Home > City National Bank of West Virginia > Net charge- offs to loans
City National Bank of West Virginia, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1427% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1880% | 4,393 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0748% | 4,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0748% | 4,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1742% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2580% | 4,454 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0132% | 4,114 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0132% | 4,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2332% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0529% | 4,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0504% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0504% | 2,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 3,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0065% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0874% | 4,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2930% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2930% | 1,179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 4,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1014% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0785% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1443% | 4,418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1443% | 4,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0421% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0381% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0934% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1639% | 4,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1639% | 4,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0011% | 3,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 3,425 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1670% | 4,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1670% | 4,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 3,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0362% | 3,360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,344 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2440% | 4,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2440% | 4,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0400% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6417% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2879% | 4,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2879% | 4,423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0290% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8606% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2815% | 4,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2815% | 4,422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0486% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0989% | 151 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2109% | 4,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2109% | 4,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 1,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 3,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 4,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1015% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 4,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1222% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1222% | 1,281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.2209% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0761% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0239% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2140% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0244% | 4,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0244% | 4,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.2772% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0438% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3134% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0296% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0296% | 2,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.3991% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0569% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 3,518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0315% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1350% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1350% | 2,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 0.1998% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1346% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0697% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1871% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1871% | 1,780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0556% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1013% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1325% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2149% | 4,691 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0470% | 4,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0470% | 4,547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0648% | 4,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1273% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 4,125 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0861% | 4,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0861% | 4,612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1047% | 5,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0744% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0556% | 4,340 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0423% | 4,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0423% | 4,422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0939% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1890% | 4,780 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0856% | 4,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0856% | 4,502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0409% | 4,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0849% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5739% | 5,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1120% | 4,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1120% | 4,802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0484% | 4,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1561% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5752% | 5,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2200% | 4,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2200% | 4,937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0608% | 5,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1132% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0766% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7219% | 5,183 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4429% | 5,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4429% | 5,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0631% | 5,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1159% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6752% | 409 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2756% | 5,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2756% | 4,979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1264% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.5353% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1081% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1291% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2466% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0638% | 5,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0638% | 4,944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.8057% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1028% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0962% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2075% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0981% | 5,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0981% | 4,999 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.1371% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1153% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1472% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3002% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1335% | 5,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1335% | 5,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1104% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.2893% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1698% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2478% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1558% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3411% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0923% | 4,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0923% | 4,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1095% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2900% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1049% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0533% | 3,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0533% | 3,362 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4819% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1068% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0892% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1235% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3245% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1458% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0083% | 3,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0083% | 3,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2943% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1040% | 1,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1193% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2568% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1321% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0617% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0617% | 2,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0159% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 5,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1178% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2436% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 4,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1340% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1340% | 2,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7744% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2622% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 2,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 5,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 1,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1080% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9830% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0702% | 3,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0702% | 3,226 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5998% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1692% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0993% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1094% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 1,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4378% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0663% | 3,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0663% | 2,981 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4585% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0520% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1006% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1032% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3566% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3566% | 1,591 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8127% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1301% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1110% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1032% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1246% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1666% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1733% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4582% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4582% | 1,264 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1655% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.5876% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1800% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1326% | 2,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1762% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1233% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0861% | 2,240 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1613% | 5,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1613% | 5,765 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7542% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1933% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1710% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.8102% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2075% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1417% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1734% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1349% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1189% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1355% | 5,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1355% | 5,632 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8582% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1377% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0369% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1574% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1376% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1652% | 645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2393% | 5,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2393% | 5,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6950% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1386% | 1,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0733% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1854% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1373% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1627% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1318% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1376% | 5,550 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3615% | 5,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3615% | 5,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7296% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2061% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1696% | 2,546 |
| Percentage Net Loans Charged-off:Construction & development | 1.1455% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0537% | 2,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2149% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1612% | 1,123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 2,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3255% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7251% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7251% | 1,449 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2177% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1248% | 2,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.4143% | 1,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 2,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1813% | 2,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1664% | 1,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1847% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2237% | 1,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7890% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7890% | 1,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8462% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2083% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1585% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1802% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2019% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1503% | 2,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3649% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8688% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8688% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5570% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1424% | 2,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1001% | 2,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1280% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2605% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 2,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5390% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5390% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4629% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3407% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3177% | 2,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.1145% | 2,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2372% | 2,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3806% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1671% | 1,469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4326% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4246% | 2,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0948% | 3,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0948% | 3,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3446% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3310% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3270% | 2,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2047% | 2,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4152% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1809% | 1,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4730% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1699% | 2,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1183% | 3,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1183% | 3,425 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2474% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3577% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3650% | 2,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 2,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5631% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1884% | 1,141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6570% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1658% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1467% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1467% | 3,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8839% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5540% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5934% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0658% | 1,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9079% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3120% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0612% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1892% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2990% | 2,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2990% | 2,080 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3740% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1792% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 5,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.2557% | 2,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0461% | 3,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 4,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2185% | 1,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 4,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3543% | 3,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0282% | 4,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0251% | 4,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5245% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 5,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 5,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.3324% | 2,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 2,958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 6,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1947% | 1,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0621% | 7,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2746% | 2,869 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0102% | 6,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0088% | 6,130 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6953% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 4,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1771% | 3,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.4875% | 1,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 6,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2549% | 2,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2383% | 1,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2592% | 2,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0934% | 2,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0504% | 3,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0417% | 3,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4140% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 3,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2014% | 2,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.3722% | 1,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2917% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3648% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2724% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1983% | 2,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0595% | 3,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0453% | 3,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0247% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4064% | 4,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3495% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2435% | 2,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4194% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1475% | 1,702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4892% | 2,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2446% | 7,049 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0139% | 6,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1806% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3623% | 3,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3910% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2942% | 2,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4593% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1500% | 1,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5381% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3440% | 7,147 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0367% | 6,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3582% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 4,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2493% | 3,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4478% | 1,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1933% | 2,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1251% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2104% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5272% | 7,254 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2236% | 7,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2691% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 3,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1964% | 2,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3609% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1513% | 2,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0209% | 5,573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1943% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 6,398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1457% | 6,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2708% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5912% | 3,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3987% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | 4.4302% | 1,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3384% | 2,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2496% | 2,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0753% | 1,806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2901% | 2,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4968% | 3,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0993% | 5,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8935% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5991% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4471% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 4.2397% | 1,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4592% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2800% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0944% | 1,497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3224% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6667% | 2,843 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0150% | 7,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9881% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5654% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3330% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | 2.1706% | 1,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1800% | 1,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3090% | 2,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1324% | 1,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3485% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8737% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2626% | 4,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5429% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4271% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3599% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | 3.5293% | 705 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 7,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3402% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0863% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3957% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9815% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1723% | 3,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6701% | 691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3263% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2264% | 2,726 |
| Percentage Net Loans Charged-off:Construction & development | 1.5374% | 1,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1326% | 1,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1713% | 2,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2407% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1566% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0956% | 4,049 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1158% | 7,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6810% | 597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2885% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2220% | 2,035 |
| Percentage Net Loans Charged-off:Construction & development | 1.5091% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1854% | 988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1478% | 1,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1242% | 913 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1528% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1132% | 3,205 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1091% | 7,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1860% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1878% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 1.7650% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0308% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1200% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1187% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1257% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0218% | 4,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1862% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2067% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1420% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1800% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1982% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1761% | 1,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1891% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0348% | 6,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7885% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1848% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0927% | 2,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0994% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1685% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0827% | 1,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0537% | 3,539 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1437% | 7,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8997% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 8,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1027% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2157% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 6,862 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2242% | 7,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8761% | 577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0525% | 8,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2837% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 6,635 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3533% | 7,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7582% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 2,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 7,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1272% | 8,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0884% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 7,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0745% | 1,611 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3978% | 7,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5002% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3136% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 1,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.2907% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0380% | 8,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1309% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 1,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9006% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9796% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 18.6941% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0435% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3345% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.0271% | 7,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0907% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4604% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7481% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 19.9398% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1528% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3920% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0429% | 7,749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1340% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0750% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2004% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2540% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 21.9329% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1464% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2403% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 823 |
| Percentage Net Loans Charged-off:Construction & development | -0.0869% | 7,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1291% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0902% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1531% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4376% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0334% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9300% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0273% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3776% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1928% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.3756% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4819% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2751% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2184% | 7,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5814% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6910% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8034% | 399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3523% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1890% | 659 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 7,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3930% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3421% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3336% | 7,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1331% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7433% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8928% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3882% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2544% | 495 |
| Percentage Net Loans Charged-off:Construction & development | -0.0451% | 7,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5773% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2045% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4336% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0943% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1942% | 7,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6831% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2951% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8685% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4418% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2254% | 451 |
| Percentage Net Loans Charged-off:Construction & development | -0.1110% | 7,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0754% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2874% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5647% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1445% | 720 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3395% | 7,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9163% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9453% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7531% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 8,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.5546% | 7,998 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3628% | 8,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0706% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0718% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0699% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5799% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1572% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6444% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7588% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2896% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0575% | 8,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.7911% | 8,011 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5141% | 8,663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 1,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0955% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4135% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0972% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5618% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9480% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2404% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 1,907 |
| Percentage Net Loans Charged-off:Construction & development | -0.9494% | 7,984 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1024% | 8,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1258% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 6,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7530% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1872% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0756% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3464% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | -1.2262% | 7,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0502% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1459% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1853% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1257% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8856% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8637% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3049% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4120% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 5,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1282% | 8,851 |
| Percentage Net Loans Charged-off:Construction & development | -1.0764% | 8,134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4891% | 8,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0874% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9202% | 8,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6386% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9237% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5888% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 8,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2163% | 8,969 |
| Percentage Net Loans Charged-off:Construction & development | -1.3892% | 8,128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6470% | 8,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 2,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1125% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 8,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8407% | 8,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4528% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5703% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9825% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1483% | 8,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3301% | 9,030 |
| Percentage Net Loans Charged-off:Construction & development | -1.8288% | 8,090 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8990% | 8,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 2,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1235% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 8,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0030% | 8,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2791% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1422% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0178% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1356% | 8,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4331% | 9,082 |
| Percentage Net Loans Charged-off:Construction & development | -3.6096% | 8,044 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9032% | 8,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 8,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1520% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1081% | 8,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4265% | 1,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7735% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6161% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0873% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7309% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5206% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 5.1275% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7132% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1538% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0148% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1934% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9471% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8856% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3298% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3443% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3630% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9338% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 2.0278% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3960% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2508% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2965% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2457% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5469% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8059% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7399% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7037% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6361% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1192% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1595% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1115% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1204% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9273% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5730% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4893% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5735% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5822% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6599% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8807% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3055% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1352% | 217 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 1,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1763% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1697% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5399% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1323% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4123% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 7,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 1,237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0573% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2414% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8689% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 5,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0407% | 1,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3147% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5938% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1228% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2366% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4219% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2613% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1618% | 5,959 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 8,546 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |