Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $48,186,000 | 961 |
| Total interest expense | $26,052,000 | 658 |
| Net interest income | $22,134,000 | 1,324 |
| Provision for loan and lease losses | $225,000 | 1,922 |
| Total noninterest income | $3,361,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,494,000 | 739 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,867,000 | 1,668 |
| Total noninterest expense | $23,653,000 | 1,062 |
| Salaries and employee benefits | $8,711,000 | 1,489 |
| Premises and equipment expense | $1,405,000 | 1,614 |
| Additional noninterest expense | $1,867,000 | 1,668 |
| Pre-tax net operating income | $1,617,000 | 3,172 |
| Securities gains (losses) | $-216,000 | 3,980 |
| Applicable income taxes | $-96,000 | 4,421 |
| Income before extraordinary items | $1,497,000 | 3,076 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,497,000 | 3,110 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,497,000 | 3,078 |
| Net charge-offs | $77,000 | 1,632 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,713,000 | 2,977 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $22,361,000 | 970 |
| Total interest expense | $9,633,000 | 704 |
| Net interest income | $12,728,000 | 1,201 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,654,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $730,000 | 738 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $924,000 | 1,614 |
| Total noninterest expense | $9,710,000 | 1,225 |
| Salaries and employee benefits | $4,510,000 | 1,438 |
| Premises and equipment expense | $720,000 | 1,586 |
| Additional noninterest expense | $924,000 | 1,612 |
| Pre-tax net operating income | $4,672,000 | 1,265 |
| Securities gains (losses) | $144,000 | 136 |
| Applicable income taxes | $-14,000 | 4,487 |
| Income before extraordinary items | $4,830,000 | 1,086 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,830,000 | 1,099 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,830,000 | 1,086 |
| Net charge-offs | $30,000 | 1,381 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,686,000 | 1,120 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $10,816,000 | 991 |
| Total interest expense | $4,110,000 | 716 |
| Net interest income | $6,706,000 | 1,158 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $826,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $373,000 | 738 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $453,000 | 1,606 |
| Total noninterest expense | $4,859,000 | 1,236 |
| Salaries and employee benefits | $2,238,000 | 1,478 |
| Premises and equipment expense | $357,000 | 1,620 |
| Additional noninterest expense | $453,000 | 1,606 |
| Pre-tax net operating income | $2,673,000 | 1,171 |
| Securities gains (losses) | $130,000 | 137 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,803,000 | 983 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,803,000 | 982 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,803,000 | 982 |
| Net charge-offs | $15,000 | 1,224 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,673,000 | 1,036 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $40,639,000 | 881 |
| Total interest expense | $9,599,000 | 461 |
| Net interest income | $31,040,000 | 1,003 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $3,475,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,470,000 | 753 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,005,000 | 1,623 |
| Total noninterest expense | $18,740,000 | 1,252 |
| Salaries and employee benefits | $8,944,000 | 1,443 |
| Premises and equipment expense | $1,482,000 | 1,546 |
| Additional noninterest expense | $2,005,000 | 1,623 |
| Pre-tax net operating income | $15,775,000 | 909 |
| Securities gains (losses) | $9,000 | 448 |
| Applicable income taxes | $-114,000 | 4,606 |
| Income before extraordinary items | $15,898,000 | 757 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $15,898,000 | 758 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $15,898,000 | 758 |
| Net charge-offs | $27,000 | 1,813 |
| Cash dividends | $2,500,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $15,889,000 | 774 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $30,068,000 | 860 |
| Total interest expense | $6,244,000 | 390 |
| Net interest income | $23,824,000 | 959 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,644,000 | 1,505 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,101,000 | 764 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,543,000 | 1,623 |
| Total noninterest expense | $13,900,000 | 1,254 |
| Salaries and employee benefits | $6,608,000 | 1,453 |
| Premises and equipment expense | $1,137,000 | 1,529 |
| Additional noninterest expense | $1,543,000 | 1,623 |
| Pre-tax net operating income | $12,568,000 | 857 |
| Securities gains (losses) | $139,000 | 132 |
| Applicable income taxes | $-423,000 | 4,700 |
| Income before extraordinary items | $13,130,000 | 713 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,130,000 | 713 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $13,130,000 | 713 |
| Net charge-offs | $25,000 | 1,523 |
| Cash dividends | $2,500,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $12,991,000 | 725 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $19,648,000 | 848 |
| Total interest expense | $3,692,000 | 339 |
| Net interest income | $15,956,000 | 937 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,785,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $712,000 | 775 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,073,000 | 1,606 |
| Total noninterest expense | $9,098,000 | 1,264 |
| Salaries and employee benefits | $4,373,000 | 1,458 |
| Premises and equipment expense | $763,000 | 1,521 |
| Additional noninterest expense | $3,962,000 | 939 |
| Pre-tax net operating income | $8,643,000 | 810 |
| Securities gains (losses) | $31,000 | 264 |
| Applicable income taxes | $-300,000 | 4,717 |
| Income before extraordinary items | $8,974,000 | 655 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,974,000 | 655 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $8,974,000 | 655 |
| Net charge-offs | $16,000 | 1,414 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $8,943,000 | 666 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $9,515,000 | 845 |
| Total interest expense | $1,818,000 | 320 |
| Net interest income | $7,697,000 | 946 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,013,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $347,000 | 785 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $666,000 | 1,418 |
| Total noninterest expense | $4,479,000 | 1,272 |
| Salaries and employee benefits | $2,160,000 | 1,475 |
| Premises and equipment expense | $387,000 | 1,517 |
| Additional noninterest expense | $1,932,000 | 944 |
| Pre-tax net operating income | $4,231,000 | 788 |
| Securities gains (losses) | $12,000 | 357 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $4,243,000 | 667 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,243,000 | 667 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $4,243,000 | 667 |
| Net charge-offs | $15,000 | 1,053 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $4,231,000 | 672 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $36,835,000 | 897 |
| Total interest expense | $8,171,000 | 345 |
| Net interest income | $28,664,000 | 1,015 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $2,803,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,176,000 | 856 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,627,000 | 2,128 |
| Total noninterest expense | $16,823,000 | 1,328 |
| Salaries and employee benefits | $8,279,000 | 1,526 |
| Premises and equipment expense | $1,458,000 | 1,552 |
| Additional noninterest expense | $7,086,000 | 1,021 |
| Pre-tax net operating income | $14,144,000 | 976 |
| Securities gains (losses) | $3,041,000 | 104 |
| Applicable income taxes | $-793,000 | 4,822 |
| Income before extraordinary items | $17,978,000 | 703 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $17,978,000 | 704 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $17,978,000 | 704 |
| Net charge-offs | $-49,000 | 4,118 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $14,937,000 | 797 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $27,412,000 | 920 |
| Total interest expense | $6,351,000 | 346 |
| Net interest income | $21,061,000 | 1,045 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $2,035,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $829,000 | 897 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,206,000 | 2,184 |
| Total noninterest expense | $12,399,000 | 1,356 |
| Salaries and employee benefits | $6,007,000 | 1,569 |
| Premises and equipment expense | $1,115,000 | 1,559 |
| Additional noninterest expense | $5,277,000 | 1,031 |
| Pre-tax net operating income | $10,697,000 | 1,014 |
| Securities gains (losses) | $2,247,000 | 106 |
| Applicable income taxes | $-623,000 | 4,901 |
| Income before extraordinary items | $13,567,000 | 723 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $13,567,000 | 723 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $13,567,000 | 723 |
| Net charge-offs | $-69,000 | 4,327 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $11,320,000 | 830 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $18,314,000 | 909 |
| Total interest expense | $4,319,000 | 355 |
| Net interest income | $13,995,000 | 1,036 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,278,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $517,000 | 916 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $761,000 | 2,214 |
| Total noninterest expense | $8,173,000 | 1,358 |
| Salaries and employee benefits | $3,966,000 | 1,570 |
| Premises and equipment expense | $736,000 | 1,570 |
| Additional noninterest expense | $3,471,000 | 1,030 |
| Pre-tax net operating income | $7,100,000 | 1,013 |
| Securities gains (losses) | $1,111,000 | 150 |
| Applicable income taxes | $-466,000 | 4,932 |
| Income before extraordinary items | $8,677,000 | 740 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,677,000 | 740 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $8,677,000 | 740 |
| Net charge-offs | $-33,000 | 4,230 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $7,566,000 | 823 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $8,853,000 | 922 |
| Total interest expense | $2,138,000 | 375 |
| Net interest income | $6,715,000 | 1,063 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $648,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $252,000 | 917 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $396,000 | 2,164 |
| Total noninterest expense | $4,008,000 | 1,365 |
| Salaries and employee benefits | $1,956,000 | 1,578 |
| Premises and equipment expense | $367,000 | 1,580 |
| Additional noninterest expense | $1,685,000 | 1,034 |
| Pre-tax net operating income | $3,355,000 | 1,052 |
| Securities gains (losses) | $704,000 | 144 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $4,059,000 | 796 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,059,000 | 796 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,059,000 | 796 |
| Net charge-offs | $-10,000 | 4,067 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,355,000 | 909 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $34,052,000 | 949 |
| Total interest expense | $11,245,000 | 456 |
| Net interest income | $22,807,000 | 1,153 |
| Provision for loan and lease losses | $1,406,000 | 1,298 |
| Total noninterest income | $2,719,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,115,000 | 860 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,604,000 | 2,023 |
| Total noninterest expense | $15,848,000 | 1,345 |
| Salaries and employee benefits | $7,840,000 | 1,545 |
| Premises and equipment expense | $1,541,000 | 1,487 |
| Additional noninterest expense | $6,467,000 | 1,038 |
| Pre-tax net operating income | $8,272,000 | 1,228 |
| Securities gains (losses) | $7,163,000 | 90 |
| Applicable income taxes | $-1,218,000 | 4,972 |
| Income before extraordinary items | $16,653,000 | 604 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $16,653,000 | 603 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $16,653,000 | 604 |
| Net charge-offs | $198,000 | 1,558 |
| Cash dividends | $3,350,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $9,490,000 | 970 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $25,877,000 | 948 |
| Total interest expense | $9,056,000 | 459 |
| Net interest income | $16,821,000 | 1,156 |
| Provision for loan and lease losses | $1,189,000 | 1,239 |
| Total noninterest income | $2,018,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $819,000 | 869 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,199,000 | 1,975 |
| Total noninterest expense | $11,796,000 | 1,340 |
| Salaries and employee benefits | $5,845,000 | 1,533 |
| Premises and equipment expense | $1,160,000 | 1,483 |
| Additional noninterest expense | $4,791,000 | 1,042 |
| Pre-tax net operating income | $5,854,000 | 1,237 |
| Securities gains (losses) | $6,832,000 | 79 |
| Applicable income taxes | $-1,209,000 | 4,996 |
| Income before extraordinary items | $13,895,000 | 525 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,895,000 | 524 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $13,895,000 | 525 |
| Net charge-offs | $75,000 | 1,836 |
| Cash dividends | $1,900,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $7,063,000 | 937 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $17,522,000 | 942 |
| Total interest expense | $6,540,000 | 459 |
| Net interest income | $10,982,000 | 1,174 |
| Provision for loan and lease losses | $920,000 | 1,148 |
| Total noninterest income | $1,342,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $546,000 | 880 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $796,000 | 1,904 |
| Total noninterest expense | $7,949,000 | 1,319 |
| Salaries and employee benefits | $3,973,000 | 1,497 |
| Premises and equipment expense | $772,000 | 1,472 |
| Additional noninterest expense | $3,204,000 | 1,036 |
| Pre-tax net operating income | $3,455,000 | 1,292 |
| Securities gains (losses) | $5,042,000 | 67 |
| Applicable income taxes | $-577,000 | 5,000 |
| Income before extraordinary items | $9,074,000 | 485 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,074,000 | 482 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,074,000 | 485 |
| Net charge-offs | $66,000 | 1,569 |
| Cash dividends | $1,900,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,032,000 | 1,012 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 950 |
| Total interest expense | $3,430,000 | 490 |
| Net interest income | $5,288,000 | 1,191 |
| Provision for loan and lease losses | $449,000 | 963 |
| Total noninterest income | $704,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $325,000 | 875 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $379,000 | 1,791 |
| Total noninterest expense | $4,166,000 | 1,268 |
| Salaries and employee benefits | $1,978,000 | 1,517 |
| Premises and equipment expense | $398,000 | 1,449 |
| Additional noninterest expense | $1,790,000 | 962 |
| Pre-tax net operating income | $1,377,000 | 1,413 |
| Securities gains (losses) | $3,668,000 | 46 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $5,045,000 | 398 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,045,000 | 397 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $5,045,000 | 398 |
| Net charge-offs | $27,000 | 1,477 |
| Cash dividends | $1,450,000 | 624 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,377,000 | 1,250 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $32,248,000 | 1,019 |
| Total interest expense | $13,147,000 | 538 |
| Net interest income | $19,101,000 | 1,302 |
| Provision for loan and lease losses | $165,000 | 2,527 |
| Total noninterest income | $2,795,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,297,000 | 909 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,498,000 | 1,794 |
| Total noninterest expense | $14,800,000 | 1,384 |
| Salaries and employee benefits | $7,020,000 | 1,625 |
| Premises and equipment expense | $1,501,000 | 1,499 |
| Additional noninterest expense | $6,279,000 | 1,053 |
| Pre-tax net operating income | $6,931,000 | 1,367 |
| Securities gains (losses) | $1,157,000 | 204 |
| Applicable income taxes | $-434,000 | 5,136 |
| Income before extraordinary items | $8,522,000 | 1,063 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,522,000 | 1,064 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,522,000 | 1,064 |
| Net charge-offs | $189,000 | 1,740 |
| Cash dividends | $4,350,000 | 896 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 537 |
| Net operating income | $7,365,000 | 1,174 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $23,847,000 | 1,038 |
| Total interest expense | $9,722,000 | 551 |
| Net interest income | $14,125,000 | 1,325 |
| Provision for loan and lease losses | $72,000 | 2,882 |
| Total noninterest income | $2,001,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $946,000 | 931 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,055,000 | 1,858 |
| Total noninterest expense | $10,771,000 | 1,413 |
| Salaries and employee benefits | $5,229,000 | 1,637 |
| Premises and equipment expense | $1,105,000 | 1,533 |
| Additional noninterest expense | $4,437,000 | 1,096 |
| Pre-tax net operating income | $5,283,000 | 1,388 |
| Securities gains (losses) | $1,114,000 | 180 |
| Applicable income taxes | $-427,000 | 5,228 |
| Income before extraordinary items | $6,824,000 | 1,032 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,824,000 | 1,033 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,824,000 | 1,033 |
| Net charge-offs | $173,000 | 1,401 |
| Cash dividends | $4,350,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 490 |
| Net operating income | $5,710,000 | 1,167 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $15,877,000 | 1,032 |
| Total interest expense | $6,281,000 | 558 |
| Net interest income | $9,596,000 | 1,311 |
| Provision for loan and lease losses | $48,000 | 2,826 |
| Total noninterest income | $1,323,000 | 1,649 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $633,000 | 918 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $690,000 | 1,860 |
| Total noninterest expense | $7,112,000 | 1,433 |
| Salaries and employee benefits | $3,511,000 | 1,632 |
| Premises and equipment expense | $723,000 | 1,568 |
| Additional noninterest expense | $2,878,000 | 1,126 |
| Pre-tax net operating income | $3,759,000 | 1,301 |
| Securities gains (losses) | $350,000 | 269 |
| Applicable income taxes | $-440,000 | 5,279 |
| Income before extraordinary items | $4,549,000 | 1,000 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,549,000 | 1,000 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,549,000 | 1,000 |
| Net charge-offs | $28,000 | 2,198 |
| Cash dividends | $4,350,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 448 |
| Net operating income | $4,199,000 | 1,048 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,887,000 | 1,027 |
| Total interest expense | $2,988,000 | 573 |
| Net interest income | $4,899,000 | 1,295 |
| Provision for loan and lease losses | $24,000 | 2,664 |
| Total noninterest income | $645,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $317,000 | 909 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $328,000 | 1,875 |
| Total noninterest expense | $3,580,000 | 1,433 |
| Salaries and employee benefits | $1,775,000 | 1,631 |
| Premises and equipment expense | $350,000 | 1,632 |
| Additional noninterest expense | $1,455,000 | 1,098 |
| Pre-tax net operating income | $1,940,000 | 1,239 |
| Securities gains (losses) | $11,000 | 693 |
| Applicable income taxes | $-328,000 | 5,331 |
| Income before extraordinary items | $2,279,000 | 972 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,279,000 | 971 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,279,000 | 971 |
| Net charge-offs | $26,000 | 1,572 |
| Cash dividends | $2,250,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 369 |
| Net operating income | $2,268,000 | 955 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $30,459,000 | 1,002 |
| Total interest expense | $9,304,000 | 561 |
| Net interest income | $21,155,000 | 1,180 |
| Provision for loan and lease losses | $165,000 | 2,557 |
| Total noninterest income | $2,719,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,336,000 | 904 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,383,000 | 1,888 |
| Total noninterest expense | $13,770,000 | 1,444 |
| Salaries and employee benefits | $7,070,000 | 1,583 |
| Premises and equipment expense | $1,295,000 | 1,698 |
| Additional noninterest expense | $5,405,000 | 1,171 |
| Pre-tax net operating income | $9,939,000 | 1,040 |
| Securities gains (losses) | $120,000 | 273 |
| Applicable income taxes | $25,000 | 3,589 |
| Income before extraordinary items | $10,034,000 | 915 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $10,034,000 | 914 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,034,000 | 914 |
| Net charge-offs | $236,000 | 1,500 |
| Cash dividends | $9,950,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 547 |
| Net operating income | $9,914,000 | 925 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $22,763,000 | 1,001 |
| Total interest expense | $6,639,000 | 543 |
| Net interest income | $16,124,000 | 1,158 |
| Provision for loan and lease losses | $105,000 | 2,550 |
| Total noninterest income | $2,031,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $990,000 | 913 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,041,000 | 1,896 |
| Total noninterest expense | $10,264,000 | 1,458 |
| Salaries and employee benefits | $5,326,000 | 1,579 |
| Premises and equipment expense | $987,000 | 1,700 |
| Additional noninterest expense | $3,951,000 | 1,195 |
| Pre-tax net operating income | $7,786,000 | 1,013 |
| Securities gains (losses) | $109,000 | 283 |
| Applicable income taxes | $-51,000 | 5,399 |
| Income before extraordinary items | $7,946,000 | 866 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,946,000 | 864 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,946,000 | 865 |
| Net charge-offs | $218,000 | 1,182 |
| Cash dividends | $7,200,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 514 |
| Net operating income | $7,837,000 | 875 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $15,158,000 | 989 |
| Total interest expense | $4,171,000 | 533 |
| Net interest income | $10,987,000 | 1,137 |
| Provision for loan and lease losses | $45,000 | 2,895 |
| Total noninterest income | $1,348,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $649,000 | 926 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $699,000 | 1,876 |
| Total noninterest expense | $6,852,000 | 1,464 |
| Salaries and employee benefits | $3,553,000 | 1,594 |
| Premises and equipment expense | $648,000 | 1,728 |
| Additional noninterest expense | $2,651,000 | 1,183 |
| Pre-tax net operating income | $5,438,000 | 966 |
| Securities gains (losses) | $106,000 | 236 |
| Applicable income taxes | $2,000 | 3,899 |
| Income before extraordinary items | $5,542,000 | 824 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,542,000 | 822 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,542,000 | 823 |
| Net charge-offs | $96,000 | 1,334 |
| Cash dividends | $4,800,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 502 |
| Net operating income | $5,436,000 | 832 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $7,471,000 | 997 |
| Total interest expense | $1,990,000 | 520 |
| Net interest income | $5,481,000 | 1,140 |
| Provision for loan and lease losses | $23,000 | 2,728 |
| Total noninterest income | $680,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $332,000 | 910 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $348,000 | 1,846 |
| Total noninterest expense | $3,466,000 | 1,463 |
| Salaries and employee benefits | $1,785,000 | 1,602 |
| Premises and equipment expense | $322,000 | 1,759 |
| Additional noninterest expense | $1,359,000 | 1,158 |
| Pre-tax net operating income | $2,672,000 | 955 |
| Securities gains (losses) | $65,000 | 212 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $2,737,000 | 807 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,737,000 | 807 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,737,000 | 807 |
| Net charge-offs | $89,000 | 909 |
| Cash dividends | $1,800,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 428 |
| Net operating income | $2,672,000 | 820 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $30,000,000 | 958 |
| Total interest expense | $7,322,000 | 486 |
| Net interest income | $22,678,000 | 1,094 |
| Provision for loan and lease losses | $761,000 | 1,084 |
| Total noninterest income | $2,537,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,335,000 | 917 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,202,000 | 2,063 |
| Total noninterest expense | $13,865,000 | 1,448 |
| Salaries and employee benefits | $6,958,000 | 1,591 |
| Premises and equipment expense | $1,177,000 | 1,872 |
| Additional noninterest expense | $5,730,000 | 1,123 |
| Pre-tax net operating income | $10,589,000 | 946 |
| Securities gains (losses) | $561,000 | 212 |
| Applicable income taxes | $-7,680,000 | 5,658 |
| Income before extraordinary items | $18,830,000 | 422 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $18,830,000 | 422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $18,830,000 | 422 |
| Net charge-offs | $161,000 | 2,012 |
| Cash dividends | $3,600,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 584 |
| Net operating income | $18,269,000 | 429 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $22,481,000 | 955 |
| Total interest expense | $5,408,000 | 479 |
| Net interest income | $17,073,000 | 1,091 |
| Provision for loan and lease losses | $451,000 | 1,228 |
| Total noninterest income | $2,032,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $995,000 | 925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,037,000 | 1,932 |
| Total noninterest expense | $10,302,000 | 1,460 |
| Salaries and employee benefits | $5,131,000 | 1,633 |
| Premises and equipment expense | $908,000 | 1,847 |
| Additional noninterest expense | $4,263,000 | 1,129 |
| Pre-tax net operating income | $8,352,000 | 917 |
| Securities gains (losses) | $493,000 | 208 |
| Applicable income taxes | $1,259,000 | 1,261 |
| Income before extraordinary items | $7,586,000 | 796 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,586,000 | 796 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,586,000 | 796 |
| Net charge-offs | $140,000 | 1,669 |
| Cash dividends | $2,150,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 568 |
| Net operating income | $7,162,020 | 828 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $15,015,000 | 947 |
| Total interest expense | $3,554,000 | 472 |
| Net interest income | $11,461,000 | 1,084 |
| Provision for loan and lease losses | $329,000 | 1,125 |
| Total noninterest income | $1,261,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $660,000 | 920 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $601,000 | 2,109 |
| Total noninterest expense | $6,935,000 | 1,449 |
| Salaries and employee benefits | $3,397,000 | 1,649 |
| Premises and equipment expense | $613,000 | 1,841 |
| Additional noninterest expense | $2,925,000 | 1,108 |
| Pre-tax net operating income | $5,458,000 | 923 |
| Securities gains (losses) | $140,000 | 344 |
| Applicable income taxes | $782,000 | 1,286 |
| Income before extraordinary items | $4,816,000 | 826 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,816,000 | 825 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,816,000 | 826 |
| Net charge-offs | $354,000 | 740 |
| Cash dividends | $2,150,000 | 717 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 555 |
| Net operating income | $4,695,600 | 832 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,438,000 | 948 |
| Total interest expense | $1,752,000 | 467 |
| Net interest income | $5,686,000 | 1,087 |
| Provision for loan and lease losses | $145,000 | 1,211 |
| Total noninterest income | $679,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $327,000 | 927 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $352,000 | 1,886 |
| Total noninterest expense | $3,345,000 | 1,501 |
| Salaries and employee benefits | $1,628,000 | 1,724 |
| Premises and equipment expense | $298,000 | 1,895 |
| Additional noninterest expense | $1,419,000 | 1,123 |
| Pre-tax net operating income | $2,875,000 | 845 |
| Securities gains (losses) | $5,000 | 811 |
| Applicable income taxes | $454,000 | 1,153 |
| Income before extraordinary items | $2,426,000 | 797 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,426,000 | 797 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,426,000 | 797 |
| Net charge-offs | $33,000 | 1,595 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 532 |
| Net operating income | $2,421,800 | 786 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $26,841,000 | 1,009 |
| Total interest expense | $6,846,000 | 442 |
| Net interest income | $19,995,000 | 1,166 |
| Provision for loan and lease losses | $192,000 | 2,496 |
| Total noninterest income | $2,372,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,840,000 | 707 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $532,000 | 3,181 |
| Total noninterest expense | $12,884,000 | 1,518 |
| Salaries and employee benefits | $5,663,000 | 1,888 |
| Premises and equipment expense | $1,067,000 | 2,037 |
| Additional noninterest expense | $6,154,000 | 1,071 |
| Pre-tax net operating income | $9,291,000 | 981 |
| Securities gains (losses) | $1,619,000 | 151 |
| Applicable income taxes | $1,508,000 | 1,256 |
| Income before extraordinary items | $9,402,000 | 805 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,402,000 | 804 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,402,000 | 804 |
| Net charge-offs | $44,000 | 3,225 |
| Cash dividends | $2,350,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 626 |
| Net operating income | $8,009,660 | 905 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $19,713,000 | 1,026 |
| Total interest expense | $5,065,000 | 441 |
| Net interest income | $14,648,000 | 1,199 |
| Provision for loan and lease losses | $49,000 | 3,378 |
| Total noninterest income | $1,747,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,314,000 | 736 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $433,000 | 3,068 |
| Total noninterest expense | $8,195,000 | 1,750 |
| Salaries and employee benefits | $3,937,000 | 2,012 |
| Premises and equipment expense | $766,000 | 2,125 |
| Additional noninterest expense | $3,492,000 | 1,341 |
| Pre-tax net operating income | $8,151,000 | 872 |
| Securities gains (losses) | $1,443,000 | 142 |
| Applicable income taxes | $1,438,000 | 1,109 |
| Income before extraordinary items | $8,156,000 | 712 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,156,000 | 711 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,156,000 | 712 |
| Net charge-offs | $21,000 | 3,131 |
| Cash dividends | $1,300,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 567 |
| Net operating income | $6,929,450 | 796 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,193,000 | 1,027 |
| Total interest expense | $3,353,000 | 437 |
| Net interest income | $9,840,000 | 1,194 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $1,192,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $853,000 | 741 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $339,000 | 2,868 |
| Total noninterest expense | $5,187,000 | 1,844 |
| Salaries and employee benefits | $2,521,000 | 2,083 |
| Premises and equipment expense | $514,000 | 2,106 |
| Additional noninterest expense | $2,152,000 | 1,433 |
| Pre-tax net operating income | $5,815,000 | 808 |
| Securities gains (losses) | $845,000 | 168 |
| Applicable income taxes | $1,001,000 | 1,079 |
| Income before extraordinary items | $5,659,000 | 676 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,659,000 | 674 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,659,000 | 675 |
| Net charge-offs | $13,000 | 2,989 |
| Cash dividends | $1,300,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 593 |
| Net operating income | $4,940,750 | 746 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,640,000 | 1,025 |
| Total interest expense | $1,674,000 | 432 |
| Net interest income | $4,966,000 | 1,182 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $609,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $419,000 | 747 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $190,000 | 2,677 |
| Total noninterest expense | $2,609,000 | 1,840 |
| Salaries and employee benefits | $1,253,000 | 2,101 |
| Premises and equipment expense | $268,000 | 2,058 |
| Additional noninterest expense | $1,088,000 | 1,416 |
| Pre-tax net operating income | $2,951,000 | 775 |
| Securities gains (losses) | $313,000 | 203 |
| Applicable income taxes | $488,000 | 1,076 |
| Income before extraordinary items | $2,776,000 | 658 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,776,000 | 657 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,776,000 | 658 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 495 |
| Net operating income | $2,509,950 | 707 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $25,974,000 | 1,001 |
| Total interest expense | $6,358,000 | 427 |
| Net interest income | $19,616,000 | 1,162 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $3,715,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,701,000 | 773 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,014,000 | 1,515 |
| Total noninterest expense | $10,121,000 | 1,876 |
| Salaries and employee benefits | $4,887,000 | 2,096 |
| Premises and equipment expense | $1,008,000 | 2,162 |
| Additional noninterest expense | $4,226,000 | 1,455 |
| Pre-tax net operating income | $13,090,000 | 686 |
| Securities gains (losses) | $1,773,000 | 120 |
| Applicable income taxes | $4,744,000 | 542 |
| Income before extraordinary items | $10,119,000 | 725 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,119,000 | 724 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,119,000 | 725 |
| Net charge-offs | $-70,000 | 5,654 |
| Cash dividends | $1,500,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 634 |
| Net operating income | $8,913,360 | 796 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $19,417,000 | 1,012 |
| Total interest expense | $4,723,000 | 433 |
| Net interest income | $14,694,000 | 1,168 |
| Provision for loan and lease losses | $105,000 | 2,615 |
| Total noninterest income | $3,177,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,272,000 | 775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,905,000 | 1,308 |
| Total noninterest expense | $7,593,000 | 1,874 |
| Salaries and employee benefits | $3,748,000 | 2,071 |
| Premises and equipment expense | $730,000 | 2,250 |
| Additional noninterest expense | $3,115,000 | 1,478 |
| Pre-tax net operating income | $10,173,000 | 685 |
| Securities gains (losses) | $1,531,000 | 118 |
| Applicable income taxes | $2,629,000 | 700 |
| Income before extraordinary items | $9,075,000 | 615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,075,000 | 615 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $9,075,000 | 615 |
| Net charge-offs | $-158,000 | 5,913 |
| Cash dividends | $400,000 | 2,537 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 575 |
| Net operating income | $7,880,820 | 680 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,882,000 | 1,017 |
| Total interest expense | $3,136,000 | 430 |
| Net interest income | $9,746,000 | 1,172 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $1,018,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $815,000 | 795 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,614 |
| Total noninterest expense | $4,984,000 | 1,913 |
| Salaries and employee benefits | $2,409,000 | 2,142 |
| Premises and equipment expense | $492,000 | 2,247 |
| Additional noninterest expense | $2,083,000 | 1,483 |
| Pre-tax net operating income | $5,690,000 | 795 |
| Securities gains (losses) | $1,369,000 | 107 |
| Applicable income taxes | $1,817,000 | 674 |
| Income before extraordinary items | $5,242,000 | 703 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,242,000 | 701 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $5,242,000 | 703 |
| Net charge-offs | $-157,000 | 6,020 |
| Cash dividends | $400,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 606 |
| Net operating income | $4,228,940 | 827 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 1,010 |
| Total interest expense | $1,560,000 | 431 |
| Net interest income | $4,880,000 | 1,163 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $507,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $390,000 | 803 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $117,000 | 3,365 |
| Total noninterest expense | $2,500,000 | 1,899 |
| Salaries and employee benefits | $1,180,000 | 2,183 |
| Premises and equipment expense | $245,000 | 2,283 |
| Additional noninterest expense | $1,075,000 | 1,433 |
| Pre-tax net operating income | $2,812,000 | 787 |
| Securities gains (losses) | $768,000 | 111 |
| Applicable income taxes | $923,000 | 658 |
| Income before extraordinary items | $2,657,000 | 675 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,657,000 | 673 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,657,000 | 675 |
| Net charge-offs | $-17,000 | 5,627 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,088,680 | 812 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $25,753,000 | 994 |
| Total interest expense | $6,426,000 | 437 |
| Net interest income | $19,327,000 | 1,165 |
| Provision for loan and lease losses | $525,000 | 1,416 |
| Total noninterest income | $2,116,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,723,000 | 782 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $393,000 | 3,630 |
| Total noninterest expense | $9,702,000 | 1,952 |
| Salaries and employee benefits | $4,510,000 | 2,248 |
| Premises and equipment expense | $953,000 | 2,331 |
| Additional noninterest expense | $4,239,000 | 1,486 |
| Pre-tax net operating income | $11,216,000 | 746 |
| Securities gains (losses) | $456,000 | 433 |
| Applicable income taxes | $2,302,000 | 885 |
| Income before extraordinary items | $9,370,000 | 729 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,370,000 | 729 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,370,000 | 729 |
| Net charge-offs | $-129,000 | 6,177 |
| Cash dividends | $800,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 487 |
| Net operating income | $9,005,200 | 740 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $19,393,000 | 993 |
| Total interest expense | $4,831,000 | 440 |
| Net interest income | $14,562,000 | 1,167 |
| Provision for loan and lease losses | $450,000 | 1,237 |
| Total noninterest income | $1,600,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,294,000 | 786 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $306,000 | 3,612 |
| Total noninterest expense | $7,205,000 | 1,968 |
| Salaries and employee benefits | $3,341,000 | 2,282 |
| Premises and equipment expense | $707,000 | 2,380 |
| Additional noninterest expense | $3,157,000 | 1,503 |
| Pre-tax net operating income | $8,507,000 | 748 |
| Securities gains (losses) | $232,000 | 581 |
| Applicable income taxes | $1,427,000 | 1,036 |
| Income before extraordinary items | $7,312,000 | 696 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,312,000 | 693 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,312,000 | 694 |
| Net charge-offs | $-162,000 | 6,309 |
| Cash dividends | $300,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 507 |
| Net operating income | $7,117,120 | 700 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,953,000 | 982 |
| Total interest expense | $3,244,000 | 435 |
| Net interest income | $9,709,000 | 1,159 |
| Provision for loan and lease losses | $375,000 | 1,053 |
| Total noninterest income | $1,027,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $837,000 | 804 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $190,000 | 3,717 |
| Total noninterest expense | $4,744,000 | 1,999 |
| Salaries and employee benefits | $2,193,000 | 2,310 |
| Premises and equipment expense | $468,000 | 2,404 |
| Additional noninterest expense | $2,083,000 | 1,506 |
| Pre-tax net operating income | $5,617,000 | 730 |
| Securities gains (losses) | $84,000 | 888 |
| Applicable income taxes | $987,000 | 978 |
| Income before extraordinary items | $4,714,000 | 691 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,714,000 | 689 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,714,000 | 691 |
| Net charge-offs | $47,000 | 2,837 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 489 |
| Net operating income | $4,644,280 | 692 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,416,000 | 988 |
| Total interest expense | $1,635,000 | 435 |
| Net interest income | $4,781,000 | 1,173 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $500,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $404,000 | 807 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $96,000 | 3,633 |
| Total noninterest expense | $2,367,000 | 2,012 |
| Salaries and employee benefits | $1,099,000 | 2,308 |
| Premises and equipment expense | $236,000 | 2,425 |
| Additional noninterest expense | $1,032,000 | 1,510 |
| Pre-tax net operating income | $2,764,000 | 729 |
| Securities gains (losses) | $28,000 | 845 |
| Applicable income taxes | $556,000 | 861 |
| Income before extraordinary items | $2,236,000 | 697 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,236,000 | 696 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,236,000 | 699 |
| Net charge-offs | $-33,000 | 6,195 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 434 |
| Net operating income | $2,213,600 | 697 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $23,906,000 | 1,064 |
| Total interest expense | $6,758,000 | 466 |
| Net interest income | $17,148,000 | 1,281 |
| Provision for loan and lease losses | $443,000 | 1,991 |
| Total noninterest income | $1,835,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,716,000 | 808 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $119,000 | 5,201 |
| Total noninterest expense | $8,995,000 | 2,106 |
| Salaries and employee benefits | $4,216,000 | 2,364 |
| Premises and equipment expense | $1,006,000 | 2,241 |
| Additional noninterest expense | $3,773,000 | 1,688 |
| Pre-tax net operating income | $9,545,000 | 804 |
| Securities gains (losses) | $838,000 | 276 |
| Applicable income taxes | $540,000 | 2,071 |
| Income before extraordinary items | $9,843,000 | 653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,843,000 | 655 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,843,000 | 654 |
| Net charge-offs | $1,456,000 | 960 |
| Cash dividends | $1,300,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 532 |
| Net operating income | $9,046,900 | 691 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $17,609,000 | 1,084 |
| Total interest expense | $5,071,000 | 477 |
| Net interest income | $12,538,000 | 1,302 |
| Provision for loan and lease losses | $168,000 | 2,821 |
| Total noninterest income | $1,497,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,282,000 | 816 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $215,000 | 4,219 |
| Total noninterest expense | $6,626,000 | 2,127 |
| Salaries and employee benefits | $3,163,000 | 2,378 |
| Premises and equipment expense | $725,000 | 2,330 |
| Additional noninterest expense | $2,738,000 | 1,730 |
| Pre-tax net operating income | $7,241,000 | 808 |
| Securities gains (losses) | $811,000 | 265 |
| Applicable income taxes | $125,000 | 3,149 |
| Income before extraordinary items | $7,927,000 | 622 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,927,000 | 624 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,927,000 | 624 |
| Net charge-offs | $1,121,000 | 919 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 503 |
| Net operating income | $7,132,220 | 657 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,498,000 | 1,107 |
| Total interest expense | $3,383,000 | 487 |
| Net interest income | $8,115,000 | 1,327 |
| Provision for loan and lease losses | $145,000 | 2,542 |
| Total noninterest income | $966,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $842,000 | 815 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,468 |
| Total noninterest expense | $4,246,000 | 2,225 |
| Salaries and employee benefits | $2,073,000 | 2,425 |
| Premises and equipment expense | $471,000 | 2,394 |
| Additional noninterest expense | $1,702,000 | 1,858 |
| Pre-tax net operating income | $4,690,000 | 818 |
| Securities gains (losses) | $812,000 | 226 |
| Applicable income taxes | $182,000 | 2,529 |
| Income before extraordinary items | $5,320,000 | 627 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,320,000 | 627 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,320,000 | 629 |
| Net charge-offs | $308,000 | 1,660 |
| Cash dividends | $900,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 468 |
| Net operating income | $4,532,360 | 682 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 1,142 |
| Total interest expense | $1,685,000 | 512 |
| Net interest income | $3,948,000 | 1,362 |
| Provision for loan and lease losses | $22,000 | 3,533 |
| Total noninterest income | $516,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $406,000 | 831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 3,613 |
| Total noninterest expense | $2,169,000 | 2,196 |
| Salaries and employee benefits | $1,086,000 | 2,340 |
| Premises and equipment expense | $230,000 | 2,467 |
| Additional noninterest expense | $853,000 | 1,841 |
| Pre-tax net operating income | $2,273,000 | 824 |
| Securities gains (losses) | $506,000 | 211 |
| Applicable income taxes | $130,000 | 2,152 |
| Income before extraordinary items | $2,649,000 | 620 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,649,000 | 619 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,649,000 | 622 |
| Net charge-offs | $279,000 | 1,112 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 431 |
| Net operating income | $2,168,300 | 694 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $22,545,000 | 1,187 |
| Total interest expense | $6,861,000 | 619 |
| Net interest income | $15,684,000 | 1,396 |
| Provision for loan and lease losses | $646,000 | 2,367 |
| Total noninterest income | $2,117,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,698,000 | 832 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $419,000 | 3,579 |
| Total noninterest expense | $7,963,000 | 2,379 |
| Salaries and employee benefits | $3,938,000 | 2,489 |
| Premises and equipment expense | $873,000 | 2,557 |
| Additional noninterest expense | $3,152,000 | 2,060 |
| Pre-tax net operating income | $9,192,000 | 788 |
| Securities gains (losses) | $2,855,000 | 184 |
| Applicable income taxes | $1,241,000 | 1,264 |
| Income before extraordinary items | $10,806,000 | 587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,806,000 | 585 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $10,806,000 | 587 |
| Net charge-offs | $977,000 | 1,845 |
| Cash dividends | $900,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 584 |
| Net operating income | $8,236,500 | 690 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,036,000 | 1,199 |
| Total interest expense | $5,145,000 | 653 |
| Net interest income | $11,891,000 | 1,396 |
| Provision for loan and lease losses | $390,000 | 2,628 |
| Total noninterest income | $1,608,000 | 2,085 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,264,000 | 839 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $344,000 | 3,488 |
| Total noninterest expense | $5,865,000 | 2,420 |
| Salaries and employee benefits | $2,950,000 | 2,493 |
| Premises and equipment expense | $625,000 | 2,686 |
| Additional noninterest expense | $2,290,000 | 2,126 |
| Pre-tax net operating income | $7,244,000 | 774 |
| Securities gains (losses) | $2,049,000 | 194 |
| Applicable income taxes | $1,059,000 | 1,182 |
| Income before extraordinary items | $8,234,000 | 592 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,234,000 | 591 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,234,000 | 592 |
| Net charge-offs | $311,000 | 2,777 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 536 |
| Net operating income | $6,410,390 | 692 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,486,000 | 1,189 |
| Total interest expense | $3,416,000 | 679 |
| Net interest income | $8,070,000 | 1,368 |
| Provision for loan and lease losses | $70,000 | 4,240 |
| Total noninterest income | $1,120,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $834,000 | 835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $286,000 | 3,131 |
| Total noninterest expense | $3,819,000 | 2,476 |
| Salaries and employee benefits | $1,961,000 | 2,506 |
| Premises and equipment expense | $404,000 | 2,748 |
| Additional noninterest expense | $1,454,000 | 2,228 |
| Pre-tax net operating income | $5,301,000 | 695 |
| Securities gains (losses) | $1,410,000 | 191 |
| Applicable income taxes | $897,000 | 969 |
| Income before extraordinary items | $5,814,000 | 560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,814,000 | 557 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,814,000 | 560 |
| Net charge-offs | $237,000 | 2,560 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 521 |
| Net operating income | $4,587,300 | 643 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,695,000 | 1,212 |
| Total interest expense | $1,689,000 | 718 |
| Net interest income | $4,006,000 | 1,384 |
| Provision for loan and lease losses | $55,000 | 3,595 |
| Total noninterest income | $550,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $411,000 | 844 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $139,000 | 3,175 |
| Total noninterest expense | $1,893,000 | 2,491 |
| Salaries and employee benefits | $973,000 | 2,541 |
| Premises and equipment expense | $192,000 | 2,867 |
| Additional noninterest expense | $728,000 | 2,219 |
| Pre-tax net operating income | $2,608,000 | 707 |
| Securities gains (losses) | $682,000 | 210 |
| Applicable income taxes | $447,000 | 980 |
| Income before extraordinary items | $2,843,000 | 553 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,843,000 | 553 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,843,000 | 554 |
| Net charge-offs | $118,000 | 2,308 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 537 |
| Net operating income | $2,256,480 | 654 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $21,391,000 | 1,337 |
| Total interest expense | $6,302,000 | 967 |
| Net interest income | $15,089,000 | 1,469 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $1,805,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,540,000 | 955 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $265,000 | 4,049 |
| Total noninterest expense | $7,518,000 | 2,509 |
| Salaries and employee benefits | $3,404,000 | 2,808 |
| Premises and equipment expense | $745,000 | 3,062 |
| Additional noninterest expense | $3,369,000 | 1,988 |
| Pre-tax net operating income | $9,076,000 | 681 |
| Securities gains (losses) | $1,237,000 | 349 |
| Applicable income taxes | $1,050,000 | 1,300 |
| Income before extraordinary items | $9,263,000 | 571 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,263,000 | 572 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $9,263,000 | 572 |
| Net charge-offs | $188,000 | 4,365 |
| Cash dividends | $850,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 762 |
| Net operating income | $8,149,700 | 607 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,997,000 | 1,358 |
| Total interest expense | $4,699,000 | 1,020 |
| Net interest income | $11,298,000 | 1,480 |
| Provision for loan and lease losses | $65,000 | 5,354 |
| Total noninterest income | $1,352,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,108,000 | 997 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $244,000 | 3,789 |
| Total noninterest expense | $5,214,000 | 2,685 |
| Salaries and employee benefits | $2,514,000 | 2,837 |
| Premises and equipment expense | $528,000 | 3,230 |
| Additional noninterest expense | $2,172,000 | 2,278 |
| Pre-tax net operating income | $7,371,000 | 654 |
| Securities gains (losses) | $855,000 | 403 |
| Applicable income taxes | $983,000 | 1,103 |
| Income before extraordinary items | $7,243,000 | 570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,243,000 | 569 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $7,243,000 | 570 |
| Net charge-offs | $33,000 | 5,252 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 802 |
| Net operating income | $6,490,600 | 597 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,565,000 | 1,382 |
| Total interest expense | $3,127,000 | 1,053 |
| Net interest income | $7,438,000 | 1,500 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $837,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $704,000 | 1,040 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 4,152 |
| Total noninterest expense | $3,551,000 | 2,660 |
| Salaries and employee benefits | $1,672,000 | 2,869 |
| Premises and equipment expense | $348,000 | 3,266 |
| Additional noninterest expense | $1,531,000 | 2,207 |
| Pre-tax net operating income | $4,674,000 | 675 |
| Securities gains (losses) | $430,000 | 406 |
| Applicable income taxes | $479,000 | 1,361 |
| Income before extraordinary items | $4,625,000 | 571 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,625,000 | 567 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,625,000 | 571 |
| Net charge-offs | $6,000 | 5,501 |
| Cash dividends | $300,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 752 |
| Net operating income | $4,233,700 | 595 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,061,000 | 1,449 |
| Total interest expense | $1,547,000 | 1,093 |
| Net interest income | $3,514,000 | 1,591 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $419,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $334,000 | 1,082 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 3,808 |
| Total noninterest expense | $1,764,000 | 2,689 |
| Salaries and employee benefits | $823,000 | 2,927 |
| Premises and equipment expense | $174,000 | 3,314 |
| Additional noninterest expense | $767,000 | 2,189 |
| Pre-tax net operating income | $2,139,000 | 740 |
| Securities gains (losses) | $110,000 | 507 |
| Applicable income taxes | $186,000 | 1,585 |
| Income before extraordinary items | $2,063,000 | 638 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,063,000 | 635 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,063,000 | 638 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,961,800 | 656 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,948,000 | 1,682 |
| Total interest expense | $5,906,000 | 1,412 |
| Net interest income | $12,042,000 | 1,825 |
| Provision for loan and lease losses | $850,000 | 3,320 |
| Total noninterest income | $1,556,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,347,000 | 1,115 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $209,000 | 4,529 |
| Total noninterest expense | $6,575,000 | 2,877 |
| Salaries and employee benefits | $3,062,000 | 3,051 |
| Premises and equipment expense | $656,000 | 3,480 |
| Additional noninterest expense | $2,857,000 | 2,374 |
| Pre-tax net operating income | $6,173,000 | 854 |
| Securities gains (losses) | $1,329,000 | 384 |
| Applicable income taxes | $952,000 | 1,269 |
| Income before extraordinary items | $6,550,000 | 685 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,550,000 | 682 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,550,000 | 686 |
| Net charge-offs | $149,000 | 5,067 |
| Cash dividends | $1,185,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,119 |
| Net operating income | $5,393,770 | 781 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,275,000 | 1,743 |
| Total interest expense | $4,412,000 | 1,468 |
| Net interest income | $8,863,000 | 1,889 |
| Provision for loan and lease losses | $700,000 | 3,032 |
| Total noninterest income | $1,206,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $996,000 | 1,165 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $210,000 | 4,103 |
| Total noninterest expense | $4,832,000 | 2,925 |
| Salaries and employee benefits | $2,267,000 | 3,119 |
| Premises and equipment expense | $475,000 | 3,627 |
| Additional noninterest expense | $2,090,000 | 2,390 |
| Pre-tax net operating income | $4,537,000 | 912 |
| Securities gains (losses) | $1,101,000 | 378 |
| Applicable income taxes | $773,000 | 1,239 |
| Income before extraordinary items | $4,865,000 | 717 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,865,000 | 716 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,865,000 | 717 |
| Net charge-offs | $116,000 | 4,764 |
| Cash dividends | $485,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,918,140 | 847 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,732,000 | 1,793 |
| Total interest expense | $2,922,000 | 1,543 |
| Net interest income | $5,810,000 | 1,919 |
| Provision for loan and lease losses | $550,000 | 2,712 |
| Total noninterest income | $775,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $622,000 | 1,254 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $153,000 | 3,948 |
| Total noninterest expense | $3,088,000 | 3,037 |
| Salaries and employee benefits | $1,446,000 | 3,243 |
| Premises and equipment expense | $295,000 | 3,849 |
| Additional noninterest expense | $1,347,000 | 2,462 |
| Pre-tax net operating income | $2,947,000 | 923 |
| Securities gains (losses) | $689,000 | 359 |
| Applicable income taxes | $516,000 | 1,187 |
| Income before extraordinary items | $3,120,000 | 721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,120,000 | 720 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,120,000 | 721 |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $485,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,527,460 | 855 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 1,834 |
| Total interest expense | $1,434,000 | 1,643 |
| Net interest income | $2,928,000 | 1,939 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $376,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $297,000 | 1,318 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $1,502,000 | 3,146 |
| Salaries and employee benefits | $701,000 | 3,394 |
| Premises and equipment expense | $144,000 | 3,981 |
| Additional noninterest expense | $657,000 | 2,506 |
| Pre-tax net operating income | $1,502,000 | 891 |
| Securities gains (losses) | $216,000 | 489 |
| Applicable income taxes | $248,000 | 1,212 |
| Income before extraordinary items | $1,470,000 | 754 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,470,000 | 756 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,470,000 | 758 |
| Net charge-offs | $-17,000 | 7,617 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,284,240 | 824 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,806,000 | 2,019 |
| Total interest expense | $6,248,000 | 1,866 |
| Net interest income | $10,558,000 | 2,085 |
| Provision for loan and lease losses | $1,065,000 | 3,400 |
| Total noninterest income | $1,636,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,207,000 | 1,421 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $429,000 | 3,444 |
| Total noninterest expense | $6,543,000 | 2,963 |
| Salaries and employee benefits | $2,834,000 | 3,349 |
| Premises and equipment expense | $698,000 | 3,465 |
| Additional noninterest expense | $3,011,000 | 2,337 |
| Pre-tax net operating income | $4,586,000 | 909 |
| Securities gains (losses) | $781,000 | 617 |
| Applicable income taxes | $848,000 | 1,085 |
| Income before extraordinary items | $4,519,000 | 753 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,519,000 | 751 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,519,000 | 753 |
| Net charge-offs | $481,000 | 3,844 |
| Cash dividends | $325,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,862,960 | 886 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,458,000 | 2,078 |
| Total interest expense | $4,757,000 | 1,914 |
| Net interest income | $7,701,000 | 2,134 |
| Provision for loan and lease losses | $765,000 | 3,160 |
| Total noninterest income | $1,244,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $876,000 | 1,467 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $368,000 | 3,325 |
| Total noninterest expense | $4,964,000 | 2,934 |
| Salaries and employee benefits | $2,127,000 | 3,368 |
| Premises and equipment expense | $520,000 | 3,523 |
| Additional noninterest expense | $2,317,000 | 2,255 |
| Pre-tax net operating income | $3,216,000 | 1,017 |
| Securities gains (losses) | $608,000 | 595 |
| Applicable income taxes | $629,000 | 1,189 |
| Income before extraordinary items | $3,195,000 | 853 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,195,000 | 854 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,195,000 | 854 |
| Net charge-offs | $385,000 | 3,394 |
| Cash dividends | $325,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,684,280 | 998 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 2,152 |
| Total interest expense | $3,198,000 | 1,983 |
| Net interest income | $4,975,000 | 2,208 |
| Provision for loan and lease losses | $465,000 | 3,066 |
| Total noninterest income | $805,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $562,000 | 1,490 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $243,000 | 3,350 |
| Total noninterest expense | $3,252,000 | 3,008 |
| Salaries and employee benefits | $1,440,000 | 3,351 |
| Premises and equipment expense | $339,000 | 3,610 |
| Additional noninterest expense | $1,473,000 | 2,376 |
| Pre-tax net operating income | $2,063,000 | 1,106 |
| Securities gains (losses) | $371,000 | 638 |
| Applicable income taxes | $409,000 | 1,243 |
| Income before extraordinary items | $2,025,000 | 938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,025,000 | 937 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,025,000 | 937 |
| Net charge-offs | $323,000 | 2,851 |
| Cash dividends | $325,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,717,070 | 1,070 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 2,215 |
| Total interest expense | $1,589,000 | 2,065 |
| Net interest income | $2,395,000 | 2,285 |
| Provision for loan and lease losses | $165,000 | 3,095 |
| Total noninterest income | $377,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $264,000 | 1,540 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $113,000 | 3,457 |
| Total noninterest expense | $1,607,000 | 2,952 |
| Salaries and employee benefits | $735,000 | 3,330 |
| Premises and equipment expense | $168,000 | 3,672 |
| Additional noninterest expense | $704,000 | 2,221 |
| Pre-tax net operating income | $1,000,000 | 1,284 |
| Securities gains (losses) | $169,000 | 737 |
| Applicable income taxes | $202,000 | 1,438 |
| Income before extraordinary items | $967,000 | 1,126 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $967,000 | 1,129 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $967,000 | 1,128 |
| Net charge-offs | $184,000 | 2,213 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $826,730 | 1,258 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,940,000 | 2,650 |
| Total interest expense | $6,091,000 | 2,486 |
| Net interest income | $7,849,000 | 2,762 |
| Provision for loan and lease losses | $570,000 | 3,604 |
| Total noninterest income | $1,562,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,073,000 | 1,658 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $489,000 | 3,212 |
| Total noninterest expense | $5,034,000 | 3,548 |
| Salaries and employee benefits | $2,346,000 | 3,961 |
| Premises and equipment expense | $562,000 | 4,143 |
| Additional noninterest expense | $2,126,000 | 2,706 |
| Pre-tax net operating income | $3,807,000 | 1,436 |
| Securities gains (losses) | $290,000 | 564 |
| Applicable income taxes | $759,000 | 1,444 |
| Income before extraordinary items | $3,338,000 | 1,247 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,338,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 4,181 |
| Cash dividends | $650,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,103,100 | 1,416 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,385,000 | 2,721 |
| Total interest expense | $4,636,000 | 2,543 |
| Net interest income | $5,749,000 | 2,841 |
| Provision for loan and lease losses | $295,000 | 3,587 |
| Total noninterest income | $1,133,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $792,000 | 1,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $341,000 | 3,464 |
| Total noninterest expense | $3,677,000 | 3,618 |
| Salaries and employee benefits | $1,774,000 | 3,966 |
| Premises and equipment expense | $405,000 | 4,278 |
| Additional noninterest expense | $1,498,000 | 2,780 |
| Pre-tax net operating income | $2,910,000 | 1,676 |
| Securities gains (losses) | $109,000 | 909 |
| Applicable income taxes | $577,000 | 1,725 |
| Income before extraordinary items | $2,442,000 | 1,494 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,442,000 | 1,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,837 |
| Cash dividends | $650,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,353,710 | 1,625 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 2,761 |
| Total interest expense | $3,174,000 | 2,574 |
| Net interest income | $3,731,000 | 2,889 |
| Provision for loan and lease losses | $160,000 | 3,502 |
| Total noninterest income | $746,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $526,000 | 1,675 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $220,000 | 3,581 |
| Total noninterest expense | $2,436,000 | 3,642 |
| Salaries and employee benefits | $1,188,000 | 3,987 |
| Premises and equipment expense | $265,000 | 4,348 |
| Additional noninterest expense | $983,000 | 2,791 |
| Pre-tax net operating income | $1,881,000 | 1,771 |
| Securities gains (losses) | $91,000 | 1,051 |
| Applicable income taxes | $381,000 | 1,923 |
| Income before extraordinary items | $1,591,000 | 1,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,591,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,654 |
| Cash dividends | $650,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,517,290 | 1,760 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 2,833 |
| Total interest expense | $1,643,000 | 2,658 |
| Net interest income | $1,800,000 | 2,979 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $358,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $259,000 | 1,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $99,000 | 3,788 |
| Total noninterest expense | $1,204,000 | 3,694 |
| Salaries and employee benefits | $575,000 | 4,101 |
| Premises and equipment expense | $130,000 | 4,415 |
| Additional noninterest expense | $499,000 | 2,729 |
| Pre-tax net operating income | $899,000 | 1,968 |
| Securities gains (losses) | $93,000 | 750 |
| Applicable income taxes | $196,000 | 1,999 |
| Income before extraordinary items | $796,000 | 1,819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $796,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,549 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $721,600 | 1,920 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,816,000 | 3,116 |
| Total interest expense | $6,357,000 | 2,867 |
| Net interest income | $6,459,000 | 3,318 |
| Provision for loan and lease losses | $75,000 | 5,254 |
| Total noninterest income | $1,500,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,066,000 | 1,676 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $434,000 | 3,574 |
| Total noninterest expense | $4,550,000 | 3,723 |
| Salaries and employee benefits | $2,110,000 | 4,219 |
| Premises and equipment expense | $536,000 | 4,162 |
| Additional noninterest expense | $1,904,000 | 2,778 |
| Pre-tax net operating income | $3,334,000 | 2,285 |
| Securities gains (losses) | $56,000 | 759 |
| Applicable income taxes | $644,000 | 2,416 |
| Income before extraordinary items | $2,746,000 | 2,194 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,746,000 | 2,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,550 |
| Cash dividends | $1,425,000 | 2,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,700,640 | 2,199 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,478,000 | 3,144 |
| Total interest expense | $4,714,000 | 2,892 |
| Net interest income | $4,764,000 | 3,366 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $1,124,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $791,000 | 1,670 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $333,000 | 3,554 |
| Total noninterest expense | $3,406,000 | 3,707 |
| Salaries and employee benefits | $1,604,000 | 4,161 |
| Premises and equipment expense | $398,000 | 4,182 |
| Additional noninterest expense | $1,404,000 | 2,768 |
| Pre-tax net operating income | $2,422,000 | 2,490 |
| Securities gains (losses) | $57,000 | 600 |
| Applicable income taxes | $471,000 | 2,605 |
| Income before extraordinary items | $2,008,000 | 2,360 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,008,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 8,375 |
| Cash dividends | $800,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,961,830 | 2,389 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,225,000 | 3,194 |
| Total interest expense | $3,057,000 | 2,967 |
| Net interest income | $3,168,000 | 3,398 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $712,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $522,000 | 1,686 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $190,000 | 3,872 |
| Total noninterest expense | $2,212,000 | 3,815 |
| Salaries and employee benefits | $1,065,000 | 4,217 |
| Premises and equipment expense | $257,000 | 4,299 |
| Additional noninterest expense | $890,000 | 2,911 |
| Pre-tax net operating income | $1,608,000 | 2,562 |
| Securities gains (losses) | $46,000 | 556 |
| Applicable income taxes | $317,000 | 2,670 |
| Income before extraordinary items | $1,337,000 | 2,420 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,337,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-94,000 | 8,427 |
| Cash dividends | $800,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,299,740 | 2,469 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 3,254 |
| Total interest expense | $1,482,000 | 3,014 |
| Net interest income | $1,553,000 | 3,451 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $348,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $261,000 | 1,649 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $87,000 | 4,037 |
| Total noninterest expense | $1,081,000 | 3,888 |
| Salaries and employee benefits | $520,000 | 4,309 |
| Premises and equipment expense | $124,000 | 4,417 |
| Additional noninterest expense | $437,000 | 2,937 |
| Pre-tax net operating income | $780,000 | 2,609 |
| Securities gains (losses) | $26,000 | 508 |
| Applicable income taxes | $154,000 | 2,719 |
| Income before extraordinary items | $652,000 | 2,469 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $652,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,636 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $630,940 | 2,506 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,649,000 | 3,416 |
| Total interest expense | $4,902,000 | 3,087 |
| Net interest income | $5,747,000 | 3,635 |
| Provision for loan and lease losses | $130,000 | 4,259 |
| Total noninterest income | $1,242,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $921,000 | 1,875 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $321,000 | 4,172 |
| Total noninterest expense | $4,236,000 | 3,820 |
| Salaries and employee benefits | $2,065,000 | 4,167 |
| Premises and equipment expense | $510,000 | 4,207 |
| Additional noninterest expense | $1,661,000 | 3,025 |
| Pre-tax net operating income | $2,623,000 | 3,020 |
| Securities gains (losses) | $110,000 | 514 |
| Applicable income taxes | $447,000 | 3,298 |
| Income before extraordinary items | $2,286,000 | 2,807 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,286,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,106 |
| Cash dividends | $803,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,193,600 | 2,890 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,735,000 | 3,470 |
| Total interest expense | $3,452,000 | 3,147 |
| Net interest income | $4,283,000 | 3,678 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $886,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $660,000 | 1,949 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $226,000 | 4,283 |
| Total noninterest expense | $3,150,000 | 3,836 |
| Salaries and employee benefits | $1,546,000 | 4,156 |
| Premises and equipment expense | $386,000 | 4,188 |
| Additional noninterest expense | $1,218,000 | 3,087 |
| Pre-tax net operating income | $1,929,000 | 3,199 |
| Securities gains (losses) | $66,000 | 500 |
| Applicable income taxes | $315,000 | 3,512 |
| Income before extraordinary items | $1,680,000 | 2,945 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,680,000 | 2,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,383 |
| Cash dividends | $553,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,624,560 | 3,016 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 3,506 |
| Total interest expense | $2,137,000 | 3,213 |
| Net interest income | $2,841,000 | 3,691 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $569,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $428,000 | 1,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $141,000 | 4,414 |
| Total noninterest expense | $2,088,000 | 3,873 |
| Salaries and employee benefits | $1,015,000 | 4,215 |
| Premises and equipment expense | $254,000 | 4,231 |
| Additional noninterest expense | $819,000 | 3,077 |
| Pre-tax net operating income | $1,262,000 | 3,253 |
| Securities gains (losses) | $48,000 | 461 |
| Applicable income taxes | $204,000 | 3,595 |
| Income before extraordinary items | $1,106,000 | 2,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,106,000 | 2,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $78,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,065,680 | 3,057 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 3,528 |
| Total interest expense | $1,000,000 | 3,260 |
| Net interest income | $1,410,000 | 3,713 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $271,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $206,000 | 1,997 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $1,034,000 | 3,923 |
| Salaries and employee benefits | $502,000 | 4,272 |
| Premises and equipment expense | $122,000 | 4,360 |
| Additional noninterest expense | $410,000 | 3,054 |
| Pre-tax net operating income | $617,000 | 3,243 |
| Securities gains (losses) | $35,000 | 394 |
| Applicable income taxes | $100,000 | 3,594 |
| Income before extraordinary items | $552,000 | 2,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $552,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 980 |
| Cash dividends | $78,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $522,250 | 3,040 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,461,000 | 3,589 |
| Total interest expense | $3,026,000 | 3,304 |
| Net interest income | $5,435,000 | 3,715 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $1,107,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $857,000 | 1,993 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $250,000 | 4,723 |
| Total noninterest expense | $3,902,000 | 3,932 |
| Salaries and employee benefits | $1,931,000 | 4,230 |
| Premises and equipment expense | $462,000 | 4,414 |
| Additional noninterest expense | $1,509,000 | 3,210 |
| Pre-tax net operating income | $2,540,000 | 3,126 |
| Securities gains (losses) | $75,000 | 803 |
| Applicable income taxes | $476,000 | 3,448 |
| Income before extraordinary items | $2,139,000 | 2,925 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,139,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,783 |
| Cash dividends | $658,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,077,500 | 2,966 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 3,610 |
| Total interest expense | $2,123,000 | 3,338 |
| Net interest income | $4,071,000 | 3,711 |
| Provision for loan and lease losses | $70,000 | 4,797 |
| Total noninterest income | $814,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $615,000 | 2,064 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $199,000 | 4,618 |
| Total noninterest expense | $2,897,000 | 3,935 |
| Salaries and employee benefits | $1,449,000 | 4,198 |
| Premises and equipment expense | $337,000 | 4,478 |
| Additional noninterest expense | $1,111,000 | 3,227 |
| Pre-tax net operating income | $1,918,000 | 3,144 |
| Securities gains (losses) | $68,000 | 788 |
| Applicable income taxes | $377,000 | 3,421 |
| Income before extraordinary items | $1,609,000 | 2,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,609,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,434 |
| Cash dividends | $222,000 | 3,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,553,920 | 3,006 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 3,596 |
| Total interest expense | $1,332,000 | 3,355 |
| Net interest income | $2,708,000 | 3,683 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $535,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $392,000 | 2,098 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $143,000 | 4,428 |
| Total noninterest expense | $1,938,000 | 3,905 |
| Salaries and employee benefits | $967,000 | 4,172 |
| Premises and equipment expense | $223,000 | 4,459 |
| Additional noninterest expense | $748,000 | 3,186 |
| Pre-tax net operating income | $1,265,000 | 3,128 |
| Securities gains (losses) | $53,000 | 758 |
| Applicable income taxes | $251,000 | 3,404 |
| Income before extraordinary items | $1,067,000 | 2,942 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,067,000 | 2,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,162 |
| Cash dividends | $129,000 | 4,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,024,070 | 2,987 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 3,652 |
| Total interest expense | $623,000 | 3,413 |
| Net interest income | $1,344,000 | 3,718 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $243,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $187,000 | 2,138 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,934 |
| Total noninterest expense | $948,000 | 4,006 |
| Salaries and employee benefits | $469,000 | 4,293 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $369,000 | 3,228 |
| Pre-tax net operating income | $629,000 | 3,119 |
| Securities gains (losses) | $23,000 | 748 |
| Applicable income taxes | $124,000 | 3,414 |
| Income before extraordinary items | $528,000 | 2,920 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $528,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $129,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $509,370 | 2,967 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,888,000 | 3,857 |
| Total interest expense | $2,004,000 | 3,648 |
| Net interest income | $4,884,000 | 3,869 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $879,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $709,000 | 2,350 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $170,000 | 5,444 |
| Total noninterest expense | $3,365,000 | 4,307 |
| Salaries and employee benefits | $1,652,000 | 4,623 |
| Premises and equipment expense | $366,000 | 5,059 |
| Additional noninterest expense | $1,347,000 | 3,418 |
| Pre-tax net operating income | $2,308,000 | 3,196 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $443,000 | 3,540 |
| Income before extraordinary items | $1,881,000 | 3,080 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,881,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $504,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,868,040 | 3,029 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,997,000 | 3,939 |
| Total interest expense | $1,434,000 | 3,744 |
| Net interest income | $3,563,000 | 3,948 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $637,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $506,000 | 2,470 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 5,402 |
| Total noninterest expense | $2,423,000 | 4,411 |
| Salaries and employee benefits | $1,180,000 | 4,735 |
| Premises and equipment expense | $265,000 | 5,155 |
| Additional noninterest expense | $978,000 | 3,492 |
| Pre-tax net operating income | $1,687,000 | 3,311 |
| Securities gains (losses) | $57,000 | 1,564 |
| Applicable income taxes | $338,000 | 3,576 |
| Income before extraordinary items | $1,406,000 | 3,132 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,406,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $126,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,359,830 | 3,141 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 4,074 |
| Total interest expense | $916,000 | 3,871 |
| Net interest income | $2,263,000 | 4,109 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $394,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $317,000 | 2,597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $1,513,000 | 4,637 |
| Salaries and employee benefits | $735,000 | 4,994 |
| Premises and equipment expense | $161,000 | 5,465 |
| Additional noninterest expense | $617,000 | 3,664 |
| Pre-tax net operating income | $1,084,000 | 3,344 |
| Securities gains (losses) | $28,000 | 1,835 |
| Applicable income taxes | $212,000 | 3,663 |
| Income before extraordinary items | $900,000 | 3,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $900,000 | 3,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $81,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $877,320 | 3,201 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 4,354 |
| Total interest expense | $425,000 | 4,147 |
| Net interest income | $1,035,000 | 4,378 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $159,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $123,000 | 3,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $656,000 | 5,136 |
| Salaries and employee benefits | $302,000 | 5,716 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $288,000 | 3,869 |
| Pre-tax net operating income | $508,000 | 3,482 |
| Securities gains (losses) | $24,000 | 1,620 |
| Applicable income taxes | $100,000 | 3,780 |
| Income before extraordinary items | $432,000 | 3,303 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $432,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $21,000 | 3,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $412,560 | 3,310 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,242,000 | 4,735 |
| Total interest expense | $1,842,000 | 4,274 |
| Net interest income | $3,400,000 | 4,894 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $586,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $438,000 | 3,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $148,000 | 5,844 |
| Total noninterest expense | $2,328,000 | 5,476 |
| Salaries and employee benefits | $1,108,000 | 5,907 |
| Premises and equipment expense | $226,000 | 6,477 |
| Additional noninterest expense | $994,000 | 4,298 |
| Pre-tax net operating income | $1,463,000 | 4,184 |
| Securities gains (losses) | $284,000 | 1,083 |
| Applicable income taxes | $288,000 | 4,348 |
| Income before extraordinary items | $1,459,000 | 3,632 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,459,000 | 3,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,783 |
| Cash dividends | $456,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,220,440 | 3,925 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 4,878 |
| Total interest expense | $1,408,000 | 4,335 |
| Net interest income | $2,421,000 | 5,091 |
| Provision for loan and lease losses | $125,000 | 4,278 |
| Total noninterest income | $430,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $318,000 | 3,531 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 5,863 |
| Total noninterest expense | $1,749,000 | 5,434 |
| Salaries and employee benefits | $828,000 | 5,901 |
| Premises and equipment expense | $171,000 | 6,455 |
| Additional noninterest expense | $750,000 | 4,260 |
| Pre-tax net operating income | $977,000 | 4,604 |
| Securities gains (losses) | $285,000 | 1,001 |
| Applicable income taxes | $201,000 | 4,638 |
| Income before extraordinary items | $1,061,000 | 3,841 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,061,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,176 |
| Cash dividends | $106,000 | 4,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $821,600 | 4,352 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 4,919 |
| Total interest expense | $966,000 | 4,358 |
| Net interest income | $1,586,000 | 5,149 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $278,000 | 5,187 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $206,000 | 3,556 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $1,163,000 | 5,443 |
| Salaries and employee benefits | $544,000 | 5,956 |
| Premises and equipment expense | $116,000 | 6,372 |
| Additional noninterest expense | $503,000 | 4,223 |
| Pre-tax net operating income | $606,000 | 4,810 |
| Securities gains (losses) | $241,000 | 936 |
| Applicable income taxes | $135,000 | 4,667 |
| Income before extraordinary items | $712,000 | 3,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $712,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,614 |
| Cash dividends | $64,000 | 4,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $509,560 | 4,547 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 5,019 |
| Total interest expense | $478,000 | 4,483 |
| Net interest income | $770,000 | 5,234 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $133,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $99,000 | 3,577 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $589,000 | 5,405 |
| Salaries and employee benefits | $271,000 | 5,968 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $254,000 | 4,153 |
| Pre-tax net operating income | $249,000 | 5,297 |
| Securities gains (losses) | $75,000 | 1,152 |
| Applicable income taxes | $39,000 | 5,433 |
| Income before extraordinary items | $285,000 | 4,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $285,000 | 4,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 899 |
| Cash dividends | $64,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $219,000 | 4,875 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 5,001 |
| Total interest expense | $2,117,000 | 4,622 |
| Net interest income | $3,143,000 | 5,146 |
| Provision for loan and lease losses | $115,000 | 5,483 |
| Total noninterest income | $520,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $440,000 | 3,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,874 |
| Total noninterest expense | $2,137,000 | 5,632 |
| Salaries and employee benefits | $957,000 | 6,291 |
| Premises and equipment expense | $189,000 | 6,908 |
| Additional noninterest expense | $991,000 | 4,207 |
| Pre-tax net operating income | $1,411,000 | 4,263 |
| Securities gains (losses) | $86,000 | 1,881 |
| Applicable income taxes | $269,000 | 4,631 |
| Income before extraordinary items | $1,228,000 | 4,015 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,228,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,987 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,157,480 | 4,089 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 5,580 |
| Total interest expense | $2,362,000 | 5,565 |
| Net interest income | $2,685,000 | 5,482 |
| Provision for loan and lease losses | $258,000 | 3,528 |
| Total noninterest income | $460,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $400,000 | 3,403 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $60,000 | 7,402 |
| Total noninterest expense | $1,777,000 | 6,184 |
| Salaries and employee benefits | $726,000 | 7,093 |
| Premises and equipment expense | $153,000 | 7,470 |
| Additional noninterest expense | $898,000 | 4,417 |
| Pre-tax net operating income | $1,110,000 | 4,629 |
| Securities gains (losses) | $337,000 | 828 |
| Applicable income taxes | $399,000 | 3,740 |
| Income before extraordinary items | $1,048,000 | 4,152 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,048,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,802 |
| Cash dividends | $685,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $805,360 | 4,743 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 6,112 |
| Total interest expense | $2,096,000 | 6,134 |
| Net interest income | $2,372,000 | 6,007 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $462,000 | 5,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $390,000 | 3,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $1,648,000 | 6,373 |
| Salaries and employee benefits | $664,000 | 7,369 |
| Premises and equipment expense | $136,000 | 7,816 |
| Additional noninterest expense | $848,000 | 4,540 |
| Pre-tax net operating income | $1,150,000 | 4,847 |
| Securities gains (losses) | $18,000 | 979 |
| Applicable income taxes | $366,000 | 4,181 |
| Income before extraordinary items | $802,000 | 5,047 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $802,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $789,580 | 5,082 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 6,569 |
| Total interest expense | $1,528,000 | 6,908 |
| Net interest income | $2,220,000 | 6,247 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $402,000 | 5,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,065 |
| Total noninterest expense | $1,666,000 | 6,369 |
| Salaries and employee benefits | $674,000 | 7,376 |
| Premises and equipment expense | $153,000 | 7,610 |
| Additional noninterest expense | $839,000 | 4,631 |
| Pre-tax net operating income | $920,000 | 5,553 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $309,000 | 4,751 |
| Income before extraordinary items | $613,000 | 5,833 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $613,000 | 5,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,603 |
| Cash dividends | $550,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $611,680 | 5,815 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 7,583 |
| Total interest expense | $1,120,000 | 8,110 |
| Net interest income | $1,838,000 | 6,972 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $357,000 | 5,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,189 |
| Total noninterest expense | $1,308,000 | 7,227 |
| Salaries and employee benefits | $525,000 | 8,201 |
| Premises and equipment expense | $133,000 | 8,008 |
| Additional noninterest expense | $650,000 | 5,446 |
| Pre-tax net operating income | $887,000 | 5,781 |
| Securities gains (losses) | $-8,000 | 10,162 |
| Applicable income taxes | $334,000 | 4,894 |
| Income before extraordinary items | $545,000 | 6,354 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $545,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $550,120 | 6,210 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 7,447 |
| Total interest expense | $1,214,000 | 8,072 |
| Net interest income | $2,039,000 | 6,834 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $450,000 | 5,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,074 |
| Total noninterest expense | $1,385,000 | 7,072 |
| Salaries and employee benefits | $693,000 | 7,356 |
| Premises and equipment expense | $156,000 | 7,672 |
| Additional noninterest expense | $536,000 | 6,224 |
| Pre-tax net operating income | $1,034,000 | 5,735 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $360,000 | 5,210 |
| Income before extraordinary items | $673,000 | 6,007 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $673,000 | 6,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $673,650 | 5,964 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 10,842 |
| Total interest expense | $360,000 | 10,966 |
| Net interest income | $623,000 | 10,598 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $148,000 | 9,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,600 |
| Total noninterest expense | $447,000 | 10,805 |
| Salaries and employee benefits | $197,000 | 11,026 |
| Premises and equipment expense | $45,000 | 10,780 |
| Additional noninterest expense | $205,000 | 9,879 |
| Pre-tax net operating income | $273,000 | 9,309 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $94,000 | 8,843 |
| Income before extraordinary items | $179,000 | 9,493 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $179,000 | 9,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $179,000 | 9,434 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 8,732 |
| Total interest expense | $991,000 | 9,289 |
| Net interest income | $1,648,000 | 8,147 |
| Provision for loan and lease losses | $105,000 | 4,483 |
| Total noninterest income | $468,000 | 5,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $1,350,000 | 7,737 |
| Salaries and employee benefits | $748,000 | 7,411 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $496,000 | 7,281 |
| Pre-tax net operating income | $661,000 | 7,537 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $220,000 | 7,096 |
| Income before extraordinary items | $441,000 | 7,715 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $441,000 | 7,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,529 |
| Cash dividends | $191,000 | 5,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $441,000 | 7,688 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 9,273 |
| Total interest expense | $755,000 | 9,810 |
| Net interest income | $1,538,000 | 8,770 |
| Provision for loan and lease losses | $102,000 | 4,499 |
| Total noninterest income | $462,000 | 5,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $1,253,000 | 8,405 |
| Salaries and employee benefits | $617,000 | 8,506 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $536,000 | 7,553 |
| Pre-tax net operating income | $645,000 | 7,750 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $221,000 | 6,993 |
| Income before extraordinary items | $424,000 | 7,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $424,000 | 7,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $211,000 | 5,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $424,000 | 7,997 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 9,626 |
| Total interest expense | $717,000 | 10,483 |
| Net interest income | $1,557,000 | 8,924 |
| Provision for loan and lease losses | $117,000 | 5,397 |
| Total noninterest income | $431,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 7,282 |
| Total noninterest expense | $1,252,000 | 8,690 |
| Salaries and employee benefits | $637,000 | 8,500 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $505,000 | 8,159 |
| Pre-tax net operating income | $619,000 | 7,821 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $95,000 | 9,865 |
| Income before extraordinary items | $524,000 | 7,356 |
| Extraordinary gains, net | $125,000 | 1,386 |
| Net income | $649,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $242,000 | 4,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $524,000 | 7,107 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 9,946 |
| Total interest expense | $1,054,000 | 10,165 |
| Net interest income | $1,432,000 | 9,509 |
| Provision for loan and lease losses | $96,000 | 7,391 |
| Total noninterest income | $387,000 | 6,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $1,340,000 | 8,522 |
| Salaries and employee benefits | $630,000 | 8,552 |
| Premises and equipment expense | $100,000 | 10,743 |
| Additional noninterest expense | $610,000 | 7,418 |
| Pre-tax net operating income | $383,000 | 9,396 |
| Securities gains (losses) | $140,000 | 2,505 |
| Applicable income taxes | $212,000 | 7,328 |
| Income before extraordinary items | $311,000 | 9,155 |
| Extraordinary gains, net | $158,000 | 542 |
| Net income | $469,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 5,342 |
| Cash dividends | $137,000 | 5,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $221,400 | 9,960 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.