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Columbia Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0328%1,641
Percentage Net Loans Charged-off: Total real estate loans0.0091%803
Percentage Net Loans Charged-off:Construction & development-0.0005%4,161
Percentage Net Loans Charged-off: Commercial real estate0.0058%470
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0164%469
Percentage Net Loans Charged-off: Home equity loans0.0029%239
All other 1-4 family - Percent of loans charged-off, net0.0169%444
Percentage Net Loans Charged-off: Commercial and industrial0.3410%709
Percentage Net Loans Charged-off: Loans to individuals2.3361%303
Percentage Net Loans Charged-off: Credit card loans7.4859%91
Percentage Net Loans Charged-off: Other loans to individual-2.5119%4,595
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0408%1,306
Percentage Net Loans Charged-off: Total real estate loans0.0085%671
Percentage Net Loans Charged-off:Construction & development-0.0007%4,219
Percentage Net Loans Charged-off: Commercial real estate0.0089%363
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0129%430
Percentage Net Loans Charged-off: Home equity loans0.0038%194
All other 1-4 family - Percent of loans charged-off, net0.0132%400
Percentage Net Loans Charged-off: Commercial and industrial0.4699%464
Percentage Net Loans Charged-off: Loans to individuals1.7264%344
Percentage Net Loans Charged-off: Credit card loans7.4867%38
Percentage Net Loans Charged-off: Other loans to individual-3.2042%4,626
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0159%1,605
Percentage Net Loans Charged-off: Total real estate loans0.0081%543
Percentage Net Loans Charged-off:Construction & development-0.0006%4,285
Percentage Net Loans Charged-off: Commercial real estate0.0134%261
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0086%404
Percentage Net Loans Charged-off: Home equity loans0.0057%153
All other 1-4 family - Percent of loans charged-off, net0.0087%365
Percentage Net Loans Charged-off: Commercial and industrial0.1133%773
Percentage Net Loans Charged-off: Loans to individuals1.8958%311
Percentage Net Loans Charged-off: Credit card loans10.3590%28
Percentage Net Loans Charged-off: Other loans to individual-4.4118%4,652
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0056%1,761
Percentage Net Loans Charged-off: Total real estate loans0.0128%340
Percentage Net Loans Charged-off:Construction & development-0.0011%4,403
Percentage Net Loans Charged-off: Commercial real estate0.0153%155
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0175%248
Percentage Net Loans Charged-off: Home equity loans0.0114%88
All other 1-4 family - Percent of loans charged-off, net0.0178%226
Percentage Net Loans Charged-off: Commercial and industrial-0.0830%4,235
Percentage Net Loans Charged-off: Loans to individuals-1.8657%4,649
Percentage Net Loans Charged-off: Credit card loans7.8501%46
Percentage Net Loans Charged-off: Other loans to individual-7.6575%4,684
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0007%2,572
Percentage Net Loans Charged-off: Total real estate loans0.0004%1,025
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0010%781
Percentage Net Loans Charged-off: Home equity loans0.0267%150
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial-0.0038%3,449
Percentage Net Loans Charged-off: Loans to individuals1.4299%349
Percentage Net Loans Charged-off: Credit card loans2.8134%122
Percentage Net Loans Charged-off: Other loans to individual0.3947%1,110
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0002%3,114
Percentage Net Loans Charged-off: Total real estate loans0.0009%800
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0020%612
Percentage Net Loans Charged-off: Home equity loans0.0360%108
All other 1-4 family - Percent of loans charged-off, net0.0007%612
Percentage Net Loans Charged-off: Commercial and industrial-0.0211%3,694
Percentage Net Loans Charged-off: Loans to individuals1.2386%371
Percentage Net Loans Charged-off: Credit card loans2.2086%149
Percentage Net Loans Charged-off: Other loans to individual0.3275%1,138
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0068%3,447
Percentage Net Loans Charged-off: Total real estate loans-0.0077%3,654
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0179%3,928
Percentage Net Loans Charged-off: Home equity loans0.0553%81
All other 1-4 family - Percent of loans charged-off, net-0.0208%4,016
Percentage Net Loans Charged-off: Commercial and industrial0.0004%924
Percentage Net Loans Charged-off: Loans to individuals0.8254%581
Percentage Net Loans Charged-off: Credit card loans1.1230%256
Percentage Net Loans Charged-off: Other loans to individual0.5101%800
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0070%3,466
Percentage Net Loans Charged-off: Total real estate loans-0.0080%3,814
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0189%4,045
Percentage Net Loans Charged-off: Home equity loans0.1133%46
All other 1-4 family - Percent of loans charged-off, net-0.0243%4,135
Percentage Net Loans Charged-off: Commercial and industrial0.0017%634
Percentage Net Loans Charged-off: Loans to individuals0.6190%735
Percentage Net Loans Charged-off: Credit card loans0.2596%317
Percentage Net Loans Charged-off: Other loans to individual1.1494%388
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0331%1,572
Percentage Net Loans Charged-off: Total real estate loans0.0086%1,081
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0267%4,321
Percentage Net Loans Charged-off: Multi-family residential0.0088%78
Percentage Net Loans Charged-off: 1-4 family residential0.0400%479
Percentage Net Loans Charged-off: Home equity loans0.1341%101
All other 1-4 family - Percent of loans charged-off, net0.0355%517
Percentage Net Loans Charged-off: Commercial and industrial0.2635%603
Percentage Net Loans Charged-off: Loans to individuals0.3322%1,190
Percentage Net Loans Charged-off: Credit card loans0.0000%485
Percentage Net Loans Charged-off: Other loans to individual0.6387%612
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0389%1,310
Percentage Net Loans Charged-off: Total real estate loans0.0044%1,070
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0451%4,470
Percentage Net Loans Charged-off: Multi-family residential0.0119%60
Percentage Net Loans Charged-off: 1-4 family residential0.0449%426
Percentage Net Loans Charged-off: Home equity loans0.1750%82
All other 1-4 family - Percent of loans charged-off, net0.0386%445
Percentage Net Loans Charged-off: Commercial and industrial0.3425%431
Percentage Net Loans Charged-off: Loans to individuals0.3144%1,088
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual0.4988%675
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0565%1,055
Percentage Net Loans Charged-off: Total real estate loans0.0058%938
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0683%4,606
Percentage Net Loans Charged-off: Multi-family residential0.0676%28
Percentage Net Loans Charged-off: 1-4 family residential0.0465%394
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0488%381
Percentage Net Loans Charged-off: Commercial and industrial0.4626%304
Percentage Net Loans Charged-off: Loans to individuals0.2205%1,235
Percentage Net Loans Charged-off: Credit card loans0.0000%423
Percentage Net Loans Charged-off: Other loans to individual0.3259%905
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0962%704
Percentage Net Loans Charged-off: Total real estate loans0.0309%467
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0323%264
Percentage Net Loans Charged-off: Multi-family residential0.0015%28
Percentage Net Loans Charged-off: 1-4 family residential0.0447%314
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0469%298
Percentage Net Loans Charged-off: Commercial and industrial0.5455%239
Percentage Net Loans Charged-off: Loans to individuals0.5874%713
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.6226%613
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0863%1,599
Percentage Net Loans Charged-off: Total real estate loans0.0297%1,229
Percentage Net Loans Charged-off:Construction & development-0.0003%4,026
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,184
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0671%674
Percentage Net Loans Charged-off: Home equity loans0.0453%279
All other 1-4 family - Percent of loans charged-off, net0.0682%651
Percentage Net Loans Charged-off: Commercial and industrial0.5417%645
Percentage Net Loans Charged-off: Loans to individuals0.2389%1,921
Percentage Net Loans Charged-off: Credit card loans0.0000%560
Percentage Net Loans Charged-off: Other loans to individual0.2399%1,785
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0708%1,609
Percentage Net Loans Charged-off: Total real estate loans0.0090%1,442
Percentage Net Loans Charged-off:Construction & development-0.0004%4,071
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,202
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0207%966
Percentage Net Loans Charged-off: Home equity loans0.0316%271
All other 1-4 family - Percent of loans charged-off, net0.0202%922
Percentage Net Loans Charged-off: Commercial and industrial0.5821%533
Percentage Net Loans Charged-off: Loans to individuals0.1554%2,127
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1554%2,003
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0942%1,320
Percentage Net Loans Charged-off: Total real estate loans0.0079%1,258
Percentage Net Loans Charged-off:Construction & development-0.0006%4,124
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,279
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0186%906
Percentage Net Loans Charged-off: Home equity loans0.0463%217
All other 1-4 family - Percent of loans charged-off, net0.0171%865
Percentage Net Loans Charged-off: Commercial and industrial0.8858%382
Percentage Net Loans Charged-off: Loans to individuals0.2253%1,878
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2253%1,752
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0050%2,398
Percentage Net Loans Charged-off: Total real estate loans0.0059%981
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,368
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0147%742
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0156%677
Percentage Net Loans Charged-off: Commercial and industrial-0.0065%3,703
Percentage Net Loans Charged-off: Loans to individuals0.2147%1,817
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2147%1,702
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0917%1,812
Percentage Net Loans Charged-off: Total real estate loans0.0257%1,493
Percentage Net Loans Charged-off:Construction & development-0.0004%4,132
Percentage Net Loans Charged-off: Commercial real estate0.0061%1,025
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0505%1,020
Percentage Net Loans Charged-off: Home equity loans-0.0046%3,416
All other 1-4 family - Percent of loans charged-off, net0.0538%942
Percentage Net Loans Charged-off: Commercial and industrial0.9449%528
Percentage Net Loans Charged-off: Loans to individuals0.1424%2,686
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1424%2,562
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0373%2,344
Percentage Net Loans Charged-off: Total real estate loans0.0222%1,322
Percentage Net Loans Charged-off:Construction & development-0.0005%4,193
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0463%912
Percentage Net Loans Charged-off: Home equity loans-0.0062%3,465
All other 1-4 family - Percent of loans charged-off, net0.0495%855
Percentage Net Loans Charged-off: Commercial and industrial0.2384%1,087
Percentage Net Loans Charged-off: Loans to individuals0.1056%2,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1056%2,576
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%2,484
Percentage Net Loans Charged-off: Total real estate loans0.0249%1,088
Percentage Net Loans Charged-off:Construction & development-0.0007%4,261
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0516%760
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0547%705
Percentage Net Loans Charged-off: Commercial and industrial-0.0561%4,344
Percentage Net Loans Charged-off: Loans to individuals0.1789%2,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1789%2,053
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0006%2,737
Percentage Net Loans Charged-off: Total real estate loans0.0044%1,163
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0090%896
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0095%835
Percentage Net Loans Charged-off: Commercial and industrial-0.0520%4,354
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,284
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0532%2,392
Percentage Net Loans Charged-off: Total real estate loans0.0124%1,924
Percentage Net Loans Charged-off:Construction & development-0.0012%4,202
Percentage Net Loans Charged-off: Commercial real estate0.0098%1,013
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0191%1,664
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0204%1,577
Percentage Net Loans Charged-off: Commercial and industrial0.6579%675
Percentage Net Loans Charged-off: Loans to individuals0.4091%1,756
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4091%1,661
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%2,760
Percentage Net Loans Charged-off: Total real estate loans0.0109%1,661
Percentage Net Loans Charged-off:Construction & development-0.0016%4,265
Percentage Net Loans Charged-off: Commercial real estate0.0132%763
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0140%1,536
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0150%1,447
Percentage Net Loans Charged-off: Commercial and industrial0.1451%1,243
Percentage Net Loans Charged-off: Loans to individuals0.3197%1,862
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3197%1,750
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0024%3,118
Percentage Net Loans Charged-off: Total real estate loans-0.0041%4,062
Percentage Net Loans Charged-off:Construction & development-0.0025%4,358
Percentage Net Loans Charged-off: Commercial real estate0.0202%551
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0197%4,620
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0211%4,683
Percentage Net Loans Charged-off: Commercial and industrial0.0984%1,181
Percentage Net Loans Charged-off: Loans to individuals0.3064%1,777
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3064%1,677
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0202%2,095
Percentage Net Loans Charged-off: Total real estate loans0.0053%1,180
Percentage Net Loans Charged-off:Construction & development-0.0051%4,499
Percentage Net Loans Charged-off: Commercial real estate0.0409%331
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0131%4,566
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0141%4,635
Percentage Net Loans Charged-off: Commercial and industrial0.2484%645
Percentage Net Loans Charged-off: Loans to individuals-0.2991%5,049
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2991%5,010
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0810%2,296
Percentage Net Loans Charged-off: Total real estate loans0.0794%1,146
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0815%781
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.1059%1,037
Percentage Net Loans Charged-off: Home equity loans0.0780%471
All other 1-4 family - Percent of loans charged-off, net0.1082%996
Percentage Net Loans Charged-off: Commercial and industrial0.1031%1,836
Percentage Net Loans Charged-off: Loans to individuals1.1409%759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1409%685
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1135%1,657
Percentage Net Loans Charged-off: Total real estate loans0.1058%781
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.1087%536
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1401%765
Percentage Net Loans Charged-off: Home equity loans0.1035%370
All other 1-4 family - Percent of loans charged-off, net0.1430%745
Percentage Net Loans Charged-off: Commercial and industrial0.2414%1,122
Percentage Net Loans Charged-off: Loans to individuals1.1478%690
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1478%610
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0252%2,709
Percentage Net Loans Charged-off: Total real estate loans0.0261%1,471
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0336%648
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0306%1,439
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0330%1,350
Percentage Net Loans Charged-off: Commercial and industrial-0.0009%3,930
Percentage Net Loans Charged-off: Loans to individuals1.2541%610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2541%538
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0302%2,158
Percentage Net Loans Charged-off: Total real estate loans0.0392%1,027
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0559%372
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0426%1,030
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0461%936
Percentage Net Loans Charged-off: Commercial and industrial-0.1466%5,027
Percentage Net Loans Charged-off: Loans to individuals0.4872%1,452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4872%1,323
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1291%1,949
Percentage Net Loans Charged-off: Total real estate loans0.1361%1,001
Percentage Net Loans Charged-off:Construction & development0.1167%385
Percentage Net Loans Charged-off: Commercial real estate0.0791%920
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1979%790
Percentage Net Loans Charged-off: Home equity loans0.1142%533
All other 1-4 family - Percent of loans charged-off, net0.2044%765
Percentage Net Loans Charged-off: Commercial and industrial-0.0189%4,483
Percentage Net Loans Charged-off: Loans to individuals0.6837%1,422
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6837%1,303
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1735%1,326
Percentage Net Loans Charged-off: Total real estate loans0.1833%646
Percentage Net Loans Charged-off:Construction & development0.1578%296
Percentage Net Loans Charged-off: Commercial real estate0.1076%643
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.2640%529
Percentage Net Loans Charged-off: Home equity loans0.1538%405
All other 1-4 family - Percent of loans charged-off, net0.2725%520
Percentage Net Loans Charged-off: Commercial and industrial-0.0284%4,499
Percentage Net Loans Charged-off: Loans to individuals0.4650%1,652
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4650%1,529
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1765%1,284
Percentage Net Loans Charged-off: Total real estate loans0.2007%609
Percentage Net Loans Charged-off:Construction & development0.2575%222
Percentage Net Loans Charged-off: Commercial real estate0.0151%864
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.3356%443
Percentage Net Loans Charged-off: Home equity loans0.1184%404
All other 1-4 family - Percent of loans charged-off, net0.3523%418
Percentage Net Loans Charged-off: Commercial and industrial-0.3118%5,443
Percentage Net Loans Charged-off: Loans to individuals0.7566%1,066
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7566%970
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0706%1,776
Percentage Net Loans Charged-off: Total real estate loans0.1030%830
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0110%570
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1799%670
Percentage Net Loans Charged-off: Home equity loans0.1816%275
All other 1-4 family - Percent of loans charged-off, net0.1798%640
Percentage Net Loans Charged-off: Commercial and industrial-0.5658%5,642
Percentage Net Loans Charged-off: Loans to individuals0.1947%2,013
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1947%1,863
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1432%1,919
Percentage Net Loans Charged-off: Total real estate loans0.1518%1,190
Percentage Net Loans Charged-off:Construction & development-0.5608%5,387
Percentage Net Loans Charged-off: Commercial real estate0.0300%1,376
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.2844%761
Percentage Net Loans Charged-off: Home equity loans0.1740%549
All other 1-4 family - Percent of loans charged-off, net0.2922%742
Percentage Net Loans Charged-off: Commercial and industrial-0.0717%4,965
Percentage Net Loans Charged-off: Loans to individuals0.1745%2,809
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1745%2,661
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1779%1,410
Percentage Net Loans Charged-off: Total real estate loans0.1919%889
Percentage Net Loans Charged-off:Construction & development-0.8239%5,523
Percentage Net Loans Charged-off: Commercial real estate0.0401%1,111
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.3615%544
Percentage Net Loans Charged-off: Home equity loans0.2017%462
All other 1-4 family - Percent of loans charged-off, net0.3727%525
Percentage Net Loans Charged-off: Commercial and industrial-0.1901%5,389
Percentage Net Loans Charged-off: Loans to individuals-0.0578%5,226
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0578%5,158
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1886%1,327
Percentage Net Loans Charged-off: Total real estate loans0.2107%845
Percentage Net Loans Charged-off:Construction & development-1.2543%5,620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.4348%477
Percentage Net Loans Charged-off: Home equity loans0.3095%354
All other 1-4 family - Percent of loans charged-off, net0.4433%470
Percentage Net Loans Charged-off: Commercial and industrial-0.4113%5,715
Percentage Net Loans Charged-off: Loans to individuals-0.0800%5,205
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0800%5,148
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0348%5,334
Percentage Net Loans Charged-off: Total real estate loans-0.0405%5,596
Percentage Net Loans Charged-off:Construction & development-2.8946%5,717
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0979%1,219
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.1043%1,135
Percentage Net Loans Charged-off: Commercial and industrial0.1258%876
Percentage Net Loans Charged-off: Loans to individuals-0.1818%5,415
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1818%5,362
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3618%1,204
Percentage Net Loans Charged-off: Total real estate loans0.3574%877
Percentage Net Loans Charged-off:Construction & development0.3340%687
Percentage Net Loans Charged-off: Commercial real estate0.0127%2,075
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.5618%575
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.5950%540
Percentage Net Loans Charged-off: Commercial and industrial0.4881%1,220
Percentage Net Loans Charged-off: Loans to individuals0.2651%2,569
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2651%2,417
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4469%882
Percentage Net Loans Charged-off: Total real estate loans0.4562%646
Percentage Net Loans Charged-off:Construction & development0.5517%502
Percentage Net Loans Charged-off: Commercial real estate0.0173%1,730
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.7048%424
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.7455%390
Percentage Net Loans Charged-off: Commercial and industrial0.1901%1,604
Percentage Net Loans Charged-off: Loans to individuals0.3737%1,988
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3737%1,836
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6256%621
Percentage Net Loans Charged-off: Total real estate loans0.6442%458
Percentage Net Loans Charged-off:Construction & development-0.0337%5,226
Percentage Net Loans Charged-off: Commercial real estate-0.0121%5,638
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential1.0571%283
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net1.1169%276
Percentage Net Loans Charged-off: Commercial and industrial0.1201%1,553
Percentage Net Loans Charged-off: Loans to individuals0.6143%1,316
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6143%1,200
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9714%349
Percentage Net Loans Charged-off: Total real estate loans1.0062%253
Percentage Net Loans Charged-off:Construction & development-0.0632%5,423
Percentage Net Loans Charged-off: Commercial real estate-0.0240%5,923
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential1.6509%151
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net1.7428%147
Percentage Net Loans Charged-off: Commercial and industrial0.0068%1,318
Percentage Net Loans Charged-off: Loans to individuals1.1430%776
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1430%701
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1724%3,101
Percentage Net Loans Charged-off: Total real estate loans0.1294%2,895
Percentage Net Loans Charged-off:Construction & development0.0968%1,445
Percentage Net Loans Charged-off: Commercial real estate0.0197%2,533
Percentage Net Loans Charged-off: Multi-family residential0.3817%404
Percentage Net Loans Charged-off: 1-4 family residential0.1592%2,533
Percentage Net Loans Charged-off: Home equity loans0.1421%1,155
All other 1-4 family - Percent of loans charged-off, net0.1601%2,442
Percentage Net Loans Charged-off: Commercial and industrial1.2999%835
Percentage Net Loans Charged-off: Loans to individuals0.6063%1,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6063%1,677
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1430%3,108
Percentage Net Loans Charged-off: Total real estate loans0.0821%3,089
Percentage Net Loans Charged-off:Construction & development-0.4106%5,879
Percentage Net Loans Charged-off: Commercial real estate0.0261%2,183
Percentage Net Loans Charged-off: Multi-family residential0.5207%308
Percentage Net Loans Charged-off: 1-4 family residential0.0998%2,765
Percentage Net Loans Charged-off: Home equity loans0.1350%1,051
All other 1-4 family - Percent of loans charged-off, net0.0978%2,665
Percentage Net Loans Charged-off: Commercial and industrial1.7274%612
Percentage Net Loans Charged-off: Loans to individuals0.7918%1,307
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7918%1,201
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2212%2,418
Percentage Net Loans Charged-off: Total real estate loans0.1284%2,515
Percentage Net Loans Charged-off:Construction & development-0.4536%5,929
Percentage Net Loans Charged-off: Commercial real estate0.0389%1,841
Percentage Net Loans Charged-off: Multi-family residential0.7831%224
Percentage Net Loans Charged-off: 1-4 family residential0.1482%2,258
Percentage Net Loans Charged-off: Home equity loans0.1281%932
All other 1-4 family - Percent of loans charged-off, net0.1494%2,143
Percentage Net Loans Charged-off: Commercial and industrial2.5960%438
Percentage Net Loans Charged-off: Loans to individuals1.0970%933
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0970%836
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3694%1,535
Percentage Net Loans Charged-off: Total real estate loans0.2776%1,528
Percentage Net Loans Charged-off:Construction & development-0.8153%6,060
Percentage Net Loans Charged-off: Commercial real estate0.1505%1,042
Percentage Net Loans Charged-off: Multi-family residential1.6021%135
Percentage Net Loans Charged-off: 1-4 family residential0.2893%1,424
Percentage Net Loans Charged-off: Home equity loans0.0419%745
All other 1-4 family - Percent of loans charged-off, net0.3038%1,318
Percentage Net Loans Charged-off: Commercial and industrial2.7258%333
Percentage Net Loans Charged-off: Loans to individuals0.2663%2,136
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2663%1,995
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7996%1,463
Percentage Net Loans Charged-off: Total real estate loans0.7606%1,360
Percentage Net Loans Charged-off:Construction & development3.0876%832
Percentage Net Loans Charged-off: Commercial real estate1.0544%859
Percentage Net Loans Charged-off: Multi-family residential0.1979%688
Percentage Net Loans Charged-off: 1-4 family residential0.4502%1,944
Percentage Net Loans Charged-off: Home equity loans3.2901%177
All other 1-4 family - Percent of loans charged-off, net0.2854%2,416
Percentage Net Loans Charged-off: Commercial and industrial1.7543%947
Percentage Net Loans Charged-off: Loans to individuals0.8266%1,627
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.8796%1,425
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.1261%76
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6873%1,603
Percentage Net Loans Charged-off: Total real estate loans0.6451%1,533
Percentage Net Loans Charged-off:Construction & development2.7587%854
Percentage Net Loans Charged-off: Commercial real estate0.5616%1,286
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.5189%1,691
Percentage Net Loans Charged-off: Home equity loans2.9710%195
All other 1-4 family - Percent of loans charged-off, net0.3764%1,985
Percentage Net Loans Charged-off: Commercial and industrial1.7058%888
Percentage Net Loans Charged-off: Loans to individuals1.2171%1,062
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual1.3274%875
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.3898%71
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6762%1,636
Percentage Net Loans Charged-off: Total real estate loans0.6302%1,546
Percentage Net Loans Charged-off:Construction & development3.2188%720
Percentage Net Loans Charged-off: Commercial real estate0.4000%1,407
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.5091%1,639
Percentage Net Loans Charged-off: Home equity loans0.9715%589
All other 1-4 family - Percent of loans charged-off, net0.4824%1,641
Percentage Net Loans Charged-off: Commercial and industrial1.7983%858
Percentage Net Loans Charged-off: Loans to individuals0.0823%3,484
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.0925%3,241
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.8705%56
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7894%1,303
Percentage Net Loans Charged-off: Total real estate loans0.7140%1,251
Percentage Net Loans Charged-off:Construction & development3.6253%535
Percentage Net Loans Charged-off: Commercial real estate0.7746%774
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.4239%1,597
Percentage Net Loans Charged-off: Home equity loans1.8865%308
All other 1-4 family - Percent of loans charged-off, net0.3407%1,676
Percentage Net Loans Charged-off: Commercial and industrial2.6019%545
Percentage Net Loans Charged-off: Loans to individuals0.3314%2,170
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.3973%1,859
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.7335%32
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5758%2,721
Percentage Net Loans Charged-off: Total real estate loans0.4603%2,760
Percentage Net Loans Charged-off:Construction & development3.0960%1,377
Percentage Net Loans Charged-off: Commercial real estate0.6214%1,761
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0860%4,182
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0908%4,002
Percentage Net Loans Charged-off: Commercial and industrial3.2250%750
Percentage Net Loans Charged-off: Loans to individuals0.4005%3,132
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.6424%2,104
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5973%2,469
Percentage Net Loans Charged-off: Total real estate loans0.4583%2,542
Percentage Net Loans Charged-off:Construction & development3.5757%1,130
Percentage Net Loans Charged-off: Commercial real estate0.4838%1,705
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0755%3,901
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0797%3,730
Percentage Net Loans Charged-off: Commercial and industrial3.7383%575
Percentage Net Loans Charged-off: Loans to individuals2.1436%692
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual3.2398%364
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3846%3,023
Percentage Net Loans Charged-off: Total real estate loans0.2152%3,277
Percentage Net Loans Charged-off:Construction & development2.2396%1,314
Percentage Net Loans Charged-off: Commercial real estate-0.0093%6,837
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0668%3,573
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0705%3,367
Percentage Net Loans Charged-off: Commercial and industrial4.1873%488
Percentage Net Loans Charged-off: Loans to individuals0.5368%2,338
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.7495%1,565
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2481%3,095
Percentage Net Loans Charged-off: Total real estate loans0.0450%3,580
Percentage Net Loans Charged-off:Construction & development0.2390%1,518
Percentage Net Loans Charged-off: Commercial real estate-0.0164%6,915
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0492%2,889
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0519%2,677
Percentage Net Loans Charged-off: Commercial and industrial4.7744%409
Percentage Net Loans Charged-off: Loans to individuals-0.6205%7,037
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual-0.7810%7,155
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3786%4,150
Percentage Net Loans Charged-off: Total real estate loans0.2525%3,951
Percentage Net Loans Charged-off:Construction & development1.1836%2,409
Percentage Net Loans Charged-off: Commercial real estate0.1457%3,010
Percentage Net Loans Charged-off: Multi-family residential1.7899%546
Percentage Net Loans Charged-off: 1-4 family residential0.1184%3,986
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.1249%3,793
Percentage Net Loans Charged-off: Commercial and industrial3.0257%1,140
Percentage Net Loans Charged-off: Loans to individuals1.0512%2,066
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3817%3,767
Percentage Net Loans Charged-off: Total real estate loans0.2459%3,644
Percentage Net Loans Charged-off:Construction & development1.4031%2,077
Percentage Net Loans Charged-off: Commercial real estate0.0030%3,173
Percentage Net Loans Charged-off: Multi-family residential2.3770%426
Percentage Net Loans Charged-off: 1-4 family residential0.1190%3,618
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1255%3,414
Percentage Net Loans Charged-off: Commercial and industrial3.2135%949
Percentage Net Loans Charged-off: Loans to individuals1.0784%1,858
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4360%3,242
Percentage Net Loans Charged-off: Total real estate loans0.2748%3,208
Percentage Net Loans Charged-off:Construction & development1.7961%1,699
Percentage Net Loans Charged-off: Commercial real estate-0.0167%7,303
Percentage Net Loans Charged-off: Multi-family residential3.5749%271
Percentage Net Loans Charged-off: 1-4 family residential0.0756%3,554
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0797%3,322
Percentage Net Loans Charged-off: Commercial and industrial3.7801%763
Percentage Net Loans Charged-off: Loans to individuals0.6005%2,663
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2595%3,376
Percentage Net Loans Charged-off: Total real estate loans0.1807%2,986
Percentage Net Loans Charged-off:Construction & development2.0434%1,191
Percentage Net Loans Charged-off: Commercial real estate-0.0334%7,455
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0183%3,034
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0193%2,862
Percentage Net Loans Charged-off: Commercial and industrial1.8734%1,120
Percentage Net Loans Charged-off: Loans to individuals1.0163%1,774
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2106%5,307
Percentage Net Loans Charged-off: Total real estate loans0.1776%4,254
Percentage Net Loans Charged-off:Construction & development1.3130%2,393
Percentage Net Loans Charged-off: Commercial real estate0.0461%3,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0643%4,266
Percentage Net Loans Charged-off: Home equity loans0.0400%1,866
All other 1-4 family - Percent of loans charged-off, net0.0656%4,068
Percentage Net Loans Charged-off: Commercial and industrial0.8499%3,076
Percentage Net Loans Charged-off: Loans to individuals1.9114%1,404
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1946%4,845
Percentage Net Loans Charged-off: Total real estate loans0.1666%3,808
Percentage Net Loans Charged-off:Construction & development1.2968%2,020
Percentage Net Loans Charged-off: Commercial real estate0.0366%2,622
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0494%3,943
Percentage Net Loans Charged-off: Home equity loans0.0539%1,555
All other 1-4 family - Percent of loans charged-off, net0.0492%3,710
Percentage Net Loans Charged-off: Commercial and industrial0.7384%2,723
Percentage Net Loans Charged-off: Loans to individuals1.6894%1,523
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2475%3,959
Percentage Net Loans Charged-off: Total real estate loans0.2315%2,986
Percentage Net Loans Charged-off:Construction & development1.9488%1,445
Percentage Net Loans Charged-off: Commercial real estate0.0571%1,992
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0401%3,472
Percentage Net Loans Charged-off: Home equity loans0.0817%1,205
All other 1-4 family - Percent of loans charged-off, net0.0380%3,264
Percentage Net Loans Charged-off: Commercial and industrial0.5514%2,590
Percentage Net Loans Charged-off: Loans to individuals1.7973%1,345
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2694%3,052
Percentage Net Loans Charged-off: Total real estate loans0.2600%2,210
Percentage Net Loans Charged-off:Construction & development2.4017%881
Percentage Net Loans Charged-off: Commercial real estate0.0658%1,189
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0113%2,689
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0118%2,475
Percentage Net Loans Charged-off: Commercial and industrial0.4230%1,959
Percentage Net Loans Charged-off: Loans to individuals2.9647%727
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0724%5,730
Percentage Net Loans Charged-off: Total real estate loans0.0341%4,589
Percentage Net Loans Charged-off:Construction & development0.3540%2,186
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0041%4,161
Percentage Net Loans Charged-off: Home equity loans0.0155%1,375
All other 1-4 family - Percent of loans charged-off, net0.0036%3,917
Percentage Net Loans Charged-off: Commercial and industrial0.8665%1,994
Percentage Net Loans Charged-off: Loans to individuals0.5587%3,506
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0238%5,828
Percentage Net Loans Charged-off: Total real estate loans0.0034%4,498
Percentage Net Loans Charged-off:Construction & development-0.0025%7,550
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0055%3,430
Percentage Net Loans Charged-off: Home equity loans0.0212%1,076
All other 1-4 family - Percent of loans charged-off, net0.0049%3,204
Percentage Net Loans Charged-off: Commercial and industrial0.4382%2,167
Percentage Net Loans Charged-off: Loans to individuals0.6947%2,603
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0291%5,109
Percentage Net Loans Charged-off: Total real estate loans0.0005%3,787
Percentage Net Loans Charged-off:Construction & development-0.0038%7,572
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0013%2,835
Percentage Net Loans Charged-off: Home equity loans0.0326%854
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.6015%1,490
Percentage Net Loans Charged-off: Loans to individuals0.5960%2,586
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0046%4,889
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0761%1,940
Percentage Net Loans Charged-off: Loans to individuals1.0277%1,498
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0431%5,152
Percentage Net Loans Charged-off: Total real estate loans0.0001%4,241
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0002%3,351
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0002%3,109
Percentage Net Loans Charged-off: Commercial and industrial0.9074%1,263
Percentage Net Loans Charged-off: Loans to individuals-0.3093%8,040
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0568%4,016
Percentage Net Loans Charged-off: Total real estate loans0.0002%3,383
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0003%2,698
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0003%2,487
Percentage Net Loans Charged-off: Commercial and industrial1.1919%809
Percentage Net Loans Charged-off: Loans to individuals-0.1361%7,658
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0273%4,266
Percentage Net Loans Charged-off: Total real estate loans0.0003%2,706
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0005%2,132
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0005%1,961
Percentage Net Loans Charged-off: Commercial and industrial0.5630%1,151
Percentage Net Loans Charged-off: Loans to individuals-0.3393%7,876
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0483%2,991
Percentage Net Loans Charged-off: Total real estate loans0.0006%1,845
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0009%1,468
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0010%1,340
Percentage Net Loans Charged-off: Commercial and industrial0.9603%627
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0081%5,893
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,486
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%7,672
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0004%7,665
Percentage Net Loans Charged-off: Commercial and industrial0.1550%2,649
Percentage Net Loans Charged-off: Loans to individuals0.5115%2,830
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0047%5,532
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,405
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%7,623
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0006%7,631
Percentage Net Loans Charged-off: Commercial and industrial0.0917%2,460
Percentage Net Loans Charged-off: Loans to individuals0.3443%3,230
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0035%5,172
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,429
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%7,671
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0009%7,682
Percentage Net Loans Charged-off: Commercial and industrial0.0696%2,200
Percentage Net Loans Charged-off: Loans to individuals0.4403%2,578
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0029%4,302
Percentage Net Loans Charged-off: Total real estate loans-0.0011%7,534
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%7,792
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0017%7,810
Percentage Net Loans Charged-off: Commercial and industrial0.0805%1,452
Percentage Net Loans Charged-off: Loans to individuals-0.2926%7,605
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0169%5,800
Percentage Net Loans Charged-off: Total real estate loans0.0001%3,550
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0001%3,056
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0001%2,846
Percentage Net Loans Charged-off: Commercial and industrial0.3253%2,343
Percentage Net Loans Charged-off: Loans to individuals1.1710%1,511
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0245%5,048
Percentage Net Loans Charged-off: Total real estate loans0.0001%3,049
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0002%2,615
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0002%2,431
Percentage Net Loans Charged-off: Commercial and industrial0.4940%1,551
Percentage Net Loans Charged-off: Loans to individuals1.3173%1,137
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0115%5,126
Percentage Net Loans Charged-off: Total real estate loans0.0001%2,538
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0001%2,144
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0001%1,972
Percentage Net Loans Charged-off: Commercial and industrial0.2092%1,981
Percentage Net Loans Charged-off: Loans to individuals1.7937%721
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0163%7,207
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.4326%8,004
Percentage Net Loans Charged-off: Loans to individuals1.4923%989
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0124%6,415
Percentage Net Loans Charged-off: Total real estate loans-0.0009%7,743
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%7,858
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0013%7,867
Percentage Net Loans Charged-off: Commercial and industrial0.2809%2,796
Percentage Net Loans Charged-off: Loans to individuals1.1355%1,768
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0013%7,531
Percentage Net Loans Charged-off: Total real estate loans-0.0013%7,691
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%7,855
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0018%7,866
Percentage Net Loans Charged-off: Commercial and industrial-0.0260%7,144
Percentage Net Loans Charged-off: Loans to individuals0.6598%2,797
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0025%5,954
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.1186%2,497
Percentage Net Loans Charged-off: Loans to individuals-1.5341%8,803
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0057%4,933
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.2406%1,519
Percentage Net Loans Charged-off: Loans to individuals-2.5460%8,862
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0033%7,288
Percentage Net Loans Charged-off: Total real estate loans-0.0039%8,064
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0283%8,540
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0009%3,451
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0009%3,267
Percentage Net Loans Charged-off: Commercial and industrial0.0929%4,152
Percentage Net Loans Charged-off: Loans to individuals1.4112%1,491
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0012%6,940
Percentage Net Loans Charged-off: Total real estate loans-0.0040%8,063
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0286%8,582
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0008%2,909
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0009%2,767
Percentage Net Loans Charged-off: Commercial and industrial0.0101%4,118
Percentage Net Loans Charged-off: Loans to individuals1.8639%867
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0063%6,273
Percentage Net Loans Charged-off: Total real estate loans0.0001%2,927
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0052%8,442
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0013%2,391
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0014%2,275
Percentage Net Loans Charged-off: Commercial and industrial0.0494%3,314
Percentage Net Loans Charged-off: Loans to individuals1.5727%1,188
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0054%5,404
Percentage Net Loans Charged-off: Total real estate loans-0.0009%8,046
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0052%8,562
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.1258%2,061
Percentage Net Loans Charged-off: Loans to individuals0.4193%3,435
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0473%6,202
Percentage Net Loans Charged-off: Total real estate loans0.0027%4,025
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0046%8,534
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0044%3,314
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0046%3,132
Percentage Net Loans Charged-off: Commercial and industrial1.0091%1,879
Percentage Net Loans Charged-off: Loans to individuals0.9822%2,442
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0079%7,443
Percentage Net Loans Charged-off: Total real estate loans0.0003%3,986
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.0058%8,741
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0013%3,275
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0013%3,092
Percentage Net Loans Charged-off: Commercial and industrial0.0744%4,319
Percentage Net Loans Charged-off: Loans to individuals0.4958%4,167
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0118%7,077
Percentage Net Loans Charged-off: Total real estate loans-0.0016%1,264
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0267%1,368
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0016%883
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0016%822
Percentage Net Loans Charged-off: Commercial and industrial0.3103%593
Percentage Net Loans Charged-off: Loans to individuals0.2560%1,062
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0161%7,231
Percentage Net Loans Charged-off: Total real estate loans0.0072%890
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0676%1,358
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0155%797
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0160%738
Percentage Net Loans Charged-off: Commercial and industrial0.2684%586
Percentage Net Loans Charged-off: Loans to individuals0.2393%1,099
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0249%7,177
Percentage Net Loans Charged-off: Total real estate loans0.0270%628
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.1807%177
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0137%753
Percentage Net Loans Charged-off: Home equity loans0.0027%381
All other 1-4 family - Percent of loans charged-off, net0.0141%689
Percentage Net Loans Charged-off: Commercial and industrial-0.1558%1,318
Percentage Net Loans Charged-off: Loans to individuals0.3517%981
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0091%8,164
Percentage Net Loans Charged-off: Total real estate loans0.0043%936
Percentage Net Loans Charged-off:Construction & development-0.0444%1,270
Percentage Net Loans Charged-off: Commercial real estate-0.1275%1,324
Percentage Net Loans Charged-off: Multi-family residential0.6435%66
Percentage Net Loans Charged-off: 1-4 family residential0.0011%987
Percentage Net Loans Charged-off: Home equity loans0.0322%354
All other 1-4 family - Percent of loans charged-off, net-0.0001%1,250
Percentage Net Loans Charged-off: Commercial and industrial-0.0120%1,163
Percentage Net Loans Charged-off: Loans to individuals0.8189%658
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0557%6,833
Percentage Net Loans Charged-off: Total real estate loans0.0430%640
Percentage Net Loans Charged-off:Construction & development1.0554%70
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0213%739
Percentage Net Loans Charged-off: Home equity loans0.1142%240
All other 1-4 family - Percent of loans charged-off, net0.0174%752
Percentage Net Loans Charged-off: Commercial and industrial0.6550%273
Percentage Net Loans Charged-off: Loans to individuals0.7603%668
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0426%7,186
Percentage Net Loans Charged-off: Total real estate loans0.0280%784
Percentage Net Loans Charged-off:Construction & development0.4391%158
Percentage Net Loans Charged-off: Commercial real estate0.0462%528
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0139%852
Percentage Net Loans Charged-off: Home equity loans0.0867%246
All other 1-4 family - Percent of loans charged-off, net0.0102%849
Percentage Net Loans Charged-off: Commercial and industrial1.6622%101
Percentage Net Loans Charged-off: Loans to individuals0.0603%1,294
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5305%1,679
Percentage Net Loans Charged-off: Total real estate loans0.0361%800
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.1724%435
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0248%747
Percentage Net Loans Charged-off: Home equity loans0.1455%190
All other 1-4 family - Percent of loans charged-off, net0.0160%801
Percentage Net Loans Charged-off: Commercial and industrial46.8490%6
Percentage Net Loans Charged-off: Loans to individuals0.0414%1,250
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0526%11,727
Percentage Net Loans Charged-off: Total real estate loans-0.0746%1,468
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate-0.9079%1,491
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0049%1,047
Percentage Net Loans Charged-off: Home equity loans0.0623%346
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.5050%541
Percentage Net Loans Charged-off: Loans to individuals0.0430%1,269
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0872%9,085
Percentage Net Loans Charged-off: Total real estate loans0.0334%1,150
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate-0.0377%1,486
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0436%827
Percentage Net Loans Charged-off: Home equity loans0.3459%146
All other 1-4 family - Percent of loans charged-off, net0.0172%947
Percentage Net Loans Charged-off: Commercial and industrial3.3277%198
Percentage Net Loans Charged-off: Loans to individuals0.0171%1,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA