Home > Cohoes Savings Bank > Net charge- offs to loans
Cohoes Savings Bank, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 6,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1489% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3866% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2003% | 3,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7791% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0942% | 1,342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5863% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0904% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2566% | 1,328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1830% | 3,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0966% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3240% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3448% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0491% | 158 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8376% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0423% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1741% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1306% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2972% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1813% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9061% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3949% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1788% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2016% | 4,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1140% | 1,371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1109% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0562% | 774 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9382% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1003% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 5,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0441% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0662% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3876% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3471% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 7,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4565% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4094% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 11,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0551% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 10,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8116% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |