Home > Community Bank > Income and Expense
Community Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,028,000 | 3,470 |
| Total interest expense | $153,000 | 4,692 |
| Net interest income | $2,875,000 | 3,310 |
| Provision for loan and lease losses | $2,000 | 4,009 |
| Total noninterest income | $462,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $176,000 | 2,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,121 |
| Total noninterest expense | $2,850,000 | 2,998 |
| Salaries and employee benefits | $1,489,000 | 3,094 |
| Premises and equipment expense | $649,000 | 1,784 |
| Additional noninterest expense | $712,000 | 3,545 |
| Pre-tax net operating income | $485,000 | 4,213 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $163,000 | 2,657 |
| Income before extraordinary items | $322,000 | 4,600 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $322,000 | 4,602 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $322,000 | 4,603 |
| Net charge-offs | $20,000 | 2,945 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $322,000 | 4,534 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 3,499 |
| Total interest expense | $78,000 | 4,713 |
| Net interest income | $1,419,000 | 3,347 |
| Provision for loan and lease losses | $2,000 | 3,615 |
| Total noninterest income | $222,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $89,000 | 2,705 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 3,204 |
| Total noninterest expense | $1,378,000 | 3,084 |
| Salaries and employee benefits | $730,000 | 3,155 |
| Premises and equipment expense | $332,000 | 1,771 |
| Additional noninterest expense | $316,000 | 3,841 |
| Pre-tax net operating income | $261,000 | 4,078 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $89,000 | 2,555 |
| Income before extraordinary items | $172,000 | 4,512 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $172,000 | 4,514 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $172,000 | 4,516 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $172,000 | 4,431 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,272,000 | 3,421 |
| Total interest expense | $362,000 | 4,651 |
| Net interest income | $5,910,000 | 3,287 |
| Provision for loan and lease losses | $4,000 | 4,524 |
| Total noninterest income | $938,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $399,000 | 2,692 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $539,000 | 3,166 |
| Total noninterest expense | $5,777,000 | 2,999 |
| Salaries and employee benefits | $2,993,000 | 3,079 |
| Premises and equipment expense | $1,241,000 | 1,865 |
| Additional noninterest expense | $1,543,000 | 3,485 |
| Pre-tax net operating income | $1,067,000 | 4,029 |
| Securities gains (losses) | $34,000 | 1,996 |
| Applicable income taxes | $371,000 | 2,467 |
| Income before extraordinary items | $730,000 | 4,428 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $730,000 | 4,428 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $730,000 | 4,429 |
| Net charge-offs | $15,000 | 4,432 |
| Cash dividends | $1,145,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $707,560 | 4,425 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 3,432 |
| Total interest expense | $279,000 | 4,674 |
| Net interest income | $4,457,000 | 3,292 |
| Provision for loan and lease losses | $6,000 | 4,262 |
| Total noninterest income | $699,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $307,000 | 2,670 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $392,000 | 3,246 |
| Total noninterest expense | $4,324,000 | 3,016 |
| Salaries and employee benefits | $2,226,000 | 3,126 |
| Premises and equipment expense | $923,000 | 1,887 |
| Additional noninterest expense | $1,175,000 | 3,459 |
| Pre-tax net operating income | $826,000 | 4,080 |
| Securities gains (losses) | $25,000 | 1,897 |
| Applicable income taxes | $287,000 | 2,508 |
| Income before extraordinary items | $564,000 | 4,434 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $564,000 | 4,435 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $564,000 | 4,436 |
| Net charge-offs | $-16,000 | 5,733 |
| Cash dividends | $315,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $547,500 | 4,438 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 3,441 |
| Total interest expense | $195,000 | 4,626 |
| Net interest income | $2,958,000 | 3,302 |
| Provision for loan and lease losses | $2,000 | 4,139 |
| Total noninterest income | $480,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $208,000 | 2,614 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $272,000 | 3,178 |
| Total noninterest expense | $2,905,000 | 3,007 |
| Salaries and employee benefits | $1,488,000 | 3,131 |
| Premises and equipment expense | $611,000 | 1,916 |
| Additional noninterest expense | $806,000 | 3,389 |
| Pre-tax net operating income | $531,000 | 4,071 |
| Securities gains (losses) | $25,000 | 1,545 |
| Applicable income taxes | $188,000 | 2,472 |
| Income before extraordinary items | $368,000 | 4,430 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $368,000 | 4,433 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $368,000 | 4,434 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $190,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $351,500 | 4,447 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 3,452 |
| Total interest expense | $104,000 | 4,553 |
| Net interest income | $1,488,000 | 3,290 |
| Provision for loan and lease losses | $2,000 | 3,744 |
| Total noninterest income | $227,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $101,000 | 2,658 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $126,000 | 3,228 |
| Total noninterest expense | $1,467,000 | 3,007 |
| Salaries and employee benefits | $740,000 | 3,167 |
| Premises and equipment expense | $301,000 | 1,977 |
| Additional noninterest expense | $426,000 | 3,267 |
| Pre-tax net operating income | $246,000 | 4,127 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $82,000 | 2,528 |
| Income before extraordinary items | $164,000 | 4,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 4,555 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $164,000 | 4,555 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $164,000 | 4,502 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 3,413 |
| Total interest expense | $499,000 | 4,459 |
| Net interest income | $6,096,000 | 3,240 |
| Provision for loan and lease losses | $98,000 | 3,740 |
| Total noninterest income | $877,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $370,000 | 2,990 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $507,000 | 3,342 |
| Total noninterest expense | $6,059,000 | 2,972 |
| Salaries and employee benefits | $3,072,000 | 3,052 |
| Premises and equipment expense | $1,253,000 | 1,842 |
| Additional noninterest expense | $1,734,000 | 3,292 |
| Pre-tax net operating income | $816,000 | 4,380 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $119,000 | 3,310 |
| Income before extraordinary items | $697,000 | 4,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $697,000 | 4,474 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $697,000 | 4,474 |
| Net charge-offs | $92,000 | 3,824 |
| Cash dividends | $710,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $697,000 | 4,401 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,949,000 | 3,442 |
| Total interest expense | $382,000 | 4,509 |
| Net interest income | $4,567,000 | 3,247 |
| Provision for loan and lease losses | $100,000 | 3,343 |
| Total noninterest income | $546,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $283,000 | 2,950 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $263,000 | 3,942 |
| Total noninterest expense | $4,520,000 | 2,984 |
| Salaries and employee benefits | $2,298,000 | 3,093 |
| Premises and equipment expense | $943,000 | 1,849 |
| Additional noninterest expense | $1,279,000 | 3,335 |
| Pre-tax net operating income | $493,000 | 4,778 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $493,000 | 4,613 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $493,000 | 4,617 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $493,000 | 4,618 |
| Net charge-offs | $96,000 | 3,296 |
| Cash dividends | $350,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $493,000 | 4,531 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 3,454 |
| Total interest expense | $260,000 | 4,538 |
| Net interest income | $3,034,000 | 3,255 |
| Provision for loan and lease losses | $79,000 | 3,190 |
| Total noninterest income | $407,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $181,000 | 3,017 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $226,000 | 3,597 |
| Total noninterest expense | $3,011,000 | 2,991 |
| Salaries and employee benefits | $1,520,000 | 3,124 |
| Premises and equipment expense | $631,000 | 1,844 |
| Additional noninterest expense | $860,000 | 3,330 |
| Pre-tax net operating income | $351,000 | 4,670 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $351,000 | 4,524 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $351,000 | 4,526 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $351,000 | 4,527 |
| Net charge-offs | $100,000 | 2,758 |
| Cash dividends | $225,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $351,000 | 4,424 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 3,458 |
| Total interest expense | $134,000 | 4,553 |
| Net interest income | $1,526,000 | 3,258 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $183,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $85,000 | 3,125 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 3,784 |
| Total noninterest expense | $1,574,000 | 2,912 |
| Salaries and employee benefits | $749,000 | 3,172 |
| Premises and equipment expense | $323,000 | 1,840 |
| Additional noninterest expense | $502,000 | 2,977 |
| Pre-tax net operating income | $85,000 | 5,459 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $85,000 | 5,420 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $85,000 | 5,422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $85,000 | 5,422 |
| Net charge-offs | $121,000 | 1,744 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $85,000 | 5,318 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,366,000 | 3,327 |
| Total interest expense | $721,000 | 4,338 |
| Net interest income | $6,645,000 | 3,115 |
| Provision for loan and lease losses | $1,218,000 | 1,538 |
| Total noninterest income | $788,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $366,000 | 3,109 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $422,000 | 3,570 |
| Total noninterest expense | $6,253,000 | 2,945 |
| Salaries and employee benefits | $2,923,000 | 3,184 |
| Premises and equipment expense | $1,212,000 | 1,924 |
| Additional noninterest expense | $2,118,000 | 2,961 |
| Pre-tax net operating income | $-38,000 | 6,218 |
| Securities gains (losses) | $416,000 | 1,082 |
| Applicable income taxes | $145,000 | 3,241 |
| Income before extraordinary items | $233,000 | 5,687 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $233,000 | 5,684 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $233,000 | 5,685 |
| Net charge-offs | $1,302,000 | 1,538 |
| Cash dividends | $75,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-33,240 | 6,228 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 3,344 |
| Total interest expense | $577,000 | 4,323 |
| Net interest income | $5,048,000 | 3,132 |
| Provision for loan and lease losses | $1,139,000 | 1,298 |
| Total noninterest income | $618,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $281,000 | 3,104 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $337,000 | 3,521 |
| Total noninterest expense | $4,745,000 | 2,917 |
| Salaries and employee benefits | $2,167,000 | 3,236 |
| Premises and equipment expense | $897,000 | 1,968 |
| Additional noninterest expense | $1,681,000 | 2,833 |
| Pre-tax net operating income | $-218,000 | 6,530 |
| Securities gains (losses) | $416,000 | 870 |
| Applicable income taxes | $70,000 | 3,598 |
| Income before extraordinary items | $128,000 | 6,013 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $128,000 | 6,012 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $128,000 | 6,012 |
| Net charge-offs | $847,000 | 1,613 |
| Cash dividends | $75,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-142,400 | 6,488 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 3,258 |
| Total interest expense | $409,000 | 4,284 |
| Net interest income | $3,497,000 | 3,042 |
| Provision for loan and lease losses | $621,000 | 1,539 |
| Total noninterest income | $419,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $187,000 | 3,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 3,458 |
| Total noninterest expense | $2,920,000 | 3,129 |
| Salaries and employee benefits | $1,451,000 | 3,233 |
| Premises and equipment expense | $594,000 | 1,982 |
| Additional noninterest expense | $875,000 | 3,447 |
| Pre-tax net operating income | $375,000 | 4,548 |
| Securities gains (losses) | $416,000 | 673 |
| Applicable income taxes | $290,000 | 2,091 |
| Income before extraordinary items | $501,000 | 3,989 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $501,000 | 3,992 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $501,000 | 3,993 |
| Net charge-offs | $123,000 | 3,228 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $234,760 | 4,949 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,197 |
| Total interest expense | $215,000 | 4,278 |
| Net interest income | $1,795,000 | 2,990 |
| Provision for loan and lease losses | $274,000 | 1,684 |
| Total noninterest income | $205,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $88,000 | 3,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 3,463 |
| Total noninterest expense | $1,428,000 | 3,176 |
| Salaries and employee benefits | $729,000 | 3,248 |
| Premises and equipment expense | $303,000 | 1,956 |
| Additional noninterest expense | $396,000 | 3,657 |
| Pre-tax net operating income | $298,000 | 3,848 |
| Securities gains (losses) | $406,000 | 334 |
| Applicable income taxes | $259,000 | 1,448 |
| Income before extraordinary items | $445,000 | 2,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $445,000 | 2,856 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $445,000 | 2,857 |
| Net charge-offs | $80,000 | 2,645 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $185,160 | 4,365 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,320,000 | 3,219 |
| Total interest expense | $1,181,000 | 4,012 |
| Net interest income | $7,139,000 | 3,025 |
| Provision for loan and lease losses | $2,232,000 | 1,449 |
| Total noninterest income | $665,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $411,000 | 2,975 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $254,000 | 4,111 |
| Total noninterest expense | $5,709,000 | 3,184 |
| Salaries and employee benefits | $3,035,000 | 3,092 |
| Premises and equipment expense | $1,193,000 | 2,075 |
| Additional noninterest expense | $1,481,000 | 3,896 |
| Pre-tax net operating income | $-137,000 | 6,178 |
| Securities gains (losses) | $59,000 | 2,466 |
| Applicable income taxes | $-66,000 | 6,769 |
| Income before extraordinary items | $-12,000 | 6,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,000 | 6,177 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-12,000 | 6,177 |
| Net charge-offs | $1,687,000 | 1,733 |
| Cash dividends | $365,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-49,760 | 6,115 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,238 |
| Total interest expense | $937,000 | 3,975 |
| Net interest income | $5,341,000 | 3,046 |
| Provision for loan and lease losses | $2,033,000 | 1,227 |
| Total noninterest income | $461,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $319,000 | 2,905 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $142,000 | 4,605 |
| Total noninterest expense | $4,272,000 | 3,196 |
| Salaries and employee benefits | $2,282,000 | 3,092 |
| Premises and equipment expense | $881,000 | 2,121 |
| Additional noninterest expense | $1,109,000 | 3,894 |
| Pre-tax net operating income | $-503,000 | 6,612 |
| Securities gains (losses) | $59,000 | 2,223 |
| Applicable income taxes | $-165,000 | 7,068 |
| Income before extraordinary items | $-279,000 | 6,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-279,000 | 6,558 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-279,000 | 6,558 |
| Net charge-offs | $1,686,000 | 1,373 |
| Cash dividends | $365,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-316,760 | 6,534 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 3,270 |
| Total interest expense | $682,000 | 3,881 |
| Net interest income | $3,499,000 | 3,082 |
| Provision for loan and lease losses | $2,031,000 | 910 |
| Total noninterest income | $235,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $217,000 | 2,844 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $2,828,000 | 3,248 |
| Salaries and employee benefits | $1,512,000 | 3,123 |
| Premises and equipment expense | $614,000 | 2,053 |
| Additional noninterest expense | $702,000 | 4,098 |
| Pre-tax net operating income | $-1,125,000 | 7,017 |
| Securities gains (losses) | $59,000 | 1,494 |
| Applicable income taxes | $-408,000 | 7,308 |
| Income before extraordinary items | $-658,000 | 6,905 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-658,000 | 6,904 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-658,000 | 6,905 |
| Net charge-offs | $1,067,000 | 1,416 |
| Cash dividends | $250,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-695,760 | 6,910 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 3,327 |
| Total interest expense | $366,000 | 3,810 |
| Net interest income | $1,693,000 | 3,166 |
| Provision for loan and lease losses | $229,000 | 2,250 |
| Total noninterest income | $151,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $1,445,000 | 3,200 |
| Salaries and employee benefits | $739,000 | 3,192 |
| Premises and equipment expense | $312,000 | 2,053 |
| Additional noninterest expense | $394,000 | 3,767 |
| Pre-tax net operating income | $170,000 | 4,466 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $65,000 | 2,620 |
| Income before extraordinary items | $105,000 | 4,931 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $105,000 | 4,929 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $105,000 | 4,931 |
| Net charge-offs | $202,000 | 2,115 |
| Cash dividends | $135,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $105,000 | 4,879 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,174,000 | 3,164 |
| Total interest expense | $1,794,000 | 3,836 |
| Net interest income | $7,380,000 | 2,942 |
| Provision for loan and lease losses | $1,259,000 | 2,702 |
| Total noninterest income | $1,045,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $420,000 | 2,985 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $625,000 | 2,854 |
| Total noninterest expense | $5,963,000 | 3,127 |
| Salaries and employee benefits | $3,179,000 | 2,969 |
| Premises and equipment expense | $1,275,000 | 1,994 |
| Additional noninterest expense | $1,509,000 | 3,992 |
| Pre-tax net operating income | $1,203,000 | 3,082 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $447,000 | 2,003 |
| Income before extraordinary items | $756,000 | 3,707 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $756,000 | 3,706 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $756,000 | 3,708 |
| Net charge-offs | $1,080,000 | 2,581 |
| Cash dividends | $506,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $1,570,000 | 313 |
| Net operating income | $756,000 | 3,575 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,016,000 | 3,184 |
| Total interest expense | $1,391,000 | 3,895 |
| Net interest income | $5,625,000 | 2,932 |
| Provision for loan and lease losses | $1,030,000 | 2,466 |
| Total noninterest income | $681,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $321,000 | 3,020 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $360,000 | 3,263 |
| Total noninterest expense | $4,466,000 | 3,133 |
| Salaries and employee benefits | $2,409,000 | 2,955 |
| Premises and equipment expense | $948,000 | 2,033 |
| Additional noninterest expense | $1,109,000 | 4,018 |
| Pre-tax net operating income | $810,000 | 3,442 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $392,000 | 1,895 |
| Income before extraordinary items | $418,000 | 4,410 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $418,000 | 4,411 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $418,000 | 4,411 |
| Net charge-offs | $844,000 | 2,391 |
| Cash dividends | $356,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $1,570,000 | 241 |
| Net operating income | $418,000 | 4,236 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 3,175 |
| Total interest expense | $970,000 | 3,886 |
| Net interest income | $3,776,000 | 2,907 |
| Provision for loan and lease losses | $1,010,000 | 1,921 |
| Total noninterest income | $426,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $213,000 | 3,034 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $213,000 | 3,409 |
| Total noninterest expense | $3,014,000 | 3,104 |
| Salaries and employee benefits | $1,631,000 | 2,925 |
| Premises and equipment expense | $626,000 | 2,068 |
| Additional noninterest expense | $757,000 | 3,931 |
| Pre-tax net operating income | $178,000 | 5,051 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $244,000 | 1,940 |
| Income before extraordinary items | $-66,000 | 6,347 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-66,000 | 6,349 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-66,000 | 6,347 |
| Net charge-offs | $717,000 | 2,056 |
| Cash dividends | $240,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $1,570,000 | 169 |
| Net operating income | $-66,000 | 6,260 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 3,172 |
| Total interest expense | $518,000 | 3,837 |
| Net interest income | $1,910,000 | 2,910 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $217,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $109,000 | 2,984 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 3,363 |
| Total noninterest expense | $1,492,000 | 3,163 |
| Salaries and employee benefits | $849,000 | 2,857 |
| Premises and equipment expense | $315,000 | 2,119 |
| Additional noninterest expense | $328,000 | 4,351 |
| Pre-tax net operating income | $410,000 | 2,794 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $160,000 | 1,668 |
| Income before extraordinary items | $250,000 | 3,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,481 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $250,000 | 3,483 |
| Net charge-offs | $265,000 | 2,163 |
| Cash dividends | $40,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $1,570,000 | 101 |
| Net operating income | $250,000 | 3,357 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,129,000 | 3,202 |
| Total interest expense | $2,435,000 | 3,968 |
| Net interest income | $7,694,000 | 2,824 |
| Provision for loan and lease losses | $1,250,000 | 3,151 |
| Total noninterest income | $965,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $438,000 | 3,149 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $527,000 | 3,119 |
| Total noninterest expense | $6,257,000 | 3,075 |
| Salaries and employee benefits | $3,589,000 | 2,724 |
| Premises and equipment expense | $1,194,000 | 2,226 |
| Additional noninterest expense | $1,474,000 | 4,121 |
| Pre-tax net operating income | $1,152,000 | 2,774 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $457,000 | 1,624 |
| Income before extraordinary items | $695,000 | 3,373 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $695,000 | 3,371 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $695,000 | 3,372 |
| Net charge-offs | $194,000 | 5,049 |
| Cash dividends | $225,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 430 |
| Net operating income | $695,000 | 3,312 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 3,238 |
| Total interest expense | $1,833,000 | 4,080 |
| Net interest income | $5,824,000 | 2,811 |
| Provision for loan and lease losses | $1,025,000 | 2,745 |
| Total noninterest income | $755,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $327,000 | 3,172 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $428,000 | 3,061 |
| Total noninterest expense | $4,631,000 | 3,117 |
| Salaries and employee benefits | $2,706,000 | 2,725 |
| Premises and equipment expense | $886,000 | 2,267 |
| Additional noninterest expense | $1,039,000 | 4,268 |
| Pre-tax net operating income | $923,000 | 2,884 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $314,000 | 1,884 |
| Income before extraordinary items | $609,000 | 3,366 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $609,000 | 3,364 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $609,000 | 3,366 |
| Net charge-offs | $194,000 | 4,287 |
| Cash dividends | $225,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 353 |
| Net operating income | $609,000 | 3,272 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 3,277 |
| Total interest expense | $1,183,000 | 4,287 |
| Net interest income | $3,892,000 | 2,793 |
| Provision for loan and lease losses | $800,000 | 2,334 |
| Total noninterest income | $479,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $215,000 | 3,170 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $264,000 | 3,207 |
| Total noninterest expense | $3,260,000 | 3,002 |
| Salaries and employee benefits | $1,871,000 | 2,662 |
| Premises and equipment expense | $645,000 | 2,116 |
| Additional noninterest expense | $744,000 | 4,089 |
| Pre-tax net operating income | $311,000 | 4,096 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $106,000 | 2,577 |
| Income before extraordinary items | $205,000 | 4,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 4,507 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $205,000 | 4,507 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $225,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $205,000 | 4,403 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 3,357 |
| Total interest expense | $570,000 | 4,477 |
| Net interest income | $1,924,000 | 2,804 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $176,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $108,000 | 3,120 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $1,671,000 | 2,862 |
| Salaries and employee benefits | $985,000 | 2,579 |
| Premises and equipment expense | $319,000 | 2,182 |
| Additional noninterest expense | $367,000 | 3,821 |
| Pre-tax net operating income | $329,000 | 3,191 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $112,000 | 2,060 |
| Income before extraordinary items | $217,000 | 3,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $217,000 | 3,727 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $217,000 | 3,728 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $217,000 | 3,581 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,388,000 | 3,431 |
| Total interest expense | $3,037,000 | 4,223 |
| Net interest income | $7,351,000 | 2,908 |
| Provision for loan and lease losses | $145,000 | 5,608 |
| Total noninterest income | $973,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $514,000 | 2,952 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $459,000 | 3,336 |
| Total noninterest expense | $5,861,000 | 3,151 |
| Salaries and employee benefits | $3,457,000 | 2,860 |
| Premises and equipment expense | $1,362,000 | 2,005 |
| Additional noninterest expense | $1,042,000 | 4,702 |
| Pre-tax net operating income | $2,318,000 | 2,220 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $788,000 | 1,415 |
| Income before extraordinary items | $1,530,000 | 2,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,530,000 | 2,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 4,380 |
| Cash dividends | $550,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,530,000 | 2,622 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,848,000 | 3,471 |
| Total interest expense | $2,418,000 | 4,171 |
| Net interest income | $5,430,000 | 2,983 |
| Provision for loan and lease losses | $113,000 | 5,017 |
| Total noninterest income | $759,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $389,000 | 2,952 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $370,000 | 3,311 |
| Total noninterest expense | $4,422,000 | 3,107 |
| Salaries and employee benefits | $2,610,000 | 2,861 |
| Premises and equipment expense | $1,012,000 | 2,023 |
| Additional noninterest expense | $800,000 | 4,558 |
| Pre-tax net operating income | $1,654,000 | 2,645 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $563,000 | 1,752 |
| Income before extraordinary items | $1,091,000 | 2,928 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,091,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,355 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,091,000 | 3,080 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 3,530 |
| Total interest expense | $1,667,000 | 4,208 |
| Net interest income | $3,561,000 | 3,018 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $513,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $272,000 | 2,832 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $241,000 | 3,420 |
| Total noninterest expense | $3,023,000 | 3,032 |
| Salaries and employee benefits | $1,770,000 | 2,851 |
| Premises and equipment expense | $700,000 | 1,934 |
| Additional noninterest expense | $553,000 | 4,428 |
| Pre-tax net operating income | $976,000 | 3,000 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $332,000 | 2,084 |
| Income before extraordinary items | $644,000 | 3,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $644,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,038 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $644,000 | 3,431 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 3,581 |
| Total interest expense | $874,000 | 4,267 |
| Net interest income | $1,761,000 | 3,050 |
| Provision for loan and lease losses | $23,000 | 4,788 |
| Total noninterest income | $255,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $142,000 | 2,735 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,556 |
| Total noninterest expense | $1,508,000 | 3,045 |
| Salaries and employee benefits | $879,000 | 2,901 |
| Premises and equipment expense | $322,000 | 2,111 |
| Additional noninterest expense | $307,000 | 4,043 |
| Pre-tax net operating income | $485,000 | 3,128 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $165,000 | 2,201 |
| Income before extraordinary items | $320,000 | 3,651 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $320,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,607 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $320,000 | 3,567 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,925,000 | 3,552 |
| Total interest expense | $3,836,000 | 4,112 |
| Net interest income | $7,089,000 | 3,075 |
| Provision for loan and lease losses | $37,000 | 5,928 |
| Total noninterest income | $1,032,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $583,000 | 2,731 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $449,000 | 3,517 |
| Total noninterest expense | $5,897,000 | 3,009 |
| Salaries and employee benefits | $3,395,000 | 2,890 |
| Premises and equipment expense | $1,281,000 | 2,040 |
| Additional noninterest expense | $1,221,000 | 4,030 |
| Pre-tax net operating income | $2,187,000 | 3,136 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $744,000 | 2,225 |
| Income before extraordinary items | $1,443,000 | 3,534 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,443,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,054 |
| Cash dividends | $850,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,443,000 | 3,523 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 3,577 |
| Total interest expense | $2,852,000 | 4,140 |
| Net interest income | $5,258,000 | 3,099 |
| Provision for loan and lease losses | $37,000 | 5,394 |
| Total noninterest income | $797,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $448,000 | 2,663 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $349,000 | 3,464 |
| Total noninterest expense | $4,417,000 | 2,990 |
| Salaries and employee benefits | $2,560,000 | 2,850 |
| Premises and equipment expense | $931,000 | 2,079 |
| Additional noninterest expense | $926,000 | 3,930 |
| Pre-tax net operating income | $1,601,000 | 3,323 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $544,000 | 2,424 |
| Income before extraordinary items | $1,057,000 | 3,759 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,057,000 | 3,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,190 |
| Cash dividends | $700,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,057,000 | 3,742 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 3,625 |
| Total interest expense | $1,816,000 | 4,262 |
| Net interest income | $3,498,000 | 3,118 |
| Provision for loan and lease losses | $38,000 | 4,699 |
| Total noninterest income | $561,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $317,000 | 2,541 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $244,000 | 3,404 |
| Total noninterest expense | $2,968,000 | 2,994 |
| Salaries and employee benefits | $1,742,000 | 2,847 |
| Premises and equipment expense | $598,000 | 2,161 |
| Additional noninterest expense | $628,000 | 3,886 |
| Pre-tax net operating income | $1,053,000 | 3,419 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $358,000 | 2,524 |
| Income before extraordinary items | $695,000 | 3,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $695,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,129 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $695,000 | 3,826 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 3,695 |
| Total interest expense | $857,000 | 4,399 |
| Net interest income | $1,721,000 | 3,159 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $267,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $166,000 | 2,416 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $101,000 | 3,756 |
| Total noninterest expense | $1,492,000 | 3,000 |
| Salaries and employee benefits | $891,000 | 2,807 |
| Premises and equipment expense | $290,000 | 2,260 |
| Additional noninterest expense | $311,000 | 3,865 |
| Pre-tax net operating income | $474,000 | 3,646 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $161,000 | 2,669 |
| Income before extraordinary items | $313,000 | 4,071 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $313,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $275,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $313,000 | 4,047 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,481,000 | 3,730 |
| Total interest expense | $2,987,000 | 4,330 |
| Net interest income | $6,494,000 | 3,317 |
| Provision for loan and lease losses | $76,000 | 5,071 |
| Total noninterest income | $1,142,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $643,000 | 2,547 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $499,000 | 3,344 |
| Total noninterest expense | $5,483,000 | 3,092 |
| Salaries and employee benefits | $2,955,000 | 3,176 |
| Premises and equipment expense | $1,146,000 | 2,154 |
| Additional noninterest expense | $1,382,000 | 3,516 |
| Pre-tax net operating income | $2,077,000 | 3,557 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $705,000 | 2,665 |
| Income before extraordinary items | $1,372,000 | 3,971 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,372,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,944 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,372,000 | 3,950 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,066,000 | 3,728 |
| Total interest expense | $2,167,000 | 4,328 |
| Net interest income | $4,899,000 | 3,325 |
| Provision for loan and lease losses | $69,000 | 4,691 |
| Total noninterest income | $827,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $494,000 | 2,504 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $333,000 | 3,536 |
| Total noninterest expense | $4,106,000 | 3,106 |
| Salaries and employee benefits | $2,200,000 | 3,193 |
| Premises and equipment expense | $861,000 | 2,170 |
| Additional noninterest expense | $1,045,000 | 3,481 |
| Pre-tax net operating income | $1,551,000 | 3,716 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $526,000 | 2,792 |
| Income before extraordinary items | $1,025,000 | 4,111 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,025,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,508 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,025,000 | 4,096 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 3,670 |
| Total interest expense | $1,392,000 | 4,307 |
| Net interest income | $3,304,000 | 3,292 |
| Provision for loan and lease losses | $46,000 | 4,571 |
| Total noninterest income | $549,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $344,000 | 2,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 3,696 |
| Total noninterest expense | $2,753,000 | 3,089 |
| Salaries and employee benefits | $1,463,000 | 3,193 |
| Premises and equipment expense | $569,000 | 2,182 |
| Additional noninterest expense | $721,000 | 3,386 |
| Pre-tax net operating income | $1,054,000 | 3,679 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $358,000 | 2,792 |
| Income before extraordinary items | $696,000 | 4,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $696,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,074 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $696,000 | 4,074 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 3,665 |
| Total interest expense | $682,000 | 4,240 |
| Net interest income | $1,619,000 | 3,334 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $268,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $174,000 | 2,295 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,842 |
| Total noninterest expense | $1,357,000 | 3,146 |
| Salaries and employee benefits | $739,000 | 3,190 |
| Premises and equipment expense | $282,000 | 2,212 |
| Additional noninterest expense | $336,000 | 3,555 |
| Pre-tax net operating income | $506,000 | 3,699 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $492,000 | 3,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,230 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $492,000 | 3,179 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 3,749 |
| Total interest expense | $2,005,000 | 4,429 |
| Net interest income | $6,027,000 | 3,414 |
| Provision for loan and lease losses | $114,000 | 4,656 |
| Total noninterest income | $1,335,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $712,000 | 2,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $623,000 | 2,992 |
| Total noninterest expense | $5,610,000 | 2,920 |
| Salaries and employee benefits | $2,895,000 | 3,067 |
| Premises and equipment expense | $1,194,000 | 2,007 |
| Additional noninterest expense | $1,521,000 | 3,195 |
| Pre-tax net operating income | $1,638,000 | 4,174 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $555,000 | 3,189 |
| Income before extraordinary items | $1,083,000 | 4,620 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,083,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,766 |
| Cash dividends | $755,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,083,000 | 4,576 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 3,795 |
| Total interest expense | $1,380,000 | 4,549 |
| Net interest income | $4,450,000 | 3,447 |
| Provision for loan and lease losses | $92,000 | 4,283 |
| Total noninterest income | $940,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $544,000 | 2,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $396,000 | 3,298 |
| Total noninterest expense | $4,226,000 | 2,874 |
| Salaries and employee benefits | $2,137,000 | 3,083 |
| Premises and equipment expense | $823,000 | 2,170 |
| Additional noninterest expense | $1,266,000 | 2,900 |
| Pre-tax net operating income | $1,072,000 | 4,602 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,072,000 | 3,978 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,072,000 | 3,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,163 |
| Cash dividends | $575,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,072,000 | 3,930 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 3,800 |
| Total interest expense | $862,000 | 4,558 |
| Net interest income | $2,909,000 | 3,485 |
| Provision for loan and lease losses | $59,000 | 4,370 |
| Total noninterest income | $658,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $361,000 | 2,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $297,000 | 3,073 |
| Total noninterest expense | $2,867,000 | 2,820 |
| Salaries and employee benefits | $1,422,000 | 3,071 |
| Premises and equipment expense | $632,000 | 1,891 |
| Additional noninterest expense | $813,000 | 2,980 |
| Pre-tax net operating income | $641,000 | 4,846 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $641,000 | 4,247 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $641,000 | 4,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,091 |
| Cash dividends | $325,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $641,000 | 4,194 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 3,872 |
| Total interest expense | $406,000 | 4,631 |
| Net interest income | $1,419,000 | 3,564 |
| Provision for loan and lease losses | $26,000 | 4,356 |
| Total noninterest income | $341,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $192,000 | 2,083 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $149,000 | 2,992 |
| Total noninterest expense | $1,358,000 | 2,973 |
| Salaries and employee benefits | $716,000 | 3,066 |
| Premises and equipment expense | $291,000 | 2,053 |
| Additional noninterest expense | $351,000 | 3,354 |
| Pre-tax net operating income | $376,000 | 4,432 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $376,000 | 3,775 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $376,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $376,000 | 3,737 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,603,000 | 3,982 |
| Total interest expense | $1,417,000 | 4,667 |
| Net interest income | $5,186,000 | 3,706 |
| Provision for loan and lease losses | $108,000 | 4,881 |
| Total noninterest income | $1,427,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $744,000 | 2,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $683,000 | 2,740 |
| Total noninterest expense | $5,314,000 | 2,944 |
| Salaries and employee benefits | $2,797,000 | 3,033 |
| Premises and equipment expense | $1,100,000 | 2,092 |
| Additional noninterest expense | $1,417,000 | 3,264 |
| Pre-tax net operating income | $1,191,000 | 4,818 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $340,000 | 3,983 |
| Income before extraordinary items | $851,000 | 5,118 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $851,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,268 |
| Cash dividends | $450,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $851,000 | 5,050 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 4,015 |
| Total interest expense | $1,031,000 | 4,708 |
| Net interest income | $3,816,000 | 3,742 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $1,022,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $554,000 | 2,298 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $468,000 | 2,914 |
| Total noninterest expense | $3,932,000 | 2,949 |
| Salaries and employee benefits | $2,049,000 | 3,068 |
| Premises and equipment expense | $808,000 | 2,126 |
| Additional noninterest expense | $1,075,000 | 3,218 |
| Pre-tax net operating income | $826,000 | 5,104 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $826,000 | 4,533 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $826,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,331 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $826,000 | 4,454 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 4,066 |
| Total interest expense | $670,000 | 4,788 |
| Net interest income | $2,513,000 | 3,766 |
| Provision for loan and lease losses | $58,000 | 4,543 |
| Total noninterest income | $663,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $368,000 | 2,299 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $295,000 | 3,015 |
| Total noninterest expense | $2,627,000 | 2,957 |
| Salaries and employee benefits | $1,342,000 | 3,132 |
| Premises and equipment expense | $541,000 | 2,113 |
| Additional noninterest expense | $744,000 | 3,143 |
| Pre-tax net operating income | $491,000 | 5,354 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $491,000 | 4,786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $491,000 | 4,692 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 4,168 |
| Total interest expense | $339,000 | 4,801 |
| Net interest income | $1,209,000 | 3,869 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $303,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $190,000 | 2,180 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $113,000 | 3,446 |
| Total noninterest expense | $1,282,000 | 3,029 |
| Salaries and employee benefits | $660,000 | 3,191 |
| Premises and equipment expense | $280,000 | 2,073 |
| Additional noninterest expense | $342,000 | 3,360 |
| Pre-tax net operating income | $195,000 | 5,875 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $195,000 | 5,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $195,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $195,000 | 5,280 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,720,000 | 3,950 |
| Total interest expense | $1,693,000 | 4,531 |
| Net interest income | $5,027,000 | 3,660 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $1,330,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $702,000 | 2,344 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $628,000 | 3,163 |
| Total noninterest expense | $5,406,000 | 2,857 |
| Salaries and employee benefits | $2,917,000 | 2,828 |
| Premises and equipment expense | $1,043,000 | 2,186 |
| Additional noninterest expense | $1,446,000 | 3,191 |
| Pre-tax net operating income | $801,000 | 5,702 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $801,000 | 5,242 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $801,000 | 5,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,949 |
| Cash dividends | $360,000 | 4,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $801,000 | 5,070 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,133,000 | 3,944 |
| Total interest expense | $1,320,000 | 4,535 |
| Net interest income | $3,813,000 | 3,657 |
| Provision for loan and lease losses | $128,000 | 4,251 |
| Total noninterest income | $981,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $502,000 | 2,465 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $479,000 | 3,208 |
| Total noninterest expense | $4,058,000 | 2,866 |
| Salaries and employee benefits | $2,186,000 | 2,844 |
| Premises and equipment expense | $791,000 | 2,163 |
| Additional noninterest expense | $1,081,000 | 3,180 |
| Pre-tax net operating income | $608,000 | 5,843 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $608,000 | 5,357 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $608,000 | 5,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,894 |
| Cash dividends | $130,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $608,000 | 5,179 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 3,938 |
| Total interest expense | $917,000 | 4,533 |
| Net interest income | $2,543,000 | 3,646 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $559,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $292,000 | 2,714 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $267,000 | 3,509 |
| Total noninterest expense | $2,666,000 | 2,897 |
| Salaries and employee benefits | $1,433,000 | 2,904 |
| Premises and equipment expense | $534,000 | 2,127 |
| Additional noninterest expense | $699,000 | 3,236 |
| Pre-tax net operating income | $346,000 | 6,199 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $346,000 | 5,763 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $346,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,664 |
| Cash dividends | $130,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $346,000 | 5,555 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 3,969 |
| Total interest expense | $480,000 | 4,467 |
| Net interest income | $1,243,000 | 3,701 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $268,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $140,000 | 2,724 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $128,000 | 3,494 |
| Total noninterest expense | $1,335,000 | 2,869 |
| Salaries and employee benefits | $715,000 | 2,905 |
| Premises and equipment expense | $235,000 | 2,366 |
| Additional noninterest expense | $385,000 | 2,952 |
| Pre-tax net operating income | $131,000 | 6,743 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $96,000 | 6,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,305 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $96,000 | 6,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,899,000 | 3,680 |
| Total interest expense | $2,292,000 | 4,388 |
| Net interest income | $5,607,000 | 3,322 |
| Provision for loan and lease losses | $400,000 | 2,829 |
| Total noninterest income | $1,148,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $587,000 | 2,608 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $561,000 | 3,076 |
| Total noninterest expense | $5,606,000 | 2,643 |
| Salaries and employee benefits | $2,849,000 | 2,765 |
| Premises and equipment expense | $887,000 | 2,437 |
| Additional noninterest expense | $1,870,000 | 2,469 |
| Pre-tax net operating income | $749,000 | 5,930 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-217,000 | 9,147 |
| Income before extraordinary items | $966,000 | 4,688 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $966,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,440 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $966,000 | 4,569 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,567,000 | 3,790 |
| Total interest expense | $3,620,000 | 4,104 |
| Net interest income | $4,947,000 | 3,457 |
| Provision for loan and lease losses | $1,114,000 | 1,154 |
| Total noninterest income | $1,102,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $555,000 | 2,606 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $547,000 | 2,982 |
| Total noninterest expense | $6,876,000 | 2,086 |
| Salaries and employee benefits | $2,849,000 | 2,636 |
| Premises and equipment expense | $922,000 | 2,314 |
| Additional noninterest expense | $3,105,000 | 1,501 |
| Pre-tax net operating income | $-1,941,000 | 9,483 |
| Securities gains (losses) | $154,000 | 1,388 |
| Applicable income taxes | $-335,000 | 9,440 |
| Income before extraordinary items | $-1,452,000 | 9,481 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,452,000 | 9,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,540,000 | 695 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,576,740 | 9,465 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,968,000 | 3,730 |
| Total interest expense | $3,645,000 | 4,269 |
| Net interest income | $5,323,000 | 3,293 |
| Provision for loan and lease losses | $700,000 | 1,410 |
| Total noninterest income | $1,210,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $318,000 | 3,887 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $892,000 | 2,005 |
| Total noninterest expense | $5,827,000 | 2,348 |
| Salaries and employee benefits | $2,454,000 | 2,874 |
| Premises and equipment expense | $1,150,000 | 1,824 |
| Additional noninterest expense | $2,223,000 | 1,956 |
| Pre-tax net operating income | $6,000 | 9,095 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-51,000 | 9,492 |
| Income before extraordinary items | $57,000 | 8,937 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $57,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $780,000 | 893 |
| Cash dividends | $57,000 | 6,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $57,000 | 8,920 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,130,000 | 3,488 |
| Total interest expense | $3,648,000 | 3,895 |
| Net interest income | $5,482,000 | 3,165 |
| Provision for loan and lease losses | $174,000 | 3,923 |
| Total noninterest income | $881,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $511,000 | 2,580 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $370,000 | 3,586 |
| Total noninterest expense | $5,644,000 | 2,401 |
| Salaries and employee benefits | $2,485,000 | 2,821 |
| Premises and equipment expense | $1,177,000 | 1,740 |
| Additional noninterest expense | $1,982,000 | 2,206 |
| Pre-tax net operating income | $545,000 | 6,938 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $164,000 | 6,106 |
| Income before extraordinary items | $381,000 | 7,089 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $381,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,845 |
| Cash dividends | $345,000 | 4,257 |
| Sale, conversion, retirement of capital stock, net | $8,500,000 | 109 |
| Net operating income | $381,000 | 7,062 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 6,187 |
| Total interest expense | $1,384,000 | 7,457 |
| Net interest income | $2,963,000 | 5,172 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $543,000 | 4,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,026 |
| Total noninterest expense | $2,917,000 | 4,229 |
| Salaries and employee benefits | $1,312,000 | 4,724 |
| Premises and equipment expense | $588,000 | 3,230 |
| Additional noninterest expense | $1,017,000 | 3,903 |
| Pre-tax net operating income | $529,000 | 7,231 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $178,000 | 6,453 |
| Income before extraordinary items | $361,000 | 7,475 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $361,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $205,000 | 5,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $354,300 | 7,424 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 7,101 |
| Total interest expense | $1,005,000 | 8,680 |
| Net interest income | $2,554,000 | 5,964 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $415,000 | 5,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $2,463,000 | 4,832 |
| Salaries and employee benefits | $1,158,000 | 5,252 |
| Premises and equipment expense | $512,000 | 3,631 |
| Additional noninterest expense | $793,000 | 4,761 |
| Pre-tax net operating income | $506,000 | 7,886 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $172,000 | 7,291 |
| Income before extraordinary items | $334,000 | 8,111 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $334,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 10,616 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $334,000 | 8,069 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 7,728 |
| Total interest expense | $870,000 | 9,409 |
| Net interest income | $2,332,000 | 6,512 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $321,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,332 |
| Total noninterest expense | $2,306,000 | 5,328 |
| Salaries and employee benefits | $1,091,000 | 5,618 |
| Premises and equipment expense | $517,000 | 3,674 |
| Additional noninterest expense | $698,000 | 5,760 |
| Pre-tax net operating income | $347,000 | 8,824 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $117,000 | 8,439 |
| Income before extraordinary items | $230,000 | 8,999 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $230,000 | 9,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,926 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $230,000 | 8,939 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 8,283 |
| Total interest expense | $782,000 | 10,017 |
| Net interest income | $2,166,000 | 6,941 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $195,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $2,046,000 | 5,881 |
| Salaries and employee benefits | $975,000 | 6,187 |
| Premises and equipment expense | $351,000 | 5,010 |
| Additional noninterest expense | $720,000 | 5,720 |
| Pre-tax net operating income | $315,000 | 9,631 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $101,000 | 9,160 |
| Income before extraordinary items | $214,000 | 9,786 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $214,000 | 9,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 11,711 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $214,000 | 9,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 12,518 |
| Total interest expense | $91,000 | 12,516 |
| Net interest income | $218,000 | 12,491 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $20,000 | 12,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 10,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $229,000 | 12,482 |
| Salaries and employee benefits | $141,000 | 12,392 |
| Premises and equipment expense | $27,000 | 12,284 |
| Additional noninterest expense | $61,000 | 12,511 |
| Pre-tax net operating income | $9,000 | 12,046 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $9,000 | 12,005 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,000 | 12,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-172,000 | 12,381 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,000 | 12,041 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 9,587 |
| Total interest expense | $699,000 | 10,592 |
| Net interest income | $1,598,000 | 8,803 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $300,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,888 |
| Total noninterest expense | $1,365,000 | 8,284 |
| Salaries and employee benefits | $642,000 | 8,460 |
| Premises and equipment expense | $261,000 | 6,488 |
| Additional noninterest expense | $462,000 | 8,595 |
| Pre-tax net operating income | $533,000 | 8,424 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $165,000 | 8,309 |
| Income before extraordinary items | $373,000 | 8,708 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $373,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 12,803 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $369,550 | 8,482 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,363,000 | 10,167 |
| Total interest expense | $888,000 | 10,919 |
| Net interest income | $1,475,000 | 9,356 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $250,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $1,267,000 | 8,775 |
| Salaries and employee benefits | $619,000 | 8,652 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $425,000 | 9,260 |
| Pre-tax net operating income | $443,000 | 8,856 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $404,000 | 8,171 |
| Extraordinary gains, net | $31,000 | 1,121 |
| Net income | $435,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 13,763 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $298,140 | 8,966 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.