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Citizens State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$49,679,000941
Total interest expense$12,017,0001,140
Net interest income$37,662,000846
Provision for loan and lease losses$938,000870
Total noninterest income$5,571,0001,111
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,097,000391
Trading account gains and feesNANA
Additional Noninterest Income$2,474,0001,429
Total noninterest expense$23,996,0001,044
Salaries and employee benefits$13,281,0001,065
Premises and equipment expense$3,284,000797
Additional noninterest expense$2,474,0001,429
Pre-tax net operating income$18,299,000738
Securities gains (losses)$-156,0003,899
Applicable income taxes$3,574,000671
Income before extraordinary items$14,569,000756
Extraordinary gains, net$054
Net income$14,569,000767
Minority interest net income$088
Net income of bank and minority interests.$14,569,000759
Net charge-offs$673,000647
Cash dividends$3,038,0001,175
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,693,800758
2023-09-30 (YTD Data)Rank
Total interest income$36,279,000945
Total interest expense$8,190,0001,137
Net interest income$28,089,000854
Provision for loan and lease losses$1,068,000627
Total noninterest income$4,054,0001,143
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,320,000390
Trading account gains and feesNANA
Additional Noninterest Income$1,734,0001,475
Total noninterest expense$17,363,0001,073
Salaries and employee benefits$9,843,0001,087
Premises and equipment expense$2,459,000798
Additional noninterest expense$1,734,0001,475
Pre-tax net operating income$13,712,000760
Securities gains (losses)$-189,0004,168
Applicable income taxes$2,671,000695
Income before extraordinary items$10,852,000771
Extraordinary gains, net$052
Net income$10,852,000775
Minority interest net income$081
Net income of bank and minority interests.$10,852,000771
Net charge-offs$415,000635
Cash dividends$1,357,0001,449
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,003,200782
2023-06-30 (YTD Data)Rank
Total interest income$23,564,000938
Total interest expense$4,888,0001,131
Net interest income$18,676,000860
Provision for loan and lease losses$545,000746
Total noninterest income$2,576,0001,113
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,542,000382
Trading account gains and feesNANA
Additional Noninterest Income$1,034,0001,501
Total noninterest expense$11,152,0001,093
Salaries and employee benefits$6,319,0001,102
Premises and equipment expense$1,575,000814
Additional noninterest expense$1,034,0001,499
Pre-tax net operating income$9,555,000724
Securities gains (losses)$-160,0004,298
Applicable income taxes$1,868,000689
Income before extraordinary items$7,527,000753
Extraordinary gains, net$051
Net income$7,527,000765
Minority interest net income$081
Net income of bank and minority interests.$7,527,000753
Net charge-offs$53,0001,155
Cash dividends$299,0002,327
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,655,000745
2023-03-31 (YTD Data)Rank
Total interest income$11,562,000939
Total interest expense$2,223,0001,107
Net interest income$9,339,000879
Provision for loan and lease losses$223,000846
Total noninterest income$1,280,0001,128
Gross Fiduciary activities income$0913
Service charges on deposit accounts$767,000398
Trading account gains and feesNANA
Additional Noninterest Income$513,0001,502
Total noninterest expense$5,664,0001,101
Salaries and employee benefits$3,357,0001,072
Premises and equipment expense$719,000920
Additional noninterest expense$513,0001,502
Pre-tax net operating income$4,732,000758
Securities gains (losses)$-151,0004,402
Applicable income taxes$910,000717
Income before extraordinary items$3,671,000794
Extraordinary gains, net$04
Net income$3,671,000792
Minority interest net income$048
Net income of bank and minority interests.$3,671,000793
Net charge-offs$-29,0004,309
Cash dividends$61,0002,185
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,791,800782
2022-12-31 (YTD Data)Rank
Total interest income$38,177,000930
Total interest expense$3,981,000936
Net interest income$34,196,000913
Provision for loan and lease losses$1,933,000531
Total noninterest income$5,682,0001,109
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,046,000410
Trading account gains and feesNANA
Additional Noninterest Income$2,636,0001,366
Total noninterest expense$21,753,0001,111
Salaries and employee benefits$12,073,0001,143
Premises and equipment expense$2,916,000883
Additional noninterest expense$2,636,0001,366
Pre-tax net operating income$16,192,000888
Securities gains (losses)$-153,0004,030
Applicable income taxes$3,124,000811
Income before extraordinary items$12,915,000916
Extraordinary gains, net$05
Net income$12,915,000917
Minority interest net income$063
Net income of bank and minority interests.$12,915,000917
Net charge-offs$1,496,000331
Cash dividends$2,846,0001,199
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,038,930933
2022-09-30 (YTD Data)Rank
Total interest income$27,613,000928
Total interest expense$2,383,000866
Net interest income$25,230,000914
Provision for loan and lease losses$1,443,000487
Total noninterest income$4,237,0001,128
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,283,000412
Trading account gains and feesNANA
Additional Noninterest Income$1,954,0001,393
Total noninterest expense$16,247,0001,118
Salaries and employee benefits$9,051,0001,140
Premises and equipment expense$2,210,000876
Additional noninterest expense$1,954,0001,393
Pre-tax net operating income$11,777,000905
Securities gains (losses)$-154,0004,307
Applicable income taxes$2,317,000823
Income before extraordinary items$9,306,000947
Extraordinary gains, net$04
Net income$9,306,000946
Minority interest net income$057
Net income of bank and minority interests.$9,306,000947
Net charge-offs$1,226,000270
Cash dividends$296,0002,541
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,429,200951
2022-06-30 (YTD Data)Rank
Total interest income$17,710,000920
Total interest expense$1,390,000823
Net interest income$16,320,000919
Provision for loan and lease losses$723,000537
Total noninterest income$2,736,0001,141
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,481,000420
Trading account gains and feesNANA
Additional Noninterest Income$1,255,0001,464
Total noninterest expense$10,836,0001,110
Salaries and employee benefits$5,873,0001,151
Premises and equipment expense$1,424,000885
Additional noninterest expense$3,539,0001,025
Pre-tax net operating income$7,497,000890
Securities gains (losses)$-133,0004,410
Applicable income taxes$1,469,000803
Income before extraordinary items$5,895,000924
Extraordinary gains, net$04
Net income$5,895,000924
Minority interest net income$060
Net income of bank and minority interests.$5,895,000924
Net charge-offs$342,000406
Cash dividends$153,0002,580
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,001,400926
2022-03-31 (YTD Data)Rank
Total interest income$8,737,000908
Total interest expense$665,000819
Net interest income$8,072,000908
Provision for loan and lease losses$308,000476
Total noninterest income$1,369,0001,136
Gross Fiduciary activities income$0892
Service charges on deposit accounts$752,000413
Trading account gains and feesNANA
Additional Noninterest Income$617,0001,479
Total noninterest expense$5,293,0001,124
Salaries and employee benefits$2,760,0001,212
Premises and equipment expense$683,000927
Additional noninterest expense$1,850,000985
Pre-tax net operating income$3,840,000843
Securities gains (losses)$-61,0004,479
Applicable income taxes$758,000772
Income before extraordinary items$3,021,000883
Extraordinary gains, net$04
Net income$3,021,000882
Minority interest net income$050
Net income of bank and minority interests.$3,021,000883
Net charge-offs$89,000514
Cash dividends$76,0002,073
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,069,800883
2021-12-31 (YTD Data)Rank
Total interest income$33,617,000957
Total interest expense$2,836,000968
Net interest income$30,781,000947
Provision for loan and lease losses$945,000632
Total noninterest income$4,843,0001,341
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,746,000425
Trading account gains and feesNANA
Additional Noninterest Income$2,097,0001,859
Total noninterest expense$19,312,0001,197
Salaries and employee benefits$11,017,0001,205
Premises and equipment expense$2,734,000933
Additional noninterest expense$5,561,0001,214
Pre-tax net operating income$15,367,000921
Securities gains (losses)$-3,0004,291
Applicable income taxes$3,010,000859
Income before extraordinary items$12,354,000980
Extraordinary gains, net$010
Net income$12,354,000981
Minority interest net income$074
Net income of bank and minority interests.$12,354,000981
Net charge-offs$338,000791
Cash dividends$6,088,000676
Sale, conversion, retirement of capital stock, net$12,341,00062
Net operating income$12,356,400963
2021-09-30 (YTD Data)Rank
Total interest income$25,272,000971
Total interest expense$2,204,000981
Net interest income$23,068,000967
Provision for loan and lease losses$765,000572
Total noninterest income$3,442,0001,417
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,991,000437
Trading account gains and feesNANA
Additional Noninterest Income$1,451,0001,994
Total noninterest expense$13,645,0001,254
Salaries and employee benefits$7,968,0001,246
Premises and equipment expense$2,006,000960
Additional noninterest expense$3,671,0001,356
Pre-tax net operating income$12,100,000926
Securities gains (losses)$20,0001,394
Applicable income taxes$2,392,000872
Income before extraordinary items$9,728,000969
Extraordinary gains, net$08
Net income$9,728,000969
Minority interest net income$069
Net income of bank and minority interests.$9,728,000969
Net charge-offs$200,000792
Cash dividends$150,0002,929
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,712,000958
2021-06-30 (YTD Data)Rank
Total interest income$17,251,000948
Total interest expense$1,539,000967
Net interest income$15,712,000938
Provision for loan and lease losses$750,000409
Total noninterest income$2,271,0001,423
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,269,000444
Trading account gains and feesNANA
Additional Noninterest Income$1,002,0001,901
Total noninterest expense$9,136,0001,235
Salaries and employee benefits$5,411,0001,222
Premises and equipment expense$1,308,000977
Additional noninterest expense$2,417,0001,356
Pre-tax net operating income$8,097,000905
Securities gains (losses)$21,0001,163
Applicable income taxes$1,609,000857
Income before extraordinary items$6,509,000962
Extraordinary gains, net$06
Net income$6,509,000962
Minority interest net income$067
Net income of bank and minority interests.$6,509,000962
Net charge-offs$239,000587
Cash dividends$150,0002,703
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,492,200941
2021-03-31 (YTD Data)Rank
Total interest income$8,544,000949
Total interest expense$807,000979
Net interest income$7,737,000939
Provision for loan and lease losses$563,000340
Total noninterest income$1,092,0001,444
Gross Fiduciary activities income$0922
Service charges on deposit accounts$631,000437
Trading account gains and feesNANA
Additional Noninterest Income$461,0001,997
Total noninterest expense$4,260,0001,301
Salaries and employee benefits$2,431,0001,320
Premises and equipment expense$618,0001,012
Additional noninterest expense$1,211,0001,319
Pre-tax net operating income$4,006,000907
Securities gains (losses)$17,000918
Applicable income taxes$788,000862
Income before extraordinary items$3,235,000953
Extraordinary gains, net$03
Net income$3,235,000953
Minority interest net income$055
Net income of bank and minority interests.$3,235,000953
Net charge-offs$196,000437
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,221,400939
2020-12-31 (YTD Data)Rank
Total interest income$32,562,000984
Total interest expense$3,905,0001,193
Net interest income$28,657,000946
Provision for loan and lease losses$1,050,0001,548
Total noninterest income$4,370,0001,377
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,613,000425
Trading account gains and feesNANA
Additional Noninterest Income$1,757,0001,930
Total noninterest expense$18,083,0001,200
Salaries and employee benefits$10,514,0001,204
Premises and equipment expense$2,581,000960
Additional noninterest expense$4,988,0001,283
Pre-tax net operating income$13,894,000802
Securities gains (losses)$39,0001,830
Applicable income taxes$2,778,000739
Income before extraordinary items$11,155,000868
Extraordinary gains, net$04
Net income$11,155,000868
Minority interest net income$072
Net income of bank and minority interests.$11,155,000868
Net charge-offs$621,000857
Cash dividends$2,378,0001,344
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,123,800831
2020-09-30 (YTD Data)Rank
Total interest income$24,796,000982
Total interest expense$3,065,0001,210
Net interest income$21,731,000936
Provision for loan and lease losses$945,0001,408
Total noninterest income$3,249,0001,351
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,939,000427
Trading account gains and feesNANA
Additional Noninterest Income$1,310,0001,886
Total noninterest expense$13,221,0001,205
Salaries and employee benefits$7,707,0001,218
Premises and equipment expense$1,894,000971
Additional noninterest expense$3,620,0001,302
Pre-tax net operating income$10,814,000738
Securities gains (losses)$42,0001,626
Applicable income taxes$2,181,000675
Income before extraordinary items$8,675,000805
Extraordinary gains, net$04
Net income$8,675,000805
Minority interest net income$065
Net income of bank and minority interests.$8,675,000805
Net charge-offs$434,000816
Cash dividends$1,600,0001,284
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,641,400779
2020-06-30 (YTD Data)Rank
Total interest income$17,013,000971
Total interest expense$2,156,0001,239
Net interest income$14,857,000925
Provision for loan and lease losses$930,0001,139
Total noninterest income$2,216,0001,274
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,325,000414
Trading account gains and feesNANA
Additional Noninterest Income$891,0001,784
Total noninterest expense$8,846,0001,193
Salaries and employee benefits$5,271,0001,182
Premises and equipment expense$1,241,000977
Additional noninterest expense$2,334,0001,325
Pre-tax net operating income$7,297,000669
Securities gains (losses)$41,0001,385
Applicable income taxes$1,461,000613
Income before extraordinary items$5,877,000733
Extraordinary gains, net$04
Net income$5,877,000734
Minority interest net income$065
Net income of bank and minority interests.$5,877,000733
Net charge-offs$249,000896
Cash dividends$500,0001,959
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,844,200709
2020-03-31 (YTD Data)Rank
Total interest income$7,930,0001,026
Total interest expense$1,171,0001,253
Net interest income$6,759,000979
Provision for loan and lease losses$265,0001,273
Total noninterest income$1,214,0001,137
Gross Fiduciary activities income$0941
Service charges on deposit accounts$780,000402
Trading account gains and feesNANA
Additional Noninterest Income$434,0001,646
Total noninterest expense$4,127,0001,284
Salaries and employee benefits$2,329,0001,325
Premises and equipment expense$605,0001,015
Additional noninterest expense$1,193,0001,313
Pre-tax net operating income$3,581,000628
Securities gains (losses)$18,0001,156
Applicable income taxes$716,000577
Income before extraordinary items$2,883,000680
Extraordinary gains, net$04
Net income$2,883,000680
Minority interest net income$056
Net income of bank and minority interests.$2,883,000680
Net charge-offs$88,000941
Cash dividends$200,0001,912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,868,600661
2019-12-31 (YTD Data)Rank
Total interest income$30,395,0001,074
Total interest expense$4,616,0001,325
Net interest income$25,779,0001,019
Provision for loan and lease losses$1,188,000809
Total noninterest income$4,537,0001,197
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,085,000412
Trading account gains and feesNANA
Additional Noninterest Income$1,452,0001,824
Total noninterest expense$16,890,0001,226
Salaries and employee benefits$9,562,0001,244
Premises and equipment expense$2,462,000993
Additional noninterest expense$4,866,0001,279
Pre-tax net operating income$12,238,000886
Securities gains (losses)$-8,0004,772
Applicable income taxes$2,426,000797
Income before extraordinary items$9,804,000951
Extraordinary gains, net$011
Net income$9,804,000952
Minority interest net income$076
Net income of bank and minority interests.$9,804,000952
Net charge-offs$783,000780
Cash dividends$800,0002,573
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,810,400930
2019-09-30 (YTD Data)Rank
Total interest income$22,480,0001,087
Total interest expense$3,411,0001,344
Net interest income$19,069,0001,037
Provision for loan and lease losses$988,000690
Total noninterest income$3,292,0001,214
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,264,000420
Trading account gains and feesNANA
Additional Noninterest Income$1,028,0001,884
Total noninterest expense$12,255,0001,263
Salaries and employee benefits$6,872,0001,299
Premises and equipment expense$1,866,000987
Additional noninterest expense$3,517,0001,320
Pre-tax net operating income$9,118,000909
Securities gains (losses)$02,167
Applicable income taxes$1,798,000828
Income before extraordinary items$7,320,000971
Extraordinary gains, net$011
Net income$7,320,000972
Minority interest net income$072
Net income of bank and minority interests.$7,320,000972
Net charge-offs$662,000642
Cash dividends$100,0003,342
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,320,000950
2019-06-30 (YTD Data)Rank
Total interest income$14,619,0001,103
Total interest expense$2,172,0001,372
Net interest income$12,447,0001,056
Provision for loan and lease losses$728,000634
Total noninterest income$2,266,0001,173
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,464,000434
Trading account gains and fees$0131
Additional Noninterest Income$802,0001,712
Total noninterest expense$8,117,0001,281
Salaries and employee benefits$4,605,0001,289
Premises and equipment expense$1,255,000981
Additional noninterest expense$2,257,0001,384
Pre-tax net operating income$5,868,000918
Securities gains (losses)$01,702
Applicable income taxes$1,159,000828
Income before extraordinary items$4,709,000969
Extraordinary gains, net$011
Net income$4,709,000969
Minority interest net income$069
Net income of bank and minority interests.$4,709,000969
Net charge-offs$489,000580
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,709,000947
2019-03-31 (YTD Data)Rank
Total interest income$7,039,0001,131
Total interest expense$991,0001,444
Net interest income$6,048,0001,084
Provision for loan and lease losses$479,000485
Total noninterest income$1,083,0001,174
Gross Fiduciary activities income$0972
Service charges on deposit accounts$731,000428
Trading account gains and fees$0126
Additional Noninterest Income$352,0001,797
Total noninterest expense$3,898,0001,327
Salaries and employee benefits$2,143,0001,378
Premises and equipment expense$638,000966
Additional noninterest expense$1,117,0001,386
Pre-tax net operating income$2,754,000935
Securities gains (losses)$01,087
Applicable income taxes$539,000858
Income before extraordinary items$2,215,000998
Extraordinary gains, net$05
Net income$2,215,000997
Minority interest net income$052
Net income of bank and minority interests.$2,215,000997
Net charge-offs$172,000677
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,215,000976
2018-12-31 (YTD Data)Rank
Total interest income$25,538,0001,158
Total interest expense$3,018,0001,429
Net interest income$22,520,0001,129
Provision for loan and lease losses$750,0001,096
Total noninterest income$4,475,0001,172
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,048,000430
Trading account gains and fees$0126
Additional Noninterest Income$1,427,0001,854
Total noninterest expense$15,813,0001,284
Salaries and employee benefits$8,716,0001,329
Premises and equipment expense$2,395,0001,015
Additional noninterest expense$4,702,0001,310
Pre-tax net operating income$10,432,0001,001
Securities gains (losses)$01,125
Applicable income taxes$1,887,000906
Income before extraordinary items$8,545,0001,050
Extraordinary gains, net$06
Net income$8,545,0001,049
Minority interest net income$072
Net income of bank and minority interests.$8,545,0001,049
Net charge-offs$402,0001,104
Cash dividends$500,0002,948
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,545,0001,048
2018-09-30 (YTD Data)Rank
Total interest income$18,641,0001,173
Total interest expense$2,097,0001,441
Net interest income$16,544,0001,138
Provision for loan and lease losses$730,000835
Total noninterest income$3,306,0001,189
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,275,000426
Trading account gains and fees$0138
Additional Noninterest Income$1,031,0001,909
Total noninterest expense$11,464,0001,328
Salaries and employee benefits$6,298,0001,357
Premises and equipment expense$1,791,0001,014
Additional noninterest expense$3,375,0001,366
Pre-tax net operating income$7,656,0001,027
Securities gains (losses)$01,118
Applicable income taxes$1,500,000886
Income before extraordinary items$6,156,0001,077
Extraordinary gains, net$05
Net income$6,156,0001,076
Minority interest net income$066
Net income of bank and minority interests.$6,156,0001,076
Net charge-offs$293,0001,009
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,156,0001,072
2018-06-30 (YTD Data)Rank
Total interest income$12,137,0001,185
Total interest expense$1,318,0001,435
Net interest income$10,819,0001,149
Provision for loan and lease losses$350,0001,062
Total noninterest income$2,173,0001,196
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,502,000422
Trading account gains and fees$0130
Additional Noninterest Income$671,0001,928
Total noninterest expense$7,658,0001,322
Salaries and employee benefits$4,231,0001,359
Premises and equipment expense$1,193,0001,011
Additional noninterest expense$2,234,0001,372
Pre-tax net operating income$4,984,0001,025
Securities gains (losses)$0961
Applicable income taxes$975,000894
Income before extraordinary items$4,009,0001,076
Extraordinary gains, net$06
Net income$4,009,0001,075
Minority interest net income$065
Net income of bank and minority interests.$4,009,0001,075
Net charge-offs$172,0001,002
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,009,0001,069
2018-03-31 (YTD Data)Rank
Total interest income$5,878,0001,214
Total interest expense$624,0001,448
Net interest income$5,254,0001,177
Provision for loan and lease losses$190,000986
Total noninterest income$1,061,0001,218
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$767,000420
Trading account gains and fees$0123
Additional Noninterest Income$294,0002,044
Total noninterest expense$3,646,0001,397
Salaries and employee benefits$2,002,0001,434
Premises and equipment expense$565,0001,069
Additional noninterest expense$1,079,0001,406
Pre-tax net operating income$2,479,0001,018
Securities gains (losses)$0735
Applicable income taxes$487,000890
Income before extraordinary items$1,992,0001,060
Extraordinary gains, net$07
Net income$1,992,0001,059
Minority interest net income$052
Net income of bank and minority interests.$1,992,0001,060
Net charge-offs$88,000914
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,992,0001,054
2017-12-31 (YTD Data)Rank
Total interest income$21,898,0001,254
Total interest expense$1,594,0001,827
Net interest income$20,304,0001,195
Provision for loan and lease losses$1,022,000868
Total noninterest income$4,304,0001,223
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,985,000438
Trading account gains and fees$0151
Additional Noninterest Income$1,319,0001,959
Total noninterest expense$15,164,0001,307
Salaries and employee benefits$8,577,0001,315
Premises and equipment expense$2,177,0001,081
Additional noninterest expense$4,410,0001,390
Pre-tax net operating income$8,422,0001,136
Securities gains (losses)$02,243
Applicable income taxes$3,317,000895
Income before extraordinary items$5,105,0001,319
Extraordinary gains, net$09
Net income$5,105,0001,319
Minority interest net income$076
Net income of bank and minority interests.$5,105,0001,319
Net charge-offs$485,0001,113
Cash dividends$1,089,0002,099
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,105,0001,307
2017-09-30 (YTD Data)Rank
Total interest income$16,069,0001,275
Total interest expense$1,025,0002,046
Net interest income$15,044,0001,213
Provision for loan and lease losses$864,000796
Total noninterest income$3,159,0001,266
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,212,000447
Trading account gains and fees$0145
Additional Noninterest Income$947,0002,036
Total noninterest expense$11,029,0001,340
Salaries and employee benefits$6,177,0001,379
Premises and equipment expense$1,654,0001,083
Additional noninterest expense$3,198,0001,426
Pre-tax net operating income$6,310,0001,167
Securities gains (losses)$02,274
Applicable income taxes$1,946,000931
Income before extraordinary items$4,364,0001,283
Extraordinary gains, net$09
Net income$4,364,0001,283
Minority interest net income$071
Net income of bank and minority interests.$4,364,0001,283
Net charge-offs$331,0001,064
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,364,0001,262
2017-06-30 (YTD Data)Rank
Total interest income$10,491,0001,296
Total interest expense$565,0002,271
Net interest income$9,926,0001,221
Provision for loan and lease losses$456,000907
Total noninterest income$2,068,0001,276
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,434,000456
Trading account gains and fees$0139
Additional Noninterest Income$634,0002,055
Total noninterest expense$7,379,0001,346
Salaries and employee benefits$4,160,0001,363
Premises and equipment expense$1,102,0001,079
Additional noninterest expense$2,117,0001,434
Pre-tax net operating income$4,159,0001,156
Securities gains (losses)$01,906
Applicable income taxes$1,276,000932
Income before extraordinary items$2,883,0001,284
Extraordinary gains, net$011
Net income$2,883,0001,284
Minority interest net income$071
Net income of bank and minority interests.$2,883,0001,284
Net charge-offs$186,0001,098
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,883,0001,263
2017-03-31 (YTD Data)Rank
Total interest income$5,174,0001,291
Total interest expense$241,0002,521
Net interest income$4,933,0001,218
Provision for loan and lease losses$228,000853
Total noninterest income$958,0001,339
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$653,000498
Trading account gains and fees$0142
Additional Noninterest Income$305,0002,073
Total noninterest expense$3,540,0001,419
Salaries and employee benefits$1,965,0001,453
Premises and equipment expense$530,0001,127
Additional noninterest expense$1,045,0001,443
Pre-tax net operating income$2,123,0001,115
Securities gains (losses)$01,153
Applicable income taxes$646,000906
Income before extraordinary items$1,477,0001,228
Extraordinary gains, net$08
Net income$1,477,0001,227
Minority interest net income$055
Net income of bank and minority interests.$1,477,0001,228
Net charge-offs$110,000888
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,477,0001,212
2016-12-31 (YTD Data)Rank
Total interest income$19,519,0001,319
Total interest expense$886,0002,620
Net interest income$18,633,0001,243
Provision for loan and lease losses$914,000974
Total noninterest income$3,931,0001,365
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,717,000491
Trading account gains and fees$0170
Additional Noninterest Income$1,214,0002,160
Total noninterest expense$14,243,0001,374
Salaries and employee benefits$8,066,0001,359
Premises and equipment expense$1,913,0001,230
Additional noninterest expense$4,264,0001,438
Pre-tax net operating income$7,407,0001,181
Securities gains (losses)$03,212
Applicable income taxes$2,222,000960
Income before extraordinary items$5,185,0001,343
Extraordinary gains, net$05
Net income$5,185,0001,342
Minority interest net income$082
Net income of bank and minority interests.$5,185,0001,342
Net charge-offs$1,034,000647
Cash dividends$536,0002,890
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,185,0001,308
2016-09-30 (YTD Data)Rank
Total interest income$14,449,0001,338
Total interest expense$671,0002,603
Net interest income$13,778,0001,264
Provision for loan and lease losses$453,0001,220
Total noninterest income$2,935,0001,361
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,018,000490
Trading account gains and fees$0169
Additional Noninterest Income$917,0002,152
Total noninterest expense$10,391,0001,412
Salaries and employee benefits$5,817,0001,397
Premises and equipment expense$1,405,0001,257
Additional noninterest expense$3,169,0001,457
Pre-tax net operating income$5,869,0001,140
Securities gains (losses)$03,160
Applicable income taxes$1,784,000945
Income before extraordinary items$4,085,0001,308
Extraordinary gains, net$05
Net income$4,085,0001,307
Minority interest net income$071
Net income of bank and minority interests.$4,085,0001,308
Net charge-offs$724,000612
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,085,0001,273
2016-06-30 (YTD Data)Rank
Total interest income$9,522,0001,357
Total interest expense$457,0002,580
Net interest income$9,065,0001,288
Provision for loan and lease losses$294,0001,311
Total noninterest income$1,941,0001,342
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,303,000497
Trading account gains and fees$0157
Additional Noninterest Income$638,0002,062
Total noninterest expense$6,704,0001,471
Salaries and employee benefits$3,671,0001,483
Premises and equipment expense$927,0001,267
Additional noninterest expense$2,106,0001,467
Pre-tax net operating income$4,008,0001,106
Securities gains (losses)$02,835
Applicable income taxes$1,205,000934
Income before extraordinary items$2,803,0001,282
Extraordinary gains, net$016
Net income$2,803,0001,282
Minority interest net income$071
Net income of bank and minority interests.$2,803,0001,283
Net charge-offs$665,000476
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,803,0001,238
2016-03-31 (YTD Data)Rank
Total interest income$4,747,0001,358
Total interest expense$241,0002,496
Net interest income$4,506,0001,287
Provision for loan and lease losses$147,0001,240
Total noninterest income$953,0001,340
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$644,000498
Trading account gains and fees$0142
Additional Noninterest Income$309,0002,058
Total noninterest expense$3,278,0001,496
Salaries and employee benefits$1,819,0001,503
Premises and equipment expense$457,0001,280
Additional noninterest expense$1,002,0001,521
Pre-tax net operating income$2,034,0001,074
Securities gains (losses)$02,077
Applicable income taxes$607,000909
Income before extraordinary items$1,427,0001,228
Extraordinary gains, net$012
Net income$1,427,0001,228
Minority interest net income$062
Net income of bank and minority interests.$1,427,0001,229
Net charge-offs$532,000323
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,427,0001,195
2015-12-31 (YTD Data)Rank
Total interest income$17,778,0001,396
Total interest expense$1,018,0002,385
Net interest income$16,760,0001,339
Provision for loan and lease losses$1,000,000820
Total noninterest income$3,950,0001,304
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,644,000501
Trading account gains and fees$0159
Additional Noninterest Income$1,306,0002,037
Total noninterest expense$13,601,0001,431
Salaries and employee benefits$7,826,0001,383
Premises and equipment expense$1,753,0001,330
Additional noninterest expense$4,022,0001,508
Pre-tax net operating income$6,109,0001,343
Securities gains (losses)$03,216
Applicable income taxes$1,791,0001,086
Income before extraordinary items$4,318,0001,519
Extraordinary gains, net$023
Net income$4,318,0001,519
Minority interest net income$081
Net income of bank and minority interests.$4,318,0001,519
Net charge-offs$354,0001,470
Cash dividends$2,563,0001,115
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,318,0001,491
2015-09-30 (YTD Data)Rank
Total interest income$13,132,0001,429
Total interest expense$784,0002,371
Net interest income$12,348,0001,369
Provision for loan and lease losses$335,0001,416
Total noninterest income$2,953,0001,329
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,964,000507
Trading account gains and fees$0153
Additional Noninterest Income$989,0002,043
Total noninterest expense$9,917,0001,481
Salaries and employee benefits$5,685,0001,421
Premises and equipment expense$1,384,0001,293
Additional noninterest expense$2,848,0001,596
Pre-tax net operating income$5,049,0001,269
Securities gains (losses)$03,031
Applicable income taxes$1,501,0001,032
Income before extraordinary items$3,548,0001,427
Extraordinary gains, net$021
Net income$3,548,0001,428
Minority interest net income$078
Net income of bank and minority interests.$3,548,0001,428
Net charge-offs$197,0001,568
Cash dividends$2,078,000950
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,548,0001,401
2015-06-30 (YTD Data)Rank
Total interest income$8,631,0001,450
Total interest expense$538,0002,337
Net interest income$8,093,0001,393
Provision for loan and lease losses$210,0001,436
Total noninterest income$1,912,0001,360
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,279,000513
Trading account gains and fees$0157
Additional Noninterest Income$633,0002,096
Total noninterest expense$6,482,0001,517
Salaries and employee benefits$3,682,0001,459
Premises and equipment expense$921,0001,302
Additional noninterest expense$1,879,0001,625
Pre-tax net operating income$3,313,0001,271
Securities gains (losses)$02,636
Applicable income taxes$983,0001,041
Income before extraordinary items$2,330,0001,433
Extraordinary gains, net$022
Net income$2,330,0001,433
Minority interest net income$075
Net income of bank and minority interests.$2,330,0001,434
Net charge-offs$62,0002,156
Cash dividends$2,078,000676
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,330,0001,389
2015-03-31 (YTD Data)Rank
Total interest income$4,268,0001,462
Total interest expense$277,0002,308
Net interest income$3,991,0001,410
Provision for loan and lease losses$105,0001,379
Total noninterest income$937,0001,355
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$618,000522
Trading account gains and fees$0152
Additional Noninterest Income$319,0002,038
Total noninterest expense$3,341,0001,463
Salaries and employee benefits$1,953,0001,397
Premises and equipment expense$463,0001,293
Additional noninterest expense$925,0001,626
Pre-tax net operating income$1,482,0001,350
Securities gains (losses)$02,027
Applicable income taxes$435,0001,115
Income before extraordinary items$1,047,0001,533
Extraordinary gains, net$013
Net income$1,047,0001,534
Minority interest net income$064
Net income of bank and minority interests.$1,047,0001,535
Net charge-offs$6,0002,677
Cash dividends$26,0002,729
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,047,0001,481
2014-12-31 (YTD Data)Rank
Total interest income$16,461,0001,518
Total interest expense$1,039,0002,517
Net interest income$15,422,0001,438
Provision for loan and lease losses$414,0001,638
Total noninterest income$3,657,0001,360
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,477,000552
Trading account gains and fees$0180
Additional Noninterest Income$1,180,0002,098
Total noninterest expense$12,650,0001,508
Salaries and employee benefits$7,213,0001,445
Premises and equipment expense$1,713,0001,387
Additional noninterest expense$3,724,0001,670
Pre-tax net operating income$6,015,0001,306
Securities gains (losses)$03,259
Applicable income taxes$1,748,0001,085
Income before extraordinary items$4,267,0001,502
Extraordinary gains, net$017
Net income$4,267,0001,500
Minority interest net income$084
Net income of bank and minority interests.$4,267,0001,501
Net charge-offs$838,0001,040
Cash dividends$692,0002,485
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,267,0001,474
2014-09-30 (YTD Data)Rank
Total interest income$12,208,0001,542
Total interest expense$790,0002,537
Net interest income$11,418,0001,462
Provision for loan and lease losses$234,0001,894
Total noninterest income$2,629,0001,406
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,791,000572
Trading account gains and fees$0174
Additional Noninterest Income$838,0002,188
Total noninterest expense$9,448,0001,518
Salaries and employee benefits$5,406,0001,459
Premises and equipment expense$1,263,0001,414
Additional noninterest expense$2,779,0001,677
Pre-tax net operating income$4,365,0001,364
Securities gains (losses)$02,980
Applicable income taxes$1,263,0001,114
Income before extraordinary items$3,102,0001,528
Extraordinary gains, net$015
Net income$3,102,0001,528
Minority interest net income$081
Net income of bank and minority interests.$3,102,0001,528
Net charge-offs$670,000923
Cash dividends$155,0003,230
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,102,0001,500
2014-06-30 (YTD Data)Rank
Total interest income$8,056,0001,548
Total interest expense$527,0002,546
Net interest income$7,529,0001,463
Provision for loan and lease losses$159,0001,842
Total noninterest income$1,712,0001,414
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,160,000573
Trading account gains and fees$0172
Additional Noninterest Income$552,0002,185
Total noninterest expense$6,183,0001,543
Salaries and employee benefits$3,493,0001,494
Premises and equipment expense$836,0001,429
Additional noninterest expense$1,854,0001,671
Pre-tax net operating income$2,899,0001,327
Securities gains (losses)$02,580
Applicable income taxes$839,0001,094
Income before extraordinary items$2,060,0001,494
Extraordinary gains, net$020
Net income$2,060,0001,497
Minority interest net income$080
Net income of bank and minority interests.$2,060,0001,496
Net charge-offs$594,000752
Cash dividends$53,0003,419
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,060,0001,463
2014-03-31 (YTD Data)Rank
Total interest income$3,979,0001,556
Total interest expense$265,0002,560
Net interest income$3,714,0001,472
Provision for loan and lease losses$84,0001,745
Total noninterest income$858,0001,382
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$572,000574
Trading account gains and fees$0147
Additional Noninterest Income$286,0002,061
Total noninterest expense$3,169,0001,514
Salaries and employee benefits$1,853,0001,434
Premises and equipment expense$412,0001,485
Additional noninterest expense$904,0001,686
Pre-tax net operating income$1,319,0001,405
Securities gains (losses)$01,715
Applicable income taxes$377,0001,130
Income before extraordinary items$942,0001,569
Extraordinary gains, net$016
Net income$942,0001,572
Minority interest net income$066
Net income of bank and minority interests.$942,0001,572
Net charge-offs$94,0001,414
Cash dividends$26,0002,720
Sale, conversion, retirement of capital stock, net$0747
Net operating income$942,0001,540
2013-12-31 (YTD Data)Rank
Total interest income$16,186,0001,545
Total interest expense$1,259,0002,486
Net interest income$14,927,0001,462
Provision for loan and lease losses$722,0001,447
Total noninterest income$3,575,0001,425
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,584,000533
Trading account gains and fees$0184
Additional Noninterest Income$991,0002,399
Total noninterest expense$12,141,0001,589
Salaries and employee benefits$6,682,0001,552
Premises and equipment expense$1,651,0001,435
Additional noninterest expense$3,808,0001,675
Pre-tax net operating income$5,639,0001,300
Securities gains (losses)$03,182
Applicable income taxes$1,616,0001,066
Income before extraordinary items$4,023,0001,493
Extraordinary gains, net$029
Net income$4,023,0001,495
Minority interest net income$090
Net income of bank and minority interests.$4,023,0001,497
Net charge-offs$773,0001,528
Cash dividends$540,0002,670
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,023,0001,463
2013-09-30 (YTD Data)Rank
Total interest income$12,203,0001,550
Total interest expense$989,0002,464
Net interest income$11,214,0001,457
Provision for loan and lease losses$707,0001,175
Total noninterest income$2,689,0001,452
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,946,000532
Trading account gains and fees$0180
Additional Noninterest Income$743,0002,435
Total noninterest expense$9,194,0001,575
Salaries and employee benefits$5,023,0001,553
Premises and equipment expense$1,199,0001,506
Additional noninterest expense$2,972,0001,626
Pre-tax net operating income$4,002,0001,382
Securities gains (losses)$03,040
Applicable income taxes$1,133,0001,143
Income before extraordinary items$2,869,0001,566
Extraordinary gains, net$025
Net income$2,869,0001,569
Minority interest net income$084
Net income of bank and minority interests.$2,869,0001,570
Net charge-offs$552,0001,494
Cash dividends$80,0003,415
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,869,0001,528
2013-06-30 (YTD Data)Rank
Total interest income$8,135,0001,545
Total interest expense$705,0002,380
Net interest income$7,430,0001,444
Provision for loan and lease losses$559,0001,069
Total noninterest income$1,820,0001,440
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,277,000523
Trading account gains and fees$0157
Additional Noninterest Income$543,0002,372
Total noninterest expense$5,991,0001,608
Salaries and employee benefits$3,233,0001,611
Premises and equipment expense$789,0001,524
Additional noninterest expense$1,969,0001,630
Pre-tax net operating income$2,700,0001,348
Securities gains (losses)$02,791
Applicable income taxes$754,0001,139
Income before extraordinary items$1,946,0001,553
Extraordinary gains, net$022
Net income$1,946,0001,556
Minority interest net income$082
Net income of bank and minority interests.$1,946,0001,558
Net charge-offs$429,0001,383
Cash dividends$53,0003,266
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,946,0001,493
2013-03-31 (YTD Data)Rank
Total interest income$4,067,0001,557
Total interest expense$377,0002,319
Net interest income$3,690,0001,454
Provision for loan and lease losses$276,0001,081
Total noninterest income$906,0001,446
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$627,000530
Trading account gains and fees$0148
Additional Noninterest Income$279,0002,318
Total noninterest expense$3,102,0001,575
Salaries and employee benefits$1,686,0001,557
Premises and equipment expense$396,0001,538
Additional noninterest expense$1,020,0001,587
Pre-tax net operating income$1,218,0001,454
Securities gains (losses)$01,966
Applicable income taxes$310,0001,290
Income before extraordinary items$908,0001,608
Extraordinary gains, net$010
Net income$908,0001,609
Minority interest net income$076
Net income of bank and minority interests.$908,0001,610
Net charge-offs$240,0001,220
Cash dividends$26,0002,529
Sale, conversion, retirement of capital stock, net$0789
Net operating income$908,0001,553
2012-12-31 (YTD Data)Rank
Total interest income$16,730,0001,592
Total interest expense$2,025,0002,116
Net interest income$14,705,0001,489
Provision for loan and lease losses$861,0001,963
Total noninterest income$4,225,0001,274
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,839,000507
Trading account gains and fees$0166
Additional Noninterest Income$1,386,0001,945
Total noninterest expense$11,476,0001,680
Salaries and employee benefits$6,221,0001,624
Premises and equipment expense$1,538,0001,544
Additional noninterest expense$3,717,0001,774
Pre-tax net operating income$6,593,0001,084
Securities gains (losses)$03,810
Applicable income taxes$1,958,000896
Income before extraordinary items$4,635,0001,271
Extraordinary gains, net$029
Net income$4,635,0001,272
Minority interest net income$093
Net income of bank and minority interests.$4,635,0001,272
Net charge-offs$848,0001,990
Cash dividends$495,0002,805
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,635,0001,212
2012-09-30 (YTD Data)Rank
Total interest income$12,538,0001,629
Total interest expense$1,591,0002,111
Net interest income$10,947,0001,515
Provision for loan and lease losses$575,0002,101
Total noninterest income$3,277,0001,262
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,129,000517
Trading account gains and fees$0157
Additional Noninterest Income$1,148,0001,819
Total noninterest expense$8,621,0001,686
Salaries and employee benefits$4,691,0001,615
Premises and equipment expense$1,074,0001,652
Additional noninterest expense$2,856,0001,745
Pre-tax net operating income$5,028,0001,073
Securities gains (losses)$03,575
Applicable income taxes$1,496,000918
Income before extraordinary items$3,532,0001,278
Extraordinary gains, net$020
Net income$3,532,0001,280
Minority interest net income$086
Net income of bank and minority interests.$3,532,0001,279
Net charge-offs$708,0001,798
Cash dividends$29,0003,653
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,532,0001,205
2012-06-30 (YTD Data)Rank
Total interest income$8,340,0001,638
Total interest expense$1,124,0002,084
Net interest income$7,216,0001,538
Provision for loan and lease losses$539,0001,729
Total noninterest income$1,896,0001,375
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,414,000514
Trading account gains and fees$0153
Additional Noninterest Income$482,0002,385
Total noninterest expense$5,574,0001,741
Salaries and employee benefits$3,040,0001,651
Premises and equipment expense$690,0001,711
Additional noninterest expense$1,844,0001,805
Pre-tax net operating income$2,999,0001,190
Securities gains (losses)$03,178
Applicable income taxes$878,000995
Income before extraordinary items$2,121,0001,403
Extraordinary gains, net$019
Net income$2,121,0001,403
Minority interest net income$084
Net income of bank and minority interests.$2,121,0001,403
Net charge-offs$624,0001,566
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,121,0001,319
2012-03-31 (YTD Data)Rank
Total interest income$4,170,0001,660
Total interest expense$589,0002,067
Net interest income$3,581,0001,561
Provision for loan and lease losses$405,0001,237
Total noninterest income$969,0001,353
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$715,000506
Trading account gains and fees$0148
Additional Noninterest Income$254,0002,326
Total noninterest expense$2,839,0001,698
Salaries and employee benefits$1,625,0001,553
Premises and equipment expense$339,0001,746
Additional noninterest expense$875,0001,886
Pre-tax net operating income$1,306,0001,345
Securities gains (losses)$02,210
Applicable income taxes$374,0001,120
Income before extraordinary items$932,0001,567
Extraordinary gains, net$019
Net income$932,0001,568
Minority interest net income$078
Net income of bank and minority interests.$932,0001,568
Net charge-offs$502,0001,095
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$932,0001,472
2011-12-31 (YTD Data)Rank
Total interest income$16,690,0001,693
Total interest expense$2,937,0001,998
Net interest income$13,753,0001,617
Provision for loan and lease losses$1,018,0002,385
Total noninterest income$3,766,0001,279
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,903,000519
Trading account gains and fees$0146
Additional Noninterest Income$863,0002,337
Total noninterest expense$11,393,0001,695
Salaries and employee benefits$6,119,0001,601
Premises and equipment expense$1,284,0001,933
Additional noninterest expense$3,990,0001,706
Pre-tax net operating income$5,108,0001,161
Securities gains (losses)$03,838
Applicable income taxes$1,482,0001,010
Income before extraordinary items$3,626,0001,360
Extraordinary gains, net$029
Net income$3,626,0001,360
Minority interest net income$096
Net income of bank and minority interests.$3,626,0001,360
Net charge-offs$572,0003,016
Cash dividends$499,0002,463
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,626,0001,295
2011-09-30 (YTD Data)Rank
Total interest income$12,417,0001,728
Total interest expense$2,333,0001,966
Net interest income$10,084,0001,663
Provision for loan and lease losses$991,0001,979
Total noninterest income$2,980,0001,242
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,179,000520
Trading account gains and fees$0145
Additional Noninterest Income$801,0002,035
Total noninterest expense$8,663,0001,674
Salaries and employee benefits$4,597,0001,610
Premises and equipment expense$958,0001,954
Additional noninterest expense$3,108,0001,641
Pre-tax net operating income$3,410,0001,323
Securities gains (losses)$03,555
Applicable income taxes$983,0001,103
Income before extraordinary items$2,427,0001,576
Extraordinary gains, net$021
Net income$2,427,0001,576
Minority interest net income$087
Net income of bank and minority interests.$2,427,0001,576
Net charge-offs$407,0002,888
Cash dividends$69,0003,299
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,427,0001,480
2011-06-30 (YTD Data)Rank
Total interest income$8,152,0001,768
Total interest expense$1,671,0001,918
Net interest income$6,481,0001,735
Provision for loan and lease losses$589,0002,130
Total noninterest income$2,004,0001,228
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,419,000526
Trading account gains and fees$0153
Additional Noninterest Income$585,0001,900
Total noninterest expense$5,743,0001,703
Salaries and employee benefits$2,978,0001,665
Premises and equipment expense$624,0002,022
Additional noninterest expense$2,141,0001,612
Pre-tax net operating income$2,153,0001,354
Securities gains (losses)$02,914
Applicable income taxes$624,0001,114
Income before extraordinary items$1,529,0001,592
Extraordinary gains, net$015
Net income$1,529,0001,592
Minority interest net income$089
Net income of bank and minority interests.$1,529,0001,592
Net charge-offs$355,0002,498
Cash dividends$69,0002,996
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,529,0001,528
2011-03-31 (YTD Data)Rank
Total interest income$4,040,0001,781
Total interest expense$878,0001,882
Net interest income$3,162,0001,769
Provision for loan and lease losses$262,0002,131
Total noninterest income$894,0001,314
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$687,000532
Trading account gains and fees$0158
Additional Noninterest Income$207,0002,427
Total noninterest expense$2,765,0001,779
Salaries and employee benefits$1,404,0001,757
Premises and equipment expense$310,0002,061
Additional noninterest expense$1,051,0001,643
Pre-tax net operating income$1,029,0001,401
Securities gains (losses)$01,772
Applicable income taxes$289,0001,151
Income before extraordinary items$740,0001,597
Extraordinary gains, net$09
Net income$740,0001,597
Minority interest net income$086
Net income of bank and minority interests.$740,0001,597
Net charge-offs$89,0002,851
Cash dividends$69,0002,118
Sale, conversion, retirement of capital stock, net$0925
Net operating income$740,0001,549
2010-12-31 (YTD Data)Rank
Total interest income$16,246,0001,861
Total interest expense$3,474,0002,282
Net interest income$12,772,0001,737
Provision for loan and lease losses$2,017,0002,056
Total noninterest income$3,366,0001,428
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,588,000577
Trading account gains and fees$0175
Additional Noninterest Income$778,0002,538
Total noninterest expense$10,785,0001,822
Salaries and employee benefits$5,852,0001,665
Premises and equipment expense$1,219,0002,072
Additional noninterest expense$3,714,0001,914
Pre-tax net operating income$3,336,0001,476
Securities gains (losses)$2,0003,620
Applicable income taxes$989,0001,228
Income before extraordinary items$2,349,0001,753
Extraordinary gains, net$029
Net income$2,349,0001,754
Minority interest net income$0111
Net income of bank and minority interests.$2,349,0001,755
Net charge-offs$1,419,0002,238
Cash dividends$475,0002,425
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,347,6001,685
2010-09-30 (YTD Data)Rank
Total interest income$12,150,0001,904
Total interest expense$2,643,0002,345
Net interest income$9,507,0001,764
Provision for loan and lease losses$1,499,0001,980
Total noninterest income$2,443,0001,449
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,868,000605
Trading account gains and fees$0165
Additional Noninterest Income$575,0002,541
Total noninterest expense$7,842,0001,868
Salaries and employee benefits$4,248,0001,729
Premises and equipment expense$868,0002,217
Additional noninterest expense$2,726,0001,907
Pre-tax net operating income$2,609,0001,512
Securities gains (losses)$03,651
Applicable income taxes$794,0001,212
Income before extraordinary items$1,815,0001,814
Extraordinary gains, net$023
Net income$1,815,0001,815
Minority interest net income$0110
Net income of bank and minority interests.$1,815,0001,816
Net charge-offs$1,184,0002,004
Cash dividends$40,0003,508
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,815,0001,724
2010-06-30 (YTD Data)Rank
Total interest income$8,032,0001,946
Total interest expense$1,811,0002,373
Net interest income$6,221,0001,797
Provision for loan and lease losses$666,0002,439
Total noninterest income$1,570,0001,461
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,189,000641
Trading account gains and fees$0152
Additional Noninterest Income$381,0002,477
Total noninterest expense$5,191,0001,890
Salaries and employee benefits$2,872,0001,714
Premises and equipment expense$565,0002,279
Additional noninterest expense$1,754,0001,967
Pre-tax net operating income$1,934,0001,343
Securities gains (losses)$03,184
Applicable income taxes$583,0001,072
Income before extraordinary items$1,351,0001,616
Extraordinary gains, net$019
Net income$1,351,0001,615
Minority interest net income$0105
Net income of bank and minority interests.$1,351,0001,616
Net charge-offs$223,0003,406
Cash dividends$40,0003,243
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,351,0001,544
2010-03-31 (YTD Data)Rank
Total interest income$4,010,0001,999
Total interest expense$928,0002,430
Net interest income$3,082,0001,838
Provision for loan and lease losses$333,0002,267
Total noninterest income$782,0001,470
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$590,000651
Trading account gains and fees$0175
Additional Noninterest Income$192,0002,463
Total noninterest expense$2,476,0001,992
Salaries and employee benefits$1,352,0001,853
Premises and equipment expense$285,0002,309
Additional noninterest expense$839,0002,026
Pre-tax net operating income$1,055,0001,245
Securities gains (losses)$02,284
Applicable income taxes$321,000999
Income before extraordinary items$734,0001,488
Extraordinary gains, net$016
Net income$734,0001,490
Minority interest net income$091
Net income of bank and minority interests.$734,0001,490
Net charge-offs$78,0003,327
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$734,0001,433
2009-12-31 (YTD Data)Rank
Total interest income$15,844,0002,136
Total interest expense$3,741,0002,886
Net interest income$12,103,0001,831
Provision for loan and lease losses$1,296,0003,100
Total noninterest income$2,916,0001,647
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,174,000785
Trading account gains and fees$0211
Additional Noninterest Income$742,0002,569
Total noninterest expense$10,128,0001,998
Salaries and employee benefits$5,580,0001,777
Premises and equipment expense$1,105,0002,369
Additional noninterest expense$3,443,0002,083
Pre-tax net operating income$3,595,0001,136
Securities gains (losses)$03,754
Applicable income taxes$1,087,000904
Income before extraordinary items$2,508,0001,337
Extraordinary gains, net$034
Net income$2,508,0001,335
Minority interest net income$0115
Net income of bank and minority interests.$2,508,0001,336
Net charge-offs$864,0003,063
Cash dividends$500,0002,521
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,508,0001,315
2009-09-30 (YTD Data)Rank
Total interest income$11,851,0002,176
Total interest expense$2,842,0002,978
Net interest income$9,009,0001,843
Provision for loan and lease losses$813,0003,083
Total noninterest income$2,120,0001,711
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,578,000814
Trading account gains and fees$0212
Additional Noninterest Income$542,0002,691
Total noninterest expense$7,372,0002,046
Salaries and employee benefits$4,053,0001,848
Premises and equipment expense$819,0002,426
Additional noninterest expense$2,500,0002,109
Pre-tax net operating income$2,944,0001,116
Securities gains (losses)$03,497
Applicable income taxes$890,000917
Income before extraordinary items$2,054,0001,305
Extraordinary gains, net$027
Net income$2,054,0001,304
Minority interest net income$0118
Net income of bank and minority interests.$2,054,0001,305
Net charge-offs$703,0002,628
Cash dividends$65,0003,812
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,054,0001,279
2009-06-30 (YTD Data)Rank
Total interest income$7,838,0002,222
Total interest expense$1,986,0002,984
Net interest income$5,852,0001,880
Provision for loan and lease losses$555,0002,821
Total noninterest income$1,351,0001,777
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$992,000848
Trading account gains and fees$0193
Additional Noninterest Income$359,0002,713
Total noninterest expense$4,799,0002,106
Salaries and employee benefits$2,709,0001,865
Premises and equipment expense$519,0002,562
Additional noninterest expense$1,571,0002,241
Pre-tax net operating income$1,849,0001,238
Securities gains (losses)$03,136
Applicable income taxes$565,000977
Income before extraordinary items$1,284,0001,457
Extraordinary gains, net$021
Net income$1,284,0001,455
Minority interest net income$0112
Net income of bank and minority interests.$1,284,0001,456
Net charge-offs$544,0002,260
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,284,0001,426
2009-03-31 (YTD Data)Rank
Total interest income$3,889,0002,258
Total interest expense$1,028,0002,984
Net interest income$2,861,0001,912
Provision for loan and lease losses$303,0002,275
Total noninterest income$649,0001,790
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$471,000870
Trading account gains and fees$0171
Additional Noninterest Income$178,0002,666
Total noninterest expense$2,230,0002,199
Salaries and employee benefits$1,267,0002,025
Premises and equipment expense$271,0002,508
Additional noninterest expense$692,0002,257
Pre-tax net operating income$977,0001,320
Securities gains (losses)$02,434
Applicable income taxes$305,0001,036
Income before extraordinary items$672,0001,598
Extraordinary gains, net$015
Net income$672,0001,599
Minority interest net income$0102
Net income of bank and minority interests.$672,0001,600
Net charge-offs$509,0001,351
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$672,0001,521
2008-12-31 (YTD Data)Rank
Total interest income$15,886,0002,347
Total interest expense$4,753,0003,094
Net interest income$11,133,0001,994
Provision for loan and lease losses$651,0003,352
Total noninterest income$2,699,0001,714
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,248,000783
Trading account gains and fees$0154
Additional Noninterest Income$451,0003,372
Total noninterest expense$8,845,0002,166
Salaries and employee benefits$5,093,0001,979
Premises and equipment expense$1,039,0002,534
Additional noninterest expense$2,713,0002,201
Pre-tax net operating income$4,336,0001,261
Securities gains (losses)$03,220
Applicable income taxes$1,390,000922
Income before extraordinary items$2,946,0001,393
Extraordinary gains, net$039
Net income$2,946,0001,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0002,936
Cash dividends$440,0003,555
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,946,0001,490
2008-09-30 (YTD Data)Rank
Total interest income$11,890,0002,399
Total interest expense$3,688,0003,106
Net interest income$8,202,0002,039
Provision for loan and lease losses$459,0002,861
Total noninterest income$2,037,0001,754
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,691,000784
Trading account gains and fees$0148
Additional Noninterest Income$346,0003,434
Total noninterest expense$6,418,0002,226
Salaries and employee benefits$3,668,0002,092
Premises and equipment expense$760,0002,609
Additional noninterest expense$1,990,0002,174
Pre-tax net operating income$3,362,0001,458
Securities gains (losses)$03,106
Applicable income taxes$1,084,0001,087
Income before extraordinary items$2,278,0001,589
Extraordinary gains, net$031
Net income$2,278,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0002,532
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,278,0001,674
2008-06-30 (YTD Data)Rank
Total interest income$7,868,0002,458
Total interest expense$2,554,0003,127
Net interest income$5,314,0002,092
Provision for loan and lease losses$276,0002,677
Total noninterest income$1,345,0001,784
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,106,000784
Trading account gains and fees$0149
Additional Noninterest Income$239,0003,433
Total noninterest expense$4,189,0002,280
Salaries and employee benefits$2,451,0002,112
Premises and equipment expense$485,0002,709
Additional noninterest expense$1,253,0002,256
Pre-tax net operating income$2,194,0001,555
Securities gains (losses)$03,233
Applicable income taxes$719,0001,214
Income before extraordinary items$1,475,0001,832
Extraordinary gains, net$021
Net income$1,475,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0002,037
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,475,0001,802
2008-03-31 (YTD Data)Rank
Total interest income$3,935,0002,510
Total interest expense$1,325,0003,198
Net interest income$2,610,0002,128
Provision for loan and lease losses$93,0002,826
Total noninterest income$659,0001,824
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$541,000794
Trading account gains and fees$0158
Additional Noninterest Income$118,0003,465
Total noninterest expense$1,969,0002,404
Salaries and employee benefits$1,134,0002,315
Premises and equipment expense$237,0002,776
Additional noninterest expense$598,0002,316
Pre-tax net operating income$1,207,0001,519
Securities gains (losses)$02,688
Applicable income taxes$403,0001,187
Income before extraordinary items$804,0001,803
Extraordinary gains, net$015
Net income$804,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0001,506
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$804,0001,742
2007-12-31 (YTD Data)Rank
Total interest income$14,649,0002,746
Total interest expense$4,819,0003,555
Net interest income$9,830,0002,278
Provision for loan and lease losses$460,0002,465
Total noninterest income$2,512,0001,884
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,025,000880
Trading account gains and fees$0178
Additional Noninterest Income$487,0003,363
Total noninterest expense$8,128,0002,255
Salaries and employee benefits$4,589,0002,191
Premises and equipment expense$943,0002,696
Additional noninterest expense$2,596,0002,112
Pre-tax net operating income$3,754,0002,079
Securities gains (losses)$02,146
Applicable income taxes$1,189,0001,657
Income before extraordinary items$2,565,0002,298
Extraordinary gains, net$039
Net income$2,565,0002,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0002,041
Cash dividends$770,0003,040
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,565,0002,292
2007-09-30 (YTD Data)Rank
Total interest income$10,757,0002,803
Total interest expense$3,529,0003,619
Net interest income$7,228,0002,327
Provision for loan and lease losses$400,0001,861
Total noninterest income$1,842,0001,910
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,507,000878
Trading account gains and fees$0184
Additional Noninterest Income$335,0003,543
Total noninterest expense$5,892,0002,307
Salaries and employee benefits$3,278,0002,291
Premises and equipment expense$716,0002,663
Additional noninterest expense$1,898,0002,107
Pre-tax net operating income$2,778,0002,250
Securities gains (losses)$01,655
Applicable income taxes$899,0001,763
Income before extraordinary items$1,879,0002,507
Extraordinary gains, net$033
Net income$1,879,0002,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0001,646
Cash dividends$390,0003,298
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,879,0002,480
2007-06-30 (YTD Data)Rank
Total interest income$7,072,0002,850
Total interest expense$2,301,0003,683
Net interest income$4,771,0002,377
Provision for loan and lease losses$150,0002,579
Total noninterest income$1,211,0001,947
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$986,000907
Trading account gains and fees$0168
Additional Noninterest Income$225,0003,560
Total noninterest expense$3,891,0002,351
Salaries and employee benefits$2,175,0002,339
Premises and equipment expense$455,0002,786
Additional noninterest expense$1,261,0002,125
Pre-tax net operating income$1,941,0002,222
Securities gains (losses)$01,444
Applicable income taxes$618,0001,805
Income before extraordinary items$1,323,0002,443
Extraordinary gains, net$029
Net income$1,323,0002,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,546
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,323,0002,427
2007-03-31 (YTD Data)Rank
Total interest income$3,494,0002,868
Total interest expense$1,134,0003,682
Net interest income$2,360,0002,403
Provision for loan and lease losses$75,0002,404
Total noninterest income$600,0001,942
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$486,000887
Trading account gains and fees$0195
Additional Noninterest Income$114,0003,521
Total noninterest expense$1,868,0002,444
Salaries and employee benefits$1,036,0002,474
Premises and equipment expense$224,0002,845
Additional noninterest expense$608,0002,165
Pre-tax net operating income$1,017,0002,134
Securities gains (losses)$01,187
Applicable income taxes$329,0001,750
Income before extraordinary items$688,0002,359
Extraordinary gains, net$022
Net income$688,0002,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,000922
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$688,0002,343
2006-12-31 (YTD Data)Rank
Total interest income$12,599,0002,960
Total interest expense$3,815,0003,710
Net interest income$8,784,0002,571
Provision for loan and lease losses$315,0002,676
Total noninterest income$2,252,0002,042
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,894,000932
Trading account gains and fees$0130
Additional Noninterest Income$358,0003,951
Total noninterest expense$7,178,0002,463
Salaries and employee benefits$4,020,0002,435
Premises and equipment expense$860,0002,823
Additional noninterest expense$2,298,0002,265
Pre-tax net operating income$3,543,0002,458
Securities gains (losses)$01,687
Applicable income taxes$1,127,0002,035
Income before extraordinary items$2,416,0002,686
Extraordinary gains, net$051
Net income$2,416,0002,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0001,594
Cash dividends$426,0003,966
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,416,0002,674
2006-09-30 (YTD Data)Rank
Total interest income$9,253,0002,991
Total interest expense$2,766,0003,710
Net interest income$6,487,0002,626
Provision for loan and lease losses$240,0002,508
Total noninterest income$1,691,0002,044
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,417,000938
Trading account gains and fees$0126
Additional Noninterest Income$274,0003,908
Total noninterest expense$5,271,0002,500
Salaries and employee benefits$2,917,0002,493
Premises and equipment expense$653,0002,801
Additional noninterest expense$1,701,0002,278
Pre-tax net operating income$2,667,0002,527
Securities gains (losses)$01,388
Applicable income taxes$847,0002,118
Income before extraordinary items$1,820,0002,771
Extraordinary gains, net$045
Net income$1,820,0002,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,588
Cash dividends$20,0005,191
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,820,0002,759
2006-06-30 (YTD Data)Rank
Total interest income$5,997,0003,030
Total interest expense$1,782,0003,678
Net interest income$4,215,0002,687
Provision for loan and lease losses$155,0002,524
Total noninterest income$1,122,0002,046
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$941,000932
Trading account gains and fees$0126
Additional Noninterest Income$181,0003,931
Total noninterest expense$3,532,0002,501
Salaries and employee benefits$1,976,0002,464
Premises and equipment expense$425,0002,844
Additional noninterest expense$1,131,0002,299
Pre-tax net operating income$1,650,0002,681
Securities gains (losses)$01,185
Applicable income taxes$527,0002,232
Income before extraordinary items$1,123,0002,932
Extraordinary gains, net$039
Net income$1,123,0002,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,095
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,123,0002,920
2006-03-31 (YTD Data)Rank
Total interest income$2,900,0003,058
Total interest expense$847,0003,679
Net interest income$2,053,0002,724
Provision for loan and lease losses$70,0002,616
Total noninterest income$559,0002,036
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$461,000919
Trading account gains and fees$0115
Additional Noninterest Income$98,0003,749
Total noninterest expense$1,716,0002,572
Salaries and employee benefits$929,0002,616
Premises and equipment expense$211,0002,882
Additional noninterest expense$576,0002,234
Pre-tax net operating income$826,0002,641
Securities gains (losses)$0955
Applicable income taxes$263,0002,189
Income before extraordinary items$563,0002,878
Extraordinary gains, net$021
Net income$563,0002,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,000958
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$563,0002,865
2005-12-31 (YTD Data)Rank
Total interest income$10,128,0003,127
Total interest expense$2,477,0003,846
Net interest income$7,651,0002,810
Provision for loan and lease losses$240,0003,239
Total noninterest income$2,035,0002,180
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,658,0001,066
Trading account gains and fees$0138
Additional Noninterest Income$377,0003,876
Total noninterest expense$6,717,0002,480
Salaries and employee benefits$3,757,0002,429
Premises and equipment expense$866,0002,683
Additional noninterest expense$2,094,0002,380
Pre-tax net operating income$2,729,0002,981
Securities gains (losses)$02,296
Applicable income taxes$851,0002,505
Income before extraordinary items$1,878,0003,247
Extraordinary gains, net$046
Net income$1,878,0003,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,271
Cash dividends$766,0002,908
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,878,0003,217
2005-09-30 (YTD Data)Rank
Total interest income$7,433,0003,128
Total interest expense$1,748,0003,879
Net interest income$5,685,0002,809
Provision for loan and lease losses$180,0003,127
Total noninterest income$1,518,0002,185
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,235,0001,076
Trading account gains and fees$0126
Additional Noninterest Income$283,0003,906
Total noninterest expense$4,858,0002,539
Salaries and employee benefits$2,700,0002,499
Premises and equipment expense$663,0002,621
Additional noninterest expense$1,495,0002,462
Pre-tax net operating income$2,165,0002,879
Securities gains (losses)$02,317
Applicable income taxes$675,0002,450
Income before extraordinary items$1,490,0003,148
Extraordinary gains, net$035
Net income$1,490,0003,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,028
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,490,0003,106
2005-06-30 (YTD Data)Rank
Total interest income$4,843,0003,128
Total interest expense$1,105,0003,853
Net interest income$3,738,0002,819
Provision for loan and lease losses$120,0003,004
Total noninterest income$1,003,0002,168
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$820,0001,049
Trading account gains and fees$0116
Additional Noninterest Income$183,0003,918
Total noninterest expense$3,144,0002,584
Salaries and employee benefits$1,699,0002,611
Premises and equipment expense$439,0002,611
Additional noninterest expense$1,006,0002,416
Pre-tax net operating income$1,477,0002,795
Securities gains (losses)$02,146
Applicable income taxes$451,0002,421
Income before extraordinary items$1,026,0003,026
Extraordinary gains, net$030
Net income$1,026,0003,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,979
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,026,0002,982
2005-03-31 (YTD Data)Rank
Total interest income$2,358,0003,147
Total interest expense$527,0003,890
Net interest income$1,831,0002,873
Provision for loan and lease losses$60,0002,830
Total noninterest income$499,0002,139
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$395,0001,056
Trading account gains and fees$0115
Additional Noninterest Income$104,0003,652
Total noninterest expense$1,562,0002,610
Salaries and employee benefits$842,0002,660
Premises and equipment expense$213,0002,712
Additional noninterest expense$507,0002,404
Pre-tax net operating income$708,0002,836
Securities gains (losses)$01,685
Applicable income taxes$211,0002,509
Income before extraordinary items$497,0003,063
Extraordinary gains, net$024
Net income$497,0003,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,584
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$497,0003,019
2004-12-31 (YTD Data)Rank
Total interest income$8,839,0003,145
Total interest expense$2,018,0003,628
Net interest income$6,821,0002,959
Provision for loan and lease losses$485,0002,008
Total noninterest income$1,951,0002,237
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,575,0001,129
Trading account gains and fees$0138
Additional Noninterest Income$376,0003,822
Total noninterest expense$6,589,0002,425
Salaries and employee benefits$3,747,0002,318
Premises and equipment expense$820,0002,726
Additional noninterest expense$2,022,0002,400
Pre-tax net operating income$1,698,0003,932
Securities gains (losses)$03,819
Applicable income taxes$500,0003,360
Income before extraordinary items$1,198,0004,210
Extraordinary gains, net$034
Net income$1,198,0004,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,728
Cash dividends$300,0004,324
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,198,0004,143
2004-09-30 (YTD Data)Rank
Total interest income$6,509,0003,169
Total interest expense$1,517,0003,565
Net interest income$4,992,0003,007
Provision for loan and lease losses$435,0001,660
Total noninterest income$1,464,0002,245
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,189,0001,124
Trading account gains and fees$0134
Additional Noninterest Income$275,0003,890
Total noninterest expense$4,950,0002,404
Salaries and employee benefits$2,808,0002,309
Premises and equipment expense$618,0002,712
Additional noninterest expense$1,524,0002,350
Pre-tax net operating income$1,071,0004,442
Securities gains (losses)$03,710
Applicable income taxes$383,0003,382
Income before extraordinary items$688,0004,997
Extraordinary gains, net$026
Net income$688,0004,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,358
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$688,0004,911
2004-06-30 (YTD Data)Rank
Total interest income$4,305,0003,182
Total interest expense$1,024,0003,535
Net interest income$3,281,0003,039
Provision for loan and lease losses$130,0002,974
Total noninterest income$957,0002,266
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$765,0001,152
Trading account gains and fees$0130
Additional Noninterest Income$192,0003,811
Total noninterest expense$3,341,0002,379
Salaries and employee benefits$1,875,0002,310
Premises and equipment expense$405,0002,758
Additional noninterest expense$1,061,0002,273
Pre-tax net operating income$767,0004,216
Securities gains (losses)$03,413
Applicable income taxes$217,0003,619
Income before extraordinary items$550,0004,480
Extraordinary gains, net$021
Net income$550,0004,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0002,069
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$550,0004,392
2004-03-31 (YTD Data)Rank
Total interest income$2,209,0003,117
Total interest expense$515,0003,546
Net interest income$1,694,0002,929
Provision for loan and lease losses$45,0003,437
Total noninterest income$445,0002,364
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$344,0001,249
Trading account gains and fees$0121
Additional Noninterest Income$101,0003,702
Total noninterest expense$1,843,0002,174
Salaries and employee benefits$1,076,0002,044
Premises and equipment expense$197,0002,852
Additional noninterest expense$570,0002,071
Pre-tax net operating income$251,0005,270
Securities gains (losses)$02,934
Applicable income taxes$61,0004,556
Income before extraordinary items$190,0005,468
Extraordinary gains, net$016
Net income$190,0005,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,070
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$190,0005,345
2003-12-31 (YTD Data)Rank
Total interest income$8,256,0003,351
Total interest expense$2,315,0003,554
Net interest income$5,941,0003,222
Provision for loan and lease losses$235,0003,720
Total noninterest income$1,641,0002,649
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,245,0001,390
Trading account gains and fees$0160
Additional Noninterest Income$396,0003,994
Total noninterest expense$5,710,0002,715
Salaries and employee benefits$3,283,0002,550
Premises and equipment expense$662,0003,231
Additional noninterest expense$1,765,0002,678
Pre-tax net operating income$1,637,0003,889
Securities gains (losses)$04,500
Applicable income taxes$476,0003,457
Income before extraordinary items$1,161,0004,225
Extraordinary gains, net$054
Net income$1,161,0004,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,629
Cash dividends$310,0004,302
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,161,0004,057
2003-09-30 (YTD Data)Rank
Total interest income$6,174,0003,403
Total interest expense$1,800,0003,556
Net interest income$4,374,0003,280
Provision for loan and lease losses$205,0003,293
Total noninterest income$1,197,0002,783
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$928,0001,416
Trading account gains and fees$0153
Additional Noninterest Income$269,0004,243
Total noninterest expense$4,245,0002,746
Salaries and employee benefits$2,465,0002,562
Premises and equipment expense$461,0003,457
Additional noninterest expense$1,319,0002,668
Pre-tax net operating income$1,121,0004,265
Securities gains (losses)$04,204
Applicable income taxes$321,0003,794
Income before extraordinary items$800,0004,597
Extraordinary gains, net$040
Net income$800,0004,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,514
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$800,0004,424
2003-06-30 (YTD Data)Rank
Total interest income$4,234,0003,334
Total interest expense$1,265,0003,513
Net interest income$2,969,0003,220
Provision for loan and lease losses$175,0002,769
Total noninterest income$805,0002,751
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$621,0001,376
Trading account gains and fees$0150
Additional Noninterest Income$184,0004,181
Total noninterest expense$2,766,0002,795
Salaries and employee benefits$1,585,0002,653
Premises and equipment expense$308,0003,405
Additional noninterest expense$873,0002,680
Pre-tax net operating income$833,0003,953
Securities gains (losses)$03,782
Applicable income taxes$245,0003,585
Income before extraordinary items$588,0004,362
Extraordinary gains, net$030
Net income$588,0004,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0002,312
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$588,0004,152
2003-03-31 (YTD Data)Rank
Total interest income$2,181,0003,262
Total interest expense$656,0003,493
Net interest income$1,525,0003,132
Provision for loan and lease losses$30,0004,429
Total noninterest income$400,0002,685
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$300,0001,382
Trading account gains and fees$0134
Additional Noninterest Income$100,0003,931
Total noninterest expense$1,408,0002,738
Salaries and employee benefits$830,0002,533
Premises and equipment expense$155,0003,397
Additional noninterest expense$423,0002,719
Pre-tax net operating income$487,0003,567
Securities gains (losses)$02,891
Applicable income taxes$147,0003,258
Income before extraordinary items$340,0003,883
Extraordinary gains, net$021
Net income$340,0003,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,229
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$340,0003,703
2002-12-31 (YTD Data)Rank
Total interest income$9,143,0003,257
Total interest expense$2,999,0003,543
Net interest income$6,144,0003,083
Provision for loan and lease losses$85,0005,981
Total noninterest income$1,382,0002,778
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,151,0001,407
Trading account gains and fees$0153
Additional Noninterest Income$231,0004,744
Total noninterest expense$4,834,0003,012
Salaries and employee benefits$2,762,0002,838
Premises and equipment expense$509,0003,894
Additional noninterest expense$1,563,0002,867
Pre-tax net operating income$2,607,0002,801
Securities gains (losses)$04,537
Applicable income taxes$830,0002,528
Income before extraordinary items$1,777,0003,073
Extraordinary gains, net$070
Net income$1,777,0003,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,788
Cash dividends$325,0004,184
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,777,0002,975
2001-12-31 (YTD Data)Rank
Total interest income$9,749,0003,388
Total interest expense$4,299,0003,588
Net interest income$5,450,0003,209
Provision for loan and lease losses$215,0003,959
Total noninterest income$1,284,0002,799
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,065,0001,399
Trading account gains and fees$0177
Additional Noninterest Income$219,0004,749
Total noninterest expense$4,299,0003,212
Salaries and employee benefits$2,383,0003,077
Premises and equipment expense$493,0003,920
Additional noninterest expense$1,423,0003,008
Pre-tax net operating income$2,220,0002,933
Securities gains (losses)$04,612
Applicable income taxes$692,0002,696
Income before extraordinary items$1,528,0003,183
Extraordinary gains, net$0105
Net income$1,528,0003,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,444
Cash dividends$290,0004,456
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,528,0003,081
2000-12-31 (YTD Data)Rank
Total interest income$8,911,0003,752
Total interest expense$3,905,0004,046
Net interest income$5,006,0003,460
Provision for loan and lease losses$08,337
Total noninterest income$1,120,0002,909
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$947,0001,441
Trading account gains and fees$0180
Additional Noninterest Income$173,0005,141
Total noninterest expense$4,024,0003,318
Salaries and employee benefits$2,133,0003,285
Premises and equipment expense$471,0003,971
Additional noninterest expense$1,420,0002,962
Pre-tax net operating income$2,102,0003,198
Securities gains (losses)$01,956
Applicable income taxes$680,0002,850
Income before extraordinary items$1,422,0003,391
Extraordinary gains, net$038
Net income$1,422,0003,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,259
Cash dividends$575,0003,305
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,422,0003,382
1999-12-31 (YTD Data)Rank
Total interest income$8,008,0003,894
Total interest expense$3,496,0004,050
Net interest income$4,512,0003,780
Provision for loan and lease losses$890,0001,078
Total noninterest income$994,0003,106
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$824,0001,607
Trading account gains and fees$0173
Additional Noninterest Income$170,0005,301
Total noninterest expense$3,583,0003,644
Salaries and employee benefits$1,966,0003,499
Premises and equipment expense$421,0004,348
Additional noninterest expense$1,196,0003,434
Pre-tax net operating income$1,033,0005,205
Securities gains (losses)$03,155
Applicable income taxes$323,0004,647
Income before extraordinary items$710,0005,415
Extraordinary gains, net$035
Net income$710,0005,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,087
Cash dividends$450,0003,697
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$710,0005,386
1998-12-31 (YTD Data)Rank
Total interest income$7,461,0004,175
Total interest expense$3,407,0004,241
Net interest income$4,054,0004,074
Provision for loan and lease losses$68,0005,924
Total noninterest income$781,0003,690
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$670,0001,903
Trading account gains and feesNANA
Additional Noninterest Income$111,0006,381
Total noninterest expense$3,137,0003,957
Salaries and employee benefits$1,719,0003,806
Premises and equipment expense$360,0004,790
Additional noninterest expense$1,058,0003,766
Pre-tax net operating income$1,630,0003,935
Securities gains (losses)$04,449
Applicable income taxes$518,0003,747
Income before extraordinary items$1,112,0004,154
Extraordinary gains, net$032
Net income$1,112,0004,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,658
Cash dividends$525,0003,400
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,112,0004,059
1997-12-31 (YTD Data)Rank
Total interest income$6,694,0004,664
Total interest expense$2,984,0004,744
Net interest income$3,710,0004,519
Provision for loan and lease losses$08,829
Total noninterest income$866,0003,389
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$667,0001,970
Trading account gains and feesNANA
Additional Noninterest Income$199,0004,961
Total noninterest expense$2,803,0004,331
Salaries and employee benefits$1,554,0004,127
Premises and equipment expense$348,0004,919
Additional noninterest expense$901,0004,307
Pre-tax net operating income$1,773,0003,906
Securities gains (losses)$03,944
Applicable income taxes$564,0003,857
Income before extraordinary items$1,209,0004,025
Extraordinary gains, net$044
Net income$1,209,0004,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00010,421
Cash dividends$525,0003,359
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,209,0003,960
1996-12-31 (YTD Data)Rank
Total interest income$6,247,0005,030
Total interest expense$2,769,0005,118
Net interest income$3,478,0004,845
Provision for loan and lease losses$365,0002,228
Total noninterest income$825,0003,619
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$660,0002,044
Trading account gains and feesNANA
Additional Noninterest Income$165,0005,697
Total noninterest expense$2,898,0004,409
Salaries and employee benefits$1,552,0004,181
Premises and equipment expense$330,0005,225
Additional noninterest expense$1,016,0004,354
Pre-tax net operating income$1,040,0005,600
Securities gains (losses)$04,148
Applicable income taxes$299,0005,846
Income before extraordinary items$741,0005,576
Extraordinary gains, net$053
Net income$741,0005,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,327
Cash dividends$550,0003,204
Sale, conversion, retirement of capital stock, net$0953
Net operating income$741,0005,524
1995-12-31 (YTD Data)Rank
Total interest income$6,060,0005,161
Total interest expense$2,712,0005,211
Net interest income$3,348,0005,045
Provision for loan and lease losses$08,958
Total noninterest income$676,0004,192
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$543,0002,479
Trading account gains and feesNANA
Additional Noninterest Income$133,0006,332
Total noninterest expense$2,734,0004,622
Salaries and employee benefits$1,474,0004,352
Premises and equipment expense$306,0005,546
Additional noninterest expense$954,0004,531
Pre-tax net operating income$1,290,0004,996
Securities gains (losses)$2,0003,270
Applicable income taxes$373,0005,189
Income before extraordinary items$919,0004,909
Extraordinary gains, net$065
Net income$919,0004,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$575,0003,039
Sale, conversion, retirement of capital stock, net$0809
Net operating income$917,5804,913
1994-12-31 (YTD Data)Rank
Total interest income$6,072,0004,807
Total interest expense$2,270,0005,037
Net interest income$3,802,0004,583
Provision for loan and lease losses$15,0008,073
Total noninterest income$722,0004,024
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$563,0002,421
Trading account gains and feesNANA
Additional Noninterest Income$159,0006,034
Total noninterest expense$2,732,0004,789
Salaries and employee benefits$1,449,0004,407
Premises and equipment expense$264,0006,286
Additional noninterest expense$1,019,0004,644
Pre-tax net operating income$1,777,0003,787
Securities gains (losses)$15,0001,966
Applicable income taxes$541,0003,815
Income before extraordinary items$1,251,0003,711
Extraordinary gains, net$0249
Net income$1,251,0003,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00011,755
Cash dividends$650,0002,652
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,240,5003,773
1993-12-31 (YTD Data)Rank
Total interest income$6,252,0004,781
Total interest expense$2,355,0005,057
Net interest income$3,897,0004,513
Provision for loan and lease losses$60,0006,949
Total noninterest income$736,0004,283
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$524,0002,658
Trading account gains and feesNANA
Additional Noninterest Income$212,0005,484
Total noninterest expense$2,660,0004,998
Salaries and employee benefits$1,380,0004,620
Premises and equipment expense$268,0006,364
Additional noninterest expense$1,012,0004,873
Pre-tax net operating income$1,913,0003,461
Securities gains (losses)$56,0003,232
Applicable income taxes$597,0003,617
Income before extraordinary items$1,372,0003,519
Extraordinary gains, net$117,0001,443
Net income$1,489,0003,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,933
Cash dividends$625,0002,576
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,332,8003,434
1992-12-31 (YTD Data)Rank
Total interest income$6,337,0005,247
Total interest expense$3,096,0005,020
Net interest income$3,241,0005,351
Provision for loan and lease losses$60,0008,535
Total noninterest income$941,0003,482
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$495,0002,811
Trading account gains and feesNANA
Additional Noninterest Income$446,0003,454
Total noninterest expense$2,521,0005,279
Salaries and employee benefits$1,278,0004,899
Premises and equipment expense$266,0006,505
Additional noninterest expense$977,0005,138
Pre-tax net operating income$1,601,0003,799
Securities gains (losses)$9,0006,537
Applicable income taxes$460,0004,278
Income before extraordinary items$1,150,0003,963
Extraordinary gains, net$01,422
Net income$1,150,0004,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0005,229
Cash dividends$100,0006,542
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,143,6103,697

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.