Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,056,000 | 1,841 |
| Total interest expense | $2,234,000 | 1,828 |
| Net interest income | $9,822,000 | 1,820 |
| Provision for loan and lease losses | $14,000 | 3,644 |
| Total noninterest income | $1,905,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $540,000 | 1,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,365,000 | 1,614 |
| Total noninterest expense | $5,967,000 | 2,269 |
| Salaries and employee benefits | $3,412,000 | 2,252 |
| Premises and equipment expense | $1,101,000 | 1,540 |
| Additional noninterest expense | $1,454,000 | 2,612 |
| Pre-tax net operating income | $5,746,000 | 1,304 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,192,000 | 1,098 |
| Income before extraordinary items | $4,554,000 | 1,397 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,554,000 | 1,397 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,554,000 | 1,399 |
| Net charge-offs | $-132,000 | 5,019 |
| Cash dividends | $2,000,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,554,000 | 1,367 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 1,844 |
| Total interest expense | $1,484,000 | 1,806 |
| Net interest income | $6,515,000 | 1,838 |
| Provision for loan and lease losses | $10,000 | 3,472 |
| Total noninterest income | $1,302,000 | 1,663 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $351,000 | 1,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $951,000 | 1,540 |
| Total noninterest expense | $4,037,000 | 2,244 |
| Salaries and employee benefits | $2,306,000 | 2,233 |
| Premises and equipment expense | $730,000 | 1,555 |
| Additional noninterest expense | $1,001,000 | 2,582 |
| Pre-tax net operating income | $3,770,000 | 1,294 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $787,000 | 1,070 |
| Income before extraordinary items | $2,983,000 | 1,391 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,983,000 | 1,390 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,983,000 | 1,391 |
| Net charge-offs | $138,000 | 1,217 |
| Cash dividends | $2,000,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,983,000 | 1,367 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 1,846 |
| Total interest expense | $722,000 | 1,801 |
| Net interest income | $3,303,000 | 1,827 |
| Provision for loan and lease losses | $5,000 | 3,251 |
| Total noninterest income | $618,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $177,000 | 1,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 1,571 |
| Total noninterest expense | $2,000,000 | 2,272 |
| Salaries and employee benefits | $1,163,000 | 2,247 |
| Premises and equipment expense | $367,000 | 1,570 |
| Additional noninterest expense | $470,000 | 2,699 |
| Pre-tax net operating income | $1,916,000 | 1,252 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $402,000 | 1,044 |
| Income before extraordinary items | $1,514,000 | 1,348 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,514,000 | 1,347 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,514,000 | 1,347 |
| Net charge-offs | $25,000 | 1,595 |
| Cash dividends | $2,000,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,514,000 | 1,324 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,690,000 | 1,805 |
| Total interest expense | $2,292,000 | 1,758 |
| Net interest income | $13,398,000 | 1,776 |
| Provision for loan and lease losses | $748,000 | 1,107 |
| Total noninterest income | $2,536,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $760,000 | 1,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,776,000 | 1,609 |
| Total noninterest expense | $8,188,000 | 2,206 |
| Salaries and employee benefits | $4,711,000 | 2,199 |
| Premises and equipment expense | $1,505,000 | 1,494 |
| Additional noninterest expense | $1,972,000 | 2,610 |
| Pre-tax net operating income | $6,998,000 | 1,349 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,523,000 | 1,037 |
| Income before extraordinary items | $5,475,000 | 1,467 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,475,000 | 1,466 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,475,000 | 1,466 |
| Net charge-offs | $581,000 | 864 |
| Cash dividends | $2,300,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,475,000 | 1,461 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,627,000 | 1,799 |
| Total interest expense | $1,614,000 | 1,768 |
| Net interest income | $10,013,000 | 1,772 |
| Provision for loan and lease losses | $37,000 | 3,377 |
| Total noninterest income | $1,889,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $565,000 | 1,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,324,000 | 1,639 |
| Total noninterest expense | $5,934,000 | 2,257 |
| Salaries and employee benefits | $3,342,000 | 2,278 |
| Premises and equipment expense | $1,136,000 | 1,499 |
| Additional noninterest expense | $1,456,000 | 2,658 |
| Pre-tax net operating income | $5,931,000 | 1,237 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,284,000 | 990 |
| Income before extraordinary items | $4,647,000 | 1,336 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,647,000 | 1,335 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,647,000 | 1,335 |
| Net charge-offs | $66,000 | 2,016 |
| Cash dividends | $2,100,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,647,000 | 1,321 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,669,000 | 1,796 |
| Total interest expense | $986,000 | 1,793 |
| Net interest income | $6,683,000 | 1,770 |
| Provision for loan and lease losses | $31,000 | 3,092 |
| Total noninterest income | $1,217,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $371,000 | 1,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 1,677 |
| Total noninterest expense | $3,897,000 | 2,295 |
| Salaries and employee benefits | $2,178,000 | 2,338 |
| Premises and equipment expense | $752,000 | 1,525 |
| Additional noninterest expense | $967,000 | 2,678 |
| Pre-tax net operating income | $3,972,000 | 1,226 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $861,000 | 972 |
| Income before extraordinary items | $3,111,000 | 1,325 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,111,000 | 1,324 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,111,000 | 1,324 |
| Net charge-offs | $47,000 | 1,808 |
| Cash dividends | $2,100,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $3,111,000 | 1,315 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 1,800 |
| Total interest expense | $442,000 | 1,884 |
| Net interest income | $3,343,000 | 1,775 |
| Provision for loan and lease losses | $28,000 | 2,629 |
| Total noninterest income | $611,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $190,000 | 1,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 1,660 |
| Total noninterest expense | $1,897,000 | 2,365 |
| Salaries and employee benefits | $1,069,000 | 2,392 |
| Premises and equipment expense | $366,000 | 1,583 |
| Additional noninterest expense | $462,000 | 2,782 |
| Pre-tax net operating income | $2,029,000 | 1,184 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $419,000 | 977 |
| Income before extraordinary items | $1,610,000 | 1,253 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,610,000 | 1,253 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,610,000 | 1,253 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $2,100,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,610,000 | 1,242 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,306,000 | 1,849 |
| Total interest expense | $1,472,000 | 1,957 |
| Net interest income | $12,834,000 | 1,803 |
| Provision for loan and lease losses | $10,000 | 4,088 |
| Total noninterest income | $2,642,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $905,000 | 1,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,737,000 | 1,669 |
| Total noninterest expense | $7,978,000 | 2,268 |
| Salaries and employee benefits | $4,691,000 | 2,190 |
| Premises and equipment expense | $1,472,000 | 1,537 |
| Additional noninterest expense | $1,815,000 | 2,841 |
| Pre-tax net operating income | $7,488,000 | 1,243 |
| Securities gains (losses) | $-96,000 | 5,401 |
| Applicable income taxes | $2,877,000 | 987 |
| Income before extraordinary items | $4,515,000 | 1,460 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,515,000 | 1,459 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,515,000 | 1,460 |
| Net charge-offs | $83,000 | 2,604 |
| Cash dividends | $3,400,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,576,440 | 1,429 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,584,000 | 1,868 |
| Total interest expense | $1,093,000 | 1,940 |
| Net interest income | $9,491,000 | 1,828 |
| Provision for loan and lease losses | $3,000 | 4,044 |
| Total noninterest income | $1,978,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $683,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,295,000 | 1,689 |
| Total noninterest expense | $5,821,000 | 2,335 |
| Salaries and employee benefits | $3,369,000 | 2,284 |
| Premises and equipment expense | $1,088,000 | 1,562 |
| Additional noninterest expense | $1,364,000 | 2,828 |
| Pre-tax net operating income | $5,645,000 | 1,259 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,890,000 | 947 |
| Income before extraordinary items | $3,755,000 | 1,449 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,755,000 | 1,448 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,755,000 | 1,449 |
| Net charge-offs | $20,000 | 2,983 |
| Cash dividends | $3,200,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,755,000 | 1,431 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,011,000 | 1,862 |
| Total interest expense | $734,000 | 1,901 |
| Net interest income | $6,277,000 | 1,828 |
| Provision for loan and lease losses | $3,000 | 3,811 |
| Total noninterest income | $1,356,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $463,000 | 1,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $893,000 | 1,653 |
| Total noninterest expense | $3,893,000 | 2,322 |
| Salaries and employee benefits | $2,243,000 | 2,302 |
| Premises and equipment expense | $712,000 | 1,594 |
| Additional noninterest expense | $938,000 | 2,789 |
| Pre-tax net operating income | $3,737,000 | 1,254 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,253,000 | 942 |
| Income before extraordinary items | $2,484,000 | 1,435 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,484,000 | 1,435 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,484,000 | 1,436 |
| Net charge-offs | $10,000 | 2,893 |
| Cash dividends | $2,400,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,484,000 | 1,417 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 1,865 |
| Total interest expense | $354,000 | 1,935 |
| Net interest income | $3,132,000 | 1,830 |
| Provision for loan and lease losses | $1,000 | 3,508 |
| Total noninterest income | $691,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $235,000 | 1,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 1,618 |
| Total noninterest expense | $1,934,000 | 2,357 |
| Salaries and employee benefits | $1,112,000 | 2,333 |
| Premises and equipment expense | $359,000 | 1,599 |
| Additional noninterest expense | $463,000 | 2,809 |
| Pre-tax net operating income | $1,888,000 | 1,233 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $634,000 | 922 |
| Income before extraordinary items | $1,254,000 | 1,411 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,254,000 | 1,411 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,254,000 | 1,411 |
| Net charge-offs | $-13,000 | 5,099 |
| Cash dividends | $2,400,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,254,000 | 1,394 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,310,000 | 1,766 |
| Total interest expense | $1,423,000 | 1,866 |
| Net interest income | $12,887,000 | 1,743 |
| Provision for loan and lease losses | $41,000 | 3,755 |
| Total noninterest income | $2,657,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,011,000 | 1,202 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,646,000 | 1,771 |
| Total noninterest expense | $8,174,000 | 2,248 |
| Salaries and employee benefits | $4,723,000 | 2,186 |
| Premises and equipment expense | $1,455,000 | 1,568 |
| Additional noninterest expense | $1,996,000 | 2,768 |
| Pre-tax net operating income | $7,329,000 | 1,188 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,440,000 | 913 |
| Income before extraordinary items | $4,889,000 | 1,419 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,889,000 | 1,418 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,889,000 | 1,418 |
| Net charge-offs | $110,000 | 2,523 |
| Cash dividends | $5,000,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,889,000 | 1,387 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,755,000 | 1,767 |
| Total interest expense | $1,092,000 | 1,844 |
| Net interest income | $9,663,000 | 1,744 |
| Provision for loan and lease losses | $37,000 | 3,563 |
| Total noninterest income | $1,974,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $736,000 | 1,223 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,238,000 | 1,783 |
| Total noninterest expense | $5,956,000 | 2,302 |
| Salaries and employee benefits | $3,445,000 | 2,230 |
| Premises and equipment expense | $1,038,000 | 1,641 |
| Additional noninterest expense | $1,473,000 | 2,790 |
| Pre-tax net operating income | $5,644,000 | 1,180 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,878,000 | 911 |
| Income before extraordinary items | $3,766,000 | 1,409 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,766,000 | 1,409 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,766,000 | 1,409 |
| Net charge-offs | $84,000 | 2,205 |
| Cash dividends | $5,000,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,766,000 | 1,364 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 1,777 |
| Total interest expense | $748,000 | 1,817 |
| Net interest income | $6,411,000 | 1,755 |
| Provision for loan and lease losses | $32,000 | 3,227 |
| Total noninterest income | $1,255,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $474,000 | 1,239 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $781,000 | 1,817 |
| Total noninterest expense | $3,942,000 | 2,326 |
| Salaries and employee benefits | $2,314,000 | 2,229 |
| Premises and equipment expense | $680,000 | 1,668 |
| Additional noninterest expense | $948,000 | 2,853 |
| Pre-tax net operating income | $3,692,000 | 1,191 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,232,000 | 916 |
| Income before extraordinary items | $2,460,000 | 1,414 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,460,000 | 1,414 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,460,000 | 1,414 |
| Net charge-offs | $13,000 | 2,989 |
| Cash dividends | $5,000,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,460,000 | 1,369 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 1,822 |
| Total interest expense | $384,000 | 1,759 |
| Net interest income | $3,115,000 | 1,801 |
| Provision for loan and lease losses | $26,000 | 2,725 |
| Total noninterest income | $615,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $238,000 | 1,229 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $377,000 | 1,817 |
| Total noninterest expense | $1,906,000 | 2,404 |
| Salaries and employee benefits | $1,091,000 | 2,340 |
| Premises and equipment expense | $344,000 | 1,666 |
| Additional noninterest expense | $471,000 | 2,878 |
| Pre-tax net operating income | $1,798,000 | 1,196 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $600,000 | 918 |
| Income before extraordinary items | $1,198,000 | 1,416 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,198,000 | 1,416 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,198,000 | 1,417 |
| Net charge-offs | $11,000 | 2,283 |
| Cash dividends | $5,000,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,198,000 | 1,379 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,821,000 | 1,792 |
| Total interest expense | $1,643,000 | 1,642 |
| Net interest income | $12,178,000 | 1,804 |
| Provision for loan and lease losses | $227,000 | 2,200 |
| Total noninterest income | $2,738,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $978,000 | 1,247 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,760,000 | 1,674 |
| Total noninterest expense | $8,165,000 | 2,255 |
| Salaries and employee benefits | $4,807,000 | 2,123 |
| Premises and equipment expense | $1,469,000 | 1,562 |
| Additional noninterest expense | $1,889,000 | 2,906 |
| Pre-tax net operating income | $6,524,000 | 1,265 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,198,000 | 946 |
| Income before extraordinary items | $4,326,000 | 1,516 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,326,000 | 1,516 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,326,000 | 1,516 |
| Net charge-offs | $51,000 | 3,233 |
| Cash dividends | $605,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,326,000 | 1,489 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,377,000 | 1,807 |
| Total interest expense | $1,255,000 | 1,637 |
| Net interest income | $9,122,000 | 1,815 |
| Provision for loan and lease losses | $218,000 | 1,883 |
| Total noninterest income | $1,987,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $725,000 | 1,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,262,000 | 1,731 |
| Total noninterest expense | $5,874,000 | 2,335 |
| Salaries and employee benefits | $3,422,000 | 2,225 |
| Premises and equipment expense | $1,085,000 | 1,590 |
| Additional noninterest expense | $1,367,000 | 2,998 |
| Pre-tax net operating income | $5,017,000 | 1,277 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,700,000 | 943 |
| Income before extraordinary items | $3,317,000 | 1,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,317,000 | 1,511 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,317,000 | 1,511 |
| Net charge-offs | $24,000 | 3,264 |
| Cash dividends | $605,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,317,000 | 1,473 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 1,823 |
| Total interest expense | $856,000 | 1,612 |
| Net interest income | $6,001,000 | 1,838 |
| Provision for loan and lease losses | $210,000 | 1,436 |
| Total noninterest income | $1,308,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $478,000 | 1,259 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $830,000 | 1,768 |
| Total noninterest expense | $3,924,000 | 2,339 |
| Salaries and employee benefits | $2,273,000 | 2,248 |
| Premises and equipment expense | $717,000 | 1,628 |
| Additional noninterest expense | $934,000 | 2,959 |
| Pre-tax net operating income | $3,175,000 | 1,312 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,078,000 | 976 |
| Income before extraordinary items | $2,097,000 | 1,551 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,097,000 | 1,554 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,097,000 | 1,554 |
| Net charge-offs | $17,000 | 3,040 |
| Cash dividends | $605,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,097,000 | 1,516 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 1,832 |
| Total interest expense | $437,000 | 1,593 |
| Net interest income | $2,963,000 | 1,859 |
| Provision for loan and lease losses | $154,000 | 1,049 |
| Total noninterest income | $669,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $232,000 | 1,267 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $437,000 | 1,660 |
| Total noninterest expense | $1,911,000 | 2,403 |
| Salaries and employee benefits | $1,117,000 | 2,298 |
| Premises and equipment expense | $362,000 | 1,628 |
| Additional noninterest expense | $432,000 | 3,123 |
| Pre-tax net operating income | $1,567,000 | 1,286 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $533,000 | 970 |
| Income before extraordinary items | $1,034,000 | 1,551 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,034,000 | 1,551 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,034,000 | 1,553 |
| Net charge-offs | $10,000 | 2,483 |
| Cash dividends | $605,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,034,000 | 1,492 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,934,000 | 1,801 |
| Total interest expense | $1,778,000 | 1,632 |
| Net interest income | $12,156,000 | 1,805 |
| Provision for loan and lease losses | $622,000 | 1,243 |
| Total noninterest income | $2,253,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $945,000 | 1,366 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,308,000 | 1,953 |
| Total noninterest expense | $8,170,000 | 2,286 |
| Salaries and employee benefits | $4,726,000 | 2,160 |
| Premises and equipment expense | $1,492,000 | 1,579 |
| Additional noninterest expense | $1,952,000 | 2,934 |
| Pre-tax net operating income | $5,617,000 | 1,377 |
| Securities gains (losses) | $463,000 | 425 |
| Applicable income taxes | $1,972,000 | 991 |
| Income before extraordinary items | $4,108,000 | 1,553 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,108,000 | 1,551 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,108,000 | 1,552 |
| Net charge-offs | $443,000 | 1,601 |
| Cash dividends | $1,005,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,793,160 | 1,637 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,453,000 | 1,814 |
| Total interest expense | $1,337,000 | 1,650 |
| Net interest income | $9,116,000 | 1,814 |
| Provision for loan and lease losses | $465,000 | 1,210 |
| Total noninterest income | $1,632,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $681,000 | 1,426 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $951,000 | 2,013 |
| Total noninterest expense | $5,823,000 | 2,383 |
| Salaries and employee benefits | $3,353,000 | 2,271 |
| Premises and equipment expense | $1,100,000 | 1,607 |
| Additional noninterest expense | $1,370,000 | 3,089 |
| Pre-tax net operating income | $4,460,000 | 1,335 |
| Securities gains (losses) | $463,000 | 332 |
| Applicable income taxes | $1,592,000 | 956 |
| Income before extraordinary items | $3,331,000 | 1,443 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,331,000 | 1,442 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,331,000 | 1,443 |
| Net charge-offs | $450,000 | 1,247 |
| Cash dividends | $1,005,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,016,160 | 1,543 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,978,000 | 1,803 |
| Total interest expense | $898,000 | 1,655 |
| Net interest income | $6,080,000 | 1,799 |
| Provision for loan and lease losses | $310,000 | 1,195 |
| Total noninterest income | $1,035,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $424,000 | 1,491 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $611,000 | 2,029 |
| Total noninterest expense | $3,869,000 | 2,393 |
| Salaries and employee benefits | $2,234,000 | 2,278 |
| Premises and equipment expense | $724,000 | 1,632 |
| Additional noninterest expense | $911,000 | 3,112 |
| Pre-tax net operating income | $2,936,000 | 1,308 |
| Securities gains (losses) | $6,000 | 2,106 |
| Applicable income taxes | $941,000 | 1,017 |
| Income before extraordinary items | $2,001,000 | 1,540 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,001,000 | 1,543 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,001,000 | 1,542 |
| Net charge-offs | $423,000 | 992 |
| Cash dividends | $605,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,996,920 | 1,514 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 1,810 |
| Total interest expense | $454,000 | 1,669 |
| Net interest income | $2,999,000 | 1,817 |
| Provision for loan and lease losses | $156,000 | 1,167 |
| Total noninterest income | $520,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $208,000 | 1,502 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $312,000 | 1,949 |
| Total noninterest expense | $1,894,000 | 2,457 |
| Salaries and employee benefits | $1,102,000 | 2,302 |
| Premises and equipment expense | $364,000 | 1,651 |
| Additional noninterest expense | $428,000 | 3,254 |
| Pre-tax net operating income | $1,469,000 | 1,270 |
| Securities gains (losses) | $6,000 | 1,292 |
| Applicable income taxes | $465,000 | 981 |
| Income before extraordinary items | $1,010,000 | 1,481 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,010,000 | 1,484 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,010,000 | 1,484 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $605,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,005,920 | 1,466 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,759,000 | 1,941 |
| Total interest expense | $1,598,000 | 2,044 |
| Net interest income | $11,161,000 | 1,910 |
| Provision for loan and lease losses | $502,000 | 1,827 |
| Total noninterest income | $2,419,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $994,000 | 1,368 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,425,000 | 1,918 |
| Total noninterest expense | $7,876,000 | 2,377 |
| Salaries and employee benefits | $4,683,000 | 2,186 |
| Premises and equipment expense | $1,499,000 | 1,580 |
| Additional noninterest expense | $1,694,000 | 3,361 |
| Pre-tax net operating income | $5,202,000 | 1,389 |
| Securities gains (losses) | $39,000 | 1,968 |
| Applicable income taxes | $1,625,000 | 1,063 |
| Income before extraordinary items | $3,616,000 | 1,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,616,000 | 1,642 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,616,000 | 1,643 |
| Net charge-offs | $1,000 | 5,415 |
| Cash dividends | $825,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,589,090 | 1,610 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 2,008 |
| Total interest expense | $1,154,000 | 2,171 |
| Net interest income | $8,095,000 | 1,965 |
| Provision for loan and lease losses | $250,000 | 2,282 |
| Total noninterest income | $1,901,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $752,000 | 1,362 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,149,000 | 1,870 |
| Total noninterest expense | $5,450,000 | 2,549 |
| Salaries and employee benefits | $3,128,000 | 2,400 |
| Premises and equipment expense | $1,039,000 | 1,704 |
| Additional noninterest expense | $1,283,000 | 3,325 |
| Pre-tax net operating income | $4,296,000 | 1,307 |
| Securities gains (losses) | $38,000 | 1,851 |
| Applicable income taxes | $1,405,000 | 977 |
| Income before extraordinary items | $2,929,000 | 1,536 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,929,000 | 1,538 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,929,000 | 1,539 |
| Net charge-offs | $-16,000 | 6,227 |
| Cash dividends | $825,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,903,160 | 1,509 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 2,062 |
| Total interest expense | $720,000 | 2,336 |
| Net interest income | $5,257,000 | 1,997 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $1,385,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $493,000 | 1,355 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $892,000 | 1,723 |
| Total noninterest expense | $3,679,000 | 2,522 |
| Salaries and employee benefits | $2,114,000 | 2,380 |
| Premises and equipment expense | $694,000 | 1,707 |
| Additional noninterest expense | $871,000 | 3,284 |
| Pre-tax net operating income | $2,713,000 | 1,344 |
| Securities gains (losses) | $38,000 | 1,690 |
| Applicable income taxes | $868,000 | 1,037 |
| Income before extraordinary items | $1,883,000 | 1,613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,883,000 | 1,615 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,883,000 | 1,618 |
| Net charge-offs | $-15,000 | 6,255 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,857,160 | 1,562 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 2,123 |
| Total interest expense | $320,000 | 2,648 |
| Net interest income | $2,612,000 | 2,019 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $449,000 | 2,389 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $242,000 | 1,372 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $207,000 | 2,736 |
| Total noninterest expense | $1,762,000 | 2,660 |
| Salaries and employee benefits | $1,044,000 | 2,428 |
| Premises and equipment expense | $341,000 | 1,758 |
| Additional noninterest expense | $377,000 | 3,662 |
| Pre-tax net operating income | $1,299,000 | 1,372 |
| Securities gains (losses) | $39,000 | 1,029 |
| Applicable income taxes | $422,000 | 1,045 |
| Income before extraordinary items | $916,000 | 1,600 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $916,000 | 1,602 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $916,000 | 1,602 |
| Net charge-offs | $-18,000 | 6,405 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $889,480 | 1,586 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,441,000 | 2,270 |
| Total interest expense | $1,660,000 | 2,516 |
| Net interest income | $9,781,000 | 2,201 |
| Provision for loan and lease losses | $250,000 | 3,619 |
| Total noninterest income | $2,074,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,044,000 | 1,370 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,030,000 | 2,330 |
| Total noninterest expense | $7,539,000 | 2,494 |
| Salaries and employee benefits | $4,397,000 | 2,253 |
| Premises and equipment expense | $1,328,000 | 1,783 |
| Additional noninterest expense | $1,814,000 | 3,331 |
| Pre-tax net operating income | $4,066,000 | 1,629 |
| Securities gains (losses) | $704,000 | 722 |
| Applicable income taxes | $1,369,000 | 1,174 |
| Income before extraordinary items | $3,401,000 | 1,683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,401,000 | 1,684 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,401,000 | 1,684 |
| Net charge-offs | $-5,000 | 6,511 |
| Cash dividends | $1,431,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,901,160 | 1,816 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,490,000 | 2,339 |
| Total interest expense | $1,300,000 | 2,525 |
| Net interest income | $7,190,000 | 2,273 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,557,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $779,000 | 1,381 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $778,000 | 2,306 |
| Total noninterest expense | $5,365,000 | 2,622 |
| Salaries and employee benefits | $3,027,000 | 2,436 |
| Premises and equipment expense | $980,000 | 1,821 |
| Additional noninterest expense | $1,358,000 | 3,357 |
| Pre-tax net operating income | $3,382,000 | 1,532 |
| Securities gains (losses) | $466,000 | 788 |
| Applicable income taxes | $1,154,000 | 1,101 |
| Income before extraordinary items | $2,694,000 | 1,629 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,694,000 | 1,630 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,694,000 | 1,630 |
| Net charge-offs | $-15,000 | 6,693 |
| Cash dividends | $716,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,367,800 | 1,722 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 2,378 |
| Total interest expense | $911,000 | 2,488 |
| Net interest income | $4,688,000 | 2,333 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,009,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $523,000 | 1,359 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $486,000 | 2,373 |
| Total noninterest expense | $3,577,000 | 2,633 |
| Salaries and employee benefits | $2,025,000 | 2,430 |
| Premises and equipment expense | $642,000 | 1,849 |
| Additional noninterest expense | $910,000 | 3,361 |
| Pre-tax net operating income | $2,120,000 | 1,612 |
| Securities gains (losses) | $456,000 | 602 |
| Applicable income taxes | $754,000 | 1,115 |
| Income before extraordinary items | $1,822,000 | 1,606 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,822,000 | 1,605 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,822,000 | 1,606 |
| Net charge-offs | $-11,000 | 6,664 |
| Cash dividends | $716,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,498,240 | 1,798 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 2,382 |
| Total interest expense | $479,000 | 2,464 |
| Net interest income | $2,354,000 | 2,325 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $485,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $248,000 | 1,412 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $237,000 | 2,410 |
| Total noninterest expense | $1,744,000 | 2,686 |
| Salaries and employee benefits | $997,000 | 2,477 |
| Premises and equipment expense | $303,000 | 1,956 |
| Additional noninterest expense | $444,000 | 3,389 |
| Pre-tax net operating income | $1,095,000 | 1,552 |
| Securities gains (losses) | $141,000 | 747 |
| Applicable income taxes | $355,000 | 1,170 |
| Income before extraordinary items | $881,000 | 1,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $881,000 | 1,653 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $881,000 | 1,653 |
| Net charge-offs | $-9,000 | 6,608 |
| Cash dividends | $716,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $780,890 | 1,738 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,729,000 | 2,370 |
| Total interest expense | $2,317,000 | 2,466 |
| Net interest income | $9,412,000 | 2,325 |
| Provision for loan and lease losses | $200,000 | 4,626 |
| Total noninterest income | $2,253,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,069,000 | 1,389 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,184,000 | 1,928 |
| Total noninterest expense | $7,531,000 | 2,508 |
| Salaries and employee benefits | $4,328,000 | 2,236 |
| Premises and equipment expense | $1,439,000 | 1,722 |
| Additional noninterest expense | $1,764,000 | 3,450 |
| Pre-tax net operating income | $3,934,000 | 1,457 |
| Securities gains (losses) | $9,000 | 3,367 |
| Applicable income taxes | $879,000 | 1,472 |
| Income before extraordinary items | $3,064,000 | 1,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,064,000 | 1,573 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,064,000 | 1,573 |
| Net charge-offs | $-283,000 | 7,309 |
| Cash dividends | $606,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,056,980 | 1,505 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,826,000 | 2,391 |
| Total interest expense | $1,807,000 | 2,476 |
| Net interest income | $7,019,000 | 2,340 |
| Provision for loan and lease losses | $200,000 | 4,143 |
| Total noninterest income | $1,744,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $802,000 | 1,391 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $942,000 | 1,834 |
| Total noninterest expense | $5,251,000 | 2,676 |
| Salaries and employee benefits | $2,926,000 | 2,454 |
| Premises and equipment expense | $1,029,000 | 1,831 |
| Additional noninterest expense | $1,296,000 | 3,500 |
| Pre-tax net operating income | $3,312,000 | 1,360 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $750,000 | 1,351 |
| Income before extraordinary items | $2,572,000 | 1,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,572,000 | 1,480 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,572,000 | 1,481 |
| Net charge-offs | $-257,000 | 7,385 |
| Cash dividends | $606,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,564,300 | 1,406 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,856,000 | 2,427 |
| Total interest expense | $1,267,000 | 2,457 |
| Net interest income | $4,589,000 | 2,391 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $1,250,000 | 1,679 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $521,000 | 1,403 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $729,000 | 1,672 |
| Total noninterest expense | $3,507,000 | 2,685 |
| Salaries and employee benefits | $1,951,000 | 2,472 |
| Premises and equipment expense | $683,000 | 1,856 |
| Additional noninterest expense | $873,000 | 3,529 |
| Pre-tax net operating income | $2,132,000 | 1,367 |
| Securities gains (losses) | $15,000 | 2,213 |
| Applicable income taxes | $460,000 | 1,399 |
| Income before extraordinary items | $1,687,000 | 1,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,687,000 | 1,456 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,687,000 | 1,456 |
| Net charge-offs | $-238,000 | 7,456 |
| Cash dividends | $607,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,675,150 | 1,402 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 2,450 |
| Total interest expense | $658,000 | 2,450 |
| Net interest income | $2,255,000 | 2,437 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $505,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $245,000 | 1,462 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $260,000 | 2,091 |
| Total noninterest expense | $1,720,000 | 2,744 |
| Salaries and employee benefits | $976,000 | 2,490 |
| Premises and equipment expense | $339,000 | 1,902 |
| Additional noninterest expense | $405,000 | 3,697 |
| Pre-tax net operating income | $1,040,000 | 1,387 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $221,000 | 1,408 |
| Income before extraordinary items | $819,000 | 1,454 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $819,000 | 1,454 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $819,000 | 1,454 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $551,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $819,000 | 1,411 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,055,000 | 2,484 |
| Total interest expense | $3,168,000 | 2,486 |
| Net interest income | $8,887,000 | 2,475 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $1,754,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,152,000 | 1,315 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $602,000 | 2,912 |
| Total noninterest expense | $7,385,000 | 2,616 |
| Salaries and employee benefits | $4,370,000 | 2,213 |
| Premises and equipment expense | $1,394,000 | 1,847 |
| Additional noninterest expense | $1,621,000 | 3,796 |
| Pre-tax net operating income | $3,256,000 | 1,504 |
| Securities gains (losses) | $22,000 | 3,064 |
| Applicable income taxes | $664,000 | 1,629 |
| Income before extraordinary items | $2,614,000 | 1,575 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,614,000 | 1,575 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,614,000 | 1,577 |
| Net charge-offs | $146,000 | 5,081 |
| Cash dividends | $551,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,596,400 | 1,535 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,039,000 | 2,539 |
| Total interest expense | $2,456,000 | 2,518 |
| Net interest income | $6,583,000 | 2,532 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $1,554,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $887,000 | 1,315 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $667,000 | 2,346 |
| Total noninterest expense | $5,266,000 | 2,719 |
| Salaries and employee benefits | $2,997,000 | 2,419 |
| Premises and equipment expense | $1,054,000 | 1,846 |
| Additional noninterest expense | $1,215,000 | 3,772 |
| Pre-tax net operating income | $2,871,000 | 1,373 |
| Securities gains (losses) | $22,000 | 2,851 |
| Applicable income taxes | $579,000 | 1,514 |
| Income before extraordinary items | $2,314,000 | 1,439 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,314,000 | 1,442 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,314,000 | 1,442 |
| Net charge-offs | $148,000 | 4,514 |
| Cash dividends | $551,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,296,400 | 1,389 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 2,585 |
| Total interest expense | $1,674,000 | 2,553 |
| Net interest income | $4,332,000 | 2,556 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,047,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $590,000 | 1,329 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $457,000 | 2,221 |
| Total noninterest expense | $3,456,000 | 2,757 |
| Salaries and employee benefits | $1,910,000 | 2,538 |
| Premises and equipment expense | $702,000 | 1,861 |
| Additional noninterest expense | $844,000 | 3,656 |
| Pre-tax net operating income | $1,923,000 | 1,349 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $392,000 | 1,467 |
| Income before extraordinary items | $1,531,000 | 1,439 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,531,000 | 1,439 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,531,000 | 1,440 |
| Net charge-offs | $197,000 | 3,564 |
| Cash dividends | $551,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,531,000 | 1,378 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 2,661 |
| Total interest expense | $859,000 | 2,602 |
| Net interest income | $2,115,000 | 2,645 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $519,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $293,000 | 1,339 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $226,000 | 2,216 |
| Total noninterest expense | $1,669,000 | 2,875 |
| Salaries and employee benefits | $918,000 | 2,666 |
| Premises and equipment expense | $348,000 | 1,935 |
| Additional noninterest expense | $403,000 | 3,782 |
| Pre-tax net operating income | $965,000 | 1,349 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $211,000 | 1,373 |
| Income before extraordinary items | $754,000 | 1,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $754,000 | 1,464 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $754,000 | 1,464 |
| Net charge-offs | $148,000 | 2,736 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $754,000 | 1,411 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,085,000 | 2,731 |
| Total interest expense | $4,173,000 | 2,639 |
| Net interest income | $7,912,000 | 2,762 |
| Provision for loan and lease losses | $1,100,000 | 3,352 |
| Total noninterest income | $2,041,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,800,000 | 965 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $241,000 | 4,333 |
| Total noninterest expense | $6,895,000 | 2,834 |
| Salaries and employee benefits | $3,856,000 | 2,529 |
| Premises and equipment expense | $1,272,000 | 2,107 |
| Additional noninterest expense | $1,767,000 | 3,650 |
| Pre-tax net operating income | $1,958,000 | 1,944 |
| Securities gains (losses) | $120,000 | 1,972 |
| Applicable income taxes | $208,000 | 2,349 |
| Income before extraordinary items | $1,870,000 | 1,784 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,870,000 | 1,782 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,870,000 | 1,784 |
| Net charge-offs | $951,000 | 2,928 |
| Cash dividends | $552,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,762,000 | 1,828 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,073,000 | 2,762 |
| Total interest expense | $3,206,000 | 2,697 |
| Net interest income | $5,867,000 | 2,795 |
| Provision for loan and lease losses | $250,000 | 4,859 |
| Total noninterest income | $1,514,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,318,000 | 984 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $196,000 | 4,314 |
| Total noninterest expense | $4,964,000 | 2,934 |
| Salaries and employee benefits | $2,670,000 | 2,761 |
| Premises and equipment expense | $962,000 | 2,104 |
| Additional noninterest expense | $1,332,000 | 3,588 |
| Pre-tax net operating income | $2,167,000 | 1,497 |
| Securities gains (losses) | $120,000 | 1,678 |
| Applicable income taxes | $410,000 | 1,602 |
| Income before extraordinary items | $1,877,000 | 1,429 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,877,000 | 1,427 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,877,000 | 1,429 |
| Net charge-offs | $519,000 | 2,988 |
| Cash dividends | $552,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,778,600 | 1,471 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 2,776 |
| Total interest expense | $2,179,000 | 2,761 |
| Net interest income | $3,925,000 | 2,774 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $972,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $845,000 | 1,003 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $127,000 | 4,401 |
| Total noninterest expense | $3,333,000 | 2,942 |
| Salaries and employee benefits | $1,773,000 | 2,812 |
| Premises and equipment expense | $652,000 | 2,103 |
| Additional noninterest expense | $908,000 | 3,525 |
| Pre-tax net operating income | $1,564,000 | 1,467 |
| Securities gains (losses) | $120,000 | 1,351 |
| Applicable income taxes | $319,000 | 1,470 |
| Income before extraordinary items | $1,365,000 | 1,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,365,000 | 1,383 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,365,000 | 1,385 |
| Net charge-offs | $124,000 | 4,004 |
| Cash dividends | $552,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,267,800 | 1,446 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 2,774 |
| Total interest expense | $1,105,000 | 2,822 |
| Net interest income | $1,983,000 | 2,731 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $478,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $402,000 | 1,024 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $76,000 | 4,106 |
| Total noninterest expense | $1,558,000 | 3,036 |
| Salaries and employee benefits | $878,000 | 2,869 |
| Premises and equipment expense | $330,000 | 2,110 |
| Additional noninterest expense | $350,000 | 3,956 |
| Pre-tax net operating income | $903,000 | 1,429 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $194,000 | 1,493 |
| Income before extraordinary items | $709,000 | 1,535 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $709,000 | 1,537 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $709,000 | 1,537 |
| Net charge-offs | $-33,000 | 8,077 |
| Cash dividends | $552,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $709,000 | 1,453 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,272,000 | 2,976 |
| Total interest expense | $4,802,000 | 3,067 |
| Net interest income | $7,470,000 | 2,875 |
| Provision for loan and lease losses | $340,000 | 4,408 |
| Total noninterest income | $2,494,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,653,000 | 1,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $841,000 | 2,397 |
| Total noninterest expense | $6,721,000 | 2,772 |
| Salaries and employee benefits | $3,882,000 | 2,575 |
| Premises and equipment expense | $1,229,000 | 2,195 |
| Additional noninterest expense | $1,610,000 | 3,443 |
| Pre-tax net operating income | $2,903,000 | 1,853 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $588,000 | 1,691 |
| Income before extraordinary items | $2,315,000 | 1,720 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,315,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 4,425 |
| Cash dividends | $550,000 | 3,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,315,000 | 1,843 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,158,000 | 3,055 |
| Total interest expense | $3,607,000 | 3,169 |
| Net interest income | $5,551,000 | 2,923 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,421,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,221,000 | 1,111 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 4,415 |
| Total noninterest expense | $4,625,000 | 2,972 |
| Salaries and employee benefits | $2,650,000 | 2,818 |
| Premises and equipment expense | $877,000 | 2,307 |
| Additional noninterest expense | $1,098,000 | 3,620 |
| Pre-tax net operating income | $2,347,000 | 2,036 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $546,000 | 1,794 |
| Income before extraordinary items | $1,801,000 | 1,953 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,801,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,956 |
| Cash dividends | $550,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,801,000 | 2,057 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 3,084 |
| Total interest expense | $2,361,000 | 3,328 |
| Net interest income | $3,783,000 | 2,848 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $902,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $789,000 | 1,125 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $113,000 | 4,835 |
| Total noninterest expense | $3,044,000 | 3,018 |
| Salaries and employee benefits | $1,759,000 | 2,863 |
| Premises and equipment expense | $554,000 | 2,410 |
| Additional noninterest expense | $731,000 | 3,600 |
| Pre-tax net operating income | $1,641,000 | 2,026 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $424,000 | 1,806 |
| Income before extraordinary items | $1,217,000 | 2,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,217,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $550,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,217,000 | 2,124 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 3,197 |
| Total interest expense | $1,120,000 | 3,623 |
| Net interest income | $1,919,000 | 2,806 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $421,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $373,000 | 1,180 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $1,496,000 | 3,073 |
| Salaries and employee benefits | $883,000 | 2,891 |
| Premises and equipment expense | $254,000 | 2,636 |
| Additional noninterest expense | $359,000 | 3,600 |
| Pre-tax net operating income | $844,000 | 2,055 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $250,000 | 1,686 |
| Income before extraordinary items | $594,000 | 2,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $594,000 | 2,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $550,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $594,000 | 2,259 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,401,000 | 3,192 |
| Total interest expense | $4,545,000 | 3,694 |
| Net interest income | $7,856,000 | 2,771 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $1,738,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,455,000 | 1,218 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $283,000 | 4,350 |
| Total noninterest expense | $6,282,000 | 2,845 |
| Salaries and employee benefits | $3,863,000 | 2,564 |
| Premises and equipment expense | $917,000 | 2,760 |
| Additional noninterest expense | $1,502,000 | 3,414 |
| Pre-tax net operating income | $2,912,000 | 2,534 |
| Securities gains (losses) | $137,000 | 527 |
| Applicable income taxes | $1,032,000 | 1,825 |
| Income before extraordinary items | $2,017,000 | 2,798 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,017,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,988 |
| Cash dividends | $331,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,926,580 | 2,895 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,199,000 | 3,229 |
| Total interest expense | $3,373,000 | 3,728 |
| Net interest income | $5,826,000 | 2,814 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,274,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,072,000 | 1,226 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $202,000 | 4,469 |
| Total noninterest expense | $4,363,000 | 3,031 |
| Salaries and employee benefits | $2,663,000 | 2,759 |
| Premises and equipment expense | $696,000 | 2,721 |
| Additional noninterest expense | $1,004,000 | 3,681 |
| Pre-tax net operating income | $2,737,000 | 2,269 |
| Securities gains (losses) | $-4,000 | 7,564 |
| Applicable income taxes | $817,000 | 1,888 |
| Income before extraordinary items | $1,916,000 | 2,464 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,916,000 | 2,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,157 |
| Cash dividends | $331,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,918,800 | 2,435 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 3,306 |
| Total interest expense | $2,188,000 | 3,784 |
| Net interest income | $3,781,000 | 2,902 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $842,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $706,000 | 1,250 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $136,000 | 4,507 |
| Total noninterest expense | $2,909,000 | 3,043 |
| Salaries and employee benefits | $1,778,000 | 2,790 |
| Premises and equipment expense | $459,000 | 2,760 |
| Additional noninterest expense | $672,000 | 3,670 |
| Pre-tax net operating income | $1,714,000 | 2,434 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $498,000 | 2,073 |
| Income before extraordinary items | $1,216,000 | 2,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,216,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $331,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,216,000 | 2,593 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 3,366 |
| Total interest expense | $1,078,000 | 3,808 |
| Net interest income | $1,828,000 | 3,003 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $390,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $332,000 | 1,302 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $58,000 | 4,822 |
| Total noninterest expense | $1,453,000 | 3,065 |
| Salaries and employee benefits | $887,000 | 2,817 |
| Premises and equipment expense | $227,000 | 2,812 |
| Additional noninterest expense | $339,000 | 3,622 |
| Pre-tax net operating income | $765,000 | 2,636 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $211,000 | 2,327 |
| Income before extraordinary items | $554,000 | 2,800 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $554,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $331,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $554,000 | 2,793 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,072,000 | 3,299 |
| Total interest expense | $3,660,000 | 3,800 |
| Net interest income | $7,412,000 | 2,957 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $1,727,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,476,000 | 1,202 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $251,000 | 4,637 |
| Total noninterest expense | $6,181,000 | 2,807 |
| Salaries and employee benefits | $3,838,000 | 2,530 |
| Premises and equipment expense | $870,000 | 2,793 |
| Additional noninterest expense | $1,473,000 | 3,333 |
| Pre-tax net operating income | $2,758,000 | 2,939 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $846,000 | 2,405 |
| Income before extraordinary items | $1,912,000 | 3,194 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,912,000 | 3,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,449 |
| Cash dividends | $330,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,912,000 | 3,178 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,187,000 | 3,312 |
| Total interest expense | $2,636,000 | 3,829 |
| Net interest income | $5,551,000 | 2,992 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,244,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,093,000 | 1,228 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $151,000 | 5,110 |
| Total noninterest expense | $4,343,000 | 2,955 |
| Salaries and employee benefits | $2,575,000 | 2,776 |
| Premises and equipment expense | $689,000 | 2,684 |
| Additional noninterest expense | $1,079,000 | 3,401 |
| Pre-tax net operating income | $2,452,000 | 2,697 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $762,000 | 2,269 |
| Income before extraordinary items | $1,690,000 | 2,932 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,690,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,707 |
| Cash dividends | $330,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $-112,000 | 8,684 |
| Net operating income | $1,690,000 | 2,923 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 3,331 |
| Total interest expense | $1,683,000 | 3,828 |
| Net interest income | $3,655,000 | 3,026 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $834,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $719,000 | 1,235 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $2,879,000 | 2,986 |
| Salaries and employee benefits | $1,685,000 | 2,815 |
| Premises and equipment expense | $444,000 | 2,751 |
| Additional noninterest expense | $750,000 | 3,299 |
| Pre-tax net operating income | $1,610,000 | 2,735 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $508,000 | 2,283 |
| Income before extraordinary items | $1,102,000 | 2,982 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,102,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $330,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $-112,000 | 8,730 |
| Net operating income | $1,102,000 | 2,966 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 3,338 |
| Total interest expense | $812,000 | 3,779 |
| Net interest income | $1,789,000 | 3,077 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $408,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $336,000 | 1,281 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $1,364,000 | 3,129 |
| Salaries and employee benefits | $813,000 | 2,927 |
| Premises and equipment expense | $221,000 | 2,771 |
| Additional noninterest expense | $330,000 | 3,609 |
| Pre-tax net operating income | $833,000 | 2,624 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $265,000 | 2,175 |
| Income before extraordinary items | $568,000 | 2,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $568,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $330,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $-112,000 | 8,749 |
| Net operating income | $568,000 | 2,842 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,933,000 | 3,168 |
| Total interest expense | $2,566,000 | 3,741 |
| Net interest income | $7,367,000 | 2,911 |
| Provision for loan and lease losses | $250,000 | 3,152 |
| Total noninterest income | $1,647,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,412,000 | 1,255 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $235,000 | 4,854 |
| Total noninterest expense | $5,491,000 | 2,983 |
| Salaries and employee benefits | $3,461,000 | 2,626 |
| Premises and equipment expense | $713,000 | 3,178 |
| Additional noninterest expense | $1,317,000 | 3,576 |
| Pre-tax net operating income | $3,273,000 | 2,578 |
| Securities gains (losses) | $140,000 | 598 |
| Applicable income taxes | $1,155,000 | 2,056 |
| Income before extraordinary items | $2,258,000 | 2,786 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,258,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,363 |
| Cash dividends | $275,000 | 4,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,165,600 | 2,862 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 3,163 |
| Total interest expense | $1,809,000 | 3,779 |
| Net interest income | $5,510,000 | 2,902 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,238,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,053,000 | 1,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 4,784 |
| Total noninterest expense | $3,949,000 | 3,066 |
| Salaries and employee benefits | $2,425,000 | 2,746 |
| Premises and equipment expense | $568,000 | 3,018 |
| Additional noninterest expense | $956,000 | 3,625 |
| Pre-tax net operating income | $2,799,000 | 2,348 |
| Securities gains (losses) | $140,000 | 559 |
| Applicable income taxes | $992,000 | 1,889 |
| Income before extraordinary items | $1,947,000 | 2,532 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,947,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,954 |
| Cash dividends | $275,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,854,600 | 2,596 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 3,157 |
| Total interest expense | $1,145,000 | 3,758 |
| Net interest income | $3,645,000 | 2,894 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $794,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $654,000 | 1,317 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $140,000 | 4,472 |
| Total noninterest expense | $2,596,000 | 3,081 |
| Salaries and employee benefits | $1,570,000 | 2,805 |
| Premises and equipment expense | $366,000 | 3,071 |
| Additional noninterest expense | $660,000 | 3,512 |
| Pre-tax net operating income | $1,843,000 | 2,329 |
| Securities gains (losses) | $140,000 | 472 |
| Applicable income taxes | $669,000 | 1,849 |
| Income before extraordinary items | $1,314,000 | 2,468 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,314,000 | 2,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,758 |
| Cash dividends | $275,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,221,600 | 2,570 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 3,173 |
| Total interest expense | $544,000 | 3,788 |
| Net interest income | $1,798,000 | 2,918 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $360,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $292,000 | 1,411 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,510 |
| Total noninterest expense | $1,286,000 | 3,124 |
| Salaries and employee benefits | $774,000 | 2,843 |
| Premises and equipment expense | $183,000 | 3,101 |
| Additional noninterest expense | $329,000 | 3,536 |
| Pre-tax net operating income | $872,000 | 2,402 |
| Securities gains (losses) | $140,000 | 309 |
| Applicable income taxes | $341,000 | 1,810 |
| Income before extraordinary items | $671,000 | 2,399 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $671,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $275,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $578,600 | 2,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,687,000 | 3,194 |
| Total interest expense | $1,834,000 | 3,915 |
| Net interest income | $6,853,000 | 2,948 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $1,738,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,421,000 | 1,253 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $317,000 | 4,166 |
| Total noninterest expense | $5,277,000 | 2,959 |
| Salaries and employee benefits | $3,310,000 | 2,604 |
| Premises and equipment expense | $643,000 | 3,350 |
| Additional noninterest expense | $1,324,000 | 3,474 |
| Pre-tax net operating income | $3,114,000 | 2,511 |
| Securities gains (losses) | $186,000 | 862 |
| Applicable income taxes | $1,109,000 | 2,013 |
| Income before extraordinary items | $2,191,000 | 2,704 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,191,000 | 2,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $2,076,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,068,240 | 2,763 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 3,230 |
| Total interest expense | $1,341,000 | 3,945 |
| Net interest income | $5,042,000 | 2,979 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,379,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,089,000 | 1,238 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $290,000 | 3,788 |
| Total noninterest expense | $3,732,000 | 3,098 |
| Salaries and employee benefits | $2,337,000 | 2,734 |
| Premises and equipment expense | $514,000 | 3,180 |
| Additional noninterest expense | $881,000 | 3,789 |
| Pre-tax net operating income | $2,689,000 | 2,249 |
| Securities gains (losses) | $186,000 | 794 |
| Applicable income taxes | $955,000 | 1,850 |
| Income before extraordinary items | $1,920,000 | 2,406 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,920,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,190 |
| Cash dividends | $550,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,795,380 | 2,491 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 3,253 |
| Total interest expense | $895,000 | 3,944 |
| Net interest income | $3,309,000 | 3,016 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $902,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $704,000 | 1,255 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $198,000 | 3,753 |
| Total noninterest expense | $2,533,000 | 3,051 |
| Salaries and employee benefits | $1,579,000 | 2,704 |
| Premises and equipment expense | $341,000 | 3,203 |
| Additional noninterest expense | $613,000 | 3,687 |
| Pre-tax net operating income | $1,678,000 | 2,361 |
| Securities gains (losses) | $186,000 | 678 |
| Applicable income taxes | $624,000 | 1,872 |
| Income before extraordinary items | $1,240,000 | 2,449 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,240,000 | 2,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,426 |
| Cash dividends | $550,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,115,380 | 2,607 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 3,249 |
| Total interest expense | $448,000 | 3,989 |
| Net interest income | $1,652,000 | 3,001 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $514,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $333,000 | 1,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $181,000 | 2,639 |
| Total noninterest expense | $1,280,000 | 3,033 |
| Salaries and employee benefits | $795,000 | 2,701 |
| Premises and equipment expense | $171,000 | 3,220 |
| Additional noninterest expense | $314,000 | 3,608 |
| Pre-tax net operating income | $886,000 | 2,236 |
| Securities gains (losses) | $186,000 | 530 |
| Applicable income taxes | $361,000 | 1,689 |
| Income before extraordinary items | $711,000 | 2,144 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $711,000 | 2,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,585 |
| Cash dividends | $550,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $588,240 | 2,462 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,414,000 | 3,291 |
| Total interest expense | $2,178,000 | 3,746 |
| Net interest income | $6,236,000 | 3,079 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $1,627,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,510,000 | 1,143 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $117,000 | 6,265 |
| Total noninterest expense | $5,143,000 | 2,981 |
| Salaries and employee benefits | $3,251,000 | 2,579 |
| Premises and equipment expense | $647,000 | 3,307 |
| Additional noninterest expense | $1,245,000 | 3,628 |
| Pre-tax net operating income | $2,420,000 | 2,963 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $799,000 | 2,535 |
| Income before extraordinary items | $1,622,000 | 3,354 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,622,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,977 |
| Cash dividends | $260,000 | 4,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,621,330 | 3,206 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,282,000 | 3,349 |
| Total interest expense | $1,705,000 | 3,725 |
| Net interest income | $4,577,000 | 3,142 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,210,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,123,000 | 1,154 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,329 |
| Total noninterest expense | $3,637,000 | 3,134 |
| Salaries and employee benefits | $2,234,000 | 2,792 |
| Premises and equipment expense | $549,000 | 2,977 |
| Additional noninterest expense | $854,000 | 3,881 |
| Pre-tax net operating income | $2,150,000 | 2,695 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $717,000 | 2,350 |
| Income before extraordinary items | $1,434,000 | 3,067 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,434,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,715 |
| Cash dividends | $171,000 | 4,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,433,330 | 2,920 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 3,356 |
| Total interest expense | $1,186,000 | 3,702 |
| Net interest income | $3,023,000 | 3,166 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $782,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $727,000 | 1,176 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $2,401,000 | 3,155 |
| Salaries and employee benefits | $1,469,000 | 2,832 |
| Premises and equipment expense | $371,000 | 2,942 |
| Additional noninterest expense | $561,000 | 3,898 |
| Pre-tax net operating income | $1,404,000 | 2,731 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $466,000 | 2,420 |
| Income before extraordinary items | $939,000 | 3,108 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $939,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,789 |
| Cash dividends | $171,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $938,330 | 2,949 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 3,410 |
| Total interest expense | $608,000 | 3,708 |
| Net interest income | $1,473,000 | 3,224 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $385,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $351,000 | 1,187 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $1,188,000 | 3,181 |
| Salaries and employee benefits | $732,000 | 2,845 |
| Premises and equipment expense | $168,000 | 3,178 |
| Additional noninterest expense | $288,000 | 3,782 |
| Pre-tax net operating income | $670,000 | 2,834 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $222,000 | 2,526 |
| Income before extraordinary items | $448,000 | 3,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $448,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,970 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $448,000 | 3,022 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 3,361 |
| Total interest expense | $2,910,000 | 3,610 |
| Net interest income | $5,922,000 | 3,174 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $1,431,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,315,000 | 1,227 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 6,134 |
| Total noninterest expense | $4,894,000 | 2,984 |
| Salaries and employee benefits | $3,041,000 | 2,592 |
| Premises and equipment expense | $627,000 | 3,283 |
| Additional noninterest expense | $1,226,000 | 3,554 |
| Pre-tax net operating income | $2,209,000 | 3,198 |
| Securities gains (losses) | $130,000 | 1,506 |
| Applicable income taxes | $776,000 | 2,646 |
| Income before extraordinary items | $1,563,000 | 3,395 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,563,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,463 |
| Cash dividends | $215,000 | 4,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,475,900 | 3,439 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,323,000 | 3,889 |
| Total interest expense | $3,668,000 | 4,068 |
| Net interest income | $4,655,000 | 3,641 |
| Provision for loan and lease losses | $405,000 | 2,593 |
| Total noninterest income | $1,184,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,071,000 | 1,390 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $113,000 | 6,139 |
| Total noninterest expense | $4,228,000 | 3,260 |
| Salaries and employee benefits | $2,672,000 | 2,788 |
| Premises and equipment expense | $563,000 | 3,547 |
| Additional noninterest expense | $993,000 | 4,087 |
| Pre-tax net operating income | $1,206,000 | 4,408 |
| Securities gains (losses) | $-18,000 | 9,363 |
| Applicable income taxes | $383,000 | 3,821 |
| Income before extraordinary items | $805,000 | 4,850 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $805,000 | 4,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,649 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $817,240 | 4,699 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 4,886 |
| Total interest expense | $2,573,000 | 5,452 |
| Net interest income | $3,813,000 | 4,343 |
| Provision for loan and lease losses | $98,000 | 5,381 |
| Total noninterest income | $1,000,000 | 3,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $896,000 | 1,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,336 |
| Total noninterest expense | $3,424,000 | 3,771 |
| Salaries and employee benefits | $2,094,000 | 3,334 |
| Premises and equipment expense | $449,000 | 4,139 |
| Additional noninterest expense | $881,000 | 4,418 |
| Pre-tax net operating income | $1,291,000 | 4,521 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $451,000 | 3,729 |
| Income before extraordinary items | $840,000 | 4,907 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $840,000 | 4,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $840,000 | 4,903 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 5,713 |
| Total interest expense | $1,718,000 | 6,506 |
| Net interest income | $3,076,000 | 5,060 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $867,000 | 3,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $773,000 | 1,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,776 |
| Total noninterest expense | $2,772,000 | 4,505 |
| Salaries and employee benefits | $1,686,000 | 3,954 |
| Premises and equipment expense | $385,000 | 4,664 |
| Additional noninterest expense | $701,000 | 5,240 |
| Pre-tax net operating income | $1,171,000 | 4,837 |
| Securities gains (losses) | $-75,000 | 9,897 |
| Applicable income taxes | $377,000 | 4,310 |
| Income before extraordinary items | $719,000 | 5,387 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $719,000 | 5,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,464 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $768,500 | 5,170 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,240,000 | 6,273 |
| Total interest expense | $1,484,000 | 7,225 |
| Net interest income | $2,756,000 | 5,475 |
| Provision for loan and lease losses | $156,000 | 4,068 |
| Total noninterest income | $769,000 | 3,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $674,000 | 1,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,752 |
| Total noninterest expense | $2,515,000 | 4,755 |
| Salaries and employee benefits | $1,630,000 | 3,979 |
| Premises and equipment expense | $315,000 | 5,236 |
| Additional noninterest expense | $570,000 | 5,947 |
| Pre-tax net operating income | $854,000 | 5,888 |
| Securities gains (losses) | $-7,000 | 10,141 |
| Applicable income taxes | $335,000 | 4,884 |
| Income before extraordinary items | $512,000 | 6,542 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $512,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $516,480 | 6,391 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 6,806 |
| Total interest expense | $1,288,000 | 7,880 |
| Net interest income | $2,553,000 | 5,969 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $630,000 | 4,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $537,000 | 2,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $2,348,000 | 5,027 |
| Salaries and employee benefits | $1,503,000 | 4,248 |
| Premises and equipment expense | $303,000 | 5,422 |
| Additional noninterest expense | $542,000 | 6,178 |
| Pre-tax net operating income | $835,000 | 6,393 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $307,000 | 5,662 |
| Income before extraordinary items | $528,000 | 6,809 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $528,000 | 6,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 10,621 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $528,000 | 6,750 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 7,292 |
| Total interest expense | $1,139,000 | 8,568 |
| Net interest income | $2,448,000 | 6,284 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $536,000 | 4,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $448,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,486 |
| Total noninterest expense | $2,132,000 | 5,672 |
| Salaries and employee benefits | $1,372,000 | 4,662 |
| Premises and equipment expense | $287,000 | 5,753 |
| Additional noninterest expense | $473,000 | 7,264 |
| Pre-tax net operating income | $795,000 | 6,525 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $288,000 | 5,966 |
| Income before extraordinary items | $507,000 | 6,854 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $507,000 | 6,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,727 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $507,000 | 6,792 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 7,884 |
| Total interest expense | $1,015,000 | 9,199 |
| Net interest income | $2,219,000 | 6,834 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $607,000 | 4,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,136 |
| Total noninterest expense | $1,990,000 | 6,005 |
| Salaries and employee benefits | $1,338,000 | 4,756 |
| Premises and equipment expense | $261,000 | 6,181 |
| Additional noninterest expense | $391,000 | 8,280 |
| Pre-tax net operating income | $790,000 | 6,879 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $269,000 | 6,377 |
| Income before extraordinary items | $521,000 | 7,094 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $521,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $521,000 | 7,072 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 8,654 |
| Total interest expense | $682,000 | 10,201 |
| Net interest income | $1,967,000 | 7,645 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $757,000 | 3,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,639 |
| Total noninterest expense | $1,914,000 | 6,419 |
| Salaries and employee benefits | $1,069,000 | 5,776 |
| Premises and equipment expense | $207,000 | 7,274 |
| Additional noninterest expense | $638,000 | 6,751 |
| Pre-tax net operating income | $776,000 | 7,001 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $268,000 | 6,277 |
| Income before extraordinary items | $508,000 | 7,244 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $508,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $508,000 | 7,279 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 9,605 |
| Total interest expense | $633,000 | 10,960 |
| Net interest income | $1,656,000 | 8,621 |
| Provision for loan and lease losses | $-88,000 | 12,872 |
| Total noninterest income | $845,000 | 3,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 3,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,820 |
| Total noninterest expense | $1,705,000 | 7,174 |
| Salaries and employee benefits | $948,000 | 6,423 |
| Premises and equipment expense | $136,000 | 9,286 |
| Additional noninterest expense | $621,000 | 7,160 |
| Pre-tax net operating income | $884,000 | 6,407 |
| Securities gains (losses) | $62,000 | 3,121 |
| Applicable income taxes | $328,000 | 5,755 |
| Income before extraordinary items | $618,000 | 6,651 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $618,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 12,952 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $577,700 | 6,701 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 9,631 |
| Total interest expense | $861,000 | 11,045 |
| Net interest income | $1,788,000 | 8,384 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $628,000 | 4,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,899 |
| Total noninterest expense | $1,628,000 | 7,477 |
| Salaries and employee benefits | $816,000 | 7,166 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $618,000 | 7,350 |
| Pre-tax net operating income | $712,000 | 7,031 |
| Securities gains (losses) | $255,000 | 1,697 |
| Applicable income taxes | $343,000 | 5,431 |
| Income before extraordinary items | $624,000 | 6,407 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $624,000 | 6,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $458,250 | 7,313 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.