Home > Cohoes Savings Bank > Assets and Liabilities
Cohoes Savings Bank, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 193 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $735,082,000 | 687 |
| Cash and due from depository institutions | $15,334,000 | 823 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $77,394,000 | 1,427 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $624,193,000 | 551 |
| Loan loss allowance | $5,554,000 | 760 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,333,000 | 1,115 |
| Other real estate owned | $1,149,000 | 823 |
| Goodwill and other intangibles | $1,657,000 | 1,159 |
| All other assets | $8,022,000 | 1,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $735,082,000 | 687 |
| Total liabilities | $632,697,000 | 720 |
| Total deposits | $496,802,000 | 767 |
| Interest-bearing deposits | $455,980,000 | 728 |
| Deposits held in domestic offices | $496,802,000 | 764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,610,000 | 674 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $108,261,000 | 447 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,024,000 | 1,159 |
| Total equity capital | $102,385,000 | 492 |
| Total bank equity capital | $102,385,000 | 492 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $95,000 | 7,981 |
| Surplus | $10,378,000 | 1,601 |
| Undivided profits | $91,912,000 | 292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,397,000 | 754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,820,000 | 655 |
| Earning assets | $701,587,000 | 661 |
| Long-term assets (5+ years) | $328,935,000 | 321 |
| Average Assets, year-to-date | $722,250,800 | 659 |
| Average Assets, quarterly | $736,669,500 | 673 |
| Volatile liabilities | $100,945,000 | 981 |
| Insider loans | $439,000 | 5,728 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $58,467,000 | 1,031 |
| Tier 1 (core) risk-based capital | $101,374,000 | 454 |
| Tier 2 risk-based capital | $5,559,400 | 718 |
| Total risk weighted assets | $485,240,700 | 705 |
| Total unused commitments | $58,467,000 | 1,031 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 210 | 796 |
| Assets and Liabilities | ||
| Total Assets: | $708,324,000 | 712 |
| Cash and due from depository institutions | $23,795,000 | 796 |
| Interest-bearing balances | $125,000 | 4,424 |
| Securities | $98,578,000 | 1,157 |
| Federal funds sold & reverse repurchase agreements | $2,130,000 | 3,554 |
| Net loans & leases | $567,093,000 | 595 |
| Loan loss allowance | $4,473,000 | 886 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,924,000 | 1,031 |
| Other real estate owned | $902,000 | 796 |
| Goodwill and other intangibles | $745,000 | 1,660 |
| All other assets | $7,157,000 | 1,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $708,324,000 | 712 |
| Total liabilities | $613,154,000 | 740 |
| Total deposits | $486,092,000 | 761 |
| Interest-bearing deposits | $441,956,000 | 733 |
| Deposits held in domestic offices | $486,092,000 | 758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $123,104,000 | 440 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,958,000 | 1,117 |
| Total equity capital | $95,170,000 | 511 |
| Total bank equity capital | $95,170,000 | 511 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $95,000 | 8,265 |
| Surplus | $10,378,000 | 1,574 |
| Undivided profits | $84,697,000 | 294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,729,000 | 650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,026,000 | 708 |
| Earning assets | $667,926,000 | 695 |
| Long-term assets (5+ years) | $316,335,000 | 368 |
| Average Assets, year-to-date | $675,549,200 | 708 |
| Average Assets, quarterly | $692,403,000 | 719 |
| Volatile liabilities | $35,629,000 | 2,210 |
| Insider loans | $454,000 | 5,596 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $87,056,000 | 796 |
| Tier 1 (core) risk-based capital | $95,701,000 | 486 |
| Tier 2 risk-based capital | $4,473,000 | 850 |
| Total risk weighted assets | $449,536,600 | 734 |
| Total unused commitments | $87,056,000 | 796 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 188 | 886 |
| Assets and Liabilities | ||
| Total Assets: | $715,828,000 | 684 |
| Cash and due from depository institutions | $12,174,000 | 886 |
| Interest-bearing balances | $439,000 | 3,639 |
| Securities | $85,849,000 | 1,365 |
| Federal funds sold & reverse repurchase agreements | $135,440,000 | 143 |
| Net loans & leases | $466,600,000 | 662 |
| Loan loss allowance | $3,695,000 | 1,022 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,464,000 | 1,024 |
| Other real estate owned | $474,000 | 886 |
| Goodwill and other intangibles | $945,000 | 1,465 |
| All other assets | $6,882,000 | 1,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $715,828,000 | 684 |
| Total liabilities | $625,401,000 | 705 |
| Total deposits | $527,955,000 | 694 |
| Interest-bearing deposits | $403,456,000 | 777 |
| Deposits held in domestic offices | $527,955,000 | 688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $92,764,000 | 423 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,682,000 | 1,024 |
| Total equity capital | $90,427,000 | 536 |
| Total bank equity capital | $90,427,000 | 536 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $95,000 | 8,450 |
| Surplus | $10,378,000 | 1,494 |
| Undivided profits | $79,954,000 | 326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,805,000 | 708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,547,000 | 801 |
| Earning assets | $688,328,000 | 658 |
| Long-term assets (5+ years) | $192,379,000 | 502 |
| Average Assets, year-to-date | $558,904,000 | 803 |
| Average Assets, quarterly | $633,492,000 | 741 |
| Volatile liabilities | $27,791,000 | 2,302 |
| Insider loans | $327,000 | 6,262 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $85,597,000 | 786 |
| Tier 1 (core) risk-based capital | $90,336,000 | 497 |
| Tier 2 risk-based capital | $3,695,000 | 945 |
| Total risk weighted assets | $385,846,400 | 785 |
| Total unused commitments | $85,597,000 | 791 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 192 | 918 |
| Assets and Liabilities | ||
| Total Assets: | $492,136,000 | 972 |
| Cash and due from depository institutions | $8,525,000 | 918 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $57,797,000 | 2,003 |
| Federal funds sold & reverse repurchase agreements | $14,020,000 | 934 |
| Net loans & leases | $397,386,000 | 769 |
| Loan loss allowance | $3,112,000 | 1,212 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,406,000 | 1,018 |
| Other real estate owned | $860,000 | 918 |
| Goodwill and other intangibles | $1,117,000 | 1,276 |
| All other assets | $5,025,000 | 1,524 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,136,000 | 972 |
| Total liabilities | $440,582,000 | 987 |
| Total deposits | $437,001,000 | 865 |
| Interest-bearing deposits | $405,571,000 | 796 |
| Deposits held in domestic offices | $437,001,000 | 860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,581,000 | 1,279 |
| Total equity capital | $51,554,000 | 888 |
| Total bank equity capital | $51,554,000 | 888 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $10,378,000 | 1,493 |
| Undivided profits | $41,176,000 | 600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,027,000 | 715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,553,000 | 853 |
| Earning assets | $469,203,000 | 939 |
| Long-term assets (5+ years) | $59,635,000 | 1,187 |
| Average Assets, year-to-date | $482,326,200 | 952 |
| Average Assets, quarterly | $490,882,000 | 963 |
| Volatile liabilities | $30,106,000 | 2,135 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,248,000 | 753 |
| Unused loan commitments | $42,557,000 | 1,228 |
| Tier 1 (core) risk-based capital | $51,518,000 | 826 |
| Tier 2 risk-based capital | $3,112,000 | 1,041 |
| Total risk weighted assets | $308,257,900 | 961 |
| Total unused commitments | $42,557,000 | 1,231 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 180 | 1,026 |
| Assets and Liabilities | ||
| Total Assets: | $463,403,000 | 1,060 |
| Cash and due from depository institutions | $9,407,000 | 1,026 |
| Interest-bearing balances | $628,000 | 2,833 |
| Securities | $38,948,000 | 3,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $400,829,000 | 793 |
| Loan loss allowance | $3,212,000 | 1,256 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,733,000 | 1,014 |
| Other real estate owned | $847,000 | 1,026 |
| Goodwill and other intangibles | $1,177,000 | 1,184 |
| All other assets | $4,462,000 | 1,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $463,403,000 | 1,060 |
| Total liabilities | $416,591,000 | 1,068 |
| Total deposits | $410,562,000 | 951 |
| Interest-bearing deposits | $384,245,000 | 876 |
| Deposits held in domestic offices | $410,562,000 | 944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,960,000 | 2,778 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,069,000 | 1,162 |
| Total equity capital | $46,812,000 | 980 |
| Total bank equity capital | $46,812,000 | 980 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $10,378,000 | 1,553 |
| Undivided profits | $36,434,000 | 693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,588,000 | 642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,760 |
| Income earned, not collected on loans | $2,477,000 | 884 |
| Earning assets | $440,405,000 | 1,024 |
| Long-term assets (5+ years) | $46,157,000 | 1,380 |
| Average Assets, year-to-date | $463,825,000 | 1,024 |
| Average Assets, quarterly | $465,407,000 | 1,046 |
| Volatile liabilities | $33,769,000 | 1,888 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $124,000 | 1,346 |
| Unused loan commitments | $24,084,000 | 1,798 |
| Tier 1 (core) risk-based capital | $46,882,000 | 921 |
| Tier 2 risk-based capital | $3,212,000 | 1,051 |
| Total risk weighted assets | $306,697,000 | 984 |
| Total unused commitments | $24,084,000 | 1,813 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 181 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $460,691,000 | 1,063 |
| Cash and due from depository institutions | $12,232,000 | 1,065 |
| Interest-bearing balances | $1,038,000 | 2,507 |
| Securities | $49,023,000 | 2,570 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $385,926,000 | 816 |
| Loan loss allowance | $3,133,000 | 1,311 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,080,000 | 1,079 |
| Other real estate owned | $299,000 | 1,065 |
| Goodwill and other intangibles | $1,293,000 | 1,054 |
| All other assets | $4,838,000 | 1,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $460,691,000 | 1,063 |
| Total liabilities | $418,403,000 | 1,070 |
| Total deposits | $406,497,000 | 983 |
| Interest-bearing deposits | $382,637,000 | 914 |
| Deposits held in domestic offices | $406,497,000 | 972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,895,000 | 1,921 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,040,000 | 1,617 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,971,000 | 1,223 |
| Total equity capital | $42,288,000 | 1,098 |
| Total bank equity capital | $42,288,000 | 1,098 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $10,164,000 | 1,569 |
| Undivided profits | $32,124,000 | 817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,293,000 | 727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,458,000 | 934 |
| Earning assets | $435,987,000 | 1,043 |
| Long-term assets (5+ years) | $34,070,000 | 1,633 |
| Average Assets, year-to-date | $453,045,200 | 1,046 |
| Average Assets, quarterly | $459,263,000 | 1,059 |
| Volatile liabilities | $45,200,000 | 1,395 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $538,000 | 995 |
| Unused loan commitments | $36,930,000 | 1,274 |
| Tier 1 (core) risk-based capital | $42,271,000 | 1,035 |
| Tier 2 risk-based capital | $3,133,000 | 1,095 |
| Total risk weighted assets | $306,049,500 | 980 |
| Total unused commitments | $36,930,000 | 1,283 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 181 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $440,661,000 | 1,085 |
| Cash and due from depository institutions | $9,422,000 | 1,080 |
| Interest-bearing balances | $1,237,000 | 2,145 |
| Securities | $54,948,000 | 2,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $362,726,000 | 837 |
| Loan loss allowance | $3,192,000 | 1,320 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,179,000 | 1,021 |
| Other real estate owned | $301,000 | 1,080 |
| Goodwill and other intangibles | $1,311,000 | 959 |
| All other assets | $4,774,000 | 1,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $440,661,000 | 1,085 |
| Total liabilities | $402,542,000 | 1,080 |
| Total deposits | $371,938,000 | 1,034 |
| Interest-bearing deposits | $347,961,000 | 968 |
| Deposits held in domestic offices | $371,938,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,116,000 | 1,509 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,735,000 | 874 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,753,000 | 1,395 |
| Total equity capital | $38,119,000 | 1,093 |
| Total bank equity capital | $38,119,000 | 1,093 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $9,778,000 | 1,563 |
| Undivided profits | $28,341,000 | 823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,006,000 | 779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,992,000 | 984 |
| Earning assets | $418,911,000 | 1,047 |
| Long-term assets (5+ years) | $81,084,000 | 797 |
| Average Assets, year-to-date | $409,017,000 | 1,120 |
| Average Assets, quarterly | $427,373,000 | 1,105 |
| Volatile liabilities | $53,528,000 | 1,205 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $145,000 | 1,155 |
| Unused loan commitments | $35,359,000 | 1,274 |
| Tier 1 (core) risk-based capital | $38,268,000 | 1,071 |
| Tier 2 risk-based capital | $3,192,000 | 1,053 |
| Total risk weighted assets | $292,662,100 | 992 |
| Total unused commitments | $35,359,000 | 1,282 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 167 | 1,236 |
| Assets and Liabilities | ||
| Total Assets: | $393,807,000 | 1,216 |
| Cash and due from depository institutions | $14,607,000 | 1,236 |
| Interest-bearing balances | $1,577,000 | 2,765 |
| Securities | $56,517,000 | 2,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $312,771,000 | 924 |
| Loan loss allowance | $2,820,000 | 1,557 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,666,000 | 1,288 |
| Other real estate owned | $264,000 | 1,236 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,982,000 | 1,905 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $393,807,000 | 1,216 |
| Total liabilities | $359,478,000 | 1,218 |
| Total deposits | $356,879,000 | 1,104 |
| Interest-bearing deposits | $328,335,000 | 1,058 |
| Deposits held in domestic offices | $356,879,000 | 1,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $125,000 | 4,269 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,474,000 | 1,530 |
| Total equity capital | $34,329,000 | 1,194 |
| Total bank equity capital | $34,329,000 | 1,194 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $9,374,000 | 1,534 |
| Undivided profits | $24,955,000 | 933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,063,000 | 1,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,255 |
| Income earned, not collected on loans | $1,927,000 | 897 |
| Earning assets | $370,865,000 | 1,197 |
| Long-term assets (5+ years) | $99,939,000 | 674 |
| Average Assets, year-to-date | $379,898,200 | 1,226 |
| Average Assets, quarterly | $390,012,500 | 1,218 |
| Volatile liabilities | $12,311,000 | 3,513 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $19,056,000 | 219 |
| Unused loan commitments | $33,218,000 | 1,332 |
| Tier 1 (core) risk-based capital | $34,329,000 | 1,153 |
| Tier 2 risk-based capital | $2,820,000 | 1,158 |
| Total risk weighted assets | $251,911,000 | 1,129 |
| Total unused commitments | $33,218,000 | 1,355 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 170 | 1,269 |
| Assets and Liabilities | ||
| Total Assets: | $371,478,000 | 1,314 |
| Cash and due from depository institutions | $11,018,000 | 1,269 |
| Interest-bearing balances | $2,472,000 | 2,382 |
| Securities | $102,883,000 | 1,304 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 4,346 |
| Net loans & leases | $245,078,000 | 1,168 |
| Loan loss allowance | $2,078,000 | 2,056 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,290,000 | 1,711 |
| Other real estate owned | $289,000 | 1,269 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,320,000 | 1,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,478,000 | 1,314 |
| Total liabilities | $340,629,000 | 1,321 |
| Total deposits | $338,068,000 | 1,223 |
| Interest-bearing deposits | $318,991,000 | 1,153 |
| Deposits held in domestic offices | $338,068,000 | 1,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $162,000 | 4,010 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,399,000 | 1,616 |
| Total equity capital | $30,849,000 | 1,263 |
| Total bank equity capital | $30,849,000 | 1,263 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $9,043,000 | 1,527 |
| Undivided profits | $21,806,000 | 983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,044,000 | 2,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,815,000 | 1,057 |
| Earning assets | $354,033,000 | 1,261 |
| Long-term assets (5+ years) | $65,201,000 | 918 |
| Average Assets, year-to-date | $374,742,000 | 1,275 |
| Average Assets, quarterly | $372,105,000 | 1,305 |
| Volatile liabilities | $8,396,000 | 4,676 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,629,000 | 425 |
| Unused loan commitments | $17,135,000 | 2,022 |
| Tier 1 (core) risk-based capital | $30,849,000 | 1,223 |
| Tier 2 risk-based capital | $2,078,000 | 1,539 |
| Total risk weighted assets | $231,965,200 | 1,254 |
| Total unused commitments | $17,135,000 | 2,038 |
| Derivatives | $0 | 651 |