Home > Citizens Savings Bank > Income and Expense
Citizens Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,091,000 | 2,586 |
| Total interest expense | $4,049,000 | 2,267 |
| Net interest income | $8,042,000 | 2,690 |
| Provision for loan and lease losses | $-45,000 | 4,265 |
| Total noninterest income | $967,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $278,000 | 2,293 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $689,000 | 2,658 |
| Total noninterest expense | $8,404,000 | 2,263 |
| Salaries and employee benefits | $4,795,000 | 2,250 |
| Premises and equipment expense | $1,181,000 | 1,827 |
| Additional noninterest expense | $689,000 | 2,658 |
| Pre-tax net operating income | $650,000 | 3,827 |
| Securities gains (losses) | $-1,152,000 | 4,321 |
| Applicable income taxes | $20,000 | 3,209 |
| Income before extraordinary items | $-522,000 | 4,446 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-522,000 | 4,445 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-522,000 | 4,446 |
| Net charge-offs | $16,000 | 2,286 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $630,000 | 3,782 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,957,000 | 2,578 |
| Total interest expense | $2,802,000 | 2,235 |
| Net interest income | $6,155,000 | 2,678 |
| Provision for loan and lease losses | $-33,000 | 4,312 |
| Total noninterest income | $714,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $203,000 | 2,336 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $511,000 | 2,655 |
| Total noninterest expense | $6,352,000 | 2,242 |
| Salaries and employee benefits | $3,655,000 | 2,222 |
| Premises and equipment expense | $884,000 | 1,834 |
| Additional noninterest expense | $511,000 | 2,654 |
| Pre-tax net operating income | $550,000 | 3,860 |
| Securities gains (losses) | $-1,152,000 | 4,459 |
| Applicable income taxes | $27,000 | 3,145 |
| Income before extraordinary items | $-629,000 | 4,513 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-629,000 | 4,511 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-629,000 | 4,513 |
| Net charge-offs | $16,000 | 1,978 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $523,000 | 3,821 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 2,549 |
| Total interest expense | $1,762,000 | 2,166 |
| Net interest income | $4,195,000 | 2,667 |
| Provision for loan and lease losses | $40,000 | 2,339 |
| Total noninterest income | $461,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $133,000 | 2,341 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $328,000 | 2,667 |
| Total noninterest expense | $4,243,000 | 2,232 |
| Salaries and employee benefits | $2,479,000 | 2,194 |
| Premises and equipment expense | $607,000 | 1,789 |
| Additional noninterest expense | $328,000 | 2,662 |
| Pre-tax net operating income | $373,000 | 3,893 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $203,000 | 2,130 |
| Income before extraordinary items | $170,000 | 4,144 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $170,000 | 4,185 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $170,000 | 4,143 |
| Net charge-offs | $37,000 | 1,290 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $170,000 | 4,162 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 2,532 |
| Total interest expense | $785,000 | 2,123 |
| Net interest income | $2,188,000 | 2,604 |
| Provision for loan and lease losses | $28,000 | 2,017 |
| Total noninterest income | $227,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $68,000 | 2,327 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $159,000 | 2,683 |
| Total noninterest expense | $2,151,000 | 2,247 |
| Salaries and employee benefits | $1,269,000 | 2,194 |
| Premises and equipment expense | $320,000 | 1,761 |
| Additional noninterest expense | $159,000 | 2,683 |
| Pre-tax net operating income | $236,000 | 3,795 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $129,000 | 1,967 |
| Income before extraordinary items | $107,000 | 4,123 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $107,000 | 4,123 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $107,000 | 4,123 |
| Net charge-offs | $37,000 | 901 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $107,000 | 4,146 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,124,000 | 2,383 |
| Total interest expense | $937,000 | 2,503 |
| Net interest income | $10,187,000 | 2,343 |
| Provision for loan and lease losses | $105,000 | 2,195 |
| Total noninterest income | $1,216,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $277,000 | 2,353 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $939,000 | 2,393 |
| Total noninterest expense | $8,818,000 | 2,175 |
| Salaries and employee benefits | $5,136,000 | 2,141 |
| Premises and equipment expense | $1,310,000 | 1,694 |
| Additional noninterest expense | $939,000 | 2,393 |
| Pre-tax net operating income | $2,480,000 | 2,875 |
| Securities gains (losses) | $-252,000 | 4,162 |
| Applicable income taxes | $407,000 | 2,191 |
| Income before extraordinary items | $1,821,000 | 3,048 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,821,000 | 3,045 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,821,000 | 3,047 |
| Net charge-offs | $18,000 | 1,960 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,027,640 | 2,955 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,266,000 | 2,347 |
| Total interest expense | $598,000 | 2,421 |
| Net interest income | $7,668,000 | 2,319 |
| Provision for loan and lease losses | $92,000 | 1,925 |
| Total noninterest income | $974,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $201,000 | 2,401 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $773,000 | 2,345 |
| Total noninterest expense | $6,518,000 | 2,183 |
| Salaries and employee benefits | $3,812,000 | 2,150 |
| Premises and equipment expense | $926,000 | 1,786 |
| Additional noninterest expense | $773,000 | 2,345 |
| Pre-tax net operating income | $2,032,000 | 2,756 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $390,000 | 1,997 |
| Income before extraordinary items | $1,642,000 | 2,823 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,642,000 | 2,821 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,642,000 | 2,822 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,642,000 | 2,856 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 2,325 |
| Total interest expense | $391,000 | 2,295 |
| Net interest income | $5,026,000 | 2,295 |
| Provision for loan and lease losses | $79,000 | 1,660 |
| Total noninterest income | $748,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $130,000 | 2,430 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $618,000 | 2,164 |
| Total noninterest expense | $4,318,000 | 2,173 |
| Salaries and employee benefits | $2,501,000 | 2,175 |
| Premises and equipment expense | $647,000 | 1,737 |
| Additional noninterest expense | $1,170,000 | 2,344 |
| Pre-tax net operating income | $1,377,000 | 2,667 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $261,000 | 1,931 |
| Income before extraordinary items | $1,116,000 | 2,699 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,116,000 | 2,697 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,116,000 | 2,699 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,116,000 | 2,732 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 2,308 |
| Total interest expense | $195,000 | 2,264 |
| Net interest income | $2,471,000 | 2,293 |
| Provision for loan and lease losses | $40,000 | 1,467 |
| Total noninterest income | $522,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $61,000 | 2,492 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $461,000 | 1,754 |
| Total noninterest expense | $2,140,000 | 2,183 |
| Salaries and employee benefits | $1,225,000 | 2,205 |
| Premises and equipment expense | $346,000 | 1,661 |
| Additional noninterest expense | $569,000 | 2,363 |
| Pre-tax net operating income | $813,000 | 2,365 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $152,000 | 1,790 |
| Income before extraordinary items | $661,000 | 2,426 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $661,000 | 2,424 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $661,000 | 2,426 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $661,000 | 2,449 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,720,000 | 2,375 |
| Total interest expense | $984,000 | 2,234 |
| Net interest income | $9,736,000 | 2,363 |
| Provision for loan and lease losses | $22,000 | 2,849 |
| Total noninterest income | $1,146,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $234,000 | 2,486 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $912,000 | 2,702 |
| Total noninterest expense | $8,490,000 | 2,202 |
| Salaries and employee benefits | $4,869,000 | 2,202 |
| Premises and equipment expense | $1,299,000 | 1,711 |
| Additional noninterest expense | $2,322,000 | 2,345 |
| Pre-tax net operating income | $2,370,000 | 2,960 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $459,000 | 2,156 |
| Income before extraordinary items | $1,911,000 | 3,081 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,911,000 | 3,081 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,911,000 | 3,081 |
| Net charge-offs | $35,000 | 1,841 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,911,000 | 3,058 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 2,414 |
| Total interest expense | $762,000 | 2,285 |
| Net interest income | $7,286,000 | 2,417 |
| Provision for loan and lease losses | $2,000 | 2,934 |
| Total noninterest income | $890,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $170,000 | 2,517 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $720,000 | 2,700 |
| Total noninterest expense | $6,411,000 | 2,201 |
| Salaries and employee benefits | $3,696,000 | 2,196 |
| Premises and equipment expense | $973,000 | 1,741 |
| Additional noninterest expense | $1,742,000 | 2,352 |
| Pre-tax net operating income | $1,763,000 | 3,079 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $345,000 | 2,231 |
| Income before extraordinary items | $1,418,000 | 3,206 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,418,000 | 3,205 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,418,000 | 3,206 |
| Net charge-offs | $33,000 | 1,530 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,418,000 | 3,183 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 2,407 |
| Total interest expense | $515,000 | 2,336 |
| Net interest income | $4,861,000 | 2,409 |
| Provision for loan and lease losses | $-3,000 | 4,378 |
| Total noninterest income | $644,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $109,000 | 2,521 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $535,000 | 2,565 |
| Total noninterest expense | $4,326,000 | 2,172 |
| Salaries and employee benefits | $2,459,000 | 2,195 |
| Premises and equipment expense | $702,000 | 1,633 |
| Additional noninterest expense | $1,165,000 | 2,339 |
| Pre-tax net operating income | $1,182,000 | 3,063 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $230,000 | 2,208 |
| Income before extraordinary items | $952,000 | 3,190 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $952,000 | 3,188 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $952,000 | 3,190 |
| Net charge-offs | $17,000 | 1,565 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $952,000 | 3,164 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 2,389 |
| Total interest expense | $264,000 | 2,362 |
| Net interest income | $2,450,000 | 2,370 |
| Provision for loan and lease losses | $-15,000 | 4,587 |
| Total noninterest income | $270,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $54,000 | 2,534 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $216,000 | 2,767 |
| Total noninterest expense | $2,169,000 | 2,162 |
| Salaries and employee benefits | $1,201,000 | 2,212 |
| Premises and equipment expense | $371,000 | 1,574 |
| Additional noninterest expense | $597,000 | 2,271 |
| Pre-tax net operating income | $566,000 | 3,110 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $110,000 | 2,227 |
| Income before extraordinary items | $456,000 | 3,220 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $456,000 | 3,221 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $456,000 | 3,220 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $456,000 | 3,191 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,243,000 | 2,343 |
| Total interest expense | $1,585,000 | 2,300 |
| Net interest income | $9,658,000 | 2,315 |
| Provision for loan and lease losses | $374,000 | 2,512 |
| Total noninterest income | $1,075,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $247,000 | 2,476 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $828,000 | 2,663 |
| Total noninterest expense | $8,403,000 | 2,190 |
| Salaries and employee benefits | $4,853,000 | 2,199 |
| Premises and equipment expense | $1,344,000 | 1,643 |
| Additional noninterest expense | $2,206,000 | 2,378 |
| Pre-tax net operating income | $1,956,000 | 2,971 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $355,000 | 2,191 |
| Income before extraordinary items | $1,601,000 | 3,117 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,601,000 | 3,116 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,601,000 | 3,117 |
| Net charge-offs | $-23,000 | 4,416 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,601,000 | 3,065 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,455,000 | 2,351 |
| Total interest expense | $1,272,000 | 2,295 |
| Net interest income | $7,183,000 | 2,329 |
| Provision for loan and lease losses | $333,000 | 2,326 |
| Total noninterest income | $805,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $183,000 | 2,504 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $622,000 | 2,621 |
| Total noninterest expense | $6,267,000 | 2,181 |
| Salaries and employee benefits | $3,678,000 | 2,158 |
| Premises and equipment expense | $989,000 | 1,671 |
| Additional noninterest expense | $1,600,000 | 2,400 |
| Pre-tax net operating income | $1,388,000 | 3,051 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $279,000 | 2,143 |
| Income before extraordinary items | $1,109,000 | 3,218 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,109,000 | 3,217 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,109,000 | 3,218 |
| Net charge-offs | $-24,000 | 4,467 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,109,000 | 3,156 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,601,000 | 2,387 |
| Total interest expense | $916,000 | 2,274 |
| Net interest income | $4,685,000 | 2,373 |
| Provision for loan and lease losses | $259,000 | 2,187 |
| Total noninterest income | $503,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $124,000 | 2,517 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $379,000 | 2,663 |
| Total noninterest expense | $4,190,000 | 2,184 |
| Salaries and employee benefits | $2,468,000 | 2,151 |
| Premises and equipment expense | $667,000 | 1,658 |
| Additional noninterest expense | $1,055,000 | 2,413 |
| Pre-tax net operating income | $739,000 | 3,322 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $152,000 | 2,267 |
| Income before extraordinary items | $587,000 | 3,480 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $587,000 | 3,480 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $587,000 | 3,480 |
| Net charge-offs | $52,000 | 1,714 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $587,000 | 3,421 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 2,357 |
| Total interest expense | $496,000 | 2,298 |
| Net interest income | $2,335,000 | 2,339 |
| Provision for loan and lease losses | $162,000 | 1,587 |
| Total noninterest income | $248,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $80,000 | 2,427 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $168,000 | 2,642 |
| Total noninterest expense | $2,185,000 | 2,135 |
| Salaries and employee benefits | $1,315,000 | 2,070 |
| Premises and equipment expense | $341,000 | 1,646 |
| Additional noninterest expense | $529,000 | 2,443 |
| Pre-tax net operating income | $236,000 | 3,640 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $55,000 | 2,339 |
| Income before extraordinary items | $181,000 | 3,807 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $181,000 | 3,808 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $181,000 | 3,808 |
| Net charge-offs | $52,000 | 1,188 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $181,000 | 3,774 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,622,000 | 2,349 |
| Total interest expense | $2,266,000 | 2,171 |
| Net interest income | $9,356,000 | 2,355 |
| Provision for loan and lease losses | $67,000 | 3,203 |
| Total noninterest income | $1,026,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $318,000 | 2,519 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $708,000 | 2,642 |
| Total noninterest expense | $8,674,000 | 2,127 |
| Salaries and employee benefits | $5,047,000 | 2,091 |
| Premises and equipment expense | $1,345,000 | 1,647 |
| Additional noninterest expense | $2,282,000 | 2,353 |
| Pre-tax net operating income | $1,641,000 | 3,286 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $317,000 | 2,321 |
| Income before extraordinary items | $1,324,000 | 3,430 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,324,000 | 3,431 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,324,000 | 3,431 |
| Net charge-offs | $33,000 | 2,876 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,324,000 | 3,400 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,789,000 | 2,357 |
| Total interest expense | $1,735,000 | 2,156 |
| Net interest income | $7,054,000 | 2,386 |
| Provision for loan and lease losses | $35,000 | 3,311 |
| Total noninterest income | $776,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $232,000 | 2,592 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $544,000 | 2,628 |
| Total noninterest expense | $6,597,000 | 2,113 |
| Salaries and employee benefits | $3,809,000 | 2,091 |
| Premises and equipment expense | $997,000 | 1,671 |
| Additional noninterest expense | $1,791,000 | 2,276 |
| Pre-tax net operating income | $1,198,000 | 3,392 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $229,000 | 2,417 |
| Income before extraordinary items | $969,000 | 3,546 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $969,000 | 3,546 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $969,000 | 3,546 |
| Net charge-offs | $15,000 | 2,825 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $969,000 | 3,516 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 2,346 |
| Total interest expense | $1,187,000 | 2,105 |
| Net interest income | $4,703,000 | 2,391 |
| Provision for loan and lease losses | $13,000 | 3,421 |
| Total noninterest income | $527,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $150,000 | 2,628 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $377,000 | 2,563 |
| Total noninterest expense | $4,447,000 | 2,102 |
| Salaries and employee benefits | $2,539,000 | 2,093 |
| Premises and equipment expense | $678,000 | 1,660 |
| Additional noninterest expense | $1,230,000 | 2,247 |
| Pre-tax net operating income | $770,000 | 3,448 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $139,000 | 2,465 |
| Income before extraordinary items | $631,000 | 3,569 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $631,000 | 3,568 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $631,000 | 3,568 |
| Net charge-offs | $15,000 | 2,458 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $631,000 | 3,543 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 2,337 |
| Total interest expense | $586,000 | 2,090 |
| Net interest income | $2,369,000 | 2,377 |
| Provision for loan and lease losses | $-5,000 | 5,202 |
| Total noninterest income | $212,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $73,000 | 2,677 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $139,000 | 2,842 |
| Total noninterest expense | $2,265,000 | 2,083 |
| Salaries and employee benefits | $1,261,000 | 2,122 |
| Premises and equipment expense | $360,000 | 1,590 |
| Additional noninterest expense | $644,000 | 2,171 |
| Pre-tax net operating income | $321,000 | 3,683 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $58,000 | 2,542 |
| Income before extraordinary items | $263,000 | 3,785 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $263,000 | 3,784 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $263,000 | 3,784 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $263,000 | 3,782 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,476,000 | 2,283 |
| Total interest expense | $1,770,000 | 2,097 |
| Net interest income | $9,706,000 | 2,297 |
| Provision for loan and lease losses | $180,000 | 2,460 |
| Total noninterest income | $933,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $303,000 | 2,729 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $630,000 | 2,790 |
| Total noninterest expense | $8,563,000 | 2,139 |
| Salaries and employee benefits | $4,930,000 | 2,116 |
| Premises and equipment expense | $1,343,000 | 1,655 |
| Additional noninterest expense | $2,290,000 | 2,371 |
| Pre-tax net operating income | $1,896,000 | 3,216 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $324,000 | 2,329 |
| Income before extraordinary items | $1,572,000 | 3,305 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,572,000 | 3,303 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,572,000 | 3,304 |
| Net charge-offs | $227,000 | 1,539 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,572,000 | 3,306 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,563,000 | 2,286 |
| Total interest expense | $1,243,000 | 2,112 |
| Net interest income | $7,320,000 | 2,299 |
| Provision for loan and lease losses | $192,000 | 2,028 |
| Total noninterest income | $714,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $222,000 | 2,781 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $492,000 | 2,776 |
| Total noninterest expense | $6,323,000 | 2,163 |
| Salaries and employee benefits | $3,701,000 | 2,108 |
| Premises and equipment expense | $1,014,000 | 1,661 |
| Additional noninterest expense | $1,608,000 | 2,476 |
| Pre-tax net operating income | $1,519,000 | 3,174 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $289,000 | 2,261 |
| Income before extraordinary items | $1,230,000 | 3,274 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,230,000 | 3,273 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,230,000 | 3,273 |
| Net charge-offs | $199,000 | 1,254 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,230,000 | 3,270 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 2,274 |
| Total interest expense | $767,000 | 2,146 |
| Net interest income | $4,911,000 | 2,285 |
| Provision for loan and lease losses | $112,000 | 2,115 |
| Total noninterest income | $460,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $146,000 | 2,795 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $314,000 | 2,837 |
| Total noninterest expense | $4,188,000 | 2,183 |
| Salaries and employee benefits | $2,481,000 | 2,116 |
| Premises and equipment expense | $706,000 | 1,605 |
| Additional noninterest expense | $1,001,000 | 2,619 |
| Pre-tax net operating income | $1,071,000 | 3,059 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $206,000 | 2,200 |
| Income before extraordinary items | $865,000 | 3,181 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $865,000 | 3,179 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $865,000 | 3,180 |
| Net charge-offs | $139,000 | 1,121 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $865,000 | 3,168 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 2,272 |
| Total interest expense | $378,000 | 2,095 |
| Net interest income | $2,455,000 | 2,280 |
| Provision for loan and lease losses | $-15,000 | 5,422 |
| Total noninterest income | $210,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $74,000 | 2,803 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $136,000 | 2,959 |
| Total noninterest expense | $2,066,000 | 2,221 |
| Salaries and employee benefits | $1,239,000 | 2,138 |
| Premises and equipment expense | $366,000 | 1,583 |
| Additional noninterest expense | $461,000 | 2,790 |
| Pre-tax net operating income | $614,000 | 2,777 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $119,000 | 2,020 |
| Income before extraordinary items | $495,000 | 2,912 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $495,000 | 2,912 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $495,000 | 2,912 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $495,000 | 2,899 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,445,000 | 2,199 |
| Total interest expense | $1,557,000 | 1,860 |
| Net interest income | $9,888,000 | 2,248 |
| Provision for loan and lease losses | $-19,000 | 5,301 |
| Total noninterest income | $913,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $304,000 | 2,843 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $609,000 | 2,907 |
| Total noninterest expense | $8,440,000 | 2,178 |
| Salaries and employee benefits | $4,791,000 | 2,147 |
| Premises and equipment expense | $1,315,000 | 1,717 |
| Additional noninterest expense | $2,334,000 | 2,366 |
| Pre-tax net operating income | $2,380,000 | 2,827 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $650,000 | 2,224 |
| Income before extraordinary items | $1,730,000 | 2,919 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,730,000 | 2,918 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,730,000 | 2,919 |
| Net charge-offs | $26,000 | 3,302 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,730,000 | 2,900 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,589,000 | 2,205 |
| Total interest expense | $1,162,000 | 1,848 |
| Net interest income | $7,427,000 | 2,256 |
| Provision for loan and lease losses | $-27,000 | 5,469 |
| Total noninterest income | $690,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $223,000 | 2,896 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $467,000 | 2,893 |
| Total noninterest expense | $6,389,000 | 2,175 |
| Salaries and employee benefits | $3,603,000 | 2,152 |
| Premises and equipment expense | $976,000 | 1,732 |
| Additional noninterest expense | $1,810,000 | 2,317 |
| Pre-tax net operating income | $1,755,000 | 2,912 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $546,000 | 1,994 |
| Income before extraordinary items | $1,209,000 | 3,194 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,209,000 | 3,193 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,209,000 | 3,194 |
| Net charge-offs | $20,000 | 2,983 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,209,000 | 3,173 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 2,193 |
| Total interest expense | $766,000 | 1,832 |
| Net interest income | $4,968,000 | 2,229 |
| Provision for loan and lease losses | $-57,000 | 5,593 |
| Total noninterest income | $468,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $148,000 | 2,899 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $320,000 | 2,855 |
| Total noninterest expense | $4,278,000 | 2,179 |
| Salaries and employee benefits | $2,406,000 | 2,167 |
| Premises and equipment expense | $674,000 | 1,687 |
| Additional noninterest expense | $1,198,000 | 2,328 |
| Pre-tax net operating income | $1,215,000 | 2,820 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $379,000 | 1,948 |
| Income before extraordinary items | $836,000 | 3,100 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $836,000 | 3,099 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $836,000 | 3,100 |
| Net charge-offs | $-24,000 | 5,068 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $836,000 | 3,085 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 2,186 |
| Total interest expense | $377,000 | 1,831 |
| Net interest income | $2,491,000 | 2,234 |
| Provision for loan and lease losses | $-29,000 | 5,691 |
| Total noninterest income | $261,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $68,000 | 3,042 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $193,000 | 2,622 |
| Total noninterest expense | $2,084,000 | 2,241 |
| Salaries and employee benefits | $1,196,000 | 2,208 |
| Premises and equipment expense | $333,000 | 1,716 |
| Additional noninterest expense | $555,000 | 2,467 |
| Pre-tax net operating income | $697,000 | 2,547 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $222,000 | 1,772 |
| Income before extraordinary items | $475,000 | 2,837 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $475,000 | 2,837 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $475,000 | 2,837 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $475,000 | 2,820 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,575,000 | 2,136 |
| Total interest expense | $1,529,000 | 1,777 |
| Net interest income | $10,046,000 | 2,178 |
| Provision for loan and lease losses | $15,000 | 4,115 |
| Total noninterest income | $815,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $307,000 | 2,903 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $508,000 | 3,247 |
| Total noninterest expense | $8,429,000 | 2,198 |
| Salaries and employee benefits | $4,678,000 | 2,198 |
| Premises and equipment expense | $1,322,000 | 1,711 |
| Additional noninterest expense | $2,429,000 | 2,366 |
| Pre-tax net operating income | $2,417,000 | 2,731 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $755,000 | 1,906 |
| Income before extraordinary items | $1,662,000 | 3,104 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,662,000 | 3,103 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,662,000 | 3,103 |
| Net charge-offs | $60,000 | 3,000 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,662,000 | 3,053 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,718,000 | 2,133 |
| Total interest expense | $1,160,000 | 1,765 |
| Net interest income | $7,558,000 | 2,168 |
| Provision for loan and lease losses | $-21,000 | 5,649 |
| Total noninterest income | $594,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $230,000 | 2,917 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $364,000 | 3,317 |
| Total noninterest expense | $6,352,000 | 2,189 |
| Salaries and employee benefits | $3,527,000 | 2,187 |
| Premises and equipment expense | $965,000 | 1,759 |
| Additional noninterest expense | $1,860,000 | 2,324 |
| Pre-tax net operating income | $1,821,000 | 2,779 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $561,000 | 1,949 |
| Income before extraordinary items | $1,260,000 | 3,113 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,260,000 | 3,113 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,260,000 | 3,113 |
| Net charge-offs | $23,000 | 3,081 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,260,000 | 3,052 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,825,000 | 2,130 |
| Total interest expense | $778,000 | 1,749 |
| Net interest income | $5,047,000 | 2,160 |
| Provision for loan and lease losses | $-32,000 | 5,787 |
| Total noninterest income | $419,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $146,000 | 2,989 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $273,000 | 3,152 |
| Total noninterest expense | $4,190,000 | 2,219 |
| Salaries and employee benefits | $2,374,000 | 2,188 |
| Premises and equipment expense | $642,000 | 1,747 |
| Additional noninterest expense | $1,174,000 | 2,445 |
| Pre-tax net operating income | $1,308,000 | 2,617 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $419,000 | 1,840 |
| Income before extraordinary items | $889,000 | 2,988 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $889,000 | 2,986 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $889,000 | 2,987 |
| Net charge-offs | $23,000 | 2,683 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $889,000 | 2,928 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 2,147 |
| Total interest expense | $390,000 | 1,733 |
| Net interest income | $2,504,000 | 2,175 |
| Provision for loan and lease losses | $-4,000 | 5,877 |
| Total noninterest income | $207,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $73,000 | 2,996 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $134,000 | 3,130 |
| Total noninterest expense | $2,074,000 | 2,244 |
| Salaries and employee benefits | $1,207,000 | 2,164 |
| Premises and equipment expense | $327,000 | 1,750 |
| Additional noninterest expense | $540,000 | 2,617 |
| Pre-tax net operating income | $641,000 | 2,625 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $192,000 | 1,883 |
| Income before extraordinary items | $449,000 | 2,926 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $449,000 | 2,925 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $449,000 | 2,926 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $449,000 | 2,876 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,860,000 | 2,046 |
| Total interest expense | $1,593,000 | 1,686 |
| Net interest income | $10,267,000 | 2,074 |
| Provision for loan and lease losses | $190,000 | 2,384 |
| Total noninterest income | $734,000 | 3,567 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $320,000 | 2,907 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $414,000 | 3,551 |
| Total noninterest expense | $8,065,000 | 2,282 |
| Salaries and employee benefits | $4,770,000 | 2,139 |
| Premises and equipment expense | $1,308,000 | 1,741 |
| Additional noninterest expense | $1,987,000 | 2,808 |
| Pre-tax net operating income | $2,746,000 | 2,471 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $877,000 | 1,714 |
| Income before extraordinary items | $1,869,000 | 2,857 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,869,000 | 2,859 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,869,000 | 2,860 |
| Net charge-offs | $138,000 | 2,343 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,869,000 | 2,804 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,910,000 | 2,059 |
| Total interest expense | $1,189,000 | 1,716 |
| Net interest income | $7,721,000 | 2,090 |
| Provision for loan and lease losses | $174,000 | 2,140 |
| Total noninterest income | $603,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $234,000 | 2,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 3,330 |
| Total noninterest expense | $6,010,000 | 2,289 |
| Salaries and employee benefits | $3,575,000 | 2,144 |
| Premises and equipment expense | $993,000 | 1,736 |
| Additional noninterest expense | $1,442,000 | 2,869 |
| Pre-tax net operating income | $2,140,000 | 2,437 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $688,000 | 1,711 |
| Income before extraordinary items | $1,452,000 | 2,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,452,000 | 2,821 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,452,000 | 2,823 |
| Net charge-offs | $120,000 | 1,991 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,452,000 | 2,773 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 2,049 |
| Total interest expense | $790,000 | 1,731 |
| Net interest income | $5,177,000 | 2,077 |
| Provision for loan and lease losses | $61,000 | 2,654 |
| Total noninterest income | $408,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $154,000 | 2,971 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $254,000 | 3,284 |
| Total noninterest expense | $3,999,000 | 2,299 |
| Salaries and employee benefits | $2,374,000 | 2,168 |
| Premises and equipment expense | $687,000 | 1,690 |
| Additional noninterest expense | $938,000 | 2,946 |
| Pre-tax net operating income | $1,525,000 | 2,321 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $470,000 | 1,688 |
| Income before extraordinary items | $1,055,000 | 2,658 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,055,000 | 2,660 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,055,000 | 2,660 |
| Net charge-offs | $68,000 | 2,064 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,055,000 | 2,599 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 2,033 |
| Total interest expense | $395,000 | 1,747 |
| Net interest income | $2,606,000 | 2,053 |
| Provision for loan and lease losses | $-38,000 | 6,143 |
| Total noninterest income | $208,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $75,000 | 2,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 3,204 |
| Total noninterest expense | $2,031,000 | 2,280 |
| Salaries and employee benefits | $1,191,000 | 2,169 |
| Premises and equipment expense | $374,000 | 1,581 |
| Additional noninterest expense | $466,000 | 2,938 |
| Pre-tax net operating income | $821,000 | 2,170 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $276,000 | 1,528 |
| Income before extraordinary items | $545,000 | 2,560 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $545,000 | 2,563 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $545,000 | 2,562 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $545,000 | 2,487 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,825,000 | 2,063 |
| Total interest expense | $1,594,000 | 1,804 |
| Net interest income | $10,231,000 | 2,083 |
| Provision for loan and lease losses | $241,000 | 2,247 |
| Total noninterest income | $755,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $321,000 | 3,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $434,000 | 3,480 |
| Total noninterest expense | $8,079,000 | 2,307 |
| Salaries and employee benefits | $4,677,000 | 2,177 |
| Premises and equipment expense | $1,263,000 | 1,830 |
| Additional noninterest expense | $2,139,000 | 2,736 |
| Pre-tax net operating income | $2,666,000 | 2,468 |
| Securities gains (losses) | $12,000 | 2,563 |
| Applicable income taxes | $853,000 | 1,710 |
| Income before extraordinary items | $1,825,000 | 2,869 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,825,000 | 2,868 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,825,000 | 2,869 |
| Net charge-offs | $212,000 | 2,396 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,816,840 | 2,834 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,834,000 | 2,083 |
| Total interest expense | $1,184,000 | 1,841 |
| Net interest income | $7,650,000 | 2,097 |
| Provision for loan and lease losses | $147,000 | 2,412 |
| Total noninterest income | $568,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $238,000 | 3,130 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $330,000 | 3,499 |
| Total noninterest expense | $6,108,000 | 2,301 |
| Salaries and employee benefits | $3,513,000 | 2,182 |
| Premises and equipment expense | $956,000 | 1,825 |
| Additional noninterest expense | $1,639,000 | 2,694 |
| Pre-tax net operating income | $1,963,000 | 2,540 |
| Securities gains (losses) | $12,000 | 2,252 |
| Applicable income taxes | $619,000 | 1,775 |
| Income before extraordinary items | $1,356,000 | 2,926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,356,000 | 2,926 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,356,000 | 2,927 |
| Net charge-offs | $86,000 | 2,822 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,347,720 | 2,875 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,875,000 | 2,079 |
| Total interest expense | $775,000 | 1,893 |
| Net interest income | $5,100,000 | 2,080 |
| Provision for loan and lease losses | $57,000 | 2,919 |
| Total noninterest income | $400,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $147,000 | 3,265 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $253,000 | 3,275 |
| Total noninterest expense | $3,966,000 | 2,346 |
| Salaries and employee benefits | $2,335,000 | 2,191 |
| Premises and equipment expense | $663,000 | 1,787 |
| Additional noninterest expense | $968,000 | 2,966 |
| Pre-tax net operating income | $1,477,000 | 2,298 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $477,000 | 1,583 |
| Income before extraordinary items | $1,000,000 | 2,640 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,000,000 | 2,644 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,000,000 | 2,644 |
| Net charge-offs | $57,000 | 2,679 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,000,000 | 2,598 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 2,081 |
| Total interest expense | $389,000 | 1,913 |
| Net interest income | $2,548,000 | 2,077 |
| Provision for loan and lease losses | $53,000 | 2,188 |
| Total noninterest income | $167,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $67,000 | 3,417 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $100,000 | 3,569 |
| Total noninterest expense | $1,956,000 | 2,376 |
| Salaries and employee benefits | $1,169,000 | 2,204 |
| Premises and equipment expense | $363,000 | 1,657 |
| Additional noninterest expense | $424,000 | 3,277 |
| Pre-tax net operating income | $706,000 | 2,303 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $221,000 | 1,622 |
| Income before extraordinary items | $485,000 | 2,632 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $485,000 | 2,635 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $485,000 | 2,635 |
| Net charge-offs | $52,000 | 1,843 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $485,000 | 2,584 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,774,000 | 2,092 |
| Total interest expense | $1,846,000 | 1,828 |
| Net interest income | $9,928,000 | 2,102 |
| Provision for loan and lease losses | $158,000 | 3,226 |
| Total noninterest income | $783,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $326,000 | 3,205 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $457,000 | 3,484 |
| Total noninterest expense | $8,100,000 | 2,308 |
| Salaries and employee benefits | $4,611,000 | 2,210 |
| Premises and equipment expense | $1,292,000 | 1,795 |
| Additional noninterest expense | $2,197,000 | 2,780 |
| Pre-tax net operating income | $2,453,000 | 2,501 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $774,000 | 1,710 |
| Income before extraordinary items | $1,680,000 | 2,936 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,680,000 | 2,938 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,680,000 | 2,939 |
| Net charge-offs | $208,000 | 2,973 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,679,320 | 2,883 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,839,000 | 2,102 |
| Total interest expense | $1,441,000 | 1,814 |
| Net interest income | $7,398,000 | 2,120 |
| Provision for loan and lease losses | $143,000 | 2,991 |
| Total noninterest income | $605,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $237,000 | 3,280 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $368,000 | 3,437 |
| Total noninterest expense | $5,940,000 | 2,363 |
| Salaries and employee benefits | $3,452,000 | 2,214 |
| Premises and equipment expense | $963,000 | 1,821 |
| Additional noninterest expense | $1,525,000 | 2,949 |
| Pre-tax net operating income | $1,920,000 | 2,499 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $629,000 | 1,680 |
| Income before extraordinary items | $1,291,000 | 2,932 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,291,000 | 2,936 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,291,000 | 2,936 |
| Net charge-offs | $151,000 | 2,858 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,291,000 | 2,856 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,941,000 | 2,075 |
| Total interest expense | $1,034,000 | 1,730 |
| Net interest income | $4,907,000 | 2,127 |
| Provision for loan and lease losses | $114,000 | 2,833 |
| Total noninterest income | $401,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $155,000 | 3,292 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $246,000 | 3,478 |
| Total noninterest expense | $3,947,000 | 2,371 |
| Salaries and employee benefits | $2,302,000 | 2,215 |
| Premises and equipment expense | $662,000 | 1,768 |
| Additional noninterest expense | $983,000 | 3,010 |
| Pre-tax net operating income | $1,247,000 | 2,529 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $416,000 | 1,697 |
| Income before extraordinary items | $831,000 | 2,991 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $831,000 | 2,993 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $831,000 | 2,994 |
| Net charge-offs | $110,000 | 2,659 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $831,000 | 2,898 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 2,080 |
| Total interest expense | $535,000 | 1,719 |
| Net interest income | $2,459,000 | 2,137 |
| Provision for loan and lease losses | $33,000 | 3,143 |
| Total noninterest income | $206,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $75,000 | 3,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $131,000 | 3,372 |
| Total noninterest expense | $1,996,000 | 2,369 |
| Salaries and employee benefits | $1,150,000 | 2,240 |
| Premises and equipment expense | $347,000 | 1,730 |
| Additional noninterest expense | $499,000 | 2,991 |
| Pre-tax net operating income | $636,000 | 2,446 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $183,000 | 1,806 |
| Income before extraordinary items | $453,000 | 2,786 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $453,000 | 2,789 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $453,000 | 2,788 |
| Net charge-offs | $52,000 | 2,391 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $453,000 | 2,700 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,772,000 | 2,051 |
| Total interest expense | $2,421,000 | 1,803 |
| Net interest income | $10,351,000 | 2,080 |
| Provision for loan and lease losses | $176,000 | 4,116 |
| Total noninterest income | $867,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $353,000 | 3,165 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $514,000 | 3,307 |
| Total noninterest expense | $8,060,000 | 2,336 |
| Salaries and employee benefits | $4,798,000 | 2,084 |
| Premises and equipment expense | $1,630,000 | 1,457 |
| Additional noninterest expense | $1,632,000 | 3,576 |
| Pre-tax net operating income | $2,982,000 | 2,106 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $951,000 | 1,520 |
| Income before extraordinary items | $2,031,000 | 2,559 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,031,000 | 2,561 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,031,000 | 2,560 |
| Net charge-offs | $193,000 | 3,798 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,031,000 | 2,435 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,711,000 | 2,061 |
| Total interest expense | $1,850,000 | 1,839 |
| Net interest income | $7,861,000 | 2,088 |
| Provision for loan and lease losses | $77,000 | 4,624 |
| Total noninterest income | $653,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $261,000 | 3,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $392,000 | 3,297 |
| Total noninterest expense | $5,939,000 | 2,395 |
| Salaries and employee benefits | $3,558,000 | 2,105 |
| Premises and equipment expense | $1,188,000 | 1,511 |
| Additional noninterest expense | $1,193,000 | 3,678 |
| Pre-tax net operating income | $2,498,000 | 1,976 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $805,000 | 1,438 |
| Income before extraordinary items | $1,693,000 | 2,439 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,693,000 | 2,440 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,693,000 | 2,440 |
| Net charge-offs | $91,000 | 4,059 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,693,000 | 2,304 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 2,050 |
| Total interest expense | $1,254,000 | 1,870 |
| Net interest income | $5,276,000 | 2,083 |
| Provision for loan and lease losses | $78,000 | 4,137 |
| Total noninterest income | $449,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $174,000 | 3,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $275,000 | 3,193 |
| Total noninterest expense | $3,949,000 | 2,389 |
| Salaries and employee benefits | $2,391,000 | 2,080 |
| Premises and equipment expense | $800,000 | 1,485 |
| Additional noninterest expense | $758,000 | 3,797 |
| Pre-tax net operating income | $1,698,000 | 1,927 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $548,000 | 1,404 |
| Income before extraordinary items | $1,150,000 | 2,348 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,150,000 | 2,348 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,150,000 | 2,348 |
| Net charge-offs | $101,000 | 3,402 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,150,000 | 2,213 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 2,040 |
| Total interest expense | $633,000 | 1,941 |
| Net interest income | $2,670,000 | 2,063 |
| Provision for loan and lease losses | $37,000 | 3,979 |
| Total noninterest income | $224,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $86,000 | 3,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,187 |
| Total noninterest expense | $1,932,000 | 2,447 |
| Salaries and employee benefits | $1,209,000 | 2,076 |
| Premises and equipment expense | $416,000 | 1,438 |
| Additional noninterest expense | $307,000 | 4,333 |
| Pre-tax net operating income | $925,000 | 1,797 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $299,000 | 1,302 |
| Income before extraordinary items | $626,000 | 2,172 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $626,000 | 2,173 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $626,000 | 2,174 |
| Net charge-offs | $102,000 | 2,422 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $626,000 | 2,074 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,713,000 | 2,038 |
| Total interest expense | $3,167,000 | 1,867 |
| Net interest income | $10,546,000 | 2,071 |
| Provision for loan and lease losses | $103,000 | 5,312 |
| Total noninterest income | $809,000 | 3,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,092 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $421,000 | 3,358 |
| Total noninterest expense | $7,823,000 | 2,424 |
| Salaries and employee benefits | $4,847,000 | 1,994 |
| Premises and equipment expense | $1,659,000 | 1,494 |
| Additional noninterest expense | $1,317,000 | 4,207 |
| Pre-tax net operating income | $3,429,000 | 1,627 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,119,000 | 1,250 |
| Income before extraordinary items | $2,310,000 | 2,001 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,310,000 | 2,002 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,310,000 | 2,002 |
| Net charge-offs | $81,000 | 5,153 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,310,000 | 1,913 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,281,000 | 2,060 |
| Total interest expense | $2,451,000 | 1,890 |
| Net interest income | $7,830,000 | 2,102 |
| Provision for loan and lease losses | $81,000 | 5,191 |
| Total noninterest income | $569,000 | 3,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 3,141 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $285,000 | 3,533 |
| Total noninterest expense | $5,907,000 | 2,411 |
| Salaries and employee benefits | $3,625,000 | 1,997 |
| Premises and equipment expense | $1,241,000 | 1,515 |
| Additional noninterest expense | $1,041,000 | 4,064 |
| Pre-tax net operating income | $2,411,000 | 1,790 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $806,000 | 1,288 |
| Income before extraordinary items | $1,605,000 | 2,196 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,605,000 | 2,196 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,605,000 | 2,197 |
| Net charge-offs | $39,000 | 5,139 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,605,000 | 2,104 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,877,000 | 2,062 |
| Total interest expense | $1,655,000 | 1,936 |
| Net interest income | $5,222,000 | 2,092 |
| Provision for loan and lease losses | $-17,000 | 7,380 |
| Total noninterest income | $367,000 | 3,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 3,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 3,622 |
| Total noninterest expense | $4,008,000 | 2,400 |
| Salaries and employee benefits | $2,390,000 | 2,032 |
| Premises and equipment expense | $846,000 | 1,491 |
| Additional noninterest expense | $772,000 | 3,834 |
| Pre-tax net operating income | $1,598,000 | 1,784 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $524,000 | 1,276 |
| Income before extraordinary items | $1,074,000 | 2,140 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,074,000 | 2,141 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,074,000 | 2,141 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,074,000 | 2,073 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 2,073 |
| Total interest expense | $858,000 | 1,933 |
| Net interest income | $2,587,000 | 2,097 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $205,000 | 3,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 3,131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $112,000 | 3,377 |
| Total noninterest expense | $1,960,000 | 2,457 |
| Salaries and employee benefits | $1,173,000 | 2,091 |
| Premises and equipment expense | $437,000 | 1,471 |
| Additional noninterest expense | $350,000 | 4,093 |
| Pre-tax net operating income | $829,000 | 1,727 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $272,000 | 1,211 |
| Income before extraordinary items | $557,000 | 2,048 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $557,000 | 2,047 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $557,000 | 2,048 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $557,000 | 2,011 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,721,000 | 2,045 |
| Total interest expense | $4,304,000 | 1,866 |
| Net interest income | $10,417,000 | 2,096 |
| Provision for loan and lease losses | $32,000 | 6,670 |
| Total noninterest income | $888,000 | 3,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-40,000 | 7,605 |
| Additional Noninterest Income | $928,000 | 2,271 |
| Total noninterest expense | $10,375,000 | 1,893 |
| Salaries and employee benefits | $7,095,000 | 1,388 |
| Premises and equipment expense | $1,708,000 | 1,499 |
| Additional noninterest expense | $1,572,000 | 3,874 |
| Pre-tax net operating income | $898,000 | 3,578 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $300,000 | 2,359 |
| Income before extraordinary items | $598,000 | 4,075 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $598,000 | 4,074 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $598,000 | 4,075 |
| Net charge-offs | $39,000 | 6,059 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $598,000 | 3,940 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,106,000 | 2,079 |
| Total interest expense | $3,329,000 | 1,885 |
| Net interest income | $7,777,000 | 2,132 |
| Provision for loan and lease losses | $47,000 | 6,284 |
| Total noninterest income | $629,000 | 3,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-40,000 | 7,712 |
| Additional Noninterest Income | $669,000 | 2,338 |
| Total noninterest expense | $8,431,000 | 1,753 |
| Salaries and employee benefits | $5,955,000 | 1,239 |
| Premises and equipment expense | $1,284,000 | 1,511 |
| Additional noninterest expense | $1,192,000 | 3,825 |
| Pre-tax net operating income | $-72,000 | 6,124 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-15,000 | 6,868 |
| Income before extraordinary items | $-57,000 | 6,245 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-57,000 | 6,246 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-57,000 | 6,246 |
| Net charge-offs | $13,000 | 6,174 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-57,000 | 6,130 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,424,000 | 2,096 |
| Total interest expense | $2,287,000 | 1,904 |
| Net interest income | $5,137,000 | 2,150 |
| Provision for loan and lease losses | $-16,000 | 7,751 |
| Total noninterest income | $403,000 | 3,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-40,000 | 7,778 |
| Additional Noninterest Income | $443,000 | 2,266 |
| Total noninterest expense | $4,274,000 | 2,262 |
| Salaries and employee benefits | $2,585,000 | 1,892 |
| Premises and equipment expense | $880,000 | 1,495 |
| Additional noninterest expense | $809,000 | 3,767 |
| Pre-tax net operating income | $1,282,000 | 1,947 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $504,000 | 1,208 |
| Income before extraordinary items | $778,000 | 2,556 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $778,000 | 2,553 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $778,000 | 2,556 |
| Net charge-offs | $-7,000 | 7,413 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $778,000 | 2,457 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,703,000 | 2,152 |
| Total interest expense | $1,165,000 | 1,966 |
| Net interest income | $2,538,000 | 2,189 |
| Provision for loan and lease losses | $-28,000 | 7,865 |
| Total noninterest income | $188,000 | 3,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-26,000 | 7,898 |
| Additional Noninterest Income | $214,000 | 2,294 |
| Total noninterest expense | $2,082,000 | 2,341 |
| Salaries and employee benefits | $1,260,000 | 1,966 |
| Premises and equipment expense | $455,000 | 1,487 |
| Additional noninterest expense | $367,000 | 4,024 |
| Pre-tax net operating income | $672,000 | 1,896 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $227,000 | 1,312 |
| Income before extraordinary items | $445,000 | 2,366 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $445,000 | 2,365 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $445,000 | 2,366 |
| Net charge-offs | $-7,000 | 7,395 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $445,000 | 2,277 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,390,000 | 2,186 |
| Total interest expense | $6,034,000 | 1,915 |
| Net interest income | $9,356,000 | 2,334 |
| Provision for loan and lease losses | $272,000 | 5,423 |
| Total noninterest income | $873,000 | 3,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-95,000 | 7,974 |
| Additional Noninterest Income | $968,000 | 2,186 |
| Total noninterest expense | $7,722,000 | 2,554 |
| Salaries and employee benefits | $4,644,000 | 2,117 |
| Premises and equipment expense | $1,697,000 | 1,580 |
| Additional noninterest expense | $1,381,000 | 4,314 |
| Pre-tax net operating income | $2,235,000 | 1,741 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $706,000 | 1,239 |
| Income before extraordinary items | $1,529,000 | 2,079 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,529,000 | 2,076 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,529,000 | 2,078 |
| Net charge-offs | $1,000 | 7,192 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,529,000 | 2,052 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,653,000 | 2,197 |
| Total interest expense | $4,746,000 | 1,918 |
| Net interest income | $6,907,000 | 2,359 |
| Provision for loan and lease losses | $39,000 | 6,695 |
| Total noninterest income | $664,000 | 3,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-73,000 | 8,068 |
| Additional Noninterest Income | $737,000 | 2,228 |
| Total noninterest expense | $5,796,000 | 2,559 |
| Salaries and employee benefits | $3,458,000 | 2,149 |
| Premises and equipment expense | $1,256,000 | 1,620 |
| Additional noninterest expense | $1,082,000 | 4,172 |
| Pre-tax net operating income | $1,736,000 | 1,824 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $569,000 | 1,298 |
| Income before extraordinary items | $1,167,000 | 2,227 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,167,000 | 2,224 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,167,000 | 2,227 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,167,000 | 2,173 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 2,217 |
| Total interest expense | $3,344,000 | 1,904 |
| Net interest income | $4,523,000 | 2,391 |
| Provision for loan and lease losses | $-2,000 | 8,134 |
| Total noninterest income | $448,000 | 3,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-37,000 | 8,149 |
| Additional Noninterest Income | $485,000 | 2,267 |
| Total noninterest expense | $3,878,000 | 2,570 |
| Salaries and employee benefits | $2,286,000 | 2,205 |
| Premises and equipment expense | $855,000 | 1,628 |
| Additional noninterest expense | $737,000 | 4,119 |
| Pre-tax net operating income | $1,095,000 | 1,965 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $353,000 | 1,385 |
| Income before extraordinary items | $742,000 | 2,367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $742,000 | 2,364 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $742,000 | 2,366 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $742,000 | 2,301 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 2,213 |
| Total interest expense | $1,782,000 | 1,862 |
| Net interest income | $2,204,000 | 2,448 |
| Provision for loan and lease losses | $-23,000 | 8,197 |
| Total noninterest income | $240,000 | 3,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-8,000 | 8,181 |
| Additional Noninterest Income | $248,000 | 2,210 |
| Total noninterest expense | $1,853,000 | 2,600 |
| Salaries and employee benefits | $1,128,000 | 2,260 |
| Premises and equipment expense | $445,000 | 1,600 |
| Additional noninterest expense | $280,000 | 4,620 |
| Pre-tax net operating income | $614,000 | 2,013 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $198,000 | 1,471 |
| Income before extraordinary items | $416,000 | 2,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $416,000 | 2,479 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $416,000 | 2,481 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $416,000 | 2,333 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,263,000 | 2,305 |
| Total interest expense | $8,329,000 | 1,891 |
| Net interest income | $7,934,000 | 2,729 |
| Provision for loan and lease losses | $38,000 | 6,743 |
| Total noninterest income | $1,093,000 | 3,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $64,000 | 117 |
| Additional Noninterest Income | $1,029,000 | 2,082 |
| Total noninterest expense | $6,496,000 | 2,865 |
| Salaries and employee benefits | $3,814,000 | 2,618 |
| Premises and equipment expense | $1,589,000 | 1,731 |
| Additional noninterest expense | $1,093,000 | 4,554 |
| Pre-tax net operating income | $2,493,000 | 2,090 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $797,000 | 1,405 |
| Income before extraordinary items | $1,696,000 | 2,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,696,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,696,000 | 2,440 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,261,000 | 2,346 |
| Total interest expense | $6,439,000 | 1,916 |
| Net interest income | $5,822,000 | 2,803 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $653,000 | 3,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-112,000 | 8,295 |
| Additional Noninterest Income | $765,000 | 2,174 |
| Total noninterest expense | $4,936,000 | 2,806 |
| Salaries and employee benefits | $3,039,000 | 2,512 |
| Premises and equipment expense | $1,152,000 | 1,787 |
| Additional noninterest expense | $745,000 | 4,764 |
| Pre-tax net operating income | $1,499,000 | 2,852 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $451,000 | 2,027 |
| Income before extraordinary items | $1,048,000 | 3,009 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,048,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,048,000 | 3,161 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,213,000 | 2,366 |
| Total interest expense | $4,472,000 | 1,925 |
| Net interest income | $3,741,000 | 2,886 |
| Provision for loan and lease losses | $39,000 | 5,425 |
| Total noninterest income | $401,000 | 4,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-107,000 | 8,382 |
| Additional Noninterest Income | $508,000 | 2,215 |
| Total noninterest expense | $3,278,000 | 2,815 |
| Salaries and employee benefits | $2,013,000 | 2,556 |
| Premises and equipment expense | $780,000 | 1,755 |
| Additional noninterest expense | $485,000 | 4,829 |
| Pre-tax net operating income | $825,000 | 3,367 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $197,000 | 2,701 |
| Income before extraordinary items | $628,000 | 3,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $628,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $628,000 | 3,484 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 2,396 |
| Total interest expense | $2,361,000 | 1,963 |
| Net interest income | $1,823,000 | 2,944 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $231,000 | 3,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-15,000 | 8,418 |
| Additional Noninterest Income | $246,000 | 2,257 |
| Total noninterest expense | $1,609,000 | 2,874 |
| Salaries and employee benefits | $997,000 | 2,592 |
| Premises and equipment expense | $405,000 | 1,705 |
| Additional noninterest expense | $207,000 | 5,273 |
| Pre-tax net operating income | $433,000 | 3,365 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $124,000 | 2,551 |
| Income before extraordinary items | $309,000 | 3,737 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $309,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $309,000 | 3,652 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,651,000 | 2,451 |
| Total interest expense | $9,337,000 | 2,050 |
| Net interest income | $7,314,000 | 2,976 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $1,179,000 | 3,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $149,000 | 106 |
| Additional Noninterest Income | $1,030,000 | 2,187 |
| Total noninterest expense | $6,508,000 | 2,745 |
| Salaries and employee benefits | $4,080,000 | 2,455 |
| Premises and equipment expense | $1,543,000 | 1,704 |
| Additional noninterest expense | $885,000 | 5,009 |
| Pre-tax net operating income | $1,975,000 | 3,338 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $625,000 | 2,452 |
| Income before extraordinary items | $1,350,000 | 3,674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,350,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,350,000 | 3,662 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,430,000 | 2,469 |
| Total interest expense | $6,898,000 | 2,073 |
| Net interest income | $5,532,000 | 2,959 |
| Provision for loan and lease losses | $6,000 | 6,329 |
| Total noninterest income | $885,000 | 3,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $135,000 | 112 |
| Additional Noninterest Income | $750,000 | 2,208 |
| Total noninterest expense | $4,855,000 | 2,733 |
| Salaries and employee benefits | $3,055,000 | 2,453 |
| Premises and equipment expense | $1,139,000 | 1,723 |
| Additional noninterest expense | $661,000 | 4,969 |
| Pre-tax net operating income | $1,556,000 | 3,397 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $500,000 | 2,535 |
| Income before extraordinary items | $1,056,000 | 3,763 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,056,000 | 3,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,056,000 | 3,745 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,147,000 | 2,529 |
| Total interest expense | $4,502,000 | 2,116 |
| Net interest income | $3,645,000 | 3,013 |
| Provision for loan and lease losses | $-14,000 | 8,367 |
| Total noninterest income | $526,000 | 3,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $26,000 | 139 |
| Additional Noninterest Income | $500,000 | 2,244 |
| Total noninterest expense | $3,248,000 | 2,768 |
| Salaries and employee benefits | $2,031,000 | 2,500 |
| Premises and equipment expense | $773,000 | 1,724 |
| Additional noninterest expense | $444,000 | 4,952 |
| Pre-tax net operating income | $937,000 | 3,677 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $297,000 | 2,747 |
| Income before extraordinary items | $640,000 | 4,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $640,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $640,000 | 4,018 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 2,585 |
| Total interest expense | $2,169,000 | 2,172 |
| Net interest income | $1,781,000 | 3,070 |
| Provision for loan and lease losses | $-12,000 | 8,436 |
| Total noninterest income | $293,000 | 3,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $50,000 | 137 |
| Additional Noninterest Income | $243,000 | 2,260 |
| Total noninterest expense | $1,614,000 | 2,793 |
| Salaries and employee benefits | $1,021,000 | 2,507 |
| Premises and equipment expense | $390,000 | 1,711 |
| Additional noninterest expense | $203,000 | 5,214 |
| Pre-tax net operating income | $472,000 | 3,655 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $132,000 | 2,911 |
| Income before extraordinary items | $340,000 | 3,903 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $340,000 | 3,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $340,000 | 3,877 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,941,000 | 2,554 |
| Total interest expense | $7,633,000 | 2,131 |
| Net interest income | $7,308,000 | 2,993 |
| Provision for loan and lease losses | $39,000 | 5,839 |
| Total noninterest income | $1,338,000 | 2,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,338,000 | 1,806 |
| Total noninterest expense | $6,440,000 | 2,707 |
| Salaries and employee benefits | $4,054,000 | 2,421 |
| Premises and equipment expense | $1,508,000 | 1,688 |
| Additional noninterest expense | $878,000 | 4,936 |
| Pre-tax net operating income | $2,167,000 | 3,467 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $688,000 | 2,696 |
| Income before extraordinary items | $1,479,000 | 3,805 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,479,000 | 3,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,438 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,479,000 | 3,787 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,055,000 | 2,578 |
| Total interest expense | $5,480,000 | 2,158 |
| Net interest income | $5,575,000 | 2,975 |
| Provision for loan and lease losses | $61,000 | 4,844 |
| Total noninterest income | $1,080,000 | 2,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,080,000 | 1,731 |
| Total noninterest expense | $4,820,000 | 2,715 |
| Salaries and employee benefits | $3,028,000 | 2,422 |
| Premises and equipment expense | $1,121,000 | 1,712 |
| Additional noninterest expense | $671,000 | 4,857 |
| Pre-tax net operating income | $1,774,000 | 3,378 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $514,000 | 2,832 |
| Income before extraordinary items | $1,260,000 | 3,615 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,260,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,260,000 | 3,601 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,212,000 | 2,594 |
| Total interest expense | $3,465,000 | 2,146 |
| Net interest income | $3,747,000 | 2,961 |
| Provision for loan and lease losses | $19,000 | 5,586 |
| Total noninterest income | $799,000 | 2,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $799,000 | 1,599 |
| Total noninterest expense | $3,211,000 | 2,737 |
| Salaries and employee benefits | $2,021,000 | 2,419 |
| Premises and equipment expense | $761,000 | 1,682 |
| Additional noninterest expense | $429,000 | 4,985 |
| Pre-tax net operating income | $1,316,000 | 3,164 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $348,000 | 2,840 |
| Income before extraordinary items | $968,000 | 3,289 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $968,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $968,000 | 3,284 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 2,600 |
| Total interest expense | $1,650,000 | 2,160 |
| Net interest income | $1,881,000 | 2,936 |
| Provision for loan and lease losses | $-4,000 | 8,523 |
| Total noninterest income | $266,000 | 3,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $266,000 | 2,115 |
| Total noninterest expense | $1,591,000 | 2,750 |
| Salaries and employee benefits | $1,009,000 | 2,426 |
| Premises and equipment expense | $387,000 | 1,664 |
| Additional noninterest expense | $195,000 | 5,258 |
| Pre-tax net operating income | $560,000 | 3,493 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $185,000 | 2,713 |
| Income before extraordinary items | $375,000 | 3,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $375,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $375,000 | 3,832 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,828,000 | 2,387 |
| Total interest expense | $5,830,000 | 1,936 |
| Net interest income | $7,998,000 | 2,702 |
| Provision for loan and lease losses | $38,000 | 6,024 |
| Total noninterest income | $738,000 | 4,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $738,000 | 2,674 |
| Total noninterest expense | $6,818,000 | 2,444 |
| Salaries and employee benefits | $4,155,000 | 2,210 |
| Premises and equipment expense | $1,631,000 | 1,498 |
| Additional noninterest expense | $1,032,000 | 4,311 |
| Pre-tax net operating income | $1,880,000 | 3,829 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $623,000 | 3,010 |
| Income before extraordinary items | $1,257,000 | 4,233 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,257,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,257,000 | 4,211 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,321,000 | 2,348 |
| Total interest expense | $4,230,000 | 1,888 |
| Net interest income | $6,091,000 | 2,640 |
| Provision for loan and lease losses | $26,000 | 5,976 |
| Total noninterest income | $481,000 | 4,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $481,000 | 2,962 |
| Total noninterest expense | $5,047,000 | 2,453 |
| Salaries and employee benefits | $3,146,000 | 2,165 |
| Premises and equipment expense | $1,213,000 | 1,499 |
| Additional noninterest expense | $688,000 | 4,675 |
| Pre-tax net operating income | $1,499,000 | 3,758 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $545,000 | 2,803 |
| Income before extraordinary items | $954,000 | 4,293 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $954,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $954,000 | 4,244 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,853,000 | 2,306 |
| Total interest expense | $2,726,000 | 1,843 |
| Net interest income | $4,127,000 | 2,579 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $313,000 | 4,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $313,000 | 2,985 |
| Total noninterest expense | $3,418,000 | 2,398 |
| Salaries and employee benefits | $2,104,000 | 2,146 |
| Premises and equipment expense | $841,000 | 1,438 |
| Additional noninterest expense | $473,000 | 4,569 |
| Pre-tax net operating income | $997,000 | 3,719 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $373,000 | 2,722 |
| Income before extraordinary items | $624,000 | 4,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $624,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $624,000 | 4,255 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 2,284 |
| Total interest expense | $1,295,000 | 1,836 |
| Net interest income | $2,076,000 | 2,573 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $157,000 | 4,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $157,000 | 2,889 |
| Total noninterest expense | $1,694,000 | 2,421 |
| Salaries and employee benefits | $1,032,000 | 2,201 |
| Premises and equipment expense | $419,000 | 1,444 |
| Additional noninterest expense | $243,000 | 4,445 |
| Pre-tax net operating income | $534,000 | 3,502 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $188,000 | 2,707 |
| Income before extraordinary items | $346,000 | 3,984 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $346,000 | 3,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $346,000 | 3,938 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,391,000 | 2,146 |
| Total interest expense | $4,801,000 | 1,708 |
| Net interest income | $8,590,000 | 2,382 |
| Provision for loan and lease losses | $73,000 | 5,442 |
| Total noninterest income | $679,000 | 4,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $679,000 | 2,750 |
| Total noninterest expense | $6,505,000 | 2,451 |
| Salaries and employee benefits | $4,002,000 | 2,165 |
| Premises and equipment expense | $1,508,000 | 1,541 |
| Additional noninterest expense | $995,000 | 4,370 |
| Pre-tax net operating income | $2,691,000 | 2,823 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $897,000 | 2,347 |
| Income before extraordinary items | $1,794,000 | 3,197 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,794,000 | 3,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,794,000 | 3,135 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,066,000 | 2,101 |
| Total interest expense | $3,601,000 | 1,676 |
| Net interest income | $6,465,000 | 2,337 |
| Provision for loan and lease losses | $73,000 | 4,859 |
| Total noninterest income | $507,000 | 4,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $507,000 | 2,776 |
| Total noninterest expense | $4,826,000 | 2,461 |
| Salaries and employee benefits | $2,984,000 | 2,181 |
| Premises and equipment expense | $1,087,000 | 1,605 |
| Additional noninterest expense | $755,000 | 4,267 |
| Pre-tax net operating income | $2,073,000 | 2,793 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $762,000 | 2,178 |
| Income before extraordinary items | $1,311,000 | 3,332 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,311,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,311,000 | 3,240 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 2,079 |
| Total interest expense | $2,425,000 | 1,639 |
| Net interest income | $4,289,000 | 2,326 |
| Provision for loan and lease losses | $54,000 | 4,620 |
| Total noninterest income | $332,000 | 4,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $332,000 | 2,815 |
| Total noninterest expense | $3,238,000 | 2,455 |
| Salaries and employee benefits | $1,958,000 | 2,213 |
| Premises and equipment expense | $773,000 | 1,500 |
| Additional noninterest expense | $507,000 | 4,272 |
| Pre-tax net operating income | $1,329,000 | 2,860 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $518,000 | 2,142 |
| Income before extraordinary items | $811,000 | 3,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $811,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,038 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $811,000 | 3,406 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 2,076 |
| Total interest expense | $1,236,000 | 1,628 |
| Net interest income | $2,133,000 | 2,336 |
| Provision for loan and lease losses | $47,000 | 3,399 |
| Total noninterest income | $162,000 | 4,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $162,000 | 2,805 |
| Total noninterest expense | $1,590,000 | 2,512 |
| Salaries and employee benefits | $959,000 | 2,280 |
| Premises and equipment expense | $390,000 | 1,502 |
| Additional noninterest expense | $241,000 | 4,449 |
| Pre-tax net operating income | $658,000 | 2,844 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $253,000 | 2,182 |
| Income before extraordinary items | $405,000 | 3,460 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $405,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,025 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $405,000 | 3,358 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,186,000 | 2,001 |
| Total interest expense | $5,655,000 | 1,588 |
| Net interest income | $8,531,000 | 2,271 |
| Provision for loan and lease losses | $28,000 | 6,851 |
| Total noninterest income | $734,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $734,000 | 2,876 |
| Total noninterest expense | $6,471,000 | 2,426 |
| Salaries and employee benefits | $3,982,000 | 2,131 |
| Premises and equipment expense | $1,479,000 | 1,542 |
| Additional noninterest expense | $1,010,000 | 4,244 |
| Pre-tax net operating income | $2,766,000 | 2,674 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $993,000 | 2,183 |
| Income before extraordinary items | $1,773,000 | 3,139 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,773,000 | 3,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,773,000 | 2,991 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,852,000 | 1,990 |
| Total interest expense | $4,350,000 | 1,618 |
| Net interest income | $6,502,000 | 2,248 |
| Provision for loan and lease losses | $16,000 | 6,921 |
| Total noninterest income | $539,000 | 4,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $539,000 | 2,998 |
| Total noninterest expense | $4,674,000 | 2,521 |
| Salaries and employee benefits | $2,835,000 | 2,246 |
| Premises and equipment expense | $1,074,000 | 1,600 |
| Additional noninterest expense | $765,000 | 4,191 |
| Pre-tax net operating income | $2,351,000 | 2,504 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $901,000 | 2,017 |
| Income before extraordinary items | $1,450,000 | 3,037 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,450,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,450,000 | 2,886 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 1,996 |
| Total interest expense | $2,939,000 | 1,656 |
| Net interest income | $4,337,000 | 2,246 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $340,000 | 4,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $340,000 | 3,067 |
| Total noninterest expense | $3,028,000 | 2,572 |
| Salaries and employee benefits | $1,865,000 | 2,268 |
| Premises and equipment expense | $704,000 | 1,629 |
| Additional noninterest expense | $459,000 | 4,524 |
| Pre-tax net operating income | $1,637,000 | 2,418 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $610,000 | 2,021 |
| Income before extraordinary items | $1,027,000 | 2,919 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,027,000 | 2,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,027,000 | 2,762 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 1,994 |
| Total interest expense | $1,510,000 | 1,639 |
| Net interest income | $2,155,000 | 2,256 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $157,000 | 4,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $157,000 | 3,139 |
| Total noninterest expense | $1,464,000 | 2,647 |
| Salaries and employee benefits | $915,000 | 2,295 |
| Premises and equipment expense | $355,000 | 1,621 |
| Additional noninterest expense | $194,000 | 5,069 |
| Pre-tax net operating income | $842,000 | 2,370 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $315,000 | 1,984 |
| Income before extraordinary items | $527,000 | 2,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $527,000 | 2,694 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,705,000 | 1,972 |
| Total interest expense | $7,005,000 | 1,621 |
| Net interest income | $8,700,000 | 2,223 |
| Provision for loan and lease losses | $-6,000 | 9,175 |
| Total noninterest income | $649,000 | 4,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $649,000 | 2,835 |
| Total noninterest expense | $5,973,000 | 2,472 |
| Salaries and employee benefits | $3,757,000 | 2,127 |
| Premises and equipment expense | $1,320,000 | 1,658 |
| Additional noninterest expense | $896,000 | 4,559 |
| Pre-tax net operating income | $3,382,000 | 2,269 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,210,000 | 1,934 |
| Income before extraordinary items | $2,172,000 | 2,634 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,172,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,172,000 | 2,545 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,472,000 | 2,081 |
| Total interest expense | $9,603,000 | 1,693 |
| Net interest income | $6,869,000 | 2,606 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $818,000 | 3,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $818,000 | 2,354 |
| Total noninterest expense | $5,406,000 | 2,616 |
| Salaries and employee benefits | $3,101,000 | 2,424 |
| Premises and equipment expense | $1,283,000 | 1,681 |
| Additional noninterest expense | $1,022,000 | 3,995 |
| Pre-tax net operating income | $2,276,000 | 2,874 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $747,000 | 2,554 |
| Income before extraordinary items | $1,529,000 | 3,178 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,529,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,529,000 | 3,077 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,122,000 | 2,180 |
| Total interest expense | $10,077,000 | 1,709 |
| Net interest income | $6,045,000 | 2,915 |
| Provision for loan and lease losses | $-72,000 | 9,789 |
| Total noninterest income | $623,000 | 4,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $623,000 | 2,580 |
| Total noninterest expense | $4,985,000 | 2,726 |
| Salaries and employee benefits | $3,016,000 | 2,377 |
| Premises and equipment expense | $1,239,000 | 1,682 |
| Additional noninterest expense | $730,000 | 5,032 |
| Pre-tax net operating income | $1,755,000 | 3,626 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $658,000 | 2,934 |
| Income before extraordinary items | $1,097,000 | 4,115 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,097,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,552 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,097,000 | 4,118 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,555,000 | 2,094 |
| Total interest expense | $9,222,000 | 1,632 |
| Net interest income | $6,333,000 | 2,780 |
| Provision for loan and lease losses | $-817,000 | 10,195 |
| Total noninterest income | $783,000 | 3,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $783,000 | 2,186 |
| Total noninterest expense | $5,215,000 | 2,593 |
| Salaries and employee benefits | $3,031,000 | 2,318 |
| Premises and equipment expense | $1,216,000 | 1,681 |
| Additional noninterest expense | $968,000 | 4,125 |
| Pre-tax net operating income | $2,718,000 | 2,614 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $875,000 | 2,440 |
| Income before extraordinary items | $1,843,000 | 2,759 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,843,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,843,000 | 2,729 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,163,000 | 2,012 |
| Total interest expense | $9,546,000 | 1,611 |
| Net interest income | $6,617,000 | 2,577 |
| Provision for loan and lease losses | $-199,000 | 10,375 |
| Total noninterest income | $572,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $572,000 | 2,726 |
| Total noninterest expense | $5,153,000 | 2,522 |
| Salaries and employee benefits | $2,904,000 | 2,322 |
| Premises and equipment expense | $1,178,000 | 1,667 |
| Additional noninterest expense | $1,071,000 | 3,719 |
| Pre-tax net operating income | $2,235,000 | 3,055 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $684,000 | 3,084 |
| Income before extraordinary items | $1,551,000 | 3,172 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,551,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,551,000 | 3,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,892,000 | 2,047 |
| Total interest expense | $9,268,000 | 1,676 |
| Net interest income | $6,624,000 | 2,623 |
| Provision for loan and lease losses | $-104,000 | 10,782 |
| Total noninterest income | $621,000 | 4,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $621,000 | 2,411 |
| Total noninterest expense | $5,061,000 | 2,533 |
| Salaries and employee benefits | $2,838,000 | 2,337 |
| Premises and equipment expense | $1,314,000 | 1,482 |
| Additional noninterest expense | $909,000 | 4,266 |
| Pre-tax net operating income | $2,288,000 | 3,139 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $449,000 | 4,540 |
| Income before extraordinary items | $1,839,000 | 2,781 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,839,000 | 2,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,883 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,839,000 | 2,730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,479,000 | 2,180 |
| Total interest expense | $8,743,000 | 1,800 |
| Net interest income | $6,736,000 | 2,613 |
| Provision for loan and lease losses | $907,000 | 1,097 |
| Total noninterest income | $531,000 | 4,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $531,000 | 2,808 |
| Total noninterest expense | $6,512,000 | 2,122 |
| Salaries and employee benefits | $2,725,000 | 2,442 |
| Premises and equipment expense | $1,228,000 | 1,655 |
| Additional noninterest expense | $2,559,000 | 1,975 |
| Pre-tax net operating income | $-152,000 | 11,020 |
| Securities gains (losses) | $57,000 | 1,259 |
| Applicable income taxes | $384,000 | 5,020 |
| Income before extraordinary items | $-479,000 | 11,256 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-479,000 | 11,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,265 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-536,000 | 11,251 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,555,000 | 2,315 |
| Total interest expense | $8,063,000 | 1,938 |
| Net interest income | $6,492,000 | 2,745 |
| Provision for loan and lease losses | $163,000 | 3,478 |
| Total noninterest income | $712,000 | 4,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $712,000 | 2,258 |
| Total noninterest expense | $5,079,000 | 2,673 |
| Salaries and employee benefits | $2,572,000 | 2,606 |
| Premises and equipment expense | $1,193,000 | 1,691 |
| Additional noninterest expense | $1,314,000 | 3,465 |
| Pre-tax net operating income | $1,962,000 | 3,556 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $529,000 | 4,013 |
| Income before extraordinary items | $1,433,000 | 3,382 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,433,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,433,000 | 3,354 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,922,000 | 2,201 |
| Total interest expense | $7,278,000 | 1,724 |
| Net interest income | $6,644,000 | 2,727 |
| Provision for loan and lease losses | $-89,000 | 12,120 |
| Total noninterest income | $1,489,000 | 2,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,489,000 | 1,393 |
| Total noninterest expense | $8,106,000 | 1,792 |
| Salaries and employee benefits | $2,580,000 | 2,584 |
| Premises and equipment expense | $1,373,000 | 1,516 |
| Additional noninterest expense | $4,153,000 | 1,374 |
| Pre-tax net operating income | $116,000 | 11,522 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $251,000 | 6,521 |
| Income before extraordinary items | $-135,000 | 12,182 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-135,000 | 12,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-135,000 | 12,203 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,515,000 | 2,028 |
| Total interest expense | $8,324,000 | 1,592 |
| Net interest income | $7,191,000 | 2,492 |
| Provision for loan and lease losses | $-219,000 | 13,058 |
| Total noninterest income | $941,000 | 3,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $941,000 | 2,120 |
| Total noninterest expense | $5,886,000 | 2,431 |
| Salaries and employee benefits | $2,525,000 | 2,617 |
| Premises and equipment expense | $1,400,000 | 1,517 |
| Additional noninterest expense | $1,961,000 | 2,780 |
| Pre-tax net operating income | $2,465,000 | 2,739 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $19,000 | 11,624 |
| Income before extraordinary items | $2,446,000 | 2,045 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,446,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,446,000 | 1,916 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,016,000 | 1,974 |
| Total interest expense | $10,670,000 | 1,623 |
| Net interest income | $7,346,000 | 2,470 |
| Provision for loan and lease losses | $-211,000 | 13,822 |
| Total noninterest income | $960,000 | 3,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $960,000 | 2,065 |
| Total noninterest expense | $5,572,000 | 2,596 |
| Salaries and employee benefits | $2,456,000 | 2,643 |
| Premises and equipment expense | $1,384,000 | 1,541 |
| Additional noninterest expense | $1,732,000 | 3,161 |
| Pre-tax net operating income | $2,945,000 | 2,114 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $2,937,000 | 1,572 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,937,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,126,000 | 1,456 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,937,000 | 1,457 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.