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Community Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,822,0002,724
Total interest expense$3,241,0002,516
Net interest income$7,581,0002,779
Provision for loan and lease losses$03,275
Total noninterest income$1,870,0002,086
Gross Fiduciary activities income$251,000659
Service charges on deposit accounts$229,0002,521
Trading account gains and feesNANA
Additional Noninterest Income$1,390,0001,965
Total noninterest expense$6,854,0002,597
Salaries and employee benefits$4,317,0002,415
Premises and equipment expense$872,0002,183
Additional noninterest expense$1,390,0001,965
Pre-tax net operating income$2,597,0002,668
Securities gains (losses)$70,000326
Applicable income taxes$127,0002,680
Income before extraordinary items$2,540,0002,516
Extraordinary gains, net$054
Net income$2,540,0002,541
Minority interest net income$088
Net income of bank and minority interests.$2,540,0002,518
Net charge-offs$37,0001,935
Cash dividends$2,156,0001,462
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,473,5002,567
2023-09-30 (YTD Data)Rank
Total interest income$8,040,0002,710
Total interest expense$2,275,0002,485
Net interest income$5,765,0002,768
Provision for loan and lease losses$03,085
Total noninterest income$1,573,0001,959
Gross Fiduciary activities income$225,000640
Service charges on deposit accounts$171,0002,544
Trading account gains and feesNANA
Additional Noninterest Income$1,177,0001,835
Total noninterest expense$5,214,0002,557
Salaries and employee benefits$3,278,0002,388
Premises and equipment expense$673,0002,153
Additional noninterest expense$1,177,0001,835
Pre-tax net operating income$2,124,0002,637
Securities gains (losses)$60,000230
Applicable income taxes$104,0002,686
Income before extraordinary items$2,080,0002,470
Extraordinary gains, net$052
Net income$2,080,0002,492
Minority interest net income$081
Net income of bank and minority interests.$2,080,0002,471
Net charge-offs$-4,0003,620
Cash dividends$1,136,0001,588
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,023,0002,519
2023-06-30 (YTD Data)Rank
Total interest income$5,187,0002,726
Total interest expense$1,341,0002,489
Net interest income$3,846,0002,789
Provision for loan and lease losses$02,940
Total noninterest income$1,249,0001,736
Gross Fiduciary activities income$209,000612
Service charges on deposit accounts$109,0002,590
Trading account gains and feesNANA
Additional Noninterest Income$931,0001,605
Total noninterest expense$3,478,0002,538
Salaries and employee benefits$2,178,0002,398
Premises and equipment expense$451,0002,142
Additional noninterest expense$931,0001,603
Pre-tax net operating income$1,617,0002,506
Securities gains (losses)$54,000267
Applicable income taxes$79,0002,653
Income before extraordinary items$1,592,0002,339
Extraordinary gains, net$051
Net income$1,592,0002,366
Minority interest net income$081
Net income of bank and minority interests.$1,592,0002,339
Net charge-offs$4,0002,088
Cash dividends$1,136,0001,288
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,540,7002,394
2023-03-31 (YTD Data)Rank
Total interest income$2,498,0002,766
Total interest expense$568,0002,493
Net interest income$1,930,0002,793
Provision for loan and lease losses$02,612
Total noninterest income$882,0001,403
Gross Fiduciary activities income$171,000570
Service charges on deposit accounts$55,0002,591
Trading account gains and feesNANA
Additional Noninterest Income$656,0001,282
Total noninterest expense$1,715,0002,581
Salaries and employee benefits$1,093,0002,418
Premises and equipment expense$227,0002,179
Additional noninterest expense$656,0001,282
Pre-tax net operating income$1,097,0002,180
Securities gains (losses)$48,000267
Applicable income taxes$55,0002,512
Income before extraordinary items$1,090,0001,986
Extraordinary gains, net$04
Net income$1,090,0001,985
Minority interest net income$048
Net income of bank and minority interests.$1,090,0001,986
Net charge-offs$14,0001,246
Cash dividends$731,0001,006
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,044,4002,063
2022-12-31 (YTD Data)Rank
Total interest income$8,695,0002,729
Total interest expense$832,0002,649
Net interest income$7,863,0002,712
Provision for loan and lease losses$03,012
Total noninterest income$1,396,0002,416
Gross Fiduciary activities income$213,000697
Service charges on deposit accounts$260,0002,435
Trading account gains and feesNANA
Additional Noninterest Income$923,0002,410
Total noninterest expense$6,707,0002,578
Salaries and employee benefits$4,243,0002,405
Premises and equipment expense$884,0002,154
Additional noninterest expense$923,0002,410
Pre-tax net operating income$2,552,0002,833
Securities gains (losses)$13,000401
Applicable income taxes$133,0002,860
Income before extraordinary items$2,432,0002,722
Extraordinary gains, net$05
Net income$2,432,0002,719
Minority interest net income$063
Net income of bank and minority interests.$2,432,0002,721
Net charge-offs$-10,0003,632
Cash dividends$2,247,0001,386
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,419,6502,754
2022-09-30 (YTD Data)Rank
Total interest income$6,346,0002,719
Total interest expense$452,0002,788
Net interest income$5,894,0002,691
Provision for loan and lease losses$02,835
Total noninterest income$1,070,0002,414
Gross Fiduciary activities income$182,000684
Service charges on deposit accounts$200,0002,407
Trading account gains and feesNANA
Additional Noninterest Income$688,0002,448
Total noninterest expense$4,970,0002,589
Salaries and employee benefits$3,137,0002,420
Premises and equipment expense$673,0002,157
Additional noninterest expense$688,0002,448
Pre-tax net operating income$1,994,0002,781
Securities gains (losses)$13,000399
Applicable income taxes$104,0002,834
Income before extraordinary items$1,903,0002,653
Extraordinary gains, net$04
Net income$1,903,0002,651
Minority interest net income$057
Net income of bank and minority interests.$1,903,0002,652
Net charge-offs$-4,0003,351
Cash dividends$1,708,0001,244
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,890,6502,695
2022-06-30 (YTD Data)Rank
Total interest income$4,189,0002,696
Total interest expense$264,0002,831
Net interest income$3,925,0002,655
Provision for loan and lease losses$02,599
Total noninterest income$745,0002,364
Gross Fiduciary activities income$164,000620
Service charges on deposit accounts$131,0002,420
Trading account gains and feesNANA
Additional Noninterest Income$450,0002,498
Total noninterest expense$3,268,0002,596
Salaries and employee benefits$2,108,0002,418
Premises and equipment expense$434,0002,215
Additional noninterest expense$726,0003,136
Pre-tax net operating income$1,402,0002,650
Securities gains (losses)$10,000398
Applicable income taxes$74,0002,731
Income before extraordinary items$1,338,0002,496
Extraordinary gains, net$04
Net income$1,338,0002,496
Minority interest net income$060
Net income of bank and minority interests.$1,338,0002,496
Net charge-offs$-22,0003,912
Cash dividends$1,303,0001,155
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,328,5002,534
2022-03-31 (YTD Data)Rank
Total interest income$2,011,0002,706
Total interest expense$135,0002,775
Net interest income$1,876,0002,678
Provision for loan and lease losses$02,285
Total noninterest income$432,0002,215
Gross Fiduciary activities income$143,000572
Service charges on deposit accounts$65,0002,414
Trading account gains and feesNANA
Additional Noninterest Income$224,0002,458
Total noninterest expense$1,624,0002,601
Salaries and employee benefits$1,034,0002,450
Premises and equipment expense$217,0002,229
Additional noninterest expense$373,0003,097
Pre-tax net operating income$684,0002,578
Securities gains (losses)$10,000381
Applicable income taxes$38,0002,647
Income before extraordinary items$656,0002,438
Extraordinary gains, net$04
Net income$656,0002,435
Minority interest net income$050
Net income of bank and minority interests.$656,0002,438
Net charge-offs$-10,0003,922
Cash dividends$625,0001,029
Sale, conversion, retirement of capital stock, net$0453
Net operating income$646,5002,480
2021-12-31 (YTD Data)Rank
Total interest income$8,801,0002,664
Total interest expense$690,0002,720
Net interest income$8,111,0002,628
Provision for loan and lease losses$03,064
Total noninterest income$1,812,0002,340
Gross Fiduciary activities income$337,000623
Service charges on deposit accounts$220,0002,575
Trading account gains and feesNANA
Additional Noninterest Income$1,255,0002,404
Total noninterest expense$6,821,0002,530
Salaries and employee benefits$4,186,0002,421
Premises and equipment expense$1,020,0002,004
Additional noninterest expense$1,615,0002,981
Pre-tax net operating income$3,102,0002,650
Securities gains (losses)$11,0001,683
Applicable income taxes$125,0002,958
Income before extraordinary items$2,988,0002,549
Extraordinary gains, net$010
Net income$2,988,0002,550
Minority interest net income$074
Net income of bank and minority interests.$2,988,0002,550
Net charge-offs$-142,0004,458
Cash dividends$1,825,0001,625
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,977,4402,527
2021-09-30 (YTD Data)Rank
Total interest income$6,687,0002,689
Total interest expense$547,0002,740
Net interest income$6,140,0002,654
Provision for loan and lease losses$02,963
Total noninterest income$1,379,0002,368
Gross Fiduciary activities income$225,000636
Service charges on deposit accounts$152,0002,683
Trading account gains and feesNANA
Additional Noninterest Income$1,002,0002,382
Total noninterest expense$5,070,0002,564
Salaries and employee benefits$3,111,0002,459
Premises and equipment expense$783,0002,011
Additional noninterest expense$1,176,0003,049
Pre-tax net operating income$2,449,0002,694
Securities gains (losses)$11,0001,610
Applicable income taxes$99,0002,943
Income before extraordinary items$2,361,0002,590
Extraordinary gains, net$08
Net income$2,361,0002,590
Minority interest net income$069
Net income of bank and minority interests.$2,361,0002,590
Net charge-offs$-135,0004,544
Cash dividends$1,285,0001,521
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,350,4402,571
2021-06-30 (YTD Data)Rank
Total interest income$4,262,0002,771
Total interest expense$386,0002,725
Net interest income$3,876,0002,739
Provision for loan and lease losses$02,862
Total noninterest income$998,0002,242
Gross Fiduciary activities income$205,000596
Service charges on deposit accounts$299,0001,363
Trading account gains and feesNANA
Additional Noninterest Income$494,0002,650
Total noninterest expense$3,411,0002,529
Salaries and employee benefits$2,084,0002,445
Premises and equipment expense$517,0002,017
Additional noninterest expense$810,0002,951
Pre-tax net operating income$1,463,0002,802
Securities gains (losses)$01,818
Applicable income taxes$59,0002,973
Income before extraordinary items$1,404,0002,724
Extraordinary gains, net$06
Net income$1,404,0002,723
Minority interest net income$067
Net income of bank and minority interests.$1,404,0002,724
Net charge-offs$-122,0004,643
Cash dividends$710,0001,660
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,404,0002,698
2021-03-31 (YTD Data)Rank
Total interest income$1,927,0002,927
Total interest expense$202,0002,751
Net interest income$1,725,0002,895
Provision for loan and lease losses$02,741
Total noninterest income$596,0002,039
Gross Fiduciary activities income$159,000543
Service charges on deposit accounts$135,0001,454
Trading account gains and feesNANA
Additional Noninterest Income$302,0002,446
Total noninterest expense$1,752,0002,471
Salaries and employee benefits$1,095,0002,347
Premises and equipment expense$279,0001,936
Additional noninterest expense$378,0003,042
Pre-tax net operating income$569,0003,103
Securities gains (losses)$01,392
Applicable income taxes$23,0003,027
Income before extraordinary items$546,0003,005
Extraordinary gains, net$03
Net income$546,0003,003
Minority interest net income$055
Net income of bank and minority interests.$546,0003,005
Net charge-offs$-118,0004,797
Cash dividends$278,0001,627
Sale, conversion, retirement of capital stock, net$0482
Net operating income$546,0002,978
2020-12-31 (YTD Data)Rank
Total interest income$8,633,0002,750
Total interest expense$1,287,0002,595
Net interest income$7,346,0002,749
Provision for loan and lease losses$305,0002,653
Total noninterest income$1,365,0002,535
Gross Fiduciary activities income$176,000678
Service charges on deposit accounts$589,0001,435
Trading account gains and feesNANA
Additional Noninterest Income$600,0002,968
Total noninterest expense$6,901,0002,482
Salaries and employee benefits$4,066,0002,455
Premises and equipment expense$1,033,0002,000
Additional noninterest expense$1,802,0002,712
Pre-tax net operating income$1,505,0003,274
Securities gains (losses)$126,0001,272
Applicable income taxes$69,0003,067
Income before extraordinary items$1,562,0003,142
Extraordinary gains, net$04
Net income$1,562,0003,141
Minority interest net income$072
Net income of bank and minority interests.$1,562,0003,142
Net charge-offs$-165,0004,822
Cash dividends$901,0002,323
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,441,0403,170
2020-09-30 (YTD Data)Rank
Total interest income$6,582,0002,733
Total interest expense$1,022,0002,603
Net interest income$5,560,0002,734
Provision for loan and lease losses$305,0002,413
Total noninterest income$1,031,0002,484
Gross Fiduciary activities income$163,000655
Service charges on deposit accounts$440,0001,438
Trading account gains and feesNANA
Additional Noninterest Income$428,0002,993
Total noninterest expense$5,201,0002,461
Salaries and employee benefits$3,011,0002,456
Premises and equipment expense$803,0001,936
Additional noninterest expense$1,387,0002,646
Pre-tax net operating income$1,085,0003,360
Securities gains (losses)$128,0001,111
Applicable income taxes$49,0003,087
Income before extraordinary items$1,164,0003,160
Extraordinary gains, net$04
Net income$1,164,0003,159
Minority interest net income$065
Net income of bank and minority interests.$1,164,0003,160
Net charge-offs$-162,0004,890
Cash dividends$675,0002,063
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,041,1203,252
2020-06-30 (YTD Data)Rank
Total interest income$4,400,0002,774
Total interest expense$727,0002,598
Net interest income$3,673,0002,772
Provision for loan and lease losses$305,0002,031
Total noninterest income$752,0002,346
Gross Fiduciary activities income$153,000632
Service charges on deposit accounts$288,0001,479
Trading account gains and feesNANA
Additional Noninterest Income$311,0002,872
Total noninterest expense$3,384,0002,495
Salaries and employee benefits$1,973,0002,490
Premises and equipment expense$515,0001,989
Additional noninterest expense$896,0002,703
Pre-tax net operating income$736,0003,327
Securities gains (losses)$89,0001,042
Applicable income taxes$30,0003,092
Income before extraordinary items$795,0003,109
Extraordinary gains, net$04
Net income$795,0003,108
Minority interest net income$065
Net income of bank and minority interests.$795,0003,109
Net charge-offs$19,0002,200
Cash dividends$561,0001,854
Sale, conversion, retirement of capital stock, net$0504
Net operating income$709,5603,204
2020-03-31 (YTD Data)Rank
Total interest income$2,232,0002,753
Total interest expense$392,0002,638
Net interest income$1,840,0002,734
Provision for loan and lease losses$230,0001,348
Total noninterest income$431,0002,096
Gross Fiduciary activities income$143,000558
Service charges on deposit accounts$157,0001,587
Trading account gains and feesNANA
Additional Noninterest Income$131,0002,897
Total noninterest expense$1,707,0002,505
Salaries and employee benefits$976,0002,528
Premises and equipment expense$265,0001,971
Additional noninterest expense$466,0002,656
Pre-tax net operating income$334,0003,289
Securities gains (losses)$28,0001,038
Applicable income taxes$5,0003,270
Income before extraordinary items$357,0003,072
Extraordinary gains, net$04
Net income$357,0003,072
Minority interest net income$056
Net income of bank and minority interests.$357,0003,073
Net charge-offs$-33,0004,779
Cash dividends$312,0001,612
Sale, conversion, retirement of capital stock, net$0482
Net operating income$329,2803,144
2019-12-31 (YTD Data)Rank
Total interest income$9,216,0002,711
Total interest expense$1,484,0002,754
Net interest income$7,732,0002,682
Provision for loan and lease losses$1,426,000694
Total noninterest income$1,251,0002,535
Gross Fiduciary activities income$182,000693
Service charges on deposit accounts$674,0001,548
Trading account gains and feesNANA
Additional Noninterest Income$395,0003,286
Total noninterest expense$7,081,0002,422
Salaries and employee benefits$3,964,0002,451
Premises and equipment expense$1,210,0001,787
Additional noninterest expense$1,907,0002,640
Pre-tax net operating income$476,0004,464
Securities gains (losses)$02,379
Applicable income taxes$9,0003,683
Income before extraordinary items$467,0004,431
Extraordinary gains, net$011
Net income$467,0004,433
Minority interest net income$076
Net income of bank and minority interests.$467,0004,433
Net charge-offs$1,791,000452
Cash dividends$1,243,0002,090
Sale, conversion, retirement of capital stock, net$0626
Net operating income$467,0004,413
2019-09-30 (YTD Data)Rank
Total interest income$6,953,0002,736
Total interest expense$1,075,0002,821
Net interest income$5,878,0002,688
Provision for loan and lease losses$1,401,000526
Total noninterest income$956,0002,514
Gross Fiduciary activities income$170,000673
Service charges on deposit accounts$475,0001,614
Trading account gains and feesNANA
Additional Noninterest Income$311,0003,249
Total noninterest expense$5,234,0002,465
Salaries and employee benefits$2,986,0002,459
Premises and equipment expense$845,0001,887
Additional noninterest expense$1,403,0002,684
Pre-tax net operating income$199,0004,812
Securities gains (losses)$02,167
Applicable income taxes$-4,0005,115
Income before extraordinary items$203,0004,785
Extraordinary gains, net$011
Net income$203,0004,785
Minority interest net income$072
Net income of bank and minority interests.$203,0004,785
Net charge-offs$1,246,000429
Cash dividends$966,0001,869
Sale, conversion, retirement of capital stock, net$0590
Net operating income$203,0004,767
2019-06-30 (YTD Data)Rank
Total interest income$4,657,0002,739
Total interest expense$693,0002,854
Net interest income$3,964,0002,681
Provision for loan and lease losses$1,223,000410
Total noninterest income$715,0002,333
Gross Fiduciary activities income$143,000647
Service charges on deposit accounts$322,0001,596
Trading account gains and feesNANA
Additional Noninterest Income$250,0003,006
Total noninterest expense$3,499,0002,468
Salaries and employee benefits$1,968,0002,483
Premises and equipment expense$556,0001,916
Additional noninterest expense$975,0002,633
Pre-tax net operating income$-43,0005,137
Securities gains (losses)$01,702
Applicable income taxes$-17,0005,186
Income before extraordinary items$-26,0005,130
Extraordinary gains, net$011
Net income$-26,0005,129
Minority interest net income$069
Net income of bank and minority interests.$-26,0005,128
Net charge-offs$1,002,000336
Cash dividends$696,0001,779
Sale, conversion, retirement of capital stock, net$0573
Net operating income$-26,0005,125
2019-03-31 (YTD Data)Rank
Total interest income$2,252,0002,814
Total interest expense$325,0002,924
Net interest income$1,927,0002,746
Provision for loan and lease losses$1,633,000204
Total noninterest income$384,0002,216
Gross Fiduciary activities income$131,000579
Service charges on deposit accounts$149,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,177
Total noninterest expense$1,796,0002,433
Salaries and employee benefits$994,0002,498
Premises and equipment expense$292,0001,871
Additional noninterest expense$510,0002,544
Pre-tax net operating income$-1,118,0005,342
Securities gains (losses)$01,087
Applicable income taxes$-84,0005,292
Income before extraordinary items$-1,034,0005,333
Extraordinary gains, net$05
Net income$-1,034,0005,332
Minority interest net income$052
Net income of bank and minority interests.$-1,034,0005,332
Net charge-offs$1,032,000213
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-1,034,0005,335
2018-12-31 (YTD Data)Rank
Total interest income$8,914,0002,733
Total interest expense$1,187,0002,687
Net interest income$7,727,0002,706
Provision for loan and lease losses$2,169,000468
Total noninterest income$1,264,0002,540
Gross Fiduciary activities income$249,000685
Service charges on deposit accounts$331,0002,595
Trading account gains and feesNANA
Additional Noninterest Income$684,0002,679
Total noninterest expense$7,243,0002,417
Salaries and employee benefits$4,061,0002,434
Premises and equipment expense$1,045,0001,987
Additional noninterest expense$2,137,0002,480
Pre-tax net operating income$-421,0005,318
Securities gains (losses)$-2,0004,086
Applicable income taxes$1,0003,934
Income before extraordinary items$-424,0005,311
Extraordinary gains, net$06
Net income$-424,0005,310
Minority interest net income$072
Net income of bank and minority interests.$-424,0005,310
Net charge-offs$2,447,000317
Cash dividends$1,583,0001,678
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-422,0005,313
2018-09-30 (YTD Data)Rank
Total interest income$6,630,0002,747
Total interest expense$891,0002,612
Net interest income$5,739,0002,730
Provision for loan and lease losses$1,459,000491
Total noninterest income$1,006,0002,497
Gross Fiduciary activities income$225,000657
Service charges on deposit accounts$249,0002,601
Trading account gains and feesNANA
Additional Noninterest Income$532,0002,672
Total noninterest expense$5,520,0002,395
Salaries and employee benefits$3,043,0002,429
Premises and equipment expense$854,0001,883
Additional noninterest expense$1,623,0002,457
Pre-tax net operating income$-234,0005,385
Securities gains (losses)$-2,0004,476
Applicable income taxes$-11,0005,346
Income before extraordinary items$-225,0005,374
Extraordinary gains, net$05
Net income$-225,0005,373
Minority interest net income$066
Net income of bank and minority interests.$-225,0005,373
Net charge-offs$1,794,000296
Cash dividends$1,193,0001,527
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-223,1005,376
2018-06-30 (YTD Data)Rank
Total interest income$4,351,0002,773
Total interest expense$588,0002,555
Net interest income$3,763,0002,773
Provision for loan and lease losses$1,309,000387
Total noninterest income$734,0002,382
Gross Fiduciary activities income$217,000615
Service charges on deposit accounts$161,0002,656
Trading account gains and feesNANA
Additional Noninterest Income$356,0002,684
Total noninterest expense$3,660,0002,405
Salaries and employee benefits$2,016,0002,453
Premises and equipment expense$571,0001,892
Additional noninterest expense$1,073,0002,481
Pre-tax net operating income$-472,0005,475
Securities gains (losses)$-2,0004,720
Applicable income taxes$-23,0005,429
Income before extraordinary items$-451,0005,466
Extraordinary gains, net$06
Net income$-451,0005,465
Minority interest net income$065
Net income of bank and minority interests.$-451,0005,465
Net charge-offs$1,476,000267
Cash dividends$795,0001,526
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-449,1005,467
2018-03-31 (YTD Data)Rank
Total interest income$2,121,0002,812
Total interest expense$287,0002,533
Net interest income$1,834,0002,832
Provision for loan and lease losses$1,159,000251
Total noninterest income$278,0002,722
Gross Fiduciary activities income$14,000818
Service charges on deposit accounts$82,0002,626
Trading account gains and feesNANA
Additional Noninterest Income$182,0002,604
Total noninterest expense$1,796,0002,473
Salaries and employee benefits$1,001,0002,507
Premises and equipment expense$286,0001,922
Additional noninterest expense$509,0002,597
Pre-tax net operating income$-843,0005,590
Securities gains (losses)$-1,0004,986
Applicable income taxes$-43,0005,535
Income before extraordinary items$-801,0005,578
Extraordinary gains, net$07
Net income$-801,0005,578
Minority interest net income$052
Net income of bank and minority interests.$-801,0005,578
Net charge-offs$1,499,000175
Cash dividends$433,0001,309
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-800,0505,580
2017-12-31 (YTD Data)Rank
Total interest income$9,118,0002,623
Total interest expense$1,115,0002,368
Net interest income$8,003,0002,639
Provision for loan and lease losses$1,639,000603
Total noninterest income$1,237,0002,654
Gross Fiduciary activities income$232,000702
Service charges on deposit accounts$456,0002,184
Trading account gains and fees$0151
Additional Noninterest Income$549,0003,036
Total noninterest expense$6,608,0002,601
Salaries and employee benefits$3,707,0002,597
Premises and equipment expense$1,031,0002,063
Additional noninterest expense$1,870,0002,774
Pre-tax net operating income$993,0004,072
Securities gains (losses)$-1,0004,786
Applicable income taxes$10,0003,888
Income before extraordinary items$982,0003,739
Extraordinary gains, net$09
Net income$982,0003,738
Minority interest net income$076
Net income of bank and minority interests.$982,0003,739
Net charge-offs$1,192,000607
Cash dividends$1,207,0001,969
Sale, conversion, retirement of capital stock, net$0711
Net operating income$982,9903,728
2017-09-30 (YTD Data)Rank
Total interest income$6,802,0002,645
Total interest expense$830,0002,349
Net interest income$5,972,0002,667
Provision for loan and lease losses$1,489,000511
Total noninterest income$1,005,0002,560
Gross Fiduciary activities income$215,000673
Service charges on deposit accounts$349,0002,155
Trading account gains and fees$0145
Additional Noninterest Income$441,0002,976
Total noninterest expense$4,920,0002,627
Salaries and employee benefits$2,782,0002,620
Premises and equipment expense$827,0001,969
Additional noninterest expense$1,311,0002,911
Pre-tax net operating income$568,0004,471
Securities gains (losses)$-1,0005,136
Applicable income taxes$6,0003,955
Income before extraordinary items$561,0004,304
Extraordinary gains, net$09
Net income$561,0004,303
Minority interest net income$071
Net income of bank and minority interests.$561,0004,304
Net charge-offs$784,000586
Cash dividends$889,0001,835
Sale, conversion, retirement of capital stock, net$0677
Net operating income$561,9904,283
2017-06-30 (YTD Data)Rank
Total interest income$4,529,0002,632
Total interest expense$546,0002,336
Net interest income$3,983,0002,655
Provision for loan and lease losses$926,000524
Total noninterest income$733,0002,455
Gross Fiduciary activities income$178,000644
Service charges on deposit accounts$256,0001,999
Trading account gains and fees$0139
Additional Noninterest Income$299,0002,941
Total noninterest expense$3,270,0002,637
Salaries and employee benefits$1,861,0002,624
Premises and equipment expense$534,0002,020
Additional noninterest expense$875,0002,924
Pre-tax net operating income$520,0004,078
Securities gains (losses)$-1,0005,255
Applicable income taxes$6,0003,918
Income before extraordinary items$513,0003,865
Extraordinary gains, net$011
Net income$513,0003,863
Minority interest net income$071
Net income of bank and minority interests.$513,0003,865
Net charge-offs$785,000420
Cash dividends$696,0001,657
Sale, conversion, retirement of capital stock, net$0659
Net operating income$513,9903,850
2017-03-31 (YTD Data)Rank
Total interest income$2,254,0002,635
Total interest expense$268,0002,345
Net interest income$1,986,0002,656
Provision for loan and lease losses$750,000325
Total noninterest income$451,0002,172
Gross Fiduciary activities income$177,000532
Service charges on deposit accounts$120,0002,094
Trading account gains and fees$0142
Additional Noninterest Income$154,0002,898
Total noninterest expense$1,633,0002,670
Salaries and employee benefits$920,0002,685
Premises and equipment expense$279,0001,982
Additional noninterest expense$434,0002,950
Pre-tax net operating income$54,0005,265
Securities gains (losses)$01,153
Applicable income taxes$-7,0005,684
Income before extraordinary items$61,0005,182
Extraordinary gains, net$08
Net income$61,0005,182
Minority interest net income$055
Net income of bank and minority interests.$61,0005,182
Net charge-offs$595,000300
Cash dividends$341,0001,541
Sale, conversion, retirement of capital stock, net$0632
Net operating income$61,0005,167
2016-12-31 (YTD Data)Rank
Total interest income$8,896,0002,643
Total interest expense$1,050,0002,331
Net interest income$7,846,0002,662
Provision for loan and lease losses$380,0001,751
Total noninterest income$1,139,0002,830
Gross Fiduciary activities income$255,000705
Service charges on deposit accounts$423,0002,361
Trading account gains and fees$0170
Additional Noninterest Income$461,0003,370
Total noninterest expense$6,489,0002,699
Salaries and employee benefits$3,611,0002,690
Premises and equipment expense$978,0002,190
Additional noninterest expense$1,900,0002,847
Pre-tax net operating income$2,116,0002,968
Securities gains (losses)$03,212
Applicable income taxes$111,0003,256
Income before extraordinary items$2,005,0002,791
Extraordinary gains, net$05
Net income$2,005,0002,789
Minority interest net income$082
Net income of bank and minority interests.$2,005,0002,790
Net charge-offs$251,0001,708
Cash dividends$1,328,0001,841
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,005,0002,740
2016-09-30 (YTD Data)Rank
Total interest income$6,704,0002,644
Total interest expense$778,0002,364
Net interest income$5,926,0002,650
Provision for loan and lease losses$225,0001,908
Total noninterest income$954,0002,690
Gross Fiduciary activities income$229,000673
Service charges on deposit accounts$316,0002,376
Trading account gains and fees$0169
Additional Noninterest Income$409,0003,147
Total noninterest expense$4,860,0002,695
Salaries and employee benefits$2,726,0002,681
Premises and equipment expense$704,0002,247
Additional noninterest expense$1,430,0002,843
Pre-tax net operating income$1,795,0002,799
Securities gains (losses)$03,160
Applicable income taxes$92,0003,264
Income before extraordinary items$1,703,0002,599
Extraordinary gains, net$05
Net income$1,703,0002,600
Minority interest net income$071
Net income of bank and minority interests.$1,703,0002,600
Net charge-offs$173,0001,575
Cash dividends$906,0001,752
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,703,0002,537
2016-06-30 (YTD Data)Rank
Total interest income$4,569,0002,613
Total interest expense$516,0002,382
Net interest income$4,053,0002,607
Provision for loan and lease losses$150,0001,887
Total noninterest income$717,0002,518
Gross Fiduciary activities income$229,000619
Service charges on deposit accounts$206,0002,393
Trading account gains and fees$0157
Additional Noninterest Income$282,0003,107
Total noninterest expense$3,211,0002,724
Salaries and employee benefits$1,822,0002,692
Premises and equipment expense$464,0002,270
Additional noninterest expense$925,0002,910
Pre-tax net operating income$1,409,0002,508
Securities gains (losses)$02,835
Applicable income taxes$72,0003,190
Income before extraordinary items$1,337,0002,309
Extraordinary gains, net$016
Net income$1,337,0002,308
Minority interest net income$071
Net income of bank and minority interests.$1,337,0002,308
Net charge-offs$102,0001,603
Cash dividends$579,0001,827
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,337,0002,249
2016-03-31 (YTD Data)Rank
Total interest income$2,297,0002,585
Total interest expense$260,0002,383
Net interest income$2,037,0002,595
Provision for loan and lease losses$75,0001,741
Total noninterest income$245,0003,052
Gross Fiduciary activities income$10,000893
Service charges on deposit accounts$104,0002,366
Trading account gains and fees$0142
Additional Noninterest Income$131,0003,156
Total noninterest expense$1,606,0002,732
Salaries and employee benefits$891,0002,742
Premises and equipment expense$236,0002,254
Additional noninterest expense$479,0002,849
Pre-tax net operating income$601,0002,737
Securities gains (losses)$02,077
Applicable income taxes$25,0003,370
Income before extraordinary items$576,0002,503
Extraordinary gains, net$012
Net income$576,0002,503
Minority interest net income$062
Net income of bank and minority interests.$576,0002,503
Net charge-offs$34,0001,682
Cash dividends$295,0001,647
Sale, conversion, retirement of capital stock, net$0659
Net operating income$576,0002,458
2015-12-31 (YTD Data)Rank
Total interest income$9,154,0002,563
Total interest expense$1,060,0002,325
Net interest income$8,094,0002,577
Provision for loan and lease losses$372,0001,673
Total noninterest income$1,171,0002,827
Gross Fiduciary activities income$311,000685
Service charges on deposit accounts$384,0002,583
Trading account gains and fees$0159
Additional Noninterest Income$476,0003,357
Total noninterest expense$6,283,0002,767
Salaries and employee benefits$3,387,0002,802
Premises and equipment expense$914,0002,314
Additional noninterest expense$1,982,0002,813
Pre-tax net operating income$2,610,0002,554
Securities gains (losses)$-1,0005,649
Applicable income taxes$133,0003,182
Income before extraordinary items$2,476,0002,359
Extraordinary gains, net$023
Net income$2,476,0002,360
Minority interest net income$081
Net income of bank and minority interests.$2,476,0002,361
Net charge-offs$183,0002,065
Cash dividends$1,738,0001,473
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,476,9502,321
2015-09-30 (YTD Data)Rank
Total interest income$6,850,0002,582
Total interest expense$800,0002,339
Net interest income$6,050,0002,595
Provision for loan and lease losses$267,0001,644
Total noninterest income$880,0002,846
Gross Fiduciary activities income$260,000665
Service charges on deposit accounts$281,0002,654
Trading account gains and fees$0153
Additional Noninterest Income$339,0003,444
Total noninterest expense$4,617,0002,823
Salaries and employee benefits$2,543,0002,811
Premises and equipment expense$662,0002,408
Additional noninterest expense$1,412,0002,923
Pre-tax net operating income$2,046,0002,530
Securities gains (losses)$-1,0005,801
Applicable income taxes$103,0003,259
Income before extraordinary items$1,942,0002,316
Extraordinary gains, net$021
Net income$1,942,0002,317
Minority interest net income$078
Net income of bank and minority interests.$1,942,0002,317
Net charge-offs$137,0001,881
Cash dividends$1,220,0001,397
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,942,9502,276
2015-06-30 (YTD Data)Rank
Total interest income$4,537,0002,602
Total interest expense$539,0002,332
Net interest income$3,998,0002,615
Provision for loan and lease losses$207,0001,464
Total noninterest income$644,0002,735
Gross Fiduciary activities income$249,000606
Service charges on deposit accounts$183,0002,668
Trading account gains and fees$0157
Additional Noninterest Income$212,0003,546
Total noninterest expense$3,050,0002,854
Salaries and employee benefits$1,693,0002,824
Premises and equipment expense$454,0002,374
Additional noninterest expense$903,0003,037
Pre-tax net operating income$1,385,0002,485
Securities gains (losses)$02,636
Applicable income taxes$68,0003,269
Income before extraordinary items$1,317,0002,265
Extraordinary gains, net$022
Net income$1,317,0002,267
Minority interest net income$075
Net income of bank and minority interests.$1,317,0002,267
Net charge-offs$102,0001,714
Cash dividends$894,0001,354
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,317,0002,217
2015-03-31 (YTD Data)Rank
Total interest income$2,195,0002,672
Total interest expense$270,0002,354
Net interest income$1,925,0002,688
Provision for loan and lease losses$147,0001,167
Total noninterest income$284,0002,866
Gross Fiduciary activities income$30,000822
Service charges on deposit accounts$91,0002,654
Trading account gains and fees$0152
Additional Noninterest Income$163,0002,902
Total noninterest expense$1,532,0002,862
Salaries and employee benefits$852,0002,835
Premises and equipment expense$228,0002,404
Additional noninterest expense$452,0003,020
Pre-tax net operating income$530,0002,919
Securities gains (losses)$02,027
Applicable income taxes$31,0003,307
Income before extraordinary items$499,0002,730
Extraordinary gains, net$013
Net income$499,0002,733
Minority interest net income$064
Net income of bank and minority interests.$499,0002,733
Net charge-offs$92,0001,171
Cash dividends$421,0001,261
Sale, conversion, retirement of capital stock, net$0697
Net operating income$499,0002,651
2014-12-31 (YTD Data)Rank
Total interest income$8,885,0002,672
Total interest expense$1,208,0002,253
Net interest income$7,677,0002,721
Provision for loan and lease losses$396,0001,693
Total noninterest income$975,0003,152
Gross Fiduciary activities income$260,000732
Service charges on deposit accounts$367,0002,846
Trading account gains and fees$0180
Additional Noninterest Income$348,0003,819
Total noninterest expense$6,170,0002,859
Salaries and employee benefits$3,254,0002,923
Premises and equipment expense$844,0002,556
Additional noninterest expense$2,072,0002,805
Pre-tax net operating income$2,086,0002,909
Securities gains (losses)$41,0001,863
Applicable income taxes$97,0003,412
Income before extraordinary items$2,030,0002,682
Extraordinary gains, net$017
Net income$2,030,0002,680
Minority interest net income$084
Net income of bank and minority interests.$2,030,0002,682
Net charge-offs$357,0001,835
Cash dividends$522,0002,797
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,991,0502,672
2014-09-30 (YTD Data)Rank
Total interest income$6,631,0002,701
Total interest expense$928,0002,232
Net interest income$5,703,0002,755
Provision for loan and lease losses$351,0001,486
Total noninterest income$780,0003,072
Gross Fiduciary activities income$236,000691
Service charges on deposit accounts$280,0002,835
Trading account gains and fees$0174
Additional Noninterest Income$264,0003,822
Total noninterest expense$4,705,0002,840
Salaries and employee benefits$2,450,0002,913
Premises and equipment expense$687,0002,436
Additional noninterest expense$1,568,0002,777
Pre-tax net operating income$1,427,0003,125
Securities gains (losses)$41,0001,554
Applicable income taxes$61,0003,571
Income before extraordinary items$1,407,0002,854
Extraordinary gains, net$015
Net income$1,407,0002,855
Minority interest net income$081
Net income of bank and minority interests.$1,407,0002,855
Net charge-offs$287,0001,647
Cash dividends$255,0002,878
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,367,6402,851
2014-06-30 (YTD Data)Rank
Total interest income$4,410,0002,706
Total interest expense$646,0002,193
Net interest income$3,764,0002,768
Provision for loan and lease losses$306,0001,207
Total noninterest income$501,0003,106
Gross Fiduciary activities income$184,000670
Service charges on deposit accounts$184,0002,860
Trading account gains and fees$0172
Additional Noninterest Income$133,0004,197
Total noninterest expense$3,162,0002,849
Salaries and employee benefits$1,640,0002,928
Premises and equipment expense$476,0002,371
Additional noninterest expense$1,046,0002,779
Pre-tax net operating income$797,0003,376
Securities gains (losses)$41,0001,278
Applicable income taxes$33,0003,649
Income before extraordinary items$805,0003,081
Extraordinary gains, net$020
Net income$805,0003,087
Minority interest net income$080
Net income of bank and minority interests.$805,0003,087
Net charge-offs$262,0001,362
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$765,6403,139
2014-03-31 (YTD Data)Rank
Total interest income$2,186,0002,719
Total interest expense$345,0002,105
Net interest income$1,841,0002,822
Provision for loan and lease losses$220,000942
Total noninterest income$390,0002,409
Gross Fiduciary activities income$182,000535
Service charges on deposit accounts$91,0002,853
Trading account gains and fees$0147
Additional Noninterest Income$117,0003,342
Total noninterest expense$1,579,0002,870
Salaries and employee benefits$820,0002,941
Premises and equipment expense$235,0002,440
Additional noninterest expense$524,0002,780
Pre-tax net operating income$432,0003,169
Securities gains (losses)$41,000722
Applicable income taxes$22,0003,447
Income before extraordinary items$451,0002,773
Extraordinary gains, net$016
Net income$451,0002,776
Minority interest net income$066
Net income of bank and minority interests.$451,0002,776
Net charge-offs$185,000995
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$412,0502,901
2013-12-31 (YTD Data)Rank
Total interest income$9,292,0002,600
Total interest expense$1,739,0001,933
Net interest income$7,553,0002,747
Provision for loan and lease losses$451,0001,962
Total noninterest income$963,0003,263
Gross Fiduciary activities income$216,000769
Service charges on deposit accounts$363,0003,029
Trading account gains and fees$0184
Additional Noninterest Income$384,0003,728
Total noninterest expense$5,995,0002,996
Salaries and employee benefits$3,262,0002,939
Premises and equipment expense$922,0002,413
Additional noninterest expense$1,811,0003,209
Pre-tax net operating income$2,070,0002,788
Securities gains (losses)$03,182
Applicable income taxes$105,0003,379
Income before extraordinary items$1,965,0002,646
Extraordinary gains, net$029
Net income$1,965,0002,649
Minority interest net income$090
Net income of bank and minority interests.$1,965,0002,649
Net charge-offs$601,0001,813
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,965,0002,580
2013-09-30 (YTD Data)Rank
Total interest income$7,026,0002,594
Total interest expense$1,345,0001,941
Net interest income$5,681,0002,746
Provision for loan and lease losses$376,0001,838
Total noninterest income$730,0003,300
Gross Fiduciary activities income$176,000745
Service charges on deposit accounts$261,0003,113
Trading account gains and fees$0180
Additional Noninterest Income$293,0003,772
Total noninterest expense$4,503,0002,990
Salaries and employee benefits$2,463,0002,946
Premises and equipment expense$710,0002,384
Additional noninterest expense$1,330,0003,254
Pre-tax net operating income$1,532,0002,879
Securities gains (losses)$03,040
Applicable income taxes$76,0003,473
Income before extraordinary items$1,456,0002,712
Extraordinary gains, net$025
Net income$1,456,0002,716
Minority interest net income$084
Net income of bank and minority interests.$1,456,0002,716
Net charge-offs$504,0001,575
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,456,0002,634
2013-06-30 (YTD Data)Rank
Total interest income$4,749,0002,557
Total interest expense$912,0001,932
Net interest income$3,837,0002,703
Provision for loan and lease losses$301,0001,626
Total noninterest income$485,0003,349
Gross Fiduciary activities income$148,000705
Service charges on deposit accounts$157,0003,261
Trading account gains and fees$0157
Additional Noninterest Income$180,0003,952
Total noninterest expense$2,972,0003,018
Salaries and employee benefits$1,648,0002,953
Premises and equipment expense$474,0002,380
Additional noninterest expense$850,0003,353
Pre-tax net operating income$1,049,0002,802
Securities gains (losses)$02,791
Applicable income taxes$52,0003,488
Income before extraordinary items$997,0002,654
Extraordinary gains, net$022
Net income$997,0002,659
Minority interest net income$082
Net income of bank and minority interests.$997,0002,659
Net charge-offs$380,0001,480
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$997,0002,553
2013-03-31 (YTD Data)Rank
Total interest income$2,401,0002,546
Total interest expense$463,0001,954
Net interest income$1,938,0002,678
Provision for loan and lease losses$226,0001,227
Total noninterest income$253,0003,253
Gross Fiduciary activities income$96,000665
Service charges on deposit accounts$74,0003,357
Trading account gains and fees$0148
Additional Noninterest Income$83,0004,023
Total noninterest expense$1,468,0003,055
Salaries and employee benefits$804,0003,043
Premises and equipment expense$241,0002,378
Additional noninterest expense$423,0003,373
Pre-tax net operating income$497,0002,879
Securities gains (losses)$01,966
Applicable income taxes$6,0004,117
Income before extraordinary items$491,0002,624
Extraordinary gains, net$010
Net income$491,0002,627
Minority interest net income$076
Net income of bank and minority interests.$491,0002,626
Net charge-offs$285,0001,094
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$491,0002,547
2012-12-31 (YTD Data)Rank
Total interest income$10,385,0002,482
Total interest expense$2,344,0001,857
Net interest income$8,041,0002,653
Provision for loan and lease losses$624,0002,409
Total noninterest income$1,018,0003,228
Gross Fiduciary activities income$266,000732
Service charges on deposit accounts$319,0003,372
Trading account gains and fees$0166
Additional Noninterest Income$433,0003,538
Total noninterest expense$6,028,0003,025
Salaries and employee benefits$3,359,0002,889
Premises and equipment expense$908,0002,469
Additional noninterest expense$1,761,0003,397
Pre-tax net operating income$2,407,0002,474
Securities gains (losses)$03,810
Applicable income taxes$126,0003,346
Income before extraordinary items$2,281,0002,357
Extraordinary gains, net$029
Net income$2,281,0002,358
Minority interest net income$093
Net income of bank and minority interests.$2,281,0002,359
Net charge-offs$385,0002,983
Cash dividends$1,747,0001,341
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,281,0002,232
2012-09-30 (YTD Data)Rank
Total interest income$7,932,0002,488
Total interest expense$1,811,0001,883
Net interest income$6,121,0002,666
Provision for loan and lease losses$565,0002,129
Total noninterest income$730,0003,332
Gross Fiduciary activities income$207,000719
Service charges on deposit accounts$232,0003,462
Trading account gains and fees$0157
Additional Noninterest Income$291,0003,733
Total noninterest expense$4,456,0003,071
Salaries and employee benefits$2,456,0002,956
Premises and equipment expense$709,0002,407
Additional noninterest expense$1,291,0003,456
Pre-tax net operating income$1,830,0002,511
Securities gains (losses)$03,575
Applicable income taxes$94,0003,415
Income before extraordinary items$1,736,0002,376
Extraordinary gains, net$020
Net income$1,736,0002,377
Minority interest net income$086
Net income of bank and minority interests.$1,736,0002,377
Net charge-offs$302,0002,812
Cash dividends$1,328,0001,088
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,736,0002,246
2012-06-30 (YTD Data)Rank
Total interest income$5,355,0002,466
Total interest expense$1,246,0001,886
Net interest income$4,109,0002,650
Provision for loan and lease losses$265,0002,606
Total noninterest income$498,0003,246
Gross Fiduciary activities income$193,000665
Service charges on deposit accounts$145,0003,583
Trading account gains and fees$0153
Additional Noninterest Income$160,0003,973
Total noninterest expense$2,904,0003,140
Salaries and employee benefits$1,677,0002,908
Premises and equipment expense$478,0002,389
Additional noninterest expense$749,0003,824
Pre-tax net operating income$1,438,0002,212
Securities gains (losses)$03,178
Applicable income taxes$71,0003,321
Income before extraordinary items$1,367,0002,045
Extraordinary gains, net$019
Net income$1,367,0002,043
Minority interest net income$084
Net income of bank and minority interests.$1,367,0002,045
Net charge-offs$264,0002,442
Cash dividends$866,0001,101
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,367,0001,937
2012-03-31 (YTD Data)Rank
Total interest income$2,741,0002,445
Total interest expense$651,0001,872
Net interest income$2,090,0002,614
Provision for loan and lease losses$115,0002,723
Total noninterest income$319,0002,853
Gross Fiduciary activities income$168,000551
Service charges on deposit accounts$73,0003,561
Trading account gains and fees$0148
Additional Noninterest Income$78,0004,052
Total noninterest expense$1,433,0003,164
Salaries and employee benefits$856,0002,867
Premises and equipment expense$237,0002,413
Additional noninterest expense$340,0004,053
Pre-tax net operating income$861,0001,912
Securities gains (losses)$02,210
Applicable income taxes$43,0003,185
Income before extraordinary items$818,0001,766
Extraordinary gains, net$019
Net income$818,0001,768
Minority interest net income$078
Net income of bank and minority interests.$818,0001,767
Net charge-offs$62,0002,855
Cash dividends$504,000846
Sale, conversion, retirement of capital stock, net$0861
Net operating income$818,0001,666
2011-12-31 (YTD Data)Rank
Total interest income$10,718,0002,599
Total interest expense$3,106,0001,898
Net interest income$7,612,0002,859
Provision for loan and lease losses$406,0003,720
Total noninterest income$908,0003,285
Gross Fiduciary activities income$215,000727
Service charges on deposit accounts$336,0003,373
Trading account gains and fees$0146
Additional Noninterest Income$357,0003,596
Total noninterest expense$5,963,0003,072
Salaries and employee benefits$3,273,0002,912
Premises and equipment expense$843,0002,801
Additional noninterest expense$1,847,0003,350
Pre-tax net operating income$2,151,0002,372
Securities gains (losses)$9,0003,367
Applicable income taxes$63,0003,635
Income before extraordinary items$2,097,0002,164
Extraordinary gains, net$029
Net income$2,097,0002,164
Minority interest net income$096
Net income of bank and minority interests.$2,097,0002,164
Net charge-offs$303,0003,793
Cash dividends$1,224,0001,410
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,088,2702,105
2011-09-30 (YTD Data)Rank
Total interest income$7,924,0002,661
Total interest expense$2,375,0001,937
Net interest income$5,549,0002,937
Provision for loan and lease losses$276,0003,721
Total noninterest income$648,0003,379
Gross Fiduciary activities income$145,000740
Service charges on deposit accounts$253,0003,375
Trading account gains and fees$0145
Additional Noninterest Income$250,0003,740
Total noninterest expense$4,493,0003,065
Salaries and employee benefits$2,464,0002,894
Premises and equipment expense$611,0002,893
Additional noninterest expense$1,418,0003,294
Pre-tax net operating income$1,428,0002,672
Securities gains (losses)$03,555
Applicable income taxes$32,0003,847
Income before extraordinary items$1,396,0002,455
Extraordinary gains, net$021
Net income$1,396,0002,457
Minority interest net income$087
Net income of bank and minority interests.$1,396,0002,457
Net charge-offs$240,0003,501
Cash dividends$1,011,0001,139
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,396,0002,358
2011-06-30 (YTD Data)Rank
Total interest income$5,259,0002,691
Total interest expense$1,597,0001,986
Net interest income$3,662,0002,968
Provision for loan and lease losses$150,0003,873
Total noninterest income$463,0003,265
Gross Fiduciary activities income$132,000684
Service charges on deposit accounts$162,0003,451
Trading account gains and fees$0153
Additional Noninterest Income$169,0003,758
Total noninterest expense$3,010,0003,093
Salaries and employee benefits$1,652,0002,900
Premises and equipment expense$404,0002,944
Additional noninterest expense$954,0003,322
Pre-tax net operating income$965,0002,603
Securities gains (losses)$02,914
Applicable income taxes$5,0004,311
Income before extraordinary items$960,0002,355
Extraordinary gains, net$015
Net income$960,0002,355
Minority interest net income$089
Net income of bank and minority interests.$960,0002,355
Net charge-offs$219,0003,013
Cash dividends$598,0001,265
Sale, conversion, retirement of capital stock, net$0986
Net operating income$960,0002,265
2011-03-31 (YTD Data)Rank
Total interest income$2,606,0002,728
Total interest expense$798,0002,060
Net interest income$1,808,0002,985
Provision for loan and lease losses$75,0003,668
Total noninterest income$285,0002,914
Gross Fiduciary activities income$132,000561
Service charges on deposit accounts$78,0003,476
Trading account gains and fees$0158
Additional Noninterest Income$75,0004,016
Total noninterest expense$1,587,0002,948
Salaries and employee benefits$822,0002,929
Premises and equipment expense$212,0002,844
Additional noninterest expense$553,0002,931
Pre-tax net operating income$431,0002,821
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$430,0002,517
Extraordinary gains, net$09
Net income$430,0002,516
Minority interest net income$086
Net income of bank and minority interests.$430,0002,517
Net charge-offs$156,0002,320
Cash dividends$405,000881
Sale, conversion, retirement of capital stock, net$0925
Net operating income$430,0002,468
2010-12-31 (YTD Data)Rank
Total interest income$10,671,0002,794
Total interest expense$3,598,0002,204
Net interest income$7,073,0003,045
Provision for loan and lease losses$1,104,0002,905
Total noninterest income$931,0003,351
Gross Fiduciary activities income$178,000784
Service charges on deposit accounts$377,0003,174
Trading account gains and fees$0175
Additional Noninterest Income$376,0003,619
Total noninterest expense$5,712,0003,232
Salaries and employee benefits$3,206,0002,948
Premises and equipment expense$868,0002,781
Additional noninterest expense$1,638,0003,769
Pre-tax net operating income$1,188,0003,105
Securities gains (losses)$29,0002,945
Applicable income taxes$61,0003,532
Income before extraordinary items$1,156,0002,982
Extraordinary gains, net$029
Net income$1,156,0002,979
Minority interest net income$0111
Net income of bank and minority interests.$1,156,0002,982
Net charge-offs$1,009,0002,672
Cash dividends$1,338,0001,189
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,128,4502,894
2010-09-30 (YTD Data)Rank
Total interest income$8,004,0002,850
Total interest expense$2,742,0002,258
Net interest income$5,262,0003,101
Provision for loan and lease losses$1,028,0002,470
Total noninterest income$693,0003,403
Gross Fiduciary activities income$139,000767
Service charges on deposit accounts$278,0003,289
Trading account gains and fees$0165
Additional Noninterest Income$276,0003,673
Total noninterest expense$4,211,0003,290
Salaries and employee benefits$2,423,0002,938
Premises and equipment expense$670,0002,766
Additional noninterest expense$1,118,0004,002
Pre-tax net operating income$716,0003,672
Securities gains (losses)$29,0002,736
Applicable income taxes$36,0003,738
Income before extraordinary items$709,0003,486
Extraordinary gains, net$023
Net income$709,0003,484
Minority interest net income$0110
Net income of bank and minority interests.$709,0003,486
Net charge-offs$732,0002,587
Cash dividends$1,019,0001,029
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$681,4503,421
2010-06-30 (YTD Data)Rank
Total interest income$5,312,0002,882
Total interest expense$1,867,0002,292
Net interest income$3,445,0003,143
Provision for loan and lease losses$803,0002,173
Total noninterest income$508,0003,195
Gross Fiduciary activities income$137,000681
Service charges on deposit accounts$188,0003,271
Trading account gains and fees$0152
Additional Noninterest Income$183,0003,654
Total noninterest expense$2,807,0003,285
Salaries and employee benefits$1,614,0002,950
Premises and equipment expense$447,0002,776
Additional noninterest expense$746,0003,969
Pre-tax net operating income$343,0004,211
Securities gains (losses)$03,184
Applicable income taxes$23,0003,716
Income before extraordinary items$320,0004,186
Extraordinary gains, net$019
Net income$320,0004,185
Minority interest net income$0105
Net income of bank and minority interests.$320,0004,185
Net charge-offs$700,0002,091
Cash dividends$671,0001,032
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$320,0004,051
2010-03-31 (YTD Data)Rank
Total interest income$2,560,0003,047
Total interest expense$944,0002,389
Net interest income$1,616,0003,348
Provision for loan and lease losses$427,0001,995
Total noninterest income$250,0003,213
Gross Fiduciary activities income$90,000636
Service charges on deposit accounts$85,0003,471
Trading account gains and fees$0175
Additional Noninterest Income$75,0004,016
Total noninterest expense$1,428,0003,267
Salaries and employee benefits$816,0002,959
Premises and equipment expense$235,0002,719
Additional noninterest expense$377,0003,952
Pre-tax net operating income$11,0006,129
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$10,0006,254
Extraordinary gains, net$016
Net income$10,0006,256
Minority interest net income$091
Net income of bank and minority interests.$10,0006,256
Net charge-offs$32,0004,097
Cash dividends$284,0001,128
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$10,0006,148
2009-12-31 (YTD Data)Rank
Total interest income$11,301,0002,903
Total interest expense$4,123,0002,665
Net interest income$7,178,0003,002
Provision for loan and lease losses$260,0005,467
Total noninterest income$729,0003,973
Gross Fiduciary activities income$131,000834
Service charges on deposit accounts$378,0003,442
Trading account gains and fees$0211
Additional Noninterest Income$220,0004,481
Total noninterest expense$5,605,0003,356
Salaries and employee benefits$3,294,0002,945
Premises and equipment expense$778,0003,200
Additional noninterest expense$1,533,0004,020
Pre-tax net operating income$2,042,0001,882
Securities gains (losses)$03,754
Applicable income taxes$113,0002,806
Income before extraordinary items$1,929,0001,743
Extraordinary gains, net$034
Net income$1,929,0001,742
Minority interest net income$0115
Net income of bank and minority interests.$1,929,0001,743
Net charge-offs$120,0005,530
Cash dividends$1,813,0001,000
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,929,0001,696
2009-09-30 (YTD Data)Rank
Total interest income$8,497,0002,942
Total interest expense$3,124,0002,759
Net interest income$5,373,0002,995
Provision for loan and lease losses$220,0005,038
Total noninterest income$587,0003,888
Gross Fiduciary activities income$110,000810
Service charges on deposit accounts$286,0003,426
Trading account gains and fees$0212
Additional Noninterest Income$191,0004,355
Total noninterest expense$4,233,0003,345
Salaries and employee benefits$2,539,0002,906
Premises and equipment expense$586,0003,219
Additional noninterest expense$1,108,0004,100
Pre-tax net operating income$1,507,0002,053
Securities gains (losses)$03,497
Applicable income taxes$82,0003,019
Income before extraordinary items$1,425,0001,870
Extraordinary gains, net$027
Net income$1,425,0001,869
Minority interest net income$0118
Net income of bank and minority interests.$1,425,0001,870
Net charge-offs$106,0005,010
Cash dividends$1,367,000951
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,425,0001,820
2009-06-30 (YTD Data)Rank
Total interest income$5,659,0002,971
Total interest expense$2,106,0002,843
Net interest income$3,553,0003,004
Provision for loan and lease losses$140,0004,862
Total noninterest income$437,0003,678
Gross Fiduciary activities income$99,000765
Service charges on deposit accounts$191,0003,397
Trading account gains and fees$0193
Additional Noninterest Income$147,0004,160
Total noninterest expense$2,890,0003,322
Salaries and employee benefits$1,711,0002,897
Premises and equipment expense$393,0003,228
Additional noninterest expense$786,0003,922
Pre-tax net operating income$960,0002,191
Securities gains (losses)$03,136
Applicable income taxes$54,0003,106
Income before extraordinary items$906,0002,017
Extraordinary gains, net$021
Net income$906,0002,015
Minority interest net income$0112
Net income of bank and minority interests.$906,0002,016
Net charge-offs$88,0004,383
Cash dividends$1,015,000877
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$906,0001,949
2009-03-31 (YTD Data)Rank
Total interest income$2,798,0003,038
Total interest expense$1,010,0003,023
Net interest income$1,788,0002,993
Provision for loan and lease losses$65,0004,547
Total noninterest income$241,0003,460
Gross Fiduciary activities income$75,000675
Service charges on deposit accounts$89,0003,480
Trading account gains and fees$0171
Additional Noninterest Income$77,0004,081
Total noninterest expense$1,379,0003,367
Salaries and employee benefits$882,0002,860
Premises and equipment expense$198,0003,247
Additional noninterest expense$299,0004,423
Pre-tax net operating income$585,0002,083
Securities gains (losses)$02,434
Applicable income taxes$30,0003,285
Income before extraordinary items$555,0001,932
Extraordinary gains, net$015
Net income$555,0001,934
Minority interest net income$0102
Net income of bank and minority interests.$555,0001,934
Net charge-offs$39,0003,779
Cash dividends$515,000830
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$555,0001,824
2008-12-31 (YTD Data)Rank
Total interest income$11,639,0003,122
Total interest expense$4,931,0002,995
Net interest income$6,708,0003,177
Provision for loan and lease losses$156,0005,512
Total noninterest income$780,0003,928
Gross Fiduciary activities income$150,000831
Service charges on deposit accounts$385,0003,532
Trading account gains and fees$0154
Additional Noninterest Income$245,0004,483
Total noninterest expense$5,011,0003,560
Salaries and employee benefits$3,143,0003,123
Premises and equipment expense$781,0003,237
Additional noninterest expense$1,087,0004,577
Pre-tax net operating income$2,321,0002,215
Securities gains (losses)$03,220
Applicable income taxes$117,0003,262
Income before extraordinary items$2,204,0001,816
Extraordinary gains, net$039
Net income$2,204,0001,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0005,377
Cash dividends$1,956,0001,393
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,204,0001,935
2008-09-30 (YTD Data)Rank
Total interest income$8,789,0003,171
Total interest expense$3,788,0003,045
Net interest income$5,001,0003,222
Provision for loan and lease losses$107,0005,084
Total noninterest income$603,0003,944
Gross Fiduciary activities income$131,000805
Service charges on deposit accounts$292,0003,532
Trading account gains and fees$0148
Additional Noninterest Income$180,0004,640
Total noninterest expense$3,711,0003,586
Salaries and employee benefits$2,342,0003,168
Premises and equipment expense$576,0003,291
Additional noninterest expense$793,0004,572
Pre-tax net operating income$1,786,0002,497
Securities gains (losses)$03,106
Applicable income taxes$89,0003,690
Income before extraordinary items$1,697,0002,071
Extraordinary gains, net$031
Net income$1,697,0002,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,783
Cash dividends$1,427,0001,370
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,697,0002,176
2008-06-30 (YTD Data)Rank
Total interest income$5,884,0003,201
Total interest expense$2,568,0003,108
Net interest income$3,316,0003,220
Provision for loan and lease losses$74,0004,708
Total noninterest income$434,0003,844
Gross Fiduciary activities income$125,000749
Service charges on deposit accounts$188,0003,607
Trading account gains and fees$0149
Additional Noninterest Income$121,0004,711
Total noninterest expense$2,436,0003,642
Salaries and employee benefits$1,542,0003,253
Premises and equipment expense$379,0003,347
Additional noninterest expense$515,0004,641
Pre-tax net operating income$1,240,0002,533
Securities gains (losses)$03,233
Applicable income taxes$63,0003,868
Income before extraordinary items$1,177,0002,238
Extraordinary gains, net$021
Net income$1,177,0002,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,229
Cash dividends$888,0001,575
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,177,0002,191
2008-03-31 (YTD Data)Rank
Total interest income$2,968,0003,259
Total interest expense$1,313,0003,223
Net interest income$1,655,0003,231
Provision for loan and lease losses$28,0004,637
Total noninterest income$245,0003,562
Gross Fiduciary activities income$86,000681
Service charges on deposit accounts$89,0003,686
Trading account gains and fees$0158
Additional Noninterest Income$70,0004,434
Total noninterest expense$1,214,0003,660
Salaries and employee benefits$771,0003,260
Premises and equipment expense$195,0003,309
Additional noninterest expense$248,0004,714
Pre-tax net operating income$658,0002,528
Securities gains (losses)$02,688
Applicable income taxes$33,0003,966
Income before extraordinary items$625,0002,236
Extraordinary gains, net$015
Net income$625,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$469,0001,435
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$625,0002,159
2007-12-31 (YTD Data)Rank
Total interest income$11,710,0003,354
Total interest expense$5,255,0003,346
Net interest income$6,455,0003,320
Provision for loan and lease losses$138,0004,449
Total noninterest income$781,0004,054
Gross Fiduciary activities income$138,000864
Service charges on deposit accounts$429,0003,388
Trading account gains and fees$0178
Additional Noninterest Income$214,0004,928
Total noninterest expense$4,818,0003,553
Salaries and employee benefits$3,074,0003,159
Premises and equipment expense$750,0003,255
Additional noninterest expense$994,0004,688
Pre-tax net operating income$2,280,0003,033
Securities gains (losses)$-35,0007,913
Applicable income taxes$113,0004,390
Income before extraordinary items$2,132,0002,688
Extraordinary gains, net$039
Net income$2,132,0002,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,490
Cash dividends$2,341,0001,439
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,165,2502,655
2007-09-30 (YTD Data)Rank
Total interest income$8,687,0003,388
Total interest expense$3,873,0003,385
Net interest income$4,814,0003,337
Provision for loan and lease losses$92,0004,233
Total noninterest income$593,0004,044
Gross Fiduciary activities income$122,000839
Service charges on deposit accounts$317,0003,429
Trading account gains and fees$0184
Additional Noninterest Income$154,0005,035
Total noninterest expense$3,473,0003,656
Salaries and employee benefits$2,159,0003,324
Premises and equipment expense$545,0003,329
Additional noninterest expense$769,0004,502
Pre-tax net operating income$1,842,0003,005
Securities gains (losses)$-35,0008,099
Applicable income taxes$92,0004,518
Income before extraordinary items$1,715,0002,696
Extraordinary gains, net$033
Net income$1,715,0002,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,188
Cash dividends$1,773,0001,340
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,748,2502,632
2007-06-30 (YTD Data)Rank
Total interest income$5,688,0003,447
Total interest expense$2,504,0003,454
Net interest income$3,184,0003,382
Provision for loan and lease losses$60,0003,990
Total noninterest income$394,0004,069
Gross Fiduciary activities income$100,000815
Service charges on deposit accounts$201,0003,514
Trading account gains and fees$0168
Additional Noninterest Income$93,0005,248
Total noninterest expense$2,292,0003,708
Salaries and employee benefits$1,424,0003,383
Premises and equipment expense$359,0003,363
Additional noninterest expense$509,0004,523
Pre-tax net operating income$1,226,0003,074
Securities gains (losses)$-35,0008,244
Applicable income taxes$60,0004,611
Income before extraordinary items$1,131,0002,773
Extraordinary gains, net$029
Net income$1,131,0002,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,719
Cash dividends$1,170,0001,368
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,164,2502,686
2007-03-31 (YTD Data)Rank
Total interest income$2,797,0003,470
Total interest expense$1,210,0003,515
Net interest income$1,587,0003,383
Provision for loan and lease losses$30,0003,737
Total noninterest income$232,0003,705
Gross Fiduciary activities income$71,000735
Service charges on deposit accounts$92,0003,616
Trading account gains and fees$0195
Additional Noninterest Income$69,0004,489
Total noninterest expense$1,148,0003,697
Salaries and employee benefits$709,0003,422
Premises and equipment expense$192,0003,217
Additional noninterest expense$247,0004,583
Pre-tax net operating income$641,0002,972
Securities gains (losses)$-32,0008,438
Applicable income taxes$31,0004,589
Income before extraordinary items$578,0002,715
Extraordinary gains, net$022
Net income$578,0002,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,851
Cash dividends$588,0001,258
Sale, conversion, retirement of capital stock, net$0885
Net operating income$608,4002,584
2006-12-31 (YTD Data)Rank
Total interest income$10,576,0003,434
Total interest expense$4,228,0003,457
Net interest income$6,348,0003,377
Provision for loan and lease losses$94,0004,842
Total noninterest income$828,0003,970
Gross Fiduciary activities income$118,000904
Service charges on deposit accounts$483,0003,128
Trading account gains and fees$0130
Additional Noninterest Income$227,0004,880
Total noninterest expense$4,717,0003,504
Salaries and employee benefits$2,922,0003,200
Premises and equipment expense$750,0003,157
Additional noninterest expense$1,045,0004,366
Pre-tax net operating income$2,365,0003,263
Securities gains (losses)$-5,0007,083
Applicable income taxes$119,0004,827
Income before extraordinary items$2,241,0002,854
Extraordinary gains, net$051
Net income$2,241,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,366
Cash dividends$2,136,0001,446
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,245,7502,839
2006-09-30 (YTD Data)Rank
Total interest income$7,788,0003,452
Total interest expense$3,015,0003,502
Net interest income$4,773,0003,396
Provision for loan and lease losses$94,0004,197
Total noninterest income$669,0003,807
Gross Fiduciary activities income$93,000890
Service charges on deposit accounts$383,0003,030
Trading account gains and fees$0126
Additional Noninterest Income$193,0004,599
Total noninterest expense$3,492,0003,540
Salaries and employee benefits$2,089,0003,325
Premises and equipment expense$572,0003,123
Additional noninterest expense$831,0004,158
Pre-tax net operating income$1,856,0003,274
Securities gains (losses)$-5,0007,392
Applicable income taxes$93,0004,991
Income before extraordinary items$1,758,0002,838
Extraordinary gains, net$045
Net income$1,758,0002,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,520
Cash dividends$1,726,0001,295
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,762,7502,825
2006-06-30 (YTD Data)Rank
Total interest income$5,121,0003,446
Total interest expense$1,915,0003,500
Net interest income$3,206,0003,376
Provision for loan and lease losses$50,0004,407
Total noninterest income$464,0003,691
Gross Fiduciary activities income$67,000887
Service charges on deposit accounts$257,0003,011
Trading account gains and fees$0126
Additional Noninterest Income$140,0004,428
Total noninterest expense$2,362,0003,499
Salaries and employee benefits$1,401,0003,322
Premises and equipment expense$383,0003,107
Additional noninterest expense$578,0004,024
Pre-tax net operating income$1,258,0003,259
Securities gains (losses)$-5,0007,694
Applicable income taxes$64,0005,006
Income before extraordinary items$1,189,0002,805
Extraordinary gains, net$039
Net income$1,189,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,680
Cash dividends$1,159,0001,280
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,193,7502,787
2006-03-31 (YTD Data)Rank
Total interest income$2,529,0003,412
Total interest expense$919,0003,478
Net interest income$1,610,0003,340
Provision for loan and lease losses$36,0003,658
Total noninterest income$255,0003,414
Gross Fiduciary activities income$57,000781
Service charges on deposit accounts$126,0002,974
Trading account gains and fees$0115
Additional Noninterest Income$72,0004,366
Total noninterest expense$1,190,0003,498
Salaries and employee benefits$715,0003,276
Premises and equipment expense$197,0003,066
Additional noninterest expense$278,0004,143
Pre-tax net operating income$639,0003,176
Securities gains (losses)$-6,0008,127
Applicable income taxes$32,0004,955
Income before extraordinary items$601,0002,736
Extraordinary gains, net$021
Net income$601,0002,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0001,837
Cash dividends$588,0001,201
Sale, conversion, retirement of capital stock, net$0648
Net operating income$606,7002,703
2005-12-31 (YTD Data)Rank
Total interest income$5,834,0004,681
Total interest expense$2,200,0004,155
Net interest income$3,634,0004,908
Provision for loan and lease losses$136,0004,286
Total noninterest income$495,0005,265
Gross Fiduciary activities income$3,0001,412
Service charges on deposit accounts$358,0003,796
Trading account gains and fees$0138
Additional Noninterest Income$134,0005,917
Total noninterest expense$2,793,0005,024
Salaries and employee benefits$1,632,0004,790
Premises and equipment expense$459,0004,433
Additional noninterest expense$702,0005,580
Pre-tax net operating income$1,200,0004,900
Securities gains (losses)$-12,0007,607
Applicable income taxes$60,0005,741
Income before extraordinary items$1,128,0004,503
Extraordinary gains, net$046
Net income$1,128,0004,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,206
Cash dividends$1,295,0002,037
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,139,4004,431
2005-09-30 (YTD Data)Rank
Total interest income$4,350,0004,661
Total interest expense$1,614,0004,093
Net interest income$2,736,0004,918
Provision for loan and lease losses$107,0004,071
Total noninterest income$355,0005,400
Gross Fiduciary activities income$2,0001,379
Service charges on deposit accounts$263,0003,850
Trading account gains and fees$0126
Additional Noninterest Income$90,0006,109
Total noninterest expense$2,080,0005,009
Salaries and employee benefits$1,242,0004,718
Premises and equipment expense$350,0004,365
Additional noninterest expense$488,0005,779
Pre-tax net operating income$904,0005,023
Securities gains (losses)$-12,0007,977
Applicable income taxes$45,0005,867
Income before extraordinary items$847,0004,607
Extraordinary gains, net$035
Net income$847,0004,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0002,801
Cash dividends$1,046,0001,727
Sale, conversion, retirement of capital stock, net$0769
Net operating income$858,4004,532
2005-06-30 (YTD Data)Rank
Total interest income$2,892,0004,613
Total interest expense$1,055,0003,980
Net interest income$1,837,0004,882
Provision for loan and lease losses$80,0003,732
Total noninterest income$216,0005,561
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$167,0003,899
Trading account gains and fees$0116
Additional Noninterest Income$49,0006,441
Total noninterest expense$1,386,0005,007
Salaries and employee benefits$823,0004,719
Premises and equipment expense$234,0004,331
Additional noninterest expense$329,0005,726
Pre-tax net operating income$587,0005,061
Securities gains (losses)$-12,0008,200
Applicable income taxes$29,0005,891
Income before extraordinary items$546,0004,664
Extraordinary gains, net$030
Net income$546,0004,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,292
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$557,4004,561
2005-03-31 (YTD Data)Rank
Total interest income$1,433,0004,620
Total interest expense$512,0003,960
Net interest income$921,0004,885
Provision for loan and lease losses$41,0003,575
Total noninterest income$100,0005,685
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$76,0004,047
Trading account gains and fees$0115
Additional Noninterest Income$24,0006,543
Total noninterest expense$686,0005,067
Salaries and employee benefits$414,0004,707
Premises and equipment expense$118,0004,349
Additional noninterest expense$154,0005,920
Pre-tax net operating income$294,0005,045
Securities gains (losses)$-12,0008,571
Applicable income taxes$15,0005,858
Income before extraordinary items$267,0004,690
Extraordinary gains, net$024
Net income$267,0004,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,985
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$278,4004,537
2004-12-31 (YTD Data)Rank
Total interest income$5,770,0004,388
Total interest expense$1,990,0003,671
Net interest income$3,780,0004,672
Provision for loan and lease losses$200,0003,677
Total noninterest income$430,0005,637
Gross Fiduciary activities income$2,0001,487
Service charges on deposit accounts$316,0004,206
Trading account gains and fees$0138
Additional Noninterest Income$112,0006,221
Total noninterest expense$2,741,0004,974
Salaries and employee benefits$1,661,0004,601
Premises and equipment expense$423,0004,589
Additional noninterest expense$657,0005,734
Pre-tax net operating income$1,269,0004,650
Securities gains (losses)$03,819
Applicable income taxes$87,0005,654
Income before extraordinary items$1,182,0004,238
Extraordinary gains, net$034
Net income$1,182,0004,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,475
Cash dividends$830,0002,649
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,182,0004,174
2004-09-30 (YTD Data)Rank
Total interest income$4,312,0004,371
Total interest expense$1,490,0003,634
Net interest income$2,822,0004,678
Provision for loan and lease losses$140,0003,657
Total noninterest income$309,0005,745
Gross Fiduciary activities income$2,0001,430
Service charges on deposit accounts$225,0004,347
Trading account gains and fees$0134
Additional Noninterest Income$82,0006,269
Total noninterest expense$1,972,0005,086
Salaries and employee benefits$1,176,0004,743
Premises and equipment expense$317,0004,592
Additional noninterest expense$479,0005,759
Pre-tax net operating income$1,019,0004,560
Securities gains (losses)$03,710
Applicable income taxes$73,0005,669
Income before extraordinary items$946,0004,141
Extraordinary gains, net$026
Net income$946,0004,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,251
Cash dividends$830,0001,971
Sale, conversion, retirement of capital stock, net$0738
Net operating income$946,0004,075
2004-06-30 (YTD Data)Rank
Total interest income$2,844,0004,410
Total interest expense$993,0003,621
Net interest income$1,851,0004,732
Provision for loan and lease losses$80,0003,908
Total noninterest income$201,0005,804
Gross Fiduciary activities income$2,0001,383
Service charges on deposit accounts$145,0004,403
Trading account gains and fees$0130
Additional Noninterest Income$54,0006,302
Total noninterest expense$1,288,0005,172
Salaries and employee benefits$770,0004,845
Premises and equipment expense$207,0004,664
Additional noninterest expense$311,0005,873
Pre-tax net operating income$684,0004,507
Securities gains (losses)$03,413
Applicable income taxes$56,0005,519
Income before extraordinary items$628,0004,116
Extraordinary gains, net$021
Net income$628,0004,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0003,563
Cash dividends$508,0002,101
Sale, conversion, retirement of capital stock, net$0638
Net operating income$628,0004,033
2004-03-31 (YTD Data)Rank
Total interest income$1,408,0004,469
Total interest expense$499,0003,651
Net interest income$909,0004,795
Provision for loan and lease losses$40,0003,725
Total noninterest income$95,0005,901
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$72,0004,358
Trading account gains and fees$0121
Additional Noninterest Income$23,0006,579
Total noninterest expense$649,0005,170
Salaries and employee benefits$380,0004,910
Premises and equipment expense$103,0004,692
Additional noninterest expense$166,0005,673
Pre-tax net operating income$315,0004,704
Securities gains (losses)$02,934
Applicable income taxes$38,0005,155
Income before extraordinary items$277,0004,487
Extraordinary gains, net$016
Net income$277,0004,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,637
Cash dividends$254,0001,905
Sale, conversion, retirement of capital stock, net$0464
Net operating income$277,0004,357
2003-12-31 (YTD Data)Rank
Total interest income$5,962,0004,332
Total interest expense$2,240,0003,648
Net interest income$3,722,0004,601
Provision for loan and lease losses$170,0004,359
Total noninterest income$534,0005,258
Gross Fiduciary activities income$3,0001,497
Service charges on deposit accounts$288,0004,396
Trading account gains and fees$0160
Additional Noninterest Income$243,0004,900
Total noninterest expense$2,463,0005,270
Salaries and employee benefits$1,444,0004,973
Premises and equipment expense$401,0004,723
Additional noninterest expense$618,0005,891
Pre-tax net operating income$1,623,0003,922
Securities gains (losses)$04,500
Applicable income taxes$127,0005,469
Income before extraordinary items$1,496,0003,568
Extraordinary gains, net$054
Net income$1,496,0003,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,437
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,496,0003,413
2003-09-30 (YTD Data)Rank
Total interest income$4,507,0004,362
Total interest expense$1,714,0003,699
Net interest income$2,793,0004,611
Provision for loan and lease losses$120,0004,343
Total noninterest income$440,0005,075
Gross Fiduciary activities income$2,0001,482
Service charges on deposit accounts$217,0004,403
Trading account gains and fees$0153
Additional Noninterest Income$221,0004,597
Total noninterest expense$1,860,0005,220
Salaries and employee benefits$1,106,0004,882
Premises and equipment expense$303,0004,685
Additional noninterest expense$451,0005,975
Pre-tax net operating income$1,253,0003,958
Securities gains (losses)$04,204
Applicable income taxes$108,0005,485
Income before extraordinary items$1,145,0003,628
Extraordinary gains, net$040
Net income$1,145,0003,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,097
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,145,0003,452
2003-06-30 (YTD Data)Rank
Total interest income$3,040,0004,353
Total interest expense$1,164,0003,764
Net interest income$1,876,0004,584
Provision for loan and lease losses$80,0004,288
Total noninterest income$199,0006,027
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$142,0004,419
Trading account gains and fees$0150
Additional Noninterest Income$57,0006,331
Total noninterest expense$1,238,0005,229
Salaries and employee benefits$734,0004,908
Premises and equipment expense$196,0004,760
Additional noninterest expense$308,0005,904
Pre-tax net operating income$757,0004,211
Securities gains (losses)$03,782
Applicable income taxes$38,0006,147
Income before extraordinary items$719,0003,789
Extraordinary gains, net$030
Net income$719,0003,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,485
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$719,0003,594
2003-03-31 (YTD Data)Rank
Total interest income$1,513,0004,397
Total interest expense$577,0003,874
Net interest income$936,0004,599
Provision for loan and lease losses$40,0004,103
Total noninterest income$89,0006,188
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$65,0004,539
Trading account gains and fees$0134
Additional Noninterest Income$24,0006,621
Total noninterest expense$616,0005,251
Salaries and employee benefits$365,0004,940
Premises and equipment expense$95,0004,865
Additional noninterest expense$156,0005,791
Pre-tax net operating income$369,0004,244
Securities gains (losses)$02,891
Applicable income taxes$19,0006,113
Income before extraordinary items$350,0003,796
Extraordinary gains, net$021
Net income$350,0003,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0003,694
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$350,0003,624
2002-12-31 (YTD Data)Rank
Total interest income$6,244,0004,435
Total interest expense$2,614,0003,963
Net interest income$3,630,0004,649
Provision for loan and lease losses$291,0003,531
Total noninterest income$378,0005,915
Gross Fiduciary activities income$5,0001,497
Service charges on deposit accounts$270,0004,495
Trading account gains and fees$0153
Additional Noninterest Income$103,0006,389
Total noninterest expense$2,308,0005,365
Salaries and employee benefits$1,366,0005,027
Premises and equipment expense$382,0004,812
Additional noninterest expense$560,0006,166
Pre-tax net operating income$1,409,0004,267
Securities gains (losses)$04,537
Applicable income taxes$70,0006,284
Income before extraordinary items$1,339,0003,808
Extraordinary gains, net$070
Net income$1,339,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0003,194
Cash dividends$595,0003,198
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,339,0003,696
2001-12-31 (YTD Data)Rank
Total interest income$6,840,0004,506
Total interest expense$3,652,0004,078
Net interest income$3,188,0004,855
Provision for loan and lease losses$80,0005,977
Total noninterest income$396,0005,704
Gross Fiduciary activities income$2,0001,637
Service charges on deposit accounts$290,0004,241
Trading account gains and fees$0177
Additional Noninterest Income$104,0006,355
Total noninterest expense$2,478,0004,980
Salaries and employee benefits$1,318,0004,979
Premises and equipment expense$408,0004,537
Additional noninterest expense$752,0005,006
Pre-tax net operating income$1,026,0004,839
Securities gains (losses)$04,612
Applicable income taxes$60,0006,535
Income before extraordinary items$966,0004,367
Extraordinary gains, net$0105
Net income$966,0004,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,619
Cash dividends$1,220,0001,943
Sale, conversion, retirement of capital stock, net$0922
Net operating income$966,0004,255
2000-12-31 (YTD Data)Rank
Total interest income$6,676,0004,759
Total interest expense$3,787,0004,155
Net interest income$2,889,0005,287
Provision for loan and lease losses$50,0006,512
Total noninterest income$429,0005,347
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$290,0004,160
Trading account gains and feesNANA
Additional Noninterest Income$139,0005,668
Total noninterest expense$2,477,0004,889
Salaries and employee benefits$1,226,0005,123
Premises and equipment expense$394,0004,554
Additional noninterest expense$857,0004,510
Pre-tax net operating income$791,0005,899
Securities gains (losses)$-14,0008,543
Applicable income taxes$34,0007,524
Income before extraordinary items$743,0005,254
Extraordinary gains, net$038
Net income$743,0005,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,868
Cash dividends$1,237,0001,940
Sale, conversion, retirement of capital stock, net$0969
Net operating income$756,4405,207
1999-12-31 (YTD Data)Rank
Total interest income$2,154,0008,322
Total interest expense$1,154,0007,766
Net interest income$1,000,0008,632
Provision for loan and lease losses$43,0006,780
Total noninterest income$192,0007,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$95,0006,811
Trading account gains and feesNANA
Additional Noninterest Income$97,0006,712
Total noninterest expense$1,001,0008,129
Salaries and employee benefits$430,0008,731
Premises and equipment expense$95,0008,719
Additional noninterest expense$476,0006,697
Pre-tax net operating income$148,0008,815
Securities gains (losses)$-10,0009,313
Applicable income taxes$157,0006,187
Income before extraordinary items$-19,0009,470
Extraordinary gains, net$035
Net income$-19,0009,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,307
Cash dividends$1,534,0001,653
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-12,6009,437
1998-12-31 (YTD Data)Rank
Total interest income$6,338,0004,799
Total interest expense$3,569,0004,052
Net interest income$2,769,0005,452
Provision for loan and lease losses$65,0005,993
Total noninterest income$483,0005,041
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$286,0004,074
Trading account gains and feesNANA
Additional Noninterest Income$197,0004,997
Total noninterest expense$2,202,0005,217
Salaries and employee benefits$1,257,0004,894
Premises and equipment expense$308,0005,311
Additional noninterest expense$637,0005,519
Pre-tax net operating income$985,0005,462
Securities gains (losses)$70,0001,509
Applicable income taxes$342,0004,825
Income before extraordinary items$713,0005,553
Extraordinary gains, net$032
Net income$713,0005,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,028
Cash dividends$579,0003,217
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$665,4005,645
1997-12-31 (YTD Data)Rank
Total interest income$6,262,0004,895
Total interest expense$3,446,0004,194
Net interest income$2,816,0005,551
Provision for loan and lease losses$25,0007,608
Total noninterest income$444,0005,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$302,0004,052
Trading account gains and feesNANA
Additional Noninterest Income$142,0005,840
Total noninterest expense$2,237,0005,226
Salaries and employee benefits$1,248,0004,936
Premises and equipment expense$350,0004,898
Additional noninterest expense$639,0005,567
Pre-tax net operating income$998,0005,838
Securities gains (losses)$38,0001,502
Applicable income taxes$334,0005,439
Income before extraordinary items$702,0005,894
Extraordinary gains, net$044
Net income$702,0005,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,981
Cash dividends$375,0004,099
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$676,1605,954
1996-12-31 (YTD Data)Rank
Total interest income$3,582,0007,294
Total interest expense$1,992,0006,430
Net interest income$1,590,0008,051
Provision for loan and lease losses$50,0006,559
Total noninterest income$320,0006,717
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0005,012
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,649
Total noninterest expense$1,244,0007,846
Salaries and employee benefits$656,0007,812
Premises and equipment expense$232,0006,504
Additional noninterest expense$356,0008,303
Pre-tax net operating income$616,0007,329
Securities gains (losses)$04,148
Applicable income taxes$206,0007,049
Income before extraordinary items$410,0007,538
Extraordinary gains, net$053
Net income$410,0007,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,621
Cash dividends$150,0005,964
Sale, conversion, retirement of capital stock, net$0953
Net operating income$410,0007,480
1995-12-31 (YTD Data)Rank
Total interest income$3,406,0007,679
Total interest expense$1,898,0006,687
Net interest income$1,508,0008,514
Provision for loan and lease losses$08,958
Total noninterest income$320,0006,854
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0005,179
Trading account gains and feesNANA
Additional Noninterest Income$89,0007,598
Total noninterest expense$1,225,0008,123
Salaries and employee benefits$620,0008,240
Premises and equipment expense$214,0006,939
Additional noninterest expense$391,0008,280
Pre-tax net operating income$603,0007,857
Securities gains (losses)$03,831
Applicable income taxes$197,0007,466
Income before extraordinary items$406,0008,007
Extraordinary gains, net$065
Net income$406,0008,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$200,0005,441
Sale, conversion, retirement of capital stock, net$0809
Net operating income$406,0007,968
1994-12-31 (YTD Data)Rank
Total interest income$3,145,0007,834
Total interest expense$1,590,0006,624
Net interest income$1,555,0008,718
Provision for loan and lease losses$09,146
Total noninterest income$305,0007,183
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,444
Trading account gains and feesNANA
Additional Noninterest Income$81,0008,198
Total noninterest expense$1,208,0008,572
Salaries and employee benefits$590,0008,679
Premises and equipment expense$210,0007,210
Additional noninterest expense$408,0008,753
Pre-tax net operating income$652,0007,697
Securities gains (losses)$12,0002,095
Applicable income taxes$249,0006,553
Income before extraordinary items$415,0008,058
Extraordinary gains, net$0249
Net income$415,0008,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,696
Cash dividends$250,0004,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$407,3208,182
1993-12-31 (YTD Data)Rank
Total interest income$3,215,0007,983
Total interest expense$1,633,0006,785
Net interest income$1,582,0008,856
Provision for loan and lease losses$25,0008,682
Total noninterest income$315,0007,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0005,363
Trading account gains and feesNANA
Additional Noninterest Income$82,0008,541
Total noninterest expense$1,256,0008,669
Salaries and employee benefits$608,0008,735
Premises and equipment expense$201,0007,662
Additional noninterest expense$447,0008,754
Pre-tax net operating income$616,0007,847
Securities gains (losses)$84,0002,738
Applicable income taxes$266,0006,548
Income before extraordinary items$434,0008,111
Extraordinary gains, net$03,149
Net income$434,0008,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00012,066
Cash dividends$250,0004,831
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$380,2408,377
1992-12-31 (YTD Data)Rank
Total interest income$3,448,0008,262
Total interest expense$1,838,0007,514
Net interest income$1,610,0008,932
Provision for loan and lease losses$50,0009,026
Total noninterest income$298,0007,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0005,796
Trading account gains and feesNANA
Additional Noninterest Income$87,0008,558
Total noninterest expense$1,235,0008,896
Salaries and employee benefits$586,0008,934
Premises and equipment expense$191,0008,052
Additional noninterest expense$458,0008,891
Pre-tax net operating income$623,0007,563
Securities gains (losses)$36,0004,684
Applicable income taxes$242,0006,787
Income before extraordinary items$417,0008,046
Extraordinary gains, net$01,422
Net income$417,0008,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$393,9607,923

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.