Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,023,000 | 1,888 |
| Total interest expense | $9,688,000 | 1,323 |
| Net interest income | $10,335,000 | 2,346 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $3,612,000 | 1,451 |
| Gross Fiduciary activities income | $38,000 | 787 |
| Service charges on deposit accounts | $335,000 | 2,070 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $3,239,000 | 1,194 |
| Total noninterest expense | $11,259,000 | 1,894 |
| Salaries and employee benefits | $7,210,000 | 1,731 |
| Premises and equipment expense | $777,000 | 2,342 |
| Additional noninterest expense | $3,239,000 | 1,194 |
| Pre-tax net operating income | $2,688,000 | 2,634 |
| Securities gains (losses) | $-1,130,000 | 4,312 |
| Applicable income taxes | $174,000 | 2,518 |
| Income before extraordinary items | $1,384,000 | 3,164 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,384,000 | 3,199 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,384,000 | 3,166 |
| Net charge-offs | $4,000 | 2,632 |
| Cash dividends | $1,035,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,389,700 | 2,619 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,520,000 | 1,901 |
| Total interest expense | $6,782,000 | 1,294 |
| Net interest income | $7,738,000 | 2,358 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $2,676,000 | 1,465 |
| Gross Fiduciary activities income | $36,000 | 760 |
| Service charges on deposit accounts | $247,000 | 2,095 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,393,000 | 1,208 |
| Total noninterest expense | $8,309,000 | 1,906 |
| Salaries and employee benefits | $5,384,000 | 1,738 |
| Premises and equipment expense | $459,000 | 2,679 |
| Additional noninterest expense | $2,393,000 | 1,208 |
| Pre-tax net operating income | $2,105,000 | 2,647 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $104,000 | 2,686 |
| Income before extraordinary items | $2,001,000 | 2,515 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,001,000 | 2,540 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,001,000 | 2,516 |
| Net charge-offs | $4,000 | 2,363 |
| Cash dividends | $1,035,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,001,000 | 2,532 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,434,000 | 1,919 |
| Total interest expense | $4,233,000 | 1,259 |
| Net interest income | $5,201,000 | 2,365 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,832,000 | 1,380 |
| Gross Fiduciary activities income | $35,000 | 730 |
| Service charges on deposit accounts | $165,000 | 2,089 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $1,632,000 | 1,128 |
| Total noninterest expense | $5,432,000 | 1,924 |
| Salaries and employee benefits | $3,503,000 | 1,762 |
| Premises and equipment expense | $313,000 | 2,640 |
| Additional noninterest expense | $1,632,000 | 1,127 |
| Pre-tax net operating income | $1,601,000 | 2,515 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $33,000 | 3,025 |
| Income before extraordinary items | $1,568,000 | 2,356 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,568,000 | 2,382 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,568,000 | 2,356 |
| Net charge-offs | $9,000 | 1,852 |
| Cash dividends | $770,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,568,000 | 2,368 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 1,943 |
| Total interest expense | $1,921,000 | 1,230 |
| Net interest income | $2,633,000 | 2,357 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $922,000 | 1,366 |
| Gross Fiduciary activities income | $32,000 | 727 |
| Service charges on deposit accounts | $75,000 | 2,199 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $815,000 | 1,117 |
| Total noninterest expense | $2,649,000 | 1,985 |
| Salaries and employee benefits | $1,722,000 | 1,814 |
| Premises and equipment expense | $158,000 | 2,665 |
| Additional noninterest expense | $815,000 | 1,117 |
| Pre-tax net operating income | $906,000 | 2,422 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $906,000 | 2,225 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $906,000 | 2,225 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $906,000 | 2,225 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $906,000 | 2,252 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,201,000 | 1,844 |
| Total interest expense | $3,183,000 | 1,119 |
| Net interest income | $13,018,000 | 1,993 |
| Provision for loan and lease losses | $-1,400,000 | 4,638 |
| Total noninterest income | $3,424,000 | 1,513 |
| Gross Fiduciary activities income | $26,000 | 847 |
| Service charges on deposit accounts | $281,000 | 2,333 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,117,000 | 1,222 |
| Total noninterest expense | $10,145,000 | 1,989 |
| Salaries and employee benefits | $6,716,000 | 1,800 |
| Premises and equipment expense | $729,000 | 2,436 |
| Additional noninterest expense | $3,117,000 | 1,222 |
| Pre-tax net operating income | $7,697,000 | 1,529 |
| Securities gains (losses) | $-740,000 | 4,406 |
| Applicable income taxes | $323,000 | 2,354 |
| Income before extraordinary items | $6,634,000 | 1,521 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,634,000 | 1,519 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,634,000 | 1,520 |
| Net charge-offs | $-62,000 | 4,156 |
| Cash dividends | $1,982,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,337,000 | 1,418 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,876,000 | 1,822 |
| Total interest expense | $1,962,000 | 1,041 |
| Net interest income | $9,914,000 | 1,941 |
| Provision for loan and lease losses | $-1,175,000 | 4,663 |
| Total noninterest income | $2,588,000 | 1,524 |
| Gross Fiduciary activities income | $24,000 | 821 |
| Service charges on deposit accounts | $210,000 | 2,349 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $2,354,000 | 1,250 |
| Total noninterest expense | $7,706,000 | 1,967 |
| Salaries and employee benefits | $5,165,000 | 1,763 |
| Premises and equipment expense | $531,000 | 2,479 |
| Additional noninterest expense | $2,354,000 | 1,250 |
| Pre-tax net operating income | $5,971,000 | 1,492 |
| Securities gains (losses) | $-469,000 | 4,478 |
| Applicable income taxes | $252,000 | 2,346 |
| Income before extraordinary items | $5,250,000 | 1,429 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,250,000 | 1,428 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,250,000 | 1,429 |
| Net charge-offs | $-62,000 | 4,168 |
| Cash dividends | $1,982,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,695,550 | 1,369 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 1,782 |
| Total interest expense | $1,197,000 | 966 |
| Net interest income | $6,644,000 | 1,892 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,819,000 | 1,456 |
| Gross Fiduciary activities income | $24,000 | 758 |
| Service charges on deposit accounts | $134,000 | 2,388 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,661,000 | 1,231 |
| Total noninterest expense | $4,984,000 | 1,993 |
| Salaries and employee benefits | $3,333,000 | 1,800 |
| Premises and equipment expense | $350,000 | 2,504 |
| Additional noninterest expense | $1,301,000 | 2,190 |
| Pre-tax net operating income | $3,479,000 | 1,558 |
| Securities gains (losses) | $-120,000 | 4,399 |
| Applicable income taxes | $172,000 | 2,252 |
| Income before extraordinary items | $3,187,000 | 1,466 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,187,000 | 1,465 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,187,000 | 1,466 |
| Net charge-offs | $-63,000 | 4,258 |
| Cash dividends | $1,982,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,301,000 | 1,453 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 1,791 |
| Total interest expense | $576,000 | 965 |
| Net interest income | $3,221,000 | 1,886 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $908,000 | 1,462 |
| Gross Fiduciary activities income | $7,000 | 786 |
| Service charges on deposit accounts | $66,000 | 2,400 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $835,000 | 1,210 |
| Total noninterest expense | $2,534,000 | 1,962 |
| Salaries and employee benefits | $1,659,000 | 1,793 |
| Premises and equipment expense | $216,000 | 2,236 |
| Additional noninterest expense | $659,000 | 2,162 |
| Pre-tax net operating income | $1,595,000 | 1,573 |
| Securities gains (losses) | $7,000 | 426 |
| Applicable income taxes | $92,000 | 2,113 |
| Income before extraordinary items | $1,510,000 | 1,453 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,510,000 | 1,453 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,510,000 | 1,453 |
| Net charge-offs | $-60,000 | 4,440 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,503,420 | 1,472 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,196,000 | 1,675 |
| Total interest expense | $2,836,000 | 968 |
| Net interest income | $14,360,000 | 1,779 |
| Provision for loan and lease losses | $100,000 | 2,175 |
| Total noninterest income | $4,664,000 | 1,369 |
| Gross Fiduciary activities income | $30,000 | 801 |
| Service charges on deposit accounts | $221,000 | 2,567 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $4,413,000 | 1,165 |
| Total noninterest expense | $9,786,000 | 2,004 |
| Salaries and employee benefits | $6,637,000 | 1,785 |
| Premises and equipment expense | $643,000 | 2,646 |
| Additional noninterest expense | $2,506,000 | 2,245 |
| Pre-tax net operating income | $9,138,000 | 1,358 |
| Securities gains (losses) | $929,000 | 229 |
| Applicable income taxes | $502,000 | 2,096 |
| Income before extraordinary items | $9,565,000 | 1,181 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,565,000 | 1,182 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,565,000 | 1,181 |
| Net charge-offs | $270,000 | 882 |
| Cash dividends | $6,682,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,682,450 | 1,250 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,086,000 | 1,679 |
| Total interest expense | $2,206,000 | 978 |
| Net interest income | $10,880,000 | 1,781 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,657,000 | 1,362 |
| Gross Fiduciary activities income | $28,000 | 776 |
| Service charges on deposit accounts | $150,000 | 2,698 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $3,479,000 | 1,158 |
| Total noninterest expense | $6,890,000 | 2,101 |
| Salaries and employee benefits | $5,044,000 | 1,770 |
| Premises and equipment expense | $478,000 | 2,669 |
| Additional noninterest expense | $1,368,000 | 2,753 |
| Pre-tax net operating income | $7,647,000 | 1,309 |
| Securities gains (losses) | $939,000 | 203 |
| Applicable income taxes | $378,000 | 2,165 |
| Income before extraordinary items | $8,208,000 | 1,106 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $8,208,000 | 1,108 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $8,208,000 | 1,107 |
| Net charge-offs | $-1,000 | 3,099 |
| Cash dividends | $5,043,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $7,306,560 | 1,194 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,175,000 | 1,609 |
| Total interest expense | $1,527,000 | 982 |
| Net interest income | $7,648,000 | 1,713 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,934,000 | 1,553 |
| Gross Fiduciary activities income | $4,000 | 868 |
| Service charges on deposit accounts | $91,000 | 2,771 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,839,000 | 1,357 |
| Total noninterest expense | $4,265,000 | 2,193 |
| Salaries and employee benefits | $3,101,000 | 1,878 |
| Premises and equipment expense | $329,000 | 2,613 |
| Additional noninterest expense | $835,000 | 2,901 |
| Pre-tax net operating income | $5,317,000 | 1,255 |
| Securities gains (losses) | $521,000 | 259 |
| Applicable income taxes | $279,000 | 2,074 |
| Income before extraordinary items | $5,559,000 | 1,095 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,559,000 | 1,096 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,559,000 | 1,096 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $3,581,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $5,064,050 | 1,152 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,850,000 | 1,548 |
| Total interest expense | $777,000 | 1,020 |
| Net interest income | $4,073,000 | 1,620 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $994,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $42,000 | 2,864 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $952,000 | 1,315 |
| Total noninterest expense | $2,071,000 | 2,220 |
| Salaries and employee benefits | $1,541,000 | 1,868 |
| Premises and equipment expense | $185,000 | 2,469 |
| Additional noninterest expense | $345,000 | 3,193 |
| Pre-tax net operating income | $2,996,000 | 1,143 |
| Securities gains (losses) | $290,000 | 271 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $3,286,000 | 940 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,286,000 | 940 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,286,000 | 940 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,996,000 | 1,002 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,413,000 | 1,679 |
| Total interest expense | $4,126,000 | 1,132 |
| Net interest income | $13,287,000 | 1,821 |
| Provision for loan and lease losses | $600,000 | 2,051 |
| Total noninterest income | $3,807,000 | 1,511 |
| Gross Fiduciary activities income | $25,000 | 832 |
| Service charges on deposit accounts | $229,000 | 2,588 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $3,553,000 | 1,307 |
| Total noninterest expense | $8,535,000 | 2,167 |
| Salaries and employee benefits | $6,215,000 | 1,849 |
| Premises and equipment expense | $630,000 | 2,688 |
| Additional noninterest expense | $1,690,000 | 2,830 |
| Pre-tax net operating income | $7,959,000 | 1,260 |
| Securities gains (losses) | $69,000 | 1,564 |
| Applicable income taxes | $400,000 | 2,100 |
| Income before extraordinary items | $7,628,000 | 1,179 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,628,000 | 1,179 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,628,000 | 1,179 |
| Net charge-offs | $-3,000 | 4,049 |
| Cash dividends | $5,016,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,562,450 | 1,151 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,479,000 | 1,641 |
| Total interest expense | $3,234,000 | 1,153 |
| Net interest income | $10,245,000 | 1,779 |
| Provision for loan and lease losses | $600,000 | 1,810 |
| Total noninterest income | $2,767,000 | 1,499 |
| Gross Fiduciary activities income | $12,000 | 840 |
| Service charges on deposit accounts | $168,000 | 2,629 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $2,587,000 | 1,292 |
| Total noninterest expense | $6,247,000 | 2,185 |
| Salaries and employee benefits | $4,598,000 | 1,845 |
| Premises and equipment expense | $430,000 | 2,827 |
| Additional noninterest expense | $1,219,000 | 2,891 |
| Pre-tax net operating income | $6,165,000 | 1,192 |
| Securities gains (losses) | $56,000 | 1,492 |
| Applicable income taxes | $325,000 | 2,035 |
| Income before extraordinary items | $5,896,000 | 1,121 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,896,000 | 1,121 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,896,000 | 1,121 |
| Net charge-offs | $18,000 | 2,545 |
| Cash dividends | $3,637,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,842,800 | 1,091 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,463,000 | 1,586 |
| Total interest expense | $2,249,000 | 1,191 |
| Net interest income | $7,214,000 | 1,696 |
| Provision for loan and lease losses | $600,000 | 1,444 |
| Total noninterest income | $1,804,000 | 1,449 |
| Gross Fiduciary activities income | $12,000 | 819 |
| Service charges on deposit accounts | $108,000 | 2,716 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,684,000 | 1,221 |
| Total noninterest expense | $4,196,000 | 2,181 |
| Salaries and employee benefits | $3,131,000 | 1,813 |
| Premises and equipment expense | $291,000 | 2,808 |
| Additional noninterest expense | $774,000 | 2,964 |
| Pre-tax net operating income | $4,222,000 | 1,126 |
| Securities gains (losses) | $-68,000 | 4,931 |
| Applicable income taxes | $229,000 | 1,952 |
| Income before extraordinary items | $3,925,000 | 1,057 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,925,000 | 1,057 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,925,000 | 1,057 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $2,548,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,988,920 | 1,020 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 1,532 |
| Total interest expense | $1,170,000 | 1,255 |
| Net interest income | $3,743,000 | 1,603 |
| Provision for loan and lease losses | $400,000 | 1,004 |
| Total noninterest income | $721,000 | 1,563 |
| Gross Fiduciary activities income | $4,000 | 843 |
| Service charges on deposit accounts | $70,000 | 2,614 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $647,000 | 1,300 |
| Total noninterest expense | $1,994,000 | 2,270 |
| Salaries and employee benefits | $1,452,000 | 1,932 |
| Premises and equipment expense | $149,000 | 2,792 |
| Additional noninterest expense | $393,000 | 2,967 |
| Pre-tax net operating income | $2,070,000 | 1,008 |
| Securities gains (losses) | $125,000 | 528 |
| Applicable income taxes | $111,000 | 1,848 |
| Income before extraordinary items | $2,084,000 | 899 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,084,000 | 899 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,084,000 | 899 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,965,250 | 939 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,098,000 | 1,733 |
| Total interest expense | $4,896,000 | 1,264 |
| Net interest income | $12,202,000 | 1,902 |
| Provision for loan and lease losses | $450,000 | 1,581 |
| Total noninterest income | $3,034,000 | 1,554 |
| Gross Fiduciary activities income | $62,000 | 776 |
| Service charges on deposit accounts | $316,000 | 2,531 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $2,656,000 | 1,300 |
| Total noninterest expense | $8,089,000 | 2,237 |
| Salaries and employee benefits | $5,572,000 | 1,952 |
| Premises and equipment expense | $669,000 | 2,613 |
| Additional noninterest expense | $1,848,000 | 2,698 |
| Pre-tax net operating income | $6,697,000 | 1,413 |
| Securities gains (losses) | $879,000 | 245 |
| Applicable income taxes | $379,000 | 2,207 |
| Income before extraordinary items | $7,197,000 | 1,215 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,197,000 | 1,215 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,197,000 | 1,217 |
| Net charge-offs | $480,000 | 1,060 |
| Cash dividends | $4,886,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,361,950 | 1,306 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,818,000 | 1,753 |
| Total interest expense | $3,631,000 | 1,285 |
| Net interest income | $9,187,000 | 1,918 |
| Provision for loan and lease losses | $250,000 | 1,754 |
| Total noninterest income | $2,258,000 | 1,560 |
| Gross Fiduciary activities income | $57,000 | 757 |
| Service charges on deposit accounts | $232,000 | 2,592 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,969,000 | 1,299 |
| Total noninterest expense | $6,051,000 | 2,240 |
| Salaries and employee benefits | $4,153,000 | 1,968 |
| Premises and equipment expense | $459,000 | 2,772 |
| Additional noninterest expense | $1,439,000 | 2,632 |
| Pre-tax net operating income | $5,144,000 | 1,410 |
| Securities gains (losses) | $880,000 | 211 |
| Applicable income taxes | $271,000 | 2,307 |
| Income before extraordinary items | $5,753,000 | 1,177 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,753,000 | 1,178 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,753,000 | 1,179 |
| Net charge-offs | $24,000 | 2,619 |
| Cash dividends | $3,374,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,908,200 | 1,306 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,457,000 | 1,770 |
| Total interest expense | $2,360,000 | 1,292 |
| Net interest income | $6,097,000 | 1,933 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $1,533,000 | 1,514 |
| Gross Fiduciary activities income | $25,000 | 785 |
| Service charges on deposit accounts | $151,000 | 2,614 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $1,357,000 | 1,240 |
| Total noninterest expense | $3,915,000 | 2,294 |
| Salaries and employee benefits | $2,711,000 | 1,997 |
| Premises and equipment expense | $295,000 | 2,857 |
| Additional noninterest expense | $909,000 | 2,759 |
| Pre-tax net operating income | $3,565,000 | 1,354 |
| Securities gains (losses) | $22,000 | 1,015 |
| Applicable income taxes | $181,000 | 2,274 |
| Income before extraordinary items | $3,406,000 | 1,262 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,406,000 | 1,262 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,406,000 | 1,262 |
| Net charge-offs | $9,000 | 2,635 |
| Cash dividends | $2,226,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,385,100 | 1,243 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 1,799 |
| Total interest expense | $1,144,000 | 1,290 |
| Net interest income | $3,016,000 | 1,950 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $755,000 | 1,480 |
| Gross Fiduciary activities income | $17,000 | 774 |
| Service charges on deposit accounts | $71,000 | 2,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $667,000 | 1,206 |
| Total noninterest expense | $1,881,000 | 2,366 |
| Salaries and employee benefits | $1,308,000 | 2,068 |
| Premises and equipment expense | $144,000 | 2,924 |
| Additional noninterest expense | $429,000 | 2,855 |
| Pre-tax net operating income | $1,890,000 | 1,264 |
| Securities gains (losses) | $10,000 | 710 |
| Applicable income taxes | $90,000 | 2,233 |
| Income before extraordinary items | $1,810,000 | 1,183 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,810,000 | 1,182 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,810,000 | 1,182 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,800,500 | 1,161 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,442,000 | 1,712 |
| Total interest expense | $3,726,000 | 1,204 |
| Net interest income | $12,716,000 | 1,847 |
| Provision for loan and lease losses | $700,000 | 1,152 |
| Total noninterest income | $2,737,000 | 1,642 |
| Gross Fiduciary activities income | $36,000 | 865 |
| Service charges on deposit accounts | $333,000 | 2,578 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,368,000 | 1,335 |
| Total noninterest expense | $7,659,000 | 2,322 |
| Salaries and employee benefits | $5,245,000 | 2,023 |
| Premises and equipment expense | $615,000 | 2,794 |
| Additional noninterest expense | $1,799,000 | 2,788 |
| Pre-tax net operating income | $7,094,000 | 1,335 |
| Securities gains (losses) | $-52,000 | 4,860 |
| Applicable income taxes | $327,000 | 2,319 |
| Income before extraordinary items | $6,715,000 | 1,264 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,715,000 | 1,263 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,715,000 | 1,263 |
| Net charge-offs | $2,000 | 3,662 |
| Cash dividends | $4,337,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,764,400 | 1,244 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,261,000 | 1,711 |
| Total interest expense | $2,647,000 | 1,198 |
| Net interest income | $9,614,000 | 1,835 |
| Provision for loan and lease losses | $700,000 | 861 |
| Total noninterest income | $2,108,000 | 1,631 |
| Gross Fiduciary activities income | $25,000 | 847 |
| Service charges on deposit accounts | $232,000 | 2,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,851,000 | 1,322 |
| Total noninterest expense | $5,752,000 | 2,317 |
| Salaries and employee benefits | $3,955,000 | 2,010 |
| Premises and equipment expense | $438,000 | 2,908 |
| Additional noninterest expense | $1,359,000 | 2,780 |
| Pre-tax net operating income | $5,270,000 | 1,358 |
| Securities gains (losses) | $-52,000 | 5,143 |
| Applicable income taxes | $263,000 | 2,323 |
| Income before extraordinary items | $4,955,000 | 1,291 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,955,000 | 1,289 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,955,000 | 1,290 |
| Net charge-offs | $6,000 | 3,153 |
| Cash dividends | $3,185,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $5,004,400 | 1,268 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,235,000 | 1,690 |
| Total interest expense | $1,695,000 | 1,172 |
| Net interest income | $6,540,000 | 1,797 |
| Provision for loan and lease losses | $500,000 | 813 |
| Total noninterest income | $1,416,000 | 1,626 |
| Gross Fiduciary activities income | $25,000 | 817 |
| Service charges on deposit accounts | $149,000 | 2,767 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,242,000 | 1,319 |
| Total noninterest expense | $3,790,000 | 2,344 |
| Salaries and employee benefits | $2,624,000 | 2,028 |
| Premises and equipment expense | $293,000 | 2,911 |
| Additional noninterest expense | $873,000 | 2,869 |
| Pre-tax net operating income | $3,666,000 | 1,299 |
| Securities gains (losses) | $-4,000 | 4,827 |
| Applicable income taxes | $229,000 | 2,095 |
| Income before extraordinary items | $3,433,000 | 1,219 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,433,000 | 1,218 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,433,000 | 1,218 |
| Net charge-offs | $7,000 | 2,719 |
| Cash dividends | $2,328,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,436,760 | 1,209 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 1,653 |
| Total interest expense | $793,000 | 1,186 |
| Net interest income | $3,381,000 | 1,757 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $720,000 | 1,597 |
| Gross Fiduciary activities income | $25,000 | 773 |
| Service charges on deposit accounts | $75,000 | 2,780 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $620,000 | 1,308 |
| Total noninterest expense | $1,882,000 | 2,374 |
| Salaries and employee benefits | $1,294,000 | 2,079 |
| Premises and equipment expense | $135,000 | 3,086 |
| Additional noninterest expense | $453,000 | 2,819 |
| Pre-tax net operating income | $2,219,000 | 1,104 |
| Securities gains (losses) | $21,000 | 329 |
| Applicable income taxes | $78,000 | 2,366 |
| Income before extraordinary items | $2,162,000 | 1,007 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,162,000 | 1,006 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,162,000 | 1,007 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,141,630 | 1,003 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,221,000 | 1,734 |
| Total interest expense | $2,984,000 | 1,090 |
| Net interest income | $12,237,000 | 1,877 |
| Provision for loan and lease losses | $400,000 | 1,645 |
| Total noninterest income | $2,604,000 | 1,732 |
| Gross Fiduciary activities income | $13,000 | 956 |
| Service charges on deposit accounts | $321,000 | 2,747 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,270,000 | 1,418 |
| Total noninterest expense | $7,394,000 | 2,416 |
| Salaries and employee benefits | $5,130,000 | 2,047 |
| Premises and equipment expense | $622,000 | 2,863 |
| Additional noninterest expense | $1,642,000 | 3,033 |
| Pre-tax net operating income | $7,047,000 | 1,308 |
| Securities gains (losses) | $141,000 | 503 |
| Applicable income taxes | $361,000 | 2,647 |
| Income before extraordinary items | $6,827,000 | 1,045 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,827,000 | 1,045 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,827,000 | 1,045 |
| Net charge-offs | $393,000 | 1,285 |
| Cash dividends | $4,515,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,693,050 | 1,051 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,327,000 | 1,750 |
| Total interest expense | $2,204,000 | 1,085 |
| Net interest income | $9,123,000 | 1,895 |
| Provision for loan and lease losses | $250,000 | 1,804 |
| Total noninterest income | $1,984,000 | 1,732 |
| Gross Fiduciary activities income | $10,000 | 939 |
| Service charges on deposit accounts | $245,000 | 2,731 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,729,000 | 1,410 |
| Total noninterest expense | $5,495,000 | 2,437 |
| Salaries and employee benefits | $3,837,000 | 2,061 |
| Premises and equipment expense | $422,000 | 3,069 |
| Additional noninterest expense | $1,236,000 | 3,036 |
| Pre-tax net operating income | $5,362,000 | 1,311 |
| Securities gains (losses) | $309,000 | 284 |
| Applicable income taxes | $276,000 | 2,542 |
| Income before extraordinary items | $5,395,000 | 1,100 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,395,000 | 1,100 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,395,000 | 1,100 |
| Net charge-offs | $-8,000 | 4,678 |
| Cash dividends | $3,686,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,101,450 | 1,120 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,495,000 | 1,748 |
| Total interest expense | $1,445,000 | 1,076 |
| Net interest income | $6,050,000 | 1,887 |
| Provision for loan and lease losses | $250,000 | 1,362 |
| Total noninterest income | $1,322,000 | 1,727 |
| Gross Fiduciary activities income | $10,000 | 914 |
| Service charges on deposit accounts | $165,000 | 2,707 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,147,000 | 1,417 |
| Total noninterest expense | $3,629,000 | 2,470 |
| Salaries and employee benefits | $2,574,000 | 2,061 |
| Premises and equipment expense | $277,000 | 3,105 |
| Additional noninterest expense | $778,000 | 3,169 |
| Pre-tax net operating income | $3,493,000 | 1,320 |
| Securities gains (losses) | $273,000 | 229 |
| Applicable income taxes | $189,000 | 2,519 |
| Income before extraordinary items | $3,577,000 | 1,088 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,577,000 | 1,088 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,577,000 | 1,088 |
| Net charge-offs | $-8,000 | 4,727 |
| Cash dividends | $2,128,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,317,650 | 1,126 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 1,771 |
| Total interest expense | $695,000 | 1,095 |
| Net interest income | $2,970,000 | 1,913 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $670,000 | 1,708 |
| Gross Fiduciary activities income | $8,000 | 883 |
| Service charges on deposit accounts | $81,000 | 2,745 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $581,000 | 1,386 |
| Total noninterest expense | $1,781,000 | 2,526 |
| Salaries and employee benefits | $1,288,000 | 2,083 |
| Premises and equipment expense | $143,000 | 3,086 |
| Additional noninterest expense | $350,000 | 3,382 |
| Pre-tax net operating income | $1,759,000 | 1,304 |
| Securities gains (losses) | $86,000 | 257 |
| Applicable income taxes | $75,000 | 2,644 |
| Income before extraordinary items | $1,770,000 | 1,066 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,770,000 | 1,066 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,770,000 | 1,066 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,687,440 | 1,087 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,848,000 | 1,701 |
| Total interest expense | $2,782,000 | 1,037 |
| Net interest income | $12,066,000 | 1,856 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,525,000 | 1,836 |
| Gross Fiduciary activities income | $15,000 | 982 |
| Service charges on deposit accounts | $304,000 | 2,915 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,206,000 | 1,498 |
| Total noninterest expense | $7,300,000 | 2,469 |
| Salaries and employee benefits | $4,963,000 | 2,097 |
| Premises and equipment expense | $629,000 | 2,935 |
| Additional noninterest expense | $1,708,000 | 3,065 |
| Pre-tax net operating income | $7,291,000 | 1,198 |
| Securities gains (losses) | $63,000 | 1,678 |
| Applicable income taxes | $373,000 | 2,501 |
| Income before extraordinary items | $6,981,000 | 1,061 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,981,000 | 1,060 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,981,000 | 1,060 |
| Net charge-offs | $-40,000 | 5,315 |
| Cash dividends | $4,631,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,921,150 | 1,047 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,209,000 | 1,696 |
| Total interest expense | $2,095,000 | 1,034 |
| Net interest income | $9,114,000 | 1,844 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,923,000 | 1,821 |
| Gross Fiduciary activities income | $13,000 | 953 |
| Service charges on deposit accounts | $222,000 | 2,975 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,688,000 | 1,467 |
| Total noninterest expense | $5,383,000 | 2,501 |
| Salaries and employee benefits | $3,699,000 | 2,102 |
| Premises and equipment expense | $449,000 | 3,029 |
| Additional noninterest expense | $1,235,000 | 3,156 |
| Pre-tax net operating income | $5,654,000 | 1,178 |
| Securities gains (losses) | $84,000 | 1,388 |
| Applicable income taxes | $271,000 | 2,571 |
| Income before extraordinary items | $5,467,000 | 1,032 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,467,000 | 1,032 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,467,000 | 1,032 |
| Net charge-offs | $-45,000 | 5,334 |
| Cash dividends | $3,455,000 | 685 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,387,200 | 1,014 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,456,000 | 1,707 |
| Total interest expense | $1,393,000 | 1,030 |
| Net interest income | $6,063,000 | 1,855 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,345,000 | 1,755 |
| Gross Fiduciary activities income | $12,000 | 937 |
| Service charges on deposit accounts | $135,000 | 3,132 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,198,000 | 1,374 |
| Total noninterest expense | $3,617,000 | 2,499 |
| Salaries and employee benefits | $2,477,000 | 2,106 |
| Premises and equipment expense | $306,000 | 3,000 |
| Additional noninterest expense | $834,000 | 3,134 |
| Pre-tax net operating income | $3,791,000 | 1,158 |
| Securities gains (losses) | $64,000 | 1,267 |
| Applicable income taxes | $193,000 | 2,526 |
| Income before extraordinary items | $3,662,000 | 1,005 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,662,000 | 1,004 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,662,000 | 1,004 |
| Net charge-offs | $-46,000 | 5,480 |
| Cash dividends | $2,155,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,601,200 | 994 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 1,736 |
| Total interest expense | $687,000 | 1,037 |
| Net interest income | $2,974,000 | 1,888 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $648,000 | 1,750 |
| Gross Fiduciary activities income | $2,000 | 992 |
| Service charges on deposit accounts | $61,000 | 3,298 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $585,000 | 1,368 |
| Total noninterest expense | $1,818,000 | 2,503 |
| Salaries and employee benefits | $1,273,000 | 2,074 |
| Premises and equipment expense | $139,000 | 3,230 |
| Additional noninterest expense | $406,000 | 3,197 |
| Pre-tax net operating income | $1,804,000 | 1,192 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $49,000 | 2,998 |
| Income before extraordinary items | $1,776,000 | 1,013 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,776,000 | 1,014 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,776,000 | 1,014 |
| Net charge-offs | $-41,000 | 5,682 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,755,630 | 995 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,904,000 | 1,777 |
| Total interest expense | $2,836,000 | 997 |
| Net interest income | $11,068,000 | 1,954 |
| Provision for loan and lease losses | $300,000 | 1,890 |
| Total noninterest income | $2,436,000 | 1,854 |
| Gross Fiduciary activities income | $18,000 | 996 |
| Service charges on deposit accounts | $321,000 | 2,898 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,097,000 | 1,475 |
| Total noninterest expense | $7,069,000 | 2,548 |
| Salaries and employee benefits | $4,810,000 | 2,121 |
| Premises and equipment expense | $580,000 | 3,184 |
| Additional noninterest expense | $1,679,000 | 3,153 |
| Pre-tax net operating income | $6,135,000 | 1,339 |
| Securities gains (losses) | $117,000 | 1,078 |
| Applicable income taxes | $325,000 | 2,596 |
| Income before extraordinary items | $5,927,000 | 1,193 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,927,000 | 1,194 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,927,000 | 1,193 |
| Net charge-offs | $-184,000 | 5,843 |
| Cash dividends | $3,878,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,815,850 | 1,181 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,406,000 | 1,803 |
| Total interest expense | $2,161,000 | 985 |
| Net interest income | $8,245,000 | 1,977 |
| Provision for loan and lease losses | $200,000 | 1,947 |
| Total noninterest income | $1,897,000 | 1,816 |
| Gross Fiduciary activities income | $15,000 | 969 |
| Service charges on deposit accounts | $238,000 | 2,945 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,644,000 | 1,438 |
| Total noninterest expense | $5,203,000 | 2,593 |
| Salaries and employee benefits | $3,571,000 | 2,148 |
| Premises and equipment expense | $417,000 | 3,305 |
| Additional noninterest expense | $1,215,000 | 3,257 |
| Pre-tax net operating income | $4,739,000 | 1,329 |
| Securities gains (losses) | $15,000 | 2,165 |
| Applicable income taxes | $248,000 | 2,648 |
| Income before extraordinary items | $4,506,000 | 1,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,506,000 | 1,180 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,506,000 | 1,181 |
| Net charge-offs | $-185,000 | 5,942 |
| Cash dividends | $2,905,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,491,750 | 1,159 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,887,000 | 1,816 |
| Total interest expense | $1,459,000 | 974 |
| Net interest income | $5,428,000 | 1,994 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $1,390,000 | 1,699 |
| Gross Fiduciary activities income | $13,000 | 959 |
| Service charges on deposit accounts | $151,000 | 3,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,226,000 | 1,353 |
| Total noninterest expense | $3,435,000 | 2,636 |
| Salaries and employee benefits | $2,407,000 | 2,143 |
| Premises and equipment expense | $268,000 | 3,392 |
| Additional noninterest expense | $760,000 | 3,405 |
| Pre-tax net operating income | $3,283,000 | 1,282 |
| Securities gains (losses) | $115,000 | 778 |
| Applicable income taxes | $170,000 | 2,617 |
| Income before extraordinary items | $3,228,000 | 1,093 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,228,000 | 1,093 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,228,000 | 1,094 |
| Net charge-offs | $-183,000 | 6,057 |
| Cash dividends | $1,937,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,118,750 | 1,095 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 1,840 |
| Total interest expense | $734,000 | 983 |
| Net interest income | $2,654,000 | 2,024 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $716,000 | 1,622 |
| Gross Fiduciary activities income | $11,000 | 919 |
| Service charges on deposit accounts | $69,000 | 3,159 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $636,000 | 1,270 |
| Total noninterest expense | $1,709,000 | 2,641 |
| Salaries and employee benefits | $1,199,000 | 2,156 |
| Premises and equipment expense | $130,000 | 3,482 |
| Additional noninterest expense | $380,000 | 3,396 |
| Pre-tax net operating income | $1,661,000 | 1,222 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $61,000 | 2,857 |
| Income before extraordinary items | $1,612,000 | 1,049 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,612,000 | 1,048 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,612,000 | 1,050 |
| Net charge-offs | $10,000 | 2,483 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,600,480 | 1,034 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,740,000 | 1,823 |
| Total interest expense | $3,150,000 | 955 |
| Net interest income | $10,590,000 | 2,017 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,481,000 | 1,810 |
| Gross Fiduciary activities income | $63,000 | 905 |
| Service charges on deposit accounts | $365,000 | 2,862 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,053,000 | 1,427 |
| Total noninterest expense | $6,991,000 | 2,623 |
| Salaries and employee benefits | $4,802,000 | 2,125 |
| Premises and equipment expense | $564,000 | 3,373 |
| Additional noninterest expense | $1,625,000 | 3,363 |
| Pre-tax net operating income | $6,080,000 | 1,294 |
| Securities gains (losses) | $406,000 | 488 |
| Applicable income taxes | $317,000 | 2,598 |
| Income before extraordinary items | $6,169,000 | 1,073 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,169,000 | 1,071 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,169,000 | 1,072 |
| Net charge-offs | $250,000 | 2,218 |
| Cash dividends | $4,060,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,783,300 | 1,112 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,209,000 | 1,848 |
| Total interest expense | $2,357,000 | 967 |
| Net interest income | $7,852,000 | 2,046 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,914,000 | 1,770 |
| Gross Fiduciary activities income | $37,000 | 921 |
| Service charges on deposit accounts | $275,000 | 2,890 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,602,000 | 1,389 |
| Total noninterest expense | $5,190,000 | 2,639 |
| Salaries and employee benefits | $3,580,000 | 2,148 |
| Premises and equipment expense | $404,000 | 3,512 |
| Additional noninterest expense | $1,206,000 | 3,389 |
| Pre-tax net operating income | $4,576,000 | 1,302 |
| Securities gains (losses) | $486,000 | 317 |
| Applicable income taxes | $236,000 | 2,672 |
| Income before extraordinary items | $4,826,000 | 1,035 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,826,000 | 1,035 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,826,000 | 1,035 |
| Net charge-offs | $70,000 | 3,006 |
| Cash dividends | $3,065,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,364,300 | 1,118 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 1,855 |
| Total interest expense | $1,565,000 | 968 |
| Net interest income | $5,197,000 | 2,044 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,375,000 | 1,646 |
| Gross Fiduciary activities income | $33,000 | 903 |
| Service charges on deposit accounts | $183,000 | 2,874 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,159,000 | 1,312 |
| Total noninterest expense | $3,506,000 | 2,618 |
| Salaries and employee benefits | $2,400,000 | 2,138 |
| Premises and equipment expense | $283,000 | 3,432 |
| Additional noninterest expense | $823,000 | 3,342 |
| Pre-tax net operating income | $3,066,000 | 1,268 |
| Securities gains (losses) | $319,000 | 341 |
| Applicable income taxes | $155,000 | 2,655 |
| Income before extraordinary items | $3,230,000 | 1,001 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,230,000 | 1,002 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,230,000 | 1,002 |
| Net charge-offs | $71,000 | 2,488 |
| Cash dividends | $1,895,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,926,950 | 1,079 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 1,851 |
| Total interest expense | $766,000 | 996 |
| Net interest income | $2,613,000 | 2,035 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $683,000 | 1,632 |
| Gross Fiduciary activities income | $30,000 | 851 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $566,000 | 1,290 |
| Total noninterest expense | $1,738,000 | 2,639 |
| Salaries and employee benefits | $1,192,000 | 2,158 |
| Premises and equipment expense | $153,000 | 3,298 |
| Additional noninterest expense | $393,000 | 3,448 |
| Pre-tax net operating income | $1,558,000 | 1,210 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $79,000 | 2,566 |
| Income before extraordinary items | $1,490,000 | 1,056 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,490,000 | 1,057 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,490,000 | 1,057 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,479,550 | 1,039 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,688,000 | 1,826 |
| Total interest expense | $3,110,000 | 1,079 |
| Net interest income | $10,578,000 | 1,999 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,376,000 | 1,921 |
| Gross Fiduciary activities income | $80,000 | 892 |
| Service charges on deposit accounts | $387,000 | 2,886 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,909,000 | 1,561 |
| Total noninterest expense | $6,734,000 | 2,714 |
| Salaries and employee benefits | $4,577,000 | 2,224 |
| Premises and equipment expense | $535,000 | 3,581 |
| Additional noninterest expense | $1,622,000 | 3,446 |
| Pre-tax net operating income | $6,220,000 | 1,187 |
| Securities gains (losses) | $178,000 | 966 |
| Applicable income taxes | $332,000 | 2,537 |
| Income before extraordinary items | $6,066,000 | 1,019 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,066,000 | 1,022 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,066,000 | 1,022 |
| Net charge-offs | $-197,000 | 6,625 |
| Cash dividends | $3,972,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,896,900 | 1,024 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,261,000 | 1,831 |
| Total interest expense | $2,332,000 | 1,118 |
| Net interest income | $7,929,000 | 1,999 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,829,000 | 1,916 |
| Gross Fiduciary activities income | $54,000 | 901 |
| Service charges on deposit accounts | $289,000 | 2,907 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,486,000 | 1,561 |
| Total noninterest expense | $4,957,000 | 2,760 |
| Salaries and employee benefits | $3,403,000 | 2,240 |
| Premises and equipment expense | $382,000 | 3,725 |
| Additional noninterest expense | $1,172,000 | 3,558 |
| Pre-tax net operating income | $4,801,000 | 1,182 |
| Securities gains (losses) | $71,000 | 1,436 |
| Applicable income taxes | $249,000 | 2,593 |
| Income before extraordinary items | $4,623,000 | 1,007 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,623,000 | 1,010 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,623,000 | 1,010 |
| Net charge-offs | $-201,000 | 6,724 |
| Cash dividends | $2,996,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,555,550 | 1,001 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 1,837 |
| Total interest expense | $1,569,000 | 1,138 |
| Net interest income | $5,243,000 | 2,005 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,319,000 | 1,828 |
| Gross Fiduciary activities income | $52,000 | 866 |
| Service charges on deposit accounts | $197,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,070,000 | 1,508 |
| Total noninterest expense | $3,371,000 | 2,713 |
| Salaries and employee benefits | $2,266,000 | 2,245 |
| Premises and equipment expense | $259,000 | 3,701 |
| Additional noninterest expense | $846,000 | 3,365 |
| Pre-tax net operating income | $3,191,000 | 1,167 |
| Securities gains (losses) | $37,000 | 1,701 |
| Applicable income taxes | $160,000 | 2,628 |
| Income before extraordinary items | $3,068,000 | 1,008 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,068,000 | 1,009 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,068,000 | 1,011 |
| Net charge-offs | $-109,000 | 6,702 |
| Cash dividends | $1,876,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,032,850 | 971 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 1,847 |
| Total interest expense | $783,000 | 1,187 |
| Net interest income | $2,639,000 | 2,003 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $666,000 | 1,805 |
| Gross Fiduciary activities income | $28,000 | 871 |
| Service charges on deposit accounts | $96,000 | 2,862 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $542,000 | 1,483 |
| Total noninterest expense | $1,764,000 | 2,658 |
| Salaries and employee benefits | $1,138,000 | 2,260 |
| Premises and equipment expense | $137,000 | 3,594 |
| Additional noninterest expense | $489,000 | 3,048 |
| Pre-tax net operating income | $1,541,000 | 1,181 |
| Securities gains (losses) | $40,000 | 1,018 |
| Applicable income taxes | $61,000 | 2,849 |
| Income before extraordinary items | $1,520,000 | 1,002 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,520,000 | 1,001 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,520,000 | 1,004 |
| Net charge-offs | $-84,000 | 6,808 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,481,600 | 978 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,549,000 | 1,812 |
| Total interest expense | $3,465,000 | 1,300 |
| Net interest income | $11,084,000 | 1,965 |
| Provision for loan and lease losses | $200,000 | 3,920 |
| Total noninterest income | $2,250,000 | 2,020 |
| Gross Fiduciary activities income | $16,000 | 1,085 |
| Service charges on deposit accounts | $463,000 | 2,637 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,771,000 | 1,661 |
| Total noninterest expense | $6,386,000 | 2,895 |
| Salaries and employee benefits | $4,425,000 | 2,244 |
| Premises and equipment expense | $556,000 | 3,568 |
| Additional noninterest expense | $1,405,000 | 3,952 |
| Pre-tax net operating income | $6,748,000 | 1,056 |
| Securities gains (losses) | $64,000 | 2,567 |
| Applicable income taxes | $342,000 | 2,542 |
| Income before extraordinary items | $6,470,000 | 934 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,470,000 | 934 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,470,000 | 934 |
| Net charge-offs | $76,000 | 4,636 |
| Cash dividends | $4,298,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $6,409,200 | 877 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,934,000 | 1,839 |
| Total interest expense | $2,636,000 | 1,335 |
| Net interest income | $8,298,000 | 2,003 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $1,681,000 | 2,023 |
| Gross Fiduciary activities income | $13,000 | 1,063 |
| Service charges on deposit accounts | $344,000 | 2,683 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,324,000 | 1,656 |
| Total noninterest expense | $4,743,000 | 2,921 |
| Salaries and employee benefits | $3,303,000 | 2,245 |
| Premises and equipment expense | $396,000 | 3,733 |
| Additional noninterest expense | $1,044,000 | 3,995 |
| Pre-tax net operating income | $5,136,000 | 1,049 |
| Securities gains (losses) | $-3,000 | 6,801 |
| Applicable income taxes | $262,000 | 2,592 |
| Income before extraordinary items | $4,871,000 | 945 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,871,000 | 945 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,871,000 | 945 |
| Net charge-offs | $8,000 | 5,367 |
| Cash dividends | $3,189,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,873,850 | 884 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,286,000 | 1,848 |
| Total interest expense | $1,812,000 | 1,341 |
| Net interest income | $5,474,000 | 2,021 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,086,000 | 2,044 |
| Gross Fiduciary activities income | $11,000 | 1,043 |
| Service charges on deposit accounts | $236,000 | 2,614 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $839,000 | 1,704 |
| Total noninterest expense | $3,191,000 | 2,906 |
| Salaries and employee benefits | $2,204,000 | 2,254 |
| Premises and equipment expense | $265,000 | 3,725 |
| Additional noninterest expense | $722,000 | 3,908 |
| Pre-tax net operating income | $3,369,000 | 1,055 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $162,000 | 2,645 |
| Income before extraordinary items | $3,207,000 | 949 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,207,000 | 948 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,207,000 | 949 |
| Net charge-offs | $13,000 | 4,833 |
| Cash dividends | $1,898,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,207,000 | 897 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 1,854 |
| Total interest expense | $928,000 | 1,360 |
| Net interest income | $2,735,000 | 2,023 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $579,000 | 1,952 |
| Gross Fiduciary activities income | $11,000 | 973 |
| Service charges on deposit accounts | $118,000 | 2,578 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $450,000 | 1,625 |
| Total noninterest expense | $1,615,000 | 2,874 |
| Salaries and employee benefits | $1,096,000 | 2,268 |
| Premises and equipment expense | $133,000 | 3,747 |
| Additional noninterest expense | $386,000 | 3,727 |
| Pre-tax net operating income | $1,699,000 | 1,036 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $86,000 | 2,587 |
| Income before extraordinary items | $1,613,000 | 927 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,613,000 | 928 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,613,000 | 928 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,613,000 | 878 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,988,000 | 1,879 |
| Total interest expense | $4,199,000 | 1,439 |
| Net interest income | $10,789,000 | 2,024 |
| Provision for loan and lease losses | $200,000 | 4,626 |
| Total noninterest income | $1,898,000 | 2,091 |
| Gross Fiduciary activities income | $11,000 | 1,086 |
| Service charges on deposit accounts | $459,000 | 2,754 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,428,000 | 1,701 |
| Total noninterest expense | $6,372,000 | 2,901 |
| Salaries and employee benefits | $4,272,000 | 2,268 |
| Premises and equipment expense | $598,000 | 3,584 |
| Additional noninterest expense | $1,502,000 | 3,865 |
| Pre-tax net operating income | $6,115,000 | 981 |
| Securities gains (losses) | $186,000 | 1,516 |
| Applicable income taxes | $303,000 | 2,519 |
| Income before extraordinary items | $5,998,000 | 836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,998,000 | 834 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,998,000 | 836 |
| Net charge-offs | $120,000 | 4,823 |
| Cash dividends | $3,858,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,821,300 | 831 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,225,000 | 1,903 |
| Total interest expense | $3,208,000 | 1,471 |
| Net interest income | $8,017,000 | 2,053 |
| Provision for loan and lease losses | $105,000 | 4,891 |
| Total noninterest income | $1,420,000 | 2,081 |
| Gross Fiduciary activities income | $9,000 | 1,050 |
| Service charges on deposit accounts | $319,000 | 2,905 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,092,000 | 1,664 |
| Total noninterest expense | $4,718,000 | 2,939 |
| Salaries and employee benefits | $3,157,000 | 2,290 |
| Premises and equipment expense | $422,000 | 3,788 |
| Additional noninterest expense | $1,139,000 | 3,827 |
| Pre-tax net operating income | $4,614,000 | 1,007 |
| Securities gains (losses) | $186,000 | 1,271 |
| Applicable income taxes | $244,000 | 2,474 |
| Income before extraordinary items | $4,556,000 | 846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,556,000 | 844 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,556,000 | 846 |
| Net charge-offs | $-30,000 | 7,176 |
| Cash dividends | $2,850,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,379,300 | 838 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 1,926 |
| Total interest expense | $2,188,000 | 1,494 |
| Net interest income | $5,271,000 | 2,081 |
| Provision for loan and lease losses | $70,000 | 4,772 |
| Total noninterest income | $942,000 | 2,081 |
| Gross Fiduciary activities income | $7,000 | 1,047 |
| Service charges on deposit accounts | $205,000 | 2,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $730,000 | 1,668 |
| Total noninterest expense | $3,208,000 | 2,914 |
| Salaries and employee benefits | $2,115,000 | 2,291 |
| Premises and equipment expense | $281,000 | 3,820 |
| Additional noninterest expense | $812,000 | 3,706 |
| Pre-tax net operating income | $2,935,000 | 1,032 |
| Securities gains (losses) | $186,000 | 771 |
| Applicable income taxes | $152,000 | 2,492 |
| Income before extraordinary items | $2,969,000 | 841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,969,000 | 840 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,969,000 | 841 |
| Net charge-offs | $-16,000 | 7,111 |
| Cash dividends | $1,762,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,792,300 | 856 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 1,942 |
| Total interest expense | $1,094,000 | 1,556 |
| Net interest income | $2,621,000 | 2,075 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $429,000 | 2,240 |
| Gross Fiduciary activities income | $7,000 | 973 |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $329,000 | 1,795 |
| Total noninterest expense | $1,554,000 | 3,013 |
| Salaries and employee benefits | $1,063,000 | 2,303 |
| Premises and equipment expense | $145,000 | 3,791 |
| Additional noninterest expense | $346,000 | 4,130 |
| Pre-tax net operating income | $1,496,000 | 1,010 |
| Securities gains (losses) | $186,000 | 361 |
| Applicable income taxes | $92,000 | 2,269 |
| Income before extraordinary items | $1,590,000 | 794 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,590,000 | 793 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,590,000 | 794 |
| Net charge-offs | $-15,000 | 7,126 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,413,300 | 847 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,243,000 | 1,982 |
| Total interest expense | $5,014,000 | 1,655 |
| Net interest income | $10,229,000 | 2,134 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $1,736,000 | 2,298 |
| Gross Fiduciary activities income | $10,000 | 1,147 |
| Service charges on deposit accounts | $451,000 | 2,842 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,275,000 | 1,882 |
| Total noninterest expense | $6,319,000 | 2,982 |
| Salaries and employee benefits | $4,144,000 | 2,324 |
| Premises and equipment expense | $601,000 | 3,713 |
| Additional noninterest expense | $1,574,000 | 3,869 |
| Pre-tax net operating income | $5,646,000 | 918 |
| Securities gains (losses) | $-3,000 | 6,950 |
| Applicable income taxes | $285,000 | 2,412 |
| Income before extraordinary items | $5,358,000 | 819 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,358,000 | 818 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,358,000 | 820 |
| Net charge-offs | $374,000 | 4,015 |
| Cash dividends | $3,455,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,360,850 | 788 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,397,000 | 2,032 |
| Total interest expense | $3,845,000 | 1,687 |
| Net interest income | $7,552,000 | 2,195 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $1,210,000 | 2,408 |
| Gross Fiduciary activities income | $9,000 | 1,113 |
| Service charges on deposit accounts | $340,000 | 2,904 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $861,000 | 1,982 |
| Total noninterest expense | $4,595,000 | 3,065 |
| Salaries and employee benefits | $3,065,000 | 2,371 |
| Premises and equipment expense | $439,000 | 3,840 |
| Additional noninterest expense | $1,091,000 | 4,061 |
| Pre-tax net operating income | $4,167,000 | 978 |
| Securities gains (losses) | $-3,000 | 7,132 |
| Applicable income taxes | $209,000 | 2,508 |
| Income before extraordinary items | $3,955,000 | 879 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,955,000 | 880 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,955,000 | 880 |
| Net charge-offs | $328,000 | 3,615 |
| Cash dividends | $1,091,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,957,850 | 834 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,552,000 | 2,066 |
| Total interest expense | $2,593,000 | 1,727 |
| Net interest income | $4,959,000 | 2,242 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $752,000 | 2,460 |
| Gross Fiduciary activities income | $8,000 | 1,086 |
| Service charges on deposit accounts | $220,000 | 2,968 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $524,000 | 2,029 |
| Total noninterest expense | $3,072,000 | 3,054 |
| Salaries and employee benefits | $2,029,000 | 2,404 |
| Premises and equipment expense | $292,000 | 3,879 |
| Additional noninterest expense | $751,000 | 3,947 |
| Pre-tax net operating income | $2,639,000 | 1,015 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $107,000 | 2,725 |
| Income before extraordinary items | $2,532,000 | 888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,532,000 | 888 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,532,000 | 889 |
| Net charge-offs | $330,000 | 2,937 |
| Cash dividends | $751,000 | 927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,532,000 | 851 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 2,150 |
| Total interest expense | $1,292,000 | 1,797 |
| Net interest income | $2,415,000 | 2,330 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $384,000 | 2,441 |
| Gross Fiduciary activities income | $7,000 | 1,015 |
| Service charges on deposit accounts | $103,000 | 3,095 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $274,000 | 1,955 |
| Total noninterest expense | $1,513,000 | 3,121 |
| Salaries and employee benefits | $1,011,000 | 2,452 |
| Premises and equipment expense | $148,000 | 3,919 |
| Additional noninterest expense | $354,000 | 4,124 |
| Pre-tax net operating income | $1,286,000 | 1,033 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $70,000 | 2,471 |
| Income before extraordinary items | $1,216,000 | 901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,216,000 | 905 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,216,000 | 905 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,216,000 | 877 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,940,000 | 2,229 |
| Total interest expense | $5,701,000 | 2,007 |
| Net interest income | $9,239,000 | 2,360 |
| Provision for loan and lease losses | $500,000 | 4,539 |
| Total noninterest income | $1,474,000 | 2,577 |
| Gross Fiduciary activities income | $10,000 | 1,186 |
| Service charges on deposit accounts | $470,000 | 3,025 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $994,000 | 2,149 |
| Total noninterest expense | $6,395,000 | 3,020 |
| Salaries and employee benefits | $4,031,000 | 2,426 |
| Premises and equipment expense | $605,000 | 3,853 |
| Additional noninterest expense | $1,759,000 | 3,660 |
| Pre-tax net operating income | $3,818,000 | 1,081 |
| Securities gains (losses) | $182,000 | 1,620 |
| Applicable income taxes | $180,000 | 2,468 |
| Income before extraordinary items | $3,820,000 | 908 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,820,000 | 907 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,820,000 | 907 |
| Net charge-offs | $313,000 | 4,432 |
| Cash dividends | $2,537,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,647,100 | 939 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,956,000 | 2,535 |
| Total interest expense | $3,894,000 | 2,270 |
| Net interest income | $6,062,000 | 2,699 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $1,067,000 | 2,700 |
| Gross Fiduciary activities income | $9,000 | 1,132 |
| Service charges on deposit accounts | $336,000 | 3,115 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $722,000 | 2,253 |
| Total noninterest expense | $4,099,000 | 3,431 |
| Salaries and employee benefits | $2,704,000 | 2,728 |
| Premises and equipment expense | $364,000 | 4,509 |
| Additional noninterest expense | $1,031,000 | 4,287 |
| Pre-tax net operating income | $2,805,000 | 1,159 |
| Securities gains (losses) | $130,000 | 1,631 |
| Applicable income taxes | $127,000 | 2,702 |
| Income before extraordinary items | $2,808,000 | 964 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,808,000 | 964 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,808,000 | 965 |
| Net charge-offs | $22,000 | 6,189 |
| Cash dividends | $1,447,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,683,200 | 999 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,549,000 | 2,608 |
| Total interest expense | $2,668,000 | 2,302 |
| Net interest income | $3,881,000 | 2,799 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $763,000 | 2,593 |
| Gross Fiduciary activities income | $8,000 | 1,104 |
| Service charges on deposit accounts | $217,000 | 3,158 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $538,000 | 2,119 |
| Total noninterest expense | $2,791,000 | 3,413 |
| Salaries and employee benefits | $1,825,000 | 2,726 |
| Premises and equipment expense | $241,000 | 4,558 |
| Additional noninterest expense | $725,000 | 4,162 |
| Pre-tax net operating income | $1,703,000 | 1,346 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,712,000 | 1,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,712,000 | 1,104 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,712,000 | 1,106 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $664,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,703,000 | 1,075 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 2,649 |
| Total interest expense | $1,319,000 | 2,408 |
| Net interest income | $1,942,000 | 2,782 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $372,000 | 2,637 |
| Gross Fiduciary activities income | $7,000 | 1,026 |
| Service charges on deposit accounts | $107,000 | 3,139 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $258,000 | 2,166 |
| Total noninterest expense | $1,348,000 | 3,428 |
| Salaries and employee benefits | $904,000 | 2,793 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $315,000 | 4,255 |
| Pre-tax net operating income | $891,000 | 1,452 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $891,000 | 1,225 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $891,000 | 1,227 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $891,000 | 1,227 |
| Net charge-offs | $24,000 | 4,197 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $891,000 | 1,150 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,076,000 | 2,815 |
| Total interest expense | $6,025,000 | 2,508 |
| Net interest income | $7,051,000 | 3,036 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $1,155,000 | 3,118 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $421,000 | 3,358 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $725,000 | 2,597 |
| Total noninterest expense | $5,343,000 | 3,382 |
| Salaries and employee benefits | $3,470,000 | 2,847 |
| Premises and equipment expense | $500,000 | 4,455 |
| Additional noninterest expense | $1,373,000 | 3,866 |
| Pre-tax net operating income | $2,513,000 | 2,075 |
| Securities gains (losses) | $-500,000 | 7,560 |
| Applicable income taxes | $152,000 | 3,051 |
| Income before extraordinary items | $1,861,000 | 2,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,861,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 4,784 |
| Cash dividends | $1,318,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,321,000 | 1,838 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,734,000 | 2,884 |
| Total interest expense | $4,581,000 | 2,570 |
| Net interest income | $5,153,000 | 3,127 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $872,000 | 3,170 |
| Gross Fiduciary activities income | $8,000 | 1,192 |
| Service charges on deposit accounts | $299,000 | 3,492 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $565,000 | 2,612 |
| Total noninterest expense | $3,694,000 | 3,602 |
| Salaries and employee benefits | $2,600,000 | 2,868 |
| Premises and equipment expense | $356,000 | 4,608 |
| Additional noninterest expense | $738,000 | 4,799 |
| Pre-tax net operating income | $2,206,000 | 2,137 |
| Securities gains (losses) | $-200,000 | 7,609 |
| Applicable income taxes | $168,000 | 3,100 |
| Income before extraordinary items | $1,838,000 | 1,925 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,838,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,121 |
| Cash dividends | $1,033,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,022,000 | 1,859 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 2,906 |
| Total interest expense | $3,152,000 | 2,596 |
| Net interest income | $3,383,000 | 3,157 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $548,000 | 3,319 |
| Gross Fiduciary activities income | $7,000 | 1,174 |
| Service charges on deposit accounts | $192,000 | 3,565 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $349,000 | 2,784 |
| Total noninterest expense | $2,502,000 | 3,570 |
| Salaries and employee benefits | $1,759,000 | 2,863 |
| Premises and equipment expense | $238,000 | 4,642 |
| Additional noninterest expense | $505,000 | 4,704 |
| Pre-tax net operating income | $1,354,000 | 2,387 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $135,000 | 3,138 |
| Income before extraordinary items | $1,219,000 | 2,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,219,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $386,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,219,000 | 2,121 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 2,951 |
| Total interest expense | $1,620,000 | 2,687 |
| Net interest income | $1,679,000 | 3,182 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $265,000 | 3,390 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $96,000 | 3,537 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,917 |
| Total noninterest expense | $1,291,000 | 3,498 |
| Salaries and employee benefits | $908,000 | 2,805 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $263,000 | 4,531 |
| Pre-tax net operating income | $653,000 | 2,547 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $102,000 | 2,776 |
| Income before extraordinary items | $551,000 | 2,485 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $551,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $551,000 | 2,411 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,612,000 | 3,150 |
| Total interest expense | $6,514,000 | 2,803 |
| Net interest income | $6,098,000 | 3,461 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,186,000 | 3,160 |
| Gross Fiduciary activities income | $14,000 | 1,207 |
| Service charges on deposit accounts | $472,000 | 3,179 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $700,000 | 2,756 |
| Total noninterest expense | $4,642,000 | 3,663 |
| Salaries and employee benefits | $3,171,000 | 3,082 |
| Premises and equipment expense | $493,000 | 4,410 |
| Additional noninterest expense | $978,000 | 4,731 |
| Pre-tax net operating income | $2,642,000 | 2,704 |
| Securities gains (losses) | $-10,000 | 7,563 |
| Applicable income taxes | $164,000 | 4,051 |
| Income before extraordinary items | $2,468,000 | 2,397 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,468,000 | 2,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,629,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,477,400 | 2,376 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,379,000 | 3,170 |
| Total interest expense | $4,871,000 | 2,805 |
| Net interest income | $4,508,000 | 3,504 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $882,000 | 3,173 |
| Gross Fiduciary activities income | $10,000 | 1,181 |
| Service charges on deposit accounts | $351,000 | 3,175 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $521,000 | 2,781 |
| Total noninterest expense | $3,469,000 | 3,662 |
| Salaries and employee benefits | $2,387,000 | 3,046 |
| Premises and equipment expense | $378,000 | 4,329 |
| Additional noninterest expense | $704,000 | 4,783 |
| Pre-tax net operating income | $1,921,000 | 2,931 |
| Securities gains (losses) | $-14,000 | 7,864 |
| Applicable income taxes | $75,000 | 4,666 |
| Income before extraordinary items | $1,832,000 | 2,565 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,832,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,886 |
| Cash dividends | $831,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,845,440 | 2,520 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 3,190 |
| Total interest expense | $3,237,000 | 2,807 |
| Net interest income | $2,998,000 | 3,536 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $575,000 | 3,252 |
| Gross Fiduciary activities income | $9,000 | 1,152 |
| Service charges on deposit accounts | $226,000 | 3,240 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $340,000 | 2,824 |
| Total noninterest expense | $2,320,000 | 3,670 |
| Salaries and employee benefits | $1,591,000 | 3,087 |
| Premises and equipment expense | $250,000 | 4,389 |
| Additional noninterest expense | $479,000 | 4,703 |
| Pre-tax net operating income | $1,253,000 | 3,019 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $66,000 | 4,522 |
| Income before extraordinary items | $1,187,000 | 2,666 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,187,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $361,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,187,000 | 2,650 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 3,220 |
| Total interest expense | $1,622,000 | 2,786 |
| Net interest income | $1,450,000 | 3,636 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $270,000 | 3,352 |
| Gross Fiduciary activities income | $9,000 | 1,048 |
| Service charges on deposit accounts | $107,000 | 3,307 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $1,164,000 | 3,655 |
| Salaries and employee benefits | $792,000 | 3,116 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $237,000 | 4,714 |
| Pre-tax net operating income | $556,000 | 3,284 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $41,000 | 4,335 |
| Income before extraordinary items | $515,000 | 2,966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $515,000 | 2,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $515,000 | 2,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,478,000 | 3,216 |
| Total interest expense | $5,667,000 | 2,722 |
| Net interest income | $5,811,000 | 3,612 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $1,014,000 | 3,515 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $419,000 | 3,437 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $587,000 | 3,054 |
| Total noninterest expense | $4,585,000 | 3,584 |
| Salaries and employee benefits | $3,099,000 | 3,043 |
| Premises and equipment expense | $536,000 | 4,074 |
| Additional noninterest expense | $950,000 | 4,680 |
| Pre-tax net operating income | $2,195,000 | 3,438 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $57,000 | 5,365 |
| Income before extraordinary items | $2,138,000 | 2,958 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,138,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $1,401,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,138,000 | 2,954 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,448,000 | 3,245 |
| Total interest expense | $4,097,000 | 2,717 |
| Net interest income | $4,351,000 | 3,631 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $767,000 | 3,485 |
| Gross Fiduciary activities income | $8,000 | 1,232 |
| Service charges on deposit accounts | $318,000 | 3,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $441,000 | 3,054 |
| Total noninterest expense | $3,331,000 | 3,664 |
| Salaries and employee benefits | $2,258,000 | 3,108 |
| Premises and equipment expense | $363,000 | 4,366 |
| Additional noninterest expense | $710,000 | 4,652 |
| Pre-tax net operating income | $1,762,000 | 3,398 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $41,000 | 5,554 |
| Income before extraordinary items | $1,721,000 | 2,901 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,721,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $979,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,721,000 | 2,889 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,528,000 | 3,249 |
| Total interest expense | $2,608,000 | 2,719 |
| Net interest income | $2,920,000 | 3,618 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $509,000 | 3,487 |
| Gross Fiduciary activities income | $6,000 | 1,233 |
| Service charges on deposit accounts | $202,000 | 3,521 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $301,000 | 3,010 |
| Total noninterest expense | $2,210,000 | 3,689 |
| Salaries and employee benefits | $1,493,000 | 3,130 |
| Premises and equipment expense | $244,000 | 4,337 |
| Additional noninterest expense | $473,000 | 4,646 |
| Pre-tax net operating income | $1,219,000 | 3,325 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $1,210,000 | 2,780 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,210,000 | 2,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $422,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,210,000 | 2,768 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 3,268 |
| Total interest expense | $1,227,000 | 2,745 |
| Net interest income | $1,448,000 | 3,638 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $240,000 | 3,569 |
| Gross Fiduciary activities income | $7,000 | 1,113 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $1,085,000 | 3,766 |
| Salaries and employee benefits | $727,000 | 3,228 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $232,000 | 4,689 |
| Pre-tax net operating income | $603,000 | 3,298 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $603,000 | 2,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $603,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,154 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $603,000 | 2,712 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,992,000 | 3,158 |
| Total interest expense | $4,194,000 | 2,547 |
| Net interest income | $5,798,000 | 3,523 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $902,000 | 3,793 |
| Gross Fiduciary activities income | $22,000 | 1,169 |
| Service charges on deposit accounts | $374,000 | 3,707 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $506,000 | 3,350 |
| Total noninterest expense | $4,319,000 | 3,642 |
| Salaries and employee benefits | $2,715,000 | 3,247 |
| Premises and equipment expense | $598,000 | 3,668 |
| Additional noninterest expense | $1,006,000 | 4,405 |
| Pre-tax net operating income | $2,361,000 | 3,273 |
| Securities gains (losses) | $-18,000 | 7,776 |
| Applicable income taxes | $145,000 | 5,035 |
| Income before extraordinary items | $2,198,000 | 2,855 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,198,000 | 2,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,322 |
| Cash dividends | $1,421,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,214,920 | 2,798 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 3,154 |
| Total interest expense | $3,015,000 | 2,524 |
| Net interest income | $4,337,000 | 3,517 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $682,000 | 3,786 |
| Gross Fiduciary activities income | $18,000 | 1,134 |
| Service charges on deposit accounts | $273,000 | 3,775 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $391,000 | 3,320 |
| Total noninterest expense | $3,197,000 | 3,657 |
| Salaries and employee benefits | $2,040,000 | 3,222 |
| Premises and equipment expense | $407,000 | 3,923 |
| Additional noninterest expense | $750,000 | 4,406 |
| Pre-tax net operating income | $1,822,000 | 3,274 |
| Securities gains (losses) | $-18,000 | 8,135 |
| Applicable income taxes | $111,000 | 5,136 |
| Income before extraordinary items | $1,693,000 | 2,833 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,693,000 | 2,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,862 |
| Cash dividends | $912,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,709,920 | 2,773 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 3,134 |
| Total interest expense | $1,906,000 | 2,514 |
| Net interest income | $2,924,000 | 3,467 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $428,000 | 3,884 |
| Gross Fiduciary activities income | $10,000 | 1,165 |
| Service charges on deposit accounts | $177,000 | 3,771 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $241,000 | 3,431 |
| Total noninterest expense | $2,127,000 | 3,639 |
| Salaries and employee benefits | $1,346,000 | 3,226 |
| Premises and equipment expense | $276,000 | 3,862 |
| Additional noninterest expense | $505,000 | 4,342 |
| Pre-tax net operating income | $1,225,000 | 3,193 |
| Securities gains (losses) | $-18,000 | 8,332 |
| Applicable income taxes | $77,000 | 5,119 |
| Income before extraordinary items | $1,130,000 | 2,805 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,130,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $679,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,146,920 | 2,722 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 3,106 |
| Total interest expense | $915,000 | 2,508 |
| Net interest income | $1,479,000 | 3,443 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $221,000 | 3,737 |
| Gross Fiduciary activities income | $10,000 | 1,066 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $128,000 | 3,283 |
| Total noninterest expense | $1,065,000 | 3,663 |
| Salaries and employee benefits | $666,000 | 3,256 |
| Premises and equipment expense | $143,000 | 3,777 |
| Additional noninterest expense | $256,000 | 4,292 |
| Pre-tax net operating income | $635,000 | 3,096 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $34,000 | 5,190 |
| Income before extraordinary items | $604,000 | 2,604 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $604,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $601,150 | 2,577 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,244,000 | 3,033 |
| Total interest expense | $3,080,000 | 2,570 |
| Net interest income | $6,164,000 | 3,225 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $884,000 | 3,815 |
| Gross Fiduciary activities income | $8,000 | 1,352 |
| Service charges on deposit accounts | $382,000 | 3,748 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $494,000 | 3,330 |
| Total noninterest expense | $4,013,000 | 3,735 |
| Salaries and employee benefits | $2,412,000 | 3,444 |
| Premises and equipment expense | $559,000 | 3,755 |
| Additional noninterest expense | $1,042,000 | 4,199 |
| Pre-tax net operating income | $2,960,000 | 2,620 |
| Securities gains (losses) | $-11,000 | 8,257 |
| Applicable income taxes | $173,000 | 4,923 |
| Income before extraordinary items | $2,776,000 | 2,217 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,776,000 | 2,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,216 |
| Cash dividends | $1,783,000 | 1,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,786,340 | 2,165 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,921,000 | 3,006 |
| Total interest expense | $2,273,000 | 2,568 |
| Net interest income | $4,648,000 | 3,199 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $629,000 | 3,971 |
| Gross Fiduciary activities income | $8,000 | 1,279 |
| Service charges on deposit accounts | $296,000 | 3,697 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $325,000 | 3,590 |
| Total noninterest expense | $2,961,000 | 3,753 |
| Salaries and employee benefits | $1,734,000 | 3,536 |
| Premises and equipment expense | $440,000 | 3,605 |
| Additional noninterest expense | $787,000 | 4,135 |
| Pre-tax net operating income | $2,248,000 | 2,605 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $151,000 | 4,843 |
| Income before extraordinary items | $2,097,000 | 2,224 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,097,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,607 |
| Cash dividends | $1,452,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,097,000 | 2,173 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 2,984 |
| Total interest expense | $1,509,000 | 2,555 |
| Net interest income | $3,132,000 | 3,162 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $429,000 | 3,933 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $197,000 | 3,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $229,000 | 3,476 |
| Total noninterest expense | $1,932,000 | 3,844 |
| Salaries and employee benefits | $1,101,000 | 3,693 |
| Premises and equipment expense | $296,000 | 3,593 |
| Additional noninterest expense | $535,000 | 4,103 |
| Pre-tax net operating income | $1,584,000 | 2,470 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $83,000 | 5,075 |
| Income before extraordinary items | $1,501,000 | 2,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,501,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,389 |
| Cash dividends | $949,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,501,000 | 2,016 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 2,991 |
| Total interest expense | $745,000 | 2,626 |
| Net interest income | $1,579,000 | 3,128 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $222,000 | 3,798 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $105,000 | 3,460 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $114,000 | 3,433 |
| Total noninterest expense | $994,000 | 3,777 |
| Salaries and employee benefits | $569,000 | 3,620 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $284,000 | 3,905 |
| Pre-tax net operating income | $784,000 | 2,459 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $784,000 | 1,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $784,000 | 1,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,858 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $784,000 | 1,906 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,748,000 | 2,899 |
| Total interest expense | $3,522,000 | 2,490 |
| Net interest income | $6,226,000 | 3,086 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $938,000 | 3,845 |
| Gross Fiduciary activities income | $9,000 | 1,372 |
| Service charges on deposit accounts | $474,000 | 3,234 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $455,000 | 3,739 |
| Total noninterest expense | $3,842,000 | 3,826 |
| Salaries and employee benefits | $2,156,000 | 3,685 |
| Premises and equipment expense | $523,000 | 3,931 |
| Additional noninterest expense | $1,163,000 | 3,813 |
| Pre-tax net operating income | $3,232,000 | 2,354 |
| Securities gains (losses) | $43,000 | 2,653 |
| Applicable income taxes | $204,000 | 4,904 |
| Income before extraordinary items | $3,071,000 | 1,994 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,071,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,114 |
| Cash dividends | $4,614,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,030,580 | 1,932 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,380,000 | 2,910 |
| Total interest expense | $2,723,000 | 2,513 |
| Net interest income | $4,657,000 | 3,101 |
| Provision for loan and lease losses | $68,000 | 5,354 |
| Total noninterest income | $690,000 | 3,974 |
| Gross Fiduciary activities income | $9,000 | 1,296 |
| Service charges on deposit accounts | $353,000 | 3,258 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $328,000 | 3,897 |
| Total noninterest expense | $2,664,000 | 4,043 |
| Salaries and employee benefits | $1,575,000 | 3,758 |
| Premises and equipment expense | $246,000 | 5,386 |
| Additional noninterest expense | $843,000 | 3,919 |
| Pre-tax net operating income | $2,615,000 | 2,290 |
| Securities gains (losses) | $63,000 | 2,122 |
| Applicable income taxes | $104,000 | 5,530 |
| Income before extraordinary items | $2,574,000 | 1,871 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,574,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $3,943,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,513,520 | 1,808 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 2,857 |
| Total interest expense | $1,961,000 | 2,415 |
| Net interest income | $3,091,000 | 3,105 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $387,000 | 4,336 |
| Gross Fiduciary activities income | $7,000 | 1,277 |
| Service charges on deposit accounts | $229,000 | 3,286 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $151,000 | 4,563 |
| Total noninterest expense | $1,749,000 | 4,096 |
| Salaries and employee benefits | $1,013,000 | 3,867 |
| Premises and equipment expense | $171,000 | 5,218 |
| Additional noninterest expense | $565,000 | 3,878 |
| Pre-tax net operating income | $1,684,000 | 2,367 |
| Securities gains (losses) | $61,000 | 1,886 |
| Applicable income taxes | $60,000 | 5,731 |
| Income before extraordinary items | $1,685,000 | 1,901 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,685,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $3,344,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,625,830 | 1,848 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 2,903 |
| Total interest expense | $1,038,000 | 2,353 |
| Net interest income | $1,467,000 | 3,232 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $227,000 | 3,862 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $96,000 | 3,642 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $125,000 | 3,535 |
| Total noninterest expense | $908,000 | 3,967 |
| Salaries and employee benefits | $535,000 | 3,695 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $287,000 | 3,789 |
| Pre-tax net operating income | $763,000 | 2,566 |
| Securities gains (losses) | $61,000 | 1,274 |
| Applicable income taxes | $32,000 | 5,652 |
| Income before extraordinary items | $792,000 | 1,989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $792,000 | 1,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $2,782,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $733,440 | 2,010 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,426,000 | 3,486 |
| Total interest expense | $3,450,000 | 3,148 |
| Net interest income | $4,976,000 | 3,687 |
| Provision for loan and lease losses | $85,000 | 5,981 |
| Total noninterest income | $526,000 | 5,079 |
| Gross Fiduciary activities income | $11,000 | 1,391 |
| Service charges on deposit accounts | $348,000 | 3,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 5,371 |
| Total noninterest expense | $2,985,000 | 4,478 |
| Salaries and employee benefits | $1,486,000 | 4,723 |
| Premises and equipment expense | $386,000 | 4,773 |
| Additional noninterest expense | $1,113,000 | 3,837 |
| Pre-tax net operating income | $2,432,000 | 2,944 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $124,000 | 5,749 |
| Income before extraordinary items | $2,310,000 | 2,505 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,310,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,519 |
| Cash dividends | $771,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,308,100 | 2,419 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 4,313 |
| Total interest expense | $3,812,000 | 3,952 |
| Net interest income | $3,445,000 | 4,610 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $431,000 | 5,485 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $261,000 | 4,533 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $169,000 | 5,279 |
| Total noninterest expense | $1,973,000 | 5,786 |
| Salaries and employee benefits | $1,044,000 | 5,842 |
| Premises and equipment expense | $228,000 | 6,383 |
| Additional noninterest expense | $701,000 | 5,298 |
| Pre-tax net operating income | $1,843,000 | 3,371 |
| Securities gains (losses) | $-37,000 | 9,421 |
| Applicable income taxes | $48,000 | 6,752 |
| Income before extraordinary items | $1,758,000 | 2,852 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,758,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,134 |
| Cash dividends | $2,120,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,793,890 | 2,706 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,054,000 | 5,047 |
| Total interest expense | $3,195,000 | 4,691 |
| Net interest income | $2,859,000 | 5,330 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $312,000 | 6,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,537 |
| Total noninterest expense | $1,358,000 | 7,096 |
| Salaries and employee benefits | $793,000 | 6,761 |
| Premises and equipment expense | $157,000 | 7,488 |
| Additional noninterest expense | $408,000 | 7,086 |
| Pre-tax net operating income | $1,713,000 | 3,686 |
| Securities gains (losses) | $-38,000 | 9,069 |
| Applicable income taxes | $91,000 | 6,628 |
| Income before extraordinary items | $1,584,000 | 3,112 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,584,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $724,000 | 2,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,620,100 | 3,047 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 5,382 |
| Total interest expense | $2,646,000 | 5,040 |
| Net interest income | $2,631,000 | 5,627 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $210,000 | 7,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,482 |
| Total noninterest expense | $1,216,000 | 7,527 |
| Salaries and employee benefits | $722,000 | 7,129 |
| Premises and equipment expense | $146,000 | 7,736 |
| Additional noninterest expense | $348,000 | 7,719 |
| Pre-tax net operating income | $1,535,000 | 4,029 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $227,000 | 5,434 |
| Income before extraordinary items | $1,308,000 | 3,626 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,308,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,912 |
| Cash dividends | $634,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,308,000 | 3,589 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 5,576 |
| Total interest expense | $2,653,000 | 5,163 |
| Net interest income | $2,489,000 | 5,874 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $165,000 | 8,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,156 |
| Total noninterest expense | $1,126,000 | 7,748 |
| Salaries and employee benefits | $662,000 | 7,416 |
| Premises and equipment expense | $142,000 | 7,842 |
| Additional noninterest expense | $322,000 | 7,914 |
| Pre-tax net operating income | $1,468,000 | 4,239 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $503,000 | 3,816 |
| Income before extraordinary items | $965,000 | 4,630 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $965,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $965,000 | 4,533 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 6,284 |
| Total interest expense | $2,282,000 | 5,741 |
| Net interest income | $2,158,000 | 6,604 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $132,000 | 8,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $1,017,000 | 8,286 |
| Salaries and employee benefits | $620,000 | 7,785 |
| Premises and equipment expense | $136,000 | 8,101 |
| Additional noninterest expense | $261,000 | 8,725 |
| Pre-tax net operating income | $1,218,000 | 5,197 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $462,000 | 4,449 |
| Income before extraordinary items | $758,000 | 5,639 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $758,000 | 5,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 10,487 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $756,720 | 5,603 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 7,121 |
| Total interest expense | $1,819,000 | 6,805 |
| Net interest income | $1,910,000 | 7,332 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $123,000 | 9,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $966,000 | 8,797 |
| Salaries and employee benefits | $561,000 | 8,394 |
| Premises and equipment expense | $125,000 | 8,668 |
| Additional noninterest expense | $280,000 | 9,080 |
| Pre-tax net operating income | $1,047,000 | 5,573 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $363,000 | 5,207 |
| Income before extraordinary items | $677,000 | 5,859 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $677,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,505 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $681,550 | 5,786 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 7,863 |
| Total interest expense | $1,583,000 | 7,469 |
| Net interest income | $1,665,000 | 8,107 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $167,000 | 9,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $965,000 | 9,096 |
| Salaries and employee benefits | $526,000 | 8,887 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $328,000 | 8,943 |
| Pre-tax net operating income | $837,000 | 6,695 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $304,000 | 5,951 |
| Income before extraordinary items | $536,000 | 6,992 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $536,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $534,080 | 6,988 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 8,121 |
| Total interest expense | $1,261,000 | 7,684 |
| Net interest income | $1,699,000 | 8,308 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $173,000 | 9,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,007,000 | 9,314 |
| Salaries and employee benefits | $536,000 | 9,069 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $339,000 | 9,479 |
| Pre-tax net operating income | $830,000 | 6,723 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $264,000 | 6,339 |
| Income before extraordinary items | $568,000 | 6,785 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $568,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $566,640 | 6,842 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 8,491 |
| Total interest expense | $1,250,000 | 8,081 |
| Net interest income | $1,656,000 | 8,621 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $151,000 | 10,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $974,000 | 9,848 |
| Salaries and employee benefits | $505,000 | 9,616 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $339,000 | 9,968 |
| Pre-tax net operating income | $808,000 | 6,769 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $290,000 | 6,196 |
| Income before extraordinary items | $536,000 | 7,262 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $536,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $524,300 | 7,102 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 9,183 |
| Total interest expense | $1,354,000 | 9,009 |
| Net interest income | $1,529,000 | 9,188 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $152,000 | 10,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 11,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,308 |
| Total noninterest expense | $975,000 | 10,091 |
| Salaries and employee benefits | $493,000 | 9,850 |
| Premises and equipment expense | $146,000 | 9,235 |
| Additional noninterest expense | $336,000 | 10,367 |
| Pre-tax net operating income | $681,000 | 7,206 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $456,000 | 7,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $456,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $432,320 | 7,556 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.