Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 3,366 |
| Total interest expense | $2,114,000 | 2,986 |
| Net interest income | $4,446,000 | 3,487 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $732,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $67,000 | 3,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,701 |
| Total noninterest expense | $3,176,000 | 3,624 |
| Salaries and employee benefits | $2,119,000 | 3,384 |
| Premises and equipment expense | $153,000 | 4,112 |
| Additional noninterest expense | $665,000 | 2,701 |
| Pre-tax net operating income | $2,002,000 | 2,959 |
| Securities gains (losses) | $30,000 | 548 |
| Applicable income taxes | $93,000 | 2,828 |
| Income before extraordinary items | $1,939,000 | 2,817 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,939,000 | 2,846 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,939,000 | 2,819 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $900,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,910,500 | 2,871 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,753,000 | 3,383 |
| Total interest expense | $1,414,000 | 3,004 |
| Net interest income | $3,339,000 | 3,521 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $366,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $49,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,121 |
| Total noninterest expense | $2,327,000 | 3,647 |
| Salaries and employee benefits | $1,543,000 | 3,407 |
| Premises and equipment expense | $113,000 | 4,139 |
| Additional noninterest expense | $317,000 | 3,120 |
| Pre-tax net operating income | $1,378,000 | 3,118 |
| Securities gains (losses) | $17,000 | 492 |
| Applicable income taxes | $66,000 | 2,909 |
| Income before extraordinary items | $1,329,000 | 2,974 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,329,000 | 3,005 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,329,000 | 2,975 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $750,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,312,850 | 3,024 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 3,404 |
| Total interest expense | $797,000 | 3,039 |
| Net interest income | $2,267,000 | 3,511 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $243,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $32,000 | 3,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 3,112 |
| Total noninterest expense | $1,540,000 | 3,656 |
| Salaries and employee benefits | $1,017,000 | 3,430 |
| Premises and equipment expense | $77,000 | 4,139 |
| Additional noninterest expense | $211,000 | 3,105 |
| Pre-tax net operating income | $970,000 | 3,075 |
| Securities gains (losses) | $11,000 | 611 |
| Applicable income taxes | $46,000 | 2,925 |
| Income before extraordinary items | $935,000 | 2,949 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $935,000 | 2,981 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $935,000 | 2,948 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $924,550 | 2,978 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 3,438 |
| Total interest expense | $334,000 | 3,055 |
| Net interest income | $1,155,000 | 3,501 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $140,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $15,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 2,930 |
| Total noninterest expense | $776,000 | 3,681 |
| Salaries and employee benefits | $501,000 | 3,494 |
| Premises and equipment expense | $40,000 | 4,166 |
| Additional noninterest expense | $125,000 | 2,930 |
| Pre-tax net operating income | $519,000 | 3,054 |
| Securities gains (losses) | $6,000 | 713 |
| Applicable income taxes | $25,000 | 2,880 |
| Income before extraordinary items | $500,000 | 2,930 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $500,000 | 2,929 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $500,000 | 2,930 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $300,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $494,300 | 2,964 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 3,418 |
| Total interest expense | $585,000 | 3,069 |
| Net interest income | $4,633,000 | 3,431 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $615,000 | 3,338 |
| Gross Fiduciary activities income | $55,000 | 788 |
| Service charges on deposit accounts | $65,000 | 3,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 3,058 |
| Total noninterest expense | $2,972,000 | 3,733 |
| Salaries and employee benefits | $1,998,000 | 3,473 |
| Premises and equipment expense | $173,000 | 4,142 |
| Additional noninterest expense | $495,000 | 3,058 |
| Pre-tax net operating income | $2,276,000 | 2,975 |
| Securities gains (losses) | $-5,000 | 3,305 |
| Applicable income taxes | $110,000 | 2,967 |
| Income before extraordinary items | $2,161,000 | 2,856 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,161,000 | 2,853 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,161,000 | 2,855 |
| Net charge-offs | $1,000 | 2,539 |
| Cash dividends | $1,015,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,165,750 | 2,884 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 3,439 |
| Total interest expense | $359,000 | 3,074 |
| Net interest income | $3,371,000 | 3,460 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $351,000 | 3,604 |
| Gross Fiduciary activities income | $55,000 | 765 |
| Service charges on deposit accounts | $49,000 | 3,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,473 |
| Total noninterest expense | $2,122,000 | 3,786 |
| Salaries and employee benefits | $1,436,000 | 3,506 |
| Premises and equipment expense | $129,000 | 4,159 |
| Additional noninterest expense | $247,000 | 3,473 |
| Pre-tax net operating income | $1,600,000 | 3,036 |
| Securities gains (losses) | $-10,000 | 3,775 |
| Applicable income taxes | $80,000 | 2,984 |
| Income before extraordinary items | $1,510,000 | 2,912 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,510,000 | 2,910 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,510,000 | 2,911 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $830,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,519,500 | 2,938 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 3,502 |
| Total interest expense | $205,000 | 3,176 |
| Net interest income | $2,142,000 | 3,511 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $280,000 | 3,444 |
| Gross Fiduciary activities income | $55,000 | 710 |
| Service charges on deposit accounts | $35,000 | 3,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 3,363 |
| Total noninterest expense | $1,417,000 | 3,789 |
| Salaries and employee benefits | $967,000 | 3,520 |
| Premises and equipment expense | $84,000 | 4,195 |
| Additional noninterest expense | $366,000 | 4,007 |
| Pre-tax net operating income | $1,005,000 | 3,002 |
| Securities gains (losses) | $-10,000 | 3,931 |
| Applicable income taxes | $50,000 | 2,925 |
| Income before extraordinary items | $945,000 | 2,882 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $945,000 | 2,881 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $945,000 | 2,882 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $645,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $954,500 | 2,911 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 3,527 |
| Total interest expense | $100,000 | 3,185 |
| Net interest income | $1,014,000 | 3,533 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $96,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $18,000 | 3,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,506 |
| Total noninterest expense | $704,000 | 3,804 |
| Salaries and employee benefits | $485,000 | 3,527 |
| Premises and equipment expense | $41,000 | 4,222 |
| Additional noninterest expense | $178,000 | 4,023 |
| Pre-tax net operating income | $406,000 | 3,114 |
| Securities gains (losses) | $-4,000 | 4,101 |
| Applicable income taxes | $20,000 | 2,919 |
| Income before extraordinary items | $382,000 | 3,033 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $382,000 | 3,032 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $382,000 | 3,033 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $275,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $385,800 | 3,045 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 3,523 |
| Total interest expense | $492,000 | 3,194 |
| Net interest income | $4,380,000 | 3,522 |
| Provision for loan and lease losses | $36,000 | 2,672 |
| Total noninterest income | $623,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $79,000 | 3,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 3,191 |
| Total noninterest expense | $2,810,000 | 3,841 |
| Salaries and employee benefits | $1,945,000 | 3,558 |
| Premises and equipment expense | $141,000 | 4,366 |
| Additional noninterest expense | $724,000 | 4,057 |
| Pre-tax net operating income | $2,157,000 | 3,055 |
| Securities gains (losses) | $19,000 | 1,534 |
| Applicable income taxes | $105,000 | 3,039 |
| Income before extraordinary items | $2,071,000 | 2,979 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,071,000 | 2,979 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,071,000 | 2,979 |
| Net charge-offs | $13,000 | 2,203 |
| Cash dividends | $1,015,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,052,950 | 2,968 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 3,546 |
| Total interest expense | $381,000 | 3,247 |
| Net interest income | $3,397,000 | 3,547 |
| Provision for loan and lease losses | $27,000 | 2,599 |
| Total noninterest income | $365,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $59,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,501 |
| Total noninterest expense | $2,064,000 | 3,886 |
| Salaries and employee benefits | $1,425,000 | 3,620 |
| Premises and equipment expense | $106,000 | 4,426 |
| Additional noninterest expense | $533,000 | 4,112 |
| Pre-tax net operating income | $1,671,000 | 3,136 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $84,000 | 3,002 |
| Income before extraordinary items | $1,601,000 | 3,055 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,601,000 | 3,055 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,601,000 | 3,055 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $831,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,587,700 | 3,042 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 3,469 |
| Total interest expense | $262,000 | 3,273 |
| Net interest income | $2,422,000 | 3,453 |
| Provision for loan and lease losses | $18,000 | 2,566 |
| Total noninterest income | $241,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $41,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,523 |
| Total noninterest expense | $1,367,000 | 3,912 |
| Salaries and employee benefits | $951,000 | 3,630 |
| Premises and equipment expense | $70,000 | 4,456 |
| Additional noninterest expense | $346,000 | 4,149 |
| Pre-tax net operating income | $1,278,000 | 2,967 |
| Securities gains (losses) | $12,000 | 1,351 |
| Applicable income taxes | $65,000 | 2,935 |
| Income before extraordinary items | $1,225,000 | 2,904 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,225,000 | 2,903 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,225,000 | 2,904 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $642,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,213,600 | 2,895 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 3,639 |
| Total interest expense | $134,000 | 3,324 |
| Net interest income | $1,061,000 | 3,641 |
| Provision for loan and lease losses | $9,000 | 2,512 |
| Total noninterest income | $120,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $19,000 | 3,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,493 |
| Total noninterest expense | $693,000 | 3,902 |
| Salaries and employee benefits | $480,000 | 3,621 |
| Premises and equipment expense | $37,000 | 4,433 |
| Additional noninterest expense | $176,000 | 4,132 |
| Pre-tax net operating income | $479,000 | 3,292 |
| Securities gains (losses) | $-4,000 | 4,602 |
| Applicable income taxes | $29,000 | 2,936 |
| Income before extraordinary items | $446,000 | 3,243 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $446,000 | 3,244 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $446,000 | 3,243 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $175,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $449,760 | 3,211 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 3,572 |
| Total interest expense | $690,000 | 3,464 |
| Net interest income | $4,376,000 | 3,556 |
| Provision for loan and lease losses | $36,000 | 3,988 |
| Total noninterest income | $554,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $93,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,231 |
| Total noninterest expense | $2,776,000 | 3,911 |
| Salaries and employee benefits | $1,921,000 | 3,628 |
| Premises and equipment expense | $150,000 | 4,471 |
| Additional noninterest expense | $705,000 | 4,116 |
| Pre-tax net operating income | $2,118,000 | 2,883 |
| Securities gains (losses) | $-4,000 | 4,727 |
| Applicable income taxes | $106,000 | 2,916 |
| Income before extraordinary items | $2,008,000 | 2,826 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,008,000 | 2,825 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,008,000 | 2,826 |
| Net charge-offs | $87,000 | 2,102 |
| Cash dividends | $1,171,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,011,800 | 2,778 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 3,558 |
| Total interest expense | $545,000 | 3,488 |
| Net interest income | $3,364,000 | 3,542 |
| Provision for loan and lease losses | $27,000 | 3,921 |
| Total noninterest income | $335,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $70,000 | 3,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 3,468 |
| Total noninterest expense | $2,065,000 | 3,920 |
| Salaries and employee benefits | $1,430,000 | 3,630 |
| Premises and equipment expense | $116,000 | 4,474 |
| Additional noninterest expense | $519,000 | 4,142 |
| Pre-tax net operating income | $1,607,000 | 2,869 |
| Securities gains (losses) | $-8,000 | 4,753 |
| Applicable income taxes | $80,000 | 2,905 |
| Income before extraordinary items | $1,519,000 | 2,810 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,519,000 | 2,809 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,519,000 | 2,810 |
| Net charge-offs | $81,000 | 1,787 |
| Cash dividends | $925,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,526,600 | 2,760 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 3,543 |
| Total interest expense | $382,000 | 3,516 |
| Net interest income | $2,312,000 | 3,522 |
| Provision for loan and lease losses | $18,000 | 3,868 |
| Total noninterest income | $207,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $45,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 3,514 |
| Total noninterest expense | $1,379,000 | 3,936 |
| Salaries and employee benefits | $953,000 | 3,644 |
| Premises and equipment expense | $78,000 | 4,484 |
| Additional noninterest expense | $348,000 | 4,164 |
| Pre-tax net operating income | $1,122,000 | 2,784 |
| Securities gains (losses) | $-8,000 | 4,761 |
| Applicable income taxes | $56,000 | 2,846 |
| Income before extraordinary items | $1,058,000 | 2,737 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,058,000 | 2,736 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,058,000 | 2,737 |
| Net charge-offs | $81,000 | 1,468 |
| Cash dividends | $685,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,065,600 | 2,677 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 3,639 |
| Total interest expense | $208,000 | 3,543 |
| Net interest income | $1,076,000 | 3,619 |
| Provision for loan and lease losses | $9,000 | 3,440 |
| Total noninterest income | $99,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $28,000 | 3,703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,543 |
| Total noninterest expense | $698,000 | 3,945 |
| Salaries and employee benefits | $469,000 | 3,698 |
| Premises and equipment expense | $40,000 | 4,511 |
| Additional noninterest expense | $189,000 | 4,108 |
| Pre-tax net operating income | $468,000 | 2,867 |
| Securities gains (losses) | $15,000 | 1,209 |
| Applicable income taxes | $24,000 | 2,802 |
| Income before extraordinary items | $459,000 | 2,746 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $459,000 | 2,745 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $459,000 | 2,747 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $275,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $444,750 | 2,773 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 3,717 |
| Total interest expense | $755,000 | 3,706 |
| Net interest income | $4,305,000 | 3,678 |
| Provision for loan and lease losses | $36,000 | 3,517 |
| Total noninterest income | $476,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $101,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,343 |
| Total noninterest expense | $2,698,000 | 4,041 |
| Salaries and employee benefits | $1,817,000 | 3,773 |
| Premises and equipment expense | $156,000 | 4,578 |
| Additional noninterest expense | $725,000 | 4,219 |
| Pre-tax net operating income | $2,047,000 | 2,999 |
| Securities gains (losses) | $30,000 | 1,474 |
| Applicable income taxes | $99,000 | 3,025 |
| Income before extraordinary items | $1,978,000 | 2,920 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,978,000 | 2,920 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,978,000 | 2,921 |
| Net charge-offs | $45,000 | 2,712 |
| Cash dividends | $1,001,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,949,500 | 2,888 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 3,779 |
| Total interest expense | $544,000 | 3,783 |
| Net interest income | $3,221,000 | 3,730 |
| Provision for loan and lease losses | $27,000 | 3,410 |
| Total noninterest income | $277,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $74,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,704 |
| Total noninterest expense | $2,001,000 | 4,084 |
| Salaries and employee benefits | $1,348,000 | 3,814 |
| Premises and equipment expense | $118,000 | 4,633 |
| Additional noninterest expense | $535,000 | 4,297 |
| Pre-tax net operating income | $1,470,000 | 3,129 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $74,000 | 3,088 |
| Income before extraordinary items | $1,396,000 | 3,050 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,396,000 | 3,050 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,396,000 | 3,050 |
| Net charge-offs | $3,000 | 3,249 |
| Cash dividends | $833,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,396,000 | 3,020 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 3,816 |
| Total interest expense | $347,000 | 3,836 |
| Net interest income | $2,125,000 | 3,765 |
| Provision for loan and lease losses | $18,000 | 3,321 |
| Total noninterest income | $187,000 | 4,012 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $48,000 | 4,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 3,672 |
| Total noninterest expense | $1,341,000 | 4,099 |
| Salaries and employee benefits | $901,000 | 3,830 |
| Premises and equipment expense | $80,000 | 4,642 |
| Additional noninterest expense | $360,000 | 4,304 |
| Pre-tax net operating income | $953,000 | 3,159 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $48,000 | 3,101 |
| Income before extraordinary items | $905,000 | 3,084 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $905,000 | 3,082 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $905,000 | 3,082 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $665,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $905,000 | 3,055 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 3,897 |
| Total interest expense | $151,000 | 4,008 |
| Net interest income | $1,041,000 | 3,828 |
| Provision for loan and lease losses | $9,000 | 3,120 |
| Total noninterest income | $95,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $24,000 | 4,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,636 |
| Total noninterest expense | $664,000 | 4,158 |
| Salaries and employee benefits | $452,000 | 3,871 |
| Premises and equipment expense | $41,000 | 4,673 |
| Additional noninterest expense | $171,000 | 4,393 |
| Pre-tax net operating income | $463,000 | 3,179 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $23,000 | 3,098 |
| Income before extraordinary items | $440,000 | 3,075 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $440,000 | 3,072 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $440,000 | 3,074 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $328,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $440,000 | 3,063 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 3,915 |
| Total interest expense | $459,000 | 4,021 |
| Net interest income | $4,091,000 | 3,847 |
| Provision for loan and lease losses | $36,000 | 3,629 |
| Total noninterest income | $449,000 | 3,916 |
| Gross Fiduciary activities income | $1,000 | 1,056 |
| Service charges on deposit accounts | $98,000 | 4,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,503 |
| Total noninterest expense | $2,649,000 | 4,175 |
| Salaries and employee benefits | $1,817,000 | 3,856 |
| Premises and equipment expense | $162,000 | 4,733 |
| Additional noninterest expense | $670,000 | 4,459 |
| Pre-tax net operating income | $1,855,000 | 3,244 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $90,000 | 3,140 |
| Income before extraordinary items | $1,765,000 | 3,125 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,765,000 | 3,124 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,765,000 | 3,124 |
| Net charge-offs | $15,000 | 3,214 |
| Cash dividends | $778,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,765,000 | 3,120 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 3,959 |
| Total interest expense | $316,000 | 4,102 |
| Net interest income | $3,056,000 | 3,890 |
| Provision for loan and lease losses | $27,000 | 3,502 |
| Total noninterest income | $272,000 | 4,171 |
| Gross Fiduciary activities income | $1,000 | 1,014 |
| Service charges on deposit accounts | $72,000 | 4,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 3,847 |
| Total noninterest expense | $1,966,000 | 4,215 |
| Salaries and employee benefits | $1,349,000 | 3,898 |
| Premises and equipment expense | $281,000 | 3,684 |
| Additional noninterest expense | $336,000 | 4,924 |
| Pre-tax net operating income | $1,335,000 | 3,354 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $67,000 | 3,215 |
| Income before extraordinary items | $1,268,000 | 3,241 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,268,000 | 3,240 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,268,000 | 3,240 |
| Net charge-offs | $14,000 | 2,857 |
| Cash dividends | $652,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,268,000 | 3,240 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 3,980 |
| Total interest expense | $194,000 | 4,177 |
| Net interest income | $2,022,000 | 3,914 |
| Provision for loan and lease losses | $18,000 | 3,390 |
| Total noninterest income | $173,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $43,000 | 4,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,887 |
| Total noninterest expense | $1,306,000 | 4,251 |
| Salaries and employee benefits | $900,000 | 3,918 |
| Premises and equipment expense | $179,000 | 3,791 |
| Additional noninterest expense | $227,000 | 4,970 |
| Pre-tax net operating income | $871,000 | 3,356 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $43,000 | 3,213 |
| Income before extraordinary items | $828,000 | 3,240 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $828,000 | 3,238 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $828,000 | 3,239 |
| Net charge-offs | $4,000 | 2,887 |
| Cash dividends | $525,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $828,000 | 3,235 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 4,016 |
| Total interest expense | $90,000 | 4,244 |
| Net interest income | $1,005,000 | 3,944 |
| Provision for loan and lease losses | $9,000 | 3,174 |
| Total noninterest income | $84,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $19,000 | 4,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,899 |
| Total noninterest expense | $645,000 | 4,324 |
| Salaries and employee benefits | $450,000 | 3,958 |
| Premises and equipment expense | $86,000 | 3,893 |
| Additional noninterest expense | $109,000 | 5,048 |
| Pre-tax net operating income | $435,000 | 3,313 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $22,000 | 3,199 |
| Income before extraordinary items | $413,000 | 3,196 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $413,000 | 3,196 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $413,000 | 3,196 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $225,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $413,000 | 3,198 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 4,011 |
| Total interest expense | $333,000 | 4,268 |
| Net interest income | $3,984,000 | 3,948 |
| Provision for loan and lease losses | $72,000 | 3,324 |
| Total noninterest income | $453,000 | 4,052 |
| Gross Fiduciary activities income | $1,000 | 1,092 |
| Service charges on deposit accounts | $102,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,613 |
| Total noninterest expense | $2,574,000 | 4,376 |
| Salaries and employee benefits | $1,783,000 | 3,972 |
| Premises and equipment expense | $320,000 | 4,058 |
| Additional noninterest expense | $471,000 | 5,064 |
| Pre-tax net operating income | $1,791,000 | 3,278 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $85,000 | 3,359 |
| Income before extraordinary items | $1,706,000 | 2,943 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,706,000 | 2,942 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,706,000 | 2,943 |
| Net charge-offs | $2,000 | 3,998 |
| Cash dividends | $961,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,706,000 | 2,920 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 4,056 |
| Total interest expense | $240,000 | 4,341 |
| Net interest income | $2,971,000 | 3,988 |
| Provision for loan and lease losses | $54,000 | 3,183 |
| Total noninterest income | $275,000 | 4,337 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $74,000 | 4,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,966 |
| Total noninterest expense | $1,928,000 | 4,398 |
| Salaries and employee benefits | $1,336,000 | 3,995 |
| Premises and equipment expense | $241,000 | 4,090 |
| Additional noninterest expense | $351,000 | 5,103 |
| Pre-tax net operating income | $1,264,000 | 3,408 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $63,000 | 3,374 |
| Income before extraordinary items | $1,201,000 | 3,204 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,201,000 | 3,203 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,201,000 | 3,204 |
| Net charge-offs | $2,000 | 3,621 |
| Cash dividends | $781,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,201,000 | 3,181 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 4,076 |
| Total interest expense | $157,000 | 4,364 |
| Net interest income | $1,963,000 | 4,006 |
| Provision for loan and lease losses | $36,000 | 3,048 |
| Total noninterest income | $184,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $48,000 | 4,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 3,973 |
| Total noninterest expense | $1,289,000 | 4,425 |
| Salaries and employee benefits | $894,000 | 4,016 |
| Premises and equipment expense | $159,000 | 4,132 |
| Additional noninterest expense | $236,000 | 5,127 |
| Pre-tax net operating income | $822,000 | 3,419 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $41,000 | 3,390 |
| Income before extraordinary items | $781,000 | 3,206 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $781,000 | 3,205 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $781,000 | 3,206 |
| Net charge-offs | $2,000 | 3,300 |
| Cash dividends | $601,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $781,000 | 3,188 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 4,111 |
| Total interest expense | $78,000 | 4,378 |
| Net interest income | $971,000 | 4,040 |
| Provision for loan and lease losses | $18,000 | 2,868 |
| Total noninterest income | $95,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $27,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,979 |
| Total noninterest expense | $634,000 | 4,485 |
| Salaries and employee benefits | $449,000 | 4,049 |
| Premises and equipment expense | $76,000 | 4,226 |
| Additional noninterest expense | $109,000 | 5,241 |
| Pre-tax net operating income | $414,000 | 3,373 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $21,000 | 3,336 |
| Income before extraordinary items | $393,000 | 3,160 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $393,000 | 3,158 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $393,000 | 3,160 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $241,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $393,000 | 3,141 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 4,120 |
| Total interest expense | $323,000 | 4,363 |
| Net interest income | $3,878,000 | 4,053 |
| Provision for loan and lease losses | $72,000 | 3,400 |
| Total noninterest income | $461,000 | 4,205 |
| Gross Fiduciary activities income | $1,000 | 1,131 |
| Service charges on deposit accounts | $109,000 | 4,413 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $351,000 | 3,758 |
| Total noninterest expense | $2,550,000 | 4,516 |
| Salaries and employee benefits | $1,784,000 | 4,041 |
| Premises and equipment expense | $311,000 | 4,253 |
| Additional noninterest expense | $455,000 | 5,303 |
| Pre-tax net operating income | $1,717,000 | 3,316 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $79,000 | 3,422 |
| Income before extraordinary items | $1,638,000 | 3,124 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,638,000 | 3,123 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,638,000 | 3,123 |
| Net charge-offs | $4,000 | 4,063 |
| Cash dividends | $932,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,638,000 | 3,071 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 4,158 |
| Total interest expense | $244,000 | 4,385 |
| Net interest income | $2,897,000 | 4,093 |
| Provision for loan and lease losses | $54,000 | 3,269 |
| Total noninterest income | $283,000 | 4,455 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $79,000 | 4,480 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $203,000 | 4,090 |
| Total noninterest expense | $1,909,000 | 4,542 |
| Salaries and employee benefits | $1,339,000 | 4,050 |
| Premises and equipment expense | $229,000 | 4,298 |
| Additional noninterest expense | $341,000 | 5,347 |
| Pre-tax net operating income | $1,217,000 | 3,453 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $61,000 | 3,483 |
| Income before extraordinary items | $1,156,000 | 3,263 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,156,000 | 3,262 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,156,000 | 3,263 |
| Net charge-offs | $3,000 | 3,728 |
| Cash dividends | $756,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,156,000 | 3,210 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 4,197 |
| Total interest expense | $163,000 | 4,407 |
| Net interest income | $1,912,000 | 4,139 |
| Provision for loan and lease losses | $36,000 | 3,168 |
| Total noninterest income | $188,000 | 4,486 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $48,000 | 4,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,076 |
| Total noninterest expense | $1,281,000 | 4,578 |
| Salaries and employee benefits | $899,000 | 4,069 |
| Premises and equipment expense | $154,000 | 4,314 |
| Additional noninterest expense | $228,000 | 5,411 |
| Pre-tax net operating income | $783,000 | 3,490 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $39,000 | 3,514 |
| Income before extraordinary items | $744,000 | 3,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $744,000 | 3,321 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $744,000 | 3,321 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $581,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $744,000 | 3,256 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 4,210 |
| Total interest expense | $83,000 | 4,425 |
| Net interest income | $958,000 | 4,153 |
| Provision for loan and lease losses | $18,000 | 2,946 |
| Total noninterest income | $100,000 | 4,390 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $24,000 | 4,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $75,000 | 3,944 |
| Total noninterest expense | $634,000 | 4,624 |
| Salaries and employee benefits | $447,000 | 4,124 |
| Premises and equipment expense | $41,000 | 5,228 |
| Additional noninterest expense | $146,000 | 5,170 |
| Pre-tax net operating income | $406,000 | 3,378 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $20,000 | 3,484 |
| Income before extraordinary items | $386,000 | 3,195 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $386,000 | 3,193 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $386,000 | 3,194 |
| Net charge-offs | $5,000 | 2,584 |
| Cash dividends | $232,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $386,000 | 3,135 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 4,229 |
| Total interest expense | $348,000 | 4,395 |
| Net interest income | $3,825,000 | 4,162 |
| Provision for loan and lease losses | $72,000 | 3,330 |
| Total noninterest income | $421,000 | 4,424 |
| Gross Fiduciary activities income | $3,000 | 1,124 |
| Service charges on deposit accounts | $102,000 | 4,689 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $316,000 | 3,911 |
| Total noninterest expense | $2,525,000 | 4,677 |
| Salaries and employee benefits | $1,760,000 | 4,175 |
| Premises and equipment expense | $301,000 | 4,475 |
| Additional noninterest expense | $464,000 | 5,467 |
| Pre-tax net operating income | $1,649,000 | 3,345 |
| Securities gains (losses) | $26,000 | 2,080 |
| Applicable income taxes | $80,000 | 3,435 |
| Income before extraordinary items | $1,595,000 | 3,118 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,595,000 | 3,119 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,595,000 | 3,120 |
| Net charge-offs | $-108,000 | 5,737 |
| Cash dividends | $981,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,570,300 | 3,100 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 4,275 |
| Total interest expense | $262,000 | 4,439 |
| Net interest income | $2,863,000 | 4,208 |
| Provision for loan and lease losses | $54,000 | 3,194 |
| Total noninterest income | $262,000 | 4,675 |
| Gross Fiduciary activities income | $3,000 | 1,083 |
| Service charges on deposit accounts | $73,000 | 4,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 4,228 |
| Total noninterest expense | $1,872,000 | 4,738 |
| Salaries and employee benefits | $1,298,000 | 4,227 |
| Premises and equipment expense | $233,000 | 4,454 |
| Additional noninterest expense | $341,000 | 5,555 |
| Pre-tax net operating income | $1,199,000 | 3,460 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $59,000 | 3,557 |
| Income before extraordinary items | $1,140,000 | 3,276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,140,000 | 3,274 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,140,000 | 3,275 |
| Net charge-offs | $-124,000 | 5,853 |
| Cash dividends | $820,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,140,000 | 3,223 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 4,302 |
| Total interest expense | $176,000 | 4,464 |
| Net interest income | $1,904,000 | 4,236 |
| Provision for loan and lease losses | $36,000 | 3,109 |
| Total noninterest income | $163,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $44,000 | 4,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,321 |
| Total noninterest expense | $1,239,000 | 4,800 |
| Salaries and employee benefits | $859,000 | 4,281 |
| Premises and equipment expense | $147,000 | 4,589 |
| Additional noninterest expense | $233,000 | 5,566 |
| Pre-tax net operating income | $792,000 | 3,444 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $39,000 | 3,581 |
| Income before extraordinary items | $753,000 | 3,274 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $753,000 | 3,274 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $753,000 | 3,275 |
| Net charge-offs | $-126,000 | 5,964 |
| Cash dividends | $659,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $753,000 | 3,209 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 4,302 |
| Total interest expense | $90,000 | 4,475 |
| Net interest income | $959,000 | 4,242 |
| Provision for loan and lease losses | $18,000 | 2,894 |
| Total noninterest income | $83,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $62,000 | 4,269 |
| Total noninterest expense | $613,000 | 4,856 |
| Salaries and employee benefits | $423,000 | 4,337 |
| Premises and equipment expense | $77,000 | 4,543 |
| Additional noninterest expense | $113,000 | 5,652 |
| Pre-tax net operating income | $411,000 | 3,336 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $21,000 | 3,502 |
| Income before extraordinary items | $390,000 | 3,166 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $390,000 | 3,169 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $390,000 | 3,169 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $499,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $390,000 | 3,092 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 4,368 |
| Total interest expense | $380,000 | 4,565 |
| Net interest income | $3,810,000 | 4,300 |
| Provision for loan and lease losses | $72,000 | 3,493 |
| Total noninterest income | $403,000 | 4,616 |
| Gross Fiduciary activities income | $4,000 | 1,133 |
| Service charges on deposit accounts | $97,000 | 5,043 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $302,000 | 4,006 |
| Total noninterest expense | $2,417,000 | 4,946 |
| Salaries and employee benefits | $1,653,000 | 4,408 |
| Premises and equipment expense | $291,000 | 4,731 |
| Additional noninterest expense | $473,000 | 5,711 |
| Pre-tax net operating income | $1,724,000 | 3,238 |
| Securities gains (losses) | $10,000 | 2,652 |
| Applicable income taxes | $83,000 | 3,489 |
| Income before extraordinary items | $1,651,000 | 3,068 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,651,000 | 3,068 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,651,000 | 3,069 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $690,000 | 2,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,641,500 | 3,029 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 4,432 |
| Total interest expense | $287,000 | 4,621 |
| Net interest income | $2,826,000 | 4,355 |
| Provision for loan and lease losses | $54,000 | 3,334 |
| Total noninterest income | $260,000 | 4,880 |
| Gross Fiduciary activities income | $4,000 | 1,091 |
| Service charges on deposit accounts | $74,000 | 5,078 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $182,000 | 4,334 |
| Total noninterest expense | $1,810,000 | 4,984 |
| Salaries and employee benefits | $1,230,000 | 4,449 |
| Premises and equipment expense | $226,000 | 4,717 |
| Additional noninterest expense | $354,000 | 5,758 |
| Pre-tax net operating income | $1,222,000 | 3,397 |
| Securities gains (losses) | $10,000 | 2,341 |
| Applicable income taxes | $62,000 | 3,561 |
| Income before extraordinary items | $1,170,000 | 3,197 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,170,000 | 3,197 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,170,000 | 3,198 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $570,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,160,500 | 3,171 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 4,454 |
| Total interest expense | $192,000 | 4,665 |
| Net interest income | $1,877,000 | 4,376 |
| Provision for loan and lease losses | $36,000 | 3,234 |
| Total noninterest income | $166,000 | 4,929 |
| Gross Fiduciary activities income | $4,000 | 1,069 |
| Service charges on deposit accounts | $41,000 | 5,316 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $121,000 | 4,316 |
| Total noninterest expense | $1,212,000 | 5,016 |
| Salaries and employee benefits | $819,000 | 4,474 |
| Premises and equipment expense | $148,000 | 4,783 |
| Additional noninterest expense | $245,000 | 5,744 |
| Pre-tax net operating income | $795,000 | 3,382 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $40,000 | 3,553 |
| Income before extraordinary items | $765,000 | 3,179 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $765,000 | 3,185 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $765,000 | 3,185 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $450,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $755,500 | 3,168 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 4,478 |
| Total interest expense | $98,000 | 4,675 |
| Net interest income | $940,000 | 4,396 |
| Provision for loan and lease losses | $18,000 | 3,030 |
| Total noninterest income | $82,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $21,000 | 5,305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $61,000 | 4,296 |
| Total noninterest expense | $604,000 | 5,073 |
| Salaries and employee benefits | $403,000 | 4,558 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $131,000 | 5,718 |
| Pre-tax net operating income | $400,000 | 3,286 |
| Securities gains (losses) | $10,000 | 1,161 |
| Applicable income taxes | $21,000 | 3,473 |
| Income before extraordinary items | $389,000 | 3,058 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $389,000 | 3,061 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $389,000 | 3,061 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $210,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $379,500 | 3,073 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,207,000 | 4,505 |
| Total interest expense | $454,000 | 4,666 |
| Net interest income | $3,753,000 | 4,429 |
| Provision for loan and lease losses | $72,000 | 3,981 |
| Total noninterest income | $424,000 | 4,662 |
| Gross Fiduciary activities income | $4,000 | 1,186 |
| Service charges on deposit accounts | $112,000 | 5,081 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $308,000 | 4,054 |
| Total noninterest expense | $2,384,000 | 5,145 |
| Salaries and employee benefits | $1,591,000 | 4,602 |
| Premises and equipment expense | $284,000 | 4,957 |
| Additional noninterest expense | $509,000 | 5,832 |
| Pre-tax net operating income | $1,721,000 | 3,139 |
| Securities gains (losses) | $41,000 | 1,942 |
| Applicable income taxes | $84,000 | 3,510 |
| Income before extraordinary items | $1,678,000 | 2,939 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,678,000 | 2,941 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,678,000 | 2,942 |
| Net charge-offs | $4,000 | 5,266 |
| Cash dividends | $957,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,639,050 | 2,936 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 4,534 |
| Total interest expense | $347,000 | 4,717 |
| Net interest income | $2,819,000 | 4,454 |
| Provision for loan and lease losses | $54,000 | 3,904 |
| Total noninterest income | $308,000 | 4,777 |
| Gross Fiduciary activities income | $4,000 | 1,125 |
| Service charges on deposit accounts | $86,000 | 5,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $218,000 | 4,198 |
| Total noninterest expense | $1,804,000 | 5,144 |
| Salaries and employee benefits | $1,183,000 | 4,654 |
| Premises and equipment expense | $242,000 | 4,722 |
| Additional noninterest expense | $379,000 | 5,860 |
| Pre-tax net operating income | $1,269,000 | 3,247 |
| Securities gains (losses) | $41,000 | 1,802 |
| Applicable income taxes | $65,000 | 3,573 |
| Income before extraordinary items | $1,245,000 | 3,005 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,245,000 | 3,009 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,245,000 | 3,009 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $782,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,206,050 | 2,999 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 4,545 |
| Total interest expense | $235,000 | 4,744 |
| Net interest income | $1,877,000 | 4,467 |
| Provision for loan and lease losses | $36,000 | 3,857 |
| Total noninterest income | $204,000 | 4,805 |
| Gross Fiduciary activities income | $3,000 | 1,118 |
| Service charges on deposit accounts | $58,000 | 5,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,277 |
| Total noninterest expense | $1,202,000 | 5,164 |
| Salaries and employee benefits | $798,000 | 4,648 |
| Premises and equipment expense | $157,000 | 4,786 |
| Additional noninterest expense | $247,000 | 5,910 |
| Pre-tax net operating income | $843,000 | 3,230 |
| Securities gains (losses) | $33,000 | 1,773 |
| Applicable income taxes | $44,000 | 3,565 |
| Income before extraordinary items | $832,000 | 2,988 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $832,000 | 2,990 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $832,000 | 2,991 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $607,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $800,650 | 2,972 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 4,579 |
| Total interest expense | $119,000 | 4,807 |
| Net interest income | $939,000 | 4,486 |
| Provision for loan and lease losses | $18,000 | 3,652 |
| Total noninterest income | $99,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $26,000 | 5,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 4,232 |
| Total noninterest expense | $592,000 | 5,232 |
| Salaries and employee benefits | $399,000 | 4,687 |
| Premises and equipment expense | $54,000 | 5,518 |
| Additional noninterest expense | $139,000 | 5,798 |
| Pre-tax net operating income | $428,000 | 3,182 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $21,000 | 3,565 |
| Income before extraordinary items | $407,000 | 2,997 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $407,000 | 2,997 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $407,000 | 2,999 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $210,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $407,000 | 2,916 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 4,633 |
| Total interest expense | $633,000 | 4,628 |
| Net interest income | $3,764,000 | 4,564 |
| Provision for loan and lease losses | $72,000 | 4,963 |
| Total noninterest income | $461,000 | 4,629 |
| Gross Fiduciary activities income | $4,000 | 1,203 |
| Service charges on deposit accounts | $120,000 | 5,151 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $337,000 | 3,883 |
| Total noninterest expense | $2,301,000 | 5,367 |
| Salaries and employee benefits | $1,595,000 | 4,688 |
| Premises and equipment expense | $166,000 | 5,994 |
| Additional noninterest expense | $540,000 | 5,969 |
| Pre-tax net operating income | $1,852,000 | 2,960 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $91,000 | 3,568 |
| Income before extraordinary items | $1,761,000 | 2,837 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,761,000 | 2,840 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,761,000 | 2,839 |
| Net charge-offs | $5,000 | 5,755 |
| Cash dividends | $814,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,761,000 | 2,707 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 4,713 |
| Total interest expense | $496,000 | 4,662 |
| Net interest income | $2,797,000 | 4,661 |
| Provision for loan and lease losses | $54,000 | 4,890 |
| Total noninterest income | $289,000 | 4,923 |
| Gross Fiduciary activities income | $3,000 | 1,175 |
| Service charges on deposit accounts | $88,000 | 5,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $198,000 | 4,265 |
| Total noninterest expense | $1,685,000 | 5,459 |
| Salaries and employee benefits | $1,180,000 | 4,746 |
| Premises and equipment expense | $144,000 | 5,842 |
| Additional noninterest expense | $361,000 | 6,171 |
| Pre-tax net operating income | $1,347,000 | 3,096 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $67,000 | 3,629 |
| Income before extraordinary items | $1,280,000 | 2,939 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,280,000 | 2,939 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,280,000 | 2,938 |
| Net charge-offs | $49,000 | 4,528 |
| Cash dividends | $673,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,280,000 | 2,795 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 4,752 |
| Total interest expense | $338,000 | 4,718 |
| Net interest income | $1,857,000 | 4,693 |
| Provision for loan and lease losses | $36,000 | 4,786 |
| Total noninterest income | $192,000 | 4,930 |
| Gross Fiduciary activities income | $3,000 | 1,149 |
| Service charges on deposit accounts | $58,000 | 5,291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 4,275 |
| Total noninterest expense | $1,129,000 | 5,486 |
| Salaries and employee benefits | $797,000 | 4,754 |
| Premises and equipment expense | $97,000 | 5,851 |
| Additional noninterest expense | $235,000 | 6,246 |
| Pre-tax net operating income | $884,000 | 3,097 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $44,000 | 3,618 |
| Income before extraordinary items | $840,000 | 2,934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $840,000 | 2,934 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $840,000 | 2,934 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $532,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $840,000 | 2,795 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 4,771 |
| Total interest expense | $171,000 | 4,797 |
| Net interest income | $940,000 | 4,708 |
| Provision for loan and lease losses | $18,000 | 4,548 |
| Total noninterest income | $93,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 4,315 |
| Total noninterest expense | $567,000 | 5,509 |
| Salaries and employee benefits | $397,000 | 4,795 |
| Premises and equipment expense | $49,000 | 5,874 |
| Additional noninterest expense | $121,000 | 6,255 |
| Pre-tax net operating income | $448,000 | 3,111 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $22,000 | 3,624 |
| Income before extraordinary items | $426,000 | 2,931 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $426,000 | 2,934 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $426,000 | 2,935 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $391,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $426,000 | 2,779 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 4,871 |
| Total interest expense | $765,000 | 5,022 |
| Net interest income | $3,695,000 | 4,751 |
| Provision for loan and lease losses | $72,000 | 5,606 |
| Total noninterest income | $463,000 | 4,518 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $122,000 | 5,242 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $337,000 | 3,686 |
| Total noninterest expense | $2,286,000 | 5,541 |
| Salaries and employee benefits | $1,579,000 | 4,827 |
| Premises and equipment expense | $186,000 | 6,121 |
| Additional noninterest expense | $521,000 | 6,222 |
| Pre-tax net operating income | $1,800,000 | 2,702 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $85,000 | 3,461 |
| Income before extraordinary items | $1,715,000 | 2,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,715,000 | 2,526 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,715,000 | 2,527 |
| Net charge-offs | $62,000 | 5,347 |
| Cash dividends | $1,125,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,715,000 | 2,450 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 4,948 |
| Total interest expense | $584,000 | 5,108 |
| Net interest income | $2,736,000 | 4,812 |
| Provision for loan and lease losses | $54,000 | 5,471 |
| Total noninterest income | $307,000 | 4,781 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $93,000 | 5,237 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $211,000 | 4,021 |
| Total noninterest expense | $1,704,000 | 5,577 |
| Salaries and employee benefits | $1,170,000 | 4,852 |
| Premises and equipment expense | $141,000 | 6,144 |
| Additional noninterest expense | $393,000 | 6,242 |
| Pre-tax net operating income | $1,285,000 | 2,872 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $64,000 | 3,494 |
| Income before extraordinary items | $1,221,000 | 2,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,221,000 | 2,694 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,221,000 | 2,694 |
| Net charge-offs | $59,000 | 4,858 |
| Cash dividends | $975,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,221,000 | 2,601 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 4,992 |
| Total interest expense | $397,000 | 5,167 |
| Net interest income | $1,805,000 | 4,863 |
| Provision for loan and lease losses | $36,000 | 5,344 |
| Total noninterest income | $210,000 | 4,793 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $61,000 | 5,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 4,001 |
| Total noninterest expense | $1,142,000 | 5,629 |
| Salaries and employee benefits | $784,000 | 4,879 |
| Premises and equipment expense | $91,000 | 6,241 |
| Additional noninterest expense | $267,000 | 6,295 |
| Pre-tax net operating income | $837,000 | 2,849 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $42,000 | 3,465 |
| Income before extraordinary items | $795,000 | 2,687 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $795,000 | 2,687 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $795,000 | 2,687 |
| Net charge-offs | $59,000 | 4,321 |
| Cash dividends | $825,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $795,000 | 2,600 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 5,014 |
| Total interest expense | $202,000 | 5,226 |
| Net interest income | $898,000 | 4,870 |
| Provision for loan and lease losses | $18,000 | 5,065 |
| Total noninterest income | $120,000 | 4,596 |
| Gross Fiduciary activities income | $3,000 | 1,053 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 3,793 |
| Total noninterest expense | $582,000 | 5,626 |
| Salaries and employee benefits | $389,000 | 4,943 |
| Premises and equipment expense | $45,000 | 6,311 |
| Additional noninterest expense | $148,000 | 6,159 |
| Pre-tax net operating income | $418,000 | 2,879 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $397,000 | 2,681 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $397,000 | 2,680 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $397,000 | 2,681 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $397,000 | 2,625 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 5,122 |
| Total interest expense | $930,000 | 5,385 |
| Net interest income | $3,545,000 | 4,912 |
| Provision for loan and lease losses | $72,000 | 6,255 |
| Total noninterest income | $442,000 | 4,786 |
| Gross Fiduciary activities income | $5,000 | 1,223 |
| Service charges on deposit accounts | $120,000 | 5,249 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $317,000 | 3,867 |
| Total noninterest expense | $2,260,000 | 5,734 |
| Salaries and employee benefits | $1,517,000 | 5,034 |
| Premises and equipment expense | $179,000 | 6,374 |
| Additional noninterest expense | $564,000 | 6,310 |
| Pre-tax net operating income | $1,655,000 | 2,571 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $84,000 | 3,350 |
| Income before extraordinary items | $1,571,000 | 2,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,571,000 | 2,432 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,571,000 | 2,437 |
| Net charge-offs | $27,000 | 6,248 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,571,000 | 2,334 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 5,218 |
| Total interest expense | $713,000 | 5,485 |
| Net interest income | $2,631,000 | 5,003 |
| Provision for loan and lease losses | $54,000 | 6,187 |
| Total noninterest income | $268,000 | 5,223 |
| Gross Fiduciary activities income | $4,000 | 1,188 |
| Service charges on deposit accounts | $86,000 | 5,378 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $178,000 | 4,370 |
| Total noninterest expense | $1,681,000 | 5,796 |
| Salaries and employee benefits | $1,126,000 | 5,094 |
| Premises and equipment expense | $143,000 | 6,363 |
| Additional noninterest expense | $412,000 | 6,408 |
| Pre-tax net operating income | $1,164,000 | 2,842 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $58,000 | 3,489 |
| Income before extraordinary items | $1,106,000 | 2,709 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,106,000 | 2,705 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,106,000 | 2,710 |
| Net charge-offs | $28,000 | 5,863 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,106,000 | 2,579 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 5,273 |
| Total interest expense | $481,000 | 5,567 |
| Net interest income | $1,736,000 | 5,041 |
| Provision for loan and lease losses | $36,000 | 6,064 |
| Total noninterest income | $160,000 | 5,381 |
| Gross Fiduciary activities income | $3,000 | 1,181 |
| Service charges on deposit accounts | $51,000 | 5,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 4,550 |
| Total noninterest expense | $1,135,000 | 5,794 |
| Salaries and employee benefits | $754,000 | 5,094 |
| Premises and equipment expense | $96,000 | 6,375 |
| Additional noninterest expense | $285,000 | 6,374 |
| Pre-tax net operating income | $725,000 | 2,970 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $36,000 | 3,489 |
| Income before extraordinary items | $689,000 | 2,800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $689,000 | 2,796 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $689,000 | 2,799 |
| Net charge-offs | $25,000 | 5,377 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $689,000 | 2,700 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 5,351 |
| Total interest expense | $242,000 | 5,670 |
| Net interest income | $859,000 | 5,109 |
| Provision for loan and lease losses | $18,000 | 5,796 |
| Total noninterest income | $74,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $573,000 | 5,852 |
| Salaries and employee benefits | $379,000 | 5,136 |
| Premises and equipment expense | $50,000 | 6,400 |
| Additional noninterest expense | $144,000 | 6,422 |
| Pre-tax net operating income | $342,000 | 3,122 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $17,000 | 3,541 |
| Income before extraordinary items | $325,000 | 2,980 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $325,000 | 2,976 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $325,000 | 2,980 |
| Net charge-offs | $25,000 | 4,275 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $325,000 | 2,874 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 5,455 |
| Total interest expense | $1,117,000 | 5,805 |
| Net interest income | $3,326,000 | 5,105 |
| Provision for loan and lease losses | $44,000 | 6,922 |
| Total noninterest income | $396,000 | 5,142 |
| Gross Fiduciary activities income | $8,000 | 1,205 |
| Service charges on deposit accounts | $114,000 | 5,570 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $274,000 | 4,111 |
| Total noninterest expense | $2,278,000 | 5,913 |
| Salaries and employee benefits | $1,517,000 | 5,156 |
| Premises and equipment expense | $176,000 | 6,686 |
| Additional noninterest expense | $585,000 | 6,501 |
| Pre-tax net operating income | $1,400,000 | 2,465 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $69,000 | 3,092 |
| Income before extraordinary items | $1,331,000 | 2,307 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,331,000 | 2,303 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,331,000 | 2,305 |
| Net charge-offs | $75,000 | 5,935 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,331,000 | 2,268 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 5,531 |
| Total interest expense | $854,000 | 5,906 |
| Net interest income | $2,462,000 | 5,149 |
| Provision for loan and lease losses | $26,000 | 6,853 |
| Total noninterest income | $254,000 | 5,483 |
| Gross Fiduciary activities income | $8,000 | 1,151 |
| Service charges on deposit accounts | $83,000 | 5,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $163,000 | 4,618 |
| Total noninterest expense | $1,713,000 | 5,927 |
| Salaries and employee benefits | $1,129,000 | 5,228 |
| Premises and equipment expense | $138,000 | 6,662 |
| Additional noninterest expense | $446,000 | 6,482 |
| Pre-tax net operating income | $977,000 | 2,777 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $49,000 | 3,340 |
| Income before extraordinary items | $928,000 | 2,596 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $928,000 | 2,593 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $928,000 | 2,596 |
| Net charge-offs | $75,000 | 5,336 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $928,000 | 2,553 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 5,570 |
| Total interest expense | $577,000 | 5,999 |
| Net interest income | $1,643,000 | 5,151 |
| Provision for loan and lease losses | $15,000 | 6,783 |
| Total noninterest income | $180,000 | 5,395 |
| Gross Fiduciary activities income | $8,000 | 1,104 |
| Service charges on deposit accounts | $54,000 | 5,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $118,000 | 4,512 |
| Total noninterest expense | $1,176,000 | 5,910 |
| Salaries and employee benefits | $760,000 | 5,263 |
| Premises and equipment expense | $100,000 | 6,578 |
| Additional noninterest expense | $316,000 | 6,390 |
| Pre-tax net operating income | $632,000 | 2,929 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $32,000 | 3,439 |
| Income before extraordinary items | $600,000 | 2,771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $600,000 | 2,769 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $600,000 | 2,771 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $600,000 | 2,678 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,606 |
| Total interest expense | $301,000 | 6,010 |
| Net interest income | $816,000 | 5,154 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $96,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $26,000 | 5,712 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $70,000 | 4,238 |
| Total noninterest expense | $571,000 | 5,927 |
| Salaries and employee benefits | $382,000 | 5,289 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $136,000 | 6,542 |
| Pre-tax net operating income | $333,000 | 3,169 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $17,000 | 3,673 |
| Income before extraordinary items | $316,000 | 3,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $316,000 | 3,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $316,000 | 3,023 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $316,000 | 2,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,639,000 | 5,657 |
| Total interest expense | $1,709,000 | 5,686 |
| Net interest income | $2,930,000 | 5,469 |
| Provision for loan and lease losses | $10,000 | 7,169 |
| Total noninterest income | $400,000 | 5,272 |
| Gross Fiduciary activities income | $19,000 | 1,114 |
| Service charges on deposit accounts | $138,000 | 5,468 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $243,000 | 4,494 |
| Total noninterest expense | $2,130,000 | 6,074 |
| Salaries and employee benefits | $1,473,000 | 5,386 |
| Premises and equipment expense | $196,000 | 6,714 |
| Additional noninterest expense | $461,000 | 6,794 |
| Pre-tax net operating income | $1,190,000 | 3,422 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $531,000 | 1,791 |
| Income before extraordinary items | $659,000 | 4,019 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $659,000 | 4,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-1,206,000 | 8,283 |
| Net operating income | $659,000 | 4,179 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 5,716 |
| Total interest expense | $1,325,000 | 5,720 |
| Net interest income | $2,175,000 | 5,549 |
| Provision for loan and lease losses | $2,000 | 6,955 |
| Total noninterest income | $295,000 | 5,399 |
| Gross Fiduciary activities income | $19,000 | 1,065 |
| Service charges on deposit accounts | $106,000 | 5,458 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $170,000 | 4,747 |
| Total noninterest expense | $1,592,000 | 6,070 |
| Salaries and employee benefits | $1,089,000 | 5,447 |
| Premises and equipment expense | $145,000 | 6,774 |
| Additional noninterest expense | $358,000 | 6,711 |
| Pre-tax net operating income | $876,000 | 3,929 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $244,000 | 2,694 |
| Income before extraordinary items | $632,000 | 4,036 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $632,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $632,000 | 4,178 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 5,789 |
| Total interest expense | $919,000 | 5,777 |
| Net interest income | $1,420,000 | 5,616 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $182,000 | 5,630 |
| Gross Fiduciary activities income | $20,000 | 1,014 |
| Service charges on deposit accounts | $70,000 | 5,488 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $92,000 | 5,188 |
| Total noninterest expense | $1,030,000 | 6,200 |
| Salaries and employee benefits | $729,000 | 5,485 |
| Premises and equipment expense | $94,000 | 6,862 |
| Additional noninterest expense | $207,000 | 7,000 |
| Pre-tax net operating income | $572,000 | 4,124 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $158,000 | 2,955 |
| Income before extraordinary items | $414,000 | 4,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 4,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $414,000 | 4,342 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 5,820 |
| Total interest expense | $491,000 | 5,811 |
| Net interest income | $699,000 | 5,702 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $90,000 | 5,652 |
| Gross Fiduciary activities income | $9,000 | 1,037 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $519,000 | 6,200 |
| Salaries and employee benefits | $367,000 | 5,493 |
| Premises and equipment expense | $46,000 | 6,918 |
| Additional noninterest expense | $106,000 | 6,966 |
| Pre-tax net operating income | $270,000 | 4,384 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $73,000 | 3,154 |
| Income before extraordinary items | $197,000 | 4,688 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $197,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $197,000 | 4,586 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 5,891 |
| Total interest expense | $2,063,000 | 5,772 |
| Net interest income | $2,606,000 | 5,865 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $362,000 | 5,697 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $130,000 | 5,645 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $229,000 | 4,786 |
| Total noninterest expense | $2,075,000 | 6,131 |
| Salaries and employee benefits | $1,464,000 | 5,382 |
| Premises and equipment expense | $193,000 | 6,804 |
| Additional noninterest expense | $418,000 | 6,959 |
| Pre-tax net operating income | $893,000 | 4,965 |
| Securities gains (losses) | $10,000 | 1,349 |
| Applicable income taxes | $223,000 | 3,736 |
| Income before extraordinary items | $680,000 | 5,110 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $680,000 | 5,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $512,000 | 3,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $672,500 | 5,122 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 5,958 |
| Total interest expense | $1,540,000 | 5,812 |
| Net interest income | $1,922,000 | 5,935 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $234,000 | 6,012 |
| Gross Fiduciary activities income | $3,000 | 1,319 |
| Service charges on deposit accounts | $98,000 | 5,666 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $133,000 | 5,301 |
| Total noninterest expense | $1,552,000 | 6,118 |
| Salaries and employee benefits | $1,096,000 | 5,362 |
| Premises and equipment expense | $144,000 | 6,807 |
| Additional noninterest expense | $312,000 | 6,959 |
| Pre-tax net operating income | $604,000 | 5,435 |
| Securities gains (losses) | $9,000 | 1,036 |
| Applicable income taxes | $141,000 | 4,105 |
| Income before extraordinary items | $472,000 | 5,496 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $472,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $465,070 | 5,513 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 6,001 |
| Total interest expense | $1,007,000 | 5,855 |
| Net interest income | $1,276,000 | 5,994 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $145,000 | 6,197 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $62,000 | 5,767 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $1,038,000 | 6,137 |
| Salaries and employee benefits | $734,000 | 5,399 |
| Premises and equipment expense | $97,000 | 6,826 |
| Additional noninterest expense | $207,000 | 6,999 |
| Pre-tax net operating income | $383,000 | 5,597 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $84,000 | 4,298 |
| Income before extraordinary items | $299,000 | 5,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $299,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $299,000 | 5,648 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 6,055 |
| Total interest expense | $492,000 | 5,902 |
| Net interest income | $631,000 | 6,029 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $70,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $29,000 | 5,849 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $525,000 | 6,154 |
| Salaries and employee benefits | $370,000 | 5,413 |
| Premises and equipment expense | $50,000 | 6,802 |
| Additional noninterest expense | $105,000 | 7,004 |
| Pre-tax net operating income | $176,000 | 5,757 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $139,000 | 5,799 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $139,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $139,000 | 5,778 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 5,944 |
| Total interest expense | $1,727,000 | 5,793 |
| Net interest income | $2,571,000 | 5,941 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $355,000 | 5,852 |
| Gross Fiduciary activities income | $13,000 | 1,243 |
| Service charges on deposit accounts | $130,000 | 5,768 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $212,000 | 5,013 |
| Total noninterest expense | $2,148,000 | 5,949 |
| Salaries and employee benefits | $1,471,000 | 5,265 |
| Premises and equipment expense | $191,000 | 6,820 |
| Additional noninterest expense | $486,000 | 6,605 |
| Pre-tax net operating income | $768,000 | 5,734 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $141,000 | 4,677 |
| Income before extraordinary items | $627,000 | 5,725 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $627,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $512,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $627,000 | 5,712 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 5,994 |
| Total interest expense | $1,246,000 | 5,827 |
| Net interest income | $1,936,000 | 5,991 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $238,000 | 6,119 |
| Gross Fiduciary activities income | $13,000 | 1,175 |
| Service charges on deposit accounts | $96,000 | 5,861 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,401 |
| Total noninterest expense | $1,608,000 | 5,937 |
| Salaries and employee benefits | $1,099,000 | 5,252 |
| Premises and equipment expense | $151,000 | 6,740 |
| Additional noninterest expense | $358,000 | 6,644 |
| Pre-tax net operating income | $556,000 | 6,019 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $107,000 | 4,862 |
| Income before extraordinary items | $449,000 | 6,001 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $449,000 | 6,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,924 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $449,000 | 5,999 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 6,012 |
| Total interest expense | $800,000 | 5,804 |
| Net interest income | $1,294,000 | 6,018 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $154,000 | 6,184 |
| Gross Fiduciary activities income | $12,000 | 1,136 |
| Service charges on deposit accounts | $59,000 | 6,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 5,507 |
| Total noninterest expense | $1,074,000 | 5,950 |
| Salaries and employee benefits | $733,000 | 5,265 |
| Premises and equipment expense | $100,000 | 6,762 |
| Additional noninterest expense | $241,000 | 6,656 |
| Pre-tax net operating income | $364,000 | 6,073 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $67,000 | 4,971 |
| Income before extraordinary items | $297,000 | 6,031 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $297,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $297,000 | 6,027 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 6,007 |
| Total interest expense | $385,000 | 5,795 |
| Net interest income | $655,000 | 6,002 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $77,000 | 6,154 |
| Gross Fiduciary activities income | $8,000 | 1,094 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,444 |
| Total noninterest expense | $543,000 | 5,931 |
| Salaries and employee benefits | $367,000 | 5,291 |
| Premises and equipment expense | $51,000 | 6,714 |
| Additional noninterest expense | $125,000 | 6,538 |
| Pre-tax net operating income | $183,000 | 6,016 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $33,000 | 4,927 |
| Income before extraordinary items | $150,000 | 5,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $150,000 | 5,964 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 5,744 |
| Total interest expense | $1,395,000 | 5,427 |
| Net interest income | $2,714,000 | 5,817 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $371,000 | 5,879 |
| Gross Fiduciary activities income | $5,000 | 1,378 |
| Service charges on deposit accounts | $165,000 | 5,440 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $2,162,000 | 5,838 |
| Salaries and employee benefits | $1,443,000 | 5,184 |
| Premises and equipment expense | $185,000 | 6,892 |
| Additional noninterest expense | $534,000 | 6,388 |
| Pre-tax net operating income | $899,000 | 5,637 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $186,000 | 4,758 |
| Income before extraordinary items | $713,000 | 5,624 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $713,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $512,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $713,000 | 5,602 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 5,753 |
| Total interest expense | $1,033,000 | 5,346 |
| Net interest income | $2,010,000 | 5,877 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $251,000 | 6,138 |
| Gross Fiduciary activities income | $4,000 | 1,330 |
| Service charges on deposit accounts | $129,000 | 5,380 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,654 |
| Total noninterest expense | $1,620,000 | 5,816 |
| Salaries and employee benefits | $1,081,000 | 5,162 |
| Premises and equipment expense | $138,000 | 6,891 |
| Additional noninterest expense | $401,000 | 6,344 |
| Pre-tax net operating income | $623,000 | 5,910 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $110,000 | 5,145 |
| Income before extraordinary items | $513,000 | 5,844 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $513,000 | 5,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $513,000 | 5,808 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 5,716 |
| Total interest expense | $686,000 | 5,212 |
| Net interest income | $1,333,000 | 5,877 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $162,000 | 6,187 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $84,000 | 5,390 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $77,000 | 5,690 |
| Total noninterest expense | $1,086,000 | 5,780 |
| Salaries and employee benefits | $725,000 | 5,130 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $271,000 | 6,302 |
| Pre-tax net operating income | $397,000 | 6,003 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $64,000 | 5,295 |
| Income before extraordinary items | $333,000 | 5,899 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $333,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $333,000 | 5,850 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 5,769 |
| Total interest expense | $335,000 | 5,169 |
| Net interest income | $654,000 | 5,947 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $78,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $544,000 | 5,811 |
| Salaries and employee benefits | $368,000 | 5,115 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $132,000 | 6,402 |
| Pre-tax net operating income | $182,000 | 6,167 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $157,000 | 6,003 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $157,000 | 6,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $157,000 | 5,963 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 5,723 |
| Total interest expense | $877,000 | 6,012 |
| Net interest income | $2,917,000 | 5,494 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $364,000 | 5,998 |
| Gross Fiduciary activities income | $3,000 | 1,452 |
| Service charges on deposit accounts | $172,000 | 5,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $189,000 | 5,223 |
| Total noninterest expense | $2,094,000 | 5,864 |
| Salaries and employee benefits | $1,384,000 | 5,217 |
| Premises and equipment expense | $220,000 | 6,530 |
| Additional noninterest expense | $490,000 | 6,608 |
| Pre-tax net operating income | $1,163,000 | 4,872 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $263,000 | 4,395 |
| Income before extraordinary items | $900,000 | 4,972 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $900,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $640,000 | 3,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $900,000 | 4,901 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 5,736 |
| Total interest expense | $643,000 | 6,069 |
| Net interest income | $2,181,000 | 5,500 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $243,000 | 6,275 |
| Gross Fiduciary activities income | $3,000 | 1,390 |
| Service charges on deposit accounts | $129,000 | 5,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $111,000 | 5,728 |
| Total noninterest expense | $1,528,000 | 5,896 |
| Salaries and employee benefits | $1,012,000 | 5,281 |
| Premises and equipment expense | $164,000 | 6,524 |
| Additional noninterest expense | $352,000 | 6,704 |
| Pre-tax net operating income | $878,000 | 4,950 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $207,000 | 4,388 |
| Income before extraordinary items | $671,000 | 5,066 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $671,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $671,000 | 4,972 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 5,763 |
| Total interest expense | $431,000 | 6,070 |
| Net interest income | $1,445,000 | 5,514 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $160,000 | 6,324 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $87,000 | 5,558 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $70,000 | 5,848 |
| Total noninterest expense | $1,009,000 | 5,971 |
| Salaries and employee benefits | $662,000 | 5,379 |
| Premises and equipment expense | $106,000 | 6,654 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $584,000 | 4,894 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $138,000 | 4,383 |
| Income before extraordinary items | $446,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $446,000 | 5,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $446,000 | 4,936 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 5,772 |
| Total interest expense | $221,000 | 6,064 |
| Net interest income | $721,000 | 5,518 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $79,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $506,000 | 6,005 |
| Salaries and employee benefits | $329,000 | 5,418 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $122,000 | 6,621 |
| Pre-tax net operating income | $288,000 | 4,902 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $68,000 | 4,390 |
| Income before extraordinary items | $220,000 | 5,102 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $220,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $220,000 | 4,971 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 5,607 |
| Total interest expense | $1,094,000 | 5,854 |
| Net interest income | $2,952,000 | 5,363 |
| Provision for loan and lease losses | $42,000 | 6,478 |
| Total noninterest income | $306,000 | 6,553 |
| Gross Fiduciary activities income | $4,000 | 1,466 |
| Service charges on deposit accounts | $145,000 | 5,925 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $157,000 | 5,745 |
| Total noninterest expense | $1,950,000 | 6,070 |
| Salaries and employee benefits | $1,279,000 | 5,406 |
| Premises and equipment expense | $248,000 | 6,199 |
| Additional noninterest expense | $423,000 | 7,017 |
| Pre-tax net operating income | $1,266,000 | 4,548 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $321,000 | 4,178 |
| Income before extraordinary items | $945,000 | 4,808 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $945,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,681 |
| Cash dividends | $896,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $945,000 | 4,640 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 5,595 |
| Total interest expense | $857,000 | 5,876 |
| Net interest income | $2,237,000 | 5,336 |
| Provision for loan and lease losses | $31,000 | 6,364 |
| Total noninterest income | $208,000 | 6,794 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $107,000 | 5,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 6,146 |
| Total noninterest expense | $1,436,000 | 6,097 |
| Salaries and employee benefits | $946,000 | 5,434 |
| Premises and equipment expense | $187,000 | 6,172 |
| Additional noninterest expense | $303,000 | 7,113 |
| Pre-tax net operating income | $978,000 | 4,601 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $264,000 | 4,169 |
| Income before extraordinary items | $714,000 | 4,947 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $714,000 | 4,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $714,000 | 4,751 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 5,548 |
| Total interest expense | $606,000 | 5,803 |
| Net interest income | $1,512,000 | 5,300 |
| Provision for loan and lease losses | $21,000 | 6,267 |
| Total noninterest income | $132,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $68,000 | 6,077 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $64,000 | 6,138 |
| Total noninterest expense | $944,000 | 6,168 |
| Salaries and employee benefits | $626,000 | 5,475 |
| Premises and equipment expense | $124,000 | 6,178 |
| Additional noninterest expense | $194,000 | 7,219 |
| Pre-tax net operating income | $679,000 | 4,509 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $185,000 | 4,114 |
| Income before extraordinary items | $494,000 | 4,835 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $494,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $494,000 | 4,622 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 5,516 |
| Total interest expense | $312,000 | 5,819 |
| Net interest income | $766,000 | 5,248 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $458,000 | 6,288 |
| Salaries and employee benefits | $305,000 | 5,564 |
| Premises and equipment expense | $63,000 | 6,146 |
| Additional noninterest expense | $90,000 | 7,412 |
| Pre-tax net operating income | $363,000 | 4,298 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $102,000 | 3,894 |
| Income before extraordinary items | $261,000 | 4,611 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $261,000 | 4,398 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 5,401 |
| Total interest expense | $1,594,000 | 5,538 |
| Net interest income | $3,079,000 | 5,206 |
| Provision for loan and lease losses | $42,000 | 6,887 |
| Total noninterest income | $275,000 | 6,656 |
| Gross Fiduciary activities income | $3,000 | 1,565 |
| Service charges on deposit accounts | $131,000 | 6,104 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 5,735 |
| Total noninterest expense | $1,889,000 | 6,079 |
| Salaries and employee benefits | $1,182,000 | 5,537 |
| Premises and equipment expense | $276,000 | 5,815 |
| Additional noninterest expense | $431,000 | 6,927 |
| Pre-tax net operating income | $1,423,000 | 4,248 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $392,000 | 3,926 |
| Income before extraordinary items | $1,031,000 | 4,512 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,031,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $960,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,031,000 | 4,390 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 5,988 |
| Total interest expense | $2,265,000 | 5,725 |
| Net interest income | $2,199,000 | 6,132 |
| Provision for loan and lease losses | $38,000 | 7,009 |
| Total noninterest income | $192,000 | 7,389 |
| Gross Fiduciary activities income | $3,000 | 1,597 |
| Service charges on deposit accounts | $107,000 | 6,451 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $82,000 | 6,833 |
| Total noninterest expense | $1,476,000 | 6,845 |
| Salaries and employee benefits | $911,000 | 6,324 |
| Premises and equipment expense | $204,000 | 6,736 |
| Additional noninterest expense | $361,000 | 7,424 |
| Pre-tax net operating income | $877,000 | 5,257 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $242,000 | 4,666 |
| Income before extraordinary items | $647,000 | 5,427 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $647,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $1,840,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 630 |
| Net operating income | $638,240 | 5,338 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 6,454 |
| Total interest expense | $2,229,000 | 5,939 |
| Net interest income | $1,819,000 | 6,883 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $150,000 | 7,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 6,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $1,234,000 | 7,409 |
| Salaries and employee benefits | $791,000 | 6,771 |
| Premises and equipment expense | $166,000 | 7,315 |
| Additional noninterest expense | $277,000 | 8,136 |
| Pre-tax net operating income | $699,000 | 6,226 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $189,000 | 5,498 |
| Income before extraordinary items | $511,000 | 6,254 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $511,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $510,270 | 6,282 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 6,692 |
| Total interest expense | $1,859,000 | 6,248 |
| Net interest income | $1,775,000 | 7,053 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $156,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 6,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,128 |
| Total noninterest expense | $1,156,000 | 7,684 |
| Salaries and employee benefits | $742,000 | 7,019 |
| Premises and equipment expense | $173,000 | 7,268 |
| Additional noninterest expense | $241,000 | 8,649 |
| Pre-tax net operating income | $727,000 | 6,218 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $217,000 | 5,526 |
| Income before extraordinary items | $511,000 | 6,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $511,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,459 |
| Cash dividends | $250,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $510,300 | 6,351 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 6,822 |
| Total interest expense | $1,918,000 | 6,321 |
| Net interest income | $1,706,000 | 7,282 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $144,000 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $1,137,000 | 7,714 |
| Salaries and employee benefits | $718,000 | 7,088 |
| Premises and equipment expense | $176,000 | 7,131 |
| Additional noninterest expense | $243,000 | 8,671 |
| Pre-tax net operating income | $701,000 | 6,472 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $201,000 | 6,170 |
| Income before extraordinary items | $500,000 | 6,620 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $500,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $500,000 | 6,496 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 7,263 |
| Total interest expense | $1,655,000 | 6,996 |
| Net interest income | $1,761,000 | 7,403 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $158,000 | 8,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $1,148,000 | 7,856 |
| Salaries and employee benefits | $719,000 | 7,213 |
| Premises and equipment expense | $185,000 | 7,111 |
| Additional noninterest expense | $244,000 | 8,915 |
| Pre-tax net operating income | $760,000 | 6,728 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $228,000 | 6,520 |
| Income before extraordinary items | $534,000 | 6,775 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $534,000 | 6,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $532,600 | 6,729 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 7,680 |
| Total interest expense | $1,529,000 | 7,502 |
| Net interest income | $1,713,000 | 7,738 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $150,000 | 9,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $1,087,000 | 8,374 |
| Salaries and employee benefits | $719,000 | 7,405 |
| Premises and equipment expense | $134,000 | 8,428 |
| Additional noninterest expense | $234,000 | 9,568 |
| Pre-tax net operating income | $740,000 | 6,752 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $236,000 | 6,628 |
| Income before extraordinary items | $504,000 | 6,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $504,000 | 6,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $504,000 | 6,816 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 7,941 |
| Total interest expense | $1,531,000 | 7,610 |
| Net interest income | $1,659,000 | 8,122 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $141,000 | 9,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $1,050,000 | 8,760 |
| Salaries and employee benefits | $685,000 | 7,815 |
| Premises and equipment expense | $121,000 | 9,014 |
| Additional noninterest expense | $244,000 | 9,898 |
| Pre-tax net operating income | $714,000 | 7,259 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $243,000 | 6,744 |
| Income before extraordinary items | $471,000 | 7,473 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $471,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $471,000 | 7,443 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 8,011 |
| Total interest expense | $1,264,000 | 7,670 |
| Net interest income | $1,748,000 | 8,179 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $152,000 | 9,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $1,128,000 | 8,877 |
| Salaries and employee benefits | $690,000 | 7,961 |
| Premises and equipment expense | $141,000 | 8,799 |
| Additional noninterest expense | $297,000 | 9,995 |
| Pre-tax net operating income | $736,000 | 7,211 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $258,000 | 6,414 |
| Income before extraordinary items | $481,000 | 7,454 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $481,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $479,050 | 7,508 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 8,318 |
| Total interest expense | $1,238,000 | 8,117 |
| Net interest income | $1,776,000 | 8,302 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $146,000 | 10,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $1,100,000 | 9,325 |
| Salaries and employee benefits | $642,000 | 8,460 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $302,000 | 10,426 |
| Pre-tax net operating income | $786,000 | 6,883 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $278,000 | 6,368 |
| Income before extraordinary items | $508,000 | 7,478 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $508,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $508,000 | 7,234 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 8,654 |
| Total interest expense | $1,530,000 | 8,426 |
| Net interest income | $1,658,000 | 8,781 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $146,000 | 10,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $1,104,000 | 9,494 |
| Salaries and employee benefits | $647,000 | 8,404 |
| Premises and equipment expense | $170,000 | 8,562 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $700,000 | 7,093 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $230,000 | 6,993 |
| Income before extraordinary items | $470,000 | 7,580 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $470,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $470,000 | 7,220 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.