Home > Citizens Trust Bank > Income and Expense
Citizens Trust Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $36,410,000 | 1,203 |
| Total interest expense | $1,974,000 | 3,058 |
| Net interest income | $34,436,000 | 926 |
| Provision for loan and lease losses | $678,000 | 1,068 |
| Total noninterest income | $5,576,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,666,000 | 441 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,910,000 | 1,280 |
| Total noninterest expense | $19,295,000 | 1,241 |
| Salaries and employee benefits | $9,857,000 | 1,360 |
| Premises and equipment expense | $1,788,000 | 1,339 |
| Additional noninterest expense | $2,910,000 | 1,280 |
| Pre-tax net operating income | $20,039,000 | 690 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $4,610,000 | 566 |
| Income before extraordinary items | $15,429,000 | 715 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,429,000 | 726 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $15,429,000 | 718 |
| Net charge-offs | $284,000 | 992 |
| Cash dividends | $2,964,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $15,429,000 | 725 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $27,042,000 | 1,184 |
| Total interest expense | $1,173,000 | 3,202 |
| Net interest income | $25,869,000 | 933 |
| Provision for loan and lease losses | $370,000 | 1,190 |
| Total noninterest income | $3,838,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $2,007,000 | 436 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,831,000 | 1,427 |
| Total noninterest expense | $14,503,000 | 1,237 |
| Salaries and employee benefits | $7,426,000 | 1,349 |
| Premises and equipment expense | $1,360,000 | 1,334 |
| Additional noninterest expense | $1,831,000 | 1,427 |
| Pre-tax net operating income | $14,834,000 | 713 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $3,412,000 | 599 |
| Income before extraordinary items | $11,422,000 | 744 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $11,422,000 | 748 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,422,000 | 744 |
| Net charge-offs | $245,000 | 805 |
| Cash dividends | $2,964,000 | 896 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $11,422,000 | 756 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,939,000 | 1,165 |
| Total interest expense | $503,000 | 3,503 |
| Net interest income | $17,436,000 | 928 |
| Provision for loan and lease losses | $249,000 | 1,194 |
| Total noninterest income | $2,200,000 | 1,227 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,351,000 | 416 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $849,000 | 1,692 |
| Total noninterest expense | $9,881,000 | 1,203 |
| Salaries and employee benefits | $5,031,000 | 1,328 |
| Premises and equipment expense | $944,000 | 1,270 |
| Additional noninterest expense | $849,000 | 1,690 |
| Pre-tax net operating income | $9,506,000 | 727 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $2,186,000 | 618 |
| Income before extraordinary items | $7,320,000 | 766 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,320,000 | 778 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,320,000 | 766 |
| Net charge-offs | $178,000 | 713 |
| Cash dividends | $2,964,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $7,320,000 | 774 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,769,000 | 1,176 |
| Total interest expense | $204,000 | 3,537 |
| Net interest income | $8,565,000 | 944 |
| Provision for loan and lease losses | $47,000 | 1,721 |
| Total noninterest income | $1,077,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $679,000 | 429 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $398,000 | 1,735 |
| Total noninterest expense | $4,918,000 | 1,223 |
| Salaries and employee benefits | $2,509,000 | 1,356 |
| Premises and equipment expense | $502,000 | 1,240 |
| Additional noninterest expense | $398,000 | 1,735 |
| Pre-tax net operating income | $4,677,000 | 763 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $1,076,000 | 648 |
| Income before extraordinary items | $3,601,000 | 802 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,601,000 | 800 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,601,000 | 801 |
| Net charge-offs | $115,000 | 559 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,601,000 | 817 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $24,356,000 | 1,339 |
| Total interest expense | $634,000 | 2,968 |
| Net interest income | $23,722,000 | 1,250 |
| Provision for loan and lease losses | $100,000 | 2,212 |
| Total noninterest income | $6,629,000 | 996 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $2,961,000 | 420 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,668,000 | 1,109 |
| Total noninterest expense | $17,251,000 | 1,333 |
| Salaries and employee benefits | $9,144,000 | 1,419 |
| Premises and equipment expense | $1,776,000 | 1,349 |
| Additional noninterest expense | $3,668,000 | 1,109 |
| Pre-tax net operating income | $13,000,000 | 1,057 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $3,120,000 | 812 |
| Income before extraordinary items | $9,880,000 | 1,117 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,880,000 | 1,116 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,880,000 | 1,117 |
| Net charge-offs | $125,000 | 1,135 |
| Cash dividends | $1,308,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,880,000 | 1,142 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,773,000 | 1,450 |
| Total interest expense | $441,000 | 2,822 |
| Net interest income | $15,332,000 | 1,386 |
| Provision for loan and lease losses | $100,000 | 1,857 |
| Total noninterest income | $5,473,000 | 955 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $2,232,000 | 422 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $3,241,000 | 1,009 |
| Total noninterest expense | $12,813,000 | 1,333 |
| Salaries and employee benefits | $6,796,000 | 1,422 |
| Premises and equipment expense | $1,314,000 | 1,370 |
| Additional noninterest expense | $3,241,000 | 1,009 |
| Pre-tax net operating income | $7,892,000 | 1,223 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,762,000 | 966 |
| Income before extraordinary items | $6,130,000 | 1,265 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,130,000 | 1,264 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $6,130,000 | 1,265 |
| Net charge-offs | $56,000 | 1,168 |
| Cash dividends | $1,308,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $6,130,000 | 1,291 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,899,000 | 1,636 |
| Total interest expense | $249,000 | 2,921 |
| Net interest income | $8,650,000 | 1,549 |
| Provision for loan and lease losses | $100,000 | 1,527 |
| Total noninterest income | $4,277,000 | 846 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,486,000 | 417 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $2,791,000 | 874 |
| Total noninterest expense | $8,460,000 | 1,340 |
| Salaries and employee benefits | $4,678,000 | 1,379 |
| Premises and equipment expense | $850,000 | 1,390 |
| Additional noninterest expense | $2,932,000 | 1,177 |
| Pre-tax net operating income | $4,367,000 | 1,321 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $961,000 | 1,036 |
| Income before extraordinary items | $3,406,000 | 1,380 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,406,000 | 1,379 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,406,000 | 1,380 |
| Net charge-offs | $42,000 | 1,041 |
| Cash dividends | $1,308,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,406,000 | 1,415 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 1,716 |
| Total interest expense | $121,000 | 2,926 |
| Net interest income | $3,918,000 | 1,645 |
| Provision for loan and lease losses | $50,000 | 1,338 |
| Total noninterest income | $1,171,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $738,000 | 416 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $433,000 | 1,833 |
| Total noninterest expense | $4,041,000 | 1,380 |
| Salaries and employee benefits | $2,210,000 | 1,453 |
| Premises and equipment expense | $435,000 | 1,368 |
| Additional noninterest expense | $1,396,000 | 1,214 |
| Pre-tax net operating income | $998,000 | 2,097 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $219,000 | 1,545 |
| Income before extraordinary items | $779,000 | 2,232 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $779,000 | 2,232 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $779,000 | 2,232 |
| Net charge-offs | $30,000 | 832 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $779,000 | 2,250 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,540,000 | 1,731 |
| Total interest expense | $513,000 | 3,131 |
| Net interest income | $16,027,000 | 1,640 |
| Provision for loan and lease losses | $50,000 | 2,549 |
| Total noninterest income | $4,721,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $2,979,000 | 400 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,742,000 | 2,056 |
| Total noninterest expense | $15,030,000 | 1,448 |
| Salaries and employee benefits | $8,015,000 | 1,561 |
| Premises and equipment expense | $1,710,000 | 1,373 |
| Additional noninterest expense | $5,305,000 | 1,258 |
| Pre-tax net operating income | $5,668,000 | 1,899 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,247,000 | 1,455 |
| Income before extraordinary items | $4,421,000 | 2,035 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,421,000 | 2,036 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,421,000 | 2,037 |
| Net charge-offs | $199,000 | 1,025 |
| Cash dividends | $1,600,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,421,000 | 2,015 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,333,000 | 1,766 |
| Total interest expense | $388,000 | 3,225 |
| Net interest income | $11,945,000 | 1,668 |
| Provision for loan and lease losses | $50,000 | 2,340 |
| Total noninterest income | $3,547,000 | 1,389 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $2,221,000 | 399 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,326,000 | 2,090 |
| Total noninterest expense | $10,961,000 | 1,486 |
| Salaries and employee benefits | $5,810,000 | 1,605 |
| Premises and equipment expense | $1,279,000 | 1,408 |
| Additional noninterest expense | $3,872,000 | 1,290 |
| Pre-tax net operating income | $4,481,000 | 1,912 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $986,000 | 1,463 |
| Income before extraordinary items | $3,495,000 | 2,048 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,495,000 | 2,047 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,495,000 | 2,048 |
| Net charge-offs | $186,000 | 818 |
| Cash dividends | $1,600,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,495,000 | 2,024 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,908,000 | 1,810 |
| Total interest expense | $256,000 | 3,306 |
| Net interest income | $7,652,000 | 1,712 |
| Provision for loan and lease losses | $50,000 | 2,139 |
| Total noninterest income | $2,314,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $1,445,000 | 393 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $869,000 | 2,069 |
| Total noninterest expense | $7,247,000 | 1,493 |
| Salaries and employee benefits | $3,831,000 | 1,612 |
| Premises and equipment expense | $850,000 | 1,405 |
| Additional noninterest expense | $2,566,000 | 1,291 |
| Pre-tax net operating income | $2,669,000 | 2,028 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $587,000 | 1,549 |
| Income before extraordinary items | $2,082,000 | 2,169 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,082,000 | 2,168 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,082,000 | 2,169 |
| Net charge-offs | $173,000 | 701 |
| Cash dividends | $1,600,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,082,000 | 2,139 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 1,894 |
| Total interest expense | $129,000 | 3,377 |
| Net interest income | $3,575,000 | 1,791 |
| Provision for loan and lease losses | $38,000 | 1,906 |
| Total noninterest income | $1,138,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $691,000 | 407 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $447,000 | 2,030 |
| Total noninterest expense | $3,606,000 | 1,483 |
| Salaries and employee benefits | $1,957,000 | 1,577 |
| Premises and equipment expense | $416,000 | 1,446 |
| Additional noninterest expense | $1,233,000 | 1,303 |
| Pre-tax net operating income | $1,069,000 | 2,279 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $235,000 | 1,691 |
| Income before extraordinary items | $834,000 | 2,453 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $834,000 | 2,451 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $834,000 | 2,453 |
| Net charge-offs | $129,000 | 556 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $834,000 | 2,418 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,774,000 | 1,817 |
| Total interest expense | $1,286,000 | 2,597 |
| Net interest income | $14,488,000 | 1,698 |
| Provision for loan and lease losses | $1,710,000 | 1,153 |
| Total noninterest income | $6,888,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $2,578,000 | 430 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $4,310,000 | 1,138 |
| Total noninterest expense | $15,335,000 | 1,386 |
| Salaries and employee benefits | $7,721,000 | 1,557 |
| Premises and equipment expense | $1,723,000 | 1,367 |
| Additional noninterest expense | $5,891,000 | 1,109 |
| Pre-tax net operating income | $4,331,000 | 1,966 |
| Securities gains (losses) | $-10,000 | 4,823 |
| Applicable income taxes | $963,000 | 1,456 |
| Income before extraordinary items | $3,358,000 | 2,144 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,358,000 | 2,145 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,358,000 | 2,145 |
| Net charge-offs | $180,000 | 1,621 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,365,900 | 2,091 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,961,000 | 1,808 |
| Total interest expense | $1,166,000 | 2,430 |
| Net interest income | $10,795,000 | 1,705 |
| Provision for loan and lease losses | $1,538,000 | 1,045 |
| Total noninterest income | $5,364,000 | 981 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,922,000 | 431 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $3,442,000 | 1,045 |
| Total noninterest expense | $11,506,000 | 1,369 |
| Salaries and employee benefits | $5,642,000 | 1,579 |
| Premises and equipment expense | $1,292,000 | 1,358 |
| Additional noninterest expense | $4,572,000 | 1,065 |
| Pre-tax net operating income | $3,115,000 | 1,998 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $685,000 | 1,476 |
| Income before extraordinary items | $2,430,000 | 2,190 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,430,000 | 2,189 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,430,000 | 2,190 |
| Net charge-offs | $151,000 | 1,413 |
| Cash dividends | $2,000,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,430,000 | 2,129 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,963,000 | 1,838 |
| Total interest expense | $861,000 | 2,382 |
| Net interest income | $7,102,000 | 1,717 |
| Provision for loan and lease losses | $1,398,000 | 893 |
| Total noninterest income | $4,190,000 | 836 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $1,366,000 | 404 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $2,824,000 | 853 |
| Total noninterest expense | $7,888,000 | 1,326 |
| Salaries and employee benefits | $3,774,000 | 1,562 |
| Premises and equipment expense | $883,000 | 1,314 |
| Additional noninterest expense | $3,231,000 | 1,029 |
| Pre-tax net operating income | $2,006,000 | 2,002 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $441,000 | 1,447 |
| Income before extraordinary items | $1,565,000 | 2,184 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,565,000 | 2,184 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,565,000 | 2,184 |
| Net charge-offs | $120,000 | 1,272 |
| Cash dividends | $2,000,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,565,000 | 2,144 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 1,774 |
| Total interest expense | $466,000 | 2,405 |
| Net interest income | $3,660,000 | 1,638 |
| Provision for loan and lease losses | $83,000 | 2,121 |
| Total noninterest income | $1,333,000 | 1,074 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $774,000 | 409 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $559,000 | 1,412 |
| Total noninterest expense | $4,004,000 | 1,325 |
| Salaries and employee benefits | $1,943,000 | 1,537 |
| Premises and equipment expense | $462,000 | 1,271 |
| Additional noninterest expense | $1,599,000 | 1,056 |
| Pre-tax net operating income | $906,000 | 1,979 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $199,000 | 1,407 |
| Income before extraordinary items | $707,000 | 2,153 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $707,000 | 2,152 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $707,000 | 2,153 |
| Net charge-offs | $30,000 | 1,432 |
| Cash dividends | $600,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $707,000 | 2,120 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,072,000 | 1,738 |
| Total interest expense | $1,610,000 | 2,660 |
| Net interest income | $15,462,000 | 1,546 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $4,908,000 | 1,142 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $3,475,000 | 376 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,433,000 | 1,845 |
| Total noninterest expense | $15,243,000 | 1,338 |
| Salaries and employee benefits | $7,437,000 | 1,552 |
| Premises and equipment expense | $1,873,000 | 1,230 |
| Additional noninterest expense | $5,933,000 | 1,091 |
| Pre-tax net operating income | $5,127,000 | 1,718 |
| Securities gains (losses) | $159,000 | 719 |
| Applicable income taxes | $1,150,000 | 1,311 |
| Income before extraordinary items | $4,136,000 | 1,839 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,136,000 | 1,841 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,136,000 | 1,841 |
| Net charge-offs | $6,000 | 3,456 |
| Cash dividends | $2,000,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,010,390 | 1,846 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,844,000 | 1,748 |
| Total interest expense | $1,135,000 | 2,752 |
| Net interest income | $11,709,000 | 1,552 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $3,683,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $2,620,000 | 370 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,063,000 | 1,848 |
| Total noninterest expense | $11,308,000 | 1,363 |
| Salaries and employee benefits | $5,468,000 | 1,582 |
| Premises and equipment expense | $1,400,000 | 1,242 |
| Additional noninterest expense | $4,440,000 | 1,094 |
| Pre-tax net operating income | $4,084,000 | 1,700 |
| Securities gains (losses) | $170,000 | 585 |
| Applicable income taxes | $936,000 | 1,284 |
| Income before extraordinary items | $3,318,000 | 1,793 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,318,000 | 1,794 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,318,000 | 1,794 |
| Net charge-offs | $-1,000 | 3,994 |
| Cash dividends | $2,000,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,183,700 | 1,819 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,448,000 | 1,772 |
| Total interest expense | $722,000 | 2,802 |
| Net interest income | $7,726,000 | 1,575 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,367,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $1,721,000 | 375 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $646,000 | 1,935 |
| Total noninterest expense | $7,275,000 | 1,406 |
| Salaries and employee benefits | $3,617,000 | 1,589 |
| Premises and equipment expense | $957,000 | 1,232 |
| Additional noninterest expense | $2,701,000 | 1,180 |
| Pre-tax net operating income | $2,818,000 | 1,627 |
| Securities gains (losses) | $97,000 | 548 |
| Applicable income taxes | $641,000 | 1,242 |
| Income before extraordinary items | $2,274,000 | 1,725 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,274,000 | 1,725 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,274,000 | 1,725 |
| Net charge-offs | $64,000 | 1,664 |
| Cash dividends | $2,000,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,197,370 | 1,745 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 1,803 |
| Total interest expense | $348,000 | 2,825 |
| Net interest income | $3,803,000 | 1,602 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,211,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $849,000 | 371 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $362,000 | 1,763 |
| Total noninterest expense | $3,667,000 | 1,401 |
| Salaries and employee benefits | $1,830,000 | 1,590 |
| Premises and equipment expense | $481,000 | 1,241 |
| Additional noninterest expense | $1,356,000 | 1,164 |
| Pre-tax net operating income | $1,347,000 | 1,662 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $296,000 | 1,265 |
| Income before extraordinary items | $1,051,000 | 1,799 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,051,000 | 1,797 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,051,000 | 1,798 |
| Net charge-offs | $35,000 | 1,407 |
| Cash dividends | $2,000,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,051,000 | 1,780 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,917,000 | 1,779 |
| Total interest expense | $996,000 | 2,932 |
| Net interest income | $14,921,000 | 1,611 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $5,466,000 | 1,033 |
| Gross Fiduciary activities income | $5,000 | 991 |
| Service charges on deposit accounts | $3,678,000 | 369 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,783,000 | 1,606 |
| Total noninterest expense | $14,776,000 | 1,370 |
| Salaries and employee benefits | $7,255,000 | 1,549 |
| Premises and equipment expense | $2,185,000 | 1,092 |
| Additional noninterest expense | $5,336,000 | 1,185 |
| Pre-tax net operating income | $5,611,000 | 1,624 |
| Securities gains (losses) | $2,000 | 956 |
| Applicable income taxes | $1,262,000 | 1,189 |
| Income before extraordinary items | $4,351,000 | 1,781 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,351,000 | 1,780 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,351,000 | 1,780 |
| Net charge-offs | $234,000 | 1,510 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,349,420 | 1,772 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,802,000 | 1,775 |
| Total interest expense | $653,000 | 3,070 |
| Net interest income | $11,149,000 | 1,612 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $4,012,000 | 1,060 |
| Gross Fiduciary activities income | $5,000 | 955 |
| Service charges on deposit accounts | $2,752,000 | 371 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,255,000 | 1,696 |
| Total noninterest expense | $11,101,000 | 1,366 |
| Salaries and employee benefits | $5,490,000 | 1,526 |
| Premises and equipment expense | $1,656,000 | 1,082 |
| Additional noninterest expense | $3,955,000 | 1,193 |
| Pre-tax net operating income | $4,060,000 | 1,679 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $780,000 | 1,401 |
| Income before extraordinary items | $3,282,000 | 1,782 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,282,000 | 1,781 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,282,000 | 1,781 |
| Net charge-offs | $187,000 | 1,297 |
| Cash dividends | $1,000,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,280,380 | 1,772 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 1,755 |
| Total interest expense | $384,000 | 3,187 |
| Net interest income | $7,484,000 | 1,594 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $2,471,000 | 1,104 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $1,829,000 | 373 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $642,000 | 1,974 |
| Total noninterest expense | $7,376,000 | 1,377 |
| Salaries and employee benefits | $3,653,000 | 1,543 |
| Premises and equipment expense | $1,102,000 | 1,081 |
| Additional noninterest expense | $2,621,000 | 1,194 |
| Pre-tax net operating income | $2,579,000 | 1,724 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $488,000 | 1,432 |
| Income before extraordinary items | $2,093,000 | 1,816 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,093,000 | 1,814 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,093,000 | 1,815 |
| Net charge-offs | $80,000 | 1,457 |
| Cash dividends | $1,000,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,091,380 | 1,808 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 1,747 |
| Total interest expense | $181,000 | 3,238 |
| Net interest income | $3,734,000 | 1,595 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $1,235,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $916,000 | 377 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $319,000 | 1,953 |
| Total noninterest expense | $3,753,000 | 1,358 |
| Salaries and employee benefits | $1,903,000 | 1,498 |
| Premises and equipment expense | $562,000 | 1,073 |
| Additional noninterest expense | $1,288,000 | 1,206 |
| Pre-tax net operating income | $1,216,000 | 1,769 |
| Securities gains (losses) | $2,000 | 619 |
| Applicable income taxes | $226,000 | 1,463 |
| Income before extraordinary items | $992,000 | 1,858 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $992,000 | 1,857 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $992,000 | 1,858 |
| Net charge-offs | $28,000 | 1,485 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $990,380 | 1,850 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,588,000 | 1,816 |
| Total interest expense | $708,000 | 3,120 |
| Net interest income | $13,880,000 | 1,682 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $5,002,000 | 1,115 |
| Gross Fiduciary activities income | $3,000 | 1,058 |
| Service charges on deposit accounts | $3,376,000 | 398 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,623,000 | 1,729 |
| Total noninterest expense | $14,543,000 | 1,372 |
| Salaries and employee benefits | $6,905,000 | 1,602 |
| Premises and equipment expense | $2,128,000 | 1,107 |
| Additional noninterest expense | $5,510,000 | 1,151 |
| Pre-tax net operating income | $4,339,000 | 1,922 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $2,087,000 | 1,246 |
| Income before extraordinary items | $2,253,000 | 2,489 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,253,000 | 2,489 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,253,000 | 2,489 |
| Net charge-offs | $-39,000 | 5,086 |
| Cash dividends | $6,512,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,252,360 | 2,472 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,655,000 | 1,859 |
| Total interest expense | $538,000 | 3,091 |
| Net interest income | $10,117,000 | 1,724 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $3,451,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $2,464,000 | 410 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $987,000 | 1,984 |
| Total noninterest expense | $10,508,000 | 1,426 |
| Salaries and employee benefits | $4,875,000 | 1,702 |
| Premises and equipment expense | $1,586,000 | 1,123 |
| Additional noninterest expense | $4,047,000 | 1,171 |
| Pre-tax net operating income | $3,060,000 | 2,036 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $866,000 | 1,593 |
| Income before extraordinary items | $2,194,000 | 2,235 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,194,000 | 2,235 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,194,000 | 2,236 |
| Net charge-offs | $-73,000 | 5,262 |
| Cash dividends | $6,512,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,194,000 | 2,212 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,962,000 | 1,876 |
| Total interest expense | $355,000 | 3,077 |
| Net interest income | $6,607,000 | 1,748 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $2,304,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $1,591,000 | 418 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $713,000 | 1,909 |
| Total noninterest expense | $7,058,000 | 1,418 |
| Salaries and employee benefits | $3,464,000 | 1,614 |
| Premises and equipment expense | $1,033,000 | 1,147 |
| Additional noninterest expense | $2,561,000 | 1,210 |
| Pre-tax net operating income | $1,853,000 | 2,146 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $509,000 | 1,676 |
| Income before extraordinary items | $1,344,000 | 2,348 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,344,000 | 2,349 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,344,000 | 2,349 |
| Net charge-offs | $37,000 | 2,210 |
| Cash dividends | $850,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,344,000 | 2,315 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 1,890 |
| Total interest expense | $175,000 | 3,099 |
| Net interest income | $3,265,000 | 1,765 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,110,000 | 1,224 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $785,000 | 424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $325,000 | 1,993 |
| Total noninterest expense | $3,524,000 | 1,428 |
| Salaries and employee benefits | $1,730,000 | 1,629 |
| Premises and equipment expense | $516,000 | 1,162 |
| Additional noninterest expense | $1,278,000 | 1,221 |
| Pre-tax net operating income | $851,000 | 2,186 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $225,000 | 1,757 |
| Income before extraordinary items | $626,000 | 2,371 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $626,000 | 2,370 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $626,000 | 2,371 |
| Net charge-offs | $-9,000 | 4,951 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $626,000 | 2,350 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,761,000 | 1,970 |
| Total interest expense | $681,000 | 3,100 |
| Net interest income | $12,080,000 | 1,853 |
| Provision for loan and lease losses | $-62,000 | 5,545 |
| Total noninterest income | $4,623,000 | 1,225 |
| Gross Fiduciary activities income | $1,000 | 1,131 |
| Service charges on deposit accounts | $2,841,000 | 470 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,781,000 | 1,702 |
| Total noninterest expense | $13,662,000 | 1,438 |
| Salaries and employee benefits | $7,090,000 | 1,526 |
| Premises and equipment expense | $2,058,000 | 1,146 |
| Additional noninterest expense | $4,514,000 | 1,382 |
| Pre-tax net operating income | $3,104,000 | 2,347 |
| Securities gains (losses) | $201,000 | 874 |
| Applicable income taxes | $899,000 | 1,754 |
| Income before extraordinary items | $2,406,000 | 2,474 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,406,000 | 2,473 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,406,000 | 2,474 |
| Net charge-offs | $230,000 | 1,792 |
| Cash dividends | $6,082,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,259,270 | 2,527 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,444,000 | 1,993 |
| Total interest expense | $506,000 | 3,108 |
| Net interest income | $8,938,000 | 1,871 |
| Provision for loan and lease losses | $-62,000 | 5,701 |
| Total noninterest income | $3,325,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $2,046,000 | 485 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,279,000 | 1,745 |
| Total noninterest expense | $10,005,000 | 1,477 |
| Salaries and employee benefits | $5,207,000 | 1,554 |
| Premises and equipment expense | $1,515,000 | 1,172 |
| Additional noninterest expense | $3,283,000 | 1,413 |
| Pre-tax net operating income | $2,320,000 | 2,376 |
| Securities gains (losses) | $201,000 | 801 |
| Applicable income taxes | $648,000 | 1,830 |
| Income before extraordinary items | $1,873,000 | 2,449 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,873,000 | 2,450 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,873,000 | 2,450 |
| Net charge-offs | $179,000 | 1,548 |
| Cash dividends | $882,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,724,260 | 2,522 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,258,000 | 2,012 |
| Total interest expense | $333,000 | 3,140 |
| Net interest income | $5,925,000 | 1,886 |
| Provision for loan and lease losses | $-100,000 | 5,852 |
| Total noninterest income | $2,327,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,303,000 | 497 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,024,000 | 1,525 |
| Total noninterest expense | $6,679,000 | 1,483 |
| Salaries and employee benefits | $3,474,000 | 1,557 |
| Premises and equipment expense | $981,000 | 1,206 |
| Additional noninterest expense | $2,224,000 | 1,395 |
| Pre-tax net operating income | $1,673,000 | 2,217 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $430,000 | 1,817 |
| Income before extraordinary items | $1,243,000 | 2,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,243,000 | 2,440 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,243,000 | 2,440 |
| Net charge-offs | $-34,000 | 5,392 |
| Cash dividends | $882,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,243,000 | 2,377 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 2,020 |
| Total interest expense | $168,000 | 3,145 |
| Net interest income | $2,936,000 | 1,903 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $1,072,000 | 1,234 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $643,000 | 500 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $429,000 | 1,666 |
| Total noninterest expense | $3,382,000 | 1,449 |
| Salaries and employee benefits | $1,752,000 | 1,555 |
| Premises and equipment expense | $475,000 | 1,241 |
| Additional noninterest expense | $1,155,000 | 1,343 |
| Pre-tax net operating income | $551,000 | 2,865 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $116,000 | 2,322 |
| Income before extraordinary items | $435,000 | 2,975 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $435,000 | 2,974 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $435,000 | 2,975 |
| Net charge-offs | $47,000 | 1,463 |
| Cash dividends | $882,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $435,000 | 2,916 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,767,000 | 1,925 |
| Total interest expense | $699,000 | 3,069 |
| Net interest income | $12,068,000 | 1,814 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $4,182,000 | 1,264 |
| Gross Fiduciary activities income | $11,000 | 1,033 |
| Service charges on deposit accounts | $2,730,000 | 479 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,441,000 | 1,913 |
| Total noninterest expense | $13,920,000 | 1,400 |
| Salaries and employee benefits | $7,062,000 | 1,503 |
| Premises and equipment expense | $2,034,000 | 1,159 |
| Additional noninterest expense | $4,824,000 | 1,311 |
| Pre-tax net operating income | $2,230,000 | 2,815 |
| Securities gains (losses) | $421,000 | 417 |
| Applicable income taxes | $627,000 | 2,022 |
| Income before extraordinary items | $2,024,000 | 2,715 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,024,000 | 2,716 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,024,000 | 2,717 |
| Net charge-offs | $275,000 | 1,694 |
| Cash dividends | $714,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,704,040 | 2,964 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,705,000 | 1,909 |
| Total interest expense | $535,000 | 3,068 |
| Net interest income | $9,170,000 | 1,809 |
| Provision for loan and lease losses | $200,000 | 1,947 |
| Total noninterest income | $2,879,000 | 1,349 |
| Gross Fiduciary activities income | $11,000 | 997 |
| Service charges on deposit accounts | $2,044,000 | 485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $824,000 | 2,273 |
| Total noninterest expense | $10,433,000 | 1,396 |
| Salaries and employee benefits | $5,238,000 | 1,528 |
| Premises and equipment expense | $1,551,000 | 1,168 |
| Additional noninterest expense | $3,644,000 | 1,296 |
| Pre-tax net operating income | $1,416,000 | 3,183 |
| Securities gains (losses) | $421,000 | 347 |
| Applicable income taxes | $393,000 | 2,228 |
| Income before extraordinary items | $1,444,000 | 2,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,444,000 | 2,826 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,444,000 | 2,828 |
| Net charge-offs | $251,000 | 1,340 |
| Cash dividends | $714,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,111,410 | 3,259 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 1,944 |
| Total interest expense | $363,000 | 3,046 |
| Net interest income | $5,975,000 | 1,845 |
| Provision for loan and lease losses | $125,000 | 1,961 |
| Total noninterest income | $2,000,000 | 1,331 |
| Gross Fiduciary activities income | $8,000 | 995 |
| Service charges on deposit accounts | $1,333,000 | 493 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $659,000 | 2,043 |
| Total noninterest expense | $6,962,000 | 1,407 |
| Salaries and employee benefits | $3,486,000 | 1,537 |
| Premises and equipment expense | $1,025,000 | 1,178 |
| Additional noninterest expense | $2,451,000 | 1,293 |
| Pre-tax net operating income | $888,000 | 3,285 |
| Securities gains (losses) | $312,000 | 368 |
| Applicable income taxes | $249,000 | 2,270 |
| Income before extraordinary items | $951,000 | 2,835 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $951,000 | 2,835 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $951,000 | 2,837 |
| Net charge-offs | $103,000 | 1,701 |
| Cash dividends | $714,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $704,520 | 3,340 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 1,948 |
| Total interest expense | $183,000 | 3,069 |
| Net interest income | $2,990,000 | 1,839 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $989,000 | 1,307 |
| Gross Fiduciary activities income | $5,000 | 974 |
| Service charges on deposit accounts | $668,000 | 479 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $316,000 | 2,054 |
| Total noninterest expense | $3,507,000 | 1,393 |
| Salaries and employee benefits | $1,735,000 | 1,551 |
| Premises and equipment expense | $501,000 | 1,205 |
| Additional noninterest expense | $1,271,000 | 1,240 |
| Pre-tax net operating income | $397,000 | 3,385 |
| Securities gains (losses) | $191,000 | 383 |
| Applicable income taxes | $115,000 | 2,325 |
| Income before extraordinary items | $473,000 | 2,830 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $473,000 | 2,833 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $473,000 | 2,833 |
| Net charge-offs | $148,000 | 879 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $320,200 | 3,445 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,417,000 | 1,868 |
| Total interest expense | $834,000 | 2,945 |
| Net interest income | $12,583,000 | 1,744 |
| Provision for loan and lease losses | $75,000 | 3,450 |
| Total noninterest income | $3,790,000 | 1,326 |
| Gross Fiduciary activities income | $2,000 | 1,172 |
| Service charges on deposit accounts | $2,831,000 | 486 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $957,000 | 2,384 |
| Total noninterest expense | $14,126,000 | 1,369 |
| Salaries and employee benefits | $6,785,000 | 1,542 |
| Premises and equipment expense | $2,081,000 | 1,148 |
| Additional noninterest expense | $5,260,000 | 1,237 |
| Pre-tax net operating income | $2,172,000 | 2,843 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $213,000 | 2,904 |
| Income before extraordinary items | $1,959,000 | 2,742 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,959,000 | 2,740 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,959,000 | 2,742 |
| Net charge-offs | $933,000 | 961 |
| Cash dividends | $671,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,959,000 | 2,696 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,140,000 | 1,862 |
| Total interest expense | $634,000 | 2,976 |
| Net interest income | $9,506,000 | 1,743 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,557,000 | 1,435 |
| Gross Fiduciary activities income | $2,000 | 1,121 |
| Service charges on deposit accounts | $2,133,000 | 485 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $422,000 | 3,162 |
| Total noninterest expense | $10,452,000 | 1,394 |
| Salaries and employee benefits | $5,019,000 | 1,556 |
| Premises and equipment expense | $1,568,000 | 1,153 |
| Additional noninterest expense | $3,865,000 | 1,258 |
| Pre-tax net operating income | $1,611,000 | 2,906 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $223,000 | 2,712 |
| Income before extraordinary items | $1,388,000 | 2,886 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,388,000 | 2,887 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,388,000 | 2,887 |
| Net charge-offs | $603,000 | 1,001 |
| Cash dividends | $671,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,388,000 | 2,827 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,783,000 | 1,852 |
| Total interest expense | $423,000 | 3,009 |
| Net interest income | $6,360,000 | 1,735 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,829,000 | 1,352 |
| Gross Fiduciary activities income | $2,000 | 1,095 |
| Service charges on deposit accounts | $1,413,000 | 482 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $414,000 | 2,578 |
| Total noninterest expense | $7,013,000 | 1,388 |
| Salaries and employee benefits | $3,349,000 | 1,555 |
| Premises and equipment expense | $1,044,000 | 1,166 |
| Additional noninterest expense | $2,620,000 | 1,235 |
| Pre-tax net operating income | $1,176,000 | 2,687 |
| Securities gains (losses) | $6,000 | 2,106 |
| Applicable income taxes | $218,000 | 2,331 |
| Income before extraordinary items | $964,000 | 2,715 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $964,000 | 2,719 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $964,000 | 2,719 |
| Net charge-offs | $200,000 | 1,583 |
| Cash dividends | $671,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $959,080 | 2,680 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 1,856 |
| Total interest expense | $212,000 | 3,036 |
| Net interest income | $3,163,000 | 1,721 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $841,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $704,000 | 472 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $137,000 | 3,097 |
| Total noninterest expense | $3,463,000 | 1,410 |
| Salaries and employee benefits | $1,610,000 | 1,619 |
| Premises and equipment expense | $543,000 | 1,141 |
| Additional noninterest expense | $1,310,000 | 1,224 |
| Pre-tax net operating income | $541,000 | 2,753 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $97,000 | 2,389 |
| Income before extraordinary items | $444,000 | 2,804 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $444,000 | 2,807 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $444,000 | 2,807 |
| Net charge-offs | $88,000 | 1,450 |
| Cash dividends | $671,000 | 833 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $444,000 | 2,760 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,766,000 | 1,816 |
| Total interest expense | $904,000 | 3,175 |
| Net interest income | $12,862,000 | 1,680 |
| Provision for loan and lease losses | $425,000 | 2,033 |
| Total noninterest income | $3,621,000 | 1,413 |
| Gross Fiduciary activities income | $5,000 | 1,167 |
| Service charges on deposit accounts | $3,157,000 | 449 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $459,000 | 3,480 |
| Total noninterest expense | $14,812,000 | 1,335 |
| Salaries and employee benefits | $6,826,000 | 1,518 |
| Premises and equipment expense | $2,127,000 | 1,124 |
| Additional noninterest expense | $5,859,000 | 1,151 |
| Pre-tax net operating income | $1,246,000 | 3,711 |
| Securities gains (losses) | $244,000 | 792 |
| Applicable income taxes | $-58,000 | 6,429 |
| Income before extraordinary items | $1,548,000 | 3,097 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,548,000 | 3,099 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,548,000 | 3,100 |
| Net charge-offs | $777,000 | 1,520 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,304,000 | 3,361 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,184,000 | 1,845 |
| Total interest expense | $691,000 | 3,202 |
| Net interest income | $9,493,000 | 1,697 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $2,752,000 | 1,421 |
| Gross Fiduciary activities income | $5,000 | 1,112 |
| Service charges on deposit accounts | $2,385,000 | 448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $362,000 | 3,467 |
| Total noninterest expense | $10,998,000 | 1,355 |
| Salaries and employee benefits | $5,105,000 | 1,524 |
| Premises and equipment expense | $1,587,000 | 1,123 |
| Additional noninterest expense | $4,306,000 | 1,165 |
| Pre-tax net operating income | $797,000 | 4,060 |
| Securities gains (losses) | $244,000 | 735 |
| Applicable income taxes | $24,000 | 4,036 |
| Income before extraordinary items | $1,017,000 | 3,395 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,017,000 | 3,398 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,017,000 | 3,399 |
| Net charge-offs | $843,000 | 1,127 |
| Cash dividends | $500,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $777,880 | 3,806 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,703,000 | 1,862 |
| Total interest expense | $467,000 | 3,228 |
| Net interest income | $6,236,000 | 1,713 |
| Provision for loan and lease losses | $275,000 | 1,759 |
| Total noninterest income | $1,724,000 | 1,502 |
| Gross Fiduciary activities income | $4,000 | 1,105 |
| Service charges on deposit accounts | $1,569,000 | 447 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 4,202 |
| Total noninterest expense | $7,305,000 | 1,359 |
| Salaries and employee benefits | $3,388,000 | 1,532 |
| Premises and equipment expense | $1,044,000 | 1,144 |
| Additional noninterest expense | $2,873,000 | 1,157 |
| Pre-tax net operating income | $380,000 | 4,559 |
| Securities gains (losses) | $244,000 | 652 |
| Applicable income taxes | $-13,000 | 6,605 |
| Income before extraordinary items | $637,000 | 3,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $637,000 | 3,501 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $637,000 | 3,502 |
| Net charge-offs | $370,000 | 1,499 |
| Cash dividends | $500,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $393,000 | 4,232 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 1,920 |
| Total interest expense | $235,000 | 3,308 |
| Net interest income | $3,039,000 | 1,770 |
| Provision for loan and lease losses | $225,000 | 1,230 |
| Total noninterest income | $989,000 | 1,368 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $768,000 | 458 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $221,000 | 2,632 |
| Total noninterest expense | $3,645,000 | 1,370 |
| Salaries and employee benefits | $1,671,000 | 1,575 |
| Premises and equipment expense | $510,000 | 1,197 |
| Additional noninterest expense | $1,464,000 | 1,132 |
| Pre-tax net operating income | $158,000 | 4,800 |
| Securities gains (losses) | $141,000 | 576 |
| Applicable income taxes | $-14,000 | 6,769 |
| Income before extraordinary items | $313,000 | 3,502 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $313,000 | 3,503 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $313,000 | 3,504 |
| Net charge-offs | $319,000 | 1,011 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $172,000 | 4,426 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,530,000 | 1,710 |
| Total interest expense | $1,052,000 | 3,494 |
| Net interest income | $14,478,000 | 1,516 |
| Provision for loan and lease losses | $2,400,000 | 920 |
| Total noninterest income | $2,317,000 | 1,974 |
| Gross Fiduciary activities income | $10,000 | 1,127 |
| Service charges on deposit accounts | $3,219,000 | 462 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-912,000 | 6,992 |
| Total noninterest expense | $14,799,000 | 1,347 |
| Salaries and employee benefits | $6,937,000 | 1,473 |
| Premises and equipment expense | $2,527,000 | 948 |
| Additional noninterest expense | $5,335,000 | 1,274 |
| Pre-tax net operating income | $-404,000 | 6,461 |
| Securities gains (losses) | $681,000 | 742 |
| Applicable income taxes | $-758,000 | 6,935 |
| Income before extraordinary items | $1,035,000 | 3,837 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,035,000 | 3,837 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,035,000 | 3,839 |
| Net charge-offs | $2,847,000 | 877 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $354,000 | 5,123 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,055,000 | 1,677 |
| Total interest expense | $818,000 | 3,526 |
| Net interest income | $11,237,000 | 1,485 |
| Provision for loan and lease losses | $2,025,000 | 845 |
| Total noninterest income | $867,000 | 3,035 |
| Gross Fiduciary activities income | $10,000 | 1,078 |
| Service charges on deposit accounts | $2,356,000 | 476 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,499,000 | 7,143 |
| Total noninterest expense | $10,884,000 | 1,368 |
| Salaries and employee benefits | $5,129,000 | 1,482 |
| Premises and equipment expense | $1,913,000 | 946 |
| Additional noninterest expense | $3,842,000 | 1,328 |
| Pre-tax net operating income | $-805,000 | 6,775 |
| Securities gains (losses) | $619,000 | 643 |
| Applicable income taxes | $-547,000 | 7,047 |
| Income before extraordinary items | $361,000 | 5,118 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $361,000 | 5,116 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $361,000 | 5,116 |
| Net charge-offs | $2,125,000 | 890 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-35,160 | 6,352 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,073,000 | 1,685 |
| Total interest expense | $570,000 | 3,521 |
| Net interest income | $7,503,000 | 1,489 |
| Provision for loan and lease losses | $1,500,000 | 796 |
| Total noninterest income | $414,000 | 3,592 |
| Gross Fiduciary activities income | $10,000 | 1,054 |
| Service charges on deposit accounts | $1,554,000 | 482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,150,000 | 7,213 |
| Total noninterest expense | $7,271,000 | 1,363 |
| Salaries and employee benefits | $3,442,000 | 1,475 |
| Premises and equipment expense | $1,280,000 | 943 |
| Additional noninterest expense | $2,549,000 | 1,330 |
| Pre-tax net operating income | $-854,000 | 6,934 |
| Securities gains (losses) | $335,000 | 787 |
| Applicable income taxes | $-537,000 | 7,136 |
| Income before extraordinary items | $18,000 | 6,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $18,000 | 6,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $18,000 | 6,389 |
| Net charge-offs | $1,113,000 | 1,053 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-196,400 | 6,640 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 1,732 |
| Total interest expense | $297,000 | 3,533 |
| Net interest income | $3,638,000 | 1,537 |
| Provision for loan and lease losses | $750,000 | 765 |
| Total noninterest income | $470,000 | 2,243 |
| Gross Fiduciary activities income | $10,000 | 985 |
| Service charges on deposit accounts | $780,000 | 465 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-320,000 | 7,249 |
| Total noninterest expense | $3,650,000 | 1,360 |
| Salaries and employee benefits | $1,754,000 | 1,462 |
| Premises and equipment expense | $644,000 | 943 |
| Additional noninterest expense | $1,252,000 | 1,342 |
| Pre-tax net operating income | $-292,000 | 6,937 |
| Securities gains (losses) | $322,000 | 424 |
| Applicable income taxes | $-129,000 | 7,192 |
| Income before extraordinary items | $159,000 | 4,750 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $159,000 | 4,753 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $159,000 | 4,754 |
| Net charge-offs | $779,000 | 803 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-163,000 | 6,837 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,094,000 | 1,749 |
| Total interest expense | $1,527,000 | 3,401 |
| Net interest income | $14,567,000 | 1,535 |
| Provision for loan and lease losses | $3,882,000 | 973 |
| Total noninterest income | $3,968,000 | 1,235 |
| Gross Fiduciary activities income | $3,000 | 1,205 |
| Service charges on deposit accounts | $3,454,000 | 441 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $511,000 | 3,089 |
| Total noninterest expense | $15,418,000 | 1,279 |
| Salaries and employee benefits | $7,332,000 | 1,357 |
| Premises and equipment expense | $2,532,000 | 985 |
| Additional noninterest expense | $5,554,000 | 1,244 |
| Pre-tax net operating income | $-765,000 | 6,511 |
| Securities gains (losses) | $201,000 | 1,452 |
| Applicable income taxes | $-998,000 | 7,169 |
| Income before extraordinary items | $434,000 | 4,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $434,000 | 4,840 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $434,000 | 4,839 |
| Net charge-offs | $4,114,000 | 941 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $305,360 | 5,112 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,185,000 | 1,757 |
| Total interest expense | $1,211,000 | 3,386 |
| Net interest income | $10,974,000 | 1,532 |
| Provision for loan and lease losses | $2,732,000 | 1,001 |
| Total noninterest income | $2,509,000 | 1,379 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $2,603,000 | 448 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-96,000 | 7,056 |
| Total noninterest expense | $11,593,000 | 1,277 |
| Salaries and employee benefits | $5,624,000 | 1,321 |
| Premises and equipment expense | $1,862,000 | 1,020 |
| Additional noninterest expense | $4,107,000 | 1,259 |
| Pre-tax net operating income | $-842,000 | 6,745 |
| Securities gains (losses) | $236,000 | 1,088 |
| Applicable income taxes | $-670,000 | 7,256 |
| Income before extraordinary items | $64,000 | 6,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 6,038 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $64,000 | 6,038 |
| Net charge-offs | $3,335,000 | 875 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-87,040 | 6,311 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,150,000 | 1,769 |
| Total interest expense | $846,000 | 3,367 |
| Net interest income | $7,304,000 | 1,534 |
| Provision for loan and lease losses | $1,952,000 | 926 |
| Total noninterest income | $1,821,000 | 1,308 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $1,717,000 | 449 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $102,000 | 4,511 |
| Total noninterest expense | $7,859,000 | 1,271 |
| Salaries and employee benefits | $3,801,000 | 1,311 |
| Premises and equipment expense | $1,206,000 | 1,057 |
| Additional noninterest expense | $2,852,000 | 1,232 |
| Pre-tax net operating income | $-686,000 | 6,873 |
| Securities gains (losses) | $95,000 | 1,182 |
| Applicable income taxes | $-516,000 | 7,340 |
| Income before extraordinary items | $-75,000 | 6,469 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-75,000 | 6,469 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-75,000 | 6,469 |
| Net charge-offs | $2,706,000 | 750 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-135,800 | 6,520 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 1,799 |
| Total interest expense | $438,000 | 3,388 |
| Net interest income | $3,573,000 | 1,562 |
| Provision for loan and lease losses | $475,000 | 1,469 |
| Total noninterest income | $881,000 | 1,335 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $863,000 | 433 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $3,895,000 | 1,286 |
| Salaries and employee benefits | $1,939,000 | 1,295 |
| Premises and equipment expense | $584,000 | 1,124 |
| Additional noninterest expense | $1,372,000 | 1,289 |
| Pre-tax net operating income | $84,000 | 5,328 |
| Securities gains (losses) | $63,000 | 680 |
| Applicable income taxes | $-110,000 | 7,297 |
| Income before extraordinary items | $257,000 | 3,533 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $257,000 | 3,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $257,000 | 3,531 |
| Net charge-offs | $823,000 | 972 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $194,000 | 3,976 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,542,000 | 1,726 |
| Total interest expense | $2,475,000 | 3,018 |
| Net interest income | $15,067,000 | 1,488 |
| Provision for loan and lease losses | $2,465,000 | 1,816 |
| Total noninterest income | $5,517,000 | 1,005 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,714,000 | 414 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,803,000 | 1,508 |
| Total noninterest expense | $18,765,000 | 1,066 |
| Salaries and employee benefits | $8,200,000 | 1,203 |
| Premises and equipment expense | $2,537,000 | 1,020 |
| Additional noninterest expense | $8,028,000 | 916 |
| Pre-tax net operating income | $-646,000 | 6,329 |
| Securities gains (losses) | $590,000 | 775 |
| Applicable income taxes | $-836,000 | 7,279 |
| Income before extraordinary items | $780,000 | 3,647 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $780,000 | 3,644 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $780,000 | 3,647 |
| Net charge-offs | $2,371,000 | 1,689 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $402,400 | 4,467 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,372,000 | 1,727 |
| Total interest expense | $1,973,000 | 2,987 |
| Net interest income | $11,399,000 | 1,497 |
| Provision for loan and lease losses | $1,940,000 | 1,690 |
| Total noninterest income | $3,898,000 | 1,021 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,820,000 | 405 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,078,000 | 1,725 |
| Total noninterest expense | $14,369,000 | 1,017 |
| Salaries and employee benefits | $6,141,000 | 1,196 |
| Premises and equipment expense | $1,952,000 | 1,002 |
| Additional noninterest expense | $6,276,000 | 863 |
| Pre-tax net operating income | $-1,012,000 | 6,793 |
| Securities gains (losses) | $546,000 | 675 |
| Applicable income taxes | $-673,000 | 7,429 |
| Income before extraordinary items | $207,000 | 5,262 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $207,000 | 5,264 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $207,000 | 5,265 |
| Net charge-offs | $1,199,000 | 1,987 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-142,440 | 6,278 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,789,000 | 1,775 |
| Total interest expense | $1,371,000 | 2,988 |
| Net interest income | $7,418,000 | 1,527 |
| Provision for loan and lease losses | $1,490,000 | 1,534 |
| Total noninterest income | $2,640,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,846,000 | 415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $794,000 | 1,528 |
| Total noninterest expense | $10,055,000 | 977 |
| Salaries and employee benefits | $4,119,000 | 1,192 |
| Premises and equipment expense | $1,272,000 | 1,050 |
| Additional noninterest expense | $4,664,000 | 771 |
| Pre-tax net operating income | $-1,487,000 | 7,159 |
| Securities gains (losses) | $334,000 | 654 |
| Applicable income taxes | $-736,000 | 7,559 |
| Income before extraordinary items | $-417,000 | 6,800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-417,000 | 6,802 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-417,000 | 6,801 |
| Net charge-offs | $996,000 | 1,729 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-630,760 | 6,896 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 1,785 |
| Total interest expense | $703,000 | 3,054 |
| Net interest income | $3,802,000 | 1,514 |
| Provision for loan and lease losses | $630,000 | 1,569 |
| Total noninterest income | $1,424,000 | 917 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $906,000 | 418 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $518,000 | 1,260 |
| Total noninterest expense | $4,199,000 | 1,205 |
| Salaries and employee benefits | $2,042,000 | 1,213 |
| Premises and equipment expense | $624,000 | 1,099 |
| Additional noninterest expense | $1,533,000 | 1,148 |
| Pre-tax net operating income | $397,000 | 2,847 |
| Securities gains (losses) | $333,000 | 352 |
| Applicable income taxes | $76,000 | 2,391 |
| Income before extraordinary items | $654,000 | 1,671 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $654,000 | 1,672 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $654,000 | 1,673 |
| Net charge-offs | $397,000 | 1,789 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $354,300 | 2,680 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,946,000 | 1,807 |
| Total interest expense | $3,820,000 | 2,843 |
| Net interest income | $15,126,000 | 1,484 |
| Provision for loan and lease losses | $2,960,000 | 2,004 |
| Total noninterest income | $5,483,000 | 1,020 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $4,115,000 | 403 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,366,000 | 1,760 |
| Total noninterest expense | $17,157,000 | 1,218 |
| Salaries and employee benefits | $7,791,000 | 1,263 |
| Premises and equipment expense | $2,537,000 | 1,074 |
| Additional noninterest expense | $6,829,000 | 1,139 |
| Pre-tax net operating income | $492,000 | 4,013 |
| Securities gains (losses) | $676,000 | 705 |
| Applicable income taxes | $-113,000 | 6,599 |
| Income before extraordinary items | $1,281,000 | 2,371 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,281,000 | 2,369 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,281,000 | 2,370 |
| Net charge-offs | $3,525,000 | 1,453 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $605,000 | 3,514 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,259,000 | 1,826 |
| Total interest expense | $3,027,000 | 2,845 |
| Net interest income | $11,232,000 | 1,499 |
| Provision for loan and lease losses | $2,147,000 | 1,825 |
| Total noninterest income | $4,029,000 | 1,040 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,077,000 | 407 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $952,000 | 1,890 |
| Total noninterest expense | $12,840,000 | 1,200 |
| Salaries and employee benefits | $5,790,000 | 1,303 |
| Premises and equipment expense | $1,830,000 | 1,130 |
| Additional noninterest expense | $5,220,000 | 1,082 |
| Pre-tax net operating income | $274,000 | 4,629 |
| Securities gains (losses) | $453,000 | 749 |
| Applicable income taxes | $-126,000 | 6,990 |
| Income before extraordinary items | $853,000 | 2,760 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $853,000 | 2,756 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $853,000 | 2,760 |
| Net charge-offs | $2,168,000 | 1,432 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $400,000 | 3,958 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,374,000 | 1,881 |
| Total interest expense | $2,109,000 | 2,840 |
| Net interest income | $7,265,000 | 1,546 |
| Provision for loan and lease losses | $1,376,000 | 1,726 |
| Total noninterest income | $2,640,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,970,000 | 423 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $670,000 | 1,853 |
| Total noninterest expense | $8,486,000 | 1,226 |
| Salaries and employee benefits | $3,841,000 | 1,340 |
| Premises and equipment expense | $1,185,000 | 1,195 |
| Additional noninterest expense | $3,460,000 | 1,109 |
| Pre-tax net operating income | $43,000 | 5,556 |
| Securities gains (losses) | $162,000 | 1,155 |
| Applicable income taxes | $-158,000 | 7,254 |
| Income before extraordinary items | $363,000 | 3,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 3,640 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $363,000 | 3,641 |
| Net charge-offs | $1,816,000 | 1,194 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $201,000 | 4,434 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 1,926 |
| Total interest expense | $979,000 | 3,108 |
| Net interest income | $3,650,000 | 1,524 |
| Provision for loan and lease losses | $438,000 | 1,922 |
| Total noninterest income | $1,286,000 | 1,048 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $957,000 | 425 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $329,000 | 1,831 |
| Total noninterest expense | $4,163,000 | 1,205 |
| Salaries and employee benefits | $1,920,000 | 1,348 |
| Premises and equipment expense | $595,000 | 1,208 |
| Additional noninterest expense | $1,648,000 | 1,021 |
| Pre-tax net operating income | $335,000 | 3,158 |
| Securities gains (losses) | $23,000 | 1,629 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $340,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $340,000 | 2,881 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $340,000 | 2,882 |
| Net charge-offs | $167,000 | 2,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $318,150 | 2,868 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,963,000 | 1,914 |
| Total interest expense | $6,413,000 | 2,372 |
| Net interest income | $13,550,000 | 1,642 |
| Provision for loan and lease losses | $2,489,000 | 1,569 |
| Total noninterest income | $5,345,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,249,000 | 408 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,096,000 | 2,002 |
| Total noninterest expense | $15,110,000 | 1,294 |
| Salaries and employee benefits | $7,312,000 | 1,396 |
| Premises and equipment expense | $2,391,000 | 1,160 |
| Additional noninterest expense | $5,407,000 | 1,187 |
| Pre-tax net operating income | $1,296,000 | 3,279 |
| Securities gains (losses) | $43,000 | 1,704 |
| Applicable income taxes | $132,000 | 3,167 |
| Income before extraordinary items | $1,207,000 | 2,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,207,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 2,408 |
| Cash dividends | $530,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,168,300 | 3,118 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,190,000 | 1,929 |
| Total interest expense | $5,209,000 | 2,291 |
| Net interest income | $9,981,000 | 1,681 |
| Provision for loan and lease losses | $1,239,000 | 1,620 |
| Total noninterest income | $4,075,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,178,000 | 417 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $897,000 | 1,967 |
| Total noninterest expense | $11,234,000 | 1,281 |
| Salaries and employee benefits | $5,562,000 | 1,397 |
| Premises and equipment expense | $1,740,000 | 1,188 |
| Additional noninterest expense | $3,932,000 | 1,167 |
| Pre-tax net operating income | $1,583,000 | 2,732 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $312,000 | 2,416 |
| Income before extraordinary items | $1,309,000 | 2,586 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,309,000 | 2,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 1,845 |
| Cash dividends | $530,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,278,220 | 2,769 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,414,000 | 1,907 |
| Total interest expense | $3,675,000 | 2,274 |
| Net interest income | $6,739,000 | 1,666 |
| Provision for loan and lease losses | $1,109,000 | 1,153 |
| Total noninterest income | $2,612,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,012,000 | 425 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $600,000 | 1,994 |
| Total noninterest expense | $7,563,000 | 1,271 |
| Salaries and employee benefits | $3,799,000 | 1,374 |
| Premises and equipment expense | $1,123,000 | 1,214 |
| Additional noninterest expense | $2,641,000 | 1,126 |
| Pre-tax net operating income | $679,000 | 3,749 |
| Securities gains (losses) | $27,000 | 1,861 |
| Applicable income taxes | $71,000 | 3,780 |
| Income before extraordinary items | $635,000 | 3,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $635,000 | 3,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,474 |
| Cash dividends | $530,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $610,700 | 3,548 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 1,921 |
| Total interest expense | $1,906,000 | 2,334 |
| Net interest income | $3,399,000 | 1,636 |
| Provision for loan and lease losses | $105,000 | 2,634 |
| Total noninterest income | $1,309,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $976,000 | 429 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $333,000 | 1,845 |
| Total noninterest expense | $3,600,000 | 1,326 |
| Salaries and employee benefits | $1,954,000 | 1,333 |
| Premises and equipment expense | $578,000 | 1,193 |
| Additional noninterest expense | $1,068,000 | 1,352 |
| Pre-tax net operating income | $1,003,000 | 1,780 |
| Securities gains (losses) | $27,000 | 1,433 |
| Applicable income taxes | $273,000 | 1,578 |
| Income before extraordinary items | $757,000 | 1,899 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $757,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,513 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $737,290 | 1,881 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,540,000 | 1,879 |
| Total interest expense | $8,136,000 | 2,284 |
| Net interest income | $14,404,000 | 1,571 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $4,858,000 | 1,127 |
| Gross Fiduciary activities income | $2,000 | 1,406 |
| Service charges on deposit accounts | $3,399,000 | 510 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,457,000 | 1,704 |
| Total noninterest expense | $15,051,000 | 1,235 |
| Salaries and employee benefits | $7,664,000 | 1,309 |
| Premises and equipment expense | $2,382,000 | 1,116 |
| Additional noninterest expense | $5,005,000 | 1,127 |
| Pre-tax net operating income | $4,211,000 | 1,893 |
| Securities gains (losses) | $-30,000 | 7,873 |
| Applicable income taxes | $973,000 | 1,895 |
| Income before extraordinary items | $3,208,000 | 1,931 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,208,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,484 |
| Cash dividends | $5,993,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,231,100 | 1,906 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,771,000 | 1,893 |
| Total interest expense | $6,061,000 | 2,298 |
| Net interest income | $10,710,000 | 1,594 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $3,401,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,291,000 | 563 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,110,000 | 1,684 |
| Total noninterest expense | $11,319,000 | 1,223 |
| Salaries and employee benefits | $5,906,000 | 1,267 |
| Premises and equipment expense | $1,774,000 | 1,130 |
| Additional noninterest expense | $3,639,000 | 1,134 |
| Pre-tax net operating income | $2,792,000 | 2,238 |
| Securities gains (losses) | $-30,000 | 8,064 |
| Applicable income taxes | $583,000 | 2,335 |
| Income before extraordinary items | $2,179,000 | 2,211 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,179,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,231 |
| Cash dividends | $5,993,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,202,700 | 2,182 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,032,000 | 1,935 |
| Total interest expense | $3,922,000 | 2,364 |
| Net interest income | $7,110,000 | 1,622 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $2,287,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,467,000 | 590 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $820,000 | 1,588 |
| Total noninterest expense | $7,506,000 | 1,248 |
| Salaries and employee benefits | $3,929,000 | 1,296 |
| Premises and equipment expense | $1,139,000 | 1,176 |
| Additional noninterest expense | $2,438,000 | 1,147 |
| Pre-tax net operating income | $1,891,000 | 2,261 |
| Securities gains (losses) | $-33,000 | 8,231 |
| Applicable income taxes | $391,000 | 2,409 |
| Income before extraordinary items | $1,467,000 | 2,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,467,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,456 |
| Cash dividends | $5,993,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,493,070 | 2,195 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 1,958 |
| Total interest expense | $1,945,000 | 2,370 |
| Net interest income | $3,506,000 | 1,641 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,063,000 | 1,246 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $700,000 | 594 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $363,000 | 1,712 |
| Total noninterest expense | $3,726,000 | 1,254 |
| Salaries and employee benefits | $1,917,000 | 1,338 |
| Premises and equipment expense | $538,000 | 1,254 |
| Additional noninterest expense | $1,271,000 | 1,069 |
| Pre-tax net operating income | $843,000 | 2,480 |
| Securities gains (losses) | $-33,000 | 8,444 |
| Applicable income taxes | $159,000 | 2,685 |
| Income before extraordinary items | $651,000 | 2,474 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $651,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,512 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $677,400 | 2,378 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,615,000 | 1,858 |
| Total interest expense | $6,877,000 | 2,321 |
| Net interest income | $14,738,000 | 1,557 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $4,711,000 | 1,151 |
| Gross Fiduciary activities income | $13,000 | 1,243 |
| Service charges on deposit accounts | $2,957,000 | 576 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,741,000 | 1,492 |
| Total noninterest expense | $15,121,000 | 1,193 |
| Salaries and employee benefits | $7,789,000 | 1,245 |
| Premises and equipment expense | $2,345,000 | 1,076 |
| Additional noninterest expense | $4,987,000 | 1,066 |
| Pre-tax net operating income | $4,298,000 | 2,138 |
| Securities gains (losses) | $154,000 | 438 |
| Applicable income taxes | $991,000 | 2,208 |
| Income before extraordinary items | $3,461,000 | 2,037 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,461,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 1,915 |
| Cash dividends | $798,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,340,880 | 2,078 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,074,000 | 1,868 |
| Total interest expense | $5,038,000 | 2,305 |
| Net interest income | $11,036,000 | 1,576 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $3,645,000 | 1,125 |
| Gross Fiduciary activities income | $5,000 | 1,291 |
| Service charges on deposit accounts | $2,263,000 | 571 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,377,000 | 1,447 |
| Total noninterest expense | $11,571,000 | 1,177 |
| Salaries and employee benefits | $6,059,000 | 1,216 |
| Premises and equipment expense | $1,738,000 | 1,103 |
| Additional noninterest expense | $3,774,000 | 1,074 |
| Pre-tax net operating income | $3,080,000 | 2,287 |
| Securities gains (losses) | $127,000 | 396 |
| Applicable income taxes | $719,000 | 2,357 |
| Income before extraordinary items | $2,488,000 | 2,156 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,488,000 | 2,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,921 |
| Cash dividends | $798,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,388,940 | 2,220 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,702,000 | 1,840 |
| Total interest expense | $3,252,000 | 2,280 |
| Net interest income | $7,450,000 | 1,544 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $2,497,000 | 1,108 |
| Gross Fiduciary activities income | $5,000 | 1,257 |
| Service charges on deposit accounts | $1,535,000 | 557 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $957,000 | 1,395 |
| Total noninterest expense | $7,838,000 | 1,162 |
| Salaries and employee benefits | $4,134,000 | 1,206 |
| Premises and equipment expense | $1,170,000 | 1,091 |
| Additional noninterest expense | $2,534,000 | 1,075 |
| Pre-tax net operating income | $2,079,000 | 2,240 |
| Securities gains (losses) | $127,000 | 319 |
| Applicable income taxes | $505,000 | 2,293 |
| Income before extraordinary items | $1,701,000 | 2,114 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,701,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,381 |
| Cash dividends | $797,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,603,210 | 2,214 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 1,848 |
| Total interest expense | $1,572,000 | 2,238 |
| Net interest income | $3,632,000 | 1,578 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $1,292,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $775,000 | 528 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $517,000 | 1,316 |
| Total noninterest expense | $3,869,000 | 1,177 |
| Salaries and employee benefits | $2,068,000 | 1,198 |
| Premises and equipment expense | $614,000 | 1,031 |
| Additional noninterest expense | $1,187,000 | 1,130 |
| Pre-tax net operating income | $1,025,000 | 2,235 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $231,000 | 2,397 |
| Income before extraordinary items | $797,000 | 2,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $797,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,147 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $794,660 | 2,184 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,785,000 | 1,700 |
| Total interest expense | $5,077,000 | 2,175 |
| Net interest income | $14,708,000 | 1,491 |
| Provision for loan and lease losses | $287,000 | 2,934 |
| Total noninterest income | $5,366,000 | 1,034 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $3,370,000 | 508 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,993,000 | 1,369 |
| Total noninterest expense | $16,203,000 | 1,050 |
| Salaries and employee benefits | $8,500,000 | 1,085 |
| Premises and equipment expense | $2,626,000 | 915 |
| Additional noninterest expense | $5,077,000 | 1,024 |
| Pre-tax net operating income | $3,584,000 | 2,420 |
| Securities gains (losses) | $-271,000 | 8,633 |
| Applicable income taxes | $565,000 | 3,168 |
| Income before extraordinary items | $2,748,000 | 2,419 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,748,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,800 |
| Cash dividends | $672,000 | 3,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,972,930 | 2,225 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,699,000 | 1,681 |
| Total interest expense | $3,528,000 | 2,198 |
| Net interest income | $11,171,000 | 1,451 |
| Provision for loan and lease losses | $228,000 | 2,692 |
| Total noninterest income | $4,060,000 | 1,031 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $2,560,000 | 502 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,497,000 | 1,371 |
| Total noninterest expense | $12,372,000 | 1,024 |
| Salaries and employee benefits | $6,481,000 | 1,059 |
| Premises and equipment expense | $1,996,000 | 882 |
| Additional noninterest expense | $3,895,000 | 988 |
| Pre-tax net operating income | $2,631,000 | 2,472 |
| Securities gains (losses) | $-271,000 | 8,750 |
| Applicable income taxes | $442,000 | 3,154 |
| Income before extraordinary items | $1,918,000 | 2,562 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,918,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,343 |
| Cash dividends | $672,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,137,510 | 2,337 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,717,000 | 1,652 |
| Total interest expense | $2,220,000 | 2,211 |
| Net interest income | $7,497,000 | 1,403 |
| Provision for loan and lease losses | $167,000 | 2,467 |
| Total noninterest income | $2,772,000 | 991 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,679,000 | 499 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,093,000 | 1,258 |
| Total noninterest expense | $8,656,000 | 969 |
| Salaries and employee benefits | $4,338,000 | 1,051 |
| Premises and equipment expense | $1,333,000 | 876 |
| Additional noninterest expense | $2,985,000 | 846 |
| Pre-tax net operating income | $1,446,000 | 2,837 |
| Securities gains (losses) | $46,000 | 810 |
| Applicable income taxes | $351,000 | 2,819 |
| Income before extraordinary items | $1,141,000 | 2,775 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,141,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,580 |
| Cash dividends | $672,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,106,040 | 2,820 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 1,651 |
| Total interest expense | $1,079,000 | 2,171 |
| Net interest income | $3,681,000 | 1,433 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $1,208,000 | 1,079 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $827,000 | 487 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $381,000 | 1,606 |
| Total noninterest expense | $4,102,000 | 1,018 |
| Salaries and employee benefits | $2,209,000 | 1,014 |
| Premises and equipment expense | $666,000 | 885 |
| Additional noninterest expense | $1,227,000 | 1,011 |
| Pre-tax net operating income | $682,000 | 2,915 |
| Securities gains (losses) | $46,000 | 565 |
| Applicable income taxes | $170,000 | 2,867 |
| Income before extraordinary items | $558,000 | 2,772 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $558,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,727 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $522,580 | 2,904 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,282,000 | 1,497 |
| Total interest expense | $3,790,000 | 2,147 |
| Net interest income | $15,492,000 | 1,308 |
| Provision for loan and lease losses | $850,000 | 1,214 |
| Total noninterest income | $5,906,000 | 930 |
| Gross Fiduciary activities income | $4,000 | 1,430 |
| Service charges on deposit accounts | $3,746,000 | 479 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,156,000 | 1,253 |
| Total noninterest expense | $17,032,000 | 954 |
| Salaries and employee benefits | $8,635,000 | 992 |
| Premises and equipment expense | $2,717,000 | 832 |
| Additional noninterest expense | $5,680,000 | 883 |
| Pre-tax net operating income | $3,516,000 | 2,266 |
| Securities gains (losses) | $58,000 | 1,619 |
| Applicable income taxes | $861,000 | 2,403 |
| Income before extraordinary items | $2,713,000 | 2,258 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,713,000 | 2,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $907,000 | 845 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,668,920 | 2,238 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,326,000 | 1,499 |
| Total interest expense | $2,738,000 | 2,177 |
| Net interest income | $11,588,000 | 1,293 |
| Provision for loan and lease losses | $775,000 | 981 |
| Total noninterest income | $4,272,000 | 978 |
| Gross Fiduciary activities income | $4,000 | 1,368 |
| Service charges on deposit accounts | $2,794,000 | 492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,474,000 | 1,351 |
| Total noninterest expense | $12,568,000 | 970 |
| Salaries and employee benefits | $6,402,000 | 1,001 |
| Premises and equipment expense | $2,005,000 | 840 |
| Additional noninterest expense | $4,161,000 | 885 |
| Pre-tax net operating income | $2,517,000 | 2,374 |
| Securities gains (losses) | $58,000 | 1,547 |
| Applicable income taxes | $609,000 | 2,546 |
| Income before extraordinary items | $1,966,000 | 2,357 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,966,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $907,000 | 615 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,921,920 | 2,349 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,759,000 | 1,448 |
| Total interest expense | $1,795,000 | 2,190 |
| Net interest income | $7,964,000 | 1,243 |
| Provision for loan and lease losses | $550,000 | 899 |
| Total noninterest income | $2,827,000 | 975 |
| Gross Fiduciary activities income | $4,000 | 1,319 |
| Service charges on deposit accounts | $1,777,000 | 506 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,046,000 | 1,278 |
| Total noninterest expense | $8,323,000 | 972 |
| Salaries and employee benefits | $4,280,000 | 1,003 |
| Premises and equipment expense | $1,316,000 | 849 |
| Additional noninterest expense | $2,727,000 | 913 |
| Pre-tax net operating income | $1,918,000 | 2,118 |
| Securities gains (losses) | $58,000 | 1,362 |
| Applicable income taxes | $491,000 | 2,236 |
| Income before extraordinary items | $1,485,000 | 2,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,485,000 | 2,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 762 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,441,500 | 2,088 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 1,405 |
| Total interest expense | $917,000 | 2,171 |
| Net interest income | $4,063,000 | 1,221 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $1,140,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $843,000 | 514 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $297,000 | 1,899 |
| Total noninterest expense | $3,938,000 | 1,032 |
| Salaries and employee benefits | $2,047,000 | 1,052 |
| Premises and equipment expense | $651,000 | 875 |
| Additional noninterest expense | $1,240,000 | 994 |
| Pre-tax net operating income | $965,000 | 2,073 |
| Securities gains (losses) | $58,000 | 1,108 |
| Applicable income taxes | $253,000 | 2,182 |
| Income before extraordinary items | $770,000 | 2,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $770,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,653 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $726,500 | 2,024 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,790,000 | 1,529 |
| Total interest expense | $4,197,000 | 2,120 |
| Net interest income | $14,593,000 | 1,342 |
| Provision for loan and lease losses | $1,180,000 | 1,017 |
| Total noninterest income | $5,081,000 | 1,122 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $3,605,000 | 476 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,469,000 | 1,853 |
| Total noninterest expense | $16,155,000 | 1,016 |
| Salaries and employee benefits | $8,010,000 | 1,057 |
| Premises and equipment expense | $2,673,000 | 841 |
| Additional noninterest expense | $5,472,000 | 930 |
| Pre-tax net operating income | $2,339,000 | 3,038 |
| Securities gains (losses) | $716,000 | 598 |
| Applicable income taxes | $627,000 | 2,970 |
| Income before extraordinary items | $2,428,000 | 2,424 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,428,000 | 2,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,178,000 | 815 |
| Cash dividends | $928,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,862,360 | 2,900 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,962,000 | 1,563 |
| Total interest expense | $3,199,000 | 2,172 |
| Net interest income | $10,763,000 | 1,371 |
| Provision for loan and lease losses | $380,000 | 2,093 |
| Total noninterest income | $3,803,000 | 1,140 |
| Gross Fiduciary activities income | $7,000 | 1,337 |
| Service charges on deposit accounts | $2,702,000 | 482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,094,000 | 1,922 |
| Total noninterest expense | $12,012,000 | 1,032 |
| Salaries and employee benefits | $6,010,000 | 1,061 |
| Premises and equipment expense | $1,964,000 | 874 |
| Additional noninterest expense | $4,038,000 | 951 |
| Pre-tax net operating income | $2,174,000 | 2,675 |
| Securities gains (losses) | $706,000 | 554 |
| Applicable income taxes | $680,000 | 2,442 |
| Income before extraordinary items | $2,200,000 | 2,140 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,200,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,646 |
| Cash dividends | $928,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,663,440 | 2,588 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,412,000 | 1,565 |
| Total interest expense | $2,202,000 | 2,170 |
| Net interest income | $7,209,000 | 1,364 |
| Provision for loan and lease losses | $280,000 | 1,947 |
| Total noninterest income | $2,574,000 | 1,127 |
| Gross Fiduciary activities income | $7,000 | 1,277 |
| Service charges on deposit accounts | $1,736,000 | 500 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $831,000 | 1,738 |
| Total noninterest expense | $7,699,000 | 1,057 |
| Salaries and employee benefits | $4,055,000 | 1,051 |
| Premises and equipment expense | $1,302,000 | 878 |
| Additional noninterest expense | $2,342,000 | 1,081 |
| Pre-tax net operating income | $1,804,000 | 2,235 |
| Securities gains (losses) | $218,000 | 992 |
| Applicable income taxes | $491,000 | 2,347 |
| Income before extraordinary items | $1,531,000 | 2,072 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,531,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,518 |
| Cash dividends | $928,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,365,320 | 2,166 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 1,674 |
| Total interest expense | $1,024,000 | 2,385 |
| Net interest income | $3,403,000 | 1,437 |
| Provision for loan and lease losses | $215,000 | 1,290 |
| Total noninterest income | $1,149,000 | 1,202 |
| Gross Fiduciary activities income | $7,000 | 1,175 |
| Service charges on deposit accounts | $841,000 | 499 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $301,000 | 2,103 |
| Total noninterest expense | $3,383,000 | 1,187 |
| Salaries and employee benefits | $1,756,000 | 1,214 |
| Premises and equipment expense | $573,000 | 1,007 |
| Additional noninterest expense | $1,054,000 | 1,160 |
| Pre-tax net operating income | $954,000 | 2,127 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $228,000 | 2,469 |
| Income before extraordinary items | $726,000 | 2,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $726,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $928,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $726,000 | 2,025 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,071,000 | 1,813 |
| Total interest expense | $5,070,000 | 2,212 |
| Net interest income | $12,001,000 | 1,611 |
| Provision for loan and lease losses | $1,660,000 | 863 |
| Total noninterest income | $4,867,000 | 1,079 |
| Gross Fiduciary activities income | $6,000 | 1,474 |
| Service charges on deposit accounts | $3,498,000 | 468 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,363,000 | 1,777 |
| Total noninterest expense | $13,858,000 | 1,114 |
| Salaries and employee benefits | $7,402,000 | 1,079 |
| Premises and equipment expense | $2,044,000 | 1,081 |
| Additional noninterest expense | $4,412,000 | 1,123 |
| Pre-tax net operating income | $1,350,000 | 4,386 |
| Securities gains (losses) | $1,164,000 | 382 |
| Applicable income taxes | $464,000 | 3,603 |
| Income before extraordinary items | $2,050,000 | 2,745 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,050,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,101,000 | 876 |
| Cash dividends | $941,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,095,520 | 4,227 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,526,000 | 1,854 |
| Total interest expense | $7,378,000 | 2,175 |
| Net interest income | $11,148,000 | 1,593 |
| Provision for loan and lease losses | $1,810,000 | 764 |
| Total noninterest income | $6,174,000 | 839 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $3,802,000 | 397 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,365,000 | 1,114 |
| Total noninterest expense | $14,012,000 | 1,053 |
| Salaries and employee benefits | $6,471,000 | 1,145 |
| Premises and equipment expense | $2,169,000 | 966 |
| Additional noninterest expense | $5,372,000 | 904 |
| Pre-tax net operating income | $1,500,000 | 3,861 |
| Securities gains (losses) | $1,051,000 | 389 |
| Applicable income taxes | $508,000 | 3,306 |
| Income before extraordinary items | $2,043,000 | 2,483 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,043,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,480,000 | 491 |
| Cash dividends | $948,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,202,200 | 3,682 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,150,000 | 1,814 |
| Total interest expense | $7,606,000 | 2,239 |
| Net interest income | $11,544,000 | 1,525 |
| Provision for loan and lease losses | $692,000 | 1,434 |
| Total noninterest income | $5,817,000 | 832 |
| Gross Fiduciary activities income | $7,000 | 1,241 |
| Service charges on deposit accounts | $3,528,000 | 381 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,282,000 | 1,032 |
| Total noninterest expense | $13,233,000 | 1,054 |
| Salaries and employee benefits | $6,283,000 | 1,128 |
| Premises and equipment expense | $2,273,000 | 878 |
| Additional noninterest expense | $4,677,000 | 1,003 |
| Pre-tax net operating income | $3,436,000 | 2,115 |
| Securities gains (losses) | $62,000 | 671 |
| Applicable income taxes | $962,000 | 2,192 |
| Income before extraordinary items | $2,536,000 | 2,058 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,536,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,083,000 | 702 |
| Cash dividends | $369,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,491,360 | 2,090 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,823,000 | 2,057 |
| Total interest expense | $5,320,000 | 2,753 |
| Net interest income | $10,503,000 | 1,662 |
| Provision for loan and lease losses | $287,000 | 2,778 |
| Total noninterest income | $4,405,000 | 1,023 |
| Gross Fiduciary activities income | $8,000 | 1,281 |
| Service charges on deposit accounts | $3,612,000 | 386 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $785,000 | 2,184 |
| Total noninterest expense | $12,132,000 | 1,136 |
| Salaries and employee benefits | $5,643,000 | 1,219 |
| Premises and equipment expense | $2,156,000 | 933 |
| Additional noninterest expense | $4,333,000 | 1,081 |
| Pre-tax net operating income | $2,489,000 | 2,809 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $678,000 | 2,968 |
| Income before extraordinary items | $1,818,000 | 2,787 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,818,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,518 |
| Cash dividends | $798,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,812,890 | 2,754 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,364,000 | 2,265 |
| Total interest expense | $5,100,000 | 2,946 |
| Net interest income | $9,264,000 | 1,845 |
| Provision for loan and lease losses | $175,000 | 3,848 |
| Total noninterest income | $4,712,000 | 978 |
| Gross Fiduciary activities income | $2,000 | 1,363 |
| Service charges on deposit accounts | $3,967,000 | 335 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $743,000 | 2,285 |
| Total noninterest expense | $11,982,000 | 1,106 |
| Salaries and employee benefits | $5,779,000 | 1,132 |
| Premises and equipment expense | $2,225,000 | 876 |
| Additional noninterest expense | $3,978,000 | 1,127 |
| Pre-tax net operating income | $1,819,000 | 3,599 |
| Securities gains (losses) | $380,000 | 649 |
| Applicable income taxes | $602,000 | 3,397 |
| Income before extraordinary items | $1,597,000 | 3,093 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,597,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,272 |
| Cash dividends | $101,000 | 6,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,319,600 | 3,543 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,896,000 | 3,269 |
| Total interest expense | $3,030,000 | 4,669 |
| Net interest income | $6,866,000 | 2,529 |
| Provision for loan and lease losses | $121,000 | 4,616 |
| Total noninterest income | $3,807,000 | 1,110 |
| Gross Fiduciary activities income | $4,000 | 1,385 |
| Service charges on deposit accounts | $3,346,000 | 396 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $457,000 | 3,008 |
| Total noninterest expense | $10,278,000 | 1,290 |
| Salaries and employee benefits | $5,661,000 | 1,157 |
| Premises and equipment expense | $1,930,000 | 1,030 |
| Additional noninterest expense | $2,687,000 | 1,594 |
| Pre-tax net operating income | $274,000 | 9,153 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $125,000 | 7,996 |
| Income before extraordinary items | $162,000 | 9,480 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $162,000 | 9,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,169 |
| Cash dividends | $255,000 | 4,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $153,680 | 9,513 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,359,000 | 3,171 |
| Total interest expense | $3,022,000 | 4,757 |
| Net interest income | $7,337,000 | 2,443 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $4,060,000 | 1,099 |
| Gross Fiduciary activities income | $15,000 | 1,373 |
| Service charges on deposit accounts | $3,746,000 | 400 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $299,000 | 4,082 |
| Total noninterest expense | $10,193,000 | 1,408 |
| Salaries and employee benefits | $5,413,000 | 1,234 |
| Premises and equipment expense | $1,826,000 | 1,150 |
| Additional noninterest expense | $2,954,000 | 1,760 |
| Pre-tax net operating income | $1,139,000 | 5,291 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $418,000 | 4,754 |
| Income before extraordinary items | $721,000 | 5,669 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $721,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,762 |
| Cash dividends | $381,000 | 4,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $721,000 | 5,617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,808,000 | 3,339 |
| Total interest expense | $2,922,000 | 4,876 |
| Net interest income | $6,886,000 | 2,602 |
| Provision for loan and lease losses | $417,000 | 1,814 |
| Total noninterest income | $4,129,000 | 1,099 |
| Gross Fiduciary activities income | $4,000 | 1,531 |
| Service charges on deposit accounts | $3,771,000 | 409 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $354,000 | 3,580 |
| Total noninterest expense | $9,165,000 | 1,553 |
| Salaries and employee benefits | $4,784,000 | 1,385 |
| Premises and equipment expense | $1,763,000 | 1,184 |
| Additional noninterest expense | $2,618,000 | 1,911 |
| Pre-tax net operating income | $1,433,000 | 4,619 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $98,000 | 9,217 |
| Income before extraordinary items | $1,335,000 | 3,586 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,335,000 | 3,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 11,723 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,335,000 | 3,562 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,400,000 | 3,571 |
| Total interest expense | $2,413,000 | 4,795 |
| Net interest income | $5,987,000 | 2,999 |
| Provision for loan and lease losses | $735,000 | 1,161 |
| Total noninterest income | $4,548,000 | 983 |
| Gross Fiduciary activities income | $1,000 | 1,574 |
| Service charges on deposit accounts | $4,060,000 | 384 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $487,000 | 2,995 |
| Total noninterest expense | $8,982,000 | 1,639 |
| Salaries and employee benefits | $4,463,000 | 1,501 |
| Premises and equipment expense | $1,646,000 | 1,267 |
| Additional noninterest expense | $2,873,000 | 1,879 |
| Pre-tax net operating income | $818,000 | 6,787 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $44,000 | 10,609 |
| Income before extraordinary items | $774,000 | 5,481 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $774,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $629,000 | 1,170 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $774,000 | 5,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,686,000 | 3,959 |
| Total interest expense | $2,379,000 | 5,028 |
| Net interest income | $5,307,000 | 3,377 |
| Provision for loan and lease losses | $899,000 | 1,407 |
| Total noninterest income | $4,341,000 | 1,097 |
| Gross Fiduciary activities income | $6,000 | 1,545 |
| Service charges on deposit accounts | $3,978,000 | 382 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $357,000 | 4,068 |
| Total noninterest expense | $9,075,000 | 1,665 |
| Salaries and employee benefits | $4,414,000 | 1,537 |
| Premises and equipment expense | $1,587,000 | 1,344 |
| Additional noninterest expense | $3,074,000 | 1,876 |
| Pre-tax net operating income | $-326,000 | 12,781 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-326,000 | 12,838 |
| Extraordinary gains, net | $-170,000 | 13,025 |
| Net income | $-496,000 | 12,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $998,000 | 1,143 |
| Cash dividends | $82,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-326,000 | 12,768 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,423,000 | 4,106 |
| Total interest expense | $2,762,000 | 5,525 |
| Net interest income | $5,661,000 | 3,235 |
| Provision for loan and lease losses | $979,000 | 1,870 |
| Total noninterest income | $3,967,000 | 1,146 |
| Gross Fiduciary activities income | $2,000 | 1,625 |
| Service charges on deposit accounts | $3,648,000 | 406 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $317,000 | 4,275 |
| Total noninterest expense | $8,546,000 | 1,778 |
| Salaries and employee benefits | $4,042,000 | 1,637 |
| Premises and equipment expense | $1,474,000 | 1,455 |
| Additional noninterest expense | $3,030,000 | 1,985 |
| Pre-tax net operating income | $103,000 | 11,999 |
| Securities gains (losses) | $217,000 | 1,901 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $288,000 | 9,463 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $288,000 | 9,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,045,000 | 1,517 |
| Cash dividends | $315,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $92,700 | 11,729 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.