Home > Community First Bank, Inc. > Net charge- offs to loans
Community First Bank, Inc., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0298% | 4,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 4,419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0476% | 4,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2559% | 4,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0999% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3479% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0884% | 2,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 4,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0775% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0294% | 4,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2510% | 4,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1274% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8892% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1203% | 1,978 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 4,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0291% | 4,364 |
| Percentage Net Loans Charged-off:Construction & development | -0.0780% | 4,524 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0433% | 4,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2472% | 4,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0200% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7888% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0127% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0401% | 4,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0798% | 4,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2434% | 4,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0282% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2696% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0259% | 1,763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0204% | 4,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 4,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.1122% | 4,587 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 3,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0700% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0142% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0974% | 4,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3200% | 4,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0516% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7882% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0338% | 2,394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0242% | 4,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0499% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.1425% | 4,638 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 3,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0907% | 4,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0187% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1263% | 4,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3115% | 4,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0652% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8438% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0468% | 2,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0495% | 4,235 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0732% | 4,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.2059% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 3,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1307% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1727% | 4,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2143% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0231% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0887% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0015% | 2,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1070% | 4,474 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1379% | 4,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.4116% | 4,324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2387% | 4,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3125% | 4,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2040% | 4,270 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0236% | 3,858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8351% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0329% | 3,847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0546% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0915% | 4,567 |
| Percentage Net Loans Charged-off:Construction & development | -0.1642% | 4,296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 4,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1754% | 4,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5340% | 3,587 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0646% | 4,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0618% | 4,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0287% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1727% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0168% | 2,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0321% | 4,282 |
| Percentage Net Loans Charged-off:Construction & development | -0.1612% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 4,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0440% | 4,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0342% | 3,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0394% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3842% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0255% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 3,480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.2272% | 4,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0134% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 4,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0448% | 4,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0138% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0337% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3209% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0201% | 1,833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 633 |
| Percentage Net Loans Charged-off:Construction & development | -0.0187% | 4,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 3,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1145% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0031% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2833% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0220% | 3,722 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 4,523 |
| Percentage Net Loans Charged-off:Construction & development | -0.0691% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0650% | 4,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0948% | 4,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2031% | 4,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1333% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3535% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1184% | 2,291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0178% | 4,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0831% | 4,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0368% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0548% | 4,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2291% | 4,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1023% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4401% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0857% | 2,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 4,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 4,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0571% | 4,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0886% | 4,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1571% | 4,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0552% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4327% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0373% | 2,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 4,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0634% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0645% | 4,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1006% | 4,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2135% | 4,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1046% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7884% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0668% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0415% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1152% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | -1.0648% | 4,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0447% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0464% | 4,681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 3,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 4,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3260% | 4,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1525% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4966% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1178% | 2,685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 4,710 |
| Percentage Net Loans Charged-off:Construction & development | -1.4108% | 4,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2522% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 4,586 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 3,593 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 4,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3730% | 4,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1276% | 2,598 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1701% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0971% | 2,608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1025% | 5,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1920% | 5,118 |
| Percentage Net Loans Charged-off:Construction & development | -2.1956% | 4,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,308 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0343% | 3,666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3753% | 4,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1342% | 2,342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3140% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1314% | 2,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 4,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3804% | 4,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0102% | 2,376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3197% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0052% | 2,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0274% | 4,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,977 |
| Percentage Net Loans Charged-off:Construction & development | -0.4441% | 4,840 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 4,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1388% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2087% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8104% | 5,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1455% | 2,684 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0217% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1160% | 2,735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0383% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | -0.4122% | 4,872 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0401% | 4,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2326% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3483% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2984% | 5,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0936% | 2,718 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6718% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0535% | 2,832 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 4,400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.4124% | 4,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1174% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3368% | 5,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0184% | 2,824 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3743% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0031% | 4,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 4,282 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 4,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0065% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5897% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0199% | 4,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1414% | 5,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1190% | 5,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.6052% | 5,081 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0673% | 5,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0638% | 5,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 3,710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0918% | 5,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0100% | 5,361 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0209% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0465% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0451% | 4,882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1884% | 5,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1577% | 5,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.7817% | 5,144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0925% | 5,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0811% | 5,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 3,744 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1163% | 5,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0973% | 5,405 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0745% | 4,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8493% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0972% | 4,998 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1638% | 5,543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1058% | 5,414 |
| Percentage Net Loans Charged-off:Construction & development | -0.4652% | 5,106 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0499% | 5,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0789% | 5,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1158% | 5,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4371% | 5,470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0866% | 4,955 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2784% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1247% | 4,995 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3067% | 5,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2165% | 5,647 |
| Percentage Net Loans Charged-off:Construction & development | -1.3191% | 5,247 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1027% | 5,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 5,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0514% | 5,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.0598% | 5,579 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0422% | 4,782 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5641% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1309% | 4,952 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0769% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1732% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 1.1401% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 1,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3969% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0471% | 4,090 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 1,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1003% | 5,577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1000% | 5,292 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8071% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2287% | 5,426 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 2,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2085% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 1.2774% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 1,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5549% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0647% | 4,158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2704% | 5,647 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3948% | 5,584 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4398% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6284% | 5,633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 1,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2780% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 1.6396% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0996% | 4,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1355% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5582% | 5,726 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6956% | 5,727 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3544% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9141% | 5,736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0385% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0757% | 4,965 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2056% | 5,294 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7027% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5803% | 5,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4601% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5180% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 1.1981% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5294% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2541% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7916% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 5,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 2,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1055% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3356% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3291% | 5,708 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4700% | 532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5734% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 1.5941% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3974% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3613% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0519% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 2,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5863% | 5,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2293% | 2,329 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2863% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1800% | 5,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8552% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9633% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 2.8307% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5280% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6866% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3732% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3300% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2867% | 5,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6971% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5635% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3048% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8008% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8664% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 3.4788% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2264% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4635% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7053% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3474% | 5,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3760% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3127% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8171% | 814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6540% | 138 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2516% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 4.1180% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3387% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0573% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2701% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9524% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2551% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0119% | 5,349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9787% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1338% | 5,697 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1539% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6140% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 5.3195% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5542% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2569% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6925% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0455% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4949% | 48 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0926% | 5,576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1036% | 5,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2488% | 92 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9422% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 6.4082% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2995% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8685% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5361% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5482% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8864% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2028% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4362% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1759% | 2,379 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3826% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8439% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 0.6627% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6233% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1476% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6961% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6174% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4292% | 1,191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0486% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0521% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9037% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 2.0047% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7220% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7493% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1999% | 1,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9625% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8602% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6544% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9438% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6277% | 1,636 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1662% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0040% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 2.1053% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9730% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7350% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4009% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8596% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9176% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0450% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6984% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0757% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4169% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4184% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 3.9944% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3466% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8376% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2442% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0475% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8039% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9887% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6252% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0199% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5122% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6330% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 6.7119% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5846% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6345% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6177% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3972% | 4,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9457% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4889% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4055% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8290% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4536% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4799% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2279% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 8.4177% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5972% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1424% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4493% | 1,076 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3287% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9151% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6804% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0202% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7801% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4482% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0791% | 887 |
| Percentage Net Loans Charged-off:Construction & development | 4.2350% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7051% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1085% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4665% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2830% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7484% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9291% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0902% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0328% | 344 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1950% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7325% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 1.9993% | 969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7124% | 1,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6258% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7951% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1760% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8786% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8122% | 606 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9892% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4964% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2414% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0363% | 1,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4711% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5959% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6495% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8954% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2177% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9312% | 562 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6749% | 191 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3952% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 11.3361% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5365% | 1,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3288% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4121% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5580% | 421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.8478% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2217% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2267% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7349% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2810% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7353% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 10.1727% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5009% | 1,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1035% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8773% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9120% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1858% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7119% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6448% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3478% | 256 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0236% | 661 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1691% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 12.9229% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7075% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1608% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0004% | 713 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2000% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3869% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2896% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0612% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0883% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8506% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0450% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 7.1218% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1494% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6936% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0191% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6165% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5621% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4026% | 2,319 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3412% | 2,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8378% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8365% | 1,037 |
| Percentage Net Loans Charged-off:Construction & development | 6.4396% | 982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0771% | 3,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0438% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6083% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1435% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5447% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1372% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3521% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5123% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4317% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 4.4244% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7489% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9462% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7041% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4555% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2263% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5393% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4156% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2611% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 3.2797% | 1,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6695% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5100% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7057% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6790% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4382% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8540% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4956% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2669% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 4.8093% | 806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2336% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5164% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3381% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3552% | 595 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2632% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3947% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8670% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 3.4193% | 1,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7491% | 1,609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6449% | 1,089 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7700% | 1,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8449% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3383% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1188% | 1,618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2376% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6667% | 2,049 |
| Percentage Net Loans Charged-off:Construction & development | 3.0383% | 1,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4586% | 1,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6864% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4145% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9638% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2531% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0692% | 1,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4992% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | 2.9574% | 1,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 2,641 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0546% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6843% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4145% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4742% | 1,662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1062% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3917% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | 1.5577% | 1,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3358% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1959% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5922% | 246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7546% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | -2.9538% | 1,669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6386% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3334% | 2,184 |
| Percentage Net Loans Charged-off:Construction & development | 2.9159% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0863% | 1,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9002% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9862% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6705% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2327% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.3271% | 1,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1217% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1652% | 1,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5916% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3481% | 1,775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 2,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8211% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8426% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5238% | 891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1693% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1034% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5156% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 3,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 3,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1148% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3951% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5097% | 3,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6023% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5385% | 2,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5767% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 4,435 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 8,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0300% | 8,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 8,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0617% | 3,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3669% | 3,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1384% | 1,242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0256% | 8,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0419% | 8,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0478% | 8,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0833% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4139% | 2,894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3743% | 1,050 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0492% | 8,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0817% | 8,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0940% | 8,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1254% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4918% | 2,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5581% | 889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 2,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2110% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1239% | 3,419 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1323% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 3,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0438% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0757% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 1,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7143% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0103% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1276% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0993% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1085% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5835% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5034% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1463% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1399% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1831% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1352% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5981% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5739% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 7,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4872% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 8,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5981% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2212% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1700% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1877% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1230% | 3,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9089% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3127% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1713% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0990% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1722% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1945% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0863% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6024% | 2,995 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9070% | 929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0438% | 1,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0492% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7014% | 2,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6302% | 1,248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 3,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3580% | 3,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6339% | 1,027 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1930% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 2,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0437% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 1,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0989% | 4,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8777% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4420% | 1,029 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0590% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1400% | 3,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7519% | 2,852 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2337% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1285% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0771% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0898% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0952% | 3,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4026% | 3,976 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6987% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2133% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4763% | 3,262 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2042% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4175% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1527% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2580% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6710% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2178% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0122% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0045% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7133% | 1,029 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3434% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4130% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 3,820 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7736% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2869% | 2,336 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4340% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2177% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 4,262 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 5,797 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2688% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4570% | 4,586 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |