Clear Lake Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,086,0001,654
Total interest expense$7,085,0001,630
Net interest income$17,001,0001,643
Provision for loan and lease losses$2,0003,242
Total noninterest income$4,809,0001,230
Gross Fiduciary activities income$1,000,000510
Service charges on deposit accounts$863,0001,118
Trading account gains and feesNANA
Additional Noninterest Income$2,946,0001,267
Total noninterest expense$13,302,0001,680
Salaries and employee benefits$8,168,0001,579
Premises and equipment expense$1,177,0001,832
Additional noninterest expense$2,946,0001,267
Pre-tax net operating income$8,506,0001,329
Securities gains (losses)$42,000435
Applicable income taxes$392,0002,062
Income before extraordinary items$8,156,0001,197
Extraordinary gains, net$054
Net income$8,156,0001,213
Minority interest net income$088
Net income of bank and minority interests.$8,156,0001,200
Net charge-offs$70,0001,673
Cash dividends$5,832,000718
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,116,1001,223
2023-09-30 (YTD Data)Rank
Total interest income$17,530,0001,663
Total interest expense$4,678,0001,651
Net interest income$12,852,0001,653
Provision for loan and lease losses$1,0003,057
Total noninterest income$3,454,0001,246
Gross Fiduciary activities income$770,000498
Service charges on deposit accounts$642,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$2,042,0001,340
Total noninterest expense$10,049,0001,663
Salaries and employee benefits$6,249,0001,552
Premises and equipment expense$885,0001,831
Additional noninterest expense$2,042,0001,340
Pre-tax net operating income$6,256,0001,399
Securities gains (losses)$22,000431
Applicable income taxes$214,0002,314
Income before extraordinary items$6,064,0001,240
Extraordinary gains, net$052
Net income$6,064,0001,249
Minority interest net income$081
Net income of bank and minority interests.$6,064,0001,240
Net charge-offs$54,0001,457
Cash dividends$4,080,000705
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,042,6601,268
2023-06-30 (YTD Data)Rank
Total interest income$11,441,0001,663
Total interest expense$2,745,0001,662
Net interest income$8,696,0001,640
Provision for loan and lease losses$1,0002,913
Total noninterest income$2,157,0001,245
Gross Fiduciary activities income$391,000534
Service charges on deposit accounts$410,0001,141
Trading account gains and feesNANA
Additional Noninterest Income$1,356,0001,258
Total noninterest expense$6,768,0001,640
Salaries and employee benefits$4,210,0001,532
Premises and equipment expense$589,0001,822
Additional noninterest expense$1,356,0001,257
Pre-tax net operating income$4,084,0001,414
Securities gains (losses)$15,000516
Applicable income taxes$140,0002,364
Income before extraordinary items$3,959,0001,262
Extraordinary gains, net$051
Net income$3,959,0001,273
Minority interest net income$081
Net income of bank and minority interests.$3,959,0001,262
Net charge-offs$10,0001,813
Cash dividends$2,756,000684
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,944,4501,280
2023-03-31 (YTD Data)Rank
Total interest income$5,598,0001,670
Total interest expense$1,171,0001,651
Net interest income$4,427,0001,630
Provision for loan and lease losses$02,612
Total noninterest income$1,041,0001,267
Gross Fiduciary activities income$221,000533
Service charges on deposit accounts$194,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$626,0001,324
Total noninterest expense$3,304,0001,690
Salaries and employee benefits$2,029,0001,616
Premises and equipment expense$295,0001,844
Additional noninterest expense$626,0001,324
Pre-tax net operating income$2,164,0001,383
Securities gains (losses)$11,000560
Applicable income taxes$87,0002,235
Income before extraordinary items$2,088,0001,237
Extraordinary gains, net$04
Net income$2,088,0001,237
Minority interest net income$048
Net income of bank and minority interests.$2,088,0001,237
Net charge-offs$-5,0003,836
Cash dividends$700,0001,029
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,077,4401,271
2022-12-31 (YTD Data)Rank
Total interest income$19,021,0001,645
Total interest expense$1,648,0001,811
Net interest income$17,373,0001,608
Provision for loan and lease losses$120,0002,097
Total noninterest income$5,027,0001,201
Gross Fiduciary activities income$739,000567
Service charges on deposit accounts$860,0001,137
Trading account gains and feesNANA
Additional Noninterest Income$3,428,0001,162
Total noninterest expense$12,976,0001,668
Salaries and employee benefits$8,158,0001,539
Premises and equipment expense$1,192,0001,826
Additional noninterest expense$3,428,0001,162
Pre-tax net operating income$9,304,0001,340
Securities gains (losses)$-305,0004,212
Applicable income taxes$440,0002,117
Income before extraordinary items$8,559,0001,239
Extraordinary gains, net$05
Net income$8,559,0001,238
Minority interest net income$063
Net income of bank and minority interests.$8,559,0001,239
Net charge-offs$53,0001,508
Cash dividends$5,896,000689
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,848,7501,233
2022-09-30 (YTD Data)Rank
Total interest income$13,479,0001,667
Total interest expense$823,0002,004
Net interest income$12,656,0001,628
Provision for loan and lease losses$90,0001,934
Total noninterest income$3,366,0001,297
Gross Fiduciary activities income$526,000576
Service charges on deposit accounts$645,0001,152
Trading account gains and feesNANA
Additional Noninterest Income$2,195,0001,307
Total noninterest expense$9,528,0001,690
Salaries and employee benefits$6,031,0001,567
Premises and equipment expense$890,0001,840
Additional noninterest expense$2,195,0001,307
Pre-tax net operating income$6,404,0001,410
Securities gains (losses)$-11,0003,806
Applicable income taxes$312,0002,176
Income before extraordinary items$6,081,0001,276
Extraordinary gains, net$04
Net income$6,081,0001,274
Minority interest net income$057
Net income of bank and minority interests.$6,081,0001,276
Net charge-offs$27,0001,480
Cash dividends$4,040,000680
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,091,4501,300
2022-06-30 (YTD Data)Rank
Total interest income$8,698,0001,661
Total interest expense$422,0002,177
Net interest income$8,276,0001,614
Provision for loan and lease losses$60,0001,769
Total noninterest income$2,219,0001,296
Gross Fiduciary activities income$375,000528
Service charges on deposit accounts$409,0001,179
Trading account gains and feesNANA
Additional Noninterest Income$1,435,0001,355
Total noninterest expense$6,287,0001,690
Salaries and employee benefits$3,980,0001,582
Premises and equipment expense$591,0001,841
Additional noninterest expense$1,716,0001,809
Pre-tax net operating income$4,148,0001,374
Securities gains (losses)$-14,0004,028
Applicable income taxes$202,0002,123
Income before extraordinary items$3,932,0001,250
Extraordinary gains, net$04
Net income$3,932,0001,250
Minority interest net income$060
Net income of bank and minority interests.$3,932,0001,250
Net charge-offs$10,0001,581
Cash dividends$2,608,000693
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,945,3001,269
2022-03-31 (YTD Data)Rank
Total interest income$4,215,0001,661
Total interest expense$205,0002,175
Net interest income$4,010,0001,606
Provision for loan and lease losses$30,0001,548
Total noninterest income$1,060,0001,319
Gross Fiduciary activities income$198,000524
Service charges on deposit accounts$197,0001,197
Trading account gains and feesNANA
Additional Noninterest Income$665,0001,420
Total noninterest expense$3,123,0001,694
Salaries and employee benefits$1,972,0001,582
Premises and equipment expense$301,0001,833
Additional noninterest expense$850,0001,791
Pre-tax net operating income$1,917,0001,389
Securities gains (losses)$-5,0004,146
Applicable income taxes$93,0002,107
Income before extraordinary items$1,819,0001,280
Extraordinary gains, net$04
Net income$1,819,0001,279
Minority interest net income$050
Net income of bank and minority interests.$1,819,0001,280
Net charge-offs$3,0001,472
Cash dividends$612,0001,037
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,823,7501,295
2021-12-31 (YTD Data)Rank
Total interest income$18,302,0001,588
Total interest expense$1,183,0001,973
Net interest income$17,119,0001,554
Provision for loan and lease losses$720,000784
Total noninterest income$5,610,0001,211
Gross Fiduciary activities income$830,000511
Service charges on deposit accounts$748,0001,190
Trading account gains and feesNANA
Additional Noninterest Income$4,032,0001,246
Total noninterest expense$13,128,0001,621
Salaries and employee benefits$8,498,0001,486
Premises and equipment expense$1,157,0001,866
Additional noninterest expense$3,473,0001,767
Pre-tax net operating income$8,881,0001,381
Securities gains (losses)$25,0001,416
Applicable income taxes$438,0002,189
Income before extraordinary items$8,468,0001,294
Extraordinary gains, net$010
Net income$8,468,0001,293
Minority interest net income$074
Net income of bank and minority interests.$8,468,0001,294
Net charge-offs$32,0001,884
Cash dividends$6,340,000654
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,444,2501,274
2021-09-30 (YTD Data)Rank
Total interest income$14,202,0001,574
Total interest expense$957,0001,956
Net interest income$13,245,0001,537
Provision for loan and lease losses$540,000766
Total noninterest income$4,015,0001,283
Gross Fiduciary activities income$636,000503
Service charges on deposit accounts$538,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$2,841,0001,343
Total noninterest expense$9,473,0001,679
Salaries and employee benefits$6,105,0001,547
Premises and equipment expense$860,0001,904
Additional noninterest expense$2,508,0001,830
Pre-tax net operating income$7,247,0001,349
Securities gains (losses)$19,0001,423
Applicable income taxes$358,0002,205
Income before extraordinary items$6,908,0001,258
Extraordinary gains, net$08
Net income$6,908,0001,258
Minority interest net income$069
Net income of bank and minority interests.$6,908,0001,258
Net charge-offs$28,0001,594
Cash dividends$4,284,000659
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,889,9501,243
2021-06-30 (YTD Data)Rank
Total interest income$10,109,0001,494
Total interest expense$696,0001,901
Net interest income$9,413,0001,443
Provision for loan and lease losses$360,000782
Total noninterest income$2,609,0001,290
Gross Fiduciary activities income$407,000508
Service charges on deposit accounts$330,0001,268
Trading account gains and feesNANA
Additional Noninterest Income$1,872,0001,340
Total noninterest expense$6,234,0001,688
Salaries and employee benefits$4,058,0001,545
Premises and equipment expense$576,0001,890
Additional noninterest expense$1,600,0001,864
Pre-tax net operating income$5,428,0001,239
Securities gains (losses)$12,0001,351
Applicable income taxes$269,0002,104
Income before extraordinary items$5,171,0001,147
Extraordinary gains, net$06
Net income$5,171,0001,148
Minority interest net income$067
Net income of bank and minority interests.$5,171,0001,148
Net charge-offs$22,0001,459
Cash dividends$2,844,000654
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,159,6001,138
2021-03-31 (YTD Data)Rank
Total interest income$5,354,0001,415
Total interest expense$385,0001,844
Net interest income$4,969,0001,373
Provision for loan and lease losses$180,000863
Total noninterest income$1,339,0001,268
Gross Fiduciary activities income$249,000472
Service charges on deposit accounts$160,0001,289
Trading account gains and feesNANA
Additional Noninterest Income$930,0001,336
Total noninterest expense$3,123,0001,663
Salaries and employee benefits$2,040,0001,529
Premises and equipment expense$292,0001,876
Additional noninterest expense$791,0001,853
Pre-tax net operating income$3,005,0001,139
Securities gains (losses)$14,000969
Applicable income taxes$150,0002,011
Income before extraordinary items$2,869,0001,064
Extraordinary gains, net$03
Net income$2,869,0001,065
Minority interest net income$055
Net income of bank and minority interests.$2,869,0001,064
Net charge-offs$8,0001,420
Cash dividends$612,0001,046
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,855,7001,037
2020-12-31 (YTD Data)Rank
Total interest income$18,748,0001,582
Total interest expense$2,417,0001,742
Net interest income$16,331,0001,532
Provision for loan and lease losses$930,0001,680
Total noninterest income$5,353,0001,211
Gross Fiduciary activities income$665,000539
Service charges on deposit accounts$735,0001,214
Trading account gains and feesNANA
Additional Noninterest Income$3,953,0001,218
Total noninterest expense$13,922,0001,492
Salaries and employee benefits$8,112,0001,498
Premises and equipment expense$1,238,0001,766
Additional noninterest expense$4,572,0001,377
Pre-tax net operating income$6,832,0001,394
Securities gains (losses)$23,0002,058
Applicable income taxes$317,0002,263
Income before extraordinary items$6,538,0001,328
Extraordinary gains, net$04
Net income$6,538,0001,329
Minority interest net income$072
Net income of bank and minority interests.$6,538,0001,329
Net charge-offs$46,0002,442
Cash dividends$4,874,000785
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,516,1501,292
2020-09-30 (YTD Data)Rank
Total interest income$14,515,0001,544
Total interest expense$1,958,0001,728
Net interest income$12,557,0001,491
Provision for loan and lease losses$730,0001,633
Total noninterest income$4,007,0001,174
Gross Fiduciary activities income$492,000533
Service charges on deposit accounts$552,0001,199
Trading account gains and feesNANA
Additional Noninterest Income$2,963,0001,176
Total noninterest expense$10,586,0001,460
Salaries and employee benefits$5,930,0001,518
Premises and equipment expense$1,525,0001,158
Additional noninterest expense$3,131,0001,464
Pre-tax net operating income$5,248,0001,340
Securities gains (losses)$18,0001,959
Applicable income taxes$256,0002,207
Income before extraordinary items$5,010,0001,269
Extraordinary gains, net$04
Net income$5,010,0001,269
Minority interest net income$065
Net income of bank and minority interests.$5,010,0001,269
Net charge-offs$14,0002,631
Cash dividends$3,440,000749
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,992,9001,233
2020-06-30 (YTD Data)Rank
Total interest income$10,133,0001,496
Total interest expense$1,419,0001,721
Net interest income$8,714,0001,443
Provision for loan and lease losses$490,0001,629
Total noninterest income$2,534,0001,162
Gross Fiduciary activities income$341,000529
Service charges on deposit accounts$364,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$1,829,0001,154
Total noninterest expense$7,436,0001,396
Salaries and employee benefits$3,911,0001,520
Premises and equipment expense$1,013,0001,158
Additional noninterest expense$2,512,0001,247
Pre-tax net operating income$3,322,0001,327
Securities gains (losses)$17,0001,730
Applicable income taxes$154,0002,254
Income before extraordinary items$3,185,0001,248
Extraordinary gains, net$04
Net income$3,185,0001,248
Minority interest net income$065
Net income of bank and minority interests.$3,185,0001,248
Net charge-offs$15,0002,313
Cash dividends$1,772,000887
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,168,8501,217
2020-03-31 (YTD Data)Rank
Total interest income$4,581,0001,622
Total interest expense$795,0001,688
Net interest income$3,786,0001,582
Provision for loan and lease losses$30,0002,812
Total noninterest income$983,0001,301
Gross Fiduciary activities income$159,000547
Service charges on deposit accounts$214,0001,237
Trading account gains and feesNANA
Additional Noninterest Income$610,0001,339
Total noninterest expense$3,290,0001,555
Salaries and employee benefits$1,945,0001,535
Premises and equipment expense$506,0001,183
Additional noninterest expense$839,0001,764
Pre-tax net operating income$1,449,0001,356
Securities gains (losses)$13,0001,249
Applicable income taxes$67,0002,211
Income before extraordinary items$1,395,0001,262
Extraordinary gains, net$04
Net income$1,395,0001,261
Minority interest net income$056
Net income of bank and minority interests.$1,395,0001,262
Net charge-offs$6,0002,039
Cash dividends$600,0001,133
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,382,6501,242
2019-12-31 (YTD Data)Rank
Total interest income$18,792,0001,602
Total interest expense$3,697,0001,569
Net interest income$15,095,0001,584
Provision for loan and lease losses$378,0001,741
Total noninterest income$4,268,0001,243
Gross Fiduciary activities income$703,000521
Service charges on deposit accounts$956,0001,172
Trading account gains and fees$0135
Additional Noninterest Income$2,609,0001,311
Total noninterest expense$11,882,0001,666
Salaries and employee benefits$7,272,0001,578
Premises and equipment expense$1,912,0001,209
Additional noninterest expense$2,698,0002,090
Pre-tax net operating income$7,103,0001,349
Securities gains (losses)$02,379
Applicable income taxes$329,0002,296
Income before extraordinary items$6,774,0001,272
Extraordinary gains, net$011
Net income$6,774,0001,272
Minority interest net income$076
Net income of bank and minority interests.$6,774,0001,274
Net charge-offs$69,0002,440
Cash dividends$5,082,000782
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,774,0001,249
2019-09-30 (YTD Data)Rank
Total interest income$14,114,0001,610
Total interest expense$2,804,0001,564
Net interest income$11,310,0001,608
Provision for loan and lease losses$378,0001,392
Total noninterest income$3,116,0001,264
Gross Fiduciary activities income$522,000521
Service charges on deposit accounts$707,0001,184
Trading account gains and fees$0129
Additional Noninterest Income$1,887,0001,329
Total noninterest expense$8,883,0001,675
Salaries and employee benefits$5,376,0001,600
Premises and equipment expense$1,431,0001,225
Additional noninterest expense$2,076,0002,061
Pre-tax net operating income$5,165,0001,406
Securities gains (losses)$02,167
Applicable income taxes$239,0002,399
Income before extraordinary items$4,926,0001,322
Extraordinary gains, net$011
Net income$4,926,0001,323
Minority interest net income$072
Net income of bank and minority interests.$4,926,0001,324
Net charge-offs$22,0002,661
Cash dividends$3,624,000773
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,926,0001,301
2019-06-30 (YTD Data)Rank
Total interest income$9,323,0001,630
Total interest expense$1,875,0001,535
Net interest income$7,448,0001,630
Provision for loan and lease losses$252,0001,372
Total noninterest income$1,926,0001,309
Gross Fiduciary activities income$340,000529
Service charges on deposit accounts$466,0001,187
Trading account gains and fees$0131
Additional Noninterest Income$1,120,0001,391
Total noninterest expense$5,974,0001,670
Salaries and employee benefits$3,563,0001,612
Premises and equipment expense$957,0001,232
Additional noninterest expense$1,454,0001,999
Pre-tax net operating income$3,148,0001,484
Securities gains (losses)$01,702
Applicable income taxes$145,0002,438
Income before extraordinary items$3,003,0001,384
Extraordinary gains, net$011
Net income$3,003,0001,383
Minority interest net income$069
Net income of bank and minority interests.$3,003,0001,384
Net charge-offs$5,0002,814
Cash dividends$2,452,000755
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,003,0001,360
2019-03-31 (YTD Data)Rank
Total interest income$4,546,0001,661
Total interest expense$885,0001,566
Net interest income$3,661,0001,677
Provision for loan and lease losses$126,0001,305
Total noninterest income$937,0001,295
Gross Fiduciary activities income$208,000488
Service charges on deposit accounts$224,0001,211
Trading account gains and fees$0126
Additional Noninterest Income$505,0001,433
Total noninterest expense$2,791,0001,766
Salaries and employee benefits$1,762,0001,641
Premises and equipment expense$483,0001,231
Additional noninterest expense$546,0002,437
Pre-tax net operating income$1,681,0001,389
Securities gains (losses)$01,087
Applicable income taxes$78,0002,341
Income before extraordinary items$1,603,0001,295
Extraordinary gains, net$05
Net income$1,603,0001,293
Minority interest net income$052
Net income of bank and minority interests.$1,603,0001,294
Net charge-offs$3,0002,375
Cash dividends$608,0001,163
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,603,0001,275
2018-12-31 (YTD Data)Rank
Total interest income$16,804,0001,689
Total interest expense$2,231,0001,799
Net interest income$14,573,0001,652
Provision for loan and lease losses$528,0001,407
Total noninterest income$3,783,0001,326
Gross Fiduciary activities income$696,000532
Service charges on deposit accounts$1,033,0001,144
Trading account gains and fees$0126
Additional Noninterest Income$2,054,0001,470
Total noninterest expense$10,650,0001,797
Salaries and employee benefits$6,847,0001,635
Premises and equipment expense$1,616,0001,393
Additional noninterest expense$2,187,0002,445
Pre-tax net operating income$7,178,0001,318
Securities gains (losses)$8,000752
Applicable income taxes$304,0002,385
Income before extraordinary items$6,882,0001,235
Extraordinary gains, net$06
Net income$6,882,0001,234
Minority interest net income$072
Net income of bank and minority interests.$6,882,0001,234
Net charge-offs$228,0001,537
Cash dividends$5,104,000719
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,874,3201,233
2018-09-30 (YTD Data)Rank
Total interest income$12,324,0001,703
Total interest expense$1,443,0001,917
Net interest income$10,881,0001,656
Provision for loan and lease losses$396,0001,342
Total noninterest income$2,748,0001,359
Gross Fiduciary activities income$487,000540
Service charges on deposit accounts$762,0001,155
Trading account gains and fees$0138
Additional Noninterest Income$1,499,0001,518
Total noninterest expense$7,856,0001,825
Salaries and employee benefits$5,030,0001,674
Premises and equipment expense$1,203,0001,413
Additional noninterest expense$1,623,0002,457
Pre-tax net operating income$5,377,0001,337
Securities gains (losses)$8,000750
Applicable income taxes$229,0002,431
Income before extraordinary items$5,156,0001,238
Extraordinary gains, net$05
Net income$5,156,0001,236
Minority interest net income$066
Net income of bank and minority interests.$5,156,0001,237
Net charge-offs$208,0001,223
Cash dividends$3,784,000673
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,148,3201,238
2018-06-30 (YTD Data)Rank
Total interest income$8,040,0001,714
Total interest expense$885,0001,951
Net interest income$7,155,0001,672
Provision for loan and lease losses$264,0001,304
Total noninterest income$1,813,0001,370
Gross Fiduciary activities income$344,000528
Service charges on deposit accounts$494,0001,178
Trading account gains and fees$0130
Additional Noninterest Income$975,0001,547
Total noninterest expense$5,313,0001,817
Salaries and employee benefits$3,416,0001,651
Premises and equipment expense$804,0001,432
Additional noninterest expense$1,093,0002,448
Pre-tax net operating income$3,391,0001,378
Securities gains (losses)$8,000635
Applicable income taxes$146,0002,436
Income before extraordinary items$3,253,0001,275
Extraordinary gains, net$06
Net income$3,253,0001,273
Minority interest net income$065
Net income of bank and minority interests.$3,253,0001,274
Net charge-offs$4,0002,887
Cash dividends$2,526,000630
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,245,3201,268
2018-03-31 (YTD Data)Rank
Total interest income$3,926,0001,741
Total interest expense$388,0002,064
Net interest income$3,538,0001,680
Provision for loan and lease losses$132,0001,262
Total noninterest income$882,0001,386
Gross Fiduciary activities income$198,000511
Service charges on deposit accounts$222,0001,277
Trading account gains and fees$0123
Additional Noninterest Income$462,0001,565
Total noninterest expense$2,627,0001,853
Salaries and employee benefits$1,708,0001,671
Premises and equipment expense$391,0001,480
Additional noninterest expense$528,0002,537
Pre-tax net operating income$1,661,0001,378
Securities gains (losses)$4,000555
Applicable income taxes$67,0002,481
Income before extraordinary items$1,598,0001,272
Extraordinary gains, net$07
Net income$1,598,0001,272
Minority interest net income$052
Net income of bank and minority interests.$1,598,0001,272
Net charge-offs$8,0002,040
Cash dividends$648,0001,000
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,594,1601,262
2017-12-31 (YTD Data)Rank
Total interest income$15,644,0001,686
Total interest expense$1,378,0002,051
Net interest income$14,266,0001,641
Provision for loan and lease losses$520,0001,417
Total noninterest income$3,622,0001,378
Gross Fiduciary activities income$698,000521
Service charges on deposit accounts$952,0001,228
Trading account gains and fees$0151
Additional Noninterest Income$1,972,0001,552
Total noninterest expense$10,178,0001,887
Salaries and employee benefits$6,728,0001,652
Premises and equipment expense$1,358,0001,661
Additional noninterest expense$2,092,0002,573
Pre-tax net operating income$7,190,0001,287
Securities gains (losses)$1,0002,108
Applicable income taxes$369,0002,634
Income before extraordinary items$6,822,0001,047
Extraordinary gains, net$09
Net income$6,822,0001,047
Minority interest net income$076
Net income of bank and minority interests.$6,822,0001,047
Net charge-offs$401,0001,260
Cash dividends$5,232,000650
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,821,0501,033
2017-09-30 (YTD Data)Rank
Total interest income$11,666,0001,696
Total interest expense$1,011,0002,064
Net interest income$10,655,0001,652
Provision for loan and lease losses$300,0001,614
Total noninterest income$2,679,0001,403
Gross Fiduciary activities income$528,000525
Service charges on deposit accounts$703,0001,253
Trading account gains and fees$0145
Additional Noninterest Income$1,448,0001,590
Total noninterest expense$7,634,0001,874
Salaries and employee benefits$5,043,0001,657
Premises and equipment expense$1,023,0001,657
Additional noninterest expense$1,568,0002,584
Pre-tax net operating income$5,400,0001,300
Securities gains (losses)$1,0002,145
Applicable income taxes$275,0002,545
Income before extraordinary items$5,126,0001,136
Extraordinary gains, net$09
Net income$5,126,0001,136
Minority interest net income$071
Net income of bank and minority interests.$5,126,0001,136
Net charge-offs$2,0003,621
Cash dividends$3,856,000624
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,125,0501,118
2017-06-30 (YTD Data)Rank
Total interest income$7,677,0001,702
Total interest expense$656,0002,059
Net interest income$7,021,0001,655
Provision for loan and lease losses$240,0001,411
Total noninterest income$1,814,0001,401
Gross Fiduciary activities income$394,000499
Service charges on deposit accounts$455,0001,270
Trading account gains and fees$0139
Additional Noninterest Income$965,0001,579
Total noninterest expense$5,032,0001,897
Salaries and employee benefits$3,307,0001,683
Premises and equipment expense$681,0001,671
Additional noninterest expense$1,044,0002,588
Pre-tax net operating income$3,563,0001,300
Securities gains (losses)$01,906
Applicable income taxes$181,0002,552
Income before extraordinary items$3,382,0001,131
Extraordinary gains, net$011
Net income$3,382,0001,131
Minority interest net income$071
Net income of bank and minority interests.$3,382,0001,131
Net charge-offs$33,0002,293
Cash dividends$2,550,000616
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,382,0001,110
2017-03-31 (YTD Data)Rank
Total interest income$3,756,0001,732
Total interest expense$307,0002,131
Net interest income$3,449,0001,674
Provision for loan and lease losses$120,0001,315
Total noninterest income$933,0001,362
Gross Fiduciary activities income$264,000456
Service charges on deposit accounts$213,0001,337
Trading account gains and fees$0142
Additional Noninterest Income$456,0001,618
Total noninterest expense$2,530,0001,906
Salaries and employee benefits$1,669,0001,688
Premises and equipment expense$340,0001,690
Additional noninterest expense$521,0002,589
Pre-tax net operating income$1,732,0001,314
Securities gains (losses)$01,153
Applicable income taxes$88,0002,530
Income before extraordinary items$1,644,0001,139
Extraordinary gains, net$08
Net income$1,644,0001,138
Minority interest net income$055
Net income of bank and minority interests.$1,644,0001,139
Net charge-offs$35,0001,555
Cash dividends$590,0001,080
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,644,0001,120
2016-12-31 (YTD Data)Rank
Total interest income$15,005,0001,680
Total interest expense$1,230,0002,093
Net interest income$13,775,0001,624
Provision for loan and lease losses$542,0001,397
Total noninterest income$3,530,0001,464
Gross Fiduciary activities income$587,000561
Service charges on deposit accounts$951,0001,263
Trading account gains and fees$0170
Additional Noninterest Income$1,992,0001,603
Total noninterest expense$9,878,0001,926
Salaries and employee benefits$6,361,0001,690
Premises and equipment expense$1,233,0001,818
Additional noninterest expense$2,284,0002,490
Pre-tax net operating income$6,885,0001,259
Securities gains (losses)$03,212
Applicable income taxes$350,0002,538
Income before extraordinary items$6,535,0001,114
Extraordinary gains, net$05
Net income$6,535,0001,113
Minority interest net income$082
Net income of bank and minority interests.$6,535,0001,113
Net charge-offs$349,0001,394
Cash dividends$5,230,000637
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,535,0001,093
2016-09-30 (YTD Data)Rank
Total interest income$11,191,0001,703
Total interest expense$933,0002,070
Net interest income$10,258,0001,642
Provision for loan and lease losses$360,0001,445
Total noninterest income$2,603,0001,478
Gross Fiduciary activities income$406,000573
Service charges on deposit accounts$709,0001,263
Trading account gains and fees$0169
Additional Noninterest Income$1,488,0001,598
Total noninterest expense$7,234,0001,974
Salaries and employee benefits$4,687,0001,724
Premises and equipment expense$909,0001,856
Additional noninterest expense$1,638,0002,598
Pre-tax net operating income$5,267,0001,264
Securities gains (losses)$03,160
Applicable income taxes$268,0002,582
Income before extraordinary items$4,999,0001,118
Extraordinary gains, net$05
Net income$4,999,0001,118
Minority interest net income$071
Net income of bank and minority interests.$4,999,0001,118
Net charge-offs$217,0001,393
Cash dividends$3,872,000623
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,999,0001,088
2016-06-30 (YTD Data)Rank
Total interest income$7,418,0001,718
Total interest expense$622,0002,078
Net interest income$6,796,0001,654
Provision for loan and lease losses$240,0001,451
Total noninterest income$1,669,0001,505
Gross Fiduciary activities income$289,000567
Service charges on deposit accounts$459,0001,287
Trading account gains and fees$0157
Additional Noninterest Income$921,0001,651
Total noninterest expense$4,726,0002,016
Salaries and employee benefits$3,064,0001,749
Premises and equipment expense$604,0001,866
Additional noninterest expense$1,058,0002,673
Pre-tax net operating income$3,499,0001,251
Securities gains (losses)$02,835
Applicable income taxes$178,0002,584
Income before extraordinary items$3,321,0001,108
Extraordinary gains, net$016
Net income$3,321,0001,108
Minority interest net income$071
Net income of bank and minority interests.$3,321,0001,108
Net charge-offs$183,0001,191
Cash dividends$2,604,000625
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,321,0001,080
2016-03-31 (YTD Data)Rank
Total interest income$3,663,0001,735
Total interest expense$307,0002,106
Net interest income$3,356,0001,675
Provision for loan and lease losses$120,0001,367
Total noninterest income$800,0001,519
Gross Fiduciary activities income$172,000532
Service charges on deposit accounts$216,0001,342
Trading account gains and fees$0142
Additional Noninterest Income$412,0001,705
Total noninterest expense$2,329,0002,047
Salaries and employee benefits$1,524,0001,766
Premises and equipment expense$302,0001,865
Additional noninterest expense$503,0002,763
Pre-tax net operating income$1,707,0001,259
Securities gains (losses)$02,077
Applicable income taxes$87,0002,566
Income before extraordinary items$1,620,0001,101
Extraordinary gains, net$012
Net income$1,620,0001,102
Minority interest net income$062
Net income of bank and minority interests.$1,620,0001,102
Net charge-offs$122,000904
Cash dividends$560,0001,120
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,620,0001,081
2015-12-31 (YTD Data)Rank
Total interest income$14,397,0001,723
Total interest expense$1,270,0002,024
Net interest income$13,127,0001,667
Provision for loan and lease losses$432,0001,511
Total noninterest income$3,429,0001,455
Gross Fiduciary activities income$578,000570
Service charges on deposit accounts$927,0001,294
Trading account gains and fees$0159
Additional Noninterest Income$1,924,0001,568
Total noninterest expense$9,207,0002,056
Salaries and employee benefits$6,081,0001,731
Premises and equipment expense$1,141,0001,964
Additional noninterest expense$1,985,0002,811
Pre-tax net operating income$6,917,0001,214
Securities gains (losses)$03,216
Applicable income taxes$352,0002,523
Income before extraordinary items$6,565,0001,076
Extraordinary gains, net$023
Net income$6,565,0001,075
Minority interest net income$081
Net income of bank and minority interests.$6,565,0001,076
Net charge-offs$211,0001,939
Cash dividends$4,890,000684
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,565,0001,054
2015-09-30 (YTD Data)Rank
Total interest income$10,736,0001,744
Total interest expense$967,0002,019
Net interest income$9,769,0001,693
Provision for loan and lease losses$272,0001,606
Total noninterest income$2,557,0001,475
Gross Fiduciary activities income$436,000564
Service charges on deposit accounts$694,0001,311
Trading account gains and fees$0153
Additional Noninterest Income$1,427,0001,583
Total noninterest expense$6,876,0002,060
Salaries and employee benefits$4,551,0001,740
Premises and equipment expense$870,0001,969
Additional noninterest expense$1,455,0002,850
Pre-tax net operating income$5,178,0001,235
Securities gains (losses)$03,031
Applicable income taxes$263,0002,602
Income before extraordinary items$4,915,0001,093
Extraordinary gains, net$021
Net income$4,915,0001,091
Minority interest net income$078
Net income of bank and minority interests.$4,915,0001,093
Net charge-offs$22,0003,305
Cash dividends$3,454,000640
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,915,0001,063
2015-06-30 (YTD Data)Rank
Total interest income$7,145,0001,756
Total interest expense$667,0001,973
Net interest income$6,478,0001,705
Provision for loan and lease losses$161,0001,709
Total noninterest income$1,657,0001,503
Gross Fiduciary activities income$324,000559
Service charges on deposit accounts$449,0001,329
Trading account gains and fees$0157
Additional Noninterest Income$884,0001,683
Total noninterest expense$4,529,0002,087
Salaries and employee benefits$2,990,0001,772
Premises and equipment expense$588,0001,947
Additional noninterest expense$951,0002,913
Pre-tax net operating income$3,445,0001,225
Securities gains (losses)$02,636
Applicable income taxes$175,0002,594
Income before extraordinary items$3,270,0001,082
Extraordinary gains, net$022
Net income$3,270,0001,082
Minority interest net income$075
Net income of bank and minority interests.$3,270,0001,083
Net charge-offs$13,0003,155
Cash dividends$2,254,000635
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,270,0001,053
2015-03-31 (YTD Data)Rank
Total interest income$3,551,0001,754
Total interest expense$340,0001,963
Net interest income$3,211,0001,715
Provision for loan and lease losses$81,0001,632
Total noninterest income$841,0001,453
Gross Fiduciary activities income$215,000508
Service charges on deposit accounts$206,0001,410
Trading account gains and fees$0152
Additional Noninterest Income$420,0001,704
Total noninterest expense$2,205,0002,143
Salaries and employee benefits$1,461,0001,807
Premises and equipment expense$293,0001,975
Additional noninterest expense$451,0003,027
Pre-tax net operating income$1,766,0001,161
Securities gains (losses)$02,027
Applicable income taxes$87,0002,572
Income before extraordinary items$1,679,0001,020
Extraordinary gains, net$013
Net income$1,679,0001,020
Minority interest net income$064
Net income of bank and minority interests.$1,679,0001,021
Net charge-offs$2,0002,999
Cash dividends$460,0001,188
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,679,000989
2014-12-31 (YTD Data)Rank
Total interest income$13,928,0001,803
Total interest expense$1,445,0001,953
Net interest income$12,483,0001,756
Provision for loan and lease losses$285,0002,062
Total noninterest income$3,470,0001,407
Gross Fiduciary activities income$550,000590
Service charges on deposit accounts$862,0001,480
Trading account gains and fees$0180
Additional Noninterest Income$2,058,0001,423
Total noninterest expense$8,847,0002,137
Salaries and employee benefits$5,730,0001,799
Premises and equipment expense$1,166,0001,968
Additional noninterest expense$1,951,0002,936
Pre-tax net operating income$6,821,0001,190
Securities gains (losses)$03,259
Applicable income taxes$266,0002,747
Income before extraordinary items$6,555,0001,014
Extraordinary gains, net$017
Net income$6,555,0001,013
Minority interest net income$084
Net income of bank and minority interests.$6,555,0001,013
Net charge-offs$35,0004,013
Cash dividends$4,148,000706
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,555,000990
2014-09-30 (YTD Data)Rank
Total interest income$10,340,0001,832
Total interest expense$1,098,0001,958
Net interest income$9,242,0001,785
Provision for loan and lease losses$195,0002,112
Total noninterest income$1,976,0001,728
Gross Fiduciary activities income$361,000615
Service charges on deposit accounts$654,0001,477
Trading account gains and fees$0174
Additional Noninterest Income$961,0001,992
Total noninterest expense$6,542,0002,165
Salaries and employee benefits$4,238,0001,828
Premises and equipment expense$882,0001,967
Additional noninterest expense$1,422,0003,009
Pre-tax net operating income$4,481,0001,324
Securities gains (losses)$02,980
Applicable income taxes$195,0002,828
Income before extraordinary items$4,286,0001,162
Extraordinary gains, net$015
Net income$4,286,0001,160
Minority interest net income$081
Net income of bank and minority interests.$4,286,0001,161
Net charge-offs$12,0004,087
Cash dividends$2,824,000710
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,286,0001,137
2014-06-30 (YTD Data)Rank
Total interest income$6,812,0001,845
Total interest expense$749,0001,941
Net interest income$6,063,0001,810
Provision for loan and lease losses$130,0002,050
Total noninterest income$1,258,0001,769
Gross Fiduciary activities income$238,000620
Service charges on deposit accounts$414,0001,517
Trading account gains and fees$0172
Additional Noninterest Income$606,0002,043
Total noninterest expense$4,243,0002,217
Salaries and employee benefits$2,739,0001,886
Premises and equipment expense$582,0002,003
Additional noninterest expense$922,0003,086
Pre-tax net operating income$2,948,0001,302
Securities gains (losses)$02,580
Applicable income taxes$128,0002,812
Income before extraordinary items$2,820,0001,137
Extraordinary gains, net$020
Net income$2,820,0001,138
Minority interest net income$080
Net income of bank and minority interests.$2,820,0001,138
Net charge-offs$04,375
Cash dividends$1,828,000709
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,820,0001,110
2014-03-31 (YTD Data)Rank
Total interest income$3,329,0001,872
Total interest expense$381,0001,950
Net interest income$2,948,0001,847
Provision for loan and lease losses$65,0001,970
Total noninterest income$592,0001,820
Gross Fiduciary activities income$129,000612
Service charges on deposit accounts$191,0001,611
Trading account gains and fees$0147
Additional Noninterest Income$272,0002,145
Total noninterest expense$2,124,0002,218
Salaries and employee benefits$1,373,0001,890
Premises and equipment expense$295,0002,013
Additional noninterest expense$456,0003,114
Pre-tax net operating income$1,351,0001,378
Securities gains (losses)$01,715
Applicable income taxes$59,0002,836
Income before extraordinary items$1,292,0001,182
Extraordinary gains, net$016
Net income$1,292,0001,183
Minority interest net income$066
Net income of bank and minority interests.$1,292,0001,183
Net charge-offs$-3,0005,214
Cash dividends$392,0001,253
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,292,0001,161
2013-12-31 (YTD Data)Rank
Total interest income$11,775,0002,091
Total interest expense$1,486,0002,184
Net interest income$10,289,0002,044
Provision for loan and lease losses$119,0003,549
Total noninterest income$2,705,0001,748
Gross Fiduciary activities income$346,000682
Service charges on deposit accounts$814,0001,626
Trading account gains and fees$0184
Additional Noninterest Income$1,545,0001,808
Total noninterest expense$7,797,0002,402
Salaries and employee benefits$4,981,0002,051
Premises and equipment expense$994,0002,265
Additional noninterest expense$1,822,0003,188
Pre-tax net operating income$5,078,0001,410
Securities gains (losses)$03,182
Applicable income taxes$220,0002,880
Income before extraordinary items$4,858,0001,256
Extraordinary gains, net$029
Net income$4,858,0001,258
Minority interest net income$090
Net income of bank and minority interests.$4,858,0001,259
Net charge-offs$11,0005,057
Cash dividends$3,404,000790
Sale, conversion, retirement of capital stock, net$3,500,000108
Net operating income$4,858,0001,232
2013-09-30 (YTD Data)Rank
Total interest income$8,486,0002,177
Total interest expense$1,087,0002,284
Net interest income$7,399,0002,119
Provision for loan and lease losses$114,0003,236
Total noninterest income$2,053,0001,759
Gross Fiduciary activities income$226,000701
Service charges on deposit accounts$597,0001,646
Trading account gains and fees$0180
Additional Noninterest Income$1,230,0001,795
Total noninterest expense$5,617,0002,482
Salaries and employee benefits$3,606,0002,126
Premises and equipment expense$739,0002,305
Additional noninterest expense$1,272,0003,346
Pre-tax net operating income$3,721,0001,471
Securities gains (losses)$03,040
Applicable income taxes$162,0002,963
Income before extraordinary items$3,559,0001,292
Extraordinary gains, net$025
Net income$3,559,0001,294
Minority interest net income$084
Net income of bank and minority interests.$3,559,0001,294
Net charge-offs$05,212
Cash dividends$2,042,000857
Sale, conversion, retirement of capital stock, net$3,500,00082
Net operating income$3,559,0001,262
2013-06-30 (YTD Data)Rank
Total interest income$5,633,0002,189
Total interest expense$737,0002,302
Net interest income$4,896,0002,134
Provision for loan and lease losses$109,0002,861
Total noninterest income$1,390,0001,747
Gross Fiduciary activities income$159,000692
Service charges on deposit accounts$380,0001,692
Trading account gains and fees$0157
Additional Noninterest Income$851,0001,785
Total noninterest expense$3,736,0002,481
Salaries and employee benefits$2,418,0002,124
Premises and equipment expense$480,0002,356
Additional noninterest expense$838,0003,387
Pre-tax net operating income$2,441,0001,464
Securities gains (losses)$02,791
Applicable income taxes$106,0002,969
Income before extraordinary items$2,335,0001,297
Extraordinary gains, net$022
Net income$2,335,0001,300
Minority interest net income$082
Net income of bank and minority interests.$2,335,0001,300
Net charge-offs$-20,0006,329
Cash dividends$1,608,000746
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,335,0001,244
2013-03-31 (YTD Data)Rank
Total interest income$2,791,0002,225
Total interest expense$372,0002,348
Net interest income$2,419,0002,171
Provision for loan and lease losses$65,0002,540
Total noninterest income$695,0001,739
Gross Fiduciary activities income$87,000686
Service charges on deposit accounts$174,0001,815
Trading account gains and fees$0148
Additional Noninterest Income$434,0001,746
Total noninterest expense$1,873,0002,512
Salaries and employee benefits$1,223,0002,103
Premises and equipment expense$240,0002,385
Additional noninterest expense$410,0003,454
Pre-tax net operating income$1,176,0001,495
Securities gains (losses)$01,966
Applicable income taxes$51,0002,973
Income before extraordinary items$1,125,0001,330
Extraordinary gains, net$010
Net income$1,125,0001,333
Minority interest net income$076
Net income of bank and minority interests.$1,125,0001,332
Net charge-offs$-14,0006,319
Cash dividends$352,0001,198
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,125,0001,270
2012-12-31 (YTD Data)Rank
Total interest income$11,683,0002,231
Total interest expense$1,676,0002,497
Net interest income$10,007,0002,149
Provision for loan and lease losses$262,0003,571
Total noninterest income$2,790,0001,736
Gross Fiduciary activities income$278,000719
Service charges on deposit accounts$777,0001,735
Trading account gains and fees$0166
Additional Noninterest Income$1,735,0001,683
Total noninterest expense$7,253,0002,584
Salaries and employee benefits$4,694,0002,123
Premises and equipment expense$975,0002,322
Additional noninterest expense$1,584,0003,654
Pre-tax net operating income$5,282,0001,309
Securities gains (losses)$03,810
Applicable income taxes$225,0002,913
Income before extraordinary items$5,057,0001,173
Extraordinary gains, net$-56,0007,064
Net income$5,001,0001,194
Minority interest net income$093
Net income of bank and minority interests.$5,001,0001,194
Net charge-offs$59,0004,813
Cash dividends$3,626,000749
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,057,0001,107
2012-09-30 (YTD Data)Rank
Total interest income$8,806,0002,270
Total interest expense$1,281,0002,557
Net interest income$7,525,0002,182
Provision for loan and lease losses$202,0003,495
Total noninterest income$2,012,0001,781
Gross Fiduciary activities income$191,000735
Service charges on deposit accounts$581,0001,761
Trading account gains and fees$0157
Additional Noninterest Income$1,240,0001,743
Total noninterest expense$5,307,0002,647
Salaries and employee benefits$3,465,0002,154
Premises and equipment expense$733,0002,350
Additional noninterest expense$1,109,0003,839
Pre-tax net operating income$4,028,0001,319
Securities gains (losses)$03,575
Applicable income taxes$169,0002,984
Income before extraordinary items$3,859,0001,173
Extraordinary gains, net$-117,0007,170
Net income$3,742,0001,203
Minority interest net income$086
Net income of bank and minority interests.$3,742,0001,203
Net charge-offs$39,0004,689
Cash dividends$2,594,000625
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,859,0001,100
2012-06-30 (YTD Data)Rank
Total interest income$5,914,0002,271
Total interest expense$869,0002,609
Net interest income$5,045,0002,163
Provision for loan and lease losses$127,0003,551
Total noninterest income$1,263,0001,845
Gross Fiduciary activities income$135,000729
Service charges on deposit accounts$376,0001,801
Trading account gains and fees$0153
Additional Noninterest Income$752,0001,826
Total noninterest expense$3,444,0002,716
Salaries and employee benefits$2,250,0002,211
Premises and equipment expense$490,0002,323
Additional noninterest expense$704,0003,970
Pre-tax net operating income$2,737,0001,296
Securities gains (losses)$03,178
Applicable income taxes$113,0002,967
Income before extraordinary items$2,624,0001,146
Extraordinary gains, net$-117,0007,237
Net income$2,507,0001,202
Minority interest net income$084
Net income of bank and minority interests.$2,507,0001,201
Net charge-offs$17,0004,718
Cash dividends$1,760,000599
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,624,0001,069
2012-03-31 (YTD Data)Rank
Total interest income$2,933,0002,316
Total interest expense$443,0002,647
Net interest income$2,490,0002,197
Provision for loan and lease losses$52,0003,633
Total noninterest income$606,0001,884
Gross Fiduciary activities income$83,000697
Service charges on deposit accounts$176,0001,891
Trading account gains and fees$0148
Additional Noninterest Income$347,0001,934
Total noninterest expense$1,663,0002,804
Salaries and employee benefits$1,100,0002,262
Premises and equipment expense$243,0002,353
Additional noninterest expense$320,0004,209
Pre-tax net operating income$1,381,0001,266
Securities gains (losses)$02,210
Applicable income taxes$54,0003,007
Income before extraordinary items$1,327,0001,116
Extraordinary gains, net$-117,0007,302
Net income$1,210,0001,204
Minority interest net income$078
Net income of bank and minority interests.$1,210,0001,205
Net charge-offs$4,0004,348
Cash dividends$350,0001,149
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,327,0001,049
2011-12-31 (YTD Data)Rank
Total interest income$11,838,0002,347
Total interest expense$2,101,0002,665
Net interest income$9,737,0002,254
Provision for loan and lease losses$405,0003,724
Total noninterest income$2,213,0001,861
Gross Fiduciary activities income$249,000693
Service charges on deposit accounts$781,0001,812
Trading account gains and fees$0146
Additional Noninterest Income$1,183,0001,929
Total noninterest expense$6,858,0002,715
Salaries and employee benefits$4,371,0002,213
Premises and equipment expense$1,058,0002,300
Additional noninterest expense$1,429,0003,983
Pre-tax net operating income$4,687,0001,242
Securities gains (losses)$03,838
Applicable income taxes$216,0002,829
Income before extraordinary items$4,471,0001,116
Extraordinary gains, net$029
Net income$4,471,0001,116
Minority interest net income$096
Net income of bank and minority interests.$4,471,0001,116
Net charge-offs$79,0005,175
Cash dividends$3,214,000627
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,471,0001,060
2011-09-30 (YTD Data)Rank
Total interest income$8,910,0002,369
Total interest expense$1,585,0002,746
Net interest income$7,325,0002,252
Provision for loan and lease losses$310,0003,562
Total noninterest income$1,654,0001,867
Gross Fiduciary activities income$177,000692
Service charges on deposit accounts$584,0001,825
Trading account gains and fees$0145
Additional Noninterest Income$893,0001,903
Total noninterest expense$5,082,0002,743
Salaries and employee benefits$3,244,0002,234
Premises and equipment expense$809,0002,274
Additional noninterest expense$1,029,0004,099
Pre-tax net operating income$3,587,0001,268
Securities gains (losses)$03,555
Applicable income taxes$165,0002,831
Income before extraordinary items$3,422,0001,119
Extraordinary gains, net$021
Net income$3,422,0001,119
Minority interest net income$087
Net income of bank and minority interests.$3,422,0001,119
Net charge-offs$35,0005,217
Cash dividends$2,160,000602
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,422,0001,070
2011-06-30 (YTD Data)Rank
Total interest income$5,894,0002,412
Total interest expense$1,070,0002,812
Net interest income$4,824,0002,277
Provision for loan and lease losses$215,0003,434
Total noninterest income$1,056,0001,912
Gross Fiduciary activities income$129,000692
Service charges on deposit accounts$374,0001,861
Trading account gains and fees$0153
Additional Noninterest Income$553,0001,963
Total noninterest expense$3,373,0002,773
Salaries and employee benefits$2,140,0002,268
Premises and equipment expense$540,0002,289
Additional noninterest expense$693,0004,138
Pre-tax net operating income$2,292,0001,286
Securities gains (losses)$02,914
Applicable income taxes$105,0002,832
Income before extraordinary items$2,187,0001,131
Extraordinary gains, net$015
Net income$2,187,0001,131
Minority interest net income$089
Net income of bank and minority interests.$2,187,0001,131
Net charge-offs$7,0005,446
Cash dividends$1,408,000597
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,187,0001,091
2011-03-31 (YTD Data)Rank
Total interest income$2,943,0002,427
Total interest expense$545,0002,846
Net interest income$2,398,0002,277
Provision for loan and lease losses$130,0003,035
Total noninterest income$476,0002,072
Gross Fiduciary activities income$75,000666
Service charges on deposit accounts$168,0002,015
Trading account gains and fees$0158
Additional Noninterest Income$233,0002,256
Total noninterest expense$1,686,0002,791
Salaries and employee benefits$1,067,0002,299
Premises and equipment expense$274,0002,297
Additional noninterest expense$345,0004,135
Pre-tax net operating income$1,058,0001,364
Securities gains (losses)$01,772
Applicable income taxes$48,0002,863
Income before extraordinary items$1,010,0001,221
Extraordinary gains, net$09
Net income$1,010,0001,220
Minority interest net income$086
Net income of bank and minority interests.$1,010,0001,221
Net charge-offs$4,0004,727
Cash dividends$348,0001,021
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,010,0001,188
2010-12-31 (YTD Data)Rank
Total interest income$11,980,0002,501
Total interest expense$2,544,0002,954
Net interest income$9,436,0002,312
Provision for loan and lease losses$500,0004,120
Total noninterest income$2,036,0002,059
Gross Fiduciary activities income$235,000730
Service charges on deposit accounts$883,0001,673
Trading account gains and fees$0175
Additional Noninterest Income$918,0002,292
Total noninterest expense$6,732,0002,815
Salaries and employee benefits$4,158,0002,316
Premises and equipment expense$1,040,0002,396
Additional noninterest expense$1,534,0003,947
Pre-tax net operating income$4,240,0001,200
Securities gains (losses)$03,793
Applicable income taxes$194,0002,745
Income before extraordinary items$4,046,0001,076
Extraordinary gains, net$029
Net income$4,046,0001,077
Minority interest net income$0111
Net income of bank and minority interests.$4,046,0001,079
Net charge-offs$172,0004,908
Cash dividends$3,208,000517
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,046,0001,026
2010-09-30 (YTD Data)Rank
Total interest income$8,999,0002,554
Total interest expense$1,968,0002,996
Net interest income$7,031,0002,366
Provision for loan and lease losses$375,0003,997
Total noninterest income$1,499,0002,088
Gross Fiduciary activities income$168,000727
Service charges on deposit accounts$684,0001,676
Trading account gains and fees$0165
Additional Noninterest Income$647,0002,380
Total noninterest expense$4,915,0002,884
Salaries and employee benefits$3,077,0002,360
Premises and equipment expense$764,0002,483
Additional noninterest expense$1,074,0004,111
Pre-tax net operating income$3,240,0001,219
Securities gains (losses)$03,651
Applicable income taxes$148,0002,809
Income before extraordinary items$3,092,0001,099
Extraordinary gains, net$023
Net income$3,092,0001,102
Minority interest net income$0110
Net income of bank and minority interests.$3,092,0001,102
Net charge-offs$155,0004,473
Cash dividends$2,268,000481
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,092,0001,055
2010-06-30 (YTD Data)Rank
Total interest income$5,967,0002,597
Total interest expense$1,367,0002,997
Net interest income$4,600,0002,407
Provision for loan and lease losses$250,0003,882
Total noninterest income$992,0002,067
Gross Fiduciary activities income$121,000708
Service charges on deposit accounts$452,0001,697
Trading account gains and fees$0152
Additional Noninterest Income$419,0002,348
Total noninterest expense$3,225,0002,927
Salaries and employee benefits$2,038,0002,395
Premises and equipment expense$487,0002,583
Additional noninterest expense$700,0004,166
Pre-tax net operating income$2,117,0001,235
Securities gains (losses)$03,184
Applicable income taxes$97,0002,813
Income before extraordinary items$2,020,0001,105
Extraordinary gains, net$019
Net income$2,020,0001,106
Minority interest net income$0105
Net income of bank and minority interests.$2,020,0001,106
Net charge-offs$48,0004,928
Cash dividends$1,592,000432
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,020,0001,063
2010-03-31 (YTD Data)Rank
Total interest income$2,980,0002,652
Total interest expense$693,0003,085
Net interest income$2,287,0002,456
Provision for loan and lease losses$125,0003,660
Total noninterest income$463,0002,155
Gross Fiduciary activities income$63,000711
Service charges on deposit accounts$208,0001,818
Trading account gains and fees$0175
Additional Noninterest Income$192,0002,463
Total noninterest expense$1,568,0003,035
Salaries and employee benefits$991,0002,484
Premises and equipment expense$242,0002,655
Additional noninterest expense$335,0004,291
Pre-tax net operating income$1,057,0001,243
Securities gains (losses)$02,284
Applicable income taxes$48,0002,818
Income before extraordinary items$1,009,0001,079
Extraordinary gains, net$016
Net income$1,009,0001,080
Minority interest net income$091
Net income of bank and minority interests.$1,009,0001,081
Net charge-offs$11,0004,779
Cash dividends$390,000887
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,009,0001,052
2009-12-31 (YTD Data)Rank
Total interest income$12,277,0002,685
Total interest expense$3,411,0003,108
Net interest income$8,866,0002,447
Provision for loan and lease losses$521,0004,479
Total noninterest income$1,936,0002,164
Gross Fiduciary activities income$220,000738
Service charges on deposit accounts$939,0001,784
Trading account gains and fees$0211
Additional Noninterest Income$777,0002,505
Total noninterest expense$6,420,0003,009
Salaries and employee benefits$3,873,0002,518
Premises and equipment expense$973,0002,640
Additional noninterest expense$1,574,0003,948
Pre-tax net operating income$3,861,0001,068
Securities gains (losses)$03,754
Applicable income taxes$176,0002,490
Income before extraordinary items$3,685,000931
Extraordinary gains, net$034
Net income$3,685,000931
Minority interest net income$0115
Net income of bank and minority interests.$3,685,000930
Net charge-offs$305,0004,461
Cash dividends$2,598,000682
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,685,000926
2009-09-30 (YTD Data)Rank
Total interest income$9,202,0002,725
Total interest expense$2,662,0003,144
Net interest income$6,540,0002,482
Provision for loan and lease losses$317,0004,509
Total noninterest income$1,428,0002,241
Gross Fiduciary activities income$150,000749
Service charges on deposit accounts$693,0001,805
Trading account gains and fees$0212
Additional Noninterest Income$585,0002,562
Total noninterest expense$4,800,0003,026
Salaries and employee benefits$2,888,0002,548
Premises and equipment expense$725,0002,689
Additional noninterest expense$1,187,0003,904
Pre-tax net operating income$2,851,0001,145
Securities gains (losses)$03,497
Applicable income taxes$130,0002,683
Income before extraordinary items$2,721,000996
Extraordinary gains, net$027
Net income$2,721,000995
Minority interest net income$0118
Net income of bank and minority interests.$2,721,000996
Net charge-offs$120,0004,886
Cash dividends$1,706,000754
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,721,000981
2009-06-30 (YTD Data)Rank
Total interest income$6,084,0002,789
Total interest expense$1,835,0003,173
Net interest income$4,249,0002,545
Provision for loan and lease losses$190,0004,393
Total noninterest income$934,0002,289
Gross Fiduciary activities income$110,000742
Service charges on deposit accounts$438,0001,877
Trading account gains and fees$0193
Additional Noninterest Income$386,0002,606
Total noninterest expense$3,185,0003,060
Salaries and employee benefits$1,901,0002,617
Premises and equipment expense$483,0002,723
Additional noninterest expense$801,0003,861
Pre-tax net operating income$1,808,0001,268
Securities gains (losses)$03,136
Applicable income taxes$82,0002,784
Income before extraordinary items$1,726,0001,102
Extraordinary gains, net$021
Net income$1,726,0001,100
Minority interest net income$0112
Net income of bank and minority interests.$1,726,0001,102
Net charge-offs$68,0004,630
Cash dividends$1,090,000832
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,726,0001,067
2009-03-31 (YTD Data)Rank
Total interest income$3,038,0002,830
Total interest expense$962,0003,150
Net interest income$2,076,0002,612
Provision for loan and lease losses$95,0003,976
Total noninterest income$455,0002,283
Gross Fiduciary activities income$75,000675
Service charges on deposit accounts$187,0002,081
Trading account gains and fees$0171
Additional Noninterest Income$193,0002,573
Total noninterest expense$1,552,0003,047
Salaries and employee benefits$951,0002,662
Premises and equipment expense$250,0002,680
Additional noninterest expense$351,0003,948
Pre-tax net operating income$884,0001,463
Securities gains (losses)$02,434
Applicable income taxes$40,0003,064
Income before extraordinary items$844,0001,305
Extraordinary gains, net$015
Net income$844,0001,306
Minority interest net income$0102
Net income of bank and minority interests.$844,0001,306
Net charge-offs$1,0005,564
Cash dividends$284,0001,420
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$844,0001,232
2008-12-31 (YTD Data)Rank
Total interest income$12,600,0002,898
Total interest expense$4,934,0002,993
Net interest income$7,666,0002,818
Provision for loan and lease losses$247,0004,931
Total noninterest income$1,733,0002,378
Gross Fiduciary activities income$240,000742
Service charges on deposit accounts$788,0002,156
Trading account gains and fees$0154
Additional Noninterest Income$705,0002,647
Total noninterest expense$5,916,0003,121
Salaries and employee benefits$3,664,0002,712
Premises and equipment expense$933,0002,789
Additional noninterest expense$1,319,0003,974
Pre-tax net operating income$3,236,0001,683
Securities gains (losses)$6,0002,702
Applicable income taxes$96,0003,412
Income before extraordinary items$3,146,0001,299
Extraordinary gains, net$039
Net income$3,146,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0004,145
Cash dividends$2,394,0001,155
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,140,1801,397
2008-09-30 (YTD Data)Rank
Total interest income$9,445,0002,970
Total interest expense$3,840,0003,008
Net interest income$5,605,0002,903
Provision for loan and lease losses$152,0004,602
Total noninterest income$1,321,0002,413
Gross Fiduciary activities income$200,000719
Service charges on deposit accounts$584,0002,193
Trading account gains and fees$0148
Additional Noninterest Income$537,0002,697
Total noninterest expense$4,380,0003,137
Salaries and employee benefits$2,742,0002,737
Premises and equipment expense$697,0002,809
Additional noninterest expense$941,0004,065
Pre-tax net operating income$2,394,0002,003
Securities gains (losses)$6,0002,568
Applicable income taxes$58,0004,010
Income before extraordinary items$2,342,0001,546
Extraordinary gains, net$031
Net income$2,342,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,307
Cash dividends$1,828,0001,115
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,336,1201,639
2008-06-30 (YTD Data)Rank
Total interest income$6,279,0003,020
Total interest expense$2,690,0002,993
Net interest income$3,589,0002,999
Provision for loan and lease losses$92,0004,373
Total noninterest income$865,0002,481
Gross Fiduciary activities income$149,000704
Service charges on deposit accounts$377,0002,223
Trading account gains and fees$0149
Additional Noninterest Income$339,0002,842
Total noninterest expense$2,889,0003,169
Salaries and employee benefits$1,785,0002,831
Premises and equipment expense$460,0002,849
Additional noninterest expense$644,0003,956
Pre-tax net operating income$1,473,0002,230
Securities gains (losses)$6,0002,681
Applicable income taxes$16,0004,791
Income before extraordinary items$1,463,0001,842
Extraordinary gains, net$021
Net income$1,463,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,549
Cash dividends$1,208,0001,196
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,457,0601,819
2008-03-31 (YTD Data)Rank
Total interest income$3,188,0003,056
Total interest expense$1,456,0002,964
Net interest income$1,732,0003,109
Provision for loan and lease losses$51,0003,761
Total noninterest income$382,0002,688
Gross Fiduciary activities income$59,000777
Service charges on deposit accounts$172,0002,346
Trading account gains and fees$0158
Additional Noninterest Income$151,0003,028
Total noninterest expense$1,412,0003,242
Salaries and employee benefits$876,0002,908
Premises and equipment expense$235,0002,800
Additional noninterest expense$301,0004,105
Pre-tax net operating income$651,0002,553
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$651,0002,156
Extraordinary gains, net$015
Net income$651,0002,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0002,479
Cash dividends$273,0001,995
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$651,0002,088
2007-12-31 (YTD Data)Rank
Total interest income$12,877,0003,096
Total interest expense$6,241,0002,918
Net interest income$6,636,0003,235
Provision for loan and lease losses$198,0003,898
Total noninterest income$1,556,0002,639
Gross Fiduciary activities income$199,000805
Service charges on deposit accounts$756,0002,226
Trading account gains and fees$0178
Additional Noninterest Income$601,0002,995
Total noninterest expense$5,350,0003,272
Salaries and employee benefits$3,310,0002,974
Premises and equipment expense$862,0002,900
Additional noninterest expense$1,178,0004,129
Pre-tax net operating income$2,644,0002,702
Securities gains (losses)$-5,0007,390
Applicable income taxes$132,0004,251
Income before extraordinary items$2,507,0002,356
Extraordinary gains, net$039
Net income$2,507,0002,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,452
Cash dividends$1,970,0001,640
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,511,7502,341
2007-09-30 (YTD Data)Rank
Total interest income$9,632,0003,092
Total interest expense$4,681,0002,912
Net interest income$4,951,0003,259
Provision for loan and lease losses$165,0003,339
Total noninterest income$1,120,0002,703
Gross Fiduciary activities income$138,000816
Service charges on deposit accounts$562,0002,228
Trading account gains and fees$0184
Additional Noninterest Income$420,0003,116
Total noninterest expense$4,035,0003,226
Salaries and employee benefits$2,503,0002,917
Premises and equipment expense$629,0002,951
Additional noninterest expense$903,0003,997
Pre-tax net operating income$1,871,0002,979
Securities gains (losses)$-5,0007,616
Applicable income taxes$93,0004,504
Income before extraordinary items$1,773,0002,624
Extraordinary gains, net$033
Net income$1,773,0002,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,412
Cash dividends$1,330,0001,650
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,777,7502,593
2007-06-30 (YTD Data)Rank
Total interest income$6,375,0003,120
Total interest expense$3,067,0002,958
Net interest income$3,308,0003,279
Provision for loan and lease losses$133,0002,833
Total noninterest income$727,0002,753
Gross Fiduciary activities income$97,000824
Service charges on deposit accounts$367,0002,267
Trading account gains and fees$0168
Additional Noninterest Income$263,0003,245
Total noninterest expense$2,619,0003,329
Salaries and employee benefits$1,647,0002,998
Premises and equipment expense$406,0003,063
Additional noninterest expense$566,0004,192
Pre-tax net operating income$1,283,0002,975
Securities gains (losses)$-5,0007,859
Applicable income taxes$64,0004,549
Income before extraordinary items$1,214,0002,615
Extraordinary gains, net$029
Net income$1,214,0002,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,850
Cash dividends$1,234,0001,307
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,218,7502,586
2007-03-31 (YTD Data)Rank
Total interest income$3,121,0003,174
Total interest expense$1,489,0003,002
Net interest income$1,632,0003,307
Provision for loan and lease losses$65,0002,671
Total noninterest income$354,0002,788
Gross Fiduciary activities income$54,000802
Service charges on deposit accounts$162,0002,452
Trading account gains and fees$0195
Additional Noninterest Income$138,0003,163
Total noninterest expense$1,298,0003,358
Salaries and employee benefits$802,0003,075
Premises and equipment expense$210,0002,992
Additional noninterest expense$286,0004,106
Pre-tax net operating income$623,0003,038
Securities gains (losses)$-5,0008,170
Applicable income taxes$31,0004,589
Income before extraordinary items$587,0002,677
Extraordinary gains, net$022
Net income$587,0002,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0001,608
Cash dividends$270,0002,112
Sale, conversion, retirement of capital stock, net$0885
Net operating income$591,7502,647
2006-12-31 (YTD Data)Rank
Total interest income$11,982,0003,095
Total interest expense$5,027,0003,013
Net interest income$6,955,0003,121
Provision for loan and lease losses$219,0003,373
Total noninterest income$1,412,0002,815
Gross Fiduciary activities income$203,000796
Service charges on deposit accounts$731,0002,290
Trading account gains and fees$0130
Additional Noninterest Income$478,0003,420
Total noninterest expense$5,152,0003,263
Salaries and employee benefits$3,114,0003,026
Premises and equipment expense$740,0003,190
Additional noninterest expense$1,298,0003,710
Pre-tax net operating income$2,996,0002,782
Securities gains (losses)$01,687
Applicable income taxes$150,0004,592
Income before extraordinary items$2,846,0002,363
Extraordinary gains, net$051
Net income$2,846,0002,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,164
Cash dividends$1,782,0001,719
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,846,0002,346
2006-09-30 (YTD Data)Rank
Total interest income$8,855,0003,109
Total interest expense$3,604,0003,042
Net interest income$5,251,0003,131
Provision for loan and lease losses$135,0003,558
Total noninterest income$1,035,0002,861
Gross Fiduciary activities income$158,000778
Service charges on deposit accounts$546,0002,295
Trading account gains and fees$0126
Additional Noninterest Income$331,0003,553
Total noninterest expense$3,853,0003,256
Salaries and employee benefits$2,381,0002,968
Premises and equipment expense$531,0003,302
Additional noninterest expense$941,0003,793
Pre-tax net operating income$2,298,0002,834
Securities gains (losses)$01,388
Applicable income taxes$115,0004,785
Income before extraordinary items$2,183,0002,406
Extraordinary gains, net$045
Net income$2,183,0002,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,107
Cash dividends$1,634,0001,347
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,183,0002,395
2006-06-30 (YTD Data)Rank
Total interest income$5,833,0003,105
Total interest expense$2,290,0003,053
Net interest income$3,543,0003,098
Provision for loan and lease losses$90,0003,463
Total noninterest income$675,0002,895
Gross Fiduciary activities income$121,000763
Service charges on deposit accounts$353,0002,336
Trading account gains and fees$0126
Additional Noninterest Income$201,0003,736
Total noninterest expense$2,585,0003,262
Salaries and employee benefits$1,638,0002,897
Premises and equipment expense$351,0003,323
Additional noninterest expense$596,0003,938
Pre-tax net operating income$1,543,0002,833
Securities gains (losses)$01,185
Applicable income taxes$77,0004,811
Income before extraordinary items$1,466,0002,378
Extraordinary gains, net$039
Net income$1,466,0002,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,0008,552
Cash dividends$1,182,0001,266
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,466,0002,362
2006-03-31 (YTD Data)Rank
Total interest income$2,882,0003,073
Total interest expense$1,098,0003,028
Net interest income$1,784,0003,084
Provision for loan and lease losses$45,0003,261
Total noninterest income$313,0003,001
Gross Fiduciary activities income$61,000770
Service charges on deposit accounts$152,0002,572
Trading account gains and fees$0115
Additional Noninterest Income$100,0003,699
Total noninterest expense$1,286,0003,298
Salaries and employee benefits$830,0002,872
Premises and equipment expense$172,0003,386
Additional noninterest expense$284,0004,062
Pre-tax net operating income$766,0002,793
Securities gains (losses)$0955
Applicable income taxes$38,0004,781
Income before extraordinary items$728,0002,377
Extraordinary gains, net$021
Net income$728,0002,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-160,0008,701
Cash dividends$106,0003,022
Sale, conversion, retirement of capital stock, net$0648
Net operating income$728,0002,355
2005-12-31 (YTD Data)Rank
Total interest income$10,935,0002,915
Total interest expense$3,721,0002,808
Net interest income$7,214,0002,969
Provision for loan and lease losses$441,0002,104
Total noninterest income$1,309,0002,945
Gross Fiduciary activities income$197,000803
Service charges on deposit accounts$742,0002,241
Trading account gains and fees$0138
Additional Noninterest Income$370,0003,909
Total noninterest expense$4,894,0003,295
Salaries and employee benefits$2,985,0002,974
Premises and equipment expense$665,0003,375
Additional noninterest expense$1,244,0003,754
Pre-tax net operating income$3,188,0002,635
Securities gains (losses)$1,0002,117
Applicable income taxes$160,0004,925
Income before extraordinary items$3,029,0002,225
Extraordinary gains, net$046
Net income$3,029,0002,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,264
Cash dividends$2,458,0001,243
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,028,0502,190
2005-09-30 (YTD Data)Rank
Total interest income$8,031,0002,925
Total interest expense$2,612,0002,826
Net interest income$5,419,0002,949
Provision for loan and lease losses$323,0002,068
Total noninterest income$973,0002,960
Gross Fiduciary activities income$166,000766
Service charges on deposit accounts$558,0002,229
Trading account gains and fees$0126
Additional Noninterest Income$249,0004,144
Total noninterest expense$3,655,0003,281
Salaries and employee benefits$2,280,0002,901
Premises and equipment expense$478,0003,469
Additional noninterest expense$897,0003,818
Pre-tax net operating income$2,414,0002,640
Securities gains (losses)$1,0002,135
Applicable income taxes$121,0005,053
Income before extraordinary items$2,294,0002,229
Extraordinary gains, net$035
Net income$2,294,0002,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,846
Cash dividends$1,900,0001,105
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,293,0502,192
2005-06-30 (YTD Data)Rank
Total interest income$5,270,0002,898
Total interest expense$1,655,0002,809
Net interest income$3,615,0002,919
Provision for loan and lease losses$205,0002,129
Total noninterest income$630,0002,988
Gross Fiduciary activities income$115,000765
Service charges on deposit accounts$356,0002,276
Trading account gains and fees$0116
Additional Noninterest Income$159,0004,187
Total noninterest expense$2,439,0003,261
Salaries and employee benefits$1,538,0002,861
Premises and equipment expense$309,0003,533
Additional noninterest expense$592,0003,853
Pre-tax net operating income$1,601,0002,622
Securities gains (losses)$02,146
Applicable income taxes$80,0005,075
Income before extraordinary items$1,521,0002,204
Extraordinary gains, net$030
Net income$1,521,0002,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,091
Cash dividends$1,368,0001,022
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,521,0002,166
2005-03-31 (YTD Data)Rank
Total interest income$2,612,0002,886
Total interest expense$787,0002,836
Net interest income$1,825,0002,881
Provision for loan and lease losses$100,0002,031
Total noninterest income$297,0003,076
Gross Fiduciary activities income$70,000727
Service charges on deposit accounts$155,0002,488
Trading account gains and fees$0115
Additional Noninterest Income$72,0004,397
Total noninterest expense$1,241,0003,226
Salaries and employee benefits$776,0002,834
Premises and equipment expense$162,0003,432
Additional noninterest expense$303,0003,773
Pre-tax net operating income$781,0002,623
Securities gains (losses)$01,685
Applicable income taxes$39,0005,067
Income before extraordinary items$742,0002,221
Extraordinary gains, net$024
Net income$742,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-94,0008,772
Cash dividends$304,0001,710
Sale, conversion, retirement of capital stock, net$0491
Net operating income$742,0002,181
2004-12-31 (YTD Data)Rank
Total interest income$9,942,0002,849
Total interest expense$2,986,0002,642
Net interest income$6,956,0002,902
Provision for loan and lease losses$1,340,000803
Total noninterest income$1,128,0003,265
Gross Fiduciary activities income$180,000818
Service charges on deposit accounts$599,0002,702
Trading account gains and fees$0138
Additional Noninterest Income$349,0003,971
Total noninterest expense$4,521,0003,399
Salaries and employee benefits$2,755,0003,075
Premises and equipment expense$543,0003,827
Additional noninterest expense$1,223,0003,683
Pre-tax net operating income$2,223,0003,268
Securities gains (losses)$03,819
Applicable income taxes$81,0005,713
Income before extraordinary items$2,142,0002,752
Extraordinary gains, net$034
Net income$2,142,0002,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,346,000619
Cash dividends$1,356,0001,869
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,142,0002,693
2004-09-30 (YTD Data)Rank
Total interest income$7,334,0002,856
Total interest expense$2,199,0002,635
Net interest income$5,135,0002,935
Provision for loan and lease losses$1,241,000630
Total noninterest income$845,0003,295
Gross Fiduciary activities income$150,000782
Service charges on deposit accounts$429,0002,824
Trading account gains and fees$0134
Additional Noninterest Income$266,0003,952
Total noninterest expense$3,322,0003,436
Salaries and employee benefits$2,041,0003,076
Premises and equipment expense$388,0003,960
Additional noninterest expense$893,0003,749
Pre-tax net operating income$1,417,0003,719
Securities gains (losses)$03,710
Applicable income taxes$51,0005,955
Income before extraordinary items$1,366,0003,216
Extraordinary gains, net$026
Net income$1,366,0003,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,367,000456
Cash dividends$1,204,0001,489
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,366,0003,131
2004-06-30 (YTD Data)Rank
Total interest income$4,803,0002,894
Total interest expense$1,450,0002,644
Net interest income$3,353,0002,976
Provision for loan and lease losses$1,149,000474
Total noninterest income$565,0003,302
Gross Fiduciary activities income$122,000747
Service charges on deposit accounts$273,0002,924
Trading account gains and fees$0130
Additional Noninterest Income$170,0004,068
Total noninterest expense$2,167,0003,517
Salaries and employee benefits$1,340,0003,134
Premises and equipment expense$260,0003,958
Additional noninterest expense$567,0003,914
Pre-tax net operating income$602,0004,824
Securities gains (losses)$03,413
Applicable income taxes$19,0006,311
Income before extraordinary items$583,0004,329
Extraordinary gains, net$021
Net income$583,0004,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,345,000338
Cash dividends$524,0002,069
Sale, conversion, retirement of capital stock, net$0638
Net operating income$583,0004,236
2004-03-31 (YTD Data)Rank
Total interest income$2,380,0002,933
Total interest expense$731,0002,656
Net interest income$1,649,0003,009
Provision for loan and lease losses$869,000346
Total noninterest income$275,0003,297
Gross Fiduciary activities income$83,000677
Service charges on deposit accounts$111,0003,331
Trading account gains and fees$0121
Additional Noninterest Income$81,0004,156
Total noninterest expense$1,055,0003,606
Salaries and employee benefits$646,0003,241
Premises and equipment expense$130,0003,989
Additional noninterest expense$279,0003,970
Pre-tax net operating income$08,545
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$08,589
Extraordinary gains, net$016
Net income$08,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,303,000227
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$08,537
2003-12-31 (YTD Data)Rank
Total interest income$9,866,0002,859
Total interest expense$3,482,0002,510
Net interest income$6,384,0003,012
Provision for loan and lease losses$1,675,000744
Total noninterest income$1,179,0003,348
Gross Fiduciary activities income$149,000879
Service charges on deposit accounts$522,0002,985
Trading account gains and fees$0160
Additional Noninterest Income$508,0003,556
Total noninterest expense$4,045,0003,680
Salaries and employee benefits$2,502,0003,270
Premises and equipment expense$478,0004,208
Additional noninterest expense$1,065,0004,079
Pre-tax net operating income$1,843,0003,576
Securities gains (losses)$10,0003,613
Applicable income taxes$89,0005,838
Income before extraordinary items$1,764,0003,146
Extraordinary gains, net$054
Net income$1,764,0003,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,656,000633
Cash dividends$1,374,0001,862
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,754,5003,014
2003-09-30 (YTD Data)Rank
Total interest income$7,431,0002,889
Total interest expense$2,707,0002,523
Net interest income$4,724,0003,051
Provision for loan and lease losses$850,0001,033
Total noninterest income$897,0003,379
Gross Fiduciary activities income$86,000936
Service charges on deposit accounts$397,0002,963
Trading account gains and fees$0153
Additional Noninterest Income$414,0003,466
Total noninterest expense$3,036,0003,679
Salaries and employee benefits$1,873,0003,271
Premises and equipment expense$365,0004,145
Additional noninterest expense$798,0004,065
Pre-tax net operating income$1,735,0003,164
Securities gains (losses)$11,0003,280
Applicable income taxes$83,0005,769
Income before extraordinary items$1,663,0002,734
Extraordinary gains, net$040
Net income$1,663,0002,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$852,000776
Cash dividends$1,280,0001,453
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,652,5502,604
2003-06-30 (YTD Data)Rank
Total interest income$5,030,0002,874
Total interest expense$1,884,0002,513
Net interest income$3,146,0003,049
Provision for loan and lease losses$475,0001,201
Total noninterest income$578,0003,443
Gross Fiduciary activities income$54,000959
Service charges on deposit accounts$273,0002,862
Trading account gains and fees$0150
Additional Noninterest Income$251,0003,621
Total noninterest expense$2,025,0003,659
Salaries and employee benefits$1,257,0003,262
Premises and equipment expense$251,0004,030
Additional noninterest expense$517,0004,131
Pre-tax net operating income$1,224,0003,043
Securities gains (losses)$11,0002,898
Applicable income taxes$59,0005,754
Income before extraordinary items$1,176,0002,625
Extraordinary gains, net$030
Net income$1,176,0002,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,000893
Cash dividends$862,0001,496
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,165,5502,495
2003-03-31 (YTD Data)Rank
Total interest income$2,535,0002,870
Total interest expense$972,0002,497
Net interest income$1,563,0003,054
Provision for loan and lease losses$175,0001,516
Total noninterest income$246,0003,675
Gross Fiduciary activities income$19,0001,026
Service charges on deposit accounts$122,0003,033
Trading account gains and fees$0134
Additional Noninterest Income$105,0003,842
Total noninterest expense$996,0003,684
Salaries and employee benefits$630,0003,224
Premises and equipment expense$133,0003,855
Additional noninterest expense$233,0004,460
Pre-tax net operating income$638,0002,946
Securities gains (losses)$02,891
Applicable income taxes$31,0005,692
Income before extraordinary items$607,0002,521
Extraordinary gains, net$021
Net income$607,0002,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,051
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$607,0002,383
2002-12-31 (YTD Data)Rank
Total interest income$10,934,0002,783
Total interest expense$4,797,0002,328
Net interest income$6,137,0003,086
Provision for loan and lease losses$300,0003,409
Total noninterest income$1,135,0003,185
Gross Fiduciary activities income$152,000907
Service charges on deposit accounts$521,0002,874
Trading account gains and fees$0153
Additional Noninterest Income$462,0003,432
Total noninterest expense$4,333,0003,331
Salaries and employee benefits$2,700,0002,905
Premises and equipment expense$544,0003,705
Additional noninterest expense$1,089,0003,917
Pre-tax net operating income$2,639,0002,774
Securities gains (losses)$5,0003,957
Applicable income taxes$127,0005,721
Income before extraordinary items$2,517,0002,335
Extraordinary gains, net$070
Net income$2,517,0002,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0003,173
Cash dividends$1,942,0001,344
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,512,2502,263
2001-12-31 (YTD Data)Rank
Total interest income$11,825,0002,871
Total interest expense$6,156,0002,591
Net interest income$5,669,0003,098
Provision for loan and lease losses$242,0003,690
Total noninterest income$885,0003,611
Gross Fiduciary activities income$84,0001,032
Service charges on deposit accounts$487,0002,896
Trading account gains and fees$0177
Additional Noninterest Income$314,0004,015
Total noninterest expense$4,157,0003,314
Salaries and employee benefits$2,447,0002,999
Premises and equipment expense$673,0003,052
Additional noninterest expense$1,037,0003,941
Pre-tax net operating income$2,155,0003,010
Securities gains (losses)$3,0004,114
Applicable income taxes$85,0006,194
Income before extraordinary items$2,073,0002,443
Extraordinary gains, net$0105
Net income$2,073,0002,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,810
Cash dividends$1,678,0001,522
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,070,1202,368
2000-12-31 (YTD Data)Rank
Total interest income$12,208,0002,858
Total interest expense$6,460,0002,579
Net interest income$5,748,0003,064
Provision for loan and lease losses$226,0003,483
Total noninterest income$1,032,0003,057
Gross Fiduciary activities income$62,0001,017
Service charges on deposit accounts$419,0003,123
Trading account gains and fees$0180
Additional Noninterest Income$551,0002,785
Total noninterest expense$4,111,0003,259
Salaries and employee benefits$2,541,0002,792
Premises and equipment expense$660,0003,028
Additional noninterest expense$910,0004,298
Pre-tax net operating income$2,443,0002,815
Securities gains (losses)$-1,0007,406
Applicable income taxes$168,0005,734
Income before extraordinary items$2,274,0002,270
Extraordinary gains, net$038
Net income$2,274,0002,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0009,334
Cash dividends$1,748,0001,497
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,274,9302,277
1999-12-31 (YTD Data)Rank
Total interest income$10,632,0003,039
Total interest expense$4,993,0002,922
Net interest income$5,639,0003,075
Provision for loan and lease losses$205,0003,496
Total noninterest income$783,0003,673
Gross Fiduciary activities income$89,0001,012
Service charges on deposit accounts$379,0003,352
Trading account gains and fees$0173
Additional Noninterest Income$315,0003,916
Total noninterest expense$4,140,0003,213
Salaries and employee benefits$2,563,0002,742
Premises and equipment expense$649,0003,070
Additional noninterest expense$928,0004,271
Pre-tax net operating income$2,077,0003,234
Securities gains (losses)$03,155
Applicable income taxes$37,0007,868
Income before extraordinary items$2,040,0002,544
Extraordinary gains, net$035
Net income$2,040,0002,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,426
Cash dividends$1,515,0001,663
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,040,0002,508
1998-12-31 (YTD Data)Rank
Total interest income$10,183,0003,179
Total interest expense$5,055,0002,970
Net interest income$5,128,0003,304
Provision for loan and lease losses$160,0004,005
Total noninterest income$717,0003,905
Gross Fiduciary activities income$44,0001,131
Service charges on deposit accounts$380,0003,274
Trading account gains and fees$0224
Additional Noninterest Income$293,0004,089
Total noninterest expense$3,903,0003,280
Salaries and employee benefits$2,313,0002,923
Premises and equipment expense$636,0003,003
Additional noninterest expense$954,0004,113
Pre-tax net operating income$1,782,0003,662
Securities gains (losses)$-1,0009,769
Applicable income taxes$458,0004,087
Income before extraordinary items$1,323,0003,624
Extraordinary gains, net$032
Net income$1,323,0003,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,076
Cash dividends$1,310,0001,831
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,323,7403,531
1997-12-31 (YTD Data)Rank
Total interest income$9,439,0003,421
Total interest expense$4,751,0003,130
Net interest income$4,688,0003,697
Provision for loan and lease losses$779,0001,217
Total noninterest income$696,0003,983
Gross Fiduciary activities income$64,0001,130
Service charges on deposit accounts$410,0003,150
Trading account gains and fees$0239
Additional Noninterest Income$222,0004,710
Total noninterest expense$3,863,0003,274
Salaries and employee benefits$2,010,0003,292
Premises and equipment expense$648,0002,947
Additional noninterest expense$1,205,0003,351
Pre-tax net operating income$742,0006,816
Securities gains (losses)$1,0003,559
Applicable income taxes$163,0007,419
Income before extraordinary items$580,0006,477
Extraordinary gains, net$044
Net income$580,0006,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$697,0001,031
Cash dividends$340,0004,302
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$579,2206,424
1996-12-31 (YTD Data)Rank
Total interest income$9,020,0003,608
Total interest expense$4,462,0003,343
Net interest income$4,558,0003,859
Provision for loan and lease losses$78,0005,659
Total noninterest income$817,0003,645
Gross Fiduciary activities income$99,0001,110
Service charges on deposit accounts$422,0003,188
Trading account gains and fees$0262
Additional Noninterest Income$296,0004,103
Total noninterest expense$4,021,0003,332
Salaries and employee benefits$2,019,0003,309
Premises and equipment expense$745,0002,617
Additional noninterest expense$1,257,0003,632
Pre-tax net operating income$1,276,0004,898
Securities gains (losses)$-17,00010,550
Applicable income taxes$387,0004,992
Income before extraordinary items$872,0004,977
Extraordinary gains, net$053
Net income$872,0004,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,952
Cash dividends$660,0002,849
Sale, conversion, retirement of capital stock, net$0953
Net operating income$883,7304,885
1995-12-31 (YTD Data)Rank
Total interest income$8,524,0003,788
Total interest expense$4,351,0003,427
Net interest income$4,173,0004,162
Provision for loan and lease losses$90,0004,814
Total noninterest income$788,0003,725
Gross Fiduciary activities income$49,0001,286
Service charges on deposit accounts$412,0003,278
Trading account gains and fees$0522
Additional Noninterest Income$327,0003,798
Total noninterest expense$3,689,0003,567
Salaries and employee benefits$1,890,0003,495
Premises and equipment expense$772,0002,574
Additional noninterest expense$1,027,0004,255
Pre-tax net operating income$1,182,0005,293
Securities gains (losses)$4,0002,936
Applicable income taxes$362,0005,306
Income before extraordinary items$824,0005,334
Extraordinary gains, net$065
Net income$824,0005,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,371
Cash dividends$385,0003,979
Sale, conversion, retirement of capital stock, net$0809
Net operating income$821,2405,320
1994-12-31 (YTD Data)Rank
Total interest income$7,369,0004,034
Total interest expense$3,227,0003,708
Net interest income$4,142,0004,241
Provision for loan and lease losses$70,0005,310
Total noninterest income$636,0004,452
Gross Fiduciary activities income$42,0001,339
Service charges on deposit accounts$261,0004,878
Trading account gains and fees$0475
Additional Noninterest Income$333,0003,835
Total noninterest expense$3,746,0003,628
Salaries and employee benefits$1,873,0003,482
Premises and equipment expense$650,0003,032
Additional noninterest expense$1,223,0003,990
Pre-tax net operating income$962,0006,104
Securities gains (losses)$-36,00010,793
Applicable income taxes$257,0006,426
Income before extraordinary items$669,0006,105
Extraordinary gains, net$0249
Net income$669,0006,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,622
Cash dividends$405,0003,666
Sale, conversion, retirement of capital stock, net$1,000,000422
Net operating income$694,9206,011
1993-12-31 (YTD Data)Rank
Total interest income$7,472,0004,060
Total interest expense$3,446,0003,641
Net interest income$4,026,0004,372
Provision for loan and lease losses$110,0005,504
Total noninterest income$578,0005,081
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$248,0005,152
Trading account gains and feesNANA
Additional Noninterest Income$330,0004,236
Total noninterest expense$3,193,0004,271
Salaries and employee benefits$1,685,0003,848
Premises and equipment expense$377,0004,947
Additional noninterest expense$1,131,0004,427
Pre-tax net operating income$1,301,0004,861
Securities gains (losses)$20,0004,664
Applicable income taxes$415,0004,873
Income before extraordinary items$906,0005,063
Extraordinary gains, net$03,149
Net income$906,0005,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$351,0003,978
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$892,2004,909
1992-12-31 (YTD Data)Rank
Total interest income$7,796,0004,381
Total interest expense$3,917,0004,151
Net interest income$3,879,0004,573
Provision for loan and lease losses$395,0003,502
Total noninterest income$548,0005,287
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$239,0005,295
Trading account gains and feesNANA
Additional Noninterest Income$309,0004,344
Total noninterest expense$2,972,0004,578
Salaries and employee benefits$1,453,0004,347
Premises and equipment expense$342,0005,454
Additional noninterest expense$1,177,0004,417
Pre-tax net operating income$1,060,0005,396
Securities gains (losses)$86,0003,258
Applicable income taxes$365,0005,150
Income before extraordinary items$781,0005,456
Extraordinary gains, net$01,422
Net income$781,0005,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0004,836
Cash dividends$366,0003,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$722,5205,450

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.