Home > Citizens Tri-County Bank > Net charge- offs to loans

Citizens Tri-County Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4779%219
Percentage Net Loans Charged-off: Total real estate loans0.4829%45
Percentage Net Loans Charged-off:Construction & development0.0018%228
Percentage Net Loans Charged-off: Commercial real estate-0.0127%4,244
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0289%4,251
Percentage Net Loans Charged-off: Home equity loans-0.0083%4,255
All other 1-4 family - Percent of loans charged-off, net-0.0315%4,289
Percentage Net Loans Charged-off: Commercial and industrial0.0099%1,595
Percentage Net Loans Charged-off: Loans to individuals0.9607%717
Percentage Net Loans Charged-off: Credit card loans2.1206%265
Percentage Net Loans Charged-off: Other loans to individual0.9498%624
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0883%858
Percentage Net Loans Charged-off: Total real estate loans-0.0135%4,107
Percentage Net Loans Charged-off:Construction & development0.0025%158
Percentage Net Loans Charged-off: Commercial real estate-0.0129%4,275
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0325%4,302
Percentage Net Loans Charged-off: Home equity loans-0.0118%4,315
All other 1-4 family - Percent of loans charged-off, net-0.0350%4,338
Percentage Net Loans Charged-off: Commercial and industrial0.0132%1,281
Percentage Net Loans Charged-off: Loans to individuals0.8813%673
Percentage Net Loans Charged-off: Credit card loans2.3887%183
Percentage Net Loans Charged-off: Other loans to individual0.8674%632
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0666%887
Percentage Net Loans Charged-off: Total real estate loans-0.0087%3,995
Percentage Net Loans Charged-off:Construction & development0.0039%113
Percentage Net Loans Charged-off: Commercial real estate-0.0086%4,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0229%4,209
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0256%4,218
Percentage Net Loans Charged-off: Commercial and industrial0.0195%1,069
Percentage Net Loans Charged-off: Loans to individuals0.6306%847
Percentage Net Loans Charged-off: Credit card loans0.4743%390
Percentage Net Loans Charged-off: Other loans to individual0.6320%817
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1082%566
Percentage Net Loans Charged-off: Total real estate loans-0.0079%4,040
Percentage Net Loans Charged-off:Construction & development0.0081%52
Percentage Net Loans Charged-off: Commercial real estate-0.0050%4,272
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0271%4,327
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0301%4,382
Percentage Net Loans Charged-off: Commercial and industrial0.0447%653
Percentage Net Loans Charged-off: Loans to individuals0.9344%601
Percentage Net Loans Charged-off: Credit card loans-0.4745%4,655
Percentage Net Loans Charged-off: Other loans to individual0.9472%541
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0153%1,818
Percentage Net Loans Charged-off: Total real estate loans-0.0263%4,207
Percentage Net Loans Charged-off:Construction & development-0.0212%4,418
Percentage Net Loans Charged-off: Commercial real estate-0.0140%4,211
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0448%4,321
Percentage Net Loans Charged-off: Home equity loans-0.0971%4,544
All other 1-4 family - Percent of loans charged-off, net-0.0393%4,305
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,408
Percentage Net Loans Charged-off: Loans to individuals0.2698%1,502
Percentage Net Loans Charged-off: Credit card loans-1.0471%4,709
Percentage Net Loans Charged-off: Other loans to individual0.2804%1,393
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0093%1,783
Percentage Net Loans Charged-off: Total real estate loans-0.0313%4,275
Percentage Net Loans Charged-off:Construction & development-0.0289%4,493
Percentage Net Loans Charged-off: Commercial real estate-0.0144%4,265
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0513%4,394
Percentage Net Loans Charged-off: Home equity loans-0.1329%4,602
All other 1-4 family - Percent of loans charged-off, net-0.0429%4,357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.2533%1,389
Percentage Net Loans Charged-off: Credit card loans-3.7407%4,762
Percentage Net Loans Charged-off: Other loans to individual0.2856%1,234
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0122%3,658
Percentage Net Loans Charged-off: Total real estate loans-0.0276%4,143
Percentage Net Loans Charged-off:Construction & development-0.0450%4,154
Percentage Net Loans Charged-off: Commercial real estate-0.0147%4,184
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0262%4,048
Percentage Net Loans Charged-off: Home equity loans-0.1928%3,460
All other 1-4 family - Percent of loans charged-off, net-0.0092%3,767
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.0646%1,925
Percentage Net Loans Charged-off: Credit card loans-6.6342%838
Percentage Net Loans Charged-off: Other loans to individual0.1194%1,617
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0185%3,873
Percentage Net Loans Charged-off: Total real estate loans-0.0562%4,440
Percentage Net Loans Charged-off:Construction & development-0.0967%4,253
Percentage Net Loans Charged-off: Commercial real estate-0.0206%4,349
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0566%4,363
Percentage Net Loans Charged-off: Home equity loans-0.3881%3,521
All other 1-4 family - Percent of loans charged-off, net-0.0231%4,121
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.1714%1,361
Percentage Net Loans Charged-off: Credit card loans-1.5831%810
Percentage Net Loans Charged-off: Other loans to individual0.1857%1,244
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0475%4,310
Percentage Net Loans Charged-off: Total real estate loans-0.1017%4,594
Percentage Net Loans Charged-off:Construction & development-0.1959%4,316
Percentage Net Loans Charged-off: Commercial real estate-0.0842%4,504
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0584%4,307
Percentage Net Loans Charged-off: Home equity loans0.0859%130
All other 1-4 family - Percent of loans charged-off, net-0.0725%4,372
Percentage Net Loans Charged-off: Commercial and industrial-0.0607%3,998
Percentage Net Loans Charged-off: Loans to individuals0.2460%1,401
Percentage Net Loans Charged-off: Credit card loans5.2411%53
Percentage Net Loans Charged-off: Other loans to individual0.2082%1,414
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0117%3,735
Percentage Net Loans Charged-off: Total real estate loans-0.0589%4,506
Percentage Net Loans Charged-off:Construction & development-0.0109%4,076
Percentage Net Loans Charged-off: Commercial real estate-0.1095%4,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0699%4,430
Percentage Net Loans Charged-off: Home equity loans0.1137%98
All other 1-4 family - Percent of loans charged-off, net-0.0880%4,499
Percentage Net Loans Charged-off: Commercial and industrial-0.0673%4,085
Percentage Net Loans Charged-off: Loans to individuals0.2770%1,180
Percentage Net Loans Charged-off: Credit card loans7.0174%34
Percentage Net Loans Charged-off: Other loans to individual0.2263%1,187
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0098%1,781
Percentage Net Loans Charged-off: Total real estate loans-0.0559%4,513
Percentage Net Loans Charged-off:Construction & development-0.0168%4,163
Percentage Net Loans Charged-off: Commercial real estate-0.0725%4,613
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0794%4,520
Percentage Net Loans Charged-off: Home equity loans0.1769%64
All other 1-4 family - Percent of loans charged-off, net-0.1050%4,589
Percentage Net Loans Charged-off: Commercial and industrial-0.0964%4,266
Percentage Net Loans Charged-off: Loans to individuals0.4258%842
Percentage Net Loans Charged-off: Credit card loans8.9969%22
Percentage Net Loans Charged-off: Other loans to individual0.3621%841
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0189%1,362
Percentage Net Loans Charged-off: Total real estate loans-0.0498%4,561
Percentage Net Loans Charged-off:Construction & development-0.0156%4,234
Percentage Net Loans Charged-off: Commercial real estate-0.0691%4,672
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0668%4,532
Percentage Net Loans Charged-off: Home equity loans0.3446%41
All other 1-4 family - Percent of loans charged-off, net-0.1081%4,644
Percentage Net Loans Charged-off: Commercial and industrial-0.1911%4,529
Percentage Net Loans Charged-off: Loans to individuals0.5148%779
Percentage Net Loans Charged-off: Credit card loans17.8874%5
Percentage Net Loans Charged-off: Other loans to individual0.3900%807
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1256%1,249
Percentage Net Loans Charged-off: Total real estate loans0.0469%1,024
Percentage Net Loans Charged-off:Construction & development0.0741%224
Percentage Net Loans Charged-off: Commercial real estate0.0240%840
Percentage Net Loans Charged-off: Multi-family residential-0.9582%4,085
Percentage Net Loans Charged-off: 1-4 family residential0.0589%722
Percentage Net Loans Charged-off: Home equity loans-0.0048%3,305
All other 1-4 family - Percent of loans charged-off, net0.0658%661
Percentage Net Loans Charged-off: Commercial and industrial-0.0404%4,220
Percentage Net Loans Charged-off: Loans to individuals0.6103%1,029
Percentage Net Loans Charged-off: Credit card loans0.4447%507
Percentage Net Loans Charged-off: Other loans to individual0.6115%934
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0805%1,497
Percentage Net Loans Charged-off: Total real estate loans0.0009%1,705
Percentage Net Loans Charged-off:Construction & development-0.0306%4,315
Percentage Net Loans Charged-off: Commercial real estate-0.0233%4,556
Percentage Net Loans Charged-off: Multi-family residential-1.4909%4,100
Percentage Net Loans Charged-off: 1-4 family residential0.0427%733
Percentage Net Loans Charged-off: Home equity loans-0.0063%3,349
All other 1-4 family - Percent of loans charged-off, net0.0480%662
Percentage Net Loans Charged-off: Commercial and industrial-0.0205%4,030
Percentage Net Loans Charged-off: Loans to individuals0.5336%1,115
Percentage Net Loans Charged-off: Credit card loans0.1979%508
Percentage Net Loans Charged-off: Other loans to individual0.5361%1,018
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0725%1,525
Percentage Net Loans Charged-off: Total real estate loans0.0076%1,271
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0258%4,645
Percentage Net Loans Charged-off: Multi-family residential-2.4162%4,113
Percentage Net Loans Charged-off: 1-4 family residential0.0490%625
Percentage Net Loans Charged-off: Home equity loans-0.0093%3,406
All other 1-4 family - Percent of loans charged-off, net0.0555%556
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.4421%1,376
Percentage Net Loans Charged-off: Credit card loans0.2930%479
Percentage Net Loans Charged-off: Other loans to individual0.4432%1,250
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0778%1,246
Percentage Net Loans Charged-off: Total real estate loans0.0044%1,012
Percentage Net Loans Charged-off:Construction & development-0.0916%4,513
Percentage Net Loans Charged-off: Commercial real estate-0.0402%4,749
Percentage Net Loans Charged-off: Multi-family residential-0.3390%4,128
Percentage Net Loans Charged-off: 1-4 family residential0.0716%451
Percentage Net Loans Charged-off: Home equity loans-0.0181%3,494
All other 1-4 family - Percent of loans charged-off, net0.0817%395
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.4714%1,311
Percentage Net Loans Charged-off: Credit card loans0.5594%392
Percentage Net Loans Charged-off: Other loans to individual0.4707%1,212
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1696%1,191
Percentage Net Loans Charged-off: Total real estate loans0.0605%1,020
Percentage Net Loans Charged-off:Construction & development-0.2133%4,600
Percentage Net Loans Charged-off: Commercial real estate0.1158%555
Percentage Net Loans Charged-off: Multi-family residential5.8413%11
Percentage Net Loans Charged-off: 1-4 family residential0.0659%872
Percentage Net Loans Charged-off: Home equity loans0.0045%482
All other 1-4 family - Percent of loans charged-off, net0.0728%803
Percentage Net Loans Charged-off: Commercial and industrial0.0267%2,087
Percentage Net Loans Charged-off: Loans to individuals0.7852%1,047
Percentage Net Loans Charged-off: Credit card loans3.8961%144
Percentage Net Loans Charged-off: Other loans to individual0.7605%990
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1858%929
Percentage Net Loans Charged-off: Total real estate loans0.0870%667
Percentage Net Loans Charged-off:Construction & development-0.2412%4,680
Percentage Net Loans Charged-off: Commercial real estate0.1306%421
Percentage Net Loans Charged-off: Multi-family residential7.7272%7
Percentage Net Loans Charged-off: 1-4 family residential0.0815%660
Percentage Net Loans Charged-off: Home equity loans0.0180%367
All other 1-4 family - Percent of loans charged-off, net0.0887%614
Percentage Net Loans Charged-off: Commercial and industrial0.0720%1,539
Percentage Net Loans Charged-off: Loans to individuals0.7563%1,013
Percentage Net Loans Charged-off: Credit card loans3.1241%185
Percentage Net Loans Charged-off: Other loans to individual0.7374%945
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1355%1,115
Percentage Net Loans Charged-off: Total real estate loans0.0143%1,277
Percentage Net Loans Charged-off:Construction & development-0.3213%4,729
Percentage Net Loans Charged-off: Commercial real estate0.0749%418
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1210%462
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.1347%417
Percentage Net Loans Charged-off: Commercial and industrial0.0983%1,209
Percentage Net Loans Charged-off: Loans to individuals0.7795%957
Percentage Net Loans Charged-off: Credit card loans3.5398%162
Percentage Net Loans Charged-off: Other loans to individual0.7578%885
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1380%918
Percentage Net Loans Charged-off: Total real estate loans0.1010%456
Percentage Net Loans Charged-off:Construction & development-0.1997%4,750
Percentage Net Loans Charged-off: Commercial real estate0.1752%203
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.2032%280
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.2263%248
Percentage Net Loans Charged-off: Commercial and industrial-0.0601%4,399
Percentage Net Loans Charged-off: Loans to individuals0.3928%1,482
Percentage Net Loans Charged-off: Credit card loans0.5993%398
Percentage Net Loans Charged-off: Other loans to individual0.3912%1,373
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1501%1,280
Percentage Net Loans Charged-off: Total real estate loans0.0333%1,464
Percentage Net Loans Charged-off:Construction & development0.1506%214
Percentage Net Loans Charged-off: Commercial real estate-0.1100%5,066
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0545%1,178
Percentage Net Loans Charged-off: Home equity loans-0.0423%3,729
All other 1-4 family - Percent of loans charged-off, net0.0648%1,032
Percentage Net Loans Charged-off: Commercial and industrial0.3844%957
Percentage Net Loans Charged-off: Loans to individuals0.7014%1,176
Percentage Net Loans Charged-off: Credit card loans1.3825%387
Percentage Net Loans Charged-off: Other loans to individual0.6958%1,084
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1018%1,469
Percentage Net Loans Charged-off: Total real estate loans-0.0073%4,229
Percentage Net Loans Charged-off:Construction & development-0.0740%4,619
Percentage Net Loans Charged-off: Commercial real estate-0.1197%5,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0589%984
Percentage Net Loans Charged-off: Home equity loans-0.0574%3,802
All other 1-4 family - Percent of loans charged-off, net0.0710%870
Percentage Net Loans Charged-off: Commercial and industrial-0.0467%4,385
Percentage Net Loans Charged-off: Loans to individuals0.7275%1,046
Percentage Net Loans Charged-off: Credit card loans1.8626%298
Percentage Net Loans Charged-off: Other loans to individual0.7181%950
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0991%1,363
Percentage Net Loans Charged-off: Total real estate loans-0.0025%3,949
Percentage Net Loans Charged-off:Construction & development-0.0959%4,712
Percentage Net Loans Charged-off: Commercial real estate-0.1068%5,181
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0668%817
Percentage Net Loans Charged-off: Home equity loans-0.3031%4,014
All other 1-4 family - Percent of loans charged-off, net0.1044%610
Percentage Net Loans Charged-off: Commercial and industrial-0.0374%4,319
Percentage Net Loans Charged-off: Loans to individuals0.6864%1,048
Percentage Net Loans Charged-off: Credit card loans2.4922%234
Percentage Net Loans Charged-off: Other loans to individual0.6711%961
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2285%656
Percentage Net Loans Charged-off: Total real estate loans0.1263%409
Percentage Net Loans Charged-off:Construction & development0.0061%155
Percentage Net Loans Charged-off: Commercial real estate0.0171%397
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.2105%316
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.2315%295
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.8526%905
Percentage Net Loans Charged-off: Credit card loans4.9080%98
Percentage Net Loans Charged-off: Other loans to individual0.8175%845
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1474%1,612
Percentage Net Loans Charged-off: Total real estate loans0.0030%2,575
Percentage Net Loans Charged-off:Construction & development-0.0240%4,559
Percentage Net Loans Charged-off: Commercial real estate-0.1021%5,280
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0608%1,407
Percentage Net Loans Charged-off: Home equity loans0.0585%510
All other 1-4 family - Percent of loans charged-off, net0.0610%1,349
Percentage Net Loans Charged-off: Commercial and industrial0.1280%1,737
Percentage Net Loans Charged-off: Loans to individuals0.9275%957
Percentage Net Loans Charged-off: Credit card loans0.4904%605
Percentage Net Loans Charged-off: Other loans to individual0.9313%862
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1482%1,356
Percentage Net Loans Charged-off: Total real estate loans0.0102%2,030
Percentage Net Loans Charged-off:Construction & development-0.0235%4,590
Percentage Net Loans Charged-off: Commercial real estate-0.0938%5,312
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0713%1,165
Percentage Net Loans Charged-off: Home equity loans0.0805%412
All other 1-4 family - Percent of loans charged-off, net0.0705%1,150
Percentage Net Loans Charged-off: Commercial and industrial0.1749%1,291
Percentage Net Loans Charged-off: Loans to individuals0.8839%928
Percentage Net Loans Charged-off: Credit card loans0.4435%581
Percentage Net Loans Charged-off: Other loans to individual0.8878%828
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1471%1,271
Percentage Net Loans Charged-off: Total real estate loans0.0189%1,604
Percentage Net Loans Charged-off:Construction & development-0.0364%4,701
Percentage Net Loans Charged-off: Commercial real estate-0.0280%5,117
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0611%1,162
Percentage Net Loans Charged-off: Home equity loans0.1247%304
All other 1-4 family - Percent of loans charged-off, net0.0552%1,167
Percentage Net Loans Charged-off: Commercial and industrial0.1913%1,051
Percentage Net Loans Charged-off: Loans to individuals0.8217%981
Percentage Net Loans Charged-off: Credit card loans-0.3365%1,057
Percentage Net Loans Charged-off: Other loans to individual0.8318%867
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0604%1,729
Percentage Net Loans Charged-off: Total real estate loans-0.0057%4,430
Percentage Net Loans Charged-off:Construction & development-0.0591%4,887
Percentage Net Loans Charged-off: Commercial real estate-0.0318%5,286
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0240%1,149
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0263%1,054
Percentage Net Loans Charged-off: Commercial and industrial-0.0243%4,264
Percentage Net Loans Charged-off: Loans to individuals0.4301%1,539
Percentage Net Loans Charged-off: Credit card loans0.6757%401
Percentage Net Loans Charged-off: Other loans to individual0.4279%1,417
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2835%971
Percentage Net Loans Charged-off: Total real estate loans0.1574%861
Percentage Net Loans Charged-off:Construction & development-0.3090%5,131
Percentage Net Loans Charged-off: Commercial real estate0.2058%602
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.2856%538
Percentage Net Loans Charged-off: Home equity loans-0.0140%3,961
All other 1-4 family - Percent of loans charged-off, net0.3154%481
Percentage Net Loans Charged-off: Commercial and industrial0.0085%2,365
Percentage Net Loans Charged-off: Loans to individuals0.9036%1,024
Percentage Net Loans Charged-off: Credit card loans0.8913%532
Percentage Net Loans Charged-off: Other loans to individual0.9037%934
Percentage Net Loans Charged-off: All other loans and lease0.3381%783
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2878%795
Percentage Net Loans Charged-off: Total real estate loans0.2115%547
Percentage Net Loans Charged-off:Construction & development-0.1166%4,989
Percentage Net Loans Charged-off: Commercial real estate0.2996%376
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.2818%495
Percentage Net Loans Charged-off: Home equity loans-0.0481%4,107
All other 1-4 family - Percent of loans charged-off, net0.3148%440
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,051
Percentage Net Loans Charged-off: Loans to individuals0.6556%1,292
Percentage Net Loans Charged-off: Credit card loans1.2051%433
Percentage Net Loans Charged-off: Other loans to individual0.6509%1,191
Percentage Net Loans Charged-off: All other loans and lease0.4478%580
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3361%705
Percentage Net Loans Charged-off: Total real estate loans0.2510%499
Percentage Net Loans Charged-off:Construction & development-0.1083%5,038
Percentage Net Loans Charged-off: Commercial real estate0.2431%395
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.3780%380
Percentage Net Loans Charged-off: Home equity loans-0.0763%4,210
All other 1-4 family - Percent of loans charged-off, net0.4221%340
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.7115%1,133
Percentage Net Loans Charged-off: Credit card loans1.0916%431
Percentage Net Loans Charged-off: Other loans to individual0.7082%1,031
Percentage Net Loans Charged-off: All other loans and lease0.6879%451
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3727%594
Percentage Net Loans Charged-off: Total real estate loans0.4036%280
Percentage Net Loans Charged-off:Construction & development-0.1944%5,214
Percentage Net Loans Charged-off: Commercial real estate0.4963%192
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.5586%248
Percentage Net Loans Charged-off: Home equity loans-0.1534%4,337
All other 1-4 family - Percent of loans charged-off, net0.6276%221
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.3191%1,721
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual0.3219%1,567
Percentage Net Loans Charged-off: All other loans and lease0.0644%756
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3004%1,005
Percentage Net Loans Charged-off: Total real estate loans0.0115%3,030
Percentage Net Loans Charged-off:Construction & development0.1637%521
Percentage Net Loans Charged-off: Commercial real estate-0.2316%5,809
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0763%2,025
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0822%1,891
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,465
Percentage Net Loans Charged-off: Loans to individuals1.5718%440
Percentage Net Loans Charged-off: Credit card loans1.3582%434
Percentage Net Loans Charged-off: Other loans to individual1.5737%390
Percentage Net Loans Charged-off: All other loans and lease0.0176%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3328%790
Percentage Net Loans Charged-off: Total real estate loans0.0184%2,598
Percentage Net Loans Charged-off:Construction & development0.2177%438
Percentage Net Loans Charged-off: Commercial real estate-0.2974%5,930
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0985%1,609
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.1057%1,519
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,095
Percentage Net Loans Charged-off: Loans to individuals1.7082%377
Percentage Net Loans Charged-off: Credit card loans1.8484%315
Percentage Net Loans Charged-off: Other loans to individual1.7069%329
Percentage Net Loans Charged-off: All other loans and lease0.0239%1,166
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3713%701
Percentage Net Loans Charged-off: Total real estate loans-0.0256%5,349
Percentage Net Loans Charged-off:Construction & development0.3490%321
Percentage Net Loans Charged-off: Commercial real estate-0.4660%6,062
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0476%1,981
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0510%1,839
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individuals2.0638%312
Percentage Net Loans Charged-off: Credit card loans1.1749%397
Percentage Net Loans Charged-off: Other loans to individual2.0716%276
Percentage Net Loans Charged-off: All other loans and lease0.0346%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5083%494
Percentage Net Loans Charged-off: Total real estate loans-0.1222%5,961
Percentage Net Loans Charged-off:Construction & development-0.0408%5,118
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.2064%6,086
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.2213%6,099
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals3.2019%197
Percentage Net Loans Charged-off: Credit card loans0.7744%400
Percentage Net Loans Charged-off: Other loans to individual3.2236%174
Percentage Net Loans Charged-off: All other loans and lease-0.4956%5,662
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7295%500
Percentage Net Loans Charged-off: Total real estate loans0.7525%343
Percentage Net Loans Charged-off:Construction & development2.1295%244
Percentage Net Loans Charged-off: Commercial real estate0.8382%435
Percentage Net Loans Charged-off: Multi-family residential-0.1387%5,069
Percentage Net Loans Charged-off: 1-4 family residential0.3646%943
Percentage Net Loans Charged-off: Home equity loans-0.0117%4,381
All other 1-4 family - Percent of loans charged-off, net0.3915%870
Percentage Net Loans Charged-off: Commercial and industrial2.0290%390
Percentage Net Loans Charged-off: Loans to individuals0.6175%1,539
Percentage Net Loans Charged-off: Credit card loans0.9694%532
Percentage Net Loans Charged-off: Other loans to individual0.6143%1,431
Percentage Net Loans Charged-off: All other loans and lease0.4712%641
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8426%391
Percentage Net Loans Charged-off: Total real estate loans0.9219%251
Percentage Net Loans Charged-off:Construction & development2.6388%198
Percentage Net Loans Charged-off: Commercial real estate1.1042%291
Percentage Net Loans Charged-off: Multi-family residential-0.1798%5,129
Percentage Net Loans Charged-off: 1-4 family residential0.4020%819
Percentage Net Loans Charged-off: Home equity loans-0.0155%4,427
All other 1-4 family - Percent of loans charged-off, net0.4321%725
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals0.5785%1,482
Percentage Net Loans Charged-off: Credit card loans1.2951%430
Percentage Net Loans Charged-off: Other loans to individual0.5722%1,369
Percentage Net Loans Charged-off: All other loans and lease0.6486%499
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1395%281
Percentage Net Loans Charged-off: Total real estate loans1.3040%167
Percentage Net Loans Charged-off:Construction & development3.9486%144
Percentage Net Loans Charged-off: Commercial real estate1.7123%176
Percentage Net Loans Charged-off: Multi-family residential-0.2608%5,165
Percentage Net Loans Charged-off: 1-4 family residential0.4365%787
Percentage Net Loans Charged-off: Home equity loans-0.0236%4,469
All other 1-4 family - Percent of loans charged-off, net0.4694%717
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals0.5617%1,406
Percentage Net Loans Charged-off: Credit card loans1.5219%370
Percentage Net Loans Charged-off: Other loans to individual0.5530%1,286
Percentage Net Loans Charged-off: All other loans and lease0.8181%395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9695%351
Percentage Net Loans Charged-off: Total real estate loans1.0267%242
Percentage Net Loans Charged-off:Construction & development4.1831%121
Percentage Net Loans Charged-off: Commercial real estate0.5626%400
Percentage Net Loans Charged-off: Multi-family residential-0.4920%5,207
Percentage Net Loans Charged-off: 1-4 family residential0.3369%878
Percentage Net Loans Charged-off: Home equity loans-0.0478%4,567
All other 1-4 family - Percent of loans charged-off, net0.3640%813
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.8554%1,020
Percentage Net Loans Charged-off: Credit card loans3.0593%190
Percentage Net Loans Charged-off: Other loans to individual0.8354%936
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5084%1,305
Percentage Net Loans Charged-off: Total real estate loans0.4314%1,308
Percentage Net Loans Charged-off:Construction & development1.0911%796
Percentage Net Loans Charged-off: Commercial real estate0.6402%862
Percentage Net Loans Charged-off: Multi-family residential-0.2331%5,309
Percentage Net Loans Charged-off: 1-4 family residential0.1867%2,328
Percentage Net Loans Charged-off: Home equity loans0.1608%1,124
All other 1-4 family - Percent of loans charged-off, net0.1884%2,241
Percentage Net Loans Charged-off: Commercial and industrial-0.1122%5,674
Percentage Net Loans Charged-off: Loans to individuals0.8689%1,327
Percentage Net Loans Charged-off: Credit card loans6.4103%74
Percentage Net Loans Charged-off: Other loans to individual0.8181%1,294
Percentage Net Loans Charged-off: All other loans and lease-0.0204%5,581
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6061%1,031
Percentage Net Loans Charged-off: Total real estate loans0.5382%997
Percentage Net Loans Charged-off:Construction & development1.6345%613
Percentage Net Loans Charged-off: Commercial real estate0.8579%634
Percentage Net Loans Charged-off: Multi-family residential-0.1532%5,332
Percentage Net Loans Charged-off: 1-4 family residential0.1164%2,614
Percentage Net Loans Charged-off: Home equity loans0.3105%824
All other 1-4 family - Percent of loans charged-off, net0.1042%2,608
Percentage Net Loans Charged-off: Commercial and industrial-0.1474%5,806
Percentage Net Loans Charged-off: Loans to individuals0.9459%1,104
Percentage Net Loans Charged-off: Credit card loans7.0936%62
Percentage Net Loans Charged-off: Other loans to individual0.8899%1,073
Percentage Net Loans Charged-off: All other loans and lease-0.0268%5,669
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4167%1,552
Percentage Net Loans Charged-off: Total real estate loans0.3352%1,517
Percentage Net Loans Charged-off:Construction & development1.0329%695
Percentage Net Loans Charged-off: Commercial real estate0.8518%608
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.0488%6,322
Percentage Net Loans Charged-off: Home equity loans-0.0853%4,824
All other 1-4 family - Percent of loans charged-off, net-0.0466%6,296
Percentage Net Loans Charged-off: Commercial and industrial-0.2148%5,951
Percentage Net Loans Charged-off: Loans to individuals0.7923%1,274
Percentage Net Loans Charged-off: Credit card loans1.5209%402
Percentage Net Loans Charged-off: Other loans to individual0.7856%1,164
Percentage Net Loans Charged-off: All other loans and lease-0.0394%5,711
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2037%2,197
Percentage Net Loans Charged-off: Total real estate loans0.1500%1,993
Percentage Net Loans Charged-off:Construction & development0.8016%601
Percentage Net Loans Charged-off: Commercial real estate-0.0154%6,225
Percentage Net Loans Charged-off: Multi-family residential0.5148%190
Percentage Net Loans Charged-off: 1-4 family residential0.1344%1,934
Percentage Net Loans Charged-off: Home equity loans-0.1737%4,911
All other 1-4 family - Percent of loans charged-off, net0.1529%1,743
Percentage Net Loans Charged-off: Commercial and industrial-0.4126%6,249
Percentage Net Loans Charged-off: Loans to individuals0.4514%1,721
Percentage Net Loans Charged-off: Credit card loans2.2879%305
Percentage Net Loans Charged-off: Other loans to individual0.4345%1,616
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4499%630
Percentage Net Loans Charged-off: Total real estate loans1.3076%671
Percentage Net Loans Charged-off:Construction & development5.6985%493
Percentage Net Loans Charged-off: Commercial real estate-0.4007%6,841
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.4855%1,833
Percentage Net Loans Charged-off: Home equity loans-0.0127%4,953
All other 1-4 family - Percent of loans charged-off, net0.5188%1,658
Percentage Net Loans Charged-off: Commercial and industrial0.9355%1,504
Percentage Net Loans Charged-off: Loans to individuals1.7830%721
Percentage Net Loans Charged-off: Credit card loans1.1839%609
Percentage Net Loans Charged-off: Other loans to individual1.7880%656
Percentage Net Loans Charged-off: All other loans and lease3.9498%258
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5805%532
Percentage Net Loans Charged-off: Total real estate loans1.5191%532
Percentage Net Loans Charged-off:Construction & development6.8495%405
Percentage Net Loans Charged-off: Commercial real estate-0.5366%6,939
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4668%1,823
Percentage Net Loans Charged-off: Home equity loans-0.1151%5,107
All other 1-4 family - Percent of loans charged-off, net0.5067%1,654
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,269
Percentage Net Loans Charged-off: Loans to individuals1.5440%828
Percentage Net Loans Charged-off: Credit card loans1.6129%477
Percentage Net Loans Charged-off: Other loans to individual1.5434%739
Percentage Net Loans Charged-off: All other loans and lease5.2640%206
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6930%1,598
Percentage Net Loans Charged-off: Total real estate loans0.4776%1,904
Percentage Net Loans Charged-off:Construction & development2.3574%878
Percentage Net Loans Charged-off: Commercial real estate-0.7935%7,018
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3016%2,218
Percentage Net Loans Charged-off: Home equity loans-0.1692%5,150
All other 1-4 family - Percent of loans charged-off, net0.3343%2,019
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals0.9108%1,354
Percentage Net Loans Charged-off: Credit card loans2.4506%343
Percentage Net Loans Charged-off: Other loans to individual0.8986%1,237
Percentage Net Loans Charged-off: All other loans and lease7.7739%154
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1138%3,433
Percentage Net Loans Charged-off: Total real estate loans-0.0596%6,817
Percentage Net Loans Charged-off:Construction & development0.4437%1,161
Percentage Net Loans Charged-off: Commercial real estate-1.7725%7,114
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3896%1,681
Percentage Net Loans Charged-off: Home equity loans-0.3350%5,210
All other 1-4 family - Percent of loans charged-off, net0.4401%1,470
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals0.7685%1,381
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.7745%1,245
Percentage Net Loans Charged-off: All other loans and lease0.0717%809
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6596%936
Percentage Net Loans Charged-off: Total real estate loans1.7732%795
Percentage Net Loans Charged-off:Construction & development4.4058%1,095
Percentage Net Loans Charged-off: Commercial real estate0.8695%1,398
Percentage Net Loans Charged-off: Multi-family residential17.5796%55
Percentage Net Loans Charged-off: 1-4 family residential1.0217%1,219
Percentage Net Loans Charged-off: Home equity loans0.4983%1,237
All other 1-4 family - Percent of loans charged-off, net1.0630%1,167
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,193
Percentage Net Loans Charged-off: Loans to individuals1.3471%1,258
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual1.2882%1,120
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8296%724
Percentage Net Loans Charged-off: Total real estate loans1.9545%622
Percentage Net Loans Charged-off:Construction & development5.1962%843
Percentage Net Loans Charged-off: Commercial real estate0.9732%1,077
Percentage Net Loans Charged-off: Multi-family residential13.2613%75
Percentage Net Loans Charged-off: 1-4 family residential0.9849%1,205
Percentage Net Loans Charged-off: Home equity loans0.6506%966
All other 1-4 family - Percent of loans charged-off, net1.0120%1,152
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,749
Percentage Net Loans Charged-off: Loans to individuals1.4610%1,064
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual1.3761%939
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9440%1,657
Percentage Net Loans Charged-off: Total real estate loans0.9368%1,483
Percentage Net Loans Charged-off:Construction & development1.0704%1,652
Percentage Net Loans Charged-off: Commercial real estate1.1012%917
Percentage Net Loans Charged-off: Multi-family residential17.5510%59
Percentage Net Loans Charged-off: 1-4 family residential0.6927%1,569
Percentage Net Loans Charged-off: Home equity loans0.9307%742
All other 1-4 family - Percent of loans charged-off, net0.6720%1,508
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,288
Percentage Net Loans Charged-off: Loans to individuals1.0089%1,477
Percentage Net Loans Charged-off: Credit card loans0.4542%755
Percentage Net Loans Charged-off: Other loans to individual0.9242%1,304
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9104%1,462
Percentage Net Loans Charged-off: Total real estate loans1.1244%1,100
Percentage Net Loans Charged-off:Construction & development1.0897%1,194
Percentage Net Loans Charged-off: Commercial real estate-0.0080%6,842
Percentage Net Loans Charged-off: Multi-family residential36.3948%25
Percentage Net Loans Charged-off: 1-4 family residential1.3432%763
Percentage Net Loans Charged-off: Home equity loans1.8149%382
All other 1-4 family - Percent of loans charged-off, net1.3018%743
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.1640%2,948
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.1436%2,758
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9811%2,220
Percentage Net Loans Charged-off: Total real estate loans0.9425%2,002
Percentage Net Loans Charged-off:Construction & development2.1742%2,007
Percentage Net Loans Charged-off: Commercial real estate0.1873%2,853
Percentage Net Loans Charged-off: Multi-family residential2.6602%452
Percentage Net Loans Charged-off: 1-4 family residential0.6979%1,853
Percentage Net Loans Charged-off: Home equity loans2.2790%415
All other 1-4 family - Percent of loans charged-off, net0.5654%2,072
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,726
Percentage Net Loans Charged-off: Loans to individuals1.1728%1,886
Percentage Net Loans Charged-off: Credit card loans0.4936%988
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0837%1,661
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0980%1,853
Percentage Net Loans Charged-off: Total real estate loans1.1562%1,566
Percentage Net Loans Charged-off:Construction & development2.7636%1,646
Percentage Net Loans Charged-off: Commercial real estate0.2267%2,354
Percentage Net Loans Charged-off: Multi-family residential3.3232%348
Percentage Net Loans Charged-off: 1-4 family residential0.8016%1,507
Percentage Net Loans Charged-off: Home equity loans3.0933%290
All other 1-4 family - Percent of loans charged-off, net0.6138%1,785
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,319
Percentage Net Loans Charged-off: Loans to individuals0.9418%2,118
Percentage Net Loans Charged-off: Credit card loans0.6725%879
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0702%1,527
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9738%1,905
Percentage Net Loans Charged-off: Total real estate loans1.0177%1,575
Percentage Net Loans Charged-off:Construction & development2.5827%1,472
Percentage Net Loans Charged-off: Commercial real estate0.3845%1,659
Percentage Net Loans Charged-off: Multi-family residential4.7126%224
Percentage Net Loans Charged-off: 1-4 family residential0.5178%1,867
Percentage Net Loans Charged-off: Home equity loans0.9879%717
All other 1-4 family - Percent of loans charged-off, net0.4807%1,869
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,819
Percentage Net Loans Charged-off: Loans to individuals0.8447%2,165
Percentage Net Loans Charged-off: Credit card loans1.0135%758
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4417%901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8123%1,907
Percentage Net Loans Charged-off: Total real estate loans0.7927%1,599
Percentage Net Loans Charged-off:Construction & development1.9131%1,224
Percentage Net Loans Charged-off: Commercial real estate0.4081%1,174
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4024%1,731
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4340%1,599
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals0.8913%1,955
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7511%610
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0018%2,410
Percentage Net Loans Charged-off: Total real estate loans0.6410%2,546
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.2699%1,049
Percentage Net Loans Charged-off: Home equity loans18.8754%38
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial0.0000%5,131
Percentage Net Loans Charged-off: Loans to individuals2.3667%1,100
Percentage Net Loans Charged-off: Credit card loans5.1046%394
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7897%2,389
Percentage Net Loans Charged-off: Total real estate loans0.5455%2,340
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.0840%999
Percentage Net Loans Charged-off: Home equity loans16.4318%42
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,579
Percentage Net Loans Charged-off: Loans to individuals1.7104%1,512
Percentage Net Loans Charged-off: Credit card loans1.3711%882
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7575%2,165
Percentage Net Loans Charged-off: Total real estate loans0.6508%1,822
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.2977%789
Percentage Net Loans Charged-off: Home equity loans19.4143%33
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals1.1750%2,021
Percentage Net Loans Charged-off: Credit card loans-0.5204%1,622
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0531%1,286
Percentage Net Loans Charged-off: Total real estate loans0.7109%1,314
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.4142%548
Percentage Net Loans Charged-off: Home equity loans20.9208%32
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals2.3359%956
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6649%1,862
Percentage Net Loans Charged-off: Total real estate loans0.4006%1,953
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.8205%772
Percentage Net Loans Charged-off: Home equity loans12.6288%32
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,624
Percentage Net Loans Charged-off: Loans to individuals1.6365%1,335
Percentage Net Loans Charged-off: Credit card loans4.3103%345
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7413%1,173
Percentage Net Loans Charged-off: Total real estate loans0.4606%1,248
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.9499%495
Percentage Net Loans Charged-off: Home equity loans14.9253%17
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals1.7730%978
Percentage Net Loans Charged-off: Credit card loans1.4494%747
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8775%782
Percentage Net Loans Charged-off: Total real estate loans0.5781%816
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential1.2069%333
Percentage Net Loans Charged-off: Home equity loans19.3000%16
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals1.9842%788
Percentage Net Loans Charged-off: Credit card loans2.1818%547
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3548%1,456
Percentage Net Loans Charged-off: Total real estate loans-0.0034%7,649
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0072%7,758
Percentage Net Loans Charged-off: Home equity loans-0.1270%5,980
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals1.6437%944
Percentage Net Loans Charged-off: Credit card loans-1.0989%1,764
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5576%958
Percentage Net Loans Charged-off: Total real estate loans0.2204%1,243
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.4692%569
Percentage Net Loans Charged-off: Home equity loans8.9880%18
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals1.7847%767
Percentage Net Loans Charged-off: Credit card loans-0.7953%1,939
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5273%755
Percentage Net Loans Charged-off: Total real estate loans0.1737%1,024
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.3706%532
Percentage Net Loans Charged-off: Home equity loans7.2117%18
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals1.8164%656
Percentage Net Loans Charged-off: Credit card loans-0.7045%1,907
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1687%1,954
Percentage Net Loans Charged-off: Total real estate loans0.1106%1,134
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2361%711
Percentage Net Loans Charged-off: Home equity loans4.6208%27
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.3903%2,804
Percentage Net Loans Charged-off: Credit card loans-1.5789%1,914
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1305%1,889
Percentage Net Loans Charged-off: Total real estate loans0.0560%1,159
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1195%830
Percentage Net Loans Charged-off: Home equity loans2.4910%44
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.4075%2,399
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3410%1,160
Percentage Net Loans Charged-off: Total real estate loans0.2110%685
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.4372%386
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.4600%363
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.8485%1,773
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3155%1,028
Percentage Net Loans Charged-off: Total real estate loans0.2200%511
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.4530%311
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.4771%287
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.6962%1,931
Percentage Net Loans Charged-off: Credit card loans0.5720%964
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4247%729
Percentage Net Loans Charged-off: Total real estate loans0.2540%426
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.5200%262
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.5459%250
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals1.0756%1,177
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6722%412
Percentage Net Loans Charged-off: Total real estate loans0.4878%175
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.9831%104
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net1.0285%105
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals1.3942%906
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4757%916
Percentage Net Loans Charged-off: Total real estate loans0.4352%266
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.8677%147
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.9067%153
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,059
Percentage Net Loans Charged-off: Loans to individuals0.6575%2,867
Percentage Net Loans Charged-off: Credit card loans1.0753%1,160
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4186%924
Percentage Net Loans Charged-off: Total real estate loans0.4347%251
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.8663%147
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.9060%151
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,394
Percentage Net Loans Charged-off: Loans to individuals0.3977%3,569
Percentage Net Loans Charged-off: Credit card loans1.4278%905
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4497%842
Percentage Net Loans Charged-off: Total real estate loans0.2231%560
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.4413%319
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.4614%325
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals1.2749%1,174
Percentage Net Loans Charged-off: Credit card loans2.1858%654
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3596%975
Percentage Net Loans Charged-off: Total real estate loans0.1019%831
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.2002%615
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.2095%604
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0171%4,237
Percentage Net Loans Charged-off: Credit card loans4.5977%282
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease57.2541%13
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5511%972
Percentage Net Loans Charged-off: Total real estate loans0.3767%463
Percentage Net Loans Charged-off:Construction & development0.4211%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.6102%285
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.6446%281
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals1.1656%1,710
Percentage Net Loans Charged-off: Credit card loans10.5042%100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4926%971
Percentage Net Loans Charged-off: Total real estate loans0.2699%593
Percentage Net Loans Charged-off:Construction & development0.5636%178
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3623%471
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.3834%459
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals1.2628%1,392
Percentage Net Loans Charged-off: Credit card loans10.8966%103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4789%998
Percentage Net Loans Charged-off: Total real estate loans0.3775%408
Percentage Net Loans Charged-off:Construction & development0.8549%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.4856%343
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.5158%334
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.8393%2,212
Percentage Net Loans Charged-off: Credit card loans7.8946%168
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6022%769
Percentage Net Loans Charged-off: Total real estate loans0.3971%348
Percentage Net Loans Charged-off:Construction & development1.6786%81
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.2822%522
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.3025%478
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals1.3199%1,409
Percentage Net Loans Charged-off: Credit card loans-5.7416%2,601
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4137%1,808
Percentage Net Loans Charged-off: Total real estate loans0.1384%1,494
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.2582%904
Percentage Net Loans Charged-off: Home equity loans4.1031%29
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,747
Percentage Net Loans Charged-off: Loans to individuals1.3242%1,636
Percentage Net Loans Charged-off: Credit card loans1.3838%1,398
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4093%1,587
Percentage Net Loans Charged-off: Total real estate loans0.1662%1,080
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.3093%655
Percentage Net Loans Charged-off: Home equity loans5.2024%21
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals1.2116%1,718
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3138%1,971
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals1.3484%1,467
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3014%1,764
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals1.3120%1,507
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2333%3,320
Percentage Net Loans Charged-off: Total real estate loans0.0206%3,289
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0391%2,472
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0406%2,367
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals0.9022%2,665
Percentage Net Loans Charged-off: Credit card loans7.2836%261
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3109%2,605
Percentage Net Loans Charged-off: Total real estate loans0.0486%2,396
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0871%1,663
Percentage Net Loans Charged-off: Home equity loans2.4407%65
All other 1-4 family - Percent of loans charged-off, net0.0082%2,863
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals1.0535%2,108
Percentage Net Loans Charged-off: Credit card loans4.9628%455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2186%2,942
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2145%3,047
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2564%2,831
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2009%3,805
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1357%5,069
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0484%7,022
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4065%2,258
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1507%6,151
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1333%8,282
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA