Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,441,000 | 2,925 |
| Total interest expense | $2,866,000 | 2,672 |
| Net interest income | $6,575,000 | 2,977 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,282,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $164,000 | 2,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,118,000 | 2,173 |
| Total noninterest expense | $7,250,000 | 2,512 |
| Salaries and employee benefits | $5,076,000 | 2,175 |
| Premises and equipment expense | $514,000 | 2,925 |
| Additional noninterest expense | $1,118,000 | 2,173 |
| Pre-tax net operating income | $607,000 | 3,858 |
| Securities gains (losses) | $10,000 | 771 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $617,000 | 3,769 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $617,000 | 3,807 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $617,000 | 3,770 |
| Net charge-offs | $30,000 | 2,026 |
| Cash dividends | $1,695,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $607,000 | 3,809 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,724,000 | 2,957 |
| Total interest expense | $1,916,000 | 2,697 |
| Net interest income | $4,808,000 | 3,037 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $901,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $117,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $784,000 | 2,227 |
| Total noninterest expense | $5,225,000 | 2,554 |
| Salaries and employee benefits | $3,860,000 | 2,146 |
| Premises and equipment expense | $351,000 | 3,064 |
| Additional noninterest expense | $784,000 | 2,227 |
| Pre-tax net operating income | $484,000 | 3,922 |
| Securities gains (losses) | $11,000 | 596 |
| Applicable income taxes | $-16,000 | 4,435 |
| Income before extraordinary items | $511,000 | 3,810 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $511,000 | 3,845 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $511,000 | 3,810 |
| Net charge-offs | $-14,000 | 3,912 |
| Cash dividends | $1,495,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $500,000 | 3,850 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 3,018 |
| Total interest expense | $1,105,000 | 2,710 |
| Net interest income | $3,079,000 | 3,110 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $500,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $73,000 | 3,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 2,363 |
| Total noninterest expense | $3,227,000 | 2,659 |
| Salaries and employee benefits | $2,437,000 | 2,212 |
| Premises and equipment expense | $221,000 | 3,140 |
| Additional noninterest expense | $427,000 | 2,359 |
| Pre-tax net operating income | $352,000 | 3,918 |
| Securities gains (losses) | $1,000 | 881 |
| Applicable income taxes | $82,000 | 2,638 |
| Income before extraordinary items | $271,000 | 3,967 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $271,000 | 4,007 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $271,000 | 3,966 |
| Net charge-offs | $-14,000 | 4,006 |
| Cash dividends | $120,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $270,210 | 3,988 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 3,215 |
| Total interest expense | $418,000 | 2,815 |
| Net interest income | $1,399,000 | 3,250 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $174,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $32,000 | 3,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,806 |
| Total noninterest expense | $1,424,000 | 2,882 |
| Salaries and employee benefits | $1,210,000 | 2,258 |
| Premises and equipment expense | $108,000 | 3,211 |
| Additional noninterest expense | $142,000 | 2,806 |
| Pre-tax net operating income | $149,000 | 4,062 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $34,000 | 2,742 |
| Income before extraordinary items | $116,000 | 4,095 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $116,000 | 4,095 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $116,000 | 4,095 |
| Net charge-offs | $-16,000 | 4,184 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $115,210 | 4,125 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,960,000 | 3,249 |
| Total interest expense | $529,000 | 3,182 |
| Net interest income | $5,431,000 | 3,249 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,018,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $134,000 | 3,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $884,000 | 2,469 |
| Total noninterest expense | $5,694,000 | 2,826 |
| Salaries and employee benefits | $4,022,000 | 2,489 |
| Premises and equipment expense | $422,000 | 3,219 |
| Additional noninterest expense | $884,000 | 2,469 |
| Pre-tax net operating income | $755,000 | 3,948 |
| Securities gains (losses) | $13,000 | 401 |
| Applicable income taxes | $180,000 | 2,686 |
| Income before extraordinary items | $588,000 | 4,017 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $588,000 | 4,016 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $588,000 | 4,017 |
| Net charge-offs | $-29,000 | 3,938 |
| Cash dividends | $235,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $577,730 | 4,046 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 3,260 |
| Total interest expense | $295,000 | 3,324 |
| Net interest income | $4,005,000 | 3,243 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $860,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $97,000 | 3,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $763,000 | 2,356 |
| Total noninterest expense | $4,224,000 | 2,827 |
| Salaries and employee benefits | $3,028,000 | 2,483 |
| Premises and equipment expense | $317,000 | 3,221 |
| Additional noninterest expense | $763,000 | 2,356 |
| Pre-tax net operating income | $641,000 | 3,883 |
| Securities gains (losses) | $12,000 | 411 |
| Applicable income taxes | $156,000 | 2,628 |
| Income before extraordinary items | $497,000 | 3,941 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $497,000 | 3,940 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $497,000 | 3,940 |
| Net charge-offs | $-29,000 | 3,919 |
| Cash dividends | $115,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $487,520 | 3,985 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 3,291 |
| Total interest expense | $142,000 | 3,592 |
| Net interest income | $2,626,000 | 3,244 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $648,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $63,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $585,000 | 2,229 |
| Total noninterest expense | $2,661,000 | 2,923 |
| Salaries and employee benefits | $1,921,000 | 2,574 |
| Premises and equipment expense | $205,000 | 3,286 |
| Additional noninterest expense | $535,000 | 3,574 |
| Pre-tax net operating income | $613,000 | 3,520 |
| Securities gains (losses) | $12,000 | 377 |
| Applicable income taxes | $157,000 | 2,312 |
| Income before extraordinary items | $468,000 | 3,604 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $468,000 | 3,602 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $468,000 | 3,604 |
| Net charge-offs | $-12,000 | 3,724 |
| Cash dividends | $115,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $458,520 | 3,650 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 3,292 |
| Total interest expense | $63,000 | 3,713 |
| Net interest income | $1,284,000 | 3,236 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $252,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $30,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 2,463 |
| Total noninterest expense | $1,175,000 | 3,113 |
| Salaries and employee benefits | $905,000 | 2,657 |
| Premises and equipment expense | $104,000 | 3,286 |
| Additional noninterest expense | $166,000 | 4,095 |
| Pre-tax net operating income | $361,000 | 3,238 |
| Securities gains (losses) | $14,000 | 336 |
| Applicable income taxes | $89,000 | 2,137 |
| Income before extraordinary items | $286,000 | 3,324 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $286,000 | 3,322 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $286,000 | 3,324 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $274,940 | 3,388 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 3,280 |
| Total interest expense | $337,000 | 3,628 |
| Net interest income | $5,435,000 | 3,212 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,518,000 | 2,525 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $113,000 | 3,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,405,000 | 2,288 |
| Total noninterest expense | $5,603,000 | 2,827 |
| Salaries and employee benefits | $3,819,000 | 2,572 |
| Premises and equipment expense | $387,000 | 3,401 |
| Additional noninterest expense | $1,397,000 | 3,204 |
| Pre-tax net operating income | $1,350,000 | 3,577 |
| Securities gains (losses) | $4,000 | 1,879 |
| Applicable income taxes | $316,000 | 2,435 |
| Income before extraordinary items | $1,038,000 | 3,731 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,038,000 | 3,731 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,038,000 | 3,731 |
| Net charge-offs | $-232,000 | 4,581 |
| Cash dividends | $225,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,034,840 | 3,713 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 3,345 |
| Total interest expense | $270,000 | 3,655 |
| Net interest income | $4,023,000 | 3,277 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,213,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $80,000 | 3,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,133,000 | 2,251 |
| Total noninterest expense | $3,962,000 | 2,948 |
| Salaries and employee benefits | $2,655,000 | 2,700 |
| Premises and equipment expense | $344,000 | 3,176 |
| Additional noninterest expense | $963,000 | 3,356 |
| Pre-tax net operating income | $1,274,000 | 3,465 |
| Securities gains (losses) | $4,000 | 1,798 |
| Applicable income taxes | $310,000 | 2,289 |
| Income before extraordinary items | $968,000 | 3,651 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $968,000 | 3,651 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $968,000 | 3,651 |
| Net charge-offs | $-232,000 | 4,686 |
| Cash dividends | $110,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $964,840 | 3,633 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 3,296 |
| Total interest expense | $186,000 | 3,693 |
| Net interest income | $2,819,000 | 3,227 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $822,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $49,000 | 3,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 2,193 |
| Total noninterest expense | $2,661,000 | 2,933 |
| Salaries and employee benefits | $1,774,000 | 2,695 |
| Premises and equipment expense | $242,000 | 3,095 |
| Additional noninterest expense | $645,000 | 3,349 |
| Pre-tax net operating income | $980,000 | 3,278 |
| Securities gains (losses) | $3,000 | 1,649 |
| Applicable income taxes | $242,000 | 2,168 |
| Income before extraordinary items | $741,000 | 3,488 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $741,000 | 3,487 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $741,000 | 3,488 |
| Net charge-offs | $-153,000 | 4,694 |
| Cash dividends | $110,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $738,630 | 3,467 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 3,455 |
| Total interest expense | $98,000 | 3,712 |
| Net interest income | $1,256,000 | 3,383 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $408,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $25,000 | 3,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 2,199 |
| Total noninterest expense | $1,195,000 | 3,097 |
| Salaries and employee benefits | $880,000 | 2,700 |
| Premises and equipment expense | $90,000 | 3,559 |
| Additional noninterest expense | $225,000 | 3,829 |
| Pre-tax net operating income | $469,000 | 3,305 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $114,000 | 2,197 |
| Income before extraordinary items | $356,000 | 3,497 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $356,000 | 3,498 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $356,000 | 3,497 |
| Net charge-offs | $-167,000 | 4,848 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $355,210 | 3,476 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,281,000 | 3,508 |
| Total interest expense | $587,000 | 3,654 |
| Net interest income | $4,694,000 | 3,446 |
| Provision for loan and lease losses | $153,000 | 3,240 |
| Total noninterest income | $1,751,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $129,000 | 3,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,622,000 | 2,011 |
| Total noninterest expense | $4,766,000 | 3,090 |
| Salaries and employee benefits | $3,127,000 | 2,878 |
| Premises and equipment expense | $447,000 | 3,225 |
| Additional noninterest expense | $1,192,000 | 3,437 |
| Pre-tax net operating income | $1,526,000 | 3,257 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $375,000 | 2,142 |
| Income before extraordinary items | $1,152,000 | 3,505 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,152,000 | 3,505 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,152,000 | 3,505 |
| Net charge-offs | $-220,000 | 4,873 |
| Cash dividends | $335,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,151,210 | 3,456 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 3,514 |
| Total interest expense | $472,000 | 3,663 |
| Net interest income | $3,554,000 | 3,455 |
| Provision for loan and lease losses | $153,000 | 2,972 |
| Total noninterest income | $1,089,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $101,000 | 3,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $988,000 | 2,157 |
| Total noninterest expense | $3,371,000 | 3,181 |
| Salaries and employee benefits | $2,285,000 | 2,896 |
| Premises and equipment expense | $287,000 | 3,476 |
| Additional noninterest expense | $799,000 | 3,600 |
| Pre-tax net operating income | $1,119,000 | 3,314 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $274,000 | 2,168 |
| Income before extraordinary items | $846,000 | 3,534 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $846,000 | 3,533 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $846,000 | 3,534 |
| Net charge-offs | $-220,000 | 4,921 |
| Cash dividends | $105,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $845,210 | 3,492 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 3,524 |
| Total interest expense | $344,000 | 3,661 |
| Net interest income | $2,390,000 | 3,471 |
| Provision for loan and lease losses | $153,000 | 2,622 |
| Total noninterest income | $645,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $75,000 | 3,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $570,000 | 2,256 |
| Total noninterest expense | $2,172,000 | 3,239 |
| Salaries and employee benefits | $1,519,000 | 2,922 |
| Premises and equipment expense | $189,000 | 3,498 |
| Additional noninterest expense | $464,000 | 3,800 |
| Pre-tax net operating income | $710,000 | 3,368 |
| Securities gains (losses) | $-1,000 | 4,646 |
| Applicable income taxes | $173,000 | 2,176 |
| Income before extraordinary items | $536,000 | 3,576 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $536,000 | 3,576 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $536,000 | 3,576 |
| Net charge-offs | $-141,000 | 4,941 |
| Cash dividends | $105,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $536,790 | 3,525 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 3,667 |
| Total interest expense | $190,000 | 3,655 |
| Net interest income | $1,073,000 | 3,626 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $211,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $48,000 | 3,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,679 |
| Total noninterest expense | $998,000 | 3,404 |
| Salaries and employee benefits | $730,000 | 2,991 |
| Premises and equipment expense | $98,000 | 3,449 |
| Additional noninterest expense | $170,000 | 4,236 |
| Pre-tax net operating income | $286,000 | 3,455 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $67,000 | 2,211 |
| Income before extraordinary items | $219,000 | 3,613 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $219,000 | 3,614 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $219,000 | 3,614 |
| Net charge-offs | $-33,000 | 4,779 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $219,000 | 3,594 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 3,760 |
| Total interest expense | $770,000 | 3,674 |
| Net interest income | $4,173,000 | 3,715 |
| Provision for loan and lease losses | $-34,000 | 4,939 |
| Total noninterest income | $658,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $150,000 | 3,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $508,000 | 3,005 |
| Total noninterest expense | $4,127,000 | 3,366 |
| Salaries and employee benefits | $2,651,000 | 3,143 |
| Premises and equipment expense | $353,000 | 3,673 |
| Additional noninterest expense | $1,123,000 | 3,615 |
| Pre-tax net operating income | $738,000 | 4,138 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $153,000 | 2,789 |
| Income before extraordinary items | $585,000 | 4,279 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $585,000 | 4,281 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $585,000 | 4,281 |
| Net charge-offs | $177,000 | 1,779 |
| Cash dividends | $205,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $585,000 | 4,260 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 3,824 |
| Total interest expense | $578,000 | 3,693 |
| Net interest income | $3,083,000 | 3,804 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $469,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $110,000 | 3,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 3,080 |
| Total noninterest expense | $2,946,000 | 3,471 |
| Salaries and employee benefits | $1,958,000 | 3,183 |
| Premises and equipment expense | $244,000 | 3,837 |
| Additional noninterest expense | $744,000 | 3,835 |
| Pre-tax net operating income | $606,000 | 4,182 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $140,000 | 2,731 |
| Income before extraordinary items | $466,000 | 4,339 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $466,000 | 4,338 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $466,000 | 4,338 |
| Net charge-offs | $174,000 | 1,398 |
| Cash dividends | $100,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $466,000 | 4,309 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 3,860 |
| Total interest expense | $379,000 | 3,706 |
| Net interest income | $2,037,000 | 3,835 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $303,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $70,000 | 3,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,083 |
| Total noninterest expense | $1,956,000 | 3,507 |
| Salaries and employee benefits | $1,336,000 | 3,162 |
| Premises and equipment expense | $162,000 | 3,859 |
| Additional noninterest expense | $458,000 | 3,983 |
| Pre-tax net operating income | $384,000 | 4,240 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $88,000 | 2,770 |
| Income before extraordinary items | $296,000 | 4,375 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $296,000 | 4,373 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $296,000 | 4,373 |
| Net charge-offs | $218,000 | 943 |
| Cash dividends | $100,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $296,000 | 4,359 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 3,864 |
| Total interest expense | $193,000 | 3,665 |
| Net interest income | $1,017,000 | 3,871 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $127,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $33,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 3,301 |
| Total noninterest expense | $942,000 | 3,605 |
| Salaries and employee benefits | $662,000 | 3,211 |
| Premises and equipment expense | $85,000 | 3,806 |
| Additional noninterest expense | $195,000 | 4,237 |
| Pre-tax net operating income | $202,000 | 4,195 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $46,000 | 2,691 |
| Income before extraordinary items | $156,000 | 4,313 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $156,000 | 4,312 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $156,000 | 4,312 |
| Net charge-offs | $91,000 | 928 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $156,000 | 4,303 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 3,743 |
| Total interest expense | $714,000 | 3,425 |
| Net interest income | $4,288,000 | 3,770 |
| Provision for loan and lease losses | $-47,000 | 5,133 |
| Total noninterest income | $602,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $119,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $483,000 | 3,110 |
| Total noninterest expense | $3,868,000 | 3,548 |
| Salaries and employee benefits | $2,553,000 | 3,242 |
| Premises and equipment expense | $334,000 | 3,839 |
| Additional noninterest expense | $981,000 | 3,924 |
| Pre-tax net operating income | $1,069,000 | 3,952 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $259,000 | 2,500 |
| Income before extraordinary items | $810,000 | 4,120 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $810,000 | 4,119 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $810,000 | 4,119 |
| Net charge-offs | $155,000 | 1,835 |
| Cash dividends | $195,000 | 3,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $810,000 | 4,129 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 3,766 |
| Total interest expense | $537,000 | 3,370 |
| Net interest income | $3,221,000 | 3,797 |
| Provision for loan and lease losses | $35,000 | 3,397 |
| Total noninterest income | $405,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $90,000 | 3,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,323 |
| Total noninterest expense | $2,927,000 | 3,554 |
| Salaries and employee benefits | $1,914,000 | 3,245 |
| Premises and equipment expense | $253,000 | 3,865 |
| Additional noninterest expense | $760,000 | 3,908 |
| Pre-tax net operating income | $664,000 | 4,236 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $157,000 | 2,716 |
| Income before extraordinary items | $507,000 | 4,384 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $507,000 | 4,383 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $507,000 | 4,383 |
| Net charge-offs | $-157,000 | 5,207 |
| Cash dividends | $95,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $507,000 | 4,399 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 3,762 |
| Total interest expense | $355,000 | 3,302 |
| Net interest income | $2,151,000 | 3,806 |
| Provision for loan and lease losses | $35,000 | 3,040 |
| Total noninterest income | $273,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $60,000 | 3,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,309 |
| Total noninterest expense | $1,987,000 | 3,534 |
| Salaries and employee benefits | $1,325,000 | 3,208 |
| Premises and equipment expense | $165,000 | 3,933 |
| Additional noninterest expense | $497,000 | 3,962 |
| Pre-tax net operating income | $402,000 | 4,348 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $93,000 | 2,774 |
| Income before extraordinary items | $309,000 | 4,496 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $309,000 | 4,495 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $309,000 | 4,495 |
| Net charge-offs | $-224,000 | 5,365 |
| Cash dividends | $95,000 | 3,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $309,000 | 4,502 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 3,653 |
| Total interest expense | $180,000 | 3,246 |
| Net interest income | $1,160,000 | 3,678 |
| Provision for loan and lease losses | $35,000 | 2,343 |
| Total noninterest income | $125,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $31,000 | 3,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 3,435 |
| Total noninterest expense | $937,000 | 3,682 |
| Salaries and employee benefits | $636,000 | 3,304 |
| Premises and equipment expense | $85,000 | 3,922 |
| Additional noninterest expense | $216,000 | 4,210 |
| Pre-tax net operating income | $313,000 | 3,797 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $77,000 | 2,378 |
| Income before extraordinary items | $236,000 | 3,996 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $236,000 | 3,996 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $236,000 | 3,996 |
| Net charge-offs | $-271,000 | 5,513 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $236,000 | 3,998 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,988,000 | 3,753 |
| Total interest expense | $637,000 | 3,288 |
| Net interest income | $4,351,000 | 3,789 |
| Provision for loan and lease losses | $236,000 | 2,227 |
| Total noninterest income | $547,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $122,000 | 4,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,378 |
| Total noninterest expense | $3,546,000 | 3,794 |
| Salaries and employee benefits | $2,268,000 | 3,506 |
| Premises and equipment expense | $337,000 | 3,973 |
| Additional noninterest expense | $941,000 | 4,119 |
| Pre-tax net operating income | $1,116,000 | 3,911 |
| Securities gains (losses) | $11,000 | 1,559 |
| Applicable income taxes | $392,000 | 2,587 |
| Income before extraordinary items | $735,000 | 4,100 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $735,000 | 4,100 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $735,000 | 4,100 |
| Net charge-offs | $78,000 | 2,649 |
| Cash dividends | $185,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $727,850 | 4,102 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 3,797 |
| Total interest expense | $461,000 | 3,351 |
| Net interest income | $3,247,000 | 3,835 |
| Provision for loan and lease losses | $132,000 | 2,435 |
| Total noninterest income | $433,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $94,000 | 4,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,307 |
| Total noninterest expense | $2,680,000 | 3,791 |
| Salaries and employee benefits | $1,740,000 | 3,487 |
| Premises and equipment expense | $258,000 | 3,976 |
| Additional noninterest expense | $682,000 | 4,188 |
| Pre-tax net operating income | $868,000 | 3,968 |
| Securities gains (losses) | $11,000 | 1,579 |
| Applicable income taxes | $308,000 | 2,462 |
| Income before extraordinary items | $571,000 | 4,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $571,000 | 4,273 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $571,000 | 4,274 |
| Net charge-offs | $-25,000 | 4,992 |
| Cash dividends | $90,000 | 3,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $563,850 | 4,275 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 3,795 |
| Total interest expense | $301,000 | 3,360 |
| Net interest income | $2,175,000 | 3,824 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $292,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $60,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 3,286 |
| Total noninterest expense | $1,830,000 | 3,758 |
| Salaries and employee benefits | $1,201,000 | 3,435 |
| Premises and equipment expense | $170,000 | 4,003 |
| Additional noninterest expense | $459,000 | 4,193 |
| Pre-tax net operating income | $637,000 | 3,806 |
| Securities gains (losses) | $9,000 | 1,292 |
| Applicable income taxes | $228,000 | 2,372 |
| Income before extraordinary items | $418,000 | 4,102 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $418,000 | 4,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $418,000 | 4,102 |
| Net charge-offs | $-38,000 | 5,210 |
| Cash dividends | $90,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $412,150 | 4,104 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 3,873 |
| Total interest expense | $154,000 | 3,312 |
| Net interest income | $1,044,000 | 3,916 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $144,000 | 3,800 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $32,000 | 4,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,306 |
| Total noninterest expense | $844,000 | 3,971 |
| Salaries and employee benefits | $588,000 | 3,523 |
| Premises and equipment expense | $85,000 | 4,048 |
| Additional noninterest expense | $171,000 | 4,729 |
| Pre-tax net operating income | $344,000 | 3,647 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $124,000 | 2,275 |
| Income before extraordinary items | $229,000 | 3,970 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $229,000 | 3,968 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $229,000 | 3,970 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $223,150 | 3,987 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 3,836 |
| Total interest expense | $547,000 | 3,480 |
| Net interest income | $4,375,000 | 3,842 |
| Provision for loan and lease losses | $122,000 | 2,906 |
| Total noninterest income | $573,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $129,000 | 4,209 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $444,000 | 3,414 |
| Total noninterest expense | $3,798,000 | 3,747 |
| Salaries and employee benefits | $2,339,000 | 3,532 |
| Premises and equipment expense | $342,000 | 4,074 |
| Additional noninterest expense | $1,117,000 | 3,979 |
| Pre-tax net operating income | $1,028,000 | 4,038 |
| Securities gains (losses) | $9,000 | 2,705 |
| Applicable income taxes | $298,000 | 2,654 |
| Income before extraordinary items | $739,000 | 4,292 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $739,000 | 4,290 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $739,000 | 4,291 |
| Net charge-offs | $158,000 | 2,170 |
| Cash dividends | $175,000 | 3,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $732,610 | 4,253 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 3,848 |
| Total interest expense | $408,000 | 3,517 |
| Net interest income | $3,292,000 | 3,854 |
| Provision for loan and lease losses | $60,000 | 3,183 |
| Total noninterest income | $368,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $99,000 | 4,210 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $269,000 | 3,722 |
| Total noninterest expense | $2,781,000 | 3,804 |
| Salaries and employee benefits | $1,749,000 | 3,534 |
| Premises and equipment expense | $244,000 | 4,186 |
| Additional noninterest expense | $788,000 | 4,112 |
| Pre-tax net operating income | $819,000 | 3,996 |
| Securities gains (losses) | $9,000 | 2,624 |
| Applicable income taxes | $250,000 | 2,634 |
| Income before extraordinary items | $578,000 | 4,309 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $578,000 | 4,308 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $578,000 | 4,309 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $85,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $571,700 | 4,248 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 3,863 |
| Total interest expense | $270,000 | 3,546 |
| Net interest income | $2,214,000 | 3,855 |
| Provision for loan and lease losses | $19,000 | 3,575 |
| Total noninterest income | $275,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $66,000 | 4,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $209,000 | 3,533 |
| Total noninterest expense | $1,842,000 | 3,841 |
| Salaries and employee benefits | $1,176,000 | 3,543 |
| Premises and equipment expense | $163,000 | 4,210 |
| Additional noninterest expense | $503,000 | 4,220 |
| Pre-tax net operating income | $628,000 | 3,814 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $192,000 | 2,532 |
| Income before extraordinary items | $436,000 | 4,161 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $436,000 | 4,158 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $436,000 | 4,160 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $85,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $436,000 | 4,086 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 3,838 |
| Total interest expense | $134,000 | 3,591 |
| Net interest income | $1,129,000 | 3,829 |
| Provision for loan and lease losses | $19,000 | 2,935 |
| Total noninterest income | $109,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $81,000 | 3,853 |
| Total noninterest expense | $954,000 | 3,806 |
| Salaries and employee benefits | $648,000 | 3,360 |
| Premises and equipment expense | $87,000 | 4,126 |
| Additional noninterest expense | $219,000 | 4,494 |
| Pre-tax net operating income | $265,000 | 4,050 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $66,000 | 2,786 |
| Income before extraordinary items | $199,000 | 4,242 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $199,000 | 4,239 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $199,000 | 4,241 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $199,000 | 4,184 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,728,000 | 3,968 |
| Total interest expense | $456,000 | 3,902 |
| Net interest income | $4,272,000 | 3,936 |
| Provision for loan and lease losses | $353,000 | 1,740 |
| Total noninterest income | $681,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $151,000 | 4,131 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $530,000 | 3,205 |
| Total noninterest expense | $3,588,000 | 3,952 |
| Salaries and employee benefits | $2,233,000 | 3,679 |
| Premises and equipment expense | $328,000 | 4,301 |
| Additional noninterest expense | $1,027,000 | 4,261 |
| Pre-tax net operating income | $1,012,000 | 4,087 |
| Securities gains (losses) | $12,000 | 2,504 |
| Applicable income taxes | $316,000 | 2,618 |
| Income before extraordinary items | $708,000 | 4,395 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $708,000 | 4,392 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $708,000 | 4,395 |
| Net charge-offs | $273,000 | 1,698 |
| Cash dividends | $165,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $699,720 | 4,367 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 4,046 |
| Total interest expense | $333,000 | 4,008 |
| Net interest income | $3,165,000 | 4,001 |
| Provision for loan and lease losses | $219,000 | 1,881 |
| Total noninterest income | $447,000 | 3,920 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $112,000 | 4,189 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $335,000 | 3,457 |
| Total noninterest expense | $2,677,000 | 3,980 |
| Salaries and employee benefits | $1,709,000 | 3,652 |
| Premises and equipment expense | $243,000 | 4,364 |
| Additional noninterest expense | $725,000 | 4,381 |
| Pre-tax net operating income | $716,000 | 4,262 |
| Securities gains (losses) | $15,000 | 2,165 |
| Applicable income taxes | $222,000 | 2,743 |
| Income before extraordinary items | $509,000 | 4,539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $509,000 | 4,541 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $509,000 | 4,542 |
| Net charge-offs | $210,000 | 1,509 |
| Cash dividends | $80,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $498,500 | 4,509 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 4,091 |
| Total interest expense | $221,000 | 4,051 |
| Net interest income | $2,084,000 | 4,040 |
| Provision for loan and lease losses | $95,000 | 2,288 |
| Total noninterest income | $289,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $78,000 | 4,124 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $211,000 | 3,555 |
| Total noninterest expense | $1,706,000 | 4,125 |
| Salaries and employee benefits | $1,129,000 | 3,693 |
| Premises and equipment expense | $163,000 | 4,389 |
| Additional noninterest expense | $414,000 | 4,696 |
| Pre-tax net operating income | $572,000 | 3,971 |
| Securities gains (losses) | $12,000 | 1,941 |
| Applicable income taxes | $166,000 | 2,637 |
| Income before extraordinary items | $418,000 | 4,239 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $418,000 | 4,241 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $418,000 | 4,242 |
| Net charge-offs | $211,000 | 1,157 |
| Cash dividends | $80,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $409,360 | 4,210 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 4,111 |
| Total interest expense | $111,000 | 4,080 |
| Net interest income | $1,036,000 | 4,076 |
| Provision for loan and lease losses | $95,000 | 1,504 |
| Total noninterest income | $117,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $77,000 | 3,964 |
| Total noninterest expense | $898,000 | 4,050 |
| Salaries and employee benefits | $622,000 | 3,492 |
| Premises and equipment expense | $83,000 | 4,398 |
| Additional noninterest expense | $193,000 | 4,862 |
| Pre-tax net operating income | $160,000 | 4,750 |
| Securities gains (losses) | $11,000 | 1,447 |
| Applicable income taxes | $39,000 | 3,167 |
| Income before extraordinary items | $132,000 | 4,824 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $132,000 | 4,826 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $132,000 | 4,828 |
| Net charge-offs | $215,000 | 685 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $123,530 | 4,846 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 4,118 |
| Total interest expense | $471,000 | 4,141 |
| Net interest income | $4,205,000 | 4,073 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $519,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $153,000 | 4,362 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $366,000 | 3,738 |
| Total noninterest expense | $3,522,000 | 4,120 |
| Salaries and employee benefits | $2,072,000 | 3,917 |
| Premises and equipment expense | $352,000 | 4,358 |
| Additional noninterest expense | $1,098,000 | 4,243 |
| Pre-tax net operating income | $1,142,000 | 3,931 |
| Securities gains (losses) | $12,000 | 2,563 |
| Applicable income taxes | $336,000 | 2,542 |
| Income before extraordinary items | $818,000 | 4,275 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $818,000 | 4,275 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $818,000 | 4,276 |
| Net charge-offs | $-12,000 | 5,693 |
| Cash dividends | $150,000 | 3,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $809,480 | 4,240 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 4,137 |
| Total interest expense | $357,000 | 4,177 |
| Net interest income | $3,187,000 | 4,083 |
| Provision for loan and lease losses | $60,000 | 3,250 |
| Total noninterest income | $395,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $120,000 | 4,327 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $275,000 | 3,762 |
| Total noninterest expense | $2,548,000 | 4,227 |
| Salaries and employee benefits | $1,587,000 | 3,889 |
| Premises and equipment expense | $250,000 | 4,525 |
| Additional noninterest expense | $711,000 | 4,583 |
| Pre-tax net operating income | $974,000 | 3,806 |
| Securities gains (losses) | $12,000 | 2,252 |
| Applicable income taxes | $297,000 | 2,481 |
| Income before extraordinary items | $689,000 | 4,164 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $689,000 | 4,164 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $689,000 | 4,165 |
| Net charge-offs | $-7,000 | 5,535 |
| Cash dividends | $70,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $680,600 | 4,127 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 4,134 |
| Total interest expense | $239,000 | 4,203 |
| Net interest income | $2,136,000 | 4,077 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $247,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $74,000 | 4,463 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $173,000 | 3,854 |
| Total noninterest expense | $1,687,000 | 4,275 |
| Salaries and employee benefits | $1,058,000 | 3,904 |
| Premises and equipment expense | $168,000 | 4,549 |
| Additional noninterest expense | $461,000 | 4,660 |
| Pre-tax net operating income | $636,000 | 3,768 |
| Securities gains (losses) | $16,000 | 1,751 |
| Applicable income taxes | $196,000 | 2,437 |
| Income before extraordinary items | $456,000 | 4,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $456,000 | 4,113 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $456,000 | 4,112 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $70,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $444,800 | 4,091 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 4,176 |
| Total interest expense | $123,000 | 4,203 |
| Net interest income | $1,054,000 | 4,122 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $124,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $90,000 | 3,728 |
| Total noninterest expense | $823,000 | 4,372 |
| Salaries and employee benefits | $580,000 | 3,721 |
| Premises and equipment expense | $90,000 | 4,453 |
| Additional noninterest expense | $153,000 | 5,476 |
| Pre-tax net operating income | $295,000 | 3,850 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $88,000 | 2,469 |
| Income before extraordinary items | $207,000 | 4,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 4,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $207,000 | 4,194 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $207,000 | 4,137 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 4,255 |
| Total interest expense | $558,000 | 4,229 |
| Net interest income | $4,134,000 | 4,193 |
| Provision for loan and lease losses | $151,000 | 3,260 |
| Total noninterest income | $736,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $142,000 | 4,669 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $594,000 | 3,132 |
| Total noninterest expense | $3,334,000 | 4,372 |
| Salaries and employee benefits | $1,994,000 | 4,084 |
| Premises and equipment expense | $318,000 | 4,717 |
| Additional noninterest expense | $1,022,000 | 4,535 |
| Pre-tax net operating income | $1,385,000 | 3,545 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $431,000 | 2,306 |
| Income before extraordinary items | $960,000 | 3,973 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $960,000 | 3,976 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $960,000 | 3,977 |
| Net charge-offs | $74,000 | 4,037 |
| Cash dividends | $130,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $955,860 | 3,927 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 4,314 |
| Total interest expense | $426,000 | 4,274 |
| Net interest income | $3,072,000 | 4,253 |
| Provision for loan and lease losses | $104,000 | 3,321 |
| Total noninterest income | $584,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $106,000 | 4,722 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $478,000 | 3,084 |
| Total noninterest expense | $2,446,000 | 4,452 |
| Salaries and employee benefits | $1,521,000 | 4,058 |
| Premises and equipment expense | $235,000 | 4,787 |
| Additional noninterest expense | $690,000 | 4,785 |
| Pre-tax net operating income | $1,106,000 | 3,501 |
| Securities gains (losses) | $48,000 | 1,686 |
| Applicable income taxes | $360,000 | 2,247 |
| Income before extraordinary items | $794,000 | 3,835 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $794,000 | 3,838 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $794,000 | 3,838 |
| Net charge-offs | $73,000 | 3,565 |
| Cash dividends | $60,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $760,880 | 3,846 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 4,325 |
| Total interest expense | $287,000 | 4,318 |
| Net interest income | $2,042,000 | 4,259 |
| Provision for loan and lease losses | $44,000 | 3,737 |
| Total noninterest income | $444,000 | 3,518 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $377,000 | 2,886 |
| Total noninterest expense | $1,614,000 | 4,477 |
| Salaries and employee benefits | $1,019,000 | 4,060 |
| Premises and equipment expense | $152,000 | 4,861 |
| Additional noninterest expense | $443,000 | 4,883 |
| Pre-tax net operating income | $828,000 | 3,270 |
| Securities gains (losses) | $48,000 | 1,546 |
| Applicable income taxes | $217,000 | 2,350 |
| Income before extraordinary items | $659,000 | 3,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $659,000 | 3,427 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $659,000 | 3,429 |
| Net charge-offs | $35,000 | 3,632 |
| Cash dividends | $60,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $623,000 | 3,439 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 4,390 |
| Total interest expense | $148,000 | 4,335 |
| Net interest income | $995,000 | 4,343 |
| Provision for loan and lease losses | $44,000 | 3,003 |
| Total noninterest income | $269,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $237,000 | 2,534 |
| Total noninterest expense | $827,000 | 4,465 |
| Salaries and employee benefits | $573,000 | 3,822 |
| Premises and equipment expense | $75,000 | 4,918 |
| Additional noninterest expense | $179,000 | 5,364 |
| Pre-tax net operating income | $393,000 | 3,325 |
| Securities gains (losses) | $48,000 | 941 |
| Applicable income taxes | $109,000 | 2,317 |
| Income before extraordinary items | $332,000 | 3,377 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $332,000 | 3,377 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $332,000 | 3,379 |
| Net charge-offs | $18,000 | 3,151 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $296,000 | 3,497 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 4,482 |
| Total interest expense | $732,000 | 4,299 |
| Net interest income | $3,926,000 | 4,454 |
| Provision for loan and lease losses | $74,000 | 4,949 |
| Total noninterest income | $501,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $141,000 | 4,877 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $360,000 | 3,780 |
| Total noninterest expense | $3,351,000 | 4,478 |
| Salaries and employee benefits | $1,905,000 | 4,254 |
| Premises and equipment expense | $321,000 | 4,817 |
| Additional noninterest expense | $1,125,000 | 4,507 |
| Pre-tax net operating income | $1,002,000 | 4,014 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $208,000 | 2,979 |
| Income before extraordinary items | $799,000 | 4,269 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $799,000 | 4,268 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $799,000 | 4,270 |
| Net charge-offs | $-321,000 | 7,026 |
| Cash dividends | $60,000 | 4,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $795,050 | 4,105 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 4,597 |
| Total interest expense | $571,000 | 4,346 |
| Net interest income | $2,877,000 | 4,592 |
| Provision for loan and lease losses | $74,000 | 4,686 |
| Total noninterest income | $524,000 | 3,926 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $98,000 | 5,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $426,000 | 3,181 |
| Total noninterest expense | $2,469,000 | 4,541 |
| Salaries and employee benefits | $1,460,000 | 4,216 |
| Premises and equipment expense | $225,000 | 5,028 |
| Additional noninterest expense | $784,000 | 4,720 |
| Pre-tax net operating income | $858,000 | 3,915 |
| Securities gains (losses) | $5,000 | 3,269 |
| Applicable income taxes | $204,000 | 2,813 |
| Income before extraordinary items | $659,000 | 4,204 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $659,000 | 4,204 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $659,000 | 4,204 |
| Net charge-offs | $-317,000 | 7,124 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $655,200 | 4,038 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 4,661 |
| Total interest expense | $400,000 | 4,330 |
| Net interest income | $1,870,000 | 4,675 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $331,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $63,000 | 5,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $268,000 | 3,230 |
| Total noninterest expense | $1,649,000 | 4,565 |
| Salaries and employee benefits | $968,000 | 4,260 |
| Premises and equipment expense | $143,000 | 5,150 |
| Additional noninterest expense | $538,000 | 4,658 |
| Pre-tax net operating income | $522,000 | 4,050 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $119,000 | 2,924 |
| Income before extraordinary items | $403,000 | 4,345 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $403,000 | 4,348 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $403,000 | 4,347 |
| Net charge-offs | $-346,000 | 7,203 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $403,000 | 4,167 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 4,711 |
| Total interest expense | $211,000 | 4,326 |
| Net interest income | $922,000 | 4,743 |
| Provision for loan and lease losses | $-24,000 | 7,137 |
| Total noninterest income | $155,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,373 |
| Total noninterest expense | $836,000 | 4,550 |
| Salaries and employee benefits | $526,000 | 4,080 |
| Premises and equipment expense | $76,000 | 5,053 |
| Additional noninterest expense | $234,000 | 5,019 |
| Pre-tax net operating income | $265,000 | 4,060 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $60,000 | 2,896 |
| Income before extraordinary items | $205,000 | 4,333 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $205,000 | 4,335 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $205,000 | 4,336 |
| Net charge-offs | $-381,000 | 7,267 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $205,000 | 4,176 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 4,618 |
| Total interest expense | $1,193,000 | 3,983 |
| Net interest income | $3,707,000 | 4,743 |
| Provision for loan and lease losses | $76,000 | 5,566 |
| Total noninterest income | $268,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $152,000 | 4,865 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $116,000 | 5,161 |
| Total noninterest expense | $3,427,000 | 4,539 |
| Salaries and employee benefits | $1,861,000 | 4,350 |
| Premises and equipment expense | $326,000 | 5,049 |
| Additional noninterest expense | $1,240,000 | 4,364 |
| Pre-tax net operating income | $472,000 | 4,785 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $76,000 | 3,539 |
| Income before extraordinary items | $396,000 | 4,955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $396,000 | 4,957 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $396,000 | 4,956 |
| Net charge-offs | $285,000 | 3,861 |
| Cash dividends | $40,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $396,000 | 4,824 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 4,652 |
| Total interest expense | $917,000 | 4,045 |
| Net interest income | $2,788,000 | 4,764 |
| Provision for loan and lease losses | $51,000 | 5,507 |
| Total noninterest income | $199,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $112,000 | 4,925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $87,000 | 5,243 |
| Total noninterest expense | $2,525,000 | 4,590 |
| Salaries and employee benefits | $1,415,000 | 4,317 |
| Premises and equipment expense | $240,000 | 5,130 |
| Additional noninterest expense | $870,000 | 4,552 |
| Pre-tax net operating income | $411,000 | 4,736 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $45,000 | 3,682 |
| Income before extraordinary items | $366,000 | 4,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $366,000 | 4,794 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $366,000 | 4,794 |
| Net charge-offs | $284,000 | 3,310 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $366,000 | 4,666 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 4,674 |
| Total interest expense | $641,000 | 4,029 |
| Net interest income | $1,848,000 | 4,799 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $69,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $72,000 | 4,984 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,000 | 6,991 |
| Total noninterest expense | $1,696,000 | 4,609 |
| Salaries and employee benefits | $938,000 | 4,366 |
| Premises and equipment expense | $161,000 | 5,160 |
| Additional noninterest expense | $597,000 | 4,541 |
| Pre-tax net operating income | $206,000 | 5,085 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $11,000 | 4,065 |
| Income before extraordinary items | $195,000 | 5,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $195,000 | 5,058 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $195,000 | 5,058 |
| Net charge-offs | $12,000 | 5,280 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $195,000 | 4,965 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 4,615 |
| Total interest expense | $353,000 | 3,888 |
| Net interest income | $925,000 | 4,784 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-56,000 | 7,398 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-89,000 | 7,353 |
| Total noninterest expense | $868,000 | 4,572 |
| Salaries and employee benefits | $444,000 | 4,545 |
| Premises and equipment expense | $84,000 | 5,123 |
| Additional noninterest expense | $340,000 | 4,175 |
| Pre-tax net operating income | $1,000 | 6,316 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $-6,000 | 6,412 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-6,000 | 6,412 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-6,000 | 6,412 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-6,000 | 6,391 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 4,785 |
| Total interest expense | $1,552,000 | 4,184 |
| Net interest income | $3,514,000 | 4,943 |
| Provision for loan and lease losses | $514,000 | 4,081 |
| Total noninterest income | $550,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $167,000 | 4,739 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $383,000 | 3,584 |
| Total noninterest expense | $3,514,000 | 4,586 |
| Salaries and employee benefits | $1,826,000 | 4,480 |
| Premises and equipment expense | $301,000 | 5,397 |
| Additional noninterest expense | $1,387,000 | 4,219 |
| Pre-tax net operating income | $36,000 | 5,670 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $36,000 | 5,856 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $36,000 | 5,856 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $36,000 | 5,856 |
| Net charge-offs | $750,000 | 3,081 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $36,000 | 5,717 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 4,902 |
| Total interest expense | $1,195,000 | 4,259 |
| Net interest income | $2,571,000 | 5,068 |
| Provision for loan and lease losses | $460,000 | 3,676 |
| Total noninterest income | $342,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $126,000 | 4,798 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $216,000 | 4,055 |
| Total noninterest expense | $2,632,000 | 4,603 |
| Salaries and employee benefits | $1,337,000 | 4,586 |
| Premises and equipment expense | $225,000 | 5,470 |
| Additional noninterest expense | $1,070,000 | 4,121 |
| Pre-tax net operating income | $-179,000 | 6,267 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $-182,000 | 6,420 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-182,000 | 6,420 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-182,000 | 6,419 |
| Net charge-offs | $759,000 | 2,532 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-182,000 | 6,328 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 4,968 |
| Total interest expense | $822,000 | 4,272 |
| Net interest income | $1,660,000 | 5,167 |
| Provision for loan and lease losses | $151,000 | 4,581 |
| Total noninterest income | $204,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $81,000 | 4,856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 4,300 |
| Total noninterest expense | $1,655,000 | 4,760 |
| Salaries and employee benefits | $913,000 | 4,532 |
| Premises and equipment expense | $155,000 | 5,441 |
| Additional noninterest expense | $587,000 | 4,640 |
| Pre-tax net operating income | $58,000 | 5,753 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $55,000 | 5,864 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $55,000 | 5,866 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $55,000 | 5,865 |
| Net charge-offs | $408,000 | 2,683 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $55,000 | 5,755 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 5,048 |
| Total interest expense | $432,000 | 4,292 |
| Net interest income | $804,000 | 5,281 |
| Provision for loan and lease losses | $151,000 | 3,330 |
| Total noninterest income | $98,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $829,000 | 4,809 |
| Salaries and employee benefits | $437,000 | 4,737 |
| Premises and equipment expense | $83,000 | 5,367 |
| Additional noninterest expense | $309,000 | 4,501 |
| Pre-tax net operating income | $-78,000 | 6,595 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $-81,000 | 6,702 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-81,000 | 6,703 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-81,000 | 6,702 |
| Net charge-offs | $407,000 | 1,760 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-81,000 | 6,633 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 4,930 |
| Total interest expense | $1,962,000 | 4,510 |
| Net interest income | $3,402,000 | 5,029 |
| Provision for loan and lease losses | $1,774,000 | 2,644 |
| Total noninterest income | $528,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $172,000 | 4,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $356,000 | 3,710 |
| Total noninterest expense | $3,303,000 | 4,904 |
| Salaries and employee benefits | $1,880,000 | 4,560 |
| Premises and equipment expense | $363,000 | 5,229 |
| Additional noninterest expense | $1,060,000 | 5,084 |
| Pre-tax net operating income | $-1,147,000 | 6,307 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-311,000 | 6,878 |
| Income before extraordinary items | $-836,000 | 6,280 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-836,000 | 6,279 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-836,000 | 6,279 |
| Net charge-offs | $1,389,000 | 2,471 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-836,000 | 6,289 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 4,967 |
| Total interest expense | $1,505,000 | 4,594 |
| Net interest income | $2,564,000 | 5,034 |
| Provision for loan and lease losses | $1,099,000 | 2,651 |
| Total noninterest income | $417,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $130,000 | 4,932 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $287,000 | 3,691 |
| Total noninterest expense | $2,482,000 | 4,906 |
| Salaries and employee benefits | $1,375,000 | 4,649 |
| Premises and equipment expense | $260,000 | 5,382 |
| Additional noninterest expense | $847,000 | 4,896 |
| Pre-tax net operating income | $-600,000 | 6,403 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-216,000 | 7,112 |
| Income before extraordinary items | $-384,000 | 6,316 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-384,000 | 6,317 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-384,000 | 6,316 |
| Net charge-offs | $999,000 | 2,206 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-384,000 | 6,314 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 4,916 |
| Total interest expense | $1,025,000 | 4,664 |
| Net interest income | $1,773,000 | 4,926 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $286,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $87,000 | 4,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $199,000 | 3,660 |
| Total noninterest expense | $1,652,000 | 4,951 |
| Salaries and employee benefits | $930,000 | 4,656 |
| Premises and equipment expense | $173,000 | 5,437 |
| Additional noninterest expense | $549,000 | 4,971 |
| Pre-tax net operating income | $407,000 | 3,649 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $98,000 | 2,646 |
| Income before extraordinary items | $309,000 | 3,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $309,000 | 3,922 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $309,000 | 3,922 |
| Net charge-offs | $265,000 | 3,085 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $309,000 | 3,804 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 4,950 |
| Total interest expense | $533,000 | 4,657 |
| Net interest income | $867,000 | 4,994 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $120,000 | 4,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $78,000 | 4,061 |
| Total noninterest expense | $807,000 | 4,926 |
| Salaries and employee benefits | $441,000 | 4,860 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $278,000 | 4,653 |
| Pre-tax net operating income | $180,000 | 4,213 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $30,000 | 3,285 |
| Income before extraordinary items | $150,000 | 4,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $150,000 | 4,356 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $150,000 | 4,356 |
| Net charge-offs | $264,000 | 1,893 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $150,000 | 4,189 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,740,000 | 5,058 |
| Total interest expense | $2,605,000 | 4,634 |
| Net interest income | $3,135,000 | 5,294 |
| Provision for loan and lease losses | $840,000 | 2,964 |
| Total noninterest income | $356,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 4,891 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $165,000 | 5,151 |
| Total noninterest expense | $3,056,000 | 5,062 |
| Salaries and employee benefits | $1,806,000 | 4,779 |
| Premises and equipment expense | $374,000 | 5,273 |
| Additional noninterest expense | $876,000 | 5,219 |
| Pre-tax net operating income | $-405,000 | 6,712 |
| Securities gains (losses) | $16,000 | 2,295 |
| Applicable income taxes | $-261,000 | 7,288 |
| Income before extraordinary items | $-128,000 | 6,397 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-128,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 2,740 |
| Cash dividends | $664,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-138,240 | 6,557 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 5,081 |
| Total interest expense | $2,051,000 | 4,625 |
| Net interest income | $2,336,000 | 5,350 |
| Provision for loan and lease losses | $406,000 | 3,052 |
| Total noninterest income | $259,000 | 5,661 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $144,000 | 4,908 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 5,380 |
| Total noninterest expense | $2,272,000 | 5,074 |
| Salaries and employee benefits | $1,310,000 | 4,891 |
| Premises and equipment expense | $283,000 | 5,255 |
| Additional noninterest expense | $679,000 | 5,048 |
| Pre-tax net operating income | $-83,000 | 6,887 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $-119,000 | 7,565 |
| Income before extraordinary items | $52,000 | 6,402 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $52,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,998 |
| Cash dividends | $582,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $41,760 | 6,603 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 5,129 |
| Total interest expense | $1,443,000 | 4,618 |
| Net interest income | $1,497,000 | 5,478 |
| Provision for loan and lease losses | $99,000 | 4,304 |
| Total noninterest income | $158,000 | 5,887 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $96,000 | 4,903 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $62,000 | 5,823 |
| Total noninterest expense | $1,535,000 | 5,052 |
| Salaries and employee benefits | $895,000 | 4,858 |
| Premises and equipment expense | $192,000 | 5,252 |
| Additional noninterest expense | $448,000 | 5,078 |
| Pre-tax net operating income | $21,000 | 6,829 |
| Securities gains (losses) | $16,000 | 2,191 |
| Applicable income taxes | $-33,000 | 7,713 |
| Income before extraordinary items | $70,000 | 6,550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,936 |
| Cash dividends | $82,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $54,000 | 6,606 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 5,185 |
| Total interest expense | $771,000 | 4,609 |
| Net interest income | $722,000 | 5,597 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $99,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $789,000 | 4,972 |
| Salaries and employee benefits | $429,000 | 5,029 |
| Premises and equipment expense | $101,000 | 5,131 |
| Additional noninterest expense | $259,000 | 4,575 |
| Pre-tax net operating income | $31,000 | 6,842 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-21,000 | 7,910 |
| Income before extraordinary items | $52,000 | 6,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $52,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $52,000 | 6,458 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,170,000 | 5,128 |
| Total interest expense | $3,118,000 | 4,679 |
| Net interest income | $3,052,000 | 5,453 |
| Provision for loan and lease losses | $-240,000 | 8,447 |
| Total noninterest income | $400,000 | 5,492 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $209,000 | 4,821 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $191,000 | 5,161 |
| Total noninterest expense | $2,889,000 | 5,127 |
| Salaries and employee benefits | $1,696,000 | 4,940 |
| Premises and equipment expense | $391,000 | 5,096 |
| Additional noninterest expense | $802,000 | 5,339 |
| Pre-tax net operating income | $803,000 | 5,167 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $152,000 | 4,116 |
| Income before extraordinary items | $651,000 | 5,200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $651,000 | 5,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-235,000 | 8,459 |
| Cash dividends | $197,000 | 4,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $651,000 | 5,181 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 5,145 |
| Total interest expense | $2,326,000 | 4,708 |
| Net interest income | $2,303,000 | 5,470 |
| Provision for loan and lease losses | $-242,000 | 8,486 |
| Total noninterest income | $300,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $151,000 | 4,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $149,000 | 5,104 |
| Total noninterest expense | $2,175,000 | 5,081 |
| Salaries and employee benefits | $1,231,000 | 5,015 |
| Premises and equipment expense | $293,000 | 5,082 |
| Additional noninterest expense | $651,000 | 5,027 |
| Pre-tax net operating income | $670,000 | 5,209 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $161,000 | 3,974 |
| Income before extraordinary items | $509,000 | 5,341 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $509,000 | 5,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-238,000 | 8,477 |
| Cash dividends | $114,000 | 4,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $509,000 | 5,326 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 5,178 |
| Total interest expense | $1,527,000 | 4,745 |
| Net interest income | $1,544,000 | 5,487 |
| Provision for loan and lease losses | $-242,000 | 8,530 |
| Total noninterest income | $198,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $100,000 | 4,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $98,000 | 5,155 |
| Total noninterest expense | $1,445,000 | 5,132 |
| Salaries and employee benefits | $842,000 | 4,965 |
| Premises and equipment expense | $196,000 | 5,097 |
| Additional noninterest expense | $407,000 | 5,246 |
| Pre-tax net operating income | $539,000 | 4,898 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $143,000 | 3,707 |
| Income before extraordinary items | $396,000 | 5,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $396,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-242,000 | 8,538 |
| Cash dividends | $114,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $396,000 | 5,094 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 5,164 |
| Total interest expense | $759,000 | 4,743 |
| Net interest income | $778,000 | 5,477 |
| Provision for loan and lease losses | $-242,000 | 8,597 |
| Total noninterest income | $93,000 | 5,686 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $47,000 | 5,236 |
| Total noninterest expense | $746,000 | 5,033 |
| Salaries and employee benefits | $403,000 | 5,142 |
| Premises and equipment expense | $101,000 | 5,017 |
| Additional noninterest expense | $242,000 | 4,643 |
| Pre-tax net operating income | $367,000 | 4,203 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $104,000 | 3,212 |
| Income before extraordinary items | $263,000 | 4,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $263,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-242,000 | 8,590 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $263,000 | 4,440 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,078,000 | 4,975 |
| Total interest expense | $2,973,000 | 4,336 |
| Net interest income | $3,105,000 | 5,422 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $364,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $168,000 | 5,323 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $196,000 | 5,158 |
| Total noninterest expense | $2,769,000 | 5,161 |
| Salaries and employee benefits | $1,614,000 | 4,963 |
| Premises and equipment expense | $394,000 | 4,960 |
| Additional noninterest expense | $761,000 | 5,381 |
| Pre-tax net operating income | $700,000 | 5,920 |
| Securities gains (losses) | $27,000 | 828 |
| Applicable income taxes | $113,000 | 4,865 |
| Income before extraordinary items | $614,000 | 5,771 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $614,000 | 5,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $158,000 | 5,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $591,320 | 5,845 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 5,010 |
| Total interest expense | $2,176,000 | 4,315 |
| Net interest income | $2,311,000 | 5,490 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $269,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $123,000 | 5,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $2,077,000 | 5,140 |
| Salaries and employee benefits | $1,154,000 | 5,093 |
| Premises and equipment expense | $293,000 | 5,020 |
| Additional noninterest expense | $630,000 | 5,051 |
| Pre-tax net operating income | $503,000 | 6,207 |
| Securities gains (losses) | $27,000 | 677 |
| Applicable income taxes | $76,000 | 5,161 |
| Income before extraordinary items | $454,000 | 5,980 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $454,000 | 5,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $78,000 | 4,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $430,780 | 6,085 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 5,064 |
| Total interest expense | $1,395,000 | 4,300 |
| Net interest income | $1,511,000 | 5,568 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $174,000 | 5,928 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,173 |
| Total noninterest expense | $1,373,000 | 5,192 |
| Salaries and employee benefits | $777,000 | 5,076 |
| Premises and equipment expense | $194,000 | 5,024 |
| Additional noninterest expense | $402,000 | 5,192 |
| Pre-tax net operating income | $312,000 | 6,382 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $27,000 | 5,631 |
| Income before extraordinary items | $285,000 | 6,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $285,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $78,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $285,000 | 6,122 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 5,107 |
| Total interest expense | $676,000 | 4,265 |
| Net interest income | $734,000 | 5,655 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $687,000 | 5,188 |
| Salaries and employee benefits | $357,000 | 5,379 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $230,000 | 4,721 |
| Pre-tax net operating income | $131,000 | 6,665 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $129,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 6,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $129,000 | 6,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,564,000 | 4,814 |
| Total interest expense | $2,568,000 | 3,738 |
| Net interest income | $2,996,000 | 5,510 |
| Provision for loan and lease losses | $70,000 | 5,300 |
| Total noninterest income | $357,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $139,000 | 5,751 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $218,000 | 4,999 |
| Total noninterest expense | $2,646,000 | 5,186 |
| Salaries and employee benefits | $1,488,000 | 5,074 |
| Premises and equipment expense | $415,000 | 4,748 |
| Additional noninterest expense | $743,000 | 5,413 |
| Pre-tax net operating income | $637,000 | 6,306 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $78,000 | 5,566 |
| Income before extraordinary items | $559,000 | 6,147 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $559,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $155,000 | 5,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $559,000 | 6,111 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,168,000 | 4,787 |
| Total interest expense | $1,899,000 | 3,643 |
| Net interest income | $2,269,000 | 5,495 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $276,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $105,000 | 5,772 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,942 |
| Total noninterest expense | $1,994,000 | 5,150 |
| Salaries and employee benefits | $1,069,000 | 5,197 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $601,000 | 5,118 |
| Pre-tax net operating income | $531,000 | 6,277 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $70,000 | 5,547 |
| Income before extraordinary items | $461,000 | 6,072 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $461,000 | 6,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $77,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $461,000 | 6,044 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 4,738 |
| Total interest expense | $1,246,000 | 3,528 |
| Net interest income | $1,534,000 | 5,431 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $185,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $67,000 | 5,808 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $118,000 | 4,849 |
| Total noninterest expense | $1,333,000 | 5,131 |
| Salaries and employee benefits | $685,000 | 5,316 |
| Premises and equipment expense | $217,000 | 4,540 |
| Additional noninterest expense | $431,000 | 4,854 |
| Pre-tax net operating income | $366,000 | 6,187 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $50,000 | 5,519 |
| Income before extraordinary items | $316,000 | 6,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $316,000 | 6,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $77,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $316,000 | 5,953 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,661 |
| Total interest expense | $610,000 | 3,470 |
| Net interest income | $802,000 | 5,322 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $92,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,816 |
| Total noninterest expense | $670,000 | 5,150 |
| Salaries and employee benefits | $342,000 | 5,371 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $218,000 | 4,792 |
| Pre-tax net operating income | $209,000 | 5,868 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $34,000 | 5,190 |
| Income before extraordinary items | $175,000 | 5,739 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $175,000 | 5,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $175,000 | 5,703 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 4,759 |
| Total interest expense | $2,265,000 | 3,292 |
| Net interest income | $2,860,000 | 5,555 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $368,000 | 5,978 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $147,000 | 5,822 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $221,000 | 4,902 |
| Total noninterest expense | $2,699,000 | 5,029 |
| Salaries and employee benefits | $1,602,000 | 4,724 |
| Premises and equipment expense | $369,000 | 5,036 |
| Additional noninterest expense | $728,000 | 5,392 |
| Pre-tax net operating income | $409,000 | 7,045 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-9,000 | 8,574 |
| Income before extraordinary items | $418,000 | 6,681 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $418,000 | 6,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $157,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $-224,000 | 8,912 |
| Net operating income | $418,000 | 6,623 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 4,855 |
| Total interest expense | $1,661,000 | 3,303 |
| Net interest income | $2,055,000 | 5,699 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $284,000 | 5,950 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $112,000 | 5,841 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $172,000 | 4,813 |
| Total noninterest expense | $2,072,000 | 4,909 |
| Salaries and employee benefits | $1,184,000 | 4,724 |
| Premises and equipment expense | $276,000 | 5,029 |
| Additional noninterest expense | $612,000 | 4,992 |
| Pre-tax net operating income | $222,000 | 7,586 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-33,000 | 8,790 |
| Income before extraordinary items | $255,000 | 7,178 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $255,000 | 7,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $80,000 | 4,761 |
| Sale, conversion, retirement of capital stock, net | $-224,000 | 8,985 |
| Net operating income | $255,000 | 7,115 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 4,982 |
| Total interest expense | $1,088,000 | 3,335 |
| Net interest income | $1,314,000 | 5,839 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $186,000 | 5,987 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 4,844 |
| Total noninterest expense | $1,379,000 | 4,938 |
| Salaries and employee benefits | $768,000 | 4,853 |
| Premises and equipment expense | $175,000 | 5,210 |
| Additional noninterest expense | $436,000 | 4,789 |
| Pre-tax net operating income | $91,000 | 7,990 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-33,000 | 8,859 |
| Income before extraordinary items | $124,000 | 7,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $124,000 | 7,482 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 5,058 |
| Total interest expense | $545,000 | 3,381 |
| Net interest income | $634,000 | 5,958 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $88,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $692,000 | 4,963 |
| Salaries and employee benefits | $397,000 | 4,768 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $213,000 | 4,852 |
| Pre-tax net operating income | $15,000 | 8,377 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-33,000 | 8,941 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,000 | 7,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 4,913 |
| Total interest expense | $2,450,000 | 3,386 |
| Net interest income | $2,522,000 | 5,876 |
| Provision for loan and lease losses | $110,000 | 5,170 |
| Total noninterest income | $439,000 | 5,756 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $118,000 | 6,306 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $321,000 | 4,368 |
| Total noninterest expense | $2,587,000 | 5,095 |
| Salaries and employee benefits | $1,496,000 | 4,856 |
| Premises and equipment expense | $359,000 | 5,083 |
| Additional noninterest expense | $732,000 | 5,351 |
| Pre-tax net operating income | $264,000 | 7,585 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-69,000 | 8,898 |
| Income before extraordinary items | $333,000 | 7,115 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $333,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,398 |
| Cash dividends | $160,000 | 5,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $333,000 | 6,971 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 4,911 |
| Total interest expense | $1,896,000 | 3,417 |
| Net interest income | $1,902,000 | 5,886 |
| Provision for loan and lease losses | $95,000 | 4,748 |
| Total noninterest income | $346,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $89,000 | 6,327 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $257,000 | 4,333 |
| Total noninterest expense | $2,001,000 | 4,980 |
| Salaries and employee benefits | $1,117,000 | 4,859 |
| Premises and equipment expense | $272,000 | 5,046 |
| Additional noninterest expense | $612,000 | 4,936 |
| Pre-tax net operating income | $152,000 | 7,958 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-29,000 | 8,980 |
| Income before extraordinary items | $181,000 | 7,703 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $181,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,624 |
| Cash dividends | $80,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $181,000 | 7,557 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 4,955 |
| Total interest expense | $1,282,000 | 3,475 |
| Net interest income | $1,243,000 | 5,957 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $205,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $60,000 | 6,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $145,000 | 4,632 |
| Total noninterest expense | $1,340,000 | 4,955 |
| Salaries and employee benefits | $709,000 | 5,032 |
| Premises and equipment expense | $176,000 | 5,120 |
| Additional noninterest expense | $455,000 | 4,559 |
| Pre-tax net operating income | $78,000 | 8,180 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-27,000 | 9,048 |
| Income before extraordinary items | $105,000 | 7,902 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $105,000 | 7,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,989 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $105,000 | 7,729 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 4,850 |
| Total interest expense | $655,000 | 3,501 |
| Net interest income | $654,000 | 5,762 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 4,475 |
| Total noninterest expense | $683,000 | 4,881 |
| Salaries and employee benefits | $348,000 | 5,123 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $242,000 | 4,329 |
| Pre-tax net operating income | $60,000 | 7,837 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $60,000 | 7,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,000 | 7,538 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 4,702 |
| Total interest expense | $3,069,000 | 3,481 |
| Net interest income | $2,655,000 | 5,706 |
| Provision for loan and lease losses | $455,000 | 2,553 |
| Total noninterest income | $372,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $136,000 | 6,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $236,000 | 4,707 |
| Total noninterest expense | $2,522,000 | 5,054 |
| Salaries and employee benefits | $1,560,000 | 4,545 |
| Premises and equipment expense | $339,000 | 5,190 |
| Additional noninterest expense | $623,000 | 5,794 |
| Pre-tax net operating income | $50,000 | 8,472 |
| Securities gains (losses) | $62,000 | 2,209 |
| Applicable income taxes | $-100,000 | 9,063 |
| Income before extraordinary items | $212,000 | 7,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $212,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,808 |
| Cash dividends | $160,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $150,000 | 7,985 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 4,773 |
| Total interest expense | $3,647,000 | 4,084 |
| Net interest income | $2,683,000 | 5,483 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $352,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $141,000 | 5,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $211,000 | 4,814 |
| Total noninterest expense | $2,498,000 | 4,953 |
| Salaries and employee benefits | $1,406,000 | 4,741 |
| Premises and equipment expense | $373,000 | 4,820 |
| Additional noninterest expense | $719,000 | 5,184 |
| Pre-tax net operating income | $437,000 | 6,805 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $437,000 | 6,366 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $437,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $158,000 | 5,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $431,060 | 6,271 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,047,000 | 5,055 |
| Total interest expense | $3,549,000 | 4,344 |
| Net interest income | $2,498,000 | 5,804 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $242,000 | 6,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 5,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,289 |
| Total noninterest expense | $2,277,000 | 5,201 |
| Salaries and employee benefits | $1,363,000 | 4,715 |
| Premises and equipment expense | $308,000 | 5,348 |
| Additional noninterest expense | $606,000 | 5,755 |
| Pre-tax net operating income | $363,000 | 7,632 |
| Securities gains (losses) | $72,000 | 634 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $435,000 | 6,653 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $435,000 | 6,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $153,000 | 5,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $363,000 | 7,072 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 5,387 |
| Total interest expense | $2,793,000 | 4,865 |
| Net interest income | $2,476,000 | 5,831 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $256,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $2,309,000 | 5,144 |
| Salaries and employee benefits | $1,314,000 | 4,831 |
| Premises and equipment expense | $328,000 | 5,195 |
| Additional noninterest expense | $667,000 | 5,430 |
| Pre-tax net operating income | $423,000 | 7,480 |
| Securities gains (losses) | $44,000 | 1,029 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $466,000 | 6,610 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $466,000 | 6,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $148,000 | 5,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $422,000 | 6,833 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 5,428 |
| Total interest expense | $2,648,000 | 5,167 |
| Net interest income | $2,683,000 | 5,575 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $206,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $2,019,000 | 5,558 |
| Salaries and employee benefits | $1,163,000 | 5,193 |
| Premises and equipment expense | $254,000 | 5,912 |
| Additional noninterest expense | $602,000 | 5,746 |
| Pre-tax net operating income | $820,000 | 6,016 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $98,000 | 7,562 |
| Income before extraordinary items | $722,000 | 5,520 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $722,000 | 5,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $143,000 | 5,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $722,000 | 5,412 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 5,683 |
| Total interest expense | $2,664,000 | 5,162 |
| Net interest income | $2,467,000 | 6,106 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $209,000 | 7,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $1,923,000 | 5,802 |
| Salaries and employee benefits | $1,071,000 | 5,591 |
| Premises and equipment expense | $244,000 | 6,139 |
| Additional noninterest expense | $608,000 | 5,752 |
| Pre-tax net operating income | $753,000 | 6,762 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $50,000 | 9,253 |
| Income before extraordinary items | $704,000 | 5,884 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $704,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $138,000 | 6,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $703,070 | 5,847 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 6,182 |
| Total interest expense | $2,439,000 | 5,616 |
| Net interest income | $2,284,000 | 6,587 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $225,000 | 7,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $1,787,000 | 6,417 |
| Salaries and employee benefits | $972,000 | 6,118 |
| Premises and equipment expense | $216,000 | 6,756 |
| Additional noninterest expense | $599,000 | 6,368 |
| Pre-tax net operating income | $722,000 | 6,832 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $75,000 | 9,249 |
| Income before extraordinary items | $652,000 | 5,980 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $652,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $133,000 | 6,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $647,500 | 5,946 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 6,609 |
| Total interest expense | $2,170,000 | 6,137 |
| Net interest income | $2,191,000 | 6,887 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $203,000 | 8,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $1,752,000 | 6,593 |
| Salaries and employee benefits | $928,000 | 6,415 |
| Premises and equipment expense | $198,000 | 7,235 |
| Additional noninterest expense | $626,000 | 6,356 |
| Pre-tax net operating income | $622,000 | 7,756 |
| Securities gains (losses) | $59,000 | 1,203 |
| Applicable income taxes | $109,000 | 9,000 |
| Income before extraordinary items | $572,000 | 6,775 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $572,000 | 6,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $128,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $522,440 | 7,065 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,824,000 | 6,926 |
| Total interest expense | $1,732,000 | 6,258 |
| Net interest income | $2,092,000 | 7,344 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $166,000 | 9,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $1,540,000 | 7,473 |
| Salaries and employee benefits | $801,000 | 7,206 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $600,000 | 7,042 |
| Pre-tax net operating income | $655,000 | 7,681 |
| Securities gains (losses) | $39,000 | 1,298 |
| Applicable income taxes | $156,000 | 8,187 |
| Income before extraordinary items | $538,000 | 7,020 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $538,000 | 7,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $122,000 | 6,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $507,580 | 7,286 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,924,000 | 6,952 |
| Total interest expense | $1,893,000 | 6,105 |
| Net interest income | $2,031,000 | 7,580 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,445,000 | 8,025 |
| Salaries and employee benefits | $733,000 | 7,761 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $582,000 | 7,499 |
| Pre-tax net operating income | $708,000 | 7,326 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $184,000 | 7,926 |
| Income before extraordinary items | $548,000 | 7,159 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $548,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $118,000 | 6,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $530,000 | 7,048 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 7,408 |
| Total interest expense | $2,089,000 | 6,895 |
| Net interest income | $1,992,000 | 7,792 |
| Provision for loan and lease losses | $85,000 | 7,723 |
| Total noninterest income | $199,000 | 9,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $1,389,000 | 8,343 |
| Salaries and employee benefits | $699,000 | 7,993 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $574,000 | 7,740 |
| Pre-tax net operating income | $717,000 | 7,010 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $205,000 | 7,460 |
| Income before extraordinary items | $536,000 | 7,031 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $536,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $112,000 | 6,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $518,720 | 6,797 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.