading account gains and fees$0116
Additional Noninterest Income$276,0003,220
Total noninterest expense$2,632,0003,053
Salaries and employee benefits$1,341,0003,235
Premises and equipment expense$302,0003,602
Additional noninterest expense$989,0002,456
Pre-tax net operating income$2,967,0001,567
Securities gains (losses)$02,146
Applicable income taxes$1,049,0001,321
Income before extraordinary items$1,918,0001,783
Extraordinary gains, net$030
Net income$1,918,0001,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,726
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,918,0001,750
2005-03-31 (YTD Data)Rank
Total interest income$3,852,0002,020
Total interest expense$1,462,0001,633
Net interest income$2,390,0002,253
Provision for loan and lease losses$140,0001,548
Total noninterest income$482,0002,188
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$351,0001,173
Trading account gains and fees$0115
Additional Noninterest Income$131,0003,236
Total noninterest expense$1,299,0003,095
Salaries and employee benefits$711,0003,086
Premises and equipment expense$152,0003,614
Additional noninterest expense$436,0002,779
Pre-tax net operating income$1,433,0001,581
Securities gains (losses)$01,685
Applicable income taxes$507,0001,344
Income before extraordinary items$926,0001,827
Extraordinary gains, net$024
Net income$926,0001,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,069
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$926,0001,786
2004-12-31 (YTD Data)Rank
Total interest income$13,920,0002,036
Total interest expense$5,086,0001,612
Net interest income$8,834,0002,310
Provision for loan and lease losses$380,0002,457
Total noninterest income$2,089,0002,135
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,524,0001,176
Trading account gains and fees$0138
Additional Noninterest Income$565,0003,087
Total noninterest expense$5,099,0003,059
Salaries and employee benefits$2,780,0003,055
Premises and equipment expense$575,0003,658
Additional noninterest expense$1,744,0002,736
Pre-tax net operating income$5,444,0001,566
Securities gains (losses)$-10,0008,235
Applicable income taxes$1,971,0001,291
Income before extraordinary items$3,463,0001,826
Extraordinary gains, net$034
Net income$3,463,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0001,826
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,469,4001,785
2004-09-30 (YTD Data)Rank
Total interest income$10,327,0002,029
Total interest expense$3,734,0001,615
Net interest income$6,593,0002,290
Provision for loan and lease losses$315,0002,173
Total noninterest income$1,568,0002,145
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,155,0001,154
Trading account gains and fees$0134
Additional Noninterest Income$413,0003,140
Total noninterest expense$3,796,0003,047
Salaries and employee benefits$2,089,0003,012
Premises and equipment expense$439,0003,611
Additional noninterest expense$1,268,0002,771
Pre-tax net operating income$4,050,0001,592
Securities gains (losses)$-10,0008,513
Applicable income taxes$1,439,0001,328
Income before extraordinary items$2,601,0001,837
Extraordinary gains, net$026
Net income$2,601,0001,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,942
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,607,4001,787
2004-06-30 (YTD Data)Rank
Total interest income$6,715,0002,078
Total interest expense$2,484,0001,600
Net interest income$4,231,0002,362
Provision for loan and lease losses$135,0002,929
Total noninterest income$1,021,0002,169
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$762,0001,157
Trading account gains and fees$0130
Additional Noninterest Income$259,0003,259
Total noninterest expense$2,497,0003,099
Salaries and employee benefits$1,381,0003,063
Premises and equipment expense$295,0003,605
Additional noninterest expense$821,0002,872
Pre-tax net operating income$2,620,0001,600
Securities gains (losses)$5,0002,738
Applicable income taxes$931,0001,357
Income before extraordinary items$1,694,0001,857
Extraordinary gains, net$021
Net income$1,694,0001,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,262
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,690,7501,812
2004-03-31 (YTD Data)Rank
Total interest income$3,310,0002,113
Total interest expense$1,252,0001,609
Net interest income$2,058,0002,427
Provision for loan and lease losses$80,0002,465
Total noninterest income$472,0002,246
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$368,0001,159
Trading account gains and fees$0121
Additional Noninterest Income$104,0003,624
Total noninterest expense$1,177,0003,281
Salaries and employee benefits$680,0003,111
Premises and equipment expense$135,0003,876
Additional noninterest expense$362,0003,196
Pre-tax net operating income$1,273,0001,636
Securities gains (losses)$5,0002,336
Applicable income taxes$450,0001,410
Income before extraordinary items$828,0001,885
Extraordinary gains, net$016
Net income$828,0001,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,902
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$824,7501,805
2003-12-31 (YTD Data)Rank
Total interest income$12,637,0002,278
Total interest expense$5,103,0001,756
Net interest income$7,534,0002,562
Provision for loan and lease losses$522,0002,087
Total noninterest income$1,981,0002,336
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,461,0001,189
Trading account gains and fees$0160
Additional Noninterest Income$520,0003,515
Total noninterest expense$4,375,0003,433
Salaries and employee benefits$2,420,0003,350
Premises and equipment expense$532,0003,874
Additional noninterest expense$1,423,0003,236
Pre-tax net operating income$4,618,0001,745
Securities gains (losses)$80,0002,097
Applicable income taxes$1,676,0001,470
Income before extraordinary items$3,022,0002,029
Extraordinary gains, net$054
Net income$3,022,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0002,373
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,970,8001,968
2003-09-30 (YTD Data)Rank
Total interest income$9,370,0002,339
Total interest expense$3,826,0001,827
Net interest income$5,544,0002,628
Provision for loan and lease losses$475,0001,736
Total noninterest income$1,480,0002,386
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,071,0001,224
Trading account gains and fees$0153
Additional Noninterest Income$409,0003,490
Total noninterest expense$3,144,0003,555
Salaries and employee benefits$1,754,0003,445
Premises and equipment expense$356,0004,216
Additional noninterest expense$1,034,0003,301
Pre-tax net operating income$3,405,0001,834
Securities gains (losses)$04,204
Applicable income taxes$1,185,0001,631
Income before extraordinary items$2,220,0002,122
Extraordinary gains, net$040
Net income$2,220,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,327
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,220,0002,016
2003-06-30 (YTD Data)Rank
Total interest income$6,239,0002,352
Total interest expense$2,510,0001,914
Net interest income$3,729,0002,604
Provision for loan and lease losses$400,0001,388
Total noninterest income$984,0002,382
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$716,0001,203
Trading account gains and fees$0150
Additional Noninterest Income$268,0003,501
Total noninterest expense$2,012,0003,680
Salaries and employee benefits$1,095,0003,621
Premises and equipment expense$236,0004,233
Additional noninterest expense$681,0003,311
Pre-tax net operating income$2,301,0001,812
Securities gains (losses)$03,782
Applicable income taxes$811,0001,599
Income before extraordinary items$1,490,0002,122
Extraordinary gains, net$030
Net income$1,490,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,659
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,490,0002,005
2003-03-31 (YTD Data)Rank
Total interest income$3,139,0002,349
Total interest expense$1,225,0002,011
Net interest income$1,914,0002,535
Provision for loan and lease losses$250,0001,115
Total noninterest income$472,0002,390
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$339,0001,229
Trading account gains and fees$0134
Additional Noninterest Income$133,0003,422
Total noninterest expense$1,002,0003,658
Salaries and employee benefits$561,0003,552
Premises and equipment expense$115,0004,305
Additional noninterest expense$326,0003,392
Pre-tax net operating income$1,134,0001,832
Securities gains (losses)$02,891
Applicable income taxes$401,0001,617
Income before extraordinary items$733,0002,127
Extraordinary gains, net$021
Net income$733,0002,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,563
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$733,0002,012
2002-12-31 (YTD Data)Rank
Total interest income$12,579,0002,461
Total interest expense$4,731,0002,360
Net interest income$7,848,0002,442
Provision for loan and lease losses$1,291,0001,062
Total noninterest income$1,411,0002,740
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,103,0001,465
Trading account gains and fees$0153
Additional Noninterest Income$308,0004,202
Total noninterest expense$3,657,0003,815
Salaries and employee benefits$2,056,0003,657
Premises and equipment expense$426,0004,429
Additional noninterest expense$1,175,0003,667
Pre-tax net operating income$4,311,0001,868
Securities gains (losses)$-2,0008,714
Applicable income taxes$1,534,0001,621
Income before extraordinary items$2,775,0002,157
Extraordinary gains, net$070
Net income$2,775,0002,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,0001,574
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,776,2802,077
2001-12-31 (YTD Data)Rank
Total interest income$13,969,0002,455
Total interest expense$8,245,0001,968
Net interest income$5,724,0003,073
Provision for loan and lease losses$567,0001,998
Total noninterest income$981,0003,381
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$789,0001,927
Trading account gains and fees$0177
Additional Noninterest Income$192,0005,021
Total noninterest expense$3,184,0004,139
Salaries and employee benefits$1,753,0003,988
Premises and equipment expense$439,0004,310
Additional noninterest expense$992,0004,093
Pre-tax net operating income$2,954,0002,299
Securities gains (losses)$4,0004,008
Applicable income taxes$1,062,0001,989
Income before extraordinary items$1,896,0002,663
Extraordinary gains, net$0105
Net income$1,896,0002,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$367,0001,951
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,893,4402,581
2000-12-31 (YTD Data)Rank
Total interest income$12,034,0002,892
Total interest expense$7,046,0002,399
Net interest income$4,988,0003,474
Provision for loan and lease losses$305,0002,790
Total noninterest income$867,0003,482
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$576,0002,379
Trading account gains and fees$0180
Additional Noninterest Income$291,0003,993
Total noninterest expense$2,936,0004,304
Salaries and employee benefits$1,559,0004,223
Premises and equipment expense$442,0004,180
Additional noninterest expense$935,0004,217
Pre-tax net operating income$2,614,0002,666
Securities gains (losses)$01,956
Applicable income taxes$937,0002,249
Income before extraordinary items$1,677,0002,967
Extraordinary gains, net$038
Net income$1,677,0002,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,062
Cash dividends$2,420,0001,155
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,677,0002,954
1999-12-31 (YTD Data)Rank
Total interest income$10,401,0003,107
Total interest expense$5,699,0002,586
Net interest income$4,702,0003,647
Provision for loan and lease losses$300,0002,624
Total noninterest income$666,0004,130
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$429,0003,033
Trading account gains and fees$0173
Additional Noninterest Income$237,0004,556
Total noninterest expense$2,518,0004,859
Salaries and employee benefits$1,379,0004,639
Premises and equipment expense$348,0004,979
Additional noninterest expense$791,0004,825
Pre-tax net operating income$2,550,0002,748
Securities gains (losses)$03,155
Applicable income taxes$914,0002,358
Income before extraordinary items$1,636,0003,036
Extraordinary gains, net$035
Net income$1,636,0003,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,755
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,636,0002,996
1998-12-31 (YTD Data)Rank
Total interest income$8,909,0003,564
Total interest expense$4,518,0003,294
Net interest income$4,391,0003,817
Provision for loan and lease losses$213,0003,385
Total noninterest income$573,0004,531
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$364,0003,399
Trading account gains and fees$0224
Additional Noninterest Income$209,0004,852
Total noninterest expense$2,103,0005,400
Salaries and employee benefits$1,139,0005,264
Premises and equipment expense$301,0005,370
Additional noninterest expense$663,0005,375
Pre-tax net operating income$2,648,0002,653
Securities gains (losses)$04,449
Applicable income taxes$947,0002,406
Income before extraordinary items$1,701,0002,930
Extraordinary gains, net$032
Net income$1,701,0002,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,946
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,701,0002,837
1997-12-31 (YTD Data)Rank
Total interest income$7,585,0004,171
Total interest expense$3,664,0003,988
Net interest income$3,921,0004,306
Provision for loan and lease losses$315,0002,494
Total noninterest income$515,0004,916
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$299,0004,085
Trading account gains and feesNANA
Additional Noninterest Income$216,0004,771
Total noninterest expense$1,858,0005,947
Salaries and employee benefits$1,008,0005,824
Premises and equipment expense$263,0005,883
Additional noninterest expense$587,0005,887
Pre-tax net operating income$2,263,0003,180
Securities gains (losses)$03,944
Applicable income taxes$809,0002,900
Income before extraordinary items$1,454,0003,452
Extraordinary gains, net$044
Net income$1,454,0003,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,290
Cash dividends$250,0004,919
Sale, conversion, retirement of capital stock, net$1,0001,018
Net operating income$1,454,0003,373
1996-12-31 (YTD Data)Rank
Total interest income$6,928,0004,619
Total interest expense$3,695,0003,979
Net interest income$3,233,0005,153
Provision for loan and lease losses$223,0003,174
Total noninterest income$342,0006,500
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$213,0005,342
Trading account gains and feesNANA
Additional Noninterest Income$129,0006,403
Total noninterest expense$1,559,0006,950
Salaries and employee benefits$859,0006,660
Premises and equipment expense$248,0006,276
Additional noninterest expense$452,0007,459
Pre-tax net operating income$1,793,0003,743
Securities gains (losses)$04,148
Applicable income taxes$641,0003,394
Income before extraordinary items$1,152,0004,007
Extraordinary gains, net$053
Net income$1,152,0004,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,082
Cash dividends$6,0008,257
Sale, conversion, retirement of capital stock, net$52,000717
Net operating income$1,152,0003,951
1995-12-31 (YTD Data)Rank
Total interest income$5,942,0005,243
Total interest expense$3,172,0004,520
Net interest income$2,770,0005,864
Provision for loan and lease losses$153,0003,586
Total noninterest income$304,0007,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$190,0005,864
Trading account gains and feesNANA
Additional Noninterest Income$114,0006,804
Total noninterest expense$1,588,0007,015
Salaries and employee benefits$787,0007,175
Premises and equipment expense$245,0006,430
Additional noninterest expense$556,0006,806
Pre-tax net operating income$1,333,0004,868
Securities gains (losses)$03,831
Applicable income taxes$476,0004,356
Income before extraordinary items$857,0005,179
Extraordinary gains, net$065
Net income$857,0005,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,621
Cash dividends$4,0008,669
Sale, conversion, retirement of capital stock, net$24,000706
Net operating income$857,0005,170
1994-12-31 (YTD Data)Rank
Total interest income$4,596,0006,052
Total interest expense$2,106,0005,375
Net interest income$2,490,0006,504
Provision for loan and lease losses$173,0003,331
Total noninterest income$212,0008,534
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0006,817
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,142
Total noninterest expense$1,439,0007,794
Salaries and employee benefits$713,0007,779
Premises and equipment expense$239,0006,704
Additional noninterest expense$487,0007,978
Pre-tax net operating income$1,090,0005,606
Securities gains (losses)$7,0002,440
Applicable income taxes$389,0004,862
Income before extraordinary items$708,0005,861
Extraordinary gains, net$0249
Net income$708,0005,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,032
Cash dividends$3,0008,892
Sale, conversion, retirement of capital stock, net$9,0001,093
Net operating income$703,4505,947
1993-12-31 (YTD Data)Rank
Total interest income$3,714,0007,243
Total interest expense$1,831,0006,262
Net interest income$1,883,0008,003
Provision for loan and lease losses$118,0005,382
Total noninterest income$181,0009,582
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0007,602
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,987
Total noninterest expense$1,333,0008,398
Salaries and employee benefits$704,0007,973
Premises and equipment expense$223,0007,222
Additional noninterest expense$406,0009,204
Pre-tax net operating income$613,0007,859
Securities gains (losses)$07,477
Applicable income taxes$224,0007,193
Income before extraordinary items$389,0008,544
Extraordinary gains, net$03,149
Net income$389,0008,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0005,154
Cash dividends$1,0009,069
Sale, conversion, retirement of capital stock, net$2,793,000293
Net operating income$389,0008,281
1992-12-31 (YTD Data)Rank
Total interest income$2,795,0009,337
Total interest expense$1,503,0008,498
Net interest income$1,292,00010,000
Provision for loan and lease losses$193,0005,318
Total noninterest income$110,00011,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$73,0009,449
Trading account gains and feesNANA
Additional Noninterest Income$37,00011,257
Total noninterest expense$971,00010,108
Salaries and employee benefits$571,0009,077
Premises and equipment expense$159,0008,856
Additional noninterest expense$241,00011,657
Pre-tax net operating income$238,00010,723
Securities gains (losses)$18,0005,726
Applicable income taxes$84,00010,333
Income before extraordinary items$172,00010,960
Extraordinary gains, net$01,422
Net income$172,00011,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0005,956
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$159,94010,798

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.