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Comenity Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$2,152,246,00055
Total interest expense$345,549,000100
Net interest income$1,806,697,00047
Provision for loan and lease losses$448,025,00028
Total noninterest income$158,230,000104
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,423
Trading account gains and fees$0123
Additional Noninterest Income$158,230,00080
Total noninterest expense$908,156,00058
Salaries and employee benefits$135,225,000143
Premises and equipment expense$4,0004,522
Additional noninterest expense$158,230,00080
Pre-tax net operating income$608,746,00054
Securities gains (losses)$235,000151
Applicable income taxes$161,547,00049
Income before extraordinary items$447,434,00057
Extraordinary gains, net$054
Net income$447,434,00059
Minority interest net income$088
Net income of bank and minority interests.$447,434,00058
Net charge-offs$518,620,00021
Cash dividends$365,000,00045
Sale, conversion, retirement of capital stock, net$9,304,00057
Net operating income$447,248,35059
2023-09-30 (YTD Data)Rank
Total interest income$1,626,936,00054
Total interest expense$254,475,00099
Net interest income$1,372,461,00046
Provision for loan and lease losses$309,519,00030
Total noninterest income$119,885,000109
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and fees$0125
Additional Noninterest Income$119,885,00080
Total noninterest expense$690,926,00057
Salaries and employee benefits$101,084,000144
Premises and equipment expense$2,0004,551
Additional noninterest expense$119,885,00080
Pre-tax net operating income$491,901,00053
Securities gains (losses)$-467,0004,363
Applicable income taxes$133,415,00047
Income before extraordinary items$358,019,00056
Extraordinary gains, net$052
Net income$358,019,00056
Minority interest net income$081
Net income of bank and minority interests.$358,019,00056
Net charge-offs$385,316,00020
Cash dividends$310,000,00043
Sale, conversion, retirement of capital stock, net$6,788,00058
Net operating income$358,387,93058
2023-06-30 (YTD Data)Rank
Total interest income$1,078,023,00054
Total interest expense$165,743,00090
Net interest income$912,280,00046
Provision for loan and lease losses$209,332,00030
Total noninterest income$78,300,000110
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and fees$0112
Additional Noninterest Income$78,300,00080
Total noninterest expense$468,699,00057
Salaries and employee benefits$67,285,000141
Premises and equipment expense$1,0004,579
Additional noninterest expense$78,300,00080
Pre-tax net operating income$312,549,00058
Securities gains (losses)$-57,0004,107
Applicable income taxes$84,466,00050
Income before extraordinary items$228,026,00058
Extraordinary gains, net$051
Net income$228,026,00059
Minority interest net income$081
Net income of bank and minority interests.$228,026,00058
Net charge-offs$268,546,00018
Cash dividends$260,000,00034
Sale, conversion, retirement of capital stock, net$4,304,00050
Net operating income$228,071,03059
2023-03-31 (YTD Data)Rank
Total interest income$555,021,00051
Total interest expense$80,900,00086
Net interest income$474,121,00047
Provision for loan and lease losses$100,622,00031
Total noninterest income$38,820,000108
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and fees$097
Additional Noninterest Income$38,820,00080
Total noninterest expense$232,890,00057
Salaries and employee benefits$32,832,000148
Premises and equipment expense$04,654
Additional noninterest expense$38,820,00080
Pre-tax net operating income$179,429,00056
Securities gains (losses)$87,000183
Applicable income taxes$49,744,00045
Income before extraordinary items$129,772,00058
Extraordinary gains, net$04
Net income$129,772,00058
Minority interest net income$048
Net income of bank and minority interests.$129,772,00058
Net charge-offs$137,508,00018
Cash dividends$150,000,00023
Sale, conversion, retirement of capital stock, net$1,920,00052
Net operating income$129,703,27058
2022-12-31 (YTD Data)Rank
Total interest income$2,015,867,00051
Total interest expense$179,131,00067
Net interest income$1,836,736,00047
Provision for loan and lease losses$548,768,00020
Total noninterest income$162,730,000112
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and fees$0116
Additional Noninterest Income$162,730,00084
Total noninterest expense$972,851,00054
Salaries and employee benefits$120,411,000158
Premises and equipment expense$04,684
Additional noninterest expense$162,730,00084
Pre-tax net operating income$477,847,00071
Securities gains (losses)$-1,551,0004,515
Applicable income taxes$103,019,00073
Income before extraordinary items$373,277,00072
Extraordinary gains, net$05
Net income$373,277,00072
Minority interest net income$063
Net income of bank and minority interests.$373,277,00072
Net charge-offs$404,477,00017
Cash dividends$741,000,00022
Sale, conversion, retirement of capital stock, net$6,683,000103
Net operating income$374,502,29071
2022-09-30 (YTD Data)Rank
Total interest income$1,474,930,00049
Total interest expense$111,104,00056
Net interest income$1,363,826,00049
Provision for loan and lease losses$312,177,00020
Total noninterest income$123,736,000116
Gross Fiduciary activities income$0968
Service charges on deposit accounts$04,582
Trading account gains and fees$0111
Additional Noninterest Income$123,736,00090
Total noninterest expense$712,441,00058
Salaries and employee benefits$91,514,000156
Premises and equipment expense$-3,0004,745
Additional noninterest expense$123,736,00090
Pre-tax net operating income$462,944,00062
Securities gains (losses)$-1,571,0004,604
Applicable income taxes$111,142,00054
Income before extraordinary items$350,231,00064
Extraordinary gains, net$04
Net income$350,231,00064
Minority interest net income$057
Net income of bank and minority interests.$350,231,00064
Net charge-offs$283,115,00018
Cash dividends$266,000,00037
Sale, conversion, retirement of capital stock, net$4,992,00094
Net operating income$351,472,09065
2022-06-30 (YTD Data)Rank
Total interest income$946,366,00046
Total interest expense$61,588,00041
Net interest income$884,778,00048
Provision for loan and lease losses$208,178,00017
Total noninterest income$84,331,000112
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and fees$0108
Additional Noninterest Income$84,331,00090
Total noninterest expense$475,032,00057
Salaries and employee benefits$60,154,000153
Premises and equipment expense$-4,0004,768
Additional noninterest expense$414,882,00042
Pre-tax net operating income$285,899,00061
Securities gains (losses)$-1,052,0004,632
Applicable income taxes$77,312,00051
Income before extraordinary items$207,535,00066
Extraordinary gains, net$04
Net income$207,535,00066
Minority interest net income$060
Net income of bank and minority interests.$207,535,00066
Net charge-offs$191,957,00018
Cash dividends$200,000,00029
Sale, conversion, retirement of capital stock, net$3,280,00077
Net operating income$208,366,08064
2022-03-31 (YTD Data)Rank
Total interest income$484,734,00043
Total interest expense$27,512,00038
Net interest income$457,222,00044
Provision for loan and lease losses$65,901,00019
Total noninterest income$40,773,000113
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and fees$0103
Additional Noninterest Income$40,773,00084
Total noninterest expense$232,653,00058
Salaries and employee benefits$29,058,000159
Premises and equipment expense$-5,0004,793
Additional noninterest expense$203,600,00040
Pre-tax net operating income$199,441,00046
Securities gains (losses)$-575,0004,684
Applicable income taxes$54,450,00039
Income before extraordinary items$144,416,00048
Extraordinary gains, net$04
Net income$144,416,00049
Minority interest net income$050
Net income of bank and minority interests.$144,416,00048
Net charge-offs$90,711,00018
Cash dividends$100,000,00027
Sale, conversion, retirement of capital stock, net$1,495,00061
Net operating income$144,870,25048
2021-12-31 (YTD Data)Rank
Total interest income$1,944,225,00038
Total interest expense$149,767,00033
Net interest income$1,794,458,00040
Provision for loan and lease losses$115,370,00011
Total noninterest income$192,548,000109
Gross Fiduciary activities income$0994
Service charges on deposit accounts$04,720
Trading account gains and fees$0132
Additional Noninterest Income$192,548,00087
Total noninterest expense$1,067,430,00046
Salaries and employee benefits$103,683,000175
Premises and equipment expense$705,0002,502
Additional noninterest expense$963,042,00032
Pre-tax net operating income$804,206,00048
Securities gains (losses)$-425,0004,772
Applicable income taxes$200,081,00046
Income before extraordinary items$603,700,00050
Extraordinary gains, net$010
Net income$603,700,00050
Minority interest net income$074
Net income of bank and minority interests.$603,700,00050
Net charge-offs$375,077,00014
Cash dividends$600,000,00029
Sale, conversion, retirement of capital stock, net$3,971,000124
Net operating income$604,035,75049
2021-09-30 (YTD Data)Rank
Total interest income$1,467,672,00038
Total interest expense$120,623,00032
Net interest income$1,347,049,00039
Provision for loan and lease losses$-32,277,0004,849
Total noninterest income$142,604,000110
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and fees$0132
Additional Noninterest Income$142,604,00089
Total noninterest expense$797,878,00046
Salaries and employee benefits$74,913,000179
Premises and equipment expense$543,0002,486
Additional noninterest expense$722,422,00031
Pre-tax net operating income$724,052,00044
Securities gains (losses)$-296,0004,865
Applicable income taxes$182,824,00042
Income before extraordinary items$540,932,00046
Extraordinary gains, net$08
Net income$540,932,00046
Minority interest net income$069
Net income of bank and minority interests.$540,932,00046
Net charge-offs$290,429,00013
Cash dividends$225,000,00041
Sale, conversion, retirement of capital stock, net$2,822,000117
Net operating income$541,165,84046
2021-06-30 (YTD Data)Rank
Total interest income$975,783,00038
Total interest expense$85,057,00032
Net interest income$890,726,00039
Provision for loan and lease losses$-62,835,0004,917
Total noninterest income$94,621,000109
Gross Fiduciary activities income$0951
Service charges on deposit accounts$04,816
Trading account gains and fees$0133
Additional Noninterest Income$94,621,00091
Total noninterest expense$540,533,00046
Salaries and employee benefits$47,111,000194
Premises and equipment expense$608,0001,834
Additional noninterest expense$492,814,00029
Pre-tax net operating income$507,649,00043
Securities gains (losses)$-262,0004,909
Applicable income taxes$130,220,00041
Income before extraordinary items$377,167,00045
Extraordinary gains, net$06
Net income$377,167,00045
Minority interest net income$067
Net income of bank and minority interests.$377,167,00045
Net charge-offs$213,874,00014
Cash dividends$125,000,00041
Sale, conversion, retirement of capital stock, net$1,724,000101
Net operating income$377,373,98045
2021-03-31 (YTD Data)Rank
Total interest income$545,965,00036
Total interest expense$44,537,00031
Net interest income$501,428,00038
Provision for loan and lease losses$-23,305,0004,931
Total noninterest income$-39,980,0004,978
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and fees$0127
Additional Noninterest Income$-39,980,0004,987
Total noninterest expense$220,933,00055
Salaries and employee benefits$23,031,000196
Premises and equipment expense$198,0002,367
Additional noninterest expense$197,704,00034
Pre-tax net operating income$263,820,00042
Securities gains (losses)$-220,0004,924
Applicable income taxes$68,657,00041
Income before extraordinary items$194,943,00044
Extraordinary gains, net$03
Net income$194,943,00044
Minority interest net income$055
Net income of bank and minority interests.$194,943,00044
Net charge-offs$110,449,00017
Cash dividends$75,000,00029
Sale, conversion, retirement of capital stock, net$690,000100
Net operating income$195,116,80044
2020-12-31 (YTD Data)Rank
Total interest income$2,528,985,00034
Total interest expense$231,153,00042
Net interest income$2,297,832,00034
Provision for loan and lease losses$645,663,00029
Total noninterest income$-179,523,0005,001
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and fees$0133
Additional Noninterest Income$-179,523,0005,010
Total noninterest expense$1,039,686,00052
Salaries and employee benefits$78,430,000211
Premises and equipment expense$1,335,0001,654
Additional noninterest expense$959,921,00034
Pre-tax net operating income$432,960,00053
Securities gains (losses)$132,0001,245
Applicable income taxes$100,644,00051
Income before extraordinary items$332,448,00056
Extraordinary gains, net$04
Net income$332,448,00056
Minority interest net income$072
Net income of bank and minority interests.$332,448,00056
Net charge-offs$642,973,00017
Cash dividends$225,000,00048
Sale, conversion, retirement of capital stock, net$1,867,000159
Net operating income$332,343,72055
2020-09-30 (YTD Data)Rank
Total interest income$1,937,951,00034
Total interest expense$184,175,00045
Net interest income$1,753,776,00034
Provision for loan and lease losses$579,294,00029
Total noninterest income$-115,404,0005,033
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,909
Trading account gains and fees$0125
Additional Noninterest Income$-115,404,0005,042
Total noninterest expense$774,466,00052
Salaries and employee benefits$58,027,000211
Premises and equipment expense$1,241,0001,406
Additional noninterest expense$715,198,00035
Pre-tax net operating income$284,612,00053
Securities gains (losses)$253,000783
Applicable income taxes$64,139,00051
Income before extraordinary items$220,726,00060
Extraordinary gains, net$04
Net income$220,726,00060
Minority interest net income$065
Net income of bank and minority interests.$220,726,00060
Net charge-offs$511,834,00016
Cash dividends$155,000,00051
Sale, conversion, retirement of capital stock, net$1,463,000137
Net operating income$220,526,13056
2020-06-30 (YTD Data)Rank
Total interest income$1,362,075,00034
Total interest expense$131,367,00048
Net interest income$1,230,708,00031
Provision for loan and lease losses$473,481,00032
Total noninterest income$-62,456,0005,066
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and fees$0123
Additional Noninterest Income$-62,456,0005,075
Total noninterest expense$545,538,00053
Salaries and employee benefits$35,520,000223
Premises and equipment expense$982,0001,196
Additional noninterest expense$509,036,00035
Pre-tax net operating income$149,233,00053
Securities gains (losses)$253,000607
Applicable income taxes$29,190,00062
Income before extraordinary items$120,296,00057
Extraordinary gains, net$04
Net income$120,296,00057
Minority interest net income$065
Net income of bank and minority interests.$120,296,00057
Net charge-offs$382,352,00015
Cash dividends$75,000,00066
Sale, conversion, retirement of capital stock, net$1,090,000119
Net operating income$120,093,60053
2020-03-31 (YTD Data)Rank
Total interest income$808,060,00032
Total interest expense$71,996,00055
Net interest income$736,064,00027
Provision for loan and lease losses$375,783,00025
Total noninterest income$-27,726,0005,113
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and fees$0106
Additional Noninterest Income$-27,726,0005,122
Total noninterest expense$284,894,00050
Salaries and employee benefits$16,982,000232
Premises and equipment expense$793,000810
Additional noninterest expense$267,119,00033
Pre-tax net operating income$47,661,00074
Securities gains (losses)$165,000438
Applicable income taxes$1,712,000303
Income before extraordinary items$46,114,00068
Extraordinary gains, net$04
Net income$46,114,00068
Minority interest net income$056
Net income of bank and minority interests.$46,114,00068
Net charge-offs$198,268,00015
Cash dividends$75,000,00040
Sale, conversion, retirement of capital stock, net$566,000112
Net operating income$45,955,60064
2019-12-31 (YTD Data)Rank
Total interest income$3,205,707,00033
Total interest expense$308,235,00059
Net interest income$2,897,472,00028
Provision for loan and lease losses$752,995,00013
Total noninterest income$-186,250,0005,177
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$05,055
Trading account gains and fees$0135
Additional Noninterest Income$-186,250,0005,186
Total noninterest expense$1,376,138,00037
Salaries and employee benefits$97,087,000174
Premises and equipment expense$3,404,000743
Additional noninterest expense$1,275,647,00025
Pre-tax net operating income$582,089,00050
Securities gains (losses)$302,000512
Applicable income taxes$130,994,00055
Income before extraordinary items$451,397,00052
Extraordinary gains, net$011
Net income$451,397,00052
Minority interest net income$076
Net income of bank and minority interests.$451,397,00052
Net charge-offs$685,786,00014
Cash dividends$480,000,00037
Sale, conversion, retirement of capital stock, net$2,556,000132
Net operating income$451,158,42052
2019-09-30 (YTD Data)Rank
Total interest income$2,387,929,00035
Total interest expense$232,209,00060
Net interest income$2,155,720,00029
Provision for loan and lease losses$526,247,00015
Total noninterest income$-139,936,0005,255
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$05,128
Trading account gains and fees$0129
Additional Noninterest Income$-139,936,0005,264
Total noninterest expense$1,025,466,00038
Salaries and employee benefits$67,515,000182
Premises and equipment expense$2,171,000883
Additional noninterest expense$955,780,00025
Pre-tax net operating income$464,071,00051
Securities gains (losses)$350,000373
Applicable income taxes$100,871,00055
Income before extraordinary items$363,550,00052
Extraordinary gains, net$011
Net income$363,550,00052
Minority interest net income$072
Net income of bank and minority interests.$363,550,00052
Net charge-offs$509,011,00013
Cash dividends$350,000,00033
Sale, conversion, retirement of capital stock, net$3,177,00093
Net operating income$363,273,50051
2019-06-30 (YTD Data)Rank
Total interest income$1,554,387,00035
Total interest expense$152,718,00060
Net interest income$1,401,669,00030
Provision for loan and lease losses$336,187,00016
Total noninterest income$-89,299,0005,302
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$05,168
Trading account gains and fees$0131
Additional Noninterest Income$-89,299,0005,311
Total noninterest expense$690,908,00037
Salaries and employee benefits$45,289,000184
Premises and equipment expense$1,788,000722
Additional noninterest expense$643,831,00024
Pre-tax net operating income$285,275,00058
Securities gains (losses)$272,000323
Applicable income taxes$52,684,00067
Income before extraordinary items$232,863,00055
Extraordinary gains, net$011
Net income$232,863,00055
Minority interest net income$069
Net income of bank and minority interests.$232,863,00055
Net charge-offs$353,202,00013
Cash dividends$225,000,00037
Sale, conversion, retirement of capital stock, net$2,416,00074
Net operating income$232,639,96055
2019-03-31 (YTD Data)Rank
Total interest income$792,048,00036
Total interest expense$78,479,00059
Net interest income$713,569,00030
Provision for loan and lease losses$173,829,00019
Total noninterest income$-39,610,0005,361
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and fees$0126
Additional Noninterest Income$-39,610,0005,370
Total noninterest expense$363,530,00038
Salaries and employee benefits$22,699,000187
Premises and equipment expense$1,108,000577
Additional noninterest expense$339,723,00023
Pre-tax net operating income$136,600,00060
Securities gains (losses)$126,000252
Applicable income taxes$13,821,000118
Income before extraordinary items$122,905,00051
Extraordinary gains, net$05
Net income$122,905,00051
Minority interest net income$052
Net income of bank and minority interests.$122,905,00051
Net charge-offs$181,552,00014
Cash dividends$100,000,00041
Sale, conversion, retirement of capital stock, net$1,198,00059
Net operating income$122,791,60051
2018-12-31 (YTD Data)Rank
Total interest income$3,230,723,00034
Total interest expense$285,311,00050
Net interest income$2,945,412,00029
Provision for loan and lease losses$645,631,00014
Total noninterest income$-110,603,0005,406
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$05,284
Trading account gains and fees$0126
Additional Noninterest Income$-110,603,0005,415
Total noninterest expense$1,373,780,00038
Salaries and employee benefits$94,100,000173
Premises and equipment expense$3,321,000757
Additional noninterest expense$1,276,359,00025
Pre-tax net operating income$815,398,00043
Securities gains (losses)$29,000497
Applicable income taxes$215,623,00038
Income before extraordinary items$599,804,00044
Extraordinary gains, net$06
Net income$599,804,00044
Minority interest net income$072
Net income of bank and minority interests.$599,804,00044
Net charge-offs$714,475,00013
Cash dividends$540,000,00032
Sale, conversion, retirement of capital stock, net$14,204,00046
Net operating income$599,781,09043
2018-09-30 (YTD Data)Rank
Total interest income$2,428,727,00033
Total interest expense$208,633,00046
Net interest income$2,220,094,00029
Provision for loan and lease losses$499,990,00014
Total noninterest income$-48,976,0005,477
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$05,347
Trading account gains and fees$0138
Additional Noninterest Income$-48,976,0005,486
Total noninterest expense$1,023,406,00038
Salaries and employee benefits$69,021,000175
Premises and equipment expense$2,368,000791
Additional noninterest expense$952,017,00025
Pre-tax net operating income$647,722,00040
Securities gains (losses)$-68,0005,175
Applicable income taxes$171,245,00038
Income before extraordinary items$476,409,00043
Extraordinary gains, net$05
Net income$476,409,00043
Minority interest net income$066
Net income of bank and minority interests.$476,409,00043
Net charge-offs$554,423,00013
Cash dividends$505,000,00028
Sale, conversion, retirement of capital stock, net$3,308,000108
Net operating income$476,462,72042
2018-06-30 (YTD Data)Rank
Total interest income$1,603,374,00033
Total interest expense$135,759,00046
Net interest income$1,467,615,00029
Provision for loan and lease losses$394,727,00014
Total noninterest income$-11,652,0005,542
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and fees$0130
Additional Noninterest Income$-11,652,0005,551
Total noninterest expense$672,627,00038
Salaries and employee benefits$42,824,000181
Premises and equipment expense$1,419,000882
Additional noninterest expense$628,384,00025
Pre-tax net operating income$388,609,00042
Securities gains (losses)$10,000602
Applicable income taxes$115,114,00038
Income before extraordinary items$273,505,00046
Extraordinary gains, net$06
Net income$273,505,00046
Minority interest net income$065
Net income of bank and minority interests.$273,505,00046
Net charge-offs$377,209,00013
Cash dividends$315,000,00028
Sale, conversion, retirement of capital stock, net$2,406,00085
Net operating income$273,497,10045
2018-03-31 (YTD Data)Rank
Total interest income$803,883,00033
Total interest expense$67,395,00045
Net interest income$736,488,00029
Provision for loan and lease losses$205,442,00015
Total noninterest income$-8,386,0005,606
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$-8,386,0005,615
Total noninterest expense$340,109,00039
Salaries and employee benefits$20,071,000190
Premises and equipment expense$668,000935
Additional noninterest expense$319,370,00026
Pre-tax net operating income$182,551,00042
Securities gains (losses)$0735
Applicable income taxes$48,237,00040
Income before extraordinary items$134,314,00046
Extraordinary gains, net$07
Net income$134,314,00046
Minority interest net income$052
Net income of bank and minority interests.$134,314,00046
Net charge-offs$199,169,00013
Cash dividends$100,000,00029
Sale, conversion, retirement of capital stock, net$1,407,00069
Net operating income$134,314,00046
2017-12-31 (YTD Data)Rank
Total interest income$2,915,436,00033
Total interest expense$201,175,00043
Net interest income$2,714,261,00029
Provision for loan and lease losses$723,148,00014
Total noninterest income$-21,149,0005,670
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$05,539
Trading account gains and fees$0151
Additional Noninterest Income$-21,149,0005,679
Total noninterest expense$1,240,284,00040
Salaries and employee benefits$85,786,000170
Premises and equipment expense$2,386,0001,001
Additional noninterest expense$1,152,112,00027
Pre-tax net operating income$729,680,00042
Securities gains (losses)$02,243
Applicable income taxes$266,964,00044
Income before extraordinary items$462,716,00041
Extraordinary gains, net$09
Net income$462,716,00041
Minority interest net income$076
Net income of bank and minority interests.$462,716,00041
Net charge-offs$645,345,00015
Cash dividends$225,000,00050
Sale, conversion, retirement of capital stock, net$3,215,000130
Net operating income$462,716,00041
2017-09-30 (YTD Data)Rank
Total interest income$2,169,072,00032
Total interest expense$139,379,00044
Net interest income$2,029,693,00028
Provision for loan and lease losses$507,936,00015
Total noninterest income$-34,697,0005,737
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$05,596
Trading account gains and fees$0145
Additional Noninterest Income$-34,697,0005,746
Total noninterest expense$908,339,00040
Salaries and employee benefits$60,368,000181
Premises and equipment expense$1,758,0001,023
Additional noninterest expense$846,213,00027
Pre-tax net operating income$578,721,00040
Securities gains (losses)$02,274
Applicable income taxes$221,848,00039
Income before extraordinary items$356,873,00047
Extraordinary gains, net$09
Net income$356,873,00047
Minority interest net income$071
Net income of bank and minority interests.$356,873,00047
Net charge-offs$467,240,00015
Cash dividends$125,000,00055
Sale, conversion, retirement of capital stock, net$2,745,000113
Net operating income$356,873,00045
2017-06-30 (YTD Data)Rank
Total interest income$1,432,503,00032
Total interest expense$88,483,00043
Net interest income$1,344,020,00028
Provision for loan and lease losses$376,383,00014
Total noninterest income$-30,004,0005,787
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$-30,004,0005,796
Total noninterest expense$582,844,00041
Salaries and employee benefits$39,166,000180
Premises and equipment expense$1,141,0001,047
Additional noninterest expense$542,537,00028
Pre-tax net operating income$354,789,00047
Securities gains (losses)$01,906
Applicable income taxes$132,472,00043
Income before extraordinary items$222,317,00049
Extraordinary gains, net$011
Net income$222,317,00049
Minority interest net income$071
Net income of bank and minority interests.$222,317,00049
Net charge-offs$321,951,00015
Cash dividends$75,000,00053
Sale, conversion, retirement of capital stock, net$1,840,000100
Net operating income$222,317,00048
2017-03-31 (YTD Data)Rank
Total interest income$718,132,00031
Total interest expense$42,749,00044
Net interest income$675,383,00028
Provision for loan and lease losses$203,532,00012
Total noninterest income$-10,993,0005,856
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$-10,993,0005,865
Total noninterest expense$296,913,00041
Salaries and employee benefits$18,516,000183
Premises and equipment expense$584,0001,028
Additional noninterest expense$277,813,00027
Pre-tax net operating income$163,945,00046
Securities gains (losses)$01,153
Applicable income taxes$62,674,00041
Income before extraordinary items$101,271,00047
Extraordinary gains, net$08
Net income$101,271,00046
Minority interest net income$055
Net income of bank and minority interests.$101,271,00046
Net charge-offs$166,021,00014
Cash dividends$75,000,00033
Sale, conversion, retirement of capital stock, net$807,00092
Net operating income$101,271,00047
2016-12-31 (YTD Data)Rank
Total interest income$2,762,336,00028
Total interest expense$154,792,00043
Net interest income$2,607,544,00028
Provision for loan and lease losses$622,702,00014
Total noninterest income$-36,586,0005,913
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$-36,586,0005,922
Total noninterest expense$1,203,279,00040
Salaries and employee benefits$96,746,000141
Premises and equipment expense$1,736,0001,333
Additional noninterest expense$1,104,797,00028
Pre-tax net operating income$744,977,00037
Securities gains (losses)$03,212
Applicable income taxes$282,225,00032
Income before extraordinary items$462,752,00039
Extraordinary gains, net$05
Net income$462,752,00039
Minority interest net income$082
Net income of bank and minority interests.$462,752,00039
Net charge-offs$512,579,00016
Cash dividends$445,000,00025
Sale, conversion, retirement of capital stock, net$4,574,000100
Net operating income$462,752,00039
2016-09-30 (YTD Data)Rank
Total interest income$2,038,731,00028
Total interest expense$112,519,00044
Net interest income$1,926,212,00028
Provision for loan and lease losses$447,761,00013
Total noninterest income$-19,263,0005,980
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$-19,263,0005,989
Total noninterest expense$889,186,00040
Salaries and employee benefits$72,161,000140
Premises and equipment expense$1,488,0001,197
Additional noninterest expense$815,537,00027
Pre-tax net operating income$570,002,00037
Securities gains (losses)$03,160
Applicable income taxes$213,755,00033
Income before extraordinary items$356,247,00037
Extraordinary gains, net$05
Net income$356,247,00037
Minority interest net income$071
Net income of bank and minority interests.$356,247,00037
Net charge-offs$370,103,00016
Cash dividends$275,000,00027
Sale, conversion, retirement of capital stock, net$3,410,00086
Net operating income$356,247,00037
2016-06-30 (YTD Data)Rank
Total interest income$1,313,571,00028
Total interest expense$73,284,00044
Net interest income$1,240,287,00028
Provision for loan and lease losses$270,471,00015
Total noninterest income$-10,609,0006,058
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$-10,609,0006,067
Total noninterest expense$595,324,00040
Salaries and employee benefits$47,998,000139
Premises and equipment expense$1,077,0001,103
Additional noninterest expense$546,249,00026
Pre-tax net operating income$363,883,00038
Securities gains (losses)$02,835
Applicable income taxes$138,866,00033
Income before extraordinary items$225,017,00039
Extraordinary gains, net$016
Net income$225,017,00039
Minority interest net income$071
Net income of bank and minority interests.$225,017,00039
Net charge-offs$257,363,00015
Cash dividends$250,000,00019
Sale, conversion, retirement of capital stock, net$2,197,00078
Net operating income$225,017,00039
2016-03-31 (YTD Data)Rank
Total interest income$641,235,00028
Total interest expense$36,191,00044
Net interest income$605,044,00028
Provision for loan and lease losses$120,759,00020
Total noninterest income$5,283,000386
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$5,283,000284
Total noninterest expense$287,618,00040
Salaries and employee benefits$23,537,000141
Premises and equipment expense$622,000985
Additional noninterest expense$263,459,00027
Pre-tax net operating income$201,950,00034
Securities gains (losses)$02,077
Applicable income taxes$75,943,00030
Income before extraordinary items$126,007,00037
Extraordinary gains, net$012
Net income$126,007,00037
Minority interest net income$062
Net income of bank and minority interests.$126,007,00037
Net charge-offs$140,295,00015
Cash dividends$150,000,00021
Sale, conversion, retirement of capital stock, net$1,071,00068
Net operating income$126,007,00037
2015-12-31 (YTD Data)Rank
Total interest income$2,329,095,00028
Total interest expense$121,834,00047
Net interest income$2,207,261,00026
Provision for loan and lease losses$428,683,00016
Total noninterest income$15,730,000490
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$15,730,000363
Total noninterest expense$1,026,898,00040
Salaries and employee benefits$84,700,000152
Premises and equipment expense$3,274,000746
Additional noninterest expense$938,924,00028
Pre-tax net operating income$767,410,00034
Securities gains (losses)$03,216
Applicable income taxes$296,043,00033
Income before extraordinary items$471,367,00040
Extraordinary gains, net$023
Net income$471,367,00040
Minority interest net income$081
Net income of bank and minority interests.$471,367,00040
Net charge-offs$370,077,00018
Cash dividends$225,000,00040
Sale, conversion, retirement of capital stock, net$7,253,00064
Net operating income$471,367,00039
2015-09-30 (YTD Data)Rank
Total interest income$1,722,925,00028
Total interest expense$88,866,00051
Net interest income$1,634,059,00026
Provision for loan and lease losses$300,456,00015
Total noninterest income$23,832,000296
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$23,832,000223
Total noninterest expense$752,029,00040
Salaries and employee benefits$62,345,000155
Premises and equipment expense$2,428,000773
Additional noninterest expense$687,256,00030
Pre-tax net operating income$605,406,00036
Securities gains (losses)$03,031
Applicable income taxes$231,934,00033
Income before extraordinary items$373,472,00038
Extraordinary gains, net$021
Net income$373,472,00038
Minority interest net income$078
Net income of bank and minority interests.$373,472,00038
Net charge-offs$266,178,00017
Cash dividends$125,000,00045
Sale, conversion, retirement of capital stock, net$5,691,00052
Net operating income$373,472,00037
2015-06-30 (YTD Data)Rank
Total interest income$1,120,653,00028
Total interest expense$59,263,00051
Net interest income$1,061,390,00026
Provision for loan and lease losses$190,187,00016
Total noninterest income$20,252,000255
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$20,252,000185
Total noninterest expense$495,945,00040
Salaries and employee benefits$41,132,000156
Premises and equipment expense$1,411,000879
Additional noninterest expense$453,402,00028
Pre-tax net operating income$395,510,00036
Securities gains (losses)$02,636
Applicable income taxes$150,000,00034
Income before extraordinary items$245,510,00038
Extraordinary gains, net$022
Net income$245,510,00038
Minority interest net income$075
Net income of bank and minority interests.$245,510,00038
Net charge-offs$179,201,00016
Cash dividends$125,000,00036
Sale, conversion, retirement of capital stock, net$4,410,00052
Net operating income$245,510,00037
2015-03-31 (YTD Data)Rank
Total interest income$561,670,00028
Total interest expense$29,389,00052
Net interest income$532,281,00026
Provision for loan and lease losses$84,543,00016
Total noninterest income$14,922,000186
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$14,922,000137
Total noninterest expense$243,806,00042
Salaries and employee benefits$20,025,000164
Premises and equipment expense$614,000997
Additional noninterest expense$223,167,00029
Pre-tax net operating income$218,854,00032
Securities gains (losses)$02,027
Applicable income taxes$81,497,00030
Income before extraordinary items$137,357,00033
Extraordinary gains, net$013
Net income$137,357,00034
Minority interest net income$064
Net income of bank and minority interests.$137,357,00033
Net charge-offs$91,744,00017
Cash dividends$100,000,00026
Sale, conversion, retirement of capital stock, net$3,161,00037
Net operating income$137,357,00033
2014-12-31 (YTD Data)Rank
Total interest income$1,964,354,00032
Total interest expense$108,506,00056
Net interest income$1,855,848,00031
Provision for loan and lease losses$307,193,00017
Total noninterest income$12,342,000554
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$12,342,000382
Total noninterest expense$932,861,00041
Salaries and employee benefits$83,414,000147
Premises and equipment expense$4,605,000540
Additional noninterest expense$844,842,00031
Pre-tax net operating income$628,136,00042
Securities gains (losses)$03,259
Applicable income taxes$238,849,00041
Income before extraordinary items$389,287,00046
Extraordinary gains, net$017
Net income$389,287,00046
Minority interest net income$084
Net income of bank and minority interests.$389,287,00046
Net charge-offs$294,113,00022
Cash dividends$180,000,00046
Sale, conversion, retirement of capital stock, net$6,695,00064
Net operating income$389,287,00046
2014-09-30 (YTD Data)Rank
Total interest income$1,437,583,00033
Total interest expense$80,068,00056
Net interest income$1,357,515,00032
Provision for loan and lease losses$205,951,00022
Total noninterest income$10,297,000510
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$10,297,000352
Total noninterest expense$671,131,00044
Salaries and employee benefits$62,967,000145
Premises and equipment expense$2,693,000683
Additional noninterest expense$605,471,00033
Pre-tax net operating income$490,730,00040
Securities gains (losses)$02,980
Applicable income taxes$189,340,00040
Income before extraordinary items$301,390,00047
Extraordinary gains, net$015
Net income$301,390,00047
Minority interest net income$081
Net income of bank and minority interests.$301,390,00047
Net charge-offs$221,009,00023
Cash dividends$130,000,00043
Sale, conversion, retirement of capital stock, net$5,251,00062
Net operating income$301,390,00046
2014-06-30 (YTD Data)Rank
Total interest income$926,129,00033
Total interest expense$52,984,00056
Net interest income$873,145,00032
Provision for loan and lease losses$114,562,00025
Total noninterest income$5,948,000557
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$5,948,000389
Total noninterest expense$447,186,00044
Salaries and employee benefits$43,526,000141
Premises and equipment expense$1,799,000690
Additional noninterest expense$401,861,00032
Pre-tax net operating income$317,345,00046
Securities gains (losses)$02,580
Applicable income taxes$122,400,00042
Income before extraordinary items$194,945,00047
Extraordinary gains, net$020
Net income$194,945,00047
Minority interest net income$080
Net income of bank and minority interests.$194,945,00047
Net charge-offs$151,451,00022
Cash dividends$130,000,00033
Sale, conversion, retirement of capital stock, net$4,029,00053
Net operating income$194,945,00046
2014-03-31 (YTD Data)Rank
Total interest income$463,456,00033
Total interest expense$26,877,00056
Net interest income$436,579,00032
Provision for loan and lease losses$43,852,00025
Total noninterest income$5,482,000344
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$5,482,000239
Total noninterest expense$220,601,00044
Salaries and employee benefits$21,357,000143
Premises and equipment expense$929,000690
Additional noninterest expense$198,315,00031
Pre-tax net operating income$177,608,00040
Securities gains (losses)$01,715
Applicable income taxes$68,539,00037
Income before extraordinary items$109,069,00044
Extraordinary gains, net$016
Net income$109,069,00044
Minority interest net income$066
Net income of bank and minority interests.$109,069,00044
Net charge-offs$78,926,00022
Cash dividends$75,000,00028
Sale, conversion, retirement of capital stock, net$2,903,00035
Net operating income$109,069,00043
2013-12-31 (YTD Data)Rank
Total interest income$1,724,306,00035
Total interest expense$111,459,00056
Net interest income$1,612,847,00034
Provision for loan and lease losses$282,143,00022
Total noninterest income$6,632,000921
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$6,632,000657
Total noninterest expense$780,258,00049
Salaries and employee benefits$49,122,000234
Premises and equipment expense$2,605,000925
Additional noninterest expense$728,531,00039
Pre-tax net operating income$557,078,00045
Securities gains (losses)$3,0002,899
Applicable income taxes$207,045,00040
Income before extraordinary items$350,036,00047
Extraordinary gains, net$029
Net income$350,036,00047
Minority interest net income$090
Net income of bank and minority interests.$350,036,00047
Net charge-offs$284,307,00026
Cash dividends$300,000,00036
Sale, conversion, retirement of capital stock, net$4,197,00094
Net operating income$350,034,08047
2013-09-30 (YTD Data)Rank
Total interest income$1,281,454,00035
Total interest expense$84,357,00058
Net interest income$1,197,097,00034
Provision for loan and lease losses$173,390,00024
Total noninterest income$7,957,000653
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$7,957,000475
Total noninterest expense$534,986,00054
Salaries and employee benefits$29,275,000293
Premises and equipment expense$1,573,0001,134
Additional noninterest expense$504,138,00040
Pre-tax net operating income$496,678,00037
Securities gains (losses)$3,0002,773
Applicable income taxes$184,610,00034
Income before extraordinary items$312,071,00043
Extraordinary gains, net$025
Net income$312,071,00043
Minority interest net income$084
Net income of bank and minority interests.$312,071,00043
Net charge-offs$199,550,00027
Cash dividends$250,000,00028
Sale, conversion, retirement of capital stock, net$1,836,000114
Net operating income$312,069,08042
2013-06-30 (YTD Data)Rank
Total interest income$834,227,00035
Total interest expense$57,491,00057
Net interest income$776,736,00034
Provision for loan and lease losses$98,478,00026
Total noninterest income$2,177,0001,283
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$2,177,000925
Total noninterest expense$327,452,00057
Salaries and employee benefits$12,547,000449
Premises and equipment expense$871,0001,381
Additional noninterest expense$314,034,00040
Pre-tax net operating income$352,983,00039
Securities gains (losses)$3,0002,553
Applicable income taxes$132,717,00036
Income before extraordinary items$220,269,00044
Extraordinary gains, net$022
Net income$220,269,00044
Minority interest net income$082
Net income of bank and minority interests.$220,269,00044
Net charge-offs$134,431,00027
Cash dividends$150,000,00027
Sale, conversion, retirement of capital stock, net$901,000119
Net operating income$220,267,08042
2013-03-31 (YTD Data)Rank
Total interest income$425,113,00034
Total interest expense$28,771,00057
Net interest income$396,342,00034
Provision for loan and lease losses$52,607,00027
Total noninterest income$1,888,000861
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$1,888,000614
Total noninterest expense$160,435,00056
Salaries and employee benefits$4,400,000626
Premises and equipment expense$398,0001,533
Additional noninterest expense$155,637,00037
Pre-tax net operating income$185,188,00038
Securities gains (losses)$3,0001,729
Applicable income taxes$71,484,00036
Income before extraordinary items$113,707,00044
Extraordinary gains, net$010
Net income$113,707,00044
Minority interest net income$076
Net income of bank and minority interests.$113,707,00044
Net charge-offs$66,133,00030
Cash dividends$75,000,00023
Sale, conversion, retirement of capital stock, net$488,00093
Net operating income$113,705,08040
2012-12-31 (YTD Data)Rank
Total interest income$1,468,337,00037
Total interest expense$110,650,00067
Net interest income$1,357,687,00035
Provision for loan and lease losses$233,151,00034
Total noninterest income$40,087,000257
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$40,087,000187
Total noninterest expense$584,579,00060
Salaries and employee benefits$15,410,000679
Premises and equipment expense$452,0004,054
Additional noninterest expense$568,717,00043
Pre-tax net operating income$580,044,00043
Securities gains (losses)$345,0001,240
Applicable income taxes$197,009,00045
Income before extraordinary items$383,380,00047
Extraordinary gains, net$029
Net income$383,380,00047
Minority interest net income$093
Net income of bank and minority interests.$383,380,00047
Net charge-offs$242,547,00039
Cash dividends$175,000,00048
Sale, conversion, retirement of capital stock, net$2,055,000158
Net operating income$383,152,30046
2012-09-30 (YTD Data)Rank
Total interest income$1,060,720,00038
Total interest expense$82,089,00071
Net interest income$978,631,00036
Provision for loan and lease losses$147,138,00038
Total noninterest income$45,024,000179
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$45,024,000139
Total noninterest expense$411,284,00064
Salaries and employee benefits$11,285,000689
Premises and equipment expense$382,0003,818
Additional noninterest expense$399,617,00045
Pre-tax net operating income$465,233,00042
Securities gains (losses)$-6,0006,839
Applicable income taxes$164,933,00043
Income before extraordinary items$300,294,00046
Extraordinary gains, net$020
Net income$300,294,00046
Minority interest net income$086
Net income of bank and minority interests.$300,294,00046
Net charge-offs$174,155,00040
Cash dividends$125,000,00040
Sale, conversion, retirement of capital stock, net$726,000196
Net operating income$300,297,90045
2012-06-30 (YTD Data)Rank
Total interest income$672,680,00041
Total interest expense$54,248,00073
Net interest income$618,432,00037
Provision for loan and lease losses$79,357,00038
Total noninterest income$39,283,000146
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$39,283,000114
Total noninterest expense$261,970,00065
Salaries and employee benefits$7,248,000708
Premises and equipment expense$251,0003,862
Additional noninterest expense$254,471,00045
Pre-tax net operating income$316,388,00042
Securities gains (losses)$03,178
Applicable income taxes$115,923,00040
Income before extraordinary items$200,465,00046
Extraordinary gains, net$019
Net income$200,465,00045
Minority interest net income$084
Net income of bank and minority interests.$200,465,00045
Net charge-offs$118,642,00038
Cash dividends$100,000,00035
Sale, conversion, retirement of capital stock, net$477,000175
Net operating income$200,465,00044
2012-03-31 (YTD Data)Rank
Total interest income$336,618,00041
Total interest expense$26,003,00073
Net interest income$310,615,00037
Provision for loan and lease losses$38,934,00040
Total noninterest income$24,082,000122
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$24,082,00091
Total noninterest expense$127,989,00067
Salaries and employee benefits$3,674,000708
Premises and equipment expense$107,0004,263
Additional noninterest expense$124,208,00043
Pre-tax net operating income$167,774,00040
Securities gains (losses)$02,210
Applicable income taxes$64,457,00037
Income before extraordinary items$103,317,00042
Extraordinary gains, net$019
Net income$103,317,00042
Minority interest net income$078
Net income of bank and minority interests.$103,317,00043
Net charge-offs$60,616,00038
Cash dividends$50,000,00033
Sale, conversion, retirement of capital stock, net$276,000141
Net operating income$103,317,00040
2011-12-31 (YTD Data)Rank
Total interest income$1,270,332,00043
Total interest expense$131,835,00068
Net interest income$1,138,497,00041
Provision for loan and lease losses$250,271,00037
Total noninterest income$57,819,000164
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$57,819,000134
Total noninterest expense$475,392,00070
Salaries and employee benefits$12,420,000795
Premises and equipment expense$507,0004,002
Additional noninterest expense$462,465,00045
Pre-tax net operating income$470,653,00045
Securities gains (losses)$30,0002,902
Applicable income taxes$172,569,00040
Income before extraordinary items$298,114,00049
Extraordinary gains, net$029
Net income$298,114,00049
Minority interest net income$096
Net income of bank and minority interests.$298,114,00049
Net charge-offs$303,235,00041
Cash dividends$150,000,00038
Sale, conversion, retirement of capital stock, net$3,152,000199
Net operating income$298,094,80045
2011-09-30 (YTD Data)Rank
Total interest income$945,306,00042
Total interest expense$101,708,00068
Net interest income$843,598,00041
Provision for loan and lease losses$162,813,00041
Total noninterest income$51,498,000143
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$51,498,000114
Total noninterest expense$342,753,00070
Salaries and employee benefits$8,842,000841
Premises and equipment expense$503,0003,333
Additional noninterest expense$333,408,00045
Pre-tax net operating income$389,530,00040
Securities gains (losses)$03,555
Applicable income taxes$146,819,00036
Income before extraordinary items$242,711,00045
Extraordinary gains, net$021
Net income$242,711,00045
Minority interest net income$087
Net income of bank and minority interests.$242,711,00045
Net charge-offs$231,196,00041
Cash dividends$100,000,00033
Sale, conversion, retirement of capital stock, net$722,000307
Net operating income$242,711,00042
2011-06-30 (YTD Data)Rank
Total interest income$614,108,00043
Total interest expense$68,398,00072
Net interest income$545,710,00042
Provision for loan and lease losses$103,602,00045
Total noninterest income$34,967,000144
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$34,967,000121
Total noninterest expense$227,254,00072
Salaries and employee benefits$5,625,000883
Premises and equipment expense$375,0003,092
Additional noninterest expense$221,254,00047
Pre-tax net operating income$249,821,00044
Securities gains (losses)$02,914
Applicable income taxes$94,375,00042
Income before extraordinary items$155,446,00051
Extraordinary gains, net$015
Net income$155,446,00051
Minority interest net income$089
Net income of bank and minority interests.$155,446,00051
Net charge-offs$166,879,00043
Cash dividends$50,000,00038
Sale, conversion, retirement of capital stock, net$455,000236
Net operating income$155,446,00045
2011-03-31 (YTD Data)Rank
Total interest income$313,633,00043
Total interest expense$34,518,00072
Net interest income$279,115,00042
Provision for loan and lease losses$54,614,00044
Total noninterest income$21,774,000135
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$21,774,000104
Total noninterest expense$106,546,00074
Salaries and employee benefits$2,618,000954
Premises and equipment expense$201,0002,978
Additional noninterest expense$103,727,00046
Pre-tax net operating income$139,729,00042
Securities gains (losses)$01,772
Applicable income taxes$52,698,00038
Income before extraordinary items$87,031,00050
Extraordinary gains, net$09
Net income$87,031,00050
Minority interest net income$086
Net income of bank and minority interests.$87,031,00050
Net charge-offs$88,321,00041
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$219,000198
Net operating income$87,031,00046
2010-12-31 (YTD Data)Rank
Total interest income$1,191,750,00045
Total interest expense$144,933,00077
Net interest income$1,046,817,00043
Provision for loan and lease losses$345,413,00050
Total noninterest income$88,970,000133
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$88,970,000105
Total noninterest expense$458,542,00069
Salaries and employee benefits$21,093,000468
Premises and equipment expense$213,0006,104
Additional noninterest expense$437,236,00045
Pre-tax net operating income$331,832,00050
Securities gains (losses)$03,793
Applicable income taxes$122,870,00044
Income before extraordinary items$208,962,00054
Extraordinary gains, net$029
Net income$208,962,00054
Minority interest net income$0111
Net income of bank and minority interests.$208,962,00054
Net charge-offs$413,637,00048
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,002,000266
Net operating income$208,962,00055
2010-09-30 (YTD Data)Rank
Total interest income$885,439,00048
Total interest expense$110,008,00078
Net interest income$775,431,00044
Provision for loan and lease losses$242,824,00051
Total noninterest income$70,587,000131
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$70,587,000101
Total noninterest expense$339,628,00072
Salaries and employee benefits$17,662,000411
Premises and equipment expense$170,0006,033
Additional noninterest expense$321,796,00046
Pre-tax net operating income$263,566,00047
Securities gains (losses)$03,651
Applicable income taxes$97,839,00043
Income before extraordinary items$165,727,00052
Extraordinary gains, net$023
Net income$165,727,00052
Minority interest net income$0110
Net income of bank and minority interests.$165,727,00052
Net charge-offs$311,392,00047
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$821,000315
Net operating income$165,727,00048
2010-06-30 (YTD Data)Rank
Total interest income$581,812,00048
Total interest expense$72,272,00081
Net interest income$509,540,00043
Provision for loan and lease losses$165,503,00055
Total noninterest income$51,459,000128
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$51,459,000100
Total noninterest expense$225,069,00071
Salaries and employee benefits$11,875,000399
Premises and equipment expense$132,0005,782
Additional noninterest expense$213,062,00047
Pre-tax net operating income$170,427,00046
Securities gains (losses)$03,184
Applicable income taxes$63,582,00044
Income before extraordinary items$106,845,00051
Extraordinary gains, net$019
Net income$106,845,00050
Minority interest net income$0105
Net income of bank and minority interests.$106,845,00052
Net charge-offs$217,984,00045
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$600,000245
Net operating income$106,845,00048
2010-03-31 (YTD Data)Rank
Total interest income$285,667,00048
Total interest expense$36,689,00082
Net interest income$248,978,00045
Provision for loan and lease losses$81,438,00061
Total noninterest income$30,529,000113
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$30,529,00091
Total noninterest expense$107,305,00070
Salaries and employee benefits$5,820,000414
Premises and equipment expense$171,0003,523
Additional noninterest expense$101,314,00048
Pre-tax net operating income$90,764,00041
Securities gains (losses)$02,284
Applicable income taxes$34,291,00036
Income before extraordinary items$56,473,00043
Extraordinary gains, net$016
Net income$56,473,00045
Minority interest net income$091
Net income of bank and minority interests.$56,473,00045
Net charge-offs$113,949,00049
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$308,000191
Net operating income$56,473,00043
2009-12-31 (YTD Data)Rank
Total interest income$80,366,000417
Total interest expense$21,974,000510
Net interest income$58,392,000373
Provision for loan and lease losses$37,202,000313
Total noninterest income$637,431,00041
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$637,431,00034
Total noninterest expense$444,946,00073
Salaries and employee benefits$18,946,000510
Premises and equipment expense$248,0006,080
Additional noninterest expense$425,752,00050
Pre-tax net operating income$213,675,00048
Securities gains (losses)$03,754
Applicable income taxes$64,102,00049
Income before extraordinary items$149,573,00046
Extraordinary gains, net$034
Net income$149,573,00043
Minority interest net income$0115
Net income of bank and minority interests.$149,573,00043
Net charge-offs$29,112,000302
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,282,000397
Net operating income$149,573,00049
2009-09-30 (YTD Data)Rank
Total interest income$57,515,000451
Total interest expense$15,265,000594
Net interest income$42,250,000399
Provision for loan and lease losses$26,973,000322
Total noninterest income$446,290,00046
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$446,290,00037
Total noninterest expense$316,038,00077
Salaries and employee benefits$13,692,000544
Premises and equipment expense$193,0006,048
Additional noninterest expense$302,153,00057
Pre-tax net operating income$145,529,00055
Securities gains (losses)$03,497
Applicable income taxes$46,539,00058
Income before extraordinary items$98,990,00056
Extraordinary gains, net$027
Net income$98,990,00056
Minority interest net income$0118
Net income of bank and minority interests.$98,990,00056
Net charge-offs$21,537,000283
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,160,000333
Net operating income$98,990,00054
2009-06-30 (YTD Data)Rank
Total interest income$36,573,000485
Total interest expense$10,146,000638
Net interest income$26,427,000418
Provision for loan and lease losses$14,868,000363
Total noninterest income$301,412,00046
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$301,412,00037
Total noninterest expense$210,215,00081
Salaries and employee benefits$8,753,000565
Premises and equipment expense$132,0006,033
Additional noninterest expense$201,330,00060
Pre-tax net operating income$102,756,00050
Securities gains (losses)$03,136
Applicable income taxes$38,962,00046
Income before extraordinary items$63,794,00054
Extraordinary gains, net$021
Net income$63,794,00054
Minority interest net income$0112
Net income of bank and minority interests.$63,794,00054
Net charge-offs$14,862,000289
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$883,000298
Net operating income$63,794,00053
2009-03-31 (YTD Data)Rank
Total interest income$19,009,000467
Total interest expense$4,713,000708
Net interest income$14,296,000386
Provision for loan and lease losses$7,727,000312
Total noninterest income$164,259,00044
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$164,259,00034
Total noninterest expense$100,620,00082
Salaries and employee benefits$4,616,000549
Premises and equipment expense$61,0006,267
Additional noninterest expense$95,943,00060
Pre-tax net operating income$70,208,00039
Securities gains (losses)$02,434
Applicable income taxes$26,482,00034
Income before extraordinary items$43,726,00045
Extraordinary gains, net$015
Net income$43,726,00045
Minority interest net income$0102
Net income of bank and minority interests.$43,726,00046
Net charge-offs$6,536,000265
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$611,000190
Net operating income$43,726,00043
2008-12-31 (YTD Data)Rank
Total interest income$87,653,000447
Total interest expense$10,830,0001,498
Net interest income$76,823,000306
Provision for loan and lease losses$40,737,000223
Total noninterest income$675,765,00037
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$675,765,00029
Total noninterest expense$399,160,00079
Salaries and employee benefits$19,933,000487
Premises and equipment expense$325,0005,600
Additional noninterest expense$378,902,00058
Pre-tax net operating income$312,691,00032
Securities gains (losses)$03,220
Applicable income taxes$119,419,00034
Income before extraordinary items$193,272,00035
Extraordinary gains, net$2,504,0005
Net income$195,776,00035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,809,000147
Cash dividends$180,000,00028
Sale, conversion, retirement of capital stock, net$2,729,000285
Net operating income$193,272,00035
2008-09-30 (YTD Data)Rank
Total interest income$58,142,000511
Total interest expense$6,247,0001,975
Net interest income$51,895,000343
Provision for loan and lease losses$24,491,000212
Total noninterest income$520,776,00041
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$520,776,00032
Total noninterest expense$294,908,00084
Salaries and employee benefits$14,831,000507
Premises and equipment expense$303,0005,087
Additional noninterest expense$279,774,00056
Pre-tax net operating income$253,272,00038
Securities gains (losses)$03,106
Applicable income taxes$95,192,00039
Income before extraordinary items$158,080,00043
Extraordinary gains, net$2,402,0005
Net income$160,482,00042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,691,000140
Cash dividends$155,000,00031
Sale, conversion, retirement of capital stock, net$1,159,000282
Net operating income$158,080,00044
2008-06-30 (YTD Data)Rank
Total interest income$39,254,000511
Total interest expense$4,905,0001,801
Net interest income$34,349,000349
Provision for loan and lease losses$12,640,000220
Total noninterest income$359,121,00042
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$359,121,00032
Total noninterest expense$196,216,00082
Salaries and employee benefits$9,758,000509
Premises and equipment expense$197,0005,192
Additional noninterest expense$186,261,00059
Pre-tax net operating income$184,614,00043
Securities gains (losses)$03,233
Applicable income taxes$69,444,00042
Income before extraordinary items$115,170,00045
Extraordinary gains, net$2,192,0004
Net income$117,362,00044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,847,000133
Cash dividends$110,000,00028
Sale, conversion, retirement of capital stock, net$687,000234
Net operating income$115,170,00045
2008-03-31 (YTD Data)Rank
Total interest income$22,450,000470
Total interest expense$2,879,0001,627
Net interest income$19,571,000317
Provision for loan and lease losses$9,369,000163
Total noninterest income$189,649,00042
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$189,649,00034
Total noninterest expense$98,063,00083
Salaries and employee benefits$4,943,000508
Premises and equipment expense$113,0004,801
Additional noninterest expense$93,007,00059
Pre-tax net operating income$101,788,00044
Securities gains (losses)$02,688
Applicable income taxes$38,233,00037
Income before extraordinary items$63,555,00050
Extraordinary gains, net$015
Net income$63,555,00050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,132,000118
Cash dividends$55,000,00030
Sale, conversion, retirement of capital stock, net$335,000164
Net operating income$63,555,00048
2007-12-31 (YTD Data)Rank
Total interest income$81,869,000530
Total interest expense$9,280,0002,063
Net interest income$72,589,000343
Provision for loan and lease losses$27,404,000126
Total noninterest income$744,910,00037
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$744,910,00030
Total noninterest expense$407,352,00075
Salaries and employee benefits$18,529,000528
Premises and equipment expense$424,0004,849
Additional noninterest expense$388,399,00054
Pre-tax net operating income$382,743,00047
Securities gains (losses)$02,146
Applicable income taxes$143,575,00046
Income before extraordinary items$239,168,00051
Extraordinary gains, net$039
Net income$239,168,00051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,037,000103
Cash dividends$200,000,00051
Sale, conversion, retirement of capital stock, net$1,031,000427
Net operating income$239,168,00050
2007-09-30 (YTD Data)Rank
Total interest income$49,837,000633
Total interest expense$5,858,0002,360
Net interest income$43,979,000409
Provision for loan and lease losses$14,297,000124
Total noninterest income$577,962,00038
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$577,962,00031
Total noninterest expense$299,562,00077
Salaries and employee benefits$13,806,000534
Premises and equipment expense$228,0005,748
Additional noninterest expense$285,528,00052
Pre-tax net operating income$308,082,00053
Securities gains (losses)$01,655
Applicable income taxes$115,661,00050
Income before extraordinary items$192,421,00055
Extraordinary gains, net$033
Net income$192,421,00055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,385,00099
Cash dividends$150,000,00053
Sale, conversion, retirement of capital stock, net$783,000350
Net operating income$192,421,00056
2007-06-30 (YTD Data)Rank
Total interest income$35,554,000601
Total interest expense$3,600,0002,560
Net interest income$31,954,000391
Provision for loan and lease losses$5,965,000154
Total noninterest income$383,178,00038
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$383,178,00031
Total noninterest expense$198,539,00085
Salaries and employee benefits$8,832,000569
Premises and equipment expense$250,0004,389
Additional noninterest expense$189,457,00053
Pre-tax net operating income$210,628,00056
Securities gains (losses)$01,444
Applicable income taxes$78,210,00055
Income before extraordinary items$132,418,00062
Extraordinary gains, net$029
Net income$132,418,00062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,430,000100
Cash dividends$100,000,00059
Sale, conversion, retirement of capital stock, net$527,000289
Net operating income$132,418,00062
2007-03-31 (YTD Data)Rank
Total interest income$18,133,000582
Total interest expense$1,947,0002,366
Net interest income$16,186,000386
Provision for loan and lease losses$1,276,000242
Total noninterest income$195,378,00037
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$195,378,00029
Total noninterest expense$98,682,00085
Salaries and employee benefits$4,341,000581
Premises and equipment expense$102,0004,980
Additional noninterest expense$94,239,00050
Pre-tax net operating income$111,606,00050
Securities gains (losses)$01,187
Applicable income taxes$41,400,00051
Income before extraordinary items$70,206,00057
Extraordinary gains, net$022
Net income$70,206,00058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,098,000101
Cash dividends$50,000,00047
Sale, conversion, retirement of capital stock, net$269,000212
Net operating income$70,206,00054
2006-12-31 (YTD Data)Rank
Total interest income$41,380,000940
Total interest expense$5,538,0002,782
Net interest income$35,842,000626
Provision for loan and lease losses$19,625,00090
Total noninterest income$699,124,00043
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$699,124,00033
Total noninterest expense$385,654,00077
Salaries and employee benefits$16,136,000583
Premises and equipment expense$304,0005,719
Additional noninterest expense$369,214,00048
Pre-tax net operating income$329,687,00069
Securities gains (losses)$01,687
Applicable income taxes$118,823,00068
Income before extraordinary items$210,864,00074
Extraordinary gains, net$051
Net income$210,864,00075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,153,000107
Cash dividends$100,000,00079
Sale, conversion, retirement of capital stock, net$1,112,000475
Net operating income$210,864,00070
2006-09-30 (YTD Data)Rank
Total interest income$26,097,0001,138
Total interest expense$4,034,0002,760
Net interest income$22,063,000767
Provision for loan and lease losses$8,680,000123
Total noninterest income$530,575,00048
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$530,575,00036
Total noninterest expense$280,696,00090
Salaries and employee benefits$11,382,000634
Premises and equipment expense$253,0005,442
Additional noninterest expense$269,061,00055
Pre-tax net operating income$263,262,00079
Securities gains (losses)$01,388
Applicable income taxes$94,995,00073
Income before extraordinary items$168,267,00080
Extraordinary gains, net$045
Net income$168,267,00080
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,715,000117
Cash dividends$100,000,00072
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$168,267,00079
2006-06-30 (YTD Data)Rank
Total interest income$22,147,000844
Total interest expense$3,198,0002,305
Net interest income$18,949,000620
Provision for loan and lease losses$3,415,000186
Total noninterest income$351,014,00047
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$351,014,00034
Total noninterest expense$186,296,00092
Salaries and employee benefits$7,761,000634
Premises and equipment expense$170,0005,423
Additional noninterest expense$178,365,00052
Pre-tax net operating income$180,252,00079
Securities gains (losses)$01,185
Applicable income taxes$65,185,00076
Income before extraordinary items$115,067,00081
Extraordinary gains, net$039
Net income$115,067,00081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,063,000109
Cash dividends$100,000,00054
Sale, conversion, retirement of capital stock, net$0887
Net operating income$115,067,00079
2006-03-31 (YTD Data)Rank
Total interest income$10,844,000846
Total interest expense$1,989,0001,833
Net interest income$8,855,000640
Provision for loan and lease losses$3,877,000103
Total noninterest income$187,210,00042
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$187,210,00032
Total noninterest expense$92,011,00091
Salaries and employee benefits$3,984,000617
Premises and equipment expense$89,0005,311
Additional noninterest expense$87,938,00052
Pre-tax net operating income$100,177,00066
Securities gains (losses)$0955
Applicable income taxes$35,999,00068
Income before extraordinary items$64,178,00072
Extraordinary gains, net$021
Net income$64,178,00073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,412,000108
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$64,178,00069
2005-12-31 (YTD Data)Rank
Total interest income$46,963,000687
Total interest expense$2,591,0003,722
Net interest income$44,372,000505
Provision for loan and lease losses$19,649,00095
Total noninterest income$550,247,00054
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$550,247,00041
Total noninterest expense$325,571,00094
Salaries and employee benefits$15,015,000606
Premises and equipment expense$477,0004,314
Additional noninterest expense$310,079,00056
Pre-tax net operating income$249,399,00098
Securities gains (losses)$02,296
Applicable income taxes$89,139,00094
Income before extraordinary items$160,260,000103
Extraordinary gains, net$046
Net income$160,260,000103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,894,000103
Cash dividends$100,000,00083
Sale, conversion, retirement of capital stock, net$0934
Net operating income$160,260,000100
2005-09-30 (YTD Data)Rank
Total interest income$33,017,000709
Total interest expense$1,040,0005,327
Net interest income$31,977,000514
Provision for loan and lease losses$10,872,000108
Total noninterest income$417,406,00054
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$417,406,00040
Total noninterest expense$248,575,00095
Salaries and employee benefits$11,031,000613
Premises and equipment expense$384,0004,087
Additional noninterest expense$237,160,00056
Pre-tax net operating income$189,936,00096
Securities gains (losses)$02,317
Applicable income taxes$67,671,00093
Income before extraordinary items$122,265,000102
Extraordinary gains, net$035
Net income$122,265,000102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,152,000104
Cash dividends$100,000,00066
Sale, conversion, retirement of capital stock, net$0769
Net operating income$122,265,00099
2005-06-30 (YTD Data)Rank
Total interest income$21,024,000725
Total interest expense$453,0006,295
Net interest income$20,571,000527
Provision for loan and lease losses$4,715,000130
Total noninterest income$276,922,00053
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$276,922,00039
Total noninterest expense$164,031,00096
Salaries and employee benefits$7,462,000600
Premises and equipment expense$268,0003,939
Additional noninterest expense$156,301,00055
Pre-tax net operating income$128,747,00094
Securities gains (losses)$02,146
Applicable income taxes$45,869,00097
Income before extraordinary items$82,878,000100
Extraordinary gains, net$030
Net income$82,878,000100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,348,000104
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$82,878,00096
2005-03-31 (YTD Data)Rank
Total interest income$10,834,000696
Total interest expense$391,0004,753
Net interest income$10,443,000513
Provision for loan and lease losses$655,000370
Total noninterest income$149,898,00053
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$149,898,00039
Total noninterest expense$86,646,00093
Salaries and employee benefits$3,639,000612
Premises and equipment expense$166,0003,360
Additional noninterest expense$82,841,00054
Pre-tax net operating income$73,040,00089
Securities gains (losses)$01,685
Applicable income taxes$26,024,00088
Income before extraordinary items$47,016,00093
Extraordinary gains, net$024
Net income$47,016,00093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,890,000103
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$47,016,00089
2004-12-31 (YTD Data)Rank
Total interest income$35,937,000782
Total interest expense$1,754,0004,044
Net interest income$34,183,000588
Provision for loan and lease losses$8,452,000165
Total noninterest income$507,367,00054
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$507,367,00041
Total noninterest expense$333,328,00097
Salaries and employee benefits$13,713,000622
Premises and equipment expense$787,0002,824
Additional noninterest expense$318,827,00057
Pre-tax net operating income$199,770,000106
Securities gains (losses)$03,819
Applicable income taxes$71,139,000107
Income before extraordinary items$128,631,000117
Extraordinary gains, net$034
Net income$128,631,000119
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,428,000126
Cash dividends$100,000,00079
Sale, conversion, retirement of capital stock, net$0872
Net operating income$128,631,000109
2004-09-30 (YTD Data)Rank
Total interest income$23,591,000874
Total interest expense$1,325,0003,991
Net interest income$22,266,000665
Provision for loan and lease losses$-635,0008,978
Total noninterest income$375,689,00054
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$375,689,00043
Total noninterest expense$251,411,000100
Salaries and employee benefits$10,290,000616
Premises and equipment expense$593,0002,811
Additional noninterest expense$240,528,00058
Pre-tax net operating income$147,179,000111
Securities gains (losses)$03,710
Applicable income taxes$52,418,000109
Income before extraordinary items$94,761,000121
Extraordinary gains, net$026
Net income$94,761,000122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,617,000178
Cash dividends$100,000,00065
Sale, conversion, retirement of capital stock, net$0738
Net operating income$94,761,000115
2004-06-30 (YTD Data)Rank
Total interest income$18,035,000761
Total interest expense$1,090,0003,331
Net interest income$16,945,000583
Provision for loan and lease losses$-1,543,0009,052
Total noninterest income$256,646,00058
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$256,646,00046
Total noninterest expense$172,843,00096
Salaries and employee benefits$6,828,000620
Premises and equipment expense$386,0002,870
Additional noninterest expense$165,639,00058
Pre-tax net operating income$102,281,000110
Securities gains (losses)$03,413
Applicable income taxes$36,430,000112
Income before extraordinary items$65,851,000122
Extraordinary gains, net$021
Net income$65,851,000123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,160,000170
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$65,851,000114
2004-03-31 (YTD Data)Rank
Total interest income$12,659,000565
Total interest expense$758,0002,585
Net interest income$11,901,000437
Provision for loan and lease losses$3,294,000138
Total noninterest income$137,419,00055
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$137,419,00043
Total noninterest expense$87,720,00095
Salaries and employee benefits$3,423,000629
Premises and equipment expense$185,0003,008
Additional noninterest expense$84,112,00057
Pre-tax net operating income$58,306,00099
Securities gains (losses)$02,934
Applicable income taxes$20,766,000102
Income before extraordinary items$37,540,000106
Extraordinary gains, net$016
Net income$37,540,000107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,490,000136
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$37,540,000100
2003-12-31 (YTD Data)Rank
Total interest income$30,215,000930
Total interest expense$2,454,0003,380
Net interest income$27,761,000675
Provision for loan and lease losses$19,965,000139
Total noninterest income$442,103,00067
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$442,103,00054
Total noninterest expense$311,904,000110
Salaries and employee benefits$12,003,000712
Premises and equipment expense$798,0002,768
Additional noninterest expense$299,103,00064
Pre-tax net operating income$137,995,000128
Securities gains (losses)$04,500
Applicable income taxes$49,164,000129
Income before extraordinary items$88,831,000139
Extraordinary gains, net$054
Net income$88,831,000140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,019,000128
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$88,831,000132
2003-09-30 (YTD Data)Rank
Total interest income$17,772,0001,233
Total interest expense$1,677,0003,786
Net interest income$16,095,000917
Provision for loan and lease losses$11,191,000162
Total noninterest income$319,111,00068
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$319,111,00055
Total noninterest expense$229,889,000110
Salaries and employee benefits$8,888,000734
Premises and equipment expense$1,004,0001,704
Additional noninterest expense$219,997,00064
Pre-tax net operating income$94,126,000137
Securities gains (losses)$04,204
Applicable income taxes$33,533,000140
Income before extraordinary items$60,593,000150
Extraordinary gains, net$040
Net income$60,593,000150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,171,000159
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$60,593,000137
2003-06-30 (YTD Data)Rank
Total interest income$8,849,0001,657
Total interest expense$1,208,0003,646
Net interest income$7,641,0001,285
Provision for loan and lease losses$4,784,000215
Total noninterest income$210,389,00066
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$210,389,00051
Total noninterest expense$151,795,000109
Salaries and employee benefits$5,652,000770
Premises and equipment expense$397,0002,791
Additional noninterest expense$145,746,00062
Pre-tax net operating income$61,451,000139
Securities gains (losses)$03,782
Applicable income taxes$21,895,000142
Income before extraordinary items$39,556,000150
Extraordinary gains, net$030
Net income$39,556,000150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,219,000211
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$39,556,000141
2003-03-31 (YTD Data)Rank
Total interest income$5,039,0001,472
Total interest expense$642,0003,553
Net interest income$4,397,0001,114
Provision for loan and lease losses$2,710,000202
Total noninterest income$110,295,00063
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$110,295,00048
Total noninterest expense$77,669,000107
Salaries and employee benefits$2,820,000773
Premises and equipment expense$203,0002,727
Additional noninterest expense$74,646,00056
Pre-tax net operating income$34,313,000131
Securities gains (losses)$02,891
Applicable income taxes$12,448,000134
Income before extraordinary items$21,865,000145
Extraordinary gains, net$021
Net income$21,865,000145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,264,000196
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$21,865,000137
2002-12-31 (YTD Data)Rank
Total interest income$17,713,0001,734
Total interest expense$4,139,0002,657
Net interest income$13,574,0001,443
Provision for loan and lease losses$6,572,000319
Total noninterest income$350,358,00072
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$350,358,00055
Total noninterest expense$289,239,000110
Salaries and employee benefits$10,398,000783
Premises and equipment expense$905,0002,395
Additional noninterest expense$277,936,00067
Pre-tax net operating income$68,121,000196
Securities gains (losses)$04,537
Applicable income taxes$24,231,000193
Income before extraordinary items$43,890,000219
Extraordinary gains, net$070
Net income$43,890,000220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,485,000236
Cash dividends$55,000,000128
Sale, conversion, retirement of capital stock, net$0862
Net operating income$43,890,000203
2001-12-31 (YTD Data)Rank
Total interest income$16,067,0002,148
Total interest expense$6,361,0002,516
Net interest income$9,706,0001,838
Provision for loan and lease losses$-8,953,0009,609
Total noninterest income$265,131,00089
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$265,131,00068
Total noninterest expense$243,912,000123
Salaries and employee benefits$9,494,000773
Premises and equipment expense$1,033,0002,066
Additional noninterest expense$233,385,00075
Pre-tax net operating income$39,878,000258
Securities gains (losses)$04,612
Applicable income taxes$14,973,000251
Income before extraordinary items$24,905,000284
Extraordinary gains, net$0105
Net income$24,905,000283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,374,0009,614
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$24,905,000270
2000-12-31 (YTD Data)Rank
Total interest income$21,743,0001,586
Total interest expense$7,015,0002,407
Net interest income$14,728,0001,193
Provision for loan and lease losses$-4,939,0009,896
Total noninterest income$259,324,00091
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$08,617
Trading account gains and fees$0180
Additional Noninterest Income$259,324,00069
Total noninterest expense$219,133,000136
Salaries and employee benefits$8,406,000831
Premises and equipment expense$1,210,0001,725
Additional noninterest expense$209,517,00086
Pre-tax net operating income$59,858,000202
Securities gains (losses)$01,956
Applicable income taxes$22,343,000185
Income before extraordinary items$37,515,000212
Extraordinary gains, net$038
Net income$37,515,000211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,365,0009,903
Cash dividends$30,000,000191
Sale, conversion, retirement of capital stock, net$0969
Net operating income$37,515,000214
1999-12-31 (YTD Data)Rank
Total interest income$28,144,0001,157
Total interest expense$10,423,0001,439
Net interest income$17,721,000996
Provision for loan and lease losses$-3,681,00010,215
Total noninterest income$235,517,00098
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$08,885
Trading account gains and fees$0173
Additional Noninterest Income$235,517,00075
Total noninterest expense$201,558,000143
Salaries and employee benefits$7,832,000876
Premises and equipment expense$1,749,0001,145
Additional noninterest expense$191,977,00083
Pre-tax net operating income$55,361,000228
Securities gains (losses)$03,155
Applicable income taxes$19,541,000236
Income before extraordinary items$35,820,000242
Extraordinary gains, net$035
Net income$35,820,000243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,450,00010,216
Cash dividends$40,000,000166
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$35,820,000236
1998-12-31 (YTD Data)Rank
Total interest income$34,431,000960
Total interest expense$9,087,0001,692
Net interest income$25,344,000701
Provision for loan and lease losses$-4,934,00010,450
Total noninterest income$214,561,000100
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$214,561,00076
Total noninterest expense$179,682,000160
Salaries and employee benefits$6,955,000936
Premises and equipment expense$5,127,000430
Additional noninterest expense$167,600,00098
Pre-tax net operating income$65,157,000201
Securities gains (losses)$04,449
Applicable income taxes$24,121,000204
Income before extraordinary items$41,036,000212
Extraordinary gains, net$032
Net income$41,036,000213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,302,00010,461
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$41,036,000206
1997-12-31 (YTD Data)Rank
Total interest income$34,194,0001,002
Total interest expense$9,712,0001,591
Net interest income$24,482,000745
Provision for loan and lease losses$1,086,000923
Total noninterest income$175,215,00097
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$09,486
Trading account gains and fees$0239
Additional Noninterest Income$175,215,00068
Total noninterest expense$149,820,000172
Salaries and employee benefits$8,999,000767
Premises and equipment expense$1,620,0001,223
Additional noninterest expense$139,201,00099
Pre-tax net operating income$48,791,000236
Securities gains (losses)$03,944
Applicable income taxes$16,103,000254
Income before extraordinary items$32,688,000239
Extraordinary gains, net$044
Net income$32,688,000239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,964,000509
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$32,688,000231
1996-12-31 (YTD Data)Rank
Total interest income$42,319,000833
Total interest expense$12,384,0001,305
Net interest income$29,935,000654
Provision for loan and lease losses$-17,867,00011,446
Total noninterest income$129,533,000122
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$09,915
Trading account gains and fees$0262
Additional Noninterest Income$129,533,00089
Total noninterest expense$142,811,000192
Salaries and employee benefits$48,267,000197
Premises and equipment expense$12,540,000236
Additional noninterest expense$82,004,000169
Pre-tax net operating income$34,524,000317
Securities gains (losses)$04,148
Applicable income taxes$12,013,000322
Income before extraordinary items$22,511,000316
Extraordinary gains, net$053
Net income$22,511,000316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,199,000125
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$22,511,000308
1995-12-31 (YTD Data)Rank
Total interest income$315,659,000197
Total interest expense$68,032,000352
Net interest income$247,627,000129
Provision for loan and lease losses$91,540,00029
Total noninterest income$7,974,000704
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$010,339
Trading account gains and fees$0522
Additional Noninterest Income$7,974,000500
Total noninterest expense$119,152,000215
Salaries and employee benefits$44,354,000215
Premises and equipment expense$11,317,000263
Additional noninterest expense$63,481,000205
Pre-tax net operating income$44,909,000281
Securities gains (losses)$03,831
Applicable income taxes$15,662,000271
Income before extraordinary items$29,247,000280
Extraordinary gains, net$065
Net income$29,247,000279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,084,00033
Cash dividends$15,000,000310
Sale, conversion, retirement of capital stock, net$0809
Net operating income$29,247,000277
1994-12-31 (YTD Data)Rank
Total interest income$277,143,000195
Total interest expense$52,488,000359
Net interest income$224,655,000134
Provision for loan and lease losses$67,463,00037
Total noninterest income$6,006,000815
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$010,872
Trading account gains and fees$0475
Additional Noninterest Income$6,006,000575
Total noninterest expense$111,170,000222
Salaries and employee benefits$40,272,000229
Premises and equipment expense$11,292,000265
Additional noninterest expense$59,606,000203
Pre-tax net operating income$52,028,000242
Securities gains (losses)$03,600
Applicable income taxes$17,690,000230
Income before extraordinary items$34,338,000236
Extraordinary gains, net$0249
Net income$34,338,000234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,918,00046
Cash dividends$20,000,000216
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$34,338,000237
1993-12-31 (YTD Data)Rank
Total interest income$192,142,000241
Total interest expense$33,647,000486
Net interest income$158,495,000178
Provision for loan and lease losses$49,121,00073
Total noninterest income$34,256,000271
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$011,351
Trading account gains and fees$0532
Additional Noninterest Income$34,256,000179
Total noninterest expense$93,734,000253
Salaries and employee benefits$32,284,000275
Premises and equipment expense$10,891,000272
Additional noninterest expense$50,559,000240
Pre-tax net operating income$49,896,000211
Securities gains (losses)$07,477
Applicable income taxes$16,964,000209
Income before extraordinary items$32,932,000222
Extraordinary gains, net$03,149
Net income$32,932,000232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,275,000102
Cash dividends$20,000,000172
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$32,932,000211
1992-12-31 (YTD Data)Rank
Total interest income$156,575,000314
Total interest expense$32,220,000628
Net interest income$124,355,000213
Provision for loan and lease losses$41,855,000121
Total noninterest income$29,603,000303
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$011,764
Trading account gains and fees$0504
Additional Noninterest Income$29,603,000203
Total noninterest expense$72,408,000306
Salaries and employee benefits$26,850,000305
Premises and equipment expense$11,788,000257
Additional noninterest expense$33,770,000311
Pre-tax net operating income$39,695,000198
Securities gains (losses)$08,369
Applicable income taxes$13,496,000205
Income before extraordinary items$26,199,000226
Extraordinary gains, net$01,422
Net income$26,199,000227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,083,000118
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$26,199,000197

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.