Home > Clarkson Bank > Income and Expense
Clarkson Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 4,158 |
| Total interest expense | $899,000 | 3,778 |
| Net interest income | $1,820,000 | 4,252 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $78,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $21,000 | 4,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,184 |
| Total noninterest expense | $1,041,000 | 4,401 |
| Salaries and employee benefits | $632,000 | 4,339 |
| Premises and equipment expense | $34,000 | 4,494 |
| Additional noninterest expense | $57,000 | 4,184 |
| Pre-tax net operating income | $857,000 | 3,674 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $172,000 | 2,522 |
| Income before extraordinary items | $685,000 | 3,712 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $685,000 | 3,750 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $685,000 | 3,713 |
| Net charge-offs | $-123,000 | 4,375 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $685,000 | 3,741 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 4,179 |
| Total interest expense | $626,000 | 3,761 |
| Net interest income | $1,378,000 | 4,261 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $61,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $15,000 | 4,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,170 |
| Total noninterest expense | $768,000 | 4,418 |
| Salaries and employee benefits | $468,000 | 4,352 |
| Premises and equipment expense | $23,000 | 4,521 |
| Additional noninterest expense | $46,000 | 4,166 |
| Pre-tax net operating income | $671,000 | 3,737 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $128,000 | 2,568 |
| Income before extraordinary items | $543,000 | 3,776 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $543,000 | 3,811 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $543,000 | 3,776 |
| Net charge-offs | $-123,000 | 4,401 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $543,000 | 3,804 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 4,187 |
| Total interest expense | $388,000 | 3,718 |
| Net interest income | $949,000 | 4,268 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $43,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $10,000 | 4,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 4,193 |
| Total noninterest expense | $504,000 | 4,448 |
| Salaries and employee benefits | $309,000 | 4,377 |
| Premises and equipment expense | $15,000 | 4,552 |
| Additional noninterest expense | $33,000 | 4,167 |
| Pre-tax net operating income | $488,000 | 3,717 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $100,000 | 2,544 |
| Income before extraordinary items | $388,000 | 3,785 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $388,000 | 3,822 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $388,000 | 3,784 |
| Net charge-offs | $-123,000 | 4,480 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $388,000 | 3,807 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 4,297 |
| Total interest expense | $176,000 | 3,675 |
| Net interest income | $401,000 | 4,377 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $23,000 | 4,372 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $5,000 | 4,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,173 |
| Total noninterest expense | $252,000 | 4,512 |
| Salaries and employee benefits | $152,000 | 4,445 |
| Premises and equipment expense | $8,000 | 4,610 |
| Additional noninterest expense | $18,000 | 4,173 |
| Pre-tax net operating income | $172,000 | 3,998 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $26,000 | 2,867 |
| Income before extraordinary items | $146,000 | 3,991 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $146,000 | 3,991 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $146,000 | 3,991 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $146,000 | 4,020 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 4,295 |
| Total interest expense | $462,000 | 3,316 |
| Net interest income | $1,535,000 | 4,365 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $80,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $26,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,351 |
| Total noninterest expense | $998,000 | 4,531 |
| Salaries and employee benefits | $612,000 | 4,481 |
| Premises and equipment expense | $29,000 | 4,653 |
| Additional noninterest expense | $54,000 | 4,351 |
| Pre-tax net operating income | $617,000 | 4,075 |
| Securities gains (losses) | $-24,000 | 3,608 |
| Applicable income taxes | $107,000 | 2,979 |
| Income before extraordinary items | $486,000 | 4,129 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $486,000 | 4,127 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $486,000 | 4,129 |
| Net charge-offs | $122,000 | 1,146 |
| Cash dividends | $721,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $505,680 | 4,124 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 4,304 |
| Total interest expense | $303,000 | 3,279 |
| Net interest income | $1,187,000 | 4,363 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $61,000 | 4,500 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $20,000 | 4,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,383 |
| Total noninterest expense | $776,000 | 4,541 |
| Salaries and employee benefits | $492,000 | 4,461 |
| Premises and equipment expense | $21,000 | 4,693 |
| Additional noninterest expense | $41,000 | 4,383 |
| Pre-tax net operating income | $472,000 | 4,079 |
| Securities gains (losses) | $-24,000 | 3,979 |
| Applicable income taxes | $69,000 | 3,046 |
| Income before extraordinary items | $379,000 | 4,092 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $379,000 | 4,091 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $379,000 | 4,091 |
| Net charge-offs | $-1,000 | 3,079 |
| Cash dividends | $721,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $399,400 | 4,109 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $951,000 | 4,351 |
| Total interest expense | $194,000 | 3,236 |
| Net interest income | $757,000 | 4,423 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $43,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $14,000 | 4,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,390 |
| Total noninterest expense | $543,000 | 4,535 |
| Salaries and employee benefits | $349,000 | 4,456 |
| Premises and equipment expense | $15,000 | 4,713 |
| Additional noninterest expense | $179,000 | 4,516 |
| Pre-tax net operating income | $257,000 | 4,098 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $30,000 | 3,139 |
| Income before extraordinary items | $227,000 | 4,067 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $227,000 | 4,067 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $227,000 | 4,067 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $721,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $227,000 | 4,099 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $460,000 | 4,362 |
| Total interest expense | $96,000 | 3,231 |
| Net interest income | $364,000 | 4,444 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $22,000 | 4,490 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $7,000 | 4,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,373 |
| Total noninterest expense | $304,000 | 4,506 |
| Salaries and employee benefits | $211,000 | 4,353 |
| Premises and equipment expense | $8,000 | 4,735 |
| Additional noninterest expense | $85,000 | 4,543 |
| Pre-tax net operating income | $82,000 | 4,197 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $6,000 | 3,252 |
| Income before extraordinary items | $76,000 | 4,177 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $76,000 | 4,176 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $76,000 | 4,177 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $721,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $76,000 | 4,201 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 4,391 |
| Total interest expense | $413,000 | 3,408 |
| Net interest income | $1,560,000 | 4,455 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $486,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $26,000 | 4,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 3,330 |
| Total noninterest expense | $1,052,000 | 4,611 |
| Salaries and employee benefits | $653,000 | 4,538 |
| Premises and equipment expense | $34,000 | 4,776 |
| Additional noninterest expense | $365,000 | 4,556 |
| Pre-tax net operating income | $994,000 | 3,833 |
| Securities gains (losses) | $33,000 | 1,309 |
| Applicable income taxes | $25,000 | 3,460 |
| Income before extraordinary items | $1,002,000 | 3,755 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,002,000 | 3,755 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,002,000 | 3,755 |
| Net charge-offs | $-4,000 | 3,440 |
| Cash dividends | $2,399,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $969,660 | 3,762 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 4,464 |
| Total interest expense | $313,000 | 3,481 |
| Net interest income | $1,172,000 | 4,528 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $467,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $18,000 | 4,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 3,160 |
| Total noninterest expense | $774,000 | 4,680 |
| Salaries and employee benefits | $487,000 | 4,606 |
| Premises and equipment expense | $26,000 | 4,851 |
| Additional noninterest expense | $261,000 | 4,644 |
| Pre-tax net operating income | $865,000 | 3,849 |
| Securities gains (losses) | $33,000 | 1,222 |
| Applicable income taxes | $17,000 | 3,455 |
| Income before extraordinary items | $881,000 | 3,755 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $881,000 | 3,755 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $881,000 | 3,755 |
| Net charge-offs | $-4,000 | 3,372 |
| Cash dividends | $599,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $848,660 | 3,753 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 4,493 |
| Total interest expense | $212,000 | 3,538 |
| Net interest income | $788,000 | 4,564 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $448,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $11,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 2,766 |
| Total noninterest expense | $521,000 | 4,714 |
| Salaries and employee benefits | $327,000 | 4,639 |
| Premises and equipment expense | $16,000 | 4,886 |
| Additional noninterest expense | $178,000 | 4,654 |
| Pre-tax net operating income | $715,000 | 3,635 |
| Securities gains (losses) | $6,000 | 1,541 |
| Applicable income taxes | $11,000 | 3,451 |
| Income before extraordinary items | $710,000 | 3,544 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $710,000 | 3,543 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $710,000 | 3,544 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $374,000 | 2,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $704,120 | 3,520 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 4,518 |
| Total interest expense | $108,000 | 3,598 |
| Net interest income | $391,000 | 4,582 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $272,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $6,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 2,568 |
| Total noninterest expense | $271,000 | 4,720 |
| Salaries and employee benefits | $171,000 | 4,632 |
| Premises and equipment expense | $8,000 | 4,905 |
| Additional noninterest expense | $92,000 | 4,653 |
| Pre-tax net operating income | $392,000 | 3,518 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $6,000 | 3,373 |
| Income before extraordinary items | $386,000 | 3,423 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $386,000 | 3,424 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $386,000 | 3,423 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $104,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $386,000 | 3,389 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,311,000 | 4,445 |
| Total interest expense | $499,000 | 3,847 |
| Net interest income | $1,812,000 | 4,509 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $142,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $28,000 | 4,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 4,306 |
| Total noninterest expense | $1,054,000 | 4,755 |
| Salaries and employee benefits | $684,000 | 4,665 |
| Premises and equipment expense | $35,000 | 4,935 |
| Additional noninterest expense | $335,000 | 4,720 |
| Pre-tax net operating income | $900,000 | 3,792 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $23,000 | 3,375 |
| Income before extraordinary items | $877,000 | 3,778 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $877,000 | 3,778 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $877,000 | 3,778 |
| Net charge-offs | $13,000 | 2,953 |
| Cash dividends | $622,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $877,000 | 3,717 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 4,452 |
| Total interest expense | $381,000 | 3,905 |
| Net interest income | $1,413,000 | 4,509 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $126,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $22,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 4,194 |
| Total noninterest expense | $794,000 | 4,763 |
| Salaries and employee benefits | $519,000 | 4,671 |
| Premises and equipment expense | $26,000 | 4,965 |
| Additional noninterest expense | $249,000 | 4,744 |
| Pre-tax net operating income | $745,000 | 3,723 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $16,000 | 3,381 |
| Income before extraordinary items | $729,000 | 3,702 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $729,000 | 3,701 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $729,000 | 3,702 |
| Net charge-offs | $13,000 | 2,660 |
| Cash dividends | $495,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $729,000 | 3,648 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 4,479 |
| Total interest expense | $252,000 | 3,990 |
| Net interest income | $970,000 | 4,527 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $106,000 | 4,311 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $14,000 | 4,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,993 |
| Total noninterest expense | $520,000 | 4,802 |
| Salaries and employee benefits | $346,000 | 4,706 |
| Premises and equipment expense | $17,000 | 4,994 |
| Additional noninterest expense | $157,000 | 4,791 |
| Pre-tax net operating income | $556,000 | 3,624 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $11,000 | 3,349 |
| Income before extraordinary items | $545,000 | 3,559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $545,000 | 3,559 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $545,000 | 3,559 |
| Net charge-offs | $13,000 | 2,360 |
| Cash dividends | $305,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $545,000 | 3,506 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 4,492 |
| Total interest expense | $126,000 | 4,104 |
| Net interest income | $505,000 | 4,527 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $25,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $9,000 | 4,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,548 |
| Total noninterest expense | $258,000 | 4,853 |
| Salaries and employee benefits | $171,000 | 4,770 |
| Premises and equipment expense | $9,000 | 5,025 |
| Additional noninterest expense | $78,000 | 4,842 |
| Pre-tax net operating income | $272,000 | 3,506 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $6,000 | 3,239 |
| Income before extraordinary items | $266,000 | 3,412 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $266,000 | 3,413 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $266,000 | 3,413 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $120,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $266,000 | 3,399 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 4,562 |
| Total interest expense | $483,000 | 4,173 |
| Net interest income | $2,007,000 | 4,596 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $100,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $40,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 4,652 |
| Total noninterest expense | $1,108,000 | 4,886 |
| Salaries and employee benefits | $720,000 | 4,790 |
| Premises and equipment expense | $37,000 | 5,106 |
| Additional noninterest expense | $351,000 | 4,855 |
| Pre-tax net operating income | $999,000 | 3,869 |
| Securities gains (losses) | $16,000 | 1,722 |
| Applicable income taxes | $20,000 | 3,553 |
| Income before extraordinary items | $995,000 | 3,790 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $995,000 | 3,790 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $995,000 | 3,791 |
| Net charge-offs | $-129,000 | 4,941 |
| Cash dividends | $711,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $979,320 | 3,773 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 4,626 |
| Total interest expense | $355,000 | 4,244 |
| Net interest income | $1,519,000 | 4,663 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $79,000 | 4,841 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $30,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,667 |
| Total noninterest expense | $780,000 | 4,977 |
| Salaries and employee benefits | $516,000 | 4,864 |
| Premises and equipment expense | $27,000 | 5,176 |
| Additional noninterest expense | $237,000 | 4,966 |
| Pre-tax net operating income | $818,000 | 3,862 |
| Securities gains (losses) | $21,000 | 1,403 |
| Applicable income taxes | $17,000 | 3,569 |
| Income before extraordinary items | $822,000 | 3,766 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $822,000 | 3,765 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $822,000 | 3,766 |
| Net charge-offs | $-129,000 | 5,016 |
| Cash dividends | $523,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $801,420 | 3,759 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 4,656 |
| Total interest expense | $231,000 | 4,284 |
| Net interest income | $1,022,000 | 4,690 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $51,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $19,000 | 4,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,711 |
| Total noninterest expense | $531,000 | 5,011 |
| Salaries and employee benefits | $348,000 | 4,898 |
| Premises and equipment expense | $18,000 | 5,221 |
| Additional noninterest expense | $165,000 | 4,994 |
| Pre-tax net operating income | $542,000 | 3,882 |
| Securities gains (losses) | $21,000 | 1,032 |
| Applicable income taxes | $11,000 | 3,589 |
| Income before extraordinary items | $552,000 | 3,746 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $552,000 | 3,745 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $552,000 | 3,745 |
| Net charge-offs | $-129,000 | 5,096 |
| Cash dividends | $303,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $531,420 | 3,759 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 4,779 |
| Total interest expense | $109,000 | 4,341 |
| Net interest income | $470,000 | 4,825 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $23,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $9,000 | 4,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,784 |
| Total noninterest expense | $263,000 | 5,063 |
| Salaries and employee benefits | $175,000 | 4,943 |
| Premises and equipment expense | $9,000 | 5,277 |
| Additional noninterest expense | $79,000 | 5,059 |
| Pre-tax net operating income | $230,000 | 4,073 |
| Securities gains (losses) | $11,000 | 693 |
| Applicable income taxes | $5,000 | 3,547 |
| Income before extraordinary items | $236,000 | 3,916 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $236,000 | 3,914 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $236,000 | 3,915 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $138,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $225,220 | 3,970 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 4,821 |
| Total interest expense | $378,000 | 4,253 |
| Net interest income | $1,795,000 | 4,877 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $116,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $47,000 | 4,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,778 |
| Total noninterest expense | $1,051,000 | 5,113 |
| Salaries and employee benefits | $674,000 | 5,024 |
| Premises and equipment expense | $51,000 | 5,275 |
| Additional noninterest expense | $326,000 | 5,083 |
| Pre-tax net operating income | $860,000 | 4,192 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $22,000 | 3,613 |
| Income before extraordinary items | $839,000 | 4,090 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $839,000 | 4,089 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $839,000 | 4,089 |
| Net charge-offs | $12,000 | 3,283 |
| Cash dividends | $575,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $838,030 | 4,102 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 4,895 |
| Total interest expense | $281,000 | 4,248 |
| Net interest income | $1,312,000 | 4,952 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $107,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $36,000 | 4,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,677 |
| Total noninterest expense | $762,000 | 5,173 |
| Salaries and employee benefits | $500,000 | 5,065 |
| Premises and equipment expense | $23,000 | 5,404 |
| Additional noninterest expense | $239,000 | 5,152 |
| Pre-tax net operating income | $657,000 | 4,243 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $16,000 | 3,684 |
| Income before extraordinary items | $642,000 | 4,137 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $642,000 | 4,136 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $642,000 | 4,136 |
| Net charge-offs | $12,000 | 2,922 |
| Cash dividends | $430,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $641,020 | 4,140 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 4,924 |
| Total interest expense | $185,000 | 4,235 |
| Net interest income | $887,000 | 4,982 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $65,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $24,000 | 4,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,798 |
| Total noninterest expense | $511,000 | 5,232 |
| Salaries and employee benefits | $335,000 | 5,114 |
| Premises and equipment expense | $15,000 | 5,474 |
| Additional noninterest expense | $161,000 | 5,207 |
| Pre-tax net operating income | $441,000 | 4,248 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $11,000 | 3,674 |
| Income before extraordinary items | $431,000 | 4,129 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $431,000 | 4,128 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $431,000 | 4,128 |
| Net charge-offs | $12,000 | 2,509 |
| Cash dividends | $295,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $430,020 | 4,132 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 4,950 |
| Total interest expense | $90,000 | 4,244 |
| Net interest income | $458,000 | 5,004 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $36,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $12,000 | 4,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,730 |
| Total noninterest expense | $250,000 | 5,309 |
| Salaries and employee benefits | $163,000 | 5,193 |
| Premises and equipment expense | $8,000 | 5,516 |
| Additional noninterest expense | $79,000 | 5,274 |
| Pre-tax net operating income | $244,000 | 4,107 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $6,000 | 3,629 |
| Income before extraordinary items | $238,000 | 3,989 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $238,000 | 3,989 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $238,000 | 3,989 |
| Net charge-offs | $16,000 | 1,764 |
| Cash dividends | $130,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $238,000 | 3,991 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 5,076 |
| Total interest expense | $320,000 | 4,318 |
| Net interest income | $1,652,000 | 5,128 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $94,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $45,000 | 5,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 5,133 |
| Total noninterest expense | $990,000 | 5,379 |
| Salaries and employee benefits | $632,000 | 5,277 |
| Premises and equipment expense | $33,000 | 5,593 |
| Additional noninterest expense | $325,000 | 5,322 |
| Pre-tax net operating income | $756,000 | 4,390 |
| Securities gains (losses) | $30,000 | 1,140 |
| Applicable income taxes | $22,000 | 3,735 |
| Income before extraordinary items | $764,000 | 4,054 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $764,000 | 4,054 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $764,000 | 4,054 |
| Net charge-offs | $122,000 | 2,263 |
| Cash dividends | $503,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $734,900 | 4,086 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 5,133 |
| Total interest expense | $235,000 | 4,366 |
| Net interest income | $1,241,000 | 5,182 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $64,000 | 5,411 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $34,000 | 5,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 5,259 |
| Total noninterest expense | $741,000 | 5,421 |
| Salaries and employee benefits | $471,000 | 5,324 |
| Premises and equipment expense | $26,000 | 5,649 |
| Additional noninterest expense | $244,000 | 5,375 |
| Pre-tax net operating income | $564,000 | 4,475 |
| Securities gains (losses) | $30,000 | 1,110 |
| Applicable income taxes | $17,000 | 3,760 |
| Income before extraordinary items | $577,000 | 4,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $577,000 | 4,255 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $577,000 | 4,256 |
| Net charge-offs | $122,000 | 1,769 |
| Cash dividends | $373,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $547,900 | 4,316 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 5,174 |
| Total interest expense | $154,000 | 4,390 |
| Net interest income | $819,000 | 5,227 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $49,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $21,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 5,180 |
| Total noninterest expense | $499,000 | 5,465 |
| Salaries and employee benefits | $316,000 | 5,376 |
| Premises and equipment expense | $16,000 | 5,704 |
| Additional noninterest expense | $167,000 | 5,398 |
| Pre-tax net operating income | $369,000 | 4,471 |
| Securities gains (losses) | $30,000 | 834 |
| Applicable income taxes | $11,000 | 3,790 |
| Income before extraordinary items | $388,000 | 4,201 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $388,000 | 4,200 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $388,000 | 4,201 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $218,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $358,900 | 4,293 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 5,249 |
| Total interest expense | $75,000 | 4,419 |
| Net interest income | $396,000 | 5,302 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $26,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $10,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 5,152 |
| Total noninterest expense | $252,000 | 5,520 |
| Salaries and employee benefits | $158,000 | 5,431 |
| Premises and equipment expense | $8,000 | 5,762 |
| Additional noninterest expense | $86,000 | 5,440 |
| Pre-tax net operating income | $170,000 | 4,536 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $6,000 | 3,734 |
| Income before extraordinary items | $164,000 | 4,392 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $164,000 | 4,392 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $164,000 | 4,392 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $104,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $164,000 | 4,378 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 5,313 |
| Total interest expense | $307,000 | 4,427 |
| Net interest income | $1,558,000 | 5,370 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $109,000 | 5,455 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $56,000 | 5,094 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $53,000 | 5,292 |
| Total noninterest expense | $1,008,000 | 5,584 |
| Salaries and employee benefits | $647,000 | 5,469 |
| Premises and equipment expense | $33,000 | 5,831 |
| Additional noninterest expense | $328,000 | 5,540 |
| Pre-tax net operating income | $659,000 | 4,567 |
| Securities gains (losses) | $18,000 | 2,427 |
| Applicable income taxes | $22,000 | 3,834 |
| Income before extraordinary items | $655,000 | 4,441 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $655,000 | 4,439 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $655,000 | 4,440 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $472,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $637,540 | 4,421 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 5,339 |
| Total interest expense | $229,000 | 4,466 |
| Net interest income | $1,202,000 | 5,402 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $85,000 | 5,493 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $43,000 | 5,124 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $42,000 | 5,341 |
| Total noninterest expense | $782,000 | 5,600 |
| Salaries and employee benefits | $503,000 | 5,471 |
| Premises and equipment expense | $26,000 | 5,884 |
| Additional noninterest expense | $253,000 | 5,575 |
| Pre-tax net operating income | $505,000 | 4,629 |
| Securities gains (losses) | $18,000 | 2,362 |
| Applicable income taxes | $18,000 | 3,882 |
| Income before extraordinary items | $505,000 | 4,473 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $505,000 | 4,472 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $505,000 | 4,473 |
| Net charge-offs | $-5,000 | 4,742 |
| Cash dividends | $387,000 | 2,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $487,540 | 4,453 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,353 |
| Total interest expense | $153,000 | 4,496 |
| Net interest income | $833,000 | 5,418 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $56,000 | 5,537 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $25,000 | 5,256 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $31,000 | 5,342 |
| Total noninterest expense | $512,000 | 5,680 |
| Salaries and employee benefits | $339,000 | 5,526 |
| Premises and equipment expense | $14,000 | 5,983 |
| Additional noninterest expense | $159,000 | 5,681 |
| Pre-tax net operating income | $377,000 | 4,506 |
| Securities gains (losses) | $18,000 | 1,997 |
| Applicable income taxes | $12,000 | 3,911 |
| Income before extraordinary items | $383,000 | 4,329 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $383,000 | 4,326 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $383,000 | 4,327 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $250,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $365,540 | 4,323 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 5,382 |
| Total interest expense | $77,000 | 4,516 |
| Net interest income | $422,000 | 5,451 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $26,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $15,000 | 5,381 |
| Total noninterest expense | $255,000 | 5,744 |
| Salaries and employee benefits | $164,000 | 5,603 |
| Premises and equipment expense | $7,000 | 6,036 |
| Additional noninterest expense | $84,000 | 5,701 |
| Pre-tax net operating income | $193,000 | 4,478 |
| Securities gains (losses) | $-1,000 | 5,825 |
| Applicable income taxes | $6,000 | 3,887 |
| Income before extraordinary items | $186,000 | 4,341 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $186,000 | 4,338 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $186,000 | 4,340 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $120,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $186,970 | 4,290 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 5,403 |
| Total interest expense | $326,000 | 4,484 |
| Net interest income | $1,673,000 | 5,481 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $109,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $51,000 | 5,372 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $58,000 | 5,429 |
| Total noninterest expense | $1,032,000 | 5,781 |
| Salaries and employee benefits | $663,000 | 5,641 |
| Premises and equipment expense | $32,000 | 6,101 |
| Additional noninterest expense | $337,000 | 5,767 |
| Pre-tax net operating income | $750,000 | 4,487 |
| Securities gains (losses) | $-1,000 | 5,649 |
| Applicable income taxes | $22,000 | 3,898 |
| Income before extraordinary items | $727,000 | 4,372 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $727,000 | 4,369 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $727,000 | 4,371 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $511,000 | 2,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $727,970 | 4,320 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 5,461 |
| Total interest expense | $248,000 | 4,520 |
| Net interest income | $1,270,000 | 5,533 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $84,000 | 5,707 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $38,000 | 5,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,469 |
| Total noninterest expense | $782,000 | 5,844 |
| Salaries and employee benefits | $508,000 | 5,682 |
| Premises and equipment expense | $23,000 | 6,192 |
| Additional noninterest expense | $251,000 | 5,843 |
| Pre-tax net operating income | $572,000 | 4,573 |
| Securities gains (losses) | $-1,000 | 5,801 |
| Applicable income taxes | $18,000 | 3,990 |
| Income before extraordinary items | $553,000 | 4,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $553,000 | 4,441 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $553,000 | 4,442 |
| Net charge-offs | $-4,000 | 4,929 |
| Cash dividends | $371,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $553,970 | 4,389 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 5,512 |
| Total interest expense | $165,000 | 4,559 |
| Net interest income | $843,000 | 5,579 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $58,000 | 5,740 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $26,000 | 5,473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,483 |
| Total noninterest expense | $520,000 | 5,898 |
| Salaries and employee benefits | $338,000 | 5,740 |
| Premises and equipment expense | $15,000 | 6,260 |
| Additional noninterest expense | $167,000 | 5,889 |
| Pre-tax net operating income | $381,000 | 4,535 |
| Securities gains (losses) | $-21,000 | 6,186 |
| Applicable income taxes | $12,000 | 4,005 |
| Income before extraordinary items | $348,000 | 4,515 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 4,516 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $348,000 | 4,517 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $242,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $368,370 | 4,354 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 5,538 |
| Total interest expense | $83,000 | 4,598 |
| Net interest income | $422,000 | 5,625 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $28,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 5,573 |
| Total noninterest expense | $256,000 | 5,975 |
| Salaries and employee benefits | $168,000 | 5,801 |
| Premises and equipment expense | $8,000 | 6,302 |
| Additional noninterest expense | $80,000 | 5,985 |
| Pre-tax net operating income | $194,000 | 4,475 |
| Securities gains (losses) | $-25,000 | 6,316 |
| Applicable income taxes | $6,000 | 3,987 |
| Income before extraordinary items | $163,000 | 4,583 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $163,000 | 4,585 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $163,000 | 4,587 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $128,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $187,000 | 4,302 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 5,529 |
| Total interest expense | $357,000 | 4,664 |
| Net interest income | $1,825,000 | 5,613 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $118,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $67,000 | 5,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $51,000 | 5,728 |
| Total noninterest expense | $1,011,000 | 6,083 |
| Salaries and employee benefits | $658,000 | 5,903 |
| Premises and equipment expense | $33,000 | 6,434 |
| Additional noninterest expense | $320,000 | 6,071 |
| Pre-tax net operating income | $932,000 | 4,263 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $24,000 | 3,962 |
| Income before extraordinary items | $909,000 | 4,127 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $909,000 | 4,127 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $909,000 | 4,128 |
| Net charge-offs | $-2,000 | 5,434 |
| Cash dividends | $670,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $908,030 | 4,071 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 5,582 |
| Total interest expense | $271,000 | 4,710 |
| Net interest income | $1,381,000 | 5,659 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $92,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $52,000 | 5,478 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $40,000 | 5,774 |
| Total noninterest expense | $752,000 | 6,144 |
| Salaries and employee benefits | $487,000 | 5,963 |
| Premises and equipment expense | $25,000 | 6,501 |
| Additional noninterest expense | $240,000 | 6,136 |
| Pre-tax net operating income | $721,000 | 4,297 |
| Securities gains (losses) | $22,000 | 1,969 |
| Applicable income taxes | $18,000 | 4,032 |
| Income before extraordinary items | $725,000 | 4,069 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $725,000 | 4,070 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $725,000 | 4,070 |
| Net charge-offs | $-2,000 | 5,291 |
| Cash dividends | $515,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $703,440 | 4,069 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 5,595 |
| Total interest expense | $180,000 | 4,766 |
| Net interest income | $939,000 | 5,671 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $60,000 | 5,978 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $31,000 | 5,593 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $29,000 | 5,746 |
| Total noninterest expense | $506,000 | 6,191 |
| Salaries and employee benefits | $324,000 | 6,020 |
| Premises and equipment expense | $17,000 | 6,556 |
| Additional noninterest expense | $165,000 | 6,161 |
| Pre-tax net operating income | $493,000 | 4,208 |
| Securities gains (losses) | $21,000 | 1,622 |
| Applicable income taxes | $12,000 | 4,039 |
| Income before extraordinary items | $502,000 | 3,955 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $502,000 | 3,961 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $502,000 | 3,961 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $350,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $481,420 | 3,961 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 5,597 |
| Total interest expense | $89,000 | 4,844 |
| Net interest income | $486,000 | 5,660 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $31,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $17,000 | 5,639 |
| Total noninterest expense | $259,000 | 6,239 |
| Salaries and employee benefits | $161,000 | 6,087 |
| Premises and equipment expense | $9,000 | 6,612 |
| Additional noninterest expense | $89,000 | 6,164 |
| Pre-tax net operating income | $258,000 | 4,060 |
| Securities gains (losses) | $15,000 | 1,042 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $267,000 | 3,745 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 3,748 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $267,000 | 3,748 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $165,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $252,300 | 3,798 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 5,692 |
| Total interest expense | $379,000 | 5,012 |
| Net interest income | $1,900,000 | 5,755 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $126,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $74,000 | 5,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 5,840 |
| Total noninterest expense | $1,103,000 | 6,257 |
| Salaries and employee benefits | $663,000 | 6,144 |
| Premises and equipment expense | $78,000 | 6,450 |
| Additional noninterest expense | $362,000 | 6,206 |
| Pre-tax net operating income | $923,000 | 4,197 |
| Securities gains (losses) | $190,000 | 922 |
| Applicable income taxes | $27,000 | 3,998 |
| Income before extraordinary items | $1,086,000 | 3,734 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,086,000 | 3,739 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,086,000 | 3,739 |
| Net charge-offs | $-9,000 | 6,151 |
| Cash dividends | $725,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $899,800 | 4,033 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 5,772 |
| Total interest expense | $285,000 | 5,108 |
| Net interest income | $1,402,000 | 5,830 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $101,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $58,000 | 5,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $43,000 | 5,860 |
| Total noninterest expense | $772,000 | 6,364 |
| Salaries and employee benefits | $478,000 | 6,210 |
| Premises and equipment expense | $57,000 | 6,520 |
| Additional noninterest expense | $237,000 | 6,360 |
| Pre-tax net operating income | $731,000 | 4,196 |
| Securities gains (losses) | $136,000 | 1,032 |
| Applicable income taxes | $19,000 | 4,120 |
| Income before extraordinary items | $848,000 | 3,713 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $848,000 | 3,715 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $848,000 | 3,716 |
| Net charge-offs | $-11,000 | 6,152 |
| Cash dividends | $565,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $714,720 | 3,961 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 5,824 |
| Total interest expense | $192,000 | 5,144 |
| Net interest income | $916,000 | 5,883 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $70,000 | 6,052 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $35,000 | 5,735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 5,768 |
| Total noninterest expense | $493,000 | 6,435 |
| Salaries and employee benefits | $319,000 | 6,250 |
| Premises and equipment expense | $21,000 | 6,785 |
| Additional noninterest expense | $153,000 | 6,417 |
| Pre-tax net operating income | $493,000 | 4,158 |
| Securities gains (losses) | $136,000 | 936 |
| Applicable income taxes | $14,000 | 4,078 |
| Income before extraordinary items | $615,000 | 3,564 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $615,000 | 3,566 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $615,000 | 3,567 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $315,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $481,720 | 3,909 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 5,831 |
| Total interest expense | $97,000 | 5,201 |
| Net interest income | $471,000 | 5,870 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $39,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,562 |
| Total noninterest expense | $247,000 | 6,508 |
| Salaries and employee benefits | $158,000 | 6,320 |
| Premises and equipment expense | $10,000 | 6,861 |
| Additional noninterest expense | $79,000 | 6,476 |
| Pre-tax net operating income | $263,000 | 4,037 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $255,000 | 3,854 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $255,000 | 3,853 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $255,000 | 3,856 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $140,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $255,000 | 3,751 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 6,134 |
| Total interest expense | $431,000 | 5,410 |
| Net interest income | $1,574,000 | 6,216 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $107,000 | 6,251 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $55,000 | 6,140 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $52,000 | 5,836 |
| Total noninterest expense | $1,004,000 | 6,579 |
| Salaries and employee benefits | $637,000 | 6,391 |
| Premises and equipment expense | $41,000 | 6,943 |
| Additional noninterest expense | $326,000 | 6,566 |
| Pre-tax net operating income | $677,000 | 4,561 |
| Securities gains (losses) | $286,000 | 1,402 |
| Applicable income taxes | $19,000 | 4,232 |
| Income before extraordinary items | $944,000 | 4,007 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $944,000 | 4,007 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $944,000 | 4,009 |
| Net charge-offs | $-9,000 | 6,592 |
| Cash dividends | $635,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $663,720 | 4,375 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 6,170 |
| Total interest expense | $328,000 | 5,506 |
| Net interest income | $1,255,000 | 6,237 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $84,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $41,000 | 6,224 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $43,000 | 5,873 |
| Total noninterest expense | $733,000 | 6,672 |
| Salaries and employee benefits | $470,000 | 6,467 |
| Premises and equipment expense | $29,000 | 7,040 |
| Additional noninterest expense | $234,000 | 6,679 |
| Pre-tax net operating income | $606,000 | 4,442 |
| Securities gains (losses) | $147,000 | 1,678 |
| Applicable income taxes | $14,000 | 4,284 |
| Income before extraordinary items | $739,000 | 4,005 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $739,000 | 4,005 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $739,000 | 4,007 |
| Net charge-offs | $-9,000 | 6,584 |
| Cash dividends | $480,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $594,940 | 4,205 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 6,243 |
| Total interest expense | $219,000 | 5,590 |
| Net interest income | $818,000 | 6,310 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $62,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $29,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,808 |
| Total noninterest expense | $488,000 | 6,725 |
| Salaries and employee benefits | $314,000 | 6,518 |
| Premises and equipment expense | $20,000 | 7,081 |
| Additional noninterest expense | $154,000 | 6,745 |
| Pre-tax net operating income | $392,000 | 4,479 |
| Securities gains (losses) | $135,000 | 1,390 |
| Applicable income taxes | $10,000 | 4,237 |
| Income before extraordinary items | $517,000 | 3,930 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $517,000 | 3,932 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $517,000 | 3,933 |
| Net charge-offs | $-8,000 | 6,578 |
| Cash dividends | $310,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $384,700 | 4,249 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 6,145 |
| Total interest expense | $112,000 | 5,669 |
| Net interest income | $459,000 | 6,177 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $33,000 | 6,276 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $244,000 | 6,784 |
| Salaries and employee benefits | $157,000 | 6,573 |
| Premises and equipment expense | $10,000 | 7,136 |
| Additional noninterest expense | $77,000 | 6,779 |
| Pre-tax net operating income | $248,000 | 4,183 |
| Securities gains (losses) | $26,000 | 1,495 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $269,000 | 3,835 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $269,000 | 3,838 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $269,000 | 3,838 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $125,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $243,520 | 3,878 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 6,217 |
| Total interest expense | $489,000 | 5,895 |
| Net interest income | $1,837,000 | 6,229 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $103,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $58,000 | 6,200 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $45,000 | 5,990 |
| Total noninterest expense | $1,021,000 | 6,810 |
| Salaries and employee benefits | $630,000 | 6,628 |
| Premises and equipment expense | $47,000 | 7,182 |
| Additional noninterest expense | $344,000 | 6,714 |
| Pre-tax net operating income | $919,000 | 3,879 |
| Securities gains (losses) | $121,000 | 1,905 |
| Applicable income taxes | $20,000 | 4,116 |
| Income before extraordinary items | $1,020,000 | 3,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,020,000 | 3,529 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,020,000 | 3,530 |
| Net charge-offs | $-20,000 | 7,094 |
| Cash dividends | $706,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $901,420 | 3,620 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 6,189 |
| Total interest expense | $375,000 | 5,963 |
| Net interest income | $1,467,000 | 6,162 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $82,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $46,000 | 6,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $36,000 | 6,056 |
| Total noninterest expense | $747,000 | 6,879 |
| Salaries and employee benefits | $461,000 | 6,684 |
| Premises and equipment expense | $36,000 | 7,246 |
| Additional noninterest expense | $250,000 | 6,794 |
| Pre-tax net operating income | $802,000 | 3,718 |
| Securities gains (losses) | $53,000 | 2,302 |
| Applicable income taxes | $14,000 | 4,164 |
| Income before extraordinary items | $841,000 | 3,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $841,000 | 3,427 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $841,000 | 3,427 |
| Net charge-offs | $-19,000 | 7,104 |
| Cash dividends | $526,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $789,060 | 3,425 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 6,206 |
| Total interest expense | $257,000 | 6,038 |
| Net interest income | $1,001,000 | 6,161 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $57,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $31,000 | 6,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $501,000 | 6,944 |
| Salaries and employee benefits | $307,000 | 6,758 |
| Premises and equipment expense | $23,000 | 7,323 |
| Additional noninterest expense | $171,000 | 6,841 |
| Pre-tax net operating income | $557,000 | 3,603 |
| Securities gains (losses) | $31,000 | 1,870 |
| Applicable income taxes | $10,000 | 4,094 |
| Income before extraordinary items | $578,000 | 3,263 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $578,000 | 3,264 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $578,000 | 3,264 |
| Net charge-offs | $-18,000 | 7,136 |
| Cash dividends | $326,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $547,620 | 3,297 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 6,186 |
| Total interest expense | $133,000 | 6,060 |
| Net interest income | $512,000 | 6,137 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $27,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $248,000 | 7,003 |
| Salaries and employee benefits | $153,000 | 6,804 |
| Premises and equipment expense | $13,000 | 7,340 |
| Additional noninterest expense | $82,000 | 6,946 |
| Pre-tax net operating income | $291,000 | 3,584 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $286,000 | 3,335 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $286,000 | 3,332 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $286,000 | 3,333 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $126,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $286,000 | 3,288 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 6,445 |
| Total interest expense | $650,000 | 6,105 |
| Net interest income | $1,750,000 | 6,463 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $115,000 | 6,567 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 5,823 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 6,297 |
| Total noninterest expense | $987,000 | 7,098 |
| Salaries and employee benefits | $604,000 | 6,920 |
| Premises and equipment expense | $39,000 | 7,511 |
| Additional noninterest expense | $344,000 | 6,970 |
| Pre-tax net operating income | $878,000 | 3,605 |
| Securities gains (losses) | $99,000 | 2,168 |
| Applicable income taxes | $19,000 | 4,021 |
| Income before extraordinary items | $958,000 | 3,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $958,000 | 3,294 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $958,000 | 3,297 |
| Net charge-offs | $-31,000 | 7,534 |
| Cash dividends | $668,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $860,980 | 3,369 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 6,529 |
| Total interest expense | $500,000 | 6,211 |
| Net interest income | $1,321,000 | 6,553 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $90,000 | 6,652 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $61,000 | 5,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $29,000 | 6,448 |
| Total noninterest expense | $719,000 | 7,188 |
| Salaries and employee benefits | $438,000 | 7,021 |
| Premises and equipment expense | $28,000 | 7,620 |
| Additional noninterest expense | $253,000 | 7,056 |
| Pre-tax net operating income | $692,000 | 3,739 |
| Securities gains (losses) | $99,000 | 1,948 |
| Applicable income taxes | $14,000 | 4,127 |
| Income before extraordinary items | $777,000 | 3,327 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $777,000 | 3,325 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $777,000 | 3,327 |
| Net charge-offs | $-26,000 | 7,576 |
| Cash dividends | $473,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $679,980 | 3,429 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 6,532 |
| Total interest expense | $337,000 | 6,289 |
| Net interest income | $914,000 | 6,517 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $62,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $477,000 | 7,255 |
| Salaries and employee benefits | $291,000 | 7,078 |
| Premises and equipment expense | $19,000 | 7,685 |
| Additional noninterest expense | $167,000 | 7,113 |
| Pre-tax net operating income | $499,000 | 3,631 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $9,000 | 4,121 |
| Income before extraordinary items | $498,000 | 3,419 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $498,000 | 3,416 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $498,000 | 3,418 |
| Net charge-offs | $-30,000 | 7,644 |
| Cash dividends | $295,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $490,160 | 3,335 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $620,000 | 6,625 |
| Total interest expense | $169,000 | 6,411 |
| Net interest income | $451,000 | 6,599 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $29,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $236,000 | 7,359 |
| Salaries and employee benefits | $145,000 | 7,173 |
| Premises and equipment expense | $9,000 | 7,776 |
| Additional noninterest expense | $82,000 | 7,234 |
| Pre-tax net operating income | $244,000 | 3,719 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $244,000 | 3,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 3,537 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $244,000 | 3,540 |
| Net charge-offs | $-9,000 | 7,459 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $239,100 | 3,450 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 6,650 |
| Total interest expense | $786,000 | 6,507 |
| Net interest income | $1,767,000 | 6,613 |
| Provision for loan and lease losses | $-10,000 | 7,962 |
| Total noninterest income | $113,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $60,000 | 6,333 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $53,000 | 6,304 |
| Total noninterest expense | $950,000 | 7,439 |
| Salaries and employee benefits | $580,000 | 7,247 |
| Premises and equipment expense | $35,000 | 7,878 |
| Additional noninterest expense | $335,000 | 7,314 |
| Pre-tax net operating income | $940,000 | 3,087 |
| Securities gains (losses) | $13,000 | 3,179 |
| Applicable income taxes | $18,000 | 3,711 |
| Income before extraordinary items | $935,000 | 2,877 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $935,000 | 2,876 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $935,000 | 2,877 |
| Net charge-offs | $30,000 | 6,500 |
| Cash dividends | $668,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $922,260 | 2,843 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 6,683 |
| Total interest expense | $605,000 | 6,583 |
| Net interest income | $1,358,000 | 6,594 |
| Provision for loan and lease losses | $-10,000 | 8,045 |
| Total noninterest income | $89,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $44,000 | 6,392 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $45,000 | 6,325 |
| Total noninterest expense | $690,000 | 7,529 |
| Salaries and employee benefits | $426,000 | 7,320 |
| Premises and equipment expense | $22,000 | 7,988 |
| Additional noninterest expense | $242,000 | 7,383 |
| Pre-tax net operating income | $767,000 | 3,182 |
| Securities gains (losses) | $4,000 | 3,208 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $757,000 | 2,978 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $757,000 | 2,976 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $757,000 | 2,979 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $498,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $753,080 | 2,909 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 6,728 |
| Total interest expense | $419,000 | 6,622 |
| Net interest income | $905,000 | 6,614 |
| Provision for loan and lease losses | $-10,000 | 8,145 |
| Total noninterest income | $62,000 | 6,959 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $464,000 | 7,589 |
| Salaries and employee benefits | $284,000 | 7,402 |
| Premises and equipment expense | $15,000 | 8,064 |
| Additional noninterest expense | $165,000 | 7,423 |
| Pre-tax net operating income | $513,000 | 3,253 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $507,000 | 3,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $507,000 | 3,060 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $507,000 | 3,062 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $330,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $504,060 | 2,978 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 6,729 |
| Total interest expense | $215,000 | 6,675 |
| Net interest income | $460,000 | 6,588 |
| Provision for loan and lease losses | $-10,000 | 8,186 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $224,000 | 7,644 |
| Salaries and employee benefits | $142,000 | 7,450 |
| Premises and equipment expense | $6,000 | 8,138 |
| Additional noninterest expense | $76,000 | 7,442 |
| Pre-tax net operating income | $284,000 | 3,419 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $282,000 | 3,238 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $282,000 | 3,238 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $282,000 | 3,238 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $130,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $279,060 | 3,107 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,731,000 | 6,798 |
| Total interest expense | $1,021,000 | 6,743 |
| Net interest income | $1,710,000 | 6,754 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $160,000 | 6,803 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 6,646 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $111,000 | 5,776 |
| Total noninterest expense | $863,000 | 7,720 |
| Salaries and employee benefits | $574,000 | 7,478 |
| Premises and equipment expense | $40,000 | 8,126 |
| Additional noninterest expense | $249,000 | 7,679 |
| Pre-tax net operating income | $1,007,000 | 3,741 |
| Securities gains (losses) | $187,000 | 749 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $1,181,000 | 2,957 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,181,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,104 |
| Cash dividends | $745,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $995,870 | 3,448 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 6,826 |
| Total interest expense | $794,000 | 6,792 |
| Net interest income | $1,305,000 | 6,762 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $138,000 | 6,710 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $33,000 | 6,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 5,553 |
| Total noninterest expense | $602,000 | 7,830 |
| Salaries and employee benefits | $406,000 | 7,597 |
| Premises and equipment expense | $21,000 | 8,257 |
| Additional noninterest expense | $175,000 | 7,767 |
| Pre-tax net operating income | $841,000 | 4,007 |
| Securities gains (losses) | $172,000 | 684 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $1,006,000 | 3,091 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,006,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,093 |
| Cash dividends | $565,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $835,720 | 3,616 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 6,888 |
| Total interest expense | $547,000 | 6,864 |
| Net interest income | $855,000 | 6,827 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $120,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $21,000 | 6,831 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $99,000 | 5,078 |
| Total noninterest expense | $394,000 | 7,902 |
| Salaries and employee benefits | $270,000 | 7,654 |
| Premises and equipment expense | $12,000 | 8,352 |
| Additional noninterest expense | $112,000 | 7,851 |
| Pre-tax net operating income | $581,000 | 4,090 |
| Securities gains (losses) | $168,000 | 691 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $747,000 | 3,194 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $747,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,966 |
| Cash dividends | $385,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $579,000 | 3,658 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,986 |
| Total interest expense | $283,000 | 6,949 |
| Net interest income | $414,000 | 6,932 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $98,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $191,000 | 7,976 |
| Salaries and employee benefits | $135,000 | 7,699 |
| Premises and equipment expense | $6,000 | 8,377 |
| Additional noninterest expense | $50,000 | 7,993 |
| Pre-tax net operating income | $321,000 | 3,992 |
| Securities gains (losses) | $124,000 | 623 |
| Applicable income taxes | $-2,000 | 7,763 |
| Income before extraordinary items | $447,000 | 2,941 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $447,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,931 |
| Cash dividends | $160,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $323,000 | 3,542 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 7,108 |
| Total interest expense | $1,117,000 | 6,988 |
| Net interest income | $1,521,000 | 7,086 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $108,000 | 7,481 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $56,000 | 6,653 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $52,000 | 7,060 |
| Total noninterest expense | $806,000 | 7,925 |
| Salaries and employee benefits | $529,000 | 7,723 |
| Premises and equipment expense | $33,000 | 8,373 |
| Additional noninterest expense | $244,000 | 7,805 |
| Pre-tax net operating income | $823,000 | 5,126 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,000 | 5,503 |
| Income before extraordinary items | $807,000 | 4,790 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $807,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $505,000 | 3,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $807,000 | 4,762 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 7,211 |
| Total interest expense | $821,000 | 7,056 |
| Net interest income | $1,097,000 | 7,215 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $70,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 7,337 |
| Total noninterest expense | $583,000 | 7,946 |
| Salaries and employee benefits | $386,000 | 7,744 |
| Premises and equipment expense | $22,000 | 8,408 |
| Additional noninterest expense | $175,000 | 7,839 |
| Pre-tax net operating income | $584,000 | 5,492 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $11,000 | 5,703 |
| Income before extraordinary items | $573,000 | 5,105 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $573,000 | 5,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,198 |
| Cash dividends | $365,000 | 3,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $573,000 | 5,102 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 7,295 |
| Total interest expense | $533,000 | 7,125 |
| Net interest income | $712,000 | 7,325 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $62,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $393,000 | 7,989 |
| Salaries and employee benefits | $258,000 | 7,794 |
| Premises and equipment expense | $14,000 | 8,453 |
| Additional noninterest expense | $121,000 | 7,836 |
| Pre-tax net operating income | $381,000 | 5,616 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $374,000 | 5,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,215 |
| Cash dividends | $235,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $374,000 | 5,208 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 7,360 |
| Total interest expense | $259,000 | 7,186 |
| Net interest income | $350,000 | 7,390 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $196,000 | 8,027 |
| Salaries and employee benefits | $130,000 | 7,830 |
| Premises and equipment expense | $7,000 | 8,489 |
| Additional noninterest expense | $59,000 | 7,891 |
| Pre-tax net operating income | $193,000 | 5,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $190,000 | 5,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $190,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $190,000 | 5,170 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 7,435 |
| Total interest expense | $926,000 | 7,080 |
| Net interest income | $1,203,000 | 7,585 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $64,000 | 8,095 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $63,000 | 6,681 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,495 |
| Total noninterest expense | $764,000 | 8,061 |
| Salaries and employee benefits | $490,000 | 7,897 |
| Premises and equipment expense | $28,000 | 8,538 |
| Additional noninterest expense | $246,000 | 7,874 |
| Pre-tax net operating income | $503,000 | 6,473 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $489,000 | 6,198 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $489,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $410,000 | 4,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $489,000 | 6,193 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 7,535 |
| Total interest expense | $672,000 | 7,132 |
| Net interest income | $878,000 | 7,685 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $74,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $47,000 | 6,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,623 |
| Total noninterest expense | $543,000 | 8,151 |
| Salaries and employee benefits | $335,000 | 8,017 |
| Premises and equipment expense | $21,000 | 8,591 |
| Additional noninterest expense | $187,000 | 7,869 |
| Pre-tax net operating income | $409,000 | 6,576 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $399,000 | 6,236 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $399,000 | 6,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $310,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $399,000 | 6,237 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $995,000 | 7,616 |
| Total interest expense | $422,000 | 7,195 |
| Net interest income | $573,000 | 7,780 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $51,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $353,000 | 8,200 |
| Salaries and employee benefits | $223,000 | 8,063 |
| Premises and equipment expense | $14,000 | 8,626 |
| Additional noninterest expense | $116,000 | 8,000 |
| Pre-tax net operating income | $271,000 | 6,635 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $264,000 | 6,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $264,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $210,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $264,000 | 6,281 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,674 |
| Total interest expense | $199,000 | 7,236 |
| Net interest income | $282,000 | 7,820 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $176,000 | 8,222 |
| Salaries and employee benefits | $111,000 | 8,084 |
| Premises and equipment expense | $8,000 | 8,606 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $128,000 | 6,706 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $125,000 | 6,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $120,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $125,000 | 6,332 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 7,597 |
| Total interest expense | $610,000 | 7,303 |
| Net interest income | $1,235,000 | 7,637 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $99,000 | 7,956 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $68,000 | 6,780 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,000 | 7,834 |
| Total noninterest expense | $798,000 | 8,076 |
| Salaries and employee benefits | $526,000 | 7,813 |
| Premises and equipment expense | $27,000 | 8,698 |
| Additional noninterest expense | $245,000 | 7,954 |
| Pre-tax net operating income | $536,000 | 6,633 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $14,000 | 6,434 |
| Income before extraordinary items | $525,000 | 6,273 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $525,000 | 6,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $522,090 | 6,250 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 7,639 |
| Total interest expense | $414,000 | 7,426 |
| Net interest income | $955,000 | 7,640 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $75,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 6,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,789 |
| Total noninterest expense | $559,000 | 8,152 |
| Salaries and employee benefits | $351,000 | 7,986 |
| Premises and equipment expense | $21,000 | 8,691 |
| Additional noninterest expense | $187,000 | 7,927 |
| Pre-tax net operating income | $471,000 | 6,498 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $11,000 | 6,502 |
| Income before extraordinary items | $463,000 | 6,063 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $463,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $460,060 | 6,053 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $893,000 | 7,669 |
| Total interest expense | $256,000 | 7,475 |
| Net interest income | $637,000 | 7,656 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $51,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $371,000 | 8,161 |
| Salaries and employee benefits | $236,000 | 7,976 |
| Premises and equipment expense | $13,000 | 8,711 |
| Additional noninterest expense | $122,000 | 7,949 |
| Pre-tax net operating income | $317,000 | 6,484 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $310,000 | 6,048 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $310,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $310,000 | 5,995 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 7,744 |
| Total interest expense | $121,000 | 7,549 |
| Net interest income | $317,000 | 7,734 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $186,000 | 8,225 |
| Salaries and employee benefits | $119,000 | 8,026 |
| Premises and equipment expense | $6,000 | 8,777 |
| Additional noninterest expense | $61,000 | 8,018 |
| Pre-tax net operating income | $148,000 | 6,599 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $144,000 | 6,193 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $144,000 | 6,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $144,000 | 6,146 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 7,538 |
| Total interest expense | $511,000 | 7,263 |
| Net interest income | $1,337,000 | 7,549 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $105,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,990 |
| Total noninterest expense | $832,000 | 8,098 |
| Salaries and employee benefits | $434,000 | 8,193 |
| Premises and equipment expense | $32,000 | 8,787 |
| Additional noninterest expense | $366,000 | 7,315 |
| Pre-tax net operating income | $610,000 | 6,363 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $15,000 | 6,646 |
| Income before extraordinary items | $601,000 | 5,947 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $601,000 | 5,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,291 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $595,120 | 5,898 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 7,564 |
| Total interest expense | $389,000 | 7,259 |
| Net interest income | $1,000,000 | 7,577 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $78,000 | 8,094 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $53,000 | 6,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $593,000 | 8,173 |
| Salaries and employee benefits | $308,000 | 8,258 |
| Premises and equipment expense | $25,000 | 8,805 |
| Additional noninterest expense | $260,000 | 7,410 |
| Pre-tax net operating income | $485,000 | 6,384 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $11,000 | 6,758 |
| Income before extraordinary items | $480,000 | 5,907 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $480,000 | 5,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,451 |
| Cash dividends | $400,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $474,120 | 5,867 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $926,000 | 7,599 |
| Total interest expense | $259,000 | 7,315 |
| Net interest income | $667,000 | 7,604 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $55,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $400,000 | 8,198 |
| Salaries and employee benefits | $205,000 | 8,309 |
| Premises and equipment expense | $18,000 | 8,826 |
| Additional noninterest expense | $177,000 | 7,409 |
| Pre-tax net operating income | $322,000 | 6,362 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $315,000 | 5,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $315,000 | 5,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,928 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $315,000 | 5,836 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,644 |
| Total interest expense | $131,000 | 7,344 |
| Net interest income | $335,000 | 7,629 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $198,000 | 8,262 |
| Salaries and employee benefits | $105,000 | 8,326 |
| Premises and equipment expense | $7,000 | 8,909 |
| Additional noninterest expense | $86,000 | 7,481 |
| Pre-tax net operating income | $166,000 | 6,237 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $163,000 | 5,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $163,000 | 5,689 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 7,478 |
| Total interest expense | $678,000 | 7,112 |
| Net interest income | $1,382,000 | 7,526 |
| Provision for loan and lease losses | $190,000 | 4,118 |
| Total noninterest income | $119,000 | 8,114 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $84,000 | 6,821 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $908,000 | 8,057 |
| Salaries and employee benefits | $398,000 | 8,412 |
| Premises and equipment expense | $33,000 | 8,976 |
| Additional noninterest expense | $477,000 | 6,694 |
| Pre-tax net operating income | $403,000 | 7,030 |
| Securities gains (losses) | $-4,000 | 8,670 |
| Applicable income taxes | $16,000 | 6,881 |
| Income before extraordinary items | $383,000 | 6,892 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $383,000 | 6,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,706 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $386,840 | 6,727 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 7,576 |
| Total interest expense | $535,000 | 7,145 |
| Net interest income | $999,000 | 7,667 |
| Provision for loan and lease losses | $160,000 | 3,772 |
| Total noninterest income | $90,000 | 8,157 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $62,000 | 6,909 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $649,000 | 8,154 |
| Salaries and employee benefits | $273,000 | 8,539 |
| Premises and equipment expense | $22,000 | 9,040 |
| Additional noninterest expense | $354,000 | 6,682 |
| Pre-tax net operating income | $280,000 | 7,282 |
| Securities gains (losses) | $-4,000 | 8,850 |
| Applicable income taxes | $12,000 | 7,003 |
| Income before extraordinary items | $264,000 | 7,165 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $264,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,793 |
| Cash dividends | $50,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $267,840 | 6,977 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 7,660 |
| Total interest expense | $374,000 | 7,158 |
| Net interest income | $637,000 | 7,775 |
| Provision for loan and lease losses | $130,000 | 3,332 |
| Total noninterest income | $65,000 | 8,044 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $42,000 | 6,879 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $437,000 | 8,157 |
| Salaries and employee benefits | $189,000 | 8,527 |
| Premises and equipment expense | $15,000 | 9,055 |
| Additional noninterest expense | $233,000 | 6,732 |
| Pre-tax net operating income | $135,000 | 7,723 |
| Securities gains (losses) | $-4,000 | 8,976 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $123,000 | 7,720 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $123,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,115 |
| Cash dividends | $50,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $126,760 | 7,514 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,658 |
| Total interest expense | $197,000 | 7,113 |
| Net interest income | $320,000 | 7,791 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $231,000 | 8,086 |
| Salaries and employee benefits | $98,000 | 8,525 |
| Premises and equipment expense | $7,000 | 9,093 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $85,000 | 7,440 |
| Securities gains (losses) | $-4,000 | 9,096 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $77,000 | 7,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $80,800 | 7,130 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 7,357 |
| Total interest expense | $1,089,000 | 6,706 |
| Net interest income | $1,413,000 | 7,572 |
| Provision for loan and lease losses | $386,000 | 2,921 |
| Total noninterest income | $116,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $77,000 | 6,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $767,000 | 8,410 |
| Salaries and employee benefits | $374,000 | 8,605 |
| Premises and equipment expense | $20,000 | 9,239 |
| Additional noninterest expense | $373,000 | 7,321 |
| Pre-tax net operating income | $376,000 | 7,265 |
| Securities gains (losses) | $44,000 | 2,517 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $420,000 | 6,745 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $420,000 | 6,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,646 |
| Cash dividends | $165,000 | 5,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $376,000 | 6,825 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 6,916 |
| Total interest expense | $1,729,000 | 6,547 |
| Net interest income | $1,589,000 | 7,175 |
| Provision for loan and lease losses | $1,098,000 | 1,168 |
| Total noninterest income | $117,000 | 8,275 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $68,000 | 7,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $49,000 | 7,713 |
| Total noninterest expense | $698,000 | 8,688 |
| Salaries and employee benefits | $435,000 | 8,470 |
| Premises and equipment expense | $27,000 | 9,430 |
| Additional noninterest expense | $236,000 | 8,352 |
| Pre-tax net operating income | $-90,000 | 8,854 |
| Securities gains (losses) | $-18,000 | 9,363 |
| Applicable income taxes | $11,000 | 7,558 |
| Income before extraordinary items | $-119,000 | 8,974 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-119,000 | 8,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,436 |
| Cash dividends | $700,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-101,000 | 8,900 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 6,875 |
| Total interest expense | $1,888,000 | 6,446 |
| Net interest income | $1,657,000 | 7,199 |
| Provision for loan and lease losses | $103,000 | 5,231 |
| Total noninterest income | $142,000 | 8,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $741,000 | 8,724 |
| Salaries and employee benefits | $441,000 | 8,542 |
| Premises and equipment expense | $21,000 | 9,762 |
| Additional noninterest expense | $279,000 | 8,117 |
| Pre-tax net operating income | $955,000 | 5,382 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $11,000 | 8,049 |
| Income before extraordinary items | $945,000 | 4,541 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $945,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,831 |
| Cash dividends | $610,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $944,010 | 4,538 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 7,433 |
| Total interest expense | $1,449,000 | 7,101 |
| Net interest income | $1,502,000 | 7,589 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $121,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $716,000 | 8,985 |
| Salaries and employee benefits | $429,000 | 8,739 |
| Premises and equipment expense | $21,000 | 10,076 |
| Additional noninterest expense | $266,000 | 8,415 |
| Pre-tax net operating income | $859,000 | 5,727 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $11,000 | 8,454 |
| Income before extraordinary items | $848,000 | 4,911 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $848,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $570,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $848,000 | 4,867 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 7,726 |
| Total interest expense | $1,439,000 | 7,326 |
| Net interest income | $1,394,000 | 7,916 |
| Provision for loan and lease losses | $62,000 | 6,072 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $575,000 | 9,533 |
| Salaries and employee benefits | $361,000 | 9,219 |
| Premises and equipment expense | $32,000 | 10,146 |
| Additional noninterest expense | $182,000 | 9,320 |
| Pre-tax net operating income | $875,000 | 5,823 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $178,000 | 6,453 |
| Income before extraordinary items | $707,000 | 5,589 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $707,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $480,000 | 3,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $699,000 | 5,511 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 8,127 |
| Total interest expense | $1,285,000 | 7,886 |
| Net interest income | $1,414,000 | 8,199 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $116,000 | 9,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,039 |
| Total noninterest expense | $567,000 | 9,870 |
| Salaries and employee benefits | $361,000 | 9,523 |
| Premises and equipment expense | $25,000 | 10,690 |
| Additional noninterest expense | $181,000 | 9,661 |
| Pre-tax net operating income | $921,000 | 6,081 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $310,000 | 5,627 |
| Income before extraordinary items | $603,000 | 6,354 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $603,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $330,000 | 4,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $608,280 | 6,260 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 8,648 |
| Total interest expense | $1,231,000 | 8,288 |
| Net interest income | $1,307,000 | 8,758 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $107,000 | 9,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 9,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $579,000 | 10,257 |
| Salaries and employee benefits | $360,000 | 9,892 |
| Premises and equipment expense | $45,000 | 10,780 |
| Additional noninterest expense | $174,000 | 10,241 |
| Pre-tax net operating income | $710,000 | 6,888 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $259,000 | 6,327 |
| Income before extraordinary items | $455,000 | 7,196 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $455,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $452,440 | 7,169 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 8,839 |
| Total interest expense | $1,286,000 | 8,326 |
| Net interest income | $1,295,000 | 9,092 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $122,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 9,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,422 |
| Total noninterest expense | $585,000 | 10,637 |
| Salaries and employee benefits | $335,000 | 10,445 |
| Premises and equipment expense | $49,000 | 11,117 |
| Additional noninterest expense | $201,000 | 10,399 |
| Pre-tax net operating income | $737,000 | 7,126 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $280,000 | 6,252 |
| Income before extraordinary items | $441,000 | 7,715 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $441,000 | 7,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,514 |
| Cash dividends | $274,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $451,240 | 7,596 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 9,472 |
| Total interest expense | $941,000 | 8,940 |
| Net interest income | $1,235,000 | 9,655 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $192,000 | 8,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 10,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,988 |
| Total noninterest expense | $630,000 | 10,976 |
| Salaries and employee benefits | $332,000 | 10,921 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $238,000 | 10,677 |
| Pre-tax net operating income | $779,000 | 6,977 |
| Securities gains (losses) | $-122,000 | 11,675 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $456,000 | 7,650 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $456,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $310,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $540,180 | 7,051 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 9,977 |
| Total interest expense | $936,000 | 9,401 |
| Net interest income | $1,169,000 | 10,170 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $622,000 | 11,529 |
| Salaries and employee benefits | $334,000 | 11,318 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $233,000 | 11,281 |
| Pre-tax net operating income | $704,000 | 7,344 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $230,000 | 7,102 |
| Income before extraordinary items | $474,000 | 7,755 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $474,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $320,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $474,000 | 7,495 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 10,266 |
| Total interest expense | $1,128,000 | 9,870 |
| Net interest income | $1,189,000 | 10,363 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $156,000 | 10,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $637,000 | 11,843 |
| Salaries and employee benefits | $328,000 | 11,694 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $269,000 | 11,288 |
| Pre-tax net operating income | $690,000 | 7,158 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $215,000 | 7,283 |
| Income before extraordinary items | $471,000 | 7,573 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $471,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $330,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $473,760 | 7,189 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.