Home > Commerce National Bank > Assets and Liabilities
Commerce National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $60,598,000 | 6,484 |
| Cash and due from depository institutions | $2,440,000 | 5,814 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $12,330,000 | 7,178 |
| Federal funds sold & reverse repurchase agreements | $7,820,000 | 1,661 |
| Net loans & leases | $35,076,000 | 6,350 |
| Loan loss allowance | $214,000 | 8,948 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $881,000 | 6,429 |
| Other real estate owned | $396,000 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,655,000 | 4,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,598,000 | 6,484 |
| Total liabilities | $57,564,000 | 6,243 |
| Total deposits | $57,282,000 | 6,047 |
| Interest-bearing deposits | $46,250,000 | 6,292 |
| Deposits held in domestic offices | $57,282,000 | 6,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000 | 5,264 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $277,000 | 8,176 |
| Total equity capital | $3,034,000 | 9,220 |
| Total bank equity capital | $3,034,000 | 9,220 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,003,000 | 3,335 |
| Surplus | $1,104,000 | 7,344 |
| Undivided profits | $927,000 | 9,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 5,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 736 |
| Income earned, not collected on loans | $404,000 | 5,611 |
| Earning assets | $55,226,000 | 6,501 |
| Long-term assets (5+ years) | $4,623,000 | 6,054 |
| Average Assets, year-to-date | $58,271,400 | 6,486 |
| Average Assets, quarterly | $59,225,500 | 6,531 |
| Volatile liabilities | $8,164,000 | 5,536 |
| Insider loans | $533,000 | 5,363 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $9,131,000 | 224 |
| Unused loan commitments | $1,855,000 | 7,627 |
| Tier 1 (core) risk-based capital | $3,118,000 | 9,079 |
| Tier 2 risk-based capital | $214,000 | 8,433 |
| Total risk weighted assets | $30,636,500 | 7,024 |
| Total unused commitments | $1,855,000 | 7,641 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $54,148,000 | 7,089 |
| Cash and due from depository institutions | $1,808,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,037,000 | 6,195 |
| Federal funds sold & reverse repurchase agreements | $1,160,000 | 7,001 |
| Net loans & leases | $31,302,000 | 6,817 |
| Loan loss allowance | $134,000 | 10,494 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,021,000 | 5,989 |
| Other real estate owned | $278,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,542,000 | 4,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,148,000 | 7,089 |
| Total liabilities | $51,110,000 | 6,882 |
| Total deposits | $50,665,000 | 6,721 |
| Interest-bearing deposits | $41,875,000 | 6,835 |
| Deposits held in domestic offices | $50,665,000 | 6,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,000 | 5,027 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $436,000 | 6,793 |
| Total equity capital | $3,038,000 | 9,452 |
| Total bank equity capital | $3,038,000 | 9,452 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,002,000 | 3,488 |
| Surplus | $1,101,000 | 7,492 |
| Undivided profits | $935,000 | 9,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 3,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 679 |
| Income earned, not collected on loans | $299,000 | 7,135 |
| Earning assets | $49,499,000 | 7,085 |
| Long-term assets (5+ years) | $4,168,000 | 6,267 |
| Average Assets, year-to-date | $54,543,800 | 6,854 |
| Average Assets, quarterly | $54,500,000 | 7,000 |
| Volatile liabilities | $7,050,000 | 5,746 |
| Insider loans | $587,000 | 5,198 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $4,177,000 | 394 |
| Unused loan commitments | $5,769,000 | 4,600 |
| Tier 1 (core) risk-based capital | $3,128,000 | 9,242 |
| Tier 2 risk-based capital | $134,000 | 10,058 |
| Total risk weighted assets | $27,557,900 | 7,495 |
| Total unused commitments | $5,769,000 | 4,613 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $53,325,000 | 7,192 |
| Cash and due from depository institutions | $2,798,000 | 5,491 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,755,000 | 7,180 |
| Federal funds sold & reverse repurchase agreements | $234,000 | 7,649 |
| Net loans & leases | $32,391,000 | 6,697 |
| Loan loss allowance | $140,000 | 10,874 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,142,000 | 5,620 |
| Other real estate owned | $483,000 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,522,000 | 4,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,325,000 | 7,192 |
| Total liabilities | $50,680,000 | 6,967 |
| Total deposits | $50,264,000 | 6,779 |
| Interest-bearing deposits | $40,692,000 | 7,011 |
| Deposits held in domestic offices | $50,264,000 | 6,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $82,000 | 4,875 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $334,000 | 6,854 |
| Total equity capital | $2,645,000 | 9,993 |
| Total bank equity capital | $2,645,000 | 9,993 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $988,000 | 4,110 |
| Surplus | $1,070,000 | 7,752 |
| Undivided profits | $587,000 | 10,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 5,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $246,000 | 7,528 |
| Earning assets | $47,380,000 | 7,316 |
| Long-term assets (5+ years) | $8,695,000 | 4,487 |
| Average Assets, year-to-date | $50,224,000 | 7,378 |
| Average Assets, quarterly | $52,928,000 | 7,202 |
| Volatile liabilities | $5,766,000 | 6,224 |
| Insider loans | $480,000 | 5,810 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $6,078,000 | 238 |
| Unused loan commitments | $5,389,000 | 4,695 |
| Tier 1 (core) risk-based capital | $2,801,000 | 9,865 |
| Tier 2 risk-based capital | $140,000 | 10,335 |
| Total risk weighted assets | $30,561,400 | 7,160 |
| Total unused commitments | $5,389,000 | 4,703 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $47,138,000 | 8,015 |
| Cash and due from depository institutions | $1,720,000 | 5,184 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,560,000 | 6,249 |
| Federal funds sold & reverse repurchase agreements | $1,492,000 | 6,773 |
| Net loans & leases | $21,873,000 | 8,451 |
| Loan loss allowance | $151,000 | 11,159 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $759,000 | 7,218 |
| Other real estate owned | $798,000 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $936,000 | 6,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,138,000 | 8,015 |
| Total liabilities | $44,834,000 | 7,790 |
| Total deposits | $44,426,000 | 7,657 |
| Interest-bearing deposits | $35,755,000 | 7,943 |
| Deposits held in domestic offices | $44,426,000 | 7,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $18,000 | 4,863 |
| Subordinated debt | $125,000 | 390 |
| All other liabilities | $265,000 | 8,093 |
| Total equity capital | $2,304,000 | 10,842 |
| Total bank equity capital | $2,304,000 | 10,842 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $850,000 | 4,551 |
| Surplus | $850,000 | 8,835 |
| Undivided profits | $604,000 | 10,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 11,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $521,000 | 3,546 |
| Earning assets | $42,925,000 | 8,020 |
| Long-term assets (5+ years) | $5,424,000 | 6,183 |
| Average Assets, year-to-date | $43,146,400 | 8,290 |
| Average Assets, quarterly | $44,850,000 | 8,186 |
| Volatile liabilities | $4,643,000 | 6,805 |
| Insider loans | $293,000 | 7,349 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,345,000 | 5,297 |
| Tier 1 (core) risk-based capital | $2,304,000 | 10,800 |
| Tier 2 risk-based capital | $276,000 | 7,943 |
| Total risk weighted assets | $20,465,900 | 9,039 |
| Total unused commitments | $4,345,000 | 5,318 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $42,037,000 | 8,723 |
| Cash and due from depository institutions | $1,654,000 | 7,704 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,071,000 | 7,645 |
| Federal funds sold & reverse repurchase agreements | $3,388,000 | 4,607 |
| Net loans & leases | $19,821,000 | 8,959 |
| Loan loss allowance | $129,000 | 11,981 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,812,000 | 3,935 |
| Other real estate owned | $565,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $726,000 | 7,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,037,000 | 8,723 |
| Total liabilities | $39,950,000 | 8,514 |
| Total deposits | $39,682,000 | 8,395 |
| Interest-bearing deposits | $32,402,000 | 8,659 |
| Deposits held in domestic offices | $39,682,000 | 8,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $125,000 | 446 |
| All other liabilities | $143,000 | 11,331 |
| Total equity capital | $2,087,000 | 11,330 |
| Total bank equity capital | $2,087,000 | 11,330 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $850,000 | 4,771 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $437,000 | 11,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 11,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $363,000 | 5,536 |
| Earning assets | $37,280,000 | 8,859 |
| Long-term assets (5+ years) | $6,496,000 | 5,674 |
| Average Assets, year-to-date | $37,054,600 | 9,226 |
| Average Assets, quarterly | $40,186,500 | 8,904 |
| Volatile liabilities | $3,145,000 | 8,376 |
| Insider loans | $30,000 | 7,896 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $6,724,000 | 285 |
| Unused loan commitments | $1,207,000 | 8,698 |
| Tier 1 (core) risk-based capital | $2,087,000 | 11,285 |
| Tier 2 risk-based capital | $254,000 | 8,354 |
| Total risk weighted assets | $18,817,400 | 9,571 |
| Total unused commitments | $1,207,000 | 8,724 |
| Derivatives | $0 | 651 |