Home > Community Bank & Trust > Income and Expense
Community Bank & Trust, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $50,150,000 | 649 |
| Total interest expense | $30,469,000 | 363 |
| Net interest income | $19,681,000 | 1,117 |
| Provision for loan and lease losses | $55,723,000 | 218 |
| Total noninterest income | $18,175,000 | 419 |
| Gross Fiduciary activities income | $297,000 | 670 |
| Service charges on deposit accounts | $8,115,000 | 226 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,763,000 | 452 |
| Total noninterest expense | $46,989,000 | 458 |
| Salaries and employee benefits | $17,739,000 | 540 |
| Premises and equipment expense | $6,430,000 | 417 |
| Additional noninterest expense | $22,820,000 | 394 |
| Pre-tax net operating income | $-64,856,000 | 7,890 |
| Securities gains (losses) | $1,861,000 | 292 |
| Applicable income taxes | $-4,014,000 | 7,700 |
| Income before extraordinary items | $-58,981,000 | 7,887 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-58,981,000 | 7,886 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-58,981,000 | 7,886 |
| Net charge-offs | $40,989,000 | 228 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-60,730,340 | 7,893 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $39,424,000 | 635 |
| Total interest expense | $23,573,000 | 379 |
| Net interest income | $15,851,000 | 1,040 |
| Provision for loan and lease losses | $56,751,000 | 189 |
| Total noninterest income | $14,875,000 | 396 |
| Gross Fiduciary activities income | $218,000 | 675 |
| Service charges on deposit accounts | $6,000,000 | 231 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,657,000 | 406 |
| Total noninterest expense | $34,353,000 | 471 |
| Salaries and employee benefits | $13,514,000 | 545 |
| Premises and equipment expense | $4,917,000 | 427 |
| Additional noninterest expense | $15,922,000 | 412 |
| Pre-tax net operating income | $-60,378,000 | 8,000 |
| Securities gains (losses) | $247,000 | 1,150 |
| Applicable income taxes | $4,353,000 | 242 |
| Income before extraordinary items | $-64,484,000 | 8,008 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-64,484,000 | 8,007 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-64,484,000 | 8,007 |
| Net charge-offs | $40,742,000 | 193 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-64,731,000 | 8,010 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $29,202,000 | 588 |
| Total interest expense | $15,954,000 | 402 |
| Net interest income | $13,248,000 | 818 |
| Provision for loan and lease losses | $6,325,000 | 632 |
| Total noninterest income | $9,718,000 | 399 |
| Gross Fiduciary activities income | $200,000 | 596 |
| Service charges on deposit accounts | $3,828,000 | 238 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,690,000 | 419 |
| Total noninterest expense | $24,698,000 | 449 |
| Salaries and employee benefits | $9,668,000 | 523 |
| Premises and equipment expense | $3,463,000 | 409 |
| Additional noninterest expense | $11,567,000 | 388 |
| Pre-tax net operating income | $-8,057,000 | 7,871 |
| Securities gains (losses) | $399,000 | 607 |
| Applicable income taxes | $-2,593,000 | 7,949 |
| Income before extraordinary items | $-5,065,000 | 7,800 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,065,000 | 7,799 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,065,000 | 7,799 |
| Net charge-offs | $4,156,000 | 665 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,328,340 | 7,831 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $15,509,000 | 570 |
| Total interest expense | $7,993,000 | 411 |
| Net interest income | $7,516,000 | 710 |
| Provision for loan and lease losses | $3,000,000 | 564 |
| Total noninterest income | $4,387,000 | 415 |
| Gross Fiduciary activities income | $59,000 | 738 |
| Service charges on deposit accounts | $1,721,000 | 254 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,607,000 | 414 |
| Total noninterest expense | $12,672,000 | 414 |
| Salaries and employee benefits | $5,138,000 | 492 |
| Premises and equipment expense | $1,841,000 | 382 |
| Additional noninterest expense | $5,693,000 | 350 |
| Pre-tax net operating income | $-3,769,000 | 7,981 |
| Securities gains (losses) | $207,000 | 652 |
| Applicable income taxes | $-1,535,000 | 8,058 |
| Income before extraordinary items | $-2,027,000 | 7,905 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,027,000 | 7,906 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,027,000 | 7,906 |
| Net charge-offs | $948,000 | 983 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,159,480 | 7,919 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $72,182,000 | 525 |
| Total interest expense | $36,429,000 | 443 |
| Net interest income | $35,753,000 | 605 |
| Provision for loan and lease losses | $22,626,000 | 342 |
| Total noninterest income | $23,395,000 | 318 |
| Gross Fiduciary activities income | $329,000 | 658 |
| Service charges on deposit accounts | $8,895,000 | 218 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,171,000 | 302 |
| Total noninterest expense | $47,810,000 | 444 |
| Salaries and employee benefits | $21,771,000 | 444 |
| Premises and equipment expense | $6,930,000 | 398 |
| Additional noninterest expense | $19,109,000 | 410 |
| Pre-tax net operating income | $-11,288,000 | 8,015 |
| Securities gains (losses) | $-76,000 | 7,211 |
| Applicable income taxes | $-5,052,000 | 8,108 |
| Income before extraordinary items | $-6,312,000 | 7,885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,312,000 | 7,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,789,000 | 309 |
| Cash dividends | $3,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-6,263,360 | 7,925 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $55,813,000 | 524 |
| Total interest expense | $27,805,000 | 462 |
| Net interest income | $28,008,000 | 599 |
| Provision for loan and lease losses | $6,626,000 | 535 |
| Total noninterest income | $19,910,000 | 308 |
| Gross Fiduciary activities income | $260,000 | 649 |
| Service charges on deposit accounts | $6,770,000 | 218 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,880,000 | 280 |
| Total noninterest expense | $35,195,000 | 445 |
| Salaries and employee benefits | $17,193,000 | 434 |
| Premises and equipment expense | $5,354,000 | 398 |
| Additional noninterest expense | $12,648,000 | 411 |
| Pre-tax net operating income | $6,097,000 | 830 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $1,584,000 | 793 |
| Income before extraordinary items | $4,532,000 | 810 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,532,000 | 809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,289,000 | 604 |
| Cash dividends | $3,000,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,517,940 | 864 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $38,180,000 | 520 |
| Total interest expense | $18,718,000 | 474 |
| Net interest income | $19,462,000 | 574 |
| Provision for loan and lease losses | $4,114,000 | 496 |
| Total noninterest income | $13,656,000 | 315 |
| Gross Fiduciary activities income | $179,000 | 653 |
| Service charges on deposit accounts | $4,429,000 | 216 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,048,000 | 280 |
| Total noninterest expense | $23,087,000 | 450 |
| Salaries and employee benefits | $11,521,000 | 441 |
| Premises and equipment expense | $3,628,000 | 392 |
| Additional noninterest expense | $7,938,000 | 424 |
| Pre-tax net operating income | $5,917,000 | 592 |
| Securities gains (losses) | $-12,000 | 8,136 |
| Applicable income taxes | $1,848,000 | 552 |
| Income before extraordinary items | $4,057,000 | 680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,057,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,412,000 | 696 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,065,280 | 661 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $19,835,000 | 521 |
| Total interest expense | $9,823,000 | 477 |
| Net interest income | $10,012,000 | 554 |
| Provision for loan and lease losses | $1,222,000 | 547 |
| Total noninterest income | $6,840,000 | 315 |
| Gross Fiduciary activities income | $77,000 | 707 |
| Service charges on deposit accounts | $2,149,000 | 223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,614,000 | 287 |
| Total noninterest expense | $11,462,000 | 443 |
| Salaries and employee benefits | $5,774,000 | 440 |
| Premises and equipment expense | $1,763,000 | 407 |
| Additional noninterest expense | $3,925,000 | 413 |
| Pre-tax net operating income | $4,168,000 | 474 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,395,000 | 451 |
| Income before extraordinary items | $2,773,000 | 551 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,773,000 | 552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 813 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,773,000 | 524 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $77,633,000 | 553 |
| Total interest expense | $36,669,000 | 548 |
| Net interest income | $40,964,000 | 556 |
| Provision for loan and lease losses | $5,380,000 | 384 |
| Total noninterest income | $22,719,000 | 341 |
| Gross Fiduciary activities income | $313,000 | 698 |
| Service charges on deposit accounts | $8,500,000 | 220 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,906,000 | 330 |
| Total noninterest expense | $42,099,000 | 460 |
| Salaries and employee benefits | $20,952,000 | 464 |
| Premises and equipment expense | $5,701,000 | 467 |
| Additional noninterest expense | $15,446,000 | 417 |
| Pre-tax net operating income | $16,204,000 | 553 |
| Securities gains (losses) | $-100,000 | 8,146 |
| Applicable income taxes | $5,394,000 | 511 |
| Income before extraordinary items | $10,710,000 | 610 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,710,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,754,000 | 389 |
| Cash dividends | $5,400,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $10,777,000 | 599 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $57,203,000 | 557 |
| Total interest expense | $26,746,000 | 566 |
| Net interest income | $30,457,000 | 561 |
| Provision for loan and lease losses | $3,100,000 | 381 |
| Total noninterest income | $15,915,000 | 364 |
| Gross Fiduciary activities income | $293,000 | 646 |
| Service charges on deposit accounts | $6,181,000 | 219 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,441,000 | 359 |
| Total noninterest expense | $30,702,000 | 465 |
| Salaries and employee benefits | $15,257,000 | 485 |
| Premises and equipment expense | $4,639,000 | 432 |
| Additional noninterest expense | $10,806,000 | 424 |
| Pre-tax net operating income | $12,570,000 | 576 |
| Securities gains (losses) | $-62,000 | 8,213 |
| Applicable income taxes | $4,169,000 | 539 |
| Income before extraordinary items | $8,339,000 | 631 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,339,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,442,000 | 508 |
| Cash dividends | $4,400,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $8,380,540 | 620 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $37,178,000 | 579 |
| Total interest expense | $17,170,000 | 599 |
| Net interest income | $20,008,000 | 584 |
| Provision for loan and lease losses | $1,850,000 | 341 |
| Total noninterest income | $10,701,000 | 375 |
| Gross Fiduciary activities income | $161,000 | 694 |
| Service charges on deposit accounts | $4,028,000 | 225 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,512,000 | 368 |
| Total noninterest expense | $20,240,000 | 482 |
| Salaries and employee benefits | $10,035,000 | 505 |
| Premises and equipment expense | $2,974,000 | 463 |
| Additional noninterest expense | $7,231,000 | 437 |
| Pre-tax net operating income | $8,619,000 | 587 |
| Securities gains (losses) | $-7,000 | 7,919 |
| Applicable income taxes | $2,898,000 | 542 |
| Income before extraordinary items | $5,714,000 | 644 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,714,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,047,000 | 439 |
| Cash dividends | $3,600,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,718,620 | 628 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,704,000 | 597 |
| Total interest expense | $8,030,000 | 619 |
| Net interest income | $9,674,000 | 595 |
| Provision for loan and lease losses | $1,150,000 | 269 |
| Total noninterest income | $5,320,000 | 371 |
| Gross Fiduciary activities income | $66,000 | 758 |
| Service charges on deposit accounts | $1,906,000 | 229 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,348,000 | 360 |
| Total noninterest expense | $9,910,000 | 492 |
| Salaries and employee benefits | $4,962,000 | 516 |
| Premises and equipment expense | $1,433,000 | 476 |
| Additional noninterest expense | $3,515,000 | 432 |
| Pre-tax net operating income | $3,934,000 | 623 |
| Securities gains (losses) | $-7,000 | 8,210 |
| Applicable income taxes | $1,295,000 | 597 |
| Income before extraordinary items | $2,632,000 | 688 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,632,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 488 |
| Cash dividends | $800,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,636,690 | 675 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $61,697,000 | 636 |
| Total interest expense | $25,216,000 | 672 |
| Net interest income | $36,481,000 | 616 |
| Provision for loan and lease losses | $3,535,000 | 331 |
| Total noninterest income | $19,745,000 | 379 |
| Gross Fiduciary activities income | $330,000 | 692 |
| Service charges on deposit accounts | $8,046,000 | 216 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,369,000 | 380 |
| Total noninterest expense | $34,823,000 | 527 |
| Salaries and employee benefits | $17,355,000 | 545 |
| Premises and equipment expense | $4,622,000 | 545 |
| Additional noninterest expense | $12,846,000 | 452 |
| Pre-tax net operating income | $17,868,000 | 598 |
| Securities gains (losses) | $-541,000 | 8,520 |
| Applicable income taxes | $5,849,000 | 569 |
| Income before extraordinary items | $11,478,000 | 661 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,478,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,387,000 | 522 |
| Cash dividends | $2,800,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,835,060 | 631 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $44,758,000 | 662 |
| Total interest expense | $17,845,000 | 700 |
| Net interest income | $26,913,000 | 641 |
| Provision for loan and lease losses | $2,465,000 | 328 |
| Total noninterest income | $14,781,000 | 393 |
| Gross Fiduciary activities income | $225,000 | 706 |
| Service charges on deposit accounts | $6,080,000 | 220 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,476,000 | 396 |
| Total noninterest expense | $26,379,000 | 537 |
| Salaries and employee benefits | $13,082,000 | 558 |
| Premises and equipment expense | $3,886,000 | 501 |
| Additional noninterest expense | $9,411,000 | 468 |
| Pre-tax net operating income | $12,850,000 | 636 |
| Securities gains (losses) | $-541,000 | 8,635 |
| Applicable income taxes | $4,123,000 | 625 |
| Income before extraordinary items | $8,186,000 | 718 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,186,000 | 717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $850,000 | 534 |
| Cash dividends | $1,800,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,548,470 | 684 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $28,683,000 | 674 |
| Total interest expense | $11,093,000 | 709 |
| Net interest income | $17,590,000 | 657 |
| Provision for loan and lease losses | $1,505,000 | 340 |
| Total noninterest income | $9,176,000 | 416 |
| Gross Fiduciary activities income | $146,000 | 720 |
| Service charges on deposit accounts | $3,980,000 | 223 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,050,000 | 427 |
| Total noninterest expense | $17,832,000 | 541 |
| Salaries and employee benefits | $8,611,000 | 570 |
| Premises and equipment expense | $2,588,000 | 502 |
| Additional noninterest expense | $6,633,000 | 450 |
| Pre-tax net operating income | $7,429,000 | 723 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,439,000 | 685 |
| Income before extraordinary items | $4,990,000 | 782 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,990,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 590 |
| Cash dividends | $1,200,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,990,000 | 769 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,762,000 | 680 |
| Total interest expense | $5,196,000 | 713 |
| Net interest income | $8,566,000 | 664 |
| Provision for loan and lease losses | $915,000 | 288 |
| Total noninterest income | $4,383,000 | 429 |
| Gross Fiduciary activities income | $73,000 | 734 |
| Service charges on deposit accounts | $1,885,000 | 228 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,425,000 | 435 |
| Total noninterest expense | $8,552,000 | 549 |
| Salaries and employee benefits | $4,293,000 | 572 |
| Premises and equipment expense | $1,249,000 | 517 |
| Additional noninterest expense | $3,010,000 | 485 |
| Pre-tax net operating income | $3,482,000 | 760 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,132,000 | 720 |
| Income before extraordinary items | $2,350,000 | 810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,350,000 | 809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 305 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,350,000 | 797 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $46,264,000 | 698 |
| Total interest expense | $15,430,000 | 736 |
| Net interest income | $30,834,000 | 682 |
| Provision for loan and lease losses | $2,900,000 | 373 |
| Total noninterest income | $22,153,000 | 371 |
| Gross Fiduciary activities income | $273,000 | 738 |
| Service charges on deposit accounts | $7,953,000 | 221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,927,000 | 348 |
| Total noninterest expense | $33,433,000 | 544 |
| Salaries and employee benefits | $15,714,000 | 587 |
| Premises and equipment expense | $4,360,000 | 559 |
| Additional noninterest expense | $13,359,000 | 440 |
| Pre-tax net operating income | $16,654,000 | 619 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $4,196,000 | 750 |
| Income before extraordinary items | $12,457,000 | 598 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $12,457,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,587,000 | 481 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,457,750 | 585 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,407,000 | 700 |
| Total interest expense | $10,855,000 | 737 |
| Net interest income | $22,552,000 | 689 |
| Provision for loan and lease losses | $2,000,000 | 384 |
| Total noninterest income | $14,043,000 | 424 |
| Gross Fiduciary activities income | $180,000 | 751 |
| Service charges on deposit accounts | $5,837,000 | 222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,026,000 | 417 |
| Total noninterest expense | $25,041,000 | 540 |
| Salaries and employee benefits | $12,092,000 | 567 |
| Premises and equipment expense | $3,700,000 | 494 |
| Additional noninterest expense | $9,249,000 | 465 |
| Pre-tax net operating income | $9,554,000 | 777 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $3,035,000 | 767 |
| Income before extraordinary items | $6,518,000 | 821 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,518,000 | 823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $988,000 | 495 |
| Cash dividends | $1,500,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,518,680 | 806 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,464,000 | 708 |
| Total interest expense | $6,784,000 | 742 |
| Net interest income | $14,680,000 | 701 |
| Provision for loan and lease losses | $1,565,000 | 329 |
| Total noninterest income | $9,378,000 | 417 |
| Gross Fiduciary activities income | $131,000 | 725 |
| Service charges on deposit accounts | $3,788,000 | 220 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,459,000 | 413 |
| Total noninterest expense | $16,581,000 | 545 |
| Salaries and employee benefits | $8,108,000 | 562 |
| Premises and equipment expense | $2,392,000 | 504 |
| Additional noninterest expense | $6,081,000 | 471 |
| Pre-tax net operating income | $5,912,000 | 807 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $1,847,000 | 811 |
| Income before extraordinary items | $4,064,000 | 856 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,064,000 | 856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $526,000 | 571 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,064,690 | 836 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,215,000 | 733 |
| Total interest expense | $3,185,000 | 753 |
| Net interest income | $7,030,000 | 719 |
| Provision for loan and lease losses | $665,000 | 363 |
| Total noninterest income | $4,466,000 | 417 |
| Gross Fiduciary activities income | $63,000 | 753 |
| Service charges on deposit accounts | $1,772,000 | 223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,631,000 | 412 |
| Total noninterest expense | $8,014,000 | 541 |
| Salaries and employee benefits | $4,001,000 | 565 |
| Premises and equipment expense | $1,131,000 | 530 |
| Additional noninterest expense | $2,882,000 | 483 |
| Pre-tax net operating income | $2,817,000 | 834 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $874,000 | 845 |
| Income before extraordinary items | $1,942,000 | 900 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,942,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 560 |
| Cash dividends | $500,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,942,690 | 876 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $37,324,000 | 748 |
| Total interest expense | $10,564,000 | 780 |
| Net interest income | $26,760,000 | 724 |
| Provision for loan and lease losses | $3,025,000 | 377 |
| Total noninterest income | $18,817,000 | 407 |
| Gross Fiduciary activities income | $285,000 | 703 |
| Service charges on deposit accounts | $7,981,000 | 219 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,551,000 | 397 |
| Total noninterest expense | $30,129,000 | 564 |
| Salaries and employee benefits | $15,043,000 | 570 |
| Premises and equipment expense | $3,908,000 | 584 |
| Additional noninterest expense | $11,178,000 | 496 |
| Pre-tax net operating income | $12,423,000 | 719 |
| Securities gains (losses) | $63,000 | 1,563 |
| Applicable income taxes | $3,893,000 | 728 |
| Income before extraordinary items | $8,593,000 | 768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,593,000 | 769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,344,000 | 621 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,549,530 | 748 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,590,000 | 748 |
| Total interest expense | $7,641,000 | 788 |
| Net interest income | $19,949,000 | 727 |
| Provision for loan and lease losses | $2,375,000 | 369 |
| Total noninterest income | $13,631,000 | 430 |
| Gross Fiduciary activities income | $194,000 | 734 |
| Service charges on deposit accounts | $6,034,000 | 224 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,403,000 | 423 |
| Total noninterest expense | $22,259,000 | 572 |
| Salaries and employee benefits | $10,874,000 | 587 |
| Premises and equipment expense | $3,063,000 | 564 |
| Additional noninterest expense | $8,322,000 | 496 |
| Pre-tax net operating income | $8,946,000 | 744 |
| Securities gains (losses) | $63,000 | 1,486 |
| Applicable income taxes | $2,814,000 | 764 |
| Income before extraordinary items | $6,195,000 | 810 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,195,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $851,000 | 641 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,151,530 | 785 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,077,000 | 760 |
| Total interest expense | $4,942,000 | 796 |
| Net interest income | $13,135,000 | 725 |
| Provision for loan and lease losses | $1,850,000 | 332 |
| Total noninterest income | $8,674,000 | 434 |
| Gross Fiduciary activities income | $118,000 | 757 |
| Service charges on deposit accounts | $4,006,000 | 220 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,550,000 | 440 |
| Total noninterest expense | $14,651,000 | 577 |
| Salaries and employee benefits | $7,121,000 | 601 |
| Premises and equipment expense | $1,970,000 | 583 |
| Additional noninterest expense | $5,560,000 | 493 |
| Pre-tax net operating income | $5,308,000 | 824 |
| Securities gains (losses) | $64,000 | 1,301 |
| Applicable income taxes | $1,633,000 | 860 |
| Income before extraordinary items | $3,739,000 | 874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,739,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 614 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,694,200 | 846 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,153,000 | 763 |
| Total interest expense | $2,444,000 | 821 |
| Net interest income | $6,709,000 | 722 |
| Provision for loan and lease losses | $1,075,000 | 299 |
| Total noninterest income | $4,034,000 | 450 |
| Gross Fiduciary activities income | $51,000 | 796 |
| Service charges on deposit accounts | $1,886,000 | 230 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,097,000 | 468 |
| Total noninterest expense | $7,443,000 | 575 |
| Salaries and employee benefits | $3,532,000 | 614 |
| Premises and equipment expense | $933,000 | 630 |
| Additional noninterest expense | $2,978,000 | 461 |
| Pre-tax net operating income | $2,225,000 | 971 |
| Securities gains (losses) | $36,000 | 1,385 |
| Applicable income taxes | $593,000 | 1,134 |
| Income before extraordinary items | $1,668,000 | 978 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,668,000 | 978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 904 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,641,360 | 944 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,066,000 | 812 |
| Total interest expense | $10,860,000 | 821 |
| Net interest income | $24,206,000 | 790 |
| Provision for loan and lease losses | $3,010,000 | 473 |
| Total noninterest income | $10,550,000 | 623 |
| Gross Fiduciary activities income | $250,000 | 753 |
| Service charges on deposit accounts | $4,191,000 | 410 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,109,000 | 650 |
| Total noninterest expense | $24,851,000 | 667 |
| Salaries and employee benefits | $11,829,000 | 721 |
| Premises and equipment expense | $3,524,000 | 647 |
| Additional noninterest expense | $9,498,000 | 584 |
| Pre-tax net operating income | $6,895,000 | 1,216 |
| Securities gains (losses) | $77,000 | 2,125 |
| Applicable income taxes | $1,627,000 | 1,502 |
| Income before extraordinary items | $5,345,000 | 1,204 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,345,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,167,000 | 389 |
| Cash dividends | $4,000,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,285,710 | 1,150 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,253,000 | 833 |
| Total interest expense | $8,387,000 | 832 |
| Net interest income | $17,866,000 | 813 |
| Provision for loan and lease losses | $1,440,000 | 672 |
| Total noninterest income | $7,061,000 | 712 |
| Gross Fiduciary activities income | $183,000 | 755 |
| Service charges on deposit accounts | $2,876,000 | 449 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,002,000 | 752 |
| Total noninterest expense | $18,574,000 | 690 |
| Salaries and employee benefits | $9,070,000 | 721 |
| Premises and equipment expense | $2,826,000 | 614 |
| Additional noninterest expense | $6,678,000 | 619 |
| Pre-tax net operating income | $4,913,000 | 1,310 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,129,000 | 1,682 |
| Income before extraordinary items | $3,784,000 | 1,303 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,784,000 | 1,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,241,000 | 601 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,784,000 | 1,229 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,455,000 | 838 |
| Total interest expense | $5,780,000 | 835 |
| Net interest income | $11,675,000 | 833 |
| Provision for loan and lease losses | $960,000 | 659 |
| Total noninterest income | $4,743,000 | 698 |
| Gross Fiduciary activities income | $113,000 | 778 |
| Service charges on deposit accounts | $1,880,000 | 455 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,750,000 | 719 |
| Total noninterest expense | $12,247,000 | 691 |
| Salaries and employee benefits | $6,025,000 | 725 |
| Premises and equipment expense | $1,892,000 | 612 |
| Additional noninterest expense | $4,330,000 | 630 |
| Pre-tax net operating income | $3,211,000 | 1,330 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $708,000 | 1,804 |
| Income before extraordinary items | $2,503,000 | 1,323 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,503,000 | 1,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,103,000 | 492 |
| Cash dividends | $1,000,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,503,000 | 1,232 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 848 |
| Total interest expense | $2,993,000 | 825 |
| Net interest income | $5,688,000 | 859 |
| Provision for loan and lease losses | $480,000 | 637 |
| Total noninterest income | $2,492,000 | 670 |
| Gross Fiduciary activities income | $47,000 | 828 |
| Service charges on deposit accounts | $933,000 | 447 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,512,000 | 660 |
| Total noninterest expense | $6,041,000 | 694 |
| Salaries and employee benefits | $3,037,000 | 715 |
| Premises and equipment expense | $935,000 | 621 |
| Additional noninterest expense | $2,069,000 | 644 |
| Pre-tax net operating income | $1,659,000 | 1,294 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $351,000 | 1,814 |
| Income before extraordinary items | $1,308,000 | 1,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,308,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 430 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,308,000 | 1,182 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,541,000 | 855 |
| Total interest expense | $13,674,000 | 824 |
| Net interest income | $21,867,000 | 894 |
| Provision for loan and lease losses | $2,500,000 | 626 |
| Total noninterest income | $17,358,000 | 437 |
| Gross Fiduciary activities income | $171,000 | 880 |
| Service charges on deposit accounts | $3,780,000 | 427 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,407,000 | 369 |
| Total noninterest expense | $25,124,000 | 649 |
| Salaries and employee benefits | $12,728,000 | 635 |
| Premises and equipment expense | $3,578,000 | 625 |
| Additional noninterest expense | $8,818,000 | 612 |
| Pre-tax net operating income | $11,601,000 | 751 |
| Securities gains (losses) | $110,000 | 1,644 |
| Applicable income taxes | $3,628,000 | 785 |
| Income before extraordinary items | $8,083,000 | 785 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,083,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,647,000 | 630 |
| Cash dividends | $3,600,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,007,100 | 763 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $39,972,000 | 856 |
| Total interest expense | $19,105,000 | 853 |
| Net interest income | $20,867,000 | 845 |
| Provision for loan and lease losses | $2,204,000 | 649 |
| Total noninterest income | $16,808,000 | 431 |
| Gross Fiduciary activities income | $130,000 | 931 |
| Service charges on deposit accounts | $3,509,000 | 427 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,169,000 | 365 |
| Total noninterest expense | $24,992,000 | 642 |
| Salaries and employee benefits | $12,843,000 | 603 |
| Premises and equipment expense | $3,214,000 | 672 |
| Additional noninterest expense | $8,935,000 | 626 |
| Pre-tax net operating income | $10,479,000 | 737 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $3,324,000 | 769 |
| Income before extraordinary items | $7,203,000 | 772 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,203,000 | 772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,858,000 | 604 |
| Cash dividends | $1,600,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,170,360 | 744 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $38,231,000 | 924 |
| Total interest expense | $18,556,000 | 966 |
| Net interest income | $19,675,000 | 882 |
| Provision for loan and lease losses | $1,420,000 | 800 |
| Total noninterest income | $14,091,000 | 467 |
| Gross Fiduciary activities income | $101,000 | 944 |
| Service charges on deposit accounts | $2,897,000 | 471 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,093,000 | 393 |
| Total noninterest expense | $21,933,000 | 707 |
| Salaries and employee benefits | $10,865,000 | 660 |
| Premises and equipment expense | $2,852,000 | 725 |
| Additional noninterest expense | $8,216,000 | 664 |
| Pre-tax net operating income | $10,413,000 | 754 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,209,000 | 784 |
| Income before extraordinary items | $7,204,000 | 751 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,204,000 | 751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $915,000 | 797 |
| Cash dividends | $1,400,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,204,000 | 749 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,770,000 | 1,431 |
| Total interest expense | $9,680,000 | 1,556 |
| Net interest income | $13,090,000 | 1,330 |
| Provision for loan and lease losses | $970,000 | 1,005 |
| Total noninterest income | $10,051,000 | 617 |
| Gross Fiduciary activities income | $113,000 | 972 |
| Service charges on deposit accounts | $1,627,000 | 816 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $8,311,000 | 492 |
| Total noninterest expense | $15,341,000 | 926 |
| Salaries and employee benefits | $7,472,000 | 921 |
| Premises and equipment expense | $2,186,000 | 915 |
| Additional noninterest expense | $5,683,000 | 872 |
| Pre-tax net operating income | $6,830,000 | 1,130 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,101,000 | 1,180 |
| Income before extraordinary items | $4,729,000 | 1,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,729,000 | 1,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,453 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,729,000 | 1,144 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,669,000 | 1,654 |
| Total interest expense | $8,977,000 | 1,711 |
| Net interest income | $10,692,000 | 1,580 |
| Provision for loan and lease losses | $665,000 | 1,374 |
| Total noninterest income | $11,992,000 | 534 |
| Gross Fiduciary activities income | $112,000 | 989 |
| Service charges on deposit accounts | $1,379,000 | 900 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $10,501,000 | 425 |
| Total noninterest expense | $13,376,000 | 997 |
| Salaries and employee benefits | $6,483,000 | 1,008 |
| Premises and equipment expense | $1,855,000 | 1,041 |
| Additional noninterest expense | $5,038,000 | 947 |
| Pre-tax net operating income | $8,643,000 | 911 |
| Securities gains (losses) | $62,000 | 1,582 |
| Applicable income taxes | $2,804,000 | 926 |
| Income before extraordinary items | $5,901,000 | 921 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,901,000 | 920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,139 |
| Cash dividends | $1,050,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,858,840 | 894 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,613,000 | 1,977 |
| Total interest expense | $7,425,000 | 2,058 |
| Net interest income | $9,188,000 | 1,895 |
| Provision for loan and lease losses | $531,000 | 1,696 |
| Total noninterest income | $11,070,000 | 531 |
| Gross Fiduciary activities income | $93,000 | 1,067 |
| Service charges on deposit accounts | $954,000 | 1,339 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $10,023,000 | 407 |
| Total noninterest expense | $13,222,000 | 1,035 |
| Salaries and employee benefits | $6,842,000 | 964 |
| Premises and equipment expense | $1,671,000 | 1,191 |
| Additional noninterest expense | $4,709,000 | 1,015 |
| Pre-tax net operating income | $6,505,000 | 1,211 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $2,104,000 | 1,259 |
| Income before extraordinary items | $4,405,000 | 1,239 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,405,000 | 1,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,632 |
| Cash dividends | $950,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,402,280 | 1,214 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,756,000 | 2,276 |
| Total interest expense | $6,482,000 | 2,381 |
| Net interest income | $8,274,000 | 2,177 |
| Provision for loan and lease losses | $526,000 | 1,669 |
| Total noninterest income | $7,367,000 | 728 |
| Gross Fiduciary activities income | $103,000 | 1,099 |
| Service charges on deposit accounts | $759,000 | 1,772 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,505,000 | 548 |
| Total noninterest expense | $10,471,000 | 1,366 |
| Salaries and employee benefits | $5,133,000 | 1,306 |
| Premises and equipment expense | $1,382,000 | 1,467 |
| Additional noninterest expense | $3,956,000 | 1,365 |
| Pre-tax net operating income | $4,644,000 | 1,568 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $1,495,000 | 1,603 |
| Income before extraordinary items | $3,133,000 | 1,591 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,133,000 | 1,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,083 |
| Cash dividends | $640,000 | 2,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,143,880 | 1,550 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,428,000 | 2,489 |
| Total interest expense | $5,782,000 | 2,658 |
| Net interest income | $7,646,000 | 2,343 |
| Provision for loan and lease losses | $536,000 | 1,490 |
| Total noninterest income | $5,224,000 | 933 |
| Gross Fiduciary activities income | $105,000 | 1,157 |
| Service charges on deposit accounts | $663,000 | 2,042 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,456,000 | 707 |
| Total noninterest expense | $8,819,000 | 1,611 |
| Salaries and employee benefits | $4,057,000 | 1,629 |
| Premises and equipment expense | $898,000 | 2,231 |
| Additional noninterest expense | $3,864,000 | 1,371 |
| Pre-tax net operating income | $3,515,000 | 2,091 |
| Securities gains (losses) | $-60,000 | 11,272 |
| Applicable income taxes | $996,000 | 2,393 |
| Income before extraordinary items | $2,459,000 | 2,048 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,459,000 | 2,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,460 |
| Cash dividends | $840,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,501,600 | 1,996 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,933,000 | 2,781 |
| Total interest expense | $4,358,000 | 2,812 |
| Net interest income | $6,575,000 | 2,754 |
| Provision for loan and lease losses | $489,000 | 1,573 |
| Total noninterest income | $4,341,000 | 1,019 |
| Gross Fiduciary activities income | $70,000 | 1,251 |
| Service charges on deposit accounts | $614,000 | 2,213 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,657,000 | 779 |
| Total noninterest expense | $7,818,000 | 1,856 |
| Salaries and employee benefits | $3,582,000 | 1,868 |
| Premises and equipment expense | $998,000 | 2,044 |
| Additional noninterest expense | $3,238,000 | 1,696 |
| Pre-tax net operating income | $2,609,000 | 2,711 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $736,000 | 2,986 |
| Income before extraordinary items | $1,875,000 | 2,593 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,875,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,506 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,873,560 | 2,610 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,558,000 | 2,943 |
| Total interest expense | $4,328,000 | 2,948 |
| Net interest income | $6,230,000 | 2,925 |
| Provision for loan and lease losses | $489,000 | 2,140 |
| Total noninterest income | $3,186,000 | 1,392 |
| Gross Fiduciary activities income | $49,000 | 1,342 |
| Service charges on deposit accounts | $584,000 | 2,349 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,553,000 | 1,074 |
| Total noninterest expense | $6,773,000 | 2,159 |
| Salaries and employee benefits | $2,985,000 | 2,228 |
| Premises and equipment expense | $752,000 | 2,697 |
| Additional noninterest expense | $3,036,000 | 1,896 |
| Pre-tax net operating income | $2,154,000 | 3,077 |
| Securities gains (losses) | $86,000 | 2,714 |
| Applicable income taxes | $617,000 | 3,514 |
| Income before extraordinary items | $1,623,000 | 3,002 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,623,000 | 3,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 2,391 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,561,080 | 2,943 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,224,000 | 3,125 |
| Total interest expense | $5,041,000 | 3,286 |
| Net interest income | $6,183,000 | 2,943 |
| Provision for loan and lease losses | $927,000 | 1,927 |
| Total noninterest income | $2,171,000 | 1,833 |
| Gross Fiduciary activities income | $48,000 | 1,371 |
| Service charges on deposit accounts | $607,000 | 2,257 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,516,000 | 1,511 |
| Total noninterest expense | $5,895,000 | 2,462 |
| Salaries and employee benefits | $2,482,000 | 2,621 |
| Premises and equipment expense | $763,000 | 2,718 |
| Additional noninterest expense | $2,650,000 | 2,219 |
| Pre-tax net operating income | $1,532,000 | 3,974 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $444,000 | 4,408 |
| Income before extraordinary items | $1,088,000 | 4,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,088,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $748,000 | 1,895 |
| Cash dividends | $480,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,088,000 | 3,863 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.