Home > Commercial Bank & Trust Co. > Net charge- offs to loans
Commercial Bank & Trust Co., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0772% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9287% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9287% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 3,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8400% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8400% | 652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 3,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0271% | 3,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9533% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9533% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9779% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9779% | 529 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 1,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0156% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0589% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0589% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 3,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0246% | 4,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 4,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 3,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9131% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9131% | 488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0353% | 4,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0478% | 4,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0923% | 4,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0618% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0618% | 418 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 4,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0385% | 4,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1887% | 4,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5978% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5978% | 268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 4,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0967% | 4,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1325% | 4,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 3,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9908% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9908% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 3,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 3,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0088% | 3,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7765% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7765% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 3,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4597% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4597% | 710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6838% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6838% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0810% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1106% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3045% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1245% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1245% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0642% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0900% | 4,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2484% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2484% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1239% | 4,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3191% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3191% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 3,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4779% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4779% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 4,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 4,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0967% | 4,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1456% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4798% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4798% | 437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 4,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0742% | 4,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0557% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1250% | 4,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 3,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3844% | 520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3844% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0649% | 4,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1135% | 5,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1585% | 5,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4599% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4599% | 428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1181% | 5,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2053% | 5,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2871% | 5,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 3,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3927% | 533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3927% | 471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0964% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0461% | 4,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3393% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3393% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0547% | 4,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2020% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2021% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0387% | 4,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1912% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1912% | 518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 4,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 4,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 4,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0143% | 4,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5661% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5661% | 433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 1,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 1,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0109% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0109% | 784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 4,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9610% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9610% | 769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 1,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 3,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7805% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7805% | 933 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 3,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5611% | 1,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5611% | 1,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0853% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2925% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 5,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 4,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8975% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8975% | 942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 2,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 4,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 4,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1302% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1302% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 2,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 4,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 5,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0344% | 5,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9984% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9984% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0140% | 4,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 5,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 5,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 4,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6673% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6673% | 1,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1416% | 5,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2420% | 5,933 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 4,831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7433% | 5,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 2,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 2,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0285% | 4,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5700% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5700% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2035% | 5,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3249% | 6,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.0420% | 4,948 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0065% | 6,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 2,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 4,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5110% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5110% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3205% | 6,137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4998% | 6,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.0405% | 5,009 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4830% | 6,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 2,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 4,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5976% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5976% | 1,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7947% | 6,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1698% | 6,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 5,107 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.4880% | 6,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0984% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 4,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6302% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6302% | 1,002 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 3,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0237% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0536% | 1,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 2,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 2,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5440% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7417% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7417% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1448% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 5,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0405% | 5,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 3,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 3,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6172% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8485% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8485% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0129% | 5,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0611% | 6,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 2,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 2,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9204% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7423% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7423% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 5,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1178% | 6,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 4,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8776% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8776% | 903 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0961% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 3,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.6340% | 5,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1334% | 1,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 3,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1219% | 4,843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0924% | 2,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 5,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1163% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1163% | 924 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2757% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0223% | 6,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0460% | 6,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.8543% | 6,002 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 5,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 6,082 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1625% | 4,900 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 3,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2527% | 5,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0877% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0877% | 861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0372% | 6,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0410% | 6,302 |
| Percentage Net Loans Charged-off:Construction & development | -1.3448% | 6,112 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 5,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 3,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 2,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3657% | 6,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1072% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1072% | 823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1024% | 6,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1051% | 6,558 |
| Percentage Net Loans Charged-off:Construction & development | -2.8566% | 6,214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 6,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 2,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6315% | 6,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6207% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6207% | 569 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1886% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4474% | 578 |
| Percentage Net Loans Charged-off:Construction & development | -0.2793% | 6,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9312% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6971% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3579% | 1,195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8001% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3154% | 2,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8790% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8790% | 1,426 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5781% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4015% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4028% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | -0.3593% | 6,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8677% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4755% | 953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9858% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4305% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7405% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7406% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5436% | 1,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5493% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | -0.4220% | 6,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1763% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7200% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3122% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6704% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6785% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6785% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 6,669 |
| Percentage Net Loans Charged-off:Construction & development | -0.6832% | 6,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 6,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 6,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1808% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5317% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5317% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2882% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2295% | 3,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.8845% | 2,202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 6,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3934% | 2,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5015% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5097% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8362% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7763% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0416% | 1,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2319% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2371% | 3,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0247% | 2,606 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 6,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4946% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6288% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 3,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0474% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9536% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 4,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 3,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.1145% | 2,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 2,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2302% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2923% | 2,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0202% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5805% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5124% | 2,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1550% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1366% | 3,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.2462% | 1,515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2571% | 2,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3263% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 2,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9099% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7602% | 1,341 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1547% | 5,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1692% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.9310% | 2,559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2335% | 3,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0405% | 1,884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2874% | 2,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0608% | 4,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3313% | 4,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0127% | 1,935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 5,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 4,885 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 6,904 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 7,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 3,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 1,637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1491% | 3,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2393% | 4,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0167% | 1,712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0266% | 5,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 4,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 6,912 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 7,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0809% | 1,336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0817% | 3,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 6,420 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0406% | 6,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0251% | 1,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 4,015 |
| Percentage Net Loans Charged-off:Construction & development | -0.0314% | 6,951 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 7,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 2,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0376% | 6,547 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0205% | 6,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0516% | 1,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5252% | 3,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5977% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | 1.5983% | 2,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0903% | 2,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9030% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1758% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1959% | 4,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8434% | 3,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2521% | 4,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2312% | 3,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.7062% | 2,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0602% | 2,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3011% | 2,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3927% | 1,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2477% | 3,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9161% | 2,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2258% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2084% | 3,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0891% | 1,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4158% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5412% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1995% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8522% | 2,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1913% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1860% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4367% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5682% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 6,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0697% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 4,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1783% | 3,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.0124% | 7,568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 7,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4325% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1751% | 1,059 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5081% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0708% | 4,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0100% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1583% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1940% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 7,592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4664% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6028% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1645% | 7,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6025% | 2,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2215% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3026% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 7,611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7193% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9292% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2496% | 7,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4638% | 2,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 6,913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0347% | 8,026 |
| Percentage Net Loans Charged-off:Construction & development | -0.0404% | 7,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0755% | 8,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0976% | 8,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0477% | 7,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5021% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0916% | 4,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 2,979 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 7,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0863% | 1,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 2,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 2,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1102% | 3,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5424% | 2,900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0669% | 1,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 3,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 2,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 7,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 1,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0809% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0978% | 2,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4813% | 2,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0790% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 7,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 6,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2141% | 3,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1166% | 1,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 3,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 7,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 1,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1604% | 3,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2336% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 2,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 7,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1270% | 2,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6706% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5308% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 2,072 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 7,711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0602% | 7,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4755% | 2,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0070% | 6,877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 4,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 2,187 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 7,704 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 7,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0817% | 7,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1618% | 3,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0106% | 6,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 6,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,578 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 7,684 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 8,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0466% | 7,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0251% | 3,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0220% | 6,966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 4,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 7,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1188% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0089% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1501% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1304% | 7,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6188% | 3,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0156% | 6,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 4,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 7,739 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 8,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0120% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1129% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1543% | 7,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4914% | 3,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0206% | 7,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 3,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 7,797 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 7,726 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0350% | 8,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1980% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4677% | 2,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0215% | 7,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 3,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1099% | 8,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 7,752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0428% | 8,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1979% | 8,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2550% | 8,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5101% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0823% | 4,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0225% | 7,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1900% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 2,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 7,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 1,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8989% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1874% | 5,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0718% | 7,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2806% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0208% | 7,885 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 8,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 2,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6863% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0476% | 5,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0889% | 7,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2029% | 2,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 8,182 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 7,851 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 8,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 8,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 8,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3644% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0709% | 7,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1040% | 7,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5171% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.0202% | 7,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0524% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0488% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0648% | 4,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0794% | 7,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 8,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,738 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 7,975 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0646% | 8,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 1,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 7,822 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1184% | 8,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0554% | 7,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0241% | 8,411 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 8,072 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 7,979 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0837% | 8,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 1,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 3,903 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2107% | 8,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0657% | 7,485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0206% | 5,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 7,951 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1255% | 8,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0976% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1288% | 2,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0463% | 5,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0757% | 7,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0836% | 8,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 8,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 7,923 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2472% | 8,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4029% | 8,323 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0263% | 7,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0837% | 7,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1994% | 3,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1247% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1704% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1611% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1011% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1664% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4408% | 2,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 4,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0650% | 7,682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0143% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6948% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.2849% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4032% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0708% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1201% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5533% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9714% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7006% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9612% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6807% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 0.0814% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4822% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8329% | 31 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8616% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0947% | 219 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0411% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5209% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3679% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2986% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1425% | 4,955 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2429% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 7,555 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3444% | 5,583 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |