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Clinton Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$28,420,000	1,463
Total interest expense	$9,180,000	1,377
Net interest income	$19,240,000	1,480
Provision for loan and lease losses	$-103,000	4,334
Total noninterest income	$2,120,000	1,947
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$465,000	1,726
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,655,000	1,781
Total noninterest expense	$17,932,000	1,321
Salaries and employee benefits	$11,311,000	1,226
Premises and equipment expense	$2,297,000	1,081
Additional noninterest expense	$1,655,000	1,781
Pre-tax net operating income	$3,531,000	2,314
Securities gains (losses)	$277,000	132
Applicable income taxes	$610,000	1,768
Income before extraordinary items	$3,198,000	2,253
Extraordinary gains, net	$0	54
Net income	$3,198,000	2,277
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,198,000	2,256
Net charge-offs	$16,000	2,286
Cash dividends	$534,000	2,696
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,965,320	2,367
2023-09-30 (YTD Data)		Rank
Total interest income	$21,076,000	1,436
Total interest expense	$6,191,000	1,377
Net interest income	$14,885,000	1,461
Provision for loan and lease losses	$120,000	2,020
Total noninterest income	$1,608,000	1,941
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$343,000	1,750
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,265,000	1,770
Total noninterest expense	$13,466,000	1,321
Salaries and employee benefits	$8,535,000	1,218
Premises and equipment expense	$1,684,000	1,099
Additional noninterest expense	$1,265,000	1,770
Pre-tax net operating income	$2,907,000	2,265
Securities gains (losses)	$-145,000	4,101
Applicable income taxes	$458,000	1,812
Income before extraordinary items	$2,304,000	2,337
Extraordinary gains, net	$0	52
Net income	$2,304,000	2,359
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,304,000	2,339
Net charge-offs	$16,000	1,978
Cash dividends	$366,000	2,467
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,424,350	2,309
2023-06-30 (YTD Data)		Rank
Total interest income	$13,819,000	1,429
Total interest expense	$3,638,000	1,371
Net interest income	$10,181,000	1,446
Provision for loan and lease losses	$158,000	1,486
Total noninterest income	$1,013,000	1,934
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$225,000	1,760
Trading account gains and fees	$0	112
Additional Noninterest Income	$788,000	1,760
Total noninterest expense	$9,190,000	1,272
Salaries and employee benefits	$5,840,000	1,184
Premises and equipment expense	$1,101,000	1,106
Additional noninterest expense	$788,000	1,758
Pre-tax net operating income	$1,846,000	2,340
Securities gains (losses)	$95,000	175
Applicable income taxes	$315,000	1,811
Income before extraordinary items	$1,626,000	2,308
Extraordinary gains, net	$0	51
Net income	$1,626,000	2,335
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,626,000	2,308
Net charge-offs	$16,000	1,633
Cash dividends	$281,000	2,348
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,546,200	2,389
2023-03-31 (YTD Data)		Rank
Total interest income	$6,743,000	1,432
Total interest expense	$1,572,000	1,384
Net interest income	$5,171,000	1,436
Provision for loan and lease losses	$102,000	1,271
Total noninterest income	$488,000	1,975
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$107,000	1,826
Trading account gains and fees	$0	97
Additional Noninterest Income	$381,000	1,789
Total noninterest expense	$4,519,000	1,312
Salaries and employee benefits	$2,964,000	1,186
Premises and equipment expense	$549,000	1,146
Additional noninterest expense	$381,000	1,789
Pre-tax net operating income	$1,038,000	2,253
Securities gains (losses)	$-84,000	4,334
Applicable income taxes	$162,000	1,827
Income before extraordinary items	$792,000	2,396
Extraordinary gains, net	$0	4
Net income	$792,000	2,396
Minority interest net income	$0	48
Net income of bank and minority interests.	$792,000	2,396
Net charge-offs	$12,000	1,306
Cash dividends	$147,000	1,948
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$861,720	2,322
2022-12-31 (YTD Data)		Rank
Total interest income	$23,107,000	1,403
Total interest expense	$2,292,000	1,460
Net interest income	$20,815,000	1,385
Provision for loan and lease losses	$360,000	1,410
Total noninterest income	$2,075,000	2,007
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$433,000	1,859
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,642,000	1,819
Total noninterest expense	$16,522,000	1,369
Salaries and employee benefits	$10,366,000	1,286
Premises and equipment expense	$1,937,000	1,250
Additional noninterest expense	$1,642,000	1,819
Pre-tax net operating income	$6,008,000	1,823
Securities gains (losses)	$-1,287,000	4,490
Applicable income taxes	$995,000	1,553
Income before extraordinary items	$3,726,000	2,196
Extraordinary gains, net	$0	5
Net income	$3,726,000	2,195
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,726,000	2,195
Net charge-offs	$-208,000	4,442
Cash dividends	$325,000	2,948
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,742,730	1,920
2022-09-30 (YTD Data)		Rank
Total interest income	$16,763,000	1,387
Total interest expense	$1,429,000	1,375
Net interest income	$15,334,000	1,385
Provision for loan and lease losses	$270,000	1,285
Total noninterest income	$1,640,000	1,977
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$318,000	1,898
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,322,000	1,768
Total noninterest expense	$12,194,000	1,379
Salaries and employee benefits	$7,667,000	1,296
Premises and equipment expense	$1,469,000	1,237
Additional noninterest expense	$1,322,000	1,768
Pre-tax net operating income	$4,510,000	1,818
Securities gains (losses)	$-2,575,000	4,645
Applicable income taxes	$386,000	2,005
Income before extraordinary items	$1,549,000	2,892
Extraordinary gains, net	$0	4
Net income	$1,549,000	2,890
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,549,000	2,891
Net charge-offs	$-204,000	4,476
Cash dividends	$195,000	2,731
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,609,000	1,884
2022-06-30 (YTD Data)		Rank
Total interest income	$10,958,000	1,364
Total interest expense	$942,000	1,197
Net interest income	$10,016,000	1,386
Provision for loan and lease losses	$180,000	1,178
Total noninterest income	$1,072,000	1,986
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$208,000	1,915
Trading account gains and fees	$0	108
Additional Noninterest Income	$864,000	1,823
Total noninterest expense	$8,311,000	1,357
Salaries and employee benefits	$5,272,000	1,263
Premises and equipment expense	$1,008,000	1,187
Additional noninterest expense	$2,031,000	1,587
Pre-tax net operating income	$2,597,000	1,892
Securities gains (losses)	$-1,919,000	4,668
Applicable income taxes	$101,000	2,565
Income before extraordinary items	$577,000	3,414
Extraordinary gains, net	$0	4
Net income	$577,000	3,413
Minority interest net income	$0	60
Net income of bank and minority interests.	$577,000	3,414
Net charge-offs	$-204,000	4,551
Cash dividends	$124,000	2,659
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,208,150	1,912
2022-03-31 (YTD Data)		Rank
Total interest income	$5,324,000	1,357
Total interest expense	$488,000	1,123
Net interest income	$4,836,000	1,390
Provision for loan and lease losses	$90,000	1,018
Total noninterest income	$577,000	1,911
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$102,000	1,914
Trading account gains and fees	$0	103
Additional Noninterest Income	$475,000	1,720
Total noninterest expense	$4,121,000	1,359
Salaries and employee benefits	$2,674,000	1,237
Premises and equipment expense	$535,000	1,125
Additional noninterest expense	$912,000	1,701
Pre-tax net operating income	$1,202,000	1,915
Securities gains (losses)	$-716,000	4,702
Applicable income taxes	$78,000	2,233
Income before extraordinary items	$408,000	2,960
Extraordinary gains, net	$0	4
Net income	$408,000	2,959
Minority interest net income	$0	50
Net income of bank and minority interests.	$408,000	2,960
Net charge-offs	$-107,000	4,567
Cash dividends	$61,000	2,116
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,009,440	1,925
2021-12-31 (YTD Data)		Rank
Total interest income	$20,657,000	1,441
Total interest expense	$2,688,000	1,018
Net interest income	$17,969,000	1,495
Provision for loan and lease losses	$360,000	1,270
Total noninterest income	$2,424,000	2,034
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$393,000	1,886
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,031,000	1,886
Total noninterest expense	$16,052,000	1,368
Salaries and employee benefits	$10,130,000	1,285
Premises and equipment expense	$1,869,000	1,287
Additional noninterest expense	$4,053,000	1,571
Pre-tax net operating income	$3,981,000	2,335
Securities gains (losses)	$1,856,000	146
Applicable income taxes	$1,138,000	1,514
Income before extraordinary items	$4,699,000	1,971
Extraordinary gains, net	$0	10
Net income	$4,699,000	1,971
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,699,000	1,972
Net charge-offs	$32,000	1,884
Cash dividends	$166,000	3,332
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,195,640	2,440
2021-09-30 (YTD Data)		Rank
Total interest income	$15,371,000	1,482
Total interest expense	$2,130,000	1,013
Net interest income	$13,241,000	1,539
Provision for loan and lease losses	$270,000	1,230
Total noninterest income	$1,888,000	2,033
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$288,000	1,909
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,600,000	1,892
Total noninterest expense	$11,772,000	1,405
Salaries and employee benefits	$7,515,000	1,305
Premises and equipment expense	$1,374,000	1,317
Additional noninterest expense	$2,883,000	1,638
Pre-tax net operating income	$3,087,000	2,394
Securities gains (losses)	$791,000	222
Applicable income taxes	$740,000	1,692
Income before extraordinary items	$3,138,000	2,186
Extraordinary gains, net	$0	8
Net income	$3,138,000	2,185
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,138,000	2,186
Net charge-offs	$26,000	1,629
Cash dividends	$133,000	2,988
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,497,290	2,482
2021-06-30 (YTD Data)		Rank
Total interest income	$10,311,000	1,471
Total interest expense	$1,518,000	988
Net interest income	$8,793,000	1,522
Provision for loan and lease losses	$180,000	1,246
Total noninterest income	$1,184,000	2,051
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$190,000	1,869
Trading account gains and fees	$0	133
Additional Noninterest Income	$994,000	1,914
Total noninterest expense	$7,808,000	1,406
Salaries and employee benefits	$5,009,000	1,297
Premises and equipment expense	$936,000	1,295
Additional noninterest expense	$1,863,000	1,663
Pre-tax net operating income	$1,989,000	2,406
Securities gains (losses)	$912,000	173
Applicable income taxes	$563,000	1,577
Income before extraordinary items	$2,338,000	2,041
Extraordinary gains, net	$0	6
Net income	$2,338,000	2,041
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,338,000	2,041
Net charge-offs	$-63,000	4,429
Cash dividends	$118,000	2,802
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,599,280	2,500
2021-03-31 (YTD Data)		Rank
Total interest income	$5,079,000	1,489
Total interest expense	$817,000	965
Net interest income	$4,262,000	1,561
Provision for loan and lease losses	$90,000	1,312
Total noninterest income	$795,000	1,738
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$96,000	1,846
Trading account gains and fees	$0	127
Additional Noninterest Income	$699,000	1,591
Total noninterest expense	$3,872,000	1,405
Salaries and employee benefits	$2,480,000	1,299
Premises and equipment expense	$493,000	1,235
Additional noninterest expense	$899,000	1,671
Pre-tax net operating income	$1,095,000	2,252
Securities gains (losses)	$486,000	196
Applicable income taxes	$312,000	1,484
Income before extraordinary items	$1,269,000	1,930
Extraordinary gains, net	$0	3
Net income	$1,269,000	1,929
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,269,000	1,930
Net charge-offs	$-63,000	4,665
Cash dividends	$59,000	2,255
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$880,200	2,340
2020-12-31 (YTD Data)		Rank
Total interest income	$21,566,000	1,386
Total interest expense	$4,511,000	1,043
Net interest income	$17,055,000	1,475
Provision for loan and lease losses	$860,000	1,762
Total noninterest income	$3,401,000	1,608
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$417,000	1,844
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,984,000	1,439
Total noninterest expense	$15,742,000	1,356
Salaries and employee benefits	$10,072,000	1,249
Premises and equipment expense	$1,822,000	1,284
Additional noninterest expense	$3,848,000	1,578
Pre-tax net operating income	$3,854,000	2,115
Securities gains (losses)	$772,000	452
Applicable income taxes	$783,000	1,633
Income before extraordinary items	$3,843,000	1,974
Extraordinary gains, net	$0	4
Net income	$3,843,000	1,973
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,843,000	1,974
Net charge-offs	$544,000	923
Cash dividends	$167,000	3,466
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,202,240	2,161
2020-09-30 (YTD Data)		Rank
Total interest income	$16,314,000	1,389
Total interest expense	$3,561,000	1,057
Net interest income	$12,753,000	1,469
Provision for loan and lease losses	$270,000	2,510
Total noninterest income	$2,278,000	1,666
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$305,000	1,867
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,973,000	1,507
Total noninterest expense	$11,451,000	1,374
Salaries and employee benefits	$7,218,000	1,281
Premises and equipment expense	$1,338,000	1,312
Additional noninterest expense	$2,895,000	1,552
Pre-tax net operating income	$3,310,000	1,918
Securities gains (losses)	$-98,000	4,943
Applicable income taxes	$536,000	1,687
Income before extraordinary items	$2,676,000	2,052
Extraordinary gains, net	$0	4
Net income	$2,676,000	2,053
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,676,000	2,053
Net charge-offs	$22,000	2,453
Cash dividends	$150,000	3,023
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,757,340	1,950
2020-06-30 (YTD Data)		Rank
Total interest income	$11,055,000	1,392
Total interest expense	$2,516,000	1,083
Net interest income	$8,539,000	1,467
Provision for loan and lease losses	$180,000	2,493
Total noninterest income	$1,356,000	1,721
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$211,000	1,835
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,145,000	1,538
Total noninterest expense	$7,583,000	1,375
Salaries and employee benefits	$4,827,000	1,278
Premises and equipment expense	$892,000	1,303
Additional noninterest expense	$1,864,000	1,587
Pre-tax net operating income	$2,132,000	1,910
Securities gains (losses)	$-518,000	5,005
Applicable income taxes	$230,000	1,947
Income before extraordinary items	$1,384,000	2,346
Extraordinary gains, net	$0	4
Net income	$1,384,000	2,346
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,384,000	2,346
Net charge-offs	$13,000	2,360
Cash dividends	$150,000	2,802
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,829,480	1,915
2020-03-31 (YTD Data)		Rank
Total interest income	$5,659,000	1,354
Total interest expense	$1,339,000	1,119
Net interest income	$4,320,000	1,419
Provision for loan and lease losses	$90,000	2,048
Total noninterest income	$573,000	1,801
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$131,000	1,794
Trading account gains and fees	$0	106
Additional Noninterest Income	$442,000	1,633
Total noninterest expense	$3,889,000	1,355
Salaries and employee benefits	$2,525,000	1,228
Premises and equipment expense	$465,000	1,263
Additional noninterest expense	$899,000	1,659
Pre-tax net operating income	$914,000	1,966
Securities gains (losses)	$-1,560,000	5,061
Applicable income taxes	$-213,000	4,990
Income before extraordinary items	$-433,000	4,945
Extraordinary gains, net	$0	4
Net income	$-433,000	4,946
Minority interest net income	$0	56
Net income of bank and minority interests.	$-433,000	4,945
Net charge-offs	$5,000	2,107
Cash dividends	$89,000	2,357
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$799,400	1,946
2019-12-31 (YTD Data)		Rank
Total interest income	$23,339,000	1,331
Total interest expense	$5,602,000	1,127
Net interest income	$17,737,000	1,375
Provision for loan and lease losses	$50,000	3,376
Total noninterest income	$2,642,000	1,692
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$538,000	1,818
Trading account gains and fees	$0	135
Additional Noninterest Income	$2,104,000	1,489
Total noninterest expense	$15,058,000	1,352
Salaries and employee benefits	$9,295,000	1,275
Premises and equipment expense	$1,846,000	1,240
Additional noninterest expense	$3,917,000	1,534
Pre-tax net operating income	$5,271,000	1,692
Securities gains (losses)	$1,113,000	210
Applicable income taxes	$1,175,000	1,295
Income before extraordinary items	$5,209,000	1,550
Extraordinary gains, net	$0	11
Net income	$5,209,000	1,552
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,209,000	1,552
Net charge-offs	$-30,000	4,676
Cash dividends	$317,000	3,296
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,296,340	1,752
2019-09-30 (YTD Data)		Rank
Total interest income	$17,575,000	1,337
Total interest expense	$4,172,000	1,138
Net interest income	$13,403,000	1,375
Provision for loan and lease losses	$270,000	1,685
Total noninterest income	$1,655,000	1,878
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$394,000	1,853
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,261,000	1,685
Total noninterest expense	$11,089,000	1,382
Salaries and employee benefits	$6,915,000	1,293
Premises and equipment expense	$1,343,000	1,288
Additional noninterest expense	$2,831,000	1,584
Pre-tax net operating income	$3,699,000	1,814
Securities gains (losses)	$850,000	221
Applicable income taxes	$850,000	1,366
Income before extraordinary items	$3,699,000	1,639
Extraordinary gains, net	$0	11
Net income	$3,699,000	1,640
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,699,000	1,640
Net charge-offs	$24,000	2,619
Cash dividends	$219,000	3,069
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,010,500	1,895
2019-06-30 (YTD Data)		Rank
Total interest income	$11,689,000	1,332
Total interest expense	$2,747,000	1,128
Net interest income	$8,942,000	1,376
Provision for loan and lease losses	$180,000	1,640
Total noninterest income	$1,083,000	1,881
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$253,000	1,888
Trading account gains and fees	$0	131
Additional Noninterest Income	$830,000	1,677
Total noninterest expense	$7,471,000	1,372
Salaries and employee benefits	$4,649,000	1,277
Premises and equipment expense	$932,000	1,257
Additional noninterest expense	$1,890,000	1,591
Pre-tax net operating income	$2,374,000	1,854
Securities gains (losses)	$689,000	179
Applicable income taxes	$567,000	1,338
Income before extraordinary items	$2,496,000	1,608
Extraordinary gains, net	$0	11
Net income	$2,496,000	1,609
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,496,000	1,609
Net charge-offs	$-9,000	4,454
Cash dividends	$116,000	3,127
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,937,910	1,942
2019-03-31 (YTD Data)		Rank
Total interest income	$5,775,000	1,340
Total interest expense	$1,328,000	1,140
Net interest income	$4,447,000	1,382
Provision for loan and lease losses	$90,000	1,533
Total noninterest income	$465,000	1,994
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$125,000	1,898
Trading account gains and fees	$0	126
Additional Noninterest Income	$340,000	1,838
Total noninterest expense	$3,767,000	1,370
Salaries and employee benefits	$2,387,000	1,263
Premises and equipment expense	$484,000	1,227
Additional noninterest expense	$896,000	1,662
Pre-tax net operating income	$1,055,000	1,990
Securities gains (losses)	$559,000	120
Applicable income taxes	$298,000	1,259
Income before extraordinary items	$1,316,000	1,505
Extraordinary gains, net	$0	5
Net income	$1,316,000	1,505
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,316,000	1,504
Net charge-offs	$1,000	2,582
Cash dividends	$108,000	2,387
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$857,620	2,082
2018-12-31 (YTD Data)		Rank
Total interest income	$22,157,000	1,318
Total interest expense	$4,165,000	1,095
Net interest income	$17,992,000	1,355
Provision for loan and lease losses	$330,000	1,865
Total noninterest income	$2,271,000	1,853
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$542,000	1,865
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,729,000	1,640
Total noninterest expense	$14,899,000	1,360
Salaries and employee benefits	$9,443,000	1,221
Premises and equipment expense	$1,725,000	1,333
Additional noninterest expense	$3,731,000	1,601
Pre-tax net operating income	$5,034,000	1,773
Securities gains (losses)	$1,602,000	62
Applicable income taxes	$1,202,000	1,218
Income before extraordinary items	$5,434,000	1,475
Extraordinary gains, net	$0	6
Net income	$5,434,000	1,474
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,434,000	1,474
Net charge-offs	$27,000	2,960
Cash dividends	$272,000	3,431
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,120,360	1,856
2018-09-30 (YTD Data)		Rank
Total interest income	$16,390,000	1,322
Total interest expense	$2,984,000	1,072
Net interest income	$13,406,000	1,357
Provision for loan and lease losses	$270,000	1,667
Total noninterest income	$1,515,000	1,991
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$397,000	1,908
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,118,000	1,815
Total noninterest expense	$11,017,000	1,376
Salaries and employee benefits	$6,950,000	1,242
Premises and equipment expense	$1,308,000	1,323
Additional noninterest expense	$2,759,000	1,610
Pre-tax net operating income	$3,634,000	1,838
Securities gains (losses)	$1,590,000	60
Applicable income taxes	$996,000	1,169
Income before extraordinary items	$4,228,000	1,437
Extraordinary gains, net	$0	5
Net income	$4,228,000	1,436
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,228,000	1,436
Net charge-offs	$27,000	2,553
Cash dividends	$188,000	3,133
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,940,100	1,924
2018-06-30 (YTD Data)		Rank
Total interest income	$10,713,000	1,333
Total interest expense	$1,896,000	1,058
Net interest income	$8,817,000	1,367
Provision for loan and lease losses	$180,000	1,601
Total noninterest income	$968,000	2,047
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$264,000	1,909
Trading account gains and fees	$0	130
Additional Noninterest Income	$704,000	1,867
Total noninterest expense	$7,464,000	1,363
Salaries and employee benefits	$4,689,000	1,233
Premises and equipment expense	$913,000	1,277
Additional noninterest expense	$1,862,000	1,604
Pre-tax net operating income	$2,141,000	2,001
Securities gains (losses)	$1,109,000	63
Applicable income taxes	$598,000	1,248
Income before extraordinary items	$2,652,000	1,496
Extraordinary gains, net	$0	6
Net income	$2,652,000	1,494
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,652,000	1,495
Net charge-offs	$-5,000	4,304
Cash dividends	$188,000	2,863
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,742,620	2,079
2018-03-31 (YTD Data)		Rank
Total interest income	$5,231,000	1,342
Total interest expense	$876,000	1,082
Net interest income	$4,355,000	1,382
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$491,000	2,012
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$135,000	1,894
Trading account gains and fees	$0	123
Additional Noninterest Income	$356,000	1,829
Total noninterest expense	$3,853,000	1,322
Salaries and employee benefits	$2,393,000	1,219
Premises and equipment expense	$507,000	1,182
Additional noninterest expense	$953,000	1,580
Pre-tax net operating income	$903,000	2,179
Securities gains (losses)	$376,000	83
Applicable income taxes	$214,000	1,514
Income before extraordinary items	$1,065,000	1,746
Extraordinary gains, net	$0	7
Net income	$1,065,000	1,746
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,065,000	1,746
Net charge-offs	$-11,000	4,784
Cash dividends	$88,000	2,402
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$752,920	2,255
2017-12-31 (YTD Data)		Rank
Total interest income	$20,057,000	1,344
Total interest expense	$3,013,000	1,082
Net interest income	$17,044,000	1,380
Provision for loan and lease losses	$330,000	1,873
Total noninterest income	$2,042,000	2,003
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$539,000	1,924
Trading account gains and fees	$0	151
Additional Noninterest Income	$1,503,000	1,813
Total noninterest expense	$14,877,000	1,333
Salaries and employee benefits	$9,300,000	1,228
Premises and equipment expense	$1,845,000	1,260
Additional noninterest expense	$3,732,000	1,609
Pre-tax net operating income	$3,879,000	2,091
Securities gains (losses)	$2,223,000	88
Applicable income taxes	$2,281,000	1,181
Income before extraordinary items	$3,821,000	1,670
Extraordinary gains, net	$0	9
Net income	$3,821,000	1,671
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,821,000	1,670
Net charge-offs	$33,000	3,182
Cash dividends	$205,000	3,619
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,398,280	2,370
2017-09-30 (YTD Data)		Rank
Total interest income	$14,884,000	1,357
Total interest expense	$2,218,000	1,078
Net interest income	$12,666,000	1,396
Provision for loan and lease losses	$270,000	1,724
Total noninterest income	$1,508,000	2,045
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$394,000	1,971
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,114,000	1,853
Total noninterest expense	$10,936,000	1,357
Salaries and employee benefits	$6,714,000	1,275
Premises and equipment expense	$1,383,000	1,272
Additional noninterest expense	$2,839,000	1,582
Pre-tax net operating income	$2,968,000	2,083
Securities gains (losses)	$2,214,000	82
Applicable income taxes	$1,460,000	1,142
Income before extraordinary items	$3,722,000	1,457
Extraordinary gains, net	$0	9
Net income	$3,722,000	1,456
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,722,000	1,457
Net charge-offs	$42,000	2,589
Cash dividends	$122,000	3,343
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,127,920	2,277
2017-06-30 (YTD Data)		Rank
Total interest income	$9,832,000	1,359
Total interest expense	$1,466,000	1,061
Net interest income	$8,366,000	1,404
Provision for loan and lease losses	$180,000	1,642
Total noninterest income	$999,000	2,050
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$253,000	2,017
Trading account gains and fees	$0	139
Additional Noninterest Income	$746,000	1,856
Total noninterest expense	$7,413,000	1,339
Salaries and employee benefits	$4,537,000	1,263
Premises and equipment expense	$936,000	1,261
Additional noninterest expense	$1,940,000	1,548
Pre-tax net operating income	$1,772,000	2,209
Securities gains (losses)	$255,000	245
Applicable income taxes	$468,000	1,755
Income before extraordinary items	$1,559,000	2,087
Extraordinary gains, net	$0	11
Net income	$1,559,000	2,087
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,559,000	2,087
Net charge-offs	$58,000	1,882
Cash dividends	$75,000	3,293
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,362,650	2,289
2017-03-31 (YTD Data)		Rank
Total interest income	$4,964,000	1,342
Total interest expense	$732,000	1,034
Net interest income	$4,232,000	1,385
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$528,000	1,970
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$126,000	2,021
Trading account gains and fees	$0	142
Additional Noninterest Income	$402,000	1,748
Total noninterest expense	$3,767,000	1,330
Salaries and employee benefits	$2,333,000	1,247
Premises and equipment expense	$483,000	1,230
Additional noninterest expense	$951,000	1,576
Pre-tax net operating income	$903,000	2,100
Securities gains (losses)	$178,000	169
Applicable income taxes	$261,000	1,621
Income before extraordinary items	$820,000	1,945
Extraordinary gains, net	$0	8
Net income	$820,000	1,945
Minority interest net income	$0	55
Net income of bank and minority interests.	$820,000	1,945
Net charge-offs	$9,000	2,245
Cash dividends	$75,000	2,495
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$684,720	2,208
2016-12-31 (YTD Data)		Rank
Total interest income	$19,208,000	1,335
Total interest expense	$2,967,000	979
Net interest income	$16,241,000	1,396
Provision for loan and lease losses	$330,000	1,898
Total noninterest income	$2,340,000	1,925
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$509,000	2,051
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,831,000	1,672
Total noninterest expense	$14,695,000	1,345
Salaries and employee benefits	$8,911,000	1,253
Premises and equipment expense	$1,827,000	1,276
Additional noninterest expense	$3,957,000	1,547
Pre-tax net operating income	$3,556,000	2,102
Securities gains (losses)	$807,000	290
Applicable income taxes	$1,057,000	1,582
Income before extraordinary items	$3,306,000	1,933
Extraordinary gains, net	$0	5
Net income	$3,306,000	1,932
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,306,000	1,932
Net charge-offs	$-83,000	5,484
Cash dividends	$184,000	3,739
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,692,680	2,234
2016-09-30 (YTD Data)		Rank
Total interest income	$14,400,000	1,340
Total interest expense	$2,208,000	987
Net interest income	$12,192,000	1,397
Provision for loan and lease losses	$270,000	1,728
Total noninterest income	$1,676,000	1,977
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$377,000	2,087
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,299,000	1,731
Total noninterest expense	$11,284,000	1,318
Salaries and employee benefits	$6,829,000	1,238
Premises and equipment expense	$1,373,000	1,281
Additional noninterest expense	$3,082,000	1,498
Pre-tax net operating income	$2,314,000	2,382
Securities gains (losses)	$655,000	304
Applicable income taxes	$681,000	1,785
Income before extraordinary items	$2,288,000	2,115
Extraordinary gains, net	$0	5
Net income	$2,288,000	2,115
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,288,000	2,115
Net charge-offs	$-86,000	5,535
Cash dividends	$103,000	3,461
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,783,650	2,472
2016-06-30 (YTD Data)		Rank
Total interest income	$9,581,000	1,351
Total interest expense	$1,461,000	989
Net interest income	$8,120,000	1,404
Provision for loan and lease losses	$180,000	1,722
Total noninterest income	$1,083,000	2,000
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$252,000	2,056
Trading account gains and fees	$0	157
Additional Noninterest Income	$831,000	1,757
Total noninterest expense	$7,637,000	1,313
Salaries and employee benefits	$4,661,000	1,220
Premises and equipment expense	$925,000	1,270
Additional noninterest expense	$2,051,000	1,505
Pre-tax net operating income	$1,386,000	2,532
Securities gains (losses)	$500,000	278
Applicable income taxes	$411,000	1,860
Income before extraordinary items	$1,475,000	2,164
Extraordinary gains, net	$0	16
Net income	$1,475,000	2,163
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,475,000	2,163
Net charge-offs	$-76,000	5,626
Cash dividends	$66,000	3,405
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,085,000	2,597
2016-03-31 (YTD Data)		Rank
Total interest income	$4,773,000	1,352
Total interest expense	$713,000	1,004
Net interest income	$4,060,000	1,402
Provision for loan and lease losses	$90,000	1,597
Total noninterest income	$551,000	1,938
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$126,000	2,042
Trading account gains and fees	$0	142
Additional Noninterest Income	$425,000	1,674
Total noninterest expense	$3,955,000	1,278
Salaries and employee benefits	$2,433,000	1,187
Premises and equipment expense	$467,000	1,257
Additional noninterest expense	$1,055,000	1,453
Pre-tax net operating income	$566,000	2,820
Securities gains (losses)	$126,000	432
Applicable income taxes	$116,000	2,322
Income before extraordinary items	$576,000	2,503
Extraordinary gains, net	$0	12
Net income	$576,000	2,503
Minority interest net income	$0	62
Net income of bank and minority interests.	$576,000	2,503
Net charge-offs	$-69,000	5,812
Cash dividends	$66,000	2,551
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$471,420	2,802
2015-12-31 (YTD Data)		Rank
Total interest income	$18,629,000	1,352
Total interest expense	$2,717,000	1,037
Net interest income	$15,912,000	1,397
Provision for loan and lease losses	$0	4,380
Total noninterest income	$2,361,000	1,890
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$535,000	2,019
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,826,000	1,626
Total noninterest expense	$14,600,000	1,346
Salaries and employee benefits	$8,805,000	1,250
Premises and equipment expense	$1,762,000	1,324
Additional noninterest expense	$4,033,000	1,503
Pre-tax net operating income	$3,673,000	2,001
Securities gains (losses)	$496,000	358
Applicable income taxes	$864,000	1,725
Income before extraordinary items	$3,305,000	1,890
Extraordinary gains, net	$0	23
Net income	$3,305,000	1,889
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,305,000	1,892
Net charge-offs	$100,000	2,658
Cash dividends	$62,000	4,112
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,913,160	2,059
2015-09-30 (YTD Data)		Rank
Total interest income	$13,926,000	1,365
Total interest expense	$2,033,000	1,047
Net interest income	$11,893,000	1,412
Provision for loan and lease losses	$320,000	1,441
Total noninterest income	$1,794,000	1,901
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$396,000	2,056
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,398,000	1,616
Total noninterest expense	$10,616,000	1,378
Salaries and employee benefits	$6,211,000	1,321
Premises and equipment expense	$1,357,000	1,315
Additional noninterest expense	$3,048,000	1,503
Pre-tax net operating income	$2,751,000	2,048
Securities gains (losses)	$397,000	378
Applicable income taxes	$663,000	1,749
Income before extraordinary items	$2,485,000	1,899
Extraordinary gains, net	$0	21
Net income	$2,485,000	1,901
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,485,000	1,901
Net charge-offs	$48,000	2,807
Cash dividends	$50,000	3,651
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,171,370	2,081
2015-06-30 (YTD Data)		Rank
Total interest income	$9,288,000	1,369
Total interest expense	$1,352,000	1,057
Net interest income	$7,936,000	1,416
Provision for loan and lease losses	$240,000	1,328
Total noninterest income	$1,179,000	1,937
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$257,000	2,061
Trading account gains and fees	$0	157
Additional Noninterest Income	$922,000	1,641
Total noninterest expense	$7,130,000	1,382
Salaries and employee benefits	$4,107,000	1,331
Premises and equipment expense	$942,000	1,268
Additional noninterest expense	$2,081,000	1,485
Pre-tax net operating income	$1,745,000	2,102
Securities gains (losses)	$308,000	371
Applicable income taxes	$420,000	1,806
Income before extraordinary items	$1,633,000	1,908
Extraordinary gains, net	$0	22
Net income	$1,633,000	1,910
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,633,000	1,910
Net charge-offs	$72,000	2,015
Cash dividends	$50,000	3,429
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,386,600	2,134
2015-03-31 (YTD Data)		Rank
Total interest income	$4,597,000	1,374
Total interest expense	$669,000	1,077
Net interest income	$3,928,000	1,425
Provision for loan and lease losses	$120,000	1,278
Total noninterest income	$485,000	2,138
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$125,000	2,093
Trading account gains and fees	$0	152
Additional Noninterest Income	$360,000	1,885
Total noninterest expense	$3,586,000	1,369
Salaries and employee benefits	$2,041,000	1,356
Premises and equipment expense	$517,000	1,168
Additional noninterest expense	$1,028,000	1,496
Pre-tax net operating income	$707,000	2,401
Securities gains (losses)	$150,000	445
Applicable income taxes	$141,000	2,149
Income before extraordinary items	$716,000	2,102
Extraordinary gains, net	$0	13
Net income	$716,000	2,103
Minority interest net income	$0	64
Net income of bank and minority interests.	$716,000	2,103
Net charge-offs	$66,000	1,372
Cash dividends	$50,000	2,582
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$590,000	2,353
2014-12-31 (YTD Data)		Rank
Total interest income	$18,503,000	1,372
Total interest expense	$2,629,000	1,128
Net interest income	$15,874,000	1,405
Provision for loan and lease losses	$140,000	2,844
Total noninterest income	$1,940,000	2,147
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$557,000	2,094
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,383,000	1,872
Total noninterest expense	$13,930,000	1,387
Salaries and employee benefits	$8,115,000	1,309
Premises and equipment expense	$1,686,000	1,408
Additional noninterest expense	$4,129,000	1,519
Pre-tax net operating income	$3,744,000	1,933
Securities gains (losses)	$454,000	434
Applicable income taxes	$926,000	1,626
Income before extraordinary items	$3,272,000	1,872
Extraordinary gains, net	$0	17
Net income	$3,272,000	1,872
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,272,000	1,871
Net charge-offs	$400,000	1,724
Cash dividends	$602,000	2,621
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,917,880	2,018
2014-09-30 (YTD Data)		Rank
Total interest income	$13,843,000	1,380
Total interest expense	$1,987,000	1,129
Net interest income	$11,856,000	1,417
Provision for loan and lease losses	$360,000	1,463
Total noninterest income	$1,474,000	2,139
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$410,000	2,144
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,064,000	1,858
Total noninterest expense	$10,297,000	1,407
Salaries and employee benefits	$5,987,000	1,327
Premises and equipment expense	$1,249,000	1,431
Additional noninterest expense	$3,061,000	1,538
Pre-tax net operating income	$2,673,000	2,033
Securities gains (losses)	$369,000	404
Applicable income taxes	$678,000	1,684
Income before extraordinary items	$2,364,000	1,936
Extraordinary gains, net	$0	15
Net income	$2,364,000	1,936
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,364,000	1,935
Net charge-offs	$172,000	2,158
Cash dividends	$521,000	2,163
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,076,180	2,115
2014-06-30 (YTD Data)		Rank
Total interest income	$9,158,000	1,381
Total interest expense	$1,339,000	1,119
Net interest income	$7,819,000	1,418
Provision for loan and lease losses	$240,000	1,487
Total noninterest income	$942,000	2,165
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$267,000	2,155
Trading account gains and fees	$0	172
Additional Noninterest Income	$675,000	1,896
Total noninterest expense	$6,926,000	1,398
Salaries and employee benefits	$4,015,000	1,326
Premises and equipment expense	$856,000	1,401
Additional noninterest expense	$2,055,000	1,528
Pre-tax net operating income	$1,595,000	2,175
Securities gains (losses)	$285,000	381
Applicable income taxes	$381,000	1,814
Income before extraordinary items	$1,499,000	1,980
Extraordinary gains, net	$0	20
Net income	$1,499,000	1,984
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,499,000	1,983
Net charge-offs	$49,000	2,805
Cash dividends	$460,000	1,896
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,271,000	2,197
2014-03-31 (YTD Data)		Rank
Total interest income	$4,553,000	1,387
Total interest expense	$687,000	1,108
Net interest income	$3,866,000	1,426
Provision for loan and lease losses	$120,000	1,448
Total noninterest income	$456,000	2,166
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$129,000	2,192
Trading account gains and fees	$0	147
Additional Noninterest Income	$327,000	1,892
Total noninterest expense	$3,442,000	1,416
Salaries and employee benefits	$2,021,000	1,333
Premises and equipment expense	$463,000	1,324
Additional noninterest expense	$958,000	1,608
Pre-tax net operating income	$760,000	2,186
Securities gains (losses)	$69,000	548
Applicable income taxes	$161,000	1,930
Income before extraordinary items	$668,000	2,081
Extraordinary gains, net	$0	16
Net income	$668,000	2,083
Minority interest net income	$0	66
Net income of bank and minority interests.	$668,000	2,083
Net charge-offs	$23,000	2,396
Cash dividends	$133,000	2,069
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$612,110	2,200
2013-12-31 (YTD Data)		Rank
Total interest income	$18,030,000	1,416
Total interest expense	$3,070,000	1,095
Net interest income	$14,960,000	1,458
Provision for loan and lease losses	$410,000	2,082
Total noninterest income	$2,497,000	1,845
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$606,000	2,048
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,891,000	1,580
Total noninterest expense	$12,473,000	1,550
Salaries and employee benefits	$6,791,000	1,527
Premises and equipment expense	$1,649,000	1,438
Additional noninterest expense	$4,033,000	1,608
Pre-tax net operating income	$4,574,000	1,532
Securities gains (losses)	$618,000	375
Applicable income taxes	$1,282,000	1,252
Income before extraordinary items	$3,910,000	1,537
Extraordinary gains, net	$0	29
Net income	$3,910,000	1,540
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,910,000	1,541
Net charge-offs	$827,000	1,453
Cash dividends	$507,000	2,730
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,446,500	1,658
2013-09-30 (YTD Data)		Rank
Total interest income	$13,627,000	1,408
Total interest expense	$2,354,000	1,109
Net interest income	$11,273,000	1,444
Provision for loan and lease losses	$610,000	1,305
Total noninterest income	$1,783,000	1,955
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$447,000	2,086
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,336,000	1,690
Total noninterest expense	$10,368,000	1,427
Salaries and employee benefits	$6,105,000	1,308
Premises and equipment expense	$1,232,000	1,455
Additional noninterest expense	$3,031,000	1,600
Pre-tax net operating income	$2,078,000	2,350
Securities gains (losses)	$520,000	396
Applicable income taxes	$487,000	1,935
Income before extraordinary items	$2,111,000	2,037
Extraordinary gains, net	$0	25
Net income	$2,111,000	2,044
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,111,000	2,043
Net charge-offs	$772,000	1,212
Cash dividends	$372,000	2,414
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,689,800	2,356
2013-06-30 (YTD Data)		Rank
Total interest income	$9,181,000	1,385
Total interest expense	$1,613,000	1,105
Net interest income	$7,568,000	1,418
Provision for loan and lease losses	$420,000	1,329
Total noninterest income	$1,294,000	1,861
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$300,000	2,037
Trading account gains and fees	$0	157
Additional Noninterest Income	$994,000	1,584
Total noninterest expense	$6,974,000	1,409
Salaries and employee benefits	$4,097,000	1,295
Premises and equipment expense	$835,000	1,447
Additional noninterest expense	$2,042,000	1,585
Pre-tax net operating income	$1,468,000	2,228
Securities gains (losses)	$391,000	459
Applicable income taxes	$357,000	1,855
Income before extraordinary items	$1,502,000	1,925
Extraordinary gains, net	$0	22
Net income	$1,502,000	1,932
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,502,000	1,931
Net charge-offs	$706,000	988
Cash dividends	$238,000	2,433
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,185,290	2,229
2013-03-31 (YTD Data)		Rank
Total interest income	$4,632,000	1,373
Total interest expense	$808,000	1,141
Net interest income	$3,824,000	1,406
Provision for loan and lease losses	$210,000	1,313
Total noninterest income	$684,000	1,764
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$150,000	2,037
Trading account gains and fees	$0	148
Additional Noninterest Income	$534,000	1,500
Total noninterest expense	$3,457,000	1,428
Salaries and employee benefits	$1,995,000	1,344
Premises and equipment expense	$448,000	1,361
Additional noninterest expense	$1,014,000	1,600
Pre-tax net operating income	$841,000	1,967
Securities gains (losses)	$189,000	482
Applicable income taxes	$208,000	1,670
Income before extraordinary items	$822,000	1,728
Extraordinary gains, net	$0	10
Net income	$822,000	1,730
Minority interest net income	$0	76
Net income of bank and minority interests.	$822,000	1,730
Net charge-offs	$358,000	945
Cash dividends	$103,000	2,015
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$670,800	1,984
2012-12-31 (YTD Data)		Rank
Total interest income	$19,150,000	1,393
Total interest expense	$3,873,000	1,156
Net interest income	$15,277,000	1,435
Provision for loan and lease losses	$900,000	1,884
Total noninterest income	$2,205,000	2,051
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$713,000	1,869
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,492,000	1,860
Total noninterest expense	$13,677,000	1,429
Salaries and employee benefits	$7,810,000	1,323
Premises and equipment expense	$1,634,000	1,454
Additional noninterest expense	$4,233,000	1,601
Pre-tax net operating income	$2,905,000	2,147
Securities gains (losses)	$435,000	1,051
Applicable income taxes	$664,000	1,887
Income before extraordinary items	$2,676,000	2,053
Extraordinary gains, net	$0	29
Net income	$2,676,000	2,051
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,676,000	2,054
Net charge-offs	$1,284,000	1,559
Cash dividends	$811,000	2,209
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,328,000	2,193
2012-09-30 (YTD Data)		Rank
Total interest income	$14,685,000	1,392
Total interest expense	$2,993,000	1,183
Net interest income	$11,692,000	1,423
Provision for loan and lease losses	$690,000	1,871
Total noninterest income	$1,619,000	2,074
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$526,000	1,916
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,093,000	1,881
Total noninterest expense	$10,230,000	1,439
Salaries and employee benefits	$5,820,000	1,327
Premises and equipment expense	$1,227,000	1,466
Additional noninterest expense	$3,183,000	1,570
Pre-tax net operating income	$2,391,000	2,052
Securities gains (losses)	$409,000	883
Applicable income taxes	$626,000	1,702
Income before extraordinary items	$2,174,000	1,957
Extraordinary gains, net	$0	20
Net income	$2,174,000	1,956
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,174,000	1,958
Net charge-offs	$1,000,000	1,473
Cash dividends	$624,000	1,801
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,854,980	2,131
2012-06-30 (YTD Data)		Rank
Total interest income	$9,794,000	1,401
Total interest expense	$2,069,000	1,183
Net interest income	$7,725,000	1,436
Provision for loan and lease losses	$480,000	1,860
Total noninterest income	$1,117,000	1,998
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$346,000	1,929
Trading account gains and fees	$0	153
Additional Noninterest Income	$771,000	1,795
Total noninterest expense	$6,901,000	1,421
Salaries and employee benefits	$3,936,000	1,314
Premises and equipment expense	$815,000	1,455
Additional noninterest expense	$2,150,000	1,577
Pre-tax net operating income	$1,461,000	2,177
Securities gains (losses)	$129,000	1,420
Applicable income taxes	$380,000	1,781
Income before extraordinary items	$1,210,000	2,259
Extraordinary gains, net	$0	19
Net income	$1,210,000	2,259
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,210,000	2,259
Net charge-offs	$816,000	1,314
Cash dividends	$436,000	1,744
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,111,960	2,282
2012-03-31 (YTD Data)		Rank
Total interest income	$4,905,000	1,404
Total interest expense	$1,080,000	1,177
Net interest income	$3,825,000	1,453
Provision for loan and lease losses	$240,000	1,789
Total noninterest income	$544,000	2,034
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$177,000	1,874
Trading account gains and fees	$0	148
Additional Noninterest Income	$367,000	1,864
Total noninterest expense	$3,463,000	1,413
Salaries and employee benefits	$1,941,000	1,327
Premises and equipment expense	$427,000	1,397
Additional noninterest expense	$1,095,000	1,537
Pre-tax net operating income	$666,000	2,347
Securities gains (losses)	$102,000	899
Applicable income taxes	$178,000	1,865
Income before extraordinary items	$590,000	2,288
Extraordinary gains, net	$0	19
Net income	$590,000	2,290
Minority interest net income	$0	78
Net income of bank and minority interests.	$590,000	2,291
Net charge-offs	$372,000	1,296
Cash dividends	$227,000	1,494
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$511,460	2,432
2011-12-31 (YTD Data)		Rank
Total interest income	$20,100,000	1,420
Total interest expense	$5,278,000	1,137
Net interest income	$14,822,000	1,507
Provision for loan and lease losses	$960,000	2,473
Total noninterest income	$1,902,000	2,081
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$757,000	1,865
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,145,000	1,966
Total noninterest expense	$13,666,000	1,420
Salaries and employee benefits	$7,444,000	1,331
Premises and equipment expense	$1,587,000	1,564
Additional noninterest expense	$4,635,000	1,479
Pre-tax net operating income	$2,098,000	2,409
Securities gains (losses)	$794,000	544
Applicable income taxes	$309,000	2,501
Income before extraordinary items	$2,583,000	1,832
Extraordinary gains, net	$0	29
Net income	$2,583,000	1,833
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,583,000	1,833
Net charge-offs	$1,182,000	2,171
Cash dividends	$891,000	1,760
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,876,340	2,295
2011-09-30 (YTD Data)		Rank
Total interest income	$15,097,000	1,433
Total interest expense	$4,062,000	1,157
Net interest income	$11,035,000	1,518
Provision for loan and lease losses	$720,000	2,405
Total noninterest income	$1,601,000	1,914
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$553,000	1,912
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,048,000	1,723
Total noninterest expense	$10,347,000	1,417
Salaries and employee benefits	$5,513,000	1,356
Premises and equipment expense	$1,188,000	1,579
Additional noninterest expense	$3,646,000	1,420
Pre-tax net operating income	$1,569,000	2,496
Securities gains (losses)	$461,000	686
Applicable income taxes	$465,000	1,786
Income before extraordinary items	$1,565,000	2,229
Extraordinary gains, net	$0	21
Net income	$1,565,000	2,229
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,565,000	2,230
Net charge-offs	$830,000	2,103
Cash dividends	$667,000	1,520
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,210,030	2,617
2011-06-30 (YTD Data)		Rank
Total interest income	$10,059,000	1,449
Total interest expense	$2,788,000	1,157
Net interest income	$7,271,000	1,542
Provision for loan and lease losses	$480,000	2,368
Total noninterest income	$1,043,000	1,935
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$374,000	1,861
Trading account gains and fees	$0	153
Additional Noninterest Income	$669,000	1,762
Total noninterest expense	$6,892,000	1,432
Salaries and employee benefits	$3,638,000	1,375
Premises and equipment expense	$813,000	1,553
Additional noninterest expense	$2,441,000	1,438
Pre-tax net operating income	$942,000	2,642
Securities gains (losses)	$348,000	489
Applicable income taxes	$292,000	1,829
Income before extraordinary items	$998,000	2,284
Extraordinary gains, net	$0	15
Net income	$998,000	2,284
Minority interest net income	$0	89
Net income of bank and minority interests.	$998,000	2,284
Net charge-offs	$399,000	2,365
Cash dividends	$445,000	1,522
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$730,040	2,754
2011-03-31 (YTD Data)		Rank
Total interest income	$5,051,000	1,453
Total interest expense	$1,430,000	1,175
Net interest income	$3,621,000	1,532
Provision for loan and lease losses	$240,000	2,213
Total noninterest income	$583,000	1,789
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$185,000	1,861
Trading account gains and fees	$0	158
Additional Noninterest Income	$398,000	1,575
Total noninterest expense	$3,366,000	1,471
Salaries and employee benefits	$1,732,000	1,456
Premises and equipment expense	$435,000	1,484
Additional noninterest expense	$1,199,000	1,459
Pre-tax net operating income	$598,000	2,228
Securities gains (losses)	$-82,000	7,379
Applicable income taxes	$101,000	2,164
Income before extraordinary items	$415,000	2,585
Extraordinary gains, net	$0	9
Net income	$415,000	2,584
Minority interest net income	$0	86
Net income of bank and minority interests.	$415,000	2,585
Net charge-offs	$73,000	3,036
Cash dividends	$222,000	1,346
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$480,600	2,273
2010-12-31 (YTD Data)		Rank
Total interest income	$21,620,000	1,411
Total interest expense	$6,966,000	1,178
Net interest income	$14,654,000	1,523
Provision for loan and lease losses	$2,987,000	1,618
Total noninterest income	$2,872,000	1,601
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$889,000	1,666
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,983,000	1,413
Total noninterest expense	$13,386,000	1,480
Salaries and employee benefits	$6,812,000	1,447
Premises and equipment expense	$1,613,000	1,585
Additional noninterest expense	$4,961,000	1,458
Pre-tax net operating income	$1,153,000	3,144
Securities gains (losses)	$192,000	1,621
Applicable income taxes	$151,000	2,925
Income before extraordinary items	$1,194,000	2,928
Extraordinary gains, net	$0	29
Net income	$1,194,000	2,924
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,194,000	2,928
Net charge-offs	$2,585,000	1,599
Cash dividends	$811,000	1,741
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,023,120	3,053
2010-09-30 (YTD Data)		Rank
Total interest income	$16,567,000	1,413
Total interest expense	$5,372,000	1,194
Net interest income	$11,195,000	1,518
Provision for loan and lease losses	$2,696,000	1,362
Total noninterest income	$2,113,000	1,623
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$668,000	1,705
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,445,000	1,373
Total noninterest expense	$10,195,000	1,460
Salaries and employee benefits	$5,410,000	1,362
Premises and equipment expense	$1,210,000	1,610
Additional noninterest expense	$3,575,000	1,484
Pre-tax net operating income	$417,000	4,451
Securities gains (losses)	$412,000	876
Applicable income taxes	$44,000	3,639
Income before extraordinary items	$785,000	3,314
Extraordinary gains, net	$0	23
Net income	$785,000	3,312
Minority interest net income	$0	110
Net income of bank and minority interests.	$785,000	3,314
Net charge-offs	$2,214,000	1,414
Cash dividends	$588,000	1,589
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$393,600	4,313
2010-06-30 (YTD Data)		Rank
Total interest income	$11,096,000	1,428
Total interest expense	$3,642,000	1,222
Net interest income	$7,454,000	1,523
Provision for loan and lease losses	$2,358,000	1,129
Total noninterest income	$1,320,000	1,650
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$447,000	1,711
Trading account gains and fees	$0	152
Additional Noninterest Income	$873,000	1,430
Total noninterest expense	$6,805,000	1,449
Salaries and employee benefits	$3,597,000	1,381
Premises and equipment expense	$802,000	1,639
Additional noninterest expense	$2,406,000	1,475
Pre-tax net operating income	$-389,000	6,658
Securities gains (losses)	$261,000	782
Applicable income taxes	$17,000	3,864
Income before extraordinary items	$-145,000	6,489
Extraordinary gains, net	$0	19
Net income	$-145,000	6,491
Minority interest net income	$0	105
Net income of bank and minority interests.	$-145,000	6,489
Net charge-offs	$2,212,000	1,054
Cash dividends	$362,000	1,702
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-406,000	6,745
2010-03-31 (YTD Data)		Rank
Total interest income	$5,505,000	1,476
Total interest expense	$1,849,000	1,259
Net interest income	$3,656,000	1,573
Provision for loan and lease losses	$321,000	2,312
Total noninterest income	$675,000	1,639
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$217,000	1,753
Trading account gains and fees	$0	175
Additional Noninterest Income	$458,000	1,387
Total noninterest expense	$3,286,000	1,533
Salaries and employee benefits	$1,793,000	1,395
Premises and equipment expense	$415,000	1,627
Additional noninterest expense	$1,078,000	1,627
Pre-tax net operating income	$724,000	1,768
Securities gains (losses)	$110,000	749
Applicable income taxes	$212,000	1,370
Income before extraordinary items	$622,000	1,772
Extraordinary gains, net	$0	16
Net income	$622,000	1,771
Minority interest net income	$0	91
Net income of bank and minority interests.	$622,000	1,773
Net charge-offs	$23,000	4,330
Cash dividends	$140,000	1,654
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$539,500	1,932
2009-12-31 (YTD Data)		Rank
Total interest income	$24,054,000	1,434
Total interest expense	$9,579,000	1,246
Net interest income	$14,475,000	1,553
Provision for loan and lease losses	$2,435,000	2,226
Total noninterest income	$3,274,000	1,514
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,262,000	1,368
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,012,000	1,365
Total noninterest expense	$12,928,000	1,604
Salaries and employee benefits	$6,776,000	1,481
Premises and equipment expense	$1,527,000	1,767
Additional noninterest expense	$4,625,000	1,613
Pre-tax net operating income	$2,386,000	1,644
Securities gains (losses)	$1,047,000	478
Applicable income taxes	$917,000	1,035
Income before extraordinary items	$2,516,000	1,330
Extraordinary gains, net	$0	34
Net income	$2,516,000	1,328
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,516,000	1,329
Net charge-offs	$1,976,000	2,049
Cash dividends	$93,000	4,184
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,751,690	1,836
2009-09-30 (YTD Data)		Rank
Total interest income	$18,167,000	1,448
Total interest expense	$7,540,000	1,246
Net interest income	$10,627,000	1,576
Provision for loan and lease losses	$1,701,000	2,085
Total noninterest income	$2,219,000	1,653
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$920,000	1,413
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,299,000	1,532
Total noninterest expense	$9,857,000	1,561
Salaries and employee benefits	$5,257,000	1,458
Premises and equipment expense	$1,147,000	1,783
Additional noninterest expense	$3,453,000	1,560
Pre-tax net operating income	$1,288,000	2,323
Securities gains (losses)	$1,058,000	363
Applicable income taxes	$636,000	1,173
Income before extraordinary items	$1,710,000	1,573
Extraordinary gains, net	$0	27
Net income	$1,710,000	1,571
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,710,000	1,573
Net charge-offs	$1,675,000	1,675
Cash dividends	$35,000	3,988
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$937,660	2,533
2009-06-30 (YTD Data)		Rank
Total interest income	$12,209,000	1,466
Total interest expense	$5,278,000	1,252
Net interest income	$6,931,000	1,627
Provision for loan and lease losses	$916,000	2,174
Total noninterest income	$1,548,000	1,612
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$586,000	1,447
Trading account gains and fees	$0	193
Additional Noninterest Income	$962,000	1,465
Total noninterest expense	$6,545,000	1,592
Salaries and employee benefits	$3,415,000	1,517
Premises and equipment expense	$774,000	1,792
Additional noninterest expense	$2,356,000	1,549
Pre-tax net operating income	$1,018,000	2,081
Securities gains (losses)	$441,000	567
Applicable income taxes	$371,000	1,334
Income before extraordinary items	$1,088,000	1,712
Extraordinary gains, net	$0	21
Net income	$1,088,000	1,709
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,088,000	1,711
Net charge-offs	$179,000	3,568
Cash dividends	$35,000	3,758
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$757,250	2,267
2009-03-31 (YTD Data)		Rank
Total interest income	$6,242,000	1,441
Total interest expense	$2,737,000	1,250
Net interest income	$3,505,000	1,595
Provision for loan and lease losses	$384,000	2,033
Total noninterest income	$725,000	1,659
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$281,000	1,461
Trading account gains and fees	$0	171
Additional Noninterest Income	$444,000	1,507
Total noninterest expense	$3,306,000	1,513
Salaries and employee benefits	$1,745,000	1,500
Premises and equipment expense	$397,000	1,782
Additional noninterest expense	$1,164,000	1,399
Pre-tax net operating income	$540,000	2,234
Securities gains (losses)	$338,000	460
Applicable income taxes	$228,000	1,315
Income before extraordinary items	$650,000	1,659
Extraordinary gains, net	$0	15
Net income	$650,000	1,660
Minority interest net income	$0	102
Net income of bank and minority interests.	$650,000	1,661
Net charge-offs	$36,000	3,846
Cash dividends	$35,000	2,800
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$399,880	2,424
2008-12-31 (YTD Data)		Rank
Total interest income	$25,691,000	1,508
Total interest expense	$12,569,000	1,298
Net interest income	$13,122,000	1,694
Provision for loan and lease losses	$1,030,000	2,669
Total noninterest income	$1,952,000	2,183
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,251,000	1,439
Trading account gains and fees	$0	154
Additional Noninterest Income	$701,000	2,656
Total noninterest expense	$13,168,000	1,477
Salaries and employee benefits	$6,422,000	1,607
Premises and equipment expense	$1,649,000	1,672
Additional noninterest expense	$5,097,000	1,245
Pre-tax net operating income	$876,000	4,010
Securities gains (losses)	$-6,878,000	8,126
Applicable income taxes	$-2,367,000	7,964
Income before extraordinary items	$-3,635,000	7,699
Extraordinary gains, net	$0	39
Net income	$-3,635,000	7,698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$623,000	2,501
Cash dividends	$222,000	4,394
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$766,920	3,911
2008-09-30 (YTD Data)		Rank
Total interest income	$19,232,000	1,552
Total interest expense	$9,479,000	1,349
Net interest income	$9,753,000	1,722
Provision for loan and lease losses	$240,000	3,905
Total noninterest income	$1,442,000	2,263
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$922,000	1,466
Trading account gains and fees	$0	148
Additional Noninterest Income	$520,000	2,746
Total noninterest expense	$9,568,000	1,526
Salaries and employee benefits	$5,218,000	1,517
Premises and equipment expense	$1,309,000	1,597
Additional noninterest expense	$3,041,000	1,467
Pre-tax net operating income	$1,387,000	3,003
Securities gains (losses)	$-6,566,000	8,246
Applicable income taxes	$-1,895,000	8,175
Income before extraordinary items	$-3,284,000	8,041
Extraordinary gains, net	$0	31
Net income	$-3,284,000	8,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,288
Cash dividends	$118,000	4,312
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$918,240	3,410
2008-06-30 (YTD Data)		Rank
Total interest income	$12,690,000	1,597
Total interest expense	$6,333,000	1,390
Net interest income	$6,357,000	1,757
Provision for loan and lease losses	$150,000	3,592
Total noninterest income	$943,000	2,324
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$596,000	1,495
Trading account gains and fees	$0	149
Additional Noninterest Income	$347,000	2,789
Total noninterest expense	$6,291,000	1,536
Salaries and employee benefits	$3,417,000	1,546
Premises and equipment expense	$852,000	1,632
Additional noninterest expense	$2,022,000	1,448
Pre-tax net operating income	$859,000	3,274
Securities gains (losses)	$273,000	491
Applicable income taxes	$286,000	2,276
Income before extraordinary items	$846,000	2,939
Extraordinary gains, net	$0	21
Net income	$846,000	2,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	3,454
Cash dividends	$37,000	4,544
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$641,250	3,441
2008-03-31 (YTD Data)		Rank
Total interest income	$6,391,000	1,627
Total interest expense	$3,275,000	1,437
Net interest income	$3,116,000	1,796
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$471,000	2,317
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$293,000	1,491
Trading account gains and fees	$0	158
Additional Noninterest Income	$178,000	2,749
Total noninterest expense	$3,046,000	1,589
Salaries and employee benefits	$1,726,000	1,544
Premises and equipment expense	$426,000	1,638
Additional noninterest expense	$894,000	1,604
Pre-tax net operating income	$481,000	3,146
Securities gains (losses)	$87,000	789
Applicable income taxes	$140,000	2,404
Income before extraordinary items	$428,000	3,040
Extraordinary gains, net	$0	15
Net income	$428,000	3,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,539
Cash dividends	$37,000	3,479
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$362,750	3,311
2007-12-31 (YTD Data)		Rank
Total interest income	$25,780,000	1,678
Total interest expense	$13,707,000	1,466
Net interest income	$12,073,000	1,873
Provision for loan and lease losses	$180,000	4,023
Total noninterest income	$1,871,000	2,319
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,235,000	1,456
Trading account gains and fees	$0	178
Additional Noninterest Income	$636,000	2,913
Total noninterest expense	$11,193,000	1,649
Salaries and employee benefits	$6,236,000	1,616
Premises and equipment expense	$1,348,000	1,928
Additional noninterest expense	$3,609,000	1,533
Pre-tax net operating income	$2,571,000	2,764
Securities gains (losses)	$383,000	304
Applicable income taxes	$619,000	2,460
Income before extraordinary items	$2,335,000	2,515
Extraordinary gains, net	$0	39
Net income	$2,335,000	2,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	3,811
Cash dividends	$313,000	4,361
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,032,430	2,766
2007-09-30 (YTD Data)		Rank
Total interest income	$19,284,000	1,686
Total interest expense	$10,254,000	1,457
Net interest income	$9,030,000	1,894
Provision for loan and lease losses	$180,000	3,151
Total noninterest income	$1,356,000	2,375
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$901,000	1,464
Trading account gains and fees	$0	184
Additional Noninterest Income	$455,000	2,995
Total noninterest expense	$8,316,000	1,647
Salaries and employee benefits	$4,666,000	1,618
Premises and equipment expense	$971,000	1,996
Additional noninterest expense	$2,679,000	1,508
Pre-tax net operating income	$1,890,000	2,961
Securities gains (losses)	$275,000	328
Applicable income taxes	$463,000	2,632
Income before extraordinary items	$1,702,000	2,716
Extraordinary gains, net	$0	33
Net income	$1,702,000	2,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	3,123
Cash dividends	$313,000	3,564
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,484,750	2,978
2007-06-30 (YTD Data)		Rank
Total interest income	$12,780,000	1,703
Total interest expense	$6,750,000	1,485
Net interest income	$6,030,000	1,914
Provision for loan and lease losses	$120,000	2,960
Total noninterest income	$869,000	2,443
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$576,000	1,523
Trading account gains and fees	$0	168
Additional Noninterest Income	$293,000	3,050
Total noninterest expense	$5,568,000	1,658
Salaries and employee benefits	$3,031,000	1,694
Premises and equipment expense	$671,000	1,947
Additional noninterest expense	$1,866,000	1,467
Pre-tax net operating income	$1,211,000	3,098
Securities gains (losses)	$288,000	263
Applicable income taxes	$342,000	2,574
Income before extraordinary items	$1,157,000	2,714
Extraordinary gains, net	$0	29
Net income	$1,157,000	2,713
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,834
Cash dividends	$313,000	3,064
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$935,240	3,144
2007-03-31 (YTD Data)		Rank
Total interest income	$6,225,000	1,738
Total interest expense	$3,292,000	1,511
Net interest income	$2,933,000	1,980
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$420,000	2,470
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$273,000	1,568
Trading account gains and fees	$0	195
Additional Noninterest Income	$147,000	3,058
Total noninterest expense	$2,807,000	1,651
Salaries and employee benefits	$1,554,000	1,678
Premises and equipment expense	$354,000	1,866
Additional noninterest expense	$899,000	1,489
Pre-tax net operating income	$486,000	3,589
Securities gains (losses)	$189,000	212
Applicable income taxes	$148,000	2,755
Income before extraordinary items	$527,000	2,894
Extraordinary gains, net	$0	22
Net income	$527,000	2,894
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,389
Cash dividends	$160,000	2,653
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$379,580	3,602
2006-12-31 (YTD Data)		Rank
Total interest income	$22,847,000	1,767
Total interest expense	$10,713,000	1,578
Net interest income	$12,134,000	1,909
Provision for loan and lease losses	$280,000	2,910
Total noninterest income	$1,426,000	2,793
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,076,000	1,647
Trading account gains and fees	$0	130
Additional Noninterest Income	$350,000	3,993
Total noninterest expense	$10,334,000	1,725
Salaries and employee benefits	$5,737,000	1,696
Premises and equipment expense	$1,271,000	1,977
Additional noninterest expense	$3,326,000	1,589
Pre-tax net operating income	$2,946,000	2,813
Securities gains (losses)	$377,000	284
Applicable income taxes	$813,000	2,454
Income before extraordinary items	$2,510,000	2,614
Extraordinary gains, net	$0	51
Net income	$2,510,000	2,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,393
Cash dividends	$659,000	3,304
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,223,480	2,857
2006-09-30 (YTD Data)		Rank
Total interest income	$16,899,000	1,783
Total interest expense	$7,645,000	1,610
Net interest income	$9,254,000	1,887
Provision for loan and lease losses	$210,000	2,785
Total noninterest income	$947,000	3,042
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$772,000	1,714
Trading account gains and fees	$0	126
Additional Noninterest Income	$175,000	4,816
Total noninterest expense	$7,834,000	1,711
Salaries and employee benefits	$4,333,000	1,697
Premises and equipment expense	$942,000	2,005
Additional noninterest expense	$2,559,000	1,544
Pre-tax net operating income	$2,157,000	2,963
Securities gains (losses)	$326,000	263
Applicable income taxes	$619,000	2,542
Income before extraordinary items	$1,864,000	2,725
Extraordinary gains, net	$0	45
Net income	$1,864,000	2,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,854
Cash dividends	$477,000	3,015
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,619,500	3,025
2006-06-30 (YTD Data)		Rank
Total interest income	$11,001,000	1,793
Total interest expense	$4,756,000	1,639
Net interest income	$6,245,000	1,861
Provision for loan and lease losses	$140,000	2,761
Total noninterest income	$532,000	3,374
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$492,000	1,765
Trading account gains and fees	$0	126
Additional Noninterest Income	$40,000	6,712
Total noninterest expense	$5,176,000	1,724
Salaries and employee benefits	$2,880,000	1,705
Premises and equipment expense	$624,000	2,019
Additional noninterest expense	$1,672,000	1,576
Pre-tax net operating income	$1,461,000	2,930
Securities gains (losses)	$214,000	258
Applicable income taxes	$420,000	2,539
Income before extraordinary items	$1,255,000	2,694
Extraordinary gains, net	$0	39
Net income	$1,255,000	2,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,455
Cash dividends	$312,000	3,046
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,094,500	2,983
2006-03-31 (YTD Data)		Rank
Total interest income	$5,397,000	1,785
Total interest expense	$2,241,000	1,644
Net interest income	$3,156,000	1,833
Provision for loan and lease losses	$70,000	2,616
Total noninterest income	$360,000	2,720
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$234,000	1,791
Trading account gains and fees	$0	115
Additional Noninterest Income	$126,000	3,292
Total noninterest expense	$2,651,000	1,691
Salaries and employee benefits	$1,491,000	1,665
Premises and equipment expense	$342,000	1,847
Additional noninterest expense	$818,000	1,592
Pre-tax net operating income	$795,000	2,719
Securities gains (losses)	$98,000	255
Applicable income taxes	$230,000	2,404
Income before extraordinary items	$663,000	2,543
Extraordinary gains, net	$0	21
Net income	$663,000	2,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,748
Cash dividends	$151,000	2,698
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$590,480	2,758
2005-12-31 (YTD Data)		Rank
Total interest income	$19,051,000	1,767
Total interest expense	$6,899,000	1,651
Net interest income	$12,152,000	1,801
Provision for loan and lease losses	$692,000	1,444
Total noninterest income	$1,587,000	2,596
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,019,000	1,699
Trading account gains and fees	$0	138
Additional Noninterest Income	$568,000	3,161
Total noninterest expense	$9,605,000	1,771
Salaries and employee benefits	$5,068,000	1,834
Premises and equipment expense	$997,000	2,369
Additional noninterest expense	$3,540,000	1,448
Pre-tax net operating income	$3,442,000	2,487
Securities gains (losses)	$295,000	413
Applicable income taxes	$1,094,000	2,139
Income before extraordinary items	$2,643,000	2,489
Extraordinary gains, net	$0	46
Net income	$2,643,000	2,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,497
Cash dividends	$526,000	3,541
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,433,550	2,618
2005-09-30 (YTD Data)		Rank
Total interest income	$13,892,000	1,770
Total interest expense	$4,819,000	1,675
Net interest income	$9,073,000	1,806
Provision for loan and lease losses	$643,000	1,150
Total noninterest income	$1,280,000	2,463
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$751,000	1,715
Trading account gains and fees	$0	126
Additional Noninterest Income	$529,000	2,771
Total noninterest expense	$7,003,000	1,798
Salaries and employee benefits	$3,707,000	1,861
Premises and equipment expense	$714,000	2,464
Additional noninterest expense	$2,582,000	1,452
Pre-tax net operating income	$2,707,000	2,417
Securities gains (losses)	$190,000	489
Applicable income taxes	$957,000	1,941
Income before extraordinary items	$1,940,000	2,539
Extraordinary gains, net	$0	35
Net income	$1,940,000	2,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,852
Cash dividends	$364,000	3,251
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,812,700	2,646
2005-06-30 (YTD Data)		Rank
Total interest income	$8,963,000	1,776
Total interest expense	$2,946,000	1,717
Net interest income	$6,017,000	1,793
Provision for loan and lease losses	$495,000	989
Total noninterest income	$788,000	2,567
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$488,000	1,720
Trading account gains and fees	$0	116
Additional Noninterest Income	$300,000	3,054
Total noninterest expense	$4,615,000	1,804
Salaries and employee benefits	$2,356,000	1,925
Premises and equipment expense	$487,000	2,388
Additional noninterest expense	$1,772,000	1,407
Pre-tax net operating income	$1,695,000	2,486
Securities gains (losses)	$145,000	467
Applicable income taxes	$615,000	1,963
Income before extraordinary items	$1,225,000	2,600
Extraordinary gains, net	$0	30
Net income	$1,225,000	2,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	3,414
Cash dividends	$236,000	3,305
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,127,850	2,765
2005-03-31 (YTD Data)		Rank
Total interest income	$4,389,000	1,779
Total interest expense	$1,375,000	1,737
Net interest income	$3,014,000	1,773
Provision for loan and lease losses	$237,000	976
Total noninterest income	$356,000	2,695
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$235,000	1,725
Trading account gains and fees	$0	115
Additional Noninterest Income	$121,000	3,380
Total noninterest expense	$2,213,000	1,877
Salaries and employee benefits	$1,182,000	1,936
Premises and equipment expense	$257,000	2,299
Additional noninterest expense	$774,000	1,594
Pre-tax net operating income	$920,000	2,313
Securities gains (losses)	$91,000	392
Applicable income taxes	$326,000	1,867
Income before extraordinary items	$685,000	2,367
Extraordinary gains, net	$0	24
Net income	$685,000	2,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$110,000	2,838
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$623,120	2,499
2004-12-31 (YTD Data)		Rank
Total interest income	$16,290,000	1,754
Total interest expense	$4,836,000	1,696
Net interest income	$11,454,000	1,764
Provision for loan and lease losses	$1,116,000	950
Total noninterest income	$1,551,000	2,622
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$977,000	1,801
Trading account gains and fees	$0	138
Additional Noninterest Income	$574,000	3,061
Total noninterest expense	$8,455,000	1,906
Salaries and employee benefits	$4,922,000	1,788
Premises and equipment expense	$855,000	2,632
Additional noninterest expense	$2,678,000	1,820
Pre-tax net operating income	$3,434,000	2,306
Securities gains (losses)	$353,000	569
Applicable income taxes	$1,349,000	1,747
Income before extraordinary items	$2,438,000	2,481
Extraordinary gains, net	$0	34
Net income	$2,438,000	2,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,186,000	684
Cash dividends	$341,000	4,161
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,212,080	2,630
2004-09-30 (YTD Data)		Rank
Total interest income	$11,899,000	1,781
Total interest expense	$3,522,000	1,715
Net interest income	$8,377,000	1,793
Provision for loan and lease losses	$990,000	787
Total noninterest income	$1,260,000	2,490
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$709,000	1,867
Trading account gains and fees	$0	134
Additional Noninterest Income	$551,000	2,647
Total noninterest expense	$6,213,000	1,930
Salaries and employee benefits	$3,662,000	1,790
Premises and equipment expense	$621,000	2,702
Additional noninterest expense	$1,930,000	1,856
Pre-tax net operating income	$2,434,000	2,446
Securities gains (losses)	$288,000	621
Applicable income taxes	$957,000	1,847
Income before extraordinary items	$1,765,000	2,595
Extraordinary gains, net	$0	26
Net income	$1,765,000	2,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,185,000	506
Cash dividends	$246,000	3,717
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,577,800	2,759
2004-06-30 (YTD Data)		Rank
Total interest income	$7,782,000	1,806
Total interest expense	$2,227,000	1,783
Net interest income	$5,555,000	1,791
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$736,000	2,740
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$459,000	1,894
Trading account gains and fees	$0	130
Additional Noninterest Income	$277,000	3,131
Total noninterest expense	$4,122,000	1,939
Salaries and employee benefits	$2,432,000	1,801
Premises and equipment expense	$409,000	2,737
Additional noninterest expense	$1,281,000	1,863
Pre-tax net operating income	$1,989,000	2,048
Securities gains (losses)	$261,000	545
Applicable income taxes	$835,000	1,481
Income before extraordinary items	$1,415,000	2,177
Extraordinary gains, net	$0	21
Net income	$1,415,000	2,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,839
Cash dividends	$158,000	3,737
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,247,960	2,371
2004-03-31 (YTD Data)		Rank
Total interest income	$3,774,000	1,862
Total interest expense	$1,082,000	1,849
Net interest income	$2,692,000	1,853
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$378,000	2,638
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$223,000	1,890
Trading account gains and fees	$0	121
Additional Noninterest Income	$155,000	2,890
Total noninterest expense	$2,010,000	1,992
Salaries and employee benefits	$1,167,000	1,874
Premises and equipment expense	$208,000	2,710
Additional noninterest expense	$635,000	1,856
Pre-tax net operating income	$970,000	2,058
Securities gains (losses)	$116,000	725
Applicable income taxes	$403,000	1,535
Income before extraordinary items	$683,000	2,224
Extraordinary gains, net	$0	16
Net income	$683,000	2,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$79,000	3,085
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$608,760	2,383
2003-12-31 (YTD Data)		Rank
Total interest income	$14,418,000	1,959
Total interest expense	$4,600,000	1,937
Net interest income	$9,818,000	1,994
Provision for loan and lease losses	$40,000	6,511
Total noninterest income	$1,700,000	2,591
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$664,000	2,475
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,036,000	2,336
Total noninterest expense	$7,821,000	2,018
Salaries and employee benefits	$4,437,000	1,938
Premises and equipment expense	$775,000	2,837
Additional noninterest expense	$2,609,000	1,850
Pre-tax net operating income	$3,657,000	2,131
Securities gains (losses)	$718,000	597
Applicable income taxes	$1,741,000	1,420
Income before extraordinary items	$2,634,000	2,272
Extraordinary gains, net	$0	54
Net income	$2,634,000	2,275
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-120,000	9,063
Cash dividends	$13,000	6,199
Sale, conversion, retirement of capital stock, net	$-57,000	9,098
Net operating income	$2,174,480	2,558
2003-09-30 (YTD Data)		Rank
Total interest income	$10,691,000	2,024
Total interest expense	$3,503,000	1,993
Net interest income	$7,188,000	2,052
Provision for loan and lease losses	$40,000	6,097
Total noninterest income	$1,313,000	2,593
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$488,000	2,531
Trading account gains and fees	$0	153
Additional Noninterest Income	$825,000	2,329
Total noninterest expense	$5,857,000	2,021
Salaries and employee benefits	$3,312,000	1,944
Premises and equipment expense	$580,000	2,856
Additional noninterest expense	$1,965,000	1,840
Pre-tax net operating income	$2,604,000	2,299
Securities gains (losses)	$368,000	836
Applicable income taxes	$1,255,000	1,556
Income before extraordinary items	$1,717,000	2,666
Extraordinary gains, net	$0	40
Net income	$1,717,000	2,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,484
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$-57,000	9,163
Net operating income	$1,481,480	2,850
2003-06-30 (YTD Data)		Rank
Total interest income	$7,048,000	2,067
Total interest expense	$2,367,000	2,025
Net interest income	$4,681,000	2,092
Provision for loan and lease losses	$40,000	5,444
Total noninterest income	$910,000	2,512
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$322,000	2,513
Trading account gains and fees	$0	150
Additional Noninterest Income	$588,000	2,216
Total noninterest expense	$3,914,000	2,014
Salaries and employee benefits	$2,201,000	1,939
Premises and equipment expense	$391,000	2,831
Additional noninterest expense	$1,322,000	1,822
Pre-tax net operating income	$1,637,000	2,418
Securities gains (losses)	$352,000	727
Applicable income taxes	$928,000	1,452
Income before extraordinary items	$1,061,000	2,851
Extraordinary gains, net	$0	30
Net income	$1,061,000	2,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,160
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$835,720	3,214
2003-03-31 (YTD Data)		Rank
Total interest income	$3,520,000	2,089
Total interest expense	$1,205,000	2,044
Net interest income	$2,315,000	2,110
Provision for loan and lease losses	$40,000	4,103
Total noninterest income	$537,000	2,173
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$160,000	2,454
Trading account gains and fees	$0	134
Additional Noninterest Income	$377,000	1,815
Total noninterest expense	$1,881,000	2,080
Salaries and employee benefits	$1,074,000	1,978
Premises and equipment expense	$202,000	2,737
Additional noninterest expense	$605,000	1,946
Pre-tax net operating income	$931,000	2,173
Securities gains (losses)	$469,000	364
Applicable income taxes	$978,000	813
Income before extraordinary items	$422,000	3,338
Extraordinary gains, net	$0	21
Net income	$422,000	3,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$121,840	6,358
2002-12-31 (YTD Data)		Rank
Total interest income	$15,162,000	2,031
Total interest expense	$5,423,000	2,071
Net interest income	$9,739,000	1,985
Provision for loan and lease losses	$240,000	3,935
Total noninterest income	$1,716,000	2,396
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$625,000	2,494
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,091,000	2,061
Total noninterest expense	$7,318,000	2,053
Salaries and employee benefits	$3,975,000	2,008
Premises and equipment expense	$842,000	2,560
Additional noninterest expense	$2,501,000	1,856
Pre-tax net operating income	$3,897,000	2,026
Securities gains (losses)	$-92,000	9,122
Applicable income taxes	$1,252,000	1,889
Income before extraordinary items	$2,553,000	2,313
Extraordinary gains, net	$0	70
Net income	$2,553,000	2,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,843
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$5,000	833
Net operating income	$2,614,640	2,198
2001-12-31 (YTD Data)		Rank
Total interest income	$15,210,000	2,240
Total interest expense	$6,948,000	2,307
Net interest income	$8,262,000	2,165
Provision for loan and lease losses	$200,000	4,117
Total noninterest income	$1,206,000	2,927
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$535,000	2,678
Trading account gains and fees	$0	177
Additional Noninterest Income	$671,000	2,633
Total noninterest expense	$6,607,000	2,173
Salaries and employee benefits	$3,531,000	2,134
Premises and equipment expense	$687,000	2,996
Additional noninterest expense	$2,389,000	1,893
Pre-tax net operating income	$2,661,000	2,539
Securities gains (losses)	$238,000	1,053
Applicable income taxes	$898,000	2,246
Income before extraordinary items	$2,001,000	2,536
Extraordinary gains, net	$0	105
Net income	$2,001,000	2,542
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-87,000	9,489
Cash dividends	$4,000	6,580
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,836,780	2,645
2000-12-31 (YTD Data)		Rank
Total interest income	$13,856,000	2,515
Total interest expense	$6,409,000	2,602
Net interest income	$7,447,000	2,382
Provision for loan and lease losses	$180,000	3,942
Total noninterest income	$821,000	3,602
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$430,000	3,057
Trading account gains and fees	$0	180
Additional Noninterest Income	$391,000	3,406
Total noninterest expense	$5,673,000	2,414
Salaries and employee benefits	$3,125,000	2,279
Premises and equipment expense	$593,000	3,308
Additional noninterest expense	$1,955,000	2,219
Pre-tax net operating income	$2,415,000	2,838
Securities gains (losses)	$277,000	355
Applicable income taxes	$867,000	2,371
Income before extraordinary items	$1,825,000	2,773
Extraordinary gains, net	$0	38
Net income	$1,825,000	2,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-99,000	9,744
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$51,000	766
Net operating income	$1,636,640	3,020
1999-12-31 (YTD Data)		Rank
Total interest income	$12,311,000	2,645
Total interest expense	$5,833,000	2,525
Net interest income	$6,478,000	2,716
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$783,000	3,673
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$360,000	3,496
Trading account gains and fees	$0	173
Additional Noninterest Income	$423,000	3,290
Total noninterest expense	$5,010,000	2,695
Salaries and employee benefits	$2,885,000	2,433
Premises and equipment expense	$537,000	3,553
Additional noninterest expense	$1,588,000	2,731
Pre-tax net operating income	$2,131,000	3,179
Securities gains (losses)	$454,000	358
Applicable income taxes	$881,000	2,428
Income before extraordinary items	$1,704,000	2,931
Extraordinary gains, net	$0	35
Net income	$1,704,000	2,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-108,000	10,049
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,404,360	3,377
1998-12-31 (YTD Data)		Rank
Total interest income	$11,401,000	2,829
Total interest expense	$5,341,000	2,817
Net interest income	$6,060,000	2,838
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$992,000	3,099
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$363,000	3,407
Trading account gains and fees	$0	224
Additional Noninterest Income	$629,000	2,566
Total noninterest expense	$4,504,000	2,888
Salaries and employee benefits	$2,672,000	2,524
Premises and equipment expense	$453,000	3,985
Additional noninterest expense	$1,379,000	2,989
Pre-tax net operating income	$2,428,000	2,854
Securities gains (losses)	$365,000	665
Applicable income taxes	$972,000	2,360
Income before extraordinary items	$1,821,000	2,771
Extraordinary gains, net	$0	32
Net income	$1,821,000	2,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,828
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,583,750	3,027
1997-12-31 (YTD Data)		Rank
Total interest income	$10,877,000	2,987
Total interest expense	$4,927,000	3,025
Net interest income	$5,950,000	2,925
Provision for loan and lease losses	$110,000	4,963
Total noninterest income	$756,000	3,738
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$317,000	3,896
Trading account gains and fees	$0	239
Additional Noninterest Income	$439,000	3,094
Total noninterest expense	$4,477,000	2,835
Salaries and employee benefits	$2,571,000	2,572
Premises and equipment expense	$505,000	3,669
Additional noninterest expense	$1,401,000	2,911
Pre-tax net operating income	$2,119,000	3,352
Securities gains (losses)	$243,000	626
Applicable income taxes	$711,000	3,202
Income before extraordinary items	$1,651,000	3,074
Extraordinary gains, net	$0	44
Net income	$1,651,000	3,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	3,042
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,480,900	3,327
1996-12-31 (YTD Data)		Rank
Total interest income	$9,860,000	3,320
Total interest expense	$4,314,000	3,456
Net interest income	$5,546,000	3,191
Provision for loan and lease losses	$80,000	5,594
Total noninterest income	$727,000	3,986
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$348,000	3,774
Trading account gains and fees	$0	262
Additional Noninterest Income	$379,000	3,503
Total noninterest expense	$4,213,000	3,184
Salaries and employee benefits	$2,410,000	2,785
Premises and equipment expense	$479,000	3,907
Additional noninterest expense	$1,324,000	3,467
Pre-tax net operating income	$1,980,000	3,442
Securities gains (losses)	$197,000	701
Applicable income taxes	$438,000	4,596
Income before extraordinary items	$1,739,000	2,799
Extraordinary gains, net	$0	53
Net income	$1,739,000	2,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,783
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,581,400	3,003
1995-12-31 (YTD Data)		Rank
Total interest income	$8,944,000	3,642
Total interest expense	$3,756,000	3,893
Net interest income	$5,188,000	3,411
Provision for loan and lease losses	$300,000	2,267
Total noninterest income	$810,000	3,646
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$315,000	4,126
Trading account gains and fees	$0	522
Additional Noninterest Income	$495,000	2,896
Total noninterest expense	$4,552,000	2,955
Salaries and employee benefits	$2,343,000	2,848
Premises and equipment expense	$450,000	4,111
Additional noninterest expense	$1,759,000	2,677
Pre-tax net operating income	$1,146,000	5,428
Securities gains (losses)	$94,000	993
Applicable income taxes	$-89,000	11,700
Income before extraordinary items	$1,329,000	3,601
Extraordinary gains, net	$0	65
Net income	$1,329,000	3,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$573,000	1,262
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,235,000	3,832
1994-12-31 (YTD Data)		Rank
Total interest income	$8,562,000	3,500
Total interest expense	$3,518,000	3,435
Net interest income	$5,044,000	3,530
Provision for loan and lease losses	$963,000	952
Total noninterest income	$738,000	3,956
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$300,000	4,359
Trading account gains and fees	$0	475
Additional Noninterest Income	$438,000	3,221
Total noninterest expense	$5,401,000	2,576
Salaries and employee benefits	$2,198,000	3,011
Premises and equipment expense	$451,000	4,141
Additional noninterest expense	$2,752,000	1,968
Pre-tax net operating income	$-582,000	12,401
Securities gains (losses)	$22,000	1,687
Applicable income taxes	$-28,000	12,152
Income before extraordinary items	$-532,000	12,362
Extraordinary gains, net	$0	249
Net income	$-532,000	12,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$861,000	960
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$-552,900	12,375
1993-12-31 (YTD Data)		Rank
Total interest income	$8,863,000	3,469
Total interest expense	$3,875,000	3,252
Net interest income	$4,988,000	3,584
Provision for loan and lease losses	$1,425,000	1,041
Total noninterest income	$1,074,000	3,157
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$340,000	3,986
Trading account gains and fees	$0	532
Additional Noninterest Income	$734,000	2,516
Total noninterest expense	$5,534,000	2,587
Salaries and employee benefits	$2,140,000	3,062
Premises and equipment expense	$450,000	4,270
Additional noninterest expense	$2,944,000	1,942
Pre-tax net operating income	$-897,000	12,958
Securities gains (losses)	$-3,000	12,455
Applicable income taxes	$26,000	11,482
Income before extraordinary items	$-926,000	12,989
Extraordinary gains, net	$74,000	1,859
Net income	$-852,000	12,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,660,000	809
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-923,000	12,945
1992-12-31 (YTD Data)		Rank
Total interest income	$10,576,000	3,314
Total interest expense	$5,042,000	3,285
Net interest income	$5,534,000	3,309
Provision for loan and lease losses	$925,000	1,930
Total noninterest income	$1,189,000	2,881
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$352,000	3,886
Trading account gains and fees	$0	504
Additional Noninterest Income	$837,000	2,252
Total noninterest expense	$5,688,000	2,542
Salaries and employee benefits	$1,920,000	3,324
Premises and equipment expense	$457,000	4,294
Additional noninterest expense	$3,311,000	1,827
Pre-tax net operating income	$110,000	11,917
Securities gains (losses)	$229,000	1,827
Applicable income taxes	$284,000	6,159
Income before extraordinary items	$55,000	12,511
Extraordinary gains, net	$0	1,422
Net income	$55,000	12,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$813,000	1,801
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-91,560	12,899

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.