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CNLBank, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$36,297,000532
Total interest expense$4,697,000437
Net interest income$31,600,000548
Provision for loan and lease losses$04,232
Total noninterest income$2,731,0001,410
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,159,000838
Trading account gains and fees$59,000125
Additional Noninterest Income$1,513,0001,526
Total noninterest expense$24,194,000649
Salaries and employee benefits$13,751,000631
Premises and equipment expense$4,227,000467
Additional noninterest expense$6,216,000790
Pre-tax net operating income$10,137,000688
Securities gains (losses)$65,0001,295
Applicable income taxes$3,826,000534
Income before extraordinary items$6,376,000848
Extraordinary gains, net$021
Net income$6,376,000848
Minority interest net income$078
Net income of bank and minority interests.$6,376,000848
Net charge-offs$-63,0005,687
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$162,000383
Net operating income$6,334,400829
2015-06-30 (YTD Data)Rank
Total interest income$24,199,000526
Total interest expense$3,160,000426
Net interest income$21,039,000548
Provision for loan and lease losses$04,069
Total noninterest income$2,123,0001,279
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$767,000832
Trading account gains and fees$88,000120
Additional Noninterest Income$1,268,0001,323
Total noninterest expense$16,379,000653
Salaries and employee benefits$9,107,000629
Premises and equipment expense$2,838,000466
Additional noninterest expense$4,434,000752
Pre-tax net operating income$6,783,000699
Securities gains (losses)$64,0001,093
Applicable income taxes$2,557,000552
Income before extraordinary items$4,290,000841
Extraordinary gains, net$022
Net income$4,290,000841
Minority interest net income$075
Net income of bank and minority interests.$4,290,000841
Net charge-offs$-113,0005,946
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$105,000377
Net operating income$4,249,040824
2015-03-31 (YTD Data)Rank
Total interest income$11,876,000531
Total interest expense$1,600,000418
Net interest income$10,276,000552
Provision for loan and lease losses$03,703
Total noninterest income$1,587,000930
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$372,000833
Trading account gains and fees$50,000116
Additional Noninterest Income$1,165,000824
Total noninterest expense$8,236,000646
Salaries and employee benefits$4,618,000620
Premises and equipment expense$1,413,000476
Additional noninterest expense$2,205,000746
Pre-tax net operating income$3,627,000637
Securities gains (losses)$30,0001,059
Applicable income taxes$1,370,000499
Income before extraordinary items$2,287,000772
Extraordinary gains, net$013
Net income$2,287,000770
Minority interest net income$064
Net income of bank and minority interests.$2,287,000772
Net charge-offs$-45,0005,921
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$49,000357
Net operating income$2,267,800751
2014-12-31 (YTD Data)Rank
Total interest income$45,632,000542
Total interest expense$6,671,000421
Net interest income$38,961,000569
Provision for loan and lease losses$401,0001,660
Total noninterest income$2,229,0001,955
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,422,000930
Trading account gains and fees$0180
Additional Noninterest Income$807,0002,629
Total noninterest expense$32,841,000629
Salaries and employee benefits$17,834,000612
Premises and equipment expense$5,832,000447
Additional noninterest expense$9,175,000723
Pre-tax net operating income$7,948,0001,033
Securities gains (losses)$1,251,000164
Applicable income taxes$3,397,000655
Income before extraordinary items$5,802,0001,138
Extraordinary gains, net$017
Net income$5,802,0001,135
Minority interest net income$084
Net income of bank and minority interests.$5,802,0001,137
Net charge-offs$-2,394,0006,487
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$133,000500
Net operating income$5,001,3601,277
2014-09-30 (YTD Data)Rank
Total interest income$33,844,000547
Total interest expense$5,005,000418
Net interest income$28,839,000578
Provision for loan and lease losses$401,0001,370
Total noninterest income$1,553,0002,060
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,033,000967
Trading account gains and fees$0174
Additional Noninterest Income$520,0002,858
Total noninterest expense$25,429,000600
Salaries and employee benefits$13,674,000594
Premises and equipment expense$4,466,000438
Additional noninterest expense$7,289,000680
Pre-tax net operating income$4,562,0001,305
Securities gains (losses)$1,110,000143
Applicable income taxes$2,082,000775
Income before extraordinary items$3,590,0001,351
Extraordinary gains, net$015
Net income$3,590,0001,349
Minority interest net income$081
Net income of bank and minority interests.$3,590,0001,351
Net charge-offs$-2,886,0006,577
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$100,000461
Net operating income$2,879,6001,615
2014-06-30 (YTD Data)Rank
Total interest income$22,433,000546
Total interest expense$3,335,000420
Net interest income$19,098,000578
Provision for loan and lease losses$401,000997
Total noninterest income$761,0002,477
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$652,0001,011
Trading account gains and fees$0172
Additional Noninterest Income$109,0004,462
Total noninterest expense$17,337,000589
Salaries and employee benefits$9,128,000588
Premises and equipment expense$2,981,000440
Additional noninterest expense$5,228,000635
Pre-tax net operating income$2,121,0001,735
Securities gains (losses)$1,010,000118
Applicable income taxes$1,140,000880
Income before extraordinary items$1,991,0001,546
Extraordinary gains, net$020
Net income$1,991,0001,549
Minority interest net income$080
Net income of bank and minority interests.$1,991,0001,548
Net charge-offs$-1,912,0006,643
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$67,000438
Net operating income$1,344,6002,114
2014-03-31 (YTD Data)Rank
Total interest income$11,250,000552
Total interest expense$1,652,000430
Net interest income$9,598,000573
Provision for loan and lease losses$401,000542
Total noninterest income$440,0002,218
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$317,0001,013
Trading account gains and fees$0147
Additional Noninterest Income$123,0003,269
Total noninterest expense$8,910,000574
Salaries and employee benefits$4,647,000588
Premises and equipment expense$1,494,000445
Additional noninterest expense$2,769,000599
Pre-tax net operating income$727,0002,262
Securities gains (losses)$131,000362
Applicable income taxes$320,0001,287
Income before extraordinary items$538,0002,440
Extraordinary gains, net$016
Net income$538,0002,443
Minority interest net income$066
Net income of bank and minority interests.$538,0002,443
Net charge-offs$183,0001,004
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$63,000322
Net operating income$454,1602,717
2013-12-31 (YTD Data)Rank
Total interest income$44,900,000552
Total interest expense$7,215,000439
Net interest income$37,685,000575
Provision for loan and lease losses$4,909,000273
Total noninterest income$409,0004,721
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,286,0001,077
Trading account gains and fees$-152,0006,792
Additional Noninterest Income$-725,0006,763
Total noninterest expense$35,107,000593
Salaries and employee benefits$17,378,000626
Premises and equipment expense$6,251,000408
Additional noninterest expense$11,478,000606
Pre-tax net operating income$-1,922,0006,652
Securities gains (losses)$1,825,000141
Applicable income taxes$-242,0006,572
Income before extraordinary items$145,0005,865
Extraordinary gains, net$029
Net income$145,0005,868
Minority interest net income$090
Net income of bank and minority interests.$145,0005,868
Net charge-offs$8,043,000224
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$584,000271
Net operating income$-1,023,0006,577
2013-09-30 (YTD Data)Rank
Total interest income$33,897,000547
Total interest expense$5,515,000441
Net interest income$28,382,000568
Provision for loan and lease losses$1,727,000570
Total noninterest income$269,0004,977
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$965,0001,073
Trading account gains and fees$0180
Additional Noninterest Income$-696,0006,855
Total noninterest expense$27,524,000568
Salaries and employee benefits$13,465,000605
Premises and equipment expense$4,650,000410
Additional noninterest expense$9,409,000557
Pre-tax net operating income$-600,0006,643
Securities gains (losses)$1,821,000128
Applicable income taxes$469,0001,972
Income before extraordinary items$752,0003,930
Extraordinary gains, net$025
Net income$752,0003,933
Minority interest net income$084
Net income of bank and minority interests.$752,0003,933
Net charge-offs$4,123,000320
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$550,000222
Net operating income$-413,4406,601
2013-06-30 (YTD Data)Rank
Total interest income$22,912,000533
Total interest expense$3,758,000435
Net interest income$19,154,000555
Provision for loan and lease losses$1,442,000496
Total noninterest income$783,0002,579
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$637,0001,055
Trading account gains and fees$0157
Additional Noninterest Income$146,0004,244
Total noninterest expense$19,136,000544
Salaries and employee benefits$9,133,000594
Premises and equipment expense$3,181,000403
Additional noninterest expense$6,822,000515
Pre-tax net operating income$-641,0006,727
Securities gains (losses)$1,828,000112
Applicable income taxes$499,0001,515
Income before extraordinary items$688,0003,348
Extraordinary gains, net$022
Net income$688,0003,349
Minority interest net income$082
Net income of bank and minority interests.$688,0003,351
Net charge-offs$3,702,000267
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$517,000161
Net operating income$-481,9206,698
2013-03-31 (YTD Data)Rank
Total interest income$11,739,000525
Total interest expense$1,921,000440
Net interest income$9,818,000548
Provision for loan and lease losses$646,000573
Total noninterest income$1,104,0001,268
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$310,0001,077
Trading account gains and fees$0148
Additional Noninterest Income$794,0001,159
Total noninterest expense$9,692,000547
Salaries and employee benefits$4,554,000604
Premises and equipment expense$1,557,000410
Additional noninterest expense$3,581,000498
Pre-tax net operating income$584,0002,599
Securities gains (losses)$20,0001,261
Applicable income taxes$126,0002,179
Income before extraordinary items$478,0002,673
Extraordinary gains, net$010
Net income$478,0002,676
Minority interest net income$076
Net income of bank and minority interests.$478,0002,675
Net charge-offs$1,150,000422
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$247,000141
Net operating income$462,2002,659
2012-12-31 (YTD Data)Rank
Total interest income$52,295,000503
Total interest expense$8,734,000478
Net interest income$43,561,000505
Provision for loan and lease losses$7,932,000338
Total noninterest income$482,0004,552
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,335,0001,068
Trading account gains and fees$0166
Additional Noninterest Income$-853,0006,987
Total noninterest expense$42,508,000500
Salaries and employee benefits$17,558,000600
Premises and equipment expense$6,550,000385
Additional noninterest expense$18,400,000421
Pre-tax net operating income$-6,397,0006,982
Securities gains (losses)$9,564,00058
Applicable income taxes$920,0001,543
Income before extraordinary items$2,247,0002,382
Extraordinary gains, net$029
Net income$2,247,0002,382
Minority interest net income$093
Net income of bank and minority interests.$2,247,0002,383
Net charge-offs$13,709,000250
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$218,000428
Net operating income$-4,543,4406,944
2012-09-30 (YTD Data)Rank
Total interest income$40,112,000493
Total interest expense$6,741,000490
Net interest income$33,371,000501
Provision for loan and lease losses$6,144,000344
Total noninterest income$1,049,0002,727
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$994,0001,081
Trading account gains and fees$0157
Additional Noninterest Income$55,0005,679
Total noninterest expense$33,309,000490
Salaries and employee benefits$13,704,000577
Premises and equipment expense$4,979,000377
Additional noninterest expense$14,626,000399
Pre-tax net operating income$-5,033,0007,086
Securities gains (losses)$9,521,00048
Applicable income taxes$1,807,000778
Income before extraordinary items$2,681,0001,637
Extraordinary gains, net$020
Net income$2,681,0001,638
Minority interest net income$086
Net income of bank and minority interests.$2,681,0001,638
Net charge-offs$9,937,000263
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$179,000356
Net operating income$-3,412,4407,050
2012-06-30 (YTD Data)Rank
Total interest income$27,239,000491
Total interest expense$4,664,000487
Net interest income$22,575,000502
Provision for loan and lease losses$4,877,000303
Total noninterest income$389,0003,706
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$644,0001,103
Trading account gains and fees$0153
Additional Noninterest Income$-255,0007,100
Total noninterest expense$22,261,000482
Salaries and employee benefits$9,502,000553
Premises and equipment expense$3,341,000379
Additional noninterest expense$9,418,000407
Pre-tax net operating income$-4,174,0007,173
Securities gains (losses)$7,877,00042
Applicable income taxes$1,495,000639
Income before extraordinary items$2,208,0001,348
Extraordinary gains, net$019
Net income$2,208,0001,348
Minority interest net income$084
Net income of bank and minority interests.$2,208,0001,348
Net charge-offs$8,831,000215
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$114,000344
Net operating income$-2,833,2807,142
2012-03-31 (YTD Data)Rank
Total interest income$13,957,000480
Total interest expense$2,418,000481
Net interest income$11,539,000491
Provision for loan and lease losses$1,891,000377
Total noninterest income$91,0005,089
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$320,0001,095
Trading account gains and fees$0148
Additional Noninterest Income$-229,0007,222
Total noninterest expense$10,358,000508
Salaries and employee benefits$4,851,000542
Premises and equipment expense$1,694,000377
Additional noninterest expense$3,813,000478
Pre-tax net operating income$-619,0007,087
Securities gains (losses)$3,259,00044
Applicable income taxes$1,101,000479
Income before extraordinary items$1,539,000968
Extraordinary gains, net$019
Net income$1,539,000970
Minority interest net income$078
Net income of bank and minority interests.$1,539,000969
Net charge-offs$2,959,000288
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$50,000318
Net operating income$-546,7607,066
2011-12-31 (YTD Data)Rank
Total interest income$61,606,000442
Total interest expense$13,470,000417
Net interest income$48,136,000455
Provision for loan and lease losses$23,587,000199
Total noninterest income$-2,286,0007,307
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$989,0001,494
Trading account gains and fees$0146
Additional Noninterest Income$-3,275,0007,309
Total noninterest expense$48,840,000431
Salaries and employee benefits$18,148,000537
Premises and equipment expense$7,111,000368
Additional noninterest expense$23,581,000346
Pre-tax net operating income$-26,577,0007,318
Securities gains (losses)$1,118,000395
Applicable income taxes$-9,643,0007,333
Income before extraordinary items$-15,816,0007,276
Extraordinary gains, net$029
Net income$-15,816,0007,276
Minority interest net income$096
Net income of bank and minority interests.$-15,816,0007,276
Net charge-offs$48,343,000130
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$338,000460
Net operating income$-16,531,5207,274
2011-09-30 (YTD Data)Rank
Total interest income$47,028,000438
Total interest expense$10,409,000424
Net interest income$36,619,000450
Provision for loan and lease losses$9,563,000335
Total noninterest income$-748,0007,338
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$705,0001,554
Trading account gains and fees$0145
Additional Noninterest Income$-1,453,0007,356
Total noninterest expense$35,583,000439
Salaries and employee benefits$14,201,000516
Premises and equipment expense$5,499,000357
Additional noninterest expense$15,883,000364
Pre-tax net operating income$-9,275,0007,330
Securities gains (losses)$994,000359
Applicable income taxes$-2,919,0007,384
Income before extraordinary items$-5,362,0007,263
Extraordinary gains, net$021
Net income$-5,362,0007,261
Minority interest net income$087
Net income of bank and minority interests.$-5,362,0007,262
Net charge-offs$29,521,000141
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$613,000326
Net operating income$-6,008,1007,276
2011-06-30 (YTD Data)Rank
Total interest income$31,980,000442
Total interest expense$7,159,000437
Net interest income$24,821,000446
Provision for loan and lease losses$2,230,000854
Total noninterest income$-511,0007,410
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$464,0001,555
Trading account gains and fees$0153
Additional Noninterest Income$-975,0007,435
Total noninterest expense$25,651,000415
Salaries and employee benefits$9,394,000512
Premises and equipment expense$3,685,000361
Additional noninterest expense$12,572,000321
Pre-tax net operating income$-3,571,0007,305
Securities gains (losses)$436,000403
Applicable income taxes$-1,031,0007,413
Income before extraordinary items$-2,104,0007,218
Extraordinary gains, net$015
Net income$-2,104,0007,219
Minority interest net income$089
Net income of bank and minority interests.$-2,104,0007,219
Net charge-offs$23,983,000137
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$408,000245
Net operating income$-2,396,1207,235
2011-03-31 (YTD Data)Rank
Total interest income$15,994,000444
Total interest expense$3,694,000440
Net interest income$12,300,000451
Provision for loan and lease losses$1,730,000582
Total noninterest income$-131,0007,441
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$235,0001,521
Trading account gains and fees$0158
Additional Noninterest Income$-366,0007,486
Total noninterest expense$11,968,000436
Salaries and employee benefits$4,728,000522
Premises and equipment expense$1,904,000356
Additional noninterest expense$5,336,000361
Pre-tax net operating income$-1,529,0007,353
Securities gains (losses)$18,0001,128
Applicable income taxes$-419,0007,456
Income before extraordinary items$-1,092,0007,310
Extraordinary gains, net$09
Net income$-1,092,0007,310
Minority interest net income$086
Net income of bank and minority interests.$-1,092,0007,311
Net charge-offs$17,526,000113
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$205,000203
Net operating income$-1,104,9607,313
2010-12-31 (YTD Data)Rank
Total interest income$71,087,000426
Total interest expense$20,179,000389
Net interest income$50,908,000438
Provision for loan and lease losses$48,577,000184
Total noninterest income$-5,759,0007,643
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$923,0001,607
Trading account gains and fees$0175
Additional Noninterest Income$-6,682,0007,643
Total noninterest expense$52,611,000413
Salaries and employee benefits$20,036,000492
Premises and equipment expense$8,001,000339
Additional noninterest expense$24,574,000345
Pre-tax net operating income$-56,039,0007,610
Securities gains (losses)$3,084,000173
Applicable income taxes$-20,146,0007,635
Income before extraordinary items$-32,809,0007,574
Extraordinary gains, net$029
Net income$-32,809,0007,574
Minority interest net income$0111
Net income of bank and minority interests.$-32,809,0007,574
Net charge-offs$29,900,000239
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$630,000426
Net operating income$-34,782,7607,573
2010-09-30 (YTD Data)Rank
Total interest income$53,835,000421
Total interest expense$15,760,000387
Net interest income$38,075,000436
Provision for loan and lease losses$20,474,000271
Total noninterest income$-2,109,0007,726
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$688,0001,670
Trading account gains and fees$0165
Additional Noninterest Income$-2,797,0007,723
Total noninterest expense$34,908,000444
Salaries and employee benefits$15,456,000474
Premises and equipment expense$6,150,000332
Additional noninterest expense$13,302,000430
Pre-tax net operating income$-19,416,0007,655
Securities gains (losses)$3,023,000142
Applicable income taxes$-6,203,0007,707
Income before extraordinary items$-10,190,0007,578
Extraordinary gains, net$023
Net income$-10,190,0007,578
Minority interest net income$0110
Net income of bank and minority interests.$-10,190,0007,578
Net charge-offs$19,324,000266
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$462,000385
Net operating income$-12,124,7207,610
2010-06-30 (YTD Data)Rank
Total interest income$36,218,000423
Total interest expense$11,032,000377
Net interest income$25,186,000438
Provision for loan and lease losses$8,844,000393
Total noninterest income$-1,350,0007,793
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$462,0001,663
Trading account gains and fees$0152
Additional Noninterest Income$-1,812,0007,790
Total noninterest expense$23,898,000431
Salaries and employee benefits$10,486,000464
Premises and equipment expense$4,168,000326
Additional noninterest expense$9,244,000411
Pre-tax net operating income$-8,906,0007,669
Securities gains (losses)$2,668,000103
Applicable income taxes$-2,294,0007,711
Income before extraordinary items$-3,944,0007,519
Extraordinary gains, net$019
Net income$-3,944,0007,519
Minority interest net income$0105
Net income of bank and minority interests.$-3,944,0007,520
Net charge-offs$6,925,000438
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$299,000328
Net operating income$-5,651,5207,610
2010-03-31 (YTD Data)Rank
Total interest income$18,626,000422
Total interest expense$5,805,000384
Net interest income$12,821,000438
Provision for loan and lease losses$5,548,000342
Total noninterest income$-1,394,0007,913
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$230,0001,665
Trading account gains and fees$0175
Additional Noninterest Income$-1,624,0007,915
Total noninterest expense$12,578,000415
Salaries and employee benefits$5,275,000456
Premises and equipment expense$2,118,000332
Additional noninterest expense$5,185,000370
Pre-tax net operating income$-6,699,0007,810
Securities gains (losses)$2,668,00065
Applicable income taxes$-1,488,0007,834
Income before extraordinary items$-2,543,0007,687
Extraordinary gains, net$016
Net income$-2,543,0007,688
Minority interest net income$091
Net income of bank and minority interests.$-2,543,0007,688
Net charge-offs$663,0001,377
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$150,000258
Net operating income$-4,250,5207,757
2009-12-31 (YTD Data)Rank
Total interest income$77,734,000434
Total interest expense$29,567,000379
Net interest income$48,167,000445
Provision for loan and lease losses$39,662,000301
Total noninterest income$329,0005,463
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$971,0001,735
Trading account gains and fees$0211
Additional Noninterest Income$-642,0007,833
Total noninterest expense$47,024,000455
Salaries and employee benefits$22,465,000426
Premises and equipment expense$8,075,000340
Additional noninterest expense$16,484,000512
Pre-tax net operating income$-38,190,0007,836
Securities gains (losses)$03,754
Applicable income taxes$-14,490,0007,902
Income before extraordinary items$-23,700,0007,771
Extraordinary gains, net$034
Net income$-23,700,0007,769
Minority interest net income$0115
Net income of bank and minority interests.$-23,700,0007,770
Net charge-offs$35,943,000251
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$877,000447
Net operating income$-23,700,0007,774
2009-09-30 (YTD Data)Rank
Total interest income$57,770,000449
Total interest expense$22,856,000397
Net interest income$34,914,000467
Provision for loan and lease losses$19,563,000390
Total noninterest income$36,0007,535
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$747,0001,698
Trading account gains and fees$0212
Additional Noninterest Income$-711,0007,982
Total noninterest expense$32,288,000507
Salaries and employee benefits$16,802,000435
Premises and equipment expense$6,046,000349
Additional noninterest expense$9,440,000613
Pre-tax net operating income$-16,901,0007,850
Securities gains (losses)$03,497
Applicable income taxes$-6,295,0007,927
Income before extraordinary items$-10,606,0007,794
Extraordinary gains, net$027
Net income$-10,606,0007,792
Minority interest net income$0118
Net income of bank and minority interests.$-10,606,0007,793
Net charge-offs$17,153,000349
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$533,000421
Net operating income$-10,606,0007,796
2009-06-30 (YTD Data)Rank
Total interest income$38,179,000462
Total interest expense$15,389,000416
Net interest income$22,790,000479
Provision for loan and lease losses$8,779,000497
Total noninterest income$354,0004,097
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$504,0001,650
Trading account gains and fees$0193
Additional Noninterest Income$-150,0007,998
Total noninterest expense$22,132,000492
Salaries and employee benefits$11,291,000444
Premises and equipment expense$3,960,000360
Additional noninterest expense$6,881,000578
Pre-tax net operating income$-7,767,0007,863
Securities gains (losses)$03,136
Applicable income taxes$-2,871,0007,965
Income before extraordinary items$-4,896,0007,794
Extraordinary gains, net$021
Net income$-4,896,0007,793
Minority interest net income$0112
Net income of bank and minority interests.$-4,896,0007,793
Net charge-offs$8,658,000412
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$351,000393
Net operating income$-4,896,0007,807
2009-03-31 (YTD Data)Rank
Total interest income$15,105,000580
Total interest expense$6,162,000532
Net interest income$8,943,000608
Provision for loan and lease losses$1,887,000787
Total noninterest income$299,0003,030
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$202,0001,949
Trading account gains and fees$0171
Additional Noninterest Income$97,0003,699
Total noninterest expense$7,931,000647
Salaries and employee benefits$4,605,000550
Premises and equipment expense$1,490,000473
Additional noninterest expense$1,836,000905
Pre-tax net operating income$-576,0007,394
Securities gains (losses)$02,434
Applicable income taxes$-156,0007,658
Income before extraordinary items$-420,0007,368
Extraordinary gains, net$015
Net income$-420,0007,369
Minority interest net income$0102
Net income of bank and minority interests.$-420,0007,369
Net charge-offs$4,0005,207
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$118,000342
Net operating income$-420,0007,334
2008-12-31 (YTD Data)Rank
Total interest income$65,769,000566
Total interest expense$28,946,000547
Net interest income$36,823,000591
Provision for loan and lease losses$15,508,000439
Total noninterest income$1,630,0002,469
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$576,0002,724
Trading account gains and fees$0154
Additional Noninterest Income$1,054,0002,051
Total noninterest expense$30,010,000665
Salaries and employee benefits$18,549,000517
Premises and equipment expense$5,566,000494
Additional noninterest expense$5,895,0001,093
Pre-tax net operating income$-7,065,0007,902
Securities gains (losses)$03,220
Applicable income taxes$-2,566,0007,983
Income before extraordinary items$-4,499,0007,781
Extraordinary gains, net$039
Net income$-4,499,0007,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,095,000378
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$497,000563
Net operating income$-4,499,0007,836
2008-09-30 (YTD Data)Rank
Total interest income$49,425,000591
Total interest expense$21,882,000570
Net interest income$27,543,000609
Provision for loan and lease losses$9,181,000426
Total noninterest income$1,391,0002,330
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$396,0002,909
Trading account gains and fees$0148
Additional Noninterest Income$995,0001,822
Total noninterest expense$22,821,000643
Salaries and employee benefits$14,888,000505
Premises and equipment expense$3,952,000525
Additional noninterest expense$3,981,0001,154
Pre-tax net operating income$-3,068,0008,025
Securities gains (losses)$03,106
Applicable income taxes$-973,0008,038
Income before extraordinary items$-2,095,0007,884
Extraordinary gains, net$031
Net income$-2,095,0007,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,411,000734
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$421,000418
Net operating income$-2,095,0007,963
2008-06-30 (YTD Data)Rank
Total interest income$33,092,000595
Total interest expense$14,636,000592
Net interest income$18,456,000600
Provision for loan and lease losses$1,669,000884
Total noninterest income$991,0002,243
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$286,0002,738
Trading account gains and fees$0149
Additional Noninterest Income$705,0001,780
Total noninterest expense$15,152,000639
Salaries and employee benefits$10,108,000497
Premises and equipment expense$2,611,000529
Additional noninterest expense$2,433,0001,225
Pre-tax net operating income$2,626,0001,325
Securities gains (losses)$03,233
Applicable income taxes$1,092,000875
Income before extraordinary items$1,534,0001,762
Extraordinary gains, net$021
Net income$1,534,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,559,000647
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$270,000362
Net operating income$1,534,0001,731
2008-03-31 (YTD Data)Rank
Total interest income$17,144,000590
Total interest expense$7,774,000599
Net interest income$9,370,000587
Provision for loan and lease losses$398,0001,165
Total noninterest income$525,0002,169
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$117,0003,105
Trading account gains and fees$0158
Additional Noninterest Income$408,0001,603
Total noninterest expense$7,960,000606
Salaries and employee benefits$5,555,000461
Premises and equipment expense$1,296,000535
Additional noninterest expense$1,109,0001,292
Pre-tax net operating income$1,537,0001,228
Securities gains (losses)$02,688
Applicable income taxes$641,000835
Income before extraordinary items$896,0001,659
Extraordinary gains, net$015
Net income$896,0001,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$663,000599
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$116,000300
Net operating income$896,0001,600
2007-12-31 (YTD Data)Rank
Total interest income$73,867,000574
Total interest expense$32,413,000621
Net interest income$41,454,000549
Provision for loan and lease losses$3,074,000616
Total noninterest income$2,668,0001,790
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$402,0003,513
Trading account gains and fees$0178
Additional Noninterest Income$2,266,0001,261
Total noninterest expense$29,168,000638
Salaries and employee benefits$19,858,000488
Premises and equipment expense$4,790,000551
Additional noninterest expense$4,520,0001,240
Pre-tax net operating income$11,880,000722
Securities gains (losses)$02,146
Applicable income taxes$4,835,000561
Income before extraordinary items$7,045,000923
Extraordinary gains, net$039
Net income$7,045,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$426,0001,882
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$509,000531
Net operating income$7,045,000907
2007-09-30 (YTD Data)Rank
Total interest income$55,168,000567
Total interest expense$23,816,000627
Net interest income$31,352,000543
Provision for loan and lease losses$1,910,000540
Total noninterest income$2,205,0001,670
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$298,0003,529
Trading account gains and fees$0184
Additional Noninterest Income$1,907,0001,160
Total noninterest expense$22,703,000605
Salaries and employee benefits$15,913,000463
Premises and equipment expense$3,563,000550
Additional noninterest expense$3,227,0001,267
Pre-tax net operating income$8,944,000768
Securities gains (losses)$01,655
Applicable income taxes$3,388,000630
Income before extraordinary items$5,556,000935
Extraordinary gains, net$033
Net income$5,556,000933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$220,000570
Net operating income$5,556,000917
2007-06-30 (YTD Data)Rank
Total interest income$36,431,000583
Total interest expense$15,427,000649
Net interest income$21,004,000555
Provision for loan and lease losses$1,902,000336
Total noninterest income$1,518,0001,655
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$204,0003,476
Trading account gains and fees$0168
Additional Noninterest Income$1,314,0001,157
Total noninterest expense$15,452,000612
Salaries and employee benefits$10,928,000462
Premises and equipment expense$2,335,000580
Additional noninterest expense$2,189,0001,259
Pre-tax net operating income$5,168,000932
Securities gains (losses)$01,444
Applicable income taxes$1,950,000747
Income before extraordinary items$3,218,0001,115
Extraordinary gains, net$029
Net income$3,218,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$138,000533
Net operating income$3,218,0001,095
2007-03-31 (YTD Data)Rank
Total interest income$17,471,000609
Total interest expense$7,294,000677
Net interest income$10,177,000572
Provision for loan and lease losses$1,137,000272
Total noninterest income$718,0001,704
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$98,0003,492
Trading account gains and fees$0195
Additional Noninterest Income$620,0001,163
Total noninterest expense$7,227,000651
Salaries and employee benefits$5,108,000500
Premises and equipment expense$1,108,000611
Additional noninterest expense$1,011,0001,327
Pre-tax net operating income$2,531,000933
Securities gains (losses)$01,187
Applicable income taxes$962,000758
Income before extraordinary items$1,569,0001,123
Extraordinary gains, net$022
Net income$1,569,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$55,000473
Net operating income$1,569,0001,105
2006-12-31 (YTD Data)Rank
Total interest income$56,802,000680
Total interest expense$20,058,000839
Net interest income$36,744,000614
Provision for loan and lease losses$3,324,000349
Total noninterest income$2,163,0002,108
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$367,0003,717
Trading account gains and fees$0130
Additional Noninterest Income$1,796,0001,467
Total noninterest expense$22,808,000778
Salaries and employee benefits$15,026,000625
Premises and equipment expense$3,798,000679
Additional noninterest expense$3,984,0001,340
Pre-tax net operating income$12,775,000785
Securities gains (losses)$01,687
Applicable income taxes$4,893,000644
Income before extraordinary items$7,882,000947
Extraordinary gains, net$051
Net income$7,882,000947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,076
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$29,000,00043
Net operating income$7,882,000935
2006-09-30 (YTD Data)Rank
Total interest income$40,831,000713
Total interest expense$13,928,000876
Net interest income$26,903,000642
Provision for loan and lease losses$2,227,000363
Total noninterest income$1,453,0002,280
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$278,0003,723
Trading account gains and fees$0126
Additional Noninterest Income$1,175,0001,616
Total noninterest expense$15,986,000836
Salaries and employee benefits$10,661,000668
Premises and equipment expense$2,711,000727
Additional noninterest expense$2,614,0001,515
Pre-tax net operating income$10,143,000779
Securities gains (losses)$01,388
Applicable income taxes$3,826,000659
Income before extraordinary items$6,317,000923
Extraordinary gains, net$045
Net income$6,317,000922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$29,000,00029
Net operating income$6,317,000913
2006-06-30 (YTD Data)Rank
Total interest income$25,601,000740
Total interest expense$8,562,000901
Net interest income$17,039,000675
Provision for loan and lease losses$1,471,000355
Total noninterest income$886,0002,427
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$179,0003,778
Trading account gains and fees$0126
Additional Noninterest Income$707,0001,753
Total noninterest expense$10,170,000877
Salaries and employee benefits$6,735,000707
Premises and equipment expense$1,706,000759
Additional noninterest expense$1,729,0001,537
Pre-tax net operating income$6,284,000829
Securities gains (losses)$01,185
Applicable income taxes$2,349,000702
Income before extraordinary items$3,935,000979
Extraordinary gains, net$039
Net income$3,935,000980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$28,991,00018
Net operating income$3,935,000961
2006-03-31 (YTD Data)Rank
Total interest income$11,377,000798
Total interest expense$3,787,000964
Net interest income$7,590,000741
Provision for loan and lease losses$631,000385
Total noninterest income$398,0002,552
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$85,0003,811
Trading account gains and fees$0115
Additional Noninterest Income$313,0001,877
Total noninterest expense$4,840,000927
Salaries and employee benefits$3,251,000733
Premises and equipment expense$772,000831
Additional noninterest expense$817,0001,595
Pre-tax net operating income$2,517,000996
Securities gains (losses)$0955
Applicable income taxes$943,000826
Income before extraordinary items$1,574,0001,187
Extraordinary gains, net$021
Net income$1,574,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$12,000,00035
Net operating income$1,574,0001,166
2005-12-31 (YTD Data)Rank
Total interest income$34,675,000948
Total interest expense$9,107,0001,244
Net interest income$25,568,000839
Provision for loan and lease losses$2,465,000438
Total noninterest income$1,963,0002,247
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$252,0004,559
Trading account gains and fees$0138
Additional Noninterest Income$1,711,0001,509
Total noninterest expense$17,640,000965
Salaries and employee benefits$11,196,000809
Premises and equipment expense$2,884,000825
Additional noninterest expense$3,560,0001,440
Pre-tax net operating income$7,426,0001,288
Securities gains (losses)$02,296
Applicable income taxes$2,707,0001,055
Income before extraordinary items$4,719,0001,494
Extraordinary gains, net$046
Net income$4,719,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$22,000,00060
Net operating income$4,719,0001,473
2005-09-30 (YTD Data)Rank
Total interest income$23,902,0001,001
Total interest expense$5,928,0001,352
Net interest income$17,974,000885
Provision for loan and lease losses$2,107,000361
Total noninterest income$1,564,0002,139
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$174,0004,764
Trading account gains and fees$0126
Additional Noninterest Income$1,390,0001,432
Total noninterest expense$12,901,000975
Salaries and employee benefits$8,298,000810
Premises and equipment expense$2,182,000814
Additional noninterest expense$2,421,0001,549
Pre-tax net operating income$4,530,0001,579
Securities gains (losses)$02,317
Applicable income taxes$1,713,0001,237
Income before extraordinary items$2,817,0001,863
Extraordinary gains, net$035
Net income$2,817,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$22,000,00044
Net operating income$2,817,0001,824
2005-06-30 (YTD Data)Rank
Total interest income$13,998,0001,106
Total interest expense$3,142,0001,612
Net interest income$10,856,000958
Provision for loan and lease losses$1,217,000408
Total noninterest income$923,0002,313
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$111,0004,818
Trading account gains and fees$0116
Additional Noninterest Income$812,0001,562
Total noninterest expense$8,358,000997
Salaries and employee benefits$5,290,000846
Premises and equipment expense$1,447,000814
Additional noninterest expense$1,621,0001,539
Pre-tax net operating income$2,204,0002,032
Securities gains (losses)$02,146
Applicable income taxes$828,0001,582
Income before extraordinary items$1,376,0002,365
Extraordinary gains, net$030
Net income$1,376,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$22,000,00026
Net operating income$1,376,0002,341
2005-03-31 (YTD Data)Rank
Total interest income$6,165,0001,250
Total interest expense$1,344,0001,777
Net interest income$4,821,0001,081
Provision for loan and lease losses$539,000441
Total noninterest income$346,0002,743
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$51,0004,944
Trading account gains and fees$0115
Additional Noninterest Income$295,0001,908
Total noninterest expense$3,995,0001,046
Salaries and employee benefits$2,506,000888
Premises and equipment expense$771,000778
Additional noninterest expense$718,0001,718
Pre-tax net operating income$633,0003,103
Securities gains (losses)$01,685
Applicable income taxes$235,0002,355
Income before extraordinary items$398,0003,634
Extraordinary gains, net$024
Net income$398,0003,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$20,000,00018
Net operating income$398,0003,595
2004-12-31 (YTD Data)Rank
Total interest income$17,093,0001,675
Total interest expense$2,719,0002,841
Net interest income$14,374,0001,405
Provision for loan and lease losses$1,205,000882
Total noninterest income$1,126,0003,272
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$250,0004,746
Trading account gains and fees$0138
Additional Noninterest Income$876,0002,332
Total noninterest expense$11,081,0001,467
Salaries and employee benefits$6,536,0001,350
Premises and equipment expense$2,261,0001,014
Additional noninterest expense$2,284,0002,129
Pre-tax net operating income$3,214,0002,442
Securities gains (losses)$03,819
Applicable income taxes$1,173,0001,933
Income before extraordinary items$2,041,0002,857
Extraordinary gains, net$034
Net income$2,041,0002,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,933
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$10,970,00090
Net operating income$2,041,0002,797
2004-09-30 (YTD Data)Rank
Total interest income$12,028,0001,761
Total interest expense$1,849,0003,034
Net interest income$10,179,0001,482
Provision for loan and lease losses$795,000967
Total noninterest income$786,0003,448
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$199,0004,656
Trading account gains and fees$0134
Additional Noninterest Income$587,0002,531
Total noninterest expense$7,756,0001,571
Salaries and employee benefits$4,509,0001,473
Premises and equipment expense$1,624,0001,070
Additional noninterest expense$1,623,0002,227
Pre-tax net operating income$2,414,0002,461
Securities gains (losses)$03,710
Applicable income taxes$879,0001,971
Income before extraordinary items$1,535,0002,894
Extraordinary gains, net$026
Net income$1,535,0002,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,073
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$10,970,00070
Net operating income$1,535,0002,829
2004-06-30 (YTD Data)Rank
Total interest income$7,459,0001,872
Total interest expense$1,177,0003,131
Net interest income$6,282,0001,589
Provision for loan and lease losses$625,000804
Total noninterest income$493,0003,609
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$130,0004,686
Trading account gains and fees$0130
Additional Noninterest Income$363,0002,670
Total noninterest expense$4,909,0001,648
Salaries and employee benefits$2,808,0001,573
Premises and equipment expense$1,083,0001,071
Additional noninterest expense$1,018,0002,354
Pre-tax net operating income$1,241,0003,032
Securities gains (losses)$03,413
Applicable income taxes$450,0002,363
Income before extraordinary items$791,0003,550
Extraordinary gains, net$021
Net income$791,0003,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,344
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$10,970,00044
Net operating income$791,0003,462
2004-03-31 (YTD Data)Rank
Total interest income$3,544,0001,980
Total interest expense$576,0003,218
Net interest income$2,968,0001,686
Provision for loan and lease losses$255,000932
Total noninterest income$160,0004,617
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$70,0004,409
Trading account gains and fees$0121
Additional Noninterest Income$90,0003,932
Total noninterest expense$2,379,0001,709
Salaries and employee benefits$1,378,0001,618
Premises and equipment expense$538,0001,103
Additional noninterest expense$463,0002,539
Pre-tax net operating income$494,0003,555
Securities gains (losses)$02,934
Applicable income taxes$164,0002,923
Income before extraordinary items$330,0004,015
Extraordinary gains, net$016
Net income$330,0004,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0002,238
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$330,0003,884
2003-12-31 (YTD Data)Rank
Total interest income$10,479,0002,696
Total interest expense$2,058,0003,937
Net interest income$8,421,0002,302
Provision for loan and lease losses$930,0001,271
Total noninterest income$588,0005,022
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$256,0004,704
Trading account gains and fees$0160
Additional Noninterest Income$332,0004,300
Total noninterest expense$7,091,0002,220
Salaries and employee benefits$3,720,0002,284
Premises and equipment expense$1,800,0001,261
Additional noninterest expense$1,571,0002,949
Pre-tax net operating income$988,0005,206
Securities gains (losses)$04,500
Applicable income taxes$356,0004,008
Income before extraordinary items$632,0005,834
Extraordinary gains, net$054
Net income$632,0005,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,435
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$6,740,000157
Net operating income$632,0005,668
2003-09-30 (YTD Data)Rank
Total interest income$7,183,0002,990
Total interest expense$1,515,0004,107
Net interest income$5,668,0002,568
Provision for loan and lease losses$660,0001,297
Total noninterest income$438,0005,088
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$186,0004,799
Trading account gains and fees$0153
Additional Noninterest Income$252,0004,363
Total noninterest expense$5,020,0002,351
Salaries and employee benefits$2,642,0002,405
Premises and equipment expense$1,290,0001,337
Additional noninterest expense$1,088,0003,161
Pre-tax net operating income$426,0006,608
Securities gains (losses)$04,204
Applicable income taxes$157,0005,031
Income before extraordinary items$269,0007,120
Extraordinary gains, net$040
Net income$269,0007,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,291
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$6,453,000104
Net operating income$269,0006,960
2003-06-30 (YTD Data)Rank
Total interest income$4,470,0003,185
Total interest expense$1,000,0004,256
Net interest income$3,470,0002,783
Provision for loan and lease losses$410,0001,365
Total noninterest income$295,0005,032
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$120,0004,859
Trading account gains and fees$0150
Additional Noninterest Income$175,0004,284
Total noninterest expense$3,241,0002,416
Salaries and employee benefits$1,695,0002,473
Premises and equipment expense$792,0001,446
Additional noninterest expense$754,0003,020
Pre-tax net operating income$114,0007,888
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$114,0007,804
Extraordinary gains, net$030
Net income$114,0007,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,985
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$114,0007,635
2003-03-31 (YTD Data)Rank
Total interest income$2,082,0003,407
Total interest expense$475,0004,505
Net interest income$1,607,0002,980
Provision for loan and lease losses$173,0001,530
Total noninterest income$150,0004,887
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$60,0004,759
Trading account gains and fees$0134
Additional Noninterest Income$90,0004,120
Total noninterest expense$1,462,0002,649
Salaries and employee benefits$798,0002,628
Premises and equipment expense$353,0001,635
Additional noninterest expense$311,0003,559
Pre-tax net operating income$122,0006,871
Securities gains (losses)$02,891
Applicable income taxes$34,0005,594
Income before extraordinary items$88,0007,121
Extraordinary gains, net$021
Net income$88,0007,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$88,0006,970
2002-12-31 (YTD Data)Rank
Total interest income$6,596,0004,251
Total interest expense$1,994,0004,798
Net interest income$4,602,0003,917
Provision for loan and lease losses$573,0002,149
Total noninterest income$471,0005,380
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$155,0005,776
Trading account gains and fees$0153
Additional Noninterest Income$316,0004,145
Total noninterest expense$4,724,0003,075
Salaries and employee benefits$2,509,0003,113
Premises and equipment expense$1,116,0001,978
Additional noninterest expense$1,099,0003,885
Pre-tax net operating income$-224,0008,843
Securities gains (losses)$04,537
Applicable income taxes$-62,0009,016
Income before extraordinary items$-160,0008,881
Extraordinary gains, net$070
Net income$-162,0008,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,470
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$7,015,00098
Net operating income$-160,0008,827
2001-12-31 (YTD Data)Rank
Total interest income$6,459,0004,700
Total interest expense$3,038,0004,681
Net interest income$3,421,0004,632
Provision for loan and lease losses$184,0004,316
Total noninterest income$314,0006,295
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$77,0007,040
Trading account gains and fees$0177
Additional Noninterest Income$237,0004,590
Total noninterest expense$3,245,0004,083
Salaries and employee benefits$1,451,0004,626
Premises and equipment expense$889,0002,400
Additional noninterest expense$905,0004,392
Pre-tax net operating income$306,0007,387
Securities gains (losses)$04,612
Applicable income taxes$112,0005,860
Income before extraordinary items$194,0007,783
Extraordinary gains, net$0105
Net income$194,0007,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,370
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$194,0007,666
2000-12-31 (YTD Data)Rank
Total interest income$5,803,0005,202
Total interest expense$3,061,0004,846
Net interest income$2,742,0005,480
Provision for loan and lease losses$268,0003,103
Total noninterest income$180,0007,483
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$11,0008,402
Trading account gains and feesNANA
Additional Noninterest Income$169,0005,202
Total noninterest expense$2,610,0004,711
Salaries and employee benefits$1,154,0005,369
Premises and equipment expense$673,0002,969
Additional noninterest expense$783,0004,806
Pre-tax net operating income$44,0008,980
Securities gains (losses)$01,956
Applicable income taxes$17,0007,911
Income before extraordinary items$27,0009,042
Extraordinary gains, net$038
Net income$27,0009,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$2,000,000356
Net operating income$27,0009,025
1999-12-31 (YTD Data)Rank
Total interest income$2,367,0008,055
Total interest expense$982,0008,219
Net interest income$1,385,0007,808
Provision for loan and lease losses$150,0004,234
Total noninterest income$51,0009,576
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0008,210
Trading account gains and feesNANA
Additional Noninterest Income$17,0009,383
Total noninterest expense$1,639,0006,444
Salaries and employee benefits$727,0007,101
Premises and equipment expense$554,0003,475
Additional noninterest expense$358,0007,625
Pre-tax net operating income$-353,0009,748
Securities gains (losses)$-8,0009,241
Applicable income taxes$-135,0009,964
Income before extraordinary items$-226,0009,702
Extraordinary gains, net$035
Net income$-226,0009,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$2,000,000434
Net operating income$-220,8809,675
1998-12-31 (YTD Data)Rank
Total interest income$1,357,0009,466
Total interest expense$525,0009,641
Net interest income$832,0009,176
Provision for loan and lease losses$150,0004,136
Total noninterest income$34,00010,048
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$7,0008,918
Trading account gains and feesNANA
Additional Noninterest Income$27,0009,156
Total noninterest expense$1,397,0006,971
Salaries and employee benefits$591,0007,806
Premises and equipment expense$335,0005,038
Additional noninterest expense$471,0006,643
Pre-tax net operating income$-681,00010,261
Securities gains (losses)$04,449
Applicable income taxes$-255,00010,340
Income before extraordinary items$-426,00010,197
Extraordinary gains, net$032
Net income$-426,00010,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-426,00010,168
1997-12-31 (YTD Data)Rank
Total interest income$300,00010,797
Total interest expense$62,00010,814
Net interest income$238,00010,746
Provision for loan and lease losses$120,0004,629
Total noninterest income$8,00010,802
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$7,0009,339
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,828
Total noninterest expense$1,028,0008,250
Salaries and employee benefits$500,0008,604
Premises and equipment expense$205,0006,758
Additional noninterest expense$323,0008,096
Pre-tax net operating income$-902,00010,835
Securities gains (losses)$03,944
Applicable income taxes$-340,00010,837
Income before extraordinary items$-562,00010,772
Extraordinary gains, net$044
Net income$-562,00010,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$5,585,000180
Net operating income$-562,00010,756

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.