Citizens State Bank and Trust Co., Ellsworth, Kansas, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,224,0002,813
Total interest expense$4,691,0002,090
Net interest income$5,533,0003,233
Provision for loan and lease losses$03,275
Total noninterest income$2,016,0002,004
Gross Fiduciary activities income$1,456,000450
Service charges on deposit accounts$271,0002,321
Trading account gains and feesNANA
Additional Noninterest Income$289,0003,430
Total noninterest expense$5,523,0002,902
Salaries and employee benefits$3,453,0002,737
Premises and equipment expense$513,0002,928
Additional noninterest expense$289,0003,430
Pre-tax net operating income$2,026,0002,944
Securities gains (losses)$0988
Applicable income taxes$49,0003,031
Income before extraordinary items$1,977,0002,803
Extraordinary gains, net$054
Net income$1,977,0002,831
Minority interest net income$088
Net income of bank and minority interests.$1,977,0002,805
Net charge-offs$28,0002,061
Cash dividends$1,230,0001,960
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,977,0002,836
2023-09-30 (YTD Data)Rank
Total interest income$7,522,0002,813
Total interest expense$3,169,0002,104
Net interest income$4,353,0003,169
Provision for loan and lease losses$03,085
Total noninterest income$1,528,0001,992
Gross Fiduciary activities income$1,078,000448
Service charges on deposit accounts$209,0002,291
Trading account gains and feesNANA
Additional Noninterest Income$241,0003,353
Total noninterest expense$4,348,0002,822
Salaries and employee benefits$2,809,0002,620
Premises and equipment expense$393,0002,899
Additional noninterest expense$241,0003,352
Pre-tax net operating income$1,533,0003,001
Securities gains (losses)$0849
Applicable income taxes$29,0003,134
Income before extraordinary items$1,504,0002,845
Extraordinary gains, net$052
Net income$1,504,0002,875
Minority interest net income$081
Net income of bank and minority interests.$1,504,0002,846
Net charge-offs$28,0001,741
Cash dividends$1,230,0001,525
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,504,0002,871
2023-06-30 (YTD Data)Rank
Total interest income$4,866,0002,828
Total interest expense$1,904,0002,082
Net interest income$2,962,0003,162
Provision for loan and lease losses$02,940
Total noninterest income$946,0002,019
Gross Fiduciary activities income$705,000445
Service charges on deposit accounts$138,0002,300
Trading account gains and feesNANA
Additional Noninterest Income$103,0003,655
Total noninterest expense$2,955,0002,796
Salaries and employee benefits$1,938,0002,559
Premises and equipment expense$259,0002,913
Additional noninterest expense$103,0003,640
Pre-tax net operating income$953,0003,098
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$953,0002,926
Extraordinary gains, net$051
Net income$953,0002,957
Minority interest net income$081
Net income of bank and minority interests.$953,0002,925
Net charge-offs$9,0001,852
Cash dividends$820,0001,545
Sale, conversion, retirement of capital stock, net$0486
Net operating income$953,0002,948
2023-03-31 (YTD Data)Rank
Total interest income$2,360,0002,855
Total interest expense$820,0002,070
Net interest income$1,540,0003,130
Provision for loan and lease losses$02,612
Total noninterest income$475,0002,015
Gross Fiduciary activities income$355,000456
Service charges on deposit accounts$67,0002,340
Trading account gains and feesNANA
Additional Noninterest Income$53,0003,656
Total noninterest expense$1,482,0002,828
Salaries and employee benefits$974,0002,593
Premises and equipment expense$135,0002,902
Additional noninterest expense$53,0003,656
Pre-tax net operating income$533,0003,029
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$533,0002,832
Extraordinary gains, net$04
Net income$533,0002,831
Minority interest net income$048
Net income of bank and minority interests.$533,0002,832
Net charge-offs$10,0001,369
Cash dividends$410,0001,383
Sale, conversion, retirement of capital stock, net$0430
Net operating income$533,0002,865
2022-12-31 (YTD Data)Rank
Total interest income$8,592,0002,746
Total interest expense$1,578,0001,857
Net interest income$7,014,0002,876
Provision for loan and lease losses$60,0002,455
Total noninterest income$1,832,0002,132
Gross Fiduciary activities income$1,373,000468
Service charges on deposit accounts$258,0002,440
Trading account gains and feesNANA
Additional Noninterest Income$201,0003,811
Total noninterest expense$5,688,0002,831
Salaries and employee benefits$3,723,0002,611
Premises and equipment expense$489,0003,021
Additional noninterest expense$201,0003,811
Pre-tax net operating income$3,098,0002,614
Securities gains (losses)$0691
Applicable income taxes$131,0002,867
Income before extraordinary items$2,967,0002,478
Extraordinary gains, net$05
Net income$2,967,0002,476
Minority interest net income$063
Net income of bank and minority interests.$2,967,0002,477
Net charge-offs$-3,0003,401
Cash dividends$1,600,0001,698
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,967,0002,510
2022-09-30 (YTD Data)Rank
Total interest income$6,347,0002,718
Total interest expense$737,0002,142
Net interest income$5,610,0002,765
Provision for loan and lease losses$45,0002,281
Total noninterest income$1,348,0002,183
Gross Fiduciary activities income$1,007,000474
Service charges on deposit accounts$190,0002,479
Trading account gains and feesNANA
Additional Noninterest Income$151,0003,838
Total noninterest expense$4,255,0002,815
Salaries and employee benefits$2,818,0002,598
Premises and equipment expense$356,0003,055
Additional noninterest expense$151,0003,838
Pre-tax net operating income$2,658,0002,441
Securities gains (losses)$0740
Applicable income taxes$110,0002,811
Income before extraordinary items$2,548,0002,277
Extraordinary gains, net$04
Net income$2,548,0002,276
Minority interest net income$057
Net income of bank and minority interests.$2,548,0002,276
Net charge-offs$-2,0003,205
Cash dividends$1,200,0001,511
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,548,0002,316
2022-06-30 (YTD Data)Rank
Total interest income$4,165,0002,702
Total interest expense$333,0002,515
Net interest income$3,832,0002,698
Provision for loan and lease losses$30,0002,075
Total noninterest income$884,0002,196
Gross Fiduciary activities income$667,000437
Service charges on deposit accounts$116,0002,589
Trading account gains and feesNANA
Additional Noninterest Income$101,0003,844
Total noninterest expense$2,800,0002,839
Salaries and employee benefits$1,886,0002,596
Premises and equipment expense$226,0003,152
Additional noninterest expense$688,0003,219
Pre-tax net operating income$1,886,0002,282
Securities gains (losses)$0687
Applicable income taxes$77,0002,703
Income before extraordinary items$1,809,0002,113
Extraordinary gains, net$04
Net income$1,809,0002,114
Minority interest net income$060
Net income of bank and minority interests.$1,809,0002,113
Net charge-offs$-4,0003,378
Cash dividends$800,0001,502
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,809,0002,154
2022-03-31 (YTD Data)Rank
Total interest income$2,006,0002,710
Total interest expense$136,0002,764
Net interest income$1,870,0002,683
Provision for loan and lease losses$15,0001,841
Total noninterest income$444,0002,184
Gross Fiduciary activities income$339,000439
Service charges on deposit accounts$54,0002,652
Trading account gains and feesNANA
Additional Noninterest Income$51,0003,815
Total noninterest expense$1,403,0002,839
Salaries and employee benefits$956,0002,572
Premises and equipment expense$101,0003,333
Additional noninterest expense$346,0003,207
Pre-tax net operating income$896,0002,246
Securities gains (losses)$0623
Applicable income taxes$35,0002,682
Income before extraordinary items$861,0002,104
Extraordinary gains, net$04
Net income$861,0002,104
Minority interest net income$050
Net income of bank and minority interests.$861,0002,104
Net charge-offs$-2,0003,266
Cash dividends$400,0001,311
Sale, conversion, retirement of capital stock, net$0453
Net operating income$861,0002,121
2021-12-31 (YTD Data)Rank
Total interest income$7,421,0002,916
Total interest expense$793,0002,530
Net interest income$6,628,0002,923
Provision for loan and lease losses$60,0002,437
Total noninterest income$1,710,0002,419
Gross Fiduciary activities income$1,303,000435
Service charges on deposit accounts$192,0002,740
Trading account gains and feesNANA
Additional Noninterest Income$215,0003,955
Total noninterest expense$5,209,0002,960
Salaries and employee benefits$3,495,0002,711
Premises and equipment expense$463,0003,133
Additional noninterest expense$1,251,0003,382
Pre-tax net operating income$3,069,0002,663
Securities gains (losses)$4,0001,879
Applicable income taxes$128,0002,946
Income before extraordinary items$2,945,0002,568
Extraordinary gains, net$010
Net income$2,945,0002,569
Minority interest net income$074
Net income of bank and minority interests.$2,945,0002,569
Net charge-offs$16,0002,140
Cash dividends$1,600,0001,735
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,941,1602,547
2021-09-30 (YTD Data)Rank
Total interest income$5,500,0002,988
Total interest expense$591,0002,621
Net interest income$4,909,0002,994
Provision for loan and lease losses$45,0002,393
Total noninterest income$1,260,0002,449
Gross Fiduciary activities income$958,000433
Service charges on deposit accounts$143,0002,760
Trading account gains and feesNANA
Additional Noninterest Income$159,0003,993
Total noninterest expense$3,848,0002,994
Salaries and employee benefits$2,614,0002,732
Premises and equipment expense$331,0003,238
Additional noninterest expense$903,0003,457
Pre-tax net operating income$2,276,0002,789
Securities gains (losses)$4,0001,798
Applicable income taxes$95,0002,960
Income before extraordinary items$2,185,0002,686
Extraordinary gains, net$08
Net income$2,185,0002,686
Minority interest net income$069
Net income of bank and minority interests.$2,185,0002,686
Net charge-offs$18,0001,784
Cash dividends$1,200,0001,567
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,181,1602,671
2021-06-30 (YTD Data)Rank
Total interest income$3,584,0003,032
Total interest expense$386,0002,725
Net interest income$3,198,0003,031
Provision for loan and lease losses$30,0002,355
Total noninterest income$816,0002,456
Gross Fiduciary activities income$614,000436
Service charges on deposit accounts$91,0002,771
Trading account gains and feesNANA
Additional Noninterest Income$111,0003,975
Total noninterest expense$2,522,0003,010
Salaries and employee benefits$1,744,0002,716
Premises and equipment expense$207,0003,344
Additional noninterest expense$571,0003,532
Pre-tax net operating income$1,462,0002,804
Securities gains (losses)$4,0001,607
Applicable income taxes$60,0002,964
Income before extraordinary items$1,406,0002,719
Extraordinary gains, net$06
Net income$1,406,0002,718
Minority interest net income$067
Net income of bank and minority interests.$1,406,0002,719
Net charge-offs$20,0001,503
Cash dividends$800,0001,553
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,402,1602,702
2021-03-31 (YTD Data)Rank
Total interest income$1,714,0003,097
Total interest expense$172,0002,975
Net interest income$1,542,0003,074
Provision for loan and lease losses$15,0002,330
Total noninterest income$394,0002,496
Gross Fiduciary activities income$297,000443
Service charges on deposit accounts$45,0002,783
Trading account gains and feesNANA
Additional Noninterest Income$52,0003,986
Total noninterest expense$1,266,0003,004
Salaries and employee benefits$879,0002,701
Premises and equipment expense$102,0003,373
Additional noninterest expense$285,0003,498
Pre-tax net operating income$655,0002,928
Securities gains (losses)$01,392
Applicable income taxes$29,0002,936
Income before extraordinary items$626,0002,851
Extraordinary gains, net$03
Net income$626,0002,850
Minority interest net income$055
Net income of bank and minority interests.$626,0002,851
Net charge-offs$21,0001,125
Cash dividends$400,0001,351
Sale, conversion, retirement of capital stock, net$0482
Net operating income$626,0002,806
2020-12-31 (YTD Data)Rank
Total interest income$7,589,0002,966
Total interest expense$1,272,0002,606
Net interest income$6,317,0002,976
Provision for loan and lease losses$60,0003,790
Total noninterest income$1,461,0002,456
Gross Fiduciary activities income$1,073,000445
Service charges on deposit accounts$207,0002,734
Trading account gains and feesNANA
Additional Noninterest Income$181,0004,023
Total noninterest expense$5,026,0002,992
Salaries and employee benefits$3,414,0002,725
Premises and equipment expense$447,0003,225
Additional noninterest expense$1,165,0003,473
Pre-tax net operating income$2,692,0002,569
Securities gains (losses)$02,675
Applicable income taxes$110,0002,898
Income before extraordinary items$2,582,0002,505
Extraordinary gains, net$04
Net income$2,582,0002,505
Minority interest net income$072
Net income of bank and minority interests.$2,582,0002,505
Net charge-offs$16,0002,873
Cash dividends$1,600,0001,715
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,582,0002,453
2020-09-30 (YTD Data)Rank
Total interest income$5,819,0002,948
Total interest expense$933,0002,708
Net interest income$4,886,0002,938
Provision for loan and lease losses$45,0003,752
Total noninterest income$1,079,0002,438
Gross Fiduciary activities income$797,000445
Service charges on deposit accounts$152,0002,766
Trading account gains and feesNANA
Additional Noninterest Income$130,0004,040
Total noninterest expense$3,779,0002,986
Salaries and employee benefits$2,586,0002,691
Premises and equipment expense$330,0003,256
Additional noninterest expense$863,0003,460
Pre-tax net operating income$2,141,0002,484
Securities gains (losses)$02,494
Applicable income taxes$91,0002,849
Income before extraordinary items$2,050,0002,425
Extraordinary gains, net$04
Net income$2,050,0002,425
Minority interest net income$065
Net income of bank and minority interests.$2,050,0002,425
Net charge-offs$7,0002,835
Cash dividends$1,200,0001,522
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,050,0002,369
2020-06-30 (YTD Data)Rank
Total interest income$3,859,0002,995
Total interest expense$722,0002,612
Net interest income$3,137,0003,018
Provision for loan and lease losses$30,0003,658
Total noninterest income$716,0002,403
Gross Fiduciary activities income$532,000448
Service charges on deposit accounts$99,0002,837
Trading account gains and feesNANA
Additional Noninterest Income$85,0004,049
Total noninterest expense$2,509,0002,992
Salaries and employee benefits$1,725,0002,709
Premises and equipment expense$211,0003,327
Additional noninterest expense$573,0003,480
Pre-tax net operating income$1,314,0002,574
Securities gains (losses)$02,249
Applicable income taxes$47,0002,924
Income before extraordinary items$1,267,0002,475
Extraordinary gains, net$04
Net income$1,267,0002,474
Minority interest net income$065
Net income of bank and minority interests.$1,267,0002,475
Net charge-offs$7,0002,562
Cash dividends$800,0001,513
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,267,0002,437
2020-03-31 (YTD Data)Rank
Total interest income$1,938,0002,976
Total interest expense$400,0002,610
Net interest income$1,538,0003,022
Provision for loan and lease losses$15,0003,204
Total noninterest income$374,0002,260
Gross Fiduciary activities income$265,000451
Service charges on deposit accounts$64,0002,747
Trading account gains and feesNANA
Additional Noninterest Income$45,0003,931
Total noninterest expense$1,265,0003,002
Salaries and employee benefits$860,0002,716
Premises and equipment expense$105,0003,343
Additional noninterest expense$300,0003,449
Pre-tax net operating income$632,0002,486
Securities gains (losses)$01,705
Applicable income taxes$20,0002,887
Income before extraordinary items$612,0002,376
Extraordinary gains, net$04
Net income$612,0002,375
Minority interest net income$056
Net income of bank and minority interests.$612,0002,376
Net charge-offs$10,0001,869
Cash dividends$400,0001,445
Sale, conversion, retirement of capital stock, net$0482
Net operating income$612,0002,340
2019-12-31 (YTD Data)Rank
Total interest income$7,667,0003,032
Total interest expense$1,954,0002,373
Net interest income$5,713,0003,189
Provision for loan and lease losses$143,0002,657
Total noninterest income$1,484,0002,311
Gross Fiduciary activities income$1,021,000452
Service charges on deposit accounts$236,0002,952
Trading account gains and feesNANA
Additional Noninterest Income$227,0003,840
Total noninterest expense$4,849,0003,079
Salaries and employee benefits$3,212,0002,807
Premises and equipment expense$422,0003,381
Additional noninterest expense$1,215,0003,471
Pre-tax net operating income$2,205,0002,907
Securities gains (losses)$34,0001,408
Applicable income taxes$102,0003,006
Income before extraordinary items$2,137,0002,802
Extraordinary gains, net$011
Net income$2,137,0002,803
Minority interest net income$076
Net income of bank and minority interests.$2,137,0002,804
Net charge-offs$45,0002,712
Cash dividends$1,600,0001,801
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,104,7002,786
2019-09-30 (YTD Data)Rank
Total interest income$5,705,0003,076
Total interest expense$1,416,0002,447
Net interest income$4,289,0003,229
Provision for loan and lease losses$58,0003,022
Total noninterest income$1,093,0002,336
Gross Fiduciary activities income$740,000459
Service charges on deposit accounts$172,0003,033
Trading account gains and feesNANA
Additional Noninterest Income$181,0003,820
Total noninterest expense$3,734,0003,040
Salaries and employee benefits$2,499,0002,759
Premises and equipment expense$308,0003,449
Additional noninterest expense$927,0003,467
Pre-tax net operating income$1,590,0003,030
Securities gains (losses)$33,0001,245
Applicable income taxes$71,0003,105
Income before extraordinary items$1,552,0002,915
Extraordinary gains, net$011
Net income$1,552,0002,916
Minority interest net income$072
Net income of bank and minority interests.$1,552,0002,916
Net charge-offs$33,0002,465
Cash dividends$1,200,0001,625
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,520,3202,906
2019-06-30 (YTD Data)Rank
Total interest income$3,794,0003,090
Total interest expense$907,0002,479
Net interest income$2,887,0003,228
Provision for loan and lease losses$40,0002,926
Total noninterest income$667,0002,412
Gross Fiduciary activities income$481,000463
Service charges on deposit accounts$109,0003,098
Trading account gains and feesNANA
Additional Noninterest Income$77,0004,205
Total noninterest expense$2,454,0003,087
Salaries and employee benefits$1,662,0002,781
Premises and equipment expense$200,0003,512
Additional noninterest expense$592,0003,573
Pre-tax net operating income$1,060,0003,020
Securities gains (losses)$01,702
Applicable income taxes$46,0003,120
Income before extraordinary items$1,014,0002,929
Extraordinary gains, net$011
Net income$1,014,0002,928
Minority interest net income$069
Net income of bank and minority interests.$1,014,0002,928
Net charge-offs$5,0002,814
Cash dividends$800,0001,636
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,014,0002,904
2019-03-31 (YTD Data)Rank
Total interest income$1,856,0003,142
Total interest expense$413,0002,592
Net interest income$1,443,0003,260
Provision for loan and lease losses$22,0002,710
Total noninterest income$325,0002,428
Gross Fiduciary activities income$234,000471
Service charges on deposit accounts$50,0003,209
Trading account gains and feesNANA
Additional Noninterest Income$41,0004,138
Total noninterest expense$1,257,0003,054
Salaries and employee benefits$836,0002,787
Premises and equipment expense$108,0003,421
Additional noninterest expense$313,0003,476
Pre-tax net operating income$489,0003,104
Securities gains (losses)$01,087
Applicable income taxes$20,0003,154
Income before extraordinary items$469,0002,978
Extraordinary gains, net$05
Net income$469,0002,976
Minority interest net income$052
Net income of bank and minority interests.$469,0002,977
Net charge-offs$-1,0003,818
Cash dividends$400,0001,497
Sale, conversion, retirement of capital stock, net$0529
Net operating income$469,0002,966
2018-12-31 (YTD Data)Rank
Total interest income$7,178,0003,120
Total interest expense$1,472,0002,369
Net interest income$5,706,0003,257
Provision for loan and lease losses$83,0003,205
Total noninterest income$1,299,0002,509
Gross Fiduciary activities income$910,000482
Service charges on deposit accounts$233,0003,122
Trading account gains and feesNANA
Additional Noninterest Income$156,0004,276
Total noninterest expense$4,711,0003,171
Salaries and employee benefits$3,083,0002,907
Premises and equipment expense$403,0003,503
Additional noninterest expense$1,225,0003,546
Pre-tax net operating income$2,211,0002,975
Securities gains (losses)$01,125
Applicable income taxes$85,0003,167
Income before extraordinary items$2,126,0002,844
Extraordinary gains, net$06
Net income$2,126,0002,843
Minority interest net income$072
Net income of bank and minority interests.$2,126,0002,843
Net charge-offs$-1,0004,181
Cash dividends$1,580,0001,681
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,126,0002,838
2018-09-30 (YTD Data)Rank
Total interest income$5,302,0003,160
Total interest expense$975,0002,478
Net interest income$4,327,0003,262
Provision for loan and lease losses$58,0003,095
Total noninterest income$943,0002,585
Gross Fiduciary activities income$672,000479
Service charges on deposit accounts$173,0003,147
Trading account gains and feesNANA
Additional Noninterest Income$98,0004,460
Total noninterest expense$3,599,0003,138
Salaries and employee benefits$2,388,0002,853
Premises and equipment expense$303,0003,551
Additional noninterest expense$908,0003,582
Pre-tax net operating income$1,613,0003,076
Securities gains (losses)$01,118
Applicable income taxes$73,0003,167
Income before extraordinary items$1,540,0002,942
Extraordinary gains, net$05
Net income$1,540,0002,941
Minority interest net income$066
Net income of bank and minority interests.$1,540,0002,941
Net charge-offs$03,489
Cash dividends$1,185,0001,532
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,540,0002,932
2018-06-30 (YTD Data)Rank
Total interest income$3,478,0003,172
Total interest expense$590,0002,543
Net interest income$2,888,0003,265
Provision for loan and lease losses$38,0003,005
Total noninterest income$616,0002,610
Gross Fiduciary activities income$445,000476
Service charges on deposit accounts$107,0003,249
Trading account gains and feesNANA
Additional Noninterest Income$64,0004,517
Total noninterest expense$2,367,0003,184
Salaries and employee benefits$1,582,0002,895
Premises and equipment expense$196,0003,631
Additional noninterest expense$589,0003,662
Pre-tax net operating income$1,099,0003,020
Securities gains (losses)$0961
Applicable income taxes$52,0003,122
Income before extraordinary items$1,047,0002,880
Extraordinary gains, net$06
Net income$1,047,0002,879
Minority interest net income$065
Net income of bank and minority interests.$1,047,0002,879
Net charge-offs$-2,0004,025
Cash dividends$790,0001,531
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,047,0002,871
2018-03-31 (YTD Data)Rank
Total interest income$1,702,0003,210
Total interest expense$264,0002,657
Net interest income$1,438,0003,280
Provision for loan and lease losses$20,0002,793
Total noninterest income$316,0002,554
Gross Fiduciary activities income$224,000487
Service charges on deposit accounts$52,0003,304
Trading account gains and feesNANA
Additional Noninterest Income$40,0004,333
Total noninterest expense$1,184,0003,220
Salaries and employee benefits$785,0002,940
Premises and equipment expense$96,0003,716
Additional noninterest expense$303,0003,623
Pre-tax net operating income$550,0002,961
Securities gains (losses)$0735
Applicable income taxes$20,0003,243
Income before extraordinary items$530,0002,802
Extraordinary gains, net$07
Net income$530,0002,802
Minority interest net income$052
Net income of bank and minority interests.$530,0002,802
Net charge-offs$-1,0003,770
Cash dividends$395,0001,408
Sale, conversion, retirement of capital stock, net$0580
Net operating income$530,0002,790
2017-12-31 (YTD Data)Rank
Total interest income$6,838,0003,168
Total interest expense$969,0002,594
Net interest income$5,869,0003,221
Provision for loan and lease losses$127,0002,799
Total noninterest income$1,051,0002,876
Gross Fiduciary activities income$819,000491
Service charges on deposit accounts$239,0003,212
Trading account gains and feesNANA
Additional Noninterest Income$-7,0005,587
Total noninterest expense$4,606,0003,264
Salaries and employee benefits$2,993,0002,988
Premises and equipment expense$370,0003,803
Additional noninterest expense$1,243,0003,601
Pre-tax net operating income$2,187,0002,973
Securities gains (losses)$2,0001,996
Applicable income taxes$86,0003,356
Income before extraordinary items$2,103,0002,611
Extraordinary gains, net$09
Net income$2,103,0002,610
Minority interest net income$076
Net income of bank and minority interests.$2,103,0002,611
Net charge-offs$3,0003,939
Cash dividends$1,560,0001,669
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,101,0802,585
2017-09-30 (YTD Data)Rank
Total interest income$5,118,0003,201
Total interest expense$657,0002,763
Net interest income$4,461,0003,221
Provision for loan and lease losses$105,0002,606
Total noninterest income$728,0003,005
Gross Fiduciary activities income$606,000494
Service charges on deposit accounts$176,0003,253
Trading account gains and feesNANA
Additional Noninterest Income$-54,0005,693
Total noninterest expense$3,524,0003,235
Salaries and employee benefits$2,324,0002,939
Premises and equipment expense$276,0003,831
Additional noninterest expense$924,0003,633
Pre-tax net operating income$1,560,0003,100
Securities gains (losses)$2,0002,024
Applicable income taxes$75,0003,298
Income before extraordinary items$1,487,0002,878
Extraordinary gains, net$09
Net income$1,487,0002,877
Minority interest net income$071
Net income of bank and minority interests.$1,487,0002,878
Net charge-offs$2,0003,621
Cash dividends$1,170,0001,554
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,485,1002,858
2017-06-30 (YTD Data)Rank
Total interest income$3,403,0003,194
Total interest expense$388,0002,920
Net interest income$3,015,0003,192
Provision for loan and lease losses$80,0002,426
Total noninterest income$548,0002,840
Gross Fiduciary activities income$393,000500
Service charges on deposit accounts$114,0003,301
Trading account gains and feesNANA
Additional Noninterest Income$41,0004,994
Total noninterest expense$2,336,0003,269
Salaries and employee benefits$1,551,0002,960
Premises and equipment expense$171,0003,987
Additional noninterest expense$614,0003,641
Pre-tax net operating income$1,147,0002,910
Securities gains (losses)$01,906
Applicable income taxes$46,0003,345
Income before extraordinary items$1,101,0002,665
Extraordinary gains, net$011
Net income$1,101,0002,664
Minority interest net income$071
Net income of bank and minority interests.$1,101,0002,665
Net charge-offs$2,0003,300
Cash dividends$780,0001,554
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,101,0002,649
2017-03-31 (YTD Data)Rank
Total interest income$1,651,0003,253
Total interest expense$154,0003,312
Net interest income$1,497,0003,212
Provision for loan and lease losses$35,0002,341
Total noninterest income$262,0002,888
Gross Fiduciary activities income$189,000517
Service charges on deposit accounts$57,0003,310
Trading account gains and feesNANA
Additional Noninterest Income$16,0005,152
Total noninterest expense$1,173,0003,283
Salaries and employee benefits$782,0002,985
Premises and equipment expense$82,0004,108
Additional noninterest expense$309,0003,646
Pre-tax net operating income$551,0002,933
Securities gains (losses)$01,153
Applicable income taxes$20,0003,357
Income before extraordinary items$531,0002,661
Extraordinary gains, net$08
Net income$531,0002,661
Minority interest net income$055
Net income of bank and minority interests.$531,0002,661
Net charge-offs$3,0002,592
Cash dividends$390,0001,430
Sale, conversion, retirement of capital stock, net$0632
Net operating income$531,0002,646
2016-12-31 (YTD Data)Rank
Total interest income$6,477,0003,269
Total interest expense$709,0003,024
Net interest income$5,768,0003,267
Provision for loan and lease losses$201,0002,430
Total noninterest income$1,161,0002,809
Gross Fiduciary activities income$748,000506
Service charges on deposit accounts$254,0003,240
Trading account gains and fees$0170
Additional Noninterest Income$159,0004,595
Total noninterest expense$4,594,0003,357
Salaries and employee benefits$2,911,0003,079
Premises and equipment expense$378,0003,882
Additional noninterest expense$1,305,0003,635
Pre-tax net operating income$2,134,0002,954
Securities gains (losses)$129,0001,158
Applicable income taxes$93,0003,340
Income before extraordinary items$2,170,0002,651
Extraordinary gains, net$05
Net income$2,170,0002,649
Minority interest net income$082
Net income of bank and minority interests.$2,170,0002,650
Net charge-offs$66,0002,944
Cash dividends$1,500,0001,687
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,046,1602,697
2016-09-30 (YTD Data)Rank
Total interest income$4,880,0003,271
Total interest expense$513,0003,091
Net interest income$4,367,0003,264
Provision for loan and lease losses$125,0002,532
Total noninterest income$857,0002,839
Gross Fiduciary activities income$541,000514
Service charges on deposit accounts$188,0003,275
Trading account gains and fees$0169
Additional Noninterest Income$128,0004,574
Total noninterest expense$3,421,0003,388
Salaries and employee benefits$2,179,0003,084
Premises and equipment expense$275,0003,959
Additional noninterest expense$967,0003,684
Pre-tax net operating income$1,678,0002,923
Securities gains (losses)$129,0001,087
Applicable income taxes$83,0003,324
Income before extraordinary items$1,724,0002,579
Extraordinary gains, net$05
Net income$1,724,0002,580
Minority interest net income$071
Net income of bank and minority interests.$1,724,0002,580
Net charge-offs$61,0002,449
Cash dividends$1,125,0001,546
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,601,4502,658
2016-06-30 (YTD Data)Rank
Total interest income$3,267,0003,282
Total interest expense$341,0003,096
Net interest income$2,926,0003,270
Provision for loan and lease losses$105,0002,257
Total noninterest income$574,0002,817
Gross Fiduciary activities income$359,000521
Service charges on deposit accounts$123,0003,303
Trading account gains and fees$0157
Additional Noninterest Income$92,0004,505
Total noninterest expense$2,265,0003,422
Salaries and employee benefits$1,450,0003,109
Premises and equipment expense$172,0004,099
Additional noninterest expense$643,0003,715
Pre-tax net operating income$1,130,0002,865
Securities gains (losses)$129,000811
Applicable income taxes$60,0003,285
Income before extraordinary items$1,199,0002,488
Extraordinary gains, net$016
Net income$1,199,0002,487
Minority interest net income$071
Net income of bank and minority interests.$1,199,0002,487
Net charge-offs$73,0001,882
Cash dividends$750,0001,565
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,076,4502,609
2016-03-31 (YTD Data)Rank
Total interest income$1,604,0003,330
Total interest expense$161,0003,215
Net interest income$1,443,0003,299
Provision for loan and lease losses$30,0002,510
Total noninterest income$286,0002,796
Gross Fiduciary activities income$180,000519
Service charges on deposit accounts$59,0003,355
Trading account gains and fees$0142
Additional Noninterest Income$47,0004,470
Total noninterest expense$1,160,0003,378
Salaries and employee benefits$718,0003,151
Premises and equipment expense$116,0003,577
Additional noninterest expense$326,0003,689
Pre-tax net operating income$539,0002,904
Securities gains (losses)$103,000515
Applicable income taxes$34,0003,204
Income before extraordinary items$608,0002,421
Extraordinary gains, net$012
Net income$608,0002,421
Minority interest net income$062
Net income of bank and minority interests.$608,0002,421
Net charge-offs$27,0001,801
Cash dividends$375,0001,431
Sale, conversion, retirement of capital stock, net$0659
Net operating income$510,1502,668
2015-12-31 (YTD Data)Rank
Total interest income$5,838,0003,503
Total interest expense$729,0002,988
Net interest income$5,109,0003,541
Provision for loan and lease losses$100,0003,023
Total noninterest income$1,163,0002,841
Gross Fiduciary activities income$678,000539
Service charges on deposit accounts$268,0003,238
Trading account gains and fees$0159
Additional Noninterest Income$217,0004,359
Total noninterest expense$4,347,0003,527
Salaries and employee benefits$2,555,0003,365
Premises and equipment expense$509,0003,446
Additional noninterest expense$1,283,0003,771
Pre-tax net operating income$1,825,0003,181
Securities gains (losses)$172,000830
Applicable income taxes$30,0003,806
Income before extraordinary items$1,967,0002,768
Extraordinary gains, net$023
Net income$1,967,0002,769
Minority interest net income$081
Net income of bank and minority interests.$1,967,0002,770
Net charge-offs$20,0003,764
Cash dividends$1,350,0001,759
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,798,4402,870
2015-09-30 (YTD Data)Rank
Total interest income$4,225,0003,617
Total interest expense$513,0003,153
Net interest income$3,712,0003,636
Provision for loan and lease losses$45,0003,330
Total noninterest income$876,0002,849
Gross Fiduciary activities income$509,000542
Service charges on deposit accounts$194,0003,318
Trading account gains and fees$0153
Additional Noninterest Income$173,0004,318
Total noninterest expense$3,188,0003,596
Salaries and employee benefits$1,888,0003,405
Premises and equipment expense$407,0003,362
Additional noninterest expense$893,0003,961
Pre-tax net operating income$1,355,0003,254
Securities gains (losses)$136,000836
Applicable income taxes$55,0003,590
Income before extraordinary items$1,436,0002,851
Extraordinary gains, net$021
Net income$1,436,0002,850
Minority interest net income$078
Net income of bank and minority interests.$1,436,0002,852
Net charge-offs$19,0003,373
Cash dividends$850,0001,776
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,305,4402,983
2015-06-30 (YTD Data)Rank
Total interest income$2,564,0003,839
Total interest expense$318,0003,325
Net interest income$2,246,0003,880
Provision for loan and lease losses$04,069
Total noninterest income$518,0003,014
Gross Fiduciary activities income$340,000549
Service charges on deposit accounts$114,0003,506
Trading account gains and fees$0157
Additional Noninterest Income$64,0004,971
Total noninterest expense$2,028,0003,739
Salaries and employee benefits$1,202,0003,531
Premises and equipment expense$262,0003,443
Additional noninterest expense$564,0004,103
Pre-tax net operating income$736,0003,565
Securities gains (losses)$128,000715
Applicable income taxes$43,0003,530
Income before extraordinary items$821,0003,114
Extraordinary gains, net$022
Net income$821,0003,114
Minority interest net income$075
Net income of bank and minority interests.$821,0003,115
Net charge-offs$3,0003,598
Cash dividends$550,0001,817
Sale, conversion, retirement of capital stock, net$0751
Net operating income$699,4003,350
2015-03-31 (YTD Data)Rank
Total interest income$1,026,0004,346
Total interest expense$128,0003,789
Net interest income$898,0004,379
Provision for loan and lease losses$03,703
Total noninterest income$242,0003,097
Gross Fiduciary activities income$170,000552
Service charges on deposit accounts$45,0003,870
Trading account gains and fees$0152
Additional Noninterest Income$27,0005,145
Total noninterest expense$883,0004,086
Salaries and employee benefits$519,0003,896
Premises and equipment expense$127,0003,536
Additional noninterest expense$237,0004,471
Pre-tax net operating income$257,0004,105
Securities gains (losses)$84,000645
Applicable income taxes$16,0003,628
Income before extraordinary items$325,0003,498
Extraordinary gains, net$013
Net income$325,0003,501
Minority interest net income$064
Net income of bank and minority interests.$325,0003,501
Net charge-offs$4,0002,829
Cash dividends$250,0001,664
Sale, conversion, retirement of capital stock, net$0697
Net operating income$245,2003,904
2014-12-31 (YTD Data)Rank
Total interest income$4,146,0004,396
Total interest expense$561,0003,776
Net interest income$3,585,0004,422
Provision for loan and lease losses$30,0004,054
Total noninterest income$1,094,0002,976
Gross Fiduciary activities income$653,000559
Service charges on deposit accounts$226,0003,722
Trading account gains and fees$0180
Additional Noninterest Income$215,0004,436
Total noninterest expense$3,202,0004,330
Salaries and employee benefits$1,917,0004,073
Premises and equipment expense$513,0003,570
Additional noninterest expense$772,0004,985
Pre-tax net operating income$1,447,0003,552
Securities gains (losses)$85,0001,378
Applicable income taxes$64,0003,614
Income before extraordinary items$1,468,0003,279
Extraordinary gains, net$017
Net income$1,468,0003,280
Minority interest net income$084
Net income of bank and minority interests.$1,468,0003,280
Net charge-offs$65,0003,556
Cash dividends$1,155,0001,869
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,386,4003,332
2014-09-30 (YTD Data)Rank
Total interest income$3,115,0004,429
Total interest expense$402,0003,931
Net interest income$2,713,0004,434
Provision for loan and lease losses$04,401
Total noninterest income$801,0003,037
Gross Fiduciary activities income$485,000559
Service charges on deposit accounts$168,0003,779
Trading account gains and fees$0174
Additional Noninterest Income$148,0004,587
Total noninterest expense$2,362,0004,385
Salaries and employee benefits$1,465,0004,039
Premises and equipment expense$352,0003,834
Additional noninterest expense$545,0005,122
Pre-tax net operating income$1,152,0003,520
Securities gains (losses)$85,0001,106
Applicable income taxes$54,0003,632
Income before extraordinary items$1,183,0003,176
Extraordinary gains, net$015
Net income$1,183,0003,176
Minority interest net income$081
Net income of bank and minority interests.$1,183,0003,177
Net charge-offs$48,0003,291
Cash dividends$773,0001,774
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,101,4003,275
2014-06-30 (YTD Data)Rank
Total interest income$2,064,0004,457
Total interest expense$260,0004,046
Net interest income$1,804,0004,451
Provision for loan and lease losses$04,196
Total noninterest income$499,0003,119
Gross Fiduciary activities income$319,000564
Service charges on deposit accounts$107,0003,822
Trading account gains and fees$0172
Additional Noninterest Income$73,0004,934
Total noninterest expense$1,580,0004,422
Salaries and employee benefits$989,0004,036
Premises and equipment expense$244,0003,759
Additional noninterest expense$347,0005,227
Pre-tax net operating income$723,0003,552
Securities gains (losses)$85,000884
Applicable income taxes$36,0003,607
Income before extraordinary items$772,0003,154
Extraordinary gains, net$020
Net income$772,0003,160
Minority interest net income$080
Net income of bank and minority interests.$772,0003,160
Net charge-offs$38,0003,009
Cash dividends$515,0001,772
Sale, conversion, retirement of capital stock, net$0794
Net operating income$690,4003,319
2014-03-31 (YTD Data)Rank
Total interest income$1,027,0004,497
Total interest expense$123,0004,203
Net interest income$904,0004,485
Provision for loan and lease losses$03,817
Total noninterest income$244,0003,100
Gross Fiduciary activities income$158,000563
Service charges on deposit accounts$52,0003,853
Trading account gains and fees$0147
Additional Noninterest Income$34,0005,012
Total noninterest expense$784,0004,468
Salaries and employee benefits$489,0004,102
Premises and equipment expense$121,0003,822
Additional noninterest expense$174,0005,276
Pre-tax net operating income$364,0003,470
Securities gains (losses)$46,000677
Applicable income taxes$17,0003,595
Income before extraordinary items$393,0003,036
Extraordinary gains, net$016
Net income$393,0003,039
Minority interest net income$066
Net income of bank and minority interests.$393,0003,039
Net charge-offs$-1,0004,711
Cash dividends$258,0001,556
Sale, conversion, retirement of capital stock, net$0747
Net operating income$348,8403,231
2013-12-31 (YTD Data)Rank
Total interest income$4,092,0004,567
Total interest expense$577,0004,150
Net interest income$3,515,0004,575
Provision for loan and lease losses$05,091
Total noninterest income$947,0003,299
Gross Fiduciary activities income$569,000573
Service charges on deposit accounts$247,0003,730
Trading account gains and fees$0184
Additional Noninterest Income$131,0005,104
Total noninterest expense$3,154,0004,494
Salaries and employee benefits$1,928,0004,158
Premises and equipment expense$497,0003,750
Additional noninterest expense$729,0005,258
Pre-tax net operating income$1,308,0003,619
Securities gains (losses)$195,000905
Applicable income taxes$64,0003,654
Income before extraordinary items$1,439,0003,235
Extraordinary gains, net$029
Net income$1,439,0003,237
Minority interest net income$090
Net income of bank and minority interests.$1,439,0003,238
Net charge-offs$77,0003,992
Cash dividends$1,000,0001,914
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,251,8003,428
2013-09-30 (YTD Data)Rank
Total interest income$3,049,0004,624
Total interest expense$423,0004,292
Net interest income$2,626,0004,625
Provision for loan and lease losses$04,941
Total noninterest income$700,0003,377
Gross Fiduciary activities income$423,000576
Service charges on deposit accounts$182,0003,788
Trading account gains and fees$0180
Additional Noninterest Income$95,0005,228
Total noninterest expense$2,322,0004,554
Salaries and employee benefits$1,447,0004,170
Premises and equipment expense$372,0003,784
Additional noninterest expense$503,0005,429
Pre-tax net operating income$1,004,0003,676
Securities gains (losses)$150,000967
Applicable income taxes$50,0003,723
Income before extraordinary items$1,104,0003,232
Extraordinary gains, net$025
Net income$1,104,0003,235
Minority interest net income$084
Net income of bank and minority interests.$1,104,0003,236
Net charge-offs$11,0004,675
Cash dividends$750,0001,718
Sale, conversion, retirement of capital stock, net$0868
Net operating income$960,0003,418
2013-06-30 (YTD Data)Rank
Total interest income$1,990,0004,697
Total interest expense$279,0004,375
Net interest income$1,711,0004,696
Provision for loan and lease losses$04,788
Total noninterest income$476,0003,380
Gross Fiduciary activities income$283,000579
Service charges on deposit accounts$124,0003,720
Trading account gains and fees$0157
Additional Noninterest Income$69,0005,176
Total noninterest expense$1,553,0004,564
Salaries and employee benefits$967,0004,193
Premises and equipment expense$242,0003,858
Additional noninterest expense$344,0005,377
Pre-tax net operating income$634,0003,737
Securities gains (losses)$150,000874
Applicable income taxes$32,0003,725
Income before extraordinary items$752,0003,181
Extraordinary gains, net$022
Net income$752,0003,183
Minority interest net income$082
Net income of bank and minority interests.$752,0003,184
Net charge-offs$14,0004,186
Cash dividends$500,0001,684
Sale, conversion, retirement of capital stock, net$0838
Net operating income$608,0003,481
2013-03-31 (YTD Data)Rank
Total interest income$990,0004,750
Total interest expense$135,0004,535
Net interest income$855,0004,708
Provision for loan and lease losses$04,409
Total noninterest income$232,0003,422
Gross Fiduciary activities income$129,000612
Service charges on deposit accounts$61,0003,736
Trading account gains and fees$0148
Additional Noninterest Income$42,0004,926
Total noninterest expense$757,0004,659
Salaries and employee benefits$473,0004,288
Premises and equipment expense$121,0003,879
Additional noninterest expense$163,0005,550
Pre-tax net operating income$330,0003,633
Securities gains (losses)$63,000832
Applicable income taxes$16,0003,717
Income before extraordinary items$377,0003,133
Extraordinary gains, net$010
Net income$377,0003,134
Minority interest net income$076
Net income of bank and minority interests.$377,0003,135
Net charge-offs$-2,0005,471
Cash dividends$250,0001,457
Sale, conversion, retirement of capital stock, net$0789
Net operating income$316,5203,378
2012-12-31 (YTD Data)Rank
Total interest income$4,227,0004,723
Total interest expense$691,0004,438
Net interest income$3,536,0004,724
Provision for loan and lease losses$05,905
Total noninterest income$865,0003,516
Gross Fiduciary activities income$468,000615
Service charges on deposit accounts$248,0003,868
Trading account gains and fees$0166
Additional Noninterest Income$149,0004,948
Total noninterest expense$3,190,0004,593
Salaries and employee benefits$1,814,0004,384
Premises and equipment expense$495,0003,851
Additional noninterest expense$881,0005,075
Pre-tax net operating income$1,211,0003,697
Securities gains (losses)$176,0001,808
Applicable income taxes$58,0003,825
Income before extraordinary items$1,329,0003,350
Extraordinary gains, net$029
Net income$1,329,0003,351
Minority interest net income$093
Net income of bank and minority interests.$1,329,0003,351
Net charge-offs$8,0005,657
Cash dividends$996,0001,970
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,160,0403,471
2012-09-30 (YTD Data)Rank
Total interest income$3,198,0004,795
Total interest expense$519,0004,560
Net interest income$2,679,0004,771
Provision for loan and lease losses$05,790
Total noninterest income$601,0003,681
Gross Fiduciary activities income$347,000623
Service charges on deposit accounts$181,0003,977
Trading account gains and fees$0157
Additional Noninterest Income$73,0005,444
Total noninterest expense$2,388,0004,626
Salaries and employee benefits$1,365,0004,393
Premises and equipment expense$375,0003,860
Additional noninterest expense$648,0005,162
Pre-tax net operating income$892,0003,841
Securities gains (losses)$118,0001,852
Applicable income taxes$40,0003,887
Income before extraordinary items$970,0003,488
Extraordinary gains, net$020
Net income$970,0003,488
Minority interest net income$086
Net income of bank and minority interests.$970,0003,490
Net charge-offs$9,0005,333
Cash dividends$747,0001,614
Sale, conversion, retirement of capital stock, net$0952
Net operating income$856,7203,578
2012-06-30 (YTD Data)Rank
Total interest income$2,154,0004,802
Total interest expense$358,0004,594
Net interest income$1,796,0004,781
Provision for loan and lease losses$05,619
Total noninterest income$394,0003,683
Gross Fiduciary activities income$230,000627
Service charges on deposit accounts$118,0003,997
Trading account gains and fees$0153
Additional Noninterest Income$46,0005,533
Total noninterest expense$1,550,0004,720
Salaries and employee benefits$897,0004,453
Premises and equipment expense$238,0003,993
Additional noninterest expense$415,0005,274
Pre-tax net operating income$640,0003,693
Securities gains (losses)$87,0001,692
Applicable income taxes$31,0003,812
Income before extraordinary items$696,0003,336
Extraordinary gains, net$019
Net income$696,0003,336
Minority interest net income$084
Net income of bank and minority interests.$696,0003,337
Net charge-offs$-6,0006,510
Cash dividends$498,0001,626
Sale, conversion, retirement of capital stock, net$0928
Net operating income$612,4803,427
2012-03-31 (YTD Data)Rank
Total interest income$1,082,0004,830
Total interest expense$178,0004,705
Net interest income$904,0004,795
Provision for loan and lease losses$05,254
Total noninterest income$193,0003,724
Gross Fiduciary activities income$112,000631
Service charges on deposit accounts$57,0004,043
Trading account gains and fees$0148
Additional Noninterest Income$24,0005,550
Total noninterest expense$756,0004,813
Salaries and employee benefits$443,0004,513
Premises and equipment expense$112,0004,154
Additional noninterest expense$201,0005,352
Pre-tax net operating income$341,0003,604
Securities gains (losses)$69,0001,083
Applicable income taxes$16,0003,775
Income before extraordinary items$394,0003,109
Extraordinary gains, net$019
Net income$394,0003,112
Minority interest net income$078
Net income of bank and minority interests.$394,0003,113
Net charge-offs$-4,0006,305
Cash dividends$249,0001,441
Sale, conversion, retirement of capital stock, net$0861
Net operating income$327,7603,297
2011-12-31 (YTD Data)Rank
Total interest income$4,408,0004,908
Total interest expense$842,0004,808
Net interest income$3,566,0004,844
Provision for loan and lease losses$06,496
Total noninterest income$760,0003,616
Gross Fiduciary activities income$400,000606
Service charges on deposit accounts$260,0003,875
Trading account gains and fees$0146
Additional Noninterest Income$100,0005,307
Total noninterest expense$2,924,0004,946
Salaries and employee benefits$1,665,0004,657
Premises and equipment expense$415,0004,480
Additional noninterest expense$844,0005,308
Pre-tax net operating income$1,402,0003,145
Securities gains (losses)$43,0002,681
Applicable income taxes$57,0003,695
Income before extraordinary items$1,388,0002,942
Extraordinary gains, net$029
Net income$1,388,0002,944
Minority interest net income$096
Net income of bank and minority interests.$1,388,0002,944
Net charge-offs$-21,0007,100
Cash dividends$1,096,0001,530
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,346,7202,895
2011-09-30 (YTD Data)Rank
Total interest income$3,318,0004,952
Total interest expense$608,0005,010
Net interest income$2,710,0004,839
Provision for loan and lease losses$06,393
Total noninterest income$565,0003,655
Gross Fiduciary activities income$297,000601
Service charges on deposit accounts$198,0003,867
Trading account gains and fees$0145
Additional Noninterest Income$70,0005,480
Total noninterest expense$2,197,0004,952
Salaries and employee benefits$1,253,0004,662
Premises and equipment expense$314,0004,510
Additional noninterest expense$630,0005,327
Pre-tax net operating income$1,078,0003,176
Securities gains (losses)$43,0002,413
Applicable income taxes$37,0003,772
Income before extraordinary items$1,084,0002,904
Extraordinary gains, net$021
Net income$1,084,0002,907
Minority interest net income$087
Net income of bank and minority interests.$1,084,0002,907
Net charge-offs$-10,0007,005
Cash dividends$747,0001,428
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,042,2902,878
2011-06-30 (YTD Data)Rank
Total interest income$2,207,0004,984
Total interest expense$391,0005,192
Net interest income$1,816,0004,847
Provision for loan and lease losses$06,217
Total noninterest income$372,0003,709
Gross Fiduciary activities income$195,000614
Service charges on deposit accounts$127,0003,919
Trading account gains and fees$0153
Additional Noninterest Income$50,0005,462
Total noninterest expense$1,463,0005,009
Salaries and employee benefits$844,0004,673
Premises and equipment expense$207,0004,578
Additional noninterest expense$412,0005,458
Pre-tax net operating income$725,0003,123
Securities gains (losses)$43,0001,678
Applicable income taxes$20,0003,829
Income before extraordinary items$748,0002,790
Extraordinary gains, net$015
Net income$748,0002,791
Minority interest net income$089
Net income of bank and minority interests.$748,0002,791
Net charge-offs$-1,0006,559
Cash dividends$498,0001,433
Sale, conversion, retirement of capital stock, net$0986
Net operating income$706,2902,830
2011-03-31 (YTD Data)Rank
Total interest income$1,074,0005,085
Total interest expense$184,0005,417
Net interest income$890,0004,900
Provision for loan and lease losses$05,840
Total noninterest income$183,0003,773
Gross Fiduciary activities income$94,000628
Service charges on deposit accounts$63,0003,894
Trading account gains and fees$0158
Additional Noninterest Income$26,0005,544
Total noninterest expense$754,0004,961
Salaries and employee benefits$430,0004,659
Premises and equipment expense$104,0004,611
Additional noninterest expense$220,0005,300
Pre-tax net operating income$319,0003,412
Securities gains (losses)$43,000812
Applicable income taxes$6,0003,979
Income before extraordinary items$356,0002,896
Extraordinary gains, net$09
Net income$356,0002,895
Minority interest net income$086
Net income of bank and minority interests.$356,0002,896
Net charge-offs$-7,0006,897
Cash dividends$249,0001,275
Sale, conversion, retirement of capital stock, net$0925
Net operating income$313,8603,081
2010-12-31 (YTD Data)Rank
Total interest income$3,714,0005,582
Total interest expense$809,0005,687
Net interest income$2,905,0005,437
Provision for loan and lease losses$07,042
Total noninterest income$696,0003,952
Gross Fiduciary activities income$384,000614
Service charges on deposit accounts$234,0004,135
Trading account gains and fees$0175
Additional Noninterest Income$78,0005,713
Total noninterest expense$2,435,0005,559
Salaries and employee benefits$1,303,0005,445
Premises and equipment expense$349,0005,065
Additional noninterest expense$783,0005,663
Pre-tax net operating income$1,166,0003,130
Securities gains (losses)$35,0002,870
Applicable income taxes$53,0003,602
Income before extraordinary items$1,148,0002,990
Extraordinary gains, net$029
Net income$1,148,0002,987
Minority interest net income$0111
Net income of bank and minority interests.$1,148,0002,990
Net charge-offs$-26,0007,525
Cash dividends$816,0001,727
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,114,4002,915
2010-09-30 (YTD Data)Rank
Total interest income$2,807,0005,662
Total interest expense$611,0005,826
Net interest income$2,196,0005,494
Provision for loan and lease losses$06,977
Total noninterest income$504,0004,057
Gross Fiduciary activities income$270,000621
Service charges on deposit accounts$177,0004,183
Trading account gains and fees$0165
Additional Noninterest Income$57,0005,861
Total noninterest expense$1,710,0005,747
Salaries and employee benefits$969,0005,503
Premises and equipment expense$261,0005,143
Additional noninterest expense$480,0006,131
Pre-tax net operating income$990,0003,111
Securities gains (losses)$35,0002,650
Applicable income taxes$43,0003,647
Income before extraordinary items$982,0002,925
Extraordinary gains, net$023
Net income$982,0002,920
Minority interest net income$0110
Net income of bank and minority interests.$982,0002,924
Net charge-offs$-24,0007,569
Cash dividends$537,0001,685
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$948,4002,859
2010-06-30 (YTD Data)Rank
Total interest income$1,874,0005,709
Total interest expense$413,0005,888
Net interest income$1,461,0005,515
Provision for loan and lease losses$06,857
Total noninterest income$340,0003,986
Gross Fiduciary activities income$173,000635
Service charges on deposit accounts$122,0004,107
Trading account gains and fees$0152
Additional Noninterest Income$45,0005,714
Total noninterest expense$1,139,0005,785
Salaries and employee benefits$645,0005,550
Premises and equipment expense$171,0005,228
Additional noninterest expense$323,0006,134
Pre-tax net operating income$662,0003,137
Securities gains (losses)$35,0002,105
Applicable income taxes$31,0003,560
Income before extraordinary items$666,0002,860
Extraordinary gains, net$019
Net income$666,0002,856
Minority interest net income$0105
Net income of bank and minority interests.$666,0002,858
Net charge-offs$-16,0007,556
Cash dividends$358,0001,716
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$632,4002,851
2010-03-31 (YTD Data)Rank
Total interest income$947,0005,742
Total interest expense$195,0006,137
Net interest income$752,0005,472
Provision for loan and lease losses$06,552
Total noninterest income$166,0004,049
Gross Fiduciary activities income$86,000643
Service charges on deposit accounts$60,0004,126
Trading account gains and fees$0175
Additional Noninterest Income$20,0005,932
Total noninterest expense$575,0005,841
Salaries and employee benefits$326,0005,577
Premises and equipment expense$86,0005,286
Additional noninterest expense$163,0006,169
Pre-tax net operating income$343,0003,116
Securities gains (losses)$35,0001,295
Applicable income taxes$14,0003,633
Income before extraordinary items$364,0002,726
Extraordinary gains, net$016
Net income$364,0002,724
Minority interest net income$091
Net income of bank and minority interests.$364,0002,726
Net charge-offs$-14,0007,570
Cash dividends$179,0001,480
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$330,4002,835
2009-12-31 (YTD Data)Rank
Total interest income$3,787,0005,841
Total interest expense$966,0006,095
Net interest income$2,821,0005,546
Provision for loan and lease losses$07,427
Total noninterest income$676,0004,137
Gross Fiduciary activities income$300,000667
Service charges on deposit accounts$253,0004,212
Trading account gains and fees$0211
Additional Noninterest Income$123,0005,373
Total noninterest expense$2,340,0005,851
Salaries and employee benefits$1,265,0005,690
Premises and equipment expense$365,0005,216
Additional noninterest expense$710,0006,103
Pre-tax net operating income$1,157,0002,768
Securities gains (losses)$21,0003,019
Applicable income taxes$46,0003,299
Income before extraordinary items$1,132,0002,561
Extraordinary gains, net$034
Net income$1,132,0002,559
Minority interest net income$0115
Net income of bank and minority interests.$1,132,0002,560
Net charge-offs$-16,0007,887
Cash dividends$716,0002,101
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,111,8402,548
2009-09-30 (YTD Data)Rank
Total interest income$2,855,0005,896
Total interest expense$719,0006,243
Net interest income$2,136,0005,542
Provision for loan and lease losses$07,284
Total noninterest income$502,0004,223
Gross Fiduciary activities income$217,000676
Service charges on deposit accounts$189,0004,233
Trading account gains and fees$0212
Additional Noninterest Income$96,0005,446
Total noninterest expense$1,769,0005,859
Salaries and employee benefits$955,0005,701
Premises and equipment expense$277,0005,225
Additional noninterest expense$537,0006,088
Pre-tax net operating income$869,0002,979
Securities gains (losses)$21,0002,721
Applicable income taxes$35,0003,522
Income before extraordinary items$855,0002,753
Extraordinary gains, net$027
Net income$855,0002,750
Minority interest net income$0118
Net income of bank and minority interests.$855,0002,753
Net charge-offs$-10,0007,873
Cash dividends$537,0001,926
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$834,8402,743
2009-06-30 (YTD Data)Rank
Total interest income$1,914,0005,940
Total interest expense$489,0006,319
Net interest income$1,425,0005,545
Provision for loan and lease losses$07,158
Total noninterest income$338,0004,195
Gross Fiduciary activities income$140,000686
Service charges on deposit accounts$115,0004,375
Trading account gains and fees$0193
Additional Noninterest Income$83,0005,117
Total noninterest expense$1,187,0005,884
Salaries and employee benefits$637,0005,771
Premises and equipment expense$184,0005,282
Additional noninterest expense$366,0006,052
Pre-tax net operating income$576,0003,073
Securities gains (losses)$21,0002,305
Applicable income taxes$23,0003,629
Income before extraordinary items$574,0002,846
Extraordinary gains, net$021
Net income$574,0002,843
Minority interest net income$0112
Net income of bank and minority interests.$574,0002,846
Net charge-offs$-4,0007,749
Cash dividends$358,0002,010
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$553,8402,807
2009-03-31 (YTD Data)Rank
Total interest income$951,0006,002
Total interest expense$238,0006,492
Net interest income$713,0005,532
Provision for loan and lease losses$06,744
Total noninterest income$189,0003,928
Gross Fiduciary activities income$71,000691
Service charges on deposit accounts$56,0004,381
Trading account gains and fees$0171
Additional Noninterest Income$62,0004,465
Total noninterest expense$603,0005,796
Salaries and employee benefits$319,0005,824
Premises and equipment expense$94,0005,280
Additional noninterest expense$190,0005,731
Pre-tax net operating income$299,0003,343
Securities gains (losses)$21,0001,659
Applicable income taxes$10,0003,971
Income before extraordinary items$310,0003,073
Extraordinary gains, net$015
Net income$310,0003,074
Minority interest net income$0102
Net income of bank and minority interests.$310,0003,074
Net charge-offs$-2,0007,404
Cash dividends$179,0001,818
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$289,6303,045
2008-12-31 (YTD Data)Rank
Total interest income$3,911,0006,053
Total interest expense$1,341,0006,203
Net interest income$2,570,0005,843
Provision for loan and lease losses$07,334
Total noninterest income$642,0004,320
Gross Fiduciary activities income$306,000682
Service charges on deposit accounts$274,0004,171
Trading account gains and fees$0154
Additional Noninterest Income$62,0006,531
Total noninterest expense$2,124,0006,083
Salaries and employee benefits$1,219,0005,941
Premises and equipment expense$333,0005,543
Additional noninterest expense$572,0006,338
Pre-tax net operating income$1,088,0003,606
Securities gains (losses)$27,0002,003
Applicable income taxes$41,0003,952
Income before extraordinary items$1,074,0003,153
Extraordinary gains, net$039
Net income$1,074,0003,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,055
Cash dividends$716,0002,825
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,048,0803,347
2008-09-30 (YTD Data)Rank
Total interest income$2,944,0006,119
Total interest expense$1,025,0006,273
Net interest income$1,919,0005,902
Provision for loan and lease losses$06,991
Total noninterest income$491,0004,366
Gross Fiduciary activities income$237,000679
Service charges on deposit accounts$214,0004,125
Trading account gains and fees$0148
Additional Noninterest Income$40,0006,840
Total noninterest expense$1,555,0006,134
Salaries and employee benefits$899,0005,990
Premises and equipment expense$247,0005,602
Additional noninterest expense$409,0006,414
Pre-tax net operating income$855,0003,974
Securities gains (losses)$27,0001,827
Applicable income taxes$35,0004,328
Income before extraordinary items$847,0003,453
Extraordinary gains, net$031
Net income$847,0003,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-66,0008,236
Cash dividends$537,0002,643
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$821,0803,653
2008-06-30 (YTD Data)Rank
Total interest income$1,976,0006,165
Total interest expense$711,0006,326
Net interest income$1,265,0005,930
Provision for loan and lease losses$06,671
Total noninterest income$325,0004,458
Gross Fiduciary activities income$159,000683
Service charges on deposit accounts$141,0004,160
Trading account gains and fees$0149
Additional Noninterest Income$25,0006,995
Total noninterest expense$1,045,0006,155
Salaries and employee benefits$597,0006,073
Premises and equipment expense$160,0005,703
Additional noninterest expense$288,0006,284
Pre-tax net operating income$545,0004,224
Securities gains (losses)$27,0001,861
Applicable income taxes$21,0004,649
Income before extraordinary items$551,0003,818
Extraordinary gains, net$021
Net income$551,0003,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,450
Cash dividends$358,0002,715
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$525,0803,862
2008-03-31 (YTD Data)Rank
Total interest income$996,0006,232
Total interest expense$373,0006,384
Net interest income$623,0006,005
Provision for loan and lease losses$06,080
Total noninterest income$166,0004,387
Gross Fiduciary activities income$80,000696
Service charges on deposit accounts$71,0004,126
Trading account gains and fees$0158
Additional Noninterest Income$15,0006,825
Total noninterest expense$527,0006,165
Salaries and employee benefits$298,0006,100
Premises and equipment expense$82,0005,672
Additional noninterest expense$147,0006,223
Pre-tax net operating income$262,0004,442
Securities gains (losses)$15,0001,758
Applicable income taxes$9,0004,855
Income before extraordinary items$268,0004,056
Extraordinary gains, net$015
Net income$268,0004,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$179,0002,446
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$253,4504,078
2007-12-31 (YTD Data)Rank
Total interest income$3,833,0006,318
Total interest expense$1,551,0006,364
Net interest income$2,282,0006,187
Provision for loan and lease losses$06,851
Total noninterest income$650,0004,463
Gross Fiduciary activities income$308,000701
Service charges on deposit accounts$285,0004,185
Trading account gains and fees$0178
Additional Noninterest Income$57,0006,952
Total noninterest expense$2,049,0006,157
Salaries and employee benefits$1,125,0006,165
Premises and equipment expense$364,0005,298
Additional noninterest expense$560,0006,315
Pre-tax net operating income$883,0004,989
Securities gains (losses)$6,0001,516
Applicable income taxes$32,0005,185
Income before extraordinary items$857,0004,639
Extraordinary gains, net$039
Net income$857,0004,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,179
Cash dividends$716,0003,152
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$851,2404,646
2007-09-30 (YTD Data)Rank
Total interest income$2,864,0006,363
Total interest expense$1,123,0006,466
Net interest income$1,741,0006,188
Provision for loan and lease losses$06,528
Total noninterest income$472,0004,544
Gross Fiduciary activities income$230,000697
Service charges on deposit accounts$207,0004,270
Trading account gains and fees$0184
Additional Noninterest Income$35,0007,194
Total noninterest expense$1,521,0006,180
Salaries and employee benefits$818,0006,238
Premises and equipment expense$277,0005,245
Additional noninterest expense$426,0006,229
Pre-tax net operating income$692,0005,142
Securities gains (losses)$01,655
Applicable income taxes$26,0005,340
Income before extraordinary items$666,0004,800
Extraordinary gains, net$033
Net income$666,0004,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,266
Cash dividends$537,0002,835
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$666,0004,788
2007-06-30 (YTD Data)Rank
Total interest income$1,879,0006,429
Total interest expense$721,0006,556
Net interest income$1,158,0006,244
Provision for loan and lease losses$06,209
Total noninterest income$311,0004,579
Gross Fiduciary activities income$150,000711
Service charges on deposit accounts$131,0004,384
Trading account gains and fees$0168
Additional Noninterest Income$30,0006,985
Total noninterest expense$1,024,0006,189
Salaries and employee benefits$550,0006,271
Premises and equipment expense$182,0005,314
Additional noninterest expense$292,0006,200
Pre-tax net operating income$445,0005,288
Securities gains (losses)$01,444
Applicable income taxes$16,0005,455
Income before extraordinary items$429,0004,907
Extraordinary gains, net$029
Net income$429,0004,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,902
Cash dividends$358,0002,905
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$429,0004,907
2007-03-31 (YTD Data)Rank
Total interest income$912,0006,528
Total interest expense$339,0006,710
Net interest income$573,0006,280
Provision for loan and lease losses$05,779
Total noninterest income$154,0004,584
Gross Fiduciary activities income$71,000735
Service charges on deposit accounts$61,0004,494
Trading account gains and fees$0195
Additional Noninterest Income$22,0006,474
Total noninterest expense$516,0006,200
Salaries and employee benefits$281,0006,246
Premises and equipment expense$93,0005,263
Additional noninterest expense$142,0006,273
Pre-tax net operating income$211,0005,396
Securities gains (losses)$01,187
Applicable income taxes$5,0005,693
Income before extraordinary items$206,0004,990
Extraordinary gains, net$022
Net income$206,0004,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$179,0002,573
Sale, conversion, retirement of capital stock, net$0885
Net operating income$206,0004,978
2006-12-31 (YTD Data)Rank
Total interest income$3,394,0006,490
Total interest expense$1,200,0006,591
Net interest income$2,194,0006,347
Provision for loan and lease losses$06,850
Total noninterest income$555,0004,905
Gross Fiduciary activities income$248,000751
Service charges on deposit accounts$259,0004,415
Trading account gains and fees$0130
Additional Noninterest Income$48,0007,298
Total noninterest expense$1,988,0006,176
Salaries and employee benefits$1,060,0006,266
Premises and equipment expense$359,0005,258
Additional noninterest expense$569,0006,207
Pre-tax net operating income$761,0005,749
Securities gains (losses)$01,687
Applicable income taxes$26,0005,821
Income before extraordinary items$735,0005,399
Extraordinary gains, net$051
Net income$735,0005,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,843
Cash dividends$716,0003,162
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$735,0005,390
2006-09-30 (YTD Data)Rank
Total interest income$2,528,0006,526
Total interest expense$837,0006,704
Net interest income$1,691,0006,336
Provision for loan and lease losses$06,685
Total noninterest income$400,0005,015
Gross Fiduciary activities income$180,000750
Service charges on deposit accounts$192,0004,481
Trading account gains and fees$0126
Additional Noninterest Income$28,0007,587
Total noninterest expense$1,479,0006,195
Salaries and employee benefits$782,0006,289
Premises and equipment expense$278,0005,176
Additional noninterest expense$419,0006,270
Pre-tax net operating income$612,0005,816
Securities gains (losses)$01,388
Applicable income taxes$21,0005,950
Income before extraordinary items$591,0005,394
Extraordinary gains, net$045
Net income$591,0005,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0007,863
Cash dividends$537,0002,829
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$591,0005,390
2006-06-30 (YTD Data)Rank
Total interest income$1,670,0006,547
Total interest expense$525,0006,752
Net interest income$1,145,0006,335
Provision for loan and lease losses$06,419
Total noninterest income$277,0004,922
Gross Fiduciary activities income$118,000769
Service charges on deposit accounts$34,0006,726
Trading account gains and fees$0126
Additional Noninterest Income$125,0004,665
Total noninterest expense$988,0006,203
Salaries and employee benefits$514,0006,359
Premises and equipment expense$187,0005,145
Additional noninterest expense$287,0006,204
Pre-tax net operating income$434,0005,718
Securities gains (losses)$01,185
Applicable income taxes$13,0006,018
Income before extraordinary items$421,0005,268
Extraordinary gains, net$039
Net income$421,0005,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,074
Cash dividends$358,0002,872
Sale, conversion, retirement of capital stock, net$0887
Net operating income$421,0005,269
2006-03-31 (YTD Data)Rank
Total interest income$827,0006,560
Total interest expense$231,0006,935
Net interest income$596,0006,253
Provision for loan and lease losses$06,013
Total noninterest income$137,0004,883
Gross Fiduciary activities income$57,000781
Service charges on deposit accounts$13,0006,977
Trading account gains and fees$0115
Additional Noninterest Income$67,0004,504
Total noninterest expense$489,0006,242
Salaries and employee benefits$260,0006,347
Premises and equipment expense$86,0005,415
Additional noninterest expense$143,0006,200
Pre-tax net operating income$244,0005,427
Securities gains (losses)$0955
Applicable income taxes$6,0006,016
Income before extraordinary items$238,0004,955
Extraordinary gains, net$021
Net income$238,0004,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$179,0002,547
Sale, conversion, retirement of capital stock, net$0648
Net operating income$238,0004,939
2005-12-31 (YTD Data)Rank
Total interest income$3,028,0006,567
Total interest expense$860,0006,632
Net interest income$2,168,0006,423
Provision for loan and lease losses$07,120
Total noninterest income$639,0004,629
Gross Fiduciary activities income$300,000710
Service charges on deposit accounts$261,0004,488
Trading account gains and fees$0138
Additional Noninterest Income$78,0006,787
Total noninterest expense$1,868,0006,325
Salaries and employee benefits$968,0006,446
Premises and equipment expense$338,0005,391
Additional noninterest expense$562,0006,244
Pre-tax net operating income$939,0005,532
Securities gains (losses)$11,0001,453
Applicable income taxes$40,0005,998
Income before extraordinary items$910,0005,055
Extraordinary gains, net$046
Net income$910,0005,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,251
Cash dividends$716,0003,030
Sale, conversion, retirement of capital stock, net$0934
Net operating income$899,4405,047
2005-09-30 (YTD Data)Rank
Total interest income$2,260,0006,586
Total interest expense$618,0006,648
Net interest income$1,642,0006,424
Provision for loan and lease losses$06,899
Total noninterest income$487,0004,614
Gross Fiduciary activities income$240,000671
Service charges on deposit accounts$199,0004,470
Trading account gains and fees$0126
Additional Noninterest Income$48,0007,114
Total noninterest expense$1,400,0006,298
Salaries and employee benefits$732,0006,409
Premises and equipment expense$244,0005,513
Additional noninterest expense$424,0006,205
Pre-tax net operating income$729,0005,556
Securities gains (losses)$11,0001,448
Applicable income taxes$30,0006,080
Income before extraordinary items$710,0005,062
Extraordinary gains, net$035
Net income$710,0005,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,273
Cash dividends$537,0002,688
Sale, conversion, retirement of capital stock, net$0769
Net operating income$699,4405,047
2005-06-30 (YTD Data)Rank
Total interest income$1,494,0006,576
Total interest expense$400,0006,602
Net interest income$1,094,0006,430
Provision for loan and lease losses$06,626
Total noninterest income$293,0004,852
Gross Fiduciary activities income$120,000751
Service charges on deposit accounts$129,0004,492
Trading account gains and fees$0116
Additional Noninterest Income$44,0006,606
Total noninterest expense$942,0006,267
Salaries and employee benefits$490,0006,412
Premises and equipment expense$171,0005,345
Additional noninterest expense$281,0006,187
Pre-tax net operating income$445,0005,722
Securities gains (losses)$11,0001,322
Applicable income taxes$20,0006,094
Income before extraordinary items$436,0005,230
Extraordinary gains, net$030
Net income$436,0005,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,182
Cash dividends$358,0002,673
Sale, conversion, retirement of capital stock, net$0643
Net operating income$425,4405,252
2005-03-31 (YTD Data)Rank
Total interest income$722,0006,669
Total interest expense$189,0006,688
Net interest income$533,0006,537
Provision for loan and lease losses$06,226
Total noninterest income$147,0004,760
Gross Fiduciary activities income$61,000764
Service charges on deposit accounts$61,0004,567
Trading account gains and fees$0115
Additional Noninterest Income$25,0006,471
Total noninterest expense$465,0006,340
Salaries and employee benefits$243,0006,458
Premises and equipment expense$79,0005,599
Additional noninterest expense$143,0006,156
Pre-tax net operating income$215,0005,793
Securities gains (losses)$10,0001,006
Applicable income taxes$10,0006,081
Income before extraordinary items$215,0005,231
Extraordinary gains, net$024
Net income$215,0005,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$215,0002,123
Sale, conversion, retirement of capital stock, net$0491
Net operating income$205,4005,320
2004-12-31 (YTD Data)Rank
Total interest income$2,895,0006,538
Total interest expense$671,0006,687
Net interest income$2,224,0006,340
Provision for loan and lease losses$07,314
Total noninterest income$557,0005,005
Gross Fiduciary activities income$229,000761
Service charges on deposit accounts$266,0004,596
Trading account gains and fees$0138
Additional Noninterest Income$62,0007,147
Total noninterest expense$1,870,0006,246
Salaries and employee benefits$995,0006,287
Premises and equipment expense$349,0005,226
Additional noninterest expense$526,0006,393
Pre-tax net operating income$911,0005,461
Securities gains (losses)$28,0002,163
Applicable income taxes$37,0006,223
Income before extraordinary items$902,0004,960
Extraordinary gains, net$034
Net income$902,0004,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-119,0008,813
Cash dividends$710,0002,937
Sale, conversion, retirement of capital stock, net$0872
Net operating income$875,1204,977
2004-09-30 (YTD Data)Rank
Total interest income$2,157,0006,558
Total interest expense$482,0006,793
Net interest income$1,675,0006,334
Provision for loan and lease losses$07,100
Total noninterest income$386,0005,221
Gross Fiduciary activities income$172,000758
Service charges on deposit accounts$192,0004,732
Trading account gains and fees$0134
Additional Noninterest Income$22,0007,981
Total noninterest expense$1,389,0006,227
Salaries and employee benefits$743,0006,276
Premises and equipment expense$257,0005,261
Additional noninterest expense$389,0006,393
Pre-tax net operating income$672,0005,606
Securities gains (losses)$28,0002,085
Applicable income taxes$27,0006,358
Income before extraordinary items$673,0005,059
Extraordinary gains, net$026
Net income$673,0005,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-123,0008,841
Cash dividends$453,0002,847
Sale, conversion, retirement of capital stock, net$0738
Net operating income$646,1205,084
2004-06-30 (YTD Data)Rank
Total interest income$1,432,0006,601
Total interest expense$318,0006,852
Net interest income$1,114,0006,362
Provision for loan and lease losses$06,885
Total noninterest income$266,0005,121
Gross Fiduciary activities income$121,000751
Service charges on deposit accounts$126,0004,757
Trading account gains and fees$0130
Additional Noninterest Income$19,0007,792
Total noninterest expense$928,0006,262
Salaries and employee benefits$498,0006,310
Premises and equipment expense$171,0005,293
Additional noninterest expense$259,0006,432
Pre-tax net operating income$452,0005,559
Securities gains (losses)$28,0001,835
Applicable income taxes$20,0006,279
Income before extraordinary items$460,0004,946
Extraordinary gains, net$021
Net income$460,0004,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-104,0008,890
Cash dividends$302,0002,841
Sale, conversion, retirement of capital stock, net$0638
Net operating income$433,1205,016
2004-03-31 (YTD Data)Rank
Total interest income$704,0006,695
Total interest expense$159,0006,916
Net interest income$545,0006,449
Provision for loan and lease losses$06,501
Total noninterest income$143,0004,895
Gross Fiduciary activities income$68,000733
Service charges on deposit accounts$62,0004,721
Trading account gains and fees$0121
Additional Noninterest Income$13,0007,451
Total noninterest expense$476,0006,212
Salaries and employee benefits$256,0006,253
Premises and equipment expense$81,0005,477
Additional noninterest expense$139,0006,236
Pre-tax net operating income$212,0005,692
Securities gains (losses)$27,0001,550
Applicable income taxes$9,0006,307
Income before extraordinary items$230,0004,977
Extraordinary gains, net$016
Net income$230,0004,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,465
Cash dividends$151,0002,467
Sale, conversion, retirement of capital stock, net$0464
Net operating income$204,0805,172
2003-12-31 (YTD Data)Rank
Total interest income$2,792,0006,747
Total interest expense$717,0006,979
Net interest income$2,075,0006,474
Provision for loan and lease losses$07,651
Total noninterest income$488,0005,508
Gross Fiduciary activities income$189,000818
Service charges on deposit accounts$252,0004,738
Trading account gains and fees$0160
Additional Noninterest Income$47,0007,633
Total noninterest expense$1,828,0006,308
Salaries and employee benefits$938,0006,480
Premises and equipment expense$378,0004,939
Additional noninterest expense$512,0006,492
Pre-tax net operating income$735,0005,893
Securities gains (losses)$04,500
Applicable income taxes$32,0006,563
Income before extraordinary items$703,0005,578
Extraordinary gains, net$054
Net income$703,0005,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,241
Cash dividends$520,0003,441
Sale, conversion, retirement of capital stock, net$0868
Net operating income$703,0005,407
2003-09-30 (YTD Data)Rank
Total interest income$2,108,0006,804
Total interest expense$553,0007,061
Net interest income$1,555,0006,516
Provision for loan and lease losses$07,481
Total noninterest income$347,0005,689
Gross Fiduciary activities income$137,000826
Service charges on deposit accounts$184,0004,829
Trading account gains and fees$0153
Additional Noninterest Income$26,0008,003
Total noninterest expense$1,358,0006,300
Salaries and employee benefits$703,0006,452
Premises and equipment expense$280,0004,953
Additional noninterest expense$375,0006,535
Pre-tax net operating income$544,0006,106
Securities gains (losses)$04,204
Applicable income taxes$28,0006,613
Income before extraordinary items$516,0005,776
Extraordinary gains, net$040
Net income$516,0005,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,504
Cash dividends$390,0003,078
Sale, conversion, retirement of capital stock, net$0722
Net operating income$516,0005,605
2003-06-30 (YTD Data)Rank
Total interest income$1,417,0006,840
Total interest expense$380,0007,103
Net interest income$1,037,0006,530
Provision for loan and lease losses$07,324
Total noninterest income$225,0005,736
Gross Fiduciary activities income$85,000854
Service charges on deposit accounts$119,0004,882
Trading account gains and fees$0150
Additional Noninterest Income$21,0007,777
Total noninterest expense$921,0006,248
Salaries and employee benefits$482,0006,392
Premises and equipment expense$186,0004,936
Additional noninterest expense$253,0006,495
Pre-tax net operating income$341,0006,232
Securities gains (losses)$03,782
Applicable income taxes$18,0006,667
Income before extraordinary items$323,0005,944
Extraordinary gains, net$030
Net income$323,0005,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,486
Cash dividends$260,0003,076
Sale, conversion, retirement of capital stock, net$0589
Net operating income$323,0005,726
2003-03-31 (YTD Data)Rank
Total interest income$711,0006,866
Total interest expense$193,0007,175
Net interest income$518,0006,545
Provision for loan and lease losses$06,934
Total noninterest income$115,0005,560
Gross Fiduciary activities income$42,000855
Service charges on deposit accounts$57,0004,884
Trading account gains and fees$0134
Additional Noninterest Income$16,0007,254
Total noninterest expense$496,0006,023
Salaries and employee benefits$265,0006,053
Premises and equipment expense$95,0004,865
Additional noninterest expense$136,0006,282
Pre-tax net operating income$137,0006,658
Securities gains (losses)$02,891
Applicable income taxes$7,0006,747
Income before extraordinary items$130,0006,366
Extraordinary gains, net$021
Net income$130,0006,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,581
Cash dividends$130,0002,667
Sale, conversion, retirement of capital stock, net$0419
Net operating income$130,0006,189
2002-12-31 (YTD Data)Rank
Total interest income$3,045,0006,807
Total interest expense$1,044,0006,817
Net interest income$2,001,0006,632
Provision for loan and lease losses$08,089
Total noninterest income$478,0005,337
Gross Fiduciary activities income$185,000856
Service charges on deposit accounts$250,0004,695
Trading account gains and fees$0153
Additional Noninterest Income$43,0007,790
Total noninterest expense$1,787,0006,282
Salaries and employee benefits$930,0006,400
Premises and equipment expense$379,0004,832
Additional noninterest expense$478,0006,633
Pre-tax net operating income$692,0006,118
Securities gains (losses)$04,537
Applicable income taxes$29,0006,866
Income before extraordinary items$663,0005,693
Extraordinary gains, net$070
Net income$663,0005,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-54,0009,162
Cash dividends$520,0003,380
Sale, conversion, retirement of capital stock, net$0862
Net operating income$663,0005,546
2001-12-31 (YTD Data)Rank
Total interest income$3,519,0006,761
Total interest expense$1,487,0007,003
Net interest income$2,032,0006,390
Provision for loan and lease losses$87,0005,864
Total noninterest income$483,0005,154
Gross Fiduciary activities income$182,000861
Service charges on deposit accounts$235,0004,793
Trading account gains and fees$0177
Additional Noninterest Income$66,0007,230
Total noninterest expense$1,661,0006,427
Salaries and employee benefits$889,0006,417
Premises and equipment expense$313,0005,392
Additional noninterest expense$459,0006,722
Pre-tax net operating income$767,0005,596
Securities gains (losses)$40,0002,572
Applicable income taxes$37,0006,929
Income before extraordinary items$770,0004,970
Extraordinary gains, net$0105
Net income$770,0004,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,283
Cash dividends$520,0003,383
Sale, conversion, retirement of capital stock, net$0922
Net operating income$732,0005,011
2000-12-31 (YTD Data)Rank
Total interest income$3,427,0006,987
Total interest expense$1,544,0007,064
Net interest income$1,883,0006,757
Provision for loan and lease losses$39,0006,919
Total noninterest income$439,0005,265
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$203,0005,058
Trading account gains and feesNANA
Additional Noninterest Income$236,0004,413
Total noninterest expense$1,600,0006,484
Salaries and employee benefits$851,0006,497
Premises and equipment expense$292,0005,509
Additional noninterest expense$457,0006,726
Pre-tax net operating income$683,0006,294
Securities gains (losses)$01,956
Applicable income taxes$38,0007,440
Income before extraordinary items$645,0005,643
Extraordinary gains, net$038
Net income$645,0005,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,142
Cash dividends$464,0003,687
Sale, conversion, retirement of capital stock, net$0969
Net operating income$645,0005,652
1999-12-31 (YTD Data)Rank
Total interest income$3,328,0007,013
Total interest expense$1,469,0007,058
Net interest income$1,859,0006,892
Provision for loan and lease losses$08,503
Total noninterest income$415,0005,496
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$196,0005,174
Trading account gains and feesNANA
Additional Noninterest Income$219,0004,731
Total noninterest expense$1,586,0006,560
Salaries and employee benefits$852,0006,534
Premises and equipment expense$327,0005,200
Additional noninterest expense$407,0007,204
Pre-tax net operating income$688,0006,363
Securities gains (losses)$03,155
Applicable income taxes$125,0006,576
Income before extraordinary items$563,0006,087
Extraordinary gains, net$035
Net income$563,0006,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0009,636
Cash dividends$332,0004,318
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$563,0006,060
1998-12-31 (YTD Data)Rank
Total interest income$3,516,0006,930
Total interest expense$1,607,0006,959
Net interest income$1,909,0006,831
Provision for loan and lease losses$08,652
Total noninterest income$407,0005,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0005,504
Trading account gains and feesNANA
Additional Noninterest Income$232,0004,592
Total noninterest expense$1,488,0006,739
Salaries and employee benefits$796,0006,704
Premises and equipment expense$244,0006,050
Additional noninterest expense$448,0006,825
Pre-tax net operating income$828,0005,976
Securities gains (losses)$04,449
Applicable income taxes$192,0006,289
Income before extraordinary items$636,0005,878
Extraordinary gains, net$032
Net income$636,0005,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-85,00010,211
Cash dividends$333,0004,349
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$636,0005,771
1997-12-31 (YTD Data)Rank
Total interest income$3,259,0007,440
Total interest expense$1,495,0007,360
Net interest income$1,764,0007,395
Provision for loan and lease losses$08,829
Total noninterest income$365,0006,038
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,449
Trading account gains and feesNANA
Additional Noninterest Income$172,0005,333
Total noninterest expense$1,437,0006,943
Salaries and employee benefits$820,0006,678
Premises and equipment expense$222,0006,469
Additional noninterest expense$395,0007,397
Pre-tax net operating income$692,0007,007
Securities gains (losses)$03,944
Applicable income taxes$127,0007,961
Income before extraordinary items$565,0006,565
Extraordinary gains, net$044
Net income$565,0006,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,00010,621
Cash dividends$298,0004,642
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$565,0006,511
1996-12-31 (YTD Data)Rank
Total interest income$3,213,0007,710
Total interest expense$1,436,0007,742
Net interest income$1,777,0007,605
Provision for loan and lease losses$55,0006,421
Total noninterest income$393,0005,997
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0006,076
Trading account gains and feesNANA
Additional Noninterest Income$221,0004,904
Total noninterest expense$1,510,0007,082
Salaries and employee benefits$857,0006,669
Premises and equipment expense$261,0006,091
Additional noninterest expense$392,0007,947
Pre-tax net operating income$605,0007,395
Securities gains (losses)$04,148
Applicable income taxes$100,0008,748
Income before extraordinary items$505,0006,877
Extraordinary gains, net$053
Net income$505,0006,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,803
Cash dividends$155,0005,923
Sale, conversion, retirement of capital stock, net$0953
Net operating income$505,0006,812
1995-12-31 (YTD Data)Rank
Total interest income$2,991,0008,217
Total interest expense$1,318,0008,220
Net interest income$1,673,0008,088
Provision for loan and lease losses$43,0006,516
Total noninterest income$340,0006,600
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$158,0006,485
Trading account gains and feesNANA
Additional Noninterest Income$182,0005,396
Total noninterest expense$1,509,0007,249
Salaries and employee benefits$852,0006,807
Premises and equipment expense$234,0006,603
Additional noninterest expense$423,0007,979
Pre-tax net operating income$461,0008,681
Securities gains (losses)$14,0002,143
Applicable income taxes$57,00010,046
Income before extraordinary items$418,0007,896
Extraordinary gains, net$065
Net income$418,0007,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,120
Cash dividends$122,0006,454
Sale, conversion, retirement of capital stock, net$0809
Net operating income$405,6807,976
1994-12-31 (YTD Data)Rank
Total interest income$2,675,0008,604
Total interest expense$1,005,0008,671
Net interest income$1,670,0008,384
Provision for loan and lease losses$68,0005,388
Total noninterest income$320,0006,998
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$155,0006,770
Trading account gains and feesNANA
Additional Noninterest Income$165,0005,902
Total noninterest expense$1,556,0007,428
Salaries and employee benefits$855,0006,901
Premises and equipment expense$241,0006,664
Additional noninterest expense$460,0008,230
Pre-tax net operating income$366,0009,609
Securities gains (losses)$03,600
Applicable income taxes$6,00011,474
Income before extraordinary items$360,0008,554
Extraordinary gains, net$0249
Net income$360,0008,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,413
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$360,0008,597
1993-12-31 (YTD Data)Rank
Total interest income$2,636,0008,938
Total interest expense$1,105,0008,661
Net interest income$1,531,0009,009
Provision for loan and lease losses$45,0007,729
Total noninterest income$669,0004,581
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0007,340
Trading account gains and feesNANA
Additional Noninterest Income$529,0003,143
Total noninterest expense$1,864,0006,712
Salaries and employee benefits$895,0006,742
Premises and equipment expense$276,0006,244
Additional noninterest expense$693,0006,614
Pre-tax net operating income$291,00010,311
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$291,0009,597
Extraordinary gains, net$03,149
Net income$291,0009,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,663
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$291,0009,323
1992-12-31 (YTD Data)Rank
Total interest income$3,226,0008,598
Total interest expense$1,423,0008,763
Net interest income$1,803,0008,336
Provision for loan and lease losses$2,285,0001,043
Total noninterest income$303,0007,693
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,955
Trading account gains and feesNANA
Additional Noninterest Income$147,0006,714
Total noninterest expense$1,839,0006,828
Salaries and employee benefits$947,0006,350
Premises and equipment expense$353,0005,331
Additional noninterest expense$539,0008,097
Pre-tax net operating income$-2,018,00013,638
Securities gains (losses)$98,0003,033
Applicable income taxes$-38,00013,477
Income before extraordinary items$-1,882,00013,662
Extraordinary gains, net$01,422
Net income$-1,882,00013,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,829,0001,019
Cash dividends$100,0006,542
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,978,04013,624

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.