Home > Community First Bank > Income and Expense
Community First Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,741,000 | 1,558 |
| Total interest expense | $12,234,000 | 1,344 |
| Net interest income | $9,507,000 | 1,876 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $5,425,000 | 906 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,830,000 | 731 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,595,000 | 799 |
| Total noninterest expense | $12,946,000 | 1,146 |
| Salaries and employee benefits | $6,051,000 | 1,117 |
| Premises and equipment expense | $2,310,000 | 932 |
| Additional noninterest expense | $4,585,000 | 1,199 |
| Pre-tax net operating income | $1,981,000 | 3,524 |
| Securities gains (losses) | $39,000 | 1,464 |
| Applicable income taxes | $543,000 | 3,947 |
| Income before extraordinary items | $1,477,000 | 3,290 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,477,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-463,000 | 11,925 |
| Cash dividends | $65,000 | 7,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,448,530 | 3,320 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,819,000 | 1,638 |
| Total interest expense | $9,465,000 | 1,378 |
| Net interest income | $9,354,000 | 1,938 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $5,359,000 | 885 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,774,000 | 755 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,585,000 | 783 |
| Total noninterest expense | $11,583,000 | 1,283 |
| Salaries and employee benefits | $5,920,000 | 1,136 |
| Premises and equipment expense | $2,123,000 | 1,007 |
| Additional noninterest expense | $3,540,000 | 1,575 |
| Pre-tax net operating income | $2,890,000 | 2,458 |
| Securities gains (losses) | $79,000 | 884 |
| Applicable income taxes | $1,374,000 | 1,679 |
| Income before extraordinary items | $1,595,000 | 3,017 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,595,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,734 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,118 |
| Net operating income | $1,544,440 | 3,121 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,449,000 | 1,692 |
| Total interest expense | $9,343,000 | 1,437 |
| Net interest income | $9,106,000 | 1,980 |
| Provision for loan and lease losses | $611,000 | 1,821 |
| Total noninterest income | $3,679,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,500,000 | 874 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,179,000 | 1,183 |
| Total noninterest expense | $11,969,000 | 1,284 |
| Salaries and employee benefits | $5,957,000 | 1,137 |
| Premises and equipment expense | $2,126,000 | 1,026 |
| Additional noninterest expense | $3,886,000 | 1,561 |
| Pre-tax net operating income | $205,000 | 10,990 |
| Securities gains (losses) | $404,000 | 1,038 |
| Applicable income taxes | $-13,000 | 12,796 |
| Income before extraordinary items | $622,000 | 6,619 |
| Extraordinary gains, net | $-365,000 | 13,131 |
| Net income | $257,000 | 10,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,181,000 | 1,025 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,033 |
| Net operating income | $218,000 | 10,193 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,253,000 | 1,676 |
| Total interest expense | $11,335,000 | 1,541 |
| Net interest income | $9,918,000 | 1,844 |
| Provision for loan and lease losses | $867,000 | 2,043 |
| Total noninterest income | $8,710,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,133,000 | 1,172 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,577,000 | 501 |
| Total noninterest expense | $17,657,000 | 940 |
| Salaries and employee benefits | $5,852,000 | 1,142 |
| Premises and equipment expense | $2,010,000 | 1,114 |
| Additional noninterest expense | $9,795,000 | 778 |
| Pre-tax net operating income | $104,000 | 11,985 |
| Securities gains (losses) | $1,283,000 | 545 |
| Applicable income taxes | $355,000 | 5,285 |
| Income before extraordinary items | $1,032,000 | 4,362 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,032,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 2,713 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $82,580 | 11,883 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.