Home > Community Bank of Mississippi > Net charge- offs to loans
Community Bank of Mississippi, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 2,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0143% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 4,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0078% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4735% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4735% | 1,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0071% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 4,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 3,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4955% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4955% | 1,006 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 4,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 3,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3881% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3881% | 1,123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 4,433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4039% | 1,072 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4039% | 1,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0495% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 4,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 4,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3054% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3054% | 1,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0172% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0320% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 4,379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0236% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1158% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1158% | 1,771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0469% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 4,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 3,745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 3,212 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0640% | 3,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0640% | 3,956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0657% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 3,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0023% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1256% | 4,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1256% | 4,066 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 663 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 3,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 3,899 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 3,212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0677% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0970% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0970% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0359% | 629 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 3,948 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 3,271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0660% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0159% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0159% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0800% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 3,964 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0652% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0048% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0048% | 3,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0949% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1058% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0905% | 3,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0905% | 3,925 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0233% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1238% | 4,060 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 3,370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1865% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3613% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3613% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0350% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1630% | 4,074 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 3,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1978% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2840% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2840% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0176% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0252% | 4,049 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 3,417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3245% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3192% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3192% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0372% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 4,064 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5673% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4213% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4213% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0726% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2216% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1069% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5238% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6865% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6865% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 817 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 4,270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 4,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3303% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1177% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0915% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4102% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5322% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5322% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 4,407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 4,744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0425% | 4,233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0788% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0779% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3571% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5172% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5172% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,772 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0428% | 4,279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1511% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5429% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5429% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0788% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0541% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6487% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0988% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3063% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9388% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9388% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1181% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0595% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0725% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0341% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0230% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2249% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8858% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8858% | 765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0978% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 4,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0816% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1678% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8256% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8256% | 777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0460% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1047% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1437% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9130% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9130% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1070% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0878% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1960% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0887% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1360% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7030% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7030% | 1,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1237% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0060% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2461% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0978% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4177% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4177% | 1,662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0658% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 4,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3038% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3038% | 1,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0183% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1389% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 4,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3963% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3963% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0941% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 2,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 1,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4891% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7623% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7623% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5977% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 4,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0602% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5764% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5764% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2063% | 812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0382% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5813% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5813% | 1,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 1,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0923% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4680% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4680% | 1,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0593% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1101% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2372% | 4,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0979% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1431% | 1,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8059% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8059% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5824% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1468% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1043% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1193% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7676% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7676% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9091% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0957% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1628% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1266% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5286% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5286% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9293% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1888% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2156% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3329% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3329% | 1,511 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8048% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 3,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.0296% | 5,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 2,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2313% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6507% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1749% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2924% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2599% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2599% | 2,447 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4108% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 3,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 2,898 |
| Percentage Net Loans Charged-off:Construction & development | -0.0711% | 5,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1844% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0374% | 2,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2991% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2991% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3733% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 2,938 |
| Percentage Net Loans Charged-off:Construction & development | -0.0504% | 5,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1287% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1287% | 2,594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4777% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0378% | 2,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.1022% | 5,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1846% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2089% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0487% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2611% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2611% | 1,879 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0417% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 4,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.3122% | 1,226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 6,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1010% | 3,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0710% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1046% | 2,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0244% | 2,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3622% | 2,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3622% | 2,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3539% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 4,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 3,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.4246% | 1,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0539% | 6,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 3,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 3,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 5,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4785% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4785% | 1,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5311% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 4,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 5,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.1813% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0824% | 6,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 3,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 3,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1116% | 5,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3438% | 2,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3438% | 2,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4459% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 3,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 5,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.2613% | 768 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1093% | 6,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 2,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 2,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1725% | 5,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5721% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5721% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.3908% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1775% | 3,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 3,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 2,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0615% | 2,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3802% | 2,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2655% | 1,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3946% | 2,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4086% | 2,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4086% | 2,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6492% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2015% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1604% | 3,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0154% | 2,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0438% | 2,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4352% | 1,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3496% | 1,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4463% | 1,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3711% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5554% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5554% | 1,876 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3291% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2628% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2554% | 2,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1922% | 1,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5331% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6044% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2606% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3891% | 2,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3891% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2322% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2709% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2842% | 2,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0275% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1709% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5553% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5553% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3461% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3532% | 3,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.2533% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4955% | 2,001 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2961% | 2,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1655% | 1,675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3144% | 2,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1598% | 3,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3771% | 3,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3421% | 3,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2429% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2637% | 3,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2439% | 3,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.3334% | 2,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1405% | 2,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3893% | 2,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2214% | 1,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4127% | 2,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1529% | 3,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5266% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4670% | 2,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7147% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1027% | 3,918 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 6,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 2,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2953% | 2,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3312% | 1,126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2903% | 2,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 3,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3100% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2653% | 2,845 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1519% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1134% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 3,334 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 6,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2286% | 2,166 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3439% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 2,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6522% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5210% | 1,736 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4235% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3214% | 4,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2948% | 3,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.3910% | 2,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1381% | 3,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5589% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7062% | 1,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5392% | 2,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4382% | 3,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3251% | 4,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0401% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3053% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3228% | 3,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.5166% | 2,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1818% | 2,486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5642% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6392% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1199% | 3,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3218% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4245% | 3,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4819% | 2,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.7546% | 2,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3357% | 1,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7501% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8529% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0237% | 6,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2259% | 3,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8586% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9792% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 1.6332% | 1,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7722% | 898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2716% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4386% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0569% | 6,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4483% | 2,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4076% | 4,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4244% | 3,133 |
| Percentage Net Loans Charged-off:Construction & development | 1.3793% | 2,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1056% | 2,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1758% | 3,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0579% | 1,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1897% | 3,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3083% | 4,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3400% | 4,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0403% | 1,979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4558% | 3,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5011% | 2,439 |
| Percentage Net Loans Charged-off:Construction & development | 1.6470% | 1,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0979% | 2,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1735% | 2,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1935% | 2,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1319% | 4,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3005% | 4,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0528% | 1,705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 5,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 4,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0560% | 2,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 2,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1695% | 2,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1890% | 2,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2751% | 3,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4596% | 3,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0506% | 4,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 3,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.1105% | 1,732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 7,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 2,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3438% | 3,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1855% | 4,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 3,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.1714% | 2,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1156% | 1,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2317% | 2,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2538% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2214% | 3,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6130% | 3,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0481% | 6,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 4,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0796% | 3,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0903% | 1,980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 1,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1817% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0538% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6904% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0672% | 6,940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 3,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 2,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0173% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0503% | 1,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1819% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1977% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0957% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5305% | 2,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1011% | 7,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3824% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4163% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1423% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7907% | 1,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1915% | 7,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1071% | 3,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 2,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2664% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2889% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1326% | 3,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5930% | 2,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6978% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 3,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 2,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1577% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1708% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1725% | 2,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6203% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1589% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 2,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4307% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 2,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1353% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1463% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6071% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 1,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0720% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1365% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1468% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 3,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5455% | 2,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0627% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 3,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1279% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1374% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1748% | 7,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4983% | 2,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0811% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 2,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2683% | 7,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5849% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1243% | 929 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1983% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5542% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1483% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3918% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2501% | 4,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2007% | 1,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 2,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0371% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1999% | 4,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2603% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 2,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5190% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2205% | 4,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3808% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2944% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5621% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3264% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2027% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 1,954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1283% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 2,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 2,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4561% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3607% | 4,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1355% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2271% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1418% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7070% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3701% | 4,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3094% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1091% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2151% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2939% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3376% | 3,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5869% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2148% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4319% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5647% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2237% | 3,866 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 4,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 2,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0695% | 2,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3286% | 3,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5338% | 4,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0794% | 1,597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 5,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 2,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 1,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3700% | 2,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2572% | 5,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 5,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 2,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 2,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 2,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1835% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1348% | 5,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 4,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0982% | 2,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0798% | 4,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1890% | 3,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 1,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 1,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3485% | 3,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1527% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2019% | 1,417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 4,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 2,146 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 8,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2258% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2427% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3315% | 3,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2674% | 5,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7209% | 843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 4,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.1218% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3798% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2780% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1535% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1909% | 3,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0335% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2720% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2922% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8017% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6162% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 702 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 1,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1468% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0780% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 4,667 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3602% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 5,259 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 5,650 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3420% | 5,609 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |