Home > Commencement Bank > Income and Expense
Commencement Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $26,402,000 | 1,548 |
| Total interest expense | $8,079,000 | 1,486 |
| Net interest income | $18,323,000 | 1,550 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,327,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $133,000 | 3,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,194,000 | 2,106 |
| Total noninterest expense | $15,932,000 | 1,446 |
| Salaries and employee benefits | $9,609,000 | 1,380 |
| Premises and equipment expense | $1,316,000 | 1,693 |
| Additional noninterest expense | $1,194,000 | 2,106 |
| Pre-tax net operating income | $3,718,000 | 2,262 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $630,000 | 1,744 |
| Income before extraordinary items | $3,088,000 | 2,300 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,088,000 | 2,324 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,088,000 | 2,303 |
| Net charge-offs | $-712,000 | 4,558 |
| Cash dividends | $200,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $478,000 | 272 |
| Net operating income | $3,088,000 | 2,317 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,391,000 | 1,543 |
| Total interest expense | $5,768,000 | 1,443 |
| Net interest income | $13,623,000 | 1,576 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $988,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $88,000 | 3,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $900,000 | 2,095 |
| Total noninterest expense | $11,880,000 | 1,447 |
| Salaries and employee benefits | $7,011,000 | 1,408 |
| Premises and equipment expense | $969,000 | 1,722 |
| Additional noninterest expense | $900,000 | 2,095 |
| Pre-tax net operating income | $2,731,000 | 2,345 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $492,000 | 1,765 |
| Income before extraordinary items | $2,239,000 | 2,374 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,239,000 | 2,397 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,239,000 | 2,376 |
| Net charge-offs | $-303,000 | 4,519 |
| Cash dividends | $200,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $374,000 | 254 |
| Net operating income | $2,239,000 | 2,396 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,676,000 | 1,533 |
| Total interest expense | $3,756,000 | 1,353 |
| Net interest income | $8,920,000 | 1,603 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $697,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $57,000 | 3,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $640,000 | 1,949 |
| Total noninterest expense | $7,821,000 | 1,447 |
| Salaries and employee benefits | $4,632,000 | 1,409 |
| Premises and equipment expense | $629,000 | 1,740 |
| Additional noninterest expense | $640,000 | 1,946 |
| Pre-tax net operating income | $1,796,000 | 2,378 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $322,000 | 1,798 |
| Income before extraordinary items | $1,474,000 | 2,421 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,474,000 | 2,448 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,474,000 | 2,421 |
| Net charge-offs | $-188,000 | 4,530 |
| Cash dividends | $200,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 248 |
| Net operating income | $1,474,000 | 2,439 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 1,562 |
| Total interest expense | $1,609,000 | 1,362 |
| Net interest income | $4,437,000 | 1,625 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $333,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $25,000 | 3,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 1,979 |
| Total noninterest expense | $3,855,000 | 1,487 |
| Salaries and employee benefits | $2,366,000 | 1,422 |
| Premises and equipment expense | $317,000 | 1,770 |
| Additional noninterest expense | $308,000 | 1,979 |
| Pre-tax net operating income | $915,000 | 2,409 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $165,000 | 1,808 |
| Income before extraordinary items | $750,000 | 2,449 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $750,000 | 2,449 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $750,000 | 2,449 |
| Net charge-offs | $-56,000 | 4,462 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 231 |
| Net operating income | $750,000 | 2,470 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,813,000 | 1,588 |
| Total interest expense | $1,421,000 | 1,977 |
| Net interest income | $18,392,000 | 1,541 |
| Provision for loan and lease losses | $275,000 | 1,579 |
| Total noninterest income | $1,528,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $106,000 | 3,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,422,000 | 1,957 |
| Total noninterest expense | $12,888,000 | 1,679 |
| Salaries and employee benefits | $7,446,000 | 1,665 |
| Premises and equipment expense | $1,171,000 | 1,844 |
| Additional noninterest expense | $1,422,000 | 1,957 |
| Pre-tax net operating income | $6,757,000 | 1,689 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,250,000 | 1,395 |
| Income before extraordinary items | $5,507,000 | 1,707 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,507,000 | 1,704 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,507,000 | 1,706 |
| Net charge-offs | $32,000 | 1,749 |
| Cash dividends | $600,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $394,000 | 344 |
| Net operating income | $5,507,000 | 1,737 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,952,000 | 1,624 |
| Total interest expense | $633,000 | 2,330 |
| Net interest income | $13,319,000 | 1,566 |
| Provision for loan and lease losses | $75,000 | 2,065 |
| Total noninterest income | $1,228,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $81,000 | 3,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,147,000 | 1,906 |
| Total noninterest expense | $9,765,000 | 1,655 |
| Salaries and employee benefits | $5,630,000 | 1,647 |
| Premises and equipment expense | $883,000 | 1,851 |
| Additional noninterest expense | $1,147,000 | 1,906 |
| Pre-tax net operating income | $4,707,000 | 1,767 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $839,000 | 1,466 |
| Income before extraordinary items | $3,868,000 | 1,773 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,868,000 | 1,773 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,868,000 | 1,772 |
| Net charge-offs | $13,000 | 1,741 |
| Cash dividends | $400,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $296,000 | 319 |
| Net operating income | $3,868,000 | 1,808 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,693,000 | 1,663 |
| Total interest expense | $426,000 | 2,166 |
| Net interest income | $8,267,000 | 1,615 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $496,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $49,000 | 3,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 2,506 |
| Total noninterest expense | $6,177,000 | 1,719 |
| Salaries and employee benefits | $3,588,000 | 1,689 |
| Premises and equipment expense | $588,000 | 1,846 |
| Additional noninterest expense | $2,001,000 | 1,603 |
| Pre-tax net operating income | $2,586,000 | 1,898 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $503,000 | 1,483 |
| Income before extraordinary items | $2,083,000 | 1,954 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,083,000 | 1,954 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,083,000 | 1,954 |
| Net charge-offs | $13,000 | 1,486 |
| Cash dividends | $300,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 299 |
| Net operating income | $2,083,000 | 1,995 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 1,673 |
| Total interest expense | $226,000 | 2,046 |
| Net interest income | $3,950,000 | 1,639 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $241,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $26,000 | 3,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 2,498 |
| Total noninterest expense | $2,972,000 | 1,763 |
| Salaries and employee benefits | $1,776,000 | 1,707 |
| Premises and equipment expense | $306,000 | 1,809 |
| Additional noninterest expense | $890,000 | 1,736 |
| Pre-tax net operating income | $1,219,000 | 1,898 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $234,000 | 1,492 |
| Income before extraordinary items | $985,000 | 1,936 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $985,000 | 1,935 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $985,000 | 1,936 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 277 |
| Net operating income | $985,000 | 1,955 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,179,000 | 1,533 |
| Total interest expense | $1,433,000 | 1,724 |
| Net interest income | $17,746,000 | 1,506 |
| Provision for loan and lease losses | $2,400,000 | 232 |
| Total noninterest income | $945,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $120,000 | 3,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $825,000 | 2,800 |
| Total noninterest expense | $11,082,000 | 1,843 |
| Salaries and employee benefits | $6,160,000 | 1,897 |
| Premises and equipment expense | $1,249,000 | 1,774 |
| Additional noninterest expense | $3,673,000 | 1,689 |
| Pre-tax net operating income | $5,209,000 | 1,997 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,014,000 | 1,592 |
| Income before extraordinary items | $4,195,000 | 2,095 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,195,000 | 2,096 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,195,000 | 2,096 |
| Net charge-offs | $2,330,000 | 261 |
| Cash dividends | $2,500,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $305,000 | 374 |
| Net operating income | $4,195,000 | 2,070 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,835,000 | 1,528 |
| Total interest expense | $1,152,000 | 1,720 |
| Net interest income | $13,683,000 | 1,497 |
| Provision for loan and lease losses | $2,400,000 | 168 |
| Total noninterest income | $726,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $90,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $636,000 | 2,810 |
| Total noninterest expense | $8,297,000 | 1,847 |
| Salaries and employee benefits | $4,655,000 | 1,891 |
| Premises and equipment expense | $942,000 | 1,787 |
| Additional noninterest expense | $2,700,000 | 1,716 |
| Pre-tax net operating income | $3,712,000 | 2,143 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $716,000 | 1,718 |
| Income before extraordinary items | $2,996,000 | 2,251 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,996,000 | 2,249 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,996,000 | 2,251 |
| Net charge-offs | $2,330,000 | 224 |
| Cash dividends | $500,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 335 |
| Net operating income | $2,996,000 | 2,222 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,148,000 | 1,490 |
| Total interest expense | $818,000 | 1,695 |
| Net interest income | $9,330,000 | 1,461 |
| Provision for loan and lease losses | $2,400,000 | 119 |
| Total noninterest income | $489,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $60,000 | 3,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 2,781 |
| Total noninterest expense | $5,530,000 | 1,835 |
| Salaries and employee benefits | $3,129,000 | 1,866 |
| Premises and equipment expense | $635,000 | 1,771 |
| Additional noninterest expense | $1,766,000 | 1,721 |
| Pre-tax net operating income | $1,889,000 | 2,473 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $350,000 | 1,912 |
| Income before extraordinary items | $1,539,000 | 2,587 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,539,000 | 2,586 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,539,000 | 2,587 |
| Net charge-offs | $2,330,000 | 180 |
| Cash dividends | $500,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 336 |
| Net operating income | $1,539,000 | 2,557 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,048,000 | 1,496 |
| Total interest expense | $433,000 | 1,686 |
| Net interest income | $4,615,000 | 1,459 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $248,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $30,000 | 3,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 2,762 |
| Total noninterest expense | $2,867,000 | 1,778 |
| Salaries and employee benefits | $1,630,000 | 1,795 |
| Premises and equipment expense | $323,000 | 1,741 |
| Additional noninterest expense | $914,000 | 1,647 |
| Pre-tax net operating income | $1,996,000 | 1,527 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $395,000 | 1,320 |
| Income before extraordinary items | $1,601,000 | 1,651 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,601,000 | 1,651 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,601,000 | 1,651 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $500,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 266 |
| Net operating income | $1,601,000 | 1,606 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,832,000 | 1,644 |
| Total interest expense | $2,420,000 | 1,741 |
| Net interest income | $15,412,000 | 1,615 |
| Provision for loan and lease losses | $1,150,000 | 1,474 |
| Total noninterest income | $1,234,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $136,000 | 3,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,098,000 | 2,387 |
| Total noninterest expense | $10,388,000 | 1,903 |
| Salaries and employee benefits | $5,763,000 | 1,958 |
| Premises and equipment expense | $1,286,000 | 1,708 |
| Additional noninterest expense | $3,339,000 | 1,768 |
| Pre-tax net operating income | $5,108,000 | 1,763 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,024,000 | 1,409 |
| Income before extraordinary items | $4,084,000 | 1,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,084,000 | 1,894 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,084,000 | 1,895 |
| Net charge-offs | $-299,000 | 4,907 |
| Cash dividends | $500,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 358 |
| Net operating income | $4,084,000 | 1,848 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,940,000 | 1,701 |
| Total interest expense | $1,923,000 | 1,746 |
| Net interest income | $11,017,000 | 1,672 |
| Provision for loan and lease losses | $1,000,000 | 1,363 |
| Total noninterest income | $817,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $103,000 | 3,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $714,000 | 2,475 |
| Total noninterest expense | $7,417,000 | 1,951 |
| Salaries and employee benefits | $4,161,000 | 1,993 |
| Premises and equipment expense | $969,000 | 1,709 |
| Additional noninterest expense | $2,287,000 | 1,877 |
| Pre-tax net operating income | $3,417,000 | 1,880 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $681,000 | 1,481 |
| Income before extraordinary items | $2,736,000 | 2,017 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,736,000 | 2,017 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,736,000 | 2,017 |
| Net charge-offs | $-299,000 | 4,950 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 358 |
| Net operating income | $2,736,000 | 1,962 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,432,000 | 1,747 |
| Total interest expense | $1,342,000 | 1,785 |
| Net interest income | $7,090,000 | 1,721 |
| Provision for loan and lease losses | $750,000 | 1,265 |
| Total noninterest income | $454,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $69,000 | 3,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 2,646 |
| Total noninterest expense | $4,888,000 | 1,961 |
| Salaries and employee benefits | $2,682,000 | 2,042 |
| Premises and equipment expense | $644,000 | 1,697 |
| Additional noninterest expense | $1,562,000 | 1,823 |
| Pre-tax net operating income | $1,906,000 | 2,071 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $379,000 | 1,570 |
| Income before extraordinary items | $1,527,000 | 2,215 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,527,000 | 2,215 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,527,000 | 2,215 |
| Net charge-offs | $-291,000 | 5,006 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 338 |
| Net operating income | $1,527,000 | 2,177 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 1,809 |
| Total interest expense | $662,000 | 1,915 |
| Net interest income | $3,334,000 | 1,764 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $277,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $38,000 | 3,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 2,235 |
| Total noninterest expense | $2,434,000 | 1,990 |
| Salaries and employee benefits | $1,330,000 | 2,056 |
| Premises and equipment expense | $331,000 | 1,691 |
| Additional noninterest expense | $773,000 | 1,879 |
| Pre-tax net operating income | $1,177,000 | 1,608 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $230,000 | 1,280 |
| Income before extraordinary items | $947,000 | 1,743 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $947,000 | 1,744 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $947,000 | 1,744 |
| Net charge-offs | $-121,000 | 4,986 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 338 |
| Net operating income | $947,000 | 1,707 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,257,000 | 1,716 |
| Total interest expense | $2,679,000 | 1,944 |
| Net interest income | $14,578,000 | 1,640 |
| Provision for loan and lease losses | $290,000 | 2,012 |
| Total noninterest income | $954,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $157,000 | 3,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $797,000 | 2,507 |
| Total noninterest expense | $9,372,000 | 2,020 |
| Salaries and employee benefits | $5,462,000 | 1,980 |
| Premises and equipment expense | $1,121,000 | 1,882 |
| Additional noninterest expense | $2,789,000 | 2,043 |
| Pre-tax net operating income | $5,870,000 | 1,562 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,082,000 | 1,362 |
| Income before extraordinary items | $4,788,000 | 1,653 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,788,000 | 1,655 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,788,000 | 1,655 |
| Net charge-offs | $50,000 | 2,644 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 415 |
| Net operating income | $4,788,000 | 1,616 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,209,000 | 1,705 |
| Total interest expense | $1,980,000 | 1,991 |
| Net interest income | $11,229,000 | 1,621 |
| Provision for loan and lease losses | $290,000 | 1,635 |
| Total noninterest income | $692,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $116,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $576,000 | 2,559 |
| Total noninterest expense | $7,203,000 | 1,984 |
| Salaries and employee benefits | $4,257,000 | 1,926 |
| Premises and equipment expense | $794,000 | 1,975 |
| Additional noninterest expense | $2,152,000 | 2,006 |
| Pre-tax net operating income | $4,428,000 | 1,594 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $788,000 | 1,430 |
| Income before extraordinary items | $3,640,000 | 1,660 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,640,000 | 1,661 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,640,000 | 1,661 |
| Net charge-offs | $68,000 | 2,016 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 372 |
| Net operating income | $3,640,000 | 1,628 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,198,000 | 1,814 |
| Total interest expense | $1,216,000 | 2,080 |
| Net interest income | $6,982,000 | 1,725 |
| Provision for loan and lease losses | $290,000 | 1,279 |
| Total noninterest income | $414,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $75,000 | 3,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 2,686 |
| Total noninterest expense | $4,545,000 | 2,072 |
| Salaries and employee benefits | $2,640,000 | 2,032 |
| Premises and equipment expense | $515,000 | 2,021 |
| Additional noninterest expense | $1,390,000 | 2,069 |
| Pre-tax net operating income | $2,561,000 | 1,757 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $456,000 | 1,520 |
| Income before extraordinary items | $2,105,000 | 1,833 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,105,000 | 1,832 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,105,000 | 1,833 |
| Net charge-offs | $80,000 | 1,532 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 372 |
| Net operating income | $2,105,000 | 1,807 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 1,851 |
| Total interest expense | $577,000 | 2,108 |
| Net interest income | $3,423,000 | 1,768 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $200,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $34,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 2,640 |
| Total noninterest expense | $2,324,000 | 2,049 |
| Salaries and employee benefits | $1,348,000 | 2,020 |
| Premises and equipment expense | $249,000 | 2,088 |
| Additional noninterest expense | $727,000 | 1,969 |
| Pre-tax net operating income | $1,299,000 | 1,704 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $232,000 | 1,464 |
| Income before extraordinary items | $1,067,000 | 1,778 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,067,000 | 1,776 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,067,000 | 1,777 |
| Net charge-offs | $-8,000 | 4,574 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 323 |
| Net operating income | $1,067,000 | 1,757 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,222,000 | 1,744 |
| Total interest expense | $1,579,000 | 2,267 |
| Net interest income | $14,643,000 | 1,643 |
| Provision for loan and lease losses | $285,000 | 2,034 |
| Total noninterest income | $661,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $160,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $501,000 | 3,061 |
| Total noninterest expense | $8,678,000 | 2,120 |
| Salaries and employee benefits | $4,810,000 | 2,165 |
| Premises and equipment expense | $923,000 | 2,161 |
| Additional noninterest expense | $2,945,000 | 1,952 |
| Pre-tax net operating income | $6,341,000 | 1,454 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,305,000 | 1,163 |
| Income before extraordinary items | $5,036,000 | 1,571 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,036,000 | 1,569 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,036,000 | 1,570 |
| Net charge-offs | $-23,000 | 4,709 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 404 |
| Net operating income | $5,036,000 | 1,563 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,218,000 | 1,715 |
| Total interest expense | $1,063,000 | 2,354 |
| Net interest income | $11,155,000 | 1,610 |
| Provision for loan and lease losses | $245,000 | 1,778 |
| Total noninterest income | $486,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $116,000 | 3,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,115 |
| Total noninterest expense | $6,584,000 | 2,096 |
| Salaries and employee benefits | $3,681,000 | 2,114 |
| Premises and equipment expense | $682,000 | 2,199 |
| Additional noninterest expense | $2,221,000 | 1,936 |
| Pre-tax net operating income | $4,812,000 | 1,464 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $979,000 | 1,182 |
| Income before extraordinary items | $3,833,000 | 1,574 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,833,000 | 1,573 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,833,000 | 1,573 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 402 |
| Net operating income | $3,833,000 | 1,559 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,066,000 | 1,709 |
| Total interest expense | $630,000 | 2,450 |
| Net interest income | $7,436,000 | 1,605 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $317,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $76,000 | 3,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 3,151 |
| Total noninterest expense | $4,575,000 | 2,051 |
| Salaries and employee benefits | $2,445,000 | 2,136 |
| Premises and equipment expense | $454,000 | 2,220 |
| Additional noninterest expense | $1,676,000 | 1,748 |
| Pre-tax net operating income | $3,103,000 | 1,486 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $631,000 | 1,205 |
| Income before extraordinary items | $2,472,000 | 1,590 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,472,000 | 1,589 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,472,000 | 1,589 |
| Net charge-offs | $13,000 | 2,478 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 359 |
| Net operating income | $2,472,000 | 1,572 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 1,824 |
| Total interest expense | $274,000 | 2,607 |
| Net interest income | $3,452,000 | 1,726 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $155,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $38,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,142 |
| Total noninterest expense | $2,139,000 | 2,167 |
| Salaries and employee benefits | $1,231,000 | 2,147 |
| Premises and equipment expense | $220,000 | 2,304 |
| Additional noninterest expense | $688,000 | 2,066 |
| Pre-tax net operating income | $1,468,000 | 1,520 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $287,000 | 1,256 |
| Income before extraordinary items | $1,181,000 | 1,607 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,181,000 | 1,607 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,181,000 | 1,607 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 350 |
| Net operating income | $1,181,000 | 1,593 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,256,000 | 1,853 |
| Total interest expense | $1,164,000 | 2,289 |
| Net interest income | $13,092,000 | 1,767 |
| Provision for loan and lease losses | $660,000 | 1,194 |
| Total noninterest income | $642,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $176,000 | 3,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 3,245 |
| Total noninterest expense | $8,523,000 | 2,168 |
| Salaries and employee benefits | $4,613,000 | 2,229 |
| Premises and equipment expense | $879,000 | 2,295 |
| Additional noninterest expense | $3,031,000 | 1,912 |
| Pre-tax net operating income | $4,551,000 | 1,854 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,449,000 | 1,127 |
| Income before extraordinary items | $2,102,000 | 2,612 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,102,000 | 2,611 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,102,000 | 2,612 |
| Net charge-offs | $-11,000 | 4,818 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 567 |
| Net operating income | $2,102,000 | 2,583 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,412,000 | 1,890 |
| Total interest expense | $884,000 | 2,251 |
| Net interest income | $9,528,000 | 1,819 |
| Provision for loan and lease losses | $270,000 | 1,724 |
| Total noninterest income | $485,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $134,000 | 3,641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 3,266 |
| Total noninterest expense | $6,528,000 | 2,141 |
| Salaries and employee benefits | $3,503,000 | 2,203 |
| Premises and equipment expense | $648,000 | 2,328 |
| Additional noninterest expense | $2,377,000 | 1,850 |
| Pre-tax net operating income | $3,215,000 | 1,955 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,052,000 | 1,425 |
| Income before extraordinary items | $2,163,000 | 2,265 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,163,000 | 2,265 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,163,000 | 2,266 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 555 |
| Net operating income | $2,163,000 | 2,241 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 1,913 |
| Total interest expense | $600,000 | 2,203 |
| Net interest income | $6,150,000 | 1,857 |
| Provision for loan and lease losses | $180,000 | 1,642 |
| Total noninterest income | $325,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $90,000 | 3,623 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 3,264 |
| Total noninterest expense | $4,454,000 | 2,102 |
| Salaries and employee benefits | $2,354,000 | 2,204 |
| Premises and equipment expense | $432,000 | 2,333 |
| Additional noninterest expense | $1,668,000 | 1,764 |
| Pre-tax net operating income | $1,841,000 | 2,155 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $603,000 | 1,529 |
| Income before extraordinary items | $1,238,000 | 2,472 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,238,000 | 2,471 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,238,000 | 2,472 |
| Net charge-offs | $-1,000 | 4,147 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 538 |
| Net operating income | $1,238,000 | 2,448 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 1,945 |
| Total interest expense | $302,000 | 2,162 |
| Net interest income | $2,986,000 | 1,900 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $154,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $48,000 | 3,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,383 |
| Total noninterest expense | $2,212,000 | 2,141 |
| Salaries and employee benefits | $1,246,000 | 2,141 |
| Premises and equipment expense | $218,000 | 2,370 |
| Additional noninterest expense | $748,000 | 1,940 |
| Pre-tax net operating income | $838,000 | 2,219 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $269,000 | 1,586 |
| Income before extraordinary items | $569,000 | 2,546 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $569,000 | 2,545 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $569,000 | 2,546 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 510 |
| Net operating income | $569,000 | 2,530 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,842,000 | 2,653 |
| Total interest expense | $870,000 | 2,656 |
| Net interest income | $7,972,000 | 2,631 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $567,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $164,000 | 3,846 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $403,000 | 3,555 |
| Total noninterest expense | $6,728,000 | 2,636 |
| Salaries and employee benefits | $3,722,000 | 2,623 |
| Premises and equipment expense | $593,000 | 3,038 |
| Additional noninterest expense | $2,413,000 | 2,380 |
| Pre-tax net operating income | $1,811,000 | 3,221 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $643,000 | 2,045 |
| Income before extraordinary items | $1,168,000 | 3,679 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,168,000 | 3,677 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,168,000 | 3,678 |
| Net charge-offs | $-35,000 | 5,269 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 568 |
| Net operating income | $1,168,000 | 3,616 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 2,881 |
| Total interest expense | $576,000 | 2,888 |
| Net interest income | $5,337,000 | 2,855 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $299,000 | 4,399 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $110,000 | 4,044 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $189,000 | 4,173 |
| Total noninterest expense | $4,491,000 | 2,858 |
| Salaries and employee benefits | $2,528,000 | 2,818 |
| Premises and equipment expense | $405,000 | 3,238 |
| Additional noninterest expense | $1,558,000 | 2,692 |
| Pre-tax net operating income | $1,145,000 | 3,536 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $424,000 | 2,190 |
| Income before extraordinary items | $721,000 | 3,995 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $721,000 | 3,993 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $721,000 | 3,995 |
| Net charge-offs | $-32,000 | 5,238 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 510 |
| Net operating income | $721,000 | 3,925 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 2,894 |
| Total interest expense | $377,000 | 2,927 |
| Net interest income | $3,559,000 | 2,864 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $208,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $73,000 | 4,061 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $135,000 | 4,103 |
| Total noninterest expense | $2,792,000 | 2,995 |
| Salaries and employee benefits | $1,648,000 | 2,873 |
| Premises and equipment expense | $258,000 | 3,345 |
| Additional noninterest expense | $886,000 | 3,003 |
| Pre-tax net operating income | $975,000 | 3,115 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $369,000 | 1,946 |
| Income before extraordinary items | $606,000 | 3,668 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $606,000 | 3,664 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $606,000 | 3,667 |
| Net charge-offs | $-13,000 | 5,063 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 475 |
| Net operating income | $606,000 | 3,597 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 2,998 |
| Total interest expense | $187,000 | 2,965 |
| Net interest income | $1,690,000 | 2,982 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $99,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $63,000 | 4,150 |
| Total noninterest expense | $1,367,000 | 3,051 |
| Salaries and employee benefits | $813,000 | 2,919 |
| Premises and equipment expense | $123,000 | 3,460 |
| Additional noninterest expense | $431,000 | 3,063 |
| Pre-tax net operating income | $422,000 | 3,313 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $150,000 | 2,101 |
| Income before extraordinary items | $272,000 | 3,780 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $272,000 | 3,777 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $272,000 | 3,778 |
| Net charge-offs | $22,000 | 1,923 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 527 |
| Net operating income | $272,000 | 3,729 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 3,067 |
| Total interest expense | $759,000 | 2,917 |
| Net interest income | $6,372,000 | 3,071 |
| Provision for loan and lease losses | $-121,000 | 5,758 |
| Total noninterest income | $492,000 | 4,192 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $148,000 | 4,160 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $344,000 | 3,799 |
| Total noninterest expense | $5,333,000 | 3,081 |
| Salaries and employee benefits | $3,302,000 | 2,855 |
| Premises and equipment expense | $476,000 | 3,574 |
| Additional noninterest expense | $1,555,000 | 3,326 |
| Pre-tax net operating income | $1,652,000 | 3,341 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $511,000 | 2,204 |
| Income before extraordinary items | $1,142,000 | 3,710 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,142,000 | 3,710 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,142,000 | 3,711 |
| Net charge-offs | $-232,000 | 5,885 |
| Cash dividends | $155,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 631 |
| Net operating income | $1,141,310 | 3,658 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 3,104 |
| Total interest expense | $569,000 | 2,952 |
| Net interest income | $4,739,000 | 3,102 |
| Provision for loan and lease losses | $-121,000 | 5,936 |
| Total noninterest income | $390,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $113,000 | 4,176 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $277,000 | 3,731 |
| Total noninterest expense | $4,066,000 | 3,084 |
| Salaries and employee benefits | $2,540,000 | 2,815 |
| Premises and equipment expense | $353,000 | 3,648 |
| Additional noninterest expense | $1,173,000 | 3,329 |
| Pre-tax net operating income | $1,184,000 | 3,484 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $382,000 | 2,251 |
| Income before extraordinary items | $803,000 | 3,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $803,000 | 3,876 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $803,000 | 3,877 |
| Net charge-offs | $-121,000 | 5,848 |
| Cash dividends | $155,000 | 3,254 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 646 |
| Net operating income | $802,320 | 3,828 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 3,161 |
| Total interest expense | $373,000 | 3,006 |
| Net interest income | $3,088,000 | 3,156 |
| Provision for loan and lease losses | $-121,000 | 6,074 |
| Total noninterest income | $268,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $75,000 | 4,186 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $193,000 | 3,683 |
| Total noninterest expense | $2,658,000 | 3,138 |
| Salaries and employee benefits | $1,655,000 | 2,873 |
| Premises and equipment expense | $234,000 | 3,692 |
| Additional noninterest expense | $769,000 | 3,380 |
| Pre-tax net operating income | $819,000 | 3,400 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $256,000 | 2,246 |
| Income before extraordinary items | $564,000 | 3,775 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $564,000 | 3,777 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $564,000 | 3,778 |
| Net charge-offs | $-121,000 | 5,959 |
| Cash dividends | $155,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 651 |
| Net operating income | $563,310 | 3,721 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 3,231 |
| Total interest expense | $184,000 | 3,056 |
| Net interest income | $1,511,000 | 3,203 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $160,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $125,000 | 3,283 |
| Total noninterest expense | $1,329,000 | 3,149 |
| Salaries and employee benefits | $831,000 | 2,890 |
| Premises and equipment expense | $117,000 | 3,714 |
| Additional noninterest expense | $381,000 | 3,390 |
| Pre-tax net operating income | $342,000 | 3,670 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $117,000 | 2,316 |
| Income before extraordinary items | $226,000 | 4,093 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $226,000 | 4,096 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $226,000 | 4,096 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 625 |
| Net operating income | $225,340 | 4,032 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,712,000 | 3,275 |
| Total interest expense | $754,000 | 3,161 |
| Net interest income | $5,958,000 | 3,264 |
| Provision for loan and lease losses | $45,000 | 3,862 |
| Total noninterest income | $407,000 | 4,604 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $175,000 | 4,143 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $232,000 | 4,350 |
| Total noninterest expense | $5,008,000 | 3,306 |
| Salaries and employee benefits | $2,973,000 | 3,095 |
| Premises and equipment expense | $455,000 | 3,835 |
| Additional noninterest expense | $1,580,000 | 3,439 |
| Pre-tax net operating income | $1,312,000 | 3,707 |
| Securities gains (losses) | $8,000 | 2,740 |
| Applicable income taxes | $400,000 | 2,412 |
| Income before extraordinary items | $920,000 | 4,108 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $920,000 | 4,108 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $920,000 | 4,109 |
| Net charge-offs | $-74,000 | 6,080 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 750 |
| Net operating income | $914,400 | 4,062 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 3,346 |
| Total interest expense | $555,000 | 3,249 |
| Net interest income | $4,406,000 | 3,322 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $308,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $137,000 | 4,113 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $171,000 | 4,417 |
| Total noninterest expense | $3,727,000 | 3,349 |
| Salaries and employee benefits | $2,201,000 | 3,144 |
| Premises and equipment expense | $339,000 | 3,906 |
| Additional noninterest expense | $1,187,000 | 3,436 |
| Pre-tax net operating income | $942,000 | 3,857 |
| Securities gains (losses) | $8,000 | 2,425 |
| Applicable income taxes | $282,000 | 2,519 |
| Income before extraordinary items | $668,000 | 4,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $668,000 | 4,201 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $668,000 | 4,201 |
| Net charge-offs | $-224,000 | 6,363 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 717 |
| Net operating income | $662,400 | 4,160 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,286,000 | 3,363 |
| Total interest expense | $358,000 | 3,346 |
| Net interest income | $2,928,000 | 3,330 |
| Provision for loan and lease losses | $45,000 | 3,110 |
| Total noninterest income | $204,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $91,000 | 4,096 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $113,000 | 4,418 |
| Total noninterest expense | $2,460,000 | 3,394 |
| Salaries and employee benefits | $1,445,000 | 3,200 |
| Premises and equipment expense | $221,000 | 3,982 |
| Additional noninterest expense | $794,000 | 3,429 |
| Pre-tax net operating income | $627,000 | 3,794 |
| Securities gains (losses) | $8,000 | 2,026 |
| Applicable income taxes | $182,000 | 2,497 |
| Income before extraordinary items | $453,000 | 4,126 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $453,000 | 4,132 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $453,000 | 4,131 |
| Net charge-offs | $-127,000 | 6,361 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 682 |
| Net operating income | $447,320 | 4,078 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 3,447 |
| Total interest expense | $180,000 | 3,387 |
| Net interest income | $1,414,000 | 3,411 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $94,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $42,000 | 4,230 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $52,000 | 4,505 |
| Total noninterest expense | $1,212,000 | 3,457 |
| Salaries and employee benefits | $711,000 | 3,252 |
| Premises and equipment expense | $106,000 | 4,083 |
| Additional noninterest expense | $395,000 | 3,437 |
| Pre-tax net operating income | $251,000 | 4,096 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $59,000 | 2,836 |
| Income before extraordinary items | $192,000 | 4,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $192,000 | 4,324 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $192,000 | 4,325 |
| Net charge-offs | $-65,000 | 6,385 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 657 |
| Net operating income | $192,000 | 4,266 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,025,000 | 3,614 |
| Total interest expense | $693,000 | 3,773 |
| Net interest income | $5,332,000 | 3,551 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $10,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $154,000 | 4,543 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-144,000 | 6,643 |
| Total noninterest expense | $4,477,000 | 3,655 |
| Salaries and employee benefits | $2,440,000 | 3,605 |
| Premises and equipment expense | $451,000 | 3,960 |
| Additional noninterest expense | $1,586,000 | 3,507 |
| Pre-tax net operating income | $850,000 | 4,322 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-602,000 | 6,651 |
| Income before extraordinary items | $1,452,000 | 3,215 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,452,000 | 3,218 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,452,000 | 3,219 |
| Net charge-offs | $347,000 | 2,401 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 793 |
| Net operating income | $1,452,000 | 3,156 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 3,705 |
| Total interest expense | $529,000 | 3,814 |
| Net interest income | $3,895,000 | 3,638 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $-86,000 | 6,813 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $110,000 | 4,651 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-196,000 | 6,795 |
| Total noninterest expense | $3,351,000 | 3,682 |
| Salaries and employee benefits | $1,792,000 | 3,673 |
| Premises and equipment expense | $339,000 | 4,003 |
| Additional noninterest expense | $1,220,000 | 3,449 |
| Pre-tax net operating income | $458,000 | 4,871 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-510,000 | 6,800 |
| Income before extraordinary items | $968,000 | 3,486 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $968,000 | 3,488 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $968,000 | 3,490 |
| Net charge-offs | $332,000 | 2,017 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 747 |
| Net operating income | $968,000 | 3,410 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 3,725 |
| Total interest expense | $359,000 | 3,829 |
| Net interest income | $2,570,000 | 3,655 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $-164,000 | 6,876 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-233,000 | 6,862 |
| Total noninterest expense | $2,165,000 | 3,766 |
| Salaries and employee benefits | $1,154,000 | 3,764 |
| Premises and equipment expense | $227,000 | 4,012 |
| Additional noninterest expense | $784,000 | 3,549 |
| Pre-tax net operating income | $241,000 | 5,108 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-340,000 | 6,853 |
| Income before extraordinary items | $581,000 | 3,671 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $581,000 | 3,674 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $581,000 | 3,674 |
| Net charge-offs | $271,000 | 1,790 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 717 |
| Net operating income | $581,000 | 3,567 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 3,788 |
| Total interest expense | $187,000 | 3,823 |
| Net interest income | $1,255,000 | 3,718 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $65,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $1,089,000 | 3,785 |
| Salaries and employee benefits | $582,000 | 3,780 |
| Premises and equipment expense | $114,000 | 4,024 |
| Additional noninterest expense | $393,000 | 3,550 |
| Pre-tax net operating income | $231,000 | 4,251 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-170,000 | 6,949 |
| Income before extraordinary items | $401,000 | 3,021 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $401,000 | 3,021 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $401,000 | 3,023 |
| Net charge-offs | $45,000 | 2,488 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 663 |
| Net operating income | $401,000 | 2,938 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,790,000 | 3,927 |
| Total interest expense | $975,000 | 3,665 |
| Net interest income | $4,815,000 | 3,912 |
| Provision for loan and lease losses | $-800,000 | 7,012 |
| Total noninterest income | $170,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $116,000 | 5,211 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $54,000 | 5,806 |
| Total noninterest expense | $4,345,000 | 3,811 |
| Salaries and employee benefits | $2,246,000 | 3,840 |
| Premises and equipment expense | $600,000 | 3,386 |
| Additional noninterest expense | $1,499,000 | 3,792 |
| Pre-tax net operating income | $1,440,000 | 3,393 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-170,000 | 6,768 |
| Income before extraordinary items | $1,610,000 | 2,987 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,610,000 | 2,988 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,610,000 | 2,989 |
| Net charge-offs | $-340,000 | 7,028 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 846 |
| Net operating income | $1,610,000 | 2,855 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 3,960 |
| Total interest expense | $749,000 | 3,732 |
| Net interest income | $3,644,000 | 3,944 |
| Provision for loan and lease losses | $60,000 | 4,806 |
| Total noninterest income | $119,000 | 6,001 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $84,000 | 5,339 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 6,017 |
| Total noninterest expense | $3,311,000 | 3,811 |
| Salaries and employee benefits | $1,698,000 | 3,824 |
| Premises and equipment expense | $491,000 | 3,203 |
| Additional noninterest expense | $1,122,000 | 3,819 |
| Pre-tax net operating income | $392,000 | 5,020 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $392,000 | 5,003 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $392,000 | 5,004 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $392,000 | 5,004 |
| Net charge-offs | $90,000 | 4,071 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 809 |
| Net operating income | $392,000 | 4,826 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 3,973 |
| Total interest expense | $499,000 | 3,830 |
| Net interest income | $2,451,000 | 3,940 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $76,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $54,000 | 5,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 6,093 |
| Total noninterest expense | $2,285,000 | 3,738 |
| Salaries and employee benefits | $1,119,000 | 3,876 |
| Premises and equipment expense | $382,000 | 2,865 |
| Additional noninterest expense | $784,000 | 3,713 |
| Pre-tax net operating income | $182,000 | 5,402 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $182,000 | 5,437 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $182,000 | 5,436 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $182,000 | 5,436 |
| Net charge-offs | $221,000 | 2,628 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 789 |
| Net operating income | $182,000 | 5,243 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 3,976 |
| Total interest expense | $263,000 | 3,819 |
| Net interest income | $1,235,000 | 3,943 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $38,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $1,219,000 | 3,586 |
| Salaries and employee benefits | $546,000 | 3,975 |
| Premises and equipment expense | $261,000 | 2,219 |
| Additional noninterest expense | $412,000 | 3,571 |
| Pre-tax net operating income | $24,000 | 6,184 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $24,000 | 6,287 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $24,000 | 6,286 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $24,000 | 6,287 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 713 |
| Net operating income | $24,000 | 6,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 4,231 |
| Total interest expense | $1,094,000 | 4,189 |
| Net interest income | $4,586,000 | 4,158 |
| Provision for loan and lease losses | $265,000 | 4,290 |
| Total noninterest income | $140,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $97,000 | 5,561 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $43,000 | 6,018 |
| Total noninterest expense | $3,881,000 | 4,190 |
| Salaries and employee benefits | $2,095,000 | 4,054 |
| Premises and equipment expense | $336,000 | 4,975 |
| Additional noninterest expense | $1,450,000 | 3,943 |
| Pre-tax net operating income | $580,000 | 4,545 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $580,000 | 4,454 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $580,000 | 4,456 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $580,000 | 4,456 |
| Net charge-offs | $89,000 | 5,084 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 568 |
| Net operating income | $580,000 | 4,324 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 4,312 |
| Total interest expense | $823,000 | 4,305 |
| Net interest income | $3,376,000 | 4,228 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $102,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $71,000 | 5,622 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $31,000 | 6,149 |
| Total noninterest expense | $2,866,000 | 4,251 |
| Salaries and employee benefits | $1,551,000 | 4,090 |
| Premises and equipment expense | $255,000 | 5,000 |
| Additional noninterest expense | $1,060,000 | 4,008 |
| Pre-tax net operating income | $387,000 | 4,808 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $387,000 | 4,707 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $387,000 | 4,708 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $387,000 | 4,708 |
| Net charge-offs | $89,000 | 4,541 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 527 |
| Net operating income | $387,000 | 4,578 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 4,370 |
| Total interest expense | $552,000 | 4,388 |
| Net interest income | $2,224,000 | 4,274 |
| Provision for loan and lease losses | $165,000 | 3,784 |
| Total noninterest income | $67,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,250 |
| Total noninterest expense | $1,924,000 | 4,267 |
| Salaries and employee benefits | $1,041,000 | 4,088 |
| Premises and equipment expense | $171,000 | 5,030 |
| Additional noninterest expense | $712,000 | 4,054 |
| Pre-tax net operating income | $202,000 | 5,101 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $202,000 | 5,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $202,000 | 5,003 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $202,000 | 5,003 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 434 |
| Net operating income | $202,000 | 4,917 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 4,481 |
| Total interest expense | $273,000 | 4,536 |
| Net interest income | $1,073,000 | 4,370 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $31,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $977,000 | 4,241 |
| Salaries and employee benefits | $522,000 | 4,110 |
| Premises and equipment expense | $84,000 | 5,123 |
| Additional noninterest expense | $371,000 | 3,934 |
| Pre-tax net operating income | $22,000 | 6,077 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $22,000 | 6,098 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $22,000 | 6,097 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $22,000 | 6,098 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 386 |
| Net operating income | $22,000 | 6,063 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,427,000 | 4,593 |
| Total interest expense | $1,121,000 | 4,972 |
| Net interest income | $4,306,000 | 4,357 |
| Provision for loan and lease losses | $4,005,000 | 1,336 |
| Total noninterest income | $117,000 | 6,547 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $85,000 | 5,691 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 6,386 |
| Total noninterest expense | $3,500,000 | 4,598 |
| Salaries and employee benefits | $1,912,000 | 4,372 |
| Premises and equipment expense | $251,000 | 5,799 |
| Additional noninterest expense | $1,337,000 | 4,325 |
| Pre-tax net operating income | $-3,082,000 | 6,929 |
| Securities gains (losses) | $31,000 | 2,920 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-3,051,000 | 7,005 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,051,000 | 7,005 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,051,000 | 7,006 |
| Net charge-offs | $3,260,000 | 1,394 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 697 |
| Net operating income | $-3,082,000 | 6,984 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 4,684 |
| Total interest expense | $815,000 | 5,183 |
| Net interest income | $3,244,000 | 4,401 |
| Provision for loan and lease losses | $1,734,000 | 1,817 |
| Total noninterest income | $88,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $64,000 | 5,762 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,000 | 6,554 |
| Total noninterest expense | $2,612,000 | 4,629 |
| Salaries and employee benefits | $1,475,000 | 4,316 |
| Premises and equipment expense | $189,000 | 5,848 |
| Additional noninterest expense | $948,000 | 4,464 |
| Pre-tax net operating income | $-1,014,000 | 6,795 |
| Securities gains (losses) | $31,000 | 2,707 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-983,000 | 6,895 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-983,000 | 6,895 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-983,000 | 6,895 |
| Net charge-offs | $1,443,000 | 1,816 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 561 |
| Net operating income | $-1,014,000 | 6,863 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 4,709 |
| Total interest expense | $512,000 | 5,428 |
| Net interest income | $2,207,000 | 4,355 |
| Provision for loan and lease losses | $1,734,000 | 1,392 |
| Total noninterest income | $58,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $43,000 | 5,791 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $1,739,000 | 4,642 |
| Salaries and employee benefits | $975,000 | 4,358 |
| Premises and equipment expense | $126,000 | 5,870 |
| Additional noninterest expense | $638,000 | 4,431 |
| Pre-tax net operating income | $-1,208,000 | 7,089 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,203,000 | 7,158 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,203,000 | 7,157 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,203,000 | 7,158 |
| Net charge-offs | $357,000 | 2,848 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 486 |
| Net operating income | $-1,208,000 | 7,135 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 4,783 |
| Total interest expense | $251,000 | 5,588 |
| Net interest income | $1,108,000 | 4,368 |
| Provision for loan and lease losses | $137,000 | 3,570 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $887,000 | 4,629 |
| Salaries and employee benefits | $517,000 | 4,260 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $306,000 | 4,532 |
| Pre-tax net operating income | $111,000 | 4,934 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $116,000 | 4,769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 4,769 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $116,000 | 4,768 |
| Net charge-offs | $97,000 | 3,131 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 420 |
| Net operating income | $111,000 | 4,732 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,845,000 | 5,211 |
| Total interest expense | $1,170,000 | 5,712 |
| Net interest income | $3,675,000 | 4,831 |
| Provision for loan and lease losses | $731,000 | 3,972 |
| Total noninterest income | $134,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $121,000 | 5,493 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $13,000 | 7,117 |
| Total noninterest expense | $3,249,000 | 4,949 |
| Salaries and employee benefits | $1,922,000 | 4,486 |
| Premises and equipment expense | $259,000 | 5,981 |
| Additional noninterest expense | $1,068,000 | 5,054 |
| Pre-tax net operating income | $-171,000 | 5,674 |
| Securities gains (losses) | $226,000 | 1,458 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $55,000 | 5,331 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $55,000 | 5,330 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $55,000 | 5,330 |
| Net charge-offs | $100,000 | 5,692 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 721 |
| Net operating income | $-171,000 | 5,776 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 5,432 |
| Total interest expense | $899,000 | 5,805 |
| Net interest income | $2,550,000 | 5,048 |
| Provision for loan and lease losses | $479,000 | 3,867 |
| Total noninterest income | $99,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $90,000 | 5,522 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,000 | 7,300 |
| Total noninterest expense | $2,451,000 | 4,938 |
| Salaries and employee benefits | $1,449,000 | 4,486 |
| Premises and equipment expense | $194,000 | 6,032 |
| Additional noninterest expense | $808,000 | 5,032 |
| Pre-tax net operating income | $-281,000 | 6,116 |
| Securities gains (losses) | $49,000 | 2,314 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-232,000 | 6,162 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-232,000 | 6,163 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-232,000 | 6,162 |
| Net charge-offs | $100,000 | 5,053 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 651 |
| Net operating income | $-281,000 | 6,199 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 5,664 |
| Total interest expense | $613,000 | 5,871 |
| Net interest income | $1,521,000 | 5,377 |
| Provision for loan and lease losses | $337,000 | 3,541 |
| Total noninterest income | $67,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $59,000 | 5,550 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $8,000 | 7,329 |
| Total noninterest expense | $1,621,000 | 5,009 |
| Salaries and employee benefits | $974,000 | 4,516 |
| Premises and equipment expense | $129,000 | 6,078 |
| Additional noninterest expense | $518,000 | 5,153 |
| Pre-tax net operating income | $-370,000 | 6,509 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-370,000 | 6,618 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-370,000 | 6,619 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-370,000 | 6,619 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 609 |
| Net operating income | $-370,000 | 6,605 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 5,934 |
| Total interest expense | $310,000 | 5,940 |
| Net interest income | $664,000 | 5,717 |
| Provision for loan and lease losses | $132,000 | 3,480 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $28,000 | 5,598 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $803,000 | 4,940 |
| Salaries and employee benefits | $493,000 | 4,514 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $245,000 | 5,000 |
| Pre-tax net operating income | $-242,000 | 6,966 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-242,000 | 7,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-242,000 | 7,105 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-242,000 | 7,105 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 506 |
| Net operating income | $-242,000 | 7,040 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 6,068 |
| Total interest expense | $1,661,000 | 5,749 |
| Net interest income | $2,226,000 | 6,182 |
| Provision for loan and lease losses | $287,000 | 4,700 |
| Total noninterest income | $88,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $86,000 | 6,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,000 | 7,889 |
| Total noninterest expense | $2,904,000 | 5,226 |
| Salaries and employee benefits | $1,772,000 | 4,842 |
| Premises and equipment expense | $258,000 | 6,173 |
| Additional noninterest expense | $874,000 | 5,225 |
| Pre-tax net operating income | $-877,000 | 6,957 |
| Securities gains (losses) | $-152,000 | 7,299 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,029,000 | 7,008 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,029,000 | 7,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 739 |
| Net operating income | $-877,000 | 7,053 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 6,118 |
| Total interest expense | $1,244,000 | 5,878 |
| Net interest income | $1,701,000 | 6,177 |
| Provision for loan and lease losses | $283,000 | 3,658 |
| Total noninterest income | $62,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $61,000 | 6,207 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 8,065 |
| Total noninterest expense | $2,180,000 | 5,205 |
| Salaries and employee benefits | $1,319,000 | 4,873 |
| Premises and equipment expense | $190,000 | 6,237 |
| Additional noninterest expense | $671,000 | 5,091 |
| Pre-tax net operating income | $-700,000 | 7,380 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-700,000 | 7,338 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-700,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 603 |
| Net operating income | $-700,000 | 7,463 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 6,218 |
| Total interest expense | $851,000 | 5,967 |
| Net interest income | $1,076,000 | 6,309 |
| Provision for loan and lease losses | $235,000 | 2,897 |
| Total noninterest income | $37,000 | 7,743 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $1,431,000 | 5,276 |
| Salaries and employee benefits | $866,000 | 4,957 |
| Premises and equipment expense | $126,000 | 6,276 |
| Additional noninterest expense | $439,000 | 5,139 |
| Pre-tax net operating income | $-553,000 | 7,649 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-553,000 | 7,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-553,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 495 |
| Net operating income | $-553,000 | 7,713 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 6,203 |
| Total interest expense | $461,000 | 5,943 |
| Net interest income | $546,000 | 6,313 |
| Provision for loan and lease losses | $113,000 | 2,567 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $696,000 | 5,388 |
| Salaries and employee benefits | $432,000 | 5,003 |
| Premises and equipment expense | $63,000 | 6,324 |
| Additional noninterest expense | $201,000 | 5,362 |
| Pre-tax net operating income | $-246,000 | 7,829 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-246,000 | 7,911 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-246,000 | 7,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 342 |
| Net operating income | $-246,000 | 7,879 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 6,628 |
| Total interest expense | $1,365,000 | 6,619 |
| Net interest income | $1,968,000 | 6,539 |
| Provision for loan and lease losses | $702,000 | 1,847 |
| Total noninterest income | $35,000 | 8,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $35,000 | 6,951 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $2,664,000 | 5,401 |
| Salaries and employee benefits | $1,622,000 | 5,060 |
| Premises and equipment expense | $259,000 | 6,165 |
| Additional noninterest expense | $783,000 | 5,422 |
| Pre-tax net operating income | $-1,363,000 | 8,157 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,363,000 | 8,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,363,000 | 8,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $5,862,000 | 255 |
| Net operating income | $-1,363,000 | 8,197 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 6,915 |
| Total interest expense | $868,000 | 6,955 |
| Net interest income | $1,349,000 | 6,791 |
| Provision for loan and lease losses | $565,000 | 1,418 |
| Total noninterest income | $23,000 | 8,228 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,049 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $1,877,000 | 5,566 |
| Salaries and employee benefits | $1,155,000 | 5,210 |
| Premises and equipment expense | $189,000 | 6,213 |
| Additional noninterest expense | $533,000 | 5,647 |
| Pre-tax net operating income | $-1,070,000 | 8,312 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,070,000 | 8,346 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,070,000 | 8,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $5,806,000 | 181 |
| Net operating income | $-1,070,000 | 8,338 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 7,451 |
| Total interest expense | $360,000 | 7,692 |
| Net interest income | $779,000 | 7,149 |
| Provision for loan and lease losses | $400,000 | 1,235 |
| Total noninterest income | $11,000 | 8,348 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $11,000 | 7,206 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $1,200,000 | 5,735 |
| Salaries and employee benefits | $746,000 | 5,347 |
| Premises and equipment expense | $126,000 | 6,246 |
| Additional noninterest expense | $328,000 | 5,862 |
| Pre-tax net operating income | $-810,000 | 8,412 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-810,000 | 8,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-810,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $5,759,000 | 133 |
| Net operating income | $-810,000 | 8,435 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 8,180 |
| Total interest expense | $18,000 | 8,551 |
| Net interest income | $310,000 | 7,597 |
| Provision for loan and lease losses | $240,000 | 1,001 |
| Total noninterest income | $1,000 | 8,512 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $578,000 | 5,857 |
| Salaries and employee benefits | $366,000 | 5,449 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $153,000 | 6,070 |
| Pre-tax net operating income | $-507,000 | 8,520 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-507,000 | 8,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-507,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $5,712,000 | 67 |
| Net operating income | $-507,000 | 8,528 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $48,000 | 8,671 |
| Total interest expense | $1,000 | 8,662 |
| Net interest income | $47,000 | 8,665 |
| Provision for loan and lease losses | $8,000 | 6,651 |
| Total noninterest income | $0 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $845,000 | 7,948 |
| Salaries and employee benefits | $82,000 | 8,643 |
| Premises and equipment expense | $10,000 | 8,623 |
| Additional noninterest expense | $753,000 | 5,422 |
| Pre-tax net operating income | $-806,000 | 8,368 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-806,000 | 8,409 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-806,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $16,485,000 | 117 |
| Net operating income | $-806,000 | 8,395 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.