Home > City Bank & Trust Co. > Income and Expense
City Bank & Trust Co., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,830,000 | 2,311 |
| Total interest expense | $1,942,000 | 3,078 |
| Net interest income | $12,888,000 | 2,021 |
| Provision for loan and lease losses | $117,000 | 2,365 |
| Total noninterest income | $2,410,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $938,000 | 1,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,472,000 | 1,898 |
| Total noninterest expense | $9,100,000 | 2,151 |
| Salaries and employee benefits | $5,528,000 | 2,057 |
| Premises and equipment expense | $950,000 | 2,081 |
| Additional noninterest expense | $1,472,000 | 1,898 |
| Pre-tax net operating income | $6,081,000 | 1,702 |
| Securities gains (losses) | $-17,000 | 3,456 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $6,064,000 | 1,514 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,064,000 | 1,529 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,064,000 | 1,517 |
| Net charge-offs | $40,000 | 1,909 |
| Cash dividends | $2,725,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,081,000 | 1,534 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,924,000 | 2,297 |
| Total interest expense | $1,319,000 | 3,076 |
| Net interest income | $9,605,000 | 2,043 |
| Provision for loan and lease losses | $64,000 | 2,371 |
| Total noninterest income | $1,826,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $703,000 | 1,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,123,000 | 1,880 |
| Total noninterest expense | $6,668,000 | 2,177 |
| Salaries and employee benefits | $4,098,000 | 2,073 |
| Premises and equipment expense | $675,000 | 2,150 |
| Additional noninterest expense | $1,123,000 | 1,880 |
| Pre-tax net operating income | $4,699,000 | 1,727 |
| Securities gains (losses) | $-8,000 | 3,451 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $4,691,000 | 1,529 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,691,000 | 1,541 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,691,000 | 1,529 |
| Net charge-offs | $27,000 | 1,761 |
| Cash dividends | $1,175,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,699,000 | 1,552 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,129,000 | 2,303 |
| Total interest expense | $689,000 | 3,191 |
| Net interest income | $6,440,000 | 2,056 |
| Provision for loan and lease losses | $39,000 | 2,357 |
| Total noninterest income | $1,254,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $466,000 | 1,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $788,000 | 1,760 |
| Total noninterest expense | $4,404,000 | 2,181 |
| Salaries and employee benefits | $2,713,000 | 2,077 |
| Premises and equipment expense | $443,000 | 2,163 |
| Additional noninterest expense | $788,000 | 1,758 |
| Pre-tax net operating income | $3,251,000 | 1,669 |
| Securities gains (losses) | $-8,000 | 3,772 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,243,000 | 1,470 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,243,000 | 1,487 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,243,000 | 1,470 |
| Net charge-offs | $12,000 | 1,750 |
| Cash dividends | $900,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,251,000 | 1,477 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 2,302 |
| Total interest expense | $241,000 | 3,383 |
| Net interest income | $3,272,000 | 2,046 |
| Provision for loan and lease losses | $33,000 | 1,882 |
| Total noninterest income | $656,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $234,000 | 1,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 1,667 |
| Total noninterest expense | $2,204,000 | 2,214 |
| Salaries and employee benefits | $1,341,000 | 2,119 |
| Premises and equipment expense | $228,000 | 2,169 |
| Additional noninterest expense | $422,000 | 1,667 |
| Pre-tax net operating income | $1,691,000 | 1,647 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,691,000 | 1,466 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,691,000 | 1,466 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,691,000 | 1,466 |
| Net charge-offs | $6,000 | 1,532 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,691,000 | 1,476 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,630,000 | 2,323 |
| Total interest expense | $601,000 | 3,028 |
| Net interest income | $11,029,000 | 2,229 |
| Provision for loan and lease losses | $395,000 | 1,363 |
| Total noninterest income | $2,386,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $962,000 | 1,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,424,000 | 1,953 |
| Total noninterest expense | $8,276,000 | 2,255 |
| Salaries and employee benefits | $5,087,000 | 2,151 |
| Premises and equipment expense | $937,000 | 2,086 |
| Additional noninterest expense | $1,424,000 | 1,953 |
| Pre-tax net operating income | $4,744,000 | 2,097 |
| Securities gains (losses) | $1,000 | 637 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $4,745,000 | 1,889 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,745,000 | 1,887 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,745,000 | 1,888 |
| Net charge-offs | $31,000 | 1,755 |
| Cash dividends | $2,210,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,744,000 | 1,919 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,249,000 | 2,350 |
| Total interest expense | $392,000 | 2,966 |
| Net interest income | $7,857,000 | 2,277 |
| Provision for loan and lease losses | $355,000 | 1,154 |
| Total noninterest income | $1,808,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $719,000 | 1,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,089,000 | 1,967 |
| Total noninterest expense | $6,168,000 | 2,257 |
| Salaries and employee benefits | $3,840,000 | 2,137 |
| Premises and equipment expense | $722,000 | 2,058 |
| Additional noninterest expense | $1,089,000 | 1,967 |
| Pre-tax net operating income | $3,142,000 | 2,235 |
| Securities gains (losses) | $1,000 | 675 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,143,000 | 2,034 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,143,000 | 2,033 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,143,000 | 2,033 |
| Net charge-offs | $21,000 | 1,579 |
| Cash dividends | $1,075,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,142,000 | 2,061 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 2,373 |
| Total interest expense | $232,000 | 3,021 |
| Net interest income | $5,012,000 | 2,305 |
| Provision for loan and lease losses | $280,000 | 983 |
| Total noninterest income | $1,217,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $472,000 | 1,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $745,000 | 1,990 |
| Total noninterest expense | $4,063,000 | 2,259 |
| Salaries and employee benefits | $2,534,000 | 2,156 |
| Premises and equipment expense | $461,000 | 2,112 |
| Additional noninterest expense | $1,068,000 | 2,507 |
| Pre-tax net operating income | $1,886,000 | 2,282 |
| Securities gains (losses) | $6,000 | 456 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,892,000 | 2,057 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,892,000 | 2,057 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,892,000 | 2,057 |
| Net charge-offs | $3,000 | 1,878 |
| Cash dividends | $850,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,886,000 | 2,098 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 2,371 |
| Total interest expense | $111,000 | 3,049 |
| Net interest income | $2,445,000 | 2,304 |
| Provision for loan and lease losses | $155,000 | 749 |
| Total noninterest income | $599,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $233,000 | 1,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 1,995 |
| Total noninterest expense | $2,011,000 | 2,279 |
| Salaries and employee benefits | $1,265,000 | 2,162 |
| Premises and equipment expense | $230,000 | 2,140 |
| Additional noninterest expense | $516,000 | 2,534 |
| Pre-tax net operating income | $878,000 | 2,282 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $878,000 | 2,079 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $878,000 | 2,078 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $878,000 | 2,079 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $878,000 | 2,095 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,681,000 | 2,506 |
| Total interest expense | $437,000 | 3,344 |
| Net interest income | $9,244,000 | 2,425 |
| Provision for loan and lease losses | $512,000 | 1,022 |
| Total noninterest income | $2,437,000 | 2,027 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $895,000 | 1,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,542,000 | 2,179 |
| Total noninterest expense | $8,102,000 | 2,266 |
| Salaries and employee benefits | $4,946,000 | 2,190 |
| Premises and equipment expense | $906,000 | 2,156 |
| Additional noninterest expense | $2,250,000 | 2,388 |
| Pre-tax net operating income | $3,067,000 | 2,665 |
| Securities gains (losses) | $462,000 | 383 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $3,529,000 | 2,342 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,529,000 | 2,342 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,529,000 | 2,343 |
| Net charge-offs | $20,000 | 2,069 |
| Cash dividends | $2,100,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $4,201,000 | 119 |
| Net operating income | $3,067,000 | 2,491 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,188,000 | 2,565 |
| Total interest expense | $326,000 | 3,438 |
| Net interest income | $6,862,000 | 2,486 |
| Provision for loan and lease losses | $406,000 | 962 |
| Total noninterest income | $1,801,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $651,000 | 1,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,150,000 | 2,230 |
| Total noninterest expense | $6,020,000 | 2,290 |
| Salaries and employee benefits | $3,723,000 | 2,190 |
| Premises and equipment expense | $657,000 | 2,224 |
| Additional noninterest expense | $1,640,000 | 2,434 |
| Pre-tax net operating income | $2,237,000 | 2,814 |
| Securities gains (losses) | $406,000 | 378 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,643,000 | 2,441 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,643,000 | 2,441 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,643,000 | 2,441 |
| Net charge-offs | $11,000 | 1,949 |
| Cash dividends | $1,025,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,237,000 | 2,638 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 2,605 |
| Total interest expense | $217,000 | 3,515 |
| Net interest income | $4,468,000 | 2,519 |
| Provision for loan and lease losses | $259,000 | 1,001 |
| Total noninterest income | $1,182,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $418,000 | 1,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $764,000 | 2,212 |
| Total noninterest expense | $3,970,000 | 2,307 |
| Salaries and employee benefits | $2,453,000 | 2,198 |
| Premises and equipment expense | $427,000 | 2,246 |
| Additional noninterest expense | $1,090,000 | 2,425 |
| Pre-tax net operating income | $1,421,000 | 2,838 |
| Securities gains (losses) | $168,000 | 510 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,589,000 | 2,544 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,589,000 | 2,544 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,589,000 | 2,544 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $775,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,421,000 | 2,677 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,248,000 | 2,662 |
| Total interest expense | $108,000 | 3,598 |
| Net interest income | $2,140,000 | 2,568 |
| Provision for loan and lease losses | $147,000 | 1,045 |
| Total noninterest income | $587,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $216,000 | 1,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 2,230 |
| Total noninterest expense | $1,927,000 | 2,327 |
| Salaries and employee benefits | $1,228,000 | 2,187 |
| Premises and equipment expense | $189,000 | 2,429 |
| Additional noninterest expense | $510,000 | 2,500 |
| Pre-tax net operating income | $653,000 | 2,930 |
| Securities gains (losses) | $120,000 | 430 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $773,000 | 2,561 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $773,000 | 2,559 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $773,000 | 2,561 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $653,000 | 2,755 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,670,000 | 2,745 |
| Total interest expense | $578,000 | 3,669 |
| Net interest income | $8,092,000 | 2,602 |
| Provision for loan and lease losses | $327,000 | 2,603 |
| Total noninterest income | $2,190,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $938,000 | 1,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,252,000 | 2,260 |
| Total noninterest expense | $6,968,000 | 2,464 |
| Salaries and employee benefits | $4,226,000 | 2,399 |
| Premises and equipment expense | $722,000 | 2,480 |
| Additional noninterest expense | $2,020,000 | 2,519 |
| Pre-tax net operating income | $2,987,000 | 2,432 |
| Securities gains (losses) | $340,000 | 769 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,327,000 | 2,154 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,327,000 | 2,154 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,327,000 | 2,154 |
| Net charge-offs | $26,000 | 2,706 |
| Cash dividends | $1,690,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,987,000 | 2,260 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,468,000 | 2,769 |
| Total interest expense | $470,000 | 3,667 |
| Net interest income | $5,998,000 | 2,622 |
| Provision for loan and lease losses | $189,000 | 2,823 |
| Total noninterest income | $1,607,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $698,000 | 1,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $909,000 | 2,240 |
| Total noninterest expense | $5,065,000 | 2,492 |
| Salaries and employee benefits | $3,110,000 | 2,411 |
| Premises and equipment expense | $549,000 | 2,458 |
| Additional noninterest expense | $1,406,000 | 2,625 |
| Pre-tax net operating income | $2,351,000 | 2,369 |
| Securities gains (losses) | $257,000 | 775 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,608,000 | 2,089 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,608,000 | 2,089 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,608,000 | 2,089 |
| Net charge-offs | $15,000 | 2,607 |
| Cash dividends | $900,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,351,000 | 2,168 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 2,768 |
| Total interest expense | $360,000 | 3,605 |
| Net interest income | $4,050,000 | 2,612 |
| Provision for loan and lease losses | $86,000 | 3,122 |
| Total noninterest income | $1,060,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $473,000 | 999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 2,218 |
| Total noninterest expense | $3,291,000 | 2,530 |
| Salaries and employee benefits | $2,024,000 | 2,449 |
| Premises and equipment expense | $351,000 | 2,509 |
| Additional noninterest expense | $916,000 | 2,661 |
| Pre-tax net operating income | $1,733,000 | 2,201 |
| Securities gains (losses) | $100,000 | 984 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,833,000 | 1,945 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,833,000 | 1,944 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,833,000 | 1,945 |
| Net charge-offs | $6,000 | 2,607 |
| Cash dividends | $700,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,733,000 | 1,992 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 2,774 |
| Total interest expense | $246,000 | 3,290 |
| Net interest income | $1,951,000 | 2,640 |
| Provision for loan and lease losses | $34,000 | 2,785 |
| Total noninterest income | $557,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $279,000 | 1,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 2,084 |
| Total noninterest expense | $1,654,000 | 2,559 |
| Salaries and employee benefits | $997,000 | 2,485 |
| Premises and equipment expense | $182,000 | 2,479 |
| Additional noninterest expense | $475,000 | 2,629 |
| Pre-tax net operating income | $820,000 | 2,132 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $820,000 | 1,941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $820,000 | 1,940 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $820,000 | 1,941 |
| Net charge-offs | $4,000 | 2,167 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $820,000 | 1,907 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,511,000 | 2,861 |
| Total interest expense | $1,345,000 | 2,890 |
| Net interest income | $7,166,000 | 2,801 |
| Provision for loan and lease losses | $189,000 | 2,413 |
| Total noninterest income | $2,335,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,219,000 | 959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,116,000 | 2,128 |
| Total noninterest expense | $6,600,000 | 2,541 |
| Salaries and employee benefits | $3,922,000 | 2,482 |
| Premises and equipment expense | $700,000 | 2,544 |
| Additional noninterest expense | $1,978,000 | 2,576 |
| Pre-tax net operating income | $2,712,000 | 2,612 |
| Securities gains (losses) | $23,000 | 1,586 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,735,000 | 2,428 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,735,000 | 2,429 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,735,000 | 2,430 |
| Net charge-offs | $75,000 | 2,391 |
| Cash dividends | $2,335,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,712,000 | 2,409 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 2,895 |
| Total interest expense | $1,047,000 | 2,865 |
| Net interest income | $5,339,000 | 2,846 |
| Provision for loan and lease losses | $125,000 | 2,430 |
| Total noninterest income | $1,767,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $915,000 | 953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $852,000 | 2,100 |
| Total noninterest expense | $4,912,000 | 2,568 |
| Salaries and employee benefits | $2,921,000 | 2,499 |
| Premises and equipment expense | $532,000 | 2,535 |
| Additional noninterest expense | $1,459,000 | 2,604 |
| Pre-tax net operating income | $2,069,000 | 2,669 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,070,000 | 2,476 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,070,000 | 2,477 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,070,000 | 2,477 |
| Net charge-offs | $17,000 | 2,774 |
| Cash dividends | $810,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,069,000 | 2,445 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 2,917 |
| Total interest expense | $709,000 | 2,824 |
| Net interest income | $3,534,000 | 2,875 |
| Provision for loan and lease losses | $76,000 | 2,425 |
| Total noninterest income | $1,157,000 | 1,805 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $582,000 | 988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 2,054 |
| Total noninterest expense | $3,224,000 | 2,610 |
| Salaries and employee benefits | $1,912,000 | 2,548 |
| Premises and equipment expense | $346,000 | 2,576 |
| Additional noninterest expense | $966,000 | 2,649 |
| Pre-tax net operating income | $1,391,000 | 2,640 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,394,000 | 2,432 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,394,000 | 2,432 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,394,000 | 2,432 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,391,000 | 2,408 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 2,930 |
| Total interest expense | $360,000 | 2,785 |
| Net interest income | $1,754,000 | 2,915 |
| Provision for loan and lease losses | $33,000 | 2,365 |
| Total noninterest income | $555,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $268,000 | 1,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,009 |
| Total noninterest expense | $1,601,000 | 2,647 |
| Salaries and employee benefits | $955,000 | 2,569 |
| Premises and equipment expense | $162,000 | 2,714 |
| Additional noninterest expense | $484,000 | 2,652 |
| Pre-tax net operating income | $675,000 | 2,628 |
| Securities gains (losses) | $3,000 | 920 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $678,000 | 2,409 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $678,000 | 2,408 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $678,000 | 2,408 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $675,000 | 2,402 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,858,000 | 2,965 |
| Total interest expense | $1,174,000 | 2,701 |
| Net interest income | $6,684,000 | 2,977 |
| Provision for loan and lease losses | $161,000 | 2,574 |
| Total noninterest income | $2,390,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,142,000 | 1,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,248,000 | 2,002 |
| Total noninterest expense | $6,439,000 | 2,598 |
| Salaries and employee benefits | $3,808,000 | 2,531 |
| Premises and equipment expense | $713,000 | 2,539 |
| Additional noninterest expense | $1,918,000 | 2,656 |
| Pre-tax net operating income | $2,474,000 | 2,798 |
| Securities gains (losses) | $3,000 | 894 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,477,000 | 2,600 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,477,000 | 2,599 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,477,000 | 2,599 |
| Net charge-offs | $37,000 | 2,792 |
| Cash dividends | $2,100,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,474,000 | 2,594 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,812,000 | 2,988 |
| Total interest expense | $844,000 | 2,696 |
| Net interest income | $4,968,000 | 3,013 |
| Provision for loan and lease losses | $120,000 | 2,455 |
| Total noninterest income | $1,799,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $854,000 | 1,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $945,000 | 2,004 |
| Total noninterest expense | $4,730,000 | 2,645 |
| Salaries and employee benefits | $2,811,000 | 2,559 |
| Premises and equipment expense | $539,000 | 2,544 |
| Additional noninterest expense | $1,380,000 | 2,747 |
| Pre-tax net operating income | $1,917,000 | 2,809 |
| Securities gains (losses) | $3,000 | 888 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,920,000 | 2,592 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,920,000 | 2,592 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,920,000 | 2,591 |
| Net charge-offs | $21,000 | 2,685 |
| Cash dividends | $450,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,917,000 | 2,582 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 2,982 |
| Total interest expense | $536,000 | 2,695 |
| Net interest income | $3,341,000 | 2,995 |
| Provision for loan and lease losses | $72,000 | 2,464 |
| Total noninterest income | $1,251,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $561,000 | 1,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $690,000 | 1,893 |
| Total noninterest expense | $3,147,000 | 2,668 |
| Salaries and employee benefits | $1,857,000 | 2,595 |
| Premises and equipment expense | $376,000 | 2,489 |
| Additional noninterest expense | $914,000 | 2,770 |
| Pre-tax net operating income | $1,373,000 | 2,662 |
| Securities gains (losses) | $5,000 | 702 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,378,000 | 2,447 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,378,000 | 2,446 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,378,000 | 2,446 |
| Net charge-offs | $9,000 | 2,627 |
| Cash dividends | $375,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 376 |
| Net operating income | $1,373,000 | 2,447 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 3,012 |
| Total interest expense | $245,000 | 2,781 |
| Net interest income | $1,668,000 | 3,018 |
| Provision for loan and lease losses | $36,000 | 2,323 |
| Total noninterest income | $689,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $276,000 | 1,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 1,677 |
| Total noninterest expense | $1,552,000 | 2,722 |
| Salaries and employee benefits | $926,000 | 2,628 |
| Premises and equipment expense | $173,000 | 2,678 |
| Additional noninterest expense | $453,000 | 2,819 |
| Pre-tax net operating income | $769,000 | 2,451 |
| Securities gains (losses) | $1,000 | 666 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $770,000 | 2,218 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $770,000 | 2,217 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $770,000 | 2,218 |
| Net charge-offs | $7,000 | 2,089 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 262 |
| Net operating income | $769,000 | 2,210 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,369,000 | 3,031 |
| Total interest expense | $594,000 | 3,401 |
| Net interest income | $6,775,000 | 2,957 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $2,173,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,168,000 | 1,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,005,000 | 2,281 |
| Total noninterest expense | $6,419,000 | 2,655 |
| Salaries and employee benefits | $3,863,000 | 2,525 |
| Premises and equipment expense | $680,000 | 2,700 |
| Additional noninterest expense | $1,876,000 | 2,768 |
| Pre-tax net operating income | $2,409,000 | 2,811 |
| Securities gains (losses) | $121,000 | 558 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,530,000 | 2,313 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,530,000 | 2,313 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,530,000 | 2,313 |
| Net charge-offs | $88,000 | 2,546 |
| Cash dividends | $2,220,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,409,000 | 2,355 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,474,000 | 3,067 |
| Total interest expense | $417,000 | 3,521 |
| Net interest income | $5,057,000 | 2,987 |
| Provision for loan and lease losses | $77,000 | 2,929 |
| Total noninterest income | $1,626,000 | 1,958 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $867,000 | 1,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,307 |
| Total noninterest expense | $4,747,000 | 2,693 |
| Salaries and employee benefits | $2,863,000 | 2,556 |
| Premises and equipment expense | $507,000 | 2,747 |
| Additional noninterest expense | $1,377,000 | 2,816 |
| Pre-tax net operating income | $1,859,000 | 2,822 |
| Securities gains (losses) | $122,000 | 520 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,981,000 | 2,427 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,981,000 | 2,426 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,981,000 | 2,427 |
| Net charge-offs | $79,000 | 2,114 |
| Cash dividends | $670,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,859,000 | 2,516 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 3,058 |
| Total interest expense | $258,000 | 3,611 |
| Net interest income | $3,383,000 | 2,968 |
| Provision for loan and lease losses | $49,000 | 2,901 |
| Total noninterest income | $1,100,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $581,000 | 1,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,279 |
| Total noninterest expense | $3,172,000 | 2,695 |
| Salaries and employee benefits | $1,899,000 | 2,576 |
| Premises and equipment expense | $327,000 | 2,795 |
| Additional noninterest expense | $946,000 | 2,773 |
| Pre-tax net operating income | $1,262,000 | 2,767 |
| Securities gains (losses) | $13,000 | 1,152 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,275,000 | 2,422 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,275,000 | 2,422 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,275,000 | 2,422 |
| Net charge-offs | $33,000 | 2,293 |
| Cash dividends | $470,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,262,000 | 2,412 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 3,084 |
| Total interest expense | $122,000 | 3,695 |
| Net interest income | $1,676,000 | 2,991 |
| Provision for loan and lease losses | $21,000 | 2,773 |
| Total noninterest income | $559,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $295,000 | 1,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 2,251 |
| Total noninterest expense | $1,576,000 | 2,728 |
| Salaries and employee benefits | $946,000 | 2,632 |
| Premises and equipment expense | $160,000 | 2,879 |
| Additional noninterest expense | $470,000 | 2,786 |
| Pre-tax net operating income | $638,000 | 2,692 |
| Securities gains (losses) | $6,000 | 778 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $644,000 | 2,328 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $644,000 | 2,327 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $644,000 | 2,328 |
| Net charge-offs | $17,000 | 1,973 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $638,000 | 2,310 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,160,000 | 3,085 |
| Total interest expense | $489,000 | 3,682 |
| Net interest income | $6,671,000 | 2,985 |
| Provision for loan and lease losses | $112,000 | 3,028 |
| Total noninterest income | $2,275,000 | 1,958 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,278,000 | 961 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $997,000 | 2,408 |
| Total noninterest expense | $6,420,000 | 2,717 |
| Salaries and employee benefits | $3,855,000 | 2,562 |
| Premises and equipment expense | $726,000 | 2,655 |
| Additional noninterest expense | $1,839,000 | 2,908 |
| Pre-tax net operating income | $2,414,000 | 2,734 |
| Securities gains (losses) | $218,000 | 827 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,632,000 | 2,323 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,632,000 | 2,320 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,632,000 | 2,322 |
| Net charge-offs | $66,000 | 2,944 |
| Cash dividends | $2,200,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,414,000 | 2,416 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,334,000 | 3,108 |
| Total interest expense | $366,000 | 3,703 |
| Net interest income | $4,968,000 | 3,012 |
| Provision for loan and lease losses | $79,000 | 2,987 |
| Total noninterest income | $1,703,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $960,000 | 957 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $743,000 | 2,417 |
| Total noninterest expense | $4,771,000 | 2,730 |
| Salaries and employee benefits | $2,842,000 | 2,592 |
| Premises and equipment expense | $582,000 | 2,561 |
| Additional noninterest expense | $1,347,000 | 2,967 |
| Pre-tax net operating income | $1,821,000 | 2,779 |
| Securities gains (losses) | $217,000 | 758 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,038,000 | 2,309 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,038,000 | 2,308 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,038,000 | 2,309 |
| Net charge-offs | $43,000 | 2,691 |
| Cash dividends | $650,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,821,000 | 2,443 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 3,120 |
| Total interest expense | $244,000 | 3,728 |
| Net interest income | $3,299,000 | 3,030 |
| Provision for loan and lease losses | $54,000 | 2,893 |
| Total noninterest income | $1,131,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $629,000 | 962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $502,000 | 2,364 |
| Total noninterest expense | $3,166,000 | 2,745 |
| Salaries and employee benefits | $1,881,000 | 2,617 |
| Premises and equipment expense | $390,000 | 2,558 |
| Additional noninterest expense | $895,000 | 2,979 |
| Pre-tax net operating income | $1,210,000 | 2,748 |
| Securities gains (losses) | $176,000 | 652 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,386,000 | 2,256 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,386,000 | 2,255 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,386,000 | 2,255 |
| Net charge-offs | $28,000 | 2,551 |
| Cash dividends | $450,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,210,000 | 2,418 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 3,128 |
| Total interest expense | $123,000 | 3,729 |
| Net interest income | $1,642,000 | 3,045 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $592,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $321,000 | 951 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $271,000 | 2,224 |
| Total noninterest expense | $1,576,000 | 2,764 |
| Salaries and employee benefits | $938,000 | 2,624 |
| Premises and equipment expense | $175,000 | 2,783 |
| Additional noninterest expense | $463,000 | 2,922 |
| Pre-tax net operating income | $628,000 | 2,672 |
| Securities gains (losses) | $117,000 | 458 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $745,000 | 2,107 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $745,000 | 2,107 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $745,000 | 2,107 |
| Net charge-offs | $14,000 | 2,180 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $628,000 | 2,325 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 3,169 |
| Total interest expense | $478,000 | 3,815 |
| Net interest income | $6,338,000 | 3,080 |
| Provision for loan and lease losses | $85,000 | 3,210 |
| Total noninterest income | $2,279,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,318,000 | 952 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $961,000 | 2,422 |
| Total noninterest expense | $6,342,000 | 2,753 |
| Salaries and employee benefits | $3,758,000 | 2,602 |
| Premises and equipment expense | $737,000 | 2,717 |
| Additional noninterest expense | $1,847,000 | 2,959 |
| Pre-tax net operating income | $2,190,000 | 2,846 |
| Securities gains (losses) | $144,000 | 923 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,334,000 | 2,460 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,334,000 | 2,462 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,334,000 | 2,462 |
| Net charge-offs | $45,000 | 3,329 |
| Cash dividends | $2,150,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,190,000 | 2,512 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 3,203 |
| Total interest expense | $357,000 | 3,874 |
| Net interest income | $4,740,000 | 3,101 |
| Provision for loan and lease losses | $58,000 | 3,151 |
| Total noninterest income | $1,703,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $976,000 | 968 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $727,000 | 2,439 |
| Total noninterest expense | $4,709,000 | 2,787 |
| Salaries and employee benefits | $2,781,000 | 2,634 |
| Premises and equipment expense | $580,000 | 2,654 |
| Additional noninterest expense | $1,348,000 | 3,028 |
| Pre-tax net operating income | $1,676,000 | 2,887 |
| Securities gains (losses) | $88,000 | 1,109 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,764,000 | 2,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,764,000 | 2,477 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,764,000 | 2,477 |
| Net charge-offs | $31,000 | 3,098 |
| Cash dividends | $825,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,676,000 | 2,530 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 3,207 |
| Total interest expense | $238,000 | 3,905 |
| Net interest income | $3,174,000 | 3,092 |
| Provision for loan and lease losses | $36,000 | 3,109 |
| Total noninterest income | $1,125,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $630,000 | 981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $495,000 | 2,424 |
| Total noninterest expense | $3,137,000 | 2,798 |
| Salaries and employee benefits | $1,842,000 | 2,664 |
| Premises and equipment expense | $400,000 | 2,596 |
| Additional noninterest expense | $895,000 | 3,061 |
| Pre-tax net operating income | $1,126,000 | 2,857 |
| Securities gains (losses) | $39,000 | 1,379 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,165,000 | 2,484 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,165,000 | 2,486 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,165,000 | 2,486 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $625,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,126,000 | 2,483 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 3,224 |
| Total interest expense | $120,000 | 3,933 |
| Net interest income | $1,581,000 | 3,106 |
| Provision for loan and lease losses | $14,000 | 3,137 |
| Total noninterest income | $570,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $314,000 | 972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $256,000 | 2,322 |
| Total noninterest expense | $1,557,000 | 2,828 |
| Salaries and employee benefits | $938,000 | 2,655 |
| Premises and equipment expense | $198,000 | 2,668 |
| Additional noninterest expense | $421,000 | 3,191 |
| Pre-tax net operating income | $580,000 | 2,758 |
| Securities gains (losses) | $10,000 | 1,480 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $590,000 | 2,421 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $590,000 | 2,424 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $590,000 | 2,423 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $580,000 | 2,384 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,584,000 | 3,323 |
| Total interest expense | $491,000 | 4,050 |
| Net interest income | $6,093,000 | 3,212 |
| Provision for loan and lease losses | $33,000 | 4,032 |
| Total noninterest income | $2,315,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,366,000 | 969 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $949,000 | 2,395 |
| Total noninterest expense | $6,404,000 | 2,790 |
| Salaries and employee benefits | $3,809,000 | 2,602 |
| Premises and equipment expense | $728,000 | 2,843 |
| Additional noninterest expense | $1,867,000 | 3,044 |
| Pre-tax net operating income | $1,971,000 | 2,998 |
| Securities gains (losses) | $74,000 | 1,465 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,045,000 | 2,662 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,045,000 | 2,660 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,045,000 | 2,662 |
| Net charge-offs | $50,000 | 3,763 |
| Cash dividends | $1,835,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,971,000 | 2,689 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,884,000 | 3,373 |
| Total interest expense | $372,000 | 4,086 |
| Net interest income | $4,512,000 | 3,262 |
| Provision for loan and lease losses | $23,000 | 3,893 |
| Total noninterest income | $1,748,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,023,000 | 978 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $725,000 | 2,395 |
| Total noninterest expense | $4,799,000 | 2,799 |
| Salaries and employee benefits | $2,805,000 | 2,638 |
| Premises and equipment expense | $599,000 | 2,693 |
| Additional noninterest expense | $1,395,000 | 3,050 |
| Pre-tax net operating income | $1,438,000 | 3,112 |
| Securities gains (losses) | $28,000 | 1,816 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,466,000 | 2,780 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,466,000 | 2,780 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,466,000 | 2,780 |
| Net charge-offs | $39,000 | 3,434 |
| Cash dividends | $835,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,438,000 | 2,761 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 3,411 |
| Total interest expense | $252,000 | 4,101 |
| Net interest income | $2,957,000 | 3,303 |
| Provision for loan and lease losses | $16,000 | 3,746 |
| Total noninterest income | $1,149,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $675,000 | 975 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $474,000 | 2,375 |
| Total noninterest expense | $3,183,000 | 2,834 |
| Salaries and employee benefits | $1,873,000 | 2,651 |
| Premises and equipment expense | $400,000 | 2,712 |
| Additional noninterest expense | $910,000 | 3,116 |
| Pre-tax net operating income | $907,000 | 3,136 |
| Securities gains (losses) | $19,000 | 1,669 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $926,000 | 2,801 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $926,000 | 2,805 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $926,000 | 2,805 |
| Net charge-offs | $27,000 | 3,235 |
| Cash dividends | $635,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $907,000 | 2,785 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,443 |
| Total interest expense | $129,000 | 4,103 |
| Net interest income | $1,466,000 | 3,331 |
| Provision for loan and lease losses | $7,000 | 3,504 |
| Total noninterest income | $576,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $341,000 | 948 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $235,000 | 2,327 |
| Total noninterest expense | $1,581,000 | 2,865 |
| Salaries and employee benefits | $937,000 | 2,671 |
| Premises and equipment expense | $200,000 | 2,751 |
| Additional noninterest expense | $444,000 | 3,171 |
| Pre-tax net operating income | $454,000 | 3,074 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $459,000 | 2,731 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $459,000 | 2,734 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $459,000 | 2,734 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $454,000 | 2,719 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,599,000 | 3,411 |
| Total interest expense | $611,000 | 4,050 |
| Net interest income | $5,988,000 | 3,283 |
| Provision for loan and lease losses | $43,000 | 4,382 |
| Total noninterest income | $2,299,000 | 1,957 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,401,000 | 983 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $898,000 | 2,511 |
| Total noninterest expense | $6,412,000 | 2,839 |
| Salaries and employee benefits | $3,790,000 | 2,597 |
| Premises and equipment expense | $756,000 | 2,810 |
| Additional noninterest expense | $1,866,000 | 3,133 |
| Pre-tax net operating income | $1,832,000 | 3,020 |
| Securities gains (losses) | $110,000 | 1,250 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,942,000 | 2,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,942,000 | 2,666 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,942,000 | 2,666 |
| Net charge-offs | $65,000 | 4,150 |
| Cash dividends | $1,826,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,832,000 | 2,718 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 3,418 |
| Total interest expense | $478,000 | 4,041 |
| Net interest income | $4,505,000 | 3,292 |
| Provision for loan and lease losses | $36,000 | 4,201 |
| Total noninterest income | $1,709,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,030,000 | 1,004 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $679,000 | 2,553 |
| Total noninterest expense | $4,771,000 | 2,861 |
| Salaries and employee benefits | $2,793,000 | 2,650 |
| Premises and equipment expense | $607,000 | 2,705 |
| Additional noninterest expense | $1,371,000 | 3,178 |
| Pre-tax net operating income | $1,407,000 | 3,033 |
| Securities gains (losses) | $110,000 | 1,156 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,517,000 | 2,640 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,517,000 | 2,644 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,517,000 | 2,644 |
| Net charge-offs | $46,000 | 3,927 |
| Cash dividends | $1,376,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,407,000 | 2,704 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 3,440 |
| Total interest expense | $340,000 | 3,955 |
| Net interest income | $2,973,000 | 3,306 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $1,134,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $664,000 | 1,017 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $470,000 | 2,567 |
| Total noninterest expense | $3,125,000 | 2,901 |
| Salaries and employee benefits | $1,855,000 | 2,679 |
| Premises and equipment expense | $397,000 | 2,756 |
| Additional noninterest expense | $873,000 | 3,276 |
| Pre-tax net operating income | $967,000 | 2,960 |
| Securities gains (losses) | $86,000 | 1,198 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,053,000 | 2,530 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,053,000 | 2,535 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,053,000 | 2,535 |
| Net charge-offs | $29,000 | 3,772 |
| Cash dividends | $1,226,000 | 918 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $967,000 | 2,608 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 3,458 |
| Total interest expense | $180,000 | 3,922 |
| Net interest income | $1,480,000 | 3,331 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $532,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $331,000 | 1,011 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $201,000 | 2,770 |
| Total noninterest expense | $1,585,000 | 2,892 |
| Salaries and employee benefits | $925,000 | 2,703 |
| Premises and equipment expense | $200,000 | 2,773 |
| Additional noninterest expense | $460,000 | 3,164 |
| Pre-tax net operating income | $419,000 | 3,213 |
| Securities gains (losses) | $24,000 | 1,202 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $443,000 | 2,830 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $443,000 | 2,832 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $443,000 | 2,832 |
| Net charge-offs | $13,000 | 3,331 |
| Cash dividends | $376,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $419,000 | 2,860 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,127,000 | 3,408 |
| Total interest expense | $869,000 | 3,938 |
| Net interest income | $6,258,000 | 3,262 |
| Provision for loan and lease losses | $77,000 | 4,892 |
| Total noninterest income | $2,254,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,481,000 | 972 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $773,000 | 2,736 |
| Total noninterest expense | $6,608,000 | 2,807 |
| Salaries and employee benefits | $3,868,000 | 2,531 |
| Premises and equipment expense | $791,000 | 2,775 |
| Additional noninterest expense | $1,949,000 | 3,155 |
| Pre-tax net operating income | $1,827,000 | 2,989 |
| Securities gains (losses) | $346,000 | 1,237 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,173,000 | 2,437 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,173,000 | 2,437 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,173,000 | 2,438 |
| Net charge-offs | $111,000 | 4,342 |
| Cash dividends | $2,215,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,827,000 | 2,636 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,393,000 | 3,445 |
| Total interest expense | $671,000 | 3,993 |
| Net interest income | $4,722,000 | 3,310 |
| Provision for loan and lease losses | $59,000 | 4,846 |
| Total noninterest income | $1,687,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,104,000 | 979 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $583,000 | 2,716 |
| Total noninterest expense | $5,015,000 | 2,781 |
| Salaries and employee benefits | $2,908,000 | 2,539 |
| Premises and equipment expense | $668,000 | 2,530 |
| Additional noninterest expense | $1,439,000 | 3,220 |
| Pre-tax net operating income | $1,335,000 | 3,111 |
| Securities gains (losses) | $326,000 | 1,044 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,661,000 | 2,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,661,000 | 2,468 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,661,000 | 2,468 |
| Net charge-offs | $91,000 | 4,059 |
| Cash dividends | $1,965,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,335,000 | 2,732 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 3,410 |
| Total interest expense | $461,000 | 4,024 |
| Net interest income | $3,201,000 | 3,256 |
| Provision for loan and lease losses | $29,000 | 4,977 |
| Total noninterest income | $1,117,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $734,000 | 974 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $383,000 | 2,701 |
| Total noninterest expense | $3,390,000 | 2,756 |
| Salaries and employee benefits | $1,947,000 | 2,517 |
| Premises and equipment expense | $459,000 | 2,481 |
| Additional noninterest expense | $984,000 | 3,166 |
| Pre-tax net operating income | $899,000 | 3,067 |
| Securities gains (losses) | $203,000 | 1,094 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,102,000 | 2,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,102,000 | 2,428 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,102,000 | 2,428 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $1,765,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $899,000 | 2,678 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 3,408 |
| Total interest expense | $243,000 | 3,995 |
| Net interest income | $1,614,000 | 3,250 |
| Provision for loan and lease losses | $2,000 | 5,167 |
| Total noninterest income | $556,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $362,000 | 974 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 2,709 |
| Total noninterest expense | $1,705,000 | 2,735 |
| Salaries and employee benefits | $979,000 | 2,525 |
| Premises and equipment expense | $231,000 | 2,477 |
| Additional noninterest expense | $495,000 | 3,116 |
| Pre-tax net operating income | $463,000 | 3,026 |
| Securities gains (losses) | $27,000 | 1,477 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $490,000 | 2,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $490,000 | 2,663 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $490,000 | 2,664 |
| Net charge-offs | $32,000 | 3,380 |
| Cash dividends | $665,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $463,000 | 2,632 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,136,000 | 3,282 |
| Total interest expense | $1,128,000 | 4,115 |
| Net interest income | $7,008,000 | 3,072 |
| Provision for loan and lease losses | $153,000 | 4,918 |
| Total noninterest income | $2,366,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,620,000 | 908 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $746,000 | 2,548 |
| Total noninterest expense | $7,008,000 | 2,669 |
| Salaries and employee benefits | $4,082,000 | 2,359 |
| Premises and equipment expense | $905,000 | 2,631 |
| Additional noninterest expense | $2,021,000 | 3,120 |
| Pre-tax net operating income | $2,213,000 | 2,329 |
| Securities gains (losses) | $816,000 | 532 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,029,000 | 1,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,029,000 | 1,600 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,029,000 | 1,600 |
| Net charge-offs | $116,000 | 4,849 |
| Cash dividends | $2,100,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,213,000 | 1,995 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 3,285 |
| Total interest expense | $871,000 | 4,163 |
| Net interest income | $5,308,000 | 3,061 |
| Provision for loan and lease losses | $122,000 | 4,760 |
| Total noninterest income | $1,779,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,219,000 | 907 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $560,000 | 2,524 |
| Total noninterest expense | $5,259,000 | 2,672 |
| Salaries and employee benefits | $3,041,000 | 2,376 |
| Premises and equipment expense | $683,000 | 2,620 |
| Additional noninterest expense | $1,535,000 | 3,089 |
| Pre-tax net operating income | $1,706,000 | 2,355 |
| Securities gains (losses) | $808,000 | 423 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,514,000 | 1,512 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,514,000 | 1,512 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,514,000 | 1,512 |
| Net charge-offs | $97,000 | 4,464 |
| Cash dividends | $1,600,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,706,000 | 1,990 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 3,268 |
| Total interest expense | $601,000 | 4,196 |
| Net interest income | $3,581,000 | 3,023 |
| Provision for loan and lease losses | $84,000 | 4,611 |
| Total noninterest income | $1,173,000 | 1,785 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $795,000 | 920 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $378,000 | 2,517 |
| Total noninterest expense | $3,467,000 | 2,713 |
| Salaries and employee benefits | $2,017,000 | 2,406 |
| Premises and equipment expense | $436,000 | 2,757 |
| Additional noninterest expense | $1,014,000 | 3,177 |
| Pre-tax net operating income | $1,203,000 | 2,229 |
| Securities gains (losses) | $569,000 | 322 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,772,000 | 1,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,772,000 | 1,399 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,772,000 | 1,399 |
| Net charge-offs | $53,000 | 4,400 |
| Cash dividends | $1,400,000 | 598 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,203,000 | 1,883 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 3,276 |
| Total interest expense | $316,000 | 4,173 |
| Net interest income | $1,790,000 | 3,010 |
| Provision for loan and lease losses | $36,000 | 4,486 |
| Total noninterest income | $546,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $365,000 | 980 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $181,000 | 2,612 |
| Total noninterest expense | $1,761,000 | 2,693 |
| Salaries and employee benefits | $1,011,000 | 2,410 |
| Premises and equipment expense | $213,000 | 2,835 |
| Additional noninterest expense | $537,000 | 3,009 |
| Pre-tax net operating income | $539,000 | 2,418 |
| Securities gains (losses) | $526,000 | 148 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,065,000 | 1,155 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,065,000 | 1,155 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,065,000 | 1,155 |
| Net charge-offs | $26,000 | 3,862 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $539,000 | 2,069 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,623,000 | 3,053 |
| Total interest expense | $1,645,000 | 4,047 |
| Net interest income | $7,978,000 | 2,730 |
| Provision for loan and lease losses | $39,000 | 6,608 |
| Total noninterest income | $2,358,000 | 1,845 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,691,000 | 893 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $667,000 | 2,764 |
| Total noninterest expense | $7,188,000 | 2,678 |
| Salaries and employee benefits | $4,027,000 | 2,390 |
| Premises and equipment expense | $1,041,000 | 2,395 |
| Additional noninterest expense | $2,120,000 | 3,100 |
| Pre-tax net operating income | $3,109,000 | 1,579 |
| Securities gains (losses) | $167,000 | 1,737 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,276,000 | 1,299 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,276,000 | 1,300 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,276,000 | 1,301 |
| Net charge-offs | $93,000 | 5,473 |
| Cash dividends | $1,500,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,109,000 | 1,313 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,383,000 | 3,055 |
| Total interest expense | $1,288,000 | 4,091 |
| Net interest income | $6,095,000 | 2,710 |
| Provision for loan and lease losses | $13,000 | 6,795 |
| Total noninterest income | $1,711,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,264,000 | 928 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $447,000 | 2,933 |
| Total noninterest expense | $5,374,000 | 2,668 |
| Salaries and employee benefits | $3,017,000 | 2,405 |
| Premises and equipment expense | $865,000 | 2,226 |
| Additional noninterest expense | $1,492,000 | 3,241 |
| Pre-tax net operating income | $2,419,000 | 1,632 |
| Securities gains (losses) | $53,000 | 2,375 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,472,000 | 1,348 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,472,000 | 1,351 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,472,000 | 1,352 |
| Net charge-offs | $62,000 | 5,353 |
| Cash dividends | $1,000,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,419,000 | 1,325 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 3,038 |
| Total interest expense | $887,000 | 4,100 |
| Net interest income | $4,128,000 | 2,682 |
| Provision for loan and lease losses | $3,000 | 6,809 |
| Total noninterest income | $1,138,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $846,000 | 934 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $292,000 | 2,880 |
| Total noninterest expense | $3,548,000 | 2,701 |
| Salaries and employee benefits | $2,017,000 | 2,414 |
| Premises and equipment expense | $597,000 | 2,162 |
| Additional noninterest expense | $934,000 | 3,395 |
| Pre-tax net operating income | $1,715,000 | 1,518 |
| Securities gains (losses) | $37,000 | 2,071 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,752,000 | 1,266 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,752,000 | 1,267 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,752,000 | 1,267 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $1,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,715,000 | 1,247 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 3,083 |
| Total interest expense | $449,000 | 4,199 |
| Net interest income | $2,074,000 | 2,685 |
| Provision for loan and lease losses | $4,000 | 6,414 |
| Total noninterest income | $567,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $410,000 | 959 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $157,000 | 2,758 |
| Total noninterest expense | $1,696,000 | 2,840 |
| Salaries and employee benefits | $1,012,000 | 2,450 |
| Premises and equipment expense | $226,000 | 2,810 |
| Additional noninterest expense | $458,000 | 3,420 |
| Pre-tax net operating income | $941,000 | 1,384 |
| Securities gains (losses) | $14,000 | 1,636 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $955,000 | 1,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $955,000 | 1,141 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $955,000 | 1,142 |
| Net charge-offs | $23,000 | 4,330 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $941,000 | 1,133 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,824,000 | 3,018 |
| Total interest expense | $1,935,000 | 4,544 |
| Net interest income | $8,889,000 | 2,440 |
| Provision for loan and lease losses | $18,000 | 7,219 |
| Total noninterest income | $2,852,000 | 1,680 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,750,000 | 992 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,102,000 | 2,035 |
| Total noninterest expense | $7,037,000 | 2,784 |
| Salaries and employee benefits | $4,070,000 | 2,404 |
| Premises and equipment expense | $912,000 | 2,789 |
| Additional noninterest expense | $2,055,000 | 3,240 |
| Pre-tax net operating income | $4,686,000 | 896 |
| Securities gains (losses) | $179,000 | 1,637 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,865,000 | 704 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,865,000 | 703 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,865,000 | 704 |
| Net charge-offs | $85,000 | 5,832 |
| Cash dividends | $2,000,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,686,000 | 722 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,140,000 | 3,066 |
| Total interest expense | $1,467,000 | 4,664 |
| Net interest income | $6,673,000 | 2,442 |
| Provision for loan and lease losses | $12,000 | 7,072 |
| Total noninterest income | $2,277,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,314,000 | 987 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $963,000 | 1,872 |
| Total noninterest expense | $5,251,000 | 2,802 |
| Salaries and employee benefits | $2,957,000 | 2,508 |
| Premises and equipment expense | $721,000 | 2,713 |
| Additional noninterest expense | $1,573,000 | 3,161 |
| Pre-tax net operating income | $3,687,000 | 909 |
| Securities gains (losses) | $179,000 | 1,374 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,866,000 | 699 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,866,000 | 699 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,866,000 | 701 |
| Net charge-offs | $47,000 | 5,731 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,687,000 | 723 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,410,000 | 3,101 |
| Total interest expense | $982,000 | 4,773 |
| Net interest income | $4,428,000 | 2,438 |
| Provision for loan and lease losses | $4,000 | 7,067 |
| Total noninterest income | $1,699,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $875,000 | 971 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $824,000 | 1,610 |
| Total noninterest expense | $3,494,000 | 2,834 |
| Salaries and employee benefits | $1,961,000 | 2,560 |
| Premises and equipment expense | $499,000 | 2,643 |
| Additional noninterest expense | $1,034,000 | 3,213 |
| Pre-tax net operating income | $2,629,000 | 869 |
| Securities gains (losses) | $175,000 | 1,094 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,804,000 | 650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,804,000 | 649 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,804,000 | 651 |
| Net charge-offs | $40,000 | 5,111 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,629,000 | 676 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 3,107 |
| Total interest expense | $499,000 | 4,837 |
| Net interest income | $2,231,000 | 2,423 |
| Provision for loan and lease losses | $2,000 | 6,666 |
| Total noninterest income | $592,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $423,000 | 973 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $169,000 | 2,756 |
| Total noninterest expense | $1,712,000 | 2,798 |
| Salaries and employee benefits | $978,000 | 2,591 |
| Premises and equipment expense | $236,000 | 2,812 |
| Additional noninterest expense | $498,000 | 3,016 |
| Pre-tax net operating income | $1,109,000 | 1,155 |
| Securities gains (losses) | $35,000 | 1,454 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,144,000 | 932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,144,000 | 932 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,144,000 | 934 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,109,000 | 903 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,426,000 | 3,423 |
| Total interest expense | $2,547,000 | 4,693 |
| Net interest income | $7,879,000 | 2,752 |
| Provision for loan and lease losses | $17,000 | 7,069 |
| Total noninterest income | $2,581,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,990,000 | 886 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $591,000 | 2,917 |
| Total noninterest expense | $6,680,000 | 2,792 |
| Salaries and employee benefits | $3,914,000 | 2,559 |
| Premises and equipment expense | $1,053,000 | 2,514 |
| Additional noninterest expense | $1,713,000 | 3,280 |
| Pre-tax net operating income | $3,763,000 | 1,457 |
| Securities gains (losses) | $267,000 | 590 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,030,000 | 1,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,030,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,841 |
| Cash dividends | $2,200,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,763,000 | 1,168 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,741,000 | 3,503 |
| Total interest expense | $1,971,000 | 4,740 |
| Net interest income | $5,770,000 | 2,827 |
| Provision for loan and lease losses | $13,000 | 6,677 |
| Total noninterest income | $1,972,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,521,000 | 870 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $451,000 | 2,977 |
| Total noninterest expense | $4,904,000 | 2,823 |
| Salaries and employee benefits | $2,859,000 | 2,658 |
| Premises and equipment expense | $825,000 | 2,423 |
| Additional noninterest expense | $1,220,000 | 3,347 |
| Pre-tax net operating income | $2,825,000 | 1,719 |
| Securities gains (losses) | $267,000 | 506 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,092,000 | 1,191 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,092,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,137 |
| Cash dividends | $2,200,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,825,000 | 1,385 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 3,560 |
| Total interest expense | $1,367,000 | 4,761 |
| Net interest income | $3,797,000 | 2,840 |
| Provision for loan and lease losses | $8,000 | 6,387 |
| Total noninterest income | $1,347,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,028,000 | 837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $319,000 | 2,924 |
| Total noninterest expense | $3,240,000 | 2,847 |
| Salaries and employee benefits | $1,875,000 | 2,721 |
| Premises and equipment expense | $568,000 | 2,371 |
| Additional noninterest expense | $797,000 | 3,374 |
| Pre-tax net operating income | $1,896,000 | 1,758 |
| Securities gains (losses) | $267,000 | 497 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,163,000 | 1,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,163,000 | 1,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,218 |
| Cash dividends | $1,400,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,896,000 | 1,427 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 3,612 |
| Total interest expense | $788,000 | 4,552 |
| Net interest income | $1,822,000 | 2,946 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $671,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $514,000 | 832 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $157,000 | 2,962 |
| Total noninterest expense | $1,625,000 | 2,844 |
| Salaries and employee benefits | $929,000 | 2,750 |
| Premises and equipment expense | $311,000 | 2,185 |
| Additional noninterest expense | $385,000 | 3,418 |
| Pre-tax net operating income | $866,000 | 2,020 |
| Securities gains (losses) | $267,000 | 362 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,133,000 | 1,333 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,133,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $800,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $866,000 | 1,643 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,252,000 | 3,462 |
| Total interest expense | $4,777,000 | 3,581 |
| Net interest income | $6,475,000 | 3,309 |
| Provision for loan and lease losses | $33,000 | 6,025 |
| Total noninterest income | $3,038,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,312,000 | 763 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $726,000 | 2,702 |
| Total noninterest expense | $6,554,000 | 2,733 |
| Salaries and employee benefits | $3,762,000 | 2,635 |
| Premises and equipment expense | $985,000 | 2,606 |
| Additional noninterest expense | $1,807,000 | 2,916 |
| Pre-tax net operating income | $2,926,000 | 2,521 |
| Securities gains (losses) | $35,000 | 919 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,961,000 | 2,075 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,961,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,742 |
| Cash dividends | $1,900,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,926,000 | 2,077 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,459,000 | 3,463 |
| Total interest expense | $3,780,000 | 3,444 |
| Net interest income | $4,679,000 | 3,407 |
| Provision for loan and lease losses | $21,000 | 5,805 |
| Total noninterest income | $2,270,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,717,000 | 762 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $553,000 | 2,680 |
| Total noninterest expense | $4,857,000 | 2,732 |
| Salaries and employee benefits | $2,797,000 | 2,644 |
| Premises and equipment expense | $753,000 | 2,557 |
| Additional noninterest expense | $1,307,000 | 2,962 |
| Pre-tax net operating income | $2,071,000 | 2,766 |
| Securities gains (losses) | $35,000 | 707 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,106,000 | 2,283 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,106,000 | 2,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,090 |
| Cash dividends | $1,100,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,071,000 | 2,291 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 3,499 |
| Total interest expense | $2,562,000 | 3,396 |
| Net interest income | $3,036,000 | 3,498 |
| Provision for loan and lease losses | $13,000 | 5,620 |
| Total noninterest income | $1,534,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,134,000 | 781 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $400,000 | 2,578 |
| Total noninterest expense | $3,262,000 | 2,761 |
| Salaries and employee benefits | $1,859,000 | 2,683 |
| Premises and equipment expense | $505,000 | 2,567 |
| Additional noninterest expense | $898,000 | 2,890 |
| Pre-tax net operating income | $1,295,000 | 2,954 |
| Securities gains (losses) | $36,000 | 593 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,331,000 | 2,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,331,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $700,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,295,000 | 2,479 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 3,515 |
| Total interest expense | $1,326,000 | 3,276 |
| Net interest income | $1,435,000 | 3,666 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $694,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $532,000 | 804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $162,000 | 2,882 |
| Total noninterest expense | $1,627,000 | 2,775 |
| Salaries and employee benefits | $929,000 | 2,719 |
| Premises and equipment expense | $252,000 | 2,575 |
| Additional noninterest expense | $446,000 | 2,882 |
| Pre-tax net operating income | $499,000 | 3,535 |
| Securities gains (losses) | $30,000 | 480 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $529,000 | 2,884 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $529,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,023 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $499,000 | 3,013 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,986,000 | 3,569 |
| Total interest expense | $4,322,000 | 3,399 |
| Net interest income | $5,664,000 | 3,673 |
| Provision for loan and lease losses | $-216,000 | 8,543 |
| Total noninterest income | $2,983,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,324,000 | 764 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $659,000 | 2,843 |
| Total noninterest expense | $6,303,000 | 2,758 |
| Salaries and employee benefits | $3,442,000 | 2,771 |
| Premises and equipment expense | $1,089,000 | 2,279 |
| Additional noninterest expense | $1,772,000 | 2,860 |
| Pre-tax net operating income | $2,560,000 | 3,083 |
| Securities gains (losses) | $-388,000 | 8,487 |
| Applicable income taxes | $899,000 | 2,332 |
| Income before extraordinary items | $1,273,000 | 4,159 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,273,000 | 4,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,461 |
| Cash dividends | $1,500,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,521,320 | 3,714 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,341,000 | 3,606 |
| Total interest expense | $3,119,000 | 3,407 |
| Net interest income | $4,222,000 | 3,711 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $2,284,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,747,000 | 767 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $537,000 | 2,755 |
| Total noninterest expense | $4,723,000 | 2,760 |
| Salaries and employee benefits | $2,577,000 | 2,772 |
| Premises and equipment expense | $846,000 | 2,204 |
| Additional noninterest expense | $1,300,000 | 2,900 |
| Pre-tax net operating income | $1,765,000 | 3,390 |
| Securities gains (losses) | $-251,000 | 8,567 |
| Applicable income taxes | $345,000 | 3,390 |
| Income before extraordinary items | $1,169,000 | 3,805 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,169,000 | 3,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,286 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,362,270 | 3,407 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,804,000 | 3,606 |
| Total interest expense | $1,974,000 | 3,416 |
| Net interest income | $2,830,000 | 3,703 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $1,577,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,154,000 | 763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $423,000 | 2,476 |
| Total noninterest expense | $3,124,000 | 2,790 |
| Salaries and employee benefits | $1,725,000 | 2,771 |
| Premises and equipment expense | $554,000 | 2,246 |
| Additional noninterest expense | $845,000 | 2,981 |
| Pre-tax net operating income | $1,268,000 | 3,236 |
| Securities gains (losses) | $-74,000 | 8,464 |
| Applicable income taxes | $260,000 | 3,238 |
| Income before extraordinary items | $934,000 | 3,371 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $934,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $991,720 | 3,227 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 3,587 |
| Total interest expense | $942,000 | 3,409 |
| Net interest income | $1,422,000 | 3,692 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $771,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $541,000 | 784 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $230,000 | 2,296 |
| Total noninterest expense | $1,584,000 | 2,767 |
| Salaries and employee benefits | $872,000 | 2,759 |
| Premises and equipment expense | $286,000 | 2,183 |
| Additional noninterest expense | $426,000 | 2,946 |
| Pre-tax net operating income | $601,000 | 3,305 |
| Securities gains (losses) | $-74,000 | 8,623 |
| Applicable income taxes | $135,000 | 3,190 |
| Income before extraordinary items | $392,000 | 3,751 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $392,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $446,760 | 3,408 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 3,600 |
| Total interest expense | $2,715,000 | 3,605 |
| Net interest income | $5,719,000 | 3,570 |
| Provision for loan and lease losses | $16,000 | 6,605 |
| Total noninterest income | $2,807,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,277,000 | 761 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $530,000 | 3,265 |
| Total noninterest expense | $6,296,000 | 2,628 |
| Salaries and employee benefits | $3,425,000 | 2,654 |
| Premises and equipment expense | $1,063,000 | 2,244 |
| Additional noninterest expense | $1,808,000 | 2,743 |
| Pre-tax net operating income | $2,214,000 | 3,441 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $510,000 | 3,339 |
| Income before extraordinary items | $1,707,000 | 3,489 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,707,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,509 |
| Cash dividends | $1,500,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,704,690 | 3,458 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 3,622 |
| Total interest expense | $1,889,000 | 3,659 |
| Net interest income | $4,273,000 | 3,565 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $2,030,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,719,000 | 754 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $311,000 | 3,738 |
| Total noninterest expense | $4,618,000 | 2,648 |
| Salaries and employee benefits | $2,583,000 | 2,586 |
| Premises and equipment expense | $835,000 | 2,141 |
| Additional noninterest expense | $1,200,000 | 3,039 |
| Pre-tax net operating income | $1,675,000 | 3,477 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $450,000 | 3,121 |
| Income before extraordinary items | $1,228,000 | 3,603 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,228,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,225,810 | 3,580 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 3,602 |
| Total interest expense | $1,169,000 | 3,691 |
| Net interest income | $2,867,000 | 3,525 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $1,337,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,099,000 | 764 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $238,000 | 3,454 |
| Total noninterest expense | $3,144,000 | 2,584 |
| Salaries and employee benefits | $1,731,000 | 2,569 |
| Premises and equipment expense | $568,000 | 2,080 |
| Additional noninterest expense | $845,000 | 2,868 |
| Pre-tax net operating income | $1,057,000 | 3,573 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $265,000 | 3,320 |
| Income before extraordinary items | $795,000 | 3,647 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $795,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,529 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $792,750 | 3,604 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 3,613 |
| Total interest expense | $546,000 | 3,778 |
| Net interest income | $1,445,000 | 3,507 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $660,000 | 1,744 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $530,000 | 768 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,252 |
| Total noninterest expense | $1,595,000 | 2,563 |
| Salaries and employee benefits | $861,000 | 2,605 |
| Premises and equipment expense | $288,000 | 2,071 |
| Additional noninterest expense | $446,000 | 2,707 |
| Pre-tax net operating income | $510,000 | 3,618 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $140,000 | 3,214 |
| Income before extraordinary items | $373,000 | 3,801 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $373,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $370,810 | 3,778 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 3,492 |
| Total interest expense | $1,632,000 | 4,270 |
| Net interest income | $6,130,000 | 3,242 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $2,683,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,224,000 | 786 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $459,000 | 3,470 |
| Total noninterest expense | $6,136,000 | 2,576 |
| Salaries and employee benefits | $3,349,000 | 2,578 |
| Premises and equipment expense | $1,122,000 | 2,050 |
| Additional noninterest expense | $1,665,000 | 2,860 |
| Pre-tax net operating income | $2,641,000 | 2,859 |
| Securities gains (losses) | $294,000 | 649 |
| Applicable income taxes | $905,000 | 2,324 |
| Income before extraordinary items | $2,030,000 | 2,875 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,030,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,989 |
| Cash dividends | $1,950,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,827,140 | 3,085 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 3,483 |
| Total interest expense | $1,178,000 | 4,339 |
| Net interest income | $4,607,000 | 3,230 |
| Provision for loan and lease losses | $29,000 | 6,049 |
| Total noninterest income | $2,041,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,679,000 | 790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $362,000 | 3,376 |
| Total noninterest expense | $4,577,000 | 2,563 |
| Salaries and employee benefits | $2,482,000 | 2,585 |
| Premises and equipment expense | $893,000 | 1,925 |
| Additional noninterest expense | $1,202,000 | 2,932 |
| Pre-tax net operating income | $2,042,000 | 2,825 |
| Securities gains (losses) | $289,000 | 618 |
| Applicable income taxes | $725,000 | 2,255 |
| Income before extraordinary items | $1,606,000 | 2,794 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,606,000 | 2,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,609 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,406,590 | 3,060 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 3,473 |
| Total interest expense | $773,000 | 4,375 |
| Net interest income | $3,082,000 | 3,210 |
| Provision for loan and lease losses | $14,000 | 6,192 |
| Total noninterest income | $1,348,000 | 1,740 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,097,000 | 797 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $251,000 | 3,314 |
| Total noninterest expense | $3,055,000 | 2,571 |
| Salaries and employee benefits | $1,666,000 | 2,583 |
| Premises and equipment expense | $603,000 | 1,898 |
| Additional noninterest expense | $786,000 | 2,981 |
| Pre-tax net operating income | $1,361,000 | 2,788 |
| Securities gains (losses) | $296,000 | 491 |
| Applicable income taxes | $520,000 | 2,136 |
| Income before extraordinary items | $1,137,000 | 2,641 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,137,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $932,760 | 3,021 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 3,463 |
| Total interest expense | $401,000 | 4,333 |
| Net interest income | $1,543,000 | 3,192 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $672,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $541,000 | 785 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $131,000 | 3,178 |
| Total noninterest expense | $1,529,000 | 2,583 |
| Salaries and employee benefits | $836,000 | 2,584 |
| Premises and equipment expense | $301,000 | 1,926 |
| Additional noninterest expense | $392,000 | 2,970 |
| Pre-tax net operating income | $681,000 | 2,763 |
| Securities gains (losses) | $269,000 | 410 |
| Applicable income taxes | $305,000 | 1,906 |
| Income before extraordinary items | $645,000 | 2,330 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $645,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $462,080 | 3,012 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,557,000 | 3,243 |
| Total interest expense | $2,101,000 | 3,876 |
| Net interest income | $6,456,000 | 2,982 |
| Provision for loan and lease losses | $164,000 | 4,442 |
| Total noninterest income | $2,817,000 | 1,776 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,343,000 | 726 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $474,000 | 3,672 |
| Total noninterest expense | $6,479,000 | 2,424 |
| Salaries and employee benefits | $3,302,000 | 2,539 |
| Premises and equipment expense | $1,265,000 | 1,801 |
| Additional noninterest expense | $1,912,000 | 2,512 |
| Pre-tax net operating income | $2,630,000 | 2,780 |
| Securities gains (losses) | $117,000 | 1,751 |
| Applicable income taxes | $878,000 | 2,365 |
| Income before extraordinary items | $1,869,000 | 3,022 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,869,000 | 3,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,667 |
| Cash dividends | $1,000,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,789,440 | 2,973 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,577,000 | 3,227 |
| Total interest expense | $1,655,000 | 3,837 |
| Net interest income | $4,922,000 | 2,934 |
| Provision for loan and lease losses | $156,000 | 3,829 |
| Total noninterest income | $2,144,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,760,000 | 732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 3,609 |
| Total noninterest expense | $4,806,000 | 2,457 |
| Salaries and employee benefits | $2,498,000 | 2,522 |
| Premises and equipment expense | $861,000 | 1,993 |
| Additional noninterest expense | $1,447,000 | 2,480 |
| Pre-tax net operating income | $2,104,000 | 2,737 |
| Securities gains (losses) | $121,000 | 1,577 |
| Applicable income taxes | $736,000 | 2,319 |
| Income before extraordinary items | $1,489,000 | 2,985 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,489,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,201 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,407,930 | 2,956 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 3,194 |
| Total interest expense | $1,161,000 | 3,775 |
| Net interest income | $3,292,000 | 2,920 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $1,460,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,199,000 | 710 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $261,000 | 3,547 |
| Total noninterest expense | $3,250,000 | 2,408 |
| Salaries and employee benefits | $1,661,000 | 2,527 |
| Premises and equipment expense | $582,000 | 1,957 |
| Additional noninterest expense | $1,007,000 | 2,356 |
| Pre-tax net operating income | $1,382,000 | 2,772 |
| Securities gains (losses) | $121,000 | 1,364 |
| Applicable income taxes | $521,000 | 2,252 |
| Income before extraordinary items | $982,000 | 3,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $982,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,178 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $903,350 | 3,034 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 3,164 |
| Total interest expense | $591,000 | 3,797 |
| Net interest income | $1,674,000 | 2,873 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $723,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $575,000 | 720 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 3,237 |
| Total noninterest expense | $1,584,000 | 2,450 |
| Salaries and employee benefits | $823,000 | 2,549 |
| Premises and equipment expense | $283,000 | 2,016 |
| Additional noninterest expense | $478,000 | 2,430 |
| Pre-tax net operating income | $753,000 | 2,589 |
| Securities gains (losses) | $121,000 | 894 |
| Applicable income taxes | $296,000 | 2,075 |
| Income before extraordinary items | $578,000 | 2,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $578,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $498,140 | 2,809 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,742,000 | 3,087 |
| Total interest expense | $2,812,000 | 3,729 |
| Net interest income | $6,930,000 | 2,769 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $2,451,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,083,000 | 775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $368,000 | 3,840 |
| Total noninterest expense | $6,138,000 | 2,413 |
| Salaries and employee benefits | $3,110,000 | 2,535 |
| Premises and equipment expense | $1,247,000 | 1,772 |
| Additional noninterest expense | $1,781,000 | 2,563 |
| Pre-tax net operating income | $3,033,000 | 2,482 |
| Securities gains (losses) | $44,000 | 2,517 |
| Applicable income taxes | $984,000 | 2,240 |
| Income before extraordinary items | $2,093,000 | 2,702 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,093,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,063,080 | 2,640 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,589,000 | 3,156 |
| Total interest expense | $4,437,000 | 3,501 |
| Net interest income | $6,152,000 | 2,883 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $1,697,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,343,000 | 1,103 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $354,000 | 3,788 |
| Total noninterest expense | $5,350,000 | 2,646 |
| Salaries and employee benefits | $2,829,000 | 2,653 |
| Premises and equipment expense | $1,052,000 | 2,024 |
| Additional noninterest expense | $1,469,000 | 2,928 |
| Pre-tax net operating income | $2,369,000 | 2,788 |
| Securities gains (losses) | $-3,000 | 9,140 |
| Applicable income taxes | $650,000 | 2,817 |
| Income before extraordinary items | $1,716,000 | 2,909 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,716,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 2,022 |
| Cash dividends | $1,283,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,718,190 | 2,818 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,058,000 | 3,125 |
| Total interest expense | $5,365,000 | 3,112 |
| Net interest income | $5,693,000 | 3,091 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,610,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,258,000 | 1,077 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $352,000 | 3,611 |
| Total noninterest expense | $4,765,000 | 2,847 |
| Salaries and employee benefits | $2,663,000 | 2,671 |
| Premises and equipment expense | $942,000 | 2,192 |
| Additional noninterest expense | $1,160,000 | 3,541 |
| Pre-tax net operating income | $2,538,000 | 2,729 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $765,000 | 2,593 |
| Income before extraordinary items | $1,768,000 | 2,837 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,768,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $664,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,771,500 | 2,826 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,836,000 | 3,264 |
| Total interest expense | $4,262,000 | 3,400 |
| Net interest income | $5,574,000 | 3,108 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,220,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $987,000 | 1,327 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $233,000 | 4,596 |
| Total noninterest expense | $4,665,000 | 2,896 |
| Salaries and employee benefits | $2,740,000 | 2,567 |
| Premises and equipment expense | $896,000 | 2,268 |
| Additional noninterest expense | $1,029,000 | 3,927 |
| Pre-tax net operating income | $2,129,000 | 3,183 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $675,000 | 2,975 |
| Income before extraordinary items | $1,463,000 | 3,300 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,463,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $856,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,456,880 | 3,268 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 3,631 |
| Total interest expense | $3,555,000 | 4,072 |
| Net interest income | $5,181,000 | 3,275 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $946,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $730,000 | 1,746 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $216,000 | 4,763 |
| Total noninterest expense | $4,370,000 | 2,968 |
| Salaries and employee benefits | $2,466,000 | 2,758 |
| Premises and equipment expense | $819,000 | 2,394 |
| Additional noninterest expense | $1,085,000 | 3,672 |
| Pre-tax net operating income | $1,757,000 | 3,710 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $453,000 | 4,112 |
| Income before extraordinary items | $1,313,000 | 3,656 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,313,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 10,130 |
| Cash dividends | $885,000 | 2,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,306,340 | 3,583 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 4,181 |
| Total interest expense | $2,968,000 | 4,762 |
| Net interest income | $4,612,000 | 3,752 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $982,000 | 3,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $750,000 | 1,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,581 |
| Total noninterest expense | $3,509,000 | 3,600 |
| Salaries and employee benefits | $1,887,000 | 3,481 |
| Premises and equipment expense | $715,000 | 2,683 |
| Additional noninterest expense | $907,000 | 4,282 |
| Pre-tax net operating income | $2,085,000 | 3,397 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $672,000 | 3,356 |
| Income before extraordinary items | $1,417,000 | 3,529 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,417,000 | 3,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,465 |
| Cash dividends | $645,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $-1,680,000 | 10,887 |
| Net operating income | $1,414,280 | 3,462 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 4,533 |
| Total interest expense | $2,434,000 | 5,622 |
| Net interest income | $4,639,000 | 3,793 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $951,000 | 3,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $757,000 | 1,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,254 |
| Total noninterest expense | $3,425,000 | 3,852 |
| Salaries and employee benefits | $1,945,000 | 3,420 |
| Premises and equipment expense | $649,000 | 2,976 |
| Additional noninterest expense | $831,000 | 5,055 |
| Pre-tax net operating income | $2,165,000 | 3,200 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $594,000 | 3,619 |
| Income before extraordinary items | $1,567,000 | 3,055 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,567,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,245 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,569,920 | 3,021 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,640,000 | 4,766 |
| Total interest expense | $2,218,000 | 6,051 |
| Net interest income | $4,422,000 | 3,967 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,057,000 | 2,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $752,000 | 1,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 3,958 |
| Total noninterest expense | $3,197,000 | 4,065 |
| Salaries and employee benefits | $1,805,000 | 3,630 |
| Premises and equipment expense | $416,000 | 4,373 |
| Additional noninterest expense | $976,000 | 4,447 |
| Pre-tax net operating income | $2,282,000 | 3,108 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $806,000 | 2,856 |
| Income before extraordinary items | $1,470,000 | 3,303 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,470,000 | 3,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-248,000 | 11,881 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,473,900 | 3,270 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 5,357 |
| Total interest expense | $1,622,000 | 6,552 |
| Net interest income | $3,727,000 | 4,669 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $853,000 | 3,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $699,000 | 1,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $2,962,000 | 4,469 |
| Salaries and employee benefits | $1,650,000 | 3,928 |
| Premises and equipment expense | $407,000 | 4,522 |
| Additional noninterest expense | $905,000 | 5,143 |
| Pre-tax net operating income | $1,618,000 | 4,130 |
| Securities gains (losses) | $-89,000 | 11,454 |
| Applicable income taxes | $520,000 | 3,938 |
| Income before extraordinary items | $1,009,000 | 4,516 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,009,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $525,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,067,740 | 4,333 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,084,000 | 5,694 |
| Total interest expense | $1,642,000 | 6,763 |
| Net interest income | $3,442,000 | 5,028 |
| Provision for loan and lease losses | $400,000 | 2,455 |
| Total noninterest income | $906,000 | 3,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $716,000 | 1,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,825 |
| Total noninterest expense | $2,953,000 | 4,583 |
| Salaries and employee benefits | $1,657,000 | 3,914 |
| Premises and equipment expense | $244,000 | 6,805 |
| Additional noninterest expense | $1,052,000 | 4,712 |
| Pre-tax net operating income | $995,000 | 5,900 |
| Securities gains (losses) | $202,000 | 1,681 |
| Applicable income taxes | $437,000 | 4,693 |
| Income before extraordinary items | $760,000 | 5,776 |
| Extraordinary gains, net | $155,000 | 1,201 |
| Net income | $915,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 2,227 |
| Cash dividends | $455,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 347 |
| Net operating income | $630,720 | 6,320 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 5,576 |
| Total interest expense | $2,064,000 | 6,966 |
| Net interest income | $3,827,000 | 4,627 |
| Provision for loan and lease losses | $780,000 | 2,183 |
| Total noninterest income | $968,000 | 3,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $713,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,900 |
| Total noninterest expense | $2,923,000 | 4,649 |
| Salaries and employee benefits | $1,375,000 | 4,575 |
| Premises and equipment expense | $377,000 | 5,033 |
| Additional noninterest expense | $1,171,000 | 4,439 |
| Pre-tax net operating income | $1,092,000 | 5,293 |
| Securities gains (losses) | $78,000 | 3,414 |
| Applicable income taxes | $393,000 | 4,865 |
| Income before extraordinary items | $777,000 | 5,477 |
| Extraordinary gains, net | $393,000 | 246 |
| Net income | $1,170,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 2,401 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $725,520 | 5,433 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.