Home > Community Bank, Inc. > Income and Expense
Community Bank, Inc., Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 3,218 |
| Total interest expense | $528,000 | 3,902 |
| Net interest income | $6,362,000 | 3,107 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,014,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $371,000 | 2,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,643,000 | 1,674 |
| Total noninterest expense | $7,109,000 | 2,587 |
| Salaries and employee benefits | $4,078,000 | 2,449 |
| Premises and equipment expense | $1,078,000 | 2,112 |
| Additional noninterest expense | $1,953,000 | 2,933 |
| Pre-tax net operating income | $1,267,000 | 3,759 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,267,000 | 3,526 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,267,000 | 3,526 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,267,000 | 3,528 |
| Net charge-offs | $182,000 | 2,568 |
| Cash dividends | $900,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,267,000 | 3,480 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 3,233 |
| Total interest expense | $416,000 | 3,860 |
| Net interest income | $4,787,000 | 3,124 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,150,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $287,000 | 2,797 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $863,000 | 2,145 |
| Total noninterest expense | $5,246,000 | 2,615 |
| Salaries and employee benefits | $2,955,000 | 2,532 |
| Premises and equipment expense | $799,000 | 2,153 |
| Additional noninterest expense | $1,492,000 | 2,884 |
| Pre-tax net operating income | $691,000 | 4,384 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $691,000 | 4,158 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $691,000 | 4,158 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $691,000 | 4,159 |
| Net charge-offs | $92,000 | 2,764 |
| Cash dividends | $900,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $691,000 | 4,100 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 3,247 |
| Total interest expense | $289,000 | 3,817 |
| Net interest income | $3,164,000 | 3,139 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $795,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $187,000 | 2,826 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $608,000 | 2,036 |
| Total noninterest expense | $3,535,000 | 2,602 |
| Salaries and employee benefits | $1,972,000 | 2,541 |
| Premises and equipment expense | $545,000 | 2,109 |
| Additional noninterest expense | $1,018,000 | 2,839 |
| Pre-tax net operating income | $424,000 | 4,435 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $424,000 | 4,216 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $424,000 | 4,221 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $424,000 | 4,221 |
| Net charge-offs | $92,000 | 2,263 |
| Cash dividends | $800,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $424,000 | 4,157 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 3,342 |
| Total interest expense | $155,000 | 3,705 |
| Net interest income | $1,510,000 | 3,253 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $433,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $86,000 | 2,964 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $347,000 | 1,826 |
| Total noninterest expense | $1,724,000 | 2,656 |
| Salaries and employee benefits | $987,000 | 2,543 |
| Premises and equipment expense | $277,000 | 2,138 |
| Additional noninterest expense | $460,000 | 3,088 |
| Pre-tax net operating income | $219,000 | 4,330 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $219,000 | 4,097 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $219,000 | 4,097 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $219,000 | 4,099 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $650,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $219,000 | 4,050 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,127,000 | 3,205 |
| Total interest expense | $755,000 | 3,574 |
| Net interest income | $6,372,000 | 3,118 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,148,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $392,000 | 2,854 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,756,000 | 1,667 |
| Total noninterest expense | $6,774,000 | 2,705 |
| Salaries and employee benefits | $3,740,000 | 2,639 |
| Premises and equipment expense | $1,019,000 | 2,217 |
| Additional noninterest expense | $2,015,000 | 2,952 |
| Pre-tax net operating income | $1,746,000 | 3,118 |
| Securities gains (losses) | $15,000 | 2,476 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,761,000 | 2,844 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,761,000 | 2,846 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,761,000 | 2,847 |
| Net charge-offs | $317,000 | 2,514 |
| Cash dividends | $760,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,746,000 | 2,802 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 3,228 |
| Total interest expense | $586,000 | 3,584 |
| Net interest income | $4,772,000 | 3,143 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,693,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $297,000 | 2,842 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,396,000 | 1,634 |
| Total noninterest expense | $5,028,000 | 2,729 |
| Salaries and employee benefits | $2,806,000 | 2,637 |
| Premises and equipment expense | $753,000 | 2,273 |
| Additional noninterest expense | $1,469,000 | 3,025 |
| Pre-tax net operating income | $1,437,000 | 2,997 |
| Securities gains (losses) | $15,000 | 2,337 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,452,000 | 2,716 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,452,000 | 2,720 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,452,000 | 2,720 |
| Net charge-offs | $184,000 | 2,663 |
| Cash dividends | $600,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,437,000 | 2,660 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 3,243 |
| Total interest expense | $401,000 | 3,578 |
| Net interest income | $3,154,000 | 3,167 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,368,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $197,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,171,000 | 1,426 |
| Total noninterest expense | $3,320,000 | 2,755 |
| Salaries and employee benefits | $1,859,000 | 2,672 |
| Premises and equipment expense | $509,000 | 2,244 |
| Additional noninterest expense | $952,000 | 3,073 |
| Pre-tax net operating income | $1,202,000 | 2,597 |
| Securities gains (losses) | $15,000 | 2,143 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,217,000 | 2,277 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,217,000 | 2,286 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,217,000 | 2,284 |
| Net charge-offs | $126,000 | 2,527 |
| Cash dividends | $515,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,202,000 | 2,208 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 3,338 |
| Total interest expense | $206,000 | 3,605 |
| Net interest income | $1,526,000 | 3,258 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $316,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $98,000 | 2,821 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $218,000 | 2,654 |
| Total noninterest expense | $1,665,000 | 2,776 |
| Salaries and employee benefits | $923,000 | 2,707 |
| Premises and equipment expense | $262,000 | 2,226 |
| Additional noninterest expense | $480,000 | 3,086 |
| Pre-tax net operating income | $177,000 | 4,648 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $177,000 | 4,479 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $177,000 | 4,481 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $177,000 | 4,481 |
| Net charge-offs | $83,000 | 2,038 |
| Cash dividends | $400,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $177,000 | 4,378 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,447,000 | 3,302 |
| Total interest expense | $1,077,000 | 3,450 |
| Net interest income | $6,370,000 | 3,224 |
| Provision for loan and lease losses | $61,000 | 5,044 |
| Total noninterest income | $1,888,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $451,000 | 2,697 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,437,000 | 1,902 |
| Total noninterest expense | $6,801,000 | 2,732 |
| Salaries and employee benefits | $3,661,000 | 2,666 |
| Premises and equipment expense | $1,074,000 | 2,130 |
| Additional noninterest expense | $2,066,000 | 3,024 |
| Pre-tax net operating income | $1,396,000 | 3,455 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,398,000 | 3,257 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,398,000 | 3,257 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,398,000 | 3,257 |
| Net charge-offs | $826,000 | 2,021 |
| Cash dividends | $298,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,396,000 | 3,121 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 3,370 |
| Total interest expense | $838,000 | 3,476 |
| Net interest income | $4,717,000 | 3,312 |
| Provision for loan and lease losses | $61,000 | 4,800 |
| Total noninterest income | $1,380,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $359,000 | 2,602 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,021,000 | 1,976 |
| Total noninterest expense | $4,926,000 | 2,830 |
| Salaries and employee benefits | $2,774,000 | 2,660 |
| Premises and equipment expense | $645,000 | 2,618 |
| Additional noninterest expense | $1,507,000 | 3,100 |
| Pre-tax net operating income | $1,110,000 | 3,450 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,110,000 | 3,225 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,110,000 | 3,226 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,110,000 | 3,225 |
| Net charge-offs | $836,000 | 1,626 |
| Cash dividends | $98,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,110,000 | 3,082 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 3,398 |
| Total interest expense | $572,000 | 3,511 |
| Net interest income | $3,103,000 | 3,351 |
| Provision for loan and lease losses | $61,000 | 4,333 |
| Total noninterest income | $889,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $246,000 | 2,518 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $643,000 | 2,021 |
| Total noninterest expense | $3,271,000 | 2,838 |
| Salaries and employee benefits | $1,850,000 | 2,668 |
| Premises and equipment expense | $434,000 | 2,592 |
| Additional noninterest expense | $987,000 | 3,160 |
| Pre-tax net operating income | $660,000 | 3,638 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $660,000 | 3,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $660,000 | 3,455 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $660,000 | 3,455 |
| Net charge-offs | $922,000 | 1,206 |
| Cash dividends | $98,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $660,000 | 3,261 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 4,786 |
| Total interest expense | $124,000 | 5,461 |
| Net interest income | $981,000 | 4,590 |
| Provision for loan and lease losses | $61,000 | 3,434 |
| Total noninterest income | $284,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $96,000 | 3,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 2,745 |
| Total noninterest expense | $1,021,000 | 4,052 |
| Salaries and employee benefits | $580,000 | 3,817 |
| Premises and equipment expense | $147,000 | 3,517 |
| Additional noninterest expense | $294,000 | 4,435 |
| Pre-tax net operating income | $183,000 | 4,639 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $183,000 | 4,520 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $183,000 | 4,523 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $183,000 | 4,523 |
| Net charge-offs | $344,000 | 1,376 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $183,000 | 4,382 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 4,934 |
| Total interest expense | $682,000 | 5,249 |
| Net interest income | $3,669,000 | 4,767 |
| Provision for loan and lease losses | $840,000 | 2,662 |
| Total noninterest income | $844,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $381,000 | 3,127 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $463,000 | 3,216 |
| Total noninterest expense | $4,077,000 | 4,067 |
| Salaries and employee benefits | $2,256,000 | 3,844 |
| Premises and equipment expense | $606,000 | 3,554 |
| Additional noninterest expense | $1,215,000 | 4,413 |
| Pre-tax net operating income | $-404,000 | 6,361 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-404,000 | 6,439 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-404,000 | 6,442 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-404,000 | 6,441 |
| Net charge-offs | $511,000 | 3,139 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-404,000 | 6,395 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 4,991 |
| Total interest expense | $543,000 | 5,244 |
| Net interest income | $2,721,000 | 4,829 |
| Provision for loan and lease losses | $573,000 | 2,685 |
| Total noninterest income | $604,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $282,000 | 3,162 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $322,000 | 3,369 |
| Total noninterest expense | $3,057,000 | 4,060 |
| Salaries and employee benefits | $1,785,000 | 3,699 |
| Premises and equipment expense | $429,000 | 3,746 |
| Additional noninterest expense | $843,000 | 4,635 |
| Pre-tax net operating income | $-305,000 | 6,477 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-305,000 | 6,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-305,000 | 6,581 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-305,000 | 6,581 |
| Net charge-offs | $215,000 | 3,631 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-305,000 | 6,530 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 5,035 |
| Total interest expense | $379,000 | 5,255 |
| Net interest income | $1,790,000 | 4,884 |
| Provision for loan and lease losses | $481,000 | 2,365 |
| Total noninterest income | $383,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $179,000 | 3,231 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 3,462 |
| Total noninterest expense | $2,100,000 | 4,046 |
| Salaries and employee benefits | $1,203,000 | 3,698 |
| Premises and equipment expense | $289,000 | 3,749 |
| Additional noninterest expense | $608,000 | 4,493 |
| Pre-tax net operating income | $-408,000 | 6,737 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-408,000 | 6,789 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-408,000 | 6,788 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-408,000 | 6,789 |
| Net charge-offs | $108,000 | 3,767 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-408,000 | 6,780 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 5,038 |
| Total interest expense | $196,000 | 5,283 |
| Net interest income | $894,000 | 4,884 |
| Provision for loan and lease losses | $390,000 | 1,663 |
| Total noninterest income | $195,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $84,000 | 3,335 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,390 |
| Total noninterest expense | $1,011,000 | 4,153 |
| Salaries and employee benefits | $612,000 | 3,664 |
| Premises and equipment expense | $145,000 | 3,791 |
| Additional noninterest expense | $254,000 | 4,968 |
| Pre-tax net operating income | $-312,000 | 6,946 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-312,000 | 6,993 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-312,000 | 6,993 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-312,000 | 6,993 |
| Net charge-offs | $52,000 | 3,315 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-312,000 | 6,980 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 4,812 |
| Total interest expense | $924,000 | 5,406 |
| Net interest income | $4,084,000 | 4,528 |
| Provision for loan and lease losses | $1,099,000 | 2,920 |
| Total noninterest income | $724,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $422,000 | 2,975 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $302,000 | 3,939 |
| Total noninterest expense | $4,587,000 | 3,845 |
| Salaries and employee benefits | $2,545,000 | 3,536 |
| Premises and equipment expense | $603,000 | 3,706 |
| Additional noninterest expense | $1,439,000 | 4,114 |
| Pre-tax net operating income | $-878,000 | 6,422 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-879,000 | 6,534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-879,000 | 6,535 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-879,000 | 6,535 |
| Net charge-offs | $1,110,000 | 2,545 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-878,000 | 6,496 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 4,858 |
| Total interest expense | $714,000 | 5,482 |
| Net interest income | $3,112,000 | 4,529 |
| Provision for loan and lease losses | $273,000 | 4,445 |
| Total noninterest income | $556,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $325,000 | 2,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $231,000 | 3,954 |
| Total noninterest expense | $3,101,000 | 4,121 |
| Salaries and employee benefits | $1,917,000 | 3,562 |
| Premises and equipment expense | $445,000 | 3,802 |
| Additional noninterest expense | $739,000 | 5,126 |
| Pre-tax net operating income | $294,000 | 4,882 |
| Securities gains (losses) | $-1,000 | 7,074 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $293,000 | 4,909 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $293,000 | 4,911 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $293,000 | 4,912 |
| Net charge-offs | $224,000 | 4,096 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $294,000 | 4,709 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 4,870 |
| Total interest expense | $491,000 | 5,527 |
| Net interest income | $2,089,000 | 4,506 |
| Provision for loan and lease losses | $181,000 | 4,353 |
| Total noninterest income | $368,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $229,000 | 2,892 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $139,000 | 4,106 |
| Total noninterest expense | $2,071,000 | 4,130 |
| Salaries and employee benefits | $1,299,000 | 3,537 |
| Premises and equipment expense | $288,000 | 3,924 |
| Additional noninterest expense | $484,000 | 5,174 |
| Pre-tax net operating income | $205,000 | 4,915 |
| Securities gains (losses) | $-1,000 | 7,170 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $204,000 | 4,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $204,000 | 4,877 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $204,000 | 4,876 |
| Net charge-offs | $205,000 | 3,511 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $205,000 | 4,719 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 4,962 |
| Total interest expense | $248,000 | 5,610 |
| Net interest income | $1,027,000 | 4,594 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $175,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $111,000 | 2,947 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $64,000 | 4,285 |
| Total noninterest expense | $1,069,000 | 4,090 |
| Salaries and employee benefits | $677,000 | 3,477 |
| Premises and equipment expense | $151,000 | 3,870 |
| Additional noninterest expense | $241,000 | 5,218 |
| Pre-tax net operating income | $43,000 | 5,741 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $43,000 | 5,801 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 5,803 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $43,000 | 5,801 |
| Net charge-offs | $45,000 | 3,811 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $43,000 | 5,697 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 4,719 |
| Total interest expense | $1,221,000 | 5,627 |
| Net interest income | $4,570,000 | 4,182 |
| Provision for loan and lease losses | $1,524,000 | 2,876 |
| Total noninterest income | $792,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $485,000 | 2,962 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $307,000 | 3,942 |
| Total noninterest expense | $4,525,000 | 3,986 |
| Salaries and employee benefits | $2,825,000 | 3,361 |
| Premises and equipment expense | $606,000 | 3,848 |
| Additional noninterest expense | $1,094,000 | 4,987 |
| Pre-tax net operating income | $-687,000 | 6,100 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-686,000 | 6,191 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-686,000 | 6,190 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-686,000 | 6,190 |
| Net charge-offs | $889,000 | 3,013 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-687,000 | 6,191 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 4,725 |
| Total interest expense | $947,000 | 5,683 |
| Net interest income | $3,476,000 | 4,142 |
| Provision for loan and lease losses | $1,155,000 | 2,563 |
| Total noninterest income | $598,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $359,000 | 3,003 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $239,000 | 3,982 |
| Total noninterest expense | $3,418,000 | 3,968 |
| Salaries and employee benefits | $2,139,000 | 3,353 |
| Premises and equipment expense | $422,000 | 4,101 |
| Additional noninterest expense | $857,000 | 4,855 |
| Pre-tax net operating income | $-499,000 | 6,335 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-499,000 | 6,429 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-499,000 | 6,430 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-499,000 | 6,429 |
| Net charge-offs | $570,000 | 2,868 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-499,000 | 6,423 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 4,710 |
| Total interest expense | $656,000 | 5,720 |
| Net interest income | $2,336,000 | 4,101 |
| Provision for loan and lease losses | $1,086,000 | 1,976 |
| Total noninterest income | $375,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $227,000 | 3,077 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $148,000 | 4,151 |
| Total noninterest expense | $2,301,000 | 3,960 |
| Salaries and employee benefits | $1,434,000 | 3,363 |
| Premises and equipment expense | $282,000 | 4,121 |
| Additional noninterest expense | $585,000 | 4,799 |
| Pre-tax net operating income | $-676,000 | 6,785 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-676,000 | 6,926 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-676,000 | 6,926 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-676,000 | 6,926 |
| Net charge-offs | $507,000 | 2,335 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-676,000 | 6,906 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 4,885 |
| Total interest expense | $341,000 | 5,733 |
| Net interest income | $1,091,000 | 4,309 |
| Provision for loan and lease losses | $368,000 | 2,082 |
| Total noninterest income | $174,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $106,000 | 3,154 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $1,157,000 | 3,875 |
| Salaries and employee benefits | $743,000 | 3,299 |
| Premises and equipment expense | $140,000 | 4,182 |
| Additional noninterest expense | $274,000 | 4,684 |
| Pre-tax net operating income | $-260,000 | 6,992 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-260,000 | 7,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-260,000 | 7,133 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-260,000 | 7,134 |
| Net charge-offs | $87,000 | 3,021 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-260,000 | 7,075 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,052,000 | 4,466 |
| Total interest expense | $1,761,000 | 5,623 |
| Net interest income | $5,291,000 | 3,793 |
| Provision for loan and lease losses | $278,000 | 4,760 |
| Total noninterest income | $896,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $553,000 | 2,801 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $343,000 | 3,863 |
| Total noninterest expense | $4,956,000 | 3,588 |
| Salaries and employee benefits | $3,328,000 | 2,966 |
| Premises and equipment expense | $626,000 | 3,800 |
| Additional noninterest expense | $1,002,000 | 4,821 |
| Pre-tax net operating income | $953,000 | 3,844 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $951,000 | 3,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $951,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 3,135 |
| Cash dividends | $959,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $953,000 | 3,518 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,494,000 | 4,419 |
| Total interest expense | $1,372,000 | 5,650 |
| Net interest income | $4,122,000 | 3,726 |
| Provision for loan and lease losses | $96,000 | 5,203 |
| Total noninterest income | $663,000 | 3,754 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $419,000 | 2,803 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $244,000 | 4,068 |
| Total noninterest expense | $3,692,000 | 3,607 |
| Salaries and employee benefits | $2,519,000 | 2,961 |
| Premises and equipment expense | $431,000 | 4,064 |
| Additional noninterest expense | $742,000 | 4,773 |
| Pre-tax net operating income | $997,000 | 3,682 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $998,000 | 3,107 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $998,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,202 |
| Cash dividends | $959,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $997,000 | 3,254 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,842,000 | 4,364 |
| Total interest expense | $964,000 | 5,672 |
| Net interest income | $2,878,000 | 3,603 |
| Provision for loan and lease losses | $64,000 | 4,850 |
| Total noninterest income | $404,000 | 3,994 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $273,000 | 2,829 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $131,000 | 4,538 |
| Total noninterest expense | $2,488,000 | 3,581 |
| Salaries and employee benefits | $1,688,000 | 2,976 |
| Premises and equipment expense | $294,000 | 4,021 |
| Additional noninterest expense | $506,000 | 4,694 |
| Pre-tax net operating income | $730,000 | 3,626 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $731,000 | 3,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $731,000 | 3,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $846,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $730,000 | 3,184 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 4,331 |
| Total interest expense | $504,000 | 5,742 |
| Net interest income | $1,491,000 | 3,497 |
| Provision for loan and lease losses | $32,000 | 4,306 |
| Total noninterest income | $193,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $132,000 | 2,865 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,665 |
| Total noninterest expense | $1,228,000 | 3,627 |
| Salaries and employee benefits | $856,000 | 2,975 |
| Premises and equipment expense | $137,000 | 4,265 |
| Additional noninterest expense | $235,000 | 4,878 |
| Pre-tax net operating income | $424,000 | 3,411 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $425,000 | 3,063 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $425,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $424,000 | 2,983 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,339,000 | 4,255 |
| Total interest expense | $1,906,000 | 5,924 |
| Net interest income | $6,433,000 | 3,330 |
| Provision for loan and lease losses | $136,000 | 4,456 |
| Total noninterest income | $975,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $570,000 | 2,781 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $405,000 | 3,707 |
| Total noninterest expense | $4,895,000 | 3,492 |
| Salaries and employee benefits | $3,325,000 | 2,957 |
| Premises and equipment expense | $553,000 | 4,069 |
| Additional noninterest expense | $1,017,000 | 4,608 |
| Pre-tax net operating income | $2,377,000 | 2,937 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,377,000 | 2,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,377,000 | 2,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $2,551,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,377,000 | 2,474 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,299,000 | 4,248 |
| Total interest expense | $1,404,000 | 6,002 |
| Net interest income | $4,895,000 | 3,288 |
| Provision for loan and lease losses | $103,000 | 4,065 |
| Total noninterest income | $737,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $429,000 | 2,765 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $308,000 | 3,690 |
| Total noninterest expense | $3,745,000 | 3,424 |
| Salaries and employee benefits | $2,554,000 | 2,860 |
| Premises and equipment expense | $373,000 | 4,373 |
| Additional noninterest expense | $818,000 | 4,309 |
| Pre-tax net operating income | $1,784,000 | 3,084 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,784,000 | 2,604 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,784,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $2,295,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,784,000 | 2,581 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 4,292 |
| Total interest expense | $899,000 | 6,109 |
| Net interest income | $3,275,000 | 3,306 |
| Provision for loan and lease losses | $71,000 | 3,828 |
| Total noninterest income | $495,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $287,000 | 2,744 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $208,000 | 3,702 |
| Total noninterest expense | $2,554,000 | 3,390 |
| Salaries and employee benefits | $1,736,000 | 2,854 |
| Premises and equipment expense | $251,000 | 4,376 |
| Additional noninterest expense | $567,000 | 4,184 |
| Pre-tax net operating income | $1,145,000 | 3,209 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,145,000 | 2,741 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,145,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,059 |
| Cash dividends | $1,988,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,145,000 | 2,723 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 4,254 |
| Total interest expense | $421,000 | 6,274 |
| Net interest income | $1,680,000 | 3,231 |
| Provision for loan and lease losses | $39,000 | 3,484 |
| Total noninterest income | $231,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $141,000 | 2,722 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $1,294,000 | 3,363 |
| Salaries and employee benefits | $911,000 | 2,757 |
| Premises and equipment expense | $121,000 | 4,484 |
| Additional noninterest expense | $262,000 | 4,385 |
| Pre-tax net operating income | $578,000 | 3,202 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $578,000 | 2,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $578,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $1,492,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $578,000 | 2,703 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 4,224 |
| Total interest expense | $1,468,000 | 6,167 |
| Net interest income | $6,444,000 | 3,331 |
| Provision for loan and lease losses | $198,000 | 3,566 |
| Total noninterest income | $982,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $635,000 | 2,574 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $347,000 | 4,011 |
| Total noninterest expense | $4,946,000 | 3,383 |
| Salaries and employee benefits | $3,231,000 | 2,927 |
| Premises and equipment expense | $549,000 | 4,008 |
| Additional noninterest expense | $1,166,000 | 4,032 |
| Pre-tax net operating income | $2,282,000 | 3,355 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,282,000 | 2,814 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,282,000 | 2,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,063 |
| Cash dividends | $1,590,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,282,000 | 2,807 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 4,254 |
| Total interest expense | $1,076,000 | 6,162 |
| Net interest income | $4,750,000 | 3,410 |
| Provision for loan and lease losses | $172,000 | 3,177 |
| Total noninterest income | $748,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $474,000 | 2,588 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $274,000 | 3,908 |
| Total noninterest expense | $3,642,000 | 3,418 |
| Salaries and employee benefits | $2,435,000 | 2,909 |
| Premises and equipment expense | $395,000 | 4,140 |
| Additional noninterest expense | $812,000 | 4,215 |
| Pre-tax net operating income | $1,684,000 | 3,509 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,684,000 | 2,942 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,684,000 | 2,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,378 |
| Cash dividends | $1,136,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,684,000 | 2,931 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,824,000 | 4,263 |
| Total interest expense | $699,000 | 6,140 |
| Net interest income | $3,125,000 | 3,446 |
| Provision for loan and lease losses | $126,000 | 2,915 |
| Total noninterest income | $511,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $312,000 | 2,591 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $199,000 | 3,757 |
| Total noninterest expense | $2,428,000 | 3,425 |
| Salaries and employee benefits | $1,646,000 | 2,884 |
| Premises and equipment expense | $247,000 | 4,309 |
| Additional noninterest expense | $535,000 | 4,262 |
| Pre-tax net operating income | $1,082,000 | 3,609 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,082,000 | 3,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,082,000 | 3,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $898,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,082,000 | 3,017 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 4,299 |
| Total interest expense | $342,000 | 6,095 |
| Net interest income | $1,510,000 | 3,521 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $258,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $152,000 | 2,572 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,612 |
| Total noninterest expense | $1,233,000 | 3,392 |
| Salaries and employee benefits | $839,000 | 2,855 |
| Premises and equipment expense | $130,000 | 4,188 |
| Additional noninterest expense | $264,000 | 4,294 |
| Pre-tax net operating income | $485,000 | 3,809 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $485,000 | 3,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,701 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $485,000 | 3,221 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,702,000 | 4,277 |
| Total interest expense | $1,191,000 | 5,828 |
| Net interest income | $5,511,000 | 3,676 |
| Provision for loan and lease losses | $224,000 | 3,401 |
| Total noninterest income | $1,092,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $651,000 | 2,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $441,000 | 3,602 |
| Total noninterest expense | $4,575,000 | 3,472 |
| Salaries and employee benefits | $2,980,000 | 2,981 |
| Premises and equipment expense | $577,000 | 3,772 |
| Additional noninterest expense | $1,018,000 | 4,368 |
| Pre-tax net operating income | $1,804,000 | 3,952 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,804,000 | 3,351 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,804,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,587 |
| Cash dividends | $1,473,000 | 1,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,804,000 | 3,321 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 4,309 |
| Total interest expense | $861,000 | 5,825 |
| Net interest income | $4,037,000 | 3,736 |
| Provision for loan and lease losses | $178,000 | 3,228 |
| Total noninterest income | $810,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $494,000 | 2,472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $316,000 | 3,717 |
| Total noninterest expense | $3,310,000 | 3,562 |
| Salaries and employee benefits | $2,209,000 | 2,980 |
| Premises and equipment expense | $350,000 | 4,365 |
| Additional noninterest expense | $751,000 | 4,399 |
| Pre-tax net operating income | $1,359,000 | 4,007 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,359,000 | 3,381 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,359,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,499 |
| Cash dividends | $1,367,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,359,000 | 3,339 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 4,385 |
| Total interest expense | $558,000 | 5,761 |
| Net interest income | $2,566,000 | 3,843 |
| Provision for loan and lease losses | $133,000 | 2,870 |
| Total noninterest income | $537,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $327,000 | 2,444 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $210,000 | 3,682 |
| Total noninterest expense | $2,153,000 | 3,605 |
| Salaries and employee benefits | $1,447,000 | 3,022 |
| Premises and equipment expense | $230,000 | 4,380 |
| Additional noninterest expense | $476,000 | 4,539 |
| Pre-tax net operating income | $817,000 | 4,248 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $817,000 | 3,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $817,000 | 3,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,175 |
| Cash dividends | $1,075,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $817,000 | 3,547 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 4,502 |
| Total interest expense | $275,000 | 5,716 |
| Net interest income | $1,220,000 | 4,010 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $251,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $149,000 | 2,576 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $1,047,000 | 3,718 |
| Salaries and employee benefits | $721,000 | 3,049 |
| Premises and equipment expense | $104,000 | 4,732 |
| Additional noninterest expense | $222,000 | 4,733 |
| Pre-tax net operating income | $379,000 | 4,409 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $379,000 | 3,758 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $379,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $379,000 | 3,719 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,776,000 | 4,383 |
| Total interest expense | $1,092,000 | 5,404 |
| Net interest income | $4,684,000 | 4,001 |
| Provision for loan and lease losses | $263,000 | 3,170 |
| Total noninterest income | $1,084,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $689,000 | 2,404 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $395,000 | 3,740 |
| Total noninterest expense | $4,508,000 | 3,406 |
| Salaries and employee benefits | $2,848,000 | 2,973 |
| Premises and equipment expense | $561,000 | 3,739 |
| Additional noninterest expense | $1,099,000 | 4,018 |
| Pre-tax net operating income | $997,000 | 5,250 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $997,000 | 4,718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $997,000 | 4,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,121 |
| Cash dividends | $735,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $997,000 | 4,639 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 4,377 |
| Total interest expense | $817,000 | 5,390 |
| Net interest income | $3,482,000 | 4,023 |
| Provision for loan and lease losses | $137,000 | 3,698 |
| Total noninterest income | $818,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $520,000 | 2,417 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $298,000 | 3,733 |
| Total noninterest expense | $3,190,000 | 3,534 |
| Salaries and employee benefits | $2,087,000 | 3,015 |
| Premises and equipment expense | $299,000 | 4,760 |
| Additional noninterest expense | $804,000 | 4,066 |
| Pre-tax net operating income | $973,000 | 4,673 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $973,000 | 4,078 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $973,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,128 |
| Cash dividends | $669,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $973,000 | 4,015 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 4,447 |
| Total interest expense | $543,000 | 5,412 |
| Net interest income | $2,272,000 | 4,097 |
| Provision for loan and lease losses | $91,000 | 3,628 |
| Total noninterest income | $542,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $337,000 | 2,472 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $205,000 | 3,684 |
| Total noninterest expense | $2,099,000 | 3,602 |
| Salaries and employee benefits | $1,396,000 | 3,025 |
| Premises and equipment expense | $195,000 | 4,840 |
| Additional noninterest expense | $508,000 | 4,265 |
| Pre-tax net operating income | $624,000 | 4,729 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $624,000 | 4,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $624,000 | 4,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,528 |
| Cash dividends | $556,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $624,000 | 4,050 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 4,403 |
| Total interest expense | $275,000 | 5,436 |
| Net interest income | $1,164,000 | 3,989 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $250,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $155,000 | 2,607 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $95,000 | 3,820 |
| Total noninterest expense | $1,054,000 | 3,609 |
| Salaries and employee benefits | $695,000 | 3,046 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $264,000 | 4,140 |
| Pre-tax net operating income | $315,000 | 4,704 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $315,000 | 4,149 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $315,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $121,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $315,000 | 4,007 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,345,000 | 4,671 |
| Total interest expense | $1,234,000 | 5,480 |
| Net interest income | $4,111,000 | 4,282 |
| Provision for loan and lease losses | $183,000 | 4,182 |
| Total noninterest income | $966,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $572,000 | 2,797 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $394,000 | 4,009 |
| Total noninterest expense | $4,159,000 | 3,607 |
| Salaries and employee benefits | $2,718,000 | 3,028 |
| Premises and equipment expense | $495,000 | 4,092 |
| Additional noninterest expense | $946,000 | 4,451 |
| Pre-tax net operating income | $735,000 | 5,893 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $735,000 | 5,454 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $735,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,563 |
| Cash dividends | $371,000 | 4,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $735,000 | 5,303 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 4,693 |
| Total interest expense | $949,000 | 5,536 |
| Net interest income | $3,093,000 | 4,291 |
| Provision for loan and lease losses | $137,000 | 4,061 |
| Total noninterest income | $733,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $427,000 | 2,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $306,000 | 4,009 |
| Total noninterest expense | $2,998,000 | 3,709 |
| Salaries and employee benefits | $2,025,000 | 3,061 |
| Premises and equipment expense | $274,000 | 5,023 |
| Additional noninterest expense | $699,000 | 4,475 |
| Pre-tax net operating income | $691,000 | 5,543 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $691,000 | 5,032 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $691,000 | 5,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,955 |
| Cash dividends | $255,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $691,000 | 4,836 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 4,776 |
| Total interest expense | $650,000 | 5,574 |
| Net interest income | $2,008,000 | 4,387 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $528,000 | 3,627 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $281,000 | 2,795 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $247,000 | 3,648 |
| Total noninterest expense | $1,968,000 | 3,747 |
| Salaries and employee benefits | $1,326,000 | 3,105 |
| Premises and equipment expense | $176,000 | 5,120 |
| Additional noninterest expense | $466,000 | 4,474 |
| Pre-tax net operating income | $478,000 | 5,427 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $478,000 | 4,917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $478,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,091 |
| Cash dividends | $165,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $478,000 | 4,701 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 4,885 |
| Total interest expense | $325,000 | 5,693 |
| Net interest income | $971,000 | 4,486 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $245,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $130,000 | 2,900 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $115,000 | 3,679 |
| Total noninterest expense | $973,000 | 3,752 |
| Salaries and employee benefits | $658,000 | 3,115 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $227,000 | 4,542 |
| Pre-tax net operating income | $198,000 | 5,865 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $198,000 | 5,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $198,000 | 5,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,868,000 | 4,634 |
| Total interest expense | $1,621,000 | 5,487 |
| Net interest income | $4,247,000 | 4,156 |
| Provision for loan and lease losses | $437,000 | 2,646 |
| Total noninterest income | $891,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $545,000 | 2,768 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $346,000 | 3,972 |
| Total noninterest expense | $3,984,000 | 3,570 |
| Salaries and employee benefits | $2,477,000 | 3,151 |
| Premises and equipment expense | $444,000 | 4,304 |
| Additional noninterest expense | $1,063,000 | 3,979 |
| Pre-tax net operating income | $717,000 | 6,017 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $724,000 | 5,463 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $724,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,992 |
| Cash dividends | $360,000 | 4,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $717,000 | 5,354 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,591,000 | 4,626 |
| Total interest expense | $2,466,000 | 5,446 |
| Net interest income | $4,125,000 | 4,031 |
| Provision for loan and lease losses | $378,000 | 2,743 |
| Total noninterest income | $907,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $555,000 | 2,606 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $352,000 | 3,809 |
| Total noninterest expense | $3,771,000 | 3,609 |
| Salaries and employee benefits | $2,355,000 | 3,116 |
| Premises and equipment expense | $444,000 | 4,276 |
| Additional noninterest expense | $972,000 | 4,162 |
| Pre-tax net operating income | $883,000 | 5,241 |
| Securities gains (losses) | $38,000 | 2,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $921,000 | 4,501 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $921,000 | 4,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $829,000 | 1,076 |
| Cash dividends | $263,000 | 4,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $883,000 | 4,511 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,687,000 | 4,752 |
| Total interest expense | $2,647,000 | 5,368 |
| Net interest income | $4,040,000 | 4,149 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $790,000 | 3,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $545,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,340 |
| Total noninterest expense | $3,809,000 | 3,460 |
| Salaries and employee benefits | $2,330,000 | 3,019 |
| Premises and equipment expense | $540,000 | 3,572 |
| Additional noninterest expense | $939,000 | 4,190 |
| Pre-tax net operating income | $1,021,000 | 5,202 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,021,000 | 4,325 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,021,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,120 |
| Cash dividends | $392,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,021,000 | 4,329 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,151,000 | 4,863 |
| Total interest expense | $2,295,000 | 5,492 |
| Net interest income | $3,856,000 | 4,308 |
| Provision for loan and lease losses | $236,000 | 3,226 |
| Total noninterest income | $668,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 2,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,668 |
| Total noninterest expense | $3,525,000 | 3,689 |
| Salaries and employee benefits | $2,110,000 | 3,266 |
| Premises and equipment expense | $475,000 | 3,951 |
| Additional noninterest expense | $940,000 | 4,220 |
| Pre-tax net operating income | $763,000 | 6,072 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $763,000 | 5,222 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $763,000 | 5,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $385,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $763,000 | 5,186 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 5,065 |
| Total interest expense | $2,293,000 | 5,667 |
| Net interest income | $3,605,000 | 4,475 |
| Provision for loan and lease losses | $796,000 | 1,192 |
| Total noninterest income | $606,000 | 4,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,026 |
| Total noninterest expense | $3,003,000 | 4,116 |
| Salaries and employee benefits | $1,940,000 | 3,440 |
| Premises and equipment expense | $346,000 | 4,921 |
| Additional noninterest expense | $717,000 | 5,074 |
| Pre-tax net operating income | $412,000 | 7,813 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $413,000 | 7,127 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $413,000 | 7,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,142 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $412,000 | 7,038 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,277,000 | 4,877 |
| Total interest expense | $2,381,000 | 5,602 |
| Net interest income | $3,896,000 | 4,335 |
| Provision for loan and lease losses | $760,000 | 1,239 |
| Total noninterest income | $684,000 | 4,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $398,000 | 3,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,041 |
| Total noninterest expense | $2,918,000 | 4,187 |
| Salaries and employee benefits | $1,765,000 | 3,711 |
| Premises and equipment expense | $331,000 | 5,100 |
| Additional noninterest expense | $822,000 | 4,629 |
| Pre-tax net operating income | $902,000 | 6,144 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $905,000 | 5,031 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $905,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,218 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $902,000 | 4,993 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 5,057 |
| Total interest expense | $2,264,000 | 5,914 |
| Net interest income | $3,936,000 | 4,393 |
| Provision for loan and lease losses | $518,000 | 1,687 |
| Total noninterest income | $726,000 | 3,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,740 |
| Total noninterest expense | $2,728,000 | 4,667 |
| Salaries and employee benefits | $1,673,000 | 3,905 |
| Premises and equipment expense | $305,000 | 5,523 |
| Additional noninterest expense | $750,000 | 5,458 |
| Pre-tax net operating income | $1,416,000 | 4,539 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $519,000 | 4,030 |
| Income before extraordinary items | $897,000 | 4,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $897,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,077 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $897,000 | 4,828 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,622,000 | 5,497 |
| Total interest expense | $2,018,000 | 6,424 |
| Net interest income | $3,604,000 | 4,726 |
| Provision for loan and lease losses | $315,000 | 2,210 |
| Total noninterest income | $519,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,129 |
| Total noninterest expense | $2,607,000 | 4,820 |
| Salaries and employee benefits | $1,612,000 | 4,021 |
| Premises and equipment expense | $339,000 | 5,146 |
| Additional noninterest expense | $656,000 | 6,154 |
| Pre-tax net operating income | $1,201,000 | 5,239 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $441,000 | 4,588 |
| Income before extraordinary items | $760,000 | 5,650 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $760,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,821 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $760,000 | 5,636 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 5,560 |
| Total interest expense | $1,750,000 | 6,208 |
| Net interest income | $3,378,000 | 5,092 |
| Provision for loan and lease losses | $-392,000 | 12,435 |
| Total noninterest income | $499,000 | 5,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,229 |
| Total noninterest expense | $2,544,000 | 5,085 |
| Salaries and employee benefits | $1,577,000 | 4,099 |
| Premises and equipment expense | $306,000 | 5,631 |
| Additional noninterest expense | $661,000 | 6,597 |
| Pre-tax net operating income | $1,725,000 | 3,915 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $499,000 | 4,056 |
| Income before extraordinary items | $1,226,000 | 3,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,226,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,226,000 | 3,814 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 5,917 |
| Total interest expense | $1,664,000 | 6,704 |
| Net interest income | $3,199,000 | 5,352 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $549,000 | 5,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 5,304 |
| Total noninterest expense | $2,331,000 | 5,592 |
| Salaries and employee benefits | $1,436,000 | 4,447 |
| Premises and equipment expense | $234,000 | 7,011 |
| Additional noninterest expense | $661,000 | 6,859 |
| Pre-tax net operating income | $1,348,000 | 4,729 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $536,000 | 3,943 |
| Income before extraordinary items | $812,000 | 5,509 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $812,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 12,879 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $812,000 | 5,264 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 6,485 |
| Total interest expense | $1,955,000 | 7,213 |
| Net interest income | $2,950,000 | 5,796 |
| Provision for loan and lease losses | $206,000 | 5,132 |
| Total noninterest income | $503,000 | 5,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,753 |
| Total noninterest expense | $2,226,000 | 5,855 |
| Salaries and employee benefits | $1,345,000 | 4,680 |
| Premises and equipment expense | $262,000 | 6,577 |
| Additional noninterest expense | $619,000 | 7,339 |
| Pre-tax net operating income | $1,021,000 | 5,541 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $499,000 | 4,008 |
| Income before extraordinary items | $518,000 | 7,175 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $518,000 | 7,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 13,542 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $520,560 | 6,787 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.