Home > Community Bank of Florida, Inc. > Income and Expense
Community Bank of Florida, Inc., Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,832,000 | 1,283 |
| Total interest expense | $1,430,000 | 1,845 |
| Net interest income | $18,402,000 | 1,239 |
| Provision for loan and lease losses | $1,499,000 | 574 |
| Total noninterest income | $2,353,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $2,158,000 | 611 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $195,000 | 4,485 |
| Total noninterest expense | $17,156,000 | 1,171 |
| Salaries and employee benefits | $9,556,000 | 1,175 |
| Premises and equipment expense | $1,952,000 | 1,207 |
| Additional noninterest expense | $5,648,000 | 1,146 |
| Pre-tax net operating income | $2,100,000 | 2,916 |
| Securities gains (losses) | $-41,000 | 6,009 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,059,000 | 2,678 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,059,000 | 2,679 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,059,000 | 2,680 |
| Net charge-offs | $1,387,000 | 524 |
| Cash dividends | $65,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,100,000 | 2,580 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,784,000 | 1,295 |
| Total interest expense | $1,076,000 | 1,853 |
| Net interest income | $13,708,000 | 1,259 |
| Provision for loan and lease losses | $1,473,000 | 422 |
| Total noninterest income | $2,346,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,605,000 | 616 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $741,000 | 2,409 |
| Total noninterest expense | $12,640,000 | 1,200 |
| Salaries and employee benefits | $7,095,000 | 1,191 |
| Premises and equipment expense | $1,445,000 | 1,244 |
| Additional noninterest expense | $4,100,000 | 1,174 |
| Pre-tax net operating income | $1,941,000 | 2,620 |
| Securities gains (losses) | $-41,000 | 6,132 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,900,000 | 2,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,900,000 | 2,357 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,900,000 | 2,357 |
| Net charge-offs | $1,481,000 | 351 |
| Cash dividends | $65,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,941,000 | 2,278 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,802,000 | 1,307 |
| Total interest expense | $717,000 | 1,864 |
| Net interest income | $9,085,000 | 1,263 |
| Provision for loan and lease losses | $608,000 | 640 |
| Total noninterest income | $1,617,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $1,065,000 | 605 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $552,000 | 2,300 |
| Total noninterest expense | $8,425,000 | 1,199 |
| Salaries and employee benefits | $4,711,000 | 1,195 |
| Premises and equipment expense | $953,000 | 1,251 |
| Additional noninterest expense | $2,761,000 | 1,161 |
| Pre-tax net operating income | $1,669,000 | 2,173 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,669,000 | 1,879 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,669,000 | 1,882 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,669,000 | 1,882 |
| Net charge-offs | $611,000 | 539 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,669,000 | 1,836 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 1,310 |
| Total interest expense | $357,000 | 1,883 |
| Net interest income | $4,528,000 | 1,251 |
| Provision for loan and lease losses | $400,000 | 491 |
| Total noninterest income | $870,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $543,000 | 586 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $327,000 | 2,006 |
| Total noninterest expense | $4,154,000 | 1,223 |
| Salaries and employee benefits | $2,340,000 | 1,202 |
| Premises and equipment expense | $481,000 | 1,257 |
| Additional noninterest expense | $1,333,000 | 1,193 |
| Pre-tax net operating income | $844,000 | 2,125 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $844,000 | 1,847 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $844,000 | 1,850 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $844,000 | 1,849 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $844,000 | 1,778 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $19,748,000 | 1,281 |
| Total interest expense | $1,785,000 | 1,627 |
| Net interest income | $17,963,000 | 1,245 |
| Provision for loan and lease losses | $625,000 | 1,230 |
| Total noninterest income | $3,370,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,339,000 | 585 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,031,000 | 2,296 |
| Total noninterest expense | $18,241,000 | 1,105 |
| Salaries and employee benefits | $8,992,000 | 1,205 |
| Premises and equipment expense | $2,095,000 | 1,141 |
| Additional noninterest expense | $7,154,000 | 912 |
| Pre-tax net operating income | $2,467,000 | 2,614 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,467,000 | 2,327 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,467,000 | 2,327 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,467,000 | 2,327 |
| Net charge-offs | $706,000 | 1,154 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,467,000 | 2,283 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,644,000 | 1,302 |
| Total interest expense | $1,410,000 | 1,585 |
| Net interest income | $13,234,000 | 1,275 |
| Provision for loan and lease losses | $609,000 | 979 |
| Total noninterest income | $3,023,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,741,000 | 591 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,282,000 | 1,636 |
| Total noninterest expense | $13,923,000 | 1,098 |
| Salaries and employee benefits | $6,714,000 | 1,202 |
| Premises and equipment expense | $1,609,000 | 1,129 |
| Additional noninterest expense | $5,600,000 | 872 |
| Pre-tax net operating income | $1,725,000 | 2,778 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,725,000 | 2,476 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,725,000 | 2,477 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,725,000 | 2,476 |
| Net charge-offs | $312,000 | 1,570 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,725,000 | 2,430 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,692,000 | 1,309 |
| Total interest expense | $992,000 | 1,520 |
| Net interest income | $8,700,000 | 1,278 |
| Provision for loan and lease losses | $521,000 | 819 |
| Total noninterest income | $2,667,000 | 1,030 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $1,137,000 | 592 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,530,000 | 1,083 |
| Total noninterest expense | $8,833,000 | 1,146 |
| Salaries and employee benefits | $4,488,000 | 1,208 |
| Premises and equipment expense | $1,061,000 | 1,147 |
| Additional noninterest expense | $3,284,000 | 988 |
| Pre-tax net operating income | $2,013,000 | 1,817 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,013,000 | 1,532 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,013,000 | 1,535 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,013,000 | 1,534 |
| Net charge-offs | $189,000 | 1,640 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,013,000 | 1,501 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 1,320 |
| Total interest expense | $497,000 | 1,535 |
| Net interest income | $4,306,000 | 1,289 |
| Provision for loan and lease losses | $208,000 | 962 |
| Total noninterest income | $1,060,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $578,000 | 567 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $482,000 | 1,455 |
| Total noninterest expense | $4,417,000 | 1,152 |
| Salaries and employee benefits | $2,238,000 | 1,231 |
| Premises and equipment expense | $521,000 | 1,187 |
| Additional noninterest expense | $1,658,000 | 965 |
| Pre-tax net operating income | $741,000 | 2,226 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $741,000 | 1,926 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $741,000 | 1,929 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $741,000 | 1,929 |
| Net charge-offs | $175,000 | 1,028 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $741,000 | 1,888 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,813,000 | 1,283 |
| Total interest expense | $2,746,000 | 1,233 |
| Net interest income | $17,067,000 | 1,286 |
| Provision for loan and lease losses | $552,000 | 1,722 |
| Total noninterest income | $5,022,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,431,000 | 566 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,591,000 | 1,270 |
| Total noninterest expense | $18,905,000 | 1,081 |
| Salaries and employee benefits | $8,797,000 | 1,224 |
| Premises and equipment expense | $2,217,000 | 1,077 |
| Additional noninterest expense | $7,891,000 | 855 |
| Pre-tax net operating income | $2,632,000 | 2,380 |
| Securities gains (losses) | $-40,000 | 6,429 |
| Applicable income taxes | $867,000 | 1,594 |
| Income before extraordinary items | $1,725,000 | 2,880 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,725,000 | 2,882 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,725,000 | 2,883 |
| Net charge-offs | $1,430,000 | 974 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,751,800 | 2,799 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,917,000 | 1,279 |
| Total interest expense | $2,189,000 | 1,197 |
| Net interest income | $12,728,000 | 1,287 |
| Provision for loan and lease losses | $428,000 | 1,703 |
| Total noninterest income | $4,204,000 | 1,070 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,830,000 | 562 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,374,000 | 1,137 |
| Total noninterest expense | $14,487,000 | 1,059 |
| Salaries and employee benefits | $6,578,000 | 1,229 |
| Premises and equipment expense | $1,692,000 | 1,068 |
| Additional noninterest expense | $6,217,000 | 823 |
| Pre-tax net operating income | $2,017,000 | 2,403 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $759,000 | 1,505 |
| Income before extraordinary items | $1,258,000 | 2,981 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,258,000 | 2,985 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,258,000 | 2,985 |
| Net charge-offs | $1,137,000 | 918 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,258,000 | 2,913 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,113,000 | 1,252 |
| Total interest expense | $1,493,000 | 1,197 |
| Net interest income | $8,620,000 | 1,261 |
| Provision for loan and lease losses | $272,000 | 1,780 |
| Total noninterest income | $3,239,000 | 957 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,226,000 | 545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,013,000 | 982 |
| Total noninterest expense | $9,971,000 | 1,016 |
| Salaries and employee benefits | $4,389,000 | 1,221 |
| Premises and equipment expense | $1,165,000 | 1,030 |
| Additional noninterest expense | $4,417,000 | 766 |
| Pre-tax net operating income | $1,616,000 | 2,077 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $608,000 | 1,335 |
| Income before extraordinary items | $1,008,000 | 2,635 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,008,000 | 2,640 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,008,000 | 2,640 |
| Net charge-offs | $293,000 | 1,716 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,008,000 | 2,529 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 1,220 |
| Total interest expense | $764,000 | 1,209 |
| Net interest income | $4,505,000 | 1,207 |
| Provision for loan and lease losses | $260,000 | 1,119 |
| Total noninterest income | $1,784,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $622,000 | 535 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,162,000 | 883 |
| Total noninterest expense | $4,996,000 | 1,025 |
| Salaries and employee benefits | $2,205,000 | 1,226 |
| Premises and equipment expense | $566,000 | 1,077 |
| Additional noninterest expense | $2,225,000 | 768 |
| Pre-tax net operating income | $1,033,000 | 1,655 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $389,000 | 1,108 |
| Income before extraordinary items | $644,000 | 2,135 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $644,000 | 2,137 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $644,000 | 2,137 |
| Net charge-offs | $216,000 | 1,299 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $644,000 | 2,047 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,683,000 | 1,226 |
| Total interest expense | $3,564,000 | 1,255 |
| Net interest income | $18,119,000 | 1,223 |
| Provision for loan and lease losses | $4,209,000 | 588 |
| Total noninterest income | $1,826,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,318,000 | 615 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-492,000 | 6,927 |
| Total noninterest expense | $20,239,000 | 985 |
| Salaries and employee benefits | $9,207,000 | 1,145 |
| Premises and equipment expense | $2,364,000 | 1,005 |
| Additional noninterest expense | $8,668,000 | 808 |
| Pre-tax net operating income | $-4,503,000 | 6,947 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-4,503,000 | 6,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,503,000 | 6,952 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,503,000 | 6,952 |
| Net charge-offs | $4,275,000 | 649 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $3,148,000 | 126 |
| Net operating income | $-4,503,000 | 6,941 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,656,000 | 1,225 |
| Total interest expense | $2,727,000 | 1,290 |
| Net interest income | $13,929,000 | 1,202 |
| Provision for loan and lease losses | $2,616,000 | 691 |
| Total noninterest income | $2,465,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,674,000 | 644 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $791,000 | 2,287 |
| Total noninterest expense | $15,158,000 | 991 |
| Salaries and employee benefits | $6,953,000 | 1,130 |
| Premises and equipment expense | $1,798,000 | 995 |
| Additional noninterest expense | $6,407,000 | 816 |
| Pre-tax net operating income | $-1,380,000 | 6,905 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-519,000 | 7,043 |
| Income before extraordinary items | $-861,000 | 6,853 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-861,000 | 6,851 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-861,000 | 6,852 |
| Net charge-offs | $2,914,000 | 684 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $3,148,000 | 85 |
| Net operating income | $-861,000 | 6,811 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,239,000 | 1,215 |
| Total interest expense | $1,849,000 | 1,314 |
| Net interest income | $9,390,000 | 1,188 |
| Provision for loan and lease losses | $1,618,000 | 757 |
| Total noninterest income | $2,052,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,046,000 | 681 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,006,000 | 1,515 |
| Total noninterest expense | $10,471,000 | 957 |
| Salaries and employee benefits | $4,706,000 | 1,104 |
| Premises and equipment expense | $1,243,000 | 969 |
| Additional noninterest expense | $4,522,000 | 777 |
| Pre-tax net operating income | $-647,000 | 6,873 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-243,000 | 7,083 |
| Income before extraordinary items | $-404,000 | 6,826 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-404,000 | 6,827 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-404,000 | 6,827 |
| Net charge-offs | $268,000 | 2,424 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $3,148,000 | 62 |
| Net operating income | $-404,000 | 6,779 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 1,190 |
| Total interest expense | $961,000 | 1,318 |
| Net interest income | $4,849,000 | 1,147 |
| Provision for loan and lease losses | $106,000 | 2,776 |
| Total noninterest income | $1,259,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $531,000 | 668 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $728,000 | 1,147 |
| Total noninterest expense | $5,280,000 | 944 |
| Salaries and employee benefits | $2,385,000 | 1,094 |
| Premises and equipment expense | $655,000 | 930 |
| Additional noninterest expense | $2,240,000 | 769 |
| Pre-tax net operating income | $722,000 | 2,219 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $272,000 | 1,387 |
| Income before extraordinary items | $450,000 | 2,828 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $450,000 | 2,831 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $450,000 | 2,832 |
| Net charge-offs | $350,000 | 1,358 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,148,000 | 32 |
| Net operating income | $450,000 | 2,689 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,902,000 | 1,197 |
| Total interest expense | $4,807,000 | 1,265 |
| Net interest income | $19,095,000 | 1,172 |
| Provision for loan and lease losses | $2,884,000 | 1,229 |
| Total noninterest income | $1,719,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,067,000 | 705 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-348,000 | 7,042 |
| Total noninterest expense | $22,128,000 | 888 |
| Salaries and employee benefits | $9,405,000 | 1,047 |
| Premises and equipment expense | $2,519,000 | 990 |
| Additional noninterest expense | $10,204,000 | 704 |
| Pre-tax net operating income | $-4,198,000 | 7,009 |
| Securities gains (losses) | $529,000 | 767 |
| Applicable income taxes | $-1,379,000 | 7,207 |
| Income before extraordinary items | $-2,290,000 | 6,872 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,290,000 | 6,871 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,290,000 | 6,872 |
| Net charge-offs | $8,440,000 | 544 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,181,000 | 300 |
| Net operating income | $-2,628,560 | 6,894 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,003,000 | 1,202 |
| Total interest expense | $3,750,000 | 1,268 |
| Net interest income | $14,253,000 | 1,175 |
| Provision for loan and lease losses | $613,000 | 2,613 |
| Total noninterest income | $2,529,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,534,000 | 718 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $995,000 | 1,769 |
| Total noninterest expense | $15,275,000 | 968 |
| Salaries and employee benefits | $7,104,000 | 1,035 |
| Premises and equipment expense | $1,912,000 | 993 |
| Additional noninterest expense | $6,259,000 | 848 |
| Pre-tax net operating income | $894,000 | 3,514 |
| Securities gains (losses) | $529,000 | 622 |
| Applicable income taxes | $536,000 | 1,678 |
| Income before extraordinary items | $887,000 | 3,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $887,000 | 3,302 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $887,000 | 3,301 |
| Net charge-offs | $6,668,000 | 492 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $548,440 | 4,047 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,516,000 | 1,161 |
| Total interest expense | $2,612,000 | 1,249 |
| Net interest income | $9,904,000 | 1,127 |
| Provision for loan and lease losses | $-176,000 | 7,449 |
| Total noninterest income | $1,877,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,013,000 | 722 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $864,000 | 1,486 |
| Total noninterest expense | $9,696,000 | 1,039 |
| Salaries and employee benefits | $4,697,000 | 1,053 |
| Premises and equipment expense | $1,255,000 | 1,017 |
| Additional noninterest expense | $3,744,000 | 970 |
| Pre-tax net operating income | $2,261,000 | 1,302 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $851,000 | 873 |
| Income before extraordinary items | $1,410,000 | 1,707 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,410,000 | 1,707 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,410,000 | 1,707 |
| Net charge-offs | $5,696,000 | 417 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,410,000 | 1,636 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,326,000 | 1,154 |
| Total interest expense | $1,324,000 | 1,275 |
| Net interest income | $5,002,000 | 1,113 |
| Provision for loan and lease losses | $160,000 | 2,684 |
| Total noninterest income | $885,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $505,000 | 706 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $380,000 | 1,625 |
| Total noninterest expense | $4,625,000 | 1,089 |
| Salaries and employee benefits | $2,257,000 | 1,123 |
| Premises and equipment expense | $618,000 | 1,052 |
| Additional noninterest expense | $1,750,000 | 1,013 |
| Pre-tax net operating income | $1,102,000 | 1,319 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $415,000 | 858 |
| Income before extraordinary items | $687,000 | 1,704 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $687,000 | 1,704 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $687,000 | 1,704 |
| Net charge-offs | $1,118,000 | 796 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $687,000 | 1,656 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $26,629,000 | 1,160 |
| Total interest expense | $6,848,000 | 1,201 |
| Net interest income | $19,781,000 | 1,131 |
| Provision for loan and lease losses | $9,408,000 | 700 |
| Total noninterest income | $2,102,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,263,000 | 662 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-161,000 | 7,248 |
| Total noninterest expense | $20,266,000 | 986 |
| Salaries and employee benefits | $9,928,000 | 987 |
| Premises and equipment expense | $3,108,000 | 829 |
| Additional noninterest expense | $7,230,000 | 1,025 |
| Pre-tax net operating income | $-7,791,000 | 7,273 |
| Securities gains (losses) | $-8,000 | 7,016 |
| Applicable income taxes | $-3,185,000 | 7,537 |
| Income before extraordinary items | $-4,614,000 | 7,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,614,000 | 7,147 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,614,000 | 7,147 |
| Net charge-offs | $11,581,000 | 544 |
| Cash dividends | $50,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,608,880 | 7,126 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $20,067,000 | 1,175 |
| Total interest expense | $5,317,000 | 1,205 |
| Net interest income | $14,750,000 | 1,138 |
| Provision for loan and lease losses | $1,894,000 | 1,727 |
| Total noninterest income | $2,693,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,711,000 | 670 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $982,000 | 1,820 |
| Total noninterest expense | $13,992,000 | 1,051 |
| Salaries and employee benefits | $6,975,000 | 1,050 |
| Premises and equipment expense | $1,996,000 | 966 |
| Additional noninterest expense | $5,021,000 | 1,068 |
| Pre-tax net operating income | $1,557,000 | 2,308 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $586,000 | 1,498 |
| Income before extraordinary items | $971,000 | 2,943 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $971,000 | 2,939 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $971,000 | 2,942 |
| Net charge-offs | $10,701,000 | 438 |
| Cash dividends | $50,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $971,000 | 2,809 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,682,000 | 1,161 |
| Total interest expense | $3,631,000 | 1,226 |
| Net interest income | $10,051,000 | 1,118 |
| Provision for loan and lease losses | $696,000 | 2,389 |
| Total noninterest income | $1,792,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,140,000 | 674 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $652,000 | 1,760 |
| Total noninterest expense | $9,225,000 | 1,069 |
| Salaries and employee benefits | $4,677,000 | 1,043 |
| Premises and equipment expense | $1,320,000 | 1,000 |
| Additional noninterest expense | $3,228,000 | 1,100 |
| Pre-tax net operating income | $1,922,000 | 1,350 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $723,000 | 914 |
| Income before extraordinary items | $1,199,000 | 1,809 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,199,000 | 1,808 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,199,000 | 1,809 |
| Net charge-offs | $4,631,000 | 610 |
| Cash dividends | $50,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,199,000 | 1,731 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,946,000 | 1,160 |
| Total interest expense | $1,868,000 | 1,252 |
| Net interest income | $5,078,000 | 1,109 |
| Provision for loan and lease losses | $408,000 | 2,046 |
| Total noninterest income | $861,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $584,000 | 655 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $277,000 | 1,933 |
| Total noninterest expense | $4,617,000 | 1,077 |
| Salaries and employee benefits | $2,414,000 | 1,022 |
| Premises and equipment expense | $659,000 | 1,030 |
| Additional noninterest expense | $1,544,000 | 1,139 |
| Pre-tax net operating income | $914,000 | 1,427 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $344,000 | 935 |
| Income before extraordinary items | $570,000 | 1,910 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $570,000 | 1,908 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $570,000 | 1,910 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $50,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $570,000 | 1,845 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,091,000 | 1,178 |
| Total interest expense | $10,186,000 | 1,172 |
| Net interest income | $18,905,000 | 1,179 |
| Provision for loan and lease losses | $11,624,000 | 767 |
| Total noninterest income | $4,367,000 | 1,224 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,840,000 | 589 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,527,000 | 1,634 |
| Total noninterest expense | $19,278,000 | 1,085 |
| Salaries and employee benefits | $9,836,000 | 995 |
| Premises and equipment expense | $2,829,000 | 961 |
| Additional noninterest expense | $6,613,000 | 1,167 |
| Pre-tax net operating income | $-7,630,000 | 7,390 |
| Securities gains (losses) | $1,393,000 | 372 |
| Applicable income taxes | $-2,407,000 | 7,567 |
| Income before extraordinary items | $-3,830,000 | 7,135 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,830,000 | 7,134 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,830,000 | 7,133 |
| Net charge-offs | $3,392,000 | 1,492 |
| Cash dividends | $50,000 | 4,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,721,520 | 7,254 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $21,983,000 | 1,194 |
| Total interest expense | $8,135,000 | 1,147 |
| Net interest income | $13,848,000 | 1,209 |
| Provision for loan and lease losses | $2,927,000 | 1,503 |
| Total noninterest income | $3,626,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,162,000 | 581 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,464,000 | 1,420 |
| Total noninterest expense | $14,508,000 | 1,062 |
| Salaries and employee benefits | $7,599,000 | 975 |
| Premises and equipment expense | $2,130,000 | 959 |
| Additional noninterest expense | $4,779,000 | 1,177 |
| Pre-tax net operating income | $39,000 | 5,531 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-30,000 | 6,750 |
| Income before extraordinary items | $69,000 | 5,476 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $69,000 | 5,476 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $69,000 | 5,476 |
| Net charge-offs | $3,036,000 | 1,175 |
| Cash dividends | $50,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $69,000 | 5,421 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,235,000 | 1,174 |
| Total interest expense | $5,699,000 | 1,161 |
| Net interest income | $9,536,000 | 1,167 |
| Provision for loan and lease losses | $1,313,000 | 1,769 |
| Total noninterest income | $2,431,000 | 1,140 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,435,000 | 577 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $996,000 | 1,439 |
| Total noninterest expense | $9,590,000 | 1,101 |
| Salaries and employee benefits | $5,037,000 | 999 |
| Premises and equipment expense | $1,395,000 | 1,008 |
| Additional noninterest expense | $3,158,000 | 1,206 |
| Pre-tax net operating income | $1,064,000 | 2,008 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $370,000 | 1,340 |
| Income before extraordinary items | $694,000 | 2,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $694,000 | 2,507 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $694,000 | 2,509 |
| Net charge-offs | $405,000 | 2,595 |
| Cash dividends | $50,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $694,000 | 2,433 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 1,153 |
| Total interest expense | $2,936,000 | 1,171 |
| Net interest income | $4,905,000 | 1,116 |
| Provision for loan and lease losses | $97,000 | 3,958 |
| Total noninterest income | $1,184,000 | 1,118 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $717,000 | 561 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $467,000 | 1,446 |
| Total noninterest expense | $4,637,000 | 1,081 |
| Salaries and employee benefits | $2,599,000 | 974 |
| Premises and equipment expense | $710,000 | 1,010 |
| Additional noninterest expense | $1,328,000 | 1,231 |
| Pre-tax net operating income | $1,355,000 | 936 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $495,000 | 680 |
| Income before extraordinary items | $860,000 | 1,278 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $860,000 | 1,278 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $860,000 | 1,279 |
| Net charge-offs | $146,000 | 2,452 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $860,000 | 1,207 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,009,000 | 1,087 |
| Total interest expense | $12,171,000 | 1,344 |
| Net interest income | $22,838,000 | 936 |
| Provision for loan and lease losses | $1,911,000 | 1,858 |
| Total noninterest income | $5,221,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,893,000 | 597 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,328,000 | 1,168 |
| Total noninterest expense | $18,695,000 | 1,058 |
| Salaries and employee benefits | $10,277,000 | 965 |
| Premises and equipment expense | $2,812,000 | 984 |
| Additional noninterest expense | $5,606,000 | 1,148 |
| Pre-tax net operating income | $7,453,000 | 745 |
| Securities gains (losses) | $-2,922,000 | 7,994 |
| Applicable income taxes | $1,253,000 | 998 |
| Income before extraordinary items | $3,278,000 | 1,264 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,278,000 | 1,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 3,713 |
| Cash dividends | $766,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,238 |
| Net operating income | $5,381,840 | 810 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,567,000 | 1,097 |
| Total interest expense | $9,113,000 | 1,397 |
| Net interest income | $17,454,000 | 933 |
| Provision for loan and lease losses | $455,000 | 2,870 |
| Total noninterest income | $3,988,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,138,000 | 618 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,850,000 | 1,173 |
| Total noninterest expense | $14,240,000 | 1,039 |
| Salaries and employee benefits | $8,278,000 | 933 |
| Premises and equipment expense | $2,100,000 | 992 |
| Additional noninterest expense | $3,862,000 | 1,185 |
| Pre-tax net operating income | $6,747,000 | 743 |
| Securities gains (losses) | $-2,922,000 | 8,138 |
| Applicable income taxes | $2,421,000 | 551 |
| Income before extraordinary items | $1,404,000 | 2,459 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,404,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 3,035 |
| Cash dividends | $471,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 742 |
| Net operating income | $3,274,080 | 1,202 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,252,000 | 1,148 |
| Total interest expense | $6,165,000 | 1,428 |
| Net interest income | $11,087,000 | 971 |
| Provision for loan and lease losses | $310,000 | 2,477 |
| Total noninterest income | $2,597,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,400,000 | 608 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,197,000 | 1,239 |
| Total noninterest expense | $9,885,000 | 996 |
| Salaries and employee benefits | $5,503,000 | 943 |
| Premises and equipment expense | $1,398,000 | 991 |
| Additional noninterest expense | $2,984,000 | 998 |
| Pre-tax net operating income | $3,489,000 | 1,023 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,235,000 | 784 |
| Income before extraordinary items | $2,254,000 | 1,230 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,254,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,481 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 632 |
| Net operating income | $2,254,000 | 1,214 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,835,000 | 1,148 |
| Total interest expense | $3,231,000 | 1,452 |
| Net interest income | $5,604,000 | 956 |
| Provision for loan and lease losses | $106,000 | 2,630 |
| Total noninterest income | $1,284,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $707,000 | 602 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $577,000 | 1,268 |
| Total noninterest expense | $4,974,000 | 977 |
| Salaries and employee benefits | $2,780,000 | 946 |
| Premises and equipment expense | $700,000 | 991 |
| Additional noninterest expense | $1,494,000 | 972 |
| Pre-tax net operating income | $1,808,000 | 1,051 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $641,000 | 835 |
| Income before extraordinary items | $1,167,000 | 1,293 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,167,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,277 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 608 |
| Net operating income | $1,167,000 | 1,256 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,661,000 | 1,179 |
| Total interest expense | $12,265,000 | 1,629 |
| Net interest income | $23,396,000 | 941 |
| Provision for loan and lease losses | $1,150,000 | 1,287 |
| Total noninterest income | $6,235,000 | 918 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,899,000 | 597 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,336,000 | 932 |
| Total noninterest expense | $19,246,000 | 974 |
| Salaries and employee benefits | $10,650,000 | 935 |
| Premises and equipment expense | $2,611,000 | 1,000 |
| Additional noninterest expense | $5,985,000 | 941 |
| Pre-tax net operating income | $9,235,000 | 918 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,188,000 | 769 |
| Income before extraordinary items | $6,047,000 | 1,072 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,047,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $842,000 | 1,168 |
| Cash dividends | $1,471,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $355,000 | 604 |
| Net operating income | $6,047,000 | 1,059 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,594,000 | 1,195 |
| Total interest expense | $8,945,000 | 1,675 |
| Net interest income | $17,649,000 | 944 |
| Provision for loan and lease losses | $872,000 | 1,012 |
| Total noninterest income | $4,752,000 | 902 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,140,000 | 599 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,612,000 | 916 |
| Total noninterest expense | $14,248,000 | 974 |
| Salaries and employee benefits | $8,114,000 | 914 |
| Premises and equipment expense | $1,917,000 | 1,020 |
| Additional noninterest expense | $4,217,000 | 981 |
| Pre-tax net operating income | $7,281,000 | 948 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,623,000 | 772 |
| Income before extraordinary items | $4,658,000 | 1,126 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,658,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $778,000 | 778 |
| Cash dividends | $630,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 742 |
| Net operating income | $4,658,000 | 1,105 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,543,000 | 1,216 |
| Total interest expense | $5,884,000 | 1,708 |
| Net interest income | $11,659,000 | 967 |
| Provision for loan and lease losses | $750,000 | 740 |
| Total noninterest income | $3,452,000 | 863 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,400,000 | 615 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,052,000 | 840 |
| Total noninterest expense | $9,335,000 | 1,012 |
| Salaries and employee benefits | $5,385,000 | 938 |
| Premises and equipment expense | $1,256,000 | 1,059 |
| Additional noninterest expense | $2,694,000 | 1,038 |
| Pre-tax net operating income | $5,026,000 | 958 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,813,000 | 790 |
| Income before extraordinary items | $3,213,000 | 1,118 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,213,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $766,000 | 537 |
| Cash dividends | $630,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 664 |
| Net operating income | $3,213,000 | 1,097 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,602,000 | 1,232 |
| Total interest expense | $2,922,000 | 1,699 |
| Net interest income | $5,680,000 | 984 |
| Provision for loan and lease losses | $94,000 | 2,120 |
| Total noninterest income | $1,999,000 | 755 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $689,000 | 605 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,310,000 | 672 |
| Total noninterest expense | $4,755,000 | 987 |
| Salaries and employee benefits | $2,616,000 | 974 |
| Premises and equipment expense | $635,000 | 1,044 |
| Additional noninterest expense | $1,504,000 | 915 |
| Pre-tax net operating income | $2,830,000 | 840 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,026,000 | 717 |
| Income before extraordinary items | $1,804,000 | 970 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,804,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,588 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 510 |
| Net operating income | $1,804,000 | 959 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,490,000 | 1,292 |
| Total interest expense | $7,473,000 | 2,169 |
| Net interest income | $23,017,000 | 967 |
| Provision for loan and lease losses | $233,000 | 3,256 |
| Total noninterest income | $7,357,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,130,000 | 548 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,227,000 | 777 |
| Total noninterest expense | $19,341,000 | 916 |
| Salaries and employee benefits | $10,847,000 | 887 |
| Premises and equipment expense | $2,447,000 | 1,022 |
| Additional noninterest expense | $6,047,000 | 878 |
| Pre-tax net operating income | $10,800,000 | 914 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,841,000 | 782 |
| Income before extraordinary items | $6,959,000 | 1,071 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,959,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,988 |
| Cash dividends | $1,469,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $606,000 | 564 |
| Net operating income | $6,959,000 | 1,058 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,463,000 | 1,312 |
| Total interest expense | $5,009,000 | 2,316 |
| Net interest income | $17,454,000 | 969 |
| Provision for loan and lease losses | $193,000 | 2,941 |
| Total noninterest income | $6,024,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,415,000 | 536 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,609,000 | 700 |
| Total noninterest expense | $14,696,000 | 912 |
| Salaries and employee benefits | $8,163,000 | 899 |
| Premises and equipment expense | $1,806,000 | 1,053 |
| Additional noninterest expense | $4,727,000 | 858 |
| Pre-tax net operating income | $8,589,000 | 907 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,176,000 | 760 |
| Income before extraordinary items | $5,413,000 | 1,070 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,413,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $629,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $512,000 | 448 |
| Net operating income | $5,413,000 | 1,060 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,917,000 | 1,296 |
| Total interest expense | $3,150,000 | 2,325 |
| Net interest income | $11,767,000 | 965 |
| Provision for loan and lease losses | $160,000 | 2,479 |
| Total noninterest income | $4,213,000 | 718 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,670,000 | 508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,543,000 | 673 |
| Total noninterest expense | $10,137,000 | 881 |
| Salaries and employee benefits | $5,666,000 | 867 |
| Premises and equipment expense | $1,205,000 | 1,057 |
| Additional noninterest expense | $3,266,000 | 833 |
| Pre-tax net operating income | $5,683,000 | 908 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,103,000 | 768 |
| Income before extraordinary items | $3,580,000 | 1,071 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,580,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $629,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $473,000 | 339 |
| Net operating income | $3,580,000 | 1,058 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 1,266 |
| Total interest expense | $1,556,000 | 2,269 |
| Net interest income | $5,932,000 | 956 |
| Provision for loan and lease losses | $108,000 | 1,890 |
| Total noninterest income | $2,748,000 | 575 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $953,000 | 435 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,795,000 | 530 |
| Total noninterest expense | $5,450,000 | 818 |
| Salaries and employee benefits | $3,154,000 | 766 |
| Premises and equipment expense | $661,000 | 961 |
| Additional noninterest expense | $1,635,000 | 817 |
| Pre-tax net operating income | $3,122,000 | 821 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,161,000 | 710 |
| Income before extraordinary items | $1,961,000 | 972 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,961,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,422 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 308 |
| Net operating income | $1,961,000 | 950 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,156,000 | 1,273 |
| Total interest expense | $4,967,000 | 2,207 |
| Net interest income | $21,189,000 | 1,000 |
| Provision for loan and lease losses | $362,000 | 2,440 |
| Total noninterest income | $8,205,000 | 716 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,458,000 | 382 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,747,000 | 852 |
| Total noninterest expense | $22,507,000 | 765 |
| Salaries and employee benefits | $11,398,000 | 789 |
| Premises and equipment expense | $2,803,000 | 842 |
| Additional noninterest expense | $8,306,000 | 653 |
| Pre-tax net operating income | $6,525,000 | 1,460 |
| Securities gains (losses) | $-250,000 | 8,617 |
| Applicable income taxes | $1,143,000 | 2,081 |
| Income before extraordinary items | $5,132,000 | 1,381 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,132,000 | 1,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $824,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 858 |
| Net operating income | $5,337,000 | 1,323 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,067,000 | 1,274 |
| Total interest expense | $3,608,000 | 2,163 |
| Net interest income | $15,459,000 | 1,023 |
| Provision for loan and lease losses | $278,000 | 2,334 |
| Total noninterest income | $6,181,000 | 717 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,342,000 | 379 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,839,000 | 851 |
| Total noninterest expense | $16,137,000 | 784 |
| Salaries and employee benefits | $8,645,000 | 773 |
| Premises and equipment expense | $2,115,000 | 833 |
| Additional noninterest expense | $5,377,000 | 730 |
| Pre-tax net operating income | $5,225,000 | 1,380 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,966,000 | 1,089 |
| Income before extraordinary items | $3,259,000 | 1,612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,259,000 | 1,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,584 |
| Cash dividends | $206,000 | 4,000 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 692 |
| Net operating income | $3,259,000 | 1,582 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,300,000 | 1,280 |
| Total interest expense | $2,291,000 | 2,147 |
| Net interest income | $10,009,000 | 1,050 |
| Provision for loan and lease losses | $162,000 | 2,506 |
| Total noninterest income | $4,169,000 | 709 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,170,000 | 383 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,999,000 | 803 |
| Total noninterest expense | $10,831,000 | 772 |
| Salaries and employee benefits | $5,749,000 | 773 |
| Premises and equipment expense | $1,402,000 | 829 |
| Additional noninterest expense | $3,680,000 | 711 |
| Pre-tax net operating income | $3,185,000 | 1,465 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,198,000 | 1,172 |
| Income before extraordinary items | $1,987,000 | 1,725 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,987,000 | 1,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,633 |
| Cash dividends | $206,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,987,000 | 1,697 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,917,000 | 1,298 |
| Total interest expense | $1,111,000 | 2,119 |
| Net interest income | $4,806,000 | 1,088 |
| Provision for loan and lease losses | $122,000 | 1,725 |
| Total noninterest income | $2,041,000 | 701 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,025,000 | 394 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,016,000 | 779 |
| Total noninterest expense | $5,499,000 | 759 |
| Salaries and employee benefits | $2,919,000 | 763 |
| Premises and equipment expense | $704,000 | 835 |
| Additional noninterest expense | $1,876,000 | 683 |
| Pre-tax net operating income | $1,226,000 | 1,843 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $461,000 | 1,440 |
| Income before extraordinary items | $765,000 | 2,166 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $765,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $765,000 | 2,129 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,719,000 | 1,304 |
| Total interest expense | $4,247,000 | 1,917 |
| Net interest income | $17,472,000 | 1,160 |
| Provision for loan and lease losses | $1,229,000 | 868 |
| Total noninterest income | $10,683,000 | 576 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,445,000 | 389 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,238,000 | 560 |
| Total noninterest expense | $20,688,000 | 780 |
| Salaries and employee benefits | $11,254,000 | 758 |
| Premises and equipment expense | $2,712,000 | 834 |
| Additional noninterest expense | $6,722,000 | 762 |
| Pre-tax net operating income | $6,238,000 | 1,387 |
| Securities gains (losses) | $103,000 | 1,225 |
| Applicable income taxes | $2,219,000 | 1,160 |
| Income before extraordinary items | $4,122,000 | 1,572 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,122,000 | 1,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,384 |
| Cash dividends | $823,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 663 |
| Net operating income | $4,055,050 | 1,550 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,047,000 | 1,307 |
| Total interest expense | $3,166,000 | 1,893 |
| Net interest income | $12,881,000 | 1,153 |
| Provision for loan and lease losses | $993,000 | 784 |
| Total noninterest income | $8,384,000 | 569 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,405,000 | 382 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,979,000 | 542 |
| Total noninterest expense | $15,220,000 | 783 |
| Salaries and employee benefits | $8,269,000 | 777 |
| Premises and equipment expense | $2,034,000 | 832 |
| Additional noninterest expense | $4,917,000 | 768 |
| Pre-tax net operating income | $5,052,000 | 1,294 |
| Securities gains (losses) | $104,000 | 1,148 |
| Applicable income taxes | $1,940,000 | 1,040 |
| Income before extraordinary items | $3,216,000 | 1,513 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,216,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 914 |
| Cash dividends | $410,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 526 |
| Net operating income | $3,149,440 | 1,497 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,497,000 | 1,321 |
| Total interest expense | $2,083,000 | 1,899 |
| Net interest income | $8,414,000 | 1,179 |
| Provision for loan and lease losses | $826,000 | 620 |
| Total noninterest income | $6,217,000 | 533 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,280,000 | 379 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,937,000 | 492 |
| Total noninterest expense | $10,028,000 | 799 |
| Salaries and employee benefits | $5,449,000 | 784 |
| Premises and equipment expense | $1,336,000 | 840 |
| Additional noninterest expense | $3,243,000 | 769 |
| Pre-tax net operating income | $3,777,000 | 1,142 |
| Securities gains (losses) | $104,000 | 999 |
| Applicable income taxes | $1,460,000 | 933 |
| Income before extraordinary items | $2,421,000 | 1,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,421,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $508,000 | 697 |
| Cash dividends | $410,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 470 |
| Net operating income | $2,354,440 | 1,323 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 1,350 |
| Total interest expense | $1,048,000 | 1,907 |
| Net interest income | $4,111,000 | 1,203 |
| Provision for loan and lease losses | $597,000 | 456 |
| Total noninterest income | $4,017,000 | 451 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,120,000 | 376 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,897,000 | 369 |
| Total noninterest expense | $4,941,000 | 824 |
| Salaries and employee benefits | $2,695,000 | 807 |
| Premises and equipment expense | $631,000 | 903 |
| Additional noninterest expense | $1,615,000 | 764 |
| Pre-tax net operating income | $2,590,000 | 836 |
| Securities gains (losses) | $29,000 | 1,519 |
| Applicable income taxes | $985,000 | 740 |
| Income before extraordinary items | $1,634,000 | 1,002 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,634,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 435 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,615,440 | 956 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,559,000 | 1,465 |
| Total interest expense | $4,622,000 | 1,931 |
| Net interest income | $14,937,000 | 1,305 |
| Provision for loan and lease losses | $484,000 | 2,224 |
| Total noninterest income | $9,141,000 | 704 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,898,000 | 347 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,243,000 | 862 |
| Total noninterest expense | $19,492,000 | 828 |
| Salaries and employee benefits | $10,459,000 | 813 |
| Premises and equipment expense | $2,858,000 | 789 |
| Additional noninterest expense | $6,175,000 | 834 |
| Pre-tax net operating income | $4,102,000 | 1,941 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $1,050,000 | 2,113 |
| Income before extraordinary items | $3,057,000 | 2,001 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,057,000 | 2,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,924 |
| Cash dividends | $656,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 794 |
| Net operating income | $3,053,300 | 1,917 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,555,000 | 1,507 |
| Total interest expense | $3,553,000 | 1,964 |
| Net interest income | $11,002,000 | 1,339 |
| Provision for loan and lease losses | $358,000 | 2,230 |
| Total noninterest income | $6,910,000 | 726 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,540,000 | 374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,370,000 | 850 |
| Total noninterest expense | $14,726,000 | 832 |
| Salaries and employee benefits | $7,964,000 | 807 |
| Premises and equipment expense | $2,170,000 | 792 |
| Additional noninterest expense | $4,592,000 | 850 |
| Pre-tax net operating income | $2,828,000 | 2,140 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $656,000 | 2,495 |
| Income before extraordinary items | $2,172,000 | 2,163 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,172,000 | 2,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,440 |
| Cash dividends | $246,000 | 3,771 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 631 |
| Net operating income | $2,172,000 | 2,053 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,765,000 | 1,515 |
| Total interest expense | $2,506,000 | 1,919 |
| Net interest income | $7,259,000 | 1,353 |
| Provision for loan and lease losses | $232,000 | 2,270 |
| Total noninterest income | $4,389,000 | 745 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,099,000 | 412 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,290,000 | 838 |
| Total noninterest expense | $9,858,000 | 830 |
| Salaries and employee benefits | $5,372,000 | 804 |
| Premises and equipment expense | $1,469,000 | 782 |
| Additional noninterest expense | $3,017,000 | 866 |
| Pre-tax net operating income | $1,558,000 | 2,507 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $262,000 | 3,471 |
| Income before extraordinary items | $1,296,000 | 2,395 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,296,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,037 |
| Cash dividends | $246,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 503 |
| Net operating income | $1,296,000 | 2,263 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 1,537 |
| Total interest expense | $1,232,000 | 1,998 |
| Net interest income | $3,606,000 | 1,362 |
| Provision for loan and lease losses | $106,000 | 2,255 |
| Total noninterest income | $2,244,000 | 726 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,027,000 | 408 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,217,000 | 770 |
| Total noninterest expense | $4,834,000 | 845 |
| Salaries and employee benefits | $2,646,000 | 812 |
| Premises and equipment expense | $731,000 | 797 |
| Additional noninterest expense | $1,457,000 | 858 |
| Pre-tax net operating income | $910,000 | 2,219 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $102,000 | 3,894 |
| Income before extraordinary items | $808,000 | 1,962 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $808,000 | 1,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,485 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $808,000 | 1,854 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,697,000 | 1,563 |
| Total interest expense | $4,983,000 | 2,256 |
| Net interest income | $14,714,000 | 1,314 |
| Provision for loan and lease losses | $633,000 | 1,970 |
| Total noninterest income | $7,687,000 | 749 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,214,000 | 385 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,473,000 | 910 |
| Total noninterest expense | $19,338,000 | 814 |
| Salaries and employee benefits | $9,806,000 | 825 |
| Premises and equipment expense | $3,077,000 | 720 |
| Additional noninterest expense | $6,455,000 | 792 |
| Pre-tax net operating income | $2,430,000 | 2,946 |
| Securities gains (losses) | $62,000 | 2,209 |
| Applicable income taxes | $748,000 | 2,712 |
| Income before extraordinary items | $1,744,000 | 3,113 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,744,000 | 3,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,413 |
| Cash dividends | $205,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $-1,109,000 | 9,323 |
| Net operating income | $1,700,600 | 3,076 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,567,000 | 1,573 |
| Total interest expense | $6,413,000 | 2,496 |
| Net interest income | $15,154,000 | 1,168 |
| Provision for loan and lease losses | $602,000 | 1,889 |
| Total noninterest income | $6,653,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,516,000 | 426 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,137,000 | 915 |
| Total noninterest expense | $18,592,000 | 811 |
| Salaries and employee benefits | $9,259,000 | 797 |
| Premises and equipment expense | $3,274,000 | 660 |
| Additional noninterest expense | $6,059,000 | 823 |
| Pre-tax net operating income | $2,613,000 | 2,581 |
| Securities gains (losses) | $157,000 | 1,374 |
| Applicable income taxes | $946,000 | 2,155 |
| Income before extraordinary items | $1,824,000 | 2,757 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,824,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,559 |
| Cash dividends | $613,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $-1,713,000 | 9,588 |
| Net operating income | $1,720,380 | 2,814 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,688,000 | 1,763 |
| Total interest expense | $5,992,000 | 2,791 |
| Net interest income | $13,696,000 | 1,279 |
| Provision for loan and lease losses | $-806,000 | 9,886 |
| Total noninterest income | $4,901,000 | 942 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,969,000 | 456 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,932,000 | 1,157 |
| Total noninterest expense | $16,656,000 | 852 |
| Salaries and employee benefits | $8,287,000 | 842 |
| Premises and equipment expense | $2,928,000 | 711 |
| Additional noninterest expense | $5,441,000 | 896 |
| Pre-tax net operating income | $2,747,000 | 2,566 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,033,000 | 2,064 |
| Income before extraordinary items | $1,714,000 | 2,909 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,714,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-937,000 | 9,886 |
| Cash dividends | $524,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 711 |
| Net operating income | $1,714,000 | 2,899 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,918,000 | 1,814 |
| Total interest expense | $5,105,000 | 2,855 |
| Net interest income | $12,813,000 | 1,363 |
| Provision for loan and lease losses | $-271,000 | 10,160 |
| Total noninterest income | $4,295,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,073,000 | 637 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,222,000 | 1,067 |
| Total noninterest expense | $13,277,000 | 1,051 |
| Salaries and employee benefits | $6,459,000 | 1,065 |
| Premises and equipment expense | $2,672,000 | 763 |
| Additional noninterest expense | $4,146,000 | 1,130 |
| Pre-tax net operating income | $4,102,000 | 1,804 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,544,000 | 1,560 |
| Income before extraordinary items | $2,558,000 | 2,060 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,558,000 | 2,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-280,000 | 10,158 |
| Cash dividends | $522,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,558,000 | 2,030 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,299,000 | 1,768 |
| Total interest expense | $5,263,000 | 2,855 |
| Net interest income | $13,036,000 | 1,305 |
| Provision for loan and lease losses | $1,528,000 | 701 |
| Total noninterest income | $3,000,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,754,000 | 699 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,246,000 | 1,589 |
| Total noninterest expense | $17,250,000 | 837 |
| Salaries and employee benefits | $5,411,000 | 1,213 |
| Premises and equipment expense | $2,113,000 | 915 |
| Additional noninterest expense | $9,726,000 | 602 |
| Pre-tax net operating income | $-2,742,000 | 10,428 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-972,000 | 10,423 |
| Income before extraordinary items | $-1,770,000 | 10,413 |
| Extraordinary gains, net | $437,000 | 9 |
| Net income | $-1,333,000 | 10,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,474,000 | 569 |
| Cash dividends | $5,142,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,770,000 | 10,398 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,265,000 | 1,715 |
| Total interest expense | $5,549,000 | 2,691 |
| Net interest income | $13,716,000 | 1,261 |
| Provision for loan and lease losses | $500,000 | 1,761 |
| Total noninterest income | $6,250,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,014,000 | 637 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,236,000 | 690 |
| Total noninterest expense | $13,693,000 | 1,001 |
| Salaries and employee benefits | $6,609,000 | 1,004 |
| Premises and equipment expense | $2,071,000 | 963 |
| Additional noninterest expense | $5,013,000 | 966 |
| Pre-tax net operating income | $5,775,000 | 1,343 |
| Securities gains (losses) | $-19,000 | 10,340 |
| Applicable income taxes | $2,265,000 | 1,191 |
| Income before extraordinary items | $3,491,000 | 1,541 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,491,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,405 |
| Cash dividends | $1,352,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,503,160 | 1,496 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,728,000 | 1,801 |
| Total interest expense | $5,318,000 | 2,850 |
| Net interest income | $13,410,000 | 1,333 |
| Provision for loan and lease losses | $890,000 | 1,113 |
| Total noninterest income | $4,143,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,944,000 | 686 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,199,000 | 1,075 |
| Total noninterest expense | $11,224,000 | 1,277 |
| Salaries and employee benefits | $5,361,000 | 1,250 |
| Premises and equipment expense | $1,868,000 | 1,121 |
| Additional noninterest expense | $3,995,000 | 1,355 |
| Pre-tax net operating income | $5,439,000 | 1,310 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $1,866,000 | 1,316 |
| Income before extraordinary items | $3,569,000 | 1,387 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,569,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $776,000 | 1,040 |
| Cash dividends | $649,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,571,640 | 1,352 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,674,000 | 2,020 |
| Total interest expense | $4,359,000 | 3,417 |
| Net interest income | $12,315,000 | 1,456 |
| Provision for loan and lease losses | $550,000 | 1,455 |
| Total noninterest income | $4,199,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,890,000 | 711 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,309,000 | 1,034 |
| Total noninterest expense | $10,896,000 | 1,306 |
| Salaries and employee benefits | $4,935,000 | 1,346 |
| Premises and equipment expense | $1,835,000 | 1,147 |
| Additional noninterest expense | $4,126,000 | 1,300 |
| Pre-tax net operating income | $5,068,000 | 1,488 |
| Securities gains (losses) | $-91,000 | 11,448 |
| Applicable income taxes | $1,641,000 | 1,523 |
| Income before extraordinary items | $3,336,000 | 1,528 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,336,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,792 |
| Cash dividends | $541,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,396,970 | 1,485 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,310,000 | 2,027 |
| Total interest expense | $3,594,000 | 3,371 |
| Net interest income | $11,716,000 | 1,537 |
| Provision for loan and lease losses | $450,000 | 1,666 |
| Total noninterest income | $3,613,000 | 1,169 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,847,000 | 726 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,766,000 | 1,236 |
| Total noninterest expense | $10,483,000 | 1,392 |
| Salaries and employee benefits | $5,011,000 | 1,347 |
| Premises and equipment expense | $1,691,000 | 1,238 |
| Additional noninterest expense | $3,781,000 | 1,488 |
| Pre-tax net operating income | $4,396,000 | 1,628 |
| Securities gains (losses) | $-88,000 | 11,444 |
| Applicable income taxes | $1,319,000 | 1,739 |
| Income before extraordinary items | $2,989,000 | 1,637 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,989,000 | 1,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,936 |
| Cash dividends | $541,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 717 |
| Net operating income | $3,049,720 | 1,612 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,811,000 | 1,756 |
| Total interest expense | $4,443,000 | 2,883 |
| Net interest income | $13,368,000 | 1,351 |
| Provision for loan and lease losses | $1,150,000 | 1,183 |
| Total noninterest income | $4,150,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,426,000 | 929 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,724,000 | 1,032 |
| Total noninterest expense | $11,565,000 | 1,326 |
| Salaries and employee benefits | $5,581,000 | 1,200 |
| Premises and equipment expense | $1,336,000 | 1,577 |
| Additional noninterest expense | $4,648,000 | 1,352 |
| Pre-tax net operating income | $4,803,000 | 1,461 |
| Securities gains (losses) | $366,000 | 1,122 |
| Applicable income taxes | $1,534,000 | 1,537 |
| Income before extraordinary items | $3,635,000 | 1,401 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,635,000 | 1,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,158,000 | 1,043 |
| Cash dividends | $604,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 859 |
| Net operating income | $3,378,800 | 1,413 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,627,000 | 2,131 |
| Total interest expense | $5,434,000 | 3,057 |
| Net interest income | $11,193,000 | 1,648 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $3,236,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,557,000 | 840 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,679,000 | 1,409 |
| Total noninterest expense | $10,522,000 | 1,464 |
| Salaries and employee benefits | $5,261,000 | 1,280 |
| Premises and equipment expense | $1,489,000 | 1,447 |
| Additional noninterest expense | $3,772,000 | 1,663 |
| Pre-tax net operating income | $3,307,000 | 1,873 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $984,000 | 2,137 |
| Income before extraordinary items | $2,327,000 | 1,973 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,327,000 | 2,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 3,103 |
| Cash dividends | $362,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,324,200 | 1,820 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.