Home > Citizens State Bank > Income and Expense
Citizens State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,822,000 | 2,312 |
| Total interest expense | $3,705,000 | 2,370 |
| Net interest income | $11,117,000 | 2,234 |
| Provision for loan and lease losses | $1,513,000 | 639 |
| Total noninterest income | $1,891,000 | 2,074 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $394,000 | 1,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,497,000 | 1,887 |
| Total noninterest expense | $9,053,000 | 2,160 |
| Salaries and employee benefits | $5,164,000 | 2,152 |
| Premises and equipment expense | $775,000 | 2,350 |
| Additional noninterest expense | $1,497,000 | 1,887 |
| Pre-tax net operating income | $2,442,000 | 2,730 |
| Securities gains (losses) | $-29,000 | 3,541 |
| Applicable income taxes | $469,000 | 1,954 |
| Income before extraordinary items | $1,944,000 | 2,815 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,944,000 | 2,844 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,944,000 | 2,817 |
| Net charge-offs | $25,000 | 2,107 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,967,490 | 2,842 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,704,000 | 2,328 |
| Total interest expense | $2,523,000 | 2,371 |
| Net interest income | $8,181,000 | 2,271 |
| Provision for loan and lease losses | $270,000 | 1,426 |
| Total noninterest income | $808,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $301,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,666 |
| Total noninterest expense | $6,607,000 | 2,188 |
| Salaries and employee benefits | $3,826,000 | 2,163 |
| Premises and equipment expense | $573,000 | 2,371 |
| Additional noninterest expense | $507,000 | 2,665 |
| Pre-tax net operating income | $2,112,000 | 2,644 |
| Securities gains (losses) | $-29,000 | 3,710 |
| Applicable income taxes | $408,000 | 1,892 |
| Income before extraordinary items | $1,675,000 | 2,720 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,675,000 | 2,750 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,675,000 | 2,721 |
| Net charge-offs | $10,000 | 2,131 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,698,200 | 2,732 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,850,000 | 2,355 |
| Total interest expense | $1,487,000 | 2,358 |
| Net interest income | $5,363,000 | 2,316 |
| Provision for loan and lease losses | $180,000 | 1,397 |
| Total noninterest income | $555,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $209,000 | 1,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 2,613 |
| Total noninterest expense | $4,285,000 | 2,217 |
| Salaries and employee benefits | $2,417,000 | 2,221 |
| Premises and equipment expense | $379,000 | 2,379 |
| Additional noninterest expense | $346,000 | 2,608 |
| Pre-tax net operating income | $1,453,000 | 2,620 |
| Securities gains (losses) | $-9,000 | 3,781 |
| Applicable income taxes | $281,000 | 1,890 |
| Income before extraordinary items | $1,163,000 | 2,683 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,163,000 | 2,713 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,163,000 | 2,683 |
| Net charge-offs | $8,000 | 1,884 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,170,290 | 2,697 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 2,426 |
| Total interest expense | $610,000 | 2,405 |
| Net interest income | $2,615,000 | 2,374 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $277,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $114,000 | 1,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,650 |
| Total noninterest expense | $2,285,000 | 2,171 |
| Salaries and employee benefits | $1,279,000 | 2,181 |
| Premises and equipment expense | $186,000 | 2,447 |
| Additional noninterest expense | $163,000 | 2,650 |
| Pre-tax net operating income | $517,000 | 3,058 |
| Securities gains (losses) | $-9,000 | 4,022 |
| Applicable income taxes | $121,000 | 2,005 |
| Income before extraordinary items | $387,000 | 3,216 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $387,000 | 3,215 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $387,000 | 3,216 |
| Net charge-offs | $14,000 | 1,246 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $394,110 | 3,214 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,961,000 | 2,868 |
| Total interest expense | $677,000 | 2,888 |
| Net interest income | $7,284,000 | 2,819 |
| Provision for loan and lease losses | $210,000 | 1,759 |
| Total noninterest income | $1,306,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $419,000 | 1,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $887,000 | 2,457 |
| Total noninterest expense | $8,046,000 | 2,291 |
| Salaries and employee benefits | $4,212,000 | 2,419 |
| Premises and equipment expense | $852,000 | 2,217 |
| Additional noninterest expense | $887,000 | 2,457 |
| Pre-tax net operating income | $334,000 | 4,303 |
| Securities gains (losses) | $21,000 | 333 |
| Applicable income taxes | $33,000 | 3,361 |
| Income before extraordinary items | $322,000 | 4,262 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $322,000 | 4,261 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $322,000 | 4,262 |
| Net charge-offs | $236,000 | 863 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $302,890 | 4,293 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,018,000 | 3,063 |
| Total interest expense | $353,000 | 3,098 |
| Net interest income | $4,665,000 | 3,033 |
| Provision for loan and lease losses | $210,000 | 1,441 |
| Total noninterest income | $1,044,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $323,000 | 1,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $721,000 | 2,405 |
| Total noninterest expense | $5,996,000 | 2,298 |
| Salaries and employee benefits | $3,151,000 | 2,418 |
| Premises and equipment expense | $673,000 | 2,157 |
| Additional noninterest expense | $721,000 | 2,405 |
| Pre-tax net operating income | $-497,000 | 4,690 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $-136,000 | 4,666 |
| Income before extraordinary items | $-361,000 | 4,643 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-361,000 | 4,642 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-361,000 | 4,642 |
| Net charge-offs | $238,000 | 640 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $-361,000 | 4,663 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 3,293 |
| Total interest expense | $171,000 | 3,399 |
| Net interest income | $2,592,000 | 3,260 |
| Provision for loan and lease losses | $180,000 | 1,178 |
| Total noninterest income | $787,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $225,000 | 1,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,267 |
| Total noninterest expense | $3,870,000 | 2,325 |
| Salaries and employee benefits | $2,090,000 | 2,424 |
| Premises and equipment expense | $463,000 | 2,106 |
| Additional noninterest expense | $1,317,000 | 2,168 |
| Pre-tax net operating income | $-671,000 | 4,720 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-163,000 | 4,697 |
| Income before extraordinary items | $-508,000 | 4,683 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-508,000 | 4,683 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-508,000 | 4,683 |
| Net charge-offs | $154,000 | 602 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-508,000 | 4,708 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 3,499 |
| Total interest expense | $81,000 | 3,431 |
| Net interest income | $1,059,000 | 3,485 |
| Provision for loan and lease losses | $90,000 | 1,018 |
| Total noninterest income | $253,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $92,000 | 2,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 2,813 |
| Total noninterest expense | $2,043,000 | 2,255 |
| Salaries and employee benefits | $1,092,000 | 2,372 |
| Premises and equipment expense | $227,000 | 2,165 |
| Additional noninterest expense | $724,000 | 2,050 |
| Pre-tax net operating income | $-821,000 | 4,766 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-184,000 | 4,740 |
| Income before extraordinary items | $-637,000 | 4,743 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-637,000 | 4,743 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-637,000 | 4,743 |
| Net charge-offs | $154,000 | 416 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-637,000 | 4,755 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 3,573 |
| Total interest expense | $379,000 | 3,501 |
| Net interest income | $4,276,000 | 3,558 |
| Provision for loan and lease losses | $624,000 | 862 |
| Total noninterest income | $1,076,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $388,000 | 1,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 2,983 |
| Total noninterest expense | $6,114,000 | 2,701 |
| Salaries and employee benefits | $3,389,000 | 2,757 |
| Premises and equipment expense | $731,000 | 2,451 |
| Additional noninterest expense | $1,994,000 | 2,605 |
| Pre-tax net operating income | $-1,386,000 | 4,806 |
| Securities gains (losses) | $-49,000 | 4,565 |
| Applicable income taxes | $-304,000 | 4,805 |
| Income before extraordinary items | $-1,131,000 | 4,797 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,131,000 | 4,797 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-1,131,000 | 4,797 |
| Net charge-offs | $491,000 | 646 |
| Cash dividends | $1,125,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-1,092,290 | 4,792 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 3,597 |
| Total interest expense | $293,000 | 3,557 |
| Net interest income | $3,350,000 | 3,562 |
| Provision for loan and lease losses | $324,000 | 1,111 |
| Total noninterest income | $792,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $282,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 3,045 |
| Total noninterest expense | $4,539,000 | 2,723 |
| Salaries and employee benefits | $2,644,000 | 2,712 |
| Premises and equipment expense | $548,000 | 2,475 |
| Additional noninterest expense | $1,347,000 | 2,785 |
| Pre-tax net operating income | $-721,000 | 4,864 |
| Securities gains (losses) | $-3,000 | 4,477 |
| Applicable income taxes | $-148,000 | 4,875 |
| Income before extraordinary items | $-576,000 | 4,855 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-576,000 | 4,855 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-576,000 | 4,855 |
| Net charge-offs | $43,000 | 1,423 |
| Cash dividends | $1,125,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $-573,600 | 4,849 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 3,542 |
| Total interest expense | $198,000 | 3,618 |
| Net interest income | $2,354,000 | 3,500 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $523,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $178,000 | 1,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,006 |
| Total noninterest expense | $2,720,000 | 2,891 |
| Salaries and employee benefits | $1,400,000 | 3,056 |
| Premises and equipment expense | $344,000 | 2,541 |
| Additional noninterest expense | $976,000 | 2,627 |
| Pre-tax net operating income | $97,000 | 4,610 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $-29,000 | 4,878 |
| Income before extraordinary items | $126,000 | 4,541 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $126,000 | 4,540 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $126,000 | 4,541 |
| Net charge-offs | $3,000 | 2,008 |
| Cash dividends | $250,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $126,000 | 4,526 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 3,462 |
| Total interest expense | $102,000 | 3,674 |
| Net interest income | $1,247,000 | 3,394 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $260,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $91,000 | 1,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 3,007 |
| Total noninterest expense | $1,351,000 | 2,901 |
| Salaries and employee benefits | $706,000 | 3,023 |
| Premises and equipment expense | $155,000 | 2,724 |
| Additional noninterest expense | $490,000 | 2,573 |
| Pre-tax net operating income | $126,000 | 4,345 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-10,000 | 4,880 |
| Income before extraordinary items | $136,000 | 4,274 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $136,000 | 4,273 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $136,000 | 4,274 |
| Net charge-offs | $10,000 | 1,363 |
| Cash dividends | $100,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $136,000 | 4,252 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 3,256 |
| Total interest expense | $504,000 | 3,835 |
| Net interest income | $5,674,000 | 3,131 |
| Provision for loan and lease losses | $910,000 | 1,704 |
| Total noninterest income | $1,440,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $389,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,051,000 | 2,432 |
| Total noninterest expense | $3,621,000 | 3,538 |
| Salaries and employee benefits | $2,701,000 | 3,100 |
| Premises and equipment expense | $749,000 | 2,426 |
| Additional noninterest expense | $171,000 | 4,925 |
| Pre-tax net operating income | $2,583,000 | 2,631 |
| Securities gains (losses) | $101,000 | 1,381 |
| Applicable income taxes | $587,000 | 1,835 |
| Income before extraordinary items | $2,097,000 | 2,774 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,097,000 | 2,772 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,097,000 | 2,774 |
| Net charge-offs | $823,000 | 731 |
| Cash dividends | $600,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,017,210 | 2,776 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 3,278 |
| Total interest expense | $394,000 | 3,866 |
| Net interest income | $4,273,000 | 3,152 |
| Provision for loan and lease losses | $580,000 | 1,851 |
| Total noninterest income | $739,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $290,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 2,937 |
| Total noninterest expense | $2,232,000 | 3,807 |
| Salaries and employee benefits | $2,019,000 | 3,082 |
| Premises and equipment expense | $546,000 | 2,463 |
| Additional noninterest expense | $-333,000 | 5,041 |
| Pre-tax net operating income | $2,200,000 | 2,452 |
| Securities gains (losses) | $101,000 | 1,211 |
| Applicable income taxes | $444,000 | 1,810 |
| Income before extraordinary items | $1,857,000 | 2,547 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,857,000 | 2,547 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,857,000 | 2,547 |
| Net charge-offs | $361,000 | 930 |
| Cash dividends | $400,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,775,190 | 2,569 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 3,291 |
| Total interest expense | $279,000 | 3,882 |
| Net interest income | $2,874,000 | 3,159 |
| Provision for loan and lease losses | $550,000 | 1,545 |
| Total noninterest income | $492,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $205,000 | 1,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,952 |
| Total noninterest expense | $869,000 | 4,436 |
| Salaries and employee benefits | $1,340,000 | 3,109 |
| Premises and equipment expense | $366,000 | 2,446 |
| Additional noninterest expense | $-837,000 | 5,075 |
| Pre-tax net operating income | $1,947,000 | 2,043 |
| Securities gains (losses) | $101,000 | 979 |
| Applicable income taxes | $402,000 | 1,529 |
| Income before extraordinary items | $1,646,000 | 2,103 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,646,000 | 2,103 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,646,000 | 2,103 |
| Net charge-offs | $240,000 | 915 |
| Cash dividends | $400,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,565,200 | 2,143 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 3,273 |
| Total interest expense | $156,000 | 3,890 |
| Net interest income | $1,453,000 | 3,116 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $264,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $127,000 | 1,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 2,863 |
| Total noninterest expense | $1,644,000 | 2,570 |
| Salaries and employee benefits | $672,000 | 3,126 |
| Premises and equipment expense | $188,000 | 2,428 |
| Additional noninterest expense | $784,000 | 1,857 |
| Pre-tax net operating income | $43,000 | 4,555 |
| Securities gains (losses) | $101,000 | 604 |
| Applicable income taxes | $16,000 | 2,986 |
| Income before extraordinary items | $128,000 | 4,063 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $128,000 | 4,063 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $128,000 | 4,063 |
| Net charge-offs | $238,000 | 572 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $38,110 | 4,560 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 3,155 |
| Total interest expense | $686,000 | 3,823 |
| Net interest income | $6,464,000 | 2,967 |
| Provision for loan and lease losses | $134,000 | 2,704 |
| Total noninterest income | $1,190,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $590,000 | 1,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $600,000 | 2,832 |
| Total noninterest expense | $6,408,000 | 2,581 |
| Salaries and employee benefits | $2,719,000 | 3,095 |
| Premises and equipment expense | $806,000 | 2,330 |
| Additional noninterest expense | $2,883,000 | 1,990 |
| Pre-tax net operating income | $1,112,000 | 3,751 |
| Securities gains (losses) | $6,000 | 2,041 |
| Applicable income taxes | $176,000 | 2,714 |
| Income before extraordinary items | $942,000 | 3,852 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $942,000 | 3,852 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $942,000 | 3,853 |
| Net charge-offs | $44,000 | 2,727 |
| Cash dividends | $700,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $936,960 | 3,829 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 3,160 |
| Total interest expense | $523,000 | 3,849 |
| Net interest income | $4,927,000 | 2,980 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $906,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $449,000 | 1,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 2,824 |
| Total noninterest expense | $4,711,000 | 2,639 |
| Salaries and employee benefits | $2,048,000 | 3,107 |
| Premises and equipment expense | $618,000 | 2,319 |
| Additional noninterest expense | $2,045,000 | 2,085 |
| Pre-tax net operating income | $1,032,000 | 3,590 |
| Securities gains (losses) | $6,000 | 1,791 |
| Applicable income taxes | $168,000 | 2,611 |
| Income before extraordinary items | $870,000 | 3,696 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $870,000 | 3,695 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $870,000 | 3,696 |
| Net charge-offs | $39,000 | 2,382 |
| Cash dividends | $450,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $864,960 | 3,670 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 3,158 |
| Total interest expense | $347,000 | 3,836 |
| Net interest income | $3,290,000 | 2,992 |
| Provision for loan and lease losses | $71,000 | 2,478 |
| Total noninterest income | $612,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $304,000 | 1,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 2,785 |
| Total noninterest expense | $3,191,000 | 2,631 |
| Salaries and employee benefits | $1,380,000 | 3,105 |
| Premises and equipment expense | $408,000 | 2,342 |
| Additional noninterest expense | $1,403,000 | 2,053 |
| Pre-tax net operating income | $640,000 | 3,696 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $104,000 | 2,645 |
| Income before extraordinary items | $536,000 | 3,782 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $536,000 | 3,781 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $536,000 | 3,781 |
| Net charge-offs | $39,000 | 1,997 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $536,000 | 3,750 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 3,250 |
| Total interest expense | $171,000 | 3,840 |
| Net interest income | $1,583,000 | 3,082 |
| Provision for loan and lease losses | $37,000 | 2,316 |
| Total noninterest income | $310,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $159,000 | 1,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 2,743 |
| Total noninterest expense | $1,530,000 | 2,713 |
| Salaries and employee benefits | $657,000 | 3,223 |
| Premises and equipment expense | $201,000 | 2,387 |
| Additional noninterest expense | $672,000 | 2,100 |
| Pre-tax net operating income | $326,000 | 3,662 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $52,000 | 2,607 |
| Income before extraordinary items | $274,000 | 3,745 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $274,000 | 3,744 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $274,000 | 3,744 |
| Net charge-offs | $25,000 | 1,595 |
| Cash dividends | $150,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $274,000 | 3,734 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,133,000 | 3,129 |
| Total interest expense | $558,000 | 3,787 |
| Net interest income | $6,575,000 | 3,004 |
| Provision for loan and lease losses | $173,000 | 2,526 |
| Total noninterest income | $1,228,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $607,000 | 1,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $621,000 | 2,806 |
| Total noninterest expense | $6,449,000 | 2,595 |
| Salaries and employee benefits | $2,996,000 | 2,967 |
| Premises and equipment expense | $853,000 | 2,270 |
| Additional noninterest expense | $2,600,000 | 2,158 |
| Pre-tax net operating income | $1,181,000 | 3,843 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $188,000 | 2,720 |
| Income before extraordinary items | $992,000 | 3,917 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $992,000 | 3,916 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $992,000 | 3,916 |
| Net charge-offs | $255,000 | 1,447 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $992,840 | 3,925 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,382,000 | 3,138 |
| Total interest expense | $407,000 | 3,773 |
| Net interest income | $4,975,000 | 3,010 |
| Provision for loan and lease losses | $125,000 | 2,416 |
| Total noninterest income | $901,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $458,000 | 1,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $443,000 | 2,904 |
| Total noninterest expense | $4,803,000 | 2,624 |
| Salaries and employee benefits | $2,226,000 | 2,994 |
| Premises and equipment expense | $655,000 | 2,256 |
| Additional noninterest expense | $1,922,000 | 2,173 |
| Pre-tax net operating income | $948,000 | 3,824 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $152,000 | 2,734 |
| Income before extraordinary items | $795,000 | 3,893 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $795,000 | 3,891 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $795,000 | 3,892 |
| Net charge-offs | $147,000 | 1,438 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $795,840 | 3,897 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 3,119 |
| Total interest expense | $266,000 | 3,749 |
| Net interest income | $3,321,000 | 3,011 |
| Provision for loan and lease losses | $116,000 | 2,099 |
| Total noninterest income | $629,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $317,000 | 1,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 2,847 |
| Total noninterest expense | $3,213,000 | 2,628 |
| Salaries and employee benefits | $1,495,000 | 2,996 |
| Premises and equipment expense | $444,000 | 2,250 |
| Additional noninterest expense | $1,274,000 | 2,192 |
| Pre-tax net operating income | $621,000 | 3,858 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $98,000 | 2,742 |
| Income before extraordinary items | $522,000 | 3,904 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $522,000 | 3,903 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $522,000 | 3,903 |
| Net charge-offs | $121,000 | 1,205 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $522,840 | 3,903 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,131 |
| Total interest expense | $135,000 | 3,681 |
| Net interest income | $1,653,000 | 3,033 |
| Provision for loan and lease losses | $56,000 | 2,009 |
| Total noninterest income | $327,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $162,000 | 1,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 2,712 |
| Total noninterest expense | $1,579,000 | 2,688 |
| Salaries and employee benefits | $741,000 | 3,030 |
| Premises and equipment expense | $212,000 | 2,356 |
| Additional noninterest expense | $626,000 | 2,206 |
| Pre-tax net operating income | $345,000 | 3,649 |
| Securities gains (losses) | $-1,000 | 4,986 |
| Applicable income taxes | $55,000 | 2,621 |
| Income before extraordinary items | $289,000 | 3,728 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $289,000 | 3,728 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $289,000 | 3,728 |
| Net charge-offs | $125,000 | 751 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $289,840 | 3,737 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,324,000 | 3,044 |
| Total interest expense | $549,000 | 3,532 |
| Net interest income | $6,775,000 | 2,957 |
| Provision for loan and lease losses | $-338,000 | 5,479 |
| Total noninterest income | $1,222,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $774,000 | 1,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,292 |
| Total noninterest expense | $10,326,000 | 1,860 |
| Salaries and employee benefits | $2,808,000 | 3,119 |
| Premises and equipment expense | $899,000 | 2,260 |
| Additional noninterest expense | $6,619,000 | 981 |
| Pre-tax net operating income | $-1,991,000 | 5,639 |
| Securities gains (losses) | $63,000 | 796 |
| Applicable income taxes | $-192,000 | 5,572 |
| Income before extraordinary items | $-1,736,000 | 5,607 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,736,000 | 5,607 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,736,000 | 5,607 |
| Net charge-offs | $11,000 | 3,661 |
| Cash dividends | $525,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-1,792,700 | 5,609 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 3,116 |
| Total interest expense | $372,000 | 3,697 |
| Net interest income | $4,972,000 | 3,012 |
| Provision for loan and lease losses | $2,535,000 | 326 |
| Total noninterest income | $928,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $609,000 | 1,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,389 |
| Total noninterest expense | $4,806,000 | 2,670 |
| Salaries and employee benefits | $2,083,000 | 3,152 |
| Premises and equipment expense | $672,000 | 2,279 |
| Additional noninterest expense | $2,051,000 | 2,076 |
| Pre-tax net operating income | $-1,441,000 | 5,700 |
| Securities gains (losses) | $55,000 | 831 |
| Applicable income taxes | $-520,000 | 5,705 |
| Income before extraordinary items | $-866,000 | 5,683 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-866,000 | 5,683 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-866,000 | 5,683 |
| Net charge-offs | $2,534,000 | 254 |
| Cash dividends | $525,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-901,200 | 5,682 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 3,201 |
| Total interest expense | $215,000 | 3,901 |
| Net interest income | $3,177,000 | 3,092 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $616,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $403,000 | 1,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,397 |
| Total noninterest expense | $3,174,000 | 2,693 |
| Salaries and employee benefits | $1,362,000 | 3,205 |
| Premises and equipment expense | $437,000 | 2,319 |
| Additional noninterest expense | $1,375,000 | 2,067 |
| Pre-tax net operating income | $619,000 | 3,856 |
| Securities gains (losses) | $55,000 | 622 |
| Applicable income taxes | $196,000 | 2,495 |
| Income before extraordinary items | $478,000 | 3,948 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $478,000 | 3,947 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $478,000 | 3,948 |
| Net charge-offs | $-8,000 | 4,727 |
| Cash dividends | $350,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $438,950 | 4,030 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 3,250 |
| Total interest expense | $100,000 | 4,004 |
| Net interest income | $1,556,000 | 3,127 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $302,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $198,000 | 1,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,417 |
| Total noninterest expense | $1,572,000 | 2,736 |
| Salaries and employee benefits | $659,000 | 3,301 |
| Premises and equipment expense | $222,000 | 2,340 |
| Additional noninterest expense | $691,000 | 2,065 |
| Pre-tax net operating income | $286,000 | 3,904 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $81,000 | 2,594 |
| Income before extraordinary items | $205,000 | 4,100 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $205,000 | 4,099 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $205,000 | 4,100 |
| Net charge-offs | $12,000 | 2,133 |
| Cash dividends | $175,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $205,000 | 4,084 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 2,892 |
| Total interest expense | $502,000 | 3,636 |
| Net interest income | $7,323,000 | 2,790 |
| Provision for loan and lease losses | $211,000 | 2,374 |
| Total noninterest income | $1,227,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $823,000 | 1,406 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $404,000 | 3,548 |
| Total noninterest expense | $6,089,000 | 2,821 |
| Salaries and employee benefits | $2,764,000 | 3,206 |
| Premises and equipment expense | $912,000 | 2,292 |
| Additional noninterest expense | $2,413,000 | 2,380 |
| Pre-tax net operating income | $2,250,000 | 2,860 |
| Securities gains (losses) | $132,000 | 1,140 |
| Applicable income taxes | $741,000 | 1,923 |
| Income before extraordinary items | $1,641,000 | 3,122 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,641,000 | 3,121 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,641,000 | 3,121 |
| Net charge-offs | $42,000 | 3,261 |
| Cash dividends | $700,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,549,920 | 3,181 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,815,000 | 2,924 |
| Total interest expense | $370,000 | 3,694 |
| Net interest income | $5,445,000 | 2,811 |
| Provision for loan and lease losses | $158,000 | 2,305 |
| Total noninterest income | $916,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $609,000 | 1,421 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $307,000 | 3,544 |
| Total noninterest expense | $4,515,000 | 2,845 |
| Salaries and employee benefits | $2,057,000 | 3,213 |
| Premises and equipment expense | $689,000 | 2,280 |
| Additional noninterest expense | $1,769,000 | 2,425 |
| Pre-tax net operating income | $1,688,000 | 2,909 |
| Securities gains (losses) | $105,000 | 1,216 |
| Applicable income taxes | $557,000 | 1,956 |
| Income before extraordinary items | $1,236,000 | 3,154 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,236,000 | 3,154 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,236,000 | 3,154 |
| Net charge-offs | $18,000 | 3,215 |
| Cash dividends | $525,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,163,550 | 3,198 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 2,939 |
| Total interest expense | $249,000 | 3,690 |
| Net interest income | $3,606,000 | 2,838 |
| Provision for loan and lease losses | $106,000 | 2,251 |
| Total noninterest income | $602,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $394,000 | 1,445 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 3,541 |
| Total noninterest expense | $2,982,000 | 2,873 |
| Salaries and employee benefits | $1,354,000 | 3,261 |
| Premises and equipment expense | $457,000 | 2,295 |
| Additional noninterest expense | $1,171,000 | 2,449 |
| Pre-tax net operating income | $1,120,000 | 2,877 |
| Securities gains (losses) | $97,000 | 985 |
| Applicable income taxes | $379,000 | 1,927 |
| Income before extraordinary items | $838,000 | 3,103 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $838,000 | 3,102 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $838,000 | 3,102 |
| Net charge-offs | $-4,000 | 4,670 |
| Cash dividends | $350,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $771,070 | 3,183 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 3,007 |
| Total interest expense | $123,000 | 3,729 |
| Net interest income | $1,750,000 | 2,907 |
| Provision for loan and lease losses | $53,000 | 2,107 |
| Total noninterest income | $292,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $191,000 | 1,487 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $101,000 | 3,538 |
| Total noninterest expense | $1,466,000 | 2,928 |
| Salaries and employee benefits | $684,000 | 3,263 |
| Premises and equipment expense | $218,000 | 2,388 |
| Additional noninterest expense | $564,000 | 2,516 |
| Pre-tax net operating income | $523,000 | 2,963 |
| Securities gains (losses) | $42,000 | 907 |
| Applicable income taxes | $174,000 | 1,966 |
| Income before extraordinary items | $391,000 | 3,173 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $391,000 | 3,171 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $391,000 | 3,172 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $175,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $362,020 | 3,244 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 3,279 |
| Total interest expense | $421,000 | 4,045 |
| Net interest income | $6,064,000 | 3,169 |
| Provision for loan and lease losses | $226,000 | 2,204 |
| Total noninterest income | $1,150,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $773,000 | 1,515 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $377,000 | 3,667 |
| Total noninterest expense | $5,545,000 | 3,013 |
| Salaries and employee benefits | $2,562,000 | 3,357 |
| Premises and equipment expense | $881,000 | 2,392 |
| Additional noninterest expense | $2,102,000 | 2,694 |
| Pre-tax net operating income | $1,443,000 | 3,549 |
| Securities gains (losses) | $96,000 | 1,203 |
| Applicable income taxes | $439,000 | 2,345 |
| Income before extraordinary items | $1,100,000 | 3,769 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,100,000 | 3,769 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,100,000 | 3,770 |
| Net charge-offs | $6,000 | 4,165 |
| Cash dividends | $700,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,031,840 | 3,821 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 3,332 |
| Total interest expense | $313,000 | 4,123 |
| Net interest income | $4,507,000 | 3,210 |
| Provision for loan and lease losses | $187,000 | 2,023 |
| Total noninterest income | $853,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $575,000 | 1,546 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 3,726 |
| Total noninterest expense | $4,100,000 | 3,068 |
| Salaries and employee benefits | $1,891,000 | 3,399 |
| Premises and equipment expense | $659,000 | 2,414 |
| Additional noninterest expense | $1,550,000 | 2,721 |
| Pre-tax net operating income | $1,073,000 | 3,632 |
| Securities gains (losses) | $62,000 | 1,332 |
| Applicable income taxes | $320,000 | 2,422 |
| Income before extraordinary items | $815,000 | 3,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $815,000 | 3,847 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $815,000 | 3,848 |
| Net charge-offs | $-2,000 | 4,778 |
| Cash dividends | $525,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $770,360 | 3,890 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,164,000 | 3,373 |
| Total interest expense | $207,000 | 4,179 |
| Net interest income | $2,957,000 | 3,254 |
| Provision for loan and lease losses | $144,000 | 1,876 |
| Total noninterest income | $549,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $367,000 | 1,582 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $182,000 | 3,774 |
| Total noninterest expense | $2,737,000 | 3,083 |
| Salaries and employee benefits | $1,265,000 | 3,425 |
| Premises and equipment expense | $433,000 | 2,443 |
| Additional noninterest expense | $1,039,000 | 2,722 |
| Pre-tax net operating income | $625,000 | 3,832 |
| Securities gains (losses) | $62,000 | 1,113 |
| Applicable income taxes | $188,000 | 2,539 |
| Income before extraordinary items | $499,000 | 3,976 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $499,000 | 3,976 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $499,000 | 3,978 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $350,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $453,740 | 4,071 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 3,446 |
| Total interest expense | $102,000 | 4,254 |
| Net interest income | $1,433,000 | 3,323 |
| Provision for loan and lease losses | $72,000 | 1,790 |
| Total noninterest income | $268,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $179,000 | 1,587 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 3,770 |
| Total noninterest expense | $1,366,000 | 3,097 |
| Salaries and employee benefits | $652,000 | 3,394 |
| Premises and equipment expense | $214,000 | 2,511 |
| Additional noninterest expense | $500,000 | 2,796 |
| Pre-tax net operating income | $263,000 | 4,070 |
| Securities gains (losses) | $36,000 | 992 |
| Applicable income taxes | $77,000 | 2,673 |
| Income before extraordinary items | $222,000 | 4,123 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $222,000 | 4,126 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $222,000 | 4,126 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $175,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $195,360 | 4,247 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,879,000 | 3,575 |
| Total interest expense | $417,000 | 4,374 |
| Net interest income | $5,462,000 | 3,448 |
| Provision for loan and lease losses | $150,000 | 2,763 |
| Total noninterest income | $1,147,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $797,000 | 1,593 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $350,000 | 3,809 |
| Total noninterest expense | $5,751,000 | 3,005 |
| Salaries and employee benefits | $2,741,000 | 3,269 |
| Premises and equipment expense | $855,000 | 2,538 |
| Additional noninterest expense | $2,155,000 | 2,721 |
| Pre-tax net operating income | $708,000 | 4,646 |
| Securities gains (losses) | $238,000 | 724 |
| Applicable income taxes | $207,000 | 2,926 |
| Income before extraordinary items | $739,000 | 4,417 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $739,000 | 4,417 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $739,000 | 4,418 |
| Net charge-offs | $379,000 | 1,775 |
| Cash dividends | $668,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $553,360 | 4,747 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,409,000 | 3,608 |
| Total interest expense | $310,000 | 4,452 |
| Net interest income | $4,099,000 | 3,477 |
| Provision for loan and lease losses | $120,000 | 2,607 |
| Total noninterest income | $842,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $591,000 | 1,614 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $251,000 | 3,900 |
| Total noninterest expense | $4,207,000 | 3,076 |
| Salaries and employee benefits | $1,977,000 | 3,375 |
| Premises and equipment expense | $641,000 | 2,566 |
| Additional noninterest expense | $1,589,000 | 2,756 |
| Pre-tax net operating income | $614,000 | 4,541 |
| Securities gains (losses) | $188,000 | 663 |
| Applicable income taxes | $185,000 | 2,867 |
| Income before extraordinary items | $617,000 | 4,310 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $617,000 | 4,311 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $617,000 | 4,311 |
| Net charge-offs | $373,000 | 1,406 |
| Cash dividends | $525,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $472,240 | 4,656 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 3,614 |
| Total interest expense | $199,000 | 4,571 |
| Net interest income | $2,732,000 | 3,475 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $556,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $390,000 | 1,600 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $166,000 | 3,912 |
| Total noninterest expense | $2,746,000 | 3,129 |
| Salaries and employee benefits | $1,272,000 | 3,470 |
| Premises and equipment expense | $425,000 | 2,588 |
| Additional noninterest expense | $1,049,000 | 2,770 |
| Pre-tax net operating income | $452,000 | 4,335 |
| Securities gains (losses) | $102,000 | 773 |
| Applicable income taxes | $128,000 | 2,812 |
| Income before extraordinary items | $426,000 | 4,212 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $426,000 | 4,217 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $426,000 | 4,217 |
| Net charge-offs | $284,000 | 1,297 |
| Cash dividends | $350,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $347,460 | 4,470 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 3,675 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $1,340,000 | 3,527 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $274,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $190,000 | 1,619 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $84,000 | 3,820 |
| Total noninterest expense | $1,337,000 | 3,219 |
| Salaries and employee benefits | $605,000 | 3,619 |
| Premises and equipment expense | $212,000 | 2,647 |
| Additional noninterest expense | $520,000 | 2,800 |
| Pre-tax net operating income | $217,000 | 4,348 |
| Securities gains (losses) | $55,000 | 621 |
| Applicable income taxes | $59,000 | 2,836 |
| Income before extraordinary items | $213,000 | 4,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $213,000 | 4,141 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $213,000 | 4,143 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $175,000 | 1,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $170,100 | 4,450 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,847,000 | 3,680 |
| Total interest expense | $395,000 | 4,934 |
| Net interest income | $5,452,000 | 3,492 |
| Provision for loan and lease losses | $396,000 | 2,137 |
| Total noninterest income | $1,112,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $805,000 | 1,639 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $307,000 | 4,058 |
| Total noninterest expense | $5,205,000 | 3,307 |
| Salaries and employee benefits | $2,460,000 | 3,583 |
| Premises and equipment expense | $824,000 | 2,639 |
| Additional noninterest expense | $1,921,000 | 3,076 |
| Pre-tax net operating income | $963,000 | 4,142 |
| Securities gains (losses) | $152,000 | 1,059 |
| Applicable income taxes | $274,000 | 2,705 |
| Income before extraordinary items | $841,000 | 4,199 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $841,000 | 4,201 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $841,000 | 4,202 |
| Net charge-offs | $114,000 | 3,615 |
| Cash dividends | $625,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $727,000 | 4,337 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 3,700 |
| Total interest expense | $297,000 | 5,026 |
| Net interest income | $4,137,000 | 3,483 |
| Provision for loan and lease losses | $256,000 | 2,260 |
| Total noninterest income | $828,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $599,000 | 1,643 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $229,000 | 4,137 |
| Total noninterest expense | $3,838,000 | 3,361 |
| Salaries and employee benefits | $1,787,000 | 3,680 |
| Premises and equipment expense | $618,000 | 2,660 |
| Additional noninterest expense | $1,433,000 | 3,077 |
| Pre-tax net operating income | $871,000 | 3,914 |
| Securities gains (losses) | $140,000 | 1,014 |
| Applicable income taxes | $340,000 | 2,313 |
| Income before extraordinary items | $671,000 | 4,122 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $671,000 | 4,125 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $671,000 | 4,126 |
| Net charge-offs | $-38,000 | 6,402 |
| Cash dividends | $450,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $578,600 | 4,289 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 3,662 |
| Total interest expense | $199,000 | 5,069 |
| Net interest income | $2,801,000 | 3,450 |
| Provision for loan and lease losses | $196,000 | 2,158 |
| Total noninterest income | $539,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $386,000 | 1,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $153,000 | 4,185 |
| Total noninterest expense | $2,527,000 | 3,390 |
| Salaries and employee benefits | $1,187,000 | 3,706 |
| Premises and equipment expense | $406,000 | 2,711 |
| Additional noninterest expense | $934,000 | 3,120 |
| Pre-tax net operating income | $617,000 | 3,779 |
| Securities gains (losses) | $96,000 | 1,140 |
| Applicable income taxes | $241,000 | 2,248 |
| Income before extraordinary items | $472,000 | 4,042 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $472,000 | 4,044 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $472,000 | 4,045 |
| Net charge-offs | $-24,000 | 6,370 |
| Cash dividends | $275,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $408,640 | 4,171 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 3,704 |
| Total interest expense | $99,000 | 5,164 |
| Net interest income | $1,392,000 | 3,477 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $260,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $185,000 | 1,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,190 |
| Total noninterest expense | $1,280,000 | 3,397 |
| Salaries and employee benefits | $594,000 | 3,735 |
| Premises and equipment expense | $208,000 | 2,685 |
| Additional noninterest expense | $478,000 | 3,090 |
| Pre-tax net operating income | $312,000 | 3,735 |
| Securities gains (losses) | $36,000 | 1,059 |
| Applicable income taxes | $118,000 | 2,235 |
| Income before extraordinary items | $230,000 | 4,030 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $230,000 | 4,033 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $230,000 | 4,033 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $206,240 | 4,124 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,042,000 | 3,819 |
| Total interest expense | $451,000 | 5,308 |
| Net interest income | $5,591,000 | 3,537 |
| Provision for loan and lease losses | $335,000 | 3,237 |
| Total noninterest income | $1,059,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $774,000 | 1,739 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $285,000 | 4,101 |
| Total noninterest expense | $5,588,000 | 3,198 |
| Salaries and employee benefits | $2,485,000 | 3,591 |
| Premises and equipment expense | $924,000 | 2,418 |
| Additional noninterest expense | $2,179,000 | 2,889 |
| Pre-tax net operating income | $727,000 | 4,461 |
| Securities gains (losses) | $67,000 | 2,550 |
| Applicable income taxes | $-162,000 | 6,760 |
| Income before extraordinary items | $956,000 | 3,988 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $956,000 | 3,988 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $956,000 | 3,990 |
| Net charge-offs | $436,000 | 2,833 |
| Cash dividends | $155,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $889,000 | 3,933 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 3,877 |
| Total interest expense | $344,000 | 5,418 |
| Net interest income | $4,200,000 | 3,594 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $783,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $573,000 | 1,782 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $210,000 | 4,178 |
| Total noninterest expense | $4,221,000 | 3,200 |
| Salaries and employee benefits | $1,854,000 | 3,614 |
| Premises and equipment expense | $696,000 | 2,452 |
| Additional noninterest expense | $1,671,000 | 2,855 |
| Pre-tax net operating income | $582,000 | 4,505 |
| Securities gains (losses) | $36,000 | 2,615 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $618,000 | 4,310 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $618,000 | 4,310 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $618,000 | 4,309 |
| Net charge-offs | $295,000 | 2,854 |
| Cash dividends | $80,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $582,000 | 4,247 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 3,933 |
| Total interest expense | $235,000 | 5,462 |
| Net interest income | $2,766,000 | 3,634 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $525,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $376,000 | 1,801 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 4,089 |
| Total noninterest expense | $2,825,000 | 3,205 |
| Salaries and employee benefits | $1,239,000 | 3,625 |
| Premises and equipment expense | $465,000 | 2,447 |
| Additional noninterest expense | $1,121,000 | 2,849 |
| Pre-tax net operating income | $346,000 | 4,663 |
| Securities gains (losses) | $36,000 | 2,248 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $382,000 | 4,444 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $382,000 | 4,450 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $382,000 | 4,448 |
| Net charge-offs | $217,000 | 2,655 |
| Cash dividends | $40,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $346,000 | 4,412 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 4,023 |
| Total interest expense | $119,000 | 5,548 |
| Net interest income | $1,349,000 | 3,717 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $241,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $189,000 | 1,784 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,667 |
| Total noninterest expense | $1,397,000 | 3,237 |
| Salaries and employee benefits | $614,000 | 3,672 |
| Premises and equipment expense | $237,000 | 2,413 |
| Additional noninterest expense | $546,000 | 2,883 |
| Pre-tax net operating income | $133,000 | 5,087 |
| Securities gains (losses) | $22,000 | 1,558 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $155,000 | 4,792 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $155,000 | 4,795 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $155,000 | 4,796 |
| Net charge-offs | $144,000 | 2,133 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $133,000 | 4,869 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,895,000 | 4,117 |
| Total interest expense | $562,000 | 5,636 |
| Net interest income | $5,333,000 | 3,755 |
| Provision for loan and lease losses | $235,000 | 4,447 |
| Total noninterest income | $1,218,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $916,000 | 1,590 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $302,000 | 3,860 |
| Total noninterest expense | $5,774,000 | 3,146 |
| Salaries and employee benefits | $2,432,000 | 3,634 |
| Premises and equipment expense | $951,000 | 2,514 |
| Additional noninterest expense | $2,391,000 | 2,679 |
| Pre-tax net operating income | $542,000 | 4,637 |
| Securities gains (losses) | $104,000 | 2,037 |
| Applicable income taxes | $-128,000 | 6,855 |
| Income before extraordinary items | $774,000 | 3,999 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $774,000 | 4,004 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $774,000 | 4,003 |
| Net charge-offs | $187,000 | 4,375 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $670,000 | 4,100 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 4,180 |
| Total interest expense | $425,000 | 5,737 |
| Net interest income | $3,985,000 | 3,776 |
| Provision for loan and lease losses | $115,000 | 4,812 |
| Total noninterest income | $901,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $673,000 | 1,633 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $228,000 | 3,897 |
| Total noninterest expense | $4,399,000 | 3,111 |
| Salaries and employee benefits | $1,822,000 | 3,640 |
| Premises and equipment expense | $728,000 | 2,486 |
| Additional noninterest expense | $1,849,000 | 2,629 |
| Pre-tax net operating income | $372,000 | 4,852 |
| Securities gains (losses) | $104,000 | 1,756 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $476,000 | 4,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $476,000 | 4,401 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $476,000 | 4,401 |
| Net charge-offs | $153,000 | 3,992 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $372,000 | 4,640 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 4,210 |
| Total interest expense | $281,000 | 5,858 |
| Net interest income | $2,653,000 | 3,803 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $587,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $416,000 | 1,712 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $171,000 | 3,745 |
| Total noninterest expense | $2,989,000 | 3,109 |
| Salaries and employee benefits | $1,192,000 | 3,725 |
| Premises and equipment expense | $487,000 | 2,502 |
| Additional noninterest expense | $1,310,000 | 2,534 |
| Pre-tax net operating income | $191,000 | 5,165 |
| Securities gains (losses) | $25,000 | 1,984 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $216,000 | 4,905 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $216,000 | 4,904 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $216,000 | 4,905 |
| Net charge-offs | $133,000 | 3,551 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $191,000 | 4,993 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 4,249 |
| Total interest expense | $142,000 | 5,937 |
| Net interest income | $1,314,000 | 3,819 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $283,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $197,000 | 1,765 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 3,793 |
| Total noninterest expense | $1,485,000 | 3,126 |
| Salaries and employee benefits | $583,000 | 3,809 |
| Premises and equipment expense | $234,000 | 2,627 |
| Additional noninterest expense | $668,000 | 2,482 |
| Pre-tax net operating income | $82,000 | 5,351 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $86,000 | 5,201 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $86,000 | 5,199 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $86,000 | 5,201 |
| Net charge-offs | $31,000 | 3,744 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $82,000 | 5,199 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 4,203 |
| Total interest expense | $672,000 | 6,042 |
| Net interest income | $5,569,000 | 3,674 |
| Provision for loan and lease losses | $-130,000 | 7,605 |
| Total noninterest income | $1,267,000 | 2,813 |
| Gross Fiduciary activities income | $3,000 | 1,259 |
| Service charges on deposit accounts | $788,000 | 1,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $476,000 | 3,260 |
| Total noninterest expense | $6,270,000 | 2,999 |
| Salaries and employee benefits | $2,462,000 | 3,620 |
| Premises and equipment expense | $1,003,000 | 2,471 |
| Additional noninterest expense | $2,805,000 | 2,415 |
| Pre-tax net operating income | $696,000 | 3,922 |
| Securities gains (losses) | $96,000 | 2,203 |
| Applicable income taxes | $-191,000 | 6,961 |
| Income before extraordinary items | $983,000 | 3,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $983,000 | 3,259 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $983,000 | 3,262 |
| Net charge-offs | $35,000 | 6,121 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $887,000 | 3,327 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 4,234 |
| Total interest expense | $520,000 | 6,132 |
| Net interest income | $4,238,000 | 3,680 |
| Provision for loan and lease losses | $-130,000 | 7,712 |
| Total noninterest income | $1,035,000 | 2,667 |
| Gross Fiduciary activities income | $2,000 | 1,229 |
| Service charges on deposit accounts | $588,000 | 1,920 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $445,000 | 2,945 |
| Total noninterest expense | $4,755,000 | 2,962 |
| Salaries and employee benefits | $1,859,000 | 3,644 |
| Premises and equipment expense | $746,000 | 2,531 |
| Additional noninterest expense | $2,150,000 | 2,336 |
| Pre-tax net operating income | $648,000 | 3,851 |
| Securities gains (losses) | $71,000 | 2,217 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $719,000 | 3,465 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $719,000 | 3,463 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $719,000 | 3,465 |
| Net charge-offs | $21,000 | 6,000 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $648,000 | 3,515 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 4,273 |
| Total interest expense | $359,000 | 6,152 |
| Net interest income | $2,818,000 | 3,690 |
| Provision for loan and lease losses | $-130,000 | 7,786 |
| Total noninterest income | $785,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $394,000 | 1,919 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $391,000 | 2,448 |
| Total noninterest expense | $3,177,000 | 2,972 |
| Salaries and employee benefits | $1,215,000 | 3,731 |
| Premises and equipment expense | $506,000 | 2,522 |
| Additional noninterest expense | $1,456,000 | 2,314 |
| Pre-tax net operating income | $556,000 | 3,454 |
| Securities gains (losses) | $67,000 | 1,696 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $623,000 | 2,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $623,000 | 2,990 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $623,000 | 2,993 |
| Net charge-offs | $7,000 | 5,969 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $556,000 | 3,104 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 4,317 |
| Total interest expense | $187,000 | 6,197 |
| Net interest income | $1,419,000 | 3,705 |
| Provision for loan and lease losses | $-130,000 | 7,888 |
| Total noninterest income | $603,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $193,000 | 1,930 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $410,000 | 1,486 |
| Total noninterest expense | $1,622,000 | 2,935 |
| Salaries and employee benefits | $600,000 | 3,817 |
| Premises and equipment expense | $255,000 | 2,546 |
| Additional noninterest expense | $767,000 | 2,214 |
| Pre-tax net operating income | $530,000 | 2,302 |
| Securities gains (losses) | $55,000 | 1,104 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $585,000 | 1,864 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $585,000 | 1,862 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $585,000 | 1,864 |
| Net charge-offs | $-47,000 | 7,778 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $530,000 | 1,958 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 4,085 |
| Total interest expense | $994,000 | 6,040 |
| Net interest income | $6,258,000 | 3,347 |
| Provision for loan and lease losses | $552,000 | 4,382 |
| Total noninterest income | $1,819,000 | 2,257 |
| Gross Fiduciary activities income | $4,000 | 1,267 |
| Service charges on deposit accounts | $854,000 | 1,939 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $961,000 | 2,193 |
| Total noninterest expense | $7,277,000 | 2,704 |
| Salaries and employee benefits | $2,727,000 | 3,441 |
| Premises and equipment expense | $925,000 | 2,752 |
| Additional noninterest expense | $3,625,000 | 2,007 |
| Pre-tax net operating income | $248,000 | 4,661 |
| Securities gains (losses) | $-317,000 | 7,506 |
| Applicable income taxes | $292,000 | 2,049 |
| Income before extraordinary items | $-361,000 | 5,981 |
| Extraordinary gains, net | $-22,000 | 7,983 |
| Net income | $-383,000 | 6,003 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-383,000 | 6,003 |
| Net charge-offs | $288,000 | 4,547 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-44,000 | 5,586 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 4,120 |
| Total interest expense | $783,000 | 6,075 |
| Net interest income | $4,702,000 | 3,336 |
| Provision for loan and lease losses | $408,000 | 4,153 |
| Total noninterest income | $1,812,000 | 1,913 |
| Gross Fiduciary activities income | $4,000 | 1,209 |
| Service charges on deposit accounts | $632,000 | 1,969 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,176,000 | 1,637 |
| Total noninterest expense | $5,852,000 | 2,526 |
| Salaries and employee benefits | $2,185,000 | 3,294 |
| Premises and equipment expense | $734,000 | 2,661 |
| Additional noninterest expense | $2,933,000 | 1,819 |
| Pre-tax net operating income | $254,000 | 4,702 |
| Securities gains (losses) | $-304,000 | 7,660 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $-52,000 | 5,890 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-52,000 | 5,890 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-52,000 | 5,890 |
| Net charge-offs | $164,000 | 4,498 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $252,000 | 4,559 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 4,105 |
| Total interest expense | $552,000 | 6,083 |
| Net interest income | $3,167,000 | 3,306 |
| Provision for loan and lease losses | $350,000 | 3,472 |
| Total noninterest income | $1,611,000 | 1,561 |
| Gross Fiduciary activities income | $4,000 | 1,184 |
| Service charges on deposit accounts | $418,000 | 1,954 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,189,000 | 1,272 |
| Total noninterest expense | $4,222,000 | 2,366 |
| Salaries and employee benefits | $1,562,000 | 3,122 |
| Premises and equipment expense | $497,000 | 2,655 |
| Additional noninterest expense | $2,163,000 | 1,681 |
| Pre-tax net operating income | $206,000 | 4,613 |
| Securities gains (losses) | $43,000 | 2,002 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $246,000 | 4,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 4,271 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $246,000 | 4,271 |
| Net charge-offs | $78,000 | 4,497 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $203,430 | 4,420 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 4,131 |
| Total interest expense | $295,000 | 6,052 |
| Net interest income | $1,581,000 | 3,296 |
| Provision for loan and lease losses | $238,000 | 2,627 |
| Total noninterest income | $1,100,000 | 1,184 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $204,000 | 1,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $892,000 | 921 |
| Total noninterest expense | $2,394,000 | 2,064 |
| Salaries and employee benefits | $899,000 | 2,808 |
| Premises and equipment expense | $266,000 | 2,558 |
| Additional noninterest expense | $1,229,000 | 1,334 |
| Pre-tax net operating income | $49,000 | 5,649 |
| Securities gains (losses) | $20,000 | 1,683 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $66,000 | 5,453 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $128,000 | 4,603 |
| Minority interest net income | $-62,000 | 8,236 |
| Net income of bank and minority interests. | $66,000 | 5,456 |
| Net charge-offs | $41,000 | 3,730 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $46,800 | 5,576 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,701,000 | 4,234 |
| Total interest expense | $2,039,000 | 5,250 |
| Net interest income | $5,662,000 | 3,626 |
| Provision for loan and lease losses | $676,000 | 3,301 |
| Total noninterest income | $4,922,000 | 1,064 |
| Gross Fiduciary activities income | $43,000 | 997 |
| Service charges on deposit accounts | $855,000 | 2,006 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,024,000 | 768 |
| Total noninterest expense | $12,207,000 | 1,605 |
| Salaries and employee benefits | $4,444,000 | 2,282 |
| Premises and equipment expense | $1,251,000 | 2,156 |
| Additional noninterest expense | $6,512,000 | 986 |
| Pre-tax net operating income | $-2,299,000 | 7,453 |
| Securities gains (losses) | $-959,000 | 7,726 |
| Applicable income taxes | $290,000 | 2,441 |
| Income before extraordinary items | $-3,548,000 | 7,690 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,548,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $723,000 | 2,325 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,589,000 | 7,606 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,855,000 | 4,269 |
| Total interest expense | $1,648,000 | 5,195 |
| Net interest income | $4,207,000 | 3,677 |
| Provision for loan and lease losses | $551,000 | 2,587 |
| Total noninterest income | $3,875,000 | 1,075 |
| Gross Fiduciary activities income | $37,000 | 975 |
| Service charges on deposit accounts | $624,000 | 2,066 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,214,000 | 789 |
| Total noninterest expense | $9,548,000 | 1,528 |
| Salaries and employee benefits | $3,496,000 | 2,208 |
| Premises and equipment expense | $980,000 | 2,080 |
| Additional noninterest expense | $5,072,000 | 899 |
| Pre-tax net operating income | $-2,017,000 | 7,868 |
| Securities gains (losses) | $-920,000 | 7,893 |
| Applicable income taxes | $290,000 | 2,497 |
| Income before extraordinary items | $-3,227,000 | 8,035 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,227,000 | 8,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 2,078 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,307,000 | 7,992 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 4,311 |
| Total interest expense | $1,148,000 | 5,238 |
| Net interest income | $2,773,000 | 3,699 |
| Provision for loan and lease losses | $101,000 | 4,232 |
| Total noninterest income | $2,930,000 | 983 |
| Gross Fiduciary activities income | $31,000 | 962 |
| Service charges on deposit accounts | $402,000 | 2,114 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,497,000 | 714 |
| Total noninterest expense | $6,702,000 | 1,439 |
| Salaries and employee benefits | $2,463,000 | 2,109 |
| Premises and equipment expense | $644,000 | 2,090 |
| Additional noninterest expense | $3,595,000 | 834 |
| Pre-tax net operating income | $-1,100,000 | 7,959 |
| Securities gains (losses) | $-922,000 | 8,374 |
| Applicable income taxes | $290,000 | 2,253 |
| Income before extraordinary items | $-2,312,000 | 8,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,312,000 | 8,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,688 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,390,000 | 8,114 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 4,408 |
| Total interest expense | $635,000 | 5,128 |
| Net interest income | $1,304,000 | 3,859 |
| Provision for loan and lease losses | $41,000 | 4,079 |
| Total noninterest income | $1,851,000 | 804 |
| Gross Fiduciary activities income | $22,000 | 935 |
| Service charges on deposit accounts | $193,000 | 2,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,636,000 | 586 |
| Total noninterest expense | $3,381,000 | 1,412 |
| Salaries and employee benefits | $1,402,000 | 1,880 |
| Premises and equipment expense | $335,000 | 2,024 |
| Additional noninterest expense | $1,644,000 | 871 |
| Pre-tax net operating income | $-267,000 | 7,864 |
| Securities gains (losses) | $-4,000 | 8,261 |
| Applicable income taxes | $-177,000 | 8,240 |
| Income before extraordinary items | $-94,000 | 7,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-94,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,903 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-91,440 | 7,582 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 4,559 |
| Total interest expense | $2,900,000 | 4,890 |
| Net interest income | $4,573,000 | 4,252 |
| Provision for loan and lease losses | $395,000 | 2,723 |
| Total noninterest income | $7,657,000 | 772 |
| Gross Fiduciary activities income | $59,000 | 987 |
| Service charges on deposit accounts | $841,000 | 2,052 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,757,000 | 535 |
| Total noninterest expense | $11,993,000 | 1,539 |
| Salaries and employee benefits | $6,155,000 | 1,632 |
| Premises and equipment expense | $1,228,000 | 2,122 |
| Additional noninterest expense | $4,610,000 | 1,226 |
| Pre-tax net operating income | $-158,000 | 7,612 |
| Securities gains (losses) | $-33,000 | 7,902 |
| Applicable income taxes | $-147,000 | 8,077 |
| Income before extraordinary items | $-44,000 | 7,569 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-44,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,225 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-22,880 | 7,519 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,529,000 | 4,610 |
| Total interest expense | $2,201,000 | 4,880 |
| Net interest income | $3,328,000 | 4,347 |
| Provision for loan and lease losses | $279,000 | 2,414 |
| Total noninterest income | $5,820,000 | 767 |
| Gross Fiduciary activities income | $44,000 | 989 |
| Service charges on deposit accounts | $618,000 | 2,064 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,158,000 | 536 |
| Total noninterest expense | $9,023,000 | 1,509 |
| Salaries and employee benefits | $4,775,000 | 1,589 |
| Premises and equipment expense | $901,000 | 2,143 |
| Additional noninterest expense | $3,347,000 | 1,223 |
| Pre-tax net operating income | $-154,000 | 7,853 |
| Securities gains (losses) | $-26,000 | 8,022 |
| Applicable income taxes | $-134,000 | 8,273 |
| Income before extraordinary items | $-46,000 | 7,774 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-46,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,369 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-29,360 | 7,718 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 4,679 |
| Total interest expense | $1,428,000 | 4,942 |
| Net interest income | $2,170,000 | 4,442 |
| Provision for loan and lease losses | $185,000 | 2,274 |
| Total noninterest income | $4,026,000 | 770 |
| Gross Fiduciary activities income | $30,000 | 998 |
| Service charges on deposit accounts | $404,000 | 2,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,592,000 | 545 |
| Total noninterest expense | $6,082,000 | 1,509 |
| Salaries and employee benefits | $3,301,000 | 1,554 |
| Premises and equipment expense | $610,000 | 2,131 |
| Additional noninterest expense | $2,171,000 | 1,271 |
| Pre-tax net operating income | $-71,000 | 7,927 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-93,000 | 8,369 |
| Income before extraordinary items | $22,000 | 7,668 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $22,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,457 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $22,000 | 7,652 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 4,718 |
| Total interest expense | $711,000 | 4,932 |
| Net interest income | $1,072,000 | 4,493 |
| Provision for loan and lease losses | $91,000 | 2,141 |
| Total noninterest income | $2,000,000 | 754 |
| Gross Fiduciary activities income | $16,000 | 996 |
| Service charges on deposit accounts | $192,000 | 2,122 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,792,000 | 542 |
| Total noninterest expense | $3,114,000 | 1,477 |
| Salaries and employee benefits | $1,744,000 | 1,485 |
| Premises and equipment expense | $315,000 | 2,063 |
| Additional noninterest expense | $1,055,000 | 1,276 |
| Pre-tax net operating income | $-133,000 | 8,202 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-85,000 | 8,493 |
| Income before extraordinary items | $-48,000 | 8,045 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-48,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,372 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-48,000 | 8,033 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,019,000 | 4,558 |
| Total interest expense | $2,602,000 | 4,716 |
| Net interest income | $4,417,000 | 4,390 |
| Provision for loan and lease losses | $647,000 | 1,511 |
| Total noninterest income | $5,767,000 | 969 |
| Gross Fiduciary activities income | $111,000 | 913 |
| Service charges on deposit accounts | $881,000 | 1,953 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,775,000 | 696 |
| Total noninterest expense | $9,970,000 | 1,790 |
| Salaries and employee benefits | $5,497,000 | 1,780 |
| Premises and equipment expense | $1,087,000 | 2,283 |
| Additional noninterest expense | $3,386,000 | 1,557 |
| Pre-tax net operating income | $-433,000 | 8,229 |
| Securities gains (losses) | $-28,000 | 7,691 |
| Applicable income taxes | $-239,000 | 8,484 |
| Income before extraordinary items | $-222,000 | 8,165 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-222,000 | 8,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $776,000 | 853 |
| Cash dividends | $325,000 | 4,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-204,080 | 8,146 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 4,498 |
| Total interest expense | $1,921,000 | 4,671 |
| Net interest income | $3,437,000 | 4,307 |
| Provision for loan and lease losses | $514,000 | 1,362 |
| Total noninterest income | $3,458,000 | 1,183 |
| Gross Fiduciary activities income | $71,000 | 931 |
| Service charges on deposit accounts | $660,000 | 1,949 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,727,000 | 886 |
| Total noninterest expense | $6,609,000 | 1,995 |
| Salaries and employee benefits | $3,640,000 | 1,999 |
| Premises and equipment expense | $737,000 | 2,522 |
| Additional noninterest expense | $2,232,000 | 1,746 |
| Pre-tax net operating income | $-228,000 | 8,319 |
| Securities gains (losses) | $-28,000 | 7,963 |
| Applicable income taxes | $-185,000 | 8,618 |
| Income before extraordinary items | $-71,000 | 8,218 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-71,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 653 |
| Cash dividends | $325,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-53,080 | 8,190 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 4,405 |
| Total interest expense | $1,268,000 | 4,555 |
| Net interest income | $2,354,000 | 4,222 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $1,588,000 | 1,546 |
| Gross Fiduciary activities income | $58,000 | 917 |
| Service charges on deposit accounts | $407,000 | 2,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,123,000 | 1,255 |
| Total noninterest expense | $3,529,000 | 2,507 |
| Salaries and employee benefits | $1,950,000 | 2,498 |
| Premises and equipment expense | $444,000 | 2,751 |
| Additional noninterest expense | $1,135,000 | 2,286 |
| Pre-tax net operating income | $263,000 | 6,691 |
| Securities gains (losses) | $-28,000 | 8,198 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $190,000 | 6,824 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $190,000 | 6,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 991 |
| Cash dividends | $325,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $212,680 | 6,668 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 4,432 |
| Total interest expense | $615,000 | 4,515 |
| Net interest income | $1,148,000 | 4,292 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $552,000 | 2,055 |
| Gross Fiduciary activities income | $45,000 | 833 |
| Service charges on deposit accounts | $179,000 | 2,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $328,000 | 1,809 |
| Total noninterest expense | $1,455,000 | 2,959 |
| Salaries and employee benefits | $702,000 | 3,327 |
| Premises and equipment expense | $200,000 | 3,020 |
| Additional noninterest expense | $553,000 | 2,324 |
| Pre-tax net operating income | $170,000 | 6,165 |
| Securities gains (losses) | $-7,000 | 8,168 |
| Applicable income taxes | $32,000 | 4,955 |
| Income before extraordinary items | $131,000 | 6,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $131,000 | 6,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 693 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $136,600 | 6,158 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 4,318 |
| Total interest expense | $2,061,000 | 4,345 |
| Net interest income | $4,547,000 | 4,229 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $1,026,000 | 3,498 |
| Gross Fiduciary activities income | $121,000 | 914 |
| Service charges on deposit accounts | $709,000 | 2,326 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $196,000 | 5,204 |
| Total noninterest expense | $4,732,000 | 3,390 |
| Salaries and employee benefits | $2,287,000 | 3,740 |
| Premises and equipment expense | $732,000 | 3,123 |
| Additional noninterest expense | $1,713,000 | 2,898 |
| Pre-tax net operating income | $541,000 | 6,608 |
| Securities gains (losses) | $-119,000 | 8,472 |
| Applicable income taxes | $156,000 | 4,957 |
| Income before extraordinary items | $266,000 | 7,320 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $266,000 | 7,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,722 |
| Cash dividends | $832,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $342,160 | 6,989 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 4,369 |
| Total interest expense | $1,484,000 | 4,325 |
| Net interest income | $3,335,000 | 4,304 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $793,000 | 3,424 |
| Gross Fiduciary activities income | $108,000 | 866 |
| Service charges on deposit accounts | $556,000 | 2,236 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,472 |
| Total noninterest expense | $3,626,000 | 3,302 |
| Salaries and employee benefits | $1,755,000 | 3,642 |
| Premises and equipment expense | $532,000 | 3,184 |
| Additional noninterest expense | $1,339,000 | 2,749 |
| Pre-tax net operating income | $277,000 | 7,294 |
| Securities gains (losses) | $-41,000 | 8,407 |
| Applicable income taxes | $102,000 | 5,224 |
| Income before extraordinary items | $134,000 | 7,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $134,000 | 7,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $57,000 | 4,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $160,240 | 7,631 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 4,313 |
| Total interest expense | $938,000 | 4,323 |
| Net interest income | $2,250,000 | 4,241 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $550,000 | 3,297 |
| Gross Fiduciary activities income | $96,000 | 810 |
| Service charges on deposit accounts | $358,000 | 2,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $96,000 | 5,271 |
| Total noninterest expense | $2,519,000 | 3,170 |
| Salaries and employee benefits | $1,205,000 | 3,545 |
| Premises and equipment expense | $353,000 | 3,171 |
| Additional noninterest expense | $961,000 | 2,538 |
| Pre-tax net operating income | $131,000 | 7,659 |
| Securities gains (losses) | $9,000 | 1,390 |
| Applicable income taxes | $73,000 | 5,173 |
| Income before extraordinary items | $67,000 | 7,979 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $67,000 | 7,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,292 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $61,240 | 7,996 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 4,339 |
| Total interest expense | $444,000 | 4,369 |
| Net interest income | $1,124,000 | 4,260 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $268,000 | 3,313 |
| Gross Fiduciary activities income | $54,000 | 790 |
| Service charges on deposit accounts | $171,000 | 2,297 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $1,290,000 | 3,112 |
| Salaries and employee benefits | $594,000 | 3,596 |
| Premises and equipment expense | $174,000 | 3,244 |
| Additional noninterest expense | $522,000 | 2,331 |
| Pre-tax net operating income | $27,000 | 8,180 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $19,000 | 5,699 |
| Income before extraordinary items | $17,000 | 8,267 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $17,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,566 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $11,240 | 8,316 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,414,000 | 4,060 |
| Total interest expense | $1,724,000 | 4,093 |
| Net interest income | $4,690,000 | 3,998 |
| Provision for loan and lease losses | $580,000 | 1,719 |
| Total noninterest income | $1,309,000 | 2,942 |
| Gross Fiduciary activities income | $271,000 | 721 |
| Service charges on deposit accounts | $765,000 | 2,222 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $273,000 | 4,450 |
| Total noninterest expense | $4,704,000 | 3,302 |
| Salaries and employee benefits | $2,373,000 | 3,484 |
| Premises and equipment expense | $674,000 | 3,227 |
| Additional noninterest expense | $1,657,000 | 2,879 |
| Pre-tax net operating income | $715,000 | 6,062 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $162,000 | 5,000 |
| Income before extraordinary items | $566,000 | 6,083 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $566,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 1,077 |
| Cash dividends | $292,000 | 4,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $555,860 | 6,062 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 4,001 |
| Total interest expense | $1,294,000 | 4,052 |
| Net interest income | $3,588,000 | 3,916 |
| Provision for loan and lease losses | $330,000 | 2,085 |
| Total noninterest income | $999,000 | 2,930 |
| Gross Fiduciary activities income | $212,000 | 707 |
| Service charges on deposit accounts | $579,000 | 2,224 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $208,000 | 4,424 |
| Total noninterest expense | $3,572,000 | 3,241 |
| Salaries and employee benefits | $1,816,000 | 3,403 |
| Premises and equipment expense | $478,000 | 3,380 |
| Additional noninterest expense | $1,278,000 | 2,744 |
| Pre-tax net operating income | $685,000 | 5,570 |
| Securities gains (losses) | $54,000 | 1,604 |
| Applicable income taxes | $158,000 | 4,778 |
| Income before extraordinary items | $581,000 | 5,450 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $581,000 | 5,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,185 |
| Cash dividends | $158,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $538,340 | 5,564 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 3,975 |
| Total interest expense | $871,000 | 4,029 |
| Net interest income | $2,418,000 | 3,886 |
| Provision for loan and lease losses | $235,000 | 1,955 |
| Total noninterest income | $713,000 | 2,807 |
| Gross Fiduciary activities income | $158,000 | 679 |
| Service charges on deposit accounts | $386,000 | 2,214 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $169,000 | 4,080 |
| Total noninterest expense | $2,369,000 | 3,260 |
| Salaries and employee benefits | $1,221,000 | 3,389 |
| Premises and equipment expense | $302,000 | 3,532 |
| Additional noninterest expense | $846,000 | 2,779 |
| Pre-tax net operating income | $527,000 | 5,165 |
| Securities gains (losses) | $53,000 | 1,421 |
| Applicable income taxes | $128,000 | 4,508 |
| Income before extraordinary items | $452,000 | 4,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,179 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $410,660 | 5,170 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 3,993 |
| Total interest expense | $443,000 | 4,018 |
| Net interest income | $1,190,000 | 3,920 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $308,000 | 3,051 |
| Gross Fiduciary activities income | $82,000 | 681 |
| Service charges on deposit accounts | $188,000 | 2,208 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $1,170,000 | 3,294 |
| Salaries and employee benefits | $600,000 | 3,456 |
| Premises and equipment expense | $152,000 | 3,556 |
| Additional noninterest expense | $418,000 | 2,788 |
| Pre-tax net operating income | $228,000 | 5,515 |
| Securities gains (losses) | $43,000 | 1,278 |
| Applicable income taxes | $89,000 | 3,977 |
| Income before extraordinary items | $182,000 | 5,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $182,000 | 5,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,280 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $153,190 | 5,845 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,083,000 | 3,785 |
| Total interest expense | $2,243,000 | 3,641 |
| Net interest income | $4,840,000 | 3,764 |
| Provision for loan and lease losses | $375,000 | 2,706 |
| Total noninterest income | $1,019,000 | 3,685 |
| Gross Fiduciary activities income | $99,000 | 961 |
| Service charges on deposit accounts | $812,000 | 2,100 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $108,000 | 6,400 |
| Total noninterest expense | $4,680,000 | 3,235 |
| Salaries and employee benefits | $2,395,000 | 3,377 |
| Premises and equipment expense | $644,000 | 3,319 |
| Additional noninterest expense | $1,641,000 | 2,842 |
| Pre-tax net operating income | $804,000 | 5,692 |
| Securities gains (losses) | $175,000 | 1,433 |
| Applicable income taxes | $238,000 | 4,661 |
| Income before extraordinary items | $741,000 | 5,430 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $741,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 1,559 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 453 |
| Net operating income | $608,000 | 5,745 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,454,000 | 3,739 |
| Total interest expense | $1,775,000 | 3,601 |
| Net interest income | $3,679,000 | 3,762 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $744,000 | 3,799 |
| Gross Fiduciary activities income | $40,000 | 1,060 |
| Service charges on deposit accounts | $628,000 | 2,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,560 |
| Total noninterest expense | $3,526,000 | 3,207 |
| Salaries and employee benefits | $1,826,000 | 3,335 |
| Premises and equipment expense | $488,000 | 3,286 |
| Additional noninterest expense | $1,212,000 | 2,859 |
| Pre-tax net operating income | $597,000 | 5,891 |
| Securities gains (losses) | $184,000 | 1,281 |
| Applicable income taxes | $231,000 | 4,419 |
| Income before extraordinary items | $550,000 | 5,610 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $550,000 | 5,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,415 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $421,200 | 6,066 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 3,705 |
| Total interest expense | $1,262,000 | 3,518 |
| Net interest income | $2,457,000 | 3,756 |
| Provision for loan and lease losses | $225,000 | 2,308 |
| Total noninterest income | $458,000 | 3,940 |
| Gross Fiduciary activities income | $22,000 | 1,098 |
| Service charges on deposit accounts | $415,000 | 2,026 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $2,376,000 | 3,189 |
| Salaries and employee benefits | $1,231,000 | 3,304 |
| Premises and equipment expense | $327,000 | 3,261 |
| Additional noninterest expense | $818,000 | 2,825 |
| Pre-tax net operating income | $314,000 | 6,414 |
| Securities gains (losses) | $176,000 | 1,119 |
| Applicable income taxes | $148,000 | 4,513 |
| Income before extraordinary items | $342,000 | 5,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $342,000 | 5,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,188 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $218,800 | 6,601 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 3,709 |
| Total interest expense | $645,000 | 3,544 |
| Net interest income | $1,230,000 | 3,741 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $385,000 | 2,743 |
| Gross Fiduciary activities income | $11,000 | 1,113 |
| Service charges on deposit accounts | $353,000 | 1,177 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $1,184,000 | 3,192 |
| Salaries and employee benefits | $611,000 | 3,309 |
| Premises and equipment expense | $171,000 | 3,140 |
| Additional noninterest expense | $402,000 | 2,849 |
| Pre-tax net operating income | $331,000 | 4,533 |
| Securities gains (losses) | $-72,000 | 9,243 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $169,000 | 5,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,261 |
| Cash dividends | $350,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $215,800 | 4,938 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,989,000 | 3,649 |
| Total interest expense | $2,742,000 | 3,812 |
| Net interest income | $5,247,000 | 3,510 |
| Provision for loan and lease losses | $422,000 | 2,718 |
| Total noninterest income | $738,000 | 4,193 |
| Gross Fiduciary activities income | $44,000 | 1,134 |
| Service charges on deposit accounts | $655,000 | 2,386 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $4,318,000 | 3,344 |
| Salaries and employee benefits | $2,230,000 | 3,424 |
| Premises and equipment expense | $605,000 | 3,390 |
| Additional noninterest expense | $1,483,000 | 2,981 |
| Pre-tax net operating income | $1,245,000 | 4,612 |
| Securities gains (losses) | $-125,000 | 9,151 |
| Applicable income taxes | $342,000 | 4,209 |
| Income before extraordinary items | $778,000 | 5,275 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $778,000 | 5,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,970 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $864,250 | 4,859 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 4,077 |
| Total interest expense | $3,323,000 | 4,376 |
| Net interest income | $4,527,000 | 3,743 |
| Provision for loan and lease losses | $252,000 | 3,587 |
| Total noninterest income | $655,000 | 4,363 |
| Gross Fiduciary activities income | $47,000 | 1,143 |
| Service charges on deposit accounts | $529,000 | 2,708 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $4,083,000 | 3,366 |
| Salaries and employee benefits | $2,154,000 | 3,373 |
| Premises and equipment expense | $678,000 | 3,030 |
| Additional noninterest expense | $1,251,000 | 3,370 |
| Pre-tax net operating income | $847,000 | 5,345 |
| Securities gains (losses) | $31,000 | 2,791 |
| Applicable income taxes | $363,000 | 3,920 |
| Income before extraordinary items | $515,000 | 5,991 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $515,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,798 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $495,160 | 5,985 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,254,000 | 4,448 |
| Total interest expense | $3,249,000 | 4,644 |
| Net interest income | $4,005,000 | 4,178 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $688,000 | 4,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $567,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 5,977 |
| Total noninterest expense | $3,786,000 | 3,479 |
| Salaries and employee benefits | $2,020,000 | 3,432 |
| Premises and equipment expense | $665,000 | 3,006 |
| Additional noninterest expense | $1,101,000 | 3,694 |
| Pre-tax net operating income | $897,000 | 5,558 |
| Securities gains (losses) | $-119,000 | 9,465 |
| Applicable income taxes | $141,000 | 6,033 |
| Income before extraordinary items | $637,000 | 5,677 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $637,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 9,697 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $734,580 | 5,291 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,503,000 | 4,670 |
| Total interest expense | $2,750,000 | 4,917 |
| Net interest income | $3,753,000 | 4,408 |
| Provision for loan and lease losses | $138,000 | 4,462 |
| Total noninterest income | $730,000 | 3,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $597,000 | 2,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 5,903 |
| Total noninterest expense | $3,620,000 | 3,614 |
| Salaries and employee benefits | $1,736,000 | 3,859 |
| Premises and equipment expense | $637,000 | 3,094 |
| Additional noninterest expense | $1,247,000 | 3,313 |
| Pre-tax net operating income | $725,000 | 6,225 |
| Securities gains (losses) | $19,000 | 1,429 |
| Applicable income taxes | $69,000 | 7,349 |
| Income before extraordinary items | $675,000 | 5,572 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $675,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,103 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $657,710 | 5,613 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 4,941 |
| Total interest expense | $2,660,000 | 5,154 |
| Net interest income | $3,442,000 | 4,660 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $620,000 | 4,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,403 |
| Total noninterest expense | $3,463,000 | 3,644 |
| Salaries and employee benefits | $1,693,000 | 3,850 |
| Premises and equipment expense | $677,000 | 2,846 |
| Additional noninterest expense | $1,093,000 | 3,644 |
| Pre-tax net operating income | $499,000 | 7,370 |
| Securities gains (losses) | $29,000 | 2,139 |
| Applicable income taxes | $13,000 | 9,016 |
| Income before extraordinary items | $515,000 | 6,520 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $515,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $486,580 | 6,580 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 5,253 |
| Total interest expense | $2,533,000 | 5,360 |
| Net interest income | $3,179,000 | 5,081 |
| Provision for loan and lease losses | $78,000 | 5,710 |
| Total noninterest income | $587,000 | 4,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $466,000 | 2,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,255 |
| Total noninterest expense | $3,204,000 | 3,888 |
| Salaries and employee benefits | $1,536,000 | 4,172 |
| Premises and equipment expense | $698,000 | 2,740 |
| Additional noninterest expense | $970,000 | 4,017 |
| Pre-tax net operating income | $484,000 | 8,009 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $9,000 | 9,906 |
| Income before extraordinary items | $471,000 | 7,162 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $471,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,853 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $474,920 | 7,089 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 5,512 |
| Total interest expense | $2,567,000 | 5,408 |
| Net interest income | $2,948,000 | 5,506 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $797,000 | 3,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $453,000 | 2,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 3,737 |
| Total noninterest expense | $3,371,000 | 3,917 |
| Salaries and employee benefits | $1,432,000 | 4,504 |
| Premises and equipment expense | $604,000 | 3,191 |
| Additional noninterest expense | $1,335,000 | 3,446 |
| Pre-tax net operating income | $374,000 | 8,665 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $384,000 | 7,762 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $384,000 | 7,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $374,000 | 7,772 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 5,816 |
| Total interest expense | $2,400,000 | 5,740 |
| Net interest income | $2,812,000 | 5,790 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $524,000 | 5,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,865 |
| Total noninterest expense | $3,043,000 | 4,236 |
| Salaries and employee benefits | $1,355,000 | 4,696 |
| Premises and equipment expense | $485,000 | 3,856 |
| Additional noninterest expense | $1,203,000 | 3,733 |
| Pre-tax net operating income | $293,000 | 9,803 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $294,000 | 9,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $294,000 | 9,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $293,000 | 8,978 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 5,893 |
| Total interest expense | $1,950,000 | 5,721 |
| Net interest income | $2,808,000 | 5,892 |
| Provision for loan and lease losses | $-333,000 | 12,414 |
| Total noninterest income | $462,000 | 5,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $2,758,000 | 4,748 |
| Salaries and employee benefits | $1,201,000 | 5,236 |
| Premises and equipment expense | $429,000 | 4,328 |
| Additional noninterest expense | $1,128,000 | 4,276 |
| Pre-tax net operating income | $845,000 | 6,652 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $852,000 | 5,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $852,000 | 5,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-271,000 | 12,461 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $845,000 | 5,194 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 6,002 |
| Total interest expense | $2,243,000 | 5,286 |
| Net interest income | $2,546,000 | 6,454 |
| Provision for loan and lease losses | $-300,000 | 13,100 |
| Total noninterest income | $725,000 | 4,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 4,014 |
| Total noninterest expense | $2,810,000 | 4,774 |
| Salaries and employee benefits | $1,074,000 | 5,771 |
| Premises and equipment expense | $427,000 | 4,456 |
| Additional noninterest expense | $1,309,000 | 3,915 |
| Pre-tax net operating income | $761,000 | 7,023 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $778,000 | 5,684 |
| Extraordinary gains, net | $189,000 | 1,057 |
| Net income | $967,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,717 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $761,000 | 5,523 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 8,864 |
| Total interest expense | $1,539,000 | 8,395 |
| Net interest income | $1,526,000 | 9,194 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $526,000 | 5,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 4,389 |
| Total noninterest expense | $1,651,000 | 7,403 |
| Salaries and employee benefits | $591,000 | 8,886 |
| Premises and equipment expense | $317,000 | 5,744 |
| Additional noninterest expense | $743,000 | 6,463 |
| Pre-tax net operating income | $401,000 | 9,244 |
| Securities gains (losses) | $81,000 | 3,352 |
| Applicable income taxes | $162,000 | 8,337 |
| Income before extraordinary items | $320,000 | 9,041 |
| Extraordinary gains, net | $162,000 | 522 |
| Net income | $482,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 13,448 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 352 |
| Net operating income | $266,540 | 9,348 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.